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Release Date: December 16, 2022
For release at
4:15 p.m. Eastern Time
December 16, 2022

H.8

Notice to Users of the H.8 Release

Data on this H.8 release have been benchmarked through the September 2022 Call Report. Data on the previous release were benchmarked through the June 2022 Call Report. The data also incorporate new seasonal adjustment factors and revisions to underlying data. Notes on the Data for the following as-of date have been revised to reflect additional information that became available after publication: October 5, 2022.

In addition, allowances for loan and lease losses (ALLL) for large and small domestically chartered commercial banks have been corrected to properly adjust for shifts in membership between the two bank groups. This correction does not affect the aggregate data for the commercial and domestically chartered bank groups. For more details about the adjustment methodology, see the H.8 Technical Q&A published on October 2, 2020.

Notes on the Data (billions of dollars)

Because of the conversion of a thrift institution to a commercial bank and, additionally, the acquisition of assets and liabilities of nonbank institutions in the week ending December 7, 2022, the assets and liabilities of domestically chartered commercial banks increased $88.3 billion. The major asset items affected were the following: Treasury and agency securities, mortgage-backed securities (MBS), $4.7 billion; Treasury and agency securities, non-MBS, $3.1 billion; other securities, non-MBS, $1.5 billion; commercial and industrial loans, $4.4 billion; real estate loans, residential real estate loans, revolving home equity loans, $0.8 billion; real estate loans, residential real estate loans, closed-end residential loans, $6.3 billion; real estate loans, commercial real estate loans, construction and land development loans, $1.9 billion; real estate loans, commercial real estate loans, secured by multifamily properties, $37.5 billion; real estate loans, commercial real estate loans, secured by nonfarm nonresidential properties, $8.4 billion; consumer loans, other consumer loans, all other consumer loans, $1.4 billion; all other loans and leases, loans to nondepository financial institutions, $5.5 billion; all other loans and leases, all loans not elsewhere classified, $1.7 billion; cash assets, $1.5 billion; total federal funds sold and reverse RPs, $0.6 billion; other assets including trading assets, $9.1 billion; and other asset item(s), -$0.1 billion. The major liability items affected were the following: deposits, large time deposits, $8.3 billion; deposits, other deposits, $50.9 billion; borrowings, $17.8 billion; and other liabilities including trading liabilities, $1.2 billion. The residual (assets less liabilities) increased $10.1 billion.

Table 1. Selected Assets and Liabilities of Commercial Banks in the United States 1

Percent change at break adjusted, seasonally adjusted, annual rate.
Account 2017 2018 2019 2020 2021 2021 Q2 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022
Aug
2022
Sep
2022
Oct
2022
Nov
Assets
1 Bank credit 3.0 3.5 6.0 8.4 8.1 7.5 6.3 11.5 9.9 8.0 6.7 5.2 1.3 0.0 3.6
2 Securities in bank credit 2 1.9 0.8 10.4 20.7 21.7 24.4 14.3 20.4 9.5 -1.6 -4.6 -5.5 -14.3 -20.9 -9.1
3 Treasury and agency securities 3 2.7 3.6 14.3 22.9 22.7 22.9 15.5 21.5 9.7 -2.6 -4.5 -6.3 -13.7 -20.3 -10.2
6 Other securities -0.5 -6.9 -1.7 12.8 18.0 30.6 9.8 15.8 8.4 2.7 -4.9 -2.0 -17.0 -23.5 -4.5
9 Loans and leases in bank credit 8 3.4 4.5 4.4 3.6 2.0 -0.5 2.3 6.9 10.1 13.1 12.4 10.5 9.0 10.1 9.6
10 Commercial and industrial loans 1.0 6.7 3.7 11.5 -7.8 -9.1 -15.2 1.8 10.5 16.9 17.6 12.0 11.4 12.7 14.2
11 Real estate loans 3.7 3.5 3.3 1.1 2.1 -1.0 3.3 5.8 7.6 10.7 11.0 11.6 9.3 8.1 9.9
12 Residential real estate loans 1.4 2.2 2.0 -1.8 -0.4 -5.4 1.0 5.4 5.7 10.7 9.5 8.0 9.7 6.4 8.5
13 Revolving home equity loans -6.8 -8.3 -8.8 -11.7 -12.5 -15.8 -13.1 -8.9 -3.7 1.3 3.8 3.8 4.8 2.8 -0.5
14 Closed-end residential loans 9 3.4 4.4 4.0 -0.2 1.4 -3.9 2.9 7.2 6.9 11.8 10.2 8.5 10.3 6.9 9.5
15 Commercial real estate loans 6.1 4.8 4.6 3.9 4.4 2.9 5.3 6.1 9.3 10.7 12.3 14.6 9.0 9.5 11.2
20 Consumer loans 4.2 4.0 5.2 -4.1 7.6 5.7 10.7 10.9 12.3 14.4 10.4 8.2 9.2 8.8 4.3
21 Credit cards and other revolving plans 5.1 4.2 3.4 -11.0 5.6 1.5 10.6 12.1 15.7 21.3 16.4 13.2 14.4 13.9 8.3
22 Other consumer loans 3.2 3.9 7.3 3.6 9.6 9.6 10.9 9.7 9.0 7.7 4.6 3.2 3.9 3.6 0.0
25 All other loans and leases 5.8 4.9 8.5 7.2 12.8 9.3 18.4 13.6 14.4 13.5 10.9 7.6 4.6 12.7 7.0
28 LESS: Allowance for loan and lease losses 0.4 -0.7 1.1 59.6 -23.6 -39.7 -36.7 -21.7 -12.6 -8.1 6.5 0.7 2.2 35.6 1.4
29 Cash assets 21 7.3 -19.3 -13.0 77.9 33.9 55.3 19.3 4.8 -32.9 -38.9 -10.7 -3.3 -50.1 -22.8 1.5
30 Total federal funds sold and reverse RPs 22 9.4 36.6 25.4 7.9 -26.0 -42.6 -13.9 10.4 -10.9 -1.5 -17.9 -45.4 1.1 -48.2 8.6
31 Loans to commercial banks 23 -4.7 19.4 -52.5 40.9 -44.3 -172.9 21.2 -6.7 -119.7 43.9 13.2 -50.0 13.0 -167.7 -135.0
32 Other assets including trading assets 24 0.6 -1.0 1.6 10.0 6.4 1.5 3.6 10.1 5.7 23.6 0.8 2.1 -2.6 16.0 34.0
33 Total assets 3.5 0.8 4.1 14.8 10.7 13.4 8.2 10.4 1.4 1.3 3.0 2.4 -6.5 -3.4 5.9
 
Liabilities
34 Deposits 4.4 2.8 6.1 20.9 11.8 14.2 9.0 10.2 3.4 -0.1 -1.2 0.7 -5.1 -9.8 -2.6
35 Large time deposits 5.7 5.0 8.3 -16.9 -6.7 -10.8 -6.7 4.2 -1.7 10.7 16.3 34.3 15.4 -26.8 73.0
36 Other deposits 4.2 2.4 5.7 27.0 13.8 16.7 10.5 10.7 3.9 -1.0 -2.7 -2.3 -7.0 -8.2 -9.6
37 Borrowings 3.7 -5.3 -2.0 -13.3 -1.8 -0.2 -6.5 4.4 -8.5 -0.9 15.7 -7.1 32.5 18.6 47.2
39 Other liabilities including trading liabilities 25 -8.8 2.7 2.9 12.8 4.2 -6.7 -2.3 8.7 -7.4 29.4 14.7 -6.7 27.7 39.1 39.6
40 Total liabilities 3.5 0.6 3.6 16.6 11.2 13.1 9.0 11.7 1.9 1.4 3.9 3.2 -4.9 -3.0 7.2

Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments. For information on how the data were constructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent changes for other series shown on the release are available for customizable download through the Federal Reserve Board’s Data Download Program (DDP). Footnotes appear on the last page of the release.

Table 2. Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2021
Nov
2022
May
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
2022
Nov
Week ending
Nov 16 Nov 23 Nov 30 Dec 07
Assets
1 Bank credit 16,211.5 17,003.6 17,128.6 17,237.6 17,311.4 17,329.4 17,332.1 17,383.6 17,377.8 17,400.9 17,413.1 17,521.3
2 Securities in bank credit 2 5,629.3 5,782.0 5,759.8 5,756.5 5,730.2 5,661.6 5,563.0 5,521.0 5,521.9 5,516.3 5,519.7 5,544.1
3 Treasury and agency securities 3 4,530.0 4,650.1 4,633.8 4,631.9 4,607.5 4,554.8 4,477.9 4,439.9 4,441.0 4,435.0 4,433.6 4,459.5
4 Mortgage-backed securities (MBS) 4 2,918.1 2,905.3 2,888.3 2,886.8 2,879.3 2,850.2 2,803.2 2,782.2 2,781.9 2,785.2 2,778.7 2,802.2
5 Non-MBS 5 1,612.0 1,744.9 1,745.6 1,745.1 1,728.3 1,704.6 1,674.7 1,657.7 1,659.2 1,649.8 1,654.9 1,657.4
6 Other securities 1,099.3 1,131.8 1,125.9 1,124.6 1,122.6 1,106.8 1,085.1 1,081.1 1,080.9 1,081.3 1,086.1 1,084.5
7 Mortgage-backed securities (MBS) 6 103.4 116.3 115.8 116.1 116.4 115.5 113.8 113.5 113.4 113.1 114.1 110.8
8 Non-MBS 7 995.9 1,015.5 1,010.2 1,008.5 1,006.3 991.2 971.3 967.5 967.5 968.2 972.0 973.7
9 Loans and leases in bank credit 8 10,582.2 11,221.6 11,368.8 11,481.1 11,581.2 11,667.8 11,769.0 11,862.6 11,855.9 11,884.5 11,893.4 11,977.3
10 Commercial and industrial loans 2,428.3 2,601.5 2,658.1 2,695.0 2,721.9 2,747.7 2,776.9 2,810.0 2,807.0 2,820.6 2,814.5 2,831.4
11 Real estate loans 4,754.5 4,975.1 5,022.4 5,065.4 5,113.8 5,153.2 5,187.6 5,230.0 5,226.3 5,236.0 5,249.5 5,305.8
12 Residential real estate loans 2,248.1 2,341.5 2,364.1 2,379.0 2,394.9 2,414.3 2,427.2 2,444.3 2,443.8 2,447.7 2,453.7 2,454.1
13 Revolving home equity loans 250.3 248.7 249.4 250.2 251.0 251.9 252.5 252.4 252.2 252.3 252.8 253.9
14 Closed-end residential loans 9 1,997.9 2,092.9 2,114.7 2,128.8 2,143.9 2,162.4 2,174.7 2,191.9 2,191.6 2,195.4 2,200.9 2,200.3
15 Commercial real estate loans 2,506.4 2,633.6 2,658.3 2,686.4 2,718.9 2,739.0 2,760.4 2,785.7 2,782.4 2,788.3 2,795.8 2,851.7
16 Construction and land development loans 10 387.0 406.9 411.4 415.5 419.8 424.4 429.4 438.5 437.8 439.8 441.4 444.9
17 Secured by farmland 11 102.7 106.1 106.9 107.5 108.2 108.7 109.5 110.3 110.3 110.4 110.6 110.8
18 Secured by multifamily properties 12 437.4 475.4 484.4 494.1 504.1 509.8 516.8 521.4 520.2 522.5 524.3 563.8
19 Secured by nonfarm nonresidential properties 13 1,579.2 1,645.1 1,655.6 1,669.3 1,686.8 1,696.1 1,704.7 1,715.5 1,714.1 1,715.6 1,719.5 1,732.2
20 Consumer loans 1,635.2 1,744.6 1,763.1 1,778.8 1,791.1 1,805.0 1,821.9 1,828.4 1,824.6 1,829.3 1,835.4 1,833.4
21 Credit cards and other revolving plans 791.4 865.3 879.1 891.9 901.7 912.5 923.1 929.5 926.9 930.3 935.6 934.4
22 Other consumer loans 843.8 879.2 884.0 887.0 889.4 892.5 898.8 898.8 897.7 898.9 899.7 899.0
23 Automobile loans 14 506.5 518.7 519.3 519.1 518.6 519.0 524.4 524.2 523.6 524.6 524.3 523.5
24 All other consumer loans 15 , 16 337.3 360.6 364.7 367.9 370.7 373.5 374.4 374.6 374.2 374.3 375.4 375.5
25 All other loans and leases 1,764.3 1,900.4 1,925.2 1,941.9 1,954.4 1,961.9 1,982.6 1,994.2 1,998.0 1,998.7 1,994.1 2,006.6
26 Loans to nondepository financial institutions 17 782.1 842.1 853.8 857.7 864.8 869.4 875.6 890.2 890.2 894.4 894.6 899.4
27 All loans not elsewhere classified 18 , 19 982.1 1,058.3 1,071.4 1,084.2 1,089.6 1,092.5 1,107.0 1,104.1 1,107.8 1,104.2 1,099.5 1,107.2
28 LESS: Allowance for loan and lease losses 20 166.8 157.9 158.1 160.7 160.7 161.0 166.4 166.5 166.4 166.8 166.1 167.6
29 Cash assets 21 4,092.8 3,332.7 3,311.9 3,350.1 3,341.1 3,201.5 3,141.7 3,145.7 3,199.9 3,186.5 3,096.4 3,139.0
30 Total federal funds sold and reverse RPs 22 632.5 602.4 591.0 585.7 563.5 564.1 541.5 545.3 558.0 563.8 530.7 523.5
31 Loans to commercial banks 23 5.7 9.6 9.7 9.6 9.2 9.3 8.0 7.1 6.8 6.9 7.2 6.9
32 Other assets including trading assets 24 1,723.4 1,848.3 1,831.1 1,839.6 1,843.0 1,838.8 1,863.7 1,916.7 1,895.8 1,939.4 1,921.7 1,858.6
33 Total assets 22,499.1 22,638.7 22,714.2 22,861.9 22,907.4 22,782.2 22,720.6 22,831.9 22,871.9 22,930.7 22,803.0 22,881.8
 
Liabilities
34 Deposits 17,847.9 18,040.3 18,000.4 18,006.0 18,016.7 17,939.3 17,793.8 17,755.5 17,775.3 17,786.6 17,703.7 17,788.1
35 Large time deposits 1,437.3 1,451.6 1,462.8 1,478.2 1,520.5 1,540.0 1,506.4 1,598.1 1,599.4 1,615.0 1,623.8 1,659.1
36 Other deposits 16,410.6 16,588.7 16,537.6 16,527.8 16,496.1 16,399.3 16,287.4 16,157.4 16,175.9 16,171.6 16,079.9 16,129.0
37 Borrowings 1,704.5 1,629.8 1,652.1 1,684.6 1,674.3 1,718.8 1,745.0 1,813.2 1,825.9 1,841.9 1,807.3 1,837.7
38 Net due to related foreign offices 92.3 120.7 139.5 261.0 319.5 249.0 291.9 359.5 375.5 399.2 372.8 339.3
39 Other liabilities including trading liabilities 25 705.2 721.2 736.4 752.5 748.3 765.5 790.5 816.7 816.1 830.8 812.6 779.0
40 Total liabilities 20,349.8 20,512.0 20,528.3 20,704.1 20,758.8 20,672.6 20,621.3 20,744.9 20,792.8 20,858.5 20,696.4 20,744.1
41 Residual (Assets LESS Liabilities) 26 2,149.3 2,126.7 2,185.9 2,157.8 2,148.6 2,109.6 2,099.4 2,087.0 2,079.1 2,072.2 2,106.6 2,137.7

Footnotes appear on the last page.

Table 3. Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2021
Nov
2022
May
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
2022
Nov
Week ending
Nov 16 Nov 23 Nov 30 Dec 07
Assets
1 Bank credit 16,254.6 16,993.9 17,134.6 17,226.8 17,302.7 17,301.1 17,319.6 17,420.8 17,405.8 17,435.9 17,482.2 17,563.7
2 Securities in bank credit 2 5,665.6 5,782.0 5,747.8 5,737.5 5,726.8 5,634.4 5,551.4 5,547.4 5,552.3 5,546.5 5,555.6 5,563.0
3 Treasury and agency securities 3 4,563.5 4,648.8 4,616.6 4,611.7 4,603.5 4,526.5 4,466.0 4,465.0 4,468.2 4,463.8 4,470.4 4,479.2
4 Mortgage-backed securities (MBS) 4 2,922.2 2,914.5 2,883.3 2,875.9 2,880.5 2,838.8 2,790.5 2,783.6 2,779.8 2,786.7 2,795.1 2,802.9
5 Non-MBS 5 1,641.3 1,734.3 1,733.3 1,735.8 1,723.0 1,687.7 1,675.6 1,681.4 1,688.4 1,677.1 1,675.3 1,676.3
6 Other securities 1,102.1 1,133.3 1,131.2 1,125.9 1,123.3 1,107.9 1,085.3 1,082.4 1,084.1 1,082.7 1,085.2 1,083.8
7 Mortgage-backed securities (MBS) 6 102.2 117.6 117.0 117.1 116.8 115.3 113.1 112.3 112.7 112.2 112.1 109.8
8 Non-MBS 7 999.9 1,015.6 1,014.1 1,008.8 1,006.5 992.6 972.3 970.1 971.5 970.6 973.0 974.0
9 Loans and leases in bank credit 8 10,589.1 11,211.9 11,386.8 11,489.2 11,575.9 11,666.7 11,768.2 11,873.4 11,853.5 11,889.4 11,926.6 12,000.7
10 Commercial and industrial loans 2,410.6 2,625.8 2,680.9 2,701.0 2,710.4 2,724.3 2,750.7 2,792.0 2,787.2 2,806.2 2,798.0 2,804.7
11 Real estate loans 4,771.2 4,959.6 5,017.1 5,071.0 5,128.1 5,171.4 5,212.1 5,249.8 5,242.8 5,253.2 5,264.4 5,327.5
12 Residential real estate loans 2,260.9 2,328.5 2,358.7 2,383.8 2,405.5 2,426.4 2,444.0 2,459.1 2,455.7 2,460.8 2,464.7 2,473.6
13 Revolving home equity loans 251.4 248.0 249.2 250.1 251.4 253.5 253.8 254.0 253.9 253.8 254.1 255.1
14 Closed-end residential loans 9 2,009.5 2,080.5 2,109.4 2,133.7 2,154.2 2,172.9 2,190.2 2,205.1 2,201.8 2,207.0 2,210.5 2,218.5
15 Commercial real estate loans 2,510.3 2,631.1 2,658.4 2,687.2 2,722.5 2,745.1 2,768.0 2,790.7 2,787.2 2,792.3 2,799.7 2,853.9
16 Construction and land development loans 10 389.8 406.2 412.7 415.8 421.8 427.5 433.1 441.8 441.2 443.2 444.4 447.9
17 Secured by farmland 11 102.8 105.9 106.9 107.8 108.5 109.0 109.9 110.5 110.4 110.5 110.7 110.9
18 Secured by multifamily properties 12 438.8 474.0 483.5 495.2 505.3 511.5 518.9 523.0 522.2 523.6 525.7 565.0
19 Secured by nonfarm nonresidential properties 13 1,578.9 1,645.1 1,655.4 1,668.4 1,686.9 1,697.1 1,706.1 1,715.4 1,713.3 1,715.2 1,718.9 1,730.0
20 Consumer loans 1,643.5 1,729.7 1,759.1 1,778.7 1,794.2 1,810.3 1,825.0 1,837.7 1,826.7 1,838.0 1,860.1 1,858.6
21 Credit cards and other revolving plans 798.6 853.7 875.9 891.0 903.2 913.4 923.0 938.1 928.6 938.8 960.1 959.9
22 Other consumer loans 844.9 876.0 883.2 887.7 891.0 896.9 902.0 899.5 898.1 899.2 900.0 898.7
23 Automobile loans 14 506.7 517.8 519.1 520.0 520.1 520.7 525.6 524.3 523.3 524.6 524.3 523.4
24 All other consumer loans 15 , 16 338.2 358.2 364.1 367.8 370.9 376.2 376.3 375.2 374.8 374.6 375.7 375.3
25 All other loans and leases 1,763.8 1,896.7 1,929.8 1,938.5 1,943.1 1,960.7 1,980.4 1,993.9 1,996.8 1,992.0 2,004.1 2,009.9
26 Loans to nondepository financial institutions 17 784.7 837.8 852.8 856.0 859.4 871.9 878.3 892.7 891.9 892.4 901.6 902.8
27 All loans not elsewhere classified 18 , 19 979.1 1,059.0 1,077.1 1,082.5 1,083.7 1,088.8 1,102.2 1,101.2 1,104.9 1,099.6 1,102.5 1,107.1
28 LESS: Allowance for loan and lease losses 20 168.1 157.1 157.7 160.3 160.9 161.8 167.0 168.0 168.0 168.3 167.6 169.6
29 Cash assets 21 4,152.4 3,317.5 3,205.6 3,311.2 3,373.2 3,200.9 3,123.0 3,192.0 3,244.4 3,250.2 3,171.1 3,238.5
30 Total federal funds sold and reverse RPs 22 648.6 584.2 580.2 568.9 564.5 571.6 541.5 559.3 574.7 572.9 557.8 549.4
31 Loans to commercial banks 23 5.6 9.6 10.0 9.8 9.3 9.7 7.9 6.9 6.6 6.7 7.1 6.8
32 Other assets including trading assets 24 1,722.2 1,839.7 1,837.6 1,837.4 1,839.2 1,836.7 1,867.8 1,915.8 1,892.6 1,962.8 1,909.9 1,852.2
33 Total assets 22,615.3 22,587.9 22,610.4 22,793.8 22,928.0 22,758.2 22,692.8 22,926.8 22,956.1 23,060.3 22,960.4 23,041.0
 
Liabilities
34 Deposits 17,862.3 17,998.1 17,977.9 17,966.6 17,991.7 17,874.4 17,706.0 17,759.3 17,791.9 17,755.2 17,784.5 17,883.9
35 Large time deposits 1,422.9 1,464.7 1,470.8 1,481.6 1,529.7 1,536.9 1,491.9 1,583.1 1,580.8 1,603.2 1,611.1 1,646.7
36 Other deposits 16,439.4 16,533.5 16,507.1 16,485.0 16,462.0 16,337.5 16,214.2 16,176.3 16,211.1 16,152.0 16,173.4 16,237.2
37 Borrowings 1,718.8 1,647.9 1,648.3 1,676.0 1,675.5 1,707.0 1,752.2 1,833.2 1,844.1 1,873.4 1,821.4 1,854.5
38 Net due to related foreign offices 132.4 94.3 121.3 256.3 339.7 260.4 334.4 406.6 417.5 473.0 420.9 385.0
39 Other liabilities including trading liabilities 25 720.2 715.4 732.1 739.0 749.9 768.4 808.1 836.2 815.3 868.8 834.9 794.8
40 Total liabilities 20,433.7 20,455.7 20,479.6 20,637.9 20,756.9 20,610.2 20,600.8 20,835.4 20,868.7 20,970.5 20,861.7 20,918.3
41 Residual (Assets LESS Liabilities) 26 2,181.6 2,132.2 2,130.8 2,155.9 2,171.2 2,148.0 2,092.0 2,091.4 2,087.3 2,089.8 2,098.7 2,122.7

Footnotes appear on the last page.

Table 4. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2021
Nov
2022
May
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
2022
Nov
Week ending
Nov 16 Nov 23 Nov 30 Dec 07
Assets
1 Bank credit 15,147.9 15,844.7 15,950.9 16,043.7 16,116.1 16,121.9 16,095.1 16,118.6 16,110.4 16,129.5 16,136.9 16,243.4
2 Securities in bank credit 2 5,380.8 5,545.8 5,521.1 5,513.4 5,491.9 5,422.9 5,320.2 5,275.3 5,274.0 5,272.0 5,273.9 5,303.3
3 Treasury and agency securities 3 4,381.0 4,509.9 4,489.8 4,482.1 4,462.2 4,408.4 4,327.8 4,286.7 4,286.0 4,283.1 4,279.8 4,310.9
4 Mortgage-backed securities (MBS) 4 2,872.0 2,871.7 2,851.6 2,850.0 2,845.1 2,813.6 2,766.3 2,742.9 2,740.9 2,746.1 2,740.4 2,764.4
5 Non-MBS 5 1,509.0 1,638.3 1,638.2 1,632.1 1,617.1 1,594.9 1,561.5 1,543.8 1,545.1 1,537.0 1,539.4 1,546.5
6 Other securities 999.8 1,035.8 1,031.2 1,031.3 1,029.7 1,014.5 992.4 988.6 988.0 988.9 994.1 992.5
7 Mortgage-backed securities (MBS) 6 101.4 114.3 113.8 114.3 114.5 113.7 112.0 111.8 111.6 111.4 112.4 109.0
8 Non-MBS 7 898.4 921.5 917.4 917.0 915.2 900.8 880.4 876.8 876.3 877.5 881.7 883.4
9 Loans and leases in bank credit 8 9,767.1 10,298.9 10,429.8 10,530.3 10,624.2 10,699.0 10,774.9 10,843.3 10,836.4 10,857.5 10,863.0 10,940.0
10 Commercial and industrial loans 2,035.8 2,160.2 2,206.3 2,243.1 2,267.4 2,285.4 2,295.4 2,305.5 2,301.8 2,310.2 2,303.0 2,314.9
11 Real estate loans 4,669.8 4,879.5 4,925.7 4,966.1 5,011.8 5,049.9 5,082.4 5,124.1 5,120.2 5,129.7 5,143.6 5,198.7
12 Residential real estate loans 2,246.9 2,340.7 2,363.3 2,378.1 2,394.0 2,413.4 2,426.2 2,443.2 2,442.7 2,446.5 2,452.6 2,453.1
13 Revolving home equity loans 250.1 248.7 249.5 250.2 250.9 251.8 252.4 252.2 252.0 252.1 252.6 253.8
14 Closed-end residential loans 9 1,996.7 2,092.0 2,113.8 2,127.9 2,143.1 2,161.5 2,173.7 2,191.0 2,190.7 2,194.4 2,200.0 2,199.4
15 Commercial real estate loans 2,422.9 2,538.8 2,562.4 2,587.9 2,617.8 2,636.6 2,656.2 2,680.9 2,677.5 2,683.1 2,691.0 2,745.6
16 Construction and land development loans 10 376.2 395.7 399.9 404.0 408.0 412.7 417.5 427.1 426.3 428.3 430.1 433.6
17 Secured by farmland 11 102.5 106.0 106.8 107.4 108.0 108.5 109.3 110.2 110.2 110.2 110.4 110.6
18 Secured by multifamily properties 12 424.7 460.9 469.2 478.1 487.1 492.4 499.2 503.6 502.5 504.6 506.4 545.7
19 Secured by nonfarm nonresidential properties 13 1,519.5 1,576.1 1,586.5 1,598.4 1,614.6 1,623.0 1,630.1 1,640.1 1,638.6 1,640.0 1,644.1 1,655.7
20 Consumer loans 1,629.0 1,744.5 1,763.0 1,778.9 1,791.1 1,805.0 1,822.0 1,828.4 1,824.7 1,829.3 1,835.5 1,833.5
21 Credit cards and other revolving plans 791.4 865.3 879.1 891.9 901.7 912.5 923.1 929.5 926.9 930.3 935.6 934.4
22 Other consumer loans 837.6 879.2 883.9 887.0 889.4 892.6 898.9 898.9 897.8 899.0 899.9 899.1
23 Automobile loans 14 506.5 518.7 519.3 519.1 518.6 519.0 524.4 524.2 523.6 524.6 524.3 523.5
24 All other consumer loans 15 331.1 360.5 364.6 368.0 370.8 373.5 374.5 374.7 374.2 374.4 375.5 375.6
25 All other loans and leases 1,432.5 1,514.7 1,534.7 1,542.3 1,553.9 1,558.6 1,575.1 1,585.2 1,589.7 1,588.3 1,580.8 1,592.9
26 Loans to nondepository financial institutions 17 635.5 678.5 690.6 691.4 700.0 702.9 709.3 719.3 720.6 722.2 720.6 724.4
27 All loans not elsewhere classified 18 796.9 836.3 844.2 850.9 853.9 855.7 865.7 865.9 869.2 866.1 860.3 868.6
28 LESS: Allowance for loan and lease losses 165.5 157.8 158.1 160.6 160.7 161.0 166.4 166.5 166.5 166.8 166.1 167.7
29 Cash assets 21 2,813.6 2,098.7 2,081.9 2,063.7 1,980.4 1,911.9 1,860.6 1,801.4 1,821.0 1,809.7 1,778.2 1,739.0
30 Total federal funds sold and reverse RPs 22 303.3 292.6 284.6 294.9 274.8 282.4 285.4 288.3 295.3 299.2 278.6 278.2
31 Loans to commercial banks 23 5.2 8.8 8.9 9.2 9.1 8.9 6.7 5.8 5.6 5.7 5.5 5.6
32 Other assets including trading assets 24 1,599.7 1,705.9 1,686.2 1,683.5 1,689.8 1,676.8 1,697.8 1,748.1 1,734.4 1,762.1 1,752.1 1,694.3
33 Total assets 19,704.2 19,792.9 19,854.5 19,934.4 19,909.5 19,841.0 19,779.1 19,795.7 19,800.3 19,839.4 19,785.2 19,792.8
 
Liabilities
34 Deposits 16,560.0 16,762.3 16,727.9 16,725.0 16,710.7 16,631.1 16,504.6 16,420.9 16,437.3 16,454.7 16,348.4 16,433.1
35 Large time deposits 677.9 676.2 690.7 699.3 720.0 725.9 693.5 751.8 751.5 763.7 764.1 784.5
36 Other deposits 15,882.1 16,086.1 16,037.2 16,025.6 15,990.7 15,905.2 15,811.1 15,669.1 15,685.8 15,691.0 15,584.3 15,648.5
37 Borrowings 646.6 674.3 724.0 772.9 782.1 819.1 862.3 944.1 938.6 960.5 978.3 962.8
38 Net due to related foreign offices -262.6 -331.9 -324.0 -326.4 -341.6 -345.9 -312.3 -343.5 -348.4 -345.7 -344.0 -413.2
39 Other liabilities including trading liabilities 25 585.6 592.2 591.6 602.0 600.8 610.5 632.3 651.3 655.5 659.6 641.8 618.4
40 Total liabilities 17,529.5 17,696.9 17,719.6 17,773.5 17,752.0 17,714.8 17,686.9 17,672.7 17,683.0 17,729.1 17,624.5 17,601.1
41 Residual (Assets LESS Liabilities) 26 2,174.7 2,096.0 2,134.9 2,160.9 2,157.5 2,126.1 2,092.2 2,123.0 2,117.3 2,110.3 2,160.6 2,191.7

Footnotes appear on the last page.

Table 5. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2021
Nov
2022
May
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
2022
Nov
Week ending
Nov 16 Nov 23 Nov 30 Dec 07
Assets
1 Bank credit 15,190.4 15,842.3 15,955.7 16,024.6 16,105.1 16,096.9 16,096.0 16,157.1 16,139.6 16,163.0 16,203.1 16,285.4
2 Securities in bank credit 2 5,416.5 5,547.0 5,509.4 5,489.3 5,484.2 5,396.3 5,314.1 5,301.5 5,305.6 5,301.3 5,307.7 5,320.1
3 Treasury and agency securities 3 4,414.8 4,508.0 4,472.8 4,457.2 4,453.2 4,380.7 4,321.5 4,312.7 4,315.8 4,311.8 4,315.9 4,329.8
4 Mortgage-backed securities (MBS) 4 2,877.6 2,879.5 2,846.3 2,838.1 2,844.5 2,801.0 2,753.6 2,745.7 2,741.9 2,748.6 2,757.0 2,766.1
5 Non-MBS 5 1,537.2 1,628.6 1,626.5 1,619.1 1,608.8 1,579.8 1,567.9 1,567.0 1,573.9 1,563.2 1,558.9 1,563.8
6 Other securities 1,001.6 1,039.0 1,036.6 1,032.1 1,031.0 1,015.6 992.6 988.8 989.7 989.5 991.8 990.3
7 Mortgage-backed securities (MBS) 6 100.2 115.7 115.1 115.2 114.9 113.4 111.3 110.5 110.9 110.4 110.3 108.0
8 Non-MBS 7 901.5 923.3 921.5 916.9 916.0 902.1 881.3 878.3 878.9 879.1 881.4 882.3
9 Loans and leases in bank credit 8 9,774.0 10,295.3 10,446.3 10,535.3 10,620.9 10,700.6 10,781.9 10,855.6 10,834.0 10,861.7 10,895.4 10,965.3
10 Commercial and industrial loans 2,017.5 2,186.8 2,225.6 2,243.4 2,255.6 2,265.4 2,276.9 2,287.1 2,281.0 2,292.0 2,284.1 2,287.5
11 Real estate loans 4,687.6 4,863.8 4,919.5 4,971.8 5,026.6 5,069.0 5,108.5 5,145.2 5,138.3 5,148.1 5,159.1 5,220.9
12 Residential real estate loans 2,259.9 2,327.6 2,357.8 2,383.0 2,404.8 2,425.6 2,443.3 2,458.3 2,454.9 2,460.0 2,463.8 2,472.7
13 Revolving home equity loans 251.4 248.0 249.2 250.1 251.4 253.5 253.8 254.0 253.9 253.8 254.1 255.1
14 Closed-end residential loans 9 2,008.4 2,079.6 2,108.5 2,132.9 2,153.4 2,172.1 2,189.5 2,204.3 2,201.0 2,206.2 2,209.7 2,217.6
15 Commercial real estate loans 2,427.8 2,536.2 2,561.7 2,588.8 2,621.8 2,643.4 2,665.2 2,687.0 2,683.4 2,688.2 2,695.3 2,748.2
16 Construction and land development loans 10 379.0 395.0 401.0 403.6 409.7 415.8 421.5 430.5 429.8 431.8 433.0 436.5
17 Secured by farmland 11 102.6 105.7 106.7 107.6 108.3 108.9 109.8 110.3 110.3 110.3 110.5 110.7
18 Secured by multifamily properties 12 426.0 459.6 468.3 479.5 488.6 494.1 501.3 505.1 504.3 505.5 507.5 546.9
19 Secured by nonfarm nonresidential properties 13 1,520.2 1,575.9 1,585.8 1,598.0 1,615.2 1,624.6 1,632.7 1,641.1 1,639.0 1,640.5 1,644.3 1,654.1
20 Consumer loans 1,637.2 1,729.7 1,759.1 1,778.7 1,794.2 1,810.3 1,825.0 1,837.7 1,826.7 1,838.0 1,860.1 1,858.6
21 Credit cards and other revolving plans 798.6 853.7 875.9 891.0 903.2 913.4 923.0 938.1 928.6 938.8 960.1 959.9
22 Other consumer loans 838.6 876.0 883.2 887.7 891.0 896.9 902.0 899.5 898.1 899.2 900.0 898.7
23 Automobile loans 14 506.7 517.8 519.1 520.0 520.1 520.7 525.6 524.3 523.3 524.6 524.3 523.4
24 All other consumer loans 15 331.9 358.2 364.1 367.8 370.9 376.2 376.3 375.2 374.8 374.6 375.7 375.3
25 All other loans and leases 1,431.6 1,515.0 1,542.1 1,541.4 1,544.5 1,556.0 1,571.5 1,585.6 1,588.0 1,583.5 1,592.2 1,598.3
26 Loans to nondepository financial institutions 17 635.4 678.4 692.8 691.8 694.7 702.6 707.8 719.9 719.2 719.8 726.7 727.4
27 All loans not elsewhere classified 18 796.2 836.7 849.3 849.5 849.8 853.4 863.7 865.7 868.8 863.7 865.4 870.9
28 LESS: Allowance for loan and lease losses 166.8 157.1 157.7 160.3 160.9 161.8 167.0 168.0 168.0 168.3 167.6 169.6
29 Cash assets 21 2,851.0 2,068.3 2,024.8 2,011.2 1,961.2 1,895.1 1,829.6 1,825.2 1,859.7 1,816.2 1,841.7 1,817.9
30 Total federal funds sold and reverse RPs 22 308.0 279.8 282.3 288.4 275.8 287.8 286.2 293.8 304.4 303.0 291.6 287.5
31 Loans to commercial banks 23 5.2 8.8 9.1 9.2 9.2 8.8 6.6 5.8 5.6 5.7 5.6 5.7
32 Other assets including trading assets 24 1,591.0 1,696.7 1,692.1 1,685.6 1,687.6 1,673.3 1,700.8 1,739.4 1,732.3 1,766.4 1,730.3 1,687.7
33 Total assets 19,778.9 19,738.9 19,806.4 19,858.8 19,877.9 19,800.1 19,752.1 19,853.4 19,873.6 19,886.0 19,904.7 19,914.6
 
Liabilities
34 Deposits 16,582.4 16,699.5 16,706.7 16,686.6 16,666.6 16,568.8 16,433.1 16,436.3 16,468.3 16,430.8 16,444.2 16,536.2
35 Large time deposits 674.8 673.1 690.8 701.3 721.1 723.6 691.6 749.9 749.5 761.7 762.9 784.1
36 Other deposits 15,907.6 16,026.4 16,015.9 15,985.3 15,945.5 15,845.1 15,741.5 15,686.3 15,718.8 15,669.1 15,681.3 15,752.1
37 Borrowings 653.5 676.0 722.6 766.1 776.2 820.0 880.8 957.9 955.6 978.0 984.9 967.0
38 Net due to related foreign offices -231.2 -346.5 -335.4 -335.4 -332.4 -344.4 -296.3 -302.1 -304.8 -300.0 -289.5 -355.2
39 Other liabilities including trading liabilities 25 597.1 581.7 585.7 589.6 601.4 613.1 646.5 666.1 660.3 680.5 659.6 637.1
40 Total liabilities 17,601.8 17,610.6 17,679.6 17,706.9 17,711.8 17,657.5 17,664.1 17,758.2 17,779.4 17,789.3 17,799.2 17,785.2
41 Residual (Assets LESS Liabilities) 26 2,177.1 2,128.3 2,126.8 2,151.8 2,166.2 2,142.6 2,088.0 2,095.2 2,094.2 2,096.7 2,105.6 2,129.5

Footnotes appear on the last page.

Table 6. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2021
Nov
2022
May
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
2022
Nov
Week ending
Nov 16 Nov 23 Nov 30 Dec 07
Assets
1 Bank credit 9,853.0 10,253.3 10,280.5 10,320.2 10,328.5 10,302.6 10,273.3 10,267.0 10,267.0 10,273.4 10,268.8 10,298.1
2 Securities in bank credit 2 4,028.4 4,106.6 4,065.4 4,057.8 4,020.9 3,963.6 3,899.7 3,856.4 3,856.1 3,853.0 3,850.3 3,877.1
3 Treasury and agency securities 3 3,436.1 3,491.5 3,454.2 3,448.6 3,416.1 3,370.2 3,318.3 3,275.5 3,274.8 3,270.3 3,267.8 3,295.0
4 Mortgage-backed securities (MBS) 4 2,156.6 2,150.4 2,128.0 2,128.7 2,119.8 2,099.2 2,072.5 2,052.1 2,050.1 2,054.0 2,049.0 2,066.0
5 Non-MBS 5 1,279.5 1,341.0 1,326.2 1,319.8 1,296.3 1,271.0 1,245.8 1,223.5 1,224.7 1,216.2 1,218.8 1,229.1
6 Other securities 592.3 615.1 611.2 609.2 604.9 593.4 581.4 580.9 581.4 582.7 582.4 582.1
7 Mortgage-backed securities (MBS) 6 62.9 68.8 68.0 68.7 68.6 67.9 66.8 66.9 66.8 66.6 67.3 67.1
8 Non-MBS 7 529.3 546.3 543.2 540.6 536.2 525.5 514.6 514.0 514.6 516.1 515.1 515.1
9 Loans and leases in bank credit 8 5,824.6 6,146.8 6,215.1 6,262.4 6,307.5 6,339.0 6,373.7 6,410.5 6,410.9 6,420.4 6,418.6 6,421.0
10 Commercial and industrial loans 1,275.5 1,388.9 1,421.0 1,444.9 1,460.7 1,470.8 1,475.5 1,491.8 1,491.1 1,498.3 1,492.5 1,498.2
11 Real estate loans 2,247.7 2,311.2 2,320.0 2,327.6 2,339.4 2,347.8 2,353.2 2,358.4 2,357.5 2,358.7 2,364.5 2,360.4
12 Residential real estate loans 1,452.3 1,496.0 1,505.1 1,507.9 1,511.8 1,521.3 1,525.6 1,531.0 1,531.3 1,532.7 1,535.5 1,529.3
13 Revolving home equity loans 160.4 155.3 155.1 154.9 154.7 154.5 154.5 153.7 153.7 153.6 153.8 154.1
14 Closed-end residential loans 9 1,291.9 1,340.8 1,350.1 1,353.0 1,357.1 1,366.8 1,371.1 1,377.3 1,377.6 1,379.1 1,381.7 1,375.2
15 Commercial real estate loans 795.4 815.2 814.9 819.8 827.5 826.5 827.6 827.3 826.2 826.0 829.0 831.1
16 Construction and land development loans 10 120.2 118.4 118.0 117.9 117.5 117.6 118.0 120.0 119.9 120.2 120.6 120.8
17 Secured by farmland 11 6.9 6.7 6.6 6.6 6.6 6.6 6.5 6.5 6.5 6.5 6.5 6.5
18 Secured by multifamily properties 12 187.0 203.7 206.5 210.2 213.1 214.1 216.5 215.7 215.1 215.9 216.7 217.3
19 Secured by nonfarm nonresidential properties 13 481.2 486.5 483.8 485.1 490.4 488.3 486.6 485.1 484.7 483.4 485.2 486.5
20 Consumer loans 1,181.2 1,253.2 1,262.8 1,270.7 1,277.7 1,286.5 1,296.6 1,300.8 1,298.9 1,301.8 1,304.8 1,302.8
21 Credit cards and other revolving plans 580.7 630.7 638.5 646.4 653.2 661.2 667.4 672.9 671.3 674.1 676.9 676.0
22 Other consumer loans 600.5 622.5 624.3 624.3 624.5 625.3 629.2 627.9 627.6 627.6 627.9 626.8
23 Automobile loans 14 436.5 445.6 445.4 444.4 443.3 442.7 447.2 446.5 446.3 446.7 446.2 445.3
24 All other consumer loans 15 164.1 176.9 179.0 179.9 181.2 182.6 182.0 181.4 181.2 180.9 181.6 181.6
25 All other loans and leases 1,120.2 1,193.4 1,211.3 1,219.1 1,229.8 1,233.9 1,248.3 1,259.6 1,263.5 1,261.8 1,256.7 1,259.6
26 Loans to nondepository financial institutions 17 535.3 575.4 586.5 589.1 598.6 603.1 609.3 619.9 620.8 621.7 621.7 617.9
27 All loans not elsewhere classified 18 585.0 618.1 624.7 630.1 631.1 630.8 639.0 639.7 642.7 640.1 635.0 641.7
28 LESS: Allowance for loan and lease losses 104.4 97.3 97.7 100.6 100.1 100.3 104.2 104.1 104.0 104.1 103.9 104.6
29 Cash assets 21 1,936.1 1,461.4 1,476.4 1,507.9 1,445.4 1,409.5 1,376.1 1,339.7 1,354.8 1,349.8 1,324.8 1,297.4
30 Total federal funds sold and reverse RPs 22 248.3 237.4 233.0 244.7 229.0 236.2 239.9 248.6 255.4 261.4 239.2 231.2
31 Loans to commercial banks 23 4.1 6.6 6.4 6.5 6.7 6.4 4.6 4.6 4.5 4.6 4.5 4.6
32 Other assets including trading assets 24 1,212.3 1,281.6 1,259.1 1,256.1 1,268.9 1,248.7 1,257.7 1,303.4 1,294.0 1,317.1 1,303.7 1,243.6
33 Total assets 13,149.3 13,143.0 13,157.6 13,234.9 13,178.4 13,103.1 13,047.5 13,059.3 13,071.6 13,102.1 13,037.0 12,970.2
 
Liabilities
34 Deposits 11,081.0 11,178.6 11,132.9 11,121.7 11,103.7 11,022.3 10,905.9 10,852.1 10,864.7 10,888.5 10,794.6 10,817.9
35 Large time deposits 316.4 329.5 341.2 348.1 362.2 360.1 315.6 351.9 353.7 358.8 355.0 360.2
36 Other deposits 10,764.6 10,849.1 10,791.7 10,773.6 10,741.5 10,662.1 10,590.2 10,500.2 10,511.0 10,529.7 10,439.6 10,457.7
37 Borrowings 419.7 431.1 466.8 497.5 497.8 512.5 530.6 585.4 586.4 592.4 602.6 577.0
38 Net due to related foreign offices -308.9 -368.2 -357.2 -357.0 -376.2 -376.4 -343.5 -379.2 -382.3 -379.9 -385.3 -450.6
39 Other liabilities including trading liabilities 25 489.7 486.6 483.6 492.9 490.8 494.0 508.3 527.6 532.2 537.9 516.8 496.2
40 Total liabilities 11,681.5 11,728.1 11,726.0 11,755.2 11,716.1 11,652.5 11,601.2 11,586.0 11,600.9 11,639.0 11,528.7 11,440.4
41 Residual (Assets LESS Liabilities) 26 1,467.8 1,414.9 1,431.5 1,479.7 1,462.2 1,450.6 1,446.2 1,473.3 1,470.7 1,463.1 1,508.3 1,529.8

Footnotes appear on the last page.

Table 7. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2021
Nov
2022
May
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
2022
Nov
Week ending
Nov 16 Nov 23 Nov 30 Dec 07
Assets
1 Bank credit 9,893.3 10,248.5 10,285.6 10,306.8 10,321.8 10,276.0 10,263.6 10,299.9 10,294.9 10,305.6 10,323.9 10,330.6
2 Securities in bank credit 2 4,068.2 4,104.2 4,057.8 4,040.2 4,018.6 3,945.4 3,893.2 3,887.1 3,891.5 3,889.0 3,887.7 3,893.5
3 Treasury and agency securities 3 3,473.8 3,485.4 3,443.6 3,428.6 3,413.4 3,351.9 3,311.3 3,305.2 3,307.4 3,305.4 3,306.5 3,312.8
4 Mortgage-backed securities (MBS) 4 2,165.6 2,156.1 2,123.1 2,119.3 2,121.0 2,092.3 2,062.6 2,058.6 2,053.6 2,062.6 2,068.7 2,070.0
5 Non-MBS 5 1,308.1 1,329.3 1,320.5 1,309.3 1,292.4 1,259.6 1,248.7 1,246.7 1,253.8 1,242.8 1,237.8 1,242.8
6 Other securities 594.5 618.9 614.2 611.6 605.2 593.5 581.9 581.9 584.1 583.6 581.1 580.6
7 Mortgage-backed securities (MBS) 6 62.0 69.9 69.2 69.4 68.7 67.6 66.2 66.0 66.1 66.1 66.3 66.7
8 Non-MBS 7 532.4 549.0 545.0 542.2 536.4 526.0 515.7 515.9 518.0 517.6 514.9 513.9
9 Loans and leases in bank credit 8 5,825.1 6,144.2 6,227.8 6,266.7 6,303.3 6,330.6 6,370.5 6,412.8 6,403.4 6,416.6 6,436.2 6,437.1
10 Commercial and industrial loans 1,264.5 1,406.7 1,435.6 1,446.8 1,454.1 1,455.8 1,463.6 1,480.6 1,478.0 1,487.1 1,482.0 1,480.8
11 Real estate loans 2,258.6 2,300.7 2,315.7 2,331.7 2,348.2 2,356.3 2,366.2 2,370.2 2,367.4 2,369.0 2,373.0 2,375.4
12 Residential real estate loans 1,461.1 1,485.5 1,500.7 1,511.5 1,519.3 1,527.5 1,536.2 1,540.8 1,538.7 1,541.5 1,542.6 1,543.9
13 Revolving home equity loans 161.2 154.8 155.0 155.0 155.0 155.2 155.1 154.8 154.9 154.7 154.8 154.9
14 Closed-end residential loans 9 1,299.9 1,330.7 1,345.7 1,356.6 1,364.3 1,372.3 1,381.1 1,386.0 1,383.9 1,386.8 1,387.8 1,388.9
15 Commercial real estate loans 797.5 815.2 815.1 820.2 828.8 828.8 830.0 829.4 828.6 827.6 830.5 831.5
16 Construction and land development loans 10 121.1 118.6 118.6 118.6 118.5 118.9 119.4 121.0 121.0 121.0 121.2 121.4
17 Secured by farmland 11 6.9 6.6 6.6 6.5 6.6 6.5 6.5 6.5 6.5 6.5 6.6 6.5
18 Secured by multifamily properties 12 188.3 203.0 206.0 210.5 213.6 215.0 217.5 217.0 216.7 217.0 217.9 218.6
19 Secured by nonfarm nonresidential properties 13 481.1 486.9 483.9 484.5 490.2 488.4 486.6 484.8 484.4 483.0 484.7 485.0
20 Consumer loans 1,186.3 1,244.2 1,262.5 1,273.4 1,282.2 1,291.2 1,298.9 1,306.3 1,299.2 1,306.6 1,321.0 1,320.9
21 Credit cards and other revolving plans 585.0 623.1 638.4 648.0 656.0 663.2 667.5 677.9 671.4 678.6 692.9 694.3
22 Other consumer loans 601.3 621.1 624.2 625.4 626.2 628.0 631.4 628.4 627.8 628.0 628.1 626.6
23 Automobile loans 14 436.5 444.7 445.0 445.3 444.5 443.9 448.1 446.3 445.9 446.4 446.0 445.0
24 All other consumer loans 15 164.8 176.4 179.1 180.1 181.7 184.1 183.3 182.1 181.9 181.6 182.1 181.6
25 All other loans and leases 1,115.8 1,192.6 1,214.0 1,214.8 1,218.9 1,227.3 1,241.7 1,255.7 1,258.9 1,253.9 1,260.1 1,260.1
26 Loans to nondepository financial institutions 17 533.0 574.9 586.1 587.4 593.2 601.4 605.7 617.9 617.9 618.0 623.4 619.2
27 All loans not elsewhere classified 18 582.8 617.7 627.8 627.4 625.6 625.8 636.0 637.7 641.0 635.9 636.7 640.8
28 LESS: Allowance for loan and lease losses 105.1 97.2 97.4 99.8 100.2 100.8 104.5 104.9 104.9 105.0 104.9 105.9
29 Cash assets 21 1,954.1 1,452.3 1,440.5 1,472.5 1,438.5 1,405.8 1,356.9 1,352.5 1,375.3 1,345.9 1,374.2 1,355.1
30 Total federal funds sold and reverse RPs 22 252.8 225.3 231.7 239.1 230.8 243.7 244.5 254.3 264.0 264.8 251.4 239.7
31 Loans to commercial banks 23 4.1 6.6 6.4 6.4 6.8 6.3 4.6 4.6 4.5 4.6 4.6 4.6
32 Other assets including trading assets 24 1,203.2 1,270.4 1,262.3 1,256.8 1,268.6 1,244.7 1,259.3 1,294.6 1,289.0 1,321.8 1,284.3 1,240.3
33 Total assets 13,202.4 13,106.0 13,129.1 13,181.8 13,166.2 13,075.8 13,024.5 13,100.9 13,122.8 13,137.7 13,133.5 13,064.4
 
Liabilities
34 Deposits 11,095.5 11,127.6 11,106.4 11,099.5 11,070.7 10,980.4 10,859.0 10,860.2 10,880.0 10,865.8 10,875.9 10,901.0
35 Large time deposits 313.3 329.2 342.7 350.2 362.5 357.7 312.8 349.3 351.8 355.1 353.0 359.1
36 Other deposits 10,782.2 10,798.3 10,763.7 10,749.3 10,708.2 10,622.7 10,546.2 10,510.9 10,528.2 10,510.7 10,522.9 10,541.9
37 Borrowings 425.4 433.4 465.3 489.1 491.4 511.8 541.0 595.2 599.6 604.5 605.0 579.6
38 Net due to related foreign offices -276.2 -384.9 -369.3 -368.2 -367.7 -375.7 -328.0 -336.3 -337.9 -333.5 -328.2 -390.6
39 Other liabilities including trading liabilities 25 496.3 477.9 479.4 482.5 491.5 494.7 517.6 536.6 530.5 553.3 529.8 510.2
40 Total liabilities 11,741.1 11,654.0 11,681.8 11,703.0 11,685.8 11,611.3 11,589.6 11,655.6 11,672.2 11,690.2 11,682.5 11,600.2
41 Residual (Assets LESS Liabilities) 26 1,461.4 1,452.0 1,447.3 1,478.8 1,480.4 1,464.5 1,434.9 1,445.3 1,450.6 1,447.6 1,451.0 1,464.2

Footnotes appear on the last page.

Table 8. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2021
Nov
2022
May
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
2022
Nov
Week ending
Nov 16 Nov 23 Nov 30 Dec 07
Assets
1 Bank credit 5,294.9 5,591.4 5,670.4 5,723.5 5,787.6 5,819.3 5,821.7 5,851.6 5,843.4 5,856.1 5,868.1 5,945.3
2 Securities in bank credit 2 1,352.5 1,439.2 1,455.7 1,455.5 1,471.0 1,459.4 1,420.5 1,418.8 1,417.8 1,419.0 1,423.6 1,426.2
3 Treasury and agency securities 3 944.9 1,018.5 1,035.7 1,033.5 1,046.1 1,038.3 1,009.6 1,011.2 1,011.3 1,012.8 1,012.0 1,015.9
4 Mortgage-backed securities (MBS) 4 715.4 721.2 723.6 721.3 725.3 714.4 693.8 690.8 690.8 692.0 691.4 698.4
5 Non-MBS 5 229.6 297.2 312.0 312.3 320.8 323.9 315.7 320.3 320.5 320.8 320.6 317.5
6 Other securities 407.6 420.7 420.0 422.0 424.9 421.1 411.0 407.7 406.6 406.2 411.7 410.3
7 Mortgage-backed securities (MBS) 6 38.5 45.5 45.8 45.6 45.9 45.8 45.2 44.9 44.8 44.7 45.1 42.0
8 Non-MBS 7 369.1 375.2 374.2 376.4 379.0 375.3 365.8 362.8 361.7 361.4 366.6 368.4
9 Loans and leases in bank credit 8 3,942.4 4,152.1 4,214.7 4,267.9 4,316.6 4,359.9 4,401.2 4,432.8 4,425.5 4,437.1 4,444.4 4,519.1
10 Commercial and industrial loans 760.4 771.3 785.3 798.2 806.7 814.6 819.9 813.7 810.8 811.9 810.5 816.7
11 Real estate loans 2,422.1 2,568.2 2,605.7 2,638.4 2,672.4 2,702.1 2,729.2 2,765.8 2,762.7 2,771.0 2,779.1 2,838.3
12 Residential real estate loans 794.5 844.7 858.1 870.2 882.2 892.1 900.6 912.2 911.4 913.9 917.0 923.9
13 Revolving home equity loans 89.7 93.4 94.4 95.3 96.2 97.3 97.9 98.5 98.4 98.5 98.8 99.7
14 Closed-end residential loans 9 704.8 751.2 763.8 775.0 786.0 794.8 802.6 813.7 813.1 815.4 818.2 824.1
15 Commercial real estate loans 1,627.6 1,723.6 1,747.6 1,768.2 1,790.2 1,810.0 1,828.6 1,853.6 1,851.3 1,857.1 1,862.0 1,914.5
16 Construction and land development loans 10 256.0 277.4 281.9 286.1 290.5 295.0 299.5 307.1 306.4 308.1 309.4 312.8
17 Secured by farmland 11 95.6 99.3 100.2 100.8 101.4 102.0 102.8 103.7 103.7 103.7 103.9 104.1
18 Secured by multifamily properties 12 237.7 257.3 262.7 267.9 274.0 278.3 282.8 287.8 287.4 288.6 289.7 328.4
19 Secured by nonfarm nonresidential properties 13 1,038.3 1,089.6 1,102.8 1,113.3 1,124.3 1,134.7 1,143.5 1,155.1 1,153.8 1,156.7 1,159.0 1,169.2
20 Consumer loans 447.7 491.3 500.3 508.2 513.4 518.6 525.4 527.7 525.8 527.6 530.7 530.7
21 Credit cards and other revolving plans 210.7 234.7 240.7 245.4 248.5 251.3 255.7 256.7 255.6 256.2 258.7 258.4
22 Other consumer loans 237.0 256.7 259.6 262.7 264.9 267.3 269.6 271.0 270.2 271.4 272.0 272.3
23 Automobile loans 14 70.0 73.1 73.9 74.7 75.3 76.4 77.2 77.7 77.2 77.9 78.1 78.2
24 All other consumer loans 15 167.1 183.6 185.7 188.1 189.6 190.9 192.4 193.3 193.0 193.5 193.9 194.0
25 All other loans and leases 312.2 321.3 323.5 323.1 324.1 324.7 326.8 325.6 326.3 326.6 324.1 333.3
26 Loans to nondepository financial institutions 17 100.3 103.1 104.0 102.3 101.3 99.8 100.1 99.4 99.8 100.5 98.9 106.5
27 All loans not elsewhere classified 18 212.0 218.2 219.5 220.8 222.8 224.9 226.7 226.2 226.5 226.1 225.3 226.9
28 LESS: Allowance for loan and lease losses 61.1 60.5 60.3 60.0 60.6 60.7 62.2 62.5 62.4 62.7 62.2 63.0
29 Cash assets 21 877.5 637.3 605.6 555.8 535.0 502.4 484.5 461.7 466.3 459.9 453.5 441.6
30 Total federal funds sold and reverse RPs 22 55.0 55.2 51.6 50.2 45.8 46.2 45.5 39.7 39.9 37.8 39.4 47.0
31 Loans to commercial banks 23 1.2 2.1 2.6 2.7 2.4 2.5 2.0 1.2 1.1 1.1 1.0 1.1
32 Other assets including trading assets 24 387.4 424.3 427.1 427.4 420.9 428.2 440.1 444.7 440.5 445.1 448.4 450.6
33 Total assets 6,554.9 6,649.9 6,696.9 6,699.6 6,731.1 6,737.9 6,731.6 6,736.4 6,728.7 6,737.2 6,748.2 6,822.6
 
Liabilities
34 Deposits 5,479.0 5,583.7 5,595.1 5,603.3 5,607.0 5,608.8 5,598.7 5,568.7 5,572.5 5,566.2 5,553.8 5,615.2
35 Large time deposits 361.5 346.7 349.6 351.2 357.8 365.7 377.9 399.9 397.8 404.9 409.1 424.3
36 Other deposits 5,117.5 5,236.9 5,245.5 5,252.1 5,249.2 5,243.1 5,220.8 5,168.8 5,174.8 5,161.3 5,144.7 5,190.9
37 Borrowings 226.9 243.2 257.1 275.4 284.3 306.6 331.7 358.7 352.2 368.1 375.7 385.8
38 Net due to related foreign offices 46.2 36.3 33.3 30.6 34.6 30.5 31.2 35.6 33.9 34.1 41.3 37.5
39 Other liabilities including trading liabilities 25 95.9 105.6 108.1 109.1 110.0 116.5 124.0 123.7 123.4 121.7 125.0 122.2
40 Total liabilities 5,848.0 5,968.8 5,993.5 6,018.3 6,035.9 6,062.4 6,085.7 6,086.8 6,082.1 6,090.1 6,095.8 6,160.7
41 Residual (Assets LESS Liabilities) 26 706.9 681.1 703.4 681.2 695.3 675.5 645.9 649.6 646.6 647.1 652.4 661.9

Footnotes appear on the last page.

Table 9. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2021
Nov
2022
May
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
2022
Nov
Week ending
Nov 16 Nov 23 Nov 30 Dec 07
Assets
1 Bank credit 5,297.1 5,593.9 5,670.1 5,717.8 5,783.3 5,820.9 5,832.3 5,857.2 5,844.7 5,857.4 5,879.2 5,954.8
2 Securities in bank credit 2 1,348.2 1,442.8 1,451.6 1,449.2 1,465.6 1,450.9 1,420.9 1,414.4 1,414.0 1,412.4 1,420.0 1,426.6
3 Treasury and agency securities 3 941.0 1,022.7 1,029.1 1,028.6 1,039.8 1,028.9 1,010.2 1,007.5 1,008.4 1,006.4 1,009.4 1,017.0
4 Mortgage-backed securities (MBS) 4 712.0 723.4 723.2 718.8 723.5 708.6 691.0 687.2 688.3 686.0 688.3 696.0
5 Non-MBS 5 229.1 299.3 306.0 309.8 316.4 320.2 319.2 320.3 320.1 320.4 321.1 321.0
6 Other securities 407.2 420.1 422.4 420.6 425.8 422.0 410.7 406.9 405.7 405.9 410.6 409.6
7 Mortgage-backed securities (MBS) 6 38.2 45.8 46.0 45.8 46.2 45.8 45.0 44.5 44.7 44.3 44.1 41.3
8 Non-MBS 7 369.0 374.3 376.5 374.8 379.6 376.2 365.7 362.4 360.9 361.6 366.5 368.3
9 Loans and leases in bank credit 8 3,948.9 4,151.1 4,218.5 4,268.6 4,317.6 4,370.0 4,411.4 4,442.8 4,430.6 4,445.1 4,459.2 4,528.2
10 Commercial and industrial loans 753.0 780.1 790.1 796.6 801.5 809.5 813.3 806.6 803.0 804.9 802.0 806.8
11 Real estate loans 2,429.1 2,563.1 2,603.8 2,640.1 2,678.4 2,712.7 2,742.2 2,775.0 2,770.9 2,779.1 2,786.1 2,845.5
12 Residential real estate loans 798.8 842.1 857.1 871.5 885.4 898.1 907.1 917.5 916.1 918.5 921.2 928.8
13 Revolving home equity loans 90.2 93.2 94.2 95.2 96.4 98.2 98.7 99.1 99.0 99.1 99.3 100.2
14 Closed-end residential loans 9 708.6 748.9 762.9 776.3 789.1 799.9 808.4 818.3 817.1 819.4 821.9 828.7
15 Commercial real estate loans 1,630.3 1,721.0 1,746.7 1,768.6 1,793.0 1,814.6 1,835.2 1,857.6 1,854.8 1,860.6 1,864.9 1,916.7
16 Construction and land development loans 10 257.9 276.4 282.4 285.0 291.2 296.9 302.0 309.5 308.9 310.8 311.8 315.1
17 Secured by farmland 11 95.7 99.1 100.1 101.1 101.7 102.3 103.2 103.8 103.8 103.8 104.0 104.2
18 Secured by multifamily properties 12 237.7 256.5 262.3 269.0 274.9 279.1 283.8 288.0 287.6 288.5 289.5 328.3
19 Secured by nonfarm nonresidential properties 13 1,039.0 1,088.9 1,101.8 1,113.5 1,125.1 1,136.2 1,146.1 1,156.2 1,154.6 1,157.5 1,159.5 1,169.1
20 Consumer loans 451.0 485.5 496.6 505.3 512.0 519.0 526.1 531.3 527.5 531.4 539.0 537.7
21 Credit cards and other revolving plans 213.6 230.6 237.5 243.0 247.3 250.2 255.5 260.2 257.2 260.2 267.2 265.6
22 Other consumer loans 237.3 254.9 259.1 262.3 264.8 268.8 270.6 271.1 270.3 271.2 271.9 272.1
23 Automobile loans 14 70.2 73.1 74.0 74.7 75.6 76.7 77.5 78.0 77.4 78.2 78.3 78.4
24 All other consumer loans 15 167.1 181.7 185.0 187.6 189.2 192.1 193.0 193.2 192.9 193.0 193.6 193.7
25 All other loans and leases 315.8 322.4 328.1 326.6 325.7 328.7 329.8 329.9 329.1 329.6 332.1 338.2
26 Loans to nondepository financial institutions 17 102.4 103.5 106.7 104.5 101.4 101.2 102.1 102.0 101.3 101.8 103.4 108.2
27 All loans not elsewhere classified 18 213.4 219.0 221.5 222.1 224.2 227.5 227.7 228.0 227.8 227.8 228.7 230.1
28 LESS: Allowance for loan and lease losses 61.7 59.9 60.2 60.5 60.7 61.0 62.5 63.1 63.0 63.3 62.7 63.7
29 Cash assets 21 896.9 615.9 584.3 538.7 522.8 489.2 472.6 472.7 484.4 470.3 467.5 462.8
30 Total federal funds sold and reverse RPs 22 55.2 54.5 50.7 49.4 45.0 44.1 41.6 39.5 40.3 38.2 40.2 47.8
31 Loans to commercial banks 23 1.2 2.2 2.7 2.8 2.4 2.5 2.0 1.2 1.1 1.1 1.0 1.1
32 Other assets including trading assets 24 387.8 426.3 429.8 428.8 419.0 428.6 441.5 444.8 443.3 444.6 446.0 447.4
33 Total assets 6,576.4 6,632.9 6,677.3 6,676.9 6,711.7 6,724.3 6,727.6 6,752.4 6,750.7 6,748.3 6,771.2 6,850.2
 
Liabilities
34 Deposits 5,486.9 5,571.9 5,600.3 5,587.1 5,595.9 5,588.4 5,574.1 5,576.1 5,588.3 5,565.0 5,568.3 5,635.2
35 Large time deposits 361.5 343.9 348.1 351.1 358.6 365.9 378.8 400.6 397.7 406.6 409.9 425.0
36 Other deposits 5,125.3 5,228.0 5,252.2 5,236.0 5,237.3 5,222.5 5,195.3 5,175.4 5,190.6 5,158.4 5,158.4 5,210.2
37 Borrowings 228.1 242.6 257.3 277.0 284.8 308.2 339.9 362.7 356.0 373.4 379.9 387.4
38 Net due to related foreign offices 45.0 38.3 33.9 32.8 35.3 31.3 31.7 34.2 33.1 33.5 38.7 35.5
39 Other liabilities including trading liabilities 25 100.8 103.8 106.3 107.0 109.9 118.4 128.8 129.6 129.7 127.2 129.8 126.9
40 Total liabilities 5,860.7 5,956.6 5,997.8 6,003.9 6,025.9 6,046.2 6,074.5 6,102.6 6,107.2 6,099.1 6,116.7 6,185.0
41 Residual (Assets LESS Liabilities) 26 715.7 676.3 679.5 673.0 685.8 678.1 653.1 649.9 643.6 649.1 654.5 665.3

Footnotes appear on the last page.

Table 10. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars.
Account 2021
Nov
2022
May
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
2022
Nov
Week ending
Nov 16 Nov 23 Nov 30 Dec 07
Assets
1 Bank credit 1,063.6 1,158.9 1,177.8 1,193.9 1,195.3 1,207.5 1,237.0 1,265.0 1,267.4 1,271.4 1,276.2 1,278.0
2 Securities in bank credit 2 248.5 236.2 238.7 243.2 238.2 238.6 242.8 245.7 247.9 244.4 245.8 240.7
3 Treasury and agency securities 3 149.0 140.2 144.0 149.8 145.3 146.4 150.1 153.2 155.0 151.9 153.8 148.7
4 Mortgage-backed securities (MBS) 4 46.1 33.6 36.7 36.8 34.2 36.7 36.9 39.3 41.0 39.1 38.3 37.8
5 Non-MBS 5 102.9 106.6 107.3 113.0 111.2 109.7 113.2 113.9 114.0 112.8 115.5 110.8
6 Other securities 99.4 96.0 94.7 93.4 92.9 92.2 92.8 92.5 92.9 92.4 92.0 92.1
7 Mortgage-backed securities (MBS) 6 2.0 1.9 2.0 1.9 1.9 1.8 1.8 1.7 1.7 1.7 1.7 1.8
8 Non-MBS 7 97.5 94.0 92.7 91.5 91.0 90.5 91.0 90.8 91.2 90.7 90.3 90.3
9 Loans and leases in bank credit 8 815.2 922.7 939.1 950.8 957.0 968.9 994.2 1,019.3 1,019.5 1,027.0 1,030.4 1,037.2
10 Commercial and industrial loans 392.5 441.3 451.8 451.8 454.5 462.3 481.5 504.5 505.2 510.4 511.5 516.6
11 Real estate loans 84.7 95.7 96.7 99.3 102.0 103.3 105.2 105.9 106.1 106.3 105.8 107.1
12 Residential real estate loans 1.3 0.8 0.9 0.8 0.9 0.9 1.0 1.1 1.1 1.1 1.1 1.0
13 Revolving home equity loans 0.1 -0.1 -0.0 -0.0 0.0 0.1 0.1 0.2 0.2 0.2 0.1 0.1
14 Closed-end residential loans 9 1.1 0.9 0.9 0.8 0.8 0.8 0.9 1.0 0.9 1.0 0.9 0.9
15 Commercial real estate loans 83.4 94.8 95.9 98.5 101.1 102.4 104.2 104.8 104.9 105.2 104.8 106.1
16 Construction and land development loans 10 10.8 11.2 11.5 11.5 11.8 11.8 11.8 11.5 11.5 11.5 11.4 11.3
17 Secured by farmland 11 0.2 0.1 0.2 0.2 0.1 0.2 0.2 0.2 0.2 0.1 0.2 0.2
18 Secured by multifamily properties 12 12.7 14.5 15.2 16.0 17.0 17.4 17.6 17.8 17.7 17.9 17.9 18.1
19 Secured by nonfarm nonresidential properties 13 59.7 68.9 69.0 70.9 72.2 73.1 74.6 75.4 75.6 75.6 75.3 76.5
20 Consumer loans 6.2 0.1 0.0 -0.1 -0.0 -0.0 -0.1 -0.1 -0.1 -0.0 -0.2 -0.1
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 6.2 0.1 0.0 -0.1 -0.0 -0.0 -0.1 -0.1 -0.1 -0.0 -0.2 -0.1
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 , 16 6.2 0.1 0.0 -0.1 -0.0 -0.0 -0.1 -0.1 -0.1 -0.0 -0.2 -0.1
25 All other loans and leases 331.8 385.7 390.5 399.6 400.5 403.3 407.5 409.0 408.3 410.3 413.3 413.7
26 Loans to nondepository financial institutions 17 146.6 163.7 163.2 166.3 164.9 166.5 166.2 170.9 169.7 172.2 174.1 175.1
27 All loans not elsewhere classified 18 , 19 185.2 222.0 227.3 233.4 235.7 236.7 241.3 238.1 238.6 238.1 239.2 238.7
28 LESS: Allowance for loan and lease losses 20 1.3 0.1 0.1 0.0 0.0 -0.0 -0.0 -0.0 -0.0 -0.0 -0.0 -0.0
29 Cash assets 21 1,279.2 1,234.0 1,230.0 1,286.4 1,360.7 1,289.6 1,281.1 1,344.3 1,378.9 1,376.8 1,318.2 1,400.1
30 Total federal funds sold and reverse RPs 22 329.2 309.8 306.4 290.8 288.8 281.7 256.1 257.0 262.8 264.6 252.1 245.3
31 Loans to commercial banks 23 0.5 0.9 0.7 0.4 0.0 0.5 1.4 1.4 1.2 1.2 1.7 1.3
32 Other assets including trading assets 24 123.7 142.4 144.9 156.1 153.1 162.0 166.0 168.6 161.3 177.2 169.6 164.3
33 Total assets 2,795.0 2,845.8 2,859.7 2,927.4 2,997.9 2,941.3 2,941.6 3,036.2 3,071.6 3,091.3 3,017.8 3,089.0
 
Liabilities
34 Deposits 1,287.9 1,278.0 1,272.4 1,281.0 1,306.0 1,308.1 1,289.2 1,334.7 1,338.0 1,331.9 1,355.3 1,355.0
35 Large time deposits 759.4 775.4 772.0 778.9 800.5 814.1 812.9 846.3 847.9 851.3 859.7 874.6
36 Other deposits 528.5 502.6 500.4 502.2 505.4 494.1 476.3 488.4 490.1 480.6 495.6 480.4
37 Borrowings 1,057.9 955.5 928.1 911.7 892.1 899.7 882.7 869.1 887.3 881.3 829.0 874.9
38 Net due to related foreign offices 354.9 452.7 463.4 587.4 661.1 594.9 604.2 703.0 723.9 744.9 716.8 752.4
39 Other liabilities including trading liabilities 25 119.6 129.0 144.8 150.5 147.5 155.0 158.3 165.4 160.5 171.2 170.8 160.7
40 Total liabilities 2,820.3 2,815.1 2,808.7 2,930.6 3,006.7 2,957.8 2,934.4 3,072.2 3,109.8 3,129.4 3,071.9 3,143.0
41 Residual (Assets LESS Liabilities) 26 -25.4 30.7 50.9 -3.1 -8.8 -16.6 7.2 -36.0 -38.2 -38.1 -54.1 -54.0

Footnotes appear on the last page.

Table 11. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2021
Nov
2022
May
2022
Jun
2022
Jul
2022
Aug
2022
Sep
2022
Oct
2022
Nov
Week ending
Nov 16 Nov 23 Nov 30 Dec 07
Assets
1 Bank credit 1,064.2 1,151.6 1,178.9 1,202.2 1,197.6 1,204.2 1,223.7 1,263.7 1,266.3 1,272.9 1,279.1 1,278.2
2 Securities in bank credit 2 249.1 235.0 238.4 248.2 242.6 238.0 237.3 245.9 246.8 245.2 247.9 242.9
3 Treasury and agency securities 3 148.7 140.7 143.8 154.4 150.3 145.7 144.6 152.2 152.4 152.0 154.5 149.4
4 Mortgage-backed securities (MBS) 4 44.6 35.0 37.0 37.8 36.0 37.8 36.9 37.8 37.9 38.1 38.1 36.8
5 Non-MBS 5 104.0 105.8 106.8 116.7 114.2 107.9 107.7 114.4 114.4 113.9 116.4 112.6
6 Other securities 100.5 94.3 94.6 93.8 92.4 92.3 92.7 93.6 94.4 93.2 93.4 93.5
7 Mortgage-backed securities (MBS) 6 2.0 1.9 1.9 1.9 1.9 1.8 1.8 1.8 1.8 1.8 1.8 1.8
8 Non-MBS 7 98.5 92.4 92.6 91.9 90.5 90.5 90.9 91.8 92.6 91.4 91.6 91.7
9 Loans and leases in bank credit 8 815.1 916.5 940.6 954.0 955.0 966.1 986.3 1,017.8 1,019.5 1,027.7 1,031.2 1,035.4
10 Commercial and industrial loans 393.1 439.0 455.2 457.6 454.8 459.0 473.9 504.9 506.2 514.2 514.0 517.2
11 Real estate loans 83.5 95.8 97.6 99.2 101.5 102.4 103.6 104.6 104.5 105.0 105.3 106.6
12 Residential real estate loans 1.0 0.9 0.9 0.8 0.8 0.8 0.8 0.8 0.8 0.9 0.9 0.9
13 Revolving home equity loans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
14 Closed-end residential loans 9 1.0 0.9 0.9 0.8 0.8 0.8 0.8 0.8 0.8 0.9 0.9 0.9
15 Commercial real estate loans 82.5 95.0 96.7 98.4 100.7 101.7 102.8 103.8 103.8 104.1 104.4 105.7
16 Construction and land development loans 10 10.8 11.2 11.7 12.1 12.1 11.7 11.6 11.4 11.4 11.3 11.4 11.4
17 Secured by farmland 11 0.2 0.1 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2
18 Secured by multifamily properties 12 12.8 14.5 15.2 15.7 16.7 17.4 17.7 17.9 17.9 18.0 18.2 18.1
19 Secured by nonfarm nonresidential properties 13 58.7 69.2 69.6 70.4 71.7 72.5 73.4 74.3 74.3 74.6 74.7 75.9
20 Consumer loans 6.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 6.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 , 16 6.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
25 All other loans and leases 332.2 381.7 387.8 397.2 398.6 404.7 408.9 408.3 408.8 408.5 412.0 411.6
26 Loans to nondepository financial institutions 17 149.3 159.4 160.0 164.2 164.8 169.2 170.4 172.8 172.7 172.6 174.8 175.4
27 All loans not elsewhere classified 18 , 19 182.9 222.3 227.8 233.0 233.9 235.5 238.5 235.4 236.1 235.9 237.1 236.1
28 LESS: Allowance for loan and lease losses 20 1.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
29 Cash assets 21 1,301.4 1,249.3 1,180.8 1,300.0 1,411.9 1,305.9 1,293.5 1,366.8 1,384.7 1,434.0 1,329.4 1,420.7
30 Total federal funds sold and reverse RPs 22 340.6 304.4 297.9 280.5 288.8 283.8 255.3 265.4 270.3 269.9 266.2 261.9
31 Loans to commercial banks 23 0.3 0.8 0.9 0.6 0.2 0.9 1.2 1.2 1.0 1.0 1.5 1.1
32 Other assets including trading assets 24 131.2 143.0 145.6 151.8 151.6 163.4 167.0 176.4 160.2 196.4 179.6 164.5
33 Total assets 2,836.4 2,849.0 2,804.0 2,935.1 3,050.1 2,958.1 2,940.7 3,073.4 3,082.5 3,174.3 3,055.7 3,126.4
 
Liabilities
34 Deposits 1,279.9 1,298.7 1,271.1 1,280.0 1,325.1 1,305.6 1,272.9 1,323.1 1,323.6 1,324.4 1,340.3 1,347.7
35 Large time deposits 748.1 791.6 780.0 780.3 808.6 813.3 800.3 833.2 831.3 841.5 848.2 862.6
36 Other deposits 531.8 507.1 491.1 499.7 516.5 492.3 472.7 489.9 492.3 482.9 492.1 485.1
37 Borrowings 1,065.3 971.9 925.7 909.9 899.3 886.9 871.4 875.4 888.5 895.4 836.5 887.5
38 Net due to related foreign offices 363.6 440.8 456.7 591.7 672.2 604.8 630.7 708.6 722.3 773.0 710.4 740.2
39 Other liabilities including trading liabilities 25 123.1 133.7 146.5 149.5 148.5 155.4 161.6 170.1 155.0 188.3 175.3 157.7
40 Total liabilities 2,831.9 2,845.1 2,800.1 2,931.0 3,045.1 2,952.7 2,936.6 3,077.2 3,089.3 3,181.1 3,062.6 3,133.1
41 Residual (Assets LESS Liabilities) 26 4.5 4.0 4.0 4.1 5.0 5.4 4.0 -3.8 -6.8 -6.9 -6.8 -6.8

Footnotes appear on the last page.

Footnotes

  1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations. The latter two categories together are referred to on this release as “foreign-related institutions.” Data exclude International Banking Facilities. Weekly levels are Wednesday values; monthly levels are pro rata averages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks are adjusted to remove the estimated effects of mergers and panel shifts between these two bank groups. (See www.federalreserve.gov/releases/h8/about.htm for more information on how these data were constructed.)
  2. Includes all securities, whether held-to-maturity reported at amortized cost; available-for-sale reported at fair value; held as trading assets, also reported at fair value; or equity securities with readily determinable fair values not held for trading. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 32) or loans held in trading accounts (included in line 9).
  3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.
  4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.
  5. Includes U.S. Treasury securities and U.S. government agency obligations other than MBS.
  6. Includes MBS not issued or guaranteed by the U.S. government.
  7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.
  8. Includes the allowance for loan and lease losses (line 28) and all loans held in trading accounts under a fair value option. Excludes total federal funds sold and reverse RPs (line 30), loans made to commercial banks (line 31), and unearned income.
  9. Includes first and junior liens on closed-end loans secured by 1–4 family residential properties.
  10. Includes construction, land development, and other land loans.
  11. Includes loans secured by farmland, including grazing and pastureland.
  12. Includes loans secured by multifamily (5 or more) residential properties, including apartment buildings.
  13. Includes loans secured by nonfarm nonresidential properties, both owner-occupied and other nonfarm nonresidential properties.
  14. Includes loans for purchasing new and used passenger cars and other vehicles. Includes direct and indirect consumer automobile loans as well as retail installment sales paper purchased from auto dealers.
  15. Includes student loans, loans for medical expenses and vacations, and loans for other personal expenditures.
  16. Beginning April 6, 2022, foreign-related institutions no longer report other consumer loans separately. These loans are included in all other loans not elsewhere classified (line 27).
  17. Includes loans to real estate investment trusts, insurance companies, holding companies of other depository institutions, finance companies, mortgage finance companies, factors, federally-sponsored lending agencies, investment banks, banks’ own trust departments, and other nondepository financial intermediaries.
  18. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.
  19. Beginning April 6, 2022, foreign-related institutions also include all other consumer loans in all other loans not elsewhere classified. Prior to April 6, 2022, all other consumer loans were reported separately by foreign-related institutions.
  20. Beginning April 6, 2022, foreign-related institutions no longer report the allowance for loan and lease losses separately. Any such allowances are included in net due to related foreign offices (line 38).
  21. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  22. Includes total federal funds sold to, and reverse RPs with, commercial banks, brokers and dealers, and others, including the Federal Home Loan Banks (FHLB).
  23. Excludes loans secured by real estate, which are included in line 11.
  24. Includes other real estate owned; premises and fixed assets; investments in unconsolidated subsidiaries; intangible assets (including goodwill); direct and indirect investments in real estate ventures; accounts receivable; derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) with a positive fair value, as determined under FASB Interpretation No. 39 (FIN 39); and other assets. Excludes the due-from position with related foreign offices which is included in line 38. Excludes most securities held in trading accounts (included in line 2); trading account securities at some smaller domestically chartered commercial banks are included in this item.
  25. Includes subordinated notes and debentures; net deferred tax liabilities; interest and other expenses accrued and unpaid; accounts payable; liabilities for short positions; derivative contracts with a negative fair value, as determined under FASB Interpretation No. 39 (FIN 39); other trading liabilities to which fair value accounting has been applied; and other liabilities.
  26. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.
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Last Update: December 16, 2022