B.7. Selected Measures of Financial Performance of Agricultural and Other Small Banks Percent __________________________________________________________________________________________________________________________________________________________________ Distribution of net income as a Average rate Rate Net charge-offs share of average equity at of return of return as share Average agricultural banks on equity to assets of total loans capital ratio _____________________________________________________________________________________________________________________________________________________ 25 percent Agri- Other Agri- Other Agri- Other Agri- Other Negative 0-4 5-9 10-14 15-19 20-24 and cultural Small cultural small cultural small cultural small Period All banks income percent pecent percent percent percent over banks Banks banks banks banks banks banks banks __________________________________________________________________________________________________________________________________________________________________ 1998...... | 100.0 2.0 8.7 35.6 35.5 13.4 3.5 1.3 11.3 11.7 1.2 1.2 .2 .3 10.9 10.5 1999...... | 100.0 2.9 7.9 34.8 33.3 14.2 4.9 1.9 11.8 11.9 1.2 1.1 .3 .3 10.5 10.3 2000...... | 100.0 2.4 8.9 35.3 33.5 13.8 4.2 1.8 11.7 11.4 1.2 1.1 .3 .3 10.7 10.4 2001...... | 100.0 3.1 12.6 37.6 28.6 13.1 3.7 1.3 10.8 10.4 1.1 1.0 .3 .3 10.7 10.4 2002...... | 100.0 3.0 10.7 35.1 31.4 13.5 4.6 1.7 11.5 10.6 1.2 1.1 .4 .3 11.0 10.6 2003...... | 100.0 2.7 12.2 36.6 29.3 12.9 4.4 1.8 11.2 10.7 1.2 1.1 .4 .3 10.8 10.6 2004...... | 100.0 2.1 10.0 34.9 31.4 13.8 5.8 2.0 11.5 10.5 1.2 1.1 .3 .2 10.9 10.6 2005...... | 100.0 1.7 10.1 34.5 29.9 14.6 6.4 2.8 11.8 10.7 1.2 1.1 .2 .2 10.7 10.7 2006...... | 100.0 2.7 10.9 35.7 30.1 13.1 4.6 2.8 11.4 10.1 1.2 1.1 .2 .2 10.7 11.2 2007...... | 100.0 3.2 12.3 36.6 29.4 11.8 4.5 2.2 10.6 7.7 1.1 .9 .3 .3 10.7 11.5 2008...... | 100.0 7.4 15.2 35.0 27.0 9.9 3.8 1.6 9.0 1.5 1.0 .2 .4 .6 10.6 11.2 2004: Q1... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 2.9 2.7 .3 .3 .1 .1 11.0 10.7 Q2... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 6.1 5.5 .6 .5 .1 .1 10.7 10.4 Q3... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 8.9 8.0 .9 .8 .2 .2 11.0 10.7 Q4... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 11.5 10.5 1.2 1.1 .3 .2 10.9 10.6 2005: Q1... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 3.0 2.9 .3 .3 .0 .0 10.9 10.5 Q2... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 5.9 5.6 .6 .6 .1 .1 11.1 10.7 Q3... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 9.0 8.3 .9 .8 .1 .1 11.0 10.7 Q4... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 11.8 10.7 1.2 1.1 .2 .2 10.7 10.7 2006: Q1... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 3.0 2.7 .3 .3 .0 .0 10.8 10.7 Q2... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 6.1 5.7 .6 .6 .1 .1 10.7 10.8 Q3... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 9.0 8.0 .9 .9 .1 .1 10.9 11.2 Q4... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 11.4 10.1 1.2 1.1 .2 .2 10.7 11.2 2007: Q1... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 2.8 2.3 .3 .3 .0 .0 10.8 11.3 Q2... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 5.7 4.6 .6 .5 .1 .1 10.7 11.3 Q3... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 8.4 6.6 .9 .7 .2 .1 10.9 11.5 Q4... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 10.6 7.7 1.1 .9 .3 .3 10.7 11.5 2008: Q1... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 3.0 1.5 .3 .2 .1 .1 10.9 11.5 Q2... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 5.6 2.5 .6 .3 .1 .2 10.5 11.3 Q3... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 7.6 2.4 .8 .3 .3 .3 10.6 11.2 Q4... | n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. 9.0 1.5 1.0 .2 .4 .6 10.6 11.2 __________________________________________________________________________________________________________________________________________________________________ Note. Agricultural and other banks are defined in the introduction to section B; small banks have less than $500 million in assets. Total primary and secondary capital (items that are available at the end of the period specified) are measured as a percentage of total assets. Data are cumulative through the end of the quarter indicated. n.a. Not available. 27