Depository Institutions: Consumer Loan Portfolios by Probability of Default 1

Billions of dollars

Description 2018 2019 2018:Q4 2019:Q1 2019:Q2 2019:Q3 2019:Q4 2020:Q1 2020:Q2
Credit Cards: <= 1 percent 207.0 224.7 207.0 192.3 203.8 206.0 224.7 195.8 181.8
Credit Cards: 1.01-4 percent 245.2 254.2 245.2 233.9 239.5 242.9 254.2 237.7 220.4
Credit Cards: 4.01-7 percent 140.3 144.9 140.3 135.7 137.6 139.7 144.9 138.8 128.9
Credit Cards: 7.01-10 percent 98.3 101.7 98.3 95.2 95.8 97.7 101.7 97.5 90.2
Credit Cards: 10.01-14 percent 85.8 87.7 85.8 82.9 82.8 84.4 87.7 84.0 77.1
Credit Cards: 14.01-16 percent 25.2 25.5 25.2 24.1 24.0 24.3 25.5 24.3 22.0
Credit Cards: 16.01-18 percent 18.3 18.4 18.3 17.5 17.4 17.7 18.4 17.6 15.8
Credit Cards: 18.01-20 percent 12.9 13.0 12.9 12.3 12.1 12.4 13.0 12.4 11.1
Credit Cards: 20.01-22 percent 9.4 9.4 9.4 8.9 8.8 9.0 9.4 9.0 8.0
Credit Cards: 22.01-26 percent 11.2 11.2 11.2 10.6 10.5 10.7 11.2 10.7 9.4
Credit Cards: 26.01-30 percent 6.7 6.9 6.7 6.4 6.4 6.5 6.9 6.6 5.8
Credit Cards: >30 percent 15.2 15.5 15.2 14.2 14.7 15.0 15.5 15.0 12.4
Credit Cards: Unscoreable 3.5 2.4 3.5 2.4 2.1 2.3 2.4 2.2 1.8
Credit Cards: Total 878.9 915.4 878.9 836.4 855.7 868.6 915.4 851.6 784.9
Automobile Loans: <= 1 percent 174.6 189.6 174.6 176.0 180.0 185.1 189.6 192.1 191.4
Automobile Loans: 1.01-4 percent 132.8 140.2 132.8 134.4 136.7 139.4 140.2 140.9 141.0
Automobile Loans: 4.01-7 percent 56.5 59.3 56.5 57.5 58.5 59.4 59.3 59.8 59.4
Automobile Loans: 7.01-10 percent 20.5 22.2 20.5 20.9 21.4 22.1 22.2 22.6 22.7
Automobile Loans: 10.01-14 percent 12.0 12.9 12.0 12.1 12.4 12.8 12.9 13.3 13.3
Automobile Loans: 14.01-16 percent 3.5 3.7 3.5 3.6 3.6 3.7 3.7 3.8 3.8
Automobile Loans: 16.01-18 percent 2.8 2.9 2.8 2.8 2.9 2.9 2.9 3.0 3.0
Automobile Loans: 18.01-20 percent 1.9 1.9 1.9 1.9 1.9 1.9 1.9 2.0 2.0
Automobile Loans: 20.01-22 percent 1.4 1.5 1.4 1.4 1.5 1.5 1.5 1.5 1.5
Automobile Loans: 22.01-26 percent 1.5 1.6 1.5 1.5 1.5 1.6 1.6 1.6 1.6
Automobile Loans: 26.01-30 percent 0.6 0.6 0.6 0.6 0.6 0.6 0.6 0.6 0.6
Automobile Loans: >30 percent 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.4
Automobile Loans: Unscoreable 1.7 2.9 1.7 1.9 2.2 2.5 2.9 2.8 2.8
Automobile Loans: Total 410.3 439.8 410.3 415.1 423.8 433.9 439.8 444.5 443.6
Student Loans: <= 1 percent 11.1 13.3 11.1 11.6 12.1 12.5 13.3 16.1 16.4
Student Loans: 1.01-4 percent 26.4 28.0 26.4 27.2 27.0 27.9 28.0 27.1 26.5
Student Loans: 4.01-7 percent 10.3 10.9 10.3 10.7 10.6 11.0 10.9 9.7 9.2
Student Loans: 7.01-10 percent 4.8 5.2 4.8 5.0 5.0 5.2 5.2 4.7 4.6
Student Loans: 10.01-14 percent 2.3 2.5 2.3 2.4 2.4 2.5 2.5 2.3 2.2
Student Loans: 14.01-16 percent 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.4
Student Loans: 16.01-18 percent 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2
Student Loans: 18.01-20 percent 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1
Student Loans: 20.01-22 percent 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.0
Student Loans: 22.01-26 percent 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.0 0.0
Student Loans: 26.01-30 percent 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Student Loans: >30 percent 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1
Student Loans: Unscoreable 0.3 0.3 0.3 0.3 0.3 0.3 0.3 0.5 0.6
Student Loans: Total 56.1 61.1 56.1 58.2 58.2 60.3 61.1 61.2 60.4
Other loans and revolving credit: <= 1 percent 123.1 130.7 123.1 123.3 126.8 129.9 130.7 133.4 140.0
Other loans and revolving credit: 1.01-4 percent 70.6 77.9 70.6 71.4 74.5 77.1 77.9 79.7 75.1
Other loans and revolving credit: 4.01-7 percent 22.3 24.0 22.3 22.4 23.2 23.7 24.0 24.5 22.4
Other loans and revolving credit: 7.01-10 percent 8.2 8.7 8.2 8.2 8.4 8.6 8.7 8.7 8.3
Other loans and revolving credit: 10.01-14 percent 3.9 4.0 3.9 3.9 4.1 4.0 4.0 4.1 4.0
Other loans and revolving credit: 14.01-16 percent 0.9 1.0 0.9 1.0 1.0 1.0 1.0 1.0 1.0
Other loans and revolving credit: 16.01-18 percent 0.6 0.7 0.6 0.6 0.6 0.6 0.7 0.6 0.6
Other loans and revolving credit: 18.01-20 percent 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.4
Other loans and revolving credit: 20.01-22 percent 0.3 0.3 0.3 0.3 0.3 0.3 0.3 0.3 0.3
Other loans and revolving credit: 22.01-26 percent 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.3 0.3
Other loans and revolving credit: 26.01-30 percent 0.3 0.3 0.3 0.3 0.3 0.3 0.3 0.2 0.2
Other loans and revolving credit: >30 percent 0.4 0.5 0.4 0.5 0.4 0.4 0.5 0.4 0.4
Other loans and revolving credit: Unscoreable 26.2 30.1 26.2 26.7 29.2 28.5 30.1 25.8 26.5
Other loans and revolving credit: Total 257.7 278.9 257.7 259.4 269.6 275.4 278.9 279.5 279.6
Consumer Leases: <= 1 percent 9.2 9.7 9.2 9.3 9.4 9.5 9.7 9.9 9.8
Consumer Leases: 1.01-4 percent 2.7 2.8 2.7 2.7 2.7 2.7 2.8 2.8 2.8
Consumer Leases: 4.01-7 percent 0.3 0.3 0.3 0.3 0.3 0.3 0.3 0.3 0.3
Consumer Leases: 7.01-10 percent 0.0 0.1 0.0 0.0 0.1 0.1 0.1 0.1 0.1
Consumer Leases: 10.01-14 percent 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Consumer Leases: 14.01-16 percent 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Consumer Leases: 16.01-18 percent 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Consumer Leases: 18.01-20 percent 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Consumer Leases: 20.01-22 percent 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Consumer Leases: 22.01-26 percent 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Consumer Leases: 26.01-30 percent 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Consumer Leases: >30 percent 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Consumer Leases: Unscoreable 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Consumer Leases: Total 12.2 12.9 12.2 12.4 12.4 12.7 12.9 13.1 13.0
  FOOTNOTES

(1) Data are reported on a consolidated basis, i.e., including bank assets and liabilities held abroad. Reporting institutions are generally those with $10 billion or more of assets. Return to text.

Last Update: October 02, 2020