Accessible Version
Depository Institutions: Consumer Loan Portfolios by Probability of Default 1
Billions of dollars
Description | 2018 | 2019 | 2018:Q4 | 2019:Q1 | 2019:Q2 | 2019:Q3 | 2019:Q4 | 2020:Q1 | 2020:Q2 |
---|---|---|---|---|---|---|---|---|---|
Credit Cards: <= 1 percent | 207.0 | 224.7 | 207.0 | 192.3 | 203.8 | 206.0 | 224.7 | 195.8 | 181.8 |
Credit Cards: 1.01-4 percent | 245.2 | 254.2 | 245.2 | 233.9 | 239.5 | 242.9 | 254.2 | 237.7 | 220.4 |
Credit Cards: 4.01-7 percent | 140.3 | 144.9 | 140.3 | 135.7 | 137.6 | 139.7 | 144.9 | 138.8 | 128.9 |
Credit Cards: 7.01-10 percent | 98.3 | 101.7 | 98.3 | 95.2 | 95.8 | 97.7 | 101.7 | 97.5 | 90.2 |
Credit Cards: 10.01-14 percent | 85.8 | 87.7 | 85.8 | 82.9 | 82.8 | 84.4 | 87.7 | 84.0 | 77.1 |
Credit Cards: 14.01-16 percent | 25.2 | 25.5 | 25.2 | 24.1 | 24.0 | 24.3 | 25.5 | 24.3 | 22.0 |
Credit Cards: 16.01-18 percent | 18.3 | 18.4 | 18.3 | 17.5 | 17.4 | 17.7 | 18.4 | 17.6 | 15.8 |
Credit Cards: 18.01-20 percent | 12.9 | 13.0 | 12.9 | 12.3 | 12.1 | 12.4 | 13.0 | 12.4 | 11.1 |
Credit Cards: 20.01-22 percent | 9.4 | 9.4 | 9.4 | 8.9 | 8.8 | 9.0 | 9.4 | 9.0 | 8.0 |
Credit Cards: 22.01-26 percent | 11.2 | 11.2 | 11.2 | 10.6 | 10.5 | 10.7 | 11.2 | 10.7 | 9.4 |
Credit Cards: 26.01-30 percent | 6.7 | 6.9 | 6.7 | 6.4 | 6.4 | 6.5 | 6.9 | 6.6 | 5.8 |
Credit Cards: >30 percent | 15.2 | 15.5 | 15.2 | 14.2 | 14.7 | 15.0 | 15.5 | 15.0 | 12.4 |
Credit Cards: Unscoreable | 3.5 | 2.4 | 3.5 | 2.4 | 2.1 | 2.3 | 2.4 | 2.2 | 1.8 |
Credit Cards: Total | 878.9 | 915.4 | 878.9 | 836.4 | 855.7 | 868.6 | 915.4 | 851.6 | 784.9 |
Automobile Loans: <= 1 percent | 174.6 | 189.6 | 174.6 | 176.0 | 180.0 | 185.1 | 189.6 | 192.1 | 191.4 |
Automobile Loans: 1.01-4 percent | 132.8 | 140.2 | 132.8 | 134.4 | 136.7 | 139.4 | 140.2 | 140.9 | 141.0 |
Automobile Loans: 4.01-7 percent | 56.5 | 59.3 | 56.5 | 57.5 | 58.5 | 59.4 | 59.3 | 59.8 | 59.4 |
Automobile Loans: 7.01-10 percent | 20.5 | 22.2 | 20.5 | 20.9 | 21.4 | 22.1 | 22.2 | 22.6 | 22.7 |
Automobile Loans: 10.01-14 percent | 12.0 | 12.9 | 12.0 | 12.1 | 12.4 | 12.8 | 12.9 | 13.3 | 13.3 |
Automobile Loans: 14.01-16 percent | 3.5 | 3.7 | 3.5 | 3.6 | 3.6 | 3.7 | 3.7 | 3.8 | 3.8 |
Automobile Loans: 16.01-18 percent | 2.8 | 2.9 | 2.8 | 2.8 | 2.9 | 2.9 | 2.9 | 3.0 | 3.0 |
Automobile Loans: 18.01-20 percent | 1.9 | 1.9 | 1.9 | 1.9 | 1.9 | 1.9 | 1.9 | 2.0 | 2.0 |
Automobile Loans: 20.01-22 percent | 1.4 | 1.5 | 1.4 | 1.4 | 1.5 | 1.5 | 1.5 | 1.5 | 1.5 |
Automobile Loans: 22.01-26 percent | 1.5 | 1.6 | 1.5 | 1.5 | 1.5 | 1.6 | 1.6 | 1.6 | 1.6 |
Automobile Loans: 26.01-30 percent | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 |
Automobile Loans: >30 percent | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 |
Automobile Loans: Unscoreable | 1.7 | 2.9 | 1.7 | 1.9 | 2.2 | 2.5 | 2.9 | 2.8 | 2.8 |
Automobile Loans: Total | 410.3 | 439.8 | 410.3 | 415.1 | 423.8 | 433.9 | 439.8 | 444.5 | 443.6 |
Student Loans: <= 1 percent | 11.1 | 13.3 | 11.1 | 11.6 | 12.1 | 12.5 | 13.3 | 16.1 | 16.4 |
Student Loans: 1.01-4 percent | 26.4 | 28.0 | 26.4 | 27.2 | 27.0 | 27.9 | 28.0 | 27.1 | 26.5 |
Student Loans: 4.01-7 percent | 10.3 | 10.9 | 10.3 | 10.7 | 10.6 | 11.0 | 10.9 | 9.7 | 9.2 |
Student Loans: 7.01-10 percent | 4.8 | 5.2 | 4.8 | 5.0 | 5.0 | 5.2 | 5.2 | 4.7 | 4.6 |
Student Loans: 10.01-14 percent | 2.3 | 2.5 | 2.3 | 2.4 | 2.4 | 2.5 | 2.5 | 2.3 | 2.2 |
Student Loans: 14.01-16 percent | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 |
Student Loans: 16.01-18 percent | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 |
Student Loans: 18.01-20 percent | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 |
Student Loans: 20.01-22 percent | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 |
Student Loans: 22.01-26 percent | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 |
Student Loans: 26.01-30 percent | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Student Loans: >30 percent | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 |
Student Loans: Unscoreable | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.5 | 0.6 |
Student Loans: Total | 56.1 | 61.1 | 56.1 | 58.2 | 58.2 | 60.3 | 61.1 | 61.2 | 60.4 |
Other loans and revolving credit: <= 1 percent | 123.1 | 130.7 | 123.1 | 123.3 | 126.8 | 129.9 | 130.7 | 133.4 | 140.0 |
Other loans and revolving credit: 1.01-4 percent | 70.6 | 77.9 | 70.6 | 71.4 | 74.5 | 77.1 | 77.9 | 79.7 | 75.1 |
Other loans and revolving credit: 4.01-7 percent | 22.3 | 24.0 | 22.3 | 22.4 | 23.2 | 23.7 | 24.0 | 24.5 | 22.4 |
Other loans and revolving credit: 7.01-10 percent | 8.2 | 8.7 | 8.2 | 8.2 | 8.4 | 8.6 | 8.7 | 8.7 | 8.3 |
Other loans and revolving credit: 10.01-14 percent | 3.9 | 4.0 | 3.9 | 3.9 | 4.1 | 4.0 | 4.0 | 4.1 | 4.0 |
Other loans and revolving credit: 14.01-16 percent | 0.9 | 1.0 | 0.9 | 1.0 | 1.0 | 1.0 | 1.0 | 1.0 | 1.0 |
Other loans and revolving credit: 16.01-18 percent | 0.6 | 0.7 | 0.6 | 0.6 | 0.6 | 0.6 | 0.7 | 0.6 | 0.6 |
Other loans and revolving credit: 18.01-20 percent | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 |
Other loans and revolving credit: 20.01-22 percent | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 |
Other loans and revolving credit: 22.01-26 percent | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.3 | 0.3 |
Other loans and revolving credit: 26.01-30 percent | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.2 | 0.2 |
Other loans and revolving credit: >30 percent | 0.4 | 0.5 | 0.4 | 0.5 | 0.4 | 0.4 | 0.5 | 0.4 | 0.4 |
Other loans and revolving credit: Unscoreable | 26.2 | 30.1 | 26.2 | 26.7 | 29.2 | 28.5 | 30.1 | 25.8 | 26.5 |
Other loans and revolving credit: Total | 257.7 | 278.9 | 257.7 | 259.4 | 269.6 | 275.4 | 278.9 | 279.5 | 279.6 |
Consumer Leases: <= 1 percent | 9.2 | 9.7 | 9.2 | 9.3 | 9.4 | 9.5 | 9.7 | 9.9 | 9.8 |
Consumer Leases: 1.01-4 percent | 2.7 | 2.8 | 2.7 | 2.7 | 2.7 | 2.7 | 2.8 | 2.8 | 2.8 |
Consumer Leases: 4.01-7 percent | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 |
Consumer Leases: 7.01-10 percent | 0.0 | 0.1 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 |
Consumer Leases: 10.01-14 percent | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Consumer Leases: 14.01-16 percent | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Consumer Leases: 16.01-18 percent | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Consumer Leases: 18.01-20 percent | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Consumer Leases: 20.01-22 percent | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Consumer Leases: 22.01-26 percent | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Consumer Leases: 26.01-30 percent | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Consumer Leases: >30 percent | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Consumer Leases: Unscoreable | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Consumer Leases: Total | 12.2 | 12.9 | 12.2 | 12.4 | 12.4 | 12.7 | 12.9 | 13.1 | 13.0 |
(1) Data are reported on a consolidated basis, i.e., including bank assets and liabilities held abroad. Reporting institutions are generally those with $10 billion or more of assets. Return to text.
Last Update:
October 02, 2020