H.8 (510) pg.1 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For release at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars June 6, 1997 Account 1996 1996 1996 1996 1997 1997 1997 1997 Week ending Apr Oct Nov Dec Jan Feb Mar Apr May 7 May 14 May 21 May 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 3,667.6 3,718.2 3,744.5 3,772.5 3,807.9 3,847.0 3,868.9 3,905.0 3,907.4 3,909.7 3,911.7 3,916.3 2 Securities in bank credit 990.4 969.2 980.1 989.3 1,004.9 1,020.7 1,014.6 1,033.7 1,021.0 1,018.6 1,012.1 1,012.2 3 U.S. government securities 707.8 703.4 707.2 706.4 706.6 704.0 708.2 722.5 722.5 721.7 719.4 724.9 4 Other securities 282.6 265.9 272.9 282.9 298.3 316.7 306.4 311.2 298.5 296.9 292.6 287.3 5 Loans and leases in bank credit (2) 2,677.2 2,748.9 2,764.4 2,783.1 2,803.0 2,826.3 2,854.3 2,871.3 2,886.4 2,891.2 2,899.6 2,904.2 6 Commercial and industrial 732.1 770.6 774.7 783.9 787.1 796.6 802.1 808.9 810.2 814.6 815.4 815.3 7 Real estate 1,100.1 1,115.6 1,121.5 1,127.8 1,134.4 1,140.4 1,153.8 1,162.6 1,170.4 1,170.6 1,172.4 1,173.3 8 Revolving home equity 80.1 83.3 84.3 85.3 85.7 86.5 87.9 89.2 89.8 90.0 90.1 91.1 9 Other 1,020.0 1,032.2 1,037.3 1,042.5 1,048.8 1,053.9 1,066.0 1,073.4 1,080.6 1,080.6 1,082.3 1,082.3 10 Consumer 504.7 519.5 521.7 522.7 523.1 522.9 521.7 519.4 520.8 521.4 522.4 523.2 11 Security (3) 85.0 76.9 77.9 79.7 83.4 84.7 88.8 89.5 88.2 88.7 89.3 90.1 12 Other loans and leases 255.3 266.4 268.6 269.0 275.0 281.7 288.0 290.9 296.9 295.9 300.1 302.3 13 Interbank loans 208.9 204.6 212.2 204.1 197.9 204.0 219.7 215.9 222.5 213.8 226.8 225.2 14 Cash assets (4) 221.4 226.1 232.7 230.9 231.1 231.0 236.3 242.5 241.4 233.1 244.6 240.9 15 Other assets (5) 240.6 253.3 259.8 269.0 262.1 273.2 282.2 281.9 275.4 279.2 286.4 287.3 16 TOTAL ASSETS (6) 4,281.4 4,345.5 4,392.5 4,419.9 4,442.8 4,499.1 4,551.1 4,589.1 4,590.6 4,579.6 4,613.1 4,613.5 L I A B I L I T I E S 17 Deposits 2,712.2 2,774.2 2,804.8 2,832.1 2,846.5 2,872.1 2,906.4 2,945.0 2,934.8 2,930.2 2,915.5 2,943.3 18 Transaction 764.6 712.7 715.1 712.9 709.6 701.0 698.5 701.8 681.2 688.1 688.6 698.8 19 Nontransaction 1,947.6 2,061.5 2,089.7 2,119.2 2,136.9 2,171.1 2,207.9 2,243.2 2,253.5 2,242.1 2,227.0 2,244.5 20 Large time 433.7 479.6 489.4 507.7 518.8 535.2 541.8 559.2 558.1 554.9 546.1 547.5 21 Other 1,513.9 1,581.9 1,600.3 1,611.5 1,618.0 1,635.9 1,666.1 1,684.0 1,695.4 1,687.2 1,680.9 1,697.0 22 Borrowings 706.4 689.4 709.2 707.2 727.9 743.0 759.2 773.6 783.6 778.4 787.0 768.5 23 From banks in the U.S. 301.4 292.0 303.2 306.9 302.2 307.3 315.7 315.5 319.6 299.2 313.1 299.6 24 From others 405.0 397.4 406.0 400.3 425.6 435.7 443.5 458.1 464.1 479.2 473.9 468.9 25 Net due to related foreign offices 258.0 244.2 238.1 231.4 222.6 218.3 210.2 212.9 232.5 219.5 243.4 238.3 26 Other liabilities 226.2 242.7 253.7 262.6 272.0 289.8 280.4 270.3 263.8 260.1 268.7 260.4 27 TOTAL LIABILITIES 3,902.8 3,950.6 4,005.9 4,033.2 4,068.9 4,123.3 4,156.2 4,201.8 4,214.6 4,188.2 4,214.6 4,210.5 28 Residual (assets less liabilities) (7) 378.6 395.0 386.6 386.7 373.9 375.8 394.9 387.3 376.0 391.4 398.5 403.0 H.8 (510) pg.2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars Account 1996 1996 1996 1996 1997 1997 1997 1997 Week ending Apr Oct Nov Dec Jan Feb Mar Apr May 7 May 14 May 21 May 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 3,667.3 3,719.8 3,748.8 3,771.5 3,806.2 3,839.8 3,859.5 3,904.6 3,919.5 3,916.6 3,911.5 3,913.3 2 Securities in bank credit 992.6 969.1 978.7 975.4 996.0 1,017.3 1,017.4 1,036.3 1,032.6 1,028.3 1,019.4 1,019.0 3 U.S. government securities 710.5 703.9 707.6 702.3 700.6 702.7 712.8 725.2 727.1 724.4 721.8 724.3 4 Other securities 282.0 265.2 271.2 273.1 295.5 314.6 304.6 311.1 305.5 303.9 297.6 294.7 5 Loans and leases in bank credit (2) 2,674.7 2,750.7 2,770.0 2,796.1 2,810.1 2,822.5 2,842.1 2,868.3 2,886.9 2,888.3 2,892.1 2,894.3 6 Commercial and industrial 738.6 767.0 772.8 780.9 784.8 796.2 804.7 816.2 820.7 821.5 821.8 819.3 7 Real estate 1,095.9 1,118.7 1,125.8 1,132.7 1,136.4 1,137.4 1,147.9 1,158.2 1,166.3 1,166.9 1,167.1 1,168.5 8 Revolving home equity 79.5 83.9 84.7 85.5 85.7 86.2 87.1 88.5 89.5 89.7 89.9 90.9 9 Other 1,016.4 1,034.8 1,041.1 1,047.3 1,050.8 1,051.2 1,060.8 1,069.7 1,076.7 1,077.2 1,077.3 1,077.6 10 Consumer 502.4 519.7 522.1 527.5 528.7 523.6 517.1 517.0 518.9 519.5 520.3 520.7 11 Security (3) 86.2 76.7 79.3 81.0 82.6 85.8 88.4 90.0 89.5 89.1 89.7 89.6 12 Other loans and leases 251.7 268.6 270.0 274.0 277.6 279.6 284.1 287.0 291.6 291.3 293.2 296.2 13 Interbank loans 207.8 199.4 216.5 213.3 207.6 208.3 216.2 214.3 220.1 208.7 220.5 218.2 14 Cash assets (4) 217.2 227.1 239.7 246.9 241.4 232.2 227.3 237.9 235.7 229.4 230.9 248.5 15 Other assets (5) 238.1 250.8 258.6 269.0 262.7 273.0 277.4 279.5 281.7 282.8 282.8 289.5 16 TOTAL ASSETS (6) 4,273.4 4,340.5 4,406.8 4,444.0 4,462.0 4,497.4 4,524.4 4,580.1 4,600.7 4,581.0 4,589.3 4,613.2 L I A B I L I T I E S 17 Deposits 2,712.7 2,779.0 2,821.8 2,863.9 2,850.4 2,857.3 2,895.2 2,942.3 2,929.5 2,920.0 2,889.2 2,934.8 18 Transaction 768.4 710.4 725.2 745.8 721.0 694.1 686.3 705.0 676.5 677.9 662.5 689.0 19 Nontransaction 1,944.3 2,068.6 2,096.5 2,118.2 2,129.4 2,163.2 2,208.9 2,237.3 2,252.9 2,242.0 2,226.6 2,245.8 20 Large time 431.7 485.0 493.9 507.8 515.5 533.1 541.3 555.1 559.8 558.4 551.2 552.3 21 Other 1,512.6 1,583.6 1,602.6 1,610.3 1,613.9 1,630.1 1,667.6 1,682.2 1,693.1 1,683.7 1,675.4 1,693.5 22 Borrowings 706.2 681.8 699.0 699.5 722.1 727.1 739.0 774.1 796.0 786.5 795.9 779.7 23 From banks in the U.S. 300.8 285.4 297.0 301.6 296.4 295.3 303.8 314.1 322.6 305.0 322.5 314.0 24 From others 405.4 396.4 402.0 397.9 425.7 431.8 435.2 459.9 473.4 481.5 473.3 465.7 25 Net due to related foreign offices 255.8 245.8 235.2 230.0 233.0 229.1 219.1 211.2 227.4 224.7 248.7 248.7 26 Other liabilities 226.0 241.8 257.5 258.5 269.2 291.7 278.5 270.6 268.7 265.2 269.4 264.4 27 TOTAL LIABILITIES 3,900.8 3,948.4 4,013.4 4,051.9 4,074.7 4,105.3 4,131.8 4,198.1 4,221.6 4,196.4 4,203.2 4,227.6 28 Residual (assets less liabilities) (7) 372.6 392.0 393.4 392.1 387.3 392.1 392.6 382.0 379.2 384.6 386.1 385.6 MEMO 29 Reval. gains on off-bal. sheet items (8) -- 62.4 65.5 69.3 89.0 102.8 92.0 91.9 86.5 84.1 83.0 80.8 30 Reval. losses on off-bal. sheet items (8) -- 58.3 60.4 64.3 84.8 98.1 86.3 87.2 89.1 84.9 84.5 82.5 H.8 (510) pg.3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars Account 1996 1996 1996 1996 1997 1997 1997 1997 Week ending Apr Oct Nov Dec Jan Feb Mar Apr May 7 May 14 May 21 May 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 3,213.9 3,237.7 3,250.7 3,267.4 3,291.0 3,314.4 3,340.6 3,367.5 3,366.3 3,367.1 3,367.8 3,370.6 2 Securities in bank credit 844.5 820.7 822.3 824.9 834.8 844.1 842.3 856.2 846.3 845.8 838.8 835.5 3 U.S. government securities 635.2 620.7 620.1 618.9 624.9 618.8 624.9 634.9 633.3 634.4 631.9 632.3 4 Other securities 209.3 199.9 202.1 206.0 209.9 225.3 217.4 221.3 213.0 211.3 207.0 203.2 5 Loans and leases in bank credit (2) 2,369.5 2,417.0 2,428.4 2,442.5 2,456.2 2,470.3 2,498.4 2,511.3 2,520.0 2,521.3 2,529.0 2,535.1 6 Commercial and industrial 545.9 564.8 566.6 570.8 572.2 578.4 584.3 590.2 590.5 591.6 592.6 594.2 7 Real estate 1,066.4 1,082.8 1,089.1 1,095.8 1,102.5 1,108.1 1,121.8 1,130.7 1,138.8 1,139.2 1,141.3 1,142.7 8 Revolving home equity 80.1 83.3 84.3 85.3 85.7 86.5 87.9 89.2 89.8 90.0 90.1 91.1 9 Other 986.3 999.5 1,004.8 1,010.5 1,016.8 1,021.5 1,034.0 1,041.5 1,049.0 1,049.2 1,051.2 1,051.6 10 Consumer 504.7 519.5 521.7 522.7 523.1 522.9 521.7 519.4 520.8 521.4 522.4 523.2 11 Security (3) 52.8 44.0 42.9 43.6 45.3 45.1 49.3 46.5 45.2 43.9 46.2 47.0 12 Other loans and leases 199.6 206.0 208.2 209.6 213.2 215.9 221.2 224.5 224.7 225.2 226.5 228.1 13 Interbank loans 186.8 184.0 192.0 182.3 174.6 181.6 194.8 195.1 202.3 195.6 202.3 197.0 14 Cash assets (4) 195.0 196.4 201.8 199.8 199.9 197.8 203.5 209.3 205.0 199.2 210.6 207.2 15 Other assets (5) 195.8 219.6 223.6 232.1 223.3 231.0 240.0 241.5 237.3 238.5 246.6 247.4 16 TOTAL ASSETS (6) 3,734.5 3,781.1 3,811.6 3,825.2 3,832.9 3,869.1 3,923.2 3,957.4 3,954.9 3,944.3 3,971.3 3,966.2 L I A B I L I T I E S 17 Deposits 2,541.1 2,576.8 2,600.9 2,612.5 2,619.4 2,631.2 2,659.2 2,682.2 2,667.9 2,670.1 2,668.7 2,686.0 18 Transaction 754.3 702.3 704.9 702.7 699.2 691.1 687.7 690.7 668.5 676.6 677.4 687.4 19 Nontransaction 1,786.8 1,874.5 1,896.0 1,909.8 1,920.2 1,940.1 1,971.5 1,991.5 1,999.4 1,993.5 1,991.3 1,998.6 20 Large time 275.7 295.2 299.4 302.6 302.3 306.6 308.5 311.3 310.7 310.7 311.9 313.8 21 Other 1,511.1 1,579.3 1,596.6 1,607.3 1,617.9 1,633.5 1,663.1 1,680.2 1,688.7 1,682.8 1,679.4 1,684.8 22 Borrowings 577.8 572.5 584.1 585.9 597.3 599.0 617.9 632.0 640.0 632.1 635.3 624.7 23 From banks in the U.S. 264.5 260.2 270.5 274.5 274.5 273.4 280.9 282.3 283.5 267.9 277.1 264.9 24 From others 313.3 312.3 313.6 311.5 322.8 325.6 337.0 349.7 356.5 364.2 358.2 359.8 25 Net due to related foreign offices 85.8 76.5 71.0 69.1 72.0 78.2 68.2 77.5 92.7 78.6 90.6 85.1 26 Other liabilities 152.8 168.1 173.8 179.7 182.1 190.3 187.1 179.0 175.4 173.6 177.6 170.9 27 TOTAL LIABILITIES 3,357.6 3,393.9 3,429.7 3,447.3 3,470.8 3,498.7 3,532.4 3,570.6 3,576.1 3,554.4 3,572.3 3,566.8 28 Residual (assets less liabilities) (7) 376.9 387.2 381.9 377.9 362.1 370.4 390.8 386.7 378.9 389.9 399.0 399.4 H.8 (510) pg.4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars Account 1996 1996 1996 1996 1997 1997 1997 1997 Week ending Apr Oct Nov Dec Jan Feb Mar Apr May 7 May 14 May 21 May 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 3,214.6 3,240.7 3,255.4 3,270.4 3,292.3 3,306.6 3,331.3 3,366.9 3,373.0 3,370.4 3,366.3 3,367.5 2 Securities in bank credit 847.1 820.7 821.2 817.4 830.0 839.7 844.3 858.2 850.9 850.2 841.7 838.5 3 U.S. government securities 638.7 621.8 620.6 617.2 617.9 615.8 626.6 638.2 636.1 636.7 633.7 632.6 4 Other securities 208.4 198.8 200.7 200.2 212.1 224.0 217.7 220.0 214.9 213.4 208.0 205.9 5 Loans and leases in bank credit (2) 2,367.5 2,420.0 2,434.1 2,453.0 2,462.3 2,466.9 2,487.0 2,508.7 2,522.1 2,520.2 2,524.6 2,529.0 6 Commercial and industrial 551.8 562.4 564.9 567.4 570.0 578.1 587.3 596.8 600.0 598.5 598.8 598.6 7 Real estate 1,062.7 1,085.8 1,092.9 1,100.5 1,104.5 1,105.0 1,115.9 1,126.7 1,134.9 1,135.9 1,136.3 1,138.1 8 Revolving home equity 79.5 83.9 84.7 85.5 85.7 86.2 87.1 88.5 89.5 89.7 89.9 90.9 9 Other 983.2 1,001.9 1,008.2 1,015.1 1,018.8 1,018.8 1,028.8 1,038.2 1,045.4 1,046.1 1,046.4 1,047.3 10 Consumer 502.4 519.7 522.1 527.5 528.7 523.6 517.1 517.0 518.9 519.5 520.3 520.7 11 Security (3) 53.9 43.8 44.3 44.8 44.5 46.2 48.9 47.0 46.5 44.3 46.6 46.4 12 Other loans and leases 196.7 208.4 209.9 212.8 214.5 214.1 217.8 221.3 221.8 222.1 222.5 225.1 13 Interbank loans 185.8 178.7 196.3 191.6 184.3 186.0 191.3 193.5 199.9 190.5 196.0 190.0 14 Cash assets (4) 191.4 197.0 208.5 214.7 209.9 199.8 195.1 205.5 200.0 195.8 196.9 214.2 15 Other assets (5) 194.9 217.3 222.1 231.3 224.7 230.0 235.8 240.6 242.5 240.6 242.3 248.6 16 TOTAL ASSETS (6) 3,729.8 3,777.3 3,825.8 3,851.5 3,855.4 3,866.7 3,897.8 3,950.6 3,959.4 3,941.1 3,945.4 3,964.1 L I A B I L I T I E S 17 Deposits 2,545.7 2,576.3 2,615.3 2,641.7 2,623.2 2,619.5 2,648.2 2,686.0 2,665.6 2,660.9 2,641.2 2,673.7 18 Transaction 758.5 700.0 715.1 734.9 710.6 684.0 675.8 694.4 664.6 667.1 652.0 677.8 19 Nontransaction 1,787.2 1,876.3 1,900.2 1,906.8 1,912.7 1,935.5 1,972.5 1,991.6 2,000.9 1,993.8 1,989.2 1,995.9 20 Large time 277.0 295.0 300.0 299.3 301.0 309.4 308.4 312.7 314.8 314.7 316.1 316.9 21 Other 1,510.2 1,581.3 1,600.2 1,607.6 1,611.7 1,626.1 1,664.0 1,678.9 1,686.2 1,679.0 1,673.0 1,679.0 22 Borrowings 576.0 568.2 577.3 579.4 594.8 589.7 603.6 630.0 646.8 641.3 647.4 639.0 23 From banks in the U.S. 263.8 256.0 264.2 268.5 267.6 263.7 270.5 280.8 286.2 274.0 288.5 280.0 24 From others 312.1 312.1 313.1 310.9 327.2 326.0 333.0 349.2 360.6 367.3 358.8 359.0 25 Net due to related foreign offices 85.8 78.2 68.4 66.2 73.6 79.9 72.5 78.8 95.3 83.8 98.4 98.4 26 Other liabilities 152.9 168.8 176.9 177.0 180.1 189.7 185.4 179.5 177.4 175.1 176.5 172.4 27 TOTAL LIABILITIES 3,360.4 3,391.4 3,437.9 3,464.3 3,471.8 3,478.9 3,509.7 3,574.2 3,585.1 3,561.1 3,563.5 3,583.5 28 Residual (assets less liabilities) (7) 369.4 386.0 387.9 387.2 383.6 387.8 388.1 376.4 374.3 379.9 381.9 380.7 MEMO 29 Reval. gains on off-bal. sheet items (8) -- 32.5 33.1 35.9 47.4 55.8 48.9 49.5 44.7 43.2 42.1 39.5 30 Reval. losses on off-bal. sheet items (8) -- 28.9 28.9 31.8 44.0 50.9 43.2 44.6 46.4 44.0 43.4 41.0 31 Mortgage-backed securities (9) -- 236.8 238.3 241.4 244.0 243.6 245.8 249.3 250.6 249.9 249.3 248.8 H.8 (510) pg.5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars Account 1996 1996 1996 1996 1997 1997 1997 1997 Week ending Apr Oct Nov Dec Jan Feb Mar Apr May 7 May 14 May 21 May 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,845.6 1,827.3 1,831.6 1,840.4 1,855.1 1,873.8 1,884.9 1,901.7 1,894.0 1,892.8 1,894.1 1,894.7 2 Securities in bank credit 435.9 408.9 412.0 414.5 420.5 430.9 424.8 435.3 424.4 422.9 418.2 415.4 3 U.S. government securities 306.6 289.3 290.0 288.5 291.4 286.1 289.4 297.9 295.8 295.5 294.8 296.2 3a Trading account 19.8 21.2 21.5 19.4 17.2 16.1 17.7 20.1 18.0 17.1 20.1 21.7 3b Investment account 286.9 268.0 268.5 269.0 274.2 270.0 271.7 277.9 277.8 278.4 274.7 274.5 4 Other securities 129.3 119.7 122.0 126.1 129.1 144.8 135.4 137.4 128.6 127.4 123.4 119.3 4a Trading account 58.9 55.1 57.8 60.7 64.6 79.9 69.8 72.1 63.4 61.8 57.6 53.9 4b Investment account 70.4 64.6 64.2 65.4 64.6 64.9 65.6 65.3 65.2 65.6 65.8 65.4 4c State and local government 21.1 20.2 20.2 20.3 20.5 21.1 20.7 20.7 20.9 20.8 21.0 20.9 4d Other 49.2 44.4 44.0 45.1 44.1 43.8 44.9 44.6 44.3 44.7 44.8 44.4 5 Loans and leases in bank credit (2) 1,409.7 1,418.3 1,419.6 1,425.9 1,434.5 1,442.9 1,460.1 1,466.4 1,469.7 1,469.9 1,475.9 1,479.2 6 Commercial and industrial 373.8 385.7 385.8 388.1 388.6 392.8 397.0 401.4 400.6 401.4 402.0 403.3 7 Real estate 570.7 564.2 565.5 567.8 568.1 568.9 574.3 577.4 583.1 582.1 583.4 584.1 8 Revolving home equity 54.8 55.5 55.9 56.6 56.6 57.0 57.6 58.4 58.8 58.9 59.0 60.0 9 Other 515.9 508.7 509.6 511.2 511.5 511.9 516.7 519.0 524.3 523.1 524.4 524.1 10 Consumer 280.7 287.1 286.8 287.1 290.2 291.9 290.8 289.4 289.7 290.6 290.8 290.8 11 Security (3) 47.4 39.1 37.9 38.5 40.4 40.0 43.9 41.4 40.1 38.8 41.2 41.9 12a State and local government 11.3 11.0 11.3 11.4 11.2 11.2 11.1 10.9 10.8 10.8 10.7 10.6 12b All other loans and leases 125.7 131.2 132.3 132.9 136.0 138.2 142.9 145.9 145.4 146.1 147.8 148.6 13 Interbank loans 132.0 133.6 139.0 127.7 120.6 124.6 133.5 140.0 148.2 141.7 147.4 138.9 14 Cash assets (4) 129.8 129.6 133.9 131.9 131.7 128.8 134.1 138.7 137.1 131.3 141.1 141.7 15 Other assets (5) 147.1 164.0 167.5 174.3 167.1 172.8 175.0 175.9 175.7 173.9 180.8 176.4 16 TOTAL ASSETS (6) 2,217.7 2,218.4 2,235.9 2,238.4 2,239.0 2,264.6 2,292.2 2,320.5 2,319.5 2,304.2 2,327.9 2,316.2 L I A B I L I T I E S 17 Deposits 1,345.9 1,371.7 1,383.3 1,390.7 1,383.1 1,381.2 1,388.8 1,400.4 1,385.6 1,387.3 1,386.8 1,400.2 18 Transaction 426.3 390.8 391.4 390.2 387.0 377.6 371.1 370.7 354.9 359.9 359.2 372.6 19 Nontransaction 919.6 980.9 991.8 1,000.5 996.1 1,003.6 1,017.7 1,029.7 1,030.7 1,027.5 1,027.7 1,027.6 20 Large time 128.0 152.5 154.2 156.0 154.2 157.1 157.9 161.9 160.0 160.1 161.6 163.4 21 Other 791.6 828.4 837.6 844.5 841.9 846.5 859.8 867.8 870.7 867.3 866.0 864.2 22 Borrowings 436.2 410.0 419.0 419.4 429.5 429.7 443.1 453.9 460.6 456.5 460.5 447.9 23 From banks in the U.S. 185.5 173.4 183.2 189.2 188.1 187.2 193.3 194.7 193.9 179.2 189.7 178.1 24 From others 250.8 236.6 235.9 230.2 241.4 242.5 249.8 259.3 266.7 277.3 270.8 269.8 25 Net due to related foreign offices 80.8 73.2 68.8 66.4 68.0 74.3 64.3 73.1 88.3 74.0 86.9 81.4 26 Other liabilities 126.5 140.2 145.6 151.4 155.0 163.2 160.2 153.9 150.2 148.1 151.2 144.3 27 TOTAL LIABILITIES 1,989.3 1,995.1 2,016.7 2,027.9 2,035.6 2,048.3 2,056.3 2,081.4 2,084.7 2,065.9 2,085.6 2,073.8 28 Residual (assets less liabilities) (7) 228.4 223.4 219.2 210.5 203.4 216.3 235.8 239.2 234.8 238.3 242.3 242.4 H.8 (510) pg.6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars Account 1996 1996 1996 1996 1997 1997 1997 1997 Week ending Apr Oct Nov Dec Jan Feb Mar Apr May 7 May 14 May 21 May 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,845.6 1,827.7 1,834.7 1,840.7 1,858.3 1,871.6 1,880.1 1,900.7 1,900.3 1,894.8 1,893.1 1,893.1 2 Securities in bank credit 434.8 410.0 412.6 407.4 417.2 428.2 425.5 433.8 426.3 424.9 420.0 416.8 3 U.S. government securities 306.7 291.4 292.1 287.2 285.7 284.4 290.0 298.0 296.1 295.7 295.9 295.2 3a Trading account 20.0 22.0 22.7 18.1 16.3 16.3 18.8 20.2 18.1 17.8 21.2 20.5 3b Investment account 286.7 269.4 269.4 269.1 269.4 268.1 271.2 277.7 278.1 277.9 274.7 274.7 4 Other securities 128.1 118.6 120.4 120.2 131.6 143.8 135.5 135.8 130.2 129.2 124.1 121.7 4a Trading account 58.1 53.5 55.4 54.2 66.5 78.8 70.2 70.9 65.3 63.8 58.7 56.5 4b Investment account 70.0 65.1 65.0 66.0 65.1 65.0 65.3 64.9 64.9 65.4 65.4 65.1 4c State and local government 21.3 20.2 20.3 20.4 20.5 21.1 20.7 20.8 21.0 21.0 21.1 21.1 4d Other 48.7 44.9 44.7 45.6 44.5 43.9 44.5 44.1 43.9 44.4 44.3 44.0 5 Loans and leases in bank credit (2) 1,410.8 1,417.7 1,422.1 1,433.3 1,441.0 1,443.4 1,454.7 1,466.9 1,474.0 1,469.9 1,473.0 1,476.3 6 Commercial and industrial 378.5 383.9 384.8 385.1 386.4 392.8 399.5 406.8 408.6 406.8 406.8 406.5 7 Real estate 569.5 564.9 567.1 570.6 570.5 568.4 571.4 576.1 581.4 580.2 579.8 580.6 8 Revolving home equity 54.4 55.8 56.3 56.6 56.6 56.8 57.1 57.9 58.6 58.8 58.9 59.9 9 Other 515.1 509.1 510.8 514.0 513.8 511.6 514.3 518.1 522.7 521.4 520.9 520.7 10 Consumer 278.9 286.7 286.5 291.0 294.8 291.8 288.0 287.3 287.9 288.7 289.0 289.6 11 Security (3) 48.5 39.0 39.0 39.6 39.5 40.9 43.6 41.9 41.5 39.4 41.9 41.7 12a State and local government 11.3 11.1 11.3 11.4 11.1 11.1 11.1 10.8 10.7 10.8 10.7 10.7 12b All other loans and leases 124.0 132.2 133.3 135.6 138.7 138.4 141.1 144.0 143.9 144.0 144.8 147.2 13 Interbank loans 130.4 128.1 138.5 133.9 129.1 126.9 130.1 138.0 146.7 139.7 145.1 139.1 14 Cash assets (4) 127.6 129.1 137.9 143.2 139.6 131.5 127.7 136.1 132.6 128.8 130.2 146.9 15 Other assets (5) 147.1 162.0 165.4 172.9 167.5 170.4 171.9 176.0 178.6 177.2 180.2 177.9 16 TOTAL ASSETS (6) 2,214.1 2,211.0 2,240.5 2,254.7 2,259.0 2,265.0 2,274.3 2,315.3 2,322.7 2,305.0 2,313.0 2,321.7 L I A B I L I T I E S 17 Deposits 1,348.0 1,368.9 1,390.1 1,406.7 1,389.4 1,379.2 1,382.7 1,402.0 1,380.7 1,381.9 1,369.1 1,392.7 18 Tranlgdtion 430.0 387.9 397.9 411.4 394.7 374.2 363.4 374.1 350.1 354.8 342.9 367.8 19 Nontranlgdtion 918.1 980.9 992.2 995.3 994.7 1,004.9 1,019.3 1,027.9 1,030.5 1,027.1 1,026.2 1,024.9 20 Large time 128.3 152.0 154.5 153.5 154.1 159.2 157.0 162.4 163.4 163.3 164.9 165.7 21 Other 789.8 829.0 837.7 841.8 840.5 845.7 862.3 865.5 867.1 863.8 861.3 859.2 22 Borrowings 437.0 405.6 413.8 413.4 425.3 421.8 434.5 454.7 467.8 460.8 465.8 455.7 23 From banks in the U.S. 185.9 169.8 178.7 183.9 181.5 179.4 186.8 194.0 196.9 183.2 197.1 188.1 24 From others 251.1 235.7 235.1 229.5 243.8 242.4 247.7 260.7 270.8 277.5 268.7 267.5 25 Net due to related foreign offices 80.7 74.8 66.2 63.4 69.7 76.0 68.6 74.4 90.9 79.3 94.7 94.7 26 Other liabilities 126.3 140.9 148.9 149.1 152.8 162.2 158.1 154.2 152.4 149.7 150.4 146.2 27 TOTAL LIABILITIES 1,992.1 1,990.1 2,019.1 2,032.7 2,037.1 2,039.1 2,044.0 2,085.2 2,091.7 2,071.7 2,080.0 2,089.2 28 Residual (assets less liabilities) (7) 222.0 220.9 221.4 222.0 221.9 225.9 230.3 230.1 231.0 233.3 232.9 232.5 MEMO 29 Reval. gains on off-bal. sheet itens(8) -- 32.5 33.1 35.9 47.4 55.8 48.9 49.5 44.7 43.2 42.1 39.5 30 Reval. losses on off-bal. sheet itens (8) -- 28.9 28.9 31.8 44.0 50.9 43.2 44.6 46.4 44.0 43.4 41.0 31 Mortgage-backed securities (9) -- 189.0 190.3 192.8 194.5 194.0 194.8 197.5 198.4 197.6 196.7 196.3 H.8 (510) pg.7 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars Account 1996 1996 1996 1996 1997 1997 1997 1997 Week ending Apr Oct Nov Dec Jan Feb Mar Apr May 7 May 14 May 21 May 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,368.3 1,410.4 1,419.1 1,427.0 1,435.9 1,440.6 1,455.7 1,465.8 1,472.3 1,474.3 1,473.7 1,476.0 2 Securities in bank credit 408.5 411.7 410.3 410.4 414.2 413.2 417.5 420.9 421.9 422.8 420.6 420.1 3 U.S. government securities 328.6 331.5 330.2 330.4 333.5 332.7 335.5 337.0 337.5 338.9 337.0 336.2 4 Other securities 80.0 80.2 80.2 80.0 80.8 80.5 82.0 83.9 84.4 83.9 83.6 83.9 5 Loans and leases in bank credit (2) 959.8 998.7 1,008.8 1,016.6 1,021.7 1,027.4 1,038.2 1,044.9 1,050.3 1,051.5 1,053.1 1,055.9 6 Commercial and industrial 172.1 179.0 180.8 182.7 183.5 185.6 187.3 188.8 189.9 190.2 190.6 190.9 7 Real estate 495.8 518.7 523.6 528.0 534.4 539.2 547.5 553.3 555.7 557.1 557.9 558.6 8 Revolving home equity 25.3 27.9 28.3 28.8 29.1 29.6 30.2 30.8 31.0 31.0 31.0 31.1 9 Other 470.4 490.8 495.3 499.3 505.3 509.6 517.3 522.5 524.7 526.1 526.9 527.6 10 Consumer 223.9 232.3 234.8 235.6 232.9 231.0 230.9 230.1 231.0 230.8 231.6 232.3 11 Security (3) 5.4 4.9 5.0 5.0 4.9 5.1 5.3 5.1 5.1 5.1 5.0 5.1 12 Other loans and leases 62.6 63.8 64.6 65.2 65.9 66.5 67.2 67.7 68.6 68.3 68.1 69.0 13 Interbank loans 54.9 50.3 53.0 54.6 53.9 57.0 61.3 55.2 54.1 53.9 54.9 58.1 14 Cash assets (4) 65.2 66.8 67.9 67.8 68.2 69.1 69.4 70.6 67.9 67.9 69.6 65.5 15 Other assets (5) 48.6 55.6 56.1 57.7 56.2 58.2 65.0 65.6 61.6 64.6 65.8 71.0 16 TOTAL ASSETS (6) 1,516.8 1,562.7 1,575.7 1,586.8 1,593.9 1,604.5 1,631.0 1,636.9 1,635.4 1,640.1 1,643.4 1,649.9 L I A B I L I T I E S 17 Deposits 1,195.3 1,205.1 1,217.6 1,221.8 1,236.3 1,250.0 1,270.4 1,281.8 1,282.3 1,282.8 1,281.8 1,285.8 18 Transaction 328.1 311.5 313.5 312.5 312.2 313.5 316.6 320.0 313.6 316.8 318.2 314.9 19 Nontransaction 867.2 893.6 904.1 909.4 924.1 936.5 953.8 961.8 968.7 966.0 963.6 971.0 20 Large time 147.8 142.7 145.1 146.6 148.1 149.6 150.6 149.4 150.7 150.6 150.3 150.4 21 Other 719.4 750.9 759.0 762.8 776.0 786.9 803.2 812.4 818.0 815.4 813.4 820.6 22 Borrowings 141.6 162.5 165.1 166.5 167.8 169.3 174.8 178.0 179.4 175.7 174.8 176.8 23 From banks in the U.S. 79.0 86.7 87.3 85.2 86.4 86.2 87.6 87.6 89.6 88.7 87.4 86.8 24 From others 62.6 75.7 77.7 81.3 81.4 83.1 87.2 90.4 89.8 87.0 87.4 90.0 25 Net due to related foreign offices 5.1 3.4 2.2 2.7 4.0 4.0 3.9 4.4 4.4 4.5 3.7 3.7 26 Other liabilities 26.3 27.9 28.1 28.4 27.1 27.1 26.9 25.1 25.2 25.5 26.4 26.6 27 TOTAL LIABILITIES 1,368.3 1,398.9 1,413.0 1,419.4 1,435.2 1,450.4 1,476.0 1,489.3 1,491.3 1,488.5 1,486.7 1,493.0 28 Residual (assets less liabilities) (7) 148.5 163.9 162.7 167.3 158.7 154.1 155.0 147.6 144.1 151.6 156.7 157.0 H.8 (510) pg.8 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars Account 1996 1996 1996 1996 1997 1997 1997 1997 Week ending Apr Oct Nov Dec Jan Feb Mar Apr May 7 May 14 May 21 May 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,369.0 1,412.9 1,420.7 1,429.7 1,434.1 1,435.0 1,451.2 1,466.2 1,472.7 1,475.5 1,473.2 1,474.4 2 Securities in bank credit 412.3 410.6 408.7 410.0 412.8 411.5 418.8 424.4 424.6 425.2 421.6 421.6 3 U.S. government securities 332.0 330.4 328.4 330.0 332.2 331.3 336.6 340.2 339.9 341.0 337.8 337.4 4 Other securities 80.3 80.2 80.2 80.0 80.6 80.2 82.2 84.1 84.7 84.2 83.8 84.2 5 Loans and leases in bank credit (2) 956.7 1,002.3 1,012.0 1,019.8 1,021.3 1,023.5 1,032.4 1,041.8 1,048.1 1,050.3 1,051.6 1,052.8 6 Commercial and industrial 173.3 178.4 180.1 182.3 183.6 185.3 187.9 190.0 191.4 191.7 192.0 192.2 7 Real estate 493.2 520.9 525.8 529.9 534.0 536.6 544.5 550.6 553.6 555.7 556.5 557.5 8 Revolving home equity 25.0 28.1 28.5 28.8 29.0 29.4 30.0 30.6 30.9 30.9 30.9 31.0 9 Other 468.1 492.8 497.4 501.1 505.0 507.3 514.5 520.0 522.7 524.7 525.6 526.5 10 Consumer 223.4 233.0 235.6 236.5 233.9 231.8 229.0 229.7 231.0 230.8 231.3 231.1 11 Security (3) 5.4 4.8 5.2 5.2 5.0 5.2 5.3 5.1 5.0 4.9 4.7 4.7 12 Other loans and leases 61.4 65.1 65.3 65.8 64.7 64.6 65.7 66.5 67.2 67.3 67.0 67.3 13 Interbank loans 55.3 50.6 57.8 57.7 55.2 59.1 61.2 55.5 53.2 50.8 50.9 50.9 14 Cash assets (4) 63.9 67.9 70.6 71.5 70.3 68.3 67.3 69.4 67.3 66.9 66.8 67.2 15 Other assets (5) 47.9 55.3 56.6 58.4 57.2 59.6 64.0 64.6 64.0 63.4 62.2 70.6 16 TOTAL ASSETS (6) 1,515.7 1,566.4 1,585.3 1,596.8 1,596.4 1,601.7 1,623.5 1,635.3 1,636.6 1,636.1 1,632.4 1,642.4 L I A B I L I T I E S 17 Deposits 1,197.7 1,207.4 1,225.2 1,235.0 1,233.9 1,240.3 1,265.5 1,284.0 1,284.9 1,279.0 1,272.1 1,281.0 18 Transaction 328.6 312.0 317.1 323.5 315.9 309.7 312.3 320.2 314.5 312.3 309.1 310.0 19 Nontransaction 869.1 895.4 908.1 911.5 918.0 930.6 953.2 963.7 970.4 966.7 963.0 971.0 20 Large time 148.7 143.1 145.5 145.7 146.8 150.2 151.4 150.4 151.4 151.4 151.2 151.2 21 Other 720.4 752.3 762.5 765.8 771.1 780.4 801.8 813.4 819.0 815.3 811.8 819.8 22 Borrowings 139.0 162.6 163.5 166.0 169.5 167.9 169.0 175.3 179.0 180.5 181.5 183.4 23 From banks in the U.S. 77.9 86.2 85.5 84.6 86.1 84.3 83.7 86.7 89.3 90.7 91.4 91.9 24 From others 61.0 76.4 78.0 81.3 83.4 83.6 85.3 88.5 89.7 89.8 90.1 91.5 25 Net due to related foreign offices 5.1 3.4 2.2 2.7 4.0 4.0 3.9 4.4 4.4 4.5 3.7 3.7 26 Other liabilities 26.6 27.9 28.0 27.9 27.3 27.6 27.2 25.3 25.1 25.4 26.1 26.2 27 TOTAL LIABILITIES 1,368.3 1,401.3 1,418.9 1,431.5 1,434.7 1,439.8 1,465.7 1,489.0 1,493.4 1,489.4 1,483.4 1,494.2 MEMO 28 Residual (assets less liabilities) (7) 147.4 165.1 166.5 165.3 161.7 161.9 157.7 146.3 143.3 146.6 149.0 148.2 31 Mortgage-backed securities (9) -- 47.8 48.0 48.5 49.5 49.6 51.0 51.9 52.2 52.2 52.6 52.5 H.8 (510) pg.9 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars Account 1996 1996 1996 1996 1997 1997 1997 1997 Week ending Apr Oct Nov Dec Jan Feb Mar Apr May 7 May 14 May 21 May 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 453.7 480.5 493.8 505.1 516.9 532.6 528.3 537.5 541.1 542.7 543.8 545.7 2 Securities in bank credit 146.0 148.6 157.8 164.4 170.1 176.6 172.3 177.5 174.7 172.8 173.2 176.6 3 U.S. government securities 72.6 82.6 87.0 87.6 81.7 85.2 83.3 87.6 89.1 87.3 87.6 92.5 4 Other securities 73.4 65.9 70.8 76.9 88.4 91.4 89.0 89.9 85.6 85.6 85.7 84.1 5 Loans and leases in bank credit (2) 307.7 331.9 336.0 340.6 346.7 356.0 356.0 360.0 366.4 369.8 370.6 369.1 6 Commercial and industrial 186.2 205.9 208.1 213.1 214.9 218.2 217.7 218.7 219.7 223.0 222.8 221.1 7 Real estate 33.6 32.7 32.4 32.0 32.0 32.3 32.0 31.9 31.6 31.4 31.1 30.6 11 Security (3) 32.2 32.9 35.0 36.2 38.0 39.6 39.5 43.0 43.0 44.8 43.1 43.1 12 Other loans and leases 55.7 60.4 60.4 59.4 61.8 65.8 66.7 66.4 72.1 70.7 73.6 74.2 13 Interbank loans 22.0 20.6 20.2 21.8 23.4 22.3 24.9 20.8 20.2 18.2 24.5 28.2 14 Cash assets (4) 26.4 29.7 30.9 31.1 31.2 33.1 32.8 33.2 36.5 33.9 33.9 33.7 15 Other assets (5) 44.8 33.7 36.2 37.0 38.7 42.2 42.2 40.4 38.1 40.8 39.8 39.9 16 TOTAL ASSETS (6) 546.9 564.4 580.9 594.7 609.9 630.0 627.9 631.7 635.7 635.3 641.8 647.3 L I A B I L I T I E S 17 Deposits 171.1 197.4 203.9 219.5 227.1 241.0 247.2 262.8 266.8 260.1 246.9 257.3 18 Transaction 10.3 10.4 10.2 10.2 10.4 9.9 10.8 11.1 12.7 11.4 11.2 11.4 19 Nontransaction 160.8 187.0 193.7 209.3 216.7 231.1 236.4 251.7 254.1 248.7 235.7 245.9 20 Large time 158.0 184.4 190.0 205.1 216.5 228.6 233.4 247.8 247.3 244.2 234.2 233.8 21 Other 2.9 2.6 3.7 4.2 0.1 2.4 3.0 3.9 6.8 4.4 1.5 12.2 22 Borrowings 128.5 117.0 125.1 121.3 130.6 144.0 141.3 141.6 143.6 146.3 151.7 143.8 23 From banks in the U.S. 36.9 31.8 32.7 32.4 27.8 33.8 34.8 33.2 36.1 31.3 36.0 34.7 24 From others 91.6 85.1 92.4 88.8 102.8 110.1 106.5 108.4 107.6 115.0 115.7 109.1 25 Net due to related foreign offices 172.2 167.7 167.1 162.3 150.6 140.1 142.0 135.4 139.7 141.0 152.7 153.2 26 Other liabilities 73.4 74.6 80.0 82.8 89.9 99.6 93.3 91.3 88.4 86.5 91.0 89.5 27 TOTAL LIABILITIES 545.2 556.6 576.1 585.9 598.1 624.6 623.8 631.2 638.6 633.8 642.3 643.7 28 Residual (assets less liabilities) (7) 1.7 7.7 4.7 8.8 11.8 5.4 4.1 0.5 -2.9 1.5 -0.5 3.6 H.8 (510) pg.10 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars Account 1996 1996 1996 1996 1997 1997 1997 1997 Week ending Apr Oct Nov Dec Jan Feb Mar Apr May 7 May 14 May 21 May 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 452.7 479.2 493.4 501.0 513.9 533.2 528.2 537.7 546.5 546.2 545.2 545.8 2 Securities in bank credit 145.5 148.5 157.5 158.0 166.0 177.6 173.1 178.1 181.7 178.1 177.7 180.5 3 U.S. government securities 71.8 82.1 87.0 85.1 82.7 86.9 86.2 87.0 91.0 87.7 88.1 91.7 3a Trading account -- 18.7 21.8 19.9 17.0 21.4 19.9 18.6 19.6 16.2 17.7 19.5 3b Investment account -- 63.4 65.2 65.3 65.7 65.6 66.3 68.5 71.4 71.4 70.3 72.2 4 Other securities 73.6 66.3 70.5 72.9 83.3 90.6 86.9 91.1 90.6 90.5 89.7 88.8 4a Trading account -- 47.9 51.6 54.0 61.4 67.9 63.2 64.2 63.0 62.6 62.3 62.8 4b Investment account -- 18.4 18.9 18.9 22.0 22.7 23.7 26.8 27.6 27.9 27.4 26.0 5 Loans and leases in bank credit (2) 307.2 330.7 335.9 343.0 347.9 355.6 355.1 359.6 364.8 368.1 367.5 365.3 6 Commercial and industrial 186.8 204.7 207.9 213.5 214.8 218.1 217.3 219.4 220.7 223.0 222.9 220.7 7 Real estate 33.2 32.9 32.9 32.2 32.0 32.4 32.0 31.5 31.4 31.1 30.8 30.4 11 Security (3) 32.2 32.9 35.0 36.2 38.0 39.6 39.5 43.0 43.0 44.8 43.1 43.1 12 Other loans and leases 55.0 60.2 60.1 61.2 63.1 65.5 66.3 65.7 69.8 69.2 70.6 71.1 13 Interbank loans 22.0 20.6 20.2 21.8 23.4 22.3 24.9 20.8 20.2 18.2 24.5 28.2 14 Cash assets (4) 25.7 30.1 31.1 32.2 31.6 32.4 32.2 32.4 35.8 33.6 34.0 34.4 15 Other assets (5) 43.2 33.4 36.5 37.7 38.0 43.0 41.6 38.9 39.1 42.2 40.5 40.9 16 TOTAL ASSETS (6) 543.6 563.1 581.0 592.5 606.6 630.7 626.7 629.5 641.4 640.0 643.9 649.1 L I A B I L I T I E S 17 Deposits 167.0 202.7 206.5 222.2 227.2 237.8 247.0 256.3 263.9 259.1 248.0 261.1 18 Transaction 9.9 10.4 10.2 10.9 10.4 10.2 10.6 10.7 11.9 10.8 10.5 11.2 19 Nontransaction 157.1 192.3 196.3 211.3 216.7 227.6 236.5 245.7 252.0 248.3 237.5 249.9 20 Large time 154.7 190.0 193.9 208.6 214.5 223.7 232.9 242.4 245.0 243.6 235.1 235.4 21 Other 2.4 2.3 2.4 2.8 2.2 4.0 3.6 3.3 7.0 4.6 2.4 14.5 22 Borrowings 130.3 113.6 121.7 120.1 127.3 137.4 135.4 144.1 149.3 145.2 148.5 140.7 23 From banks in the U.S. 37.0 29.4 32.8 33.1 28.8 31.6 33.2 33.4 36.4 31.0 34.0 34.0 24 From others 93.3 84.3 88.9 87.0 98.5 105.8 102.2 110.7 112.8 114.2 114.5 106.7 25 Net due to related foreign offices 170.0 167.6 166.8 163.9 159.3 149.1 146.6 132.4 132.0 140.9 150.4 150.4 26 Other liabilities 73.1 73.1 80.6 81.5 89.1 102.0 93.1 91.1 91.3 90.0 92.9 92.0 27 TOTAL LIABILITIES 540.4 557.0 575.5 587.7 602.9 626.4 622.2 623.9 636.5 635.3 639.7 644.1 28 Residual (assets less liabilities) (7) 3.2 6.1 5.5 4.9 3.7 4.3 4.5 5.6 4.9 4.7 4.2 5.0 MEMO 29 Reval. gains on off-bal. sheet items (8) -- 29.9 32.4 33.4 41.6 47.0 43.0 42.4 41.9 40.9 40.9 41.3 30 Reval. losses on off-bal. sheet items (8) -- 29.3 31.5 32.5 40.8 47.2 43.1 42.7 42.7 40.8 41.1 41.6 H.8 (510) pg.11 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES, BY DISTRICT (1) Not seasonally adjusted, billions of dollars. Data are as of May 28, 1997. Federal Reserve Distict National ___________________________________________________________ total Boston New York Philadelphia Cleveland Richmond Atlanta ASSETS 1 Bank credit 1,893.1 94.6 362.5 103.4 178.9 192.2 212.1 2 Securities in bank credit (14) 416.8 3 U.S. government securities (14) 295.2 3a Trading account (14) 20.5 3b Investment account 274.7 16.9 82.4 5.7 24.8 33.0 29.2 3c Mortgage-backed 176.8 7.2 57.7 2.9 19.1 19.9 19.4 3d Other 97.9 9.7 24.7 2.8 5.7 13.1 9.8 3e 1 year or less 25.6 3.5 4.6 0.7 0.6 3.0 3.0 3f Between 1 and 5 years 53.9 5.4 13.8 1.7 3.5 7.7 5.6 3g More than 5 years 18.4 0.8 6.4 0.3 1.6 2.3 1.3 4 Other securities (14) 121.7 4a Trading account (14) 56.5 4b Investment account 65.1 6.0 19.8 2.5 5.2 5.8 7.6 4c State and local government 21.1 2.1 7.5 0.6 0.7 0.9 2.0 4d Other 44.0 3.9 12.3 1.9 4.5 4.9 5.7 5 Loans and leases in bank credit (2) 1,476.3 71.7 260.3 95.1 148.9 153.4 175.2 6 Commerical and industrial 406.5 28.2 68.4 14.6 43.0 37.2 40.5 6a Bankers acceptances 1.4 0.1 0.6 0.0 0.0 0.2 0.0 6b Other 405.0 28.2 67.7 14.6 43.0 37.0 40.5 7 Real estate 580.6 21.4 103.7 28.5 54.0 77.9 83.0 8 Revolving home equtiy 59.9 3.1 8.6 3.4 7.2 7.8 6.4 9a Other residential 327.4 10.2 66.6 15.8 30.7 46.2 48.2 9b Commercial 193.4 8.1 28.5 9.3 16.1 23.9 28.5 10 Consumer 289.6 5.8 35.9 43.9 35.8 19.5 37.8 11 Security (3) 41.7 6.4 18.8 0.1 1.0 3.2 2.0 11a Fed funds and RPs with broker/dealer 24.6 5.8 9.9 0.0 0.1 2.9 1.5 11b Other 17.2 0.5 8.8 0.1 0.9 0.3 0.5 12a State and local government 10.7 0.2 1.4 0.7 1.3 1.8 2.1 12b Agricultural 8.0 0.0 0.2 0.1 0.2 0.6 0.5 12c Fed funds and RPs with others 5.5 1.3 1.8 0.0 0.2 1.5 0.0 12d All other loans 63.7 3.4 16.6 2.4 3.2 4.9 3.9 12e Lease financing receivables 70.0 5.0 13.5 4.7 10.1 6.7 5.5 13 Interbank loans 139.1 4.9 51.3 3.2 8.8 13.7 16.1 13a Fed funds and RPs with banks 86.6 3.2 30.8 1.7 5.2 8.6 13.9 13b Other 52.5 1.7 20.5 1.5 3.6 5.1 2.2 14 Cash assets(4) 146.9 6.9 32.3 4.7 10.1 13.4 12.3 15 Other assets (12) 200.2 14.8 107.6 10.8 14.4 32.0 15.7 16 TOTAL ASSETS (6) 2,343.9 119.8 542.4 120.1 209.2 249.0 253.2 H.8 (510) pg.12 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES, BY DISTRICT (1) Not seasonally adjusted, billions of dollars. Data are as of May 28, 1997. Federal Reserve Distict National ___________________________________________________________ total Boston New York Philadelphia Cleveland Richmond Atlanta 17 Deposits 1,392.7 65.0 287.8 67.0 129.4 127.2 173.9 18 Transaction 367.8 22.3 68.8 15.5 28.2 29.0 35.9 19 Nontransaction 1,024.9 42.6 219.0 51.5 101.3 98.2 138.0 20 Large time 165.7 6.4 49.1 11.0 10.8 13.4 19.7 21 Other 859.2 36.3 169.9 40.5 90.5 84.8 118.3 22 Borrowings 455.7 29.4 89.8 29.2 47.3 66.2 43.7 23 From banks in the U.S. 188.1 7.6 21.7 14.9 20.4 24.7 26.8 24 From others 267.5 21.9 68.1 14.4 26.9 41.4 16.9 26 Other liabilities (13) 263.1 15.0 97.3 11.7 15.9 38.7 13.2 27 TOTAL LIABILITIES 2,111.5 109.4 475.0 107.9 192.6 232.1 230.8 28 Residual (assets less liabilities (13) 232.5 10.4 67.4 12.2 16.6 17.0 22.4 MEMO 29 Reval. gains on off-bal. sheet items (8,14) 39.5 30 Reval. losses on off-bal. sheet items (8,14) 41.0 31 Mortgage-backed securities (9) 196.3 8.1 61.8 3.8 20.7 22.9 22.0 31a Pass-through 138.1 5.7 48.7 2.5 12.2 19.1 13.5 31b CMO, REMIC and other 58.2 2.4 13.1 1.3 8.5 3.7 8.4 32 Net unrealized ganis (losses) 2.3 on available-for-sale securities (10,14) 33 Offshore credit to U.S. residents (11,14) 33.7 H.8 (510) pg.13 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES, BY DISTRICT (1) Not seasonally adjusted, billions of dollars. Data are as of May 28, 1997. Federal Reserve Distict ______________________________________________________________________ Chicago St.Louis Minneapolis Kansac City Dallas San Francisco ASSETS 1 Bank credit 196.8 40.1 42.3 24.8 69.4 299.2 2 Securities in bank credit (14) 3 U.S. government securities (14) 3a Trading account (14) 3b Investment account (14) 27.7 6.6 4.8 4.9 11.7 27.0 3c Mortgage-backed 13.6 4.1 1.9 3.5 9.6 17.9 3d Other 14.1 2.6 2.9 1.4 2.1 9.1 3e 1 year or less 6.6 0.4 0.0 0.2 0.3 2.6 3f Between 1 and 5 years 5.4 1.7 1.1 1.2 1.6 5.1 3g More than 5 years 2.0 0.4 1.7 0.0 0.3 1.3 4 Other securities (14) 4a Trading account (14) 4b Investment accout (14) 6.4 1.1 0.6 0.8 1.8 7.4 4c State and local government 3.4 0.7 0.2 0.6 0.6 1.7 4d Other 3.0 0.3 0.4 0.2 1.2 5.7 5 Loans and leases in bank credit (2) 162.7 32.4 37.0 19.0 55.8 264.8 6 Commerical and industrial 69.6 8.5 9.1 5.3 25.6 56.5 6a Bankers acceptances 0.2 0.0 0.0 0.0 0.0 0.2 6b Other 69.4 8.5 9.1 5.3 25.6 56.3 7 Real estate 49.9 14.8 7.3 6.9 14.5 118.7 8 Revolving home equtiy 5.2 1.3 0.5 0.5 0.2 15.7 9a Other residential 22.7 9.6 4.5 3.3 8.4 61.2 9b Commercial 22.0 3.8 2.3 3.1 5.8 41.8 10 Consumer 23.8 5.2 16.2 4.7 10.6 50.4 11 Security (3) 3.7 1.5 1.4 0.1 0.6 3.1 11a Fed funds and RPs with broker/dealer 0.6 1.1 0.9 0.0 0.4 1.1 11b Other 3.0 0.4 0.4 0.1 0.2 2.0 12a State and local government 1.2 0.2 0.1 0.1 0.1 1.3 12b Agricultural 0.5 0.1 0.3 0.5 0.2 4.8 12c Fed funds and RPs with others 0.5 0.0 0.0 0.0 0.0 0.1 12d All other loans 8.6 1.1 1.6 1.3 2.9 13.7 12e Lease financing receivables 4.8 1.0 0.9 0.2 1.4 16.1 13 Interbank loans 7.8 1.4 4.4 2.2 6.8 18.4 13a Fed funds and RPs with banks 7.4 1.2 4.1 2.0 4.0 4.5 13b Other 0.5 0.1 0.3 0.3 2.8 13.9 14 Cash assets(4) 18.7 3.2 2.9 3.5 12.5 26.4 15 Other assets (12) 20.4 9.6 3.5 3.3 6.4 38.5 16 TOTAL ASSETS 240.7 53.8 52.1 33.5 94.3 376.0 H.8 (510) pg.14 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES, BY DISTRICT (1) Not seasonally adjusted, billions of dollars. Data are as of May 28, 1997. Federal Reserve Distict ______________________________________________________________________ Chicago St.Louis Minneapolis Kansas City Dallas San Francisco 17 Deposits 142.3 29.4 22.1 24.5 66.2 257.7 18 Transaction 41.5 7.0 7.8 7.1 21.0 83.7 19 Nontransaction 100.8 22.4 14.3 17.4 45.2 174.0 20 Large time 19.7 2.6 1.2 1.4 4.5 25.9 21 Other 81.1 19.8 13.1 16.0 40.7 148.2 22 Borrowings 50.4 16.0 19.0 4.1 13.9 46.5 23 From banks in the U.S. 18.4 12.0 14.2 2.9 3.4 21.3 24 From others 32.0 4.0 4.8 1.3 10.6 25.1 26 Other liabilities (13) 25.7 2.9 6.6 0.8 5.8 29.7 27 TOTAL LIABILITIES 218.5 48.4 47.7 29.5 85.9 333.8 28 Residual (assets less liabilities (13) 22.2 5.4 4.5 3.9 8.4 42.2 MEMO 29 Reval. gains on off-bal. sheet items (8,14) 30 Reval. losses on off-bal. sheet items (8,14) 31 Mortgage-backed securities (9) 15.5 4.2 2.0 3.6 10.2 21.5 31a Pass-through 8.2 2.6 1.7 2.7 8.7 12.5 31b CMO, REMIC and other 7.4 1.6 0.2 0.9 1.5 9.0 32 Net unrealized ganis (losses) on available-for-sale securities (10,14) 33 Offshore credit to U.S. residents (11,14) H.8 (510) Footnotes Note: This release is available on the Federal Reserve Board's web site: http://www.bog.frb.fed.us/. Current and historical data are available on the Commerce Department's economic bulletin board. For information call 202-482-1986. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 8 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 3. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 4. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 5. Excludes the due-from position with related foreign offices, which is included in line 25. 6. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 7. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 8. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 9. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than non-financial businesses. 12. Includes the due-from position with related foreign offices. 13. Includes the due-to position with related foreign offices. 14. Disaggregation by District not available. The trading account components of securities (lines 3a and 4a) are included in line 15.