H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars October 3, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Aug Feb Mar Apr May Jun Jul Aug Sep 3 Sep 10 Sep 17 Sep 24 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 3,677.9 3,840.4 3,860.1 3,900.9 3,909.3 3,931.8 3,961.3 3,972.1 3,981.8 3,992.1 3,991.2 3,991.0 2 Securities in bank credit 974.3 1,020.1 1,014.3 1,034.1 1,015.9 1,012.7 1,032.5 1,026.2 1,031.2 1,029.8 1,025.3 1,039.6 3 U.S. government securities 703.5 703.6 708.3 723.6 723.4 726.7 727.8 715.4 724.1 720.8 715.3 727.3 4 Other securities 270.8 316.6 305.9 310.4 292.4 285.9 304.6 310.8 307.2 309.0 310.0 312.3 5 Loans and leases in bank credit (2) 2,703.6 2,820.2 2,845.8 2,866.8 2,893.4 2,919.1 2,928.8 2,945.9 2,950.6 2,962.2 2,965.9 2,951.4 6 Commercial and industrial 746.6 793.1 797.5 804.6 810.2 816.0 819.2 827.3 832.4 837.4 839.1 840.1 7 Real estate 1,109.7 1,140.5 1,154.1 1,167.2 1,178.1 1,187.5 1,192.1 1,197.8 1,201.6 1,205.4 1,204.2 1,199.1 8 Revolving home equity 81.0 86.5 87.9 89.7 90.9 92.4 93.3 94.1 94.9 95.0 95.1 95.4 9 Other 1,028.7 1,054.0 1,066.2 1,077.5 1,087.2 1,095.2 1,098.8 1,103.7 1,106.7 1,110.4 1,109.1 1,103.7 10 Consumer 514.0 520.5 518.1 516.2 519.1 521.7 521.4 522.0 521.3 520.7 521.0 514.2 11 Security (3) 72.1 83.9 88.2 89.7 89.1 94.0 95.3 95.1 93.1 98.1 96.5 92.8 12 Other loans and leases 261.3 282.3 288.0 289.2 296.9 299.9 300.9 303.7 302.2 300.6 305.1 305.1 13 Interbank loans 198.1 204.7 220.0 215.9 218.6 191.7 186.1 192.8 195.2 196.7 198.6 200.5 14 Cash assets (4) 225.2 233.4 240.0 246.5 244.0 248.3 245.0 262.6 270.9 249.5 250.6 252.0 15 Other assets (5) 252.7 265.0 272.7 277.2 277.7 282.6 277.5 280.7 282.5 282.0 280.9 284.0 16 TOTAL ASSETS (6) 4,296.5 4,487.4 4,536.6 4,584.0 4,593.0 4,597.4 4,612.7 4,651.0 4,673.4 4,663.3 4,664.2 4,670.3 L I A B I L I T I E S 17 Deposits 2,753.6 2,892.6 2,916.1 2,949.7 2,937.2 2,971.4 2,992.6 3,018.4 3,049.3 3,012.9 3,027.4 3,025.8 18 Transaction 733.9 705.1 699.7 701.8 689.9 693.8 688.7 696.0 699.6 659.0 674.5 688.9 19 Nontransaction 2,019.6 2,187.6 2,216.3 2,247.9 2,247.3 2,277.6 2,303.8 2,322.4 2,349.6 2,353.9 2,352.9 2,336.9 20 Large time 452.7 542.5 548.8 568.2 563.7 581.2 600.3 606.6 618.4 623.7 626.0 617.4 21 Other 1,567.0 1,645.0 1,667.6 1,679.8 1,683.6 1,696.4 1,703.5 1,715.9 1,731.3 1,730.1 1,726.9 1,719.5 22 Borrowings 705.4 735.3 748.0 763.7 766.8 737.1 735.4 748.4 749.2 765.5 756.7 766.1 23 From banks in the U.S. 290.6 304.9 313.0 312.4 301.9 269.8 264.9 276.3 281.3 289.5 273.5 275.4 24 From others 414.8 430.4 435.1 451.3 464.9 467.3 470.6 472.0 467.9 476.0 483.2 490.6 25 Net due to related foreign offices 247.4 217.7 209.1 211.5 233.7 229.5 215.7 206.6 207.5 221.8 218.5 198.6 26 Other liabilities 219.9 286.2 277.6 270.3 262.5 263.2 276.6 282.5 281.3 273.5 268.8 271.2 27 TOTAL LIABILITIES 3,926.3 4,131.8 4,150.8 4,195.3 4,200.3 4,201.2 4,220.4 4,256.0 4,287.4 4,273.7 4,271.4 4,261.7 28 Residual (assets less liabilities) (7) 370.2 355.6 385.8 388.7 392.8 396.2 392.3 395.1 386.0 389.6 392.9 408.6 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars October 3, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Aug Feb Mar Apr May Jun Jul Aug Sep 3 Sep 10 Sep 17 Sep 24 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 3,679.1 3,833.2 3,850.5 3,900.4 3,913.9 3,935.5 3,957.0 3,973.4 3,991.6 3,990.9 3,997.7 3,984.2 2 Securities in bank credit 978.7 1,016.8 1,016.9 1,036.6 1,024.9 1,019.1 1,029.7 1,031.5 1,039.9 1,032.7 1,025.2 1,034.6 3 U.S. government securities 705.8 702.3 713.0 726.4 725.9 726.5 723.7 718.2 728.4 723.6 717.3 725.7 4 Other securities 272.9 314.4 304.0 310.2 299.0 292.6 306.0 313.3 311.5 309.1 307.9 308.9 5 Loans and leases in bank credit (2) 2,700.4 2,816.5 2,833.6 2,863.8 2,889.0 2,916.3 2,927.3 2,941.9 2,951.6 2,958.2 2,972.5 2,949.7 6 Commercial and industrial 742.7 792.8 800.1 811.9 817.0 819.4 820.4 823.1 826.3 828.4 834.7 834.5 7 Real estate 1,111.2 1,137.4 1,148.1 1,162.7 1,173.7 1,185.8 1,192.2 1,199.5 1,203.9 1,209.2 1,208.1 1,201.2 8 Revolving home equity 81.2 86.1 87.1 88.9 90.7 92.4 93.3 94.4 95.5 95.6 95.8 96.1 9 Other 1,029.9 1,051.3 1,061.0 1,073.7 1,083.0 1,093.5 1,098.8 1,105.1 1,108.5 1,113.6 1,112.3 1,105.1 10 Consumer 514.4 521.2 513.5 513.7 517.0 518.9 519.0 522.5 523.4 522.3 523.8 517.0 11 Security (3) 70.6 85.0 87.8 90.2 89.5 93.6 93.8 93.2 92.0 95.8 98.4 91.4 12 Other loans and leases 261.6 280.1 284.1 285.3 291.7 298.6 301.9 303.7 306.0 302.5 307.4 305.5 13 Interbank loans 193.4 209.1 216.4 214.3 214.1 189.2 183.9 188.4 197.2 195.3 193.3 187.8 14 Cash assets (4) 214.3 234.5 230.8 241.8 241.8 245.0 241.3 249.0 284.7 250.5 246.4 240.4 15 Other assets (5) 255.6 264.9 268.1 274.9 280.0 282.7 279.6 284.0 292.1 288.2 281.9 282.5 16 TOTAL ASSETS (6) 4,284.9 4,485.8 4,509.7 4,574.8 4,593.2 4,595.3 4,604.7 4,637.4 4,708.1 4,667.5 4,661.9 4,637.8 L I A B I L I T I E S 17 Deposits 2,743.0 2,877.6 2,904.8 2,947.2 2,928.5 2,966.6 2,983.9 3,008.3 3,078.4 3,031.8 3,026.7 2,993.1 18 Transaction 721.0 698.1 687.5 705.0 680.0 688.2 682.5 683.4 723.2 669.0 674.7 662.9 19 Nontransaction 2,022.0 2,179.5 2,217.3 2,242.2 2,248.5 2,278.5 2,301.4 2,324.9 2,355.3 2,362.7 2,352.0 2,330.3 20 Large time 452.2 542.1 548.9 563.8 568.5 581.0 595.9 605.7 613.6 618.1 618.9 613.1 21 Other 1,569.8 1,637.4 1,668.4 1,678.4 1,680.0 1,697.5 1,705.5 1,719.2 1,741.7 1,744.6 1,733.1 1,717.2 22 Borrowings 711.1 719.8 728.5 764.7 776.6 756.3 748.7 752.7 755.4 753.6 766.2 782.3 23 From banks in the U.S. 295.8 293.1 301.3 311.2 309.9 282.6 272.8 280.6 287.3 285.6 277.8 281.2 24 From others 415.3 426.7 427.3 453.5 466.7 473.7 475.9 472.1 468.0 468.0 488.4 501.2 25 Net due to related foreign offices 243.1 228.6 218.3 210.1 236.7 220.0 211.9 202.2 197.8 208.1 202.6 202.6 26 Other liabilities 219.3 288.1 275.8 270.6 266.2 265.5 275.0 281.6 282.5 275.8 268.0 269.5 27 TOTAL LIABILITIES 3,916.5 4,114.2 4,127.4 4,192.6 4,208.0 4,208.5 4,219.5 4,244.8 4,314.1 4,269.3 4,263.5 4,247.5 28 Residual (assets less liabilities) (7) 368.4 371.6 382.3 382.2 385.2 386.8 385.2 392.6 394.0 398.2 398.4 390.3 MEMO 29 Reval. gains on off-bal. sheet items (8) -- 101.8 90.4 90.1 81.4 76.1 84.3 86.1 82.2 79.7 78.7 77.7 30 Reval. losses on off-bal. sheet items (8) -- 98.5 86.9 88.0 85.7 80.7 88.4 90.1 87.1 83.3 82.4 81.2 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars October 3, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Aug Feb Mar Apr May Jun Jul Aug Sep 3 Sep 10 Sep 17 Sep 24 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 3,212.4 3,309.8 3,334.8 3,367.2 3,369.3 3,389.1 3,415.4 3,430.5 3,430.5 3,445.8 3,448.0 3,445.9 2 Securities in bank credit 824.9 843.2 841.4 856.0 840.3 835.2 847.5 843.4 836.6 843.2 840.8 853.1 3 U.S. government securities 622.2 618.2 624.7 635.8 633.5 634.4 634.2 626.8 626.6 630.8 628.0 639.4 4 Other securities 202.7 225.0 216.6 220.3 206.8 200.8 213.3 216.6 210.0 212.5 212.8 213.7 5 Loans and leases in bank credit (2) 2,387.5 2,466.6 2,493.4 2,511.2 2,529.0 2,553.9 2,567.9 2,587.1 2,593.9 2,602.6 2,607.2 2,592.8 6 Commercial and industrial 552.7 576.2 581.5 588.1 590.7 595.9 599.2 605.9 610.4 614.0 614.7 615.3 7 Real estate 1,076.8 1,108.4 1,122.6 1,135.8 1,147.5 1,157.9 1,163.5 1,169.6 1,173.9 1,177.7 1,176.6 1,171.6 8 Revolving home equity 81.0 86.5 87.9 89.7 90.9 92.4 93.3 94.1 94.9 95.0 95.1 95.4 9 Other 995.8 1,021.9 1,034.7 1,046.1 1,056.6 1,065.5 1,070.2 1,075.5 1,078.9 1,082.6 1,081.5 1,076.2 10 Consumer 514.0 520.5 518.1 516.2 519.1 521.7 521.4 522.0 521.3 520.7 521.0 514.2 11 Security (3) 42.4 44.1 48.4 46.5 45.6 48.0 50.5 51.4 50.2 53.6 52.1 48.8 12 Other loans and leases 201.7 217.4 222.7 224.5 226.1 230.4 233.4 238.2 238.1 236.6 242.9 242.9 13 Interbank loans 181.1 183.8 197.2 197.0 197.9 171.8 166.5 174.2 179.6 177.3 181.4 181.7 14 Cash assets (4) 196.2 200.5 207.6 213.8 210.1 212.6 211.0 228.1 235.8 212.5 215.2 218.2 15 Other assets (5) 214.1 223.9 231.7 238.1 238.9 241.4 234.5 237.7 237.0 236.9 241.2 243.6 16 TOTAL ASSETS (6) 3,746.5 3,862.2 3,915.4 3,959.8 3,959.8 3,958.2 3,970.4 4,013.4 4,026.2 4,015.8 4,029.0 4,032.6 L I A B I L I T I E S 17 Deposits 2,574.2 2,654.7 2,673.4 2,691.8 2,684.9 2,712.8 2,721.1 2,746.3 2,770.8 2,734.7 2,748.8 2,756.2 18 Transaction 723.6 695.4 689.3 691.0 678.6 682.7 677.5 684.0 687.6 647.4 663.4 677.7 19 Nontransaction 1,850.6 1,959.3 1,984.1 2,000.8 2,006.3 2,030.1 2,043.6 2,062.4 2,083.2 2,087.3 2,085.4 2,078.6 20 Large time 285.8 318.3 320.1 323.6 325.2 336.2 342.7 349.3 356.5 359.7 361.3 361.6 21 Other 1,564.8 1,641.0 1,664.0 1,677.1 1,681.1 1,693.9 1,700.9 1,713.1 1,726.8 1,727.6 1,724.1 1,716.9 22 Borrowings 575.8 592.1 608.0 623.8 623.2 596.1 598.0 608.7 611.4 624.6 622.5 619.8 23 From banks in the U.S. 256.6 271.0 278.2 280.0 269.3 239.9 235.0 245.6 249.7 257.4 244.5 237.8 24 From others 319.1 321.1 329.8 343.8 353.9 356.2 362.9 363.1 361.7 367.2 378.0 382.0 25 Net due to related foreign offices 74.2 78.2 68.0 77.1 85.1 80.8 85.6 79.1 76.6 90.3 89.1 79.8 26 Other liabilities 154.9 186.4 183.7 178.3 173.2 173.1 180.0 184.9 178.1 174.8 176.0 179.0 27 TOTAL LIABILITIES 3,379.0 3,511.4 3,533.1 3,571.0 3,566.4 3,562.7 3,584.8 3,619.1 3,636.9 3,624.4 3,636.3 3,634.9 28 Residual (assets less liabilities) (7) 367.5 350.8 382.3 388.8 393.4 395.5 385.6 394.3 389.3 391.5 392.7 397.7 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars October 3, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Aug Feb Mar Apr May Jun Jul Aug Sep 3 Sep 10 Sep 17 Sep 24 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 3,210.2 3,302.1 3,325.4 3,366.6 3,371.3 3,392.4 3,410.7 3,427.7 3,436.5 3,445.8 3,456.8 3,444.6 2 Securities in bank credit 826.1 838.9 843.4 858.0 844.4 841.0 845.9 845.0 841.7 846.1 842.9 852.8 3 U.S. government securities 623.0 615.1 626.4 639.0 635.4 635.5 632.8 628.0 629.7 633.7 630.9 640.3 4 Other securities 203.0 223.7 217.0 219.0 209.0 205.5 213.1 217.0 212.0 212.4 212.0 212.5 5 Loans and leases in bank credit (2) 2,384.1 2,463.2 2,482.0 2,508.6 2,526.9 2,551.4 2,564.7 2,582.7 2,594.8 2,599.7 2,613.9 2,591.8 6 Commercial and industrial 548.8 575.9 584.5 594.7 597.3 598.6 599.3 601.5 605.2 607.0 611.6 611.3 7 Real estate 1,078.2 1,105.3 1,116.6 1,131.7 1,143.3 1,156.3 1,163.7 1,171.2 1,176.0 1,181.3 1,180.5 1,173.6 8 Revolving home equity 81.2 86.1 87.1 88.9 90.7 92.4 93.3 94.4 95.5 95.6 95.8 96.1 9 Other 997.0 1,019.2 1,029.5 1,042.8 1,052.7 1,064.0 1,070.4 1,076.8 1,080.6 1,085.7 1,084.7 1,077.5 10 Consumer 514.4 521.2 513.5 513.7 517.0 518.9 519.0 522.5 523.4 522.3 523.8 517.0 11 Security (3) 40.9 45.2 48.1 47.0 46.0 47.6 48.9 49.5 49.2 51.3 53.9 47.4 12 Other loans and leases 201.9 215.6 219.3 221.3 223.2 230.0 233.8 237.9 241.0 237.8 244.1 242.6 13 Interbank loans 176.4 188.2 193.7 195.3 193.5 169.3 164.2 169.8 181.6 175.9 176.1 169.1 14 Cash assets (4) 185.2 202.4 199.0 209.9 207.8 208.5 207.1 214.6 250.2 214.9 212.3 207.1 15 Other assets (5) 216.2 223.0 227.7 237.2 240.1 241.6 237.4 240.1 245.5 241.4 242.1 242.6 16 TOTAL ASSETS (6) 3,730.6 3,859.9 3,889.9 3,952.8 3,956.3 3,955.0 3,962.6 3,995.0 4,056.7 4,020.7 4,030.1 4,006.5 L I A B I L I T I E S 17 Deposits 2,565.0 2,642.8 2,662.3 2,695.6 2,675.7 2,707.6 2,715.4 2,738.5 2,803.7 2,758.0 2,752.1 2,722.7 18 Transaction 710.9 688.2 677.3 694.6 669.2 677.1 671.2 671.7 711.0 657.3 663.1 650.8 19 Nontransaction 1,854.1 1,954.7 1,985.0 2,000.9 2,006.5 2,030.5 2,044.2 2,066.7 2,092.7 2,100.6 2,089.0 2,071.8 20 Large time 286.5 321.1 320.1 325.1 329.0 335.5 341.4 350.4 355.4 358.5 358.7 357.2 21 Other 1,567.6 1,633.5 1,664.9 1,675.8 1,677.5 1,695.0 1,702.9 1,716.4 1,737.3 1,742.1 1,730.3 1,714.7 22 Borrowings 576.4 583.2 594.4 622.3 633.1 610.1 602.2 607.7 613.5 608.9 626.9 637.3 23 From banks in the U.S. 261.4 261.5 268.1 278.6 277.8 250.9 241.3 249.3 254.4 252.3 248.4 247.0 24 From others 315.1 321.7 326.2 343.7 355.3 359.2 360.9 358.4 359.1 356.6 378.5 390.3 25 Net due to related foreign offices 71.9 79.9 72.5 78.8 92.3 79.6 83.0 76.6 71.6 84.1 80.5 80.5 26 Other liabilities 153.9 185.8 182.0 178.8 174.2 174.4 180.5 183.5 178.2 175.5 175.8 178.6 27 TOTAL LIABILITIES 3,367.3 3,491.8 3,511.2 3,575.5 3,575.3 3,571.7 3,581.1 3,606.2 3,667.0 3,626.5 3,635.4 3,619.1 28 Residual (assets less liabilities) (7) 363.4 368.1 378.7 377.4 381.0 383.3 381.5 388.8 389.7 394.3 394.8 387.4 MEMO 29 Reval. gains on off-bal. sheet items (8) -- 55.9 49.0 49.5 42.0 38.5 44.3 45.1 39.5 38.3 38.2 37.4 30 Reval. losses on off-bal. sheet items (8) -- 50.9 43.2 44.6 43.4 40.2 45.7 46.5 41.7 40.0 40.6 39.8 31 Mortgage-backed securities (9) -- 243.5 245.3 248.8 249.0 250.3 251.8 253.5 253.8 252.7 251.7 259.1 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars October 3, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Aug Feb Mar Apr May Jun Jul Aug Sep 3 Sep 10 Sep 17 Sep 24 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,884.8 1,945.9 1,958.0 1,976.3 1,968.2 1,979.0 1,997.7 2,000.2 1,995.2 2,011.1 2,012.4 2,013.7 2 Securities in bank credit 425.8 444.3 438.7 449.8 433.2 429.3 441.9 437.6 431.0 437.0 436.1 450.4 3 U.S. government securities 302.6 299.0 303.3 312.7 309.5 310.8 310.2 302.8 302.9 306.5 305.1 318.3 3a Trading account 20.3 16.2 18.3 20.3 19.4 23.1 24.9 21.8 23.6 26.4 22.1 27.9 3b Investment account 282.3 282.8 285.0 292.3 290.1 287.7 285.3 281.0 279.2 280.1 283.0 290.4 4 Other securities 123.2 145.2 135.4 137.1 123.8 118.5 131.7 134.8 128.1 130.5 131.0 132.1 4a Trading account 56.9 80.0 69.4 72.0 58.4 51.8 64.2 63.7 57.8 60.2 60.1 60.2 4b Investment account 66.3 65.3 66.0 65.1 65.4 66.7 67.5 71.2 70.3 70.3 70.9 71.9 4c State and local government 20.5 21.1 20.8 20.8 21.1 21.7 22.1 22.3 22.1 22.0 22.0 22.1 4d Other 45.8 44.1 45.2 44.3 44.3 45.0 45.3 48.9 48.2 48.3 48.8 49.9 5 Loans and leases in bank credit (2) 1,459.1 1,501.7 1,519.3 1,526.5 1,535.0 1,549.7 1,555.8 1,562.6 1,564.3 1,574.1 1,576.3 1,563.3 6 Commercial and industrial 386.8 402.5 406.6 412.1 413.1 416.5 417.8 422.4 425.7 429.8 430.2 430.4 6a Bankers acceptances 1.7 1.6 1.7 1.6 1.6 1.6 1.6 1.5 1.4 1.5 1.5 1.5 6b Other 385.1 400.9 404.9 410.5 411.5 414.9 416.2 420.9 424.3 428.3 428.7 428.9 7 Real estate 597.6 603.0 609.0 612.3 618.9 623.7 622.9 623.1 625.3 627.2 625.2 621.2 8 Revolving home equity 57.4 59.8 60.6 61.2 62.1 63.4 64.1 64.7 65.5 65.6 65.5 65.7 9 Other 540.2 543.2 548.4 551.0 556.7 560.3 558.8 558.4 559.8 561.7 559.7 555.5 10 Consumer 296.2 302.5 301.1 299.7 301.0 301.3 301.7 299.5 298.8 299.6 299.0 294.9 11 Security (3) 37.8 39.4 43.6 41.9 41.0 43.3 45.7 46.5 45.2 48.8 47.0 43.7 11a Fed funds and RPs with broker/dealer 23.9 24.0 27.1 23.8 23.4 26.5 28.6 30.0 30.2 31.2 28.7 26.9 11b Other 13.9 15.4 16.5 18.1 17.6 16.9 17.1 16.6 15.0 17.6 18.3 16.7 12a State and local government 11.7 11.6 11.6 11.2 11.1 11.2 11.2 11.3 11.3 11.4 11.4 11.3 12b Agricultural 8.9 8.7 8.8 8.8 8.9 8.8 8.7 8.7 8.7 8.9 8.9 8.9 12c Fed funds and RPs with others 5.0 5.3 6.3 7.4 5.8 6.3 7.3 6.3 4.8 5.8 6.6 6.8 12d All other loans 60.8 62.9 65.0 64.1 64.8 66.3 66.0 68.7 67.7 66.0 71.1 68.8 12e Lease financing receivables 54.3 65.8 67.4 69.1 70.5 72.2 74.3 76.1 76.7 76.7 76.8 77.2 13 Interbank loans 140.1 133.9 143.5 149.0 149.7 121.6 115.3 121.1 125.3 126.2 126.4 125.4 13a Fed funds and RPs with banks 93.4 84.1 92.2 96.9 93.4 69.9 69.6 73.8 78.0 78.2 79.8 79.3 13b Other 46.7 49.9 51.3 52.1 56.3 51.7 45.7 47.3 47.3 47.9 46.6 46.1 14 Cash assets (4) 136.8 135.7 140.7 145.5 143.3 143.1 142.2 155.7 159.5 143.2 143.9 144.8 15 Other assets (5) 167.9 173.5 174.6 179.8 181.6 179.3 172.8 173.9 176.1 174.4 178.4 179.1 16 TOTAL ASSETS (6) 2,291.5 2,352.6 2,380.2 2,413.8 2,406.2 2,386.3 2,391.2 2,414.3 2,419.9 2,418.6 2,424.9 2,426.7 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) October 3, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Aug Feb Mar Apr May Jun Jul Aug Sep 3 Sep 10 Sep 17 Sep 24 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,421.5 1,448.6 1,456.5 1,468.8 1,458.8 1,474.5 1,468.8 1,482.6 1,500.6 1,477.3 1,483.9 1,482.6 18 Transaction 421.6 393.3 386.3 386.2 375.6 378.7 372.8 377.5 381.0 351.9 361.1 366.8 19 Nontransaction 999.9 1,055.3 1,070.2 1,082.7 1,083.1 1,095.8 1,096.1 1,105.1 1,119.6 1,125.5 1,122.8 1,115.8 20 Large time 145.9 163.4 164.1 168.5 168.7 176.9 181.5 187.0 192.4 195.6 197.0 198.1 21 Other 854.0 891.9 906.1 914.2 914.5 918.9 914.6 918.1 927.2 929.9 925.8 917.6 22 Borrowings 426.7 439.5 453.2 466.3 466.9 438.6 437.6 446.0 448.9 462.7 460.4 460.1 23 From banks in the U.S. 173.1 187.4 193.9 195.1 183.9 160.3 159.6 169.1 174.4 182.7 172.4 165.9 24 From others 253.6 252.1 259.3 271.3 283.0 278.3 278.0 276.9 274.6 280.0 288.0 294.2 25 Net due to related foreign offices 69.8 74.2 64.1 72.7 80.9 77.0 80.8 74.6 72.1 85.3 84.1 74.8 26 Other liabilities 129.7 162.0 158.0 152.9 146.9 145.9 153.6 157.5 149.9 146.1 147.2 151.9 27 TOTAL LIABILITIES 2,047.7 2,124.4 2,131.8 2,160.7 2,153.5 2,136.0 2,140.9 2,160.7 2,171.6 2,171.5 2,175.6 2,169.4 28 Residual (assets less liabilities) (7) 243.9 228.3 248.4 253.1 252.8 250.3 250.3 253.6 248.2 247.1 249.3 257.2 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars October 3, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Aug Feb Mar Apr May Jun Jul Aug Sep 3 Sep 10 Sep 17 Sep 24 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,883.0 1,943.7 1,953.1 1,975.3 1,970.4 1,981.5 1,992.5 1,997.7 2,001.0 2,008.8 2,016.3 2,007.4 2 Securities in bank credit 428.9 441.6 439.4 448.3 435.6 433.3 441.1 441.0 437.9 440.4 437.2 448.0 3 U.S. government securities 305.1 297.4 303.8 312.7 309.9 310.1 309.6 305.5 307.4 309.7 307.0 317.0 3a Trading account 21.0 16.4 19.4 20.5 19.6 21.6 23.8 22.5 24.9 27.1 23.0 26.5 3b Investment account 284.1 280.9 284.5 292.2 290.2 288.4 285.8 283.0 282.5 282.6 284.0 290.5 3c Mortgage-backed -- 182.2 184.0 186.5 186.3 186.7 188.2 187.7 187.8 186.6 185.8 192.5 3d Other -- 98.8 100.5 105.7 103.9 101.7 97.6 95.3 94.7 96.0 98.2 98.0 3e 1 year or less -- 26.6 26.9 29.4 27.8 27.8 26.1 26.0 25.8 26.5 27.9 27.1 3f Between 1 and 5 years -- 56.9 57.0 58.2 57.4 55.0 51.0 48.5 47.7 48.3 49.0 48.4 3g More than 5 years -- 15.2 16.6 18.1 18.7 19.0 20.6 20.8 21.3 21.2 21.4 22.5 4 Other securities 123.7 144.2 135.5 135.6 125.7 123.3 131.5 135.5 130.5 130.7 130.2 131.0 4a Trading account 57.8 78.8 69.8 70.8 60.6 57.0 64.9 64.8 60.2 60.4 59.2 59.4 4b Investment account 65.9 65.4 65.7 64.8 65.1 66.3 66.6 70.7 70.2 70.3 71.0 71.6 4c State and local government 20.3 21.1 20.8 20.9 21.2 21.8 21.7 22.0 22.0 22.0 22.0 22.1 4d Other 45.7 44.2 44.9 43.8 43.9 44.5 44.8 48.7 48.2 48.3 48.9 49.5 5 Loans and leases in bank credit (2) 1,454.2 1,502.1 1,513.7 1,527.0 1,534.8 1,548.1 1,551.4 1,556.8 1,563.1 1,568.4 1,579.1 1,559.4 6 Commercial and industrial 384.0 402.5 409.0 417.5 418.2 418.1 417.9 419.2 422.0 424.2 427.9 427.2 6a Bankers acceptances 1.7 1.6 1.6 1.5 1.5 1.6 1.5 1.5 1.5 1.5 1.5 1.5 6b Other 382.3 400.9 407.4 415.9 416.7 416.5 416.4 417.7 420.5 422.7 426.4 425.6 7 Real estate 597.9 602.5 606.1 610.9 616.2 622.3 622.7 623.6 626.1 629.2 626.7 620.9 8 Revolving home equity 57.5 59.6 60.1 60.8 62.0 63.4 64.1 64.9 65.8 65.9 65.9 66.1 9a Other residential -- 330.8 332.8 340.4 342.8 346.0 345.9 346.9 348.4 350.9 347.9 341.7 9b Commercial -- 212.1 213.2 209.8 211.4 213.0 212.6 211.8 212.0 212.5 213.0 213.2 10 Consumer 296.6 302.3 298.3 297.6 299.4 300.3 299.6 300.0 300.7 300.8 300.7 296.6 11 Security (3) 36.4 40.4 43.2 42.4 41.6 43.1 44.3 44.7 44.0 46.3 49.1 42.7 11a Fed funds and RPs with broker/dealer 22.8 24.3 26.8 24.8 24.1 26.0 27.9 28.5 29.1 29.8 30.7 26.3 11b Other 13.6 16.1 16.4 17.6 17.4 17.0 16.5 16.2 15.0 16.5 18.4 16.3 12a State and local government 11.8 11.6 11.5 11.2 11.1 11.2 11.2 11.4 11.4 11.4 11.5 11.4 12b Agricultural 9.1 8.4 8.5 8.6 8.9 8.9 9.0 9.0 9.0 9.1 9.1 9.1 12c Fed funds and RPs with others 4.9 6.1 6.2 7.1 5.9 6.5 7.5 6.2 5.1 6.5 7.8 7.5 12d All other loans 59.8 61.9 63.2 62.8 63.2 65.8 65.4 67.5 68.9 65.1 70.2 67.7 12e Lease financing receivables 53.7 66.4 67.8 68.9 70.4 72.0 73.8 75.2 75.8 75.9 76.1 76.4 13 Interbank loans 136.4 136.2 139.9 146.9 148.7 121.9 115.6 117.7 125.3 120.7 123.8 120.1 13a Fed funds and RPs with banks 90.1 86.1 90.2 96.9 94.4 71.3 69.0 70.7 78.1 73.4 78.2 74.6 13b Other 46.4 50.2 49.7 50.0 54.3 50.6 46.7 47.0 47.2 47.3 45.6 45.4 14 Cash assets (4) 128.1 138.4 134.3 142.9 141.3 140.4 138.8 144.5 169.3 144.5 144.0 139.0 15 Other assets (5) 170.0 171.3 171.6 179.9 183.4 181.6 175.7 176.3 180.6 176.9 179.6 179.6 16 TOTAL ASSETS (6) 2,279.3 2,353.1 2,362.4 2,408.5 2,407.2 2,388.5 2,386.0 2,399.5 2,439.6 2,414.2 2,427.0 2,409.6 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) October 3, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Aug Feb Mar Apr May Jun Jul Aug Sep 3 Sep 10 Sep 17 Sep 24 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,415.2 1,446.6 1,450.4 1,470.4 1,452.1 1,471.2 1,466.6 1,477.3 1,520.2 1,486.9 1,486.8 1,458.7 18 Transaction 412.3 390.0 378.6 389.5 369.6 374.7 368.7 368.4 395.4 354.3 362.6 350.5 19 Nontransaction 1,002.9 1,056.6 1,071.8 1,080.9 1,082.6 1,096.5 1,097.9 1,108.9 1,124.8 1,132.5 1,124.2 1,108.2 20 Large time 146.8 165.6 163.3 169.0 171.6 176.7 180.9 188.3 192.2 194.9 194.8 193.2 21 Other 856.1 891.1 908.5 911.9 910.9 919.8 916.9 920.6 932.5 937.6 929.5 915.0 22 Borrowings 429.3 431.9 445.1 467.3 472.9 449.0 441.8 446.5 453.4 452.0 467.9 473.5 23 From banks in the U.S. 178.0 179.7 187.6 194.5 190.0 168.4 164.2 172.9 179.3 179.4 176.0 171.7 24 From others 251.3 252.2 257.5 272.8 282.9 280.6 277.5 273.6 274.1 272.6 291.9 301.7 25 Net due to related foreign offices 67.5 76.0 68.6 74.4 88.1 75.8 78.2 72.1 67.1 79.1 75.5 75.5 26 Other liabilities 128.6 161.0 155.9 153.1 148.1 147.7 153.9 155.9 150.5 147.3 147.4 151.8 27 TOTAL LIABILITIES 2,040.7 2,115.5 2,120.0 2,165.2 2,161.3 2,143.7 2,140.4 2,151.7 2,191.2 2,165.2 2,177.6 2,159.5 28 Residual (assets less liabilities) (7) 238.6 237.6 242.4 243.4 245.9 244.8 245.5 247.7 248.4 249.0 249.3 250.1 MEMO 29 Reval. gains on off-bal. sheet items (8) -- 55.9 49.0 49.5 42.0 38.5 44.3 45.1 39.5 38.3 38.2 37.4 30 Reval. losses on off-bal. sheet items (8) -- 50.9 43.2 44.6 43.4 40.2 45.7 46.5 41.7 40.0 40.6 39.8 31 Mortgage-backed securities (9) -- 202.0 202.7 204.5 204.0 203.9 204.3 204.0 203.9 202.8 202.0 208.9 31a Pass-through -- 138.0 139.1 140.5 140.9 141.8 142.4 141.6 141.1 140.0 139.6 146.5 31b CMO, REMIC, and other -- 64.0 63.6 64.0 63.0 62.1 61.9 62.4 62.8 62.7 62.4 62.4 32 Net unrealized gains (losses) on -- 2.7 2.7 1.8 2.1 2.6 3.1 3.7 3.4 3.1 3.3 3.3 available-for-sale securities (10) 33 Offshore credit to U.S. residents (11) 28.4 32.1 32.9 33.3 33.6 33.4 33.7 34.0 34.6 34.0 34.1 34.1 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars October 3, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Aug Feb Mar Apr May Jun Jul Aug Sep 3 Sep 10 Sep 17 Sep 24 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,327.6 1,363.9 1,376.8 1,390.9 1,401.1 1,410.0 1,417.7 1,430.3 1,435.3 1,434.8 1,435.6 1,432.2 2 Securities in bank credit 399.1 399.0 402.7 406.3 407.1 405.9 405.6 405.8 405.7 406.3 404.7 402.7 3 U.S. government securities 319.6 319.1 321.4 323.1 324.0 323.6 324.0 324.0 323.7 324.3 322.9 321.1 4 Other securities 79.5 79.8 81.2 83.2 83.0 82.3 81.6 81.8 81.9 82.0 81.8 81.6 5 Loans and leases in bank credit (2) 928.4 964.9 974.1 984.6 994.0 1,004.1 1,012.1 1,024.5 1,029.6 1,028.5 1,030.9 1,029.5 6 Commercial and industrial 166.0 173.6 175.0 176.0 177.7 179.3 181.4 183.5 184.6 184.3 184.5 184.8 7 Real estate 479.2 505.4 513.6 523.5 528.6 534.2 540.6 546.4 548.6 550.4 551.4 550.4 8 Revolving home equity 23.6 26.7 27.3 28.4 28.7 29.0 29.2 29.4 29.4 29.4 29.6 29.6 9 Other 455.7 478.8 486.3 495.1 499.9 505.2 511.4 517.0 519.2 521.0 521.8 520.8 10 Consumer 217.7 218.0 217.0 216.5 218.1 220.4 219.6 222.5 222.5 221.1 222.0 219.3 11 Security (3) 4.5 4.7 4.9 4.6 4.6 4.7 4.7 4.9 5.0 4.8 5.1 5.1 12 Other loans and leases 61.0 63.1 63.7 63.9 64.9 65.6 65.7 67.1 68.8 67.9 68.0 69.8 13 Interbank loans 41.0 49.9 53.8 48.0 48.2 50.2 51.2 53.1 54.4 51.2 55.0 56.3 14 Cash assets (4) 59.4 64.8 67.0 68.3 66.8 69.6 68.8 72.4 76.4 69.2 71.3 73.4 15 Other assets (5) 46.2 50.4 57.1 58.3 57.3 62.0 61.7 63.8 60.9 62.6 62.8 64.5 16 TOTAL ASSETS (6) 1,454.9 1,509.6 1,535.3 1,546.0 1,553.6 1,571.9 1,579.2 1,599.1 1,606.4 1,597.2 1,604.1 1,605.9 L I A B I L I T I E S 17 Deposits 1,152.7 1,206.1 1,216.9 1,223.0 1,226.1 1,238.3 1,252.3 1,263.7 1,270.2 1,257.3 1,264.8 1,273.6 18 Transaction 302.1 302.1 303.0 304.8 303.0 304.0 304.7 306.5 306.6 295.5 302.3 310.8 19 Nontransaction 850.7 904.0 913.9 918.1 923.1 934.3 947.6 957.3 963.6 961.8 962.6 962.8 20 Large time 139.9 154.9 156.0 155.1 156.5 159.3 161.3 162.3 164.1 164.1 164.3 163.5 21 Other 710.7 749.1 757.9 763.0 766.6 775.0 786.3 794.9 799.6 797.7 798.2 799.3 22 Borrowings 149.0 152.6 154.8 157.5 156.3 157.5 160.4 162.8 162.4 162.0 162.1 159.7 23 From banks in the U.S. 83.5 83.6 84.3 84.9 85.3 79.5 75.5 76.5 75.3 74.7 72.1 71.9 24 From others 65.5 69.0 70.5 72.6 70.9 77.9 84.9 86.3 87.2 87.2 90.0 87.8 25 Net due to related foreign offices 4.4 4.0 3.9 4.4 4.2 3.8 4.8 4.5 4.5 4.9 5.0 5.0 26 Other liabilities 25.2 24.4 25.7 25.5 26.3 27.1 26.4 27.5 28.1 28.7 28.8 27.1 27 TOTAL LIABILITIES 1,331.3 1,387.0 1,401.3 1,410.3 1,412.9 1,426.7 1,443.9 1,458.5 1,465.2 1,452.9 1,460.7 1,465.4 28 Residual (assets less liabilities) (7) 123.6 122.5 134.0 135.7 140.6 145.2 135.3 140.7 141.1 144.3 143.4 140.5 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars October 3, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Aug Feb Mar Apr May Jun Jul Aug Sep 3 Sep 10 Sep 17 Sep 24 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,327.1 1,358.4 1,372.3 1,391.3 1,400.9 1,410.9 1,418.1 1,430.0 1,435.5 1,437.0 1,440.6 1,437.2 2 Securities in bank credit 397.2 397.3 404.0 409.7 408.9 407.7 404.8 404.0 403.8 405.6 405.7 404.8 3 U.S. government securities 317.9 317.8 322.6 326.3 325.5 325.4 323.2 322.5 322.2 324.0 323.9 323.3 4 Other securities 79.3 79.5 81.4 83.5 83.3 82.2 81.7 81.6 81.6 81.7 81.8 81.5 5 Loans and leases in bank credit (2) 929.9 961.1 968.3 981.5 992.0 1,003.2 1,013.3 1,025.9 1,031.7 1,031.3 1,034.9 1,032.4 6 Commercial and industrial 164.8 173.3 175.5 177.2 179.1 180.5 181.4 182.3 183.2 182.8 183.7 184.1 7 Real estate 480.4 502.9 510.5 520.8 527.1 534.0 541.0 547.6 549.9 552.1 553.7 552.7 8 Revolving home equity 23.7 26.5 27.0 28.2 28.6 29.0 29.2 29.5 29.7 29.7 29.9 30.0 9 Other 456.7 476.4 483.5 492.7 498.5 505.0 511.8 518.1 520.3 522.4 523.8 522.7 10 Consumer 217.8 218.9 215.2 216.2 217.6 218.6 219.5 222.5 222.8 221.5 223.1 220.4 11 Security (3) 4.5 4.8 4.9 4.6 4.4 4.5 4.6 4.8 5.1 5.0 4.9 4.7 12 Other loans and leases 62.6 61.2 62.2 62.7 63.7 65.6 66.8 68.7 70.7 69.8 69.4 70.5 13 Interbank loans 40.0 52.0 53.7 48.4 44.8 47.4 48.6 52.1 56.3 55.2 52.3 49.0 14 Cash assets (4) 57.1 64.0 64.8 67.0 66.6 68.2 68.4 70.0 80.9 70.4 68.3 68.1 15 Other assets (5) 46.3 51.7 56.1 57.3 56.8 60.1 61.7 63.8 64.9 64.5 62.6 63.1 16 TOTAL ASSETS (6) 1,451.3 1,506.8 1,527.6 1,544.3 1,549.2 1,566.5 1,576.6 1,595.6 1,617.1 1,606.5 1,603.2 1,596.9 L I A B I L I T I E S 17 Deposits 1,149.8 1,196.2 1,211.9 1,225.2 1,223.6 1,236.4 1,248.9 1,261.1 1,283.6 1,271.1 1,265.3 1,264.0 18 Transaction 298.6 298.2 298.7 305.1 299.7 302.4 302.5 303.3 315.6 303.0 300.5 300.3 19 Nontransaction 851.2 898.0 913.2 920.1 923.9 934.0 946.4 957.8 967.9 968.1 964.8 963.7 20 Large time 139.7 155.6 156.9 156.2 157.4 158.8 160.4 162.1 163.2 163.6 163.9 164.0 21 Other 711.5 742.4 756.4 763.9 766.5 775.2 786.0 795.8 804.7 804.5 800.8 799.7 22 Borrowings 147.1 151.3 149.3 155.0 160.2 161.2 160.4 161.2 160.1 156.9 159.0 163.8 23 From banks in the U.S. 83.3 81.8 80.5 84.1 87.8 82.6 77.0 76.4 75.1 72.9 72.5 75.2 24 From others 63.7 69.6 68.8 70.9 72.4 78.6 83.3 84.8 85.0 84.0 86.5 88.6 25 Net due to related foreign offices 4.4 4.0 3.9 4.4 4.2 3.8 4.8 4.5 4.5 4.9 5.0 5.0 26 Other liabilities 25.3 24.8 26.1 25.7 26.0 26.6 26.6 27.6 27.7 28.3 28.4 26.8 27 TOTAL LIABILITIES 1,326.6 1,376.3 1,391.2 1,410.3 1,414.1 1,428.0 1,440.7 1,454.5 1,475.8 1,461.3 1,457.7 1,459.6 28 Residual (assets less liabilities) (7) 124.7 130.5 136.3 134.0 135.1 138.5 135.9 141.1 141.3 145.3 145.4 137.3 MEMO 29 Mortgage-backed securities (9) -- 41.5 42.6 44.3 45.1 46.4 47.5 49.5 49.9 49.9 49.7 50.2 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars October 3, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Aug Feb Mar Apr May Jun Jul Aug Sep 3 Sep 10 Sep 17 Sep 24 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 465.5 530.5 525.3 533.7 540.0 542.7 545.9 541.6 551.3 546.2 543.1 545.1 2 Securities in bank credit 149.4 176.9 172.9 178.0 175.6 177.5 185.0 182.8 194.6 186.6 184.5 186.5 3 U.S. government securities 81.3 85.4 83.6 87.9 90.0 92.4 93.6 88.6 97.4 90.1 87.3 87.8 4 Other securities 68.1 91.5 89.3 90.2 85.6 85.1 91.3 94.2 97.2 96.5 97.2 98.7 5 Loans and leases in bank credit (2) 316.1 353.6 352.4 355.7 364.4 365.2 361.0 358.8 356.7 359.6 358.7 358.6 6 Commercial and industrial 193.9 217.0 215.9 216.4 219.5 220.1 220.0 221.4 222.0 223.3 224.4 224.9 7 Real estate 32.9 32.0 31.5 31.4 30.6 29.6 28.6 28.2 27.7 27.8 27.6 27.5 11 Security (3) 29.7 39.8 39.7 43.2 43.5 46.0 44.9 43.6 42.8 44.5 44.5 44.0 12 Other loans and leases 59.6 64.9 65.3 64.7 70.8 69.5 67.6 65.5 64.1 64.0 62.2 62.2 13 Interbank loans 17.0 20.9 22.7 18.9 20.6 19.9 19.6 18.7 15.6 19.4 17.2 18.8 14 Cash assets (4) 29.1 32.9 32.4 32.7 34.0 35.7 34.0 34.5 35.1 37.0 35.4 33.8 15 Other assets (5) 38.6 41.1 41.0 39.1 38.9 41.2 43.0 43.0 45.5 45.1 39.7 40.4 16 TOTAL ASSETS (6) 550.1 625.2 621.2 624.2 633.2 639.2 642.3 637.6 647.2 647.5 635.2 637.8 L I A B I L I T I E S 17 Deposits 179.4 238.0 242.7 258.0 252.3 258.6 271.5 272.1 278.4 278.2 278.7 269.6 18 Transaction 10.3 9.7 10.4 10.8 11.3 11.1 11.3 12.0 12.0 11.6 11.1 11.3 19 Nontransaction 169.1 228.2 232.2 247.2 241.0 247.5 260.2 260.0 266.4 266.6 267.5 258.3 20 Large time 166.9 224.3 228.7 244.6 238.5 245.0 257.6 257.2 261.9 264.0 264.7 255.8 21 Other 2.2 4.0 3.6 2.6 2.5 2.5 2.6 2.8 4.5 2.6 2.8 2.5 22 Borrowings 129.7 143.2 140.0 139.9 143.6 141.1 137.5 139.7 137.8 140.9 134.2 146.3 23 From banks in the U.S. 33.9 33.9 34.7 32.4 32.6 30.0 29.9 30.8 31.6 32.1 28.9 37.6 24 From others 95.7 109.3 105.3 107.5 111.1 111.1 107.6 108.9 106.2 108.8 105.2 108.6 25 Net due to related foreign offices 173.2 139.4 141.0 134.4 148.6 148.7 130.1 127.5 130.9 131.5 129.4 118.8 26 Other liabilities 65.0 99.8 94.0 92.0 89.3 90.1 96.6 97.6 103.3 98.7 92.9 92.2 27 TOTAL LIABILITIES 547.3 620.4 617.7 624.3 633.9 638.5 635.6 636.8 650.5 649.4 635.1 626.9 28 Residual (assets less liabilities) (7) 2.7 4.8 3.5 -0.1 -0.6 0.7 6.7 0.8 -3.3 -1.9 0.2 10.9 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars October 3, 1997 Account 1996 1997 1997 1997 1997 1997 1997 1997 Week ending Aug Feb Mar Apr May Jun Jul Aug Sep 3 Sep 10 Sep 17 Sep 24 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 469.0 531.2 525.1 533.8 542.6 543.1 546.3 545.7 555.1 545.1 540.8 539.6 2 Securities in bank credit 152.6 177.9 173.5 178.5 180.5 178.1 183.8 186.5 198.2 186.6 182.3 181.7 3 U.S. government securities 82.7 87.2 86.6 87.3 90.5 91.0 90.9 90.2 98.7 89.9 86.4 85.4 3a Trading account -- 21.4 20.0 18.6 18.8 18.8 18.2 19.2 26.5 17.4 16.8 15.1 3b Investment account -- 65.8 66.6 68.8 71.7 72.3 72.7 71.0 72.2 72.5 69.6 70.3 4 Other securities 69.9 90.7 87.0 91.2 90.0 87.1 92.9 96.3 99.5 96.7 95.9 96.4 4a Trading account -- 65.2 60.4 61.1 59.7 58.2 60.9 62.3 65.2 62.2 61.1 61.9 4b Investment account -- 25.5 26.6 30.0 30.3 28.9 32.0 34.0 34.3 34.5 34.7 34.4 5 Loans and leases in bank credit (2) 316.4 353.3 351.6 355.2 362.1 365.0 362.5 359.2 356.9 358.5 358.5 357.9 6 Commercial and industrial 194.0 216.9 215.6 217.2 219.7 220.9 221.2 221.6 221.1 221.4 223.1 223.3 7 Real estate 32.9 32.1 31.5 30.9 30.4 29.5 28.5 28.2 27.9 27.9 27.7 27.6 11 Security (3) 29.7 39.8 39.7 43.2 43.5 46.0 44.9 43.6 42.8 44.5 44.5 44.0 12 Other loans and leases 59.8 64.5 64.8 64.0 68.5 68.6 68.0 65.8 65.0 64.8 63.3 63.0 13 Interbank loans 17.0 20.9 22.7 18.9 20.6 19.9 19.6 18.7 15.6 19.4 17.2 18.8 14 Cash assets (4) 29.0 32.1 31.8 31.9 34.0 36.5 34.2 34.4 34.5 35.7 34.2 33.3 15 Other assets (5) 39.3 41.9 40.4 37.7 39.9 41.1 42.2 43.9 46.5 46.8 39.8 39.9 16 TOTAL ASSETS (6) 554.3 625.8 619.8 622.0 636.9 640.3 642.1 642.4 651.4 646.7 631.8 631.3 L I A B I L I T I E S 17 Deposits 177.9 234.8 242.5 251.6 252.8 259.1 268.5 269.8 274.7 273.8 274.5 270.5 18 Transaction 10.1 9.9 10.2 10.4 10.7 11.1 11.3 11.7 12.2 11.7 11.6 12.0 19 Nontransaction 167.8 224.9 232.3 241.2 242.1 248.0 257.2 258.1 262.5 262.1 263.0 258.4 20 Large time 165.7 221.0 228.7 238.7 239.5 245.5 254.6 255.3 258.1 259.6 260.2 255.9 21 Other 2.2 3.9 3.6 2.6 2.5 2.5 2.6 2.8 4.4 2.5 2.8 2.5 22 Borrowings 134.7 136.7 134.1 142.4 143.5 146.2 146.6 145.0 141.9 144.7 139.3 145.0 23 From banks in the U.S. 34.5 31.7 33.1 32.7 32.1 31.7 31.5 31.3 32.9 33.3 29.4 34.2 24 From others 100.2 105.0 101.0 109.8 111.3 114.5 115.0 113.7 109.0 111.4 109.9 110.8 25 Net due to related foreign offices 171.2 148.6 145.7 131.3 144.3 140.4 128.9 125.6 126.2 124.0 122.1 122.0 26 Other liabilities 65.4 102.3 93.8 91.8 92.0 91.1 94.4 98.1 104.3 100.3 92.2 90.9 27 TOTAL LIABILITIES 549.2 622.4 616.2 617.1 632.6 636.8 638.4 638.6 647.1 642.8 628.1 628.4 28 Residual (assets less liabilities) (7) 5.1 3.5 3.6 4.9 4.3 3.5 3.7 3.8 4.3 3.9 3.7 2.9 MEMO 29 Reval. gains on off-bal. sheet items (8) -- 45.9 41.4 40.5 39.4 37.6 40.0 41.1 42.7 41.4 40.5 40.3 30 Reval. losses on off-bal. sheet items (8) -- 47.6 43.7 43.4 42.3 40.5 42.7 43.6 45.4 43.3 41.8 41.4 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Footnotes Page 13 October 3, 1997 Note: This release and historical data are available on the Federal Reserve Board's web site: http://www.bog.frb.fed.us/. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 3. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 4. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 5. Excludes the due-from position with related foreign offices, which is included in line 25. 6. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 7. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 8. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 9. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses. NOTE: Domestically chartered commercial banks acquried $1.3 billion in assets and liabilities of thrift institutions in the week ending September 24, 1997. The major asset items affected were (in billions): U. S. government securities, $0.3; real estate loans, revolving home equity, $0.1; real estate loans, other, $0.7; and commercial and industrial loans, $0.1. The major liability item affected was nontransaction, deposits, other, $1.3.