Federal Reserve Statistical Release, H.8, Assets and Liabilities of Commercial Banks in the United States; title with eagle logo links to Statistical Release home page

Release Date: February 27, 1998

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H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)                                                                              For use at 4:15 p.m. Eastern Time



Seasonally adjusted, billions of dollars                                                                                                                         February 27, 1998


               Account                                    1997      1997      1997      1997      1997      1997      1997      1998                      Week ending
                                                           Jan       Jul       Aug       Sep       Oct       Nov       Dec       Jan         Jan 28     Feb 4    Feb 11    Feb 18 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        3,803.5   3,957.4   3,970.9   3,995.9   4,031.4   4,077.3   4,111.8   4,159.0       4,162.9   4,172.6   4,173.9   4,185.7

  2     Securities in bank credit                        1,005.1   1,031.4   1,025.2   1,031.9   1,046.6   1,081.4   1,101.9   1,118.5       1,110.2   1,125.3   1,111.3   1,117.7
  3        U.S. government securities                      706.3     726.7     715.5     724.5     732.3     746.1     752.2     762.3         760.3     772.6     760.6     762.3
  4        Other securities                                298.7     304.7     309.6     307.4     314.3     335.3     349.7     356.2         349.9     352.6     350.7     355.4

  5     Loans and leases in bank credit (2)              2,798.4   2,926.0   2,945.7   2,964.0   2,984.8   2,995.9   3,009.9   3,040.5       3,052.7   3,047.3   3,062.7   3,068.0
  6        Commercial and industrial                       784.5     817.0     825.6     837.6     843.7     846.9     857.1     865.4         865.1     869.9     869.1     874.4
  7        Real estate                                   1,135.6   1,198.2   1,205.5   1,214.1   1,220.1   1,227.6   1,227.6   1,230.5       1,230.0   1,235.6   1,244.7   1,243.0
  8          Revolving home equity                          85.2      93.2      94.3      95.5      96.4      97.3      98.3      98.8          99.1      99.2      98.7      99.3
  9          Other                                       1,050.5   1,105.1   1,111.2   1,118.6   1,123.7   1,130.3   1,129.3   1,131.6       1,130.9   1,136.4   1,145.9   1,143.7
  10       Consumer                                        521.8     517.6     518.8     515.1     509.4     509.3     508.6     505.2         506.7     501.3     500.8     499.7
  11       Security (3)                                     81.3      93.5      93.3      94.5     104.1      97.5      97.0     117.2         129.2     115.6     120.8     119.1
  12       Other loans and leases                          275.2     299.7     302.6     302.7     307.5     314.5     319.7     322.2         321.8     324.8     327.3     331.8

  13  Interbank loans                                      197.8     184.6     191.5     199.6     201.5     206.4     214.3     201.4         197.2     191.0     185.5     198.4

  14  Cash assets (4)                                      227.6     241.8     259.0     255.0     264.5     274.5     263.3     262.3         264.2     257.9     267.7     268.3

  15  Other assets (5)                                     252.7     277.0     278.8     278.8     288.9     298.9     301.4     304.1         306.4     302.1     309.0     335.4

  16  TOTAL ASSETS (6)                                   4,425.4   4,603.9   4,643.3   4,672.7   4,729.6   4,800.2   4,834.0   4,870.0       4,874.1   4,866.8   4,879.3   4,930.9

            L I A B I L I T I E S

  17  Deposits                                           2,870.7   3,005.2   3,029.8   3,045.8   3,061.0   3,107.1   3,117.3   3,119.8       3,111.4   3,137.8   3,143.2   3,164.9
  18    Transaction                                        714.2     690.1     697.2     683.0     682.5     692.6     687.5     677.1         680.0     672.5     670.8     690.4
  19    Nontransaction                                   2,156.4   2,315.0   2,332.6   2,362.9   2,378.5   2,414.6   2,429.8   2,442.7       2,431.4   2,465.2   2,472.4   2,474.5
  20       Large time                                      527.0     597.5     603.1     618.4     617.1     636.3     646.3     645.5         647.1     649.5     656.0     660.4
  21       Other                                         1,629.4   1,717.5   1,729.5   1,744.5   1,761.4   1,778.2   1,783.5   1,797.2       1,784.3   1,815.7   1,816.3   1,814.1

  22  Borrowings                                           725.9     730.3     744.9     767.2     806.6     826.3     829.9     840.8         855.3     837.1     851.6     844.7
  23    From banks in the U.S.                             302.0     266.1     277.8     285.5     293.8     304.3     311.5     296.8         294.7     294.7     306.8     293.7
  24    From others                                        424.0     464.1     467.1     481.7     512.8     522.0     518.4     544.0         560.6     542.4     544.8     550.9

  25  Net due to related foreign offices                   222.7     216.6     210.5     212.0     193.0     193.7     203.6     219.3         217.7     216.8     212.9     206.7

  26  Other liabilities                                    259.4     269.7     273.3     261.2     277.4     287.4     298.9     310.1         302.7     304.9     301.7     325.8

  27  TOTAL LIABILITIES                                  4,078.7   4,221.7   4,258.4   4,286.3   4,338.0   4,414.5   4,449.7   4,490.0       4,487.0   4,496.5   4,509.4   4,542.1

  28  Residual (assets less liabilities) (7)               346.7     382.2     384.9     386.4     391.7     385.7     384.3     380.0         387.1     370.2     369.9     388.8      



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                     February 27, 1998


               Account                                    1997      1997      1997      1997      1997      1997      1997      1998                      Week ending
                                                           Jan       Jul       Aug       Sep       Oct       Nov       Dec       Jan         Jan 28     Feb 4    Feb 11    Feb 18 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        3,802.4   3,953.3   3,972.1   3,997.4   4,032.9   4,080.8   4,106.7   4,155.5       4,152.4   4,171.9   4,169.2   4,176.4

  2     Securities in bank credit                          996.7   1,028.9   1,030.3   1,032.2   1,046.5   1,079.9   1,083.7   1,107.7       1,099.8   1,120.5   1,108.5   1,112.8
  3        U.S. government securities                      700.4     722.7     718.2     725.7     733.0     746.6     746.9     754.8         752.5     768.5     758.6     760.7
  4        Other securities                                296.3     306.1     312.1     306.5     313.5     333.3     336.9     353.0         347.3     352.0     350.0     352.1

  5     Loans and leases in bank credit (2)              2,805.7   2,924.5   2,941.8   2,965.3   2,986.4   3,000.9   3,022.9   3,047.8       3,052.6   3,051.4   3,060.7   3,063.6
  6        Commercial and industrial                       782.3     818.2     821.4     831.8     839.6     844.7     853.4     862.8         862.8     869.9     868.4     873.4
  7        Real estate                                   1,137.6   1,198.3   1,207.2   1,217.5   1,223.5   1,232.1   1,233.0   1,232.8       1,230.0   1,235.3   1,244.1   1,239.1
  8          Revolving home equity                          85.1      93.2      94.6      96.2      97.0      97.9      98.5      98.8          99.1      98.9      98.4      98.9
  9          Other                                       1,052.5   1,105.1   1,112.6   1,121.3   1,126.5   1,134.2   1,134.6   1,133.9       1,130.9   1,136.3   1,145.7   1,140.2
  10       Consumer                                        527.4     515.2     519.2     517.3     509.5     509.7     513.4     510.9         511.2     504.3     502.5     500.5
  11       Security (3)                                     80.6      92.0      91.4      93.6     103.9      99.5      98.4     115.8         127.3     115.8     121.1     121.0
  12       Other loans and leases                          277.8     300.7     302.6     305.2     310.0     315.0     324.7     325.6         321.3     326.1     324.6     329.7

  13  Interbank loans                                      207.6     182.3     187.1     194.1     196.3     211.0     223.6     210.9         199.2     200.8     191.8     203.0

  14  Cash assets (4)                                      237.7     238.2     245.6     251.7     265.5     282.5     281.4     274.6         262.4     258.2     255.1     283.8

  15  Other assets (5)                                     253.2     279.1     282.0     281.3     285.8     297.4     301.5     304.7         308.2     307.5     308.5     333.9

  16  TOTAL ASSETS (6)                                   4,445.0   4,596.2   4,629.8   4,667.6   4,724.0   4,814.7   4,856.1   4,889.2       4,865.8   4,881.5   4,867.7   4,940.4

            L I A B I L I T I E S

  17  Deposits                                           2,874.5   2,996.5   3,019.7   3,046.0   3,068.6   3,125.0   3,147.6   3,122.5       3,077.4   3,128.9   3,121.7   3,154.6
  18    Transaction                                        725.6     683.8     684.7     681.5     680.4     702.0     719.2     687.9         663.5     672.6     656.4     690.8
  19    Nontransaction                                   2,148.9   2,312.7   2,335.0   2,364.5   2,388.2   2,423.0   2,428.4   2,434.6       2,414.0   2,456.3   2,465.3   2,463.7
  20       Large time                                      525.7     593.2     602.2     613.7     624.5     640.8     644.4     644.1         647.6     648.9     657.3     657.8
  21       Other                                         1,623.2   1,719.5   1,732.8   1,750.8   1,763.7   1,782.2   1,784.0   1,790.5       1,766.4   1,807.4   1,807.9   1,805.9

  22  Borrowings                                           720.4     744.7     749.7     770.5     796.7     813.3     820.0     835.2         848.1     828.5     821.9     830.7
  23    From banks in the U.S.                             296.2     274.9     282.6     286.8     286.1     297.6     305.3     290.3         286.5     283.1     281.5     282.4
  24    From others                                        424.1     469.8     467.2     483.7     510.6     515.7     514.7     545.0         561.6     545.4     540.4     548.3

  25  Net due to related foreign offices                   233.1     212.9     206.2     204.3     193.6     188.3     200.0     231.0         238.4     220.5     220.0     220.0

  26  Other liabilities                                    256.8     268.0     272.4     261.7     276.0     291.5     294.1     306.7         303.9     306.1     304.5     326.5

  27  TOTAL LIABILITIES                                  4,084.7   4,222.1   4,248.0   4,282.4   4,334.9   4,418.0   4,461.8   4,495.5       4,468.0   4,484.0   4,468.2   4,531.7

  28  Residual (assets less liabilities) (7)               360.3     374.1     381.8     385.2     389.1     396.7     394.3     393.7         397.8     397.6     399.6     408.6

                  MEMO
  29  Reval. gains on off-bal. sheet items (8)              89.1      84.6      86.5      78.7      78.0      83.3      82.2      92.2          87.0      89.7      86.9      87.2
  30  Reval. losses on off-bal. sheet items (8)             85.4      87.9      89.6      81.8      81.4      85.5      85.8      95.4          90.2      92.6      89.3      89.4



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                         February 27, 1998


               Account                                    1997      1997      1997      1997      1997      1997      1997      1998                      Week ending
                                                           Jan       Jul       Aug       Sep       Oct       Nov       Dec       Jan         Jan 28     Feb 4    Feb 11    Feb 18 
                                                        --------  --------  --------  --------  --------  --------  --------  --------       -------  -------   -------   -------

             A S S E T S




  1   Bank credit                                        3,287.6   3,421.2   3,438.3   3,458.5   3,487.5   3,525.2   3,551.9   3,581.3       3,584.9   3,591.6   3,596.7   3,608.5

  2     Securities in bank credit                          834.8     851.2     847.3     849.5     865.3     885.6     902.0     919.3         913.3     921.9     915.4     921.8
  3        U.S. government securities                      625.3     636.4     629.8     636.7     646.0     660.0     668.0     681.7         678.8     683.3     677.3     680.9
  4        Other securities                                209.5     214.9     217.5     212.8     219.4     225.6     234.0     237.6         234.5     238.6     238.0     240.9

  5     Loans and leases in bank credit (2)              2,452.8   2,569.9   2,591.0   2,609.0   2,622.2   2,639.6   2,650.0   2,662.1       2,671.6   2,669.7   2,681.3   2,686.7
  6        Commercial and industrial                       570.1     598.9     605.9     615.4     620.1     624.3     633.0     639.0         640.4     643.4     644.5     647.4
  7        Real estate                                   1,103.8   1,169.7   1,177.1   1,186.3   1,192.5   1,200.7   1,201.1   1,203.4       1,203.0   1,208.5   1,217.8   1,216.0
  8          Revolving home equity                          85.2      93.2      94.3      95.5      96.4      97.3      98.3      98.8          99.1      99.2      98.7      99.3
  9          Other                                       1,018.6   1,076.6   1,082.9   1,090.8   1,096.1   1,103.3   1,102.8   1,104.6       1,103.8   1,109.3   1,119.1   1,116.7
  10       Consumer                                        521.8     517.6     518.8     515.1     509.4     509.3     508.6     505.2         506.7     501.3     500.8     499.7
  11       Security (3)                                     43.2      50.0      51.0      51.5      57.7      56.4      52.6      62.7          70.7      63.4      64.0      65.4
  12       Other loans and leases                          213.8     233.7     238.2     240.7     242.5     248.9     254.6     251.8         250.9     253.0     254.2     258.1

  13  Interbank loans                                      175.1     166.0     173.5     181.7     181.5     183.3     183.7     174.1         173.5     167.5     159.2     173.0

  14  Cash assets (4)                                      196.5     208.2     224.6     219.4     229.7     238.3     228.6     229.4         231.0     225.9     233.8     234.9

  15  Other assets (5)                                     214.6     234.5     236.2     236.8     247.5     254.0     259.6     259.6         259.5     260.2     267.0     293.3

  16  TOTAL ASSETS (6)                                   3,817.9   3,973.2   4,015.9   4,040.0   4,089.7   4,144.1   4,167.3   4,187.9       4,192.5   4,188.6   4,200.0   4,253.1

            L I A B I L I T I E S

  17  Deposits                                           2,645.0   2,740.6   2,766.4   2,780.3   2,800.1   2,835.0   2,839.3   2,843.9       2,832.9   2,859.7   2,853.6   2,874.3
  18    Transaction                                        703.9     679.5     686.0     672.2     672.1     681.9     677.0     666.3         669.2     662.5     660.6     680.1
  19    Nontransaction                                   1,941.1   2,061.1   2,080.3   2,108.1   2,128.0   2,153.1   2,162.3   2,177.6       2,163.7   2,197.2   2,192.9   2,194.2
  20       Large time                                      313.9     346.2     353.4     366.1     369.0     377.3     381.3     382.9         381.8     384.0     382.1     382.6
  21       Other                                         1,627.2   1,714.9   1,727.0   1,742.0   1,759.0   1,775.8   1,781.1   1,794.7       1,781.9   1,813.2   1,810.8   1,811.6

  22  Borrowings                                           595.4     595.2     607.4     623.9     644.8     661.3     672.6     681.7         690.3     673.4     702.9     689.7
  23    From banks in the U.S.                             273.8     235.9     246.6     249.6     256.1     273.8     283.8     271.6         270.0     265.5     283.4     267.4
  24    From others                                        321.6     359.4     360.8     374.3     388.6     387.5     388.8     410.0         420.4     407.9     419.5     422.3

  25  Net due to related foreign offices                    72.1      85.6      79.8      84.7      74.4      74.3      77.7      84.1          88.3      81.0      79.7      77.2

  26  Other liabilities                                    169.0     174.3     177.3     167.1     184.0     190.4     200.6     212.1         208.9     209.6     203.0     228.5

  27  TOTAL LIABILITIES                                  3,481.5   3,595.8   3,631.0   3,656.0   3,703.3   3,761.1   3,790.2   3,821.7       3,820.4   3,823.7   3,839.1   3,869.7

  28  Residual (assets less liabilities) (7)               336.4     377.4     384.9     383.9     386.4     383.1     377.1     366.2         372.1     364.9     360.9     383.4



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                     February 27, 1998


               Account                                    1997      1997      1997      1997      1997      1997      1997      1998                      Week ending
                                                           Jan       Jul       Aug       Sep       Oct       Nov       Dec       Jan         Jan 28     Feb 4    Feb 11    Feb 18 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        3,289.0   3,416.6   3,435.5   3,462.1   3,490.4   3,529.6   3,552.1   3,581.4       3,576.5   3,589.8   3,589.9   3,600.2

  2     Securities in bank credit                          830.1     849.7     848.9     851.4     865.3     884.8     891.8     913.4         905.6     917.1     911.4     916.6
  3        U.S. government securities                      618.3     635.0     630.9     638.9     647.4     660.9     665.2     673.2         669.1     677.0     673.7     678.2
  4        Other securities                                211.7     214.7     218.0     212.5     217.9     223.8     226.6     240.2         236.6     240.1     237.7     238.4

  5     Loans and leases in bank credit (2)              2,458.9   2,566.9   2,586.7   2,610.6   2,625.1   2,644.8   2,660.3   2,668.0       2,670.9   2,672.7   2,678.5   2,683.5
  6        Commercial and industrial                       567.9     599.0     601.5     611.1     617.3     622.3     629.0     636.5         638.1     643.2     643.1     646.9
  7        Real estate                                   1,105.8   1,169.9   1,178.8   1,189.5   1,195.7   1,204.7   1,206.4   1,205.7       1,203.1   1,208.1   1,217.2   1,212.0
  8          Revolving home equity                          85.1      93.2      94.6      96.2      97.0      97.9      98.5      98.8          99.1      98.9      98.4      98.9
  9          Other                                       1,020.6   1,076.7   1,084.2   1,093.3   1,098.7   1,106.9   1,107.9   1,106.9       1,104.0   1,109.2   1,118.7   1,113.2
  10       Consumer                                        527.4     515.2     519.2     517.3     509.5     509.7     513.4     510.9         511.2     504.3     502.5     500.5
  11       Security (3)                                     42.5      48.5      49.1      50.6      57.6      58.4      54.0      61.2          68.8      63.6      64.2      67.3
  12       Other loans and leases                          215.3     234.2     238.0     242.2     245.1     249.8     257.6     253.7         249.6     253.4     251.5     256.8

  13  Interbank loans                                      184.9     163.8     169.1     176.1     176.3     187.9     193.0     183.7         175.4     177.3     165.5     177.7

  14  Cash assets (4)                                      206.2     204.4     211.3     217.0     230.3     245.9     245.4     241.3         229.0     226.3     221.7     251.7

  15  Other assets (5)                                     215.9     237.3     238.6     238.9     244.8     252.2     258.8     261.1         262.1     265.2     265.0     291.3

  16  TOTAL ASSETS (6)                                   3,840.3   3,965.6   3,997.7   4,037.4   4,085.5   4,159.0   4,192.6   4,211.2       4,186.7   4,202.0   4,185.6   4,264.3

            L I A B I L I T I E S

  17  Deposits                                           2,648.7   2,734.9   2,758.5   2,781.4   2,799.8   2,849.3   2,866.6   2,846.4       2,798.1   2,853.1   2,835.0   2,870.6
  18    Transaction                                        715.3     673.2     673.8     670.2     670.0     691.4     708.0     677.1         652.8     662.1     646.0     680.3
  19    Nontransaction                                   1,933.4   2,061.7   2,084.7   2,111.2   2,129.9   2,157.9   2,158.6   2,169.4       2,145.4   2,191.0   2,189.0   2,190.3
  20       Large time                                      312.4     344.8     354.4     362.8     368.6     378.2     377.1     381.3         381.4     386.0     386.6     386.9
  21       Other                                         1,621.0   1,716.9   1,730.3   1,748.3   1,761.2   1,779.7   1,781.5   1,788.0       1,763.9   1,805.0   1,802.4   1,803.5

  22  Borrowings                                           593.0     600.8     607.1     626.3     639.7     653.5     664.8     679.6         691.0     667.6     676.9     684.4
  23    From banks in the U.S.                             267.0     242.9     250.9     251.9     251.6     267.1     277.1     264.2         261.3     253.5     258.9     258.4
  24    From others                                        326.0     357.9     356.2     374.4     388.0     386.4     387.7     415.5         429.7     414.0     418.0     426.0

  25  Net due to related foreign offices                    73.8      83.2      77.4      80.1      76.0      70.6      73.8      86.1          96.5      79.1      77.7      77.7

  26  Other liabilities                                    167.2     174.8     175.9     167.7     184.6     193.8     197.4     209.7         209.1     209.0     202.6     227.8

  27  TOTAL LIABILITIES                                  3,482.7   3,593.7   3,619.0   3,655.6   3,700.1   3,767.2   3,802.5   3,821.8       3,794.7   3,808.8   3,792.2   3,860.5

  28  Residual (assets less liabilities) (7)               357.7     371.9     378.8     381.9     385.4     391.8     390.0     389.4         392.0     393.2     393.4     403.8

               MEMO
  29  Reval. gains on off-bal. sheet items (8)              47.5      44.3      45.1      37.5      38.2      41.5      41.3      50.1          46.7      48.9      46.8      46.9
  30  Reval. losses on off-bal. sheet items (8)             44.0      45.9      46.5      40.0      41.3      43.6      44.2      52.9          49.6      51.6      48.8      48.8
  31  Mortgage-backed securities (9)                       244.3     254.7     256.4     259.3     265.0     273.8     279.1     287.5         288.9     292.5     292.0     288.4



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                   February 27, 1998


               Account                                    1997      1997      1997      1997      1997      1997      1997      1998                      Week ending
                                                           Jan       Jul       Aug       Sep       Oct       Nov       Dec       Jan         Jan 28     Feb 4    Feb 11    Feb 18 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        1,965.2   2,036.0   2,038.6   2,049.9   2,075.0   2,096.0   2,111.8   2,139.3       2,142.0   2,149.4   2,152.1   2,162.8

  2     Securities in bank credit                          440.0     446.4     441.7     444.4     460.3     477.7     491.8     510.9         506.7     516.9     510.3     516.2
  3        U.S. government securities                      310.6     314.5     306.7     313.6     323.2     336.4     343.2     358.8         357.7     363.3     357.6     360.8
  3a         Trading account                                17.3      23.7      20.6      23.4      25.2      26.5      29.4      29.6          27.2      28.3      27.7      28.9
  3b         Investment account                            293.3     290.8     286.0     290.2     297.9     310.0     313.9     329.2         330.5     335.0     329.9     331.9
  4        Other securities                                129.4     132.0     135.0     130.9     137.2     141.3     148.6     152.0         149.0     153.6     152.8     155.4
  4a         Trading account                                64.6      64.2      63.7      59.6      65.4      68.8      72.2      74.3          71.7      74.7      74.1      76.2
  4b         Investment account                             64.8      67.8      71.4      71.3      71.8      72.5      76.5      77.7          77.4      78.9      78.7      79.1
  4c           State and local government                   20.7      22.3      22.4      22.3      22.4      22.2      22.1      22.5          22.4      22.7      22.8      22.7
  4d           Other                                        44.1      45.4      48.9      49.0      49.4      50.3      54.4      55.2          54.9      56.2      55.9      56.4

  5     Loans and leases in bank credit (2)              1,525.2   1,589.6   1,596.9   1,605.5   1,614.7   1,618.3   1,620.0   1,628.4       1,635.3   1,632.5   1,641.8   1,646.6
  6        Commercial and industrial                       402.8     421.8     426.7     434.4     438.2     439.9     446.9     451.5         451.9     454.5     454.6     457.2
  6a         Bankers acceptances                             2.0       1.6       1.5       1.5       1.3       1.3       1.3       1.2           1.2       1.2       1.2       1.1
  6b         Other                                         400.9     420.2     425.1     432.9     436.9     438.7     445.6     450.3         450.7     453.3     453.4     456.1
  7        Real estate                                     625.0     646.3     646.8     648.4     649.2     649.8     646.0     644.5         643.1     646.7     653.5     650.9
  8          Revolving home equity                          60.6      65.5      66.1      67.1      67.6      68.0      68.8      69.2          69.5      69.2      69.4      69.4
  9          Other                                         564.3     580.8     580.7     581.4     581.6     581.7     577.3     575.3         573.6     577.4     584.1     581.5
  10       Consumer                                        306.0     307.1     304.9     302.7     299.6     297.0     294.4     293.2         294.6     291.1     291.7     290.5
  11       Security (3)                                     38.8      45.5      46.3      46.6      52.5      51.3      47.3      57.5          65.5      58.0      58.8      60.2
  11a        Fed funds and RPs with broker/dealer           22.8      28.6      30.0      29.7      35.4      35.1      31.1      41.2          48.7      42.6      43.7      45.8
  11b        Other                                          16.0      16.9      16.3      16.9      17.1      16.2      16.3      16.3          16.8      15.4      15.1      14.4
  12a      State and local government                       11.7      11.2      11.3      11.3      11.2      11.1      11.1      11.0          10.8      11.1      11.1      11.0
  12b      Agricultural                                      9.0       9.0       9.1       9.2       9.3       9.6       9.6       9.3           9.4       9.4       9.3       9.4
  12c      Fed funds and RPs with others                     6.3       7.5       6.4       6.6       9.0      10.8      12.4       7.5           6.0       4.8       4.3       5.7
  12d      All other loans                                  61.5      66.6      69.2      68.9      67.5      69.5      70.9      70.8          70.7      73.2      74.6      76.4
  12e      Lease financing receivables                      64.1      74.6      76.3      77.3      78.2      79.3      81.2      83.0          83.5      83.7      83.9      85.3

  13  Interbank loans                                      129.3     116.4     122.3     128.8     125.3     127.9     125.5     116.2         114.9     106.4     100.8     112.8
  13a   Fed funds and RPs with banks                        81.5      70.4      74.7      81.5      78.7      82.1      81.4      74.4          74.5      63.1      62.1      65.7
  13b   Other                                               47.8      46.0      47.6      47.3      46.6      45.8      44.1      41.8          40.4      43.4      38.7      47.1

  14  Cash assets (4)                                      135.6     140.4     153.4     147.9     160.2     166.3     158.1     159.5         161.1     155.4     160.9     166.7

  15  Other assets (5)                                     167.9     173.1     172.8     175.4     183.8     187.3     194.7     195.3         193.9     195.8     200.3     213.4

  16  TOTAL ASSETS (6)                                   2,360.8   2,428.7   2,450.1   2,465.4   2,507.6   2,540.8   2,553.5   2,573.8       2,575.6   2,570.6   2,577.6   2,619.2



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                       February 27, 1998


               Account                                    1997      1997      1997      1997      1997      1997      1997      1998                      Week ending
                                                           Jan       Jul       Aug       Sep       Oct       Nov       Dec       Jan         Jan 28     Feb 4    Feb 11    Feb 18 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

            L I A B I L I T I E S

  17  Deposits                                           1,481.7   1,502.0   1,516.2   1,524.2   1,533.1   1,553.2   1,555.9   1,550.1       1,536.2   1,558.3   1,549.2   1,566.8
  18    Transaction                                        410.7     380.7     384.9     373.4     374.5     380.6     378.9     371.0         368.8     367.6     364.9     384.6
  19    Nontransaction                                   1,071.0   1,121.3   1,131.3   1,150.8   1,158.6   1,172.6   1,177.0   1,179.1       1,167.4   1,190.7   1,184.3   1,182.2
  20       Large time                                      164.5     186.1     191.7     201.9     203.3     209.7     211.7     212.0         211.6     213.0     211.4     211.6
  21       Other                                           906.5     935.2     939.6     948.9     955.3     962.9     965.3     967.1         955.8     977.7     972.9     970.6

  22  Borrowings                                           444.8     441.6     450.7     468.1     490.8     506.1     514.1     525.3         531.9     515.9     542.3     532.7
  23    From banks in the U.S.                             187.3     158.7     168.7     175.5     182.6     200.7     209.7     199.8         197.3     193.7     208.5     195.7
  24    From others                                        257.5     282.9     282.0     292.6     308.2     305.4     304.4     325.5         334.5     322.3     333.8     337.0

  25  Net due to related foreign offices                    68.1      80.8      75.3      79.9      69.2      69.3      73.4      79.8          84.4      76.9      76.0      73.5

  26  Other liabilities                                    145.8     148.5     150.2     139.1     156.3     161.9     171.8     184.5         181.2     182.1     175.5     199.5

  27  TOTAL LIABILITIES                                  2,140.3   2,172.9   2,192.4   2,211.3   2,249.3   2,290.6   2,315.2   2,339.7       2,333.7   2,333.2   2,343.0   2,372.5

  28  Residual (assets less liabilities) (7)               220.5     255.8     257.7     254.1     258.3     250.2     238.3     234.1         241.8     237.4     234.6     246.6



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                               February 27, 1998


               Account                                    1997      1997      1997      1997      1997      1997      1997      1998                      Week ending
                                                           Jan       Jul       Aug       Sep       Oct       Nov       Dec       Jan         Jan 28     Feb 4    Feb 11    Feb 18 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        1,968.5   2,030.9   2,036.1   2,049.6   2,075.2   2,098.8   2,109.1   2,141.5       2,138.4   2,152.7   2,150.2   2,161.1

  2     Securities in bank credit                          436.7     445.7     445.0     445.9     461.2     478.4     482.0     506.4         500.8     514.6     507.4     513.1
  3        U.S. government securities                      304.9     314.0     309.4     315.2     325.6     339.0     340.8     351.5         349.5     359.0     354.6     359.9
  3a         Trading account                                16.4      22.6      21.3      23.4      26.1      28.0      26.9      28.2          25.8      27.4      27.4      30.6
  3b         Investment account                            288.5     291.4     288.1     291.8     299.5     311.0     313.9     323.3         323.7     331.6     327.1     329.3
  3c           Mortgage-backed                             185.1     191.0     190.0     191.8     197.4     205.9     210.7     218.5         220.4     221.6     221.5     217.6
  3d           Other                                       103.4     100.4      98.1     100.0     102.1     105.1     103.2     104.8         103.3     110.0     105.6     111.7
  3e             1 year or less                             28.5      26.8      26.8      27.6      26.3      28.9      27.5      26.4          26.7      28.6      27.6      28.2
  3f             Between 1 and 5 years                      60.6      52.4      49.9      49.8      52.7      53.5      53.2      52.2          49.5      53.4      50.9      51.7
  3g             More than 5 years                          14.2      21.2      21.4      22.7      23.1      22.7      22.5      26.2          27.1      28.0      27.1      31.8
  4        Other securities                                131.8     131.7     135.7     130.7     135.7     139.4     141.2     154.9         151.2     155.6     152.9     153.2
  4a         Trading account                                66.5      64.9      64.8      59.4      63.3      65.9      63.9      76.6          73.4      76.1      74.0      74.0
  4b         Investment account                             65.3      66.9      70.9      71.3      72.3      73.5      77.2      78.3          77.8      79.4      78.9      79.2
  4c           State and local government                   20.7      21.9      22.2      22.3      22.4      22.3      22.2      22.5          22.5      22.7      22.7      22.7
  4d           Other                                        44.6      44.9      48.7      49.0      50.0      51.2      55.1      55.8          55.3      56.8      56.1      56.5

  5     Loans and leases in bank credit (2)              1,531.8   1,585.2   1,591.1   1,603.6   1,614.0   1,620.3   1,627.1   1,635.1       1,637.7   1,638.1   1,642.8   1,648.0
  6        Commercial and industrial                       400.6     421.9     423.4     431.1     436.1     438.6     443.4     449.0         449.9     454.6     453.8     457.1
  6a         Bankers acceptances                             1.9       1.5       1.5       1.5       1.4       1.4       1.3       1.2           1.2       1.2       1.2       1.2
  6b         Other                                         398.8     420.4     421.9     429.6     434.7     437.3     442.0     447.8         448.7     453.4     452.6     455.9
  7        Real estate                                     627.4     646.1     647.3     649.4     650.0     651.5     649.2     647.2         644.1     648.2     655.2     650.0
  8          Revolving home equity                          60.7      65.5      66.3      67.4      68.0      68.4      68.8      69.3          69.5      69.2      69.3      69.1
  9a         Other residential                             349.4     360.3     361.1     360.8     359.0     359.0     356.3     356.0         352.6     356.5     363.3     358.2
  9b         Commercial                                    217.3     220.3     219.8     221.2     223.0     224.1     224.0     221.9         222.0     222.5     222.6     222.6
  10       Consumer                                        310.6     304.9     305.4     304.1     299.1     296.7     298.4     298.0         298.1     293.0     292.1     290.4
  11       Security (3)                                     38.0      44.1      44.5      45.8      52.4      53.0      48.5      56.0          63.8      58.0      58.8      61.9
  11a        Fed funds and RPs with broker/dealer           21.9      27.9      28.5      29.3      35.5      36.5      31.3      39.5          46.7      42.4      43.2      46.5
  11b        Other                                          16.0      16.2      16.0      16.5      16.9      16.5      17.3      16.4          17.2      15.6      15.6      15.4
  12a      State and local government                       11.5      11.2      11.3      11.4      11.3      11.1      11.1      10.9          10.6      11.0      11.0      11.0
  12b      Agricultural                                      9.0       9.3       9.3       9.4       9.4       9.5       9.5       9.3           9.2       9.1       9.0       9.0
  12c      Fed funds and RPs with others                     6.4       7.7       6.3       7.3       8.8       8.7      11.0       7.6           6.2       5.8       5.5       6.6
  12d      All other loans                                  63.3      66.0      68.1      68.5      68.6      71.7      74.6      72.8          71.1      73.9      72.7      75.8
  12e      Lease financing receivables                      65.1      74.1      75.4      76.6      78.2      79.3      81.4      84.3          84.6      84.6      84.8      86.2

  13  Interbank loans                                      137.8     116.7     118.9     125.0     119.9     127.6     131.4     124.5         121.0     112.5     103.4     116.2
  13a   Fed funds and RPs with banks                        86.4      69.7      71.6      78.4      73.5      82.3      85.1      79.5          78.0      67.7      64.2      68.4
  13b   Other                                               51.4      47.0      47.3      46.7      46.4      45.3      46.4      45.0          42.9      44.8      39.2      47.8

  14  Cash assets (4)                                      143.2     137.1     142.5     147.1     159.7     171.2     170.9     169.3         160.8     156.3     152.8     182.4

  15  Other assets (5)                                     168.2     176.0     175.2     177.1     181.4     184.8     193.2     195.7         196.1     197.2     197.6     209.2

  16  TOTAL ASSETS (6)                                   2,380.7   2,423.7   2,435.6   2,461.8   2,499.6   2,545.6   2,567.9   2,594.5       2,580.0   2,582.1   2,567.5   2,632.4



      -------------------------------------------------

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H.8 (510)                                                                                                                                                                   Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                   February 27, 1998


               Account                                    1997      1997      1997      1997      1997      1997      1997      1998                      Week ending
                                                           Jan       Jul       Aug       Sep       Oct       Nov       Dec       Jan         Jan 28     Feb 4    Feb 11    Feb 18 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

            L I A B I L I T I E S

  17  Deposits                                           1,487.9   1,499.7   1,510.9   1,523.1   1,530.5   1,559.8   1,570.1   1,555.8       1,520.9   1,558.0   1,543.4   1,573.0
  18    Transaction                                        418.3     376.6     375.9     372.2     371.9     386.8     399.4     378.4         360.7     366.8     355.3     388.2
  19    Nontransaction                                   1,069.6   1,123.1   1,135.0   1,150.9   1,158.6   1,173.0   1,170.8   1,177.4       1,160.2   1,191.3   1,188.1   1,184.8
  20       Large time                                      164.4     185.5     192.9     199.0     202.5     210.1     208.5     211.9         212.0     215.1     215.0     215.1
  21       Other                                           905.2     937.6     942.1     951.9     956.1     962.9     962.3     965.5         948.2     976.1     973.1     969.7

  22  Borrowings                                           440.7     447.2     451.9     471.2     485.6     500.0     506.9     521.6         530.8     512.3     521.1     527.7
  23    From banks in the U.S.                             180.7     164.2     173.0     177.1     178.8     195.8     203.7     192.7         189.3     184.5     189.0     188.3
  24    From others                                        259.9     282.9     278.9     294.1     306.9     304.2     303.2     328.9         341.4     327.9     332.1     339.4

  25  Net due to related foreign offices                    69.8      78.4      72.9      75.3      70.8      65.6      69.5      81.8          92.6      75.0      74.1      74.1

  26  Other liabilities                                    143.8     148.8     148.7     140.0     156.9     165.5     169.0     181.8         180.9     180.9     174.4     198.5

  27  TOTAL LIABILITIES                                  2,142.1   2,174.0   2,184.4   2,209.5   2,243.8   2,290.9   2,315.6   2,341.0       2,325.2   2,326.4   2,313.0   2,373.3

  28  Residual (assets less liabilities) (7)               238.6     249.7     251.2     252.3     255.7     254.7     252.4     253.5         254.8     255.8     254.5     259.1

               MEMO
  29  Reval. gains on off-bal. sheet items (8)              47.5      44.3      45.1      37.5      38.2      41.5      41.3      50.1          46.7      48.9      46.8      46.9
  30  Reval. losses on off-bal. sheet items (8)             44.0      45.9      46.5      40.0      41.3      43.6      44.2      52.9          49.6      51.6      48.8      48.8
  31  Mortgage-backed securities (9)                       207.0     209.0     208.2     210.0     215.7     224.1     228.9     237.1         238.9     241.4     241.0     237.5
  31a   Pass-through                                       139.5     144.4     143.1     144.6     149.3     154.2     157.2     162.0         164.3     164.8     163.9     161.4
  31b   CMO, REMIC, and other                               67.5      64.6      65.1      65.4      66.4      70.0      71.7      75.1          74.6      76.7      77.0      76.1
  32  Net unrealized gains (losses) on                       2.0       2.5       3.0       2.5       2.5       2.4       2.2       3.0           3.2       3.5       3.4       3.4
        available-for-sale securities (10)
  33  Offshore credit to U.S. residents (11)                30.9      33.7      34.0      34.1      34.2      34.4      34.2      35.5          34.7      37.4      36.5      36.5



      -------------------------------------------------

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H.8 (510)                                                                                                                                                                   Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                   February 27, 1998


               Account                                    1997      1997      1997      1997      1997      1997      1997      1998                      Week ending
                                                           Jan       Jul       Aug       Sep       Oct       Nov       Dec       Jan         Jan 28     Feb 4    Feb 11    Feb 18 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        1,322.4   1,385.2   1,399.7   1,408.6   1,412.4   1,429.2   1,440.1   1,442.0       1,442.9   1,442.1   1,444.5   1,445.7

  2     Securities in bank credit                          394.8     404.8     405.6     405.1     405.0     407.9     410.1     408.4         406.6     405.0     405.0     405.6
  3        U.S. government securities                      314.7     321.9     323.1     323.2     322.8     323.5     324.7     322.9         321.1     320.0     319.7     320.1
  4        Other securities                                 80.1      82.9      82.5      81.9      82.2      84.4      85.4      85.5          85.5      85.0      85.3      85.5

  5     Loans and leases in bank credit (2)                927.5     980.4     994.1   1,003.5   1,007.4   1,021.3   1,030.0   1,033.6       1,036.3   1,037.2   1,039.5   1,040.1
  6        Commercial and industrial                       167.3     177.1     179.3     181.0     181.8     184.4     186.1     187.5         188.5     188.9     189.9     190.2
  7        Real estate                                     478.8     523.4     530.3     537.8     543.3     550.9     555.1     558.9         559.9     561.9     564.3     565.1
  8          Revolving home equity                          24.5      27.7      28.1      28.4      28.8      29.3      29.6      29.7          29.7      30.0      29.3      29.9
  9          Other                                         454.3     495.7     502.2     509.4     514.5     521.6     525.5     529.3         530.2     531.9     535.0     535.1
  10       Consumer                                        215.8     210.5     213.8     212.3     209.8     212.3     214.2     212.0         212.1     210.2     209.1     209.2
  11       Security (3)                                      4.4       4.6       4.7       4.9       5.2       5.1       5.2       5.1           5.2       5.4       5.2       5.3
  12       Other loans and leases                           61.2      64.9      65.9      67.4      67.3      68.6      69.3      70.1          70.7      70.8      71.0      70.3

  13  Interbank loans                                       45.8      49.7      51.1      52.8      56.2      55.4      58.3      57.9          58.6      61.0      58.4      60.2

  14  Cash assets (4)                                       60.9      67.7      71.2      71.5      69.5      72.0      70.6      69.9          69.9      70.5      72.9      68.2

  15  Other assets (5)                                      46.7      61.4      63.4      61.4      63.7      66.7      64.9      64.3          65.6      64.4      66.7      79.9

  16  TOTAL ASSETS (6)                                   1,457.0   1,544.5   1,565.7   1,574.6   1,582.1   1,603.3   1,613.8   1,614.2       1,616.9   1,618.0   1,622.4   1,633.9

            L I A B I L I T I E S

  17  Deposits                                           1,163.3   1,238.7   1,250.2   1,256.1   1,267.0   1,281.8   1,283.4   1,293.8       1,296.7   1,301.4   1,304.4   1,307.5
  18    Transaction                                        293.2     298.8     301.1     298.8     297.6     301.3     298.1     295.3         300.3     294.9     295.7     295.5
  19    Nontransaction                                     870.1     939.8     949.1     957.3     969.4     980.6     985.3     998.5         996.3   1,006.5   1,008.6   1,012.0
  20       Large time                                      149.4     160.1     161.7     164.2     165.7     167.7     169.6     170.9         170.3     170.9     170.8     171.1
  21       Other                                           720.7     779.7     787.4     793.1     803.7     812.9     815.8     827.7         826.0     835.6     837.9     840.9

  22  Borrowings                                           150.6     153.7     156.8     155.7     154.0     155.2     158.5     156.4         158.5     157.4     160.6     157.0
  23    From banks in the U.S.                              86.6      77.2      78.0      74.1      73.5      73.1      74.1      71.8          72.6      71.8      74.8      71.7
  24    From others                                         64.1      76.5      78.8      81.6      80.5      82.1      84.4      84.5          85.8      85.6      85.7      85.3

  25  Net due to related foreign offices                     4.0       4.8       4.5       4.8       5.2       5.0       4.3       4.2           3.9       4.1       3.6       3.6

  26  Other liabilities                                     23.2      25.8      27.1      28.1      27.8      28.5      28.9      27.6          27.6      27.5      27.5      29.0

  27  TOTAL LIABILITIES                                  1,341.1   1,422.9   1,438.6   1,444.7   1,454.0   1,470.5   1,475.0   1,482.0       1,486.7   1,490.4   1,496.1   1,497.1

  28  Residual (assets less liabilities) (7)               115.9     121.6     127.2     129.9     128.1     132.9     138.8     132.1         130.3     127.5     126.3     136.8



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                  Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                               February 27, 1998


               Account                                    1997      1997      1997      1997      1997      1997      1997      1998                      Week ending
                                                           Jan       Jul       Aug       Sep       Oct       Nov       Dec       Jan         Jan 28     Feb 4    Feb 11    Feb 18 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        1,320.5   1,385.6   1,399.4   1,412.5   1,415.2   1,430.9   1,443.0   1,440.0       1,438.1   1,437.1   1,439.7   1,439.1

  2     Securities in bank credit                          393.4     404.0     403.8     405.5     404.1     406.4     409.8     407.0         404.9     402.5     404.0     403.6
  3        U.S. government securities                      313.5     321.1     321.5     323.7     321.8     321.9     324.3     321.7         319.5     317.9     319.2     318.4
  4        Other securities                                 79.9      82.9      82.3      81.8      82.2      84.4      85.4      85.3          85.4      84.6      84.8      85.2

  5     Loans and leases in bank credit (2)                927.1     981.6     995.6   1,007.0   1,011.2   1,024.5   1,033.3   1,033.0       1,033.2   1,034.6   1,035.7   1,035.5
  6        Commercial and industrial                       167.3     177.1     178.1     180.0     181.2     183.6     185.6     187.5         188.3     188.6     189.4     189.8
  7        Real estate                                     478.4     523.8     531.5     540.1     545.7     553.2     557.2     558.5         559.0     559.9     562.0     562.1
  8          Revolving home equity                          24.4      27.7      28.3      28.8      29.0      29.4      29.7      29.6          29.6      29.8      29.2      29.7
  9          Other                                         454.0     496.1     503.3     511.3     516.6     523.8     527.6     529.0         529.4     530.2     532.8     532.3
  10       Consumer                                        216.8     210.3     213.8     213.1     210.4     212.9     215.0     212.9         213.1     211.4     210.3     210.1
  11       Security (3)                                      4.6       4.4       4.7       4.8       5.1       5.3       5.5       5.3           5.0       5.6       5.5       5.4
  12       Other loans and leases                           60.0      66.0      67.5      69.0      68.8      69.4      70.0      68.8          67.9      69.0      68.5      68.2

  13  Interbank loans                                       47.1      47.1      50.2      51.1      56.4      60.3      61.6      59.2          54.4      64.8      62.0      61.5

  14  Cash assets (4)                                       63.1      67.3      68.8      69.9      70.6      74.8      74.4      72.0          68.1      70.0      68.9      69.2

  15  Other assets (5)                                      47.7      61.3      63.4      61.9      63.4      67.3      65.6      65.4          66.0      68.0      67.4      82.2

  16  TOTAL ASSETS (6)                                   1,459.6   1,541.9   1,562.2   1,575.6   1,585.9   1,613.4   1,624.6   1,616.6       1,606.7   1,619.9   1,618.1   1,632.0

            L I A B I L I T I E S

  17  Deposits                                           1,160.8   1,235.3   1,247.6   1,258.4   1,269.4   1,289.5   1,296.4   1,290.7       1,277.2   1,295.1   1,291.6   1,297.6
  18    Transaction                                        297.0     296.6     297.9     298.1     298.1     304.6     308.6     298.7         292.1     295.4     290.7     292.1
  19    Nontransaction                                     863.8     938.6     949.7     960.3     971.3     984.9     987.8     992.0         985.1     999.7   1,000.9   1,005.5
  20       Large time                                      148.0     159.2     161.4     163.9     166.2     168.1     168.6     169.4         169.4     170.9     171.5     171.7
  21       Other                                           715.8     779.4     788.3     796.4     805.1     816.8     819.2     822.6         815.7     828.8     829.3     833.8

  22  Borrowings                                           152.3     153.7     155.3     155.1     154.0     153.5     157.9     158.1         160.3     155.2     155.7     156.7
  23    From banks in the U.S.                              86.3      78.7      77.9      74.8      72.9      71.3      73.4      71.5          72.0      69.1      69.9      70.1
  24    From others                                         66.0      74.9      77.4      80.3      81.2      82.2      84.4      86.6          88.3      86.1      85.9      86.6

  25  Net due to related foreign offices                     4.0       4.8       4.5       4.8       5.2       5.0       4.3       4.2           3.9       4.1       3.6       3.6

  26  Other liabilities                                     23.4      26.0      27.2      27.7      27.7      28.3      28.3      27.8          28.1      28.0      28.2      29.3

  27  TOTAL LIABILITIES                                  1,340.5   1,419.7   1,434.6   1,446.0   1,456.3   1,476.4   1,486.9   1,480.8       1,469.5   1,482.4   1,479.2   1,487.3

  28  Residual (assets less liabilities) (7)               119.1     122.2     127.6     129.6     129.6     137.0     137.7     135.8         137.2     137.4     138.9     144.7

               MEMO
  29  Mortgage-backed securities (9)                        37.3      45.7      48.2      49.3      49.3      49.7      50.2      50.4          50.0      51.0      51.1      50.8



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                  Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                         February 27, 1998


               Account                                    1997      1997      1997      1997      1997      1997      1997      1998                      Week ending
                                                           Jan       Jul       Aug       Sep       Oct       Nov       Dec       Jan         Jan 28     Feb 4    Feb 11    Feb 18 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                          515.9     536.2     532.6     537.4     543.9     552.1     559.9     577.7         578.0     581.0     577.3     577.2

  2     Securities in bank credit                          170.3     180.2     177.9     182.4     181.3     195.8     199.9     199.2         196.9     203.4     195.9     195.9
  3        U.S. government securities                       81.0      90.3      85.8      87.8      86.4      86.1      84.3      80.6          81.5      89.3      83.3      81.3
  4        Other securities                                 89.2      89.9      92.1      94.6      94.9     109.7     115.6     118.7         115.4     114.1     112.7     114.5

  5     Loans and leases in bank credit (2)                345.7     356.1     354.7     355.0     362.6     356.3     360.0     378.5         381.1     377.6     381.4     381.4
  6        Commercial and industrial                       214.4     218.0     219.7     222.2     223.6     222.6     224.0     226.4         224.8     226.5     224.6     227.0
  7        Real estate                                      31.8      28.5      28.3      27.9      27.7      26.9      26.5      27.0          27.0      27.1      26.9      27.0
  11       Security (3)                                     38.1      43.5      42.2      43.0      46.3      41.1      44.4      54.5          58.5      52.2      56.8      53.7
  12       Other loans and leases                           61.3      66.0      64.4      62.0      65.0      65.6      65.0      70.5          70.8      71.8      73.1      73.7

  13  Interbank loans                                       22.7      18.5      18.0      18.0      20.0      23.1      30.6      27.2          23.8      23.5      26.3      25.4

  14  Cash assets (4)                                       31.1      33.6      34.4      35.5      34.8      36.2      34.7      32.9          33.2      32.0      34.0      33.4

  15  Other assets (5)                                      38.1      42.5      42.6      42.0      41.4      44.9      41.8      44.5          46.9      41.9      41.9      42.1

  16  TOTAL ASSETS (6)                                     607.5     630.6     627.4     632.7     639.9     656.1     666.7     682.1         681.6     678.2     679.3     677.8

            L I A B I L I T I E S

  17  Deposits                                             225.7     264.6     263.4     265.6     260.9     272.1     278.0     275.9         278.5     278.1     289.6     290.6
  18    Transaction                                         10.3      10.6      11.2      10.8      10.4      10.7      10.5      10.8          10.8      10.0      10.2      10.3
  19    Nontransaction                                     215.4     253.9     252.2     254.8     250.5     261.4     267.4     265.1         267.7     268.0     279.4     280.3
  20       Large time                                      213.2     251.4     249.7     252.3     248.1     259.0     265.0     262.7         265.3     265.6     273.9     277.8
  21       Other                                             2.2       2.6       2.5       2.5       2.4       2.4       2.4       2.4           2.4       2.5       5.6       2.5

  22  Borrowings                                           130.5     135.0     137.4     143.3     161.8     165.1     157.3     159.1         164.9     163.7     148.8     155.0
  23    From banks in the U.S.                              28.2      30.3      31.2      35.9      37.7      30.5      27.7      25.2          24.7      29.3      23.4      26.3
  24    From others                                        102.4     104.7     106.3     107.4     124.1     134.5     129.6     133.9         140.2     134.5     125.3     128.7

  25  Net due to related foreign offices                   150.6     130.9     130.6     127.3     118.6     119.4     125.9     135.3         129.4     135.8     133.3     129.6

  26  Other liabilities                                     90.4      95.3      96.0      94.1      93.4      97.0      98.3      98.0          93.8      95.3      98.7      97.3

  27  TOTAL LIABILITIES                                    597.2     625.9     627.4     630.2     634.7     653.5     659.5     668.3         666.7     672.9     670.3     672.5

  28  Residual (assets less liabilities) (7)                10.4       4.8       0.0       2.5       5.2       2.6       7.2      13.8          14.9       5.3       8.9       5.4



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                  Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                     February 27, 1998


               Account                                    1997      1997      1997      1997      1997      1997      1997      1998                      Week ending
                                                           Jan       Jul       Aug       Sep       Oct       Nov       Dec       Jan         Jan 28     Feb 4    Feb 11    Feb 18 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                          513.4     536.8     536.5     535.4     542.5     551.1     554.5     574.1         575.9     582.1     579.3     576.2

  2     Securities in bank credit                          166.6     179.1     181.5     180.7     181.2     195.1     192.0     194.3         194.1     203.4     197.1     196.1
  3        U.S. government securities                       82.0      87.7      87.3      86.7      85.6      85.7      81.7      81.6          83.4      91.5      84.9      82.5
  3a         Trading account                                16.2      17.0      18.3      17.2      15.1      17.6      15.8      15.5          18.7      23.4      13.3      11.4
  3b         Investment account                             65.8      70.7      68.9      69.5      70.5      68.1      65.9      66.0          64.8      68.2      71.6      71.1
  4        Other securities                                 84.6      91.4      94.2      94.0      95.6     109.4     110.3     112.7         110.7     111.9     112.2     113.7
  4a         Trading account                                56.4      60.3      61.4      61.4      62.5      69.6      70.3      72.3          70.8      74.6      73.0      73.8
  4b         Investment account                             28.1      31.1      32.8      32.6      33.1      39.8      40.0      40.4          40.0      37.3      39.3      39.9

  5     Loans and leases in bank credit (2)                346.8     357.6     355.1     354.6     361.3     356.0     362.6     379.8         381.8     378.7     382.2     380.1
  6        Commercial and industrial                       214.3     219.2     219.9     220.7     222.2     222.4     224.4     226.3         224.7     226.7     225.3     226.5
  7        Real estate                                      31.8      28.4      28.4      28.0      27.8      27.3      26.6      27.0          26.9      27.2      27.0      27.0
  11       Security (3)                                     38.1      43.5      42.2      43.0      46.3      41.1      44.4      54.5          58.5      52.2      56.8      53.7
  12       Other loans and leases                           62.6      66.5      64.6      63.0      64.9      65.2      67.1      71.9          71.7      72.6      73.1      72.8

  13  Interbank loans                                       22.7      18.5      18.0      18.0      20.0      23.1      30.6      27.2          23.8      23.5      26.3      25.4

  14  Cash assets (4)                                       31.5      33.8      34.3      34.7      35.2      36.5      36.0      33.3          33.4      31.9      33.3      32.2

  15  Other assets (5)                                      37.3      41.7      43.4      42.4      41.1      45.2      42.7      43.6          46.2      42.3      43.4      42.5

  16  TOTAL ASSETS (6)                                     604.6     630.6     632.1     630.2     638.5     655.7     663.6     678.0         679.0     679.5     682.1     676.0

            L I A B I L I T I E S

  17  Deposits                                             225.8     261.6     261.2     264.6     268.8     275.7     281.0     276.1         279.3     275.7     286.7     284.0
  18    Transaction                                         10.4      10.6      10.9      11.2      10.5      10.7      11.2      10.8          10.7      10.4      10.4      10.6
  19    Nontransaction                                     215.5     251.0     250.3     253.3     258.3     265.0     269.8     265.2         268.6     265.3     276.3     273.4
  20       Large time                                      213.3     248.5     247.8     250.8     255.9     262.6     267.3     262.8         266.2     262.9     270.8     270.9
  21       Other                                             2.2       2.5       2.5       2.5       2.5       2.5       2.5       2.4           2.4       2.4       5.5       2.4

  22  Borrowings                                           127.4     143.9     142.6     144.2     157.1     159.8     155.2     155.6         157.1     160.9     145.1     146.3
  23    From banks in the U.S.                              29.2      31.9      31.7      34.9      34.5      30.5      28.2      26.1          25.2      29.5      22.7      24.0
  24    From others                                         98.2     112.0     110.9     109.3     122.6     129.3     127.0     129.5         131.9     131.4     122.4     122.3

  25  Net due to related foreign offices                   159.3     129.7     128.7     124.1     117.6     117.6     126.3     145.0         141.9     141.4     142.3     142.3

  26  Other liabilities                                     89.5      93.2      96.4      93.9      91.3      97.7      96.7      97.0          94.9      97.1     101.9      98.6

  27  TOTAL LIABILITIES                                    602.1     628.4     629.0     626.8     634.8     650.8     659.3     673.6         673.3     675.2     675.9     671.2

  28  Residual (assets less liabilities) (7)                 2.6       2.2       3.0       3.4       3.7       4.9       4.3       4.3           5.8       4.4       6.2       4.8

                  MEMO
  29  Reval. gains on off-bal. sheet items (8)              41.5      40.3      41.5      41.2      39.8      41.8      40.9      42.1          40.3      40.8      40.1      40.3
  30  Reval. losses on off-bal. sheet items (8)             41.4      42.1      43.1      41.8      40.1      41.9      41.6      42.5          40.6      41.0      40.5      40.7



      -------------------------------------------------

  Footnotes appear on page 13.




  H.8 (510)       Footnotes                                                                                                                                                Page 13
                                                                                                                                                                 February 27, 1998

  Note: This release and historical data are available on the Federal Reserve Board's web site: http://www.bog.frb.fed.us/. 
  

  1.  Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of
      condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations
      (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks
      constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are
      adjusted for breaks caused by reclassifications of assets and liabilities.
      The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for
      mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the
      bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from
      call reports, and a ratio procedure is used to adjust past levels.
  2.  Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13.
  3.  Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities.
  4.  Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  5.  Excludes the due-from position with related foreign offices, which is included in line 25.
  6.  Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items.
  7.  This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences
      in the seasonal patterns estimated for total assets and total liabilities.
  8.  Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB
      Interpretation No. 39.
  9.  Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities.
  10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data
      shown are restated to include an estimate of these tax effects.
  11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses.

  NOTE: Domestically chartered commercial banks acquired $200 million in assets and liabilities of thrift institutions in the week ending February 18, 1998.  The major asset 
  items affected were U.S. government securities $100 million and real estate loans, other, $100 million.  The major liability items affected was nontransaction deposits, other, $200 million.  

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