Federal Reserve Statistical Release, H.8, Assets and Liabilities of Commercial Banks in the United States; title with eagle logo links to Statistical Release home page

Release Date: September 17, 1999

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H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)                                                                              For use at 4:15 p.m. Eastern Time



Seasonally adjusted, billions of dollars                                                                                                                        September 17, 1999


               Account                                    1998      1999      1999      1999      1999      1999      1999      1999                      Week ending
                                                           Aug       Feb       Mar       Apr       May       Jun       Jul       Aug         Aug 18    Aug 25     Sep 1     Sep 8
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        4,344.4   4,520.5   4,489.9   4,500.0   4,509.7   4,546.4   4,541.3   4,578.7       4,566.2   4,589.1   4,598.1   4,584.5

  2     Securities in bank credit                        1,159.4   1,205.3   1,186.9   1,188.3   1,188.0   1,205.6   1,222.3   1,238.3       1,234.2   1,241.7   1,238.7   1,234.5
  3        U.S. government securities                      776.0     791.6     799.1     800.1     798.4     812.5     816.2     820.6         818.5     825.8     818.9     815.5
  4        Other securities                                383.4     413.7     387.8     388.3     389.6     393.1     406.1     417.7         415.7     415.9     419.8     419.1

  5     Loans and leases in bank credit (2)              3,185.0   3,315.1   3,303.1   3,311.7   3,321.7   3,340.8   3,318.9   3,340.4       3,332.0   3,347.4   3,359.4   3,350.0
  6        Commercial and industrial                       914.2     952.2     956.2     960.7     956.3     962.3     962.3     971.3         966.4     976.8     979.4     977.6
  7        Real estate                                   1,291.9   1,347.1   1,348.3   1,350.8   1,360.3   1,365.9   1,367.3   1,379.5       1,380.8   1,378.8   1,382.8   1,387.3
  8          Revolving home equity                         103.3     101.8     102.0     103.0     104.3     103.7      97.7      98.5          98.4      98.7      98.9      99.1
  9          Other                                       1,188.6   1,245.2   1,246.3   1,247.7   1,256.0   1,262.2   1,269.6   1,281.0       1,282.3   1,280.1   1,283.9   1,288.1
  10       Consumer                                        488.5     499.4     498.7     499.5     495.9     491.6     483.6     483.7         484.1     485.2     484.4     484.3
  11       Security (3)                                    136.2     138.5     118.6     121.6     126.1     130.1     121.4     121.6         118.3     122.2     120.9     116.6
  12       Other loans and leases                          354.2     378.1     381.3     379.2     383.2     390.9     384.4     384.5         382.4     384.5     391.9     384.2

  13  Interbank loans                                      206.1     227.7     221.2     217.4     227.5     224.5     222.8     214.9         212.6     225.2     209.4     212.7

  14  Cash assets (4)                                      249.5     254.0     256.2     257.8     259.9     261.0     259.4     254.2         247.6     262.4     245.1     263.0

  15  Other assets (5)                                     320.2     356.9     354.5     344.8     347.2     348.6     351.8     347.1         346.0     352.6     345.4     352.1

  16  TOTAL ASSETS (6)                                   5,063.0   5,300.7   5,263.3   5,261.5   5,285.5   5,321.8   5,317.2   5,336.1       5,313.8   5,370.6   5,339.0   5,353.3

            L I A B I L I T I E S

  17  Deposits                                           3,242.3   3,376.2   3,367.9   3,376.4   3,374.9   3,377.2   3,391.9   3,387.4       3,371.1   3,391.8   3,390.3   3,394.0
  18    Transaction                                        669.2     655.8     660.9     656.6     649.6     655.7     649.6     640.0         635.2     660.5     622.5     625.2
  19    Nontransaction                                   2,573.2   2,720.4   2,706.9   2,719.9   2,725.2   2,721.5   2,742.3   2,747.3       2,735.9   2,731.3   2,767.8   2,768.9
  20       Large time                                      698.1     729.9     721.2     725.7     723.6     718.8     722.0     718.9         718.8     714.9     720.9     724.4
  21       Other                                         1,875.0   1,990.5   1,985.7   1,994.2   2,001.7   2,002.7   2,020.3   2,028.5       2,017.1   2,016.4   2,046.9   2,044.5

  22  Borrowings                                           915.8     990.8     987.8     983.7     997.8   1,020.5   1,018.7   1,021.9       1,012.3   1,028.2   1,027.5   1,026.1
  23    From banks in the U.S.                             296.0     316.4     319.3     312.1     324.6     338.8     338.0     337.5         330.6     343.3     344.5     345.2
  24    From others                                        619.8     674.3     668.5     671.6     673.2     681.7     680.8     684.4         681.7     684.9     683.0     680.9

  25  Net due to related foreign offices                   207.6     214.0     210.6     210.4     204.1     216.6     216.3     222.2         240.0     221.4     204.3     217.6

  26  Other liabilities                                    295.2     295.8     271.7     273.2     270.4     273.5     269.2     278.2         269.6     282.8     291.6     290.1

  27  TOTAL LIABILITIES                                  4,661.0   4,876.7   4,838.0   4,843.7   4,847.2   4,887.8   4,896.1   4,909.6       4,893.1   4,924.2   4,913.8   4,927.9

  28  Residual (assets less liabilities) (7)               402.0     424.0     425.3     417.8     438.3     434.1     421.1     426.5         420.7     446.4     425.3     425.4



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                    September 17, 1999


               Account                                    1998      1999      1999      1999      1999      1999      1999      1999                      Week ending
                                                           Aug       Feb       Mar       Apr       May       Jun       Jul       Aug         Aug 18    Aug 25     Sep 1     Sep 8
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        4,326.6   4,518.2   4,488.5   4,508.3   4,512.5   4,540.6   4,525.6   4,557.9       4,547.8   4,557.4   4,583.7   4,566.1

  2     Securities in bank credit                        1,149.3   1,210.8   1,193.5   1,197.0   1,193.5   1,202.3   1,211.2   1,225.4       1,221.4   1,226.4   1,228.1   1,224.5
  3        U.S. government securities                      766.3     795.8     805.5     810.0     806.5     812.0     808.3     808.8         806.7     811.8     807.9     806.3
  4        Other securities                                383.0     415.0     388.0     387.0     386.9     390.4     402.9     416.6         414.7     414.6     420.2     418.2

  5     Loans and leases in bank credit (2)              3,177.3   3,307.4   3,295.0   3,311.3   3,319.0   3,338.3   3,314.3   3,332.5       3,326.4   3,331.0   3,355.6   3,341.7
  6        Commercial and industrial                       906.4     953.6     959.8     967.3     960.7     962.6     959.9     962.6         958.9     964.6     970.0     967.6
  7        Real estate                                   1,294.3   1,341.3   1,341.7   1,347.4   1,359.7   1,366.5   1,368.3   1,382.1       1,383.2   1,380.2   1,385.5   1,391.2
  8          Revolving home equity                         103.4     101.4     101.1     102.4     103.9     103.3      97.5      98.7          98.6      98.9      99.4      99.7
  9          Other                                       1,190.9   1,239.9   1,240.6   1,245.1   1,255.8   1,263.2   1,270.8   1,283.4       1,284.6   1,281.3   1,286.1   1,291.5
  10       Consumer                                        489.4     499.2     493.9     496.0     493.4     488.9     481.2     484.8         485.3     487.5     487.5     486.7
  11       Security (3)                                    132.0     138.2     122.0     123.5     126.0     129.5     119.4     117.9         115.3     115.7     117.4     110.1
  12       Other loans and leases                          355.1     375.0     377.5     377.0     379.2     390.9     385.5     385.2         383.8     382.9     395.2     386.1

  13  Interbank loans                                      199.0     227.4     224.4     222.4     223.3     221.8     216.5     207.1         208.3     208.6     206.6     213.0

  14  Cash assets (4)                                      238.7     255.1     248.8     255.5     257.6     256.6     251.5     243.6         239.3     239.2     252.2     269.7

  15  Other assets (5)                                     323.0     353.6     349.8     347.8     348.7     354.5     354.6     349.9         348.5     349.5     353.1     359.3

  16  TOTAL ASSETS (6)                                   5,029.9   5,296.1   5,253.0   5,275.7   5,283.3   5,314.7   5,290.0   5,299.5       5,285.1   5,295.8   5,336.3   5,348.7

            L I A B I L I T I E S

  17  Deposits                                           3,226.5   3,353.2   3,362.6   3,387.2   3,365.5   3,375.2   3,375.6   3,373.3       3,362.0   3,347.7   3,402.4   3,416.2
  18    Transaction                                        651.6     651.0     654.5     664.2     640.6     650.8     638.9     623.6         623.5     618.4     629.9     633.8
  19    Nontransaction                                   2,574.8   2,702.3   2,708.1   2,723.0   2,724.9   2,724.4   2,736.7   2,749.7       2,738.5   2,729.3   2,772.4   2,782.4
  20       Large time                                      695.7     730.6     723.2     722.6     724.8     716.1     715.3     716.2         714.9     714.7     720.6     725.2
  21       Other                                         1,879.1   1,971.7   1,984.8   2,000.3   2,000.1   2,008.3   2,021.4   2,033.5       2,023.6   2,014.5   2,051.8   2,057.2

  22  Borrowings                                           897.1     993.4     981.2     983.5   1,006.0   1,024.1   1,009.4     998.5         993.9     999.8   1,009.2     997.4
  23    From banks in the U.S.                             289.8     316.8     318.9     312.8     325.5     338.6     333.4     330.4         325.7     334.7     338.7     335.4
  24    From others                                        607.3     676.6     662.3     670.7     680.5     685.4     676.1     668.2         668.2     665.1     670.5     662.0

  25  Net due to related foreign offices                   203.6     223.7     208.8     203.3     210.3     210.8     208.5     217.2         225.7     231.4     203.6     203.6

  26  Other liabilities                                    295.2     298.2     272.4     272.8     270.1     272.8     268.3     278.1         269.6     282.7     291.4     289.4

  27  TOTAL LIABILITIES                                  4,622.3   4,868.5   4,824.9   4,846.8   4,851.9   4,882.9   4,861.8   4,867.1       4,851.2   4,861.6   4,906.5   4,906.5

  28  Residual (assets less liabilities) (7)               407.6     427.6     428.1     428.8     431.5     431.8     428.2     432.4         433.9     434.2     429.7     442.2

                  MEMO
  29  Reval. gains on off-bal. sheet items (8)              97.4     107.4      85.8      86.0      85.4      84.2      86.4      93.2          90.3      92.5      96.6      98.8
  30  Reval. losses on off-bal. sheet items (8)             98.5     105.9      85.1      87.3      86.7      85.8      87.6      98.2          92.7     100.2     103.3     103.4



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                        September 17, 1999


               Account                                    1998      1999      1999      1999      1999      1999      1999      1999                      Week ending
                                                           Aug       Feb       Mar       Apr       May       Jun       Jul       Aug         Aug 18    Aug 25     Sep 1     Sep 8
                                                        --------  --------  --------  --------  --------  --------  --------  --------       -------  -------   -------   -------

             A S S E T S




  1   Bank credit                                        3,750.3   3,954.5   3,940.0   3,951.1   3,970.8   4,015.2   4,023.3   4,057.8       4,047.7   4,069.1   4,074.3   4,076.9

  2     Securities in bank credit                          942.2   1,002.5     990.2     988.9     992.8   1,010.7   1,033.4   1,049.0       1,046.1   1,054.3   1,048.6   1,052.7
  3        U.S. government securities                      680.2     708.5     715.1     712.3     712.7     724.5     728.1     735.4         734.0     743.4     733.7     733.2
  4        Other securities                                262.0     294.0     275.0     276.6     280.1     286.2     305.3     313.6         312.1     310.9     314.9     319.5

  5     Loans and leases in bank credit (2)              2,808.1   2,952.0   2,949.9   2,962.2   2,978.0   3,004.5   2,989.9   3,008.7       3,001.5   3,014.8   3,025.7   3,024.2
  6        Commercial and industrial                       699.9     740.4     746.3     752.4     755.5     766.8     771.2     777.3         773.9     781.8     783.4     782.1
  7        Real estate                                   1,268.0   1,326.6   1,328.4   1,331.0   1,340.5   1,346.7   1,348.9   1,361.9       1,363.3   1,361.3   1,365.4   1,370.0
  8          Revolving home equity                         103.3     101.8     102.0     103.0     104.3     103.7      97.7      98.5          98.4      98.7      98.9      99.1
  9          Other                                       1,164.7   1,224.7   1,226.4   1,228.0   1,236.2   1,243.0   1,251.1   1,263.5       1,264.8   1,262.6   1,266.5   1,270.9
  10       Consumer                                        488.5     499.4     498.7     499.5     495.9     491.6     483.6     483.7         484.1     485.2     484.4     484.3
  11       Security (3)                                     72.5      79.3      68.1      70.1      73.4      79.0      69.5      67.5          63.6      68.4      66.3      66.7
  12       Other loans and leases                          279.2     306.3     308.4     309.1     312.7     320.4     316.8     318.4         316.6     318.2     326.2     321.1

  13  Interbank loans                                      186.1     196.2     195.6     192.0     200.9     200.0     195.4     189.3         185.7     199.3     186.6     186.0

  14  Cash assets (4)                                      215.4     220.3     222.1     223.2     223.9     227.5     224.4     216.2         209.0     223.6     206.3     222.0

  15  Other assets (5)                                     284.3     319.2     317.0     307.3     311.3     315.1     319.7     318.1         317.0     322.4     316.4     324.1

  16  TOTAL ASSETS (6)                                   4,379.1   4,632.2   4,616.4   4,615.3   4,648.5   4,699.4   4,705.0   4,723.0       4,701.0   4,755.9   4,724.9   4,750.3

            L I A B I L I T I E S

  17  Deposits                                           2,935.4   3,056.5   3,057.7   3,064.6   3,064.4   3,071.5   3,081.6   3,077.9       3,061.2   3,087.0   3,081.5   3,081.3
  18    Transaction                                        656.9     644.0     650.4     646.5     639.1     644.8     638.7     629.0         624.0     649.7     611.9     613.6
  19    Nontransaction                                   2,278.6   2,412.5   2,407.3   2,418.1   2,425.3   2,426.6   2,442.9   2,448.9       2,437.2   2,437.3   2,469.6   2,467.7
  20       Large time                                      405.2     423.3     422.7     425.5     425.6     426.2     425.4     424.4         423.7     425.2     427.7     428.7
  21       Other                                         1,873.4   1,989.3   1,984.6   1,992.6   1,999.7   2,000.5   2,017.5   2,024.5       2,013.6   2,012.1   2,041.9   2,039.0

  22  Borrowings                                           724.1     811.0     814.3     811.6     825.1     839.6     846.8     850.1         843.9     859.4     846.9     860.9
  23    From banks in the U.S.                             274.7     298.5     295.2     290.8     302.9     311.9     313.3     313.9         309.5     320.1     313.1     321.0
  24    From others                                        449.4     512.5     519.1     520.8     522.3     527.7     533.4     536.2         534.4     539.2     533.8     540.0

  25  Net due to related foreign offices                    98.2     117.3     117.7     115.4     118.7     145.6     145.0     150.3         161.2     148.9     142.3     150.6

  26  Other liabilities                                    221.5     225.9     204.4     206.6     211.1     214.1     210.9     219.1         211.8     220.4     230.3     229.3

  27  TOTAL LIABILITIES                                  3,979.3   4,210.8   4,194.0   4,198.2   4,219.4   4,270.7   4,284.3   4,297.4       4,278.2   4,315.7   4,301.1   4,322.1

  28  Residual (assets less liabilities) (7)               399.8     421.5     422.4     417.1     429.1     428.7     420.8     425.5         422.8     440.3     423.8     428.2



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                    September 17, 1999


               Account                                    1998      1999      1999      1999      1999      1999      1999      1999                      Week ending
                                                           Aug       Feb       Mar       Apr       May       Jun       Jul       Aug         Aug 18    Aug 25     Sep 1     Sep 8
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        3,735.8   3,948.5   3,936.9   3,962.2   3,978.8   4,012.5   4,010.7   4,040.6       4,031.4   4,042.3   4,062.6   4,062.5

  2     Securities in bank credit                          932.8   1,006.3     995.7     999.1     999.9   1,008.3   1,023.9   1,037.4       1,034.0   1,040.4   1,038.6   1,043.6
  3        U.S. government securities                      671.2     712.4     720.7     722.6     720.1     723.6     720.8     724.6         722.7     730.4     724.1     725.3
  4        Other securities                                261.6     294.0     275.0     276.5     279.8     284.7     303.1     312.8         311.3     309.9     314.5     318.3

  5     Loans and leases in bank credit (2)              2,803.0   2,942.2   2,941.2   2,963.1   2,978.9   3,004.2   2,986.8   3,003.2       2,997.4   3,001.9   3,024.0   3,018.9
  6        Commercial and industrial                       693.8     740.0     749.6     760.6     762.6     768.7     769.6     770.3         767.3     771.9     776.1     774.2
  7        Real estate                                   1,270.6   1,320.5   1,321.7   1,327.9   1,340.1   1,347.5   1,350.1   1,364.7       1,365.8   1,362.8   1,368.3   1,374.0
  8          Revolving home equity                         103.4     101.4     101.1     102.4     103.9     103.3      97.5      98.7          98.6      98.9      99.4      99.7
  9          Other                                       1,167.2   1,219.0   1,220.6   1,225.5   1,236.3   1,244.2   1,252.5   1,266.0       1,267.2   1,263.9   1,268.9   1,274.3
  10       Consumer                                        489.4     499.2     493.9     496.0     493.4     488.9     481.2     484.8         485.3     487.5     487.5     486.7
  11       Security (3)                                     68.4      79.4      70.9      72.1      73.5      78.2      67.9      63.7          60.3      62.2      62.6      60.8
  12       Other loans and leases                          280.8     303.1     305.2     306.5     309.1     320.9     318.1     319.8         318.8     317.5     329.6     323.3

  13  Interbank loans                                      179.0     195.9     198.7     197.0     196.7     197.3     189.1     181.5         181.4     182.6     183.8     186.3

  14  Cash assets (4)                                      204.8     222.1     215.7     222.0     222.0     222.2     216.6     206.0         201.0     200.9     213.8     229.7

  15  Other assets (5)                                     286.5     314.8     311.8     312.0     313.5     322.1     323.3     320.4         319.1     318.6     323.3     330.4

  16  TOTAL ASSETS (6)                                   4,349.0   4,623.4   4,604.9   4,635.2   4,652.6   4,695.6   4,681.8   4,689.9       4,674.2   4,685.9   4,724.4   4,749.8

            L I A B I L I T I E S

  17  Deposits                                           2,922.1   3,034.8   3,049.1   3,075.9   3,052.7   3,068.8   3,067.7   3,066.5       3,055.6   3,044.0   3,095.8   3,106.7
  18    Transaction                                        639.4     639.3     643.8     654.3     630.3     640.1     628.1     612.7         612.4     607.8     619.1     622.0
  19    Nontransaction                                   2,282.7   2,395.4   2,405.3   2,421.6   2,422.4   2,428.6   2,439.7   2,453.8       2,443.2   2,436.3   2,476.7   2,484.7
  20       Large time                                      403.5     425.7     422.5     423.4     424.5     422.6     420.6     422.6         421.9     424.0     427.2     429.8
  21       Other                                         1,879.2   1,969.7   1,982.8   1,998.2   1,997.9   2,006.0   2,019.1   2,031.2       2,021.3   2,012.3   2,049.5   2,054.9

  22  Borrowings                                           705.4     813.7     807.7     811.4     833.3     843.1     837.5     826.7         825.5     831.0     828.6     832.2
  23    From banks in the U.S.                             268.6     298.9     294.8     291.4     303.8     311.7     308.7     306.8         304.6     311.5     307.4     311.2
  24    From others                                        436.8     514.8     512.9     519.9     529.5     531.4     528.7     520.0         520.9     519.5     521.3     521.1

  25  Net due to related foreign offices                    96.7     123.4     117.6     114.0     126.7     141.2     139.8     147.3         149.7     158.8     142.3     142.3

  26  Other liabilities                                    221.3     226.8     205.0     207.3     211.3     213.9     210.9     218.9         211.5     220.0     229.9     228.6

  27  TOTAL LIABILITIES                                  3,945.5   4,198.6   4,179.4   4,208.6   4,224.1   4,267.0   4,255.9   4,259.4       4,242.3   4,253.8   4,296.6   4,309.8

  28  Residual (assets less liabilities) (7)               403.5     424.8     425.5     426.6     428.5     428.6     425.9     430.4         432.0     432.1     427.8     440.0

               MEMO
  29  Reval. gains on off-bal. sheet items (8)              53.3      64.9      46.8      48.3      50.6      51.0      53.8      57.9          56.5      54.3      59.1      63.0
  30  Reval. losses on off-bal. sheet items (8)             56.3      65.4      46.7      49.3      52.5      53.4      55.7      64.5          60.8      63.8      67.7      68.6
  31  Mortgage-backed securities (9)                       301.2     341.6     336.9     335.7     335.5     332.1     330.5     334.5         331.7     336.9     338.5     338.3



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                  September 17, 1999


               Account                                    1998      1999      1999      1999      1999      1999      1999      1999                      Week ending
                                                           Aug       Feb       Mar       Apr       May       Jun       Jul       Aug         Aug 18    Aug 25     Sep 1     Sep 8
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        2,328.0   2,435.2   2,408.0   2,412.3   2,420.7   2,448.6   2,444.3   2,462.0       2,452.7   2,469.8   2,470.4   2,469.1

  2     Securities in bank credit                          535.5     562.0     545.7     542.7     542.6     552.9     571.8     585.4         582.6     590.4     583.8     585.4
  3        U.S. government securities                      369.0     377.9     381.4     377.6     375.7     382.0     382.1     389.2         387.9     397.0     387.7     385.7
  3a         Trading account                                22.1      17.9      22.5      25.9      22.3      25.1      22.7      22.8          23.0      27.5      20.1      20.1
  3b         Investment account                            346.9     360.0     359.0     351.7     353.4     356.9     359.4     366.4         364.9     369.5     367.6     365.6
  4        Other securities                                166.5     184.2     164.2     165.1     166.8     170.9     189.7     196.2         194.7     193.4     196.1     199.7
  4a         Trading account                                79.2      87.5      66.7      66.1      68.3      67.5      73.0      76.9          75.9      73.2      75.4      78.8
  4b         Investment account                             87.3      96.7      97.5      99.0      98.6     103.4     116.7     119.3         118.7     120.2     120.7     120.9
  4c           State and local government                   22.9      24.7      24.9      24.6      24.8      25.3      25.4      25.7          25.9      25.8      25.7      25.7
  4d           Other                                        64.4      72.0      72.7      74.4      73.8      78.2      91.3      93.5          92.8      94.4      95.1      95.2

  5     Loans and leases in bank credit (2)              1,792.5   1,873.1   1,862.3   1,869.6   1,878.1   1,895.7   1,872.4   1,876.6       1,870.1   1,879.4   1,886.6   1,883.7
  6        Commercial and industrial                       514.8     542.3     547.2     551.7     551.8     560.3     562.9     566.1         563.1     569.9     571.3     569.1
  6a         Bankers acceptances                             1.3       1.2       1.1       1.1       1.0       1.0       1.0       1.1           1.1       1.1       1.1       1.1
  6b         Other                                         513.5     541.2     546.1     550.6     550.8     559.3     561.9     565.1         562.0     568.8     570.1     568.0
  7        Real estate                                     708.8     721.1     717.0     716.9     720.4     719.8     714.6     719.5         721.2     717.6     719.2     723.5
  8          Revolving home equity                          74.8      73.4      73.4      74.2      75.0      74.1      68.1      68.7          68.8      69.0      69.0      69.3
  9          Other                                         634.0     647.7     643.6     642.7     645.4     645.7     646.6     650.8         652.4     648.7     650.2     654.2
  10       Consumer                                        293.5     301.0     298.5     297.1     294.2     289.7     282.3     279.3         279.2     279.2     279.0     279.5
  11       Security (3)                                     66.7      73.5      62.3      64.5      68.2      73.7      64.2      62.1          58.3      63.1      60.8      61.0
  11a        Fed funds and RPs with broker/dealer           49.0      57.8      46.3      47.9      51.4      55.6      46.8      45.3          41.4      46.7      45.2      44.0
  11b        Other                                          17.7      15.8      16.0      16.6      16.8      18.1      17.4      16.9          16.9      16.4      15.6      17.0
  12a      State and local government                       11.1      11.1      11.1      11.3      11.3      11.3      11.6      11.8          11.7      11.9      11.8      11.9
  12b      Agricultural                                      8.8       8.9       8.8       8.7       8.5       8.4       8.4       8.7           8.6       8.7       8.8       8.7
  12c      Fed funds and RPs with others                    10.2      12.3      12.2      11.6      14.2      38.1      32.2      30.0          29.3      30.0      30.7      30.3
  12d      All other loans                                  80.7      89.8      89.5      90.1      90.3      74.5      74.6      76.1          75.7      76.1      80.3      75.8
  12e      Lease financing receivables                      97.8     113.1     115.6     117.8     119.2     119.9     121.6     123.1         122.9     122.9     124.7     123.8

  13  Interbank loans                                      119.2     131.1     133.4     131.2     142.8     144.2     139.3     134.3         131.3     143.0     130.6     132.7
  13a   Fed funds and RPs with banks                        66.4      81.4      84.4      80.6      87.5      86.6      89.1      85.6          80.2      95.0      83.0      84.3
  13b   Other                                               52.8      49.7      48.9      50.6      55.2      57.6      50.1      48.7          51.1      48.0      47.6      48.4

  14  Cash assets (4)                                      149.0     150.9     152.4     154.7     152.4     155.5     151.2     143.4         139.1     148.0     135.6     151.5

  15  Other assets (5)                                     223.1     243.5     240.1     230.0     232.5     235.7     234.2     232.2         232.0     235.7     231.2     229.3

  16  TOTAL ASSETS (6)                                   2,781.6   2,922.2   2,895.2   2,889.8   2,909.8   2,945.6   2,930.8   2,933.7       2,916.9   2,958.3   2,929.5   2,944.0



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                      September 17, 1999


               Account                                    1998      1999      1999      1999      1999      1999      1999      1999                      Week ending
                                                           Aug       Feb       Mar       Apr       May       Jun       Jul       Aug         Aug 18    Aug 25     Sep 1     Sep 8
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

            L I A B I L I T I E S

  17  Deposits                                           1,657.7   1,688.5   1,686.7   1,693.8   1,688.6   1,688.8   1,687.8   1,676.0       1,665.2   1,678.4   1,674.8   1,677.8
  18    Transaction                                        374.7     357.4     361.0     363.3     354.4     356.2     350.9     339.8         337.4     349.0     327.4     332.1
  19    Nontransaction                                   1,283.0   1,331.1   1,325.8   1,330.5   1,334.2   1,332.6   1,336.8   1,336.2       1,327.8   1,329.4   1,347.4   1,345.6
  20       Large time                                      222.3     230.3     227.6     228.4     225.4     227.3     228.3     224.3         223.6     224.5     226.2     227.1
  21       Other                                         1,060.7   1,100.8   1,098.2   1,102.1   1,108.8   1,105.2   1,108.6   1,111.9       1,104.2   1,104.9   1,121.1   1,118.6

  22  Borrowings                                           562.1     625.3     622.5     621.5     629.2     639.0     636.4     638.1         632.7     644.6     632.2     643.7
  23    From banks in the U.S.                             198.4     213.7     208.4     205.6     214.1     219.2     215.9     217.5         214.0     221.8     217.0     223.2
  24    From others                                        363.6     411.6     414.0     415.9     415.1     419.8     420.6     420.6         418.7     422.8     415.2     420.5

  25  Net due to related foreign offices                    94.5     114.1     113.1     110.5     113.6     141.5     140.8     146.8         158.0     145.8     139.2     147.5

  26  Other liabilities                                    193.0     195.5     173.7     175.0     178.8     180.7     178.1     184.5         177.2     185.3     195.5     192.9

  27  TOTAL LIABILITIES                                  2,507.3   2,623.4   2,596.1   2,600.9   2,610.2   2,650.0   2,643.0   2,645.4       2,633.1   2,654.1   2,641.8   2,661.9

  28  Residual (assets less liabilities) (7)               274.3     298.8     299.1     288.9     299.6     295.6     287.8     288.3         283.8     304.2     287.8     282.1



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                              September 17, 1999


               Account                                    1998      1999      1999      1999      1999      1999      1999      1999                      Week ending
                                                           Aug       Feb       Mar       Apr       May       Jun       Jul       Aug         Aug 18    Aug 25     Sep 1     Sep 8
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        2,311.2   2,439.9   2,410.7   2,418.4   2,418.5   2,438.9   2,430.4   2,442.8       2,434.7   2,440.1   2,456.7   2,454.1

  2     Securities in bank credit                          527.5     568.1     549.7     548.1     544.3     548.7     564.0     575.3         572.6     577.5     576.0     579.4
  3        U.S. government securities                      361.5     383.3     385.5     383.7     378.6     379.2     376.3     380.2         379.0     385.3     380.3     380.2
  3a         Trading account                                21.2      18.6      23.4      25.2      20.8      23.5      20.9      21.7          23.0      25.2      19.4      20.8
  3b         Investment account                            340.4     364.7     362.0     358.4     357.8     355.7     355.4     358.5         356.0     360.2     360.9     359.4
  3c           Mortgage-backed                             228.5     250.9     244.3     241.4     238.4     234.0     232.8     236.9         234.4     238.9     240.2     240.0
  3d           Other                                       111.9     113.9     117.8     117.0     119.4     121.6     122.6     121.6         121.6     121.2     120.7     119.4
  3e             1 year or less                             29.6      26.1      24.3      24.7      24.1      25.1      25.1      24.7          24.9      24.5      24.5      23.5
  3f             Between 1 and 5 years                      49.9      47.7      53.1      53.7      55.4      57.2      58.2      58.0          57.8      57.7      57.6      57.3
  3g             More than 5 years                          32.4      40.1      40.3      38.6      39.9      39.4      39.2      38.9          38.9      39.1      38.7      38.6
  4        Other securities                                165.9     184.8     164.2     164.4     165.8     169.5     187.7     195.1         193.6     192.2     195.7     199.2
  4a         Trading account                                79.2      87.5      66.7      66.1      68.3      67.5      73.0      76.9          75.9      73.2      75.4      78.8
  4b         Investment account                             86.7      97.3      97.5      98.2      97.5     102.0     114.7     118.2         117.7     119.0     120.3     120.4
  4c           State and local government                   22.7      24.8      24.9      24.7      24.9      25.1      24.9      25.4          25.5      25.5      25.5      25.5
  4d           Other                                        64.0      72.5      72.6      73.5      72.6      76.9      89.8      92.8          92.2      93.5      94.9      94.9

  5     Loans and leases in bank credit (2)              1,783.8   1,871.8   1,861.0   1,870.4   1,874.1   1,890.2   1,866.4   1,867.4       1,862.1   1,862.6   1,880.7   1,874.7
  6        Commercial and industrial                       509.9     542.3     549.9     557.7     556.3     560.3     561.4     560.4         557.6     561.5     565.4     562.8
  6a         Bankers acceptances                             1.3       1.2       1.1       1.1       1.0       1.0       1.0       1.1           1.1       1.1       1.1       1.1
  6b         Other                                         508.6     541.1     548.7     556.7     555.3     559.3     560.4     559.3         556.5     560.4     564.2     561.7
  7        Real estate                                     709.4     719.7     714.0     714.0     717.7     717.8     713.8     720.1         721.7     716.8     719.8     724.9
  8          Revolving home equity                          75.0      73.0      72.6      73.6      74.7      73.8      68.2      69.0          69.1      69.3      69.5      69.7
  9a         Other residential                             396.8     398.8     392.0     389.9     391.7     392.5     393.5     397.6         399.6     393.1     396.2     401.1
  9b         Commercial                                    237.6     247.9     249.4     250.4     251.2     251.5     252.1     253.5         253.0     254.4     254.0     254.0
  10       Consumer                                        294.2     301.4     295.9     294.6     292.0     287.7     280.4     279.8         279.8     280.6     281.1     281.2
  11       Security (3)                                     62.6      73.6      65.0      66.5      68.3      72.9      62.6      58.4          55.0      56.9      57.1      55.2
  11a        Fed funds and RPs with broker/dealer           45.2      58.3      48.9      49.8      51.1      54.0      45.3      41.8          38.4      40.6      41.2      39.0
  11b        Other                                          17.4      15.3      16.2      16.7      17.2      18.9      17.3      16.6          16.6      16.3      15.9      16.2
  12a      State and local government                       11.2      11.2      11.1      11.2      11.2      11.2      11.5      11.8          11.8      12.0      11.9      11.9
  12b      Agricultural                                      9.0       8.6       8.5       8.5       8.5       8.6       8.6       8.9           8.9       8.9       9.0       8.9
  12c      Fed funds and RPs with others                    10.2      12.3      12.2      11.6      14.2      38.1      32.2      30.0          29.3      30.0      30.7      30.3
  12d      All other loans                                  80.1      88.4      87.9      88.2      86.9      73.4      74.5      75.5          75.5      73.6      81.7      76.6
  12e      Lease financing receivables                      97.3     114.4     116.5     118.1     119.1     120.2     121.2     122.5         122.4     122.2     124.0     122.9

  13  Interbank loans                                      115.6     130.9     133.5     135.2     142.9     144.6     137.1     129.0         129.3     132.3     129.1     129.4
  13a   Fed funds and RPs with banks                        63.0      82.0      84.2      83.3      86.6      85.7      85.5      80.6          78.7      84.6      81.6      80.9
  13b   Other                                               52.6      49.0      49.3      52.0      56.3      58.8      51.5      48.4          50.7      47.6      47.5      48.5

  14  Cash assets (4)                                      141.4     151.6     147.5     153.6     150.9     151.3     145.3     136.4         133.8     132.4     140.7     156.6

  15  Other assets (5)                                     224.8     240.4     236.3     234.3     234.8     241.0     236.4     233.7         233.9     233.8     235.5     232.5

  16  TOTAL ASSETS (6)                                   2,755.0   2,924.5   2,889.3   2,903.4   2,908.5   2,937.2   2,910.9   2,903.4       2,893.4   2,900.2   2,923.4   2,933.7



      -------------------------------------------------

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H.8 (510)                                                                                                                                                                   Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                  September 17, 1999


               Account                                    1998      1999      1999      1999      1999      1999      1999      1999                      Week ending
                                                           Aug       Feb       Mar       Apr       May       Jun       Jul       Aug         Aug 18    Aug 25     Sep 1     Sep 8
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

            L I A B I L I T I E S

  17  Deposits                                           1,646.8   1,684.2   1,685.2   1,699.9   1,674.2   1,682.7   1,676.4   1,665.9       1,660.4   1,647.6   1,682.1   1,687.5
  18    Transaction                                        364.2     354.5     355.7     367.4     348.0     352.6     344.2     330.3         332.3     323.1     333.5     335.0
  19    Nontransaction                                   1,282.7   1,329.7   1,329.5   1,332.5   1,326.2   1,330.1   1,332.2   1,335.5       1,328.1   1,324.4   1,348.6   1,352.5
  20       Large time                                      220.7     232.8     227.4     226.3     224.3     223.8     223.4     222.5         221.9     223.4     225.7     228.1
  21       Other                                         1,062.0   1,097.0   1,102.1   1,106.2   1,102.0   1,106.3   1,108.8   1,113.0       1,106.3   1,101.1   1,122.9   1,124.4

  22  Borrowings                                           543.4     630.6     621.5     623.9     637.0     641.4     627.3     614.7         613.6     615.7     613.4     618.9
  23    From banks in the U.S.                             192.9     215.2     210.4     208.0     215.2     218.8     212.1     211.0         209.5     213.6     211.8     215.8
  24    From others                                        350.5     415.4     411.1     416.0     421.8     422.6     415.2     403.6         404.2     402.1     401.6     403.0

  25  Net due to related foreign offices                    92.9     120.2     113.1     109.0     121.7     137.1     135.5     143.9         146.4     155.7     139.2     139.2

  26  Other liabilities                                    193.0     195.5     173.7     175.0     178.8     180.7     178.1     184.5         177.2     185.3     195.5     192.9

  27  TOTAL LIABILITIES                                  2,476.2   2,630.5   2,593.5   2,608.0   2,611.7   2,641.9   2,617.4   2,609.0       2,597.6   2,604.3   2,630.2   2,638.4

  28  Residual (assets less liabilities) (7)               278.8     293.9     295.8     295.4     296.9     295.3     293.6     294.4         295.8     295.9     293.2     295.3

               MEMO
  29  Reval. gains on off-bal. sheet items (8)              53.3      64.9      46.8      48.3      50.6      51.0      53.8      57.9          56.5      54.3      59.1      63.0
  30  Reval. losses on off-bal. sheet items (8)             56.3      65.4      46.6      49.3      52.5      53.4      55.7      64.5          60.8      63.8      67.7      68.6
  31  Mortgage-backed securities (9)                       252.2     279.6     272.6     269.9     265.9     261.4     259.7     264.0         261.4     266.5     267.7     267.5
  31a   Pass-through                                       163.5     189.9     182.8     179.9     177.2     173.9     173.5     177.1         175.2     179.7     179.5     179.2
  31b   CMO, REMIC, and other                               88.6      89.7      89.8      90.0      88.7      87.5      86.3      86.9          86.2      86.7      88.2      88.3
  32  Net unrealized gains (losses) on                       3.1       2.3       0.6       0.9       0.6       0.0      -3.3      -4.2          -3.9      -3.8      -4.9      -4.9
        available-for-sale securities (10)
  33  Offshore credit to U.S. residents (11)                35.6      38.9      39.0      37.9      37.7      37.0      36.3      32.2          33.3      29.7      29.2      29.2



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                   Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                  September 17, 1999


               Account                                    1998      1999      1999      1999      1999      1999      1999      1999                      Week ending
                                                           Aug       Feb       Mar       Apr       May       Jun       Jul       Aug         Aug 18    Aug 25     Sep 1     Sep 8
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        1,422.3   1,519.4   1,532.0   1,538.7   1,550.1   1,566.6   1,579.1   1,595.8       1,595.0   1,599.3   1,603.8   1,607.8

  2     Securities in bank credit                          406.7     440.5     444.5     446.2     450.2     457.8     461.6     463.6         463.5     464.0     464.8     467.3
  3        U.S. government securities                      311.2     330.7     333.7     334.7     337.0     342.5     346.0     346.2         346.1     346.4     345.9     347.6
  4        Other securities                                 95.5     109.8     110.8     111.5     113.2     115.2     115.6     117.5         117.4     117.5     118.8     119.7

  5     Loans and leases in bank credit (2)              1,015.6   1,078.9   1,087.6   1,092.6   1,099.9   1,108.8   1,117.5   1,132.1       1,131.5   1,135.3   1,139.1   1,140.5
  6        Commercial and industrial                       185.1     198.1     199.1     200.7     203.7     206.5     208.3     211.1         210.8     211.9     212.1     213.0
  7        Real estate                                     559.2     605.5     611.3     614.1     620.1     626.9     634.2     642.4         642.1     643.7     646.2     646.5
  8          Revolving home equity                          28.5      28.5      28.6      28.8      29.3      29.6      29.6      29.8          29.7      29.7      29.9      29.8
  9          Other                                         530.6     577.0     582.7     585.3     590.8     597.3     604.6     612.7         612.4     613.9     616.3     616.7
  10       Consumer                                        194.9     198.4     200.2     202.5     201.7     201.9     201.4     204.4         204.9     206.0     205.4     204.8
  11       Security (3)                                      5.8       5.8       5.8       5.6       5.2       5.3       5.3       5.3           5.3       5.2       5.5       5.6
  12       Other loans and leases                           70.6      71.1      71.2      69.7      69.2      68.2      68.3      68.8          68.4      68.6      69.8      70.6

  13  Interbank loans                                       66.9      65.1      62.2      60.8      58.1      55.8      56.2      55.0          54.4      56.3      56.0      53.3

  14  Cash assets (4)                                       66.4      69.4      69.7      68.5      71.6      72.0      73.1      72.8          70.0      75.6      70.7      70.5

  15  Other assets (5)                                      61.1      75.7      76.9      77.4      78.8      79.5      85.6      85.9          85.0      86.7      85.2      94.9

  16  TOTAL ASSETS (6)                                   1,597.5   1,710.0   1,721.2   1,725.5   1,738.6   1,753.8   1,774.2   1,789.3       1,784.2   1,797.6   1,795.4   1,806.2

            L I A B I L I T I E S

  17  Deposits                                           1,277.7   1,368.0   1,370.9   1,370.8   1,375.9   1,382.7   1,393.9   1,401.9       1,396.1   1,408.5   1,406.7   1,403.5
  18    Transaction                                        282.1     286.6     289.4     283.2     284.7     288.6     287.8     289.2         286.7     300.7     284.5     281.4
  19    Nontransaction                                     995.5   1,081.5   1,081.5   1,087.6   1,091.2   1,094.1   1,106.1   1,112.7       1,109.4   1,107.8   1,122.2   1,122.0
  20       Large time                                      182.8     193.0     195.1     197.1     200.2     198.8     197.2     200.1         200.1     200.6     201.5     201.7
  21       Other                                           812.7     888.5     886.4     890.5     890.9     895.2     908.9     912.6         909.4     907.2     920.7     920.4

  22  Borrowings                                           162.1     185.7     191.8     190.0     195.9     200.6     210.3     212.0         211.2     214.8     214.7     217.2
  23    From banks in the U.S.                              76.3      84.9      86.8      85.2      88.8      92.7      97.5      96.5          95.5      98.4      96.1      97.8
  24    From others                                         85.8     100.8     105.1     104.9     107.2     107.9     112.8     115.6         115.7     116.4     118.6     119.4

  25  Net due to related foreign offices                     3.7       3.2       4.5       4.9       5.0       4.1       4.3       3.5           3.3       3.1       3.1       3.1

  26  Other liabilities                                     28.5      30.4      30.6      31.6      32.4      33.3      32.8      34.6          34.6      35.1      34.8      36.4

  27  TOTAL LIABILITIES                                  1,472.0   1,587.4   1,597.9   1,597.3   1,609.2   1,620.7   1,641.2   1,652.0       1,645.1   1,661.5   1,659.3   1,660.2

  28  Residual (assets less liabilities) (7)               125.5     122.6     123.3     128.2     129.4     133.1     133.0     137.3         139.0     136.1     136.0     146.0



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                  Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                              September 17, 1999


               Account                                    1998      1999      1999      1999      1999      1999      1999      1999                      Week ending
                                                           Aug       Feb       Mar       Apr       May       Jun       Jul       Aug         Aug 18    Aug 25     Sep 1     Sep 8
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        1,424.5   1,508.6   1,526.3   1,543.8   1,560.3   1,573.6   1,580.3   1,597.9       1,596.7   1,602.3   1,605.9   1,608.5

  2     Securities in bank credit                          405.3     438.2     446.0     451.1     455.6     459.6     459.9     462.1         461.4     462.9     462.6     464.2
  3        U.S. government securities                      309.6     329.1     335.2     338.9     341.5     344.4     344.5     344.4         343.7     345.1     343.8     345.1
  4        Other securities                                 95.7     109.2     110.8     112.2     114.0     115.2     115.4     117.7         117.7     117.8     118.8     119.1

  5     Loans and leases in bank credit (2)              1,019.2   1,070.3   1,080.2   1,092.7   1,104.7   1,114.0   1,120.5   1,135.8       1,135.3   1,139.4   1,143.3   1,144.3
  6        Commercial and industrial                       183.9     197.7     199.7     202.8     206.3     208.4     208.2     209.9         209.7     210.4     210.7     211.4
  7        Real estate                                     561.2     600.7     607.7     613.9     622.5     629.7     636.3     644.6         644.1     646.0     648.5     649.1
  8          Revolving home equity                          28.4      28.4      28.5      28.7      29.2      29.4      29.4      29.6          29.6      29.6      29.9      30.0
  9          Other                                         532.8     572.3     579.2     585.2     593.3     600.3     606.9     614.9         614.5     616.4     618.6     619.1
  10       Consumer                                        195.2     197.8     198.0     201.4     201.4     201.1     200.8     204.9         205.4     206.9     206.3     205.5
  11       Security (3)                                      5.8       5.8       5.8       5.6       5.2       5.3       5.3       5.3           5.3       5.2       5.5       5.6
  12       Other loans and leases                           73.1      68.3      69.0      69.0      69.3      69.5      69.9      71.1          70.8      70.8      72.3      72.7

  13  Interbank loans                                       63.5      65.0      65.2      61.7      53.8      52.7      52.1      52.5          52.1      50.4      54.7      56.9

  14  Cash assets (4)                                       63.4      70.5      68.2      68.4      71.1      70.9      71.3      69.7          67.2      68.5      73.0      73.1

  15  Other assets (5)                                      61.7      74.4      75.5      77.7      78.8      81.1      86.9      86.6          85.1      84.8      87.7      97.9

  16  TOTAL ASSETS (6)                                   1,593.9   1,699.0   1,715.6   1,731.8   1,744.0   1,758.4   1,770.8   1,786.5       1,780.9   1,785.6   1,801.0   1,816.1

            L I A B I L I T I E S

  17  Deposits                                           1,275.3   1,350.5   1,363.9   1,376.0   1,378.5   1,386.1   1,391.3   1,400.6       1,395.2   1,396.5   1,413.7   1,419.2
  18    Transaction                                        275.3     284.8     288.1     286.9     282.3     287.6     283.9     282.3         280.1     284.6     285.6     287.0
  19    Nontransaction                                   1,000.0   1,065.7   1,075.8   1,089.1   1,096.2   1,098.5   1,107.4   1,118.3       1,115.1   1,111.8   1,128.1   1,132.2
  20       Large time                                      182.8     193.0     195.1     197.1     200.2     198.8     197.2     200.1         200.1     200.6     201.5     201.7
  21       Other                                           817.2     872.7     880.7     892.0     895.9     899.7     910.3     918.2         915.0     911.2     926.7     930.5

  22  Borrowings                                           162.0     183.1     186.2     187.4     196.3     201.7     210.1     212.1         211.9     215.2     215.2     213.4
  23    From banks in the U.S.                              75.7      83.7      84.4      83.5      88.6      92.9      96.6      95.7          95.2      97.9      95.5      95.3
  24    From others                                         86.3      99.4     101.8     104.0     107.7     108.8     113.5     116.3         116.7     117.3     119.7     118.0

  25  Net due to related foreign offices                     3.7       3.2       4.5       4.9       5.0       4.1       4.3       3.5           3.3       3.1       3.1       3.1

  26  Other liabilities                                     28.3      31.2      31.2      32.3      32.6      33.2      32.8      34.4          34.3      34.7      34.4      35.7

  27  TOTAL LIABILITIES                                  1,469.3   1,568.1   1,585.9   1,600.6   1,612.4   1,625.1   1,638.5   1,650.5       1,644.7   1,649.5   1,666.4   1,671.4

  28  Residual (assets less liabilities) (7)               124.6     130.9     129.8     131.3     131.6     133.3     132.3     136.0         136.2     136.1     134.6     144.7

               MEMO
  31  Mortgage-backed securities (9)                        49.1      62.0      64.3      65.8      69.5      70.7      70.8      70.5          70.4      70.5      70.8      70.8



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                  Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                        September 17, 1999


               Account                                    1998      1999      1999      1999      1999      1999      1999      1999                      Week ending
                                                           Aug       Feb       Mar       Apr       May       Jun       Jul       Aug         Aug 18    Aug 25     Sep 1     Sep 8
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                          594.2     565.9     549.9     549.0     538.9     531.2     517.9     520.9         518.5     520.0     523.9     507.6

  2     Securities in bank credit                          217.3     202.8     196.7     199.5     195.2     194.9     188.9     189.3         188.1     187.4     190.1     181.8
  3        U.S. government securities                       95.9      83.1      84.0      87.8      85.6      88.0      88.0      85.2          84.4      82.4      85.2      82.2
  4        Other securities                                121.4     119.7     112.8     111.7     109.6     106.9     100.9     104.0         103.6     105.0     104.9      99.6

  5     Loans and leases in bank credit (2)                376.9     363.1     353.2     349.5     343.7     336.3     329.0     331.7         330.5     332.6     333.8     325.8
  6        Commercial and industrial                       214.4     211.8     209.9     208.3     200.8     195.6     191.1     194.0         192.5     194.9     196.1     195.6
  7        Real estate                                      23.9      20.5      19.9      19.8      19.8      19.2      18.4      17.5          17.5      17.5      17.3      17.3
  11       Security (3)                                     63.7      59.1      50.5      51.5      52.7      51.1      51.9      54.1          54.6      53.8      54.7      49.9
  12       Other loans and leases                           75.0      71.7      72.9      70.0      70.5      70.5      67.6      66.0          65.8      66.3      65.7      63.1

  13  Interbank loans                                       20.0      31.5      25.7      25.4      26.6      24.5      27.4      25.6          26.9      26.0      22.7      26.7

  14  Cash assets (4)                                       34.1      33.7      34.1      34.6      35.9      33.5      35.0      38.0          38.6      38.8      38.8      41.0

  15  Other assets (5)                                      35.9      37.7      37.5      37.5      35.9      33.4      32.1      28.9          29.0      30.2      29.0      27.9

  16  TOTAL ASSETS (6)                                     683.9     668.5     646.9     646.2     637.1     622.4     612.2     613.2         612.8     614.7     614.1     603.0

            L I A B I L I T I E S

  17  Deposits                                             306.9     319.7     310.2     311.9     310.4     305.7     310.3     309.5         309.9     304.8     308.8     312.8
  18    Transaction                                         12.3      11.8      10.5      10.1      10.5      10.9      10.9      11.0          11.2      10.8      10.6      11.6
  19    Nontransaction                                     294.6     307.9     299.6     301.8     299.9     294.8     299.4     298.4         298.7     294.0     298.2     301.2

  22  Borrowings                                           191.7     179.8     173.5     172.1     172.7     180.9     172.0     171.8         168.4     168.8     180.6     165.1
  23    From banks in the U.S.                              21.2      17.9      24.1      21.3      21.7      26.9      24.6      23.6          21.1      23.1      31.4      24.2
  24    From others                                        170.4     161.9     149.4     150.8     151.0     154.0     147.3     148.2         147.3     145.7     149.2     140.9

  25  Net due to related foreign offices                   109.4      96.7      92.9      95.0      85.4      71.0      71.3      71.9          78.8      72.5      62.0      67.0

  26  Other liabilities                                     73.7      69.8      67.3      66.5      59.3      59.4      58.3      59.0          57.8      62.4      61.3      60.8

  27  TOTAL LIABILITIES                                    681.7     666.0     644.0     645.5     627.8     617.1     611.9     612.2         614.9     608.6     612.7     605.8

  28  Residual (assets less liabilities) (7)                 2.2       2.6       2.9       0.7       9.2       5.4       0.3       1.0          -2.1       6.1       1.5      -2.8



      -------------------------------------------------

  Footnotes appear on page 13.



H.8 (510)                                                                                                                                                                  Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                    September 17, 1999


               Account                                    1998      1999      1999      1999      1999      1999      1999      1999                      Week ending
                                                           Aug       Feb       Mar       Apr       May       Jun       Jul       Aug         Aug 18    Aug 25     Sep 1     Sep 8
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                          590.8     569.6     551.6     546.1     533.7     528.1     514.8     517.3         516.4     515.1     521.1     503.6

  2     Securities in bank credit                          216.6     204.5     197.8     197.9     193.5     194.0     187.3     188.0         187.3     186.0     189.5     180.9
  3        U.S. government securities                       95.2      83.4      84.8      87.4      86.4      88.4      87.5      84.2          84.0      81.3      83.8      81.0
  3a         Trading account                                31.0      18.0      19.1      20.4      17.6      19.8      18.6      16.2          14.9      16.1      17.8      15.9
  3b         Investment account                             64.1      65.4      65.7      67.0      68.8      68.6      68.9      68.0          69.1      65.3      66.0      65.1
  4        Other securities                                121.4     121.0     113.0     110.5     107.1     105.6      99.8     103.8         103.4     104.7     105.7      99.9
  4a         Trading account                                76.5      73.6      69.1      67.4      65.7      62.7      58.1      63.4          62.6      65.1      66.3      62.3
  4b         Investment account                             44.9      47.4      43.9      43.1      41.4      43.0      41.7      40.4          40.7      39.5      39.4      37.6

  5     Loans and leases in bank credit (2)                374.3     365.2     353.7     348.2     340.2     334.1     327.5     329.2         329.0     329.1     331.6     322.7
  6        Commercial and industrial                       212.6     213.6     210.3     206.8     198.1     193.9     190.3     192.3         191.6     192.7     193.9     193.4
  7        Real estate                                      23.7      20.9      20.0      19.5      19.5      19.0      18.2      17.4          17.4      17.4      17.3      17.2
  11       Security (3)                                     63.6      58.8      51.2      51.4      52.4      51.3      51.5      54.2          55.0      53.6      54.9      49.3
  12       Other loans and leases                           74.3      71.9      72.3      70.5      70.1      70.0      67.4      65.3          65.0      65.4      65.5      62.8

  13  Interbank loans                                       20.0      31.5      25.7      25.4      26.6      24.5      27.4      25.6          26.9      26.0      22.7      26.7

  14  Cash assets (4)                                       33.8      33.0      33.1      33.5      35.6      34.3      34.9      37.6          38.4      38.3      38.4      40.0

  15  Other assets (5)                                      36.5      38.8      38.1      35.7      35.2      32.4      31.4      29.5          29.5      30.9      29.8      28.9

  16  TOTAL ASSETS (6)                                     680.9     672.7     648.1     640.4     630.8     619.1     608.2     609.7         610.9     609.9     611.9     598.9

            L I A B I L I T I E S

  17  Deposits                                             304.3     318.5     313.5     311.3     312.8     306.4     307.8     306.9         306.4     303.7     306.5     309.5
  18    Transaction                                         12.2      11.6      10.7       9.9      10.3      10.7      10.8      10.9          11.2      10.7      10.8      11.8
  19    Nontransaction                                     292.1     306.9     302.8     301.4     302.5     295.7     297.0     295.9         295.3     293.0     295.7     297.7

  22  Borrowings                                           191.7     179.8     173.5     172.1     172.7     180.9     172.0     171.8         168.4     168.8     180.6     165.1
  23    From banks in the U.S.                              21.2      17.9      24.1      21.3      21.7      26.9      24.6      23.6          21.1      23.1      31.4      24.2
  24    From others                                        170.4     161.9     149.4     150.8     151.0     154.0     147.3     148.2         147.3     145.7     149.2     140.9

  25  Net due to related foreign offices                   106.9     100.3      91.2      89.4      83.6      69.6      68.7      69.8          76.0      72.6      61.3      61.3

  26  Other liabilities                                     73.9      71.4      67.4      65.4      58.8      58.9      57.4      59.2          58.1      62.7      61.5      60.8

  27  TOTAL LIABILITIES                                    676.8     669.9     645.5     638.2     627.8     615.9     606.0     607.7         608.9     607.8     609.9     596.7

  28  Residual (assets less liabilities) (7)                 4.1       2.8       2.6       2.2       3.0       3.1       2.3       2.0           2.0       2.1       2.0       2.2

                  MEMO
  29  Reval. gains on off-bal. sheet items (8)              44.2      42.5      39.0      37.7      34.8      33.3      32.6      35.3          33.9      38.2      37.5      35.8
  30  Reval. losses on off-bal. sheet items (8)             42.2      40.5      38.5      38.0      34.2      32.3      31.9      33.7          31.9      36.4      35.6      34.8



      -------------------------------------------------

  Footnotes appear on page 13.




  H.8 (510)       Footnotes                                                                                                                                                Page 13
                                                                                                                                                                September 17, 1999

  Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov).  For information about individual copies or subscriptions,
  contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886).  For paid electronic access to current and historical data, call STAT-USA at
  1-800-782-8872 or 202-482-1986.


  1.  Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of
      condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations
      (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks
      constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are
      adjusted for breaks caused by reclassifications of assets and liabilities.
      The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for
      mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the
      bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from
      call reports, and a ratio procedure is used to adjust past levels.
  2.  Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13.
  3.  Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities.
  4.  Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  5.  Excludes the due-from position with related foreign offices, which is included in line 25.
  6.  Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items.
  7.  This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences
      in the seasonal patterns estimated for total assets and total liabilities.
  8.  Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB
      Interpretation No. 39.
  9.  Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities.
  10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data
      shown are restated to include an estimate of these tax effects.
  11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses.

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