H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars November 5, 1999 Account 1998 1999 1999 1999 1999 1999 1999 1999 Week ending Sep Mar Apr May Jun Jul Aug Sep Oct 6 Oct 13 Oct 20 Oct 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,393.7 4,493.4 4,508.6 4,518.1 4,554.8 4,552.5 4,587.6 4,618.7 4,621.4 4,606.1 4,613.8 4,632.6 2 Securities in bank credit 1,177.8 1,189.3 1,196.0 1,195.5 1,213.8 1,231.2 1,248.4 1,258.9 1,257.7 1,247.9 1,242.3 1,245.7 3 U.S. government securities 771.7 800.8 801.9 800.1 813.0 814.0 820.0 817.4 815.6 813.2 806.9 805.9 4 Other securities 406.1 388.5 394.1 395.5 400.8 417.2 428.4 441.4 442.1 434.8 435.4 439.8 5 Loans and leases in bank credit (2) 3,215.9 3,304.1 3,312.6 3,322.6 3,341.1 3,321.3 3,339.2 3,359.8 3,363.7 3,358.2 3,371.5 3,386.9 6 Commercial and industrial 920.4 955.4 959.9 955.6 961.6 963.1 971.1 978.6 974.9 974.2 981.1 983.2 7 Real estate 1,294.5 1,348.5 1,351.0 1,360.3 1,365.9 1,367.4 1,379.7 1,396.6 1,412.5 1,418.2 1,419.6 1,420.5 8 Revolving home equity 103.6 102.0 103.0 104.3 103.7 97.9 98.5 106.4 114.3 114.9 115.0 114.9 9 Other 1,190.8 1,246.5 1,247.9 1,256.0 1,262.2 1,269.5 1,281.2 1,290.2 1,298.2 1,303.3 1,304.6 1,305.6 10 Consumer 491.3 498.6 499.5 495.9 491.3 482.0 480.1 481.3 479.9 480.0 481.2 482.7 11 Security (3) 141.7 119.0 122.0 126.7 130.9 122.2 122.4 116.0 105.8 101.8 105.7 114.0 12 Other loans and leases 368.1 382.5 380.3 384.1 391.3 386.7 385.9 387.4 390.7 384.1 383.8 386.5 13 Interbank loans 217.0 221.2 217.4 227.5 224.5 224.0 214.9 207.8 214.1 212.2 217.7 227.7 14 Cash assets (4) 252.3 256.2 257.8 259.9 261.0 258.2 253.5 263.7 262.3 271.3 274.1 275.7 15 Other assets (5) 327.5 354.5 344.8 347.2 348.6 348.7 345.5 348.5 354.6 361.1 362.7 368.8 16 TOTAL ASSETS (6) 5,133.0 5,266.7 5,270.1 5,293.9 5,330.3 5,325.2 5,342.9 5,379.5 5,393.5 5,391.5 5,409.0 5,445.3 L I A B I L I T I E S 17 Deposits 3,264.8 3,367.9 3,376.4 3,374.9 3,377.2 3,392.0 3,385.5 3,396.1 3,416.6 3,432.5 3,419.7 3,440.5 18 Transaction 675.3 660.9 656.6 649.6 655.7 649.3 637.2 635.6 619.0 631.4 631.8 650.5 19 Nontransaction 2,589.5 2,706.9 2,719.9 2,725.2 2,721.5 2,742.7 2,748.3 2,760.5 2,797.6 2,801.1 2,787.9 2,790.0 20 Large time 702.7 721.2 725.7 723.6 718.8 722.1 720.5 728.6 752.0 761.7 766.0 769.2 21 Other 1,886.8 1,985.7 1,994.2 2,001.7 2,002.7 2,020.6 2,027.8 2,031.9 2,045.7 2,039.4 2,021.9 2,020.8 22 Borrowings 944.1 987.8 983.7 997.8 1,020.5 1,018.6 1,025.6 1,037.9 1,032.6 1,031.7 1,046.4 1,045.3 23 From banks in the U.S. 305.0 319.0 311.8 324.3 338.4 339.2 338.5 342.5 355.1 347.0 349.3 351.4 24 From others 639.1 668.8 671.9 673.6 682.0 679.5 687.2 695.4 677.5 684.7 697.1 693.9 25 Net due to related foreign offices 206.4 210.4 210.2 203.9 215.1 212.5 222.4 218.3 235.9 218.4 218.7 203.6 26 Other liabilities 302.8 272.4 273.8 271.1 275.5 274.1 279.2 288.6 281.4 280.0 287.8 303.5 27 TOTAL LIABILITIES 4,718.1 4,838.4 4,844.2 4,847.7 4,888.2 4,897.2 4,912.7 4,940.9 4,966.5 4,962.6 4,972.6 4,992.9 28 Residual (assets less liabilities) (7) 415.0 428.3 425.9 446.2 442.1 428.0 430.1 438.6 427.0 428.9 436.4 452.4 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars November 5, 1999 Account 1998 1999 1999 1999 1999 1999 1999 1999 Week ending Sep Mar Apr May Jun Jul Aug Sep Oct 6 Oct 13 Oct 20 Oct 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,385.7 4,491.9 4,516.9 4,520.8 4,549.1 4,536.6 4,566.5 4,608.9 4,620.2 4,608.1 4,616.7 4,634.6 2 Securities in bank credit 1,168.4 1,195.9 1,204.7 1,201.0 1,210.5 1,220.1 1,235.5 1,247.7 1,249.3 1,241.4 1,237.3 1,245.0 3 U.S. government securities 763.1 807.2 811.8 808.2 812.5 806.2 808.2 807.3 806.5 804.4 800.6 802.5 4 Other securities 405.4 388.7 392.9 392.8 398.0 413.9 427.3 440.5 442.8 436.9 436.7 442.5 5 Loans and leases in bank credit (2) 3,217.3 3,296.0 3,312.2 3,319.8 3,338.6 3,316.5 3,331.0 3,361.2 3,371.0 3,366.8 3,379.4 3,389.7 6 Commercial and industrial 917.3 959.0 966.6 960.0 961.9 960.7 962.4 974.6 976.7 974.1 982.1 982.9 7 Real estate 1,297.9 1,341.9 1,347.6 1,359.7 1,366.5 1,368.4 1,382.3 1,400.3 1,416.2 1,423.0 1,422.6 1,423.1 8 Revolving home equity 104.4 101.1 102.4 103.9 103.3 97.7 98.7 107.2 115.0 115.7 115.9 115.8 9 Other 1,193.5 1,240.8 1,245.3 1,255.8 1,263.2 1,270.6 1,283.6 1,293.2 1,301.2 1,307.3 1,306.7 1,307.3 10 Consumer 494.2 493.9 496.0 493.4 488.6 479.6 481.3 484.2 480.0 480.3 482.2 484.0 11 Security (3) 137.8 122.5 123.9 126.5 130.4 120.2 118.7 112.7 104.5 102.5 107.3 114.4 12 Other loans and leases 370.2 378.7 378.2 380.1 391.3 387.7 386.4 389.3 393.5 386.8 385.2 385.3 13 Interbank loans 213.1 224.4 222.4 223.3 221.8 217.7 207.1 204.2 211.9 208.0 211.0 220.5 14 Cash assets (4) 249.9 248.8 255.5 257.6 256.6 250.3 243.1 261.0 256.1 290.2 270.5 265.7 15 Other assets (5) 329.7 349.8 347.8 348.7 354.5 351.4 348.3 350.5 355.3 361.0 355.8 361.8 16 TOTAL ASSETS (6) 5,120.7 5,256.4 5,284.2 5,291.7 5,323.1 5,297.8 5,306.2 5,365.2 5,384.4 5,408.1 5,394.9 5,423.4 L I A B I L I T I E S 17 Deposits 3,262.5 3,362.6 3,387.2 3,365.5 3,375.2 3,375.6 3,371.5 3,394.7 3,427.7 3,451.6 3,413.9 3,414.6 18 Transaction 669.0 654.5 664.2 640.6 650.8 638.5 620.9 629.7 616.0 637.7 617.8 621.2 19 Nontransaction 2,593.4 2,708.1 2,723.0 2,724.9 2,724.4 2,737.1 2,750.7 2,764.9 2,811.7 2,813.9 2,796.1 2,793.4 20 Large time 704.3 723.2 722.6 724.8 716.1 715.4 717.8 730.1 754.2 762.3 765.9 772.4 21 Other 1,889.1 1,984.9 2,000.3 2,000.1 2,008.3 2,021.7 2,032.8 2,034.9 2,057.5 2,051.6 2,030.2 2,021.1 22 Borrowings 939.9 981.2 983.5 1,006.0 1,024.1 1,009.3 1,002.2 1,032.9 1,024.2 1,029.1 1,051.5 1,055.5 23 From banks in the U.S. 301.8 318.6 312.4 325.2 338.3 334.6 331.3 338.8 349.5 343.2 347.0 350.7 24 From others 638.1 662.6 671.1 680.8 685.7 674.8 670.9 694.0 674.7 685.8 704.5 704.8 25 Net due to related foreign offices 203.1 208.5 203.1 210.1 209.3 204.7 217.4 214.3 222.4 218.0 221.3 221.3 26 Other liabilities 301.8 273.0 273.4 270.8 274.8 273.2 279.2 287.5 279.3 278.3 286.1 302.5 27 TOTAL LIABILITIES 4,707.2 4,825.3 4,847.3 4,852.3 4,883.4 4,862.9 4,870.2 4,929.4 4,953.6 4,977.0 4,972.8 4,993.9 28 Residual (assets less liabilities) (7) 413.5 431.1 437.0 439.4 439.8 434.9 436.0 435.9 430.8 431.1 422.1 429.5 MEMO 29 Reval. gains on off-bal. sheet items (8) 112.7 87.8 93.2 92.6 92.6 97.8 102.8 111.3 107.3 97.5 96.6 99.6 30 Reval. losses on off-bal. sheet items (8) 112.3 87.4 95.0 94.5 94.7 99.1 105.4 110.4 105.1 95.5 94.5 99.1 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars November 5, 1999 Account 1998 1999 1999 1999 1999 1999 1999 1999 Week ending Sep Mar Apr May Jun Jul Aug Sep Oct 6 Oct 13 Oct 20 Oct 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 3,795.6 3,942.9 3,959.1 3,978.8 4,023.0 4,032.6 4,064.5 4,100.6 4,102.6 4,090.3 4,096.0 4,111.7 2 Securities in bank credit 965.7 991.7 995.6 999.5 1,017.7 1,041.6 1,058.3 1,069.5 1,068.7 1,061.6 1,056.8 1,058.2 3 U.S. government securities 687.9 715.1 712.3 712.7 724.5 728.0 735.8 735.6 733.7 733.4 728.6 725.5 4 Other securities 277.8 276.5 283.3 286.7 293.2 313.5 322.5 333.9 334.9 328.2 328.3 332.7 5 Loans and leases in bank credit (2) 2,829.9 2,951.2 2,963.5 2,979.4 3,005.3 2,991.1 3,006.2 3,031.1 3,033.9 3,028.7 3,039.2 3,053.6 6 Commercial and industrial 704.8 746.3 752.4 755.5 766.8 772.3 777.6 783.4 778.6 777.3 782.3 784.4 7 Real estate 1,270.5 1,328.4 1,331.0 1,340.5 1,346.7 1,349.0 1,362.2 1,379.1 1,394.5 1,400.4 1,401.9 1,402.7 8 Revolving home equity 103.6 102.0 103.0 104.3 103.7 97.9 98.5 106.4 114.3 114.9 115.0 114.9 9 Other 1,166.9 1,226.4 1,228.0 1,236.2 1,243.0 1,251.1 1,263.6 1,272.7 1,280.2 1,285.5 1,286.9 1,287.9 10 Consumer 491.3 498.6 499.5 495.9 491.3 482.0 480.1 481.3 479.9 480.0 481.2 482.7 11 Security (3) 74.8 68.1 70.1 73.4 79.0 69.6 67.4 64.8 55.1 51.4 54.6 62.1 12 Other loans and leases 288.5 309.8 310.5 314.0 321.5 318.2 318.8 322.7 325.8 319.6 319.2 321.6 13 Interbank loans 189.7 195.6 192.0 200.9 200.0 196.5 189.2 184.9 192.3 191.0 196.3 201.5 14 Cash assets (4) 218.1 222.1 223.2 223.9 227.5 223.1 215.5 222.9 218.4 229.0 230.5 231.2 15 Other assets (5) 290.2 317.0 307.3 311.3 315.1 316.6 316.5 319.2 324.6 329.0 330.6 336.2 16 TOTAL ASSETS (6) 4,436.3 4,619.3 4,623.3 4,656.5 4,707.3 4,711.0 4,727.3 4,768.8 4,779.2 4,780.4 4,794.5 4,821.4 L I A B I L I T I E S 17 Deposits 2,949.5 3,057.7 3,064.6 3,064.4 3,071.5 3,081.5 3,076.3 3,084.9 3,097.1 3,103.6 3,086.5 3,103.6 18 Transaction 660.0 650.4 646.5 639.1 644.8 638.3 626.2 624.7 607.6 619.8 619.9 639.0 19 Nontransaction 2,289.5 2,407.3 2,418.1 2,425.3 2,426.6 2,443.2 2,450.1 2,460.3 2,489.5 2,483.8 2,466.6 2,464.6 20 Large time 404.7 422.7 425.5 425.6 426.2 425.4 426.3 433.5 447.0 446.9 445.8 444.8 21 Other 1,884.7 1,984.6 1,992.6 1,999.7 2,000.5 2,017.8 2,023.8 2,026.7 2,042.4 2,036.9 2,020.8 2,019.7 22 Borrowings 738.7 814.3 811.6 825.1 839.6 846.3 853.5 869.0 865.8 863.7 876.7 874.1 23 From banks in the U.S. 276.5 295.2 290.8 302.9 311.9 314.7 314.9 317.3 331.7 327.2 326.6 328.3 24 From others 462.2 519.1 520.8 522.3 527.7 531.7 538.6 551.7 534.1 536.6 550.1 545.8 25 Net due to related foreign offices 108.4 117.7 115.4 118.7 145.6 145.2 150.5 152.2 169.2 166.1 167.5 156.2 26 Other liabilities 226.9 204.4 206.6 211.1 214.1 210.7 217.6 224.1 218.6 217.5 225.5 239.6 27 TOTAL LIABILITIES 4,023.4 4,194.0 4,198.2 4,219.4 4,270.7 4,283.7 4,297.8 4,330.2 4,350.8 4,351.0 4,356.1 4,373.5 28 Residual (assets less liabilities) (7) 412.9 425.3 425.1 437.1 436.6 427.3 429.5 438.5 428.4 429.4 438.3 448.0 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars November 5, 1999 Account 1998 1999 1999 1999 1999 1999 1999 1999 Week ending Sep Mar Apr May Jun Jul Aug Sep Oct 6 Oct 13 Oct 20 Oct 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 3,788.5 3,939.8 3,970.2 3,986.7 4,020.4 4,019.9 4,047.2 4,091.7 4,099.5 4,088.8 4,095.5 4,109.7 2 Securities in bank credit 957.0 997.2 1,005.8 1,006.6 1,015.3 1,032.0 1,046.7 1,059.1 1,060.2 1,052.3 1,049.6 1,053.7 3 U.S. government securities 680.0 720.7 722.6 720.1 723.6 720.7 725.0 726.4 725.8 725.2 722.2 721.6 4 Other securities 277.0 276.5 283.2 286.5 291.7 311.3 321.6 332.7 334.4 327.2 327.4 332.0 5 Loans and leases in bank credit (2) 2,831.5 2,942.6 2,964.4 2,980.1 3,005.0 2,987.9 3,000.5 3,032.6 3,039.3 3,036.5 3,045.9 3,056.0 6 Commercial and industrial 702.1 749.6 760.6 762.6 768.8 770.7 770.6 779.8 779.1 776.8 782.6 783.0 7 Real estate 1,274.0 1,321.7 1,327.9 1,340.1 1,347.5 1,350.2 1,364.9 1,382.7 1,398.1 1,405.0 1,404.7 1,405.2 8 Revolving home equity 104.4 101.1 102.4 103.9 103.3 97.7 98.7 107.2 115.0 115.7 115.9 115.8 9 Other 1,169.6 1,220.6 1,225.5 1,236.3 1,244.2 1,252.5 1,266.1 1,275.6 1,283.1 1,289.3 1,288.7 1,289.4 10 Consumer 494.2 493.9 496.0 493.4 488.6 479.6 481.3 484.2 480.0 480.3 482.2 484.0 11 Security (3) 70.8 70.9 72.1 73.5 78.2 67.9 63.7 61.3 53.8 52.1 56.5 63.5 12 Other loans and leases 290.5 306.6 307.9 310.4 322.0 319.4 320.1 324.6 328.3 322.2 320.0 320.4 13 Interbank loans 185.8 198.7 197.0 196.7 197.3 190.2 181.4 181.4 190.1 186.8 189.6 194.4 14 Cash assets (4) 215.8 215.7 222.0 222.0 222.2 215.4 205.5 220.4 212.2 247.5 226.1 220.0 15 Other assets (5) 291.9 311.8 312.0 313.5 322.1 320.0 318.7 320.8 325.2 328.8 323.9 329.7 16 TOTAL ASSETS (6) 4,424.6 4,607.8 4,643.2 4,660.5 4,703.5 4,687.6 4,694.1 4,755.2 4,768.2 4,793.1 4,776.3 4,794.9 L I A B I L I T I E S 17 Deposits 2,947.4 3,049.1 3,075.9 3,052.7 3,068.8 3,067.6 3,064.9 3,084.0 3,107.2 3,123.6 3,081.4 3,076.3 18 Transaction 653.0 643.8 654.3 630.3 640.1 627.7 609.9 618.3 604.7 626.1 605.8 609.7 19 Nontransaction 2,294.3 2,405.3 2,421.6 2,422.4 2,428.6 2,439.9 2,455.0 2,465.6 2,502.5 2,497.4 2,475.6 2,466.6 20 Large time 404.2 422.5 423.4 424.5 422.6 420.5 424.5 433.1 447.2 448.1 447.6 447.8 21 Other 1,890.2 1,982.8 1,998.2 1,997.9 2,006.0 2,019.4 2,030.5 2,032.6 2,055.2 2,049.4 2,028.0 2,018.8 22 Borrowings 734.5 807.7 811.4 833.3 843.1 837.0 830.0 863.9 857.4 861.1 881.8 884.4 23 From banks in the U.S. 273.3 294.8 291.4 303.8 311.7 310.0 307.7 313.6 326.1 323.4 324.4 327.7 24 From others 461.2 512.9 519.9 529.5 531.4 527.0 522.3 550.4 531.3 537.7 557.4 556.7 25 Net due to related foreign offices 106.8 117.6 114.0 126.7 141.2 139.9 147.5 149.8 157.4 163.3 168.7 168.7 26 Other liabilities 226.3 205.0 207.3 211.3 213.9 210.8 217.3 223.4 217.5 216.6 224.6 238.8 27 TOTAL LIABILITIES 4,014.9 4,179.4 4,208.6 4,224.1 4,267.0 4,255.3 4,259.8 4,321.1 4,339.6 4,364.6 4,356.6 4,368.2 28 Residual (assets less liabilities) (7) 409.7 428.4 434.6 436.5 436.5 432.2 434.3 434.1 428.6 428.5 419.7 426.7 MEMO 29 Reval. gains on off-bal. sheet items (8) 65.0 48.3 55.0 57.3 57.7 60.5 64.7 73.0 71.6 61.2 60.9 63.6 30 Reval. losses on off-bal. sheet items (8) 68.1 48.3 56.4 59.6 60.5 62.8 69.1 73.1 70.5 60.2 59.7 63.1 31 Mortgage-backed securities (9) 313.3 336.9 335.7 335.5 332.1 330.9 335.0 338.1 337.3 336.9 332.7 334.1 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars November 5, 1999 Account 1998 1999 1999 1999 1999 1999 1999 1999 Week ending Sep Mar Apr May Jun Jul Aug Sep Oct 6 Oct 13 Oct 20 Oct 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,370.8 2,420.1 2,429.6 2,437.9 2,466.1 2,461.0 2,478.9 2,501.2 2,492.0 2,478.4 2,482.9 2,496.5 2 Securities in bank credit 557.4 549.2 551.5 551.3 562.0 581.9 596.5 606.1 603.6 597.1 593.5 595.7 3 U.S. government securities 376.6 383.5 379.7 377.8 384.0 384.2 391.8 390.0 386.3 386.9 384.0 381.5 3a Trading account 22.2 22.5 25.9 22.3 25.1 22.7 23.3 20.9 20.6 19.3 20.8 19.9 3b Investment account 354.4 361.0 353.8 355.4 358.9 361.4 368.5 369.1 365.7 367.5 363.2 361.6 4 Other securities 180.8 165.7 171.8 173.5 178.0 197.7 204.7 216.1 217.3 210.3 209.5 214.2 4a Trading account 91.4 68.2 72.8 75.0 74.2 79.7 83.7 90.9 90.5 82.8 81.9 84.5 4b Investment account 89.4 97.5 99.0 98.6 103.8 118.0 121.0 125.2 126.9 127.5 127.7 129.7 4c State and local government 23.4 24.9 24.6 24.8 25.3 25.4 25.7 25.7 25.6 25.6 25.4 25.4 4d Other 66.0 72.7 74.4 73.8 78.5 92.6 95.3 99.5 101.2 101.9 102.3 104.3 5 Loans and leases in bank credit (2) 1,813.4 1,870.9 1,878.1 1,886.6 1,904.1 1,879.2 1,882.4 1,895.1 1,888.4 1,881.3 1,889.4 1,900.8 6 Commercial and industrial 518.6 548.3 552.8 552.9 561.4 564.1 567.6 570.6 564.0 562.1 566.8 568.4 6a Bankers acceptances 1.3 1.1 1.1 1.0 1.0 1.0 1.1 1.1 1.2 1.1 1.1 1.1 6b Other 517.3 547.2 551.7 551.9 560.4 563.1 566.5 569.5 562.8 561.0 565.6 567.2 7 Real estate 708.6 719.0 718.9 722.4 721.8 716.7 721.6 733.1 742.1 746.3 746.6 745.5 8 Revolving home equity 75.1 73.4 74.2 75.0 74.1 68.2 68.7 76.6 84.4 84.7 85.2 84.9 9 Other 633.5 645.6 644.7 647.4 647.7 648.5 652.9 656.5 657.7 661.6 661.5 660.6 10 Consumer 299.1 302.0 300.5 297.6 292.8 284.0 280.9 279.1 276.5 276.6 277.3 278.2 11 Security (3) 68.9 62.4 64.6 68.3 73.8 64.3 62.2 59.4 49.8 46.1 49.5 56.9 11a Fed funds and RPs with broker/dealer 51.7 46.3 47.9 51.4 55.6 46.9 45.3 42.1 32.0 29.5 31.8 41.3 11b Other 17.2 16.0 16.7 16.8 18.2 17.4 16.9 17.3 17.8 16.6 17.7 15.6 12a State and local government 11.3 11.3 11.4 11.4 11.4 11.7 11.8 11.9 12.0 12.0 12.0 11.9 12b Agricultural 8.9 9.0 8.9 8.6 8.6 8.5 8.8 8.8 8.8 8.8 8.9 8.9 12c Fed funds and RPs with others 12.9 12.4 11.8 14.4 38.7 25.2 7.7 10.9 10.9 10.3 10.0 7.3 12d All other loans 85.3 90.9 91.4 91.6 75.6 83.0 98.7 96.5 94.6 92.6 92.4 96.0 12e Lease financing receivables 99.7 115.7 117.9 119.3 120.0 121.7 123.1 124.6 129.7 126.3 126.0 127.6 13 Interbank loans 121.3 133.9 131.7 143.3 144.7 139.6 134.6 132.6 143.3 142.3 147.9 151.3 13a Fed funds and RPs with banks 68.0 84.9 81.1 88.0 87.1 89.5 85.9 83.3 89.3 88.2 92.3 95.4 13b Other 53.3 48.9 50.6 55.2 57.6 50.1 48.7 49.4 54.0 54.1 55.6 55.9 14 Cash assets (4) 151.5 153.0 155.3 153.0 156.2 150.5 143.2 149.8 148.1 155.4 158.8 157.1 15 Other assets (5) 231.4 244.9 234.8 237.3 240.6 238.6 236.0 238.6 241.8 246.1 243.0 243.5 16 TOTAL ASSETS (6) 2,837.0 2,913.1 2,912.8 2,933.0 2,969.1 2,951.6 2,954.5 2,983.6 2,986.9 2,983.6 2,994.2 3,009.8 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) November 5, 1999 Account 1998 1999 1999 1999 1999 1999 1999 1999 Week ending Sep Mar Apr May Jun Jul Aug Sep Oct 6 Oct 13 Oct 20 Oct 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,666.2 1,692.6 1,699.7 1,694.4 1,694.6 1,692.8 1,679.8 1,685.9 1,692.3 1,694.1 1,678.6 1,687.3 18 Transaction 378.5 362.0 364.4 355.4 357.2 351.2 337.7 338.9 329.6 337.2 335.5 348.8 19 Nontransaction 1,287.8 1,330.6 1,335.3 1,339.0 1,337.4 1,341.6 1,342.0 1,347.0 1,362.7 1,356.9 1,343.1 1,338.5 20 Large time 217.6 228.2 229.0 226.0 227.9 228.9 226.9 232.6 243.5 242.9 241.4 240.6 21 Other 1,070.2 1,102.4 1,106.3 1,113.0 1,109.5 1,112.7 1,115.1 1,114.5 1,119.3 1,114.0 1,101.7 1,097.9 22 Borrowings 578.3 626.8 625.9 633.6 643.4 639.5 645.1 655.2 652.8 649.6 659.8 661.9 23 From banks in the U.S. 201.1 209.9 207.1 215.6 220.7 217.5 219.1 221.1 239.0 234.2 232.2 237.1 24 From others 377.2 416.9 418.8 418.0 422.7 422.1 426.0 434.0 413.8 415.4 427.6 424.8 25 Net due to related foreign offices 104.6 113.1 110.5 113.6 141.5 140.9 147.0 148.8 165.1 161.6 163.4 152.1 26 Other liabilities 199.1 174.9 176.3 180.0 182.0 179.4 184.4 189.9 184.1 183.3 191.4 204.0 27 TOTAL LIABILITIES 2,548.3 2,607.5 2,612.3 2,621.7 2,661.5 2,652.6 2,656.3 2,679.8 2,694.2 2,688.5 2,693.2 2,705.3 28 Residual (assets less liabilities) (7) 288.8 305.6 300.5 311.3 307.6 299.0 298.2 303.8 292.7 295.1 301.0 304.5 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars November 5, 1999 Account 1998 1999 1999 1999 1999 1999 1999 1999 Week ending Sep Mar Apr May Jun Jul Aug Sep Oct 6 Oct 13 Oct 20 Oct 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,360.2 2,422.7 2,435.6 2,435.7 2,456.3 2,447.0 2,459.4 2,489.0 2,491.6 2,477.4 2,483.1 2,494.8 2 Securities in bank credit 550.5 553.2 556.8 553.1 557.7 574.1 586.5 598.0 599.3 590.8 589.3 593.6 3 U.S. government securities 370.2 387.5 385.7 380.6 381.2 378.3 382.8 382.6 382.0 381.3 380.5 380.2 3a Trading account 22.0 23.4 25.2 20.8 23.5 20.9 22.2 20.7 20.9 19.8 22.0 20.4 3b Investment account 348.2 364.1 360.5 359.9 357.7 357.4 360.6 361.9 361.0 361.5 358.5 359.8 3c Mortgage-backed 240.3 245.3 242.5 239.4 235.1 233.8 237.5 240.6 239.7 239.5 236.1 237.5 3d Other 108.0 118.7 118.0 120.4 122.7 123.6 123.1 121.3 121.3 122.0 122.4 122.3 3e 1 year or less 28.5 24.5 24.9 24.3 25.3 25.3 24.9 24.5 25.4 25.1 25.6 25.5 3f Between 1 and 5 years 45.5 53.6 54.2 55.9 57.7 58.8 59.0 58.2 58.2 59.3 59.4 59.3 3g More than 5 years 33.9 40.7 38.9 40.2 39.7 39.5 39.2 38.6 37.7 37.6 37.4 37.4 4 Other securities 180.2 165.7 171.0 172.5 176.5 195.7 203.7 215.4 217.3 209.5 208.8 213.4 4a Trading account 91.4 68.2 72.8 75.0 74.2 79.7 83.7 90.9 90.5 82.8 81.9 84.5 4b Investment account 88.9 97.5 98.2 97.5 102.3 116.0 120.0 124.5 126.8 126.7 126.9 128.9 4c State and local government 23.2 24.9 24.7 24.9 25.1 25.0 25.4 25.6 25.6 25.6 25.5 25.6 4d Other 65.6 72.6 73.5 72.6 77.2 91.1 94.6 98.9 101.2 101.1 101.4 103.3 5 Loans and leases in bank credit (2) 1,809.7 1,869.5 1,878.8 1,882.6 1,898.6 1,873.0 1,873.0 1,891.0 1,892.4 1,886.6 1,893.8 1,901.3 6 Commercial and industrial 517.0 551.0 558.8 557.4 561.5 562.6 561.8 568.2 566.1 563.2 568.3 568.4 6a Bankers acceptances 1.3 1.1 1.1 1.0 1.0 1.0 1.1 1.1 1.2 1.1 1.1 1.1 6b Other 515.6 549.8 557.8 556.4 560.5 561.7 560.8 567.0 564.9 562.0 567.2 567.3 7 Real estate 709.0 716.0 716.0 719.7 719.8 715.8 722.2 733.4 744.4 749.1 748.0 746.4 8 Revolving home equity 75.6 72.7 73.7 74.7 73.9 68.2 69.0 77.2 84.9 85.3 85.8 85.6 9a Other residential 393.2 392.7 390.6 392.4 393.2 394.1 398.6 400.1 402.5 406.2 403.9 402.0 9b Commercial 240.2 250.6 251.7 252.5 252.8 253.4 254.6 256.1 257.0 257.6 258.2 258.9 10 Consumer 301.0 299.4 298.1 295.4 290.9 282.2 281.4 281.0 276.7 276.5 277.2 278.4 11 Security (3) 64.9 65.1 66.5 68.4 73.0 62.7 58.4 55.9 48.4 46.9 51.3 58.3 11a Fed funds and RPs with broker/dealer 47.8 48.9 49.8 51.2 54.1 45.3 41.8 38.8 31.4 30.3 33.4 42.1 11b Other 17.1 16.2 16.7 17.2 18.9 17.4 16.6 17.1 17.0 16.6 17.9 16.2 12a State and local government 11.4 11.2 11.3 11.3 11.3 11.6 11.9 12.0 12.1 12.1 12.0 11.9 12b Agricultural 9.1 8.6 8.7 8.6 8.7 8.8 9.0 9.0 9.0 9.0 9.0 9.0 12c Fed funds and RPs with others 12.9 12.4 11.8 14.4 38.7 25.2 7.7 10.9 10.9 10.3 10.0 7.3 12d All other loans 85.7 89.2 89.5 88.2 74.5 82.8 97.9 97.1 95.5 93.9 92.9 95.2 12e Lease financing receivables 98.8 116.6 118.1 119.2 120.2 121.3 122.5 123.4 129.3 125.6 124.9 126.2 13 Interbank loans 119.4 134.0 135.7 143.4 145.1 137.4 129.3 130.3 138.9 137.2 141.2 145.6 13a Fed funds and RPs with banks 66.5 84.7 83.8 87.1 86.2 85.9 80.9 81.3 85.1 83.2 86.2 91.2 13b Other 52.9 49.3 52.0 56.3 58.8 51.5 48.4 49.0 53.8 53.9 55.0 54.4 14 Cash assets (4) 150.5 148.1 154.2 151.5 151.9 144.7 136.3 148.6 143.0 170.4 156.4 150.3 15 Other assets (5) 232.8 241.1 239.1 239.6 246.0 240.8 237.6 239.8 241.1 244.2 238.4 239.3 16 TOTAL ASSETS (6) 2,824.6 2,907.2 2,926.4 2,931.6 2,960.7 2,931.6 2,924.1 2,968.9 2,976.1 2,990.8 2,980.8 2,991.7 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) November 5, 1999 Account 1998 1999 1999 1999 1999 1999 1999 1999 Week ending Sep Mar Apr May Jun Jul Aug Sep Oct 6 Oct 13 Oct 20 Oct 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,661.8 1,691.0 1,705.8 1,680.0 1,688.5 1,681.4 1,669.8 1,681.9 1,695.5 1,704.3 1,672.8 1,666.6 18 Transaction 374.4 356.7 368.5 349.0 353.6 344.5 328.4 335.5 326.0 342.0 326.9 330.8 19 Nontransaction 1,287.3 1,334.3 1,337.4 1,331.0 1,335.0 1,337.0 1,341.4 1,346.4 1,369.5 1,362.3 1,345.9 1,335.8 20 Large time 217.1 227.9 226.9 224.8 224.3 224.0 225.1 232.1 243.7 244.0 243.3 243.5 21 Other 1,070.3 1,106.4 1,110.5 1,106.2 1,110.6 1,112.9 1,116.3 1,114.3 1,125.8 1,118.3 1,102.6 1,092.3 22 Borrowings 572.0 625.8 628.3 641.4 645.8 630.4 621.6 647.5 644.5 645.6 661.1 665.8 23 From banks in the U.S. 197.5 211.9 209.4 216.7 220.3 213.7 212.6 217.0 233.0 229.3 227.5 232.7 24 From others 374.5 414.0 418.9 424.7 425.5 416.7 409.0 430.5 411.5 416.4 433.6 433.1 25 Net due to related foreign offices 103.0 113.1 109.0 121.7 137.1 135.7 144.0 146.4 153.2 158.7 164.7 164.7 26 Other liabilities 199.1 174.9 176.3 180.0 182.0 179.4 184.4 189.9 184.1 183.3 191.4 204.0 27 TOTAL LIABILITIES 2,535.9 2,604.9 2,619.4 2,623.1 2,653.4 2,626.9 2,619.9 2,665.6 2,677.4 2,692.0 2,689.9 2,701.2 28 Residual (assets less liabilities) (7) 288.8 302.3 307.0 308.5 307.2 304.7 304.3 303.3 298.7 298.9 290.9 290.5 MEMO 29 Reval. gains on off-bal. sheet items (8) 65.0 48.3 55.0 57.3 57.7 60.5 64.7 73.0 71.6 61.2 60.9 63.6 30 Reval. losses on off-bal. sheet items (8) 68.1 48.2 56.4 59.6 60.5 62.8 69.1 73.1 70.5 60.2 59.7 63.1 31 Mortgage-backed securities (9) 263.9 273.5 270.7 266.8 262.2 260.5 265.0 267.6 266.2 265.7 262.4 263.7 31a Pass-through 170.4 183.6 180.7 177.9 174.6 174.2 177.9 176.9 176.5 175.7 172.9 174.4 31b CMO, REMIC, and other 93.6 89.8 90.1 88.8 87.6 86.3 87.1 90.7 89.7 90.1 89.5 89.3 32 Net unrealized gains (losses) on 3.7 0.6 0.9 0.6 0.0 -3.3 -4.2 -4.9 -5.4 -5.7 -5.7 -5.4 available-for-sale securities (10) 33 Offshore credit to U.S. residents (11) 36.8 39.0 37.9 37.7 37.0 36.3 32.2 27.8 27.6 27.6 27.1 27.1 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars November 5, 1999 Account 1998 1999 1999 1999 1999 1999 1999 1999 Week ending Sep Mar Apr May Jun Jul Aug Sep Oct 6 Oct 13 Oct 20 Oct 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,424.9 1,522.8 1,529.5 1,540.9 1,556.9 1,571.6 1,585.6 1,599.4 1,610.6 1,611.9 1,613.1 1,615.2 2 Securities in bank credit 408.3 442.4 444.1 448.2 455.7 459.7 461.8 463.4 465.0 464.5 463.3 462.5 3 U.S. government securities 311.3 331.7 332.7 334.9 340.5 343.8 344.1 345.6 347.4 346.6 344.6 344.0 4 Other securities 97.0 110.8 111.5 113.2 115.2 115.8 117.8 117.8 117.6 117.9 118.8 118.5 5 Loans and leases in bank credit (2) 1,016.5 1,080.4 1,085.4 1,092.7 1,101.2 1,111.9 1,123.7 1,136.0 1,145.5 1,147.4 1,149.8 1,152.8 6 Commercial and industrial 186.2 198.0 199.6 202.6 205.4 208.2 210.0 212.7 214.6 215.1 215.5 216.0 7 Real estate 561.9 609.3 612.1 618.1 624.9 632.3 640.5 646.0 652.4 654.1 655.3 657.2 8 Revolving home equity 28.5 28.6 28.8 29.2 29.5 29.8 29.8 29.8 29.9 30.2 29.9 30.0 9 Other 533.4 580.8 583.3 588.9 595.3 602.6 610.7 616.2 622.5 623.9 625.4 627.2 10 Consumer 192.2 196.7 199.0 198.2 198.5 197.9 199.3 202.1 203.4 203.4 204.0 204.5 11 Security (3) 5.9 5.8 5.5 5.2 5.2 5.3 5.3 5.3 5.3 5.2 5.1 5.2 12 Other loans and leases 70.4 70.6 69.1 68.7 67.2 68.2 68.7 69.9 69.7 69.6 69.9 69.9 13 Interbank loans 68.4 61.7 60.3 57.6 55.3 56.9 54.6 52.3 49.0 48.7 48.4 50.2 14 Cash assets (4) 66.6 69.1 67.9 70.9 71.4 72.6 72.3 73.1 70.3 73.7 71.7 74.1 15 Other assets (5) 58.7 72.1 72.5 74.0 74.5 78.0 80.4 80.6 82.8 82.9 87.6 92.7 16 TOTAL ASSETS (6) 1,599.3 1,706.2 1,710.5 1,723.5 1,738.2 1,759.4 1,772.8 1,785.2 1,792.3 1,796.8 1,800.3 1,811.6 L I A B I L I T I E S 17 Deposits 1,283.2 1,365.1 1,364.9 1,370.1 1,376.9 1,388.8 1,396.5 1,399.0 1,404.8 1,409.6 1,407.9 1,416.3 18 Transaction 281.6 288.4 282.1 283.7 287.6 287.1 288.5 285.8 278.1 282.6 284.4 290.2 19 Nontransaction 1,001.7 1,076.7 1,082.8 1,086.4 1,089.2 1,101.6 1,108.0 1,113.2 1,126.7 1,127.0 1,123.5 1,126.1 20 Large time 187.1 194.5 196.5 199.7 198.3 196.5 199.4 201.0 203.6 204.0 204.3 204.2 21 Other 814.6 882.1 886.2 886.7 891.0 905.1 908.7 912.3 923.2 922.9 919.1 921.8 22 Borrowings 160.4 187.5 185.7 191.5 196.1 206.8 208.4 213.8 213.0 214.2 216.9 212.2 23 From banks in the U.S. 75.4 85.3 83.7 87.3 91.2 97.2 95.8 96.1 92.8 93.0 94.4 91.3 24 From others 85.0 102.2 102.0 104.2 104.9 109.6 112.6 117.7 120.3 121.2 122.5 121.0 25 Net due to related foreign offices 3.7 4.5 4.9 5.0 4.1 4.3 3.5 3.4 4.2 4.6 4.1 4.1 26 Other liabilities 27.7 29.4 30.4 31.1 32.1 31.4 33.1 34.2 34.5 34.2 34.1 35.6 27 TOTAL LIABILITIES 1,475.1 1,586.5 1,585.9 1,597.7 1,609.2 1,631.2 1,641.5 1,650.5 1,656.5 1,662.5 1,663.0 1,668.2 28 Residual (assets less liabilities) (7) 124.2 119.7 124.6 125.8 129.0 128.3 131.3 134.7 135.7 134.3 137.3 143.4 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars November 5, 1999 Account 1998 1999 1999 1999 1999 1999 1999 1999 Week ending Sep Mar Apr May Jun Jul Aug Sep Oct 6 Oct 13 Oct 20 Oct 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,428.3 1,517.0 1,534.6 1,551.0 1,564.0 1,572.8 1,587.7 1,602.7 1,607.9 1,611.4 1,612.4 1,614.9 2 Securities in bank credit 406.5 444.0 449.1 453.5 457.6 458.0 460.2 461.1 460.9 461.5 460.3 460.1 3 U.S. government securities 309.8 333.2 336.9 339.5 342.4 342.3 342.3 343.8 343.9 343.9 341.7 341.4 4 Other securities 96.7 110.8 112.2 114.0 115.2 115.6 118.0 117.3 117.1 117.7 118.6 118.7 5 Loans and leases in bank credit (2) 1,021.8 1,073.0 1,085.6 1,097.5 1,106.5 1,114.9 1,127.5 1,141.6 1,146.9 1,149.9 1,152.1 1,154.8 6 Commercial and industrial 185.1 198.6 201.7 205.2 207.3 208.1 208.8 211.6 213.0 213.6 214.2 214.5 7 Real estate 565.0 605.7 611.9 620.5 627.7 634.4 642.6 649.3 653.6 655.9 656.7 658.7 8 Revolving home equity 28.8 28.4 28.7 29.2 29.4 29.5 29.7 30.0 30.1 30.3 30.1 30.2 9 Other 536.2 577.3 583.2 591.3 598.3 604.9 612.9 619.3 623.6 625.5 626.6 628.5 10 Consumer 193.1 194.5 197.9 198.0 197.7 197.4 199.8 203.2 203.4 203.8 205.0 205.7 11 Security (3) 5.9 5.8 5.5 5.2 5.2 5.3 5.3 5.3 5.3 5.2 5.1 5.2 12 Other loans and leases 72.7 68.4 68.5 68.7 68.5 69.8 71.0 72.1 71.5 71.3 71.1 70.7 13 Interbank loans 66.4 64.7 61.2 53.3 52.2 52.8 52.1 51.1 51.2 49.6 48.4 48.7 14 Cash assets (4) 65.4 67.6 67.8 70.5 70.3 70.7 69.1 71.8 69.2 77.1 69.7 69.7 15 Other assets (5) 59.1 70.7 72.9 73.9 76.1 79.2 81.1 81.0 84.2 84.6 85.5 90.3 16 TOTAL ASSETS (6) 1,599.9 1,700.6 1,716.8 1,728.9 1,742.8 1,755.9 1,770.0 1,786.3 1,792.1 1,802.3 1,795.5 1,803.2 L I A B I L I T I E S 17 Deposits 1,285.6 1,358.1 1,370.1 1,372.7 1,380.2 1,386.2 1,395.1 1,402.1 1,411.7 1,419.3 1,408.6 1,409.7 18 Transaction 278.6 287.1 285.8 281.3 286.6 283.2 281.6 282.9 278.7 284.2 278.9 278.9 19 Nontransaction 1,007.0 1,071.0 1,084.2 1,091.4 1,093.7 1,103.0 1,113.6 1,119.2 1,133.0 1,135.1 1,129.7 1,130.8 20 Large time 187.1 194.5 196.5 199.7 198.3 196.5 199.4 201.0 203.6 204.0 204.3 204.2 21 Other 819.9 876.4 887.7 891.7 895.4 906.5 914.2 918.3 929.4 931.1 925.4 926.5 22 Borrowings 162.5 181.9 183.1 191.9 197.3 206.6 208.4 216.5 212.9 215.5 220.8 218.5 23 From banks in the U.S. 75.8 82.9 82.0 87.1 91.4 96.3 95.1 96.6 93.1 94.1 96.9 95.0 24 From others 86.7 99.0 101.1 104.8 105.9 110.2 113.4 119.9 119.8 121.4 123.8 123.5 25 Net due to related foreign offices 3.7 4.5 4.9 5.0 4.1 4.3 3.5 3.4 4.2 4.6 4.1 4.1 26 Other liabilities 27.2 30.0 31.1 31.3 31.9 31.4 32.9 33.5 33.4 33.3 33.3 34.7 27 TOTAL LIABILITIES 1,479.0 1,574.5 1,589.1 1,600.9 1,613.5 1,628.4 1,639.9 1,655.5 1,662.2 1,672.7 1,666.7 1,667.0 28 Residual (assets less liabilities) (7) 120.9 126.1 127.7 128.0 129.2 127.5 130.0 130.8 129.8 129.6 128.8 136.2 MEMO 31 Mortgage-backed securities (9) 49.3 63.4 64.9 68.7 69.9 70.4 70.1 70.5 71.1 71.1 70.4 70.4 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars November 5, 1999 Account 1998 1999 1999 1999 1999 1999 1999 1999 Week ending Sep Mar Apr May Jun Jul Aug Sep Oct 6 Oct 13 Oct 20 Oct 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 598.1 550.5 549.5 539.3 531.8 519.9 523.1 518.1 518.8 515.8 517.7 520.9 2 Securities in bank credit 212.1 197.6 200.4 196.1 196.1 189.7 190.1 189.3 189.0 186.3 185.5 187.5 3 U.S. government securities 83.8 85.7 89.5 87.4 88.5 86.0 84.2 81.8 81.8 79.7 78.3 80.4 4 Other securities 128.2 112.0 110.9 108.7 107.6 103.7 105.9 107.5 107.2 106.6 107.1 107.1 5 Loans and leases in bank credit (2) 386.0 352.8 349.1 343.2 335.7 330.2 333.0 328.8 329.8 329.5 332.3 333.4 6 Commercial and industrial 215.6 209.1 207.5 200.1 194.8 190.7 193.5 195.2 196.3 196.9 198.8 198.8 7 Real estate 23.9 20.1 20.0 19.8 19.2 18.4 17.6 17.6 18.0 17.8 17.8 17.7 11 Security (3) 66.9 50.9 51.9 53.3 51.9 52.6 54.9 51.3 50.7 50.4 51.1 51.9 12 Other loans and leases 79.6 72.7 69.8 70.1 69.8 68.5 67.0 64.7 64.9 64.4 64.6 64.9 13 Interbank loans 27.3 25.7 25.4 26.6 24.5 27.4 25.7 22.9 21.8 21.2 21.4 26.2 14 Cash assets (4) 34.3 34.1 34.6 35.9 33.5 35.0 38.0 40.8 43.9 42.3 43.6 44.5 15 Other assets (5) 37.3 37.5 37.5 35.9 33.4 32.1 29.0 29.3 30.0 32.1 32.1 32.6 16 TOTAL ASSETS (6) 696.7 647.4 646.8 637.4 623.0 614.2 615.6 610.8 614.3 611.1 614.5 623.8 L I A B I L I T I E S 17 Deposits 315.3 310.2 311.9 310.4 305.7 310.5 309.2 311.1 319.5 328.8 333.2 337.0 18 Transaction 15.3 10.5 10.1 10.5 10.9 10.9 11.0 10.9 11.4 11.6 11.9 11.5 19 Nontransaction 300.0 299.7 301.8 299.9 294.8 299.5 298.2 300.3 308.2 317.3 321.3 325.5 22 Borrowings 205.4 173.5 172.1 172.7 180.9 172.3 172.1 168.9 166.8 168.0 169.7 171.2 23 From banks in the U.S. 28.5 23.8 21.0 21.4 26.6 24.5 23.6 25.3 23.4 19.9 22.6 23.0 24 From others 176.9 149.7 151.1 151.3 154.4 147.8 148.6 143.7 143.4 148.1 147.1 148.1 25 Net due to related foreign offices 98.1 92.7 94.8 85.2 69.4 67.3 72.0 66.1 66.6 52.3 51.2 47.4 26 Other liabilities 75.9 68.0 67.2 59.9 61.4 63.4 61.7 64.5 62.8 62.5 62.3 63.8 27 TOTAL LIABILITIES 694.7 644.4 645.9 628.3 617.5 613.5 615.0 610.7 615.7 611.6 616.5 619.4 28 Residual (assets less liabilities) (7) 2.0 3.0 0.8 9.2 5.5 0.7 0.6 0.1 -1.4 -0.5 -1.9 4.4 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars November 5, 1999 Account 1998 1999 1999 1999 1999 1999 1999 1999 Week ending Sep Mar Apr May Jun Jul Aug Sep Oct 6 Oct 13 Oct 20 Oct 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 597.3 552.1 546.7 534.1 528.7 516.7 519.4 517.2 520.7 519.3 521.1 525.0 2 Securities in bank credit 211.5 198.7 198.8 194.4 195.2 188.1 188.8 188.7 189.1 189.0 187.7 191.3 3 U.S. government securities 83.1 86.5 89.2 88.1 88.9 85.5 83.2 80.9 80.6 79.3 78.4 80.9 3a Trading account 21.2 21.1 22.6 19.8 21.4 19.9 17.3 15.6 15.1 14.5 14.1 16.7 3b Investment account 61.9 65.4 66.6 68.4 67.4 65.6 65.9 65.3 65.5 64.8 64.4 64.1 4 Other securities 128.4 112.2 109.6 106.3 106.3 102.5 105.6 107.8 108.4 109.7 109.3 110.4 4a Trading account 84.2 68.3 66.5 64.8 63.3 60.9 65.2 70.0 70.7 72.3 70.9 72.8 4b Investment account 44.2 43.9 43.1 41.4 43.0 41.7 40.5 37.8 37.7 37.5 38.4 37.6 5 Loans and leases in bank credit (2) 385.8 353.4 347.8 339.7 333.6 328.7 330.6 328.5 331.7 330.3 333.5 333.6 6 Commercial and industrial 215.2 209.5 206.0 197.4 193.1 190.0 191.8 194.8 197.6 197.3 199.6 199.9 7 Real estate 23.9 20.2 19.7 19.6 19.0 18.2 17.5 17.6 18.2 18.0 17.9 17.9 11 Security (3) 67.1 51.6 51.8 53.0 52.2 52.2 55.0 51.4 50.8 50.4 50.8 50.9 12 Other loans and leases 79.6 72.1 70.3 69.7 69.3 68.3 66.3 64.7 65.2 64.6 65.2 64.9 13 Interbank loans 27.3 25.7 25.4 26.6 24.5 27.4 25.7 22.9 21.8 21.2 21.4 26.2 14 Cash assets (4) 34.1 33.1 33.5 35.6 34.3 34.9 37.7 40.6 43.9 42.7 44.4 45.6 15 Other assets (5) 37.8 38.1 35.7 35.2 32.4 31.4 29.6 29.7 30.0 32.2 31.9 32.1 16 TOTAL ASSETS (6) 696.2 648.7 641.0 631.2 619.7 610.2 612.1 610.0 616.2 615.0 618.6 628.5 L I A B I L I T I E S 17 Deposits 315.1 313.5 311.3 312.8 306.4 308.0 306.6 310.7 320.5 328.0 332.5 338.3 18 Transaction 16.0 10.7 9.9 10.3 10.7 10.8 10.9 11.4 11.3 11.6 11.9 11.4 19 Nontransaction 299.1 302.8 301.4 302.5 295.7 297.2 295.7 299.3 309.2 316.5 320.5 326.9 22 Borrowings 205.4 173.5 172.1 172.7 180.9 172.3 172.1 168.9 166.8 168.0 169.7 171.2 23 From banks in the U.S. 28.5 23.8 21.0 21.4 26.6 24.5 23.6 25.3 23.4 19.9 22.6 23.0 24 From others 176.9 149.7 151.1 151.3 154.4 147.8 148.6 143.7 143.4 148.1 147.1 148.1 25 Net due to related foreign offices 96.3 91.0 89.2 83.4 68.1 64.8 69.8 64.5 65.0 54.7 52.5 52.5 26 Other liabilities 75.5 68.0 66.1 59.4 61.0 62.5 61.8 64.1 61.8 61.7 61.5 63.7 27 TOTAL LIABILITIES 692.3 646.0 638.7 628.2 616.4 607.6 610.4 608.3 614.0 612.4 616.2 625.7 28 Residual (assets less liabilities) (7) 3.9 2.7 2.3 2.9 3.3 2.7 1.7 1.8 2.2 2.7 2.4 2.8 MEMO 29 Reval. gains on off-bal. sheet items (8) 47.7 39.5 38.2 35.3 34.9 37.3 38.1 38.3 35.8 36.3 35.7 36.0 30 Reval. losses on off-bal. sheet items (8) 44.2 39.1 38.6 34.8 34.1 36.3 36.3 37.3 34.6 35.3 34.8 36.0 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Footnotes Page 13 November 5, 1999 Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 3. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 4. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 5. Excludes the due-from position with related foreign offices, which is included in line 25. 6. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 7. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 8. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 9. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses.