H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars May 5, 2000 Account 1999 1999 1999 1999 1999 2000 2000 2000 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Apr 5 Apr 12 Apr 19 Apr 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,494.4 4,617.3 4,633.8 4,688.9 4,764.4 4,786.3 4,820.4 4,856.7 4,877.6 4,884.4 4,888.9 4,925.5 2 Securities in bank credit 1,190.8 1,244.8 1,249.7 1,242.9 1,263.3 1,265.2 1,267.6 1,275.6 1,281.2 1,275.7 1,273.3 1,287.5 3 U.S. government securities 801.4 817.6 813.2 799.1 804.0 811.4 813.9 812.0 813.1 809.7 805.7 812.0 4 Other securities 389.4 427.2 436.5 443.9 459.3 453.8 453.7 463.5 468.1 466.1 467.7 475.4 5 Loans and leases in bank credit (2) 3,303.6 3,372.5 3,384.0 3,446.0 3,501.0 3,521.1 3,552.7 3,581.1 3,596.3 3,608.7 3,615.6 3,638.0 6 Commercial and industrial 954.9 978.4 982.4 998.0 1,003.2 1,010.1 1,019.4 1,028.3 1,028.2 1,030.7 1,039.3 1,044.2 7 Real estate 1,346.1 1,402.6 1,419.3 1,432.6 1,469.2 1,487.6 1,505.0 1,520.4 1,532.1 1,536.6 1,539.1 1,545.3 8 Revolving home equity 103.3 100.2 100.2 100.9 102.1 104.7 106.9 109.2 111.8 112.1 112.9 113.6 9 Other 1,242.8 1,302.3 1,319.1 1,331.7 1,367.1 1,382.9 1,398.1 1,411.2 1,420.3 1,424.5 1,426.2 1,431.7 10 Consumer 495.8 482.4 482.2 483.6 491.1 497.6 502.4 505.6 508.2 508.4 508.4 510.6 11 Security (3) 123.5 118.3 109.6 133.6 153.1 143.1 142.3 142.5 142.0 144.7 140.2 147.7 12 Other loans and leases 383.4 390.8 390.5 398.2 384.3 382.7 383.6 384.4 385.9 388.2 388.6 390.2 13 Interbank loans 218.7 213.5 225.7 224.0 228.5 224.3 236.1 237.9 225.4 232.9 234.3 255.1 14 Cash assets (4) 258.0 264.4 269.0 274.6 287.6 286.2 284.2 278.3 281.0 277.8 291.4 291.5 15 Other assets (5) 346.0 359.1 362.5 368.8 379.1 405.3 412.3 399.4 398.9 400.4 401.4 401.9 16 TOTAL ASSETS (6) 5,258.7 5,395.2 5,431.8 5,497.0 5,599.7 5,643.1 5,694.0 5,713.1 5,723.4 5,736.2 5,756.6 5,814.4 L I A B I L I T I E S 17 Deposits 3,362.4 3,414.3 3,448.4 3,481.8 3,524.5 3,541.6 3,559.6 3,576.7 3,616.8 3,610.2 3,643.2 3,646.8 18 Transaction 662.0 634.7 630.8 624.9 630.2 626.6 624.8 625.7 613.7 609.2 635.0 655.7 19 Nontransaction 2,700.5 2,779.6 2,817.6 2,856.9 2,894.4 2,915.0 2,934.8 2,951.0 3,003.0 3,001.0 3,008.2 2,991.1 20 Large time 719.3 741.0 772.4 801.8 828.1 840.9 847.7 854.4 872.8 871.2 873.7 875.5 21 Other 1,981.1 2,038.6 2,045.2 2,055.1 2,066.2 2,074.1 2,087.1 2,096.6 2,130.2 2,129.8 2,134.5 2,115.6 22 Borrowings 986.6 1,045.5 1,050.2 1,059.8 1,116.6 1,134.1 1,130.4 1,151.0 1,166.6 1,187.0 1,159.6 1,200.8 23 From banks in the U.S. 315.6 336.1 348.3 349.9 347.1 360.0 365.1 373.3 373.1 379.5 365.4 374.8 24 From others 671.0 709.4 702.0 709.9 769.6 774.1 765.4 777.7 793.5 807.4 794.2 826.0 25 Net due to related foreign offices 201.7 218.3 220.4 223.9 221.1 229.6 233.7 232.9 223.7 223.4 227.0 188.8 26 Other liabilities 271.0 283.3 291.3 297.7 302.2 289.0 295.5 289.1 285.9 282.9 285.8 314.8 27 TOTAL LIABILITIES 4,821.8 4,961.4 5,010.4 5,063.1 5,164.5 5,194.3 5,219.3 5,249.8 5,292.9 5,303.5 5,315.6 5,351.2 28 Residual (assets less liabilities) (7) 436.9 433.7 421.5 433.8 435.2 448.8 474.8 463.3 430.5 432.7 441.0 463.2 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars May 5, 2000 Account 1999 1999 1999 1999 1999 2000 2000 2000 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Apr 5 Apr 12 Apr 19 Apr 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,489.7 4,604.1 4,643.0 4,716.4 4,796.8 4,810.5 4,823.4 4,850.9 4,876.4 4,882.9 4,895.3 4,921.3 2 Securities in bank credit 1,194.1 1,238.4 1,252.6 1,256.8 1,273.5 1,273.7 1,271.7 1,277.0 1,287.9 1,280.1 1,274.8 1,285.2 3 U.S. government securities 807.9 809.2 808.3 801.9 806.1 813.1 817.8 819.0 824.2 819.8 813.9 818.0 4 Other securities 386.2 429.3 444.3 455.0 467.4 460.5 453.9 458.0 463.8 460.3 460.9 467.2 5 Loans and leases in bank credit (2) 3,295.6 3,365.7 3,390.4 3,459.6 3,523.3 3,536.9 3,551.7 3,573.9 3,588.5 3,602.7 3,620.4 3,636.1 6 Commercial and industrial 958.7 974.8 983.1 1,001.8 1,005.2 1,007.7 1,020.1 1,032.2 1,033.8 1,034.8 1,049.4 1,050.7 7 Real estate 1,341.7 1,403.0 1,424.0 1,439.0 1,474.0 1,491.6 1,502.0 1,515.7 1,527.8 1,532.9 1,534.1 1,540.1 8 Revolving home equity 102.3 100.8 100.6 101.3 102.5 105.0 106.6 108.2 110.3 110.9 112.2 113.2 9 Other 1,239.4 1,302.2 1,323.4 1,337.7 1,371.5 1,386.7 1,395.4 1,407.5 1,417.5 1,422.0 1,421.9 1,426.8 10 Consumer 493.6 482.6 479.8 482.2 496.6 504.8 504.5 504.0 505.1 506.2 507.6 511.1 11 Security (3) 122.5 113.0 112.1 135.8 157.8 147.1 143.8 141.5 137.5 144.9 143.5 148.8 12 Other loans and leases 379.2 392.2 391.5 400.8 389.7 385.6 381.3 380.5 384.1 384.0 385.9 385.4 13 Interbank loans 224.6 207.9 219.8 228.0 233.9 225.2 237.6 243.8 240.2 246.0 240.9 251.8 14 Cash assets (4) 249.4 260.1 270.2 283.6 307.5 300.4 284.8 269.7 274.2 275.3 292.8 285.2 15 Other assets (5) 347.9 358.0 356.0 365.7 379.0 403.8 414.8 403.0 406.7 403.6 403.5 403.0 16 TOTAL ASSETS (6) 5,253.1 5,370.9 5,429.8 5,534.2 5,657.3 5,681.2 5,701.7 5,708.3 5,738.3 5,748.7 5,773.4 5,802.1 L I A B I L I T I E S 17 Deposits 3,364.9 3,400.0 3,440.9 3,509.6 3,566.9 3,554.9 3,558.5 3,580.6 3,655.2 3,651.0 3,665.3 3,630.3 18 Transaction 654.4 628.1 622.3 633.1 662.9 638.0 617.8 618.7 626.2 627.9 649.4 647.7 19 Nontransaction 2,710.5 2,771.9 2,818.5 2,876.5 2,903.9 2,916.8 2,940.7 2,962.0 3,029.0 3,023.1 3,015.8 2,982.7 20 Large time 725.5 732.3 770.7 811.9 843.2 851.9 860.4 862.9 873.9 870.9 872.8 874.4 21 Other 1,985.0 2,039.6 2,047.8 2,064.6 2,060.8 2,064.9 2,080.3 2,099.0 2,155.0 2,152.2 2,143.0 2,108.3 22 Borrowings 984.6 1,039.7 1,049.9 1,067.7 1,125.8 1,152.6 1,134.4 1,146.0 1,146.8 1,162.8 1,165.3 1,215.2 23 From banks in the U.S. 315.9 333.8 345.3 353.3 352.0 363.8 366.6 373.2 370.9 374.5 369.3 379.7 24 From others 668.7 705.9 704.6 714.4 773.8 788.8 767.8 772.8 775.9 788.3 795.9 835.5 25 Net due to related foreign offices 202.0 214.4 221.5 227.9 227.3 233.2 248.1 236.5 199.6 197.4 208.6 208.6 26 Other liabilities 271.7 282.8 290.4 298.7 304.4 290.4 297.9 289.8 284.8 281.9 284.3 313.9 27 TOTAL LIABILITIES 4,823.1 4,936.9 5,002.6 5,103.9 5,224.5 5,231.1 5,238.8 5,252.9 5,286.4 5,293.1 5,323.3 5,368.0 28 Residual (assets less liabilities) (7) 430.0 434.0 427.2 430.3 432.9 450.1 462.9 455.4 452.0 455.5 450.0 434.1 MEMO 29 Reval. gains on off-bal. sheet items (8) 86.7 97.9 100.0 100.8 104.0 101.4 104.9 105.3 101.9 100.3 102.1 105.2 30 Reval. losses on off-bal. sheet items (8) 86.3 96.7 97.8 99.7 102.3 99.5 104.4 102.3 99.7 99.3 100.0 104.3 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars May 5, 2000 Account 1999 1999 1999 1999 1999 2000 2000 2000 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Apr 5 Apr 12 Apr 19 Apr 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 3,944.5 4,097.3 4,109.0 4,150.4 4,216.2 4,240.5 4,280.6 4,313.8 4,327.1 4,326.2 4,328.3 4,346.7 2 Securities in bank credit 992.0 1,055.1 1,057.8 1,050.6 1,061.1 1,065.9 1,076.4 1,081.5 1,085.4 1,083.5 1,078.3 1,083.2 3 U.S. government securities 714.5 734.9 730.8 720.6 723.3 731.2 738.6 734.7 735.0 733.7 729.6 729.4 4 Other securities 277.5 320.2 327.0 330.0 337.8 334.7 337.9 346.8 350.4 349.8 348.7 353.8 5 Loans and leases in bank credit (2) 2,952.5 3,042.1 3,051.1 3,099.7 3,155.1 3,174.6 3,204.1 3,232.2 3,241.7 3,242.7 3,250.0 3,263.5 6 Commercial and industrial 746.7 783.8 787.4 801.8 809.8 815.3 822.7 830.2 829.8 830.6 838.0 840.1 7 Real estate 1,325.9 1,384.8 1,401.7 1,415.3 1,452.2 1,470.2 1,487.3 1,502.3 1,513.7 1,518.1 1,520.8 1,526.9 8 Revolving home equity 103.3 100.2 100.2 100.9 102.1 104.7 106.9 109.2 111.8 112.1 112.9 113.6 9 Other 1,222.7 1,284.6 1,301.5 1,314.3 1,350.1 1,365.5 1,380.4 1,393.1 1,401.9 1,406.0 1,408.0 1,413.3 10 Consumer 495.8 482.4 482.2 483.6 491.1 497.6 502.4 505.6 508.2 508.4 508.4 510.6 11 Security (3) 72.2 66.4 54.5 68.3 86.1 76.5 75.7 76.2 73.1 66.9 62.7 64.3 12 Other loans and leases 311.8 324.7 325.2 330.9 315.9 314.9 315.9 317.8 317.0 318.6 320.1 321.7 13 Interbank loans 193.1 188.5 200.1 198.8 199.0 195.5 203.5 209.3 202.1 204.9 205.6 221.8 14 Cash assets (4) 223.2 222.6 224.6 225.8 234.1 230.8 229.7 226.5 227.8 226.5 239.5 239.0 15 Other assets (5) 309.4 328.6 329.8 333.9 342.4 366.7 374.1 360.3 360.0 360.0 361.7 362.2 16 TOTAL ASSETS (6) 4,612.0 4,778.1 4,804.5 4,849.9 4,932.2 4,974.7 5,029.3 5,051.1 5,057.9 5,058.5 5,075.9 5,110.5 L I A B I L I T I E S 17 Deposits 3,051.2 3,098.9 3,112.9 3,126.5 3,150.4 3,160.7 3,178.9 3,193.6 3,225.7 3,221.1 3,250.2 3,253.3 18 Transaction 651.1 624.4 620.2 614.5 619.6 615.7 613.7 614.4 602.6 597.9 623.6 645.1 19 Nontransaction 2,400.1 2,474.5 2,492.8 2,511.9 2,530.8 2,545.0 2,565.2 2,579.1 2,623.1 2,623.2 2,626.7 2,608.3 20 Large time 421.3 438.6 450.3 459.5 467.8 473.6 480.1 485.4 495.8 496.4 495.4 496.2 21 Other 1,978.7 2,035.9 2,042.4 2,052.4 2,063.0 2,071.5 2,085.2 2,093.7 2,127.3 2,126.8 2,131.2 2,112.0 22 Borrowings 810.6 873.1 871.6 873.8 935.1 954.0 954.2 973.0 983.3 990.1 963.2 989.5 23 From banks in the U.S. 291.3 311.9 326.1 323.8 322.6 340.3 346.7 353.8 351.9 358.5 345.3 353.1 24 From others 519.3 561.2 545.6 550.1 612.5 613.8 607.5 619.3 631.4 631.6 617.9 636.4 25 Net due to related foreign offices 117.4 152.7 165.4 178.9 182.0 194.1 207.1 213.2 202.5 204.9 210.0 177.1 26 Other liabilities 203.7 219.3 225.5 230.5 232.9 220.3 224.0 219.9 217.9 215.2 216.2 243.1 27 TOTAL LIABILITIES 4,182.9 4,344.0 4,375.4 4,409.7 4,500.4 4,529.2 4,564.3 4,599.7 4,629.5 4,631.2 4,639.6 4,663.0 28 Residual (assets less liabilities) (7) 429.1 434.2 429.1 440.2 431.8 445.5 465.0 451.4 428.4 427.3 436.3 447.4 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars May 5, 2000 Account 1999 1999 1999 1999 1999 2000 2000 2000 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Apr 5 Apr 12 Apr 19 Apr 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 3,940.0 4,085.9 4,111.1 4,165.3 4,238.6 4,256.9 4,279.3 4,309.3 4,329.3 4,331.5 4,340.0 4,350.7 2 Securities in bank credit 997.0 1,049.5 1,055.0 1,055.0 1,067.5 1,070.5 1,079.3 1,085.9 1,093.7 1,091.4 1,083.9 1,085.7 3 U.S. government securities 720.9 728.6 726.3 721.9 724.0 732.3 742.4 741.9 745.5 743.3 737.9 734.7 4 Other securities 276.0 321.0 328.7 333.1 343.5 338.2 336.9 344.0 348.2 348.0 346.0 350.9 5 Loans and leases in bank credit (2) 2,943.1 3,036.4 3,056.1 3,110.3 3,171.1 3,186.4 3,200.1 3,223.4 3,235.6 3,240.1 3,256.0 3,265.1 6 Commercial and industrial 749.1 780.3 786.9 802.6 808.2 811.4 820.9 832.5 835.5 836.4 849.1 849.5 7 Real estate 1,321.5 1,385.4 1,406.1 1,421.6 1,457.1 1,474.1 1,484.0 1,497.4 1,509.6 1,514.6 1,515.9 1,521.8 8 Revolving home equity 102.3 100.8 100.6 101.3 102.5 105.0 106.6 108.2 110.3 110.9 112.2 113.2 9 Other 1,219.2 1,284.6 1,305.5 1,320.3 1,354.6 1,369.1 1,377.4 1,389.2 1,399.3 1,403.7 1,403.8 1,408.6 10 Consumer 493.6 482.6 479.8 482.2 496.6 504.8 504.5 504.0 505.1 506.2 507.6 511.1 11 Security (3) 70.9 61.3 57.4 71.0 90.3 80.1 77.4 74.9 69.0 67.5 65.7 65.2 12 Other loans and leases 308.1 326.7 326.0 332.8 318.9 316.0 313.2 314.5 316.4 315.5 317.7 317.5 13 Interbank loans 199.0 182.9 194.2 202.8 204.4 196.3 205.0 215.2 216.9 217.9 212.2 218.6 14 Cash assets (4) 215.4 219.0 224.9 231.8 249.7 242.7 230.9 219.0 223.2 226.3 243.2 235.2 15 Other assets (5) 310.1 328.1 323.9 330.8 340.3 363.8 374.7 362.7 368.0 363.9 364.8 364.3 16 TOTAL ASSETS (6) 4,606.3 4,756.9 4,795.3 4,871.6 4,973.4 5,001.3 5,031.4 5,047.5 5,078.6 5,080.8 5,101.3 5,109.9 L I A B I L I T I E S 17 Deposits 3,049.0 3,089.4 3,108.8 3,151.6 3,184.2 3,167.2 3,170.8 3,191.3 3,263.0 3,261.8 3,272.4 3,234.5 18 Transaction 643.8 617.3 611.6 622.6 651.8 627.0 606.8 607.6 615.3 617.0 638.5 637.4 19 Nontransaction 2,405.2 2,472.0 2,497.2 2,529.0 2,532.4 2,540.1 2,564.0 2,583.7 2,647.6 2,644.9 2,633.9 2,597.0 20 Large time 422.3 434.8 451.7 466.7 474.0 479.2 486.7 487.1 495.0 495.1 493.3 492.0 21 Other 1,983.0 2,037.3 2,045.5 2,062.3 2,058.5 2,061.0 2,077.3 2,096.6 2,152.6 2,149.8 2,140.6 2,105.0 22 Borrowings 808.6 867.3 871.2 881.7 944.3 972.5 958.2 968.0 963.6 965.9 968.9 1,003.9 23 From banks in the U.S. 291.7 309.6 323.1 327.2 327.6 344.1 348.3 353.6 349.7 353.5 349.3 358.1 24 From others 516.9 557.7 548.2 554.5 616.7 628.4 609.9 614.4 613.8 612.4 619.6 645.8 25 Net due to related foreign offices 117.6 149.8 166.2 181.2 183.0 195.4 219.1 216.2 185.1 185.2 197.4 197.4 26 Other liabilities 204.1 219.1 225.2 230.5 233.1 220.0 224.4 220.3 218.5 216.1 216.6 243.7 27 TOTAL LIABILITIES 4,179.3 4,325.5 4,371.4 4,445.0 4,544.6 4,555.1 4,572.4 4,595.8 4,630.1 4,629.0 4,655.3 4,679.5 28 Residual (assets less liabilities) (7) 427.1 431.4 423.9 426.5 428.8 446.2 459.0 451.7 448.4 451.8 446.0 430.4 MEMO 29 Reval. gains on off-bal. sheet items (8) 47.8 60.1 60.9 59.8 64.5 62.7 64.8 66.0 64.0 63.5 63.6 64.8 30 Reval. losses on off-bal. sheet items (8) 47.7 59.8 60.0 59.8 63.9 61.9 64.4 64.1 63.6 63.5 62.8 65.0 31 Mortgage-backed securities (9) 337.1 347.9 346.7 348.2 347.7 348.0 352.6 353.8 359.8 357.9 359.0 357.7 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars May 5, 2000 Account 1999 1999 1999 1999 1999 2000 2000 2000 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Apr 5 Apr 12 Apr 19 Apr 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,473.6 2,544.2 2,541.1 2,579.2 2,633.2 2,632.3 2,653.7 2,674.9 2,683.9 2,682.4 2,685.1 2,699.5 2 Securities in bank credit 561.2 602.2 604.0 602.3 614.0 612.7 619.1 626.0 629.8 628.5 624.9 630.1 3 U.S. government securities 394.0 399.7 395.1 390.6 395.7 396.8 399.7 398.3 399.6 398.2 395.3 395.9 3a Trading account 22.4 21.3 20.7 18.8 20.1 21.0 22.1 21.2 22.3 23.3 21.5 23.4 3b Investment account 371.6 378.4 374.4 371.8 375.7 375.7 377.6 377.1 377.3 375.0 373.9 372.5 4 Other securities 167.2 202.4 208.9 211.7 218.2 216.0 219.4 227.7 230.3 230.3 229.6 234.2 4a Trading account 67.7 78.1 81.7 82.4 87.1 81.8 86.2 91.5 92.4 91.1 89.8 95.0 4b Investment account 99.5 124.4 127.2 129.3 131.1 134.1 133.1 136.2 137.9 139.2 139.8 139.2 4c State and local government 25.0 25.9 26.0 26.5 26.6 26.9 27.0 27.2 27.5 27.4 27.8 27.9 4d Other 74.6 98.5 101.1 102.8 104.6 107.3 106.1 109.0 110.4 111.8 112.0 111.3 5 Loans and leases in bank credit (2) 1,912.4 1,942.1 1,937.1 1,977.0 2,019.2 2,019.6 2,034.6 2,048.9 2,054.1 2,053.8 2,060.2 2,069.4 6 Commercial and industrial 556.7 578.9 578.6 590.2 596.5 597.0 601.4 604.9 603.2 604.4 610.7 611.5 6a Bankers acceptances 1.1 1.2 1.2 1.1 1.1 1.1 1.0 1.0 1.1 1.1 1.1 1.1 6b Other 555.6 577.7 577.4 589.0 595.4 596.0 600.4 603.8 602.1 603.3 609.6 610.4 7 Real estate 738.7 756.7 765.6 773.3 804.0 811.9 818.8 826.7 836.4 839.1 840.8 843.6 8 Revolving home equity 74.6 69.8 69.3 69.8 70.5 72.1 73.7 75.6 78.0 78.3 78.8 79.4 9 Other 664.1 686.9 696.3 703.6 733.4 739.8 745.1 751.1 758.4 760.8 762.0 764.2 10 Consumer 306.8 288.3 286.2 288.8 292.2 294.2 298.2 300.2 303.2 303.1 303.5 304.1 11 Security (3) 66.8 61.4 49.6 62.7 80.7 71.3 70.4 70.7 66.9 60.7 56.9 59.0 11a Fed funds and RPs with broker/dealer 50.6 43.7 32.4 44.4 60.7 50.2 47.1 48.8 43.9 38.4 36.2 36.8 11b Other 16.2 17.7 17.2 18.4 19.9 21.1 23.3 22.0 23.0 22.3 20.6 22.2 12a State and local government 11.8 12.3 12.4 12.5 12.5 12.7 12.8 13.0 13.0 13.0 13.2 13.0 12b Agricultural 9.3 9.5 9.9 10.0 10.2 10.4 10.6 10.5 10.6 10.6 10.6 10.7 12c Fed funds and RPs with others 12.8 11.3 10.0 12.4 11.9 11.3 11.4 11.4 11.5 11.6 11.4 12.2 12d All other loans 93.7 98.5 97.2 97.1 80.1 79.0 79.3 79.8 76.5 78.7 80.3 81.8 12e Lease financing receivables 115.7 125.2 127.6 130.0 131.3 131.7 131.8 131.8 132.8 132.7 133.0 133.5 13 Interbank loans 136.4 137.9 151.8 144.8 145.2 141.9 148.3 154.2 142.7 142.8 142.4 159.7 13a Fed funds and RPs with banks 86.7 84.7 92.6 76.3 73.9 67.9 75.2 78.9 70.9 71.9 72.0 86.5 13b Other 49.7 53.2 59.1 68.6 71.3 74.0 73.1 75.2 71.7 71.0 70.4 73.2 14 Cash assets (4) 156.1 153.3 155.3 155.4 160.4 160.6 160.6 157.4 157.9 157.9 170.8 170.3 15 Other assets (5) 240.7 249.9 248.1 252.6 260.0 281.5 290.6 277.0 276.4 274.3 276.2 278.4 16 TOTAL ASSETS (6) 2,967.5 3,046.0 3,057.2 3,093.0 3,159.4 3,177.7 3,214.9 3,225.4 3,222.3 3,219.0 3,236.2 3,269.6 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) May 5, 2000 Account 1999 1999 1999 1999 1999 2000 2000 2000 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Apr 5 Apr 12 Apr 19 Apr 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,738.3 1,734.7 1,735.9 1,739.8 1,752.2 1,746.3 1,753.1 1,758.7 1,779.4 1,773.5 1,797.9 1,790.1 18 Transaction 372.6 349.1 344.8 340.9 347.6 338.9 335.7 335.2 327.2 323.2 340.2 353.4 19 Nontransaction 1,365.7 1,385.6 1,391.1 1,398.9 1,404.6 1,407.3 1,417.4 1,423.5 1,452.2 1,450.3 1,457.7 1,436.8 20 Large time 231.6 240.6 248.2 253.5 259.6 262.4 264.9 266.9 275.0 274.7 275.4 276.2 21 Other 1,134.2 1,145.0 1,142.9 1,145.4 1,145.0 1,145.0 1,152.5 1,156.6 1,177.1 1,175.7 1,182.4 1,160.5 22 Borrowings 632.8 672.5 670.0 673.7 729.4 733.8 732.1 743.8 752.8 758.0 735.9 758.9 23 From banks in the U.S. 208.9 222.3 238.9 237.9 238.2 251.2 256.9 260.2 263.0 269.0 257.7 261.6 24 From others 423.9 450.2 431.1 435.7 491.2 482.7 475.1 483.6 489.7 489.0 478.2 497.3 25 Net due to related foreign offices 112.8 149.3 161.1 174.4 177.5 189.1 201.9 207.8 197.3 199.7 204.8 172.0 26 Other liabilities 175.2 185.7 191.7 197.1 199.1 185.6 187.5 185.5 184.6 181.4 182.5 211.7 27 TOTAL LIABILITIES 2,659.1 2,742.2 2,758.7 2,785.0 2,858.3 2,854.8 2,874.5 2,895.8 2,914.1 2,912.6 2,921.3 2,932.8 28 Residual (assets less liabilities) (7) 308.4 303.9 298.4 307.9 301.2 322.9 340.4 329.5 308.2 306.4 314.9 336.8 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars May 5, 2000 Account 1999 1999 1999 1999 1999 2000 2000 2000 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Apr 5 Apr 12 Apr 19 Apr 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,474.8 2,529.2 2,542.0 2,594.5 2,655.2 2,655.1 2,665.2 2,676.6 2,688.2 2,686.6 2,691.8 2,697.0 2 Securities in bank credit 564.9 597.6 603.6 608.4 620.8 619.0 625.2 629.3 635.0 632.0 625.7 627.4 3 U.S. government securities 399.1 394.2 392.9 393.6 397.0 399.5 406.0 404.1 407.8 404.9 400.1 397.3 3a Trading account 23.4 20.7 20.8 19.9 20.0 21.7 23.2 22.2 24.3 25.0 22.0 21.6 3b Investment account 375.7 373.5 372.1 373.7 377.0 377.8 382.9 382.0 383.5 379.9 378.1 375.7 3c Mortgage-backed 253.9 249.0 247.0 247.5 247.2 247.1 252.9 252.7 254.3 252.0 251.0 249.9 3d Other 121.8 124.5 125.0 126.2 129.8 130.7 129.9 129.3 129.2 127.9 127.1 125.7 3e 1 year or less 25.0 25.0 25.8 24.1 25.4 26.3 30.6 32.6 33.4 32.4 32.3 31.5 3f Between 1 and 5 years 54.9 59.7 60.5 61.3 62.2 61.9 58.8 56.7 55.5 56.0 55.2 55.0 3g More than 5 years 41.8 39.8 38.7 40.8 42.1 42.4 40.5 40.0 40.2 39.6 39.5 39.2 4 Other securities 165.8 203.4 210.7 214.8 223.8 219.6 219.1 225.1 227.3 227.2 225.6 230.1 4a Trading account 67.7 78.1 81.7 82.4 87.1 81.8 86.2 91.5 92.4 91.1 89.8 95.0 4b Investment account 98.2 125.3 128.9 132.3 136.7 137.7 132.9 133.7 134.9 136.1 135.9 135.1 4c State and local government 25.1 25.8 26.1 26.8 26.8 27.1 27.2 27.3 27.5 27.5 27.8 27.9 4d Other 73.1 99.6 102.8 105.6 109.9 110.6 105.7 106.4 107.4 108.6 108.0 107.1 5 Loans and leases in bank credit (2) 1,909.9 1,931.6 1,938.4 1,986.1 2,034.4 2,036.1 2,040.0 2,047.3 2,053.1 2,054.6 2,066.1 2,069.6 6 Commercial and industrial 558.9 576.7 578.4 592.1 595.3 594.0 600.7 607.1 608.0 608.6 619.2 618.0 6a Bankers acceptances 1.1 1.2 1.2 1.1 1.1 1.1 1.0 1.0 1.1 1.1 1.1 1.1 6b Other 557.8 575.5 577.3 590.9 594.2 592.9 599.7 606.1 606.9 607.5 618.1 616.9 7 Real estate 737.2 754.8 767.4 777.8 809.5 818.1 820.1 825.0 834.5 837.3 836.9 839.5 8 Revolving home equity 73.8 70.1 69.6 69.9 70.7 72.5 73.6 74.9 76.8 77.2 78.2 79.0 9a Other residential 403.3 414.8 421.3 427.6 453.9 457.0 456.7 459.3 465.5 467.0 464.4 465.3 9b Commercial 260.1 269.9 276.5 280.3 284.9 288.7 289.8 290.8 292.2 293.0 294.3 295.2 10 Consumer 306.5 287.4 283.9 287.0 295.3 300.8 301.2 300.4 302.4 302.8 303.4 304.5 11 Security (3) 65.5 56.3 52.4 65.5 84.9 75.0 72.1 69.5 62.9 61.3 59.8 59.9 11a Fed funds and RPs with broker/dealer 49.1 39.0 35.3 47.5 64.7 54.6 49.6 47.2 40.9 39.0 37.8 36.7 11b Other 16.5 17.4 17.1 18.0 20.2 20.4 22.5 22.2 21.9 22.3 22.1 23.2 12a State and local government 11.7 12.5 12.5 12.6 12.6 12.7 12.7 12.9 12.9 12.9 13.0 12.9 12b Agricultural 9.1 9.7 10.1 10.1 10.2 10.4 10.3 10.3 10.3 10.4 10.4 10.4 12c Fed funds and RPs with others 12.8 11.3 10.0 12.4 11.9 11.3 11.4 11.4 11.5 11.6 11.4 12.2 12d All other loans 91.2 99.3 97.2 100.1 83.8 80.0 77.7 77.5 76.6 76.0 78.4 78.5 12e Lease financing receivables 116.9 123.6 126.5 128.7 130.9 134.0 133.8 133.3 134.1 133.8 133.5 133.7 13 Interbank loans 138.3 134.3 145.8 144.0 146.3 142.6 148.6 157.0 147.7 147.9 148.0 163.8 13a Fed funds and RPs with banks 88.3 82.4 89.3 77.4 75.4 69.5 74.8 81.0 74.1 74.8 75.3 87.2 13b Other 50.0 51.9 56.5 66.7 70.9 73.1 73.7 76.0 73.6 73.2 72.7 76.6 14 Cash assets (4) 150.4 150.1 155.9 158.5 171.7 171.1 162.2 152.1 153.9 157.8 175.1 168.5 15 Other assets (5) 241.5 249.6 242.3 248.3 258.3 280.6 292.1 279.5 281.7 277.5 279.5 280.8 16 TOTAL ASSETS (6) 2,965.7 3,023.8 3,046.8 3,105.9 3,192.1 3,211.1 3,229.9 3,226.9 3,233.2 3,231.7 3,256.3 3,272.0 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) May 5, 2000 Account 1999 1999 1999 1999 1999 2000 2000 2000 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Apr 5 Apr 12 Apr 19 Apr 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,737.3 1,726.8 1,730.4 1,754.0 1,777.2 1,757.7 1,753.5 1,758.4 1,800.7 1,798.6 1,812.5 1,777.4 18 Transaction 367.4 343.9 338.5 345.4 369.0 348.7 332.2 330.6 334.4 335.8 352.3 351.7 19 Nontransaction 1,369.8 1,382.9 1,391.9 1,408.5 1,408.3 1,409.0 1,421.3 1,427.8 1,466.3 1,462.7 1,460.2 1,425.6 20 Large time 232.5 236.9 249.6 260.7 265.8 268.0 271.5 268.6 274.3 273.4 273.2 272.0 21 Other 1,137.4 1,146.0 1,142.4 1,147.8 1,142.4 1,141.0 1,149.7 1,159.2 1,192.1 1,189.3 1,187.0 1,153.6 22 Borrowings 636.0 663.1 667.8 680.2 736.0 753.9 740.2 744.8 741.3 743.9 744.6 770.7 23 From banks in the U.S. 212.3 218.0 234.5 240.9 241.6 255.6 261.1 263.6 264.9 269.0 263.8 266.3 24 From others 423.7 445.1 433.4 439.4 494.4 498.3 479.1 481.3 476.5 475.0 480.8 504.4 25 Net due to related foreign offices 113.1 146.4 161.9 176.7 178.6 190.4 213.9 210.8 180.0 180.0 192.3 192.3 26 Other liabilities 175.2 185.7 191.7 197.1 199.1 185.6 187.5 185.5 184.6 181.4 182.5 211.7 27 TOTAL LIABILITIES 2,661.5 2,722.0 2,751.9 2,808.0 2,890.9 2,887.5 2,895.1 2,899.6 2,906.6 2,903.9 2,931.9 2,952.0 28 Residual (assets less liabilities) (7) 304.2 301.8 294.9 297.8 301.1 323.6 334.8 327.3 326.5 327.8 324.5 320.0 MEMO 29 Reval. gains on off-bal. sheet items (8) 47.8 60.1 60.9 59.8 64.5 62.7 64.8 66.0 64.0 63.5 63.6 64.8 30 Reval. losses on off-bal. sheet items (8) 47.6 59.8 60.0 59.8 63.9 61.9 64.4 64.1 63.6 63.5 62.8 65.0 31 Mortgage-backed securities (9) 282.2 284.2 282.6 285.4 285.4 284.7 288.1 288.2 293.4 291.2 290.2 289.1 31a Pass-through 186.8 188.0 187.3 190.5 191.4 191.0 194.4 194.5 199.1 198.3 197.6 197.2 31b CMO, REMIC, and other 95.4 96.3 95.3 94.9 94.0 93.6 93.6 93.7 94.4 92.8 92.6 92.0 32 Net unrealized gains (losses) on 0.6 -0.2 -5.6 -5.8 -6.0 -7.4 -7.8 -7.3 -8.1 -8.5 -8.2 -8.3 available-for-sale securities (10) 33 Offshore credit to U.S. residents (11) 39.0 27.8 26.7 24.8 24.0 23.2 23.6 24.1 24.6 24.2 24.4 24.4 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars May 5, 2000 Account 1999 1999 1999 1999 1999 2000 2000 2000 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Apr 5 Apr 12 Apr 19 Apr 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,470.9 1,553.0 1,567.8 1,571.1 1,583.0 1,608.2 1,626.8 1,638.8 1,643.2 1,643.8 1,643.2 1,647.2 2 Securities in bank credit 430.8 453.0 453.8 448.4 447.1 453.2 457.4 455.6 455.6 455.0 453.4 453.1 3 U.S. government securities 320.5 335.2 335.7 330.1 327.6 334.4 338.9 336.5 335.5 335.5 334.3 333.5 4 Other securities 110.3 117.7 118.1 118.3 119.5 118.8 118.5 119.1 120.2 119.5 119.1 119.6 5 Loans and leases in bank credit (2) 1,040.1 1,100.1 1,114.0 1,122.8 1,135.9 1,155.0 1,169.5 1,183.3 1,187.6 1,188.8 1,189.8 1,194.1 6 Commercial and industrial 190.0 204.9 208.8 211.6 213.3 218.3 221.4 225.4 226.6 226.2 227.2 228.6 7 Real estate 587.2 628.1 636.1 641.9 648.2 658.3 668.5 675.6 677.3 679.0 680.1 683.3 8 Revolving home equity 28.7 30.4 30.8 31.1 31.6 32.6 33.2 33.6 33.8 33.9 34.1 34.2 9 Other 558.5 597.7 605.2 610.8 616.6 625.7 635.3 642.0 643.5 645.1 646.0 649.1 10 Consumer 189.0 194.2 196.0 194.8 199.0 203.5 204.2 205.4 204.9 205.3 204.9 206.5 11 Security (3) 5.4 5.0 5.0 5.5 5.4 5.2 5.3 5.5 6.2 6.2 5.9 5.3 12 Other loans and leases 68.5 67.9 68.1 68.9 70.0 69.8 70.0 71.4 72.6 72.1 71.7 70.4 13 Interbank loans 56.7 50.6 48.3 53.9 53.8 53.5 55.2 55.2 59.5 62.0 63.2 62.1 14 Cash assets (4) 67.0 69.2 69.2 70.4 73.7 70.2 69.2 69.0 69.9 68.7 68.6 68.7 15 Other assets (5) 68.7 78.8 81.7 81.3 82.5 85.2 83.5 83.3 83.5 85.7 85.5 83.8 16 TOTAL ASSETS (6) 1,644.5 1,732.1 1,747.4 1,756.9 1,772.8 1,797.0 1,814.4 1,825.7 1,835.6 1,839.5 1,839.7 1,840.9 L I A B I L I T I E S 17 Deposits 1,312.9 1,364.2 1,377.1 1,386.6 1,398.2 1,414.4 1,425.8 1,434.9 1,446.3 1,447.5 1,452.3 1,463.2 18 Transaction 278.5 275.4 275.4 273.6 272.0 276.8 278.0 279.2 275.4 274.7 283.4 291.7 19 Nontransaction 1,034.3 1,088.9 1,101.7 1,113.1 1,126.2 1,137.7 1,147.8 1,155.7 1,170.9 1,172.9 1,168.9 1,171.5 20 Large time 189.8 197.9 202.2 206.0 208.1 211.2 215.2 218.5 220.8 221.7 220.1 220.0 21 Other 844.6 890.9 899.5 907.0 918.0 926.5 932.6 937.2 950.2 951.1 948.9 951.5 22 Borrowings 177.8 200.6 201.6 200.2 205.7 220.2 222.2 229.2 230.6 232.1 227.3 230.6 23 From banks in the U.S. 82.5 89.6 87.1 85.8 84.4 89.1 89.8 93.5 88.9 89.5 87.6 91.5 24 From others 95.4 111.0 114.5 114.4 121.3 131.1 132.4 135.7 141.7 142.6 139.7 139.1 25 Net due to related foreign offices 4.5 3.4 4.3 4.5 4.5 5.1 5.2 5.3 5.1 5.2 5.1 5.1 26 Other liabilities 28.5 33.6 33.7 33.4 33.8 34.7 36.6 34.5 33.4 33.8 33.6 31.4 27 TOTAL LIABILITIES 1,523.8 1,601.8 1,616.7 1,624.7 1,642.1 1,674.4 1,689.7 1,703.9 1,715.4 1,718.6 1,718.3 1,730.3 28 Residual (assets less liabilities) (7) 120.7 130.3 130.7 132.2 130.6 122.6 124.7 121.8 120.2 120.9 121.4 110.6 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars May 5, 2000 Account 1999 1999 1999 1999 1999 2000 2000 2000 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Apr 5 Apr 12 Apr 19 Apr 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,465.2 1,556.7 1,569.1 1,570.9 1,583.4 1,601.8 1,614.2 1,632.7 1,641.1 1,644.8 1,648.2 1,653.8 2 Securities in bank credit 432.0 451.9 451.4 446.7 446.7 451.5 454.1 456.6 458.7 459.3 458.2 458.3 3 U.S. government securities 321.8 334.4 333.3 328.3 327.0 332.9 336.4 337.7 337.7 338.5 337.8 337.4 4 Other securities 110.2 117.6 118.0 118.4 119.7 118.6 117.7 118.9 120.9 120.8 120.4 120.9 5 Loans and leases in bank credit (2) 1,033.2 1,104.8 1,117.7 1,124.2 1,136.7 1,150.3 1,160.1 1,176.1 1,182.5 1,185.5 1,189.9 1,195.5 6 Commercial and industrial 190.2 203.6 208.5 210.6 212.9 217.4 220.2 225.4 227.5 227.8 230.0 231.5 7 Real estate 584.3 630.6 638.8 643.8 647.6 655.9 663.9 672.5 675.1 677.3 679.0 682.4 8 Revolving home equity 28.5 30.7 31.1 31.4 31.8 32.5 33.0 33.3 33.5 33.6 33.9 34.2 9 Other 555.8 599.9 607.7 612.4 615.8 623.4 630.9 639.1 641.5 643.7 645.0 648.1 10 Consumer 187.1 195.3 195.9 195.3 201.3 204.1 203.3 203.6 202.7 203.4 204.2 206.6 11 Security (3) 5.4 5.0 5.0 5.5 5.4 5.2 5.3 5.5 6.2 6.2 5.9 5.3 12 Other loans and leases 66.3 70.3 69.7 69.0 69.5 67.8 67.3 69.2 71.0 70.8 70.9 69.7 13 Interbank loans 60.7 48.6 48.4 58.8 58.1 53.7 56.4 58.3 69.3 70.0 64.2 54.8 14 Cash assets (4) 64.9 68.9 69.1 73.3 78.0 71.6 68.7 66.9 69.3 68.6 68.1 66.7 15 Other assets (5) 68.6 78.5 81.6 82.5 82.0 83.2 82.6 83.2 86.3 86.4 85.3 83.6 16 TOTAL ASSETS (6) 1,640.6 1,733.1 1,748.5 1,765.7 1,781.3 1,790.1 1,801.5 1,820.6 1,845.4 1,849.1 1,845.0 1,837.9 L I A B I L I T I E S 17 Deposits 1,311.7 1,362.6 1,378.4 1,397.6 1,407.0 1,409.5 1,417.2 1,432.9 1,462.3 1,463.3 1,459.9 1,457.1 18 Transaction 276.3 273.4 273.1 277.2 282.8 278.4 274.5 277.0 281.0 281.1 286.2 285.7 19 Nontransaction 1,035.4 1,089.2 1,105.3 1,120.5 1,124.2 1,131.1 1,142.7 1,155.9 1,181.3 1,182.1 1,173.7 1,171.4 20 Large time 189.8 197.9 202.2 206.0 208.1 211.2 215.2 218.5 220.8 221.7 220.1 220.0 21 Other 845.6 891.2 903.1 914.4 916.0 919.9 927.5 937.4 960.5 960.4 953.6 951.4 22 Borrowings 172.6 204.2 203.4 201.5 208.3 218.6 218.0 223.2 222.2 222.0 224.3 233.3 23 From banks in the U.S. 79.4 91.5 88.6 86.3 86.0 88.5 87.2 90.0 84.9 84.5 85.5 91.8 24 From others 93.2 112.6 114.8 115.2 122.3 130.1 130.8 133.1 137.4 137.5 138.8 141.4 25 Net due to related foreign offices 4.5 3.4 4.3 4.5 4.5 5.1 5.2 5.3 5.1 5.2 5.1 5.1 26 Other liabilities 28.9 33.4 33.4 33.4 33.9 34.4 36.9 34.8 33.9 34.7 34.1 32.0 27 TOTAL LIABILITIES 1,517.7 1,603.5 1,619.5 1,637.0 1,653.7 1,667.6 1,677.4 1,696.2 1,723.5 1,725.1 1,723.5 1,727.5 28 Residual (assets less liabilities) (7) 122.9 129.6 129.0 128.7 127.7 122.6 124.2 124.4 121.9 124.0 121.5 110.4 MEMO 31 Mortgage-backed securities (9) 54.9 63.6 64.1 62.8 62.3 63.4 64.6 65.7 66.4 66.8 68.8 68.5 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars May 5, 2000 Account 1999 1999 1999 1999 1999 2000 2000 2000 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Apr 5 Apr 12 Apr 19 Apr 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 549.9 520.1 524.8 538.5 548.2 545.9 539.8 542.9 550.4 558.3 560.7 578.8 2 Securities in bank credit 198.8 189.7 191.9 192.3 202.2 199.3 191.2 194.0 195.8 192.2 195.1 204.3 3 U.S. government securities 86.9 82.7 82.4 78.5 80.7 80.2 75.3 77.3 78.1 75.9 76.1 82.6 4 Other securities 111.9 107.0 109.5 113.9 121.6 119.1 115.9 116.8 117.7 116.3 119.0 121.7 5 Loans and leases in bank credit (2) 351.1 330.3 332.9 346.2 345.9 346.6 348.6 348.9 354.6 366.0 365.6 374.5 6 Commercial and industrial 208.1 194.6 194.9 196.2 193.4 194.8 196.7 198.0 198.4 200.2 201.3 204.2 7 Real estate 20.2 17.8 17.6 17.3 17.0 17.4 17.7 18.1 18.4 18.5 18.3 18.4 11 Security (3) 51.3 51.9 55.1 65.4 67.1 66.6 66.6 66.2 69.0 77.8 77.5 83.4 12 Other loans and leases 71.5 66.1 65.3 67.3 68.5 67.8 67.7 66.5 68.8 69.6 68.6 68.5 13 Interbank loans 25.6 25.0 25.6 25.2 29.5 28.9 32.6 28.6 23.3 28.0 28.7 33.2 14 Cash assets (4) 34.8 41.8 44.4 48.8 53.5 55.4 54.5 51.8 53.2 51.3 51.9 52.5 15 Other assets (5) 36.6 30.5 32.8 34.8 36.6 38.5 38.2 39.0 38.9 40.4 39.7 39.7 16 TOTAL ASSETS (6) 646.7 617.0 627.3 647.1 667.5 668.4 664.7 662.0 665.5 677.7 680.7 703.9 L I A B I L I T I E S 17 Deposits 311.2 315.4 335.5 355.3 374.2 380.8 380.7 383.2 391.1 389.2 393.0 393.4 18 Transaction 10.8 10.3 10.6 10.4 10.5 10.8 11.1 11.3 11.1 11.4 11.4 10.6 19 Nontransaction 300.4 305.2 324.9 345.0 363.6 370.0 369.6 371.8 379.9 377.8 381.5 382.8 22 Borrowings 176.0 172.4 178.6 186.0 181.5 180.1 176.2 178.0 183.2 196.9 196.4 211.3 23 From banks in the U.S. 24.3 24.2 22.2 26.1 24.4 19.7 18.3 19.5 21.2 21.1 20.1 21.7 24 From others 151.7 148.2 156.4 159.8 157.1 160.4 157.9 158.5 162.1 175.9 176.3 189.6 25 Net due to related foreign offices 84.4 65.6 55.0 45.0 39.1 35.5 26.6 19.7 21.2 18.5 17.1 11.7 26 Other liabilities 67.3 64.1 65.8 67.2 69.3 68.7 71.5 69.2 68.0 67.7 69.6 71.7 27 TOTAL LIABILITIES 638.9 617.5 634.9 653.4 664.1 665.1 655.0 650.1 663.5 672.3 676.0 688.1 28 Residual (assets less liabilities) (7) 7.8 -0.5 -7.6 -6.3 3.4 3.3 9.7 11.9 2.1 5.3 4.7 15.8 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars May 5, 2000 Account 1999 1999 1999 1999 1999 2000 2000 2000 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Apr 5 Apr 12 Apr 19 Apr 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 549.7 518.2 531.8 551.1 558.2 553.6 544.0 541.6 547.1 551.4 555.3 570.5 2 Securities in bank credit 197.1 188.9 197.6 201.8 206.0 203.2 192.5 191.1 194.2 188.8 190.9 199.5 3 U.S. government securities 87.0 80.6 82.0 80.0 82.1 80.8 75.4 77.1 78.6 76.4 76.0 83.3 3a Trading account 21.3 14.9 14.2 8.5 6.7 7.6 7.4 9.4 10.3 9.3 8.3 14.9 3b Investment account 65.7 65.7 67.8 71.5 75.4 73.2 68.1 67.7 68.3 67.2 67.7 68.3 4 Other securities 110.1 108.3 115.6 121.8 123.9 122.4 117.0 114.0 115.6 112.3 114.9 116.3 4a Trading account 66.1 69.1 75.3 80.3 80.7 77.1 74.3 71.7 72.9 69.7 72.1 73.4 4b Investment account 44.1 39.2 40.2 41.5 43.2 45.2 42.8 42.2 42.7 42.6 42.7 42.9 5 Loans and leases in bank credit (2) 352.6 329.3 334.3 349.3 352.2 350.4 351.6 350.5 352.9 362.6 364.4 371.0 6 Commercial and industrial 209.6 194.5 196.2 199.2 197.0 196.3 199.1 199.7 198.4 198.4 200.3 201.2 7 Real estate 20.3 17.6 17.9 17.4 16.9 17.6 18.0 18.2 18.3 18.3 18.1 18.2 11 Security (3) 51.6 51.8 54.7 64.8 67.5 67.0 66.4 66.5 68.5 77.4 77.8 83.6 12 Other loans and leases 71.1 65.5 65.5 67.9 70.8 69.6 68.1 66.0 67.7 68.5 68.2 67.9 13 Interbank loans 25.6 25.0 25.6 25.2 29.5 28.9 32.6 28.6 23.3 28.0 28.7 33.2 14 Cash assets (4) 34.0 41.1 45.3 51.8 57.8 57.7 53.8 50.7 51.0 49.0 49.7 50.0 15 Other assets (5) 37.7 30.0 32.1 34.9 38.7 40.0 40.1 40.3 38.7 39.7 38.6 38.7 16 TOTAL ASSETS (6) 646.8 614.0 634.5 662.6 683.9 679.9 670.2 660.8 659.7 667.8 672.0 692.1 L I A B I L I T I E S 17 Deposits 315.9 310.6 332.0 358.0 382.6 387.7 387.7 389.3 392.2 389.2 392.9 395.9 18 Transaction 10.6 10.8 10.7 10.5 11.1 11.0 11.0 11.1 10.9 10.9 10.9 10.2 19 Nontransaction 305.3 299.8 321.3 347.5 371.5 376.7 376.7 378.2 381.3 378.3 382.0 385.6 22 Borrowings 176.0 172.4 178.6 186.0 181.5 180.1 176.2 178.0 183.2 196.9 196.4 211.3 23 From banks in the U.S. 24.3 24.2 22.2 26.1 24.4 19.7 18.3 19.5 21.2 21.1 20.1 21.7 24 From others 151.7 148.2 156.4 159.8 157.1 160.4 157.9 158.5 162.1 175.9 176.3 189.6 25 Net due to related foreign offices 84.4 64.6 55.3 46.7 44.3 37.8 28.9 20.3 14.4 12.2 11.1 11.1 26 Other liabilities 67.6 63.7 65.2 68.2 71.4 70.4 73.5 69.5 66.3 65.8 67.6 70.2 27 TOTAL LIABILITIES 643.9 611.4 631.2 658.8 679.9 675.9 666.4 657.1 656.2 664.1 668.0 688.4 28 Residual (assets less liabilities) (7) 2.9 2.7 3.3 3.8 4.1 4.0 3.9 3.7 3.5 3.7 4.0 3.7 MEMO 29 Reval. gains on off-bal. sheet items (8) 39.0 37.8 39.1 41.0 39.5 38.7 40.1 39.3 37.8 36.8 38.5 40.4 30 Reval. losses on off-bal. sheet items (8) 38.6 36.9 37.8 39.9 38.5 37.7 40.0 38.2 36.1 35.7 37.2 39.4 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Footnotes Page 13 May 5, 2000 Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 3. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 4. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 5. Excludes the due-from position with related foreign offices, which is included in line 25. 6. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 7. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 8. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 9. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses. NOTE: Large domestically chartered commercial banks acquired $0.3 billion in assets and liabilities of nonbank institutions in the week ending April 26, 2000. The major asset items affected were (in billions): lease financing receivables, $0.3; and other assets, $0.1. The major liability items affected were borrowings from other, $0.2; and residual (assets less liabilities), $0.1.