H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars May 19, 2000 Account 1999 1999 1999 1999 2000 2000 2000 2000 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 19 Apr 26 May 3 May 10 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,504.2 4,633.6 4,687.9 4,763.4 4,785.9 4,820.7 4,858.2 4,901.8 4,891.6 4,921.3 4,939.5 4,959.6 2 Securities in bank credit 1,192.0 1,249.7 1,242.9 1,263.3 1,265.2 1,267.6 1,275.4 1,281.4 1,273.8 1,286.1 1,296.4 1,301.3 3 U.S. government securities 802.5 813.2 799.1 804.0 811.4 813.9 812.0 809.1 806.1 810.8 805.6 809.2 4 Other securities 389.5 436.5 443.9 459.3 453.9 453.8 463.4 472.2 467.7 475.3 490.8 492.1 5 Loans and leases in bank credit (2) 3,312.2 3,383.8 3,445.0 3,500.0 3,520.6 3,553.1 3,582.7 3,620.4 3,617.8 3,635.3 3,643.1 3,658.2 6 Commercial and industrial 959.4 982.4 998.0 1,003.4 1,012.7 1,021.8 1,030.7 1,039.1 1,041.4 1,042.4 1,050.1 1,057.7 7 Real estate 1,350.8 1,419.3 1,432.6 1,469.1 1,486.4 1,504.1 1,520.9 1,541.2 1,540.3 1,546.0 1,551.0 1,556.7 8 Revolving home equity 104.5 100.2 100.9 102.1 104.5 106.7 109.3 113.0 112.9 113.8 114.6 115.0 9 Other 1,246.3 1,319.1 1,331.7 1,367.0 1,381.9 1,397.4 1,411.6 1,428.2 1,427.4 1,432.2 1,436.4 1,441.7 10 Consumer 496.7 482.2 483.5 491.0 497.0 501.7 504.8 508.7 507.7 509.9 511.4 510.5 11 Security (3) 122.9 109.6 133.6 153.1 143.1 142.3 142.5 143.3 140.2 147.3 140.6 143.7 12 Other loans and leases 382.4 390.4 397.2 383.4 381.4 383.1 383.9 388.1 388.1 389.6 390.0 389.6 13 Interbank loans 216.3 225.8 224.9 229.4 225.2 236.0 237.7 238.1 234.3 254.5 241.8 243.3 14 Cash assets (4) 258.3 269.0 274.6 287.6 286.2 284.1 277.5 287.4 291.4 291.1 298.2 280.3 15 Other assets (5) 342.0 362.5 368.8 379.1 405.3 412.4 400.1 401.9 400.6 408.0 400.6 403.7 16 TOTAL ASSETS (6) 5,262.3 5,431.8 5,497.0 5,599.7 5,643.4 5,694.4 5,714.4 5,769.6 5,758.4 5,815.4 5,820.2 5,827.1 L I A B I L I T I E S 17 Deposits 3,373.1 3,448.4 3,481.8 3,524.5 3,541.5 3,559.5 3,576.6 3,626.9 3,643.0 3,633.3 3,630.1 3,632.3 18 Transaction 654.7 630.8 624.9 630.2 626.6 624.8 625.8 625.5 635.0 651.4 606.6 619.7 19 Nontransaction 2,718.4 2,817.6 2,856.9 2,894.4 2,915.0 2,934.8 2,950.9 3,001.4 3,008.0 2,981.9 3,023.5 3,012.5 20 Large time 726.5 772.4 801.8 828.1 840.9 847.7 854.4 875.7 873.6 877.7 887.4 886.8 21 Other 1,991.9 2,045.2 2,055.1 2,066.2 2,074.0 2,087.1 2,096.5 2,125.8 2,134.3 2,104.2 2,136.1 2,125.7 22 Borrowings 986.3 1,050.2 1,059.8 1,116.6 1,134.1 1,130.4 1,151.2 1,183.1 1,160.7 1,203.4 1,198.8 1,207.2 23 From banks in the U.S. 308.9 348.3 349.9 347.1 360.0 365.0 373.3 374.1 365.2 375.0 380.7 379.1 24 From others 677.4 702.0 709.9 769.6 774.1 765.3 778.0 809.0 795.6 828.4 818.1 828.2 25 Net due to related foreign offices 201.9 220.4 223.9 221.1 229.8 233.9 233.1 223.7 227.4 208.0 244.2 234.1 26 Other liabilities 272.4 291.3 297.7 302.2 289.0 295.5 289.4 289.3 285.8 292.4 304.8 295.1 27 TOTAL LIABILITIES 4,833.7 5,010.4 5,063.1 5,164.5 5,194.3 5,219.3 5,250.4 5,323.1 5,316.9 5,337.0 5,377.9 5,368.7 28 Residual (assets less liabilities) (7) 428.6 421.4 433.8 435.2 449.1 475.0 464.0 446.5 441.5 478.4 442.4 458.4 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars May 19, 2000 Account 1999 1999 1999 1999 2000 2000 2000 2000 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 19 Apr 26 May 3 May 10 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,507.7 4,642.8 4,715.4 4,795.8 4,810.0 4,823.7 4,852.3 4,902.4 4,897.9 4,917.2 4,944.9 4,954.7 2 Securities in bank credit 1,196.7 1,252.6 1,256.8 1,273.5 1,273.7 1,271.8 1,276.8 1,283.3 1,275.2 1,283.9 1,296.4 1,301.0 3 U.S. government securities 811.4 808.3 801.9 806.1 813.1 817.8 819.0 817.7 814.4 816.8 813.7 815.7 4 Other securities 385.3 444.3 455.0 467.4 460.6 453.9 457.8 465.6 460.9 467.1 482.8 485.3 5 Loans and leases in bank credit (2) 3,311.1 3,390.2 3,458.5 3,522.3 3,536.3 3,552.0 3,575.5 3,619.1 3,622.7 3,633.3 3,648.5 3,653.6 6 Commercial and industrial 966.1 983.1 1,001.8 1,005.4 1,010.3 1,022.5 1,034.6 1,046.1 1,051.6 1,048.9 1,059.6 1,061.7 7 Real estate 1,347.2 1,424.0 1,439.0 1,473.9 1,490.4 1,501.0 1,516.1 1,536.7 1,535.3 1,540.8 1,547.6 1,555.7 8 Revolving home equity 103.7 100.6 101.3 102.5 104.8 106.4 108.2 112.1 112.2 113.4 114.2 114.5 9 Other 1,243.5 1,323.4 1,337.7 1,371.4 1,385.7 1,394.7 1,407.9 1,424.6 1,423.1 1,427.3 1,433.5 1,441.2 10 Consumer 495.4 479.7 482.2 496.5 504.2 503.8 503.2 507.6 506.9 510.3 511.5 510.0 11 Security (3) 123.6 112.1 135.8 157.8 147.1 143.8 141.5 143.8 143.6 148.4 142.1 142.0 12 Other loans and leases 378.8 391.3 399.8 388.7 384.3 380.8 380.1 384.8 385.3 384.9 387.6 384.2 13 Interbank loans 222.5 219.9 229.0 234.9 226.0 237.5 243.6 244.9 241.0 251.2 245.7 241.4 14 Cash assets (4) 256.1 270.2 283.6 307.5 300.4 284.7 269.1 284.4 292.8 284.9 297.2 268.1 15 Other assets (5) 345.1 356.0 365.7 379.0 403.9 414.9 403.8 405.9 402.6 409.1 409.4 409.9 16 TOTAL ASSETS (6) 5,273.1 5,429.8 5,534.1 5,657.3 5,681.5 5,702.0 5,709.6 5,778.3 5,775.2 5,803.3 5,837.4 5,814.2 L I A B I L I T I E S 17 Deposits 3,390.9 3,440.9 3,509.6 3,566.9 3,554.8 3,558.4 3,580.5 3,644.9 3,665.0 3,617.0 3,635.5 3,613.8 18 Transaction 664.1 622.3 633.1 662.9 638.0 617.8 618.7 634.1 649.4 643.4 611.5 600.9 19 Nontransaction 2,726.8 2,818.5 2,876.5 2,903.9 2,916.8 2,940.6 2,961.8 3,010.8 3,015.6 2,973.5 3,023.9 3,012.9 20 Large time 725.9 770.7 811.9 843.2 852.0 860.4 862.9 875.2 872.7 876.6 886.8 884.4 21 Other 2,000.9 2,047.8 2,064.6 2,060.8 2,064.8 2,080.3 2,098.9 2,135.6 2,142.9 2,097.0 2,137.1 2,128.5 22 Borrowings 987.0 1,049.9 1,067.7 1,125.8 1,152.6 1,134.3 1,146.2 1,181.3 1,166.4 1,217.8 1,217.0 1,218.8 23 From banks in the U.S. 310.2 345.3 353.3 352.0 363.8 366.6 373.1 375.4 369.1 379.9 386.1 380.0 24 From others 676.8 704.6 714.4 773.8 788.7 767.7 773.1 805.9 797.3 837.9 830.9 838.8 25 Net due to related foreign offices 192.4 221.5 227.9 227.4 233.4 248.3 236.7 213.1 209.0 230.1 233.3 233.3 26 Other liabilities 271.5 290.4 298.7 304.4 290.4 297.9 290.1 288.1 284.3 291.5 303.4 294.3 27 TOTAL LIABILITIES 4,841.8 5,002.6 5,103.9 5,224.5 5,231.1 5,238.8 5,253.5 5,327.4 5,324.7 5,356.4 5,389.2 5,360.2 28 Residual (assets less liabilities) (7) 431.3 427.1 430.3 432.8 450.3 463.2 456.1 451.0 450.5 446.9 448.1 454.0 MEMO 29 Reval. gains on off-bal. sheet items (8) 86.1 100.0 100.8 104.0 101.4 104.9 105.3 104.6 102.1 105.1 119.3 118.7 30 Reval. losses on off-bal. sheet items (8) 87.6 97.8 99.7 102.3 99.5 104.4 102.3 103.2 100.0 104.3 118.3 118.0 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars May 19, 2000 Account 1999 1999 1999 1999 2000 2000 2000 2000 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 19 Apr 26 May 3 May 10 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 3,957.0 4,108.8 4,149.4 4,215.2 4,239.9 4,280.8 4,315.0 4,336.9 4,330.8 4,345.0 4,359.5 4,378.8 2 Securities in bank credit 993.6 1,057.8 1,050.6 1,061.1 1,065.9 1,076.4 1,081.4 1,083.2 1,078.7 1,082.7 1,088.8 1,095.4 3 U.S. government securities 714.3 730.8 720.6 723.3 731.1 738.6 734.7 731.1 730.0 728.5 728.3 732.1 4 Other securities 279.2 327.0 330.0 337.8 334.8 337.9 346.7 352.0 348.7 354.1 360.4 363.4 5 Loans and leases in bank credit (2) 2,963.4 3,050.9 3,098.7 3,154.1 3,174.0 3,204.4 3,233.6 3,253.7 3,252.1 3,262.3 3,270.8 3,283.4 6 Commercial and industrial 752.3 787.4 801.8 810.0 817.9 825.1 832.5 837.4 840.1 839.2 844.3 851.2 7 Real estate 1,330.8 1,401.7 1,415.2 1,452.1 1,469.0 1,486.4 1,502.8 1,522.7 1,522.0 1,527.6 1,532.6 1,538.3 8 Revolving home equity 104.5 100.2 100.9 102.1 104.5 106.7 109.3 113.0 112.9 113.8 114.6 115.0 9 Other 1,226.3 1,301.5 1,314.3 1,350.0 1,364.5 1,379.7 1,393.5 1,409.7 1,409.1 1,413.8 1,418.0 1,423.3 10 Consumer 496.7 482.2 483.5 491.0 497.0 501.7 504.8 508.7 507.7 509.9 511.4 510.5 11 Security (3) 71.5 54.5 68.3 86.1 76.5 75.7 76.2 65.7 62.7 64.3 62.1 63.1 12 Other loans and leases 312.1 325.1 329.9 314.9 313.6 315.5 317.3 319.2 319.5 321.4 320.4 320.3 13 Interbank loans 191.2 200.2 199.7 199.9 196.3 203.5 209.4 208.8 205.6 221.4 207.7 208.8 14 Cash assets (4) 222.4 224.6 225.8 234.1 230.8 229.6 225.7 235.5 239.5 238.8 248.3 232.5 15 Other assets (5) 305.7 329.8 333.9 342.4 366.8 374.2 361.1 362.2 360.9 368.5 360.7 362.7 16 TOTAL ASSETS (6) 4,618.0 4,804.5 4,849.9 4,932.2 4,975.0 5,029.6 5,052.3 5,084.2 5,077.5 5,114.5 5,116.7 5,123.2 L I A B I L I T I E S 17 Deposits 3,058.5 3,112.9 3,126.5 3,150.4 3,160.7 3,178.9 3,193.5 3,233.4 3,250.1 3,238.1 3,227.1 3,232.2 18 Transaction 644.4 620.2 614.5 619.6 615.7 613.7 614.4 614.4 623.6 640.7 595.7 608.3 19 Nontransaction 2,414.2 2,492.8 2,511.9 2,530.8 2,545.0 2,565.2 2,579.1 2,619.0 2,626.5 2,597.4 2,631.4 2,623.9 20 Large time 424.8 450.3 459.5 467.8 473.6 480.1 485.5 496.2 495.4 495.8 498.3 501.4 21 Other 1,989.4 2,042.4 2,052.4 2,063.0 2,071.4 2,085.1 2,093.6 2,122.8 2,131.1 2,101.6 2,133.1 2,122.5 22 Borrowings 810.7 871.6 873.8 935.1 954.0 954.2 973.3 984.3 964.4 991.1 995.6 1,000.3 23 From banks in the U.S. 287.4 326.1 323.8 322.6 340.3 346.7 353.7 353.5 345.1 353.2 362.1 360.1 24 From others 523.4 545.6 550.1 612.5 613.8 607.5 619.6 630.8 619.3 637.9 633.5 640.2 25 Net due to related foreign offices 118.0 165.4 178.9 182.0 194.2 207.1 213.2 208.9 210.0 202.3 233.3 222.6 26 Other liabilities 206.0 225.5 230.5 232.9 220.3 224.0 220.2 218.9 216.2 220.6 227.6 218.0 27 TOTAL LIABILITIES 4,193.2 4,375.4 4,409.7 4,500.4 4,529.2 4,564.2 4,600.3 4,645.4 4,640.7 4,652.2 4,683.6 4,673.1 28 Residual (assets less liabilities) (7) 424.8 429.0 440.1 431.8 445.8 465.3 452.1 438.9 436.8 462.3 433.1 450.1 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars May 19, 2000 Account 1999 1999 1999 1999 2000 2000 2000 2000 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 19 Apr 26 May 3 May 10 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 3,965.6 4,110.9 4,164.3 4,237.5 4,256.3 4,279.6 4,310.5 4,343.7 4,342.5 4,349.1 4,371.4 4,381.5 2 Securities in bank credit 1,000.8 1,055.0 1,055.0 1,067.5 1,070.5 1,079.3 1,085.8 1,088.6 1,084.3 1,085.2 1,091.3 1,097.2 3 U.S. government securities 722.7 726.3 721.9 724.0 732.3 742.4 741.8 739.0 738.3 733.9 733.8 737.1 4 Other securities 278.1 328.7 333.1 343.5 338.2 336.9 343.9 349.6 346.0 351.3 357.6 360.1 5 Loans and leases in bank credit (2) 2,964.8 3,055.9 3,109.3 3,170.0 3,185.8 3,200.3 3,224.7 3,255.1 3,258.2 3,263.9 3,280.0 3,284.3 6 Commercial and industrial 760.6 786.9 802.6 808.4 814.0 823.3 834.8 846.2 851.4 848.5 856.9 859.3 7 Real estate 1,327.5 1,406.1 1,421.6 1,457.0 1,472.8 1,483.0 1,497.9 1,518.4 1,517.1 1,522.5 1,529.3 1,537.4 8 Revolving home equity 103.7 100.6 101.3 102.5 104.8 106.4 108.2 112.1 112.2 113.4 114.2 114.5 9 Other 1,223.7 1,305.5 1,320.3 1,354.5 1,368.1 1,376.7 1,389.6 1,406.3 1,404.9 1,409.1 1,415.1 1,422.8 10 Consumer 495.4 479.7 482.2 496.5 504.2 503.8 503.2 507.6 506.9 510.3 511.5 510.0 11 Security (3) 72.1 57.4 71.0 90.3 80.1 77.4 75.0 66.2 65.7 65.2 63.2 61.6 12 Other loans and leases 309.2 325.9 331.9 317.9 314.7 312.7 314.0 316.7 317.1 317.3 319.1 316.0 13 Interbank loans 197.3 194.3 203.8 205.4 197.1 205.0 215.3 215.7 212.2 218.2 211.5 206.8 14 Cash assets (4) 221.7 224.9 231.8 249.7 242.7 230.8 218.3 234.8 243.2 235.1 249.0 222.0 15 Other assets (5) 309.7 323.9 330.8 340.3 363.9 374.8 363.5 366.9 364.0 370.6 370.0 368.7 16 TOTAL ASSETS (6) 4,636.3 4,795.2 4,871.5 4,973.3 5,001.5 5,031.7 5,048.8 5,102.2 5,103.0 5,114.1 5,142.5 5,119.5 L I A B I L I T I E S 17 Deposits 3,075.8 3,108.8 3,151.6 3,184.2 3,167.2 3,170.7 3,191.3 3,250.3 3,272.3 3,219.3 3,229.9 3,212.8 18 Transaction 654.1 611.6 622.6 651.8 627.1 606.8 607.6 623.4 638.5 633.2 600.9 590.1 19 Nontransaction 2,421.7 2,497.2 2,529.0 2,532.4 2,540.1 2,564.0 2,583.7 2,626.9 2,633.8 2,586.2 2,629.0 2,622.7 20 Large time 423.0 451.7 466.7 474.0 479.2 486.8 487.1 493.7 493.2 491.6 494.3 496.6 21 Other 1,998.7 2,045.5 2,062.3 2,058.5 2,060.9 2,077.2 2,096.5 2,133.1 2,140.5 2,094.6 2,134.7 2,126.1 22 Borrowings 811.5 871.2 881.7 944.3 972.5 958.1 968.3 982.4 970.1 1,005.6 1,013.8 1,011.9 23 From banks in the U.S. 288.7 323.1 327.2 327.6 344.1 348.3 353.6 354.7 349.1 358.2 367.5 361.1 24 From others 522.8 548.2 554.5 616.7 628.4 609.9 614.7 627.7 621.0 647.4 646.3 650.8 25 Net due to related foreign offices 114.0 166.2 181.2 183.0 195.5 219.1 216.2 202.9 197.4 225.0 226.7 226.7 26 Other liabilities 206.6 225.2 230.5 233.1 220.0 224.4 220.6 219.5 216.7 221.3 228.1 218.3 27 TOTAL LIABILITIES 4,207.7 4,371.4 4,445.0 4,544.6 4,555.1 4,572.4 4,596.3 4,655.0 4,656.5 4,671.2 4,698.4 4,669.7 28 Residual (assets less liabilities) (7) 428.6 423.8 426.5 428.7 446.4 459.3 452.4 447.1 446.5 442.9 444.1 449.8 MEMO 29 Reval. gains on off-bal. sheet items (8) 49.1 60.9 59.8 64.5 62.7 64.8 66.0 65.4 63.6 64.8 74.3 73.5 30 Reval. losses on off-bal. sheet items (8) 50.2 60.0 59.8 63.9 61.9 64.4 64.1 65.1 62.8 65.0 74.0 73.4 31 Mortgage-backed securities (9) 335.7 346.7 348.2 347.7 348.0 352.6 353.8 358.3 359.0 357.9 357.0 357.0 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars May 19, 2000 Account 1999 1999 1999 1999 2000 2000 2000 2000 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 19 Apr 26 May 3 May 10 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,479.1 2,542.8 2,580.2 2,634.2 2,633.8 2,656.0 2,677.2 2,693.0 2,687.4 2,700.8 2,712.0 2,724.2 2 Securities in bank credit 560.8 604.2 602.5 614.2 613.0 619.3 626.2 629.3 625.2 629.8 635.3 640.0 3 U.S. government securities 392.6 395.3 390.8 396.0 397.0 400.0 398.5 396.9 395.6 395.6 395.0 397.8 3a Trading account 24.7 20.7 18.8 20.1 21.0 22.1 21.0 21.9 20.7 22.5 22.1 22.6 3b Investment account 367.9 374.6 372.0 375.9 376.0 377.8 377.5 375.1 374.9 373.1 372.9 375.2 4 Other securities 168.1 208.9 211.7 218.2 216.0 219.4 227.7 232.4 229.6 234.2 240.3 242.1 4a Trading account 67.0 81.7 82.4 87.1 81.8 86.2 91.5 93.3 89.8 95.0 101.6 103.7 4b Investment account 101.1 127.2 129.3 131.1 134.1 133.1 136.2 139.0 139.8 139.2 138.6 138.4 4c State and local government 24.8 26.0 26.5 26.6 26.9 27.0 27.2 27.7 27.8 27.9 27.9 27.8 4d Other 76.3 101.1 102.8 104.6 107.3 106.1 109.0 111.3 112.0 111.3 110.7 110.6 5 Loans and leases in bank credit (2) 1,918.3 1,938.6 1,977.7 2,020.0 2,020.8 2,036.7 2,051.0 2,063.7 2,062.3 2,071.0 2,076.7 2,084.3 6 Commercial and industrial 561.2 579.0 590.6 597.1 600.1 604.3 607.8 610.9 613.7 612.0 616.6 622.3 6a Bankers acceptances 1.1 1.2 1.1 1.1 1.1 1.0 1.0 1.1 1.1 1.1 1.1 1.1 6b Other 560.1 577.9 589.5 596.0 599.1 603.3 606.8 609.8 612.6 610.9 615.5 621.2 7 Real estate 740.3 766.6 774.3 804.9 811.8 818.8 826.7 841.4 840.8 844.7 847.3 850.0 8 Revolving home equity 75.6 69.4 69.8 70.6 72.0 73.6 75.5 78.8 78.7 79.5 80.0 80.4 9 Other 664.7 697.2 704.4 734.3 739.7 745.2 751.2 762.7 762.1 765.2 767.4 769.5 10 Consumer 305.6 286.3 288.9 292.3 293.8 297.7 299.8 303.6 303.0 304.2 306.1 304.5 11 Security (3) 66.4 49.6 62.8 80.7 71.3 70.4 70.7 59.9 56.9 59.0 56.6 57.7 11a Fed funds and RPs with broker/dealer 49.7 32.4 44.4 60.8 50.2 47.1 48.8 38.2 36.2 36.8 36.5 37.2 11b Other 16.6 17.2 18.4 19.9 21.1 23.3 22.0 21.7 20.6 22.2 20.2 20.4 12a State and local government 11.9 12.4 12.5 12.5 12.7 12.8 12.9 13.0 13.1 13.0 12.9 13.0 12b Agricultural 9.3 9.9 10.0 10.2 10.4 10.5 10.5 10.6 10.6 10.7 10.6 10.7 12c Fed funds and RPs with others 12.1 10.1 12.4 11.9 11.3 11.4 11.4 11.7 11.4 12.2 11.5 11.7 12d All other loans 93.7 97.1 96.2 79.2 78.2 79.4 79.8 79.8 80.3 81.7 81.4 80.8 12e Lease financing receivables 117.9 127.6 130.0 131.2 131.3 131.3 131.3 132.8 132.5 133.5 133.5 133.7 13 Interbank loans 135.8 152.2 146.1 146.4 143.0 148.5 154.4 147.6 142.6 160.0 148.7 150.8 13a Fed funds and RPs with banks 84.8 92.9 76.5 74.2 68.2 75.5 79.2 76.1 72.3 86.8 77.4 79.8 13b Other 51.1 59.3 69.5 72.2 74.8 73.0 75.2 71.5 70.3 73.2 71.3 71.0 14 Cash assets (4) 156.8 155.4 155.5 160.5 160.6 160.6 156.8 166.4 170.9 170.1 177.3 158.8 15 Other assets (5) 235.4 248.1 252.7 260.0 281.5 290.7 277.8 277.0 276.3 281.4 275.7 277.5 16 TOTAL ASSETS (6) 2,968.0 3,059.3 3,095.2 3,161.7 3,180.3 3,217.5 3,227.9 3,245.6 3,238.8 3,274.0 3,275.1 3,272.8 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) May 19, 2000 Account 1999 1999 1999 1999 2000 2000 2000 2000 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 19 Apr 26 May 3 May 10 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,744.1 1,737.6 1,741.6 1,754.0 1,748.0 1,754.9 1,760.4 1,786.5 1,799.7 1,792.2 1,779.6 1,781.7 18 Transaction 372.0 345.1 341.3 348.0 339.3 336.0 335.5 335.0 340.6 354.0 321.0 328.9 19 Nontransaction 1,372.1 1,392.4 1,400.3 1,406.0 1,408.7 1,418.8 1,424.9 1,451.5 1,459.2 1,438.2 1,458.6 1,452.8 20 Large time 233.2 248.3 253.6 259.7 262.5 265.0 267.0 275.7 275.5 276.3 277.6 280.8 21 Other 1,138.9 1,144.2 1,146.7 1,146.3 1,146.3 1,153.9 1,157.9 1,175.8 1,183.7 1,161.9 1,181.0 1,172.0 22 Borrowings 634.2 670.4 674.0 729.8 734.2 732.5 744.2 753.3 736.3 759.1 764.0 767.3 23 From banks in the U.S. 206.9 239.1 238.1 238.3 251.3 257.1 260.4 264.2 257.9 261.9 272.0 270.2 24 From others 427.3 431.3 436.0 491.5 482.9 475.4 483.9 489.1 478.5 497.2 492.0 497.1 25 Net due to related foreign offices 113.1 161.1 174.4 177.5 189.1 201.9 207.8 203.5 204.8 196.9 227.3 216.6 26 Other liabilities 176.6 191.8 197.2 199.2 185.6 187.5 185.5 185.0 182.6 186.8 193.2 183.2 27 TOTAL LIABILITIES 2,667.8 2,760.9 2,787.2 2,860.4 2,857.0 2,876.7 2,898.0 2,928.4 2,923.5 2,934.9 2,964.2 2,948.8 28 Residual (assets less liabilities) (7) 300.1 298.5 308.0 301.3 323.3 340.8 329.9 317.2 315.4 339.0 310.9 323.9 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars May 19, 2000 Account 1999 1999 1999 1999 2000 2000 2000 2000 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 19 Apr 26 May 3 May 10 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,484.1 2,543.7 2,595.4 2,656.2 2,656.6 2,667.5 2,678.9 2,696.5 2,694.2 2,698.4 2,718.1 2,719.4 2 Securities in bank credit 563.4 603.8 608.6 621.1 619.3 625.4 629.5 630.3 626.0 627.2 633.7 636.8 3 U.S. government securities 397.5 393.2 393.8 397.3 399.7 406.3 404.4 401.6 400.4 397.1 397.2 398.7 3a Trading account 25.2 20.8 19.9 20.0 21.7 23.2 22.0 22.1 21.2 20.8 20.8 20.4 3b Investment account 372.2 372.3 373.9 377.3 378.0 383.1 382.4 379.5 379.1 376.3 376.5 378.3 3c Mortgage-backed 251.1 247.2 247.7 247.5 247.3 253.1 252.9 251.3 251.2 249.7 248.8 248.6 3d Other 121.1 125.1 126.3 129.8 130.7 130.0 129.5 128.1 127.9 126.6 127.6 129.7 3e 1 year or less 25.5 25.8 24.1 25.5 26.3 30.6 32.6 32.4 32.3 31.5 32.8 34.9 3f Between 1 and 5 years 55.6 60.5 61.3 62.2 61.9 58.8 56.8 55.6 55.5 55.3 55.3 55.3 3g More than 5 years 40.1 38.7 40.8 42.1 42.4 40.5 40.1 40.1 40.1 39.9 39.5 39.6 4 Other securities 165.9 210.7 214.8 223.8 219.6 219.1 225.1 228.7 225.6 230.1 236.5 238.0 4a Trading account 67.0 81.7 82.4 87.1 81.8 86.2 91.5 93.3 89.8 95.0 101.6 103.7 4b Investment account 98.9 128.9 132.3 136.7 137.7 132.9 133.7 135.4 135.9 135.1 134.8 134.3 4c State and local government 24.9 26.1 26.8 26.8 27.1 27.2 27.3 27.7 27.8 27.9 27.9 27.8 4d Other 74.0 102.8 105.6 109.9 110.6 105.7 106.4 107.7 108.0 107.1 106.9 106.5 5 Loans and leases in bank credit (2) 1,920.7 1,939.8 1,986.8 2,035.1 2,037.3 2,042.0 2,049.4 2,066.2 2,068.2 2,071.2 2,084.4 2,082.6 6 Commercial and industrial 567.4 578.9 592.5 595.9 597.1 603.6 610.0 617.5 622.2 618.5 626.3 627.5 6a Bankers acceptances 1.1 1.2 1.1 1.1 1.1 1.0 1.0 1.1 1.1 1.1 1.1 1.1 6b Other 566.4 577.7 591.4 594.8 596.0 602.6 609.0 616.4 621.1 617.4 625.2 626.4 7 Real estate 738.0 768.3 778.7 810.4 818.0 820.1 825.0 838.5 837.0 840.5 844.9 849.1 8 Revolving home equity 74.9 69.6 70.0 70.8 72.4 73.5 74.7 78.1 78.1 79.1 79.6 80.0 9a Other residential 401.7 421.9 428.2 454.5 456.7 456.6 459.2 466.3 464.3 466.0 470.6 473.8 9b Commercial 261.4 276.7 280.5 285.1 288.9 290.0 291.0 294.1 294.6 295.4 294.7 295.4 10 Consumer 305.3 284.0 287.1 295.4 300.4 300.8 300.0 303.5 302.9 304.5 306.3 304.0 11 Security (3) 67.0 52.4 65.5 84.9 75.0 72.1 69.5 60.4 59.8 59.9 57.7 56.1 11a Fed funds and RPs with broker/dealer 50.0 35.3 47.6 64.7 54.6 49.7 47.2 38.2 37.8 36.7 36.8 35.6 11b Other 17.0 17.1 18.0 20.2 20.4 22.5 22.2 22.2 22.1 23.2 20.9 20.6 12a State and local government 11.7 12.6 12.6 12.6 12.6 12.7 12.8 12.9 13.0 12.9 12.8 12.8 12b Agricultural 9.1 10.1 10.1 10.2 10.4 10.3 10.3 10.4 10.4 10.5 10.4 10.5 12c Fed funds and RPs with others 12.1 10.1 12.4 11.9 11.3 11.4 11.4 11.7 11.4 12.2 11.5 11.7 12d All other loans 91.5 97.1 99.1 82.9 79.2 77.7 77.5 77.8 78.5 78.4 80.4 77.0 12e Lease financing receivables 118.5 126.5 128.7 130.9 133.5 133.3 132.8 133.5 133.0 133.7 134.0 133.8 13 Interbank loans 140.4 146.2 145.2 147.5 143.6 148.8 157.2 152.8 148.2 164.1 155.3 151.5 13a Fed funds and RPs with banks 87.7 89.6 77.6 75.7 69.7 75.1 81.2 78.8 75.6 87.5 81.3 78.2 13b Other 52.7 56.6 67.6 71.8 73.9 73.7 75.9 74.0 72.6 76.6 73.9 73.2 14 Cash assets (4) 156.8 155.9 158.6 171.8 171.2 162.2 151.5 166.3 175.2 168.3 177.5 151.0 15 Other assets (5) 238.8 242.3 248.3 258.4 280.7 292.2 280.3 280.9 279.6 283.7 282.8 283.7 16 TOTAL ASSETS (6) 2,981.1 3,049.0 3,108.1 3,194.3 3,213.7 3,232.5 3,229.5 3,258.3 3,259.0 3,276.5 3,295.0 3,266.9 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) May 19, 2000 Account 1999 1999 1999 1999 2000 2000 2000 2000 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 19 Apr 26 May 3 May 10 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,754.1 1,732.1 1,755.7 1,779.0 1,759.4 1,755.3 1,760.1 1,796.2 1,814.3 1,779.4 1,779.0 1,762.1 18 Transaction 379.7 338.8 345.8 369.3 349.0 332.6 330.9 342.1 352.6 352.4 325.3 314.9 19 Nontransaction 1,374.4 1,393.3 1,409.9 1,409.6 1,410.4 1,422.7 1,429.2 1,454.1 1,461.6 1,427.0 1,453.7 1,447.2 20 Large time 231.3 249.7 260.8 265.9 268.1 271.6 268.7 273.3 273.3 272.1 273.7 276.0 21 Other 1,143.1 1,143.7 1,149.1 1,143.7 1,142.3 1,151.1 1,160.5 1,180.8 1,188.3 1,154.9 1,180.1 1,171.2 22 Borrowings 637.9 668.2 680.6 736.4 754.3 740.6 745.2 755.1 745.0 770.8 780.7 777.2 23 From banks in the U.S. 210.3 234.6 241.0 241.8 255.7 261.2 263.7 267.8 263.9 266.5 278.0 272.1 24 From others 427.7 433.6 439.6 494.7 498.6 479.3 481.5 487.3 481.0 504.3 502.7 505.1 25 Net due to related foreign offices 109.0 161.9 176.7 178.6 190.4 213.9 210.8 197.5 192.3 219.6 220.7 220.7 26 Other liabilities 176.6 191.8 197.2 199.2 185.6 187.5 185.5 185.0 182.6 186.8 193.2 183.2 27 TOTAL LIABILITIES 2,677.7 2,754.0 2,810.2 2,893.1 2,889.7 2,897.2 2,901.7 2,933.9 2,934.1 2,956.6 2,973.6 2,943.2 28 Residual (assets less liabilities) (7) 303.4 295.0 297.9 301.2 324.0 335.3 327.8 324.4 324.9 319.9 321.4 323.7 MEMO 29 Reval. gains on off-bal. sheet items (8) 49.1 60.9 59.8 64.5 62.7 64.8 66.0 65.4 63.6 64.8 74.3 73.5 30 Reval. losses on off-bal. sheet items (8) 50.2 60.0 59.8 63.9 61.9 64.4 64.1 65.1 62.8 65.0 74.0 73.4 31 Mortgage-backed securities (9) 279.6 282.8 285.6 285.6 284.9 288.3 288.4 290.5 290.4 288.9 287.8 287.4 31a Pass-through 184.0 187.5 190.7 191.6 191.2 194.6 194.7 198.1 198.3 197.5 196.2 195.9 31b CMO, REMIC, and other 95.6 95.3 94.9 94.0 93.7 93.6 93.7 92.4 92.0 91.4 91.5 91.6 32 Net unrealized gains (losses) on 0.9 -5.6 -5.8 -6.0 -7.4 -7.8 -7.3 -8.4 -8.2 -8.3 -9.2 -9.2 available-for-sale securities (10) 33 Offshore credit to U.S. residents (11) 37.9 26.7 24.8 24.0 23.2 23.6 24.1 24.4 24.4 24.4 24.7 24.7 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars May 19, 2000 Account 1999 1999 1999 1999 2000 2000 2000 2000 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 19 Apr 26 May 3 May 10 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,477.9 1,566.0 1,569.2 1,581.0 1,606.1 1,624.8 1,637.7 1,643.9 1,643.4 1,644.1 1,647.5 1,654.6 2 Securities in bank credit 432.8 453.6 448.1 446.9 453.0 457.1 455.2 453.9 453.5 452.8 453.5 455.5 3 U.S. government securities 321.7 335.5 329.8 327.3 334.1 338.6 336.2 334.2 334.4 332.9 333.3 334.2 4 Other securities 111.1 118.1 118.3 119.5 118.8 118.5 119.0 119.7 119.1 119.9 120.1 121.2 5 Loans and leases in bank credit (2) 1,045.1 1,112.4 1,121.1 1,134.1 1,153.2 1,167.7 1,182.6 1,190.0 1,189.9 1,191.3 1,194.1 1,199.1 6 Commercial and industrial 191.1 208.4 211.2 212.8 217.8 220.8 224.7 226.5 226.5 227.2 227.7 228.9 7 Real estate 590.6 635.1 641.0 647.2 657.2 667.5 676.0 681.3 681.2 683.0 685.3 688.4 8 Revolving home equity 28.9 30.8 31.1 31.5 32.5 33.1 33.8 34.2 34.2 34.4 34.6 34.6 9 Other 561.6 604.4 609.9 615.7 624.8 634.4 642.3 647.1 647.0 648.6 650.7 653.8 10 Consumer 191.1 195.9 194.6 198.8 203.2 204.0 205.0 205.1 204.7 205.7 205.3 206.0 11 Security (3) 5.1 5.0 5.5 5.4 5.2 5.3 5.5 5.8 5.9 5.3 5.4 5.4 12 Other loans and leases 67.2 68.0 68.8 69.9 69.8 70.0 71.3 71.3 71.6 70.2 70.4 70.4 13 Interbank loans 55.4 48.0 53.7 53.5 53.3 55.0 55.0 61.2 63.0 61.4 58.9 58.0 14 Cash assets (4) 65.6 69.2 70.3 73.6 70.1 69.0 68.9 69.1 68.5 68.7 71.0 73.7 15 Other assets (5) 70.3 81.7 81.3 82.4 85.2 83.5 83.3 85.2 84.6 87.1 85.0 85.1 16 TOTAL ASSETS (6) 1,650.0 1,745.1 1,754.7 1,770.5 1,794.7 1,812.1 1,824.4 1,838.7 1,838.7 1,840.5 1,841.6 1,850.5 L I A B I L I T I E S 17 Deposits 1,314.4 1,375.4 1,384.9 1,396.4 1,412.7 1,424.0 1,433.1 1,446.9 1,450.4 1,446.0 1,447.4 1,450.5 18 Transaction 272.3 275.0 273.2 271.6 276.4 277.6 278.9 279.4 283.0 286.7 274.6 279.4 19 Nontransaction 1,042.1 1,100.3 1,111.7 1,124.8 1,136.3 1,146.4 1,154.2 1,167.5 1,167.4 1,159.3 1,172.8 1,171.1 20 Large time 191.6 202.1 205.9 208.1 211.2 215.2 218.5 220.5 220.0 219.5 220.6 220.6 21 Other 850.5 898.3 905.7 916.7 925.1 931.2 935.8 947.0 947.4 939.7 952.2 950.5 22 Borrowings 176.6 201.2 199.8 205.3 219.8 221.8 229.1 231.0 228.1 232.0 231.6 233.0 23 From banks in the U.S. 80.5 87.0 85.7 84.3 89.0 89.6 93.4 89.2 87.3 91.3 90.1 89.9 24 From others 96.1 114.3 114.1 121.0 130.8 132.1 135.7 141.7 140.8 140.7 141.5 143.1 25 Net due to related foreign offices 4.9 4.3 4.5 4.5 5.1 5.3 5.4 5.3 5.2 5.4 6.0 6.0 26 Other liabilities 29.4 33.7 33.4 33.8 34.7 36.5 34.7 33.8 33.6 33.9 34.4 34.8 27 TOTAL LIABILITIES 1,525.4 1,614.6 1,622.6 1,639.9 1,672.2 1,687.5 1,702.3 1,717.0 1,717.2 1,717.2 1,719.4 1,724.3 28 Residual (assets less liabilities) (7) 124.7 130.5 132.1 130.5 122.5 124.5 122.1 121.7 121.5 123.3 122.2 126.2 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars May 19, 2000 Account 1999 1999 1999 1999 2000 2000 2000 2000 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 19 Apr 26 May 3 May 10 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,481.5 1,567.3 1,568.9 1,581.4 1,599.8 1,612.1 1,631.6 1,647.2 1,648.3 1,650.7 1,653.3 1,662.1 2 Securities in bank credit 437.4 451.1 446.4 446.4 451.2 453.9 456.2 458.3 458.3 458.0 457.7 460.5 3 U.S. government securities 325.2 333.1 328.1 326.7 332.6 336.1 337.5 337.4 337.9 336.8 336.6 338.4 4 Other securities 112.2 118.0 118.4 119.7 118.6 117.8 118.8 120.9 120.4 121.2 121.1 122.1 5 Loans and leases in bank credit (2) 1,044.1 1,116.1 1,122.5 1,135.0 1,148.5 1,158.3 1,175.4 1,188.9 1,190.0 1,192.7 1,195.6 1,201.7 6 Commercial and industrial 193.2 208.0 210.1 212.4 216.9 219.7 224.7 228.7 229.2 230.1 230.6 231.8 7 Real estate 589.4 637.8 642.9 646.6 654.9 662.9 672.8 679.9 680.1 682.0 684.4 688.2 8 Revolving home equity 28.8 31.0 31.3 31.7 32.4 32.9 33.5 34.1 34.1 34.3 34.6 34.6 9 Other 560.6 606.8 611.6 614.9 622.5 630.0 639.4 645.9 646.0 647.7 649.8 653.7 10 Consumer 190.1 195.7 195.1 201.1 203.8 203.0 203.2 204.1 204.0 205.8 205.1 206.0 11 Security (3) 5.1 5.0 5.5 5.4 5.2 5.3 5.5 5.8 5.9 5.3 5.4 5.4 12 Other loans and leases 66.2 69.6 69.0 69.5 67.8 67.3 69.1 70.4 70.8 69.5 70.1 70.2 13 Interbank loans 57.0 48.1 58.6 57.9 53.5 56.2 58.1 62.9 64.0 54.1 56.2 55.3 14 Cash assets (4) 64.9 69.0 73.2 77.9 71.5 68.6 66.9 68.5 68.0 66.7 71.5 71.0 15 Other assets (5) 70.9 81.5 82.5 81.9 83.2 82.6 83.2 86.0 84.4 86.9 87.3 85.0 16 TOTAL ASSETS (6) 1,655.2 1,746.3 1,763.4 1,779.0 1,787.8 1,799.2 1,819.2 1,843.9 1,844.0 1,837.6 1,847.4 1,852.5 L I A B I L I T I E S 17 Deposits 1,321.6 1,376.7 1,395.9 1,405.3 1,407.8 1,415.5 1,431.1 1,454.0 1,458.0 1,440.0 1,450.8 1,450.7 18 Transaction 274.4 272.8 276.8 282.4 278.0 274.2 276.7 281.3 285.9 280.8 275.5 275.1 19 Nontransaction 1,047.2 1,103.9 1,119.1 1,122.8 1,129.7 1,141.3 1,154.5 1,172.8 1,172.1 1,159.1 1,175.3 1,175.5 20 Large time 191.6 202.1 205.9 208.1 211.2 215.2 218.5 220.5 220.0 219.5 220.6 220.6 21 Other 855.6 901.8 913.1 914.7 918.5 926.1 936.0 952.3 952.2 939.6 954.7 955.0 22 Borrowings 173.5 203.1 201.1 207.9 218.2 217.6 223.0 227.4 225.1 234.7 233.1 234.7 23 From banks in the U.S. 78.4 88.5 86.2 85.8 88.4 87.0 89.9 86.9 85.2 91.6 89.4 89.0 24 From others 95.1 114.6 114.9 122.0 129.8 130.5 133.1 140.4 139.9 143.1 143.6 145.7 25 Net due to related foreign offices 4.9 4.3 4.5 4.5 5.1 5.3 5.4 5.3 5.2 5.4 6.0 6.0 26 Other liabilities 30.0 33.4 33.3 33.9 34.4 36.9 35.1 34.5 34.1 34.6 34.9 35.1 27 TOTAL LIABILITIES 1,530.1 1,617.4 1,634.8 1,651.5 1,665.4 1,675.2 1,694.6 1,721.2 1,722.4 1,714.6 1,724.7 1,726.5 28 Residual (assets less liabilities) (7) 125.2 128.8 128.6 127.6 122.4 124.0 124.7 122.7 121.6 122.9 122.7 126.1 MEMO 31 Mortgage-backed securities (9) 56.1 63.9 62.6 62.1 63.1 64.3 65.4 67.9 68.6 69.0 69.3 69.5 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars May 19, 2000 Account 1999 1999 1999 1999 2000 2000 2000 2000 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 19 Apr 26 May 3 May 10 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 547.2 524.8 538.5 548.2 545.9 539.9 543.2 564.9 560.8 576.4 580.0 580.8 2 Securities in bank credit 198.4 191.9 192.3 202.3 199.3 191.2 194.0 198.2 195.1 203.4 207.6 205.9 3 U.S. government securities 88.2 82.4 78.5 80.7 80.2 75.3 77.3 78.0 76.1 82.3 77.2 77.2 4 Other securities 110.3 109.5 113.9 121.6 119.1 115.9 116.7 120.2 119.0 121.2 130.4 128.7 5 Loans and leases in bank credit (2) 348.8 332.9 346.2 345.9 346.6 348.7 349.2 366.7 365.7 373.0 372.4 374.9 6 Commercial and industrial 207.2 194.9 196.2 193.4 194.8 196.7 198.2 201.7 201.3 203.2 205.8 206.5 7 Real estate 19.9 17.6 17.3 17.0 17.4 17.7 18.1 18.4 18.4 18.4 18.4 18.4 11 Security (3) 51.4 55.1 65.4 67.1 66.6 66.6 66.3 77.6 77.5 83.1 78.5 80.7 12 Other loans and leases 70.3 65.3 67.3 68.5 67.8 67.7 66.6 69.0 68.6 68.2 69.7 69.3 13 Interbank loans 25.1 25.6 25.2 29.5 28.9 32.6 28.3 29.3 28.7 33.1 34.2 34.5 14 Cash assets (4) 35.9 44.4 48.8 53.5 55.4 54.5 51.8 51.8 51.9 52.3 49.9 47.8 15 Other assets (5) 36.3 32.8 34.8 36.6 38.5 38.2 39.1 39.7 39.7 39.5 39.8 41.0 16 TOTAL ASSETS (6) 644.3 627.3 647.1 667.5 668.4 664.8 662.1 685.4 680.9 700.9 703.6 703.8 L I A B I L I T I E S 17 Deposits 314.6 335.5 355.3 374.2 380.8 380.6 383.1 393.5 392.8 395.2 403.0 400.1 18 Transaction 10.4 10.6 10.4 10.5 10.8 11.1 11.3 11.1 11.4 10.6 10.9 11.5 19 Nontransaction 304.2 324.9 345.0 363.6 370.0 369.5 371.8 382.4 381.4 384.5 392.0 388.6 22 Borrowings 175.5 178.6 186.0 181.5 180.0 176.2 177.9 198.9 196.3 212.3 203.3 206.9 23 From banks in the U.S. 21.6 22.2 26.1 24.4 19.7 18.3 19.5 20.7 20.0 21.8 18.6 18.9 24 From others 154.0 156.4 159.8 157.1 160.3 157.9 158.4 178.2 176.3 190.5 184.6 188.0 25 Net due to related foreign offices 83.9 55.0 45.0 39.1 35.6 26.8 19.9 14.9 17.4 5.7 10.9 11.5 26 Other liabilities 66.4 65.8 67.2 69.3 68.7 71.5 69.2 70.4 69.6 71.7 77.1 77.1 27 TOTAL LIABILITIES 640.5 634.9 653.4 664.1 665.2 655.1 650.2 677.7 676.2 684.9 694.3 695.6 28 Residual (assets less liabilities) (7) 3.8 -7.6 -6.3 3.4 3.3 9.7 11.9 7.7 4.7 16.1 9.3 8.2 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars May 19, 2000 Account 1999 1999 1999 1999 2000 2000 2000 2000 Week ending Apr Oct Nov Dec Jan Feb Mar Apr Apr 19 Apr 26 May 3 May 10 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 542.2 531.8 551.1 558.2 553.7 544.1 541.8 558.7 555.5 568.1 573.5 573.2 2 Securities in bank credit 195.9 197.6 201.8 206.0 203.2 192.5 191.1 194.7 190.9 198.7 205.1 203.8 3 U.S. government securities 88.7 82.0 80.0 82.1 80.8 75.4 77.2 78.7 76.0 82.9 79.9 78.6 3a Trading account 21.2 14.2 8.5 6.7 7.6 7.4 9.4 10.9 8.3 14.9 12.0 11.2 3b Investment account 67.5 67.8 71.5 75.4 73.2 68.1 67.8 67.8 67.7 68.0 67.9 67.4 4 Other securities 107.2 115.6 121.8 123.9 122.4 117.0 113.9 116.0 114.9 115.8 125.2 125.2 4a Trading account 64.8 75.3 80.3 80.7 77.1 74.3 71.7 73.4 72.1 73.1 82.8 82.6 4b Investment account 42.4 40.2 41.5 43.2 45.3 42.8 42.3 42.6 42.8 42.7 42.4 42.6 5 Loans and leases in bank credit (2) 346.3 334.3 349.3 352.2 350.5 351.6 350.7 364.0 364.5 369.5 368.4 369.4 6 Commercial and industrial 205.5 196.2 199.2 197.0 196.3 199.2 199.8 199.9 200.3 200.3 202.7 202.4 7 Real estate 19.7 17.9 17.4 16.9 17.6 18.0 18.3 18.3 18.2 18.2 18.3 18.4 11 Security (3) 51.4 54.7 64.8 67.5 67.0 66.4 66.5 77.6 77.8 83.2 79.0 80.5 12 Other loans and leases 69.6 65.5 67.9 70.8 69.6 68.1 66.1 68.1 68.2 67.7 68.5 68.1 13 Interbank loans 25.1 25.6 25.2 29.5 28.9 32.6 28.3 29.3 28.7 33.1 34.2 34.5 14 Cash assets (4) 34.3 45.3 51.8 57.8 57.7 53.9 50.7 49.6 49.7 49.8 48.2 46.1 15 Other assets (5) 35.4 32.1 34.9 38.7 40.0 40.1 40.3 39.0 38.7 38.5 39.4 41.2 16 TOTAL ASSETS (6) 636.8 634.5 662.6 683.9 680.0 670.3 660.9 676.2 672.2 689.2 694.9 694.7 L I A B I L I T I E S 17 Deposits 315.1 332.0 358.0 382.6 387.7 387.7 389.2 394.6 392.7 397.6 405.6 401.0 18 Transaction 10.0 10.7 10.5 11.1 11.0 11.0 11.1 10.7 10.9 10.3 10.7 10.8 19 Nontransaction 305.1 321.3 347.5 371.5 376.7 376.7 378.2 383.9 381.8 387.4 394.9 390.2 22 Borrowings 175.5 178.6 186.0 181.5 180.0 176.2 177.9 198.9 196.3 212.3 203.3 206.9 23 From banks in the U.S. 21.6 22.2 26.1 24.4 19.7 18.3 19.5 20.7 20.0 21.8 18.6 18.9 24 From others 154.0 156.4 159.8 157.1 160.3 157.9 158.4 178.2 176.3 190.5 184.6 188.0 25 Net due to related foreign offices 78.4 55.3 46.7 44.3 37.9 29.1 20.5 10.2 11.5 5.2 6.6 6.6 26 Other liabilities 64.9 65.2 68.2 71.4 70.4 73.5 69.5 68.6 67.6 70.2 75.4 76.0 27 TOTAL LIABILITIES 634.0 631.2 658.8 679.9 676.0 666.4 657.2 672.3 668.2 685.2 690.9 690.5 28 Residual (assets less liabilities) (7) 2.8 3.3 3.8 4.1 4.0 3.9 3.7 3.9 4.0 4.0 4.0 4.2 MEMO 29 Reval. gains on off-bal. sheet items (8) 37.0 39.1 41.0 39.5 38.7 40.1 39.3 39.3 38.5 40.3 45.0 45.2 30 Reval. losses on off-bal. sheet items (8) 37.4 37.8 39.9 38.5 37.7 40.0 38.2 38.1 37.2 39.4 44.3 44.6 ------------------------------------------------- Footnotes appear on page 13. H.8 (510) Footnotes Page 13 May 19, 2000 Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 3. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 4. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 5. Excludes the due-from position with related foreign offices, which is included in line 25. 6. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 7. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 8. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 9. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses. NOTE: Domestically chartered commercial banks acquired $1.3 billion in assets and liabilities of nonbank institutions in the week ending May 10, 2000. The major asset items affected were (in billions): U.S. government securities, $0.4; other securities, $0.1; real estate loans, home equity, $0.1; real estate loans, other $0.4; consumer loans, $0.2; and other loans and leases, $0.1. The major liability item affected was nontransaction deposits, $1.3..