Federal Reserve Statistical Release, H.8, Assets and Liabilities of Commercial Banks in the United States; title with eagle logo links to Statistical Release home page

Release Date: July 14, 2000

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H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)                                                                              For use at 4:15 p.m. Eastern Time



Seasonally adjusted, billions of dollars                                                                                                                             July 14, 2000


               Account                                    1999      1999      2000      2000      2000      2000      2000      2000                      Week ending
                                                           Jun       Dec       Jan       Feb       Mar       Apr       May       Jun         Jun 14    Jun 21    Jun 28     Jul 5 


                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        4,560.2   4,762.8   4,787.9   4,818.5   4,856.5   4,902.6   4,968.1   5,000.0       4,985.7   5,020.3   5,015.5   5,022.5

  2     Securities in bank credit                        1,214.3   1,263.6   1,267.0   1,267.1   1,276.3   1,284.5   1,302.5   1,296.8       1,297.3   1,299.5   1,294.9   1,295.9
  3        U.S. government securities                      811.6     803.9     812.0     813.0     812.4     810.2     811.5     813.0         811.5     815.9     814.3     817.6
  4        Other securities                                402.7     459.6     455.0     454.2     463.9     474.3     491.0     483.8         485.8     483.6     480.6     478.3

  5     Loans and leases in bank credit (2)              3,345.9   3,499.2   3,520.9   3,551.4   3,580.2   3,618.1   3,665.6   3,703.3       3,688.3   3,720.9   3,720.6   3,726.6
  6        Commercial and industrial                       963.8   1,002.0   1,010.3   1,017.7   1,023.8   1,031.7   1,052.2   1,057.0       1,055.6   1,059.3   1,055.6   1,059.2
  7        Real estate                                   1,369.8   1,470.6   1,489.0   1,505.1   1,522.5   1,543.1   1,564.5   1,583.9       1,579.8   1,590.4   1,588.9   1,590.8
  8          Revolving home equity                         104.3     101.6     103.5     104.7     106.2     109.5     112.3     113.9         113.6     113.8     114.4     115.1
  9          Other                                       1,265.5   1,368.9   1,385.5   1,400.4   1,416.3   1,433.5   1,452.2   1,470.0       1,466.2   1,476.7   1,474.4   1,475.6
  10       Consumer                                        488.9     489.7     496.4     502.6     507.2     511.6     515.9     524.4         521.0     527.5     530.6     526.6
  11       Security (3)                                    130.7     153.1     143.2     142.4     142.6     143.4     144.6     149.6         147.1     152.4     156.1     154.6
  12       Other loans and leases                          392.7     383.8     382.0     383.6     384.2     388.2     388.4     388.5         384.8     391.3     389.4     395.4

  13  Interbank loans                                      223.2     229.5     225.1     236.1     237.2     238.2     242.6     242.8         238.2     246.2     250.1     252.8

  14  Cash assets (4)                                      261.9     287.5     283.3     281.6     275.1     285.2     277.5     272.0         268.5     280.5     265.2     262.3

  15  Other assets (5)                                     346.9     377.8     382.8     378.6     377.0     378.4     387.8     392.2         391.3     390.5     390.5     427.4

  16  TOTAL ASSETS (6)                                   5,333.4   5,597.8   5,619.9   5,655.9   5,686.6   5,744.7   5,816.0   5,846.6       5,823.5   5,877.3   5,860.6   5,904.2

            L I A B I L I T I E S

  17  Deposits                                           3,383.5   3,524.5   3,540.2   3,558.4   3,575.2   3,626.3   3,631.7   3,653.6       3,661.9   3,652.5   3,651.0   3,675.0
  18    Transaction                                        651.1     630.2     626.6     625.2     626.1     626.0     629.2     615.9         607.2     627.2     624.0     615.0
  19    Nontransaction                                   2,732.3   2,894.3   2,913.6   2,933.2   2,949.1   3,000.3   3,002.6   3,037.7       3,054.7   3,025.3   3,027.0   3,059.9
  20       Large time                                      723.1     828.1     840.3     845.8     853.2     874.6     880.7     895.0         899.1     896.5     897.2     900.3
  21       Other                                         2,009.3   2,066.2   2,073.3   2,087.4   2,095.9   2,125.7   2,121.9   2,142.7       2,155.6   2,128.8   2,129.7   2,159.7

  22  Borrowings                                         1,023.3   1,116.6   1,133.5   1,130.0   1,150.8   1,184.8   1,196.7   1,197.5       1,188.8   1,204.9   1,208.4   1,216.4
  23    From banks in the U.S.                             333.8     347.0     359.9     365.0     373.0     374.1     380.0     371.3         375.0     367.0     365.5     386.2
  24    From others                                        689.5     769.6     773.7     765.0     777.8     810.7     816.8     826.1         813.8     837.9     842.8     830.2

  25  Net due to related foreign offices                   217.4     221.1     229.7     233.9     233.1     223.9     249.5     260.3         252.7     258.5     251.1     274.6

  26  Other liabilities                                    277.5     302.4     290.4     295.6     289.5     289.4     312.4     303.6         301.3     306.9     305.4     295.5

  27  TOTAL LIABILITIES                                  4,901.6   5,164.5   5,193.8   5,217.8   5,248.6   5,324.5   5,390.4   5,414.9       5,404.7   5,422.9   5,415.8   5,461.6

  28  Residual (assets less liabilities) (7)               431.7     433.3     426.1     438.1     438.0     420.3     425.6     431.7         418.9     454.4     444.8     442.7



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                         July 14, 2000


               Account                                    1999      1999      2000      2000      2000      2000      2000      2000                      Week ending
                                                           Jun       Dec       Jan       Feb       Mar       Apr       May       Jun         Jun 14    Jun 21    Jun 28     Jul 5 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        4,546.7   4,795.1   4,812.1   4,821.5   4,850.6   4,903.1   4,960.1   4,984.0       4,972.8   4,993.6   4,996.6   5,009.4

  2     Securities in bank credit                        1,206.7   1,273.7   1,275.5   1,271.2   1,277.7   1,286.4   1,300.1   1,286.5       1,286.9   1,284.4   1,281.8   1,282.0
  3        U.S. government securities                      811.0     806.0     813.7     816.9     819.4     818.8     816.8     812.3         811.2     812.2     810.1     812.6
  4        Other securities                                395.7     467.7     461.8     454.3     458.4     467.5     483.2     474.3         475.7     472.2     471.7     469.4

  5     Loans and leases in bank credit (2)              3,340.0   3,521.5   3,536.6   3,550.3   3,572.9   3,616.7   3,660.0   3,697.5       3,686.0   3,709.2   3,714.8   3,727.4
  6        Commercial and industrial                       963.2   1,004.0   1,007.9   1,018.3   1,027.7   1,038.7   1,055.0   1,056.3       1,054.3   1,058.9   1,055.3   1,060.6
  7        Real estate                                   1,367.6   1,475.4   1,493.0   1,502.0   1,517.7   1,538.6   1,561.9   1,580.5       1,577.7   1,582.9   1,584.7   1,586.7
  8          Revolving home equity                         104.4     102.0     103.8     104.4     105.1     108.7     111.9     113.9         113.7     114.1     114.6     114.9
  9          Other                                       1,263.3   1,373.3   1,389.2   1,397.7   1,412.6   1,429.9   1,450.0   1,466.6       1,464.1   1,468.8   1,470.1   1,471.7
  10       Consumer                                        487.0     495.2     503.5     504.6     505.6     510.5     515.5     523.3         519.1     526.4     530.6     526.6
  10a  	     Credit card and related plans  	              --        --        --        --        --        --        --        --            --        --     198.3     197.3
  10b  	     Other  	    	    	    	              --        --        --        --        --        --        --        --            --        --     332.3     329.4
  11       Security (3)                                    130.2     157.8     147.3     143.9     141.6     144.0     143.1     149.4         150.5     152.2     153.4     152.2
  12       Other loans and leases                          392.0     389.1     384.9     381.3     380.3     384.9     384.6     388.0         384.2     388.8     390.7     401.4

  13  Interbank loans                                      222.7     234.9     226.0     237.6     243.1     245.0     242.4     242.2         241.7     239.6     245.6     261.5

  14  Cash assets (4)                                      258.0     307.4     297.4     282.2     266.7     282.3     275.3     268.0         269.7     270.3     264.2     273.8

  15  Other assets (5)                                     349.2     377.8     381.3     380.9     380.5     382.0     391.2     394.1         392.7     387.4     393.7     436.9

  16  TOTAL ASSETS (6)                                   5,317.7   5,655.4   5,658.0   5,663.4   5,681.6   5,753.1   5,809.0   5,827.9       5,816.7   5,830.6   5,839.3   5,920.9

            L I A B I L I T I E S

  17  Deposits                                           3,373.6   3,566.8   3,553.5   3,557.3   3,579.0   3,644.3   3,617.1   3,641.7       3,665.8   3,614.7   3,627.4   3,691.2
  18    Transaction                                        649.9     662.9     638.1     618.2     619.0     634.6     619.8     614.9         615.3     610.2     625.7     643.1
  19    Nontransaction                                   2,723.6   2,903.9   2,915.4   2,939.0   2,960.0   3,009.7   2,997.3   3,026.8       3,050.5   3,004.5   3,001.6   3,048.0
  20       Large time                                      715.1     843.1     851.3     858.4     861.6     874.2     876.9     884.1         890.5     884.1     881.8     880.6
  21       Other                                         2,008.5   2,060.8   2,064.1   2,080.6   2,098.4   2,135.5   2,120.4   2,142.8       2,160.0   2,120.4   2,119.9   2,167.4

  22  Borrowings                                         1,025.1   1,125.8   1,152.0   1,133.9   1,145.8   1,183.0   1,206.2   1,201.4       1,179.8   1,231.9   1,224.4   1,208.3
  23    From banks in the U.S.                             334.2     351.9     363.7     366.5     372.9     375.3     380.7     372.5         371.1     373.9     372.8     386.0
  24    From others                                        691.0     773.9     788.3     767.4     772.9     807.6     825.5     828.9         808.6     858.0     851.7     822.3

  25  Net due to related foreign offices                   211.0     227.3     233.3     248.3     236.7     213.2     249.9     250.7         240.9     247.7     256.4     256.4

  26  Other liabilities                                    276.1     304.6     291.8     297.9     290.2     288.3     310.9     301.9         300.0     304.7     303.7     292.4

  27  TOTAL LIABILITIES                                  4,885.8   5,224.5   5,230.7   5,237.3   5,251.7   5,328.7   5,384.2   5,395.7       5,386.4   5,399.0   5,411.9   5,448.2

  28  Residual (assets less liabilities) (7)               431.8     430.9     427.3     426.1     429.9     424.4     424.8     432.2         430.2     431.6     427.3     472.6





      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                             July 14, 2000


               Account                                    1999      1999      2000      2000      2000      2000      2000      2000                      Week ending
                                                           Jun       Dec       Jan       Feb       Mar       Apr       May       Jun         Jun 14    Jun 21    Jun 28     Jul 5 
                                                        --------  --------  --------  --------  --------  --------  --------  --------       -------  -------   -------   -------

             A S S E T S




  1   Bank credit                                        4,021.4   4,214.4   4,239.6   4,277.6   4,312.3   4,334.4   4,386.5   4,426.3       4,411.0   4,443.7   4,443.8   4,449.2

  2     Securities in bank credit                        1,015.1   1,061.2   1,065.9   1,075.2   1,081.5   1,083.3   1,095.2   1,095.4       1,093.9   1,096.8   1,096.6   1,097.7
  3        U.S. government securities                      724.2     723.2     730.9     737.2     734.6     731.0     732.3     734.5         733.4     737.0     735.5     737.7
  4        Other securities                                290.9     338.0     334.9     338.1     346.9     352.3     363.0     360.9         360.6     359.7     361.1     360.0

  5     Loans and leases in bank credit (2)              3,006.4   3,153.3   3,173.7   3,202.4   3,230.8   3,251.1   3,291.2   3,330.9       3,317.1   3,346.9   3,347.2   3,351.5
  6        Commercial and industrial                       764.8     808.6     815.4     820.9     825.6     830.0     844.6     849.2         847.1     850.2     850.0     852.9
  7        Real estate                                   1,350.8   1,453.6   1,471.6   1,487.3   1,504.3   1,524.6   1,545.8   1,564.9       1,561.0   1,571.2   1,569.6   1,571.7
  8          Revolving home equity                         104.3     101.6     103.5     104.7     106.2     109.5     112.3     113.9         113.6     113.8     114.4     115.1
  9          Other                                       1,246.4   1,351.9   1,368.0   1,382.6   1,398.2   1,415.1   1,433.5   1,451.0       1,447.4   1,457.4   1,455.2   1,456.6
  10       Consumer                                        488.9     489.7     496.4     502.6     507.2     511.6     515.9     524.4         521.0     527.5     530.6     526.6
  11       Security (3)                                     78.9      86.1      76.5      75.7      76.2      65.7      63.9      68.7          68.3      71.8      71.3      70.1
  12       Other loans and leases                          323.1     315.3     314.0     315.8     317.5     319.2     321.0     323.8         319.7     326.2     325.8     330.1

  13  Interbank loans                                      198.4     199.9     196.2     203.5     208.8     208.9     210.9     214.4         213.6     216.5     218.6     225.4

  14  Cash assets (4)                                      225.7     234.1     231.0     230.3     226.3     236.3     232.2     226.0         221.7     234.2     219.2     216.0

  15  Other assets (5)                                     313.2     341.2     344.1     340.4     337.9     338.6     347.0     348.9         348.9     345.5     346.5     382.1

  16  TOTAL ASSETS (6)                                   4,700.1   4,930.2   4,952.1   4,993.1   5,026.4   5,059.0   5,116.9   5,155.7       5,135.4   5,180.0   5,167.7   5,212.2

            L I A B I L I T I E S

  17  Deposits                                           3,075.2   3,150.4   3,160.5   3,178.9   3,193.3   3,233.9   3,244.5   3,266.3       3,272.7   3,262.2   3,262.4   3,287.5
  18    Transaction                                        640.3     619.6     615.8     614.2     614.8     614.9     617.7     604.3         594.9     615.5     613.5     602.7
  19    Nontransaction                                   2,434.9   2,530.8   2,544.7   2,564.8   2,578.5   2,619.0   2,626.8   2,662.1       2,677.8   2,646.7   2,648.9   2,684.8
  20       Large time                                      426.8     467.8     473.3     479.0     485.4     496.2     507.5     520.3         523.0     518.2     520.3     527.3
  21       Other                                         2,008.1   2,063.0   2,071.4   2,085.8   2,093.1   2,122.8   2,119.3   2,141.8       2,154.8   2,128.5   2,128.6   2,157.4

  22  Borrowings                                           839.9     935.1     954.1     954.3     973.3     984.5     991.4     991.8         983.3     998.9   1,001.1   1,004.0
  23    From banks in the U.S.                             307.5     322.5     340.2     346.7     353.5     353.4     362.3     352.7         355.2     347.6     347.2     360.3
  24    From others                                        532.4     612.6     613.9     607.6     619.7     631.0     629.1     639.1         628.1     651.3     654.0     643.7

  25  Net due to related foreign offices                   146.2     182.0     194.2     207.1     213.2     208.9     229.4     241.4         240.0     241.7     231.6     251.1

  26  Other liabilities                                    213.8     232.9     220.3     224.1     220.3     218.8     235.1     233.6         230.1     234.7     238.8     227.8

  27  TOTAL LIABILITIES                                  4,275.1   4,500.4   4,529.1   4,564.4   4,600.1   4,646.0   4,700.5   4,733.1       4,726.1   4,737.6   4,734.0   4,770.4

  28  Residual (assets less liabilities) (7)               425.0     429.8     422.9     428.7     426.4     412.9     416.4     422.6         409.3     442.4     433.7     441.8



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                         July 14, 2000


               Account                                    1999      1999      2000      2000      2000      2000      2000      2000                      Week ending
                                                           Jun       Dec       Jan       Feb       Mar       Apr       May       Jun         Jun 14    Jun 21    Jun 28     Jul 5 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        4,015.8   4,236.8   4,256.0   4,276.4   4,307.8   4,341.2   4,386.9   4,419.8       4,408.8   4,428.9   4,433.1   4,444.7

  2     Securities in bank credit                        1,011.9   1,067.6   1,070.4   1,078.1   1,085.8   1,088.8   1,095.8   1,091.0       1,090.3   1,089.1   1,089.2   1,089.7
  3        U.S. government securities                      723.6     723.9     732.1     741.0     741.7     738.9     736.6     733.7         733.2     733.9     731.3     732.7
  4        Other securities                                288.3     343.7     338.3     337.1     344.1     349.9     359.2     357.3         357.1     355.2     357.9     357.0

  5     Loans and leases in bank credit (2)              3,003.9   3,169.2   3,185.6   3,198.3   3,222.0   3,252.4   3,291.1   3,328.8       3,318.5   3,339.8   3,343.9   3,355.0
  6        Commercial and industrial                       767.0     807.0     811.4     819.1     827.9     838.8     851.7     851.8         849.7     853.0     852.3     856.8
  7        Real estate                                   1,348.7   1,458.5   1,475.4   1,484.0   1,499.5   1,520.3   1,543.3   1,561.6       1,559.1   1,563.8   1,565.7   1,567.8
  8          Revolving home equity                         104.4     102.0     103.8     104.4     105.1     108.7     111.9     113.9         113.7     114.1     114.6     114.9
  9          Other                                       1,244.4   1,356.4   1,371.6   1,379.6   1,394.3   1,411.6   1,431.4   1,447.7       1,445.4   1,449.7   1,451.2   1,452.9
  10       Consumer                                        487.0     495.2     503.5     504.6     505.6     510.5     515.5     523.3         519.1     526.4     530.6     526.6
  10a  	     Credit card and related plans  	              --        --        --        --        --        --        --        --            --        --     198.3     197.3
  10d  	     Other  	    	    	    	              --        --        --        --        --        --        --        --            --        --     332.3     329.4
  11       Security (3)                                     78.2      90.3      80.1      77.4      74.9      66.2      62.5      68.2          71.1      71.6      67.7      67.6
  12       Other loans and leases                          323.0     318.3     315.1     313.1     314.1     316.7     318.1     323.9         319.5     324.9     327.5     336.1

  13  Interbank loans                                      197.9     205.4     197.0     205.0     214.7     215.7     210.7     213.8         217.0     209.9     214.1     234.2

  14  Cash assets (4)                                      222.1     249.7     242.9     231.5     218.9     235.6     231.2     222.8         223.7     224.8     218.9     228.5

  15  Other assets (5)                                     317.0     339.1     341.2     340.8     340.1     343.0     351.0     353.1         352.0     345.4     352.7     394.4

  16  TOTAL ASSETS (6)                                   4,694.3   4,971.3   4,978.6   4,995.0   5,022.6   5,076.5   5,120.1   5,149.4       5,141.6   5,149.1   5,158.3   5,241.3

            L I A B I L I T I E S

  17  Deposits                                           3,068.3   3,184.2   3,167.0   3,170.8   3,191.0   3,250.8   3,229.0   3,258.8       3,280.0   3,229.5   3,244.5   3,314.9
  18    Transaction                                        639.4     651.8     627.2     607.3     608.0     623.9     608.9     603.6         603.5     598.9     615.1     630.5
  19    Nontransaction                                   2,428.8   2,532.4   2,539.8   2,563.5   2,583.1   2,626.9   2,620.2   2,655.2       2,676.5   2,630.5   2,629.3   2,684.4
  20       Large time                                      422.6     474.0     478.9     485.6     487.1     493.8     502.2     514.8         518.9     512.5     511.8     519.4
  21       Other                                         2,006.3   2,058.4   2,060.9   2,077.9   2,096.0   2,133.1   2,118.0   2,140.4       2,157.6   2,118.0   2,117.5   2,165.0

  22  Borrowings                                           841.8     944.3     972.6     958.2     968.2     982.6   1,000.9     995.7         974.3   1,025.9   1,017.2     995.8
  23    From banks in the U.S.                             307.9     327.5     344.0     348.2     353.4     354.7     363.1     353.8         351.3     354.5     354.4     360.1
  24    From others                                        533.9     616.8     628.6     610.0     614.8     627.9     637.9     641.8         623.0     671.5     662.8     635.7

  25  Net due to related foreign offices                   141.4     183.0     195.5     219.1     216.2     202.9     234.0     233.3         230.8     231.5     234.9     234.9

  26  Other liabilities                                    213.6     233.1     220.1     224.4     220.7     219.4     235.1     233.3         230.0     234.3     238.5     226.6

  27  TOTAL LIABILITIES                                  4,265.1   4,544.6   4,555.1   4,572.6   4,596.1   4,655.7   4,699.1   4,721.1       4,715.2   4,721.2   4,735.1   4,772.2

  28  Residual (assets less liabilities) (7)               429.2     426.7     423.5     422.5     426.5     420.8     421.0     428.3         426.4     427.8     423.2     469.0






      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                       July 14, 2000


               Account                                    1999      1999      2000      2000      2000      2000      2000      2000                      Week ending
                                                           Jun       Dec       Jan       Feb       Mar       Apr       May       Jun         Jun 14    Jun 21    Jun 28     Jul 5 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        2,263.7   2,366.2   2,365.0   2,383.6   2,404.2   2,416.4   2,452.1   2,468.6       2,462.2   2,485.0   2,467.1   2,472.1

  2     Securities in bank credit                          514.0     551.3     549.8     555.0     562.8     565.6     576.0     575.5         573.8     576.7     576.1     573.9
  3        U.S. government securities                      354.6     354.1     355.0     356.0     355.6     354.1     355.9     358.7         357.5     361.7     358.9     359.7
  3a         Trading account                                23.4      19.5      20.4      21.5      20.4      21.2      23.4      22.6          21.8      22.9      22.7      22.6
  3b         Investment account                            331.2     334.6     334.6     334.6     335.2     332.8     332.4     336.1         335.7     338.8     336.2     337.1
  4        Other securities                                159.3     197.2     194.8     199.0     207.2     211.5     220.1     216.9         216.2     215.0     217.2     214.3
  4a         Trading account                                69.0      86.7      81.5      85.9      91.1      92.9     101.2      98.3          97.3      96.0      99.7      96.6
  4b         Investment account                             90.3     110.5     113.3     113.1     116.1     118.6     118.9     118.5         119.0     119.0     117.5     117.7
  4c           State and local government                   23.0      24.1      24.4      24.5      24.7      25.1      25.4      25.7          25.5      25.5      26.1      26.1
  4d           Other                                        67.2      86.3      88.9      88.6      91.4      93.4      93.5      92.9          93.5      93.5      91.5      91.6

  5     Loans and leases in bank credit (2)              1,749.7   1,814.9   1,815.2   1,828.6   1,841.3   1,850.8   1,876.1   1,893.0       1,888.5   1,908.3   1,891.0   1,898.2
  6        Commercial and industrial                       526.0     551.4     553.5     555.6     556.0     557.8     568.9     570.0         569.8     571.4     567.6     568.6
  6a         Bankers acceptances                             1.0       1.1       1.0       1.0       1.0       1.0       1.1       1.0           1.0       1.0       1.0       1.0
  6b         Other                                         525.1     550.3     552.5     554.6     555.0     556.7     567.9     569.0         568.8     570.4     566.6     567.7
  7        Real estate                                     682.5     735.8     743.2     748.5     756.3     769.7     781.1     790.0         789.0     795.2     788.4     792.6
  8          Revolving home equity                          68.9      64.1      65.3      65.8      66.6      69.2      71.2      72.1          72.0      72.0      72.3      72.8
  9          Other                                         613.6     671.7     677.8     682.7     689.7     700.5     709.8     717.9         717.0     723.2     716.1     719.7
  10       Consumer                                        227.7     221.1     222.6     227.8     231.5     234.9     236.5     238.0         238.8     240.7     235.5     237.1
  11       Security (3)                                     72.7      79.1      69.8      68.9      69.3      58.6      57.3      61.8          61.3      64.9      64.5      62.8
  11a        Fed funds and RPs with broker/dealer           55.1      59.9      49.5      46.5      48.2      37.7      38.7      43.8          43.2      47.2      45.7      43.9
  11b        Other                                          17.6      19.2      20.3      22.4      21.1      20.9      18.6      18.0          18.1      17.7      18.8      18.9
  12a      State and local government                       11.1      11.7      11.8      11.9      12.1      12.1      12.1      12.1          12.2      12.0      12.2      12.3
  12b      Agricultural                                      7.7       8.8       9.0       9.2       9.1       9.2       9.2       9.3           9.3       9.3       9.3       9.3
  12c      Fed funds and RPs with others                    16.1      11.7      11.1      11.2      11.2      11.5      11.6      12.5          11.9      12.0      14.2      13.3
  12d      All other loans                                  96.2      76.0      75.2      76.4      76.8      76.6      77.9      75.1          73.8      76.7      72.9      77.0
  12e      Lease financing receivables                     109.7     119.3     119.0     119.1     119.1     120.4     121.5     124.3         122.4     126.0     126.4     125.2

  13  Interbank loans                                      134.5     135.6     132.8     137.8     142.7     136.2     141.2     142.3         142.1     142.6     144.6     150.5
  13a   Fed funds and RPs with banks                        77.6      64.2      58.9      65.5      68.4      65.7      71.4      70.4          71.4      68.2      71.2      76.9
  13b   Other                                               56.9      71.4      73.9      72.4      74.3      70.6      69.8      71.8          70.7      74.4      73.4      73.6

  14  Cash assets (4)                                      144.9     146.6     147.1     148.2     145.1     153.7     147.6     144.2         139.9     150.5     139.2     140.6

  15  Other assets (5)                                     222.5     241.0     240.3     236.8     234.7     233.7     237.9     238.4         239.3     238.7     239.3     238.4

  16  TOTAL ASSETS (6)                                   2,730.3   2,854.1   2,850.6   2,872.2   2,892.4   2,905.6   2,944.3   2,959.1       2,949.1   2,982.3   2,956.2   2,967.5



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                           July 14, 2000


               Account                                    1999      1999      2000      2000      2000      2000      2000      2000                      Week ending
                                                           Jun       Dec       Jan       Feb       Mar       Apr       May       Jun         Jun 14    Jun 21    Jun 28     Jul 5 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

            L I A B I L I T I E S

  17  Deposits                                           1,581.3   1,590.3   1,586.1   1,593.4   1,598.4   1,620.6   1,625.9   1,618.9       1,630.3   1,617.0   1,598.2   1,623.8
  18    Transaction                                        337.5     320.1     313.2     311.6     311.1     309.6     312.9     304.9         299.2     313.3     306.0     303.4
  19    Nontransaction                                   1,243.8   1,270.2   1,272.9   1,281.8   1,287.2   1,311.0   1,313.0   1,314.0       1,331.1   1,303.7   1,292.2   1,320.4
  20       Large time                                      205.7     227.6     230.0     231.2     234.5     242.7     250.4     257.4         260.4     255.2     256.5     263.0
  21       Other                                         1,038.1   1,042.6   1,042.9   1,050.6   1,052.7   1,068.4   1,062.6   1,056.6       1,070.7   1,048.5   1,035.7   1,057.4

  22  Borrowings                                           562.7     628.9     629.3     627.6     638.6     646.1     645.8     652.0         643.1     657.2     665.5     673.3
  23    From banks in the U.S.                             164.9     176.8     186.1     190.5     193.2     195.9     200.6     194.7         198.4     189.5     188.9     202.9
  24    From others                                        397.8     452.0     443.2     437.1     445.4     450.2     445.2     457.3         444.7     467.7     476.6     470.3

  25  Net due to related foreign offices                   142.1     177.5     189.1     201.9     207.8     203.6     223.4     232.6         234.7     236.7     214.0     233.5

  26  Other liabilities                                    161.0     176.8     164.5     166.4     164.7     164.3     177.8     176.9         171.9     174.8     188.7     168.1

  27  TOTAL LIABILITIES                                  2,447.0   2,573.5   2,569.0   2,589.4   2,609.5   2,634.6   2,672.9   2,680.4       2,679.9   2,685.6   2,666.4   2,698.8

  28  Residual (assets less liabilities) (7)               283.3     280.6     281.5     282.8     282.9     271.0     271.5     278.8         269.2     296.7     289.9     268.8



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                   July 14, 2000


               Account                                    1999      1999      2000      2000      2000      2000      2000      2000                      Week ending
                                                           Jun       Dec       Jan       Feb       Mar       Apr       May       Jun         Jun 14    Jun 21    Jun 28     Jul 5 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        2,252.9   2,388.1   2,387.8   2,395.1   2,405.8   2,419.9   2,445.7   2,456.5       2,454.6   2,464.9   2,449.8   2,466.4

  2     Securities in bank credit                          508.7     558.2     556.1     561.1     566.1     566.6     572.8     569.2         567.8     566.9     567.3     567.2
  3        U.S. government securities                      351.6     355.4     357.7     362.3     361.5     358.7     356.9     355.7         355.0     356.0     352.6     355.2
  3a         Trading account                                22.9      19.4      21.1      22.5      21.4      21.5      22.0      22.4          22.3      22.4      20.4      21.4
  3b         Investment account                            328.8     335.9     336.6     339.9     340.1     337.3     334.9     333.3         332.7     333.6     332.2     333.7
  3c           Mortgage-backed                             213.2     216.8     216.7     220.7     221.6     220.0     217.4     216.0         216.4     215.1     214.9     216.2
  3d           Other                                       115.6     119.2     120.0     119.1     118.6     117.3     117.6     117.3         116.3     118.5     117.3     117.5
  3e             1 year or less                             22.8      22.5      23.3      27.1      28.8      28.6      30.3      30.2          29.3      31.3      30.3      30.2
  3f             Between 1 and 5 years                      54.7      57.6      57.3      54.4      52.5      51.4      51.5      52.3          52.1      52.1      52.4      52.5
  3g             More than 5 years                          38.1      39.1      39.4      37.7      37.2      37.3      35.7      34.9          34.9      35.1      34.5      34.8
  4        Other securities                                157.0     202.8     198.4     198.8     204.6     207.9     215.9     213.5         212.8     210.9     214.7     212.1
  4a         Trading account                                69.0      86.7      81.5      85.9      91.1      92.9     101.2      98.3          97.3      96.0      99.7      96.6
  4b         Investment account                             88.0     116.1     116.9     112.9     113.5     115.0     114.6     115.2         115.5     114.9     115.0     115.5
  4c           State and local government                   23.0      24.4      24.7      24.7      24.8      25.2      25.3      25.5          25.4      25.5      25.8      25.4
  4d           Other                                        65.0      91.7      92.2      88.2      88.7      89.8      89.3      89.7          90.1      89.4      89.2      90.1

  5     Loans and leases in bank credit (2)              1,744.2   1,830.0   1,831.7   1,834.0   1,839.7   1,853.3   1,873.0   1,887.3       1,886.8   1,898.0   1,882.5   1,899.2
  6        Commercial and industrial                       526.6     550.2     550.4     554.9     558.2     564.3     573.4     570.6         570.5     572.2     567.8     570.9
  6a         Bankers acceptances                             1.0       1.1       1.0       1.0       1.0       1.0       1.1       1.0           1.0       1.0       1.0       1.0
  6b         Other                                         525.6     549.1     549.4     553.9     557.2     563.3     572.3     569.6         569.5     571.2     566.8     569.9
  7        Real estate                                     679.4     741.3     749.4     749.8     754.6     766.8     778.2     785.8         786.2     787.5     782.7     789.1
  8          Revolving home equity                          69.0      64.3      65.7      65.7      65.8      68.5      70.9      72.2          72.2      72.4      72.5      72.9
  9a         Other residential                             370.6     415.8     418.4     416.0     418.0     424.1     431.1     436.1         435.8     436.5     434.3     440.5
  9b         Commercial                                    239.8     261.2     265.3     268.1     270.8     274.2     276.3     277.4         278.2     278.7     275.9     275.7
  10       Consumer                                        226.3     224.2     229.1     230.9     231.7     234.8     236.1     237.0         237.2     239.5     235.5     237.1
  10a  	     Credit card and related plans  	              --        --        --        --        --        --        --        --            --        --      72.2      73.7
  10f  	     Other  	    	    	    	              --        --        --        --        --        --        --        --            --        --     163.3     163.4
  11       Security (3)                                     72.0      83.3      73.5      70.6      68.0      59.1      55.9      61.4          64.1      64.8      61.0      60.3
  11a        Fed funds and RPs with broker/dealer           53.6      63.9      53.9      49.0      46.6      37.7      36.7      42.5          45.2      45.6      40.6      40.8
  11b        Other                                          18.5      19.4      19.6      21.6      21.4      21.3      19.2      18.9          19.0      19.2      20.4      19.5
  12a      State and local government                       10.9      11.8      11.8      11.8      12.0      12.0      11.9      12.0          12.1      11.9      12.1      12.2
  12b      Agricultural                                      7.7       8.9       9.0       8.9       8.9       9.0       9.1       9.3           9.2       9.3       9.4       9.4
  12c      Fed funds and RPs with others                    16.1      11.7      11.1      11.2      11.2      11.5      11.6      12.5          11.9      12.0      14.2      13.3
  12d      All other loans                                  95.7      79.7      76.2      74.8      74.5      74.7      75.2      74.7          73.2      75.2      73.7      81.8
  12e      Lease financing receivables                     109.5     119.0     121.2     121.0     120.6     121.1     121.6     124.2         122.3     125.6     126.1     125.1

  13  Interbank loans                                      137.2     136.6     133.5     138.1     145.5     141.4     145.0     145.4         147.1     143.5     149.3     158.5
  13a   Fed funds and RPs with banks                        78.2      65.7      60.4      65.1      70.4      68.3      72.0      70.9          72.6      66.9      74.2      82.5
  13b   Other                                               58.9      70.9      73.0      73.0      75.0      73.1      73.0      74.4          74.5      76.6      75.0      76.0

  14  Cash assets (4)                                      142.1     157.9     157.6     149.8     139.8     153.6     146.9     141.6         142.0     143.9     138.9     147.7

  15  Other assets (5)                                     226.7     239.3     239.4     238.1     237.0     237.2     242.7     242.5         243.6     240.5     243.9     242.8

  16  TOTAL ASSETS (6)                                   2,723.6   2,886.7   2,884.0   2,887.0   2,893.7   2,918.0   2,945.8   2,951.6       2,952.7   2,958.4   2,947.7   2,981.3

      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                       July 14, 2000


               Account                                    1999      1999      2000      2000      2000      2000      2000      2000                      Week ending
                                                           Jun       Dec       Jan       Feb       Mar       Apr       May       Jun         Jun 14    Jun 21    Jun 28     Jul 5 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

            L I A B I L I T I E S

  17  Deposits                                           1,576.5   1,615.3   1,597.5   1,593.8   1,598.1   1,630.4   1,611.1   1,614.0       1,636.1   1,595.9   1,590.0   1,642.1
  18    Transaction                                        336.3     341.5     322.9     308.2     306.6     316.8     306.5     303.7         304.9     302.0     308.8     320.9
  19    Nontransaction                                   1,240.2   1,273.9   1,274.6   1,285.7   1,291.5   1,313.6   1,304.6   1,310.3       1,331.2   1,293.8   1,281.2   1,321.2
  20       Large time                                      201.5     233.8     235.6     237.8     236.2     240.2     245.1     252.0         256.3     249.5     248.1     255.0
  21       Other                                         1,038.7   1,040.0   1,038.9   1,047.9   1,055.3   1,073.4   1,059.5   1,058.3       1,074.9   1,044.3   1,033.1   1,066.2

  22  Borrowings                                           563.5     635.5     649.4     635.7     639.6     647.9     653.9     654.1         637.3     678.6     671.4     663.9
  23    From banks in the U.S.                             164.4     180.2     190.6     194.7     196.5     199.5     201.9     194.2         195.4     193.5     189.7     200.7
  24    From others                                        399.2     455.2     458.8     441.1     443.1     448.4     452.0     459.9         441.8     485.2     481.7     463.2

  25  Net due to related foreign offices                   137.3     178.6     190.4     213.9     210.8     197.6     228.0     224.4         225.5     226.4     217.3     217.3

  26  Other liabilities                                    161.0     176.8     164.5     166.4     164.7     164.3     177.8     176.9         171.9     174.8     188.7     168.1

  27  TOTAL LIABILITIES                                  2,438.3   2,606.1   2,601.8   2,609.9   2,613.2   2,640.1   2,670.9   2,669.4       2,670.8   2,675.7   2,667.4   2,691.4

  28  Residual (assets less liabilities) (7)               285.3     280.5     282.2     277.1     280.5     277.9     274.9     282.2         281.9     282.7     280.4     289.9













      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                       July 14, 2000


               Account                                    1999      1999      2000      2000      2000      2000      2000      2000                      Week ending
                                                           Jun       Dec       Jan       Feb       Mar       Apr       May       Jun         Jun 14    Jun 21    Jun 28     Jul 5 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        1,757.7   1,848.2   1,874.6   1,894.0   1,908.1   1,918.0   1,934.3   1,957.8       1,948.8   1,958.7   1,976.7   1,977.0

  2     Securities in bank credit                          501.1     509.9     516.0     520.2     518.7     517.7     519.2     519.9         520.2     520.1     520.5     523.7
  3        U.S. government securities                      369.5     369.1     375.9     381.1     378.9     376.9     376.4     375.8         375.9     375.3     376.6     378.0
  4        Other securities                                131.6     140.8     140.1     139.1     139.8     140.8     142.8     144.1         144.3     144.8     143.9     145.7

  5     Loans and leases in bank credit (2)              1,256.6   1,338.4   1,358.5   1,373.7   1,389.4   1,400.2   1,415.1   1,437.9       1,428.6   1,438.6   1,456.2   1,453.3
  6        Commercial and industrial                       238.7     257.2     261.9     265.4     269.7     272.3     275.7     279.2         277.3     278.8     282.4     284.3
  7        Real estate                                     668.2     717.8     728.4     738.8     748.1     754.9     764.7     774.9         772.0     776.0     781.2     779.1
  8          Revolving home equity                          35.4      37.6      38.2      38.9      39.6      40.4      41.1      41.8          41.6      41.8      42.2      42.3
  9          Other                                         632.8     680.3     690.2     700.0     708.5     714.5     723.6     733.1         730.4     734.2     739.1     736.8
  10       Consumer                                        261.1     268.7     273.8     274.7     275.6     276.7     279.3     286.4         282.3     286.8     295.1     289.5
  11       Security (3)                                      6.2       7.0       6.6       6.8       6.9       7.1       6.6       6.9           7.0       6.8       6.8       7.3
  12       Other loans and leases                           82.3      87.7      87.8      88.0      89.2      89.3      88.7      90.5          90.1      90.1      90.8      93.1

  13  Interbank loans                                       63.9      64.4      63.4      65.6      66.1      72.6      69.7      72.1          71.5      73.9      74.0      74.9

  14  Cash assets (4)                                       80.8      87.5      83.9      82.1      81.2      82.6      84.6      81.8          81.8      83.7      80.0      75.4

  15  Other assets (5)                                      90.7     100.2     103.8     103.6     103.2     104.9     109.1     110.5         109.6     106.9     107.2     143.7

  16  TOTAL ASSETS (6)                                   1,969.8   2,076.1   2,101.5   2,120.9   2,134.0   2,153.3   2,172.5   2,196.5       2,186.3   2,197.7   2,211.5   2,244.7

            L I A B I L I T I E S

  17  Deposits                                           1,493.9   1,560.1   1,574.4   1,585.5   1,594.9   1,613.3   1,618.6   1,647.5       1,642.4   1,645.2   1,664.2   1,663.7
  18    Transaction                                        302.8     299.5     302.6     302.5     303.7     305.3     304.8     299.4         295.7     302.3     307.5     299.3
  19    Nontransaction                                   1,191.1   1,260.6   1,271.8   1,283.0   1,291.3   1,308.0   1,313.8   1,348.1       1,346.7   1,343.0   1,356.7   1,364.4
  20       Large time                                      221.1     240.2     243.3     247.8     250.9     253.6     257.1     262.9         262.6     263.0     263.8     264.3
  21       Other                                           970.0   1,020.4   1,028.5   1,035.2   1,040.4   1,054.4   1,056.7   1,085.2       1,084.1   1,080.0   1,092.9   1,100.1

  22  Borrowings                                           277.2     306.3     324.8     326.7     334.7     338.4     345.7     339.7         340.2     341.7     335.6     330.7
  23    From banks in the U.S.                             142.7     145.7     154.0     156.1     160.4     157.5     161.7     158.0         156.8     158.1     158.3     157.4
  24    From others                                        134.6     160.5     170.8     170.5     174.3     180.9     183.9     181.8         183.4     183.6     177.4     173.4

  25  Net due to related foreign offices                     4.1       4.5       5.1       5.3       5.4       5.3       6.0       8.9           5.3       5.1      17.6      17.6

  26  Other liabilities                                     52.8      56.2      55.8      57.7      55.6      54.5      57.4      56.6          58.3      59.9      50.1      59.6

  27  TOTAL LIABILITIES                                  1,828.1   1,926.9   1,960.1   1,975.1   1,990.6   2,011.4   2,027.6   2,052.7       2,046.2   2,052.0   2,067.6   2,071.6

  28  Residual (assets less liabilities) (7)               141.7     149.2     141.4     145.9     143.4     141.9     144.9     143.8         140.1     145.7     143.9     173.1



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                  Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                   July 14, 2000


               Account                                    1999      1999      2000      2000      2000      2000      2000      2000                      Week ending
                                                           Jun       Dec       Jan       Feb       Mar       Apr       May       Jun         Jun 14    Jun 21    Jun 28     Jul 5 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        1,763.0   1,848.6   1,868.2   1,881.3   1,902.0   1,921.3   1,941.1   1,963.4       1,954.2   1,963.9   1,983.3   1,978.3

  2     Securities in bank credit                          503.2     509.4     514.3     517.0     519.7     522.1     523.0     521.8         522.5     522.2     521.9     522.5
  3        U.S. government securities                      371.9     368.5     374.4     378.6     380.2     380.1     379.7     378.0         378.2     377.9     378.6     377.6
  4        Other securities                                131.3     140.9     139.9     138.3     139.5     142.0     143.4     143.7         144.3     144.3     143.3     144.9

  5     Loans and leases in bank credit (2)              1,259.7   1,339.2   1,353.9   1,364.3   1,382.3   1,399.1   1,418.1   1,441.6       1,431.7   1,441.8   1,461.4   1,455.8
  6        Commercial and industrial                       240.4     256.8     261.0     264.2     269.7     274.5     278.3     281.2         279.2     280.8     284.5     285.9
  7        Real estate                                     669.3     717.2     726.0     734.2     744.9     753.5     765.0     775.9         772.9     776.2     783.0     778.7
  8          Revolving home equity                          35.3      37.8      38.1      38.7      39.4      40.2      41.0      41.7          41.5      41.7      42.1      42.0
  9          Other                                         634.0     679.4     687.9     695.5     705.5     713.3     724.0     734.2         731.4     734.5     740.9     736.6
  10       Consumer                                        260.7     271.0     274.4     273.8     273.8     275.7     279.4     286.3         281.9     287.0     295.1     289.5
  10a  	     Credit card and related plans  	              --        --        --        --        --        --        --        --            --        --     126.1     123.5
  10h  	     Other  	    	    	    	              --        --        --        --        --        --        --        --            --        --     169.0     166.0
  11       Security (3)                                      6.2       7.0       6.6       6.8       6.9       7.1       6.6       6.9           7.0       6.8       6.8       7.3
  12       Other loans and leases                           83.1      87.3      85.8      85.3      87.0      88.3      88.7      91.3          90.7      90.9      92.0      94.4

  13  Interbank loans                                       60.7      68.8      63.6      66.8      69.2      74.3      65.8      68.4          70.0      66.4      64.8      75.6

  14  Cash assets (4)                                       80.0      91.8      85.2      81.6      79.1      82.0      84.4      81.2          81.7      80.9      80.0      80.8

  15  Other assets (5)                                      90.4      99.7     101.8     102.7     103.1     105.8     108.2     110.5         108.4     104.9     108.9     151.5

  16  TOTAL ASSETS (6)                                   1,970.8   2,084.7   2,094.6   2,108.1   2,128.8   2,158.5   2,174.3   2,197.8       2,189.0   2,190.6   2,210.6   2,260.0

            L I A B I L I T I E S

  17  Deposits                                           1,491.8   1,568.9   1,569.5   1,577.0   1,593.0   1,620.4   1,617.9   1,644.8       1,643.9   1,633.6   1,654.5   1,672.9
  18    Transaction                                        303.2     310.3     304.2     299.1     301.4     307.1     302.3     299.9         298.5     296.9     306.3     309.7
  19    Nontransaction                                   1,188.6   1,258.6   1,265.2   1,277.9   1,291.5   1,313.3   1,315.6   1,344.9       1,345.4   1,336.7   1,348.1   1,363.2
  20       Large time                                      221.1     240.2     243.3     247.8     250.9     253.6     257.1     262.9         262.6     263.0     263.8     264.3
  21       Other                                           967.5   1,018.4   1,021.9   1,030.1   1,040.7   1,059.7   1,058.5   1,082.1       1,082.8   1,073.7   1,084.4   1,098.9

  22  Borrowings                                           278.3     308.8     323.2     322.5     328.6     334.8     347.0     341.6         337.0     347.3     345.8     331.9
  23    From banks in the U.S.                             143.6     147.2     153.4     153.6     156.9     155.2     161.2     159.6         155.8     161.0     164.7     159.4
  24    From others                                        134.7     161.6     169.8     168.9     171.7     179.6     185.9     181.9         181.2     186.3     181.1     172.5

  25  Net due to related foreign offices                     4.1       4.5       5.1       5.3       5.4       5.3       6.0       8.9           5.3       5.1      17.6      17.6

  26  Other liabilities                                     52.6      56.3      55.5      58.0      56.0      55.1      57.3      56.4          58.2      59.5      49.8      58.4

  27  TOTAL LIABILITIES                                  1,826.8   1,938.5   1,953.3   1,962.7   1,982.9   2,015.6   2,028.3   2,051.6       2,044.4   2,045.5   2,067.7   2,080.8

  28  Residual (assets less liabilities) (7)               143.9     146.2     141.3     145.4     145.9     142.9     146.1     146.2         144.6     145.1     142.9     179.1




      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                  Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                             July 14, 2000


               Account                                    1999      1999      2000      2000      2000      2000      2000      2000                      Week ending
                                                           Jun       Dec       Jan       Feb       Mar       Apr       May       Jun         Jun 14    Jun 21    Jun 28     Jul 5 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                          538.7     548.3     548.3     540.9     544.2     568.2     581.6     573.7         574.6     576.7     571.7     573.3

  2     Securities in bank credit                          199.2     202.4     201.1     191.9     194.8     201.2     207.3     201.3         203.4     202.7     198.3     198.2
  3        U.S. government securities                       87.4      80.7      81.0      75.8      77.8      79.2      79.3      78.5          78.1      78.8      78.8      79.9
  4        Other securities                                111.8     121.6     120.1     116.1     117.0     121.9     128.0     122.8         125.2     123.9     119.5     118.3

  5     Loans and leases in bank credit (2)                339.6     346.0     347.2     349.0     349.4     367.0     374.4     372.3         371.3     374.0     373.4     375.1
  6        Commercial and industrial                       199.1     193.4     195.0     196.7     198.2     201.7     207.5     207.8         208.5     209.0     205.7     206.2
  7        Real estate                                      19.0      17.0      17.4      17.8      18.1      18.5      18.7      19.0          18.8      19.2      19.3      19.1
  11       Security (3)                                     51.8      67.1      66.8      66.7      66.4      77.7      80.7      80.8          78.8      80.6      84.8      84.5
  12       Other loans and leases                           69.6      68.5      68.0      67.8      66.7      69.1      67.4      64.7          65.2      65.1      63.7      65.3

  13  Interbank loans                                       24.8      29.5      28.9      32.6      28.4      29.3      31.7      28.4          24.6      29.7      31.5      27.4

  14  Cash assets (4)                                       36.3      53.4      52.4      51.4      48.8      48.9      45.3      46.0          46.8      46.3      46.0      46.3

  15  Other assets (5)                                      33.7      36.6      38.6      38.2      39.1      39.8      40.8      43.2          42.4      44.9      44.0      45.3

  16  TOTAL ASSETS (6)                                     633.3     667.6     667.9     662.8     660.2     685.8     699.1     691.0         688.1     697.3     692.9     692.0

            L I A B I L I T I E S

  17  Deposits                                             308.3     374.1     379.7     379.4     381.9     392.4     387.2     387.3         389.3     390.3     388.6     387.5
  18    Transaction                                         10.8      10.5      10.8      11.1      11.3      11.1      11.4      11.7          12.3      11.7      10.5      12.3
  19    Nontransaction                                     297.5     363.6     368.9     368.4     370.6     381.3     375.8     375.6         377.0     378.6     378.1     375.2

  22  Borrowings                                           183.3     181.5     179.5     175.6     177.5     200.3     205.3     205.7         205.5     206.0     207.2     212.4
  23    From banks in the U.S.                              26.3      24.4      19.7      18.3      19.5      20.6      17.7      18.7          19.8      19.4      18.4      25.9
  24    From others                                        157.1     157.1     159.8     157.4     158.1     179.7     187.6     187.1         185.7     186.5     188.9     186.5

  25  Net due to related foreign offices                    71.2      39.1      35.6      26.8      19.9      15.0      20.1      18.9          12.6      16.8      19.5      23.5

  26  Other liabilities                                     63.7      69.4      70.0      71.5      69.2      70.7      77.2      70.0          71.2      72.2      66.6      67.8

  27  TOTAL LIABILITIES                                    626.5     664.1     664.7     653.4     648.6     678.4     689.9     681.9         678.6     685.2     681.8     691.2

  28  Residual (assets less liabilities) (7)                 6.7       3.5       3.2       9.4      11.6       7.4       9.2       9.1           9.5      12.0      11.1       0.8



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                  Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                         July 14, 2000


               Account                                    1999      1999      2000      2000      2000      2000      2000      2000                      Week ending
                                                           Jun       Dec       Jan       Feb       Mar       Apr       May       Jun         Jun 14    Jun 21    Jun 28     Jul 5 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                          530.9     558.4     556.1     545.1     542.8     561.9     573.2     564.2         564.0     564.7     563.5     564.7

  2     Securities in bank credit                          194.8     206.1     205.0     193.2     191.9     197.6     204.3     195.5         196.6     195.3     192.6     192.2
  3        U.S. government securities                       87.5      82.1      81.6      75.9      77.7      80.0      80.3      78.6          78.0      78.2      78.9      79.8
  3a         Trading account                                21.1       6.7       7.9       7.4       9.5      12.0      12.5      12.0          11.8      11.3      12.6      13.1
  3b         Investment account                             66.4      75.4      73.7      68.5      68.2      67.9      67.7      66.5          66.3      66.9      66.2      66.7
  4        Other securities                                107.4     124.0     123.4     117.3     114.2     117.7     124.0     117.0         118.5     117.1     113.8     112.4
  4a         Trading account                                63.7      80.8      78.3      74.4      71.9      74.9      81.4      75.1          76.8      74.7      72.0      70.6
  4b         Investment account                             43.7      43.2      45.1      42.9      42.3      42.8      42.6      41.9          41.7      42.3      41.8      41.8

  5     Loans and leases in bank credit (2)                336.1     352.3     351.0     352.0     350.9     364.3     369.0     368.6         367.5     369.4     370.9     372.4
  6        Commercial and industrial                       196.2     197.0     196.5     199.2     199.8     200.0     203.3     204.5         204.6     205.9     203.0     203.7
  7        Real estate                                      18.9      16.9      17.6      18.0      18.3      18.3      18.7      18.9          18.7      19.1      19.0      18.9
  11       Security (3)                                     52.0      67.5      67.2      66.5      66.6      77.7      80.6      81.1          79.4      80.5      85.6      84.5
  12       Other loans and leases                           69.0      70.8      69.7      68.2      66.2      68.3      66.4      64.1          64.8      63.9      63.2      65.3

  13  Interbank loans                                       24.8      29.5      28.9      32.6      28.4      29.3      31.7      28.4          24.6      29.7      31.5      27.4

  14  Cash assets (4)                                       35.8      57.7      54.6      50.8      47.8      46.7      44.1      45.2          46.0      45.5      45.3      45.2

  15  Other assets (5)                                      32.1      38.7      40.1      40.1      40.4      39.0      40.3      41.0          40.7      42.0      40.9      42.6

  16  TOTAL ASSETS (6)                                     623.4     684.0     679.3     668.3     659.0     676.6     688.9     678.5         675.1     681.6     681.0     679.6

            L I A B I L I T I E S

  17  Deposits                                             305.3     382.6     386.5     386.5     388.0     393.5     388.0     382.9         385.7     385.2     382.9     376.2
  18    Transaction                                         10.5      11.1      10.9      11.0      11.0      10.7      11.0      11.3          11.8      11.3      10.6      12.6
  19    Nontransaction                                     294.8     371.4     375.6     375.5     377.0     382.8     377.1     371.6         374.0     374.0     372.3     363.6

  22  Borrowings                                           183.3     181.5     179.5     175.6     177.5     200.3     205.3     205.7         205.5     206.0     207.2     212.4
  23    From banks in the U.S.                              26.3      24.4      19.7      18.3      19.5      20.6      17.7      18.7          19.8      19.4      18.4      25.9
  24    From others                                        157.1     157.1     159.8     157.4     158.1     179.7     187.6     187.1         185.7     186.5     188.9     186.5

  25  Net due to related foreign offices                    69.6      44.3      37.9      29.1      20.5      10.2      15.9      17.4          10.1      16.2      21.5      21.5

  26  Other liabilities                                     62.5      71.5      71.7      73.5      69.5      68.9      75.8      68.6          69.9      70.4      65.2      65.8

  27  TOTAL LIABILITIES                                    620.7     679.9     675.6     664.7     655.6     673.0     685.0     674.6         671.3     677.8     676.9     676.0

  28  Residual (assets less liabilities) (7)                 2.7       4.2       3.8       3.6       3.5       3.7       3.9       3.8           3.8       3.7       4.1       3.6







      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                  Page 13
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                         July 14, 2000


               Account                                    1999      1999      2000      2000      2000      2000      2000      2000                      Week ending
                                                           Jun       Dec       Jan       Feb       Mar       Apr       May       Jun         Jun 14    Jun 21    Jun 28     Jul 5 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

      LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers

  29  Reval. gains on off-bal. sheet items (8)              52.5      64.2      62.4      64.5      65.7      65.1      72.4      66.6          66.1      65.4      68.1      64.4

  30  Reval. losses on off-bal. sheet items (8)             55.1      63.7      61.7      64.2      64.0      65.0      72.9      66.8          66.1      65.9      68.4      64.1

  31  Mortgage-backed securities (9)                       237.2     249.0     251.2     250.5     251.7     253.4     250.6     248.1         249.6     247.6     245.0     246.2
  31a   Pass-through                                       161.4     172.3     174.9     174.1     175.3     178.2     176.6     176.4         176.9     176.1     174.9     176.3
  31b   CMO, REMIC, and other                               75.8      76.7      76.4      76.4      76.4      75.2      74.0      71.7          72.7      71.5      70.1      69.9

  32  Net unrealized gains (losses) on                      -0.8     -11.3     -13.8     -14.6     -13.6     -15.6     -17.2     -15.6         -17.0     -16.8     -12.7     -10.7
        available-for-sale securities (10)

  33  Offshore credit to U.S. residents (11)                37.0      24.0      23.2      23.6      24.1      24.4      23.5      22.4          22.5      22.5      22.5      22.5

  34  Securitized consumer loans (12)  	    	              --        --        --        --        --        --        --        --            --        --      91.1      89.9
  34a   Credit card and related plans	    	              --        --        --        --        --        --        --        --            --        --      72.5      71.4
  34b   Other	    	    	    	    	              --        --        --        --        --        --        --        --            --        --      18.5      18.5

  35  Securitized business loans (12)  	    	              --        --        --        --        --        --        --        --            --        --      n.a.      n.a.


      SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers

  31  Mortgage-backed securities (9)                       196.2     198.2     195.6     198.8     201.0     203.7     204.6     204.1         204.2     202.7     205.9     205.4

  34  Securitized consumer loans (12)  	    	              --        --        --        --        --        --        --        --            --        --     203.2     206.4
  34a   Credit card and related plans	    	              --        --        --        --        --        --        --        --            --        --     196.5     197.5
  34b   Other	    	    	    	    	              --        --        --        --        --        --        --        --            --        --       6.7       8.9


      FOREIGN-RELATED INSTITUTIONS

  29  Reval. gains on off-bal. sheet items (8)              37.8      39.6      39.8      40.2      39.3      39.4      44.8      38.7          40.0      39.4      35.8      35.1

  30  Reval. losses on off-bal. sheet items (8)             36.7      38.6      39.0      40.0      38.2      38.4      44.3      37.6          39.0      38.4      34.8      33.9

  35  Securitized business loans (12)  	    	              --        --        --        --        --        --        --        --            --        --      n.a.      n.a.











      -------------------------------------------------

  Footnotes appear on page 14.




  H.8 (510)       Footnotes                                                                                                                                                Page 14
                                                                                                                                                                     July 14, 2000

  Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov).  For information about individual copies or subscriptions,
  contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886).  For paid electronic access to current and historical data, call STAT-USA at
  1-800-782-8872 or 202-482-1986.


  1.  Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of
      condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations
      (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks
      constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are
      adjusted for breaks caused by reclassifications of assets and liabilities.
      The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for
      mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the
      bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from
      call reports, and a ratio procedure is used to adjust past levels.
  2.  Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13.
  3.  Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities.
  4.  Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  5.  Excludes the due-from position with related foreign offices, which is included in line 25.
  6.  Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items.
  7.  This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences
      in the seasonal patterns estimated for total assets and total liabilities.
  8.  Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB
      Interpretation No. 39.
  9.  Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities.
  10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data
      shown are restated to include an estimate of these tax effects.
  11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses.
  12. Total amount outstanding.


NOTE: Domestically chartered commercial banks acquired $0.2 billion in assets and liabilities of nonbank institutions in the week ending July 5, 2000.  The major asset item
affected was (in billions): real estate loans, other, $0.1.  The major liability item affected was nontransaction deposits, other, $0.2.

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Last update: July 14, 2000