H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars August 18, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 19 Jul 26 Aug 2 Aug 9 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,563.6 4,790.0 4,827.0 4,871.1 4,918.9 4,984.3 5,011.6 5,046.7 5,050.0 5,058.5 5,075.1 5,083.8 2 Securities in bank credit 1,232.5 1,267.1 1,267.3 1,276.7 1,284.8 1,302.7 1,297.6 1,303.8 1,303.3 1,310.1 1,319.5 1,308.1 3 U.S. government securities 815.3 812.2 813.5 812.7 810.9 812.2 813.5 815.7 815.4 813.8 816.5 808.3 4 Other securities 417.2 454.9 453.8 464.0 473.9 490.5 484.1 488.1 488.0 496.3 502.9 499.7 5 Loans and leases in bank credit (2) 3,331.1 3,522.9 3,559.7 3,594.4 3,634.1 3,681.6 3,714.0 3,742.8 3,746.7 3,748.4 3,755.7 3,775.7 6 Commercial and industrial 964.9 1,009.9 1,022.4 1,031.0 1,039.5 1,059.4 1,067.8 1,074.3 1,073.3 1,077.0 1,079.3 1,083.1 7 Real estate 1,373.9 1,491.5 1,505.9 1,523.7 1,546.4 1,569.1 1,584.0 1,598.4 1,600.4 1,598.1 1,604.6 1,605.7 8 Revolving home equity 99.1 104.4 106.2 108.6 112.3 114.8 115.4 116.7 116.4 117.0 117.3 117.5 9 Other 1,274.7 1,387.2 1,399.7 1,415.1 1,434.1 1,454.3 1,468.6 1,481.7 1,484.0 1,481.1 1,487.3 1,488.2 10 Consumer 482.0 495.5 499.4 501.9 506.0 509.3 514.9 515.2 515.7 516.2 517.3 520.7 11 Security (3) 123.5 143.4 143.1 143.4 144.2 145.1 149.8 151.8 156.7 149.2 148.7 157.0 12 Other loans and leases 386.9 382.5 388.9 394.4 398.0 398.8 397.5 403.2 400.6 407.8 405.7 409.2 13 Interbank loans 222.5 223.5 231.0 228.1 227.8 232.8 233.5 246.3 243.4 259.0 240.1 248.4 14 Cash assets (4) 259.9 283.3 281.6 275.1 285.1 278.1 273.0 273.4 265.7 278.2 271.9 286.4 15 Other assets (5) 348.7 380.4 364.1 362.3 363.9 373.3 376.3 397.6 401.6 405.5 395.0 399.4 16 TOTAL ASSETS (6) 5,336.3 5,618.1 5,644.8 5,677.5 5,736.1 5,808.5 5,834.1 5,902.5 5,899.3 5,939.7 5,920.2 5,955.9 L I A B I L I T I E S 17 Deposits 3,397.2 3,540.3 3,558.5 3,575.6 3,626.7 3,632.5 3,656.9 3,707.7 3,695.2 3,722.5 3,729.6 3,737.7 18 Transaction 644.8 626.7 625.4 626.3 626.3 629.9 617.3 612.9 609.5 636.2 595.5 609.5 19 Nontransaction 2,752.3 2,913.6 2,933.2 2,949.3 3,000.5 3,002.6 3,039.6 3,094.8 3,085.7 3,086.3 3,134.1 3,128.3 20 Large time 727.7 841.3 845.8 853.0 874.5 880.5 895.0 910.0 912.5 917.6 920.8 921.4 21 Other 2,024.6 2,072.3 2,087.4 2,096.3 2,126.0 2,122.1 2,144.6 2,184.8 2,173.3 2,168.7 2,213.2 2,206.9 22 Borrowings 1,023.6 1,133.6 1,130.0 1,149.4 1,185.2 1,197.8 1,197.0 1,213.5 1,224.6 1,226.6 1,207.6 1,226.1 23 From banks in the U.S. 335.8 359.7 364.8 371.7 373.9 379.9 371.2 382.5 379.1 389.2 383.8 387.4 24 From others 687.7 773.8 765.2 777.7 811.3 817.9 825.8 831.0 845.5 837.4 823.8 838.7 25 Net due to related foreign offices 215.4 229.7 233.9 233.1 223.9 249.5 259.3 260.9 253.5 239.8 275.6 270.8 26 Other liabilities 274.4 290.9 297.4 292.2 291.6 314.6 304.0 296.1 297.3 301.4 304.0 307.5 27 TOTAL LIABILITIES 4,910.6 5,194.5 5,219.9 5,250.3 5,327.4 5,394.5 5,417.2 5,478.3 5,470.5 5,490.4 5,516.7 5,542.2 28 Residual (assets less liabilities) (7) 425.8 423.6 424.9 427.2 408.8 413.9 416.9 424.2 428.8 449.3 403.5 413.7 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars August 18, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 19 Jul 26 Aug 2 Aug 9 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,535.5 4,814.2 4,829.9 4,864.9 4,919.2 4,976.1 4,995.6 5,018.9 5,019.5 5,019.2 5,052.2 5,055.5 2 Securities in bank credit 1,217.4 1,275.6 1,271.4 1,278.1 1,286.7 1,300.3 1,287.3 1,286.7 1,284.0 1,291.1 1,304.5 1,292.8 3 U.S. government securities 807.1 813.9 817.4 819.7 819.6 817.5 812.8 807.3 805.7 803.4 807.9 799.2 4 Other securities 410.4 461.7 454.0 458.4 467.1 482.8 474.5 479.4 478.3 487.7 496.6 493.7 5 Loans and leases in bank credit (2) 3,318.0 3,538.6 3,558.5 3,586.9 3,632.6 3,675.8 3,708.2 3,732.2 3,735.5 3,728.1 3,747.7 3,762.7 6 Commercial and industrial 960.5 1,007.4 1,023.1 1,035.0 1,046.6 1,062.3 1,067.2 1,069.5 1,069.2 1,068.2 1,072.9 1,073.2 7 Real estate 1,371.0 1,495.6 1,502.9 1,518.9 1,541.9 1,566.5 1,580.6 1,594.6 1,595.5 1,593.7 1,602.2 1,607.2 8 Revolving home equity 99.2 104.6 105.9 107.6 111.5 114.4 115.4 116.7 116.5 117.2 117.4 117.5 9 Other 1,271.8 1,390.9 1,396.9 1,411.3 1,430.5 1,452.1 1,465.2 1,477.8 1,479.0 1,476.5 1,484.8 1,489.7 10 Consumer 478.2 502.7 501.5 500.3 504.9 508.9 513.9 515.2 515.7 516.2 517.3 520.7 10a Credit card and related plans -- -- -- -- -- -- -- 194.1 195.0 194.4 195.1 198.4 10b Other -- -- -- -- -- -- -- 321.1 320.7 321.8 322.2 322.3 11 Security (3) 120.4 147.5 144.6 142.4 144.7 143.5 149.6 148.9 153.6 145.2 147.5 153.6 12 Other loans and leases 388.0 385.4 386.5 390.3 394.4 394.6 397.0 404.0 401.4 404.7 407.7 408.0 13 Interbank loans 218.6 224.3 232.5 233.9 234.2 232.1 232.6 241.6 237.8 243.5 236.9 238.9 14 Cash assets (4) 251.1 297.4 282.2 266.7 282.2 275.9 269.1 264.0 252.4 254.9 268.4 265.3 15 Other assets (5) 348.8 379.0 366.3 365.7 367.4 376.4 377.8 396.9 397.7 399.3 398.2 398.1 16 TOTAL ASSETS (6) 5,295.8 5,656.1 5,652.0 5,672.0 5,743.8 5,800.4 5,814.7 5,860.1 5,846.1 5,855.6 5,893.7 5,895.7 L I A B I L I T I E S 17 Deposits 3,375.3 3,553.6 3,557.4 3,579.5 3,644.7 3,617.9 3,645.0 3,683.1 3,664.1 3,664.2 3,716.0 3,705.1 18 Transaction 638.0 638.2 618.4 619.3 634.9 620.6 616.2 606.5 597.2 606.2 597.7 588.2 19 Nontransaction 2,737.4 2,915.4 2,939.0 2,960.2 3,009.8 2,997.3 3,028.7 3,076.6 3,066.9 3,058.0 3,118.3 3,116.9 20 Large time 715.0 852.3 858.4 861.5 874.1 876.7 884.1 893.2 895.8 901.4 904.4 902.7 21 Other 2,022.4 2,063.1 2,080.6 2,098.7 2,135.8 2,120.6 2,144.7 2,183.4 2,171.2 2,156.6 2,213.9 2,214.2 22 Borrowings 1,011.1 1,152.1 1,133.9 1,144.4 1,183.4 1,207.4 1,200.9 1,201.2 1,215.5 1,214.4 1,188.5 1,190.4 23 From banks in the U.S. 331.8 363.6 366.4 371.5 375.2 380.7 372.3 379.7 376.2 385.3 380.0 379.7 24 From others 679.3 788.5 767.5 772.8 808.2 826.7 828.6 821.6 839.3 829.1 808.4 810.6 25 Net due to related foreign offices 209.2 233.3 248.3 236.7 213.2 249.9 249.8 252.5 242.5 251.8 260.7 260.7 26 Other liabilities 272.7 292.3 299.8 292.8 290.4 313.2 302.4 293.8 294.5 299.6 302.1 306.8 27 TOTAL LIABILITIES 4,868.4 5,231.3 5,239.4 5,253.4 5,331.7 5,388.3 5,398.0 5,430.6 5,416.6 5,430.0 5,467.3 5,462.9 28 Residual (assets less liabilities) (7) 427.4 424.8 412.6 418.6 412.1 412.1 416.6 429.5 429.5 425.7 426.4 432.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars August 18, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 19 Jul 26 Aug 2 Aug 9 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,036.2 4,241.7 4,286.1 4,326.8 4,350.7 4,402.7 4,437.3 4,471.8 4,473.4 4,486.6 4,493.4 4,498.9 2 Securities in bank credit 1,038.7 1,066.0 1,075.4 1,081.7 1,083.6 1,095.4 1,095.5 1,101.8 1,102.4 1,107.1 1,109.3 1,105.5 3 U.S. government securities 728.9 731.1 737.7 735.0 731.7 732.9 735.1 736.4 737.6 733.9 734.3 729.5 4 Other securities 309.8 334.9 337.7 346.7 351.9 362.5 360.4 365.4 364.7 373.1 375.0 376.1 5 Loans and leases in bank credit (2) 2,997.5 3,175.7 3,210.7 3,245.1 3,267.1 3,307.3 3,341.8 3,370.0 3,371.0 3,379.6 3,384.1 3,393.4 6 Commercial and industrial 770.4 814.9 825.7 833.0 838.1 852.2 860.4 868.3 867.4 871.6 871.4 873.8 7 Real estate 1,355.4 1,474.1 1,488.2 1,505.5 1,527.9 1,550.3 1,564.9 1,579.5 1,581.5 1,579.5 1,585.7 1,586.8 8 Revolving home equity 99.1 104.4 106.2 108.6 112.3 114.8 115.4 116.7 116.4 117.0 117.3 117.5 9 Other 1,256.3 1,369.7 1,381.9 1,396.9 1,415.6 1,435.5 1,449.5 1,462.8 1,465.1 1,462.5 1,468.4 1,469.3 10 Consumer 482.0 495.5 499.4 501.9 506.0 509.3 514.9 515.2 515.7 516.2 517.3 520.7 11 Security (3) 70.8 76.7 76.3 77.1 66.4 64.3 69.0 70.5 72.4 71.4 71.7 73.0 12 Other loans and leases 318.9 314.6 321.1 327.7 328.6 331.2 332.7 336.6 334.0 340.9 338.1 339.0 13 Interbank loans 194.7 194.6 198.4 199.8 198.5 201.1 205.1 220.7 218.6 230.0 221.4 227.5 14 Cash assets (4) 222.3 231.0 230.3 226.3 236.2 232.8 227.0 226.7 220.9 231.0 222.6 236.6 15 Other assets (5) 315.8 341.8 325.9 323.3 324.2 332.4 333.0 354.9 358.6 363.3 352.9 357.7 16 TOTAL ASSETS (6) 4,710.8 4,950.2 4,982.0 5,017.3 5,050.3 5,109.4 5,142.6 5,213.0 5,210.4 5,249.7 5,228.7 5,258.9 L I A B I L I T I E S 17 Deposits 3,084.2 3,160.6 3,179.1 3,193.8 3,234.3 3,245.3 3,269.3 3,315.9 3,300.4 3,326.1 3,334.5 3,338.9 18 Transaction 634.0 615.9 614.3 615.1 615.2 618.5 605.6 601.3 597.5 624.9 584.5 598.0 19 Nontransaction 2,450.2 2,544.7 2,564.8 2,578.7 2,619.1 2,626.8 2,663.7 2,714.5 2,702.9 2,701.3 2,750.0 2,740.9 20 Large time 427.9 474.3 479.0 485.3 496.1 507.3 520.0 532.2 532.2 534.9 539.4 536.7 21 Other 2,022.2 2,070.4 2,085.8 2,093.4 2,123.0 2,119.5 2,143.7 2,182.3 2,170.8 2,166.4 2,210.6 2,204.2 22 Borrowings 848.8 954.1 954.4 971.8 984.9 992.5 991.0 1,007.3 1,018.4 1,018.1 1,007.3 1,021.7 23 From banks in the U.S. 311.6 340.0 346.6 352.2 353.3 362.3 352.5 362.0 361.9 365.5 367.1 369.0 24 From others 537.2 614.1 607.8 619.6 631.6 630.3 638.5 645.3 656.4 652.6 640.2 652.7 25 Net due to related foreign offices 144.7 194.2 207.1 213.2 208.9 229.4 240.9 243.9 240.6 234.0 250.3 247.5 26 Other liabilities 211.5 220.8 225.9 223.0 220.9 237.4 233.8 228.6 228.7 234.8 235.6 240.9 27 TOTAL LIABILITIES 4,289.1 4,529.7 4,566.5 4,601.7 4,648.9 4,704.6 4,734.9 4,795.6 4,788.2 4,813.0 4,827.7 4,849.1 28 Residual (assets less liabilities) (7) 421.7 420.5 415.5 415.5 401.4 404.7 407.7 417.4 422.3 436.7 401.0 409.8 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars August 18, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 19 Jul 26 Aug 2 Aug 9 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,016.3 4,258.1 4,284.7 4,322.1 4,357.3 4,402.9 4,430.8 4,454.5 4,453.1 4,458.7 4,480.5 4,483.1 2 Securities in bank credit 1,028.7 1,070.6 1,078.2 1,086.0 1,089.1 1,096.0 1,091.0 1,091.3 1,090.2 1,094.2 1,101.0 1,097.4 3 U.S. government securities 721.6 732.3 741.5 742.1 739.6 737.2 734.3 729.0 728.7 724.6 727.6 721.8 4 Other securities 307.1 338.3 336.7 343.9 349.5 358.8 356.8 362.3 361.5 369.6 373.3 375.6 5 Loans and leases in bank credit (2) 2,987.7 3,187.6 3,206.5 3,236.0 3,268.3 3,306.9 3,339.8 3,363.2 3,362.9 3,364.5 3,379.5 3,385.6 6 Commercial and industrial 768.2 810.9 823.8 835.3 846.9 859.3 863.0 866.0 865.2 865.5 867.6 867.1 7 Real estate 1,352.7 1,477.9 1,484.8 1,500.6 1,523.6 1,547.8 1,561.7 1,575.9 1,576.8 1,575.3 1,583.5 1,588.5 8 Revolving home equity 99.2 104.6 105.9 107.6 111.5 114.4 115.4 116.7 116.5 117.2 117.4 117.5 9 Other 1,253.5 1,373.3 1,378.9 1,393.1 1,412.1 1,433.4 1,446.3 1,459.2 1,460.3 1,458.1 1,466.1 1,471.0 10 Consumer 478.2 502.7 501.5 500.3 504.9 508.9 513.9 515.2 515.7 516.2 517.3 520.7 10a Credit card and related plans -- -- -- -- -- -- -- 194.1 195.0 194.4 195.1 198.4 10d Other -- -- -- -- -- -- -- 321.1 320.7 321.8 322.2 322.3 11 Security (3) 68.0 80.3 78.1 75.8 66.9 63.0 68.5 67.8 69.7 68.0 69.9 69.7 12 Other loans and leases 320.6 315.7 318.3 324.0 325.9 327.9 332.7 338.3 335.5 339.4 341.3 339.6 13 Interbank loans 190.8 195.4 199.9 205.5 204.9 200.5 204.2 216.0 213.0 214.5 218.1 217.9 14 Cash assets (4) 214.8 242.9 231.5 218.9 235.5 231.8 223.9 219.1 209.6 209.7 220.7 217.5 15 Other assets (5) 317.3 338.9 326.2 325.4 328.4 336.1 336.8 356.1 356.8 359.1 357.3 357.5 16 TOTAL ASSETS (6) 4,681.3 4,976.7 4,983.7 5,013.0 5,067.2 5,111.5 5,135.7 5,184.7 5,171.5 5,181.0 5,214.9 5,214.2 L I A B I L I T I E S 17 Deposits 3,068.6 3,167.0 3,171.0 3,191.5 3,251.2 3,229.8 3,261.8 3,300.1 3,277.9 3,275.2 3,330.1 3,319.1 18 Transaction 627.2 627.2 607.4 608.2 624.2 609.6 604.9 595.0 585.4 595.1 586.8 577.0 19 Nontransaction 2,441.4 2,539.8 2,563.5 2,583.3 2,627.0 2,620.2 2,656.8 2,705.1 2,692.5 2,680.1 2,743.3 2,742.1 20 Large time 421.3 479.9 485.6 486.9 493.7 502.0 514.6 524.1 523.8 525.9 531.8 530.4 21 Other 2,020.1 2,059.9 2,077.9 2,096.3 2,133.4 2,118.2 2,142.3 2,181.0 2,168.8 2,154.2 2,211.5 2,211.8 22 Borrowings 836.3 972.6 958.3 966.8 983.0 1,002.1 994.9 995.0 1,009.3 1,005.9 988.2 986.0 23 From banks in the U.S. 307.5 343.9 348.1 352.1 354.6 363.0 353.7 359.2 359.1 361.6 363.4 361.4 24 From others 528.8 628.7 610.2 614.7 628.5 639.1 641.2 635.9 650.3 644.3 624.9 624.5 25 Net due to related foreign offices 139.9 195.5 219.1 216.2 202.9 234.0 232.8 236.3 231.0 243.9 238.9 238.9 26 Other liabilities 211.0 220.6 226.3 223.4 221.5 237.4 233.5 227.8 227.8 234.2 235.0 240.9 27 TOTAL LIABILITIES 4,255.9 4,555.7 4,574.7 4,597.8 4,658.7 4,703.3 4,723.0 4,759.2 4,746.1 4,759.2 4,792.2 4,784.9 28 Residual (assets less liabilities) (7) 425.4 421.1 409.0 415.1 408.5 408.3 412.7 425.5 425.4 421.8 422.7 429.3 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars August 18, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 19 Jul 26 Aug 2 Aug 9 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,264.4 2,368.9 2,394.0 2,420.5 2,434.5 2,470.7 2,484.4 2,494.5 2,494.6 2,506.3 2,507.2 2,508.3 2 Securities in bank credit 532.6 550.8 556.1 563.9 566.7 577.0 576.3 575.4 574.6 580.4 581.4 576.9 3 U.S. government securities 357.0 356.0 357.1 356.7 355.2 356.9 359.8 360.6 360.0 360.4 362.0 358.4 3a Trading account 22.0 20.5 21.5 20.5 21.3 23.5 22.7 24.3 23.2 26.1 27.8 25.4 3b Investment account 335.0 335.5 335.6 336.2 333.9 333.4 337.1 336.3 336.8 334.3 334.2 333.0 4 Other securities 175.6 194.8 199.0 207.2 211.5 220.1 216.6 214.7 214.6 220.0 219.4 218.5 4a Trading account 73.3 81.5 85.9 91.1 92.9 101.2 98.0 96.6 96.9 101.0 101.5 101.3 4b Investment account 102.3 113.3 113.1 116.1 118.6 118.9 118.5 118.1 117.7 119.0 117.8 117.2 4c State and local government 23.3 24.4 24.5 24.7 25.1 25.4 25.6 26.1 26.3 26.0 26.0 26.0 4d Other 79.0 89.0 88.6 91.4 93.5 93.5 92.9 92.0 91.4 93.0 91.8 91.3 5 Loans and leases in bank credit (2) 1,731.8 1,818.0 1,837.9 1,856.6 1,867.8 1,893.7 1,908.0 1,919.1 1,920.0 1,926.0 1,925.9 1,931.3 6 Commercial and industrial 530.9 555.0 562.2 565.2 568.1 578.8 582.7 584.2 583.7 586.7 585.9 587.7 6a Bankers acceptances 0.9 1.0 1.0 1.0 1.1 1.1 1.0 0.9 0.9 0.9 1.0 0.9 6b Other 530.0 554.0 561.2 564.2 567.1 577.8 581.7 583.3 582.8 585.8 584.9 586.9 7 Real estate 681.3 747.7 751.4 759.5 774.7 787.5 793.1 801.0 803.2 799.8 804.1 806.4 8 Revolving home equity 64.0 66.4 67.5 69.2 72.2 73.9 74.3 75.2 74.9 75.4 75.5 75.7 9 Other 617.4 681.3 683.8 690.4 702.5 713.5 718.8 725.8 728.3 724.5 728.6 730.7 10 Consumer 218.9 217.9 221.0 222.6 225.9 226.7 227.4 226.8 225.9 227.2 227.2 226.9 11 Security (3) 64.7 70.1 69.6 70.2 59.3 57.8 62.1 63.2 65.3 64.1 64.1 65.2 11a Fed funds and RPs with broker/dealer 47.8 49.8 47.0 48.8 38.1 38.8 43.9 44.6 46.1 45.6 45.8 45.2 11b Other 16.8 20.3 22.6 21.4 21.2 18.9 18.2 18.6 19.2 18.5 18.3 20.0 12a State and local government 11.3 11.9 12.0 12.2 12.3 12.3 12.2 12.2 12.1 12.4 12.0 12.1 12b Agricultural 7.8 9.1 9.4 9.4 9.5 9.5 9.5 9.4 9.4 9.5 9.3 9.3 12c Fed funds and RPs with others 9.8 11.7 13.2 14.4 13.5 13.2 13.5 12.8 13.3 13.0 12.0 12.4 12d All other loans 96.0 76.8 81.7 85.6 85.6 87.6 84.7 84.0 81.3 86.9 84.3 84.4 12e Lease financing receivables 111.2 117.8 117.5 117.4 119.0 120.4 122.8 125.5 125.8 126.3 126.9 127.0 13 Interbank loans 128.9 130.3 131.9 132.5 124.7 130.3 132.2 139.4 138.1 143.2 138.2 140.4 13a Fed funds and RPs with banks 77.2 58.3 65.4 68.3 66.2 71.5 70.6 73.2 70.3 77.7 69.2 68.9 13b Other 51.6 72.0 66.5 64.2 58.5 58.8 61.6 66.2 67.9 65.5 69.0 71.5 14 Cash assets (4) 141.8 147.8 148.9 145.8 154.4 148.9 145.1 143.4 139.5 145.6 138.8 149.0 15 Other assets (5) 222.8 237.2 222.4 220.3 219.4 223.6 224.9 245.9 250.2 254.1 244.6 246.9 16 TOTAL ASSETS (6) 2,722.8 2,849.5 2,862.7 2,884.7 2,898.6 2,938.9 2,952.2 2,988.4 2,987.6 3,014.3 2,993.5 3,009.3 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) August 18, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 19 Jul 26 Aug 2 Aug 9 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,585.4 1,591.8 1,599.3 1,604.2 1,626.9 1,632.4 1,625.8 1,626.6 1,616.1 1,627.1 1,629.2 1,627.5 18 Transaction 332.3 313.7 312.2 311.7 310.3 314.0 306.7 300.7 298.1 312.4 290.9 298.2 19 Nontransaction 1,253.1 1,278.1 1,287.1 1,292.6 1,316.6 1,318.4 1,319.1 1,325.9 1,317.9 1,314.7 1,338.2 1,329.3 20 Large time 208.6 231.5 231.8 235.1 243.6 251.2 257.9 265.8 265.2 267.3 270.2 267.5 21 Other 1,044.5 1,046.7 1,055.3 1,057.4 1,073.0 1,067.2 1,061.2 1,060.1 1,052.7 1,047.5 1,068.1 1,061.8 22 Borrowings 566.2 631.5 629.9 639.9 648.8 649.1 653.0 675.6 684.3 684.4 675.1 691.7 23 From banks in the U.S. 166.3 187.7 192.1 193.8 197.5 202.2 195.9 204.3 204.1 206.5 206.9 209.7 24 From others 399.9 443.8 437.7 446.1 451.3 446.8 457.1 471.3 480.2 477.9 468.2 482.1 25 Net due to related foreign offices 140.4 189.1 201.9 207.8 203.5 223.4 231.7 221.5 218.9 212.9 228.5 225.8 26 Other liabilities 157.2 163.0 166.1 165.1 163.9 177.5 176.4 180.0 180.2 186.8 187.5 192.0 27 TOTAL LIABILITIES 2,449.2 2,575.4 2,597.1 2,617.1 2,643.2 2,682.4 2,687.0 2,703.6 2,699.6 2,711.2 2,720.3 2,737.0 28 Residual (assets less liabilities) (7) 273.6 274.2 265.6 267.6 255.4 256.5 265.2 284.7 288.0 303.1 273.3 272.3 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars August 18, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 19 Jul 26 Aug 2 Aug 9 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,243.9 2,391.7 2,405.3 2,421.9 2,437.9 2,464.1 2,472.3 2,475.5 2,473.3 2,476.3 2,493.0 2,489.5 2 Securities in bank credit 523.3 557.1 562.2 567.2 567.7 573.8 570.0 565.8 563.8 568.2 574.4 568.7 3 U.S. government securities 349.9 358.7 363.4 362.6 359.9 358.0 356.7 353.4 351.6 351.1 356.2 350.8 3a Trading account 20.4 21.1 22.5 21.4 21.5 22.0 22.5 22.6 21.3 23.3 27.0 24.1 3b Investment account 329.5 337.6 340.9 341.2 338.3 336.0 334.3 330.8 330.3 327.8 329.2 326.6 3c Mortgage-backed 212.8 217.3 221.4 222.2 220.7 218.0 216.6 211.2 210.6 206.3 206.6 206.0 3d Other 116.8 120.3 119.5 119.0 117.7 117.9 117.7 119.6 119.7 121.6 122.6 120.6 3e 1 year or less 22.9 23.4 27.2 29.0 28.8 30.5 30.3 30.2 30.2 30.3 31.3 30.4 3f Between 1 and 5 years 55.9 57.4 54.5 52.6 51.5 51.6 52.3 53.2 54.0 53.5 53.5 52.1 3g More than 5 years 38.0 39.6 37.8 37.4 37.4 35.8 35.0 36.2 35.4 37.8 37.8 38.1 4 Other securities 173.4 198.4 198.8 204.6 207.9 215.9 213.3 212.5 212.2 217.1 218.1 217.9 4a Trading account 73.3 81.5 85.9 91.1 92.9 101.2 98.0 96.6 96.9 101.0 101.5 101.3 4b Investment account 100.1 116.9 112.9 113.6 115.0 114.7 115.2 115.8 115.4 116.2 116.6 116.7 4c State and local government 22.8 24.6 24.7 24.8 25.1 25.3 25.5 25.6 25.7 25.6 25.5 25.6 4d Other 77.3 92.3 88.2 88.8 89.8 89.3 89.7 90.3 89.7 90.6 91.0 91.1 5 Loans and leases in bank credit (2) 1,720.6 1,834.5 1,843.1 1,854.7 1,870.1 1,890.3 1,902.3 1,909.6 1,909.5 1,908.1 1,918.6 1,920.8 6 Commercial and industrial 528.7 552.0 561.5 567.4 574.7 583.3 583.3 581.9 581.6 581.5 583.1 582.5 6a Bankers acceptances 0.9 1.0 1.0 1.0 1.1 1.1 1.0 0.9 0.9 0.9 1.0 0.9 6b Other 527.8 550.9 560.6 566.4 573.7 582.3 582.3 580.9 580.6 580.6 582.2 581.7 7 Real estate 677.7 753.9 752.7 757.8 771.8 784.6 788.9 796.4 797.7 793.7 800.4 805.8 8 Revolving home equity 64.2 66.7 67.4 68.4 71.5 73.6 74.4 75.4 75.3 75.7 75.8 75.9 9a Other residential 371.9 420.6 416.3 418.3 425.3 433.4 436.2 442.9 444.1 439.2 446.0 450.9 9b Commercial 241.6 266.6 268.9 271.1 275.0 277.7 278.3 278.0 278.3 278.7 278.6 278.9 10 Consumer 216.1 224.5 224.0 222.9 225.7 226.2 226.4 226.8 225.9 227.2 227.2 226.9 10a Credit card and related plans -- -- -- -- -- -- -- 72.2 71.5 72.2 71.9 71.5 10f Other -- -- -- -- -- -- -- 154.6 154.4 154.9 155.3 155.4 11 Security (3) 61.9 73.8 71.3 68.9 59.8 56.4 61.7 60.5 62.5 60.7 62.3 61.9 11a Fed funds and RPs with broker/dealer 45.0 54.2 49.6 47.3 38.2 36.8 42.5 41.8 43.6 42.1 43.8 42.9 11b Other 16.9 19.6 21.8 21.7 21.7 19.6 19.1 18.7 18.8 18.7 18.5 19.0 12a State and local government 11.3 11.8 11.9 12.1 12.2 12.1 12.1 12.1 12.1 12.4 12.1 12.2 12b Agricultural 8.0 9.1 9.1 9.1 9.2 9.4 9.5 9.6 9.6 9.6 9.5 9.5 12c Fed funds and RPs with others 9.8 11.7 13.2 14.4 13.5 13.2 13.5 12.8 13.3 13.0 12.0 12.4 12d All other loans 96.8 77.8 79.9 83.1 83.4 84.5 84.3 84.8 82.0 84.7 86.0 83.6 12e Lease financing receivables 110.5 120.0 119.4 118.9 119.7 120.5 122.7 124.8 124.9 125.2 126.0 126.1 13 Interbank loans 128.5 131.0 132.1 135.2 129.5 133.6 134.9 139.5 138.8 138.6 137.0 132.2 13a Fed funds and RPs with banks 76.3 59.9 65.0 70.4 68.9 72.1 71.1 72.5 69.7 73.1 68.4 63.0 13b Other 52.3 71.2 67.1 64.8 60.6 61.5 63.8 67.0 69.1 65.5 68.6 69.2 14 Cash assets (4) 135.6 158.4 150.5 140.4 154.3 148.1 142.6 137.1 131.1 129.8 137.1 135.0 15 Other assets (5) 223.0 236.3 223.7 222.4 222.8 228.1 228.8 245.3 248.8 249.9 244.1 243.6 16 TOTAL ASSETS (6) 2,696.0 2,882.9 2,877.2 2,885.6 2,910.2 2,939.2 2,944.1 2,962.7 2,957.3 2,960.0 2,976.0 2,965.0 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) August 18, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 19 Jul 26 Aug 2 Aug 9 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,574.8 1,603.2 1,599.6 1,604.0 1,636.6 1,617.6 1,620.9 1,616.1 1,602.3 1,593.4 1,624.3 1,609.5 18 Transaction 328.1 323.4 308.7 307.1 317.5 307.6 305.5 296.9 291.7 294.2 292.0 282.1 19 Nontransaction 1,246.6 1,279.8 1,291.0 1,296.9 1,319.1 1,310.0 1,315.4 1,319.1 1,310.6 1,299.1 1,332.2 1,327.5 20 Large time 202.0 237.1 238.4 236.8 241.2 245.9 252.5 257.7 256.8 258.2 262.6 261.1 21 Other 1,044.7 1,042.7 1,052.6 1,060.1 1,078.0 1,064.1 1,062.9 1,061.5 1,053.8 1,040.9 1,069.6 1,066.3 22 Borrowings 552.4 651.6 638.0 640.9 650.6 657.3 655.1 660.9 673.0 666.8 654.5 655.1 23 From banks in the U.S. 161.0 192.1 196.2 197.2 201.1 203.5 195.4 199.1 199.0 198.8 201.4 200.2 24 From others 391.3 459.5 441.7 443.7 449.5 453.7 459.7 461.8 474.0 468.0 453.1 454.9 25 Net due to related foreign offices 135.7 190.4 213.9 210.8 197.6 228.0 223.6 213.9 209.4 222.8 217.2 217.2 26 Other liabilities 157.2 163.0 166.1 165.1 163.9 177.5 176.4 180.0 180.2 186.8 187.5 192.0 27 TOTAL LIABILITIES 2,420.0 2,608.1 2,617.6 2,620.8 2,648.7 2,680.4 2,676.1 2,670.9 2,664.9 2,669.8 2,683.4 2,673.7 28 Residual (assets less liabilities) (7) 275.9 274.8 259.6 264.7 261.4 258.9 268.0 291.8 292.4 290.2 292.5 291.3 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars August 18, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 19 Jul 26 Aug 2 Aug 9 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,771.8 1,872.8 1,892.2 1,906.3 1,916.2 1,932.0 1,952.9 1,977.3 1,978.8 1,980.3 1,986.2 1,990.6 2 Securities in bank credit 506.1 515.2 519.3 517.8 516.9 518.4 519.2 526.4 527.8 526.7 527.9 528.6 3 U.S. government securities 371.9 375.1 380.6 378.2 376.5 376.0 375.3 375.8 377.6 373.5 372.3 371.0 4 Other securities 134.2 140.0 138.7 139.5 140.4 142.4 143.9 150.6 150.2 153.2 155.6 157.6 5 Loans and leases in bank credit (2) 1,265.6 1,357.7 1,372.8 1,388.5 1,399.3 1,413.6 1,433.8 1,450.9 1,451.0 1,453.6 1,458.3 1,462.0 6 Commercial and industrial 239.5 259.9 263.4 267.8 270.0 273.3 277.7 284.1 283.7 284.9 285.6 286.1 7 Real estate 674.1 726.4 736.8 746.0 753.2 762.9 771.8 778.5 778.3 779.6 781.5 780.4 8 Revolving home equity 35.1 38.0 38.7 39.5 40.2 40.9 41.1 41.5 41.5 41.6 41.8 41.8 9 Other 638.9 688.5 698.1 706.6 713.1 722.0 730.7 737.0 736.8 738.0 739.8 738.6 10 Consumer 263.1 277.6 278.5 279.2 280.1 282.6 287.5 288.3 289.8 289.1 290.1 293.9 11 Security (3) 6.1 6.6 6.7 6.9 7.1 6.6 6.9 7.3 7.2 7.3 7.6 7.8 12 Other loans and leases 82.9 87.2 87.4 88.6 88.8 88.2 89.9 92.6 92.1 92.7 93.5 93.9 13 Interbank loans 65.8 64.2 66.5 67.2 73.7 70.8 72.9 81.3 80.4 86.8 83.2 87.1 14 Cash assets (4) 80.4 83.1 81.4 80.5 81.8 83.9 81.9 83.3 81.4 85.4 83.8 87.6 15 Other assets (5) 92.9 104.6 103.5 103.0 104.7 108.8 108.1 109.0 108.4 109.3 108.4 110.8 16 TOTAL ASSETS (6) 1,987.9 2,100.7 2,119.3 2,132.6 2,151.8 2,170.5 2,190.4 2,224.7 2,222.8 2,235.4 2,235.1 2,249.6 L I A B I L I T I E S 17 Deposits 1,498.8 1,568.8 1,579.8 1,589.5 1,607.5 1,612.9 1,643.4 1,689.3 1,684.4 1,699.0 1,705.4 1,711.4 18 Transaction 301.7 302.2 302.2 303.4 304.9 304.5 298.9 300.6 299.4 312.5 293.6 299.8 19 Nontransaction 1,197.1 1,266.5 1,277.6 1,286.1 1,302.6 1,308.4 1,344.5 1,388.6 1,385.0 1,386.6 1,411.8 1,411.6 20 Large time 219.3 242.8 247.2 250.1 252.5 256.1 262.0 266.4 267.0 267.7 269.2 269.2 21 Other 977.8 1,023.7 1,030.5 1,036.0 1,050.1 1,052.3 1,082.5 1,122.2 1,118.0 1,118.9 1,142.6 1,142.4 22 Borrowings 282.6 322.6 324.5 331.9 336.0 343.5 337.9 331.8 334.0 333.7 332.3 330.0 23 From banks in the U.S. 145.2 152.3 154.4 158.4 155.8 160.0 156.6 157.8 157.8 159.0 160.2 159.4 24 From others 137.3 170.3 170.1 173.5 180.2 183.4 181.3 174.0 176.2 174.7 172.0 170.6 25 Net due to related foreign offices 4.3 5.1 5.3 5.4 5.3 6.0 9.1 22.4 21.7 21.1 21.7 21.7 26 Other liabilities 54.2 57.9 59.8 57.9 56.9 59.9 57.4 48.6 48.5 48.0 48.1 48.9 27 TOTAL LIABILITIES 1,839.9 1,954.4 1,969.4 1,984.6 2,005.8 2,022.3 2,047.9 2,092.0 2,088.6 2,101.8 2,107.4 2,112.0 28 Residual (assets less liabilities) (7) 148.1 146.3 149.9 147.9 146.0 148.2 142.5 132.7 134.2 133.5 127.7 137.5 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars August 18, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 19 Jul 26 Aug 2 Aug 9 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,772.5 1,866.5 1,879.5 1,900.2 1,919.5 1,938.8 1,958.5 1,979.0 1,979.8 1,982.4 1,987.5 1,993.6 2 Securities in bank credit 505.4 513.4 516.1 518.8 521.3 522.2 521.0 525.5 526.3 526.0 526.6 528.7 3 U.S. government securities 371.6 373.6 378.1 379.5 379.7 379.3 377.5 375.6 377.1 373.5 371.4 371.1 4 Other securities 133.7 139.9 138.0 139.3 141.6 142.9 143.5 149.9 149.2 152.4 155.2 157.7 5 Loans and leases in bank credit (2) 1,267.1 1,353.0 1,363.4 1,381.4 1,398.2 1,416.6 1,437.5 1,453.6 1,453.4 1,456.4 1,460.9 1,464.9 6 Commercial and industrial 239.5 259.0 262.3 267.8 272.2 275.9 279.7 284.2 283.7 284.0 284.5 284.6 7 Real estate 675.1 724.0 732.1 742.8 751.8 763.2 772.8 779.5 779.1 781.6 783.1 782.7 8 Revolving home equity 35.0 37.9 38.5 39.2 40.0 40.8 41.0 41.3 41.2 41.4 41.6 41.6 9 Other 640.1 686.1 693.6 703.6 711.8 722.4 731.8 738.2 737.9 740.2 741.5 741.1 10 Consumer 262.1 278.2 277.5 277.4 279.2 282.7 287.4 288.3 289.8 289.1 290.1 293.9 10a Credit card and related plans -- -- -- -- -- -- -- 121.9 123.6 122.2 123.2 126.9 10h Other -- -- -- -- -- -- -- 166.4 166.3 166.8 166.9 166.9 11 Security (3) 6.1 6.6 6.7 6.9 7.1 6.6 6.9 7.3 7.2 7.3 7.6 7.8 12 Other loans and leases 84.3 85.2 84.7 86.4 87.8 88.2 90.7 94.2 93.7 94.4 95.6 95.9 13 Interbank loans 62.3 64.4 67.7 70.3 75.4 66.8 69.3 76.5 74.2 75.9 81.2 85.7 14 Cash assets (4) 79.3 84.5 80.9 78.4 81.2 83.7 81.3 81.9 78.4 79.9 83.6 82.5 15 Other assets (5) 94.3 102.6 102.5 102.9 105.6 108.0 108.0 110.8 108.0 109.2 113.2 113.9 16 TOTAL ASSETS (6) 1,985.3 2,093.8 2,106.4 2,127.4 2,157.0 2,172.3 2,191.6 2,222.0 2,214.2 2,221.0 2,238.9 2,249.2 L I A B I L I T I E S 17 Deposits 1,493.9 1,563.8 1,571.3 1,587.5 1,614.6 1,612.2 1,640.8 1,684.0 1,675.6 1,681.8 1,705.8 1,709.6 18 Transaction 299.1 303.9 298.8 301.1 306.7 302.0 299.4 298.0 293.7 300.8 294.7 294.9 19 Nontransaction 1,194.7 1,260.0 1,272.6 1,286.4 1,307.9 1,310.2 1,341.4 1,386.0 1,381.9 1,381.0 1,411.1 1,414.7 20 Large time 219.3 242.8 247.2 250.1 252.5 256.1 262.0 266.4 267.0 267.7 269.2 269.2 21 Other 975.4 1,017.2 1,025.4 1,036.3 1,055.4 1,054.1 1,079.4 1,119.6 1,115.0 1,113.3 1,141.8 1,145.4 22 Borrowings 284.0 321.0 320.3 325.9 332.4 344.8 339.8 334.1 336.4 339.1 333.7 330.9 23 From banks in the U.S. 146.5 151.8 151.9 154.9 153.5 159.5 158.3 160.1 160.1 162.8 162.0 161.2 24 From others 137.5 169.3 168.5 171.0 179.0 185.3 181.5 174.0 176.3 176.3 171.8 169.7 25 Net due to related foreign offices 4.3 5.1 5.3 5.4 5.3 6.0 9.1 22.4 21.7 21.1 21.7 21.7 26 Other liabilities 53.8 57.6 60.2 58.2 57.6 59.9 57.1 47.8 47.6 47.4 47.5 48.9 27 TOTAL LIABILITIES 1,835.9 1,947.6 1,957.0 1,977.0 2,010.0 2,022.9 2,046.9 2,088.3 2,081.2 2,089.5 2,108.8 2,111.2 28 Residual (assets less liabilities) (7) 149.4 146.2 149.4 150.4 147.0 149.4 144.7 133.7 133.0 131.6 130.2 138.0 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars August 18, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 19 Jul 26 Aug 2 Aug 9 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 527.4 548.3 540.9 544.3 568.2 581.6 574.3 574.9 576.6 571.9 581.7 584.8 2 Securities in bank credit 193.8 201.1 191.9 195.0 201.2 207.3 202.1 202.0 201.0 203.1 210.2 202.5 3 U.S. government securities 86.4 81.0 75.8 77.8 79.2 79.3 78.5 79.3 77.7 79.9 82.2 78.9 4 Other securities 107.4 120.1 116.1 117.3 121.9 128.0 123.7 122.7 123.2 123.1 127.9 123.6 5 Loans and leases in bank credit (2) 333.6 347.2 349.0 349.3 367.0 374.3 372.2 372.8 375.7 368.8 371.5 382.3 6 Commercial and industrial 194.5 195.0 196.7 198.1 201.4 207.3 207.4 206.0 205.9 205.4 207.9 209.3 7 Real estate 18.4 17.4 17.8 18.1 18.5 18.7 19.1 18.9 18.9 18.6 19.0 18.9 11 Security (3) 52.7 66.8 66.7 66.3 77.7 80.7 80.8 81.3 84.3 77.8 77.0 84.0 12 Other loans and leases 68.0 68.0 67.8 66.7 69.3 67.6 64.9 66.6 66.7 67.0 67.6 70.2 13 Interbank loans 27.9 28.9 32.6 28.4 29.3 31.7 28.4 25.6 24.8 29.0 18.8 20.9 14 Cash assets (4) 37.6 52.4 51.4 48.8 48.9 45.3 46.0 46.6 44.8 47.2 49.3 49.8 15 Other assets (5) 33.0 38.6 38.2 39.0 39.8 40.8 43.2 42.7 43.0 42.2 42.1 41.7 16 TOTAL ASSETS (6) 625.6 667.9 662.8 660.2 685.8 699.1 691.5 689.5 688.9 690.0 691.5 697.0 L I A B I L I T I E S 17 Deposits 313.0 379.7 379.4 381.9 392.4 387.2 387.6 391.8 394.7 396.4 395.1 398.8 18 Transaction 10.8 10.8 11.1 11.3 11.1 11.4 11.7 11.6 11.9 11.3 11.0 11.5 19 Nontransaction 302.1 368.9 368.4 370.6 381.3 375.8 375.9 380.2 382.8 385.0 384.1 387.4 22 Borrowings 174.8 179.5 175.6 177.6 200.3 205.3 206.0 206.2 206.2 208.5 200.2 204.4 23 From banks in the U.S. 24.3 19.7 18.3 19.5 20.6 17.7 18.7 20.5 17.2 23.7 16.7 18.3 24 From others 150.5 159.8 157.4 158.1 179.7 187.7 187.4 185.7 189.1 184.8 183.6 186.1 25 Net due to related foreign offices 70.8 35.6 26.8 19.9 15.0 20.1 18.5 17.0 12.9 5.9 25.3 23.3 26 Other liabilities 63.0 70.0 71.5 69.1 70.7 77.2 70.2 67.6 68.5 66.6 68.4 66.6 27 TOTAL LIABILITIES 621.5 664.7 653.4 648.6 678.4 689.9 682.3 682.7 682.4 677.3 689.0 693.1 28 Residual (assets less liabilities) (7) 4.1 3.2 9.4 11.6 7.4 9.2 9.2 6.9 6.5 12.7 2.5 3.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars August 18, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 19 Jul 26 Aug 2 Aug 9 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 519.1 556.1 545.1 542.9 561.9 573.2 564.7 564.4 566.4 560.5 571.7 572.5 2 Securities in bank credit 188.8 205.0 193.2 192.0 197.6 204.3 196.3 195.4 193.8 196.9 203.5 195.4 3 U.S. government securities 85.5 81.6 75.9 77.6 80.0 80.3 78.5 78.3 77.0 78.8 80.3 77.4 3a Trading account 19.0 7.9 7.4 9.5 12.0 12.5 12.0 12.1 11.0 13.0 14.0 12.6 3b Investment account 66.5 73.7 68.5 68.1 67.9 67.7 66.5 66.2 66.0 65.8 66.3 64.8 4 Other securities 103.3 123.4 117.3 114.4 117.7 124.0 117.8 117.1 116.8 118.1 123.2 118.0 4a Trading account 60.8 78.3 74.4 72.1 74.9 81.4 75.9 75.3 75.2 75.8 81.1 75.3 4b Investment account 42.4 45.1 42.9 42.3 42.8 42.6 41.8 41.8 41.6 42.3 42.2 42.8 5 Loans and leases in bank credit (2) 330.4 351.0 352.0 350.9 364.3 368.9 368.5 369.0 372.6 363.6 368.1 377.1 6 Commercial and industrial 192.3 196.5 199.2 199.7 199.7 203.0 204.1 203.5 204.0 202.7 205.3 206.1 7 Real estate 18.2 17.6 18.0 18.3 18.3 18.7 18.9 18.7 18.7 18.4 18.7 18.7 11 Security (3) 52.4 67.2 66.5 66.6 77.7 80.6 81.1 81.1 84.0 77.2 77.7 83.9 12 Other loans and leases 67.4 69.7 68.2 66.2 68.5 66.7 64.3 65.7 66.0 65.3 66.5 68.4 13 Interbank loans 27.9 28.9 32.6 28.4 29.3 31.7 28.4 25.6 24.8 29.0 18.8 20.9 14 Cash assets (4) 36.3 54.6 50.8 47.8 46.7 44.1 45.2 44.9 42.8 45.2 47.8 47.8 15 Other assets (5) 31.5 40.1 40.1 40.3 39.0 40.3 41.0 40.8 40.9 40.2 40.9 40.7 16 TOTAL ASSETS (6) 614.5 679.3 668.3 659.0 676.6 688.9 679.0 675.4 674.6 674.6 678.8 681.5 L I A B I L I T I E S 17 Deposits 306.7 386.5 386.5 388.0 393.5 388.1 383.2 383.0 386.2 389.0 385.9 385.9 18 Transaction 10.7 10.9 11.0 11.0 10.7 11.0 11.3 11.5 11.8 11.1 11.0 11.2 19 Nontransaction 296.0 375.6 375.5 377.0 382.8 377.1 371.9 371.5 374.4 377.9 375.0 374.8 22 Borrowings 174.8 179.5 175.6 177.6 200.3 205.3 206.0 206.2 206.2 208.5 200.2 204.4 23 From banks in the U.S. 24.3 19.7 18.3 19.5 20.6 17.7 18.7 20.5 17.2 23.7 16.7 18.3 24 From others 150.5 159.8 157.4 158.1 179.7 187.7 187.4 185.7 189.1 184.8 183.6 186.1 25 Net due to related foreign offices 69.3 37.9 29.1 20.5 10.2 15.8 17.0 16.1 11.5 7.8 21.8 21.8 26 Other liabilities 61.7 71.7 73.5 69.5 68.9 75.8 68.8 66.0 66.7 65.3 67.1 65.8 27 TOTAL LIABILITIES 612.5 675.6 664.7 655.6 673.0 685.0 675.1 671.4 670.5 670.7 675.1 677.9 28 Residual (assets less liabilities) (7) 2.0 3.8 3.6 3.5 3.7 3.9 3.9 4.0 4.1 3.9 3.8 3.6 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 13 MEMO ITEMS Not seasonally adjusted, billions of dollars August 18, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 19 Jul 26 Aug 2 Aug 9 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers 29 Reval. gains on off-bal. sheet items (8) 54.2 62.4 64.5 65.7 65.1 72.4 66.2 62.6 63.3 65.4 65.5 64.9 30 Reval. losses on off-bal. sheet items (8) 56.2 61.7 64.2 64.0 65.0 72.9 66.4 62.4 62.9 65.1 66.7 65.7 31 Mortgage-backed securities (9) 242.6 252.2 251.4 252.7 254.5 251.6 249.0 241.4 240.1 237.1 237.5 236.9 31a Pass-through 167.6 174.8 174.5 176.0 178.9 177.3 177.0 172.4 171.5 169.0 169.3 168.8 31b CMO, REMIC, and other 75.1 77.3 77.0 76.7 75.6 74.4 72.0 68.9 68.6 68.2 68.2 68.1 32 Net unrealized gains (losses) on -6.7 -13.2 -13.3 -12.2 -14.8 -16.5 -15.0 -10.9 -10.6 -11.6 -11.9 -11.4 available-for-sale securities (10) 33 Offshore credit to U.S. residents (11) 36.3 23.2 23.6 24.1 24.4 23.5 22.4 22.2 22.2 22.0 22.2 22.2 34 Securitized consumer loans (12) -- -- -- -- -- -- -- 87.3 87.9 87.7 87.8 87.9 34a Credit card and related plans -- -- -- -- -- -- -- 72.4 72.9 72.9 73.0 73.0 34b Other -- -- -- -- -- -- -- 15.0 15.0 14.9 14.7 14.9 35 Securitized business loans (12) -- -- -- -- -- -- -- n.a. n.a. n.a. n.a. n.a. SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers 31 Mortgage-backed securities (9) 197.8 201.4 204.1 205.6 206.9 206.4 205.0 204.3 203.0 203.8 204.9 204.7 34 Securitized consumer loans (12) -- -- -- -- -- -- -- 207.5 207.3 208.9 208.8 207.0 34a Credit card and related plans -- -- -- -- -- -- -- 197.3 196.4 198.0 198.1 197.9 34b Other -- -- -- -- -- -- -- 10.2 10.9 10.9 10.7 9.1 FOREIGN-RELATED INSTITUTIONS 29 Reval. gains on off-bal. sheet items (8) 37.5 39.8 40.2 39.3 39.4 44.8 38.8 35.8 36.9 34.7 37.7 37.4 30 Reval. losses on off-bal. sheet items (8) 36.2 39.0 40.0 38.1 38.4 44.3 37.8 35.5 36.6 34.5 37.1 35.9 35 Securitized business loans (12) -- -- -- -- -- -- -- n.a. n.a. n.a. n.a. n.a. ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Footnotes Page 14 August 18, 2000 Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 3. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 4. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 5. Excludes the due-from position with related foreign offices, which is included in line 25. 6. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 7. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 8. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 9. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses. 12. Total amount outstanding.