H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars November 17, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Oct Apr May Jun Jul Aug Sep Oct Oct 18 Oct 25 Nov 1 Nov 8 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,634.2 4,935.3 5,001.8 5,032.2 5,068.3 5,111.3 5,160.8 5,135.2 5,125.7 5,140.7 5,142.4 5,124.8 2 Securities in bank credit 1,250.8 1,292.7 1,312.2 1,309.7 1,314.3 1,317.9 1,328.5 1,306.5 1,303.9 1,302.8 1,301.8 1,294.7 3 U.S. government securities 814.1 814.2 815.4 817.0 819.1 812.5 807.2 792.3 789.5 787.5 788.1 782.5 4 Other securities 436.7 478.4 496.8 492.6 495.1 505.4 521.3 514.2 514.4 515.3 513.7 512.2 5 Loans and leases in bank credit (2) 3,383.4 3,642.6 3,689.7 3,722.5 3,754.0 3,793.4 3,832.3 3,828.7 3,821.8 3,837.9 3,840.6 3,830.1 6 Commercial and industrial 980.7 1,037.1 1,056.3 1,063.9 1,069.3 1,077.7 1,077.7 1,076.9 1,075.3 1,080.5 1,077.2 1,073.6 7 Real estate 1,422.0 1,556.5 1,580.4 1,596.4 1,611.2 1,620.9 1,633.0 1,631.4 1,630.5 1,629.3 1,636.2 1,636.0 8 Revolving home equity 100.0 112.3 114.8 115.4 116.7 118.0 120.3 123.6 123.5 123.8 124.3 124.7 9 Other 1,322.0 1,444.2 1,465.7 1,481.0 1,494.4 1,502.9 1,512.7 1,507.8 1,507.0 1,505.5 1,512.0 1,511.4 10 Consumer 481.4 506.6 509.1 515.4 518.9 527.6 530.9 530.1 531.1 530.3 531.2 525.6 11 Security (3) 109.7 144.0 145.0 149.6 151.8 159.6 183.3 181.1 176.7 187.6 184.3 181.5 12 Other loans and leases 389.5 398.4 398.8 397.2 402.8 407.6 407.3 409.1 408.2 410.2 411.7 413.3 13 Interbank loans 225.7 222.0 227.8 228.9 242.7 248.7 241.7 252.1 253.3 260.8 257.9 254.5 14 Cash assets (4) 270.5 281.3 274.3 269.1 269.4 269.8 267.9 266.6 256.0 266.7 269.9 263.1 15 Other assets (5) 361.9 367.6 377.0 379.2 398.0 399.1 398.2 411.4 411.0 413.2 407.9 401.0 16 TOTAL ASSETS (6) 5,433.0 5,746.4 5,820.7 5,848.9 5,916.6 5,966.1 6,005.4 6,002.6 5,983.3 6,018.7 6,015.4 5,980.8 L I A B I L I T I E S 17 Deposits 3,448.8 3,626.2 3,631.6 3,660.1 3,717.1 3,744.5 3,762.2 3,777.7 3,754.9 3,779.7 3,788.9 3,761.4 18 Transaction 631.2 626.1 629.7 617.3 612.6 618.5 611.0 614.9 603.2 644.5 602.3 593.0 19 Nontransaction 2,817.6 3,000.1 3,001.9 3,042.7 3,104.6 3,126.0 3,151.2 3,162.8 3,151.7 3,135.2 3,186.6 3,168.4 20 Large time 772.3 870.6 876.2 893.1 914.1 923.3 913.1 908.5 909.8 907.7 909.6 903.4 21 Other 2,045.3 2,129.4 2,125.7 2,149.6 2,190.4 2,202.7 2,238.1 2,254.3 2,242.0 2,227.5 2,277.1 2,264.9 22 Borrowings 1,050.8 1,186.8 1,200.7 1,202.1 1,220.1 1,226.2 1,220.4 1,211.2 1,214.9 1,205.1 1,219.6 1,213.4 23 From banks in the U.S. 348.4 377.4 383.8 375.9 387.5 386.9 372.9 369.0 368.4 364.6 374.9 372.4 24 From others 702.4 809.4 816.9 826.3 832.6 839.3 847.5 842.2 846.5 840.4 844.7 840.9 25 Net due to related foreign offices 222.8 226.3 253.8 262.8 261.4 269.9 268.9 251.7 251.9 235.0 243.2 245.8 26 Other liabilities 290.7 292.4 312.9 304.7 297.4 313.6 333.3 342.1 341.3 352.4 354.6 341.5 27 TOTAL LIABILITIES 5,013.2 5,331.7 5,399.1 5,429.7 5,496.0 5,554.2 5,584.7 5,582.6 5,563.0 5,572.1 5,606.3 5,562.2 28 Residual (assets less liabilities) (7) 419.8 414.7 421.6 419.2 420.6 411.9 420.7 420.0 420.3 446.6 409.1 418.7 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars November 17, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Oct Apr May Jun Jul Aug Sep Oct Oct 18 Oct 25 Nov 1 Nov 8 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,643.4 4,935.5 4,993.4 5,015.0 5,036.7 5,082.4 5,147.0 5,149.0 5,141.2 5,150.9 5,179.4 5,159.1 2 Securities in bank credit 1,253.6 1,294.4 1,309.6 1,299.0 1,296.8 1,305.3 1,323.2 1,310.9 1,306.4 1,308.3 1,316.7 1,309.7 3 U.S. government securities 809.2 822.9 820.7 816.3 810.7 803.6 799.2 787.2 783.3 783.2 788.8 785.4 4 Other securities 444.4 471.5 488.8 482.7 486.1 501.7 524.1 523.7 523.2 525.0 528.0 524.3 5 Loans and leases in bank credit (2) 3,389.8 3,641.1 3,683.9 3,716.0 3,739.9 3,777.1 3,823.8 3,838.1 3,834.8 3,842.6 3,862.7 3,849.4 6 Commercial and industrial 981.4 1,044.2 1,059.2 1,063.3 1,064.5 1,067.3 1,073.6 1,077.7 1,076.2 1,079.5 1,082.8 1,078.2 7 Real estate 1,426.8 1,552.1 1,577.8 1,593.0 1,607.4 1,620.9 1,633.4 1,637.1 1,636.3 1,634.3 1,643.9 1,647.8 8 Revolving home equity 100.5 111.5 114.4 115.4 116.8 118.2 121.0 124.1 124.1 124.3 124.8 125.2 9 Other 1,326.3 1,440.6 1,463.5 1,477.6 1,490.6 1,502.8 1,512.4 1,512.9 1,512.2 1,510.0 1,519.1 1,522.6 10 Consumer 479.0 505.5 508.7 513.5 515.4 526.5 531.7 527.8 528.8 528.9 529.3 523.3 10a Credit card and related plans -- -- -- -- 195.5 203.4 206.6 202.5 203.4 203.3 203.2 197.3 10b Other -- -- -- -- 319.9 323.1 325.0 325.4 325.4 325.7 326.1 326.0 11 Security (3) 112.2 144.5 143.4 149.5 148.8 154.3 176.0 185.3 183.1 192.2 191.5 185.8 12 Other loans and leases 390.5 394.9 394.6 396.7 403.7 408.0 409.0 410.2 410.4 407.7 415.1 414.4 13 Interbank loans 219.7 228.4 227.7 228.6 238.8 238.7 235.3 245.9 246.1 247.5 259.2 259.2 14 Cash assets (4) 271.7 278.5 272.1 265.2 260.1 257.5 263.5 267.6 263.6 252.1 276.2 259.7 15 Other assets (5) 355.3 371.1 380.1 380.7 397.4 397.3 396.7 404.2 401.8 398.0 406.5 399.7 16 TOTAL ASSETS (6) 5,431.0 5,753.9 5,813.1 5,828.9 5,871.3 5,913.1 5,979.3 6,004.1 5,990.1 5,985.9 6,058.7 6,014.9 L I A B I L I T I E S 17 Deposits 3,441.2 3,644.2 3,617.0 3,648.2 3,692.6 3,712.3 3,746.1 3,770.7 3,752.8 3,737.2 3,800.5 3,788.3 18 Transaction 622.8 634.7 620.4 616.3 606.1 602.8 604.7 606.8 601.9 609.2 605.1 590.2 19 Nontransaction 2,818.5 3,009.4 2,996.6 3,031.9 3,086.5 3,109.5 3,141.5 3,163.9 3,150.9 3,127.9 3,195.5 3,198.1 20 Large time 770.6 870.2 872.5 882.3 897.5 906.5 902.3 905.8 904.3 908.1 912.2 911.5 21 Other 2,047.9 2,139.3 2,124.1 2,149.6 2,189.0 2,203.0 2,239.2 2,258.1 2,246.6 2,219.8 2,283.3 2,286.6 22 Borrowings 1,050.4 1,185.9 1,210.2 1,205.1 1,206.9 1,198.7 1,215.7 1,212.6 1,217.1 1,213.7 1,232.5 1,216.6 23 From banks in the U.S. 345.4 378.9 384.4 376.7 384.4 382.5 372.4 367.9 367.1 365.0 376.8 373.4 24 From others 705.0 806.9 825.7 828.3 822.5 816.2 843.3 844.7 850.0 848.6 855.7 843.2 25 Net due to related foreign offices 224.0 215.6 254.3 253.2 253.0 267.2 263.8 252.8 250.1 253.6 246.8 246.8 26 Other liabilities 289.9 291.2 311.4 303.0 295.0 313.1 332.6 341.1 340.0 351.8 354.4 341.8 27 TOTAL LIABILITIES 5,005.5 5,336.8 5,392.8 5,409.4 5,447.5 5,491.3 5,558.3 5,577.2 5,560.0 5,556.2 5,634.2 5,593.4 28 Residual (assets less liabilities) (7) 425.5 417.1 420.3 419.5 423.8 421.8 421.0 426.8 430.2 429.7 424.5 421.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars November 17, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Oct Apr May Jun Jul Aug Sep Oct Oct 18 Oct 25 Nov 1 Nov 8 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,109.1 4,364.5 4,415.5 4,453.1 4,488.8 4,526.1 4,568.2 4,555.4 4,553.2 4,556.6 4,552.7 4,546.7 2 Securities in bank credit 1,058.5 1,087.1 1,098.5 1,101.0 1,105.9 1,108.6 1,121.1 1,115.5 1,115.6 1,111.7 1,109.3 1,109.7 3 U.S. government securities 731.2 734.6 735.7 738.2 739.4 732.6 729.8 722.5 721.4 719.6 719.2 714.3 4 Other securities 327.3 352.5 362.8 362.9 366.5 376.1 391.3 393.0 394.2 392.1 390.1 395.4 5 Loans and leases in bank credit (2) 3,050.6 3,277.4 3,317.0 3,352.1 3,382.9 3,417.5 3,447.1 3,440.0 3,437.6 3,444.9 3,443.4 3,437.1 6 Commercial and industrial 785.4 838.0 851.4 858.8 865.8 871.9 874.0 875.8 874.1 878.6 876.0 870.9 7 Real estate 1,404.3 1,538.1 1,561.7 1,577.3 1,592.3 1,602.1 1,613.7 1,612.6 1,612.0 1,610.9 1,617.5 1,616.7 8 Revolving home equity 100.0 112.3 114.8 115.4 116.7 118.0 120.3 123.6 123.5 123.8 124.3 124.7 9 Other 1,304.3 1,425.8 1,446.9 1,462.0 1,475.6 1,484.1 1,493.4 1,489.1 1,488.4 1,487.1 1,493.2 1,492.0 10 Consumer 481.4 506.6 509.1 515.4 518.9 527.6 530.9 530.1 531.1 530.3 531.2 525.6 11 Security (3) 54.5 66.0 64.0 68.6 70.0 77.4 88.5 78.4 77.3 80.9 74.2 76.9 12 Other loans and leases 324.9 328.8 330.8 332.0 335.9 338.5 340.0 343.0 343.1 344.1 344.6 346.9 13 Interbank loans 200.3 192.7 196.0 200.3 216.5 224.5 216.0 223.1 223.9 229.7 227.1 226.1 14 Cash assets (4) 224.6 233.9 230.3 224.5 224.5 225.5 223.2 224.3 214.0 224.8 229.5 223.2 15 Other assets (5) 329.6 328.3 336.7 336.5 355.9 357.8 358.4 375.0 374.6 376.1 373.3 364.9 16 TOTAL ASSETS (6) 4,804.9 5,060.0 5,118.6 5,154.3 5,224.2 5,271.5 5,303.1 5,315.4 5,303.5 5,324.8 5,320.2 5,298.7 L I A B I L I T I E S 17 Deposits 3,113.5 3,238.6 3,249.6 3,277.6 3,330.5 3,352.9 3,377.7 3,397.2 3,374.0 3,400.0 3,407.4 3,384.4 18 Transaction 620.6 615.2 618.5 605.9 601.2 607.6 601.2 604.4 593.2 633.5 591.8 582.4 19 Nontransaction 2,493.0 2,623.4 2,631.1 2,671.7 2,729.3 2,745.3 2,776.5 2,792.8 2,780.8 2,766.6 2,815.5 2,802.1 20 Large time 450.5 497.0 508.1 523.1 541.4 545.3 541.3 541.4 541.7 541.7 541.2 539.4 21 Other 2,042.5 2,126.4 2,123.0 2,148.6 2,187.9 2,200.0 2,235.2 2,251.4 2,239.0 2,224.9 2,274.3 2,262.7 22 Borrowings 872.9 987.2 996.3 996.8 1,014.4 1,024.2 1,002.9 989.4 993.8 984.8 983.8 986.0 23 From banks in the U.S. 326.6 356.5 365.9 356.9 366.7 370.0 353.7 350.2 350.1 346.2 353.3 348.7 24 From others 546.3 630.6 630.4 639.9 647.7 654.1 649.2 639.2 643.7 638.7 630.5 637.3 25 Net due to related foreign offices 165.4 211.1 232.5 243.3 243.6 246.4 244.8 235.2 240.7 217.7 227.5 229.1 26 Other liabilities 225.3 218.6 234.5 233.3 228.7 245.7 261.8 269.7 268.7 277.7 277.5 269.6 27 TOTAL LIABILITIES 4,377.1 4,655.5 4,712.9 4,751.0 4,817.2 4,869.1 4,887.2 4,891.4 4,877.2 4,880.3 4,896.1 4,869.1 28 Residual (assets less liabilities) (7) 427.8 404.5 405.7 403.2 407.0 402.4 415.9 424.0 426.3 444.6 424.1 429.6 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars November 17, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Oct Apr May Jun Jul Aug Sep Oct Oct 18 Oct 25 Nov 1 Nov 8 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,111.3 4,371.2 4,415.7 4,445.8 4,468.0 4,507.0 4,555.2 4,560.5 4,560.2 4,558.6 4,572.6 4,566.2 2 Securities in bank credit 1,055.7 1,092.6 1,099.1 1,096.6 1,095.4 1,101.7 1,115.7 1,112.4 1,111.3 1,109.0 1,111.2 1,113.1 3 U.S. government securities 726.7 742.5 740.0 737.4 732.0 725.3 723.8 717.8 715.5 715.2 718.8 715.4 4 Other securities 329.0 350.0 359.1 359.2 363.4 376.4 391.8 394.6 395.8 393.8 392.4 397.7 5 Loans and leases in bank credit (2) 3,055.6 3,278.6 3,316.6 3,349.2 3,372.6 3,405.3 3,439.5 3,448.1 3,448.9 3,449.6 3,461.3 3,453.1 6 Commercial and industrial 784.8 846.8 858.5 861.4 863.5 864.2 870.0 875.2 874.0 876.5 878.4 872.5 7 Real estate 1,408.8 1,533.8 1,559.2 1,574.1 1,588.7 1,602.3 1,614.3 1,618.0 1,617.4 1,615.5 1,624.7 1,628.2 8 Revolving home equity 100.5 111.5 114.4 115.4 116.8 118.2 121.0 124.1 124.1 124.3 124.8 125.2 9 Other 1,308.3 1,422.3 1,444.8 1,458.7 1,471.9 1,484.2 1,493.3 1,493.9 1,493.3 1,491.2 1,500.0 1,503.1 10 Consumer 479.0 505.5 508.7 513.5 515.4 526.5 531.7 527.8 528.8 528.9 529.3 523.3 10a Credit card and related plans -- -- -- -- 195.5 203.4 206.6 202.5 203.4 203.3 203.2 197.3 10d Other -- -- -- -- 319.9 323.1 325.0 325.4 325.4 325.7 326.1 326.0 11 Security (3) 57.4 66.6 62.6 68.1 67.3 72.0 81.3 83.2 84.0 87.2 81.7 81.8 12 Other loans and leases 325.7 326.0 327.5 332.0 337.6 340.4 342.2 343.9 344.6 341.5 347.2 347.3 13 Interbank loans 194.4 199.0 195.9 200.0 212.6 214.5 209.6 216.9 216.7 216.4 228.4 230.8 14 Cash assets (4) 225.0 233.2 229.3 221.4 216.8 214.7 219.8 224.4 220.9 208.8 233.8 218.0 15 Other assets (5) 323.7 332.6 340.4 340.2 357.2 356.7 357.6 368.5 366.0 362.1 372.3 363.8 16 TOTAL ASSETS (6) 4,795.6 5,076.7 5,121.4 5,147.1 5,193.3 5,230.5 5,279.3 5,308.0 5,301.6 5,283.6 5,344.9 5,316.3 L I A B I L I T I E S 17 Deposits 3,109.4 3,255.6 3,234.1 3,270.1 3,314.7 3,332.5 3,367.9 3,394.6 3,378.6 3,360.0 3,421.1 3,409.9 18 Transaction 612.0 624.3 609.6 605.2 594.8 592.0 594.4 596.2 591.7 598.2 594.2 579.6 19 Nontransaction 2,497.4 2,631.3 2,624.5 2,664.9 2,719.8 2,740.6 2,773.6 2,798.5 2,786.9 2,761.8 2,826.9 2,830.3 20 Large time 451.9 494.5 502.8 517.7 533.3 540.0 536.8 542.9 542.8 544.4 546.0 546.2 21 Other 2,045.5 2,136.8 2,121.7 2,147.2 2,186.6 2,200.6 2,236.7 2,255.6 2,244.1 2,217.4 2,280.8 2,284.2 22 Borrowings 872.5 986.2 1,005.8 999.8 1,001.2 996.6 998.2 990.8 996.0 993.4 996.7 989.2 23 From banks in the U.S. 323.6 358.0 366.5 357.8 363.6 365.6 353.2 349.2 348.7 346.5 355.2 349.7 24 From others 548.9 628.2 639.2 642.0 637.6 631.1 645.0 641.7 647.3 646.8 641.5 639.5 25 Net due to related foreign offices 166.2 205.0 237.2 235.1 236.1 243.8 240.4 236.1 239.5 234.0 230.7 230.7 26 Other liabilities 225.0 219.3 234.5 233.1 228.0 245.7 261.5 269.3 268.3 277.4 277.4 269.5 27 TOTAL LIABILITIES 4,373.1 4,666.0 4,711.5 4,738.0 4,779.9 4,818.6 4,868.1 4,890.8 4,882.4 4,864.8 4,925.9 4,899.4 28 Residual (assets less liabilities) (7) 422.4 410.7 409.8 409.1 413.3 411.9 411.2 417.1 419.2 418.8 419.0 416.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars November 17, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Oct Apr May Jun Jul Aug Sep Oct Oct 18 Oct 25 Nov 1 Nov 8 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,295.6 2,443.7 2,479.7 2,495.3 2,505.4 2,522.9 2,547.4 2,523.3 2,521.7 2,526.8 2,512.9 2,515.5 2 Securities in bank credit 545.8 568.7 579.1 580.5 577.9 576.0 584.1 575.1 574.6 573.5 567.6 567.2 3 U.S. government securities 356.7 357.2 358.9 361.8 362.5 358.4 356.3 350.1 349.2 349.4 345.7 343.5 3a Trading account 20.2 21.3 23.5 22.7 24.3 23.7 23.2 21.1 19.4 23.3 20.7 19.9 3b Investment account 336.5 335.9 335.5 339.1 338.2 334.7 333.1 329.0 329.8 326.1 324.9 323.6 4 Other securities 189.1 211.5 220.1 218.7 215.4 217.6 227.7 225.0 225.4 224.1 221.9 223.7 4a Trading account 81.4 92.9 101.2 100.2 97.2 102.5 114.5 112.7 113.3 111.9 110.2 111.8 4b Investment account 107.7 118.6 118.9 118.5 118.1 115.1 113.3 112.4 112.1 112.2 111.7 111.9 4c State and local government 23.6 25.1 25.4 25.6 26.1 25.9 25.8 26.1 26.2 26.0 26.0 26.1 4d Other 84.1 93.5 93.5 92.9 92.0 89.2 87.5 86.2 85.9 86.1 85.7 85.8 5 Loans and leases in bank credit (2) 1,749.8 1,875.0 1,900.6 1,914.8 1,927.5 1,946.9 1,963.3 1,948.2 1,947.0 1,953.3 1,945.4 1,948.3 6 Commercial and industrial 537.5 568.5 579.0 582.4 582.9 586.0 586.3 585.6 584.4 588.3 584.3 579.6 6a Bankers acceptances 1.1 1.1 1.1 1.0 1.0 0.9 0.9 0.8 0.8 0.8 0.8 0.8 6b Other 536.4 567.4 578.0 581.4 582.0 585.1 585.4 584.7 583.6 587.5 583.4 578.8 7 Real estate 707.8 780.4 794.4 800.6 809.3 815.0 817.7 810.3 810.0 808.2 811.9 813.5 8 Revolving home equity 64.3 72.2 74.0 74.3 75.2 76.1 75.2 77.2 77.2 77.4 77.8 78.2 9 Other 643.5 708.2 720.4 726.3 734.1 738.9 742.4 733.0 732.8 730.8 734.2 735.3 10 Consumer 215.8 226.2 226.3 227.2 228.4 230.6 231.5 232.6 233.6 232.9 233.2 233.7 11 Security (3) 48.6 59.3 57.8 62.1 63.1 70.1 81.2 70.9 69.9 73.4 66.4 69.2 11a Fed funds and RPs with broker/dealer 32.0 38.2 38.9 43.9 44.6 51.5 61.9 52.4 51.1 55.2 49.2 50.3 11b Other 16.5 21.1 18.9 18.2 18.5 18.6 19.3 18.5 18.7 18.2 17.1 18.9 12a State and local government 11.7 12.4 12.3 12.2 12.1 12.2 12.3 12.4 12.4 12.3 12.4 12.3 12b Agricultural 8.8 9.5 9.5 9.5 9.5 9.5 9.4 9.4 9.4 9.4 9.4 9.4 12c Fed funds and RPs with others 9.9 13.6 13.2 13.6 12.9 13.2 12.7 13.2 12.8 13.1 14.7 15.0 12d All other loans 93.5 85.8 87.6 84.7 84.2 84.1 85.3 85.3 86.1 86.9 84.1 86.5 12e Lease financing receivables 116.2 119.2 120.3 122.5 125.0 126.2 126.8 128.6 128.5 128.8 129.1 128.9 13 Interbank loans 139.1 125.2 131.0 133.9 141.8 140.2 130.7 136.1 136.5 138.7 141.0 141.3 13a Fed funds and RPs with banks 75.8 62.1 67.0 68.1 73.9 66.1 56.4 57.4 57.5 59.2 59.3 58.4 13b Other 63.3 63.1 63.9 65.8 67.9 74.1 74.3 78.7 79.0 79.5 81.6 82.8 14 Cash assets (4) 144.0 155.1 149.6 145.8 143.8 144.5 141.6 141.8 135.4 142.6 145.3 139.5 15 Other assets (5) 230.8 219.7 223.8 225.0 245.6 248.3 250.1 263.6 264.8 261.1 264.3 260.9 16 TOTAL ASSETS (6) 2,774.2 2,909.1 2,949.2 2,965.5 3,001.5 3,020.5 3,034.2 3,029.6 3,023.2 3,033.9 3,028.4 3,021.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) November 17, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Oct Apr May Jun Jul Aug Sep Oct Oct 18 Oct 25 Nov 1 Nov 8 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,592.2 1,636.2 1,641.9 1,635.4 1,635.8 1,631.2 1,630.7 1,633.4 1,619.6 1,632.8 1,634.3 1,620.6 18 Transaction 321.8 312.3 316.0 308.8 302.3 304.7 300.8 303.0 296.7 319.0 293.2 286.0 19 Nontransaction 1,270.3 1,323.9 1,325.9 1,326.6 1,333.5 1,326.5 1,329.9 1,330.5 1,322.9 1,313.9 1,341.1 1,334.5 20 Large time 219.4 242.9 250.5 257.3 265.7 264.0 256.0 253.4 253.1 252.4 252.5 250.5 21 Other 1,050.9 1,081.0 1,075.4 1,069.3 1,067.8 1,062.5 1,073.9 1,077.1 1,069.8 1,061.5 1,088.6 1,084.0 22 Borrowings 578.8 649.5 650.9 655.8 678.2 688.4 672.4 665.4 668.1 664.7 663.2 664.4 23 From banks in the U.S. 180.5 197.7 202.9 196.8 204.9 207.2 193.8 198.1 197.2 197.5 202.8 198.0 24 From others 398.3 451.9 448.1 459.0 473.3 481.2 478.6 467.2 470.9 467.1 460.3 466.5 25 Net due to related foreign offices 161.1 205.7 226.5 234.1 221.2 222.7 224.4 211.9 217.7 194.1 205.4 206.9 26 Other liabilities 166.5 161.3 174.0 175.7 179.7 195.8 209.8 216.2 215.0 223.5 223.6 217.8 27 TOTAL LIABILITIES 2,498.5 2,652.7 2,693.3 2,701.1 2,715.0 2,738.1 2,737.3 2,726.9 2,720.4 2,715.1 2,726.4 2,709.7 28 Residual (assets less liabilities) (7) 275.6 256.3 255.9 264.5 286.5 282.4 296.9 302.7 302.8 318.8 302.0 312.2 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars November 17, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Oct Apr May Jun Jul Aug Sep Oct Oct 18 Oct 25 Nov 1 Nov 8 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,296.5 2,447.0 2,473.0 2,482.6 2,483.9 2,500.4 2,530.1 2,526.4 2,526.1 2,525.1 2,531.3 2,533.0 2 Securities in bank credit 545.4 569.7 575.9 574.2 568.4 569.5 580.1 574.6 573.2 572.5 572.3 572.1 3 U.S. government securities 354.5 361.8 360.0 358.8 355.3 351.7 351.3 347.9 346.1 347.1 348.2 346.3 3a Trading account 20.3 21.5 22.0 22.5 22.6 23.0 22.5 21.0 19.7 22.8 21.7 20.8 3b Investment account 334.2 340.3 338.0 336.3 332.7 328.7 328.8 326.9 326.4 324.2 326.5 325.5 3c Mortgage-backed 218.3 221.8 219.1 217.7 212.2 207.7 208.0 210.0 210.0 209.4 210.2 209.8 3d Other 115.9 118.5 118.8 118.6 120.6 121.0 120.9 117.0 116.4 114.9 116.3 115.6 3e 1 year or less 23.1 29.0 30.7 30.6 30.6 31.6 32.3 30.8 30.5 30.4 30.9 31.1 3f Between 1 and 5 years 56.5 51.9 52.0 52.8 53.6 52.6 52.2 50.0 49.9 49.7 49.0 49.3 3g More than 5 years 36.3 37.7 36.1 35.2 36.4 36.9 36.4 36.1 36.0 34.8 36.4 35.2 4 Other securities 190.9 207.9 215.9 215.4 213.1 217.8 228.8 226.7 227.1 225.4 224.1 225.8 4a Trading account 81.4 92.9 101.2 100.2 97.2 102.5 114.5 112.7 113.3 111.9 110.2 111.8 4b Investment account 109.5 115.0 114.7 115.2 115.8 115.2 114.3 114.1 113.7 113.6 113.9 114.0 4c State and local government 23.7 25.1 25.3 25.5 25.6 25.6 25.7 26.1 26.3 26.2 26.2 26.3 4d Other 85.8 89.8 89.3 89.7 90.3 89.7 88.6 87.9 87.5 87.4 87.7 87.7 5 Loans and leases in bank credit (2) 1,751.1 1,877.3 1,897.1 1,908.5 1,915.5 1,931.0 1,950.0 1,951.8 1,953.0 1,952.6 1,959.0 1,960.9 6 Commercial and industrial 537.3 575.1 583.5 583.0 580.6 580.3 583.9 585.3 584.3 586.3 587.1 582.0 6a Bankers acceptances 1.1 1.1 1.1 1.0 1.0 0.9 0.9 0.8 0.8 0.8 0.8 0.8 6b Other 536.2 574.1 582.4 582.0 579.6 579.4 583.1 584.5 583.5 585.5 586.3 581.2 7 Real estate 709.5 777.5 791.6 796.4 804.7 812.5 815.2 812.3 812.0 809.0 815.6 821.0 8 Revolving home equity 64.5 71.5 73.6 74.4 75.5 76.4 75.6 77.4 77.5 77.5 78.0 78.3 9a Other residential 388.1 428.7 438.5 442.6 450.4 455.6 459.5 454.0 453.6 450.4 456.3 461.0 9b Commercial 257.0 277.3 279.4 279.4 278.8 280.4 280.2 280.8 280.9 281.1 281.3 281.7 10 Consumer 213.5 226.1 225.9 225.6 225.9 228.7 230.5 230.6 231.5 231.0 231.4 231.8 10a Credit card and related plans -- -- -- -- 72.0 73.1 74.1 74.2 75.1 74.5 74.8 74.8 10f Other -- -- -- -- 153.9 155.7 156.4 156.4 156.4 156.5 156.7 157.0 11 Security (3) 51.4 59.8 56.4 61.7 60.5 64.7 74.1 75.7 76.6 79.7 73.9 74.1 11a Fed funds and RPs with broker/dealer 35.0 38.2 36.8 42.6 41.8 46.5 55.1 57.3 57.8 61.5 56.7 56.2 11b Other 16.4 21.6 19.6 19.1 18.6 18.3 18.9 18.3 18.8 18.3 17.2 17.9 12a State and local government 11.8 12.3 12.2 12.1 12.1 12.4 12.5 12.5 12.5 12.4 12.5 12.5 12b Agricultural 9.0 9.3 9.4 9.5 9.6 9.6 9.6 9.5 9.5 9.6 9.5 9.5 12c Fed funds and RPs with others 9.9 13.6 13.2 13.6 12.9 13.2 12.7 13.2 12.8 13.1 14.7 15.0 12d All other loans 93.5 83.7 84.6 84.3 84.9 84.3 86.2 85.2 86.5 84.2 86.5 87.3 12e Lease financing receivables 115.1 119.9 120.4 122.3 124.3 125.2 125.2 127.5 127.3 127.3 127.8 127.8 13 Interbank loans 133.1 130.0 134.5 136.9 141.9 134.3 127.2 130.2 130.0 130.1 138.4 137.0 13a Fed funds and RPs with banks 72.6 64.7 67.6 68.6 73.2 62.3 54.7 55.6 55.1 55.6 61.8 58.1 13b Other 60.4 65.3 66.9 68.2 68.7 72.0 72.5 74.6 75.0 74.5 76.6 78.9 14 Cash assets (4) 144.6 155.0 148.8 143.3 137.5 136.4 138.5 142.1 141.0 132.0 148.3 133.9 15 Other assets (5) 225.0 223.1 228.3 228.9 245.0 245.5 249.6 257.2 256.8 251.2 261.0 256.9 16 TOTAL ASSETS (6) 2,763.8 2,920.6 2,949.8 2,957.0 2,973.3 2,981.2 3,009.7 3,020.9 3,019.0 3,003.4 3,044.0 3,025.3 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) November 17, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Oct Apr May Jun Jul Aug Sep Oct Oct 18 Oct 25 Nov 1 Nov 8 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,586.8 1,645.9 1,627.1 1,630.5 1,625.3 1,615.5 1,622.9 1,628.0 1,619.2 1,603.5 1,640.0 1,628.7 18 Transaction 315.5 319.5 309.6 307.6 298.5 293.6 296.2 297.1 295.9 296.1 294.5 280.6 19 Nontransaction 1,271.2 1,326.5 1,317.5 1,322.9 1,326.8 1,321.9 1,326.8 1,330.9 1,323.4 1,307.4 1,345.6 1,348.1 20 Large time 220.8 240.5 245.2 251.9 257.6 258.6 251.5 254.9 254.2 255.0 257.3 257.3 21 Other 1,050.4 1,086.0 1,072.3 1,071.0 1,069.2 1,063.3 1,075.3 1,076.0 1,069.2 1,052.3 1,088.2 1,090.8 22 Borrowings 576.6 652.3 659.0 656.8 662.6 657.7 662.0 663.9 667.0 666.5 672.5 669.4 23 From banks in the U.S. 176.0 201.6 204.1 195.9 199.5 199.8 189.7 194.5 192.9 193.4 202.4 199.6 24 From others 400.6 450.7 454.9 460.9 463.2 457.9 472.3 469.4 474.0 473.1 470.1 469.8 25 Net due to related foreign offices 161.9 199.6 231.2 225.9 213.7 220.1 220.0 212.8 216.4 210.4 208.5 208.5 26 Other liabilities 166.5 161.3 174.0 175.7 179.7 195.8 209.8 216.2 215.0 223.5 223.6 217.8 27 TOTAL LIABILITIES 2,491.7 2,659.1 2,691.3 2,689.0 2,681.3 2,689.1 2,714.8 2,721.0 2,717.6 2,703.9 2,744.6 2,724.4 28 Residual (assets less liabilities) (7) 272.1 261.5 258.5 268.0 292.0 292.0 294.9 299.9 301.4 299.5 299.3 300.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars November 17, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Oct Apr May Jun Jul Aug Sep Oct Oct 18 Oct 25 Nov 1 Nov 8 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,813.5 1,920.8 1,935.8 1,957.8 1,983.4 2,003.2 2,020.8 2,032.1 2,031.5 2,029.8 2,039.8 2,031.3 2 Securities in bank credit 512.7 518.4 519.4 520.5 528.0 532.7 537.0 540.4 541.0 538.3 541.7 542.5 3 U.S. government securities 374.6 377.4 376.7 376.3 376.9 374.2 373.4 372.4 372.2 370.2 373.5 370.8 4 Other securities 138.2 141.0 142.7 144.2 151.1 158.4 163.6 168.0 168.8 168.1 168.2 171.7 5 Loans and leases in bank credit (2) 1,300.7 1,402.4 1,416.4 1,437.3 1,455.4 1,470.5 1,483.8 1,491.7 1,490.5 1,491.6 1,498.1 1,488.8 6 Commercial and industrial 247.9 269.4 272.4 276.4 282.8 285.8 287.7 290.2 289.7 290.3 291.7 291.3 7 Real estate 696.5 757.7 767.3 776.7 783.0 787.1 796.0 802.4 802.0 802.7 805.5 803.2 8 Revolving home equity 35.8 40.1 40.8 41.1 41.5 41.9 45.0 46.3 46.4 46.4 46.5 46.4 9 Other 660.8 717.6 726.5 735.6 741.5 745.3 750.9 756.0 755.6 756.3 759.0 756.7 10 Consumer 265.6 280.4 282.8 288.3 290.6 297.0 299.4 297.5 297.5 297.5 298.0 291.9 11 Security (3) 6.0 6.7 6.2 6.5 6.8 7.2 7.3 7.5 7.5 7.5 7.8 7.7 12 Other loans and leases 84.7 88.2 87.7 89.5 92.2 93.3 93.4 94.1 94.0 93.6 95.0 94.7 13 Interbank loans 61.2 67.5 65.0 66.4 74.8 84.3 85.3 87.0 87.4 91.0 86.1 84.9 14 Cash assets (4) 80.6 78.8 80.7 78.7 80.7 81.0 81.7 82.5 78.6 82.3 84.2 83.7 15 Other assets (5) 98.9 108.6 112.9 111.5 110.3 109.5 108.4 111.4 109.9 115.1 109.0 104.0 16 TOTAL ASSETS (6) 2,030.7 2,150.9 2,169.4 2,188.7 2,222.7 2,251.0 2,268.8 2,285.8 2,280.3 2,290.9 2,291.8 2,276.8 L I A B I L I T I E S 17 Deposits 1,521.4 1,602.5 1,607.7 1,642.2 1,694.7 1,721.7 1,747.0 1,763.7 1,754.4 1,767.2 1,773.1 1,763.9 18 Transaction 298.7 303.0 302.5 297.1 298.9 302.9 300.4 301.4 296.5 314.5 298.6 296.3 19 Nontransaction 1,222.6 1,299.5 1,305.2 1,345.1 1,395.7 1,418.8 1,446.6 1,462.3 1,457.9 1,452.7 1,474.5 1,467.5 20 Large time 231.1 254.0 257.6 265.8 275.7 281.3 285.3 288.0 288.6 289.3 288.7 288.8 21 Other 991.5 1,045.5 1,047.6 1,079.3 1,120.1 1,137.5 1,161.3 1,174.3 1,169.3 1,163.4 1,185.8 1,178.7 22 Borrowings 294.1 337.6 345.4 341.1 336.1 335.7 330.5 324.0 325.7 320.1 320.6 321.6 23 From banks in the U.S. 146.1 158.9 163.1 160.2 161.7 162.8 159.9 152.1 152.8 148.6 150.5 150.8 24 From others 147.9 178.8 182.3 180.9 174.4 172.9 170.6 171.9 172.8 171.5 170.1 170.8 25 Net due to related foreign offices 4.3 5.3 6.0 9.1 22.4 23.7 20.4 23.3 23.1 23.6 22.1 22.1 26 Other liabilities 58.8 57.3 60.4 57.6 49.0 49.9 51.9 53.4 53.7 54.2 53.9 51.8 27 TOTAL LIABILITIES 1,878.6 2,002.8 2,019.6 2,050.0 2,102.2 2,131.0 2,149.9 2,164.5 2,156.8 2,165.2 2,169.8 2,159.4 28 Residual (assets less liabilities) (7) 152.1 148.2 149.8 138.7 120.5 120.0 118.9 121.3 123.4 125.7 122.1 117.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars November 17, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Oct Apr May Jun Jul Aug Sep Oct Oct 18 Oct 25 Nov 1 Nov 8 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,814.8 1,924.1 1,942.7 1,963.2 1,984.2 2,006.6 2,025.2 2,034.1 2,034.1 2,033.5 2,041.2 2,033.2 2 Securities in bank credit 510.3 522.9 523.2 522.4 527.0 532.2 535.6 537.8 538.2 536.5 538.9 541.0 3 U.S. government securities 372.2 380.7 380.0 378.6 376.7 373.6 372.5 369.8 369.4 368.1 370.6 369.1 4 Other securities 138.1 142.1 143.2 143.9 150.3 158.6 163.1 167.9 168.7 168.3 168.3 171.9 5 Loans and leases in bank credit (2) 1,304.5 1,401.3 1,419.4 1,440.7 1,457.1 1,474.4 1,489.6 1,496.3 1,495.9 1,497.0 1,502.3 1,492.2 6 Commercial and industrial 247.5 271.6 275.0 278.4 282.9 283.9 286.1 289.9 289.7 290.1 291.3 290.5 7 Real estate 699.3 756.3 767.6 777.7 784.1 789.9 799.1 805.8 805.4 806.5 809.1 807.3 8 Revolving home equity 36.0 39.9 40.8 41.0 41.3 41.8 45.5 46.7 46.7 46.8 46.8 46.9 9 Other 663.2 716.4 726.8 736.7 742.7 748.1 753.6 759.1 758.8 759.8 762.3 760.4 10 Consumer 265.5 279.4 282.9 287.9 289.5 297.8 301.1 297.2 297.3 297.9 297.9 291.5 10a Credit card and related plans -- -- -- -- 123.5 130.3 132.5 128.3 128.3 128.7 128.4 122.5 10h Other -- -- -- -- 166.0 167.4 168.6 169.0 169.0 169.2 169.5 169.0 11 Security (3) 6.0 6.7 6.2 6.5 6.8 7.2 7.3 7.5 7.5 7.5 7.8 7.7 12 Other loans and leases 86.3 87.3 87.7 90.2 93.8 95.6 96.0 96.0 96.0 95.0 96.3 95.2 13 Interbank loans 61.3 69.0 61.4 63.1 70.7 80.2 82.5 86.6 86.7 86.3 90.0 93.8 14 Cash assets (4) 80.4 78.2 80.5 78.1 79.3 78.3 81.3 82.3 79.8 76.8 85.6 84.1 15 Other assets (5) 98.8 109.5 112.1 111.3 112.2 111.3 108.0 111.3 109.3 110.8 111.3 106.9 16 TOTAL ASSETS (6) 2,031.8 2,156.1 2,171.6 2,190.1 2,219.9 2,249.3 2,269.6 2,287.1 2,282.7 2,280.2 2,300.9 2,290.9 L I A B I L I T I E S 17 Deposits 1,522.7 1,609.7 1,607.0 1,639.6 1,689.4 1,717.1 1,745.0 1,766.6 1,759.3 1,756.5 1,781.1 1,781.2 18 Transaction 296.4 304.8 300.0 297.6 296.3 298.4 298.2 299.1 295.8 302.1 299.8 298.9 19 Nontransaction 1,226.2 1,304.9 1,307.0 1,341.9 1,393.1 1,418.7 1,446.8 1,467.6 1,463.5 1,454.4 1,481.3 1,482.2 20 Large time 231.1 254.0 257.6 265.8 275.7 281.3 285.3 288.0 288.6 289.3 288.7 288.8 21 Other 995.1 1,050.8 1,049.4 1,076.1 1,117.4 1,137.3 1,161.5 1,179.6 1,174.9 1,165.1 1,192.6 1,193.4 22 Borrowings 295.9 333.9 346.8 342.9 338.6 338.9 336.3 326.9 329.1 326.9 324.2 319.8 23 From banks in the U.S. 147.6 156.4 162.5 161.9 164.1 165.7 163.5 154.6 155.8 153.1 152.8 150.1 24 From others 148.3 177.5 184.3 181.1 174.4 173.2 172.7 172.3 173.2 173.8 171.4 169.8 25 Net due to related foreign offices 4.3 5.3 6.0 9.1 22.4 23.7 20.4 23.3 23.1 23.6 22.1 22.1 26 Other liabilities 58.6 58.0 60.4 57.3 48.2 49.9 51.6 53.0 53.3 53.9 53.9 51.8 27 TOTAL LIABILITIES 1,881.4 2,006.9 2,020.2 2,049.0 2,098.6 2,129.5 2,153.3 2,169.8 2,164.8 2,160.9 2,181.3 2,174.9 28 Residual (assets less liabilities) (7) 150.4 149.2 151.4 141.1 121.4 119.9 116.3 117.3 117.9 119.2 119.6 116.0 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars November 17, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Oct Apr May Jun Jul Aug Sep Oct Oct 18 Oct 25 Nov 1 Nov 8 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 525.1 570.8 586.3 579.1 579.5 585.2 592.6 579.7 572.5 584.1 589.7 578.1 2 Securities in bank credit 192.2 205.6 213.7 208.6 208.4 209.3 207.4 191.0 188.3 191.0 192.6 185.1 3 U.S. government securities 82.9 79.6 79.7 78.9 79.7 79.9 77.4 69.8 68.1 67.9 68.9 68.2 4 Other securities 109.4 126.0 134.0 129.8 128.7 129.4 130.0 121.2 120.2 123.2 123.7 116.9 5 Loans and leases in bank credit (2) 332.8 365.2 372.7 370.4 371.1 375.9 385.2 388.7 384.2 393.1 397.2 393.0 6 Commercial and industrial 195.3 199.2 204.9 205.1 203.5 205.8 203.7 201.2 201.2 201.9 201.2 202.7 7 Real estate 17.7 18.4 18.7 19.0 18.9 18.8 19.3 18.7 18.5 18.4 18.8 19.3 11 Security (3) 55.2 77.9 81.0 81.0 81.8 82.2 94.8 102.7 99.3 106.7 110.1 104.6 12 Other loans and leases 64.6 69.7 68.0 65.2 66.9 69.0 67.3 66.1 65.2 66.1 67.1 66.4 13 Interbank loans 25.3 29.4 31.8 28.6 26.2 24.2 25.7 29.0 29.4 31.1 30.8 28.4 14 Cash assets (4) 45.9 47.4 43.9 44.6 44.9 44.4 44.6 42.4 41.9 41.9 40.4 39.9 15 Other assets (5) 32.2 39.2 40.3 42.6 42.1 41.3 39.8 36.4 36.4 37.1 34.6 36.0 16 TOTAL ASSETS (6) 628.2 686.4 702.1 694.6 692.4 694.6 702.4 687.2 679.8 693.9 695.2 682.1 L I A B I L I T I E S 17 Deposits 335.3 387.5 382.0 382.4 386.7 391.6 384.5 380.5 380.9 379.6 381.5 377.0 18 Transaction 10.7 10.9 11.2 11.4 11.4 10.9 9.8 10.5 10.0 11.1 10.4 10.7 19 Nontransaction 324.6 376.7 370.8 371.0 375.3 380.7 374.7 370.0 371.0 368.6 371.1 366.3 22 Borrowings 177.9 199.6 204.4 205.3 205.7 202.0 217.5 221.8 221.1 220.3 235.8 227.3 23 From banks in the U.S. 21.8 20.9 17.9 18.9 20.8 16.9 19.2 18.7 18.3 18.5 21.6 23.7 24 From others 156.1 178.7 186.5 186.3 184.9 185.1 198.3 203.0 202.8 201.8 214.2 203.6 25 Net due to related foreign offices 57.4 15.3 21.3 19.5 17.8 23.6 24.0 16.5 11.2 17.3 15.7 16.7 26 Other liabilities 65.4 73.8 78.4 71.4 68.6 67.9 71.6 72.4 72.6 74.6 77.1 72.0 27 TOTAL LIABILITIES 636.1 676.2 686.2 678.6 678.8 685.1 697.6 691.2 685.8 691.9 710.1 693.1 28 Residual (assets less liabilities) (7) -7.9 10.2 15.9 16.0 13.6 9.5 4.8 -4.0 -6.0 2.0 -15.0 -10.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars November 17, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Oct Apr May Jun Jul Aug Sep Oct Oct 18 Oct 25 Nov 1 Nov 8 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 532.1 564.3 577.8 569.2 568.7 575.4 591.8 588.5 581.0 592.3 606.9 592.9 2 Securities in bank credit 198.0 201.8 210.5 202.4 201.4 203.6 207.6 198.5 195.1 199.3 205.5 196.6 3 U.S. government securities 82.5 80.3 80.7 78.9 78.7 78.3 75.3 69.4 67.7 68.0 69.9 70.0 3a Trading account 14.3 11.8 12.3 11.8 11.8 13.7 14.1 11.7 10.1 10.8 13.1 12.1 3b Investment account 68.2 68.6 68.4 67.1 66.8 64.6 61.3 57.7 57.6 57.2 56.8 57.9 4 Other securities 115.5 121.5 129.8 123.5 122.7 125.3 132.2 129.1 127.3 131.3 135.6 126.6 4a Trading account 75.6 77.6 86.0 80.6 79.9 81.7 90.3 89.4 88.0 92.1 95.9 86.5 4b Investment account 39.8 43.9 43.7 42.9 42.9 43.6 41.9 39.7 39.3 39.2 39.7 40.1 5 Loans and leases in bank credit (2) 334.2 362.5 367.3 366.8 367.3 371.8 384.2 390.0 385.9 393.0 401.3 396.3 6 Commercial and industrial 196.5 197.4 200.7 201.8 201.1 203.1 203.6 202.5 202.1 203.0 204.5 205.8 7 Real estate 18.0 18.3 18.7 18.9 18.7 18.6 19.1 19.1 18.9 18.8 19.1 19.5 11 Security (3) 54.8 77.9 80.8 81.3 81.5 82.4 94.7 102.1 99.1 105.0 109.9 104.0 12 Other loans and leases 64.8 68.8 67.1 64.7 66.1 67.7 66.8 66.3 65.7 66.2 67.9 67.1 13 Interbank loans 25.3 29.4 31.8 28.6 26.2 24.2 25.7 29.0 29.4 31.1 30.8 28.4 14 Cash assets (4) 46.7 45.3 42.8 43.9 43.3 42.9 43.8 43.2 42.8 43.2 42.4 41.8 15 Other assets (5) 31.6 38.5 39.7 40.4 40.2 40.5 39.1 35.7 35.7 36.0 34.1 35.9 16 TOTAL ASSETS (6) 635.4 677.2 691.7 681.8 678.0 682.6 700.0 696.1 688.5 702.3 713.8 698.6 L I A B I L I T I E S 17 Deposits 331.8 388.6 382.9 378.1 378.0 379.8 378.2 376.1 374.2 377.2 379.4 378.4 18 Transaction 10.8 10.5 10.7 11.1 11.3 10.8 10.3 10.7 10.2 11.0 10.8 10.6 19 Nontransaction 321.0 378.1 372.1 367.0 366.7 368.9 367.9 365.4 364.0 366.2 368.6 367.7 22 Borrowings 177.9 199.6 204.4 205.3 205.7 202.0 217.5 221.8 221.1 220.3 235.8 227.3 23 From banks in the U.S. 21.8 20.9 17.9 18.9 20.8 16.9 19.2 18.7 18.3 18.5 21.6 23.7 24 From others 156.1 178.7 186.5 186.3 184.9 185.1 198.3 203.0 202.8 201.8 214.2 203.6 25 Net due to related foreign offices 57.8 10.6 17.1 18.1 16.9 23.4 23.4 16.7 10.6 19.6 16.1 16.1 26 Other liabilities 64.9 71.9 76.9 69.9 67.0 67.5 71.2 71.9 71.7 74.4 77.0 72.3 27 TOTAL LIABILITIES 632.4 670.8 681.3 671.4 667.6 672.7 690.2 686.4 677.6 691.4 708.3 694.1 28 Residual (assets less liabilities) (7) 3.1 6.4 10.4 10.4 10.5 9.9 9.8 9.7 10.9 10.9 5.5 4.5 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 13 MEMO ITEMS Not seasonally adjusted, billions of dollars November 17, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Oct Apr May Jun Jul Aug Sep Oct Oct 18 Oct 25 Nov 1 Nov 8 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers 29 Reval. gains on off-bal. sheet items (8) 60.6 65.1 72.4 68.3 63.1 66.5 74.4 70.9 72.6 70.9 65.1 67.6 30 Reval. losses on off-bal. sheet items (8) 59.9 65.0 72.9 68.5 62.9 67.3 73.9 72.8 73.7 73.8 70.2 72.0 31 Mortgage-backed securities (9) 248.5 255.5 252.7 250.0 242.3 237.8 237.9 239.4 239.3 238.4 239.7 239.5 31a Pass-through 170.2 179.7 178.1 177.8 173.1 169.8 170.3 173.2 173.2 172.7 173.1 173.3 31b CMO, REMIC, and other 78.3 75.9 74.6 72.2 69.2 68.1 67.6 66.2 66.1 65.7 66.6 66.2 32 Net unrealized gains (losses) on -10.6 -16.3 -18.7 -14.5 -10.2 -10.8 -9.8 -8.8 -8.9 -8.7 -8.6 -8.4 available-for-sale securities (10) 33 Offshore credit to U.S. residents (11) 26.7 24.4 23.5 22.4 22.2 22.1 22.1 22.3 22.2 22.5 22.2 22.2 34 Securitized consumer loans (12) -- -- -- -- 87.4 86.6 85.9 80.8 79.8 80.8 80.6 80.4 34a Credit card and related plans -- -- -- -- 72.4 72.0 71.8 67.2 66.3 67.1 67.1 67.1 34b Other -- -- -- -- 15.0 14.6 14.1 13.6 13.5 13.7 13.5 13.4 35 Securitized business loans (12) -- -- -- -- n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers 31 Mortgage-backed securities (9) 199.3 205.9 205.4 204.2 203.7 206.7 208.8 210.1 209.5 208.9 211.0 211.0 34 Securitized consumer loans (12) -- -- -- -- 220.2 220.6 221.2 223.7 224.5 224.2 224.1 226.5 34a Credit card and related plans -- -- -- -- 211.2 211.7 212.6 214.0 214.4 214.2 214.2 216.6 34b Other -- -- -- -- 9.0 8.8 8.6 9.7 10.1 10.0 10.0 10.0 FOREIGN-RELATED INSTITUTIONS 29 Reval. gains on off-bal. sheet items (8) 39.3 41.7 47.1 41.1 38.1 39.9 45.4 45.1 45.6 47.4 49.3 45.7 30 Reval. losses on off-bal. sheet items (8) 37.8 38.6 44.5 38.0 35.7 37.7 43.0 43.2 43.9 45.4 45.9 41.4 35 Securitized business loans (12) -- -- -- -- n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Footnotes Page 14 November 17, 2000 Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 3. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 4. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 5. Excludes the due-from position with related foreign offices, which is included in line 25. 6. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 7. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 8. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 9. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses. 12. Total amount outstanding. NOTE: Domestically chartered commercial banks acquired $0.4 billion in assets and liabilities of nonbank institutions in the week ending November 8, 2000. The major item affected was (in billions): real estate loans, other, $0.3. The major liability item affected was: nontransaction deposits, other, $0.4.