H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars December 29, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 29 Dec 6 Dec 13 Dec 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,694.0 5,005.5 5,041.8 5,079.7 5,121.9 5,170.3 5,145.0 5,157.3 5,177.7 5,187.9 5,200.1 5,214.8 2 Securities in bank credit 1,249.5 1,313.8 1,313.5 1,318.5 1,321.9 1,332.5 1,310.3 1,302.5 1,306.6 1,307.8 1,332.0 1,329.9 3 U.S. government securities 801.9 815.4 818.4 820.3 813.6 808.0 793.0 782.7 780.1 780.7 780.7 784.9 4 Other securities 447.6 498.4 495.1 498.2 508.2 524.5 517.3 519.8 526.5 527.2 551.3 544.9 5 Loans and leases in bank credit (2) 3,444.5 3,691.7 3,728.3 3,761.2 3,800.1 3,837.8 3,834.7 3,854.8 3,871.1 3,880.0 3,868.1 3,884.9 6 Commercial and industrial 996.0 1,058.1 1,066.6 1,072.1 1,079.9 1,079.9 1,079.0 1,080.2 1,081.6 1,083.1 1,080.4 1,091.6 7 Real estate 1,436.9 1,580.3 1,598.4 1,614.5 1,624.6 1,634.9 1,632.5 1,643.9 1,647.9 1,656.5 1,650.8 1,650.4 8 Revolving home equity 100.8 114.7 115.7 117.1 118.3 120.2 123.5 125.0 125.4 126.4 126.2 126.3 9 Other 1,336.1 1,465.6 1,482.7 1,497.4 1,506.2 1,514.8 1,509.1 1,518.8 1,522.5 1,530.1 1,524.7 1,524.1 10 Consumer 482.7 509.3 516.0 519.6 528.1 531.4 531.2 535.0 537.4 535.1 535.8 539.2 11 Security (3) 133.7 144.8 149.4 151.5 158.3 179.4 177.7 179.3 188.2 192.3 180.5 184.2 12 Other loans and leases 395.2 399.2 397.8 403.5 409.3 412.1 414.2 416.4 416.0 413.0 420.6 419.5 13 Interbank loans 224.2 226.7 227.1 240.4 247.1 240.1 250.6 250.1 249.8 248.2 249.0 254.7 14 Cash assets (4) 274.5 275.1 270.6 271.1 271.5 269.1 267.4 254.9 238.7 260.0 263.2 264.0 15 Other assets (5) 367.6 375.9 377.7 396.0 397.1 396.2 409.7 400.0 397.9 400.0 401.4 432.4 16 TOTAL ASSETS (6) 5,501.0 5,823.4 5,857.1 5,926.0 5,975.5 6,013.3 6,010.7 6,000.0 6,001.0 6,032.8 6,050.3 6,102.1 L I A B I L I T I E S 17 Deposits 3,485.9 3,633.7 3,667.0 3,725.8 3,753.5 3,771.4 3,786.9 3,774.6 3,744.9 3,813.5 3,827.9 3,853.0 18 Transaction 626.4 629.2 617.0 612.1 618.0 610.6 614.4 599.7 596.4 582.9 579.7 600.0 19 Nontransaction 2,859.5 3,004.5 3,050.0 3,113.7 3,135.5 3,160.8 3,172.4 3,174.9 3,148.6 3,230.6 3,248.1 3,253.0 20 Large time 805.1 879.9 899.0 921.3 930.9 920.4 915.2 912.2 908.6 918.7 931.5 931.8 21 Other 2,054.4 2,124.6 2,151.0 2,192.4 2,204.7 2,240.4 2,257.3 2,262.6 2,240.0 2,311.9 2,316.6 2,321.2 22 Borrowings 1,060.1 1,201.3 1,203.8 1,222.0 1,228.0 1,220.0 1,210.4 1,206.5 1,222.8 1,237.4 1,221.3 1,244.5 23 From banks in the U.S. 350.3 385.0 378.4 390.2 389.4 373.5 369.3 365.1 362.9 384.2 391.0 394.1 24 From others 709.8 816.2 825.4 831.8 838.6 846.4 841.2 841.4 859.8 853.2 830.3 850.3 25 Net due to related foreign offices 224.0 254.4 263.5 261.9 269.7 269.2 251.9 241.4 251.1 207.1 211.4 221.5 26 Other liabilities 294.7 310.4 300.6 296.5 312.6 331.6 338.9 339.3 336.0 336.0 350.5 337.8 27 TOTAL LIABILITIES 5,064.7 5,399.7 5,434.8 5,506.1 5,563.9 5,592.2 5,588.1 5,561.9 5,554.8 5,593.9 5,611.1 5,656.7 28 Residual (assets less liabilities) (7) 436.3 423.7 422.4 419.9 411.7 421.2 422.6 438.1 446.2 438.9 439.1 445.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars December 29, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 29 Dec 6 Dec 13 Dec 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,721.9 4,997.0 5,024.5 5,048.1 5,093.2 5,157.0 5,158.7 5,188.2 5,210.6 5,212.2 5,225.1 5,251.7 2 Securities in bank credit 1,263.8 1,311.1 1,302.7 1,301.0 1,309.2 1,327.3 1,314.8 1,317.4 1,322.3 1,323.0 1,342.5 1,338.3 3 U.S. government securities 804.7 820.8 817.7 811.9 804.8 800.0 788.0 785.2 783.9 786.9 783.9 786.4 4 Other securities 459.1 490.4 485.1 489.1 504.4 527.3 526.8 532.2 538.5 536.1 558.6 551.9 5 Loans and leases in bank credit (2) 3,458.1 3,685.9 3,721.7 3,747.1 3,784.0 3,829.7 3,843.9 3,870.7 3,888.2 3,889.2 3,882.6 3,913.4 6 Commercial and industrial 999.8 1,061.0 1,066.0 1,067.3 1,069.5 1,075.8 1,079.8 1,084.4 1,085.7 1,082.5 1,078.3 1,095.6 7 Real estate 1,443.4 1,577.7 1,595.0 1,610.7 1,624.6 1,635.4 1,638.3 1,651.8 1,654.1 1,662.9 1,657.7 1,653.0 8 Revolving home equity 101.2 114.3 115.8 117.1 118.5 121.0 124.0 125.5 125.9 126.7 126.7 126.8 9 Other 1,342.2 1,463.4 1,479.3 1,493.6 1,506.1 1,514.4 1,514.2 1,526.3 1,528.2 1,536.2 1,531.0 1,526.2 10 Consumer 481.4 508.9 514.1 516.1 526.9 532.1 528.9 534.1 537.9 535.5 538.7 547.1 10a Credit card and related plans -- -- -- 195.2 202.8 206.0 202.9 206.8 210.0 207.6 211.1 221.2 10b Other -- -- -- 320.9 324.2 326.2 326.1 327.2 327.9 327.9 327.6 325.9 11 Security (3) 135.8 143.3 149.3 148.6 153.2 172.5 181.5 181.6 190.0 193.3 185.2 191.3 12 Other loans and leases 397.7 395.0 397.4 404.4 409.7 413.8 415.4 418.8 420.6 415.0 422.7 426.4 13 Interbank loans 228.1 226.6 226.8 236.4 237.0 233.8 244.5 255.2 255.8 260.2 258.0 262.4 14 Cash assets (4) 283.4 272.9 266.7 261.8 259.2 264.8 268.4 262.9 258.2 262.0 272.9 281.3 15 Other assets (5) 364.6 379.0 379.2 395.4 395.4 394.7 402.6 397.1 398.0 398.8 398.8 428.7 16 TOTAL ASSETS (6) 5,538.4 5,815.6 5,837.0 5,880.6 5,922.6 5,987.6 6,012.1 6,040.7 6,059.4 6,069.6 6,091.2 6,160.2 L I A B I L I T I E S 17 Deposits 3,513.7 3,619.1 3,655.0 3,701.1 3,721.2 3,755.3 3,779.9 3,804.0 3,784.0 3,849.1 3,863.0 3,885.9 18 Transaction 634.6 619.9 615.9 605.6 602.3 604.2 606.3 607.3 617.5 592.2 598.7 627.5 19 Nontransaction 2,879.1 2,999.2 3,039.1 3,095.5 3,118.9 3,151.0 3,173.5 3,196.7 3,166.5 3,257.0 3,264.3 3,258.4 20 Large time 815.2 876.1 888.1 904.6 913.9 909.5 912.4 923.0 923.3 934.3 949.1 948.4 21 Other 2,063.9 2,123.1 2,151.0 2,191.0 2,205.0 2,241.5 2,261.1 2,273.7 2,243.2 2,322.7 2,315.2 2,310.0 22 Borrowings 1,068.1 1,210.7 1,207.2 1,209.5 1,200.7 1,215.6 1,212.2 1,215.5 1,239.4 1,238.6 1,221.2 1,270.3 23 From banks in the U.S. 353.7 385.7 379.4 387.4 385.0 373.2 368.3 368.6 369.6 387.8 393.5 404.4 24 From others 714.4 825.0 827.8 822.1 815.7 842.4 843.8 846.9 869.9 850.8 827.7 865.9 25 Net due to related foreign offices 228.1 254.9 253.9 253.4 267.0 264.2 253.1 246.7 265.1 210.9 221.4 221.4 26 Other liabilities 295.7 308.8 298.9 294.2 312.1 330.9 337.9 340.3 337.7 338.3 353.1 339.4 27 TOTAL LIABILITIES 5,105.6 5,393.5 5,414.9 5,458.2 5,501.1 5,566.0 5,583.1 5,606.6 5,626.3 5,637.0 5,658.7 5,717.0 28 Residual (assets less liabilities) (7) 432.8 422.1 422.1 422.3 421.5 421.6 429.0 434.2 433.1 432.6 432.5 443.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars December 29, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 29 Dec 6 Dec 13 Dec 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,152.2 4,417.1 4,460.4 4,497.8 4,535.4 4,576.5 4,564.6 4,582.3 4,599.0 4,603.6 4,613.5 4,618.3 2 Securities in bank credit 1,052.5 1,099.0 1,103.5 1,108.8 1,111.6 1,124.1 1,118.6 1,119.0 1,125.1 1,120.4 1,137.4 1,128.3 3 U.S. government securities 722.2 736.0 740.0 741.2 734.4 731.2 723.9 717.1 716.2 715.3 716.6 717.6 4 Other securities 330.3 363.0 363.5 367.6 377.2 392.8 394.7 401.9 408.9 405.1 420.8 410.8 5 Loans and leases in bank credit (2) 3,099.7 3,318.1 3,356.8 3,389.0 3,423.8 3,452.4 3,446.0 3,463.3 3,473.9 3,483.2 3,476.1 3,489.9 6 Commercial and industrial 799.9 851.8 859.9 867.2 873.3 875.5 877.3 878.4 879.3 879.8 877.8 885.9 7 Real estate 1,419.4 1,562.0 1,579.8 1,595.7 1,605.7 1,615.5 1,613.7 1,624.5 1,628.5 1,637.3 1,631.6 1,630.6 8 Revolving home equity 100.8 114.7 115.7 117.1 118.3 120.2 123.5 125.0 125.4 126.4 126.2 126.3 9 Other 1,318.6 1,447.3 1,464.0 1,478.7 1,487.4 1,495.3 1,490.3 1,499.5 1,503.1 1,510.9 1,505.4 1,504.3 10 Consumer 482.7 509.3 516.0 519.6 528.1 531.4 531.2 535.0 537.4 535.1 535.8 539.2 11 Security (3) 68.3 64.0 68.6 70.0 76.6 85.1 75.6 76.0 80.0 85.7 77.8 79.6 12 Other loans and leases 329.5 331.1 332.5 336.5 340.3 344.9 348.1 349.4 348.6 345.4 353.2 354.6 13 Interbank loans 200.1 196.3 200.8 216.9 224.6 216.0 222.9 222.5 218.3 220.5 223.7 228.3 14 Cash assets (4) 226.0 230.6 225.1 225.3 226.3 223.6 224.4 215.5 200.3 221.1 221.5 223.5 15 Other assets (5) 333.3 335.6 335.2 354.2 356.2 356.8 373.7 365.5 362.3 366.0 373.0 402.5 16 TOTAL ASSETS (6) 4,852.6 5,120.2 5,161.8 5,233.1 5,280.8 5,310.8 5,323.7 5,323.7 5,317.2 5,348.3 5,368.6 5,409.2 L I A B I L I T I E S 17 Deposits 3,128.4 3,250.1 3,281.8 3,335.4 3,358.0 3,383.1 3,402.5 3,391.7 3,365.0 3,432.2 3,438.2 3,468.4 18 Transaction 615.8 618.1 605.6 600.8 607.2 600.9 604.0 589.2 586.0 572.7 570.2 589.8 19 Nontransaction 2,512.6 2,632.0 2,676.2 2,734.6 2,750.8 2,782.2 2,798.5 2,802.5 2,779.0 2,859.5 2,868.0 2,878.6 20 Large time 460.9 510.0 526.0 544.6 548.6 544.5 543.9 542.5 542.7 551.0 555.2 560.8 21 Other 2,051.7 2,122.1 2,150.1 2,190.1 2,202.2 2,237.8 2,254.6 2,260.0 2,236.3 2,308.5 2,312.9 2,317.8 22 Borrowings 877.0 998.4 1,001.2 1,019.5 1,029.1 1,005.7 991.9 984.6 996.1 996.7 993.1 1,000.4 23 From banks in the U.S. 325.3 367.0 359.2 369.2 372.4 354.2 350.4 345.6 344.5 359.1 371.1 371.6 24 From others 551.7 631.4 642.0 650.2 656.7 651.5 641.5 638.9 651.6 637.6 622.0 628.8 25 Net due to related foreign offices 178.9 232.5 243.3 243.7 246.4 244.9 235.2 235.4 243.4 213.6 220.8 231.1 26 Other liabilities 229.9 231.7 228.6 222.8 239.6 255.0 263.1 269.1 266.9 265.7 284.6 270.2 27 TOTAL LIABILITIES 4,414.3 4,712.7 4,754.9 4,821.3 4,873.0 4,888.7 4,892.6 4,880.7 4,871.4 4,908.2 4,936.8 4,970.1 28 Residual (assets less liabilities) (7) 438.3 407.5 407.0 411.8 407.8 422.1 431.1 442.9 445.8 440.0 431.9 439.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars December 29, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 29 Dec 6 Dec 13 Dec 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,167.1 4,417.3 4,453.1 4,477.0 4,516.5 4,564.0 4,569.4 4,599.1 4,618.0 4,618.9 4,630.7 4,645.4 2 Securities in bank credit 1,056.9 1,099.6 1,099.1 1,098.3 1,104.7 1,118.7 1,115.6 1,123.2 1,131.3 1,128.6 1,144.0 1,134.4 3 U.S. government securities 723.5 740.4 739.2 733.8 727.2 725.3 719.2 718.4 718.6 719.7 718.5 718.3 4 Other securities 333.4 359.2 359.9 364.5 377.5 393.4 396.3 404.8 412.7 408.9 425.5 416.0 5 Loans and leases in bank credit (2) 3,110.2 3,317.7 3,354.0 3,378.7 3,411.8 3,445.3 3,453.8 3,475.9 3,486.7 3,490.2 3,486.6 3,511.0 6 Commercial and industrial 800.7 858.9 862.6 864.9 865.6 871.4 876.7 879.2 879.8 876.7 873.0 885.6 7 Real estate 1,425.8 1,559.5 1,576.5 1,592.2 1,605.9 1,616.2 1,619.1 1,632.4 1,634.7 1,643.8 1,638.6 1,633.4 8 Revolving home equity 101.2 114.3 115.8 117.1 118.5 121.0 124.0 125.5 125.9 126.7 126.7 126.8 9 Other 1,324.6 1,445.1 1,460.8 1,475.0 1,487.4 1,495.2 1,495.1 1,506.9 1,508.8 1,517.0 1,511.9 1,506.6 10 Consumer 481.4 508.9 514.1 516.1 526.9 532.1 528.9 534.1 537.9 535.5 538.7 547.1 10a Credit card and related plans -- -- -- 195.2 202.8 206.0 202.9 206.8 210.0 207.6 211.1 221.2 10d Other -- -- -- 320.9 324.2 326.2 326.1 327.2 327.9 327.9 327.6 325.9 11 Security (3) 71.0 62.6 68.1 67.3 71.2 78.4 80.1 79.2 82.1 88.4 82.6 85.9 12 Other loans and leases 331.4 327.8 332.6 338.3 342.1 347.1 349.0 351.1 352.3 345.9 353.7 359.0 13 Interbank loans 204.0 196.2 200.5 212.9 214.6 209.6 216.7 227.6 224.4 232.5 232.7 235.9 14 Cash assets (4) 232.0 229.6 222.0 217.6 215.4 220.2 224.5 221.0 216.8 220.3 228.3 237.0 15 Other assets (5) 330.2 339.3 338.9 355.5 355.2 355.9 367.3 362.4 361.8 362.8 368.1 397.0 16 TOTAL ASSETS (6) 4,874.1 5,122.8 5,154.6 5,202.2 5,239.9 5,287.3 5,316.2 5,347.8 5,358.0 5,371.2 5,396.3 5,451.7 L I A B I L I T I E S 17 Deposits 3,153.5 3,234.6 3,274.2 3,319.6 3,337.6 3,373.3 3,400.0 3,417.9 3,398.4 3,462.8 3,465.5 3,492.0 18 Transaction 623.9 609.2 605.0 594.4 591.6 594.1 595.8 596.7 606.8 581.8 588.7 616.5 19 Nontransaction 2,529.7 2,625.4 2,669.3 2,725.2 2,746.0 2,779.3 2,804.2 2,821.2 2,791.6 2,880.9 2,876.8 2,875.5 20 Large time 468.2 504.7 520.6 536.4 543.2 540.0 545.3 549.8 550.6 560.5 563.8 567.8 21 Other 2,061.5 2,120.7 2,148.7 2,188.7 2,202.8 2,239.3 2,258.8 2,271.4 2,241.0 2,320.4 2,313.0 2,307.7 22 Borrowings 885.0 1,007.9 1,004.6 1,007.0 1,001.8 1,001.3 993.6 993.5 1,012.8 997.9 993.0 1,026.2 23 From banks in the U.S. 328.8 367.6 360.2 366.4 368.0 353.8 349.4 349.1 351.2 362.7 373.6 381.9 24 From others 556.3 640.3 644.4 640.6 633.8 647.5 644.2 644.5 661.6 635.2 619.4 644.3 25 Net due to related foreign offices 181.2 237.2 235.1 236.1 243.8 240.6 236.3 239.0 253.1 218.1 226.6 226.6 26 Other liabilities 229.9 231.7 228.4 222.0 239.6 254.8 262.7 269.1 266.9 266.5 285.2 270.2 27 TOTAL LIABILITIES 4,449.7 4,711.4 4,742.3 4,784.7 4,822.8 4,870.0 4,892.5 4,919.6 4,931.3 4,945.3 4,970.4 5,015.0 28 Residual (assets less liabilities) (7) 424.4 411.5 412.4 417.5 417.1 417.3 423.7 428.2 426.8 425.9 425.9 436.7 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars December 29, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 29 Dec 6 Dec 13 Dec 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,334.3 2,485.6 2,501.3 2,511.3 2,529.2 2,552.7 2,528.9 2,528.3 2,537.3 2,533.3 2,542.5 2,538.8 2 Securities in bank credit 544.6 580.2 581.6 579.1 577.2 585.4 576.4 572.3 575.7 567.5 585.3 574.6 3 U.S. government securities 353.2 360.1 362.9 363.8 359.7 357.8 351.5 344.9 344.4 343.2 347.2 349.3 3a Trading account 18.2 23.5 22.7 24.3 23.7 23.2 21.1 20.5 20.7 22.4 25.9 29.2 3b Investment account 334.9 336.6 340.2 339.5 336.0 334.6 330.4 324.5 323.7 320.8 321.3 320.1 4 Other securities 191.4 220.1 218.7 215.3 217.6 227.6 224.9 227.4 231.3 224.3 238.2 225.3 4a Trading account 82.1 101.2 100.2 97.2 102.5 114.5 112.7 116.0 119.9 113.8 128.2 116.4 4b Investment account 109.4 118.9 118.5 118.1 115.0 113.2 112.2 111.4 111.5 110.4 109.9 108.9 4c State and local government 24.0 25.4 25.6 26.1 25.9 25.8 26.1 26.3 26.5 26.4 26.2 26.4 4d Other 85.4 93.5 92.9 92.0 89.1 87.4 86.1 85.1 85.0 84.0 83.7 82.5 5 Loans and leases in bank credit (2) 1,789.6 1,905.4 1,919.6 1,932.2 1,952.0 1,967.3 1,952.5 1,956.0 1,961.6 1,965.9 1,957.1 1,964.2 6 Commercial and industrial 548.6 579.7 583.0 583.5 586.6 586.9 586.2 584.3 584.7 586.2 584.6 592.5 6a Bankers acceptances 1.1 1.1 1.0 1.0 0.9 0.9 0.8 0.9 0.8 0.9 0.8 0.9 6b Other 547.5 578.6 582.0 582.6 585.7 586.0 585.4 583.5 583.9 585.3 583.7 591.6 7 Real estate 717.7 797.8 804.1 812.7 818.4 819.4 811.5 814.3 814.6 819.3 812.8 812.2 8 Revolving home equity 64.7 74.2 74.5 75.4 76.3 75.2 77.1 78.3 78.5 79.2 78.9 79.1 9 Other 653.0 723.6 729.5 737.3 742.0 744.3 734.4 736.1 736.1 740.1 733.8 733.1 10 Consumer 217.7 227.0 227.8 229.0 231.2 232.2 233.3 234.9 236.6 235.5 234.5 232.3 11 Security (3) 61.6 57.8 62.1 63.1 69.3 77.9 68.1 68.5 72.7 77.7 69.9 71.6 11a Fed funds and RPs with broker/dealer 43.9 38.9 43.9 44.6 50.7 58.6 49.6 50.6 56.0 60.6 53.2 54.7 11b Other 17.6 18.9 18.2 18.6 18.6 19.3 18.5 17.9 16.7 17.1 16.7 17.0 12a State and local government 11.8 12.4 12.3 12.2 12.3 12.4 12.4 12.4 12.3 12.3 12.2 12.2 12b Agricultural 8.9 9.6 9.6 9.5 9.5 9.4 9.4 9.5 9.6 9.6 9.6 9.6 12c Fed funds and RPs with others 12.2 13.2 13.5 12.9 14.4 17.0 17.7 20.2 21.1 14.4 19.1 18.6 12d All other loans 92.6 87.7 84.7 84.2 84.1 85.4 85.3 82.8 80.9 81.6 85.7 86.1 12e Lease financing receivables 118.5 120.4 122.5 125.0 126.1 126.7 128.6 129.0 129.1 129.3 129.0 129.0 13 Interbank loans 134.5 130.8 133.7 141.6 140.2 130.7 136.2 140.0 139.0 135.4 137.5 138.7 13a Fed funds and RPs with banks 61.1 66.9 67.9 73.7 66.0 56.4 57.5 60.6 60.9 58.4 60.5 64.3 13b Other 73.4 63.9 65.8 67.9 74.1 74.3 78.7 79.3 78.1 77.0 77.0 74.5 14 Cash assets (4) 144.3 149.9 146.1 144.0 144.6 141.5 142.0 136.9 124.2 141.3 140.4 142.7 15 Other assets (5) 234.4 222.8 223.4 243.4 246.1 247.9 261.4 257.7 256.7 257.0 259.3 268.8 16 TOTAL ASSETS (6) 2,812.1 2,954.2 2,969.9 3,005.1 3,024.7 3,037.3 3,033.3 3,027.4 3,021.3 3,030.8 3,043.4 3,052.6 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) December 29, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 29 Dec 6 Dec 13 Dec 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,598.3 1,646.0 1,639.6 1,640.1 1,635.6 1,635.3 1,638.3 1,622.0 1,597.2 1,639.2 1,636.3 1,653.6 18 Transaction 318.3 316.8 309.5 303.0 305.5 301.6 303.9 293.7 287.5 285.1 281.5 301.4 19 Nontransaction 1,280.0 1,329.3 1,330.0 1,337.0 1,330.1 1,333.7 1,334.4 1,328.3 1,309.7 1,354.1 1,354.8 1,352.2 20 Large time 224.7 251.9 258.7 266.9 265.3 257.3 254.1 250.0 249.4 255.3 257.3 263.0 21 Other 1,055.3 1,077.3 1,071.3 1,070.1 1,064.8 1,076.4 1,080.2 1,078.4 1,060.2 1,098.7 1,097.5 1,089.2 22 Borrowings 581.7 652.2 656.6 678.7 689.4 671.4 664.2 661.2 672.6 667.6 666.2 676.9 23 From banks in the U.S. 178.6 203.3 197.0 205.1 207.5 192.2 196.4 193.7 192.5 202.9 216.2 218.6 24 From others 403.1 449.0 459.6 473.7 481.9 479.3 467.8 467.5 480.2 464.7 450.1 458.3 25 Net due to related foreign offices 174.4 226.5 234.2 221.3 222.7 224.4 211.7 211.7 218.6 195.0 201.3 211.6 26 Other liabilities 169.9 172.8 173.8 177.3 193.3 207.4 213.9 218.7 216.2 215.2 232.9 214.5 27 TOTAL LIABILITIES 2,524.4 2,697.5 2,704.2 2,717.4 2,741.0 2,738.5 2,728.2 2,713.6 2,704.6 2,716.9 2,736.7 2,756.5 28 Residual (assets less liabilities) (7) 287.7 256.7 265.7 287.7 283.7 298.8 305.1 313.9 316.7 313.9 306.7 296.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars December 29, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 29 Dec 6 Dec 13 Dec 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,349.5 2,478.9 2,488.6 2,489.8 2,506.9 2,535.8 2,531.7 2,544.6 2,556.0 2,552.9 2,560.6 2,562.7 2 Securities in bank credit 550.7 577.0 575.3 569.6 570.7 581.4 575.9 578.1 583.0 578.1 592.6 580.1 3 U.S. government securities 356.2 361.1 359.9 356.5 353.0 352.7 349.3 347.9 348.2 349.4 349.8 350.2 3a Trading account 19.4 22.0 22.5 22.6 23.0 22.5 21.0 21.7 22.0 25.4 26.7 29.2 3b Investment account 336.8 339.1 337.4 334.0 330.1 330.2 328.3 326.2 326.2 324.1 323.1 321.0 3c Mortgage-backed 218.8 219.3 217.9 212.4 208.0 208.3 210.4 210.7 210.8 210.6 213.2 211.3 3d Other 118.1 119.8 119.6 121.6 122.1 121.9 118.0 115.5 115.4 113.5 109.9 109.7 3e 1 year or less 21.8 31.0 30.8 30.8 31.8 32.6 31.3 31.9 32.2 31.9 31.0 32.8 3f Between 1 and 5 years 57.6 52.4 53.2 54.1 53.1 52.6 50.5 48.8 48.6 46.0 45.3 44.1 3g More than 5 years 38.7 36.4 35.5 36.7 37.2 36.7 36.2 34.8 34.6 35.5 33.6 32.9 4 Other securities 194.5 215.9 215.4 213.1 217.7 228.7 226.6 230.2 234.8 228.6 242.8 229.9 4a Trading account 82.1 101.2 100.2 97.2 102.5 114.5 112.7 116.0 119.9 113.8 128.2 116.4 4b Investment account 112.4 114.7 115.2 115.8 115.2 114.2 113.9 114.2 114.9 114.8 114.6 113.5 4c State and local government 24.3 25.3 25.5 25.6 25.6 25.7 26.1 26.6 26.9 26.6 26.4 26.6 4d Other 88.1 89.3 89.7 90.3 89.6 88.5 87.8 87.6 88.1 88.2 88.1 87.0 5 Loans and leases in bank credit (2) 1,798.8 1,901.9 1,913.3 1,920.2 1,936.1 1,954.4 1,955.8 1,966.5 1,973.1 1,974.8 1,968.0 1,982.6 6 Commercial and industrial 550.5 584.1 583.7 581.2 580.9 584.5 585.9 586.6 586.7 584.8 581.3 592.5 6a Bankers acceptances 1.1 1.1 1.0 1.0 0.9 0.9 0.8 0.9 0.8 0.9 0.8 0.9 6b Other 549.4 583.1 582.6 580.2 580.0 583.7 585.1 585.8 585.9 583.9 580.4 591.6 7 Real estate 722.2 794.9 799.8 808.1 815.9 817.0 813.5 819.5 819.2 826.9 820.5 816.3 8 Revolving home equity 64.9 73.8 74.7 75.7 76.6 75.5 77.3 78.4 78.6 79.3 79.1 79.2 9a Other residential 395.3 440.2 444.2 452.1 457.3 459.8 453.9 457.1 456.1 461.4 456.2 452.8 9b Commercial 261.9 280.9 280.9 280.3 281.9 281.7 282.3 284.1 284.6 286.1 285.2 284.3 10 Consumer 215.8 226.5 226.3 226.5 229.4 231.2 231.3 233.3 235.7 234.6 235.2 235.4 10a Credit card and related plans -- -- -- 72.0 73.1 74.2 74.3 75.7 77.6 76.6 77.6 79.7 10f Other -- -- -- 154.5 156.2 157.0 157.0 157.6 158.1 158.1 157.6 155.8 11 Security (3) 64.3 56.4 61.6 60.5 64.0 71.1 72.6 71.6 74.9 80.3 74.8 78.0 11a Fed funds and RPs with broker/dealer 47.1 36.8 42.5 41.8 45.8 52.2 54.3 54.2 58.0 64.4 57.9 59.8 11b Other 17.2 19.6 19.1 18.6 18.3 18.9 18.3 17.4 16.8 16.0 16.8 18.2 12a State and local government 11.9 12.3 12.1 12.2 12.5 12.6 12.6 12.5 12.4 12.4 12.3 12.2 12b Agricultural 9.0 9.4 9.5 9.6 9.6 9.6 9.5 9.6 9.6 9.6 9.5 9.6 12c Fed funds and RPs with others 12.2 13.2 13.5 12.9 14.4 17.0 17.7 20.2 21.1 14.4 19.1 18.6 12d All other loans 95.5 84.6 84.3 85.0 84.3 86.2 85.2 85.4 85.7 83.8 87.5 91.7 12e Lease financing receivables 117.2 120.4 122.4 124.3 125.1 125.1 127.5 127.7 127.8 128.0 127.9 128.3 13 Interbank loans 133.5 134.3 136.7 141.7 134.2 127.2 130.3 138.3 139.9 134.0 137.7 140.6 13a Fed funds and RPs with banks 62.2 67.4 68.4 73.0 62.2 54.7 55.7 61.3 63.6 58.6 62.0 65.9 13b Other 71.4 66.9 68.2 68.7 72.0 72.5 74.6 77.0 76.2 75.4 75.7 74.7 14 Cash assets (4) 147.3 149.1 143.6 137.7 136.6 138.4 142.4 139.2 134.2 139.4 144.8 152.7 15 Other assets (5) 230.1 227.3 227.2 242.8 243.3 247.5 255.1 253.2 254.0 253.4 255.7 266.2 16 TOTAL ASSETS (6) 2,824.8 2,954.8 2,961.3 2,977.0 2,985.5 3,013.2 3,024.3 3,039.7 3,047.9 3,043.1 3,062.2 3,085.6 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) December 29, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 29 Dec 6 Dec 13 Dec 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,612.5 1,631.3 1,634.7 1,629.5 1,619.9 1,627.6 1,632.8 1,635.3 1,618.3 1,655.9 1,655.0 1,672.4 18 Transaction 322.8 310.4 308.4 299.3 294.4 297.0 298.0 297.5 301.3 287.9 292.5 319.1 19 Nontransaction 1,289.7 1,320.9 1,326.3 1,330.3 1,325.6 1,330.6 1,334.8 1,337.8 1,317.0 1,368.0 1,362.5 1,353.3 20 Large time 231.9 246.6 253.3 258.8 259.9 252.8 255.6 257.2 257.3 264.8 266.0 270.0 21 Other 1,057.7 1,074.3 1,073.0 1,071.5 1,065.7 1,077.8 1,079.2 1,080.6 1,059.7 1,103.2 1,096.4 1,083.3 22 Borrowings 588.4 660.3 658.1 663.8 658.9 661.3 663.0 668.1 683.6 669.0 663.8 693.2 23 From banks in the U.S. 181.6 204.5 196.3 199.8 200.2 188.2 192.9 196.2 196.5 206.4 217.2 223.9 24 From others 406.8 455.8 461.8 464.0 458.7 473.1 470.2 471.9 487.2 462.6 446.6 469.3 25 Net due to related foreign offices 176.7 231.2 225.9 213.7 220.1 220.0 212.8 215.4 228.3 199.4 207.1 207.1 26 Other liabilities 169.9 172.8 173.8 177.3 193.3 207.4 213.9 218.7 216.2 215.2 232.9 214.5 27 TOTAL LIABILITIES 2,547.5 2,695.6 2,692.6 2,684.3 2,692.3 2,716.2 2,722.6 2,737.4 2,746.4 2,739.5 2,758.7 2,787.1 28 Residual (assets less liabilities) (7) 277.2 259.2 268.8 292.6 293.2 296.9 301.7 302.3 301.5 303.6 303.5 298.6 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars December 29, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 29 Dec 6 Dec 13 Dec 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,817.9 1,931.5 1,959.1 1,986.5 2,006.2 2,023.8 2,035.7 2,054.0 2,061.7 2,070.3 2,071.1 2,079.5 2 Securities in bank credit 507.8 518.8 521.9 529.6 534.3 538.7 542.2 546.7 549.4 552.9 552.1 553.7 3 U.S. government securities 369.0 376.0 377.1 377.4 374.8 373.5 372.4 372.2 371.8 372.1 369.5 368.3 4 Other securities 138.9 142.8 144.8 152.2 159.6 165.2 169.8 174.5 177.6 180.9 182.6 185.5 5 Loans and leases in bank credit (2) 1,310.1 1,412.7 1,437.2 1,456.8 1,471.9 1,485.1 1,493.5 1,507.4 1,512.3 1,517.4 1,519.0 1,525.8 6 Commercial and industrial 251.2 272.1 276.9 283.6 286.6 288.6 291.1 294.0 294.6 293.6 293.2 293.4 7 Real estate 701.7 764.2 775.7 783.0 787.3 796.1 802.3 810.2 813.9 818.0 818.9 818.4 8 Revolving home equity 36.0 40.5 41.2 41.6 42.0 45.0 46.3 46.8 46.9 47.2 47.2 47.2 9 Other 665.7 723.7 734.5 741.4 745.3 751.1 755.9 763.4 767.0 770.8 771.6 771.1 10 Consumer 265.0 282.3 288.2 290.6 296.9 299.2 298.0 300.1 300.8 299.6 301.3 307.0 11 Security (3) 6.7 6.2 6.5 6.8 7.2 7.2 7.5 7.5 7.3 8.1 7.9 8.0 12 Other loans and leases 85.4 87.9 89.9 92.7 93.8 94.0 94.7 95.5 95.7 98.1 97.7 99.0 13 Interbank loans 65.6 65.5 67.1 75.3 84.4 85.3 86.7 82.5 79.3 85.1 86.1 89.5 14 Cash assets (4) 81.7 80.7 79.1 81.3 81.6 82.1 82.4 78.6 76.1 79.7 81.2 80.8 15 Other assets (5) 98.9 112.8 111.8 110.8 110.1 108.9 112.3 107.8 105.7 109.0 113.7 133.7 16 TOTAL ASSETS (6) 2,040.5 2,165.9 2,192.0 2,228.0 2,256.1 2,273.4 2,290.5 2,296.2 2,295.9 2,317.4 2,325.3 2,356.6 L I A B I L I T I E S 17 Deposits 1,530.1 1,604.1 1,642.2 1,695.4 1,722.3 1,747.8 1,764.2 1,769.7 1,767.8 1,793.0 1,801.9 1,814.8 18 Transaction 297.5 301.3 296.1 297.8 301.7 299.2 300.1 295.5 298.5 287.6 288.7 288.4 19 Nontransaction 1,232.6 1,302.8 1,346.1 1,397.6 1,420.6 1,448.6 1,464.1 1,474.2 1,469.3 1,505.4 1,513.2 1,526.4 20 Large time 236.2 258.1 267.3 277.6 283.3 287.2 289.7 292.6 293.3 295.7 297.8 297.8 21 Other 996.4 1,044.7 1,078.8 1,120.0 1,137.4 1,161.4 1,174.4 1,181.6 1,176.0 1,209.7 1,215.4 1,228.6 22 Borrowings 295.3 346.2 344.6 340.7 339.8 334.3 327.6 323.3 323.5 329.1 326.9 323.5 23 From banks in the U.S. 146.7 163.7 162.2 164.2 164.9 162.0 154.0 151.9 152.1 156.2 155.0 153.0 24 From others 148.6 182.5 182.4 176.6 174.8 172.2 173.7 171.5 171.4 173.0 171.9 170.5 25 Net due to related foreign offices 4.5 6.0 9.1 22.4 23.7 20.6 23.4 23.7 24.8 18.7 19.5 19.5 26 Other liabilities 60.0 58.9 54.8 45.5 46.2 47.6 49.2 50.4 50.7 50.5 51.7 55.7 27 TOTAL LIABILITIES 1,889.9 2,015.2 2,050.7 2,104.0 2,132.1 2,150.2 2,164.5 2,167.2 2,166.8 2,191.3 2,200.1 2,213.6 28 Residual (assets less liabilities) (7) 150.6 150.8 141.3 124.1 124.1 123.2 126.0 129.1 129.1 126.1 125.2 143.0 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars December 29, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 29 Dec 6 Dec 13 Dec 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,817.7 1,938.3 1,964.5 1,987.3 2,009.6 2,028.2 2,037.7 2,054.5 2,062.0 2,066.0 2,070.1 2,082.7 2 Securities in bank credit 506.2 522.6 523.8 528.7 533.9 537.3 539.6 545.1 548.3 550.6 551.4 554.3 3 U.S. government securities 367.2 379.3 379.3 377.2 374.1 372.6 369.9 370.4 370.4 370.3 368.7 368.1 4 Other securities 138.9 143.3 144.5 151.5 159.8 164.7 169.8 174.7 177.9 180.3 182.7 186.1 5 Loans and leases in bank credit (2) 1,311.5 1,415.7 1,440.7 1,458.6 1,475.7 1,490.9 1,498.1 1,509.4 1,513.6 1,515.4 1,518.6 1,528.5 6 Commercial and industrial 250.2 274.8 278.9 283.7 284.7 286.9 290.7 292.6 293.1 291.9 291.7 293.1 7 Real estate 703.6 764.5 776.7 784.1 790.0 799.2 805.7 812.9 815.5 816.9 818.1 817.1 8 Revolving home equity 36.3 40.5 41.1 41.4 41.9 45.4 46.7 47.1 47.3 47.4 47.6 47.6 9 Other 667.3 724.0 735.6 742.7 748.2 753.7 759.0 765.7 768.2 769.5 770.5 769.5 10 Consumer 265.5 282.4 287.8 289.6 297.6 301.0 297.7 300.7 302.2 300.9 303.6 311.7 10a Credit card and related plans -- -- -- 123.1 129.6 131.8 128.6 131.1 132.4 131.1 133.5 141.5 10h Other -- -- -- 166.5 168.0 169.2 169.1 169.6 169.9 169.8 170.0 170.2 11 Security (3) 6.7 6.2 6.5 6.8 7.2 7.2 7.5 7.5 7.3 8.1 7.9 8.0 12 Other loans and leases 85.5 87.9 90.7 94.3 96.2 96.6 96.5 95.7 95.6 97.7 97.4 98.6 13 Interbank loans 70.5 61.9 63.8 71.2 80.3 82.4 86.4 89.3 84.5 98.5 95.0 95.3 14 Cash assets (4) 84.6 80.6 78.5 79.9 78.8 81.7 82.2 81.8 82.6 80.9 83.5 84.3 15 Other assets (5) 100.1 112.0 111.7 112.7 111.9 108.4 112.2 109.2 107.8 109.5 112.4 130.8 16 TOTAL ASSETS (6) 2,049.3 2,168.0 2,193.3 2,225.2 2,254.4 2,274.2 2,291.9 2,308.2 2,310.1 2,328.1 2,334.1 2,366.1 L I A B I L I T I E S 17 Deposits 1,541.1 1,603.4 1,639.6 1,690.1 1,717.7 1,745.8 1,767.1 1,782.7 1,780.2 1,806.9 1,810.5 1,819.7 18 Transaction 301.1 298.8 296.6 295.2 297.2 297.1 297.8 299.2 305.6 293.9 296.2 297.4 19 Nontransaction 1,240.0 1,304.5 1,342.9 1,394.9 1,420.5 1,448.7 1,469.4 1,483.4 1,474.6 1,512.9 1,514.4 1,522.2 20 Large time 236.2 258.1 267.3 277.6 283.3 287.2 289.7 292.6 293.3 295.7 297.8 297.8 21 Other 1,003.8 1,046.5 1,075.7 1,117.3 1,137.2 1,161.5 1,179.6 1,190.9 1,181.3 1,217.2 1,216.6 1,224.5 22 Borrowings 296.6 347.6 346.5 343.1 342.9 340.1 330.5 325.5 329.1 328.9 329.3 333.1 23 From banks in the U.S. 147.2 163.1 163.9 166.6 167.8 165.6 156.5 152.9 154.7 156.3 156.4 158.0 24 From others 149.4 184.4 182.6 176.6 175.1 174.4 174.0 172.6 174.4 172.6 172.9 175.0 25 Net due to related foreign offices 4.5 6.0 9.1 22.4 23.7 20.6 23.4 23.7 24.8 18.7 19.5 19.5 26 Other liabilities 60.0 58.9 54.5 44.8 46.2 47.4 48.8 50.5 50.7 51.3 52.4 55.7 27 TOTAL LIABILITIES 1,902.2 2,015.8 2,049.7 2,100.3 2,130.5 2,153.8 2,169.9 2,182.2 2,184.8 2,205.8 2,211.7 2,227.9 28 Residual (assets less liabilities) (7) 147.1 152.2 143.6 124.9 123.9 120.4 122.0 125.9 125.2 122.3 122.4 138.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars December 29, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 29 Dec 6 Dec 13 Dec 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 541.8 588.4 581.4 582.0 586.5 593.8 580.4 574.9 578.7 584.3 586.5 596.5 2 Securities in bank credit 197.0 214.8 209.9 209.8 210.3 208.4 191.7 183.5 181.4 187.5 194.5 201.5 3 U.S. government securities 79.7 79.4 78.4 79.1 79.2 76.8 69.1 65.5 63.8 65.4 64.0 67.4 4 Other securities 117.3 135.4 131.5 130.7 131.1 131.7 122.6 118.0 117.6 122.1 130.5 134.2 5 Loans and leases in bank credit (2) 344.8 373.6 371.4 372.2 376.2 385.4 388.8 391.4 397.3 396.8 392.0 395.0 6 Commercial and industrial 196.2 206.4 206.7 205.0 206.6 204.4 201.8 201.9 202.3 203.3 202.6 205.7 7 Real estate 17.5 18.3 18.6 18.7 18.9 19.4 18.8 19.4 19.4 19.2 19.2 19.8 11 Security (3) 65.4 80.8 80.8 81.5 81.8 94.3 102.1 103.2 108.2 106.6 102.7 104.6 12 Other loans and leases 65.7 68.1 65.3 67.0 69.0 67.3 66.1 67.0 67.3 67.7 67.4 64.9 13 Interbank loans 24.1 30.4 26.3 23.5 22.5 24.2 27.8 27.7 31.5 27.7 25.3 26.5 14 Cash assets (4) 48.5 44.4 45.4 45.9 45.2 45.5 43.0 39.5 38.4 38.9 41.7 40.5 15 Other assets (5) 34.3 40.3 42.6 41.8 40.9 39.4 36.0 34.6 35.6 34.0 28.4 29.9 16 TOTAL ASSETS (6) 648.4 703.2 695.3 692.9 694.7 702.6 686.9 676.3 683.8 684.5 681.6 693.0 L I A B I L I T I E S 17 Deposits 357.5 383.6 385.1 390.3 395.6 388.3 384.4 382.8 379.9 381.3 389.6 384.6 18 Transaction 10.6 11.1 11.3 11.3 10.8 9.7 10.4 10.5 10.3 10.2 9.5 10.2 19 Nontransaction 346.9 372.5 373.8 379.1 384.8 378.6 374.0 372.4 369.6 371.2 380.1 374.4 22 Borrowings 183.1 202.8 202.6 202.5 198.9 214.3 218.6 222.0 226.7 240.6 228.2 244.1 23 From banks in the U.S. 25.0 18.1 19.2 21.0 17.0 19.3 18.9 19.5 18.4 25.0 19.9 22.5 24 From others 158.1 184.8 183.4 181.5 181.9 194.9 199.7 202.5 208.3 215.6 208.3 221.6 25 Net due to related foreign offices 45.1 21.9 20.2 18.2 23.4 24.3 16.7 6.1 7.7 -6.6 -9.4 -9.6 26 Other liabilities 64.8 78.7 72.0 73.7 73.0 76.6 75.8 70.2 69.1 70.3 65.9 67.5 27 TOTAL LIABILITIES 650.4 687.0 679.9 684.8 690.8 703.4 695.4 681.1 683.4 685.7 674.4 686.7 28 Residual (assets less liabilities) (7) -2.0 16.2 15.4 8.1 3.9 -0.9 -8.5 -4.8 0.3 -1.2 7.3 6.3 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars December 29, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 29 Dec 6 Dec 13 Dec 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 554.8 579.7 571.4 571.1 576.7 593.1 589.3 589.0 592.6 593.3 594.5 606.3 2 Securities in bank credit 206.9 211.5 203.7 202.7 204.5 208.6 199.2 194.2 191.1 194.3 198.4 203.9 3 U.S. government securities 81.2 80.4 78.5 78.1 77.6 74.7 68.7 66.9 65.3 67.2 65.3 68.0 3a Trading account 8.5 12.4 12.0 12.0 13.9 14.2 11.9 11.0 10.1 11.2 10.8 12.1 3b Investment account 72.8 68.0 66.5 66.1 63.7 60.4 56.9 55.9 55.2 55.9 54.6 55.9 4 Other securities 125.6 131.1 125.2 124.6 126.9 133.9 130.5 127.4 125.8 127.2 133.1 135.9 4a Trading account 84.4 86.9 81.4 80.7 82.4 91.0 89.9 87.3 85.9 86.8 87.1 88.2 4b Investment account 41.3 44.2 43.8 43.9 44.6 42.9 40.6 40.0 39.9 40.4 46.1 47.7 5 Loans and leases in bank credit (2) 347.9 368.2 367.8 368.4 372.1 384.5 390.1 394.8 401.5 399.0 396.0 402.4 6 Commercial and industrial 199.1 202.1 203.4 202.5 203.9 204.4 203.2 205.2 205.9 205.8 205.3 210.0 7 Real estate 17.6 18.2 18.5 18.5 18.7 19.2 19.1 19.4 19.4 19.2 19.1 19.6 11 Security (3) 64.8 80.7 81.1 81.3 81.9 94.2 101.4 102.5 107.9 104.9 102.6 105.3 12 Other loans and leases 66.3 67.2 64.8 66.2 67.6 66.7 66.3 67.7 68.4 69.1 69.1 67.4 13 Interbank loans 24.1 30.4 26.3 23.5 22.5 24.2 27.8 27.7 31.5 27.7 25.3 26.5 14 Cash assets (4) 51.4 43.3 44.7 44.2 43.7 44.6 43.9 41.9 41.4 41.7 44.7 44.3 15 Other assets (5) 34.4 39.7 40.4 39.9 40.2 38.7 35.3 34.7 36.2 36.0 30.7 31.7 16 TOTAL ASSETS (6) 664.3 692.8 682.4 678.4 682.7 700.2 695.9 692.9 701.3 698.4 694.8 708.4 L I A B I L I T I E S 17 Deposits 360.2 384.4 380.8 381.5 383.6 381.9 379.9 386.1 385.6 386.4 397.4 393.9 18 Transaction 10.7 10.7 11.0 11.2 10.7 10.2 10.6 10.6 10.6 10.3 10.0 11.0 19 Nontransaction 349.4 373.8 369.8 370.4 372.9 371.8 369.4 375.5 375.0 376.1 387.5 382.9 22 Borrowings 183.1 202.8 202.6 202.5 198.9 214.3 218.6 222.0 226.7 240.6 228.2 244.1 23 From banks in the U.S. 25.0 18.1 19.2 21.0 17.0 19.3 18.9 19.5 18.4 25.0 19.9 22.5 24 From others 158.1 184.8 183.4 181.5 181.9 194.9 199.7 202.5 208.3 215.6 208.3 221.6 25 Net due to related foreign offices 46.9 17.7 18.8 17.3 23.2 23.6 16.9 7.7 12.0 -7.2 -5.2 -5.2 26 Other liabilities 65.8 77.2 70.5 72.1 72.6 76.2 75.2 71.2 70.8 71.8 67.8 69.2 27 TOTAL LIABILITIES 655.9 682.2 672.6 673.5 678.3 696.0 690.6 687.0 695.1 691.7 688.3 702.0 28 Residual (assets less liabilities) (7) 8.4 10.6 9.7 4.9 4.3 4.3 5.3 5.9 6.3 6.7 6.5 6.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 13 MEMO ITEMS Not seasonally adjusted, billions of dollars December 29, 2000 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Nov May Jun Jul Aug Sep Oct Nov Nov 29 Dec 6 Dec 13 Dec 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers 29 Reval. gains on off-bal. sheet items (8) 59.6 72.4 68.3 63.1 66.5 74.4 70.9 68.0 69.1 73.1 74.5 77.4 30 Reval. losses on off-bal. sheet items (8) 59.7 72.9 68.5 62.9 67.3 73.9 72.8 72.6 73.4 78.5 79.2 82.6 31 Mortgage-backed securities (9) 251.2 252.9 250.2 242.5 238.0 238.2 239.6 239.8 240.3 240.1 242.1 240.5 31a Pass-through 173.1 178.1 177.9 173.2 169.9 170.4 173.4 173.8 174.4 175.0 176.9 176.2 31b CMO, REMIC, and other 78.1 74.7 72.3 69.3 68.2 67.7 66.3 66.0 65.9 65.2 65.3 64.3 32 Net unrealized gains (losses) on -11.0 -10.3 -8.7 -11.5 -10.8 -9.7 -8.7 -8.0 -7.8 -6.7 -6.4 -5.2 available-for-sale securities (10) 33 Offshore credit to U.S. residents (11) 24.8 23.5 22.4 22.2 22.1 22.1 22.3 23.1 23.0 23.3 23.5 23.5 34 Securitized consumer loans (12) -- -- -- 87.4 86.6 85.9 80.8 80.5 80.6 82.0 81.9 82.7 34a Credit card and related plans -- -- -- 72.4 72.0 71.8 67.2 67.3 67.5 69.0 69.0 68.6 34b Other -- -- -- 15.0 14.6 14.1 13.6 13.2 13.1 13.0 12.9 14.1 35 Securitized business loans (12) -- -- -- 17.0 16.2 15.3 15.2 17.8 18.6 18.4 18.5 18.5 SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers 31 Mortgage-backed securities (9) 196.8 206.6 207.5 207.4 210.3 211.8 213.0 214.2 213.7 215.1 214.9 214.4 34 Securitized consumer loans (12) -- -- -- 220.5 220.8 221.5 223.7 224.6 225.3 224.5 226.0 227.3 34a Credit card and related plans -- -- -- 211.5 212.0 212.9 214.0 214.7 215.5 214.8 216.4 218.0 34b Other -- -- -- 9.0 8.8 8.6 9.7 9.9 9.8 9.7 9.7 9.3 FOREIGN-RELATED INSTITUTIONS 29 Reval. gains on off-bal. sheet items (8) 44.8 51.2 44.7 41.4 43.0 48.6 47.5 44.8 43.2 44.1 45.2 45.4 30 Reval. losses on off-bal. sheet items (8) 42.9 47.7 40.7 38.2 40.1 45.3 44.6 40.8 39.2 40.2 41.4 40.8 35 Securitized business loans (12) -- -- -- 23.9 23.7 23.1 23.0 22.8 22.4 23.4 22.9 22.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Footnotes Page 14 December 29, 2000 Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 3. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 4. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 5. Excludes the due-from position with related foreign offices, which is included in line 25. 6. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 7. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 8. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 9. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses. 12. Total amount outstanding.