Data on the attached H.8 have been benchmarked through the September 2000 Call Report. Data on the previous release were benchmarked through the June 2000 Call Report. H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars February 2, 2001 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Dec Jun Jul Aug Sep Oct Nov Dec Jan 3 Jan 10 Jan 17 Jan 24 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,772.0 5,038.3 5,081.1 5,124.9 5,174.2 5,148.4 5,160.5 5,221.9 5,260.3 5,266.0 5,249.3 5,256.3 2 Securities in bank credit 1,269.6 1,313.4 1,317.9 1,322.2 1,333.8 1,312.0 1,304.5 1,336.9 1,360.9 1,366.7 1,355.8 1,351.7 3 U.S. government securities 807.1 818.6 820.7 814.7 809.7 794.8 784.7 786.7 794.0 789.5 785.4 782.9 4 Other securities 462.5 494.7 497.2 507.5 524.1 517.2 519.8 550.2 567.0 577.1 570.4 568.9 5 Loans and leases in bank credit (2) 3,502.4 3,724.9 3,763.2 3,802.7 3,840.5 3,836.5 3,856.1 3,885.0 3,899.3 3,899.3 3,893.5 3,904.6 6 Commercial and industrial 1,001.7 1,067.5 1,073.6 1,081.1 1,080.8 1,080.1 1,081.3 1,088.6 1,090.7 1,098.4 1,102.6 1,110.3 7 Real estate 1,474.5 1,594.3 1,615.2 1,626.5 1,638.1 1,635.8 1,647.1 1,653.8 1,650.5 1,652.3 1,648.0 1,652.0 8 Revolving home equity 101.5 114.9 115.0 116.1 117.8 121.0 122.6 124.3 126.6 129.2 129.3 129.7 9 Other 1,373.0 1,479.4 1,500.2 1,510.4 1,520.3 1,514.8 1,524.5 1,529.5 1,523.9 1,523.1 1,518.6 1,522.3 10 Consumer 490.6 515.6 519.6 528.6 532.5 531.3 534.8 536.2 539.8 536.0 539.2 540.9 11 Security (3) 153.3 149.5 151.4 157.9 178.4 176.6 178.1 186.5 193.3 187.1 178.5 179.0 12 Other loans and leases 382.3 398.0 403.4 408.5 410.6 412.8 414.7 419.9 425.0 425.5 425.2 422.4 13 Interbank loans 228.3 227.9 239.9 245.9 237.3 247.9 247.2 252.8 263.3 264.4 257.0 286.6 14 Cash assets (4) 290.3 277.6 271.9 271.7 269.3 267.7 255.3 267.1 270.1 273.8 284.7 277.1 15 Other assets (5) 378.6 376.4 396.4 400.3 402.7 418.0 407.5 407.6 415.1 426.6 420.7 401.0 16 TOTAL ASSETS (6) 5,609.5 5,860.2 5,928.0 5,980.8 6,021.1 6,020.0 6,008.2 6,085.8 6,144.4 6,166.8 6,147.4 6,156.4 L I A B I L I T I E S 17 Deposits 3,478.8 3,631.3 3,725.1 3,752.2 3,769.5 3,784.4 3,772.1 3,848.7 3,914.3 3,895.4 3,910.0 3,885.0 18 Transaction 642.5 638.6 611.4 616.6 608.9 612.5 597.8 597.1 581.6 584.1 611.5 617.7 19 Nontransaction 2,836.3 2,992.7 3,113.7 3,135.5 3,160.6 3,171.8 3,174.3 3,251.7 3,332.8 3,311.3 3,298.5 3,267.2 20 Large time 834.6 900.4 921.4 930.9 920.3 914.8 911.8 929.2 949.3 954.1 947.5 938.6 21 Other 2,001.7 2,092.2 2,192.3 2,204.6 2,240.3 2,257.0 2,262.4 2,322.4 2,383.5 2,357.2 2,351.0 2,328.6 22 Borrowings 1,123.9 1,204.2 1,222.3 1,229.3 1,222.5 1,213.2 1,209.3 1,240.8 1,262.4 1,257.5 1,235.8 1,292.5 23 From banks in the U.S. 347.1 375.1 390.3 389.6 374.2 370.0 365.8 392.1 409.4 405.9 390.9 405.9 24 From others 776.8 829.1 832.0 839.7 848.3 843.1 843.5 848.7 853.1 851.5 844.9 886.6 25 Net due to related foreign offices 219.5 259.6 261.9 269.7 269.2 251.9 241.5 224.3 229.6 228.9 219.2 200.1 26 Other liabilities 304.4 307.3 298.6 318.2 340.3 349.9 350.1 348.5 352.6 380.2 377.4 362.4 27 TOTAL LIABILITIES 5,126.7 5,402.4 5,507.9 5,569.4 5,601.4 5,599.4 5,573.0 5,662.4 5,759.0 5,762.0 5,742.4 5,740.0 28 Residual (assets less liabilities) (7) 482.8 457.8 420.1 411.4 419.8 420.6 435.2 423.4 385.4 404.8 405.0 416.5 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars February 2, 2001 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Dec Jun Jul Aug Sep Oct Nov Dec Jan 3 Jan 10 Jan 17 Jan 24 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,804.4 5,021.0 5,049.4 5,096.1 5,160.8 5,161.9 5,191.4 5,255.4 5,301.5 5,291.1 5,280.1 5,267.9 2 Securities in bank credit 1,279.9 1,302.6 1,300.4 1,309.5 1,328.4 1,316.3 1,319.4 1,346.7 1,370.5 1,377.6 1,365.7 1,358.3 3 U.S. government securities 809.2 817.9 812.3 805.8 801.6 789.7 787.2 788.4 793.7 791.3 787.3 783.2 4 Other securities 470.7 484.7 488.1 503.7 526.8 526.7 532.1 558.2 576.8 586.3 578.3 575.1 5 Loans and leases in bank credit (2) 3,524.5 3,718.4 3,749.0 3,786.6 3,832.4 3,845.6 3,872.0 3,908.7 3,931.0 3,913.4 3,914.4 3,909.6 6 Commercial and industrial 1,003.7 1,066.9 1,068.8 1,070.8 1,076.7 1,080.8 1,085.5 1,091.2 1,096.5 1,094.5 1,099.7 1,104.9 7 Real estate 1,479.3 1,590.9 1,611.4 1,626.5 1,638.5 1,641.5 1,655.1 1,659.0 1,654.3 1,657.6 1,655.2 1,654.7 8 Revolving home equity 101.9 114.9 115.1 116.3 118.5 121.5 123.1 124.8 127.1 129.5 129.7 130.0 9 Other 1,377.4 1,476.0 1,496.3 1,510.2 1,520.0 1,520.0 1,532.0 1,534.3 1,527.2 1,528.1 1,525.5 1,524.7 10 Consumer 496.0 513.7 516.1 527.5 533.2 529.0 533.8 542.1 547.0 542.3 545.6 547.0 10a Credit card and related plans -- -- 196.5 204.6 208.3 203.8 207.5 216.7 221.7 216.3 218.1 219.0 10b Other -- -- 319.6 322.9 324.9 325.2 326.3 325.4 325.4 326.0 327.5 328.0 11 Security (3) 158.0 149.3 148.5 152.8 171.6 180.4 180.4 190.7 196.6 191.1 184.3 181.6 12 Other loans and leases 387.5 397.6 404.3 409.0 412.3 413.9 417.2 425.7 436.5 427.9 429.6 421.4 13 Interbank loans 233.5 227.5 235.9 235.9 231.1 241.7 252.1 260.1 272.5 267.2 261.6 280.1 14 Cash assets (4) 310.3 273.6 262.5 259.4 264.9 268.7 263.3 286.0 314.3 274.2 321.1 281.4 15 Other assets (5) 378.6 377.9 395.7 398.5 401.1 410.7 404.6 407.5 421.7 421.2 418.2 394.9 16 TOTAL ASSETS (6) 5,667.0 5,839.9 5,882.5 5,927.7 5,995.3 6,021.1 6,048.8 6,145.4 6,245.9 6,190.1 6,216.9 6,160.1 L I A B I L I T I E S 17 Deposits 3,521.7 3,619.4 3,700.5 3,719.9 3,753.4 3,777.4 3,801.5 3,889.8 3,983.9 3,915.6 3,944.1 3,860.9 18 Transaction 675.7 637.6 604.9 601.0 602.6 604.5 605.5 628.1 644.7 591.8 640.9 603.8 19 Nontransaction 2,846.0 2,981.9 3,095.6 3,118.9 3,150.8 3,173.0 3,196.1 3,261.7 3,339.2 3,323.8 3,303.2 3,257.1 20 Large time 849.8 889.5 904.7 914.0 909.4 912.1 922.6 945.6 962.5 968.5 959.4 951.4 21 Other 1,996.2 2,092.3 2,190.9 2,205.0 2,241.4 2,260.8 2,273.5 2,316.1 2,376.8 2,355.3 2,343.8 2,305.7 22 Borrowings 1,133.1 1,207.6 1,209.9 1,202.0 1,218.2 1,215.0 1,218.4 1,251.6 1,267.0 1,251.9 1,259.8 1,323.5 23 From banks in the U.S. 352.0 376.1 387.4 385.2 373.8 369.1 369.3 397.8 410.4 402.2 396.1 412.4 24 From others 781.1 831.5 822.5 816.8 844.4 845.9 849.1 853.8 856.6 849.7 863.7 911.1 25 Net due to related foreign offices 225.7 249.9 253.4 267.0 264.1 253.0 246.6 230.7 223.5 225.1 216.3 216.3 26 Other liabilities 306.6 305.6 296.2 317.7 339.6 348.9 351.3 351.0 354.9 382.1 378.1 363.7 27 TOTAL LIABILITIES 5,187.2 5,382.6 5,460.0 5,506.7 5,575.3 5,594.3 5,617.9 5,723.0 5,829.2 5,774.7 5,798.3 5,764.4 28 Residual (assets less liabilities) (7) 479.8 457.3 422.5 421.1 420.0 426.8 430.9 422.4 416.7 415.4 418.6 395.7 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars February 2, 2001 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Dec Jun Jul Aug Sep Oct Nov Dec Jan 3 Jan 10 Jan 17 Jan 24 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,218.4 4,456.9 4,498.7 4,537.9 4,579.7 4,566.7 4,584.2 4,622.5 4,651.1 4,653.7 4,644.3 4,644.4 2 Securities in bank credit 1,061.4 1,103.4 1,107.8 1,110.9 1,123.6 1,118.2 1,118.9 1,133.9 1,149.3 1,154.9 1,152.2 1,149.3 3 U.S. government securities 724.5 740.2 741.4 734.9 732.0 724.5 718.1 718.8 725.3 721.5 720.3 716.6 4 Other securities 336.9 363.2 366.4 376.0 391.6 393.6 400.8 415.1 424.0 433.4 431.8 432.7 5 Loans and leases in bank credit (2) 3,157.0 3,353.5 3,390.9 3,427.0 3,456.0 3,448.5 3,465.3 3,488.6 3,501.8 3,498.8 3,492.2 3,495.1 6 Commercial and industrial 807.8 860.4 868.5 874.6 876.7 878.3 879.4 883.5 885.8 889.7 891.2 895.3 7 Real estate 1,457.2 1,576.1 1,596.5 1,607.9 1,619.2 1,617.6 1,628.4 1,635.0 1,632.1 1,633.9 1,629.4 1,633.5 8 Revolving home equity 101.5 114.9 115.0 116.1 117.8 121.0 122.6 124.3 126.6 129.2 129.3 129.7 9 Other 1,355.7 1,461.2 1,481.5 1,491.8 1,501.4 1,496.6 1,505.8 1,510.7 1,505.4 1,504.7 1,500.1 1,503.8 10 Consumer 490.6 515.6 519.6 528.6 532.5 531.3 534.8 536.2 539.8 536.0 539.2 540.9 11 Security (3) 86.1 68.6 70.0 76.4 84.5 75.0 75.3 80.4 83.9 80.5 73.2 69.2 12 Other loans and leases 315.4 332.7 336.3 339.4 343.1 346.3 347.4 353.5 360.3 358.7 359.2 356.2 13 Interbank loans 200.5 201.6 216.4 223.6 213.7 220.9 220.5 225.9 235.7 233.1 230.3 256.2 14 Cash assets (4) 237.5 232.2 225.9 226.3 223.5 224.3 215.5 225.7 227.1 228.0 240.3 233.6 15 Other assets (5) 342.2 333.7 353.5 356.6 358.7 376.5 367.6 371.8 378.1 390.0 384.7 364.7 16 TOTAL ASSETS (6) 4,939.3 5,164.7 5,233.8 5,282.8 5,313.6 5,326.7 5,325.8 5,382.8 5,428.0 5,441.2 5,435.7 5,434.7 L I A B I L I T I E S 17 Deposits 3,102.2 3,245.7 3,335.0 3,357.4 3,382.5 3,401.7 3,391.0 3,465.1 3,520.9 3,496.2 3,513.2 3,495.5 18 Transaction 631.7 627.2 600.1 605.8 599.1 602.0 587.2 586.7 571.3 573.5 601.4 607.1 19 Nontransaction 2,470.5 2,618.5 2,734.9 2,751.6 2,783.4 2,799.7 2,803.8 2,878.4 2,949.6 2,922.8 2,911.8 2,888.3 20 Large time 469.8 525.4 544.9 549.5 545.8 545.3 543.9 559.3 569.3 567.7 561.6 559.5 21 Other 2,000.7 2,093.0 2,190.0 2,202.2 2,237.7 2,254.4 2,259.8 2,319.1 2,380.3 2,355.1 2,350.2 2,328.8 22 Borrowings 945.9 1,001.3 1,019.3 1,028.9 1,005.5 991.6 984.3 998.1 1,016.8 1,011.0 1,002.4 1,048.0 23 From banks in the U.S. 324.5 355.9 369.2 372.4 354.2 350.6 345.8 367.4 377.5 374.7 368.3 380.3 24 From others 621.4 645.5 650.1 656.5 651.3 641.0 638.6 630.7 639.4 636.3 634.1 667.6 25 Net due to related foreign offices 178.2 239.7 243.7 246.4 245.0 235.3 235.4 226.3 228.7 232.0 216.9 199.4 26 Other liabilities 232.5 230.6 223.9 242.8 260.4 269.4 275.4 275.9 278.4 300.3 300.2 287.6 27 TOTAL LIABILITIES 4,458.8 4,717.4 4,821.9 4,875.5 4,893.3 4,898.0 4,886.2 4,965.4 5,044.9 5,039.6 5,032.7 5,030.4 28 Residual (assets less liabilities) (7) 480.5 447.3 411.9 407.2 420.2 428.7 439.6 417.4 383.0 401.6 402.9 404.3 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars February 2, 2001 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Dec Jun Jul Aug Sep Oct Nov Dec Jan 3 Jan 10 Jan 17 Jan 24 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,240.8 4,449.6 4,478.0 4,518.9 4,567.1 4,571.4 4,600.9 4,645.0 4,677.1 4,668.8 4,665.2 4,650.7 2 Securities in bank credit 1,067.9 1,099.0 1,097.4 1,104.0 1,118.2 1,115.1 1,123.1 1,139.6 1,153.8 1,159.9 1,156.8 1,152.3 3 U.S. government securities 725.2 739.4 734.0 727.7 726.1 719.8 719.3 719.3 723.9 722.1 721.2 717.2 4 Other securities 342.7 359.6 363.4 376.3 392.1 395.2 403.8 420.3 429.9 437.7 435.6 435.1 5 Loans and leases in bank credit (2) 3,172.9 3,350.6 3,380.6 3,414.9 3,448.9 3,456.3 3,477.8 3,505.4 3,523.2 3,509.0 3,508.4 3,498.4 6 Commercial and industrial 806.2 863.1 866.2 866.9 872.7 877.7 880.2 882.0 886.6 883.8 886.9 889.5 7 Real estate 1,462.1 1,572.9 1,592.9 1,608.2 1,619.9 1,623.0 1,636.3 1,640.3 1,635.7 1,638.9 1,636.4 1,635.9 8 Revolving home equity 101.9 114.9 115.1 116.3 118.5 121.5 123.1 124.8 127.1 129.5 129.7 130.0 9 Other 1,360.2 1,458.0 1,477.9 1,491.9 1,501.3 1,501.4 1,513.2 1,515.5 1,508.6 1,509.4 1,506.7 1,506.0 10 Consumer 496.0 513.7 516.1 527.5 533.2 529.0 533.8 542.1 547.0 542.3 545.6 547.0 10a Credit card and related plans -- -- 196.5 204.6 208.3 203.8 207.5 216.7 221.7 216.3 218.1 219.0 10d Other -- -- 319.6 322.9 324.9 325.2 326.3 325.4 325.4 326.0 327.5 328.0 11 Security (3) 90.3 68.2 67.3 71.1 77.8 79.4 78.4 84.2 85.5 84.8 78.0 71.8 12 Other loans and leases 318.4 332.8 338.1 341.2 345.3 347.2 349.0 356.8 368.5 359.3 361.5 354.2 13 Interbank loans 205.7 201.2 212.5 213.7 207.4 214.7 225.4 233.3 244.9 235.9 234.8 249.8 14 Cash assets (4) 253.2 228.9 218.3 215.5 220.0 224.5 221.0 241.2 267.8 225.9 274.4 236.2 15 Other assets (5) 340.1 337.4 354.8 355.6 357.8 370.0 364.6 369.6 383.0 382.6 380.6 357.5 16 TOTAL ASSETS (6) 4,980.3 5,157.3 5,202.8 5,241.9 5,290.1 5,319.0 5,349.7 5,425.8 5,509.0 5,450.1 5,491.4 5,430.4 L I A B I L I T I E S 17 Deposits 3,136.5 3,238.2 3,319.2 3,337.1 3,372.7 3,399.2 3,417.2 3,497.3 3,582.2 3,508.7 3,540.5 3,462.1 18 Transaction 664.3 626.6 593.7 590.2 592.3 593.8 594.7 617.2 633.6 581.1 630.5 593.3 19 Nontransaction 2,472.3 2,611.6 2,725.5 2,746.9 2,780.5 2,805.4 2,822.5 2,880.1 2,948.6 2,927.6 2,909.9 2,868.8 20 Large time 476.0 520.0 536.8 544.1 541.3 546.8 551.2 566.2 574.0 574.5 568.3 565.3 21 Other 1,996.2 2,091.6 2,188.7 2,202.8 2,239.2 2,258.6 2,271.3 2,313.9 2,374.6 2,353.1 2,341.6 2,303.5 22 Borrowings 955.0 1,004.8 1,006.9 1,001.7 1,001.2 993.5 993.5 1,008.9 1,021.4 1,005.5 1,026.4 1,079.0 23 From banks in the U.S. 329.4 356.9 366.4 368.0 353.9 349.6 349.3 373.1 378.5 371.0 373.6 386.9 24 From others 625.7 647.9 640.5 633.7 647.4 643.8 644.2 635.8 642.9 634.4 652.8 692.1 25 Net due to related foreign offices 179.2 231.5 236.1 243.8 240.6 236.3 239.0 227.7 216.4 226.1 212.8 212.8 26 Other liabilities 232.7 230.4 223.1 242.8 260.1 269.0 275.4 276.1 278.7 300.6 299.4 286.9 27 TOTAL LIABILITIES 4,503.4 4,704.8 4,785.3 4,825.4 4,874.7 4,897.9 4,925.1 5,010.0 5,098.7 5,040.9 5,079.0 5,040.9 28 Residual (assets less liabilities) (7) 476.9 452.5 417.5 416.5 415.5 421.1 424.6 415.8 410.4 409.2 412.4 389.5 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars February 2, 2001 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Dec Jun Jul Aug Sep Oct Nov Dec Jan 3 Jan 10 Jan 17 Jan 24 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,382.0 2,500.9 2,510.9 2,528.4 2,551.0 2,527.4 2,526.2 2,545.0 2,557.5 2,562.3 2,550.1 2,544.8 2 Securities in bank credit 554.9 580.8 577.6 575.7 583.9 575.1 571.1 579.1 587.4 592.7 590.9 585.6 3 U.S. government securities 357.7 362.5 363.3 359.2 357.3 351.3 344.8 348.1 352.3 349.6 349.8 346.6 3a Trading account 19.6 22.7 24.3 23.7 23.2 21.1 20.5 29.0 35.7 36.3 29.6 29.7 3b Investment account 338.1 339.8 339.0 335.5 334.1 330.2 324.3 319.1 316.6 313.2 320.2 316.9 4 Other securities 197.2 218.3 214.2 216.5 226.5 223.8 226.3 231.0 235.0 243.2 241.2 239.0 4a Trading account 86.7 100.2 97.2 102.5 114.5 112.7 116.0 122.0 125.4 133.3 130.0 125.8 4b Investment account 110.5 118.2 117.0 113.9 112.1 111.1 110.3 109.1 109.6 109.8 111.2 113.2 4c State and local government 24.1 25.6 26.1 25.9 25.8 26.1 26.3 26.7 27.1 27.3 27.1 27.2 4d Other 86.4 92.6 90.9 88.1 86.3 85.0 84.0 82.4 82.6 82.6 84.2 86.0 5 Loans and leases in bank credit (2) 1,827.1 1,920.0 1,933.4 1,952.7 1,967.1 1,952.4 1,955.1 1,965.8 1,970.1 1,969.6 1,959.2 1,959.2 6 Commercial and industrial 554.5 583.8 584.9 588.0 588.3 587.6 585.8 590.7 590.2 594.4 595.1 598.3 6a Bankers acceptances 1.1 1.0 1.0 0.9 0.9 0.8 0.9 0.9 0.8 0.8 0.9 0.8 6b Other 553.4 582.7 583.9 587.1 587.4 586.8 584.9 589.8 589.4 593.5 594.3 597.5 7 Real estate 746.4 804.2 812.8 818.5 819.6 811.6 814.3 812.8 808.6 810.4 805.8 808.2 8 Revolving home equity 64.7 73.9 73.5 74.4 73.2 75.1 76.3 77.4 79.3 81.7 81.8 82.0 9 Other 681.8 730.3 739.4 744.1 746.4 736.5 738.0 735.3 729.4 728.7 724.1 726.2 10 Consumer 219.0 227.4 228.8 230.9 231.9 233.0 234.6 233.9 233.8 232.1 232.8 234.1 11 Security (3) 79.3 62.1 63.1 69.2 77.4 67.6 67.9 72.6 75.9 72.8 65.5 61.9 11a Fed funds and RPs with broker/dealer 60.1 43.9 44.6 50.6 58.1 49.1 50.0 56.1 60.3 55.9 47.7 44.0 11b Other 19.1 18.2 18.6 18.6 19.3 18.5 17.9 16.5 15.7 16.9 17.9 17.8 12a State and local government 11.9 12.3 12.2 12.3 12.4 12.4 12.4 12.2 12.4 12.4 12.4 12.4 12b Agricultural 9.1 9.6 9.5 9.5 9.4 9.4 9.5 9.6 9.7 9.7 9.7 9.8 12c Fed funds and RPs with others 11.8 13.5 12.9 14.0 16.2 16.9 18.9 20.9 27.3 27.6 26.3 23.5 12d All other loans 75.6 84.7 84.2 84.1 85.4 85.3 82.8 84.2 83.3 82.2 83.4 83.0 12e Lease financing receivables 119.5 122.5 125.0 126.1 126.7 128.6 129.0 129.0 128.9 128.1 128.1 128.1 13 Interbank loans 135.8 133.9 141.7 140.3 130.8 136.3 140.1 139.7 144.3 146.3 142.6 167.4 13a Fed funds and RPs with banks 59.1 68.0 73.8 66.2 56.6 57.6 60.7 63.3 67.4 70.7 64.9 93.8 13b Other 76.6 65.8 67.9 74.1 74.3 78.7 79.3 76.3 76.9 75.6 77.7 73.6 14 Cash assets (4) 148.1 146.3 144.6 144.6 141.5 142.0 136.9 143.7 142.5 143.2 153.6 139.8 15 Other assets (5) 237.5 223.2 242.6 246.3 248.9 262.7 258.9 256.6 262.1 262.4 265.8 263.7 16 TOTAL ASSETS (6) 2,867.7 2,969.6 3,004.8 3,024.2 3,036.7 3,033.2 3,026.6 3,048.5 3,069.3 3,077.3 3,075.0 3,078.3 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) February 2, 2001 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Dec Jun Jul Aug Sep Oct Nov Dec Jan 3 Jan 10 Jan 17 Jan 24 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,607.6 1,639.2 1,639.1 1,634.3 1,633.9 1,637.1 1,620.9 1,651.4 1,676.4 1,657.2 1,671.2 1,640.7 18 Transaction 322.3 309.4 302.3 304.4 300.5 302.8 292.6 293.5 286.0 285.1 304.1 296.7 19 Nontransaction 1,285.4 1,329.8 1,336.8 1,329.9 1,333.4 1,334.3 1,328.4 1,357.9 1,390.4 1,372.1 1,367.1 1,343.9 20 Large time 229.8 258.8 266.9 265.3 257.3 254.2 250.0 260.0 267.8 265.5 262.0 260.4 21 Other 1,055.6 1,071.1 1,069.9 1,064.6 1,076.1 1,080.1 1,078.4 1,097.9 1,122.6 1,106.5 1,105.0 1,083.6 22 Borrowings 633.2 656.4 678.5 689.1 671.1 664.1 661.1 669.7 678.0 667.5 664.5 699.6 23 From banks in the U.S. 178.9 196.9 205.0 207.4 192.1 196.4 193.7 212.2 218.9 213.3 211.1 217.7 24 From others 454.4 459.5 473.5 481.7 479.0 467.7 467.4 457.5 459.2 454.3 453.4 481.9 25 Net due to related foreign offices 178.2 234.2 221.3 222.7 224.4 211.9 211.8 205.4 210.7 212.4 201.9 184.4 26 Other liabilities 170.5 173.9 177.7 194.5 209.3 216.1 220.8 221.3 224.2 246.3 245.3 238.3 27 TOTAL LIABILITIES 2,589.6 2,703.7 2,716.6 2,740.5 2,738.8 2,729.2 2,714.6 2,747.8 2,789.4 2,783.4 2,782.9 2,763.0 28 Residual (assets less liabilities) (7) 278.1 266.0 288.2 283.7 297.9 304.0 312.0 300.7 280.0 293.9 292.1 315.3 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars February 2, 2001 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Dec Jun Jul Aug Sep Oct Nov Dec Jan 3 Jan 10 Jan 17 Jan 24 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,403.9 2,488.2 2,489.4 2,506.1 2,534.1 2,530.2 2,542.5 2,565.8 2,585.9 2,585.0 2,576.4 2,558.3 2 Securities in bank credit 561.8 574.5 568.1 569.2 579.9 574.6 576.9 584.8 592.5 598.6 596.4 590.0 3 U.S. government securities 359.0 359.5 356.1 352.6 352.3 349.1 347.8 349.2 352.6 351.4 352.0 348.9 3a Trading account 19.5 22.5 22.6 23.0 22.5 21.0 21.7 28.8 34.3 36.6 31.5 31.1 3b Investment account 339.5 337.0 333.5 329.6 329.8 328.1 326.1 320.4 318.3 314.8 320.5 317.8 3c Mortgage-backed 218.3 217.6 212.1 207.7 208.1 210.2 210.5 212.4 215.4 217.8 220.3 217.9 3d Other 121.2 119.4 121.4 121.9 121.7 118.0 115.6 108.0 102.9 97.0 100.2 99.9 3e 1 year or less 22.9 30.8 30.8 31.8 32.5 31.3 32.0 30.6 29.7 29.1 30.7 31.7 3f Between 1 and 5 years 58.4 53.1 54.0 53.0 52.6 50.5 48.8 44.0 41.3 36.4 38.0 37.2 3g More than 5 years 39.8 35.5 36.7 37.1 36.6 36.2 34.8 33.3 32.0 31.5 31.5 31.0 4 Other securities 202.8 215.0 212.0 216.6 227.6 225.5 229.1 235.6 239.9 247.3 244.4 241.0 4a Trading account 86.7 100.2 97.2 102.5 114.5 112.7 116.0 122.0 125.4 133.3 130.0 125.8 4b Investment account 116.1 114.9 114.7 114.1 113.1 112.8 113.1 113.6 114.5 113.9 114.4 115.3 4c State and local government 24.3 25.5 25.6 25.6 25.7 26.1 26.6 26.9 27.5 27.6 27.3 27.5 4d Other 91.8 89.4 89.2 88.5 87.4 86.7 86.5 86.7 87.0 86.3 87.1 87.8 5 Loans and leases in bank credit (2) 1,842.1 1,913.6 1,921.4 1,936.8 1,954.2 1,955.6 1,965.6 1,981.0 1,993.3 1,986.3 1,980.0 1,968.4 6 Commercial and industrial 553.3 584.4 582.5 582.3 585.9 587.3 588.1 589.7 591.0 589.7 592.1 593.9 6a Bankers acceptances 1.1 1.0 1.0 0.9 0.9 0.8 0.9 0.9 0.8 0.8 0.9 0.8 6b Other 552.3 583.3 581.6 581.4 585.0 586.5 587.2 588.9 590.1 588.9 591.2 593.1 7 Real estate 751.9 799.9 808.2 816.0 817.1 813.5 819.5 818.8 814.8 819.1 814.7 812.7 8 Revolving home equity 64.8 74.0 73.7 74.6 73.5 75.3 76.4 77.6 79.8 82.2 82.2 82.3 9a Other residential 420.4 445.0 454.1 459.3 461.8 455.9 459.1 457.2 453.4 455.0 451.0 448.7 9b Commercial 266.7 281.0 280.3 282.0 281.8 282.3 284.0 284.0 281.6 281.9 281.4 281.7 10 Consumer 222.1 225.9 226.3 229.1 230.9 231.0 233.0 236.5 239.9 237.9 238.4 239.4 10a Credit card and related plans -- -- 73.1 74.2 75.3 75.4 76.8 81.1 84.9 82.4 82.3 82.8 10f Other -- -- 153.1 154.9 155.7 155.6 156.2 155.4 155.1 155.5 156.1 156.6 11 Security (3) 83.5 61.7 60.5 63.9 70.7 72.0 70.9 76.3 77.5 77.0 70.3 64.5 11a Fed funds and RPs with broker/dealer 64.1 42.6 41.8 45.7 51.7 53.7 53.5 59.7 62.3 60.8 52.7 47.3 11b Other 19.4 19.1 18.6 18.3 18.9 18.3 17.4 16.6 15.1 16.2 17.6 17.2 12a State and local government 12.0 12.1 12.2 12.4 12.6 12.6 12.5 12.3 12.3 12.3 12.3 12.3 12b Agricultural 9.1 9.6 9.6 9.7 9.6 9.5 9.6 9.6 10.0 9.8 9.7 9.7 12c Fed funds and RPs with others 11.8 13.5 12.9 14.0 16.2 16.9 18.9 20.9 27.3 27.6 26.3 23.5 12d All other loans 79.3 84.3 85.0 84.3 86.2 85.2 85.3 88.2 89.9 82.6 85.8 82.1 12e Lease financing receivables 119.1 122.3 124.3 125.1 125.1 127.5 127.7 128.6 130.7 130.4 130.5 130.2 13 Interbank loans 136.7 136.8 141.8 134.4 127.3 130.5 138.4 140.4 148.4 144.5 146.1 166.7 13a Fed funds and RPs with banks 60.5 68.6 73.2 62.4 54.8 55.8 61.4 64.4 71.5 70.4 68.8 93.6 13b Other 76.2 68.2 68.7 72.0 72.5 74.6 77.0 76.0 76.9 74.1 77.3 73.1 14 Cash assets (4) 159.4 143.8 138.3 136.6 138.4 142.4 139.2 154.4 170.1 142.3 181.3 144.4 15 Other assets (5) 235.9 227.0 242.0 243.6 248.4 256.3 254.3 254.8 263.5 258.9 264.8 261.5 16 TOTAL ASSETS (6) 2,900.2 2,961.1 2,976.6 2,985.0 3,012.5 3,024.2 3,038.8 3,079.0 3,131.1 3,094.1 3,131.8 3,094.0 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) February 2, 2001 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Dec Jun Jul Aug Sep Oct Nov Dec Jan 3 Jan 10 Jan 17 Jan 24 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,632.6 1,634.3 1,628.6 1,618.6 1,626.2 1,631.7 1,634.2 1,674.4 1,722.6 1,671.3 1,698.9 1,628.6 18 Transaction 343.6 308.2 298.5 293.3 295.9 296.9 296.4 312.5 325.6 288.9 326.5 291.6 19 Nontransaction 1,289.0 1,326.1 1,330.0 1,325.3 1,330.3 1,334.8 1,337.8 1,361.8 1,396.9 1,382.4 1,372.4 1,337.1 20 Large time 236.0 253.3 258.8 259.9 252.8 255.6 257.2 266.9 272.5 272.3 268.8 266.2 21 Other 1,053.1 1,072.8 1,071.2 1,065.4 1,077.5 1,079.1 1,080.6 1,094.9 1,124.4 1,110.1 1,103.7 1,070.9 22 Borrowings 639.8 657.9 663.6 658.7 661.1 663.0 668.1 676.3 687.7 671.0 689.4 729.4 23 From banks in the U.S. 182.2 196.2 199.8 200.1 188.1 192.9 196.2 215.2 221.4 213.7 216.6 223.7 24 From others 457.5 461.7 463.9 458.6 472.9 470.2 471.9 461.1 466.3 457.3 472.8 505.7 25 Net due to related foreign offices 179.2 225.9 213.7 220.1 220.0 212.8 215.3 206.8 198.3 206.4 197.8 197.8 26 Other liabilities 170.5 173.9 177.7 194.5 209.3 216.1 220.8 221.3 224.2 246.3 245.3 238.3 27 TOTAL LIABILITIES 2,622.1 2,692.1 2,683.6 2,691.9 2,716.6 2,723.6 2,738.4 2,778.8 2,832.8 2,795.0 2,831.5 2,794.1 28 Residual (assets less liabilities) (7) 278.1 269.0 293.0 293.1 295.9 300.5 300.4 300.2 298.3 299.1 300.3 299.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars February 2, 2001 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Dec Jun Jul Aug Sep Oct Nov Dec Jan 3 Jan 10 Jan 17 Jan 24 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,836.4 1,956.0 1,987.8 2,009.5 2,028.7 2,039.2 2,058.0 2,077.5 2,093.6 2,091.4 2,094.2 2,099.6 2 Securities in bank credit 506.5 522.6 530.3 535.2 539.8 543.1 547.8 554.8 561.9 562.1 561.2 563.7 3 U.S. government securities 366.8 377.7 378.1 375.7 374.7 373.3 373.3 370.7 373.0 371.9 370.6 369.9 4 Other securities 139.7 144.9 152.2 159.5 165.1 169.8 174.5 184.1 189.0 190.3 190.6 193.7 5 Loans and leases in bank credit (2) 1,329.9 1,433.5 1,457.5 1,474.2 1,488.9 1,496.1 1,510.2 1,522.7 1,531.7 1,529.2 1,533.0 1,535.9 6 Commercial and industrial 253.2 276.7 283.6 286.6 288.4 290.7 293.6 292.8 295.5 295.4 296.1 297.0 7 Real estate 710.8 772.0 783.7 789.4 799.7 806.0 814.1 822.2 823.4 823.5 823.6 825.3 8 Revolving home equity 36.8 41.1 41.5 41.8 44.6 45.9 46.3 46.8 47.4 47.5 47.5 47.8 9 Other 673.9 730.9 742.2 747.7 755.0 760.1 767.8 775.4 776.1 776.0 776.0 777.6 10 Consumer 271.6 288.1 290.8 297.7 300.5 298.3 300.2 302.3 305.9 303.9 306.4 306.8 11 Security (3) 6.8 6.5 6.8 7.2 7.1 7.4 7.5 7.9 8.0 7.8 7.7 7.3 12 Other loans and leases 87.6 90.1 92.5 93.4 93.1 93.7 94.8 97.6 98.7 98.7 99.3 99.5 13 Interbank loans 64.7 67.7 74.7 83.4 82.9 84.5 80.4 86.3 91.3 86.8 87.7 88.9 14 Cash assets (4) 89.4 85.9 81.3 81.7 82.0 82.3 78.6 82.0 84.6 84.8 86.7 93.8 15 Other assets (5) 104.8 110.5 110.9 110.3 109.8 113.8 108.8 115.2 116.0 127.6 118.8 101.0 16 TOTAL ASSETS (6) 2,071.6 2,195.1 2,229.0 2,258.6 2,276.9 2,293.5 2,299.2 2,334.3 2,358.6 2,363.8 2,360.6 2,356.4 L I A B I L I T I E S 17 Deposits 1,494.6 1,606.5 1,695.9 1,723.1 1,748.5 1,764.6 1,770.0 1,813.8 1,844.5 1,839.0 1,842.0 1,854.8 18 Transaction 309.4 317.8 297.8 301.4 298.6 299.2 294.6 293.2 285.3 288.3 297.3 310.4 19 Nontransaction 1,185.2 1,288.6 1,398.1 1,421.7 1,450.0 1,465.4 1,475.4 1,520.5 1,559.2 1,550.7 1,544.7 1,544.4 20 Large time 240.1 266.7 278.0 284.2 288.5 291.2 294.0 299.3 301.5 302.2 299.5 299.2 21 Other 945.1 1,022.0 1,120.1 1,137.5 1,161.5 1,174.3 1,181.4 1,221.3 1,257.7 1,248.5 1,245.2 1,245.2 22 Borrowings 312.6 345.0 340.9 339.9 334.4 327.5 323.2 328.4 338.8 343.5 337.9 348.3 23 From banks in the U.S. 145.6 158.9 164.2 165.0 162.1 154.2 152.1 155.2 158.6 161.5 157.2 162.6 24 From others 167.0 186.0 176.6 174.9 172.2 173.3 171.2 173.1 180.2 182.0 180.6 185.7 25 Net due to related foreign offices 0.0 5.6 22.4 23.7 20.6 23.4 23.7 20.9 18.0 19.7 15.0 15.0 26 Other liabilities 62.0 56.7 46.1 48.3 51.1 53.2 54.6 54.6 54.3 54.0 54.9 49.3 27 TOTAL LIABILITIES 1,869.2 2,013.7 2,105.3 2,135.0 2,154.6 2,168.8 2,171.6 2,217.6 2,255.6 2,256.2 2,249.8 2,267.4 28 Residual (assets less liabilities) (7) 202.4 181.4 123.7 123.5 122.3 124.7 127.6 116.7 103.1 107.6 110.8 89.0 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars February 2, 2001 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Dec Jun Jul Aug Sep Oct Nov Dec Jan 3 Jan 10 Jan 17 Jan 24 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,836.8 1,961.4 1,988.6 2,012.8 2,033.0 2,041.2 2,058.5 2,079.2 2,091.2 2,083.9 2,088.8 2,092.3 2 Securities in bank credit 506.1 524.5 529.3 534.8 538.3 540.5 546.2 554.8 561.3 561.2 560.4 562.3 3 U.S. government securities 366.2 379.9 377.9 375.1 373.8 370.7 371.5 370.2 371.3 370.7 369.2 368.2 4 Other securities 139.9 144.5 151.4 159.7 164.5 169.8 174.7 184.7 190.0 190.5 191.2 194.1 5 Loans and leases in bank credit (2) 1,330.8 1,437.0 1,459.3 1,478.1 1,494.7 1,500.7 1,512.2 1,524.4 1,529.9 1,522.6 1,528.5 1,530.0 6 Commercial and industrial 252.8 278.7 283.7 284.7 286.8 290.4 292.2 292.3 295.6 294.1 294.8 295.5 7 Real estate 710.1 773.0 784.8 792.2 802.8 809.4 816.8 821.5 820.8 819.8 821.8 823.2 8 Revolving home equity 37.1 41.0 41.4 41.7 45.0 46.2 46.7 47.1 47.4 47.3 47.5 47.7 9 Other 673.1 732.0 743.4 750.5 757.7 763.2 770.1 774.4 773.5 772.5 774.3 775.5 10 Consumer 273.9 287.8 289.8 298.4 302.3 298.0 300.8 305.6 307.1 304.4 307.3 307.6 10a Credit card and related plans -- -- 123.4 130.4 133.1 128.4 130.7 135.6 136.8 133.9 135.9 136.2 10h Other -- -- 166.5 168.0 169.2 169.6 170.1 170.0 170.3 170.5 171.4 171.4 11 Security (3) 6.8 6.5 6.8 7.2 7.1 7.4 7.5 7.9 8.0 7.8 7.7 7.3 12 Other loans and leases 87.1 90.9 94.1 95.7 95.7 95.5 95.0 97.2 98.3 96.6 96.9 96.4 13 Interbank loans 69.0 64.4 70.6 79.3 80.1 84.2 87.0 92.9 96.4 91.4 88.8 83.1 14 Cash assets (4) 93.8 85.1 79.9 78.9 81.6 82.1 81.8 86.8 97.7 83.7 93.0 91.8 15 Other assets (5) 104.3 110.4 112.8 112.0 109.4 113.7 110.3 114.8 119.5 123.8 115.8 96.0 16 TOTAL ASSETS (6) 2,080.1 2,196.3 2,226.2 2,256.9 2,277.6 2,294.8 2,310.9 2,346.9 2,377.9 2,356.0 2,359.5 2,336.4 L I A B I L I T I E S 17 Deposits 1,503.9 1,603.9 1,690.6 1,718.5 1,746.5 1,767.5 1,783.0 1,822.9 1,859.7 1,837.5 1,841.5 1,833.5 18 Transaction 320.7 318.4 295.2 296.9 296.4 296.9 298.3 304.6 308.0 292.2 304.0 301.8 19 Nontransaction 1,183.2 1,285.5 1,395.4 1,421.6 1,450.1 1,470.7 1,484.7 1,518.3 1,551.7 1,545.2 1,537.5 1,531.7 20 Large time 240.1 266.7 278.0 284.2 288.5 291.2 294.0 299.3 301.5 302.2 299.5 299.2 21 Other 943.2 1,018.9 1,117.4 1,137.4 1,161.7 1,179.5 1,190.7 1,219.0 1,250.1 1,243.1 1,238.0 1,232.6 22 Borrowings 315.3 346.8 343.3 343.0 340.2 330.4 325.4 332.6 333.7 334.5 337.0 349.6 23 From banks in the U.S. 147.1 160.6 166.6 167.9 165.7 156.8 153.1 157.9 157.1 157.3 157.0 163.2 24 From others 168.1 186.2 176.7 175.1 174.4 173.7 172.3 174.7 176.6 177.2 180.0 186.5 25 Net due to related foreign offices 0.0 5.6 22.4 23.7 20.6 23.4 23.7 20.9 18.0 19.7 15.0 15.0 26 Other liabilities 62.1 56.5 45.4 48.3 50.8 52.8 54.6 54.8 54.5 54.3 54.1 48.6 27 TOTAL LIABILITIES 1,881.3 2,012.8 2,101.7 2,133.5 2,158.1 2,174.2 2,186.7 2,231.2 2,265.8 2,245.9 2,247.5 2,246.7 28 Residual (assets less liabilities) (7) 198.8 183.5 124.5 123.4 119.5 120.6 124.2 115.7 112.1 110.0 112.0 89.7 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars February 2, 2001 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Dec Jun Jul Aug Sep Oct Nov Dec Jan 3 Jan 10 Jan 17 Jan 24 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 553.5 581.4 582.3 587.0 594.5 581.7 576.3 599.4 609.2 612.3 604.9 611.9 2 Securities in bank credit 208.2 209.9 210.1 211.3 210.1 193.8 185.6 203.0 211.7 211.8 203.6 202.5 3 U.S. government securities 82.6 78.4 79.3 79.7 77.7 70.2 66.6 67.9 68.7 68.1 65.1 66.3 4 Other securities 125.6 131.5 130.8 131.5 132.5 123.5 119.0 135.1 143.0 143.7 138.5 136.2 5 Loans and leases in bank credit (2) 345.4 371.5 372.3 375.7 384.4 388.0 390.8 396.4 397.5 400.5 401.3 409.5 6 Commercial and industrial 193.9 207.1 205.1 206.5 204.1 201.7 201.9 205.1 204.9 208.7 211.4 214.9 7 Real estate 17.3 18.2 18.7 18.6 18.9 18.2 18.8 18.8 18.5 18.5 18.6 18.5 11 Security (3) 67.2 80.9 81.4 81.5 93.9 101.6 102.8 106.1 109.4 106.6 105.3 109.8 12 Other loans and leases 66.9 65.3 67.1 69.1 67.5 66.5 67.4 66.4 64.7 66.8 66.1 66.2 13 Interbank loans 27.8 26.3 23.5 22.2 23.6 27.0 26.7 26.8 27.6 31.3 26.7 30.3 14 Cash assets (4) 52.8 45.4 45.9 45.4 45.8 43.4 39.8 41.3 42.9 45.8 44.4 43.5 15 Other assets (5) 36.4 42.7 42.8 43.7 44.0 41.5 39.9 35.8 37.1 36.6 36.0 36.3 16 TOTAL ASSETS (6) 670.2 695.4 694.2 698.0 707.6 693.3 682.4 703.0 716.4 725.6 711.7 721.7 L I A B I L I T I E S 17 Deposits 376.6 385.6 390.1 394.8 387.0 382.7 381.1 383.6 393.4 399.2 396.8 389.5 18 Transaction 10.8 11.4 11.3 10.9 9.8 10.6 10.6 10.3 10.3 10.7 10.1 10.6 19 Nontransaction 365.8 374.2 378.8 383.9 377.2 372.1 370.5 373.3 383.1 388.5 386.7 378.9 22 Borrowings 178.1 202.8 203.0 200.3 217.0 221.6 225.0 242.7 245.6 246.5 233.4 244.5 23 From banks in the U.S. 22.6 19.2 21.1 17.2 20.0 19.5 20.0 24.7 31.9 31.2 22.5 25.5 24 From others 155.5 183.6 181.9 183.1 197.0 202.1 204.9 218.0 213.7 215.2 210.9 219.0 25 Net due to related foreign offices 41.3 19.9 18.2 23.3 24.2 16.6 6.0 -2.0 0.9 -3.1 2.3 0.7 26 Other liabilities 71.8 76.7 74.7 75.4 79.9 80.6 74.7 72.7 74.2 79.9 77.1 74.9 27 TOTAL LIABILITIES 667.9 685.0 686.0 693.8 708.0 701.4 686.8 697.1 714.1 722.4 709.7 709.6 28 Residual (assets less liabilities) (7) 2.3 10.4 8.2 4.2 -0.5 -8.1 -4.4 5.9 2.4 3.2 2.0 12.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars February 2, 2001 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Dec Jun Jul Aug Sep Oct Nov Dec Jan 3 Jan 10 Jan 17 Jan 24 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 563.7 571.4 571.4 577.2 593.7 590.5 590.4 610.4 624.4 622.2 614.9 617.2 2 Securities in bank credit 212.1 203.6 203.0 205.5 210.2 201.2 196.3 207.1 216.7 217.7 208.9 206.0 3 U.S. government securities 84.1 78.5 78.2 78.1 75.6 69.8 68.0 69.1 69.8 69.2 66.1 66.0 3a Trading account 6.8 12.0 12.0 13.8 14.1 11.8 10.8 11.7 11.6 10.3 10.6 11.3 3b Investment account 77.2 66.5 66.2 64.3 61.4 58.1 57.1 57.4 58.2 58.9 55.5 54.7 4 Other securities 128.0 125.2 124.8 127.4 134.7 131.4 128.3 138.0 146.9 148.5 142.7 140.0 4a Trading account 84.8 81.3 80.6 82.0 90.4 89.3 86.7 89.2 94.7 96.7 93.0 92.0 4b Investment account 43.2 43.8 44.2 45.4 44.2 42.2 41.6 48.8 52.3 51.8 49.7 48.0 5 Loans and leases in bank credit (2) 351.6 367.8 368.4 371.7 383.5 389.3 394.2 403.3 407.7 404.5 406.0 411.2 6 Commercial and industrial 197.5 203.8 202.6 203.8 204.1 203.1 205.2 209.2 209.9 210.7 212.9 215.4 7 Real estate 17.3 18.0 18.4 18.4 18.7 18.5 18.8 18.7 18.6 18.7 18.8 18.7 11 Security (3) 67.7 81.1 81.2 81.7 93.7 101.0 102.0 106.5 111.1 106.4 106.3 109.8 12 Other loans and leases 69.2 64.8 66.2 67.8 67.0 66.7 68.1 68.9 68.0 68.7 68.0 67.3 13 Interbank loans 27.8 26.3 23.5 22.2 23.6 27.0 26.7 26.8 27.6 31.3 26.7 30.3 14 Cash assets (4) 57.0 44.7 44.3 43.9 44.9 44.2 42.3 44.8 46.5 48.3 46.8 45.1 15 Other assets (5) 38.5 40.5 40.9 42.9 43.2 40.7 40.0 37.9 38.7 38.6 37.6 37.4 16 TOTAL ASSETS (6) 686.7 682.5 679.6 685.8 705.1 702.1 699.1 719.6 736.9 740.1 725.6 729.7 L I A B I L I T I E S 17 Deposits 385.2 381.2 381.3 382.9 380.6 378.2 384.3 392.5 401.7 406.9 403.7 398.7 18 Transaction 11.5 11.0 11.2 10.8 10.3 10.7 10.8 10.9 11.0 10.7 10.4 10.5 19 Nontransaction 373.7 370.2 370.1 372.0 370.3 367.5 373.6 381.6 390.6 396.2 393.3 388.2 22 Borrowings 178.1 202.8 203.0 200.3 217.0 221.6 225.0 242.7 245.6 246.5 233.4 244.5 23 From banks in the U.S. 22.6 19.2 21.1 17.2 20.0 19.5 20.0 24.7 31.9 31.2 22.5 25.5 24 From others 155.5 183.6 181.9 183.1 197.0 202.1 204.9 218.0 213.7 215.2 210.9 219.0 25 Net due to related foreign offices 46.5 18.4 17.3 23.2 23.5 16.7 7.6 3.0 7.1 -1.0 3.5 3.5 26 Other liabilities 73.9 75.2 73.1 74.9 79.5 79.9 75.9 74.8 76.1 81.5 78.7 76.8 27 TOTAL LIABILITIES 683.7 677.7 674.7 681.3 700.6 696.5 692.8 713.0 730.5 733.8 719.3 723.6 28 Residual (assets less liabilities) (7) 3.0 4.8 5.0 4.5 4.5 5.6 6.3 6.5 6.4 6.2 6.3 6.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 13 MEMO ITEMS Not seasonally adjusted, billions of dollars February 2, 2001 Account 1999 2000 2000 2000 2000 2000 2000 2000 Week ending Dec Jun Jul Aug Sep Oct Nov Dec Jan 3 Jan 10 Jan 17 Jan 24 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers 29 Reval. gains on off-bal. sheet items (8) 64.2 68.3 63.1 66.5 74.4 70.9 68.0 78.4 82.6 88.4 83.1 77.8 30 Reval. losses on off-bal. sheet items (8) 63.7 68.5 62.9 67.3 73.9 72.8 72.6 83.1 85.5 91.0 85.1 79.0 31 Mortgage-backed securities (9) 251.3 249.9 242.2 237.8 237.9 239.4 239.6 241.5 243.8 246.1 248.4 245.9 31a Pass-through 174.0 177.7 173.0 169.7 170.3 173.2 173.6 176.9 179.1 181.4 183.7 181.1 31b CMO, REMIC, and other 77.3 72.2 69.2 68.0 67.6 66.2 66.0 64.6 64.7 64.7 64.7 64.8 32 Net unrealized gains (losses) on -11.3 -8.7 -12.4 -6.0 -4.2 -8.4 -7.5 -5.3 -3.1 -3.4 -3.4 -3.1 available-for-sale securities (10) 33 Offshore credit to U.S. residents (11) 24.0 22.4 22.2 22.1 22.1 22.3 23.1 23.4 22.6 23.2 22.9 22.9 34 Securitized consumer loans (12) -- -- 87.3 86.6 85.9 80.8 80.5 82.2 81.5 82.6 83.0 82.1 34a Credit card and related plans -- -- 72.4 72.0 71.8 67.2 67.3 68.6 67.5 68.5 69.0 68.2 34b Other -- -- 15.0 14.6 14.1 13.6 13.2 13.6 13.9 14.1 14.0 13.9 35 Securitized business loans (12) -- -- 17.0 16.2 15.3 15.2 17.8 18.6 18.6 18.5 18.3 18.2 SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers 31 Mortgage-backed securities (9) 195.9 207.5 207.5 210.4 211.9 212.6 214.0 215.2 218.3 218.5 217.0 217.3 34 Securitized consumer loans (12) -- -- 221.4 221.8 222.4 224.6 225.5 230.9 232.4 231.9 229.9 230.3 34a Credit card and related plans -- -- 212.5 213.0 214.0 215.2 215.9 221.6 223.2 222.8 220.7 221.3 34b Other -- -- 8.9 8.7 8.4 9.4 9.6 9.3 9.3 9.2 9.2 9.0 FOREIGN-RELATED INSTITUTIONS 29 Reval. gains on off-bal. sheet items (8) 42.8 44.4 41.3 42.9 48.4 47.3 44.7 45.6 47.0 51.8 51.1 50.3 30 Reval. losses on off-bal. sheet items (8) 40.9 40.5 38.2 40.2 45.1 44.7 41.0 41.7 42.8 48.3 47.5 46.3 35 Securitized business loans (12) -- -- 23.9 23.7 23.1 23.0 22.8 23.1 23.4 23.3 23.4 23.2 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Footnotes Page 14 February 2, 2001 Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 3. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 4. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 5. Excludes the due-from position with related foreign offices, which is included in line 25. 6. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 7. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 8. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 9. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses. 12. Total amount outstanding.