H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars May 4, 2001 Account 2000 2000 2000 2000 2000 2001 2001 2001 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Apr 4 Apr 11 Apr 18 Apr 25 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,887.9 5,159.5 5,147.5 5,166.5 5,216.2 5,266.5 5,280.4 5,288.5 5,303.9 5,320.4 5,303.0 5,317.5 2 Securities in bank credit 1,279.0 1,332.4 1,316.8 1,311.4 1,335.2 1,356.5 1,351.2 1,344.6 1,367.2 1,361.5 1,354.5 1,362.6 3 Treasury and Agency securities (2) 815.2 804.7 794.4 786.1 788.8 786.9 777.5 758.2 767.5 768.5 756.3 773.5 4 Other securities 463.8 527.7 522.4 525.3 546.4 569.5 573.7 586.4 599.7 593.0 598.1 589.0 5 Loans and leases in bank credit (3) 3,608.9 3,827.1 3,830.7 3,855.1 3,880.9 3,910.0 3,929.1 3,943.9 3,936.6 3,959.0 3,948.5 3,954.9 6 Commercial and industrial 1,033.2 1,080.4 1,082.8 1,087.0 1,094.4 1,109.8 1,118.5 1,117.9 1,109.6 1,114.2 1,115.4 1,117.8 7 Real estate 1,533.8 1,635.4 1,638.4 1,651.3 1,658.0 1,661.1 1,671.4 1,679.0 1,680.0 1,689.5 1,684.8 1,686.7 8 Revolving home equity 108.8 121.7 125.0 127.1 129.4 131.2 132.3 133.8 134.0 134.2 134.7 135.1 9 Other 1,425.0 1,513.7 1,513.4 1,524.2 1,528.6 1,529.9 1,539.1 1,545.2 1,545.9 1,555.2 1,550.1 1,551.6 10 Consumer 504.7 531.5 530.1 533.9 537.0 540.8 540.3 538.3 539.5 540.0 543.6 543.7 11 Security (4) 143.4 168.5 164.1 165.1 168.8 170.3 169.1 173.9 179.9 185.1 174.1 167.9 12 Other loans and leases 393.8 411.3 415.4 417.8 422.8 427.9 429.9 434.9 427.7 430.2 430.6 438.9 13 Interbank loans 225.1 238.5 246.5 245.9 252.2 270.2 266.7 275.0 281.8 282.2 293.7 303.5 14 Cash assets (5) 272.1 267.7 267.1 256.1 267.2 273.0 265.1 267.9 266.2 269.0 278.0 264.4 15 Other assets (6) 368.8 401.1 413.6 402.7 397.3 412.7 419.6 430.8 432.1 423.5 423.6 415.6 16 TOTAL ASSETS (7) 5,694.6 6,004.5 6,012.5 6,008.5 6,069.0 6,157.7 6,166.8 6,197.4 6,218.9 6,230.0 6,233.1 6,235.6 L I A B I L I T I E S 17 Deposits 3,572.6 3,769.1 3,784.4 3,778.7 3,845.9 3,891.4 3,889.2 3,923.5 3,982.3 3,974.5 3,997.6 3,996.6 18 Transaction 626.0 607.5 611.1 601.2 602.0 608.7 607.7 607.0 587.6 596.1 613.8 646.3 19 Nontransaction 2,946.6 3,161.6 3,173.3 3,177.5 3,243.9 3,282.7 3,281.5 3,316.5 3,394.8 3,378.4 3,383.9 3,350.3 20 Large time 855.5 919.6 917.6 917.4 935.3 946.8 941.5 933.5 954.8 947.2 947.0 945.5 21 Other 2,091.1 2,242.1 2,255.7 2,260.1 2,308.6 2,335.9 2,340.0 2,383.0 2,440.0 2,431.2 2,436.9 2,404.8 22 Borrowings 1,148.7 1,213.7 1,208.7 1,202.9 1,242.1 1,262.3 1,258.0 1,243.8 1,270.7 1,283.2 1,278.4 1,284.1 23 From banks in the U.S. 370.8 380.9 374.0 368.7 396.7 397.4 395.9 395.1 408.7 412.6 405.9 411.8 24 From others 777.9 832.8 834.8 834.2 845.4 864.9 862.1 848.7 862.0 870.6 872.4 872.3 25 Net due to related foreign offices 241.0 262.9 252.6 244.3 225.7 221.2 219.3 233.5 166.6 181.9 185.6 184.9 26 Other liabilities 295.2 339.4 347.9 347.2 345.1 362.7 344.0 355.5 359.5 355.6 357.1 352.2 27 TOTAL LIABILITIES 5,257.4 5,585.1 5,593.7 5,573.0 5,658.9 5,737.6 5,710.5 5,756.3 5,779.2 5,795.2 5,818.7 5,817.7 28 Residual (assets less liabilities) (8) 437.2 419.4 418.8 435.4 410.1 420.2 456.3 441.1 439.7 434.8 414.4 417.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars May 4, 2001 Account 2000 2000 2000 2000 2000 2001 2001 2001 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Apr 4 Apr 11 Apr 18 Apr 25 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,881.3 5,154.4 5,155.0 5,185.6 5,252.5 5,281.2 5,275.3 5,275.9 5,287.7 5,303.0 5,308.0 5,307.3 2 Securities in bank credit 1,284.7 1,328.2 1,313.7 1,315.4 1,340.8 1,361.6 1,353.0 1,348.7 1,371.7 1,365.5 1,357.2 1,360.5 3 Treasury and Agency securities (2) 822.3 801.2 789.3 787.1 788.6 789.1 779.3 764.1 776.0 776.4 762.1 775.2 4 Other securities 462.4 527.0 524.4 528.3 552.2 572.5 573.7 584.6 595.7 589.1 595.1 585.3 5 Loans and leases in bank credit (3) 3,596.7 3,826.2 3,841.3 3,870.2 3,911.7 3,919.6 3,922.3 3,927.2 3,916.0 3,937.5 3,950.8 3,946.8 6 Commercial and industrial 1,034.9 1,077.2 1,082.3 1,088.1 1,096.6 1,107.1 1,117.8 1,119.4 1,114.2 1,115.1 1,122.6 1,122.3 7 Real estate 1,527.1 1,638.2 1,641.7 1,656.9 1,662.6 1,660.2 1,664.9 1,671.6 1,673.5 1,684.6 1,680.3 1,682.8 8 Revolving home equity 107.4 122.9 126.0 127.7 129.5 130.4 131.2 132.2 132.2 132.6 133.7 134.8 9 Other 1,419.6 1,515.4 1,515.7 1,529.1 1,533.2 1,529.7 1,533.7 1,539.3 1,541.3 1,552.0 1,546.6 1,548.0 10 Consumer 501.8 534.0 529.9 534.3 542.8 545.1 540.9 534.5 534.1 535.1 540.3 542.4 10a Credit card and related plans -- 210.0 206.7 209.9 218.7 218.8 213.8 209.6 210.9 211.2 215.2 217.7 10b Other -- 324.0 323.2 324.4 324.1 326.3 327.1 324.9 323.2 324.0 325.0 324.7 11 Security (4) 142.2 163.6 171.2 171.1 181.0 178.1 171.9 170.0 165.2 174.4 177.7 165.7 12 Other loans and leases 390.7 413.1 416.1 419.9 428.7 429.1 426.8 431.7 429.0 428.3 429.9 433.6 13 Interbank loans 229.0 231.1 242.0 252.6 261.0 272.2 268.5 282.3 300.9 298.9 305.4 292.7 14 Cash assets (5) 262.4 263.8 267.9 263.2 286.5 289.1 266.2 258.0 261.7 259.1 280.2 254.9 15 Other assets (6) 368.2 401.0 410.0 402.4 403.5 414.6 418.8 430.1 436.0 423.7 423.5 411.5 16 TOTAL ASSETS (7) 5,681.6 5,987.7 6,012.9 6,041.0 6,139.5 6,192.7 6,163.8 6,181.5 6,221.5 6,219.9 6,252.2 6,201.5 L I A B I L I T I E S 17 Deposits 3,580.2 3,747.1 3,773.0 3,800.7 3,892.4 3,906.2 3,906.1 3,933.9 4,023.1 4,013.6 4,031.7 3,979.5 18 Transaction 619.6 602.6 605.1 607.4 631.2 620.5 599.5 601.1 601.5 605.0 632.7 634.5 19 Nontransaction 2,960.6 3,144.5 3,167.9 3,193.3 3,261.2 3,285.7 3,306.6 3,332.8 3,421.6 3,408.6 3,398.9 3,345.1 20 Large time 858.9 909.0 912.6 924.8 949.3 959.9 953.3 936.7 955.0 947.4 947.9 947.7 21 Other 2,101.7 2,235.5 2,255.3 2,268.5 2,311.9 2,325.8 2,353.3 2,396.1 2,466.6 2,461.2 2,451.0 2,397.4 22 Borrowings 1,148.2 1,210.6 1,206.9 1,211.3 1,245.0 1,279.6 1,261.6 1,242.1 1,261.9 1,268.4 1,279.9 1,293.9 23 From banks in the U.S. 375.2 373.8 369.3 369.5 398.6 403.6 400.3 398.7 411.0 411.9 409.7 416.5 24 From others 773.0 836.7 837.6 841.8 846.4 876.0 861.3 843.4 850.9 856.5 870.2 877.4 25 Net due to related foreign offices 239.6 264.1 253.0 246.6 230.6 225.4 225.5 232.5 162.7 173.4 175.7 175.7 26 Other liabilities 294.0 339.5 348.1 349.1 347.5 365.1 348.0 354.2 355.9 347.7 348.9 348.8 27 TOTAL LIABILITIES 5,262.0 5,561.3 5,581.0 5,607.7 5,715.6 5,776.2 5,741.1 5,762.7 5,803.6 5,803.1 5,836.2 5,798.0 28 Residual (assets less liabilities) (8) 419.5 426.4 431.9 433.3 423.9 416.5 422.7 418.8 417.9 416.8 416.0 403.5 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars May 4, 2001 Account 2000 2000 2000 2000 2000 2001 2001 2001 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Apr 4 Apr 11 Apr 18 Apr 25 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,339.4 4,562.9 4,560.2 4,578.3 4,616.7 4,651.7 4,670.0 4,668.2 4,678.3 4,689.7 4,691.6 4,704.8 2 Securities in bank credit 1,082.9 1,121.0 1,115.0 1,115.8 1,130.2 1,147.6 1,151.4 1,139.2 1,152.5 1,146.2 1,142.2 1,145.9 3 Treasury and Agency securities (2) 737.3 729.1 724.4 718.0 719.6 719.6 713.0 690.4 693.2 694.0 683.7 693.5 4 Other securities 345.5 391.9 390.7 397.9 410.6 428.0 438.4 448.8 459.3 452.2 458.5 452.4 5 Loans and leases in bank credit (3) 3,256.5 3,441.8 3,445.1 3,462.5 3,486.5 3,504.1 3,518.6 3,529.0 3,525.8 3,543.5 3,549.4 3,558.9 6 Commercial and industrial 835.1 875.6 879.1 881.0 885.4 895.3 900.3 897.7 890.7 892.5 894.9 896.1 7 Real estate 1,516.6 1,617.2 1,620.3 1,632.8 1,639.4 1,642.2 1,652.7 1,660.5 1,662.0 1,671.1 1,666.6 1,668.9 8 Revolving home equity 108.8 121.7 125.0 127.1 129.4 131.2 132.3 133.8 134.0 134.2 134.7 135.1 9 Other 1,407.8 1,495.5 1,495.3 1,505.7 1,510.0 1,510.9 1,520.4 1,526.7 1,527.9 1,536.9 1,531.9 1,533.8 10 Consumer 504.7 531.5 530.1 533.9 537.0 540.8 540.3 538.3 539.5 540.0 543.6 543.7 11 Security (4) 72.9 73.6 67.4 64.7 68.7 65.1 63.3 67.4 73.7 78.2 81.3 79.0 12 Other loans and leases 327.3 344.0 348.2 350.1 356.0 360.7 362.0 365.1 359.9 361.7 363.0 371.2 13 Interbank loans 196.5 214.9 219.4 219.1 225.2 240.9 238.1 244.4 253.8 253.9 263.0 273.6 14 Cash assets (5) 225.1 223.1 225.0 217.5 227.3 231.5 223.2 227.2 224.2 229.1 239.0 225.6 15 Other assets (6) 329.7 357.6 372.3 362.7 361.1 375.7 383.0 392.5 389.7 382.7 380.4 375.2 16 TOTAL ASSETS (7) 5,031.8 5,296.4 5,315.1 5,315.4 5,366.8 5,435.4 5,449.7 5,467.9 5,481.3 5,490.6 5,509.1 5,514.2 L I A B I L I T I E S 17 Deposits 3,193.2 3,387.5 3,405.5 3,401.5 3,467.6 3,505.4 3,510.1 3,546.1 3,588.9 3,583.3 3,601.8 3,597.6 18 Transaction 614.8 597.5 600.4 590.4 591.3 598.0 597.4 597.6 577.7 585.1 603.5 635.6 19 Nontransaction 2,578.3 2,790.0 2,805.1 2,811.1 2,876.3 2,907.4 2,912.7 2,948.5 3,011.1 2,998.2 2,998.3 2,961.9 20 Large time 489.7 544.1 545.6 547.2 563.9 567.5 568.8 567.7 573.4 569.2 563.7 559.3 21 Other 2,088.7 2,245.9 2,259.5 2,263.9 2,312.5 2,339.9 2,343.9 2,380.8 2,437.8 2,428.9 2,434.6 2,402.6 22 Borrowings 971.5 996.3 987.7 979.9 1,002.8 1,020.7 1,020.8 1,010.2 1,031.9 1,039.0 1,033.8 1,052.2 23 From banks in the U.S. 351.0 361.0 355.0 350.1 374.5 372.3 373.5 370.9 383.2 391.0 379.6 386.7 24 From others 620.4 635.4 632.7 629.8 628.3 648.4 647.3 639.3 648.7 648.0 654.3 665.5 25 Net due to related foreign offices 219.8 241.4 236.1 237.1 227.6 217.7 214.6 211.8 167.8 179.2 187.7 180.2 26 Other liabilities 222.1 260.8 268.2 271.8 272.8 285.2 266.6 272.6 271.8 268.5 269.6 260.6 27 TOTAL LIABILITIES 4,606.6 4,886.1 4,897.5 4,890.2 4,970.8 5,029.0 5,012.1 5,040.8 5,060.3 5,070.0 5,093.0 5,090.5 28 Residual (assets less liabilities) (8) 425.2 410.3 417.6 425.2 396.0 406.5 437.7 427.1 421.0 420.6 416.1 423.7 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars May 4, 2001 Account 2000 2000 2000 2000 2000 2001 2001 2001 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Apr 4 Apr 11 Apr 18 Apr 25 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,335.7 4,559.5 4,563.5 4,594.8 4,642.3 4,658.4 4,661.7 4,660.4 4,673.3 4,682.2 4,692.4 4,694.3 2 Securities in bank credit 1,088.5 1,116.8 1,111.9 1,119.9 1,135.8 1,152.8 1,153.2 1,143.3 1,157.0 1,150.2 1,144.9 1,143.9 3 Treasury and Agency securities (2) 744.4 725.6 719.4 719.1 719.3 721.8 714.8 696.3 701.7 701.9 689.5 695.2 4 Other securities 344.1 391.2 392.6 400.8 416.4 431.0 438.4 447.0 455.3 448.3 455.5 448.7 5 Loans and leases in bank credit (3) 3,247.2 3,442.7 3,451.6 3,475.0 3,506.6 3,505.6 3,508.5 3,517.1 3,516.3 3,532.0 3,547.5 3,550.5 6 Commercial and industrial 836.0 872.7 878.4 881.4 885.2 890.9 897.4 898.1 895.2 895.6 903.0 903.1 7 Real estate 1,509.9 1,620.1 1,623.6 1,638.3 1,644.0 1,641.2 1,646.2 1,653.1 1,655.5 1,666.3 1,662.1 1,665.0 8 Revolving home equity 107.4 122.9 126.0 127.7 129.5 130.4 131.2 132.2 132.2 132.6 133.7 134.8 9 Other 1,402.4 1,497.2 1,497.6 1,510.6 1,514.6 1,510.8 1,515.0 1,520.9 1,523.3 1,533.7 1,528.4 1,530.1 10 Consumer 501.8 534.0 529.9 534.3 542.8 545.1 540.9 534.5 534.1 535.1 540.3 542.4 10a Credit card and related plans -- 210.0 206.7 209.9 218.7 218.8 213.8 209.6 210.9 211.2 215.2 217.7 10d Other -- 324.0 323.2 324.4 324.1 326.3 327.1 324.9 323.2 324.0 325.0 324.7 11 Security (4) 75.5 69.9 70.3 69.2 74.7 67.6 65.1 69.4 70.4 75.1 80.4 74.5 12 Other loans and leases 324.1 346.0 349.4 351.7 359.7 360.8 358.9 361.9 361.1 359.9 361.7 365.5 13 Interbank loans 200.4 207.4 215.0 225.8 233.9 242.9 239.9 251.7 272.8 270.7 274.7 262.7 14 Cash assets (5) 217.0 220.1 225.0 222.5 243.8 244.9 224.1 218.8 221.4 221.1 242.7 217.8 15 Other assets (6) 328.3 357.8 369.3 362.4 365.6 376.3 381.2 391.2 394.1 383.7 381.4 372.4 16 TOTAL ASSETS (7) 5,022.5 5,282.5 5,311.2 5,343.2 5,422.1 5,458.5 5,442.4 5,457.6 5,497.3 5,493.2 5,526.6 5,482.6 L I A B I L I T I E S 17 Deposits 3,196.1 3,372.8 3,400.3 3,420.8 3,503.5 3,510.3 3,518.8 3,552.0 3,626.8 3,621.5 3,634.0 3,576.3 18 Transaction 608.8 592.3 594.3 596.4 619.8 609.6 589.4 591.9 591.9 594.7 623.1 624.5 19 Nontransaction 2,587.3 2,780.5 2,806.0 2,824.4 2,883.7 2,900.7 2,929.4 2,960.1 3,035.0 3,026.9 3,010.9 2,951.9 20 Large time 488.1 541.2 546.9 552.1 567.7 570.8 572.1 566.2 570.6 567.9 562.2 556.7 21 Other 2,099.2 2,239.2 2,259.0 2,272.3 2,315.9 2,329.9 2,357.3 2,393.9 2,464.3 2,459.0 2,448.7 2,395.1 22 Borrowings 971.0 993.2 985.9 988.3 1,005.7 1,038.0 1,024.4 1,008.6 1,023.1 1,024.2 1,035.4 1,062.0 23 From banks in the U.S. 355.5 353.9 350.3 350.9 376.4 378.5 377.9 374.5 385.5 390.4 383.4 391.4 24 From others 615.5 639.3 635.5 637.4 629.3 659.5 646.5 634.1 637.6 633.8 652.1 670.6 25 Net due to related foreign offices 218.4 240.6 236.3 239.0 227.7 218.6 217.4 210.6 164.7 173.0 181.8 181.8 26 Other liabilities 220.8 260.1 268.3 273.5 273.1 286.2 269.2 271.3 268.6 261.5 263.3 262.2 27 TOTAL LIABILITIES 4,606.3 4,866.7 4,890.7 4,921.6 5,010.0 5,053.1 5,029.8 5,042.5 5,083.2 5,080.2 5,114.6 5,082.3 28 Residual (assets less liabilities) (8) 416.2 415.9 420.5 421.5 412.1 405.4 412.6 415.1 414.1 413.0 412.1 400.2 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars May 4, 2001 Account 2000 2000 2000 2000 2000 2001 2001 2001 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Apr 4 Apr 11 Apr 18 Apr 25 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,454.8 2,552.3 2,537.3 2,535.8 2,553.5 2,571.3 2,582.7 2,590.1 2,601.5 2,610.0 2,606.3 2,611.9 2 Securities in bank credit 570.1 587.4 577.9 573.6 580.8 592.2 595.3 591.1 606.0 598.1 592.7 597.0 3 Treasury and Agency securities (2) 364.0 359.2 355.4 348.6 352.1 353.3 349.4 338.8 344.0 344.0 333.1 343.0 3a Trading account 21.2 22.8 21.2 21.6 28.8 34.2 37.5 35.4 41.1 41.7 32.5 26.8 3b Investment account 342.8 336.4 334.2 327.0 323.2 319.1 311.9 303.3 302.9 302.3 300.6 316.2 4 Other securities 206.1 228.2 222.5 225.0 228.7 238.9 245.9 252.3 262.0 254.1 259.5 254.0 4a Trading account 91.7 114.8 111.7 114.5 119.0 126.0 129.3 132.5 141.5 133.8 140.2 134.9 4b Investment account 114.4 113.4 110.7 110.6 109.8 112.9 116.6 119.9 120.5 120.2 119.3 119.1 4c State and local government 25.0 25.7 25.9 26.3 26.3 27.1 27.6 28.1 28.4 28.4 28.5 28.5 4d Other 89.4 87.6 84.8 84.3 83.5 85.8 89.0 91.8 92.1 91.9 90.8 90.6 5 Loans and leases in bank credit (3) 1,884.7 1,965.0 1,959.4 1,962.2 1,972.7 1,979.1 1,987.4 1,999.0 1,995.4 2,012.0 2,013.7 2,014.9 6 Commercial and industrial 571.5 590.8 591.5 590.8 594.6 599.9 602.9 599.5 592.5 594.7 596.6 596.2 6a Bankers acceptances 1.0 0.9 0.8 0.9 0.9 0.8 0.8 0.8 0.8 0.8 0.8 0.8 6b Other 570.5 589.9 590.7 590.0 593.8 599.1 602.1 598.8 591.7 594.0 595.8 595.4 7 Real estate 777.6 822.4 817.8 821.1 820.9 821.7 827.7 835.7 838.5 846.1 841.8 838.4 8 Revolving home equity 70.2 77.3 79.5 81.0 82.4 83.6 84.3 85.8 85.9 86.1 86.3 86.7 9 Other 707.4 745.1 738.4 740.1 738.5 738.1 743.4 749.9 752.6 760.0 755.5 751.7 10 Consumer 228.1 234.0 235.0 236.4 236.3 236.8 238.8 239.7 239.7 239.9 241.4 241.1 11 Security (4) 66.8 66.6 60.5 58.1 61.6 57.9 55.7 59.3 65.4 70.0 72.7 70.4 11a Fed funds and RPs with broker/dealer 45.7 46.4 42.8 41.7 46.2 41.7 39.4 43.6 48.9 53.4 57.2 52.6 11b Other 21.1 20.2 17.7 16.4 15.3 16.2 16.2 15.7 16.5 16.5 15.5 17.8 12a State and local government 12.5 12.8 12.8 12.7 12.5 12.6 12.6 12.7 12.6 12.6 12.6 12.6 12b Agricultural 9.5 9.5 9.5 9.6 9.7 9.8 10.0 10.1 10.1 10.1 10.0 10.2 12c Fed funds and RPs with others 14.6 16.2 17.0 19.0 21.0 25.7 26.1 26.0 21.9 24.8 22.0 21.1 12d All other loans 85.4 86.1 87.5 86.4 87.7 86.2 84.8 85.6 84.1 83.0 85.4 93.5 12e Lease financing receivables 118.8 126.5 127.8 128.1 128.4 128.4 128.8 130.3 130.6 130.8 131.2 131.4 13 Interbank loans 135.8 132.7 137.0 138.6 137.7 153.6 140.6 136.6 141.7 144.4 146.1 152.0 13a Fed funds and RPs with banks 67.1 57.7 59.1 62.1 63.8 78.9 70.3 70.3 79.8 79.9 82.7 88.6 13b Other 68.8 75.0 77.8 76.6 73.9 74.8 70.3 66.2 62.0 64.5 63.5 63.4 14 Cash assets (5) 147.6 142.8 143.8 139.0 144.1 146.0 137.3 141.6 137.5 143.6 153.8 138.2 15 Other assets (6) 225.1 249.2 259.8 254.1 248.5 260.2 262.5 271.4 263.4 258.5 258.1 269.3 16 TOTAL ASSETS (7) 2,928.6 3,041.4 3,042.3 3,031.8 3,047.1 3,093.8 3,085.4 3,102.1 3,106.3 3,118.7 3,126.7 3,133.7 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) May 4, 2001 Account 2000 2000 2000 2000 2000 2001 2001 2001 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Apr 4 Apr 11 Apr 18 Apr 25 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,633.5 1,650.5 1,652.9 1,642.2 1,672.1 1,679.9 1,673.3 1,699.5 1,724.6 1,719.5 1,728.9 1,713.8 18 Transaction 316.0 303.1 304.5 296.2 297.0 300.1 298.0 301.4 290.1 294.6 302.9 320.6 19 Nontransaction 1,317.5 1,347.4 1,348.4 1,346.0 1,375.1 1,379.8 1,375.3 1,398.0 1,434.5 1,425.0 1,426.0 1,393.1 20 Large time 241.0 257.6 256.2 254.4 265.1 267.0 262.5 264.6 269.4 265.3 261.9 257.7 21 Other 1,076.5 1,089.8 1,092.2 1,091.6 1,110.0 1,112.7 1,112.8 1,133.4 1,165.1 1,159.7 1,164.1 1,135.4 22 Borrowings 645.9 658.0 657.8 652.6 666.2 676.8 679.5 676.8 698.6 708.4 696.3 713.0 23 From banks in the U.S. 194.2 195.7 198.1 196.0 214.0 213.9 215.6 219.6 233.8 242.5 225.5 230.9 24 From others 451.8 462.3 459.7 456.7 452.3 462.9 463.9 457.2 464.7 465.9 470.8 482.2 25 Net due to related foreign offices 214.5 220.9 212.7 213.4 206.7 200.9 197.9 196.4 157.8 166.7 177.1 169.6 26 Other liabilities 163.9 210.6 216.1 217.9 218.7 231.8 212.2 216.6 215.2 212.1 213.3 207.3 27 TOTAL LIABILITIES 2,657.8 2,740.0 2,739.5 2,726.1 2,763.7 2,789.4 2,763.0 2,789.3 2,796.2 2,806.7 2,815.6 2,803.7 28 Residual (assets less liabilities) (8) 270.8 301.4 302.8 305.7 283.5 304.4 322.4 312.8 310.1 312.0 311.1 330.0 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars May 4, 2001 Account 2000 2000 2000 2000 2000 2001 2001 2001 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Apr 4 Apr 11 Apr 18 Apr 25 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,454.2 2,543.9 2,539.3 2,551.6 2,574.6 2,582.3 2,585.5 2,586.6 2,597.9 2,603.1 2,606.6 2,601.3 2 Securities in bank credit 573.6 583.5 577.2 579.4 587.2 598.0 599.0 593.0 607.3 599.1 592.7 592.2 3 Treasury and Agency securities (2) 368.9 356.1 352.8 351.4 352.7 356.1 353.1 342.4 349.3 348.9 336.2 342.0 3a Trading account 21.5 22.6 21.1 21.8 28.9 34.5 37.9 35.8 41.7 42.3 32.8 26.7 3b Investment account 347.5 333.5 331.8 329.6 323.8 321.6 315.2 306.6 307.6 306.6 303.4 315.3 3c Mortgage-backed 224.1 209.0 211.1 211.4 213.4 219.7 215.6 214.0 215.7 215.4 214.1 229.9 3d Other 123.3 124.5 120.7 118.2 110.4 101.9 99.6 92.5 91.9 91.2 89.3 85.4 3e 1 year or less 30.0 33.3 32.0 32.7 31.3 31.4 33.6 33.3 34.0 32.8 31.2 29.9 3f Between 1 and 5 years 54.6 53.8 51.6 49.9 45.0 38.4 37.0 34.1 33.3 33.9 32.1 29.3 3g More than 5 years 38.7 37.5 37.0 35.6 34.1 32.0 29.0 25.2 24.7 24.5 26.0 26.3 4 Other securities 204.6 227.5 224.4 228.0 234.5 241.9 246.0 250.5 258.0 250.2 256.5 250.2 4a Trading account 91.1 114.5 112.7 116.0 122.0 127.6 129.3 131.5 139.3 131.8 138.6 132.9 4b Investment account 113.6 113.0 111.7 112.0 112.5 114.3 116.6 119.0 118.7 118.4 117.9 117.3 4c State and local government 24.8 25.7 26.1 26.6 26.9 27.5 27.6 27.9 28.0 27.9 28.1 28.1 4d Other 88.8 87.3 85.6 85.4 85.6 86.8 89.0 91.1 90.7 90.5 89.8 89.2 5 Loans and leases in bank credit (3) 1,880.6 1,960.3 1,962.1 1,972.2 1,987.4 1,984.3 1,986.4 1,993.7 1,990.6 2,004.0 2,013.9 2,009.1 6 Commercial and industrial 572.4 589.3 591.3 592.0 593.7 596.4 601.7 600.3 596.6 596.7 602.3 600.1 6a Bankers acceptances 1.0 0.9 0.8 0.9 0.9 0.8 0.8 0.8 0.8 0.8 0.8 0.8 6b Other 571.4 588.5 590.4 591.1 592.8 595.6 601.0 599.5 595.8 595.9 601.5 599.3 7 Real estate 772.4 823.8 820.2 826.3 825.5 822.4 824.5 829.9 832.9 841.8 837.6 834.5 8 Revolving home equity 69.0 78.3 80.3 81.4 82.3 82.8 83.3 84.4 84.4 84.6 85.5 86.2 9a Other residential 425.2 460.4 454.3 457.5 455.9 454.5 454.6 459.0 462.5 471.0 465.1 460.4 9b Commercial 278.2 285.1 285.6 287.4 287.3 285.1 286.5 286.6 286.0 286.2 287.1 287.9 10 Consumer 227.5 233.1 232.8 234.9 238.3 240.3 240.9 239.4 239.1 239.8 242.1 242.3 10a Credit card and related plans -- 75.4 76.5 78.0 82.3 83.3 83.0 82.5 82.9 83.4 84.9 85.5 10f Other -- 157.7 156.3 156.9 156.1 157.0 157.9 156.9 156.2 156.4 157.2 156.8 11 Security (4) 69.2 63.0 63.3 62.2 67.4 60.5 57.5 61.1 61.4 66.2 71.6 66.5 11a Fed funds and RPs with broker/dealer 47.4 43.9 44.8 44.6 50.6 43.6 40.7 44.9 45.9 50.5 56.3 49.6 11b Other 21.8 19.1 18.5 17.6 16.8 16.9 16.8 16.1 15.5 15.7 15.3 16.8 12a State and local government 12.5 12.8 12.8 12.7 12.5 12.6 12.6 12.7 12.6 12.6 12.6 12.6 12b Agricultural 9.2 9.6 9.6 9.6 9.7 9.8 9.8 9.9 9.9 9.9 9.9 10.1 12c Fed funds and RPs with others 14.6 16.2 17.0 19.0 21.0 25.7 26.1 26.0 21.9 24.8 22.0 21.1 12d All other loans 83.4 87.1 87.6 87.7 90.6 86.2 83.1 83.7 85.2 81.2 84.6 90.8 12e Lease financing receivables 119.3 125.2 127.5 127.8 128.7 130.4 130.2 130.8 131.1 131.1 131.2 131.2 13 Interbank loans 136.5 128.3 131.4 139.5 141.5 155.1 139.5 137.7 145.3 144.4 150.0 151.5 13a Fed funds and RPs with banks 67.5 55.8 56.8 62.5 65.6 79.6 69.8 70.9 81.8 79.9 84.8 88.3 13b Other 69.1 72.5 74.6 77.0 76.0 75.6 69.7 66.8 63.5 64.5 65.1 63.2 14 Cash assets (5) 142.2 139.3 143.3 140.1 155.4 156.9 139.1 136.8 136.3 138.9 159.5 136.1 15 Other assets (6) 223.8 249.4 256.8 253.7 253.0 260.8 260.7 270.1 267.8 259.6 259.1 266.4 16 TOTAL ASSETS (7) 2,921.8 3,024.9 3,035.4 3,049.0 3,087.9 3,118.0 3,087.1 3,093.5 3,109.8 3,108.4 3,137.6 3,117.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) May 4, 2001 Account 2000 2000 2000 2000 2000 2001 2001 2001 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Apr 4 Apr 11 Apr 18 Apr 25 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,631.6 1,641.3 1,646.8 1,649.4 1,689.9 1,686.1 1,681.1 1,697.9 1,741.9 1,737.3 1,749.8 1,702.7 18 Transaction 311.8 298.0 299.0 298.5 314.8 309.1 294.9 297.7 299.4 300.9 319.1 318.9 19 Nontransaction 1,319.7 1,343.3 1,347.8 1,350.8 1,375.1 1,377.0 1,386.2 1,400.2 1,442.5 1,436.5 1,430.7 1,383.7 20 Large time 239.4 254.8 257.6 259.2 269.0 270.4 265.8 263.1 266.7 263.9 260.3 255.1 21 Other 1,080.4 1,088.5 1,090.1 1,091.6 1,106.1 1,106.7 1,120.4 1,137.1 1,175.8 1,172.5 1,170.4 1,128.6 22 Borrowings 645.5 654.9 656.0 661.1 669.1 694.0 683.1 675.2 689.8 693.5 697.9 722.9 23 From banks in the U.S. 198.6 188.7 193.4 196.8 215.8 220.1 220.0 223.2 236.1 241.8 229.3 235.6 24 From others 446.9 466.2 462.6 464.3 453.3 473.9 463.1 452.0 453.7 451.7 468.6 487.3 25 Net due to related foreign offices 213.1 220.0 212.8 215.4 206.8 201.8 200.8 195.2 154.7 160.5 171.2 171.2 26 Other liabilities 162.6 209.8 216.1 219.7 219.0 232.8 214.8 215.3 212.0 205.1 207.0 208.9 27 TOTAL LIABILITIES 2,652.7 2,726.0 2,731.7 2,745.4 2,784.8 2,814.8 2,779.8 2,783.6 2,798.4 2,796.5 2,825.9 2,805.6 28 Residual (assets less liabilities) (8) 269.1 298.9 303.7 303.6 303.1 303.2 307.4 309.9 311.4 311.8 311.7 312.3 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars May 4, 2001 Account 2000 2000 2000 2000 2000 2001 2001 2001 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Apr 4 Apr 11 Apr 18 Apr 25 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,884.6 2,010.5 2,022.9 2,042.5 2,063.2 2,080.4 2,087.3 2,078.2 2,076.8 2,079.6 2,085.2 2,092.9 2 Securities in bank credit 512.8 533.7 537.2 542.2 549.4 555.4 556.1 548.1 546.5 548.1 549.5 548.9 3 Treasury and Agency securities (2) 373.3 369.9 369.0 369.4 367.5 366.3 363.6 351.6 349.1 350.0 350.5 350.5 4 Other securities 139.5 163.7 168.2 172.8 181.9 189.1 192.5 196.5 197.4 198.1 199.0 198.5 5 Loans and leases in bank credit (3) 1,371.8 1,476.9 1,485.7 1,500.3 1,513.8 1,525.1 1,531.2 1,530.1 1,530.3 1,531.5 1,535.7 1,544.0 6 Commercial and industrial 263.7 284.8 287.6 290.1 290.8 295.4 297.4 298.2 298.2 297.8 298.3 299.9 7 Real estate 739.0 794.8 802.4 811.7 818.5 820.4 825.0 824.9 823.5 825.0 824.8 830.5 8 Revolving home equity 38.5 44.3 45.5 46.1 47.0 47.6 48.0 48.0 48.1 48.1 48.3 48.4 9 Other 700.4 750.5 757.0 765.6 771.5 772.8 777.0 776.8 775.4 776.9 776.4 782.1 10 Consumer 276.6 297.4 295.1 297.5 300.7 304.0 301.6 298.6 299.7 300.1 302.2 302.6 11 Security (4) 6.0 7.0 6.9 6.7 7.1 7.2 7.6 8.1 8.3 8.2 8.6 8.6 12 Other loans and leases 86.5 92.9 93.7 94.3 96.8 98.0 99.6 100.3 100.6 100.4 101.9 102.3 13 Interbank loans 60.7 82.2 82.5 80.4 87.5 87.3 97.5 107.8 112.1 109.5 116.9 121.5 14 Cash assets (5) 77.5 80.3 81.2 78.6 83.2 85.4 86.0 85.6 86.7 85.5 85.2 87.3 15 Other assets (6) 104.6 108.4 112.5 108.7 112.6 115.5 120.5 121.1 126.3 124.2 122.2 105.9 16 TOTAL ASSETS (7) 2,103.2 2,255.0 2,272.8 2,283.6 2,319.7 2,341.7 2,364.4 2,365.8 2,375.0 2,371.9 2,382.4 2,380.5 L I A B I L I T I E S 17 Deposits 1,559.6 1,737.0 1,752.6 1,759.3 1,795.6 1,825.5 1,836.7 1,846.7 1,864.2 1,863.8 1,872.9 1,883.8 18 Transaction 298.8 294.4 295.9 294.2 294.3 297.9 299.4 296.2 287.6 290.6 300.6 315.0 19 Nontransaction 1,260.8 1,442.6 1,456.7 1,465.1 1,501.2 1,527.6 1,537.4 1,550.5 1,576.6 1,573.2 1,572.3 1,568.8 20 Large time 248.7 286.5 289.3 292.8 298.7 300.5 306.3 303.1 303.9 303.9 301.8 301.6 21 Other 1,012.1 1,156.1 1,167.3 1,172.3 1,202.5 1,227.2 1,231.1 1,247.4 1,272.7 1,269.3 1,270.5 1,267.1 22 Borrowings 325.6 338.3 329.9 327.3 336.6 343.9 341.3 333.4 333.4 330.7 337.6 339.1 23 From banks in the U.S. 156.9 165.2 156.9 154.1 160.5 158.3 157.9 151.3 149.4 148.6 154.1 155.8 24 From others 168.7 173.1 173.0 173.2 176.0 185.6 183.4 182.1 184.0 182.1 183.5 183.3 25 Net due to related foreign offices 5.4 20.6 23.4 23.7 20.9 16.8 16.7 15.4 9.9 12.5 10.6 10.6 26 Other liabilities 58.2 50.3 52.1 53.9 54.1 53.4 54.4 56.0 56.6 56.3 56.3 53.3 27 TOTAL LIABILITIES 1,948.8 2,146.1 2,158.0 2,164.1 2,207.2 2,239.6 2,249.1 2,251.5 2,264.1 2,263.3 2,277.4 2,286.8 28 Residual (assets less liabilities) (8) 154.4 108.9 114.8 119.5 112.5 102.1 115.3 114.3 110.9 108.6 105.0 93.7 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars May 4, 2001 Account 2000 2000 2000 2000 2000 2001 2001 2001 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Apr 4 Apr 11 Apr 18 Apr 25 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,881.6 2,015.7 2,024.3 2,043.3 2,067.7 2,076.1 2,076.2 2,073.8 2,075.4 2,079.1 2,085.9 2,093.0 2 Securities in bank credit 514.9 533.3 534.7 540.5 548.6 554.8 554.1 550.3 549.7 551.1 552.2 551.6 3 Treasury and Agency securities (2) 375.5 369.6 366.5 367.6 366.7 365.7 361.7 353.9 352.4 353.0 353.2 353.2 4 Other securities 139.5 163.7 168.2 172.8 181.9 189.1 192.5 196.5 197.4 198.1 199.0 198.5 5 Loans and leases in bank credit (3) 1,366.6 1,482.4 1,489.5 1,502.8 1,519.1 1,521.4 1,522.1 1,523.4 1,525.7 1,528.0 1,533.6 1,541.4 6 Commercial and industrial 263.6 283.3 287.2 289.4 291.6 294.5 295.7 297.9 298.6 298.9 300.7 303.0 7 Real estate 737.5 796.3 803.3 812.1 818.5 818.8 821.7 823.3 822.6 824.5 824.5 830.5 8 Revolving home equity 38.4 44.5 45.7 46.4 47.1 47.6 47.8 47.9 47.8 48.0 48.3 48.6 9 Other 699.1 751.7 757.6 765.7 771.4 771.2 773.9 775.4 774.8 776.5 776.3 781.9 10 Consumer 274.3 300.9 297.1 299.5 304.5 304.8 300.0 295.1 295.0 295.3 298.2 300.1 10a Credit card and related plans -- 134.6 130.2 131.9 136.4 135.5 130.9 127.1 128.0 127.8 130.3 132.2 10h Other -- 166.3 166.9 167.6 168.0 169.3 169.2 168.0 167.0 167.6 167.8 167.9 11 Security (4) 6.2 6.9 7.0 7.0 7.3 7.1 7.6 8.4 9.0 8.9 8.8 8.1 12 Other loans and leases 85.1 95.0 94.9 94.8 97.2 96.1 97.0 98.9 100.5 100.3 101.3 99.7 13 Interbank loans 63.9 79.1 83.6 86.3 92.4 87.8 100.4 114.0 127.5 126.3 124.8 111.3 14 Cash assets (5) 74.8 80.8 81.7 82.4 88.4 88.0 85.0 82.0 85.2 82.2 83.2 81.6 15 Other assets (6) 104.6 108.4 112.5 108.7 112.6 115.5 120.5 121.1 126.3 124.2 122.2 105.9 16 TOTAL ASSETS (7) 2,100.6 2,257.6 2,275.8 2,294.2 2,334.2 2,340.5 2,355.3 2,364.0 2,387.5 2,384.8 2,389.0 2,364.7 L I A B I L I T I E S 17 Deposits 1,564.5 1,731.5 1,753.5 1,771.4 1,813.6 1,824.2 1,837.7 1,854.1 1,884.9 1,884.2 1,884.2 1,873.7 18 Transaction 296.9 294.3 295.3 297.9 305.1 300.5 294.5 294.2 292.4 293.8 303.9 305.5 19 Nontransaction 1,267.5 1,437.2 1,458.2 1,473.5 1,508.6 1,523.7 1,543.2 1,559.9 1,592.5 1,590.4 1,580.2 1,568.1 20 Large time 248.7 286.5 289.3 292.8 298.7 300.5 306.3 303.1 303.9 303.9 301.8 301.6 21 Other 1,018.8 1,150.7 1,168.9 1,180.7 1,209.8 1,223.2 1,236.9 1,256.8 1,288.6 1,286.4 1,278.4 1,266.5 22 Borrowings 325.6 338.3 329.9 327.3 336.6 343.9 341.3 333.4 333.4 330.7 337.6 339.1 23 From banks in the U.S. 156.9 165.2 156.9 154.1 160.5 158.3 157.9 151.3 149.4 148.6 154.1 155.8 24 From others 168.7 173.1 173.0 173.2 176.0 185.6 183.4 182.1 184.0 182.1 183.5 183.3 25 Net due to related foreign offices 5.4 20.6 23.4 23.7 20.9 16.8 16.7 15.4 9.9 12.5 10.6 10.6 26 Other liabilities 58.2 50.3 52.1 53.9 54.1 53.4 54.4 56.0 56.6 56.3 56.3 53.3 27 TOTAL LIABILITIES 1,953.6 2,140.6 2,159.0 2,176.2 2,225.2 2,238.3 2,250.0 2,258.9 2,284.8 2,283.7 2,288.6 2,276.8 28 Residual (assets less liabilities) (8) 147.0 117.0 116.8 118.0 109.0 102.2 105.2 105.1 102.6 101.2 100.3 87.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars May 4, 2001 Account 2000 2000 2000 2000 2000 2001 2001 2001 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Apr 4 Apr 11 Apr 18 Apr 25 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 548.5 596.7 587.4 588.1 599.5 614.8 610.4 620.3 625.6 630.8 611.4 612.7 2 Securities in bank credit 196.2 211.4 201.8 195.5 205.1 208.9 199.9 205.4 214.7 215.3 212.3 216.6 3 Treasury and Agency securities (2) 77.9 75.6 70.0 68.1 69.3 67.3 64.5 67.8 74.4 74.5 72.7 80.0 4 Other securities 118.3 135.8 131.8 127.5 135.8 141.6 135.3 137.6 140.3 140.8 139.6 136.6 5 Loans and leases in bank credit (3) 352.3 385.3 385.6 392.6 394.4 405.9 410.5 414.9 410.9 415.4 399.1 396.1 6 Commercial and industrial 198.0 204.9 203.7 206.1 209.0 214.5 218.2 220.2 218.8 221.7 220.6 221.8 7 Real estate 17.2 18.2 18.1 18.5 18.6 18.9 18.7 18.4 18.0 18.3 18.2 17.8 11 Security (4) 70.5 94.9 96.7 100.3 100.1 105.2 105.8 106.4 106.2 106.9 92.9 88.8 12 Other loans and leases 66.6 67.3 67.1 67.7 66.7 67.2 67.8 69.8 67.9 68.5 67.6 67.7 13 Interbank loans 28.6 23.7 27.0 26.8 27.0 29.2 28.5 30.6 28.0 28.3 30.7 29.9 14 Cash assets (5) 47.0 44.6 42.1 38.5 39.9 41.6 41.9 40.7 41.9 39.9 39.0 38.8 15 Other assets (6) 39.1 43.5 41.3 40.0 36.1 37.1 36.6 38.3 42.4 40.8 43.3 40.4 16 TOTAL ASSETS (7) 662.8 708.1 697.4 693.1 702.2 722.3 717.1 729.5 737.6 739.3 724.0 721.4 L I A B I L I T I E S 17 Deposits 379.4 381.6 378.9 377.2 378.3 385.9 379.1 377.4 393.5 391.2 395.8 399.1 18 Transaction 11.1 10.0 10.7 10.8 10.7 10.7 10.3 9.4 9.9 11.0 10.2 10.7 19 Nontransaction 368.3 371.6 368.2 366.4 367.6 375.3 368.9 368.0 383.6 380.2 385.5 388.4 22 Borrowings 177.2 217.3 221.0 223.0 239.4 241.6 237.2 233.5 238.8 244.2 244.5 231.9 23 From banks in the U.S. 19.7 20.0 19.0 18.6 22.2 25.1 22.3 24.2 25.5 21.5 26.4 25.1 24 From others 157.5 197.4 202.1 204.4 217.2 216.5 214.8 209.3 213.3 222.6 218.1 206.8 25 Net due to related foreign offices 21.1 21.5 16.5 7.3 -1.9 3.5 4.7 21.7 -1.2 2.6 -2.1 4.7 26 Other liabilities 73.1 78.5 79.7 75.4 72.3 77.5 77.4 82.9 87.7 87.2 87.5 91.6 27 TOTAL LIABILITIES 650.8 699.0 696.1 682.8 688.1 708.6 698.4 715.5 718.8 725.1 725.7 727.2 28 Residual (assets less liabilities) (8) 12.0 9.1 1.3 10.2 14.1 13.7 18.7 14.0 18.7 14.2 -1.7 -5.8 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars May 4, 2001 Account 2000 2000 2000 2000 2000 2001 2001 2001 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Apr 4 Apr 11 Apr 18 Apr 25 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 545.6 594.9 591.4 590.8 610.2 622.9 613.6 615.5 614.4 620.9 615.5 613.0 2 Securities in bank credit (2) 196.2 211.4 201.8 195.5 205.1 208.9 199.9 205.4 214.7 215.3 212.3 216.6 3 Treasury and Agency securities 77.9 75.6 70.0 68.1 69.3 67.3 64.5 67.8 74.4 74.5 72.7 80.0 3a Trading account 9.3 14.1 11.8 10.9 11.8 11.2 10.5 9.5 12.6 13.2 12.4 19.0 3b Investment account 68.6 61.5 58.2 57.2 57.5 56.1 54.1 58.3 61.8 61.4 60.2 61.0 4 Other securities 118.3 135.8 131.8 127.5 135.8 141.6 135.3 137.6 140.3 140.8 139.6 136.6 4a Trading account 75.1 91.6 90.5 88.0 90.6 95.8 91.2 94.4 97.5 97.7 96.2 93.7 4b Investment account 43.1 44.2 41.3 39.4 45.2 45.8 44.1 43.2 42.8 43.0 43.4 42.9 5 Loans and leases in bank credit (3) 349.4 383.5 389.7 395.3 405.1 414.0 413.8 410.0 399.7 405.6 403.3 396.4 6 Commercial and industrial 198.9 204.6 203.9 206.7 211.3 216.2 220.4 221.3 219.0 219.5 219.6 219.2 7 Real estate 17.2 18.2 18.1 18.5 18.6 18.9 18.7 18.4 18.0 18.3 18.2 17.8 11 Security (4) 66.8 93.7 100.9 101.8 106.2 110.5 106.8 100.5 94.8 99.3 97.3 91.2 12 Other loans and leases 66.6 67.0 66.7 68.2 69.0 68.3 67.9 69.8 67.9 68.4 68.3 68.2 13 Interbank loans 28.6 23.7 27.0 26.8 27.0 29.2 28.5 30.6 28.0 28.3 30.7 29.9 14 Cash assets (5) 45.4 43.7 42.9 40.6 42.7 44.2 42.0 39.3 40.3 37.9 37.5 37.2 15 Other assets (6) 39.8 43.2 40.7 40.0 37.9 38.3 37.6 38.9 41.8 40.0 42.2 39.2 16 TOTAL ASSETS (7) 659.1 705.1 701.7 697.9 717.5 734.2 721.4 723.9 724.2 726.7 725.6 718.9 L I A B I L I T I E S 17 Deposits 384.1 374.3 372.7 379.9 388.9 395.8 387.3 381.9 396.3 392.1 397.7 403.2 18 Transaction 10.9 10.3 10.8 11.0 11.4 10.9 10.0 9.2 9.6 10.3 9.6 10.0 19 Nontransaction 373.3 364.0 361.9 368.9 377.6 385.0 377.2 372.7 386.6 381.7 388.0 393.2 22 Borrowings 177.2 217.3 221.0 223.0 239.4 241.6 237.2 233.5 238.8 244.2 244.5 231.9 23 From banks in the U.S. 19.7 20.0 19.0 18.6 22.2 25.1 22.3 24.2 25.5 21.5 26.4 25.1 24 From others 157.5 197.4 202.1 204.4 217.2 216.5 214.8 209.3 213.3 222.6 218.1 206.8 25 Net due to related foreign offices 21.2 23.5 16.7 7.6 2.9 6.8 8.0 21.9 -2.0 0.4 -6.1 -6.1 26 Other liabilities 73.1 79.5 79.8 75.6 74.4 78.9 78.8 82.9 87.3 86.2 85.6 86.6 27 TOTAL LIABILITIES 655.7 694.6 690.3 686.0 705.6 723.1 711.3 720.2 720.4 722.8 721.7 715.6 28 Residual (assets less liabilities) (8) 3.4 10.5 11.4 11.8 11.8 11.1 10.1 3.7 3.8 3.8 3.9 3.3 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 13 MEMO ITEMS Not seasonally adjusted, billions of dollars May 4, 2001 Account 2000 2000 2000 2000 2000 2001 2001 2001 Week ending Mar Sep Oct Nov Dec Jan Feb Mar Apr 4 Apr 11 Apr 18 Apr 25 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers 29 Reval. gains on off-bal. sheet items (9) 65.7 74.4 70.9 68.0 77.8 79.5 77.6 80.6 87.7 76.9 84.3 76.2 30 Reval. losses on off-bal. sheet items (9) 64.0 73.9 72.8 72.6 83.1 82.5 81.0 79.8 87.6 75.8 77.4 68.9 31 Mortgage-backed securities (10) 254.7 239.0 240.5 240.6 242.6 248.0 244.5 244.8 246.6 246.1 244.7 260.5 31a Pass-through 177.3 170.9 173.9 174.3 177.5 182.8 179.5 181.5 186.3 185.1 184.1 198.0 31b CMO, REMIC, and other 77.4 68.0 66.6 66.4 65.0 65.2 65.0 63.3 60.3 61.0 60.6 62.4 32 Net unrealized gains (losses) on -9.6 -6.9 -4.2 -1.2 1.4 -2.5 -0.6 -0.3 -0.0 0.0 -0.0 -0.3 available-for-sale securities (11) 33 Offshore credit to U.S. residents (12) 24.1 22.1 22.3 23.1 23.4 23.0 22.7 22.6 21.6 21.8 21.5 21.5 34 Securitized consumer loans (13) -- 85.9 80.8 80.5 82.2 82.4 80.8 80.2 79.5 79.5 78.6 78.4 34a Credit card and related plans -- 71.8 67.2 67.3 68.6 68.5 67.3 67.3 67.0 66.9 66.1 66.0 34b Other -- 14.1 13.6 13.2 13.6 13.9 13.4 12.9 12.6 12.5 12.4 12.4 35 Securitized business loans (13) -- 15.3 15.2 17.8 18.6 18.4 18.6 18.7 18.7 18.6 18.6 18.6 SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers 31 Mortgage-backed securities (10) 203.8 210.8 211.6 213.0 214.5 218.0 222.3 228.9 235.0 236.7 236.9 237.6 34 Securitized consumer loans (13) -- 222.3 224.5 225.6 231.1 231.4 235.6 238.5 240.0 241.3 240.4 241.7 34a Credit card and related plans -- 214.0 215.2 216.1 221.9 222.4 226.8 229.9 231.6 232.7 231.9 233.2 34b Other -- 8.3 9.3 9.5 9.1 9.0 8.8 8.5 8.4 8.6 8.5 8.5 FOREIGN-RELATED INSTITUTIONS 29 Reval. gains on off-bal. sheet items (9) 42.0 48.4 47.3 44.6 45.5 50.8 49.6 52.4 54.5 54.0 54.2 53.0 30 Reval. losses on off-bal. sheet items (9) 40.5 45.1 44.7 40.8 41.3 46.9 47.4 49.9 51.7 51.0 51.2 50.1 35 Securitized business loans (13) -- 23.1 23.0 22.8 23.1 23.2 22.4 21.5 20.6 20.3 20.2 19.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Footnotes Page 14 May 4, 2001 Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises. 3. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 4. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 5. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 6. Excludes the due-from position with related foreign offices, which is included in line 25. 7. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 8. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 9. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 12. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses. 13. Total amount outstanding.