H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars July 6, 2001 Account 2000 2000 2000 2001 2001 2001 2001 2001 Week ending May Nov Dec Jan Feb Mar Apr May Jun 6 Jun 13 Jun 20 Jun 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 5,005.8 5,166.5 5,216.3 5,265.2 5,275.8 5,287.1 5,309.0 5,317.6 5,330.3 5,312.6 5,314.5 5,308.2 2 Securities in bank credit 1,311.1 1,311.4 1,335.4 1,356.6 1,350.8 1,345.3 1,360.9 1,369.2 1,388.5 1,383.2 1,376.1 1,370.1 3 Treasury and Agency securities (2) 819.0 785.9 788.7 786.3 777.6 758.7 767.1 769.7 776.6 772.4 764.1 760.5 4 Other securities 492.1 525.4 546.7 570.3 573.2 586.6 593.8 599.5 612.0 610.9 612.0 609.6 5 Loans and leases in bank credit (3) 3,694.7 3,855.1 3,880.9 3,908.6 3,925.0 3,941.7 3,948.1 3,948.4 3,941.8 3,929.4 3,938.5 3,938.1 6 Commercial and industrial 1,058.7 1,084.1 1,089.7 1,103.2 1,109.1 1,108.5 1,105.1 1,101.9 1,092.0 1,087.2 1,088.0 1,081.7 7 Real estate 1,577.2 1,650.4 1,656.2 1,658.7 1,669.5 1,677.5 1,684.1 1,694.5 1,699.1 1,696.3 1,696.3 1,696.1 8 Revolving home equity 114.2 126.8 129.9 132.3 134.0 135.9 137.2 138.7 139.2 139.1 139.6 140.5 9 Other 1,463.0 1,523.6 1,526.2 1,526.4 1,535.5 1,541.6 1,546.9 1,555.8 1,559.9 1,557.2 1,556.7 1,555.6 10 Consumer 511.1 537.2 542.3 547.0 546.6 544.9 549.2 553.0 551.9 550.2 552.7 551.2 11 Security (4) 148.7 165.0 168.7 169.9 168.2 173.5 174.1 163.0 163.3 164.6 165.3 174.1 12 Other loans and leases 398.9 418.5 424.1 429.8 431.7 437.3 435.5 436.0 435.6 431.1 436.2 435.0 13 Interbank loans 227.8 245.9 252.2 270.3 267.0 275.9 293.1 287.1 267.3 272.0 283.1 270.3 14 Cash assets (5) 273.7 256.1 267.2 273.4 265.4 268.4 270.6 263.7 247.7 253.3 256.4 256.4 15 Other assets (6) 378.9 402.7 397.1 412.0 414.0 430.2 429.8 423.8 418.1 417.0 412.9 423.7 16 TOTAL ASSETS (7) 5,826.3 6,008.5 6,068.9 6,156.1 6,157.2 6,196.8 6,237.3 6,227.0 6,198.4 6,190.0 6,202.0 6,193.6 L I A B I L I T I E S 17 Deposits 3,630.8 3,781.1 3,847.6 3,892.0 3,890.5 3,925.0 3,987.5 4,000.9 4,023.4 4,035.9 4,026.5 4,026.1 18 Transaction 629.8 601.2 601.9 608.2 607.7 606.9 610.3 613.9 576.7 593.3 608.1 620.7 19 Nontransaction 3,001.0 3,179.8 3,245.7 3,283.8 3,282.9 3,318.1 3,377.2 3,387.0 3,446.7 3,442.7 3,418.4 3,405.5 20 Large time 877.6 917.4 934.7 941.8 936.8 935.0 947.8 962.2 975.1 974.7 972.8 968.9 21 Other 2,123.5 2,262.5 2,311.0 2,342.1 2,346.0 2,383.2 2,429.4 2,424.8 2,471.6 2,467.9 2,445.6 2,436.6 22 Borrowings 1,204.6 1,202.9 1,242.4 1,264.2 1,259.2 1,243.5 1,278.1 1,247.7 1,220.8 1,206.1 1,199.9 1,215.7 23 From banks in the U.S. 382.0 368.7 396.7 397.3 396.2 395.5 405.4 385.2 382.9 383.5 385.1 380.8 24 From others 822.6 834.2 845.7 866.9 863.0 848.0 872.7 862.4 837.9 822.6 814.8 834.9 25 Net due to related foreign offices 254.8 244.3 225.8 221.2 219.4 233.2 189.7 207.0 179.0 172.3 194.2 186.4 26 Other liabilities 313.5 347.2 345.5 365.0 343.2 355.1 349.2 339.2 351.4 367.7 370.5 354.2 27 TOTAL LIABILITIES 5,403.7 5,575.4 5,661.4 5,742.4 5,712.3 5,756.8 5,804.4 5,794.7 5,774.7 5,782.1 5,791.1 5,782.5 28 Residual (assets less liabilities) (8) 422.5 433.1 407.5 413.7 444.9 440.0 432.9 432.3 423.7 408.0 410.9 411.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars July 6, 2001 Account 2000 2000 2000 2001 2001 2001 2001 2001 Week ending May Nov Dec Jan Feb Mar Apr May Jun 6 Jun 13 Jun 20 Jun 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,998.0 5,185.6 5,252.7 5,280.1 5,270.8 5,274.4 5,301.4 5,306.9 5,325.4 5,307.6 5,299.8 5,299.9 2 Securities in bank credit 1,311.0 1,315.4 1,341.0 1,361.8 1,352.6 1,349.4 1,362.5 1,368.4 1,393.1 1,384.8 1,373.3 1,366.1 3 Treasury and Agency securities (2) 820.3 787.0 788.5 788.5 779.3 764.6 772.0 770.5 780.9 773.7 762.8 758.6 4 Other securities 490.6 528.3 552.5 573.3 573.3 584.8 590.5 597.9 612.2 611.1 610.4 607.5 5 Loans and leases in bank credit (3) 3,687.0 3,870.2 3,911.7 3,918.3 3,918.2 3,924.9 3,938.9 3,938.5 3,932.3 3,922.8 3,926.6 3,933.9 6 Commercial and industrial 1,061.3 1,085.1 1,091.9 1,100.4 1,108.4 1,110.0 1,109.8 1,104.2 1,093.5 1,086.7 1,089.3 1,085.9 7 Real estate 1,577.5 1,656.0 1,660.8 1,657.7 1,662.9 1,670.1 1,679.7 1,694.9 1,700.0 1,697.2 1,690.9 1,696.8 8 Revolving home equity 114.2 127.5 130.0 131.5 132.8 134.3 136.2 138.8 139.0 139.2 139.8 141.0 9 Other 1,463.3 1,528.5 1,530.8 1,526.2 1,530.1 1,535.8 1,543.5 1,556.2 1,560.9 1,557.9 1,551.1 1,555.8 10 Consumer 510.0 537.6 548.2 551.4 547.2 541.2 546.1 550.8 548.2 546.1 548.4 551.9 10a Credit card and related plans -- 209.3 218.2 218.3 213.3 209.1 214.2 218.8 217.1 215.0 216.6 219.8 10b Other -- 328.2 329.9 333.1 333.9 332.0 331.9 332.0 331.1 331.1 331.8 332.2 11 Security (4) 143.3 171.0 180.8 177.7 171.0 169.6 169.8 157.0 155.4 163.6 164.5 166.4 12 Other loans and leases 394.9 420.6 430.0 431.0 428.7 434.1 433.5 431.6 435.2 429.2 433.4 432.9 13 Interbank loans 226.7 252.6 260.9 272.3 268.8 283.2 299.2 280.3 272.9 274.3 274.8 256.8 14 Cash assets (5) 271.8 263.1 286.5 289.4 266.4 258.5 266.4 261.7 246.6 246.4 252.6 245.5 15 Other assets (6) 379.0 402.4 403.3 413.9 413.1 429.5 429.7 424.0 420.1 418.2 412.3 422.2 16 TOTAL ASSETS (7) 5,815.5 6,041.0 6,139.5 6,191.3 6,154.2 6,180.8 6,231.7 6,207.7 6,199.7 6,181.4 6,174.5 6,159.4 L I A B I L I T I E S 17 Deposits 3,619.1 3,803.1 3,894.2 3,906.8 3,907.5 3,935.4 4,006.7 3,988.9 4,030.4 4,028.9 3,988.6 3,977.3 18 Transaction 619.9 607.4 631.1 620.0 599.5 600.9 616.5 604.2 579.5 594.0 601.4 608.5 19 Nontransaction 2,999.2 3,195.6 3,263.0 3,286.9 3,308.0 3,334.5 3,390.2 3,384.7 3,450.9 3,434.9 3,387.2 3,368.9 20 Large time 876.5 924.8 948.6 954.8 948.5 938.1 949.1 960.9 971.5 968.9 962.4 955.6 21 Other 2,122.7 2,270.9 2,314.4 2,332.1 2,359.5 2,396.3 2,441.1 2,423.8 2,479.3 2,466.0 2,424.8 2,413.2 22 Borrowings 1,211.2 1,211.3 1,245.3 1,281.4 1,262.8 1,241.8 1,278.8 1,252.7 1,218.7 1,195.4 1,214.6 1,217.0 23 From banks in the U.S. 385.7 369.5 398.6 403.5 400.6 399.1 408.6 388.4 384.4 381.5 389.1 380.4 24 From others 825.5 841.8 846.7 877.9 862.2 842.7 870.2 864.4 834.3 813.9 825.5 836.6 25 Net due to related foreign offices 254.6 246.6 230.6 225.4 225.5 232.2 182.7 206.2 179.5 167.5 185.0 185.0 26 Other liabilities 314.3 349.1 347.9 367.4 347.2 353.9 344.2 339.9 351.9 364.9 364.9 354.8 27 TOTAL LIABILITIES 5,399.2 5,610.1 5,718.0 5,781.1 5,742.9 5,763.3 5,812.4 5,787.7 5,780.4 5,756.8 5,753.1 5,734.1 28 Residual (assets less liabilities) (8) 416.3 430.9 421.5 410.2 411.3 417.6 419.3 420.1 419.3 424.6 421.4 425.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars July 6, 2001 Account 2000 2000 2000 2001 2001 2001 2001 2001 Week ending May Nov Dec Jan Feb Mar Apr May Jun 6 Jun 13 Jun 20 Jun 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,421.0 4,578.4 4,616.9 4,651.6 4,668.6 4,666.6 4,692.7 4,715.1 4,731.8 4,722.3 4,718.3 4,712.5 2 Securities in bank credit 1,098.7 1,115.8 1,130.3 1,148.1 1,151.9 1,139.7 1,146.3 1,158.9 1,175.8 1,173.5 1,163.6 1,156.6 3 Treasury and Agency securities (2) 738.6 717.9 719.5 719.8 713.2 690.7 692.0 699.9 708.7 704.6 696.9 692.5 4 Other securities 360.1 398.0 410.8 428.3 438.7 449.0 454.2 459.0 467.1 468.9 466.7 464.1 5 Loans and leases in bank credit (3) 3,322.3 3,462.5 3,486.5 3,503.4 3,516.7 3,526.9 3,546.5 3,556.2 3,556.0 3,548.8 3,554.7 3,555.9 6 Commercial and industrial 853.4 878.0 880.7 888.7 892.0 888.2 884.7 883.4 878.5 876.2 876.4 871.5 7 Real estate 1,559.5 1,631.9 1,637.6 1,640.2 1,651.2 1,659.4 1,666.2 1,676.5 1,681.4 1,678.4 1,678.4 1,678.2 8 Revolving home equity 114.2 126.8 129.9 132.3 134.0 135.9 137.2 138.7 139.2 139.1 139.6 140.5 9 Other 1,445.3 1,505.1 1,507.7 1,507.9 1,517.2 1,523.5 1,529.0 1,537.8 1,542.3 1,539.3 1,538.8 1,537.7 10 Consumer 511.1 537.2 542.3 547.0 546.6 544.9 549.2 553.0 551.9 550.2 552.7 551.2 11 Security (4) 67.2 64.6 68.6 64.8 62.9 66.9 78.8 75.2 75.2 79.4 79.0 86.5 12 Other loans and leases 331.0 350.8 357.4 362.6 364.1 367.4 367.6 368.2 369.0 364.6 368.2 368.5 13 Interbank loans 197.3 219.0 225.1 241.1 238.6 245.2 263.6 255.2 244.8 248.2 251.8 249.0 14 Cash assets (5) 230.5 217.5 227.3 231.9 223.7 227.7 231.3 226.2 212.5 217.6 219.7 221.2 15 Other assets (6) 338.4 362.7 360.9 374.9 377.5 391.8 388.7 384.8 380.4 379.6 374.9 378.7 16 TOTAL ASSETS (7) 5,127.7 5,315.4 5,366.7 5,435.1 5,443.8 5,466.9 5,511.6 5,516.6 5,504.9 5,503.2 5,500.2 5,496.9 L I A B I L I T I E S 17 Deposits 3,247.5 3,401.5 3,467.6 3,505.4 3,510.0 3,546.3 3,594.9 3,594.1 3,608.6 3,619.2 3,608.0 3,612.5 18 Transaction 618.7 590.4 591.3 598.0 597.4 597.4 599.8 603.4 567.3 583.8 597.8 611.8 19 Nontransaction 2,628.8 2,811.1 2,876.3 2,907.4 2,912.6 2,948.9 2,995.1 2,990.7 3,041.3 3,035.4 3,010.2 3,000.7 20 Large time 507.3 547.2 563.9 567.5 568.8 567.9 568.0 568.2 571.9 569.7 566.9 566.4 21 Other 2,121.5 2,263.9 2,312.5 2,339.9 2,343.8 2,381.0 2,427.1 2,422.6 2,469.4 2,465.7 2,443.4 2,434.3 22 Borrowings 1,001.6 979.9 1,002.8 1,020.7 1,020.8 1,010.2 1,042.1 1,031.3 1,011.6 995.0 984.7 1,000.4 23 From banks in the U.S. 364.0 350.1 374.5 372.1 373.7 371.3 381.8 365.7 364.0 362.3 360.2 359.7 24 From others 637.6 629.8 628.3 648.6 647.1 638.9 660.3 665.6 647.6 632.7 624.5 640.6 25 Net due to related foreign offices 234.2 237.1 227.6 217.7 214.6 211.5 185.5 211.7 203.4 198.8 202.9 198.6 26 Other liabilities 229.3 271.8 272.8 285.2 266.1 272.5 260.9 252.9 266.7 280.9 284.3 272.0 27 TOTAL LIABILITIES 4,712.5 4,890.2 4,970.8 5,029.0 5,011.4 5,040.5 5,083.4 5,090.1 5,090.3 5,093.9 5,079.9 5,083.4 28 Residual (assets less liabilities) (8) 415.2 425.2 395.9 406.1 432.4 426.4 428.2 426.6 414.6 409.3 420.3 413.5 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars July 6, 2001 Account 2000 2000 2000 2001 2001 2001 2001 2001 Week ending May Nov Dec Jan Feb Mar Apr May Jun 6 Jun 13 Jun 20 Jun 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,417.4 4,594.8 4,642.5 4,658.4 4,660.4 4,658.7 4,688.0 4,709.1 4,733.6 4,720.5 4,706.0 4,707.4 2 Securities in bank credit 1,098.6 1,119.8 1,135.9 1,153.3 1,153.7 1,143.8 1,147.9 1,158.1 1,180.4 1,175.1 1,160.8 1,152.6 3 Treasury and Agency securities (2) 739.9 718.9 719.3 722.0 715.0 696.6 696.9 700.8 713.0 705.9 695.6 690.6 4 Other securities 358.6 400.9 416.6 431.3 438.8 447.2 451.0 457.4 467.4 469.2 465.2 462.0 5 Loans and leases in bank credit (3) 3,318.8 3,475.0 3,506.6 3,505.1 3,506.7 3,514.9 3,540.1 3,550.9 3,553.2 3,545.4 3,545.3 3,554.8 6 Commercial and industrial 858.7 878.4 880.5 884.3 889.2 888.7 891.1 888.7 881.6 877.6 879.0 875.9 7 Real estate 1,559.7 1,637.4 1,642.2 1,639.3 1,644.6 1,652.0 1,661.8 1,676.9 1,682.3 1,679.3 1,673.0 1,678.9 8 Revolving home equity 114.2 127.5 130.0 131.5 132.8 134.3 136.2 138.8 139.0 139.2 139.8 141.0 9 Other 1,445.5 1,510.0 1,512.3 1,507.8 1,511.8 1,517.7 1,525.6 1,538.1 1,543.3 1,540.0 1,533.2 1,537.9 10 Consumer 510.0 537.6 548.2 551.4 547.2 541.2 546.1 550.8 548.2 546.1 548.4 551.9 10a Credit card and related plans -- 209.3 218.2 218.3 213.3 209.1 214.2 218.8 217.1 215.0 216.6 219.8 10d Other -- 328.2 329.9 333.1 333.9 332.0 331.9 332.0 331.1 331.1 331.8 332.2 11 Security (4) 62.6 69.1 74.6 67.4 64.7 68.9 75.8 70.0 72.1 79.2 78.3 80.7 12 Other loans and leases 327.7 352.4 361.1 362.7 361.0 364.2 365.3 364.6 369.0 363.2 366.6 367.3 13 Interbank loans 196.2 225.8 233.9 243.1 240.4 252.6 269.7 248.4 250.5 250.5 243.5 235.5 14 Cash assets (5) 229.6 222.5 243.8 245.3 224.6 219.2 228.7 225.1 212.1 212.0 217.2 211.5 15 Other assets (6) 339.1 362.4 365.4 375.5 375.7 390.5 389.4 385.7 383.2 381.6 375.9 379.5 16 TOTAL ASSETS (7) 5,122.8 5,343.1 5,422.1 5,458.3 5,436.5 5,456.5 5,511.3 5,503.5 5,514.5 5,499.8 5,477.9 5,469.3 L I A B I L I T I E S 17 Deposits 3,234.6 3,420.8 3,503.5 3,510.3 3,518.7 3,552.2 3,611.3 3,580.9 3,619.1 3,617.4 3,578.5 3,571.3 18 Transaction 609.2 596.4 619.8 609.6 589.4 591.7 606.6 594.1 570.5 584.9 591.3 599.5 19 Nontransaction 2,625.4 2,824.4 2,883.7 2,900.7 2,929.3 2,960.5 3,004.7 2,986.9 3,048.6 3,032.5 2,987.1 2,971.8 20 Large time 504.7 552.1 567.7 570.8 572.1 566.4 565.9 565.3 571.5 568.8 564.6 560.8 21 Other 2,120.7 2,272.3 2,315.9 2,329.9 2,357.2 2,394.1 2,438.8 2,421.6 2,477.1 2,463.7 2,422.5 2,411.0 22 Borrowings 1,008.1 988.3 1,005.7 1,038.0 1,024.4 1,008.6 1,042.8 1,036.4 1,009.4 984.4 999.5 1,001.6 23 From banks in the U.S. 367.7 350.9 376.4 378.3 378.1 374.9 385.1 368.8 365.5 360.4 364.2 359.3 24 From others 640.5 637.4 629.3 659.7 646.3 633.6 657.7 667.6 643.9 624.0 635.2 642.3 25 Net due to related foreign offices 237.2 239.0 227.7 218.6 217.4 210.3 183.1 214.1 203.4 197.7 200.5 200.5 26 Other liabilities 231.7 273.5 273.2 286.2 268.6 271.2 258.0 255.0 266.8 279.9 281.8 274.0 27 TOTAL LIABILITIES 4,711.6 4,921.6 5,010.0 5,053.1 5,029.2 5,042.2 5,095.2 5,086.5 5,098.8 5,079.4 5,060.2 5,047.4 28 Residual (assets less liabilities) (8) 411.2 421.5 412.1 405.2 407.3 414.3 416.1 417.0 415.8 420.4 417.7 421.8 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars July 6, 2001 Account 2000 2000 2000 2001 2001 2001 2001 2001 Week ending May Nov Dec Jan Feb Mar Apr May Jun 6 Jun 13 Jun 20 Jun 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,502.5 2,536.7 2,554.2 2,571.3 2,581.6 2,588.7 2,610.4 2,622.8 2,636.6 2,626.8 2,614.7 2,620.4 2 Securities in bank credit 582.4 573.8 580.9 592.3 595.4 591.2 597.6 607.6 622.4 618.4 608.4 603.0 3 Treasury and Agency securities (2) 365.1 348.7 352.2 353.4 349.5 338.9 341.8 349.8 358.0 353.1 344.2 341.0 3a Trading account 22.1 21.6 28.8 34.2 37.5 35.4 33.7 35.3 41.8 38.8 32.9 28.2 3b Investment account 343.0 327.1 323.4 319.2 312.0 303.4 308.1 314.5 316.2 314.3 311.3 312.8 4 Other securities 217.4 225.0 228.7 238.9 245.9 252.3 255.8 257.8 264.4 265.3 264.2 261.9 4a Trading account 101.9 114.5 119.0 126.0 129.3 132.5 135.9 137.0 144.5 144.7 143.0 143.2 4b Investment account 115.5 110.6 109.8 112.9 116.6 119.9 119.9 120.8 120.0 120.6 121.2 118.8 4c State and local government 25.5 26.3 26.3 27.1 27.6 28.1 28.4 28.1 27.9 27.9 28.3 27.6 4d Other 90.0 84.3 83.5 85.8 89.0 91.8 91.5 92.7 92.1 92.6 93.0 91.1 5 Loans and leases in bank credit (3) 1,920.0 1,962.9 1,973.3 1,979.0 1,986.2 1,997.5 2,012.8 2,015.2 2,014.2 2,008.4 2,006.3 2,017.4 6 Commercial and industrial 583.9 588.0 590.0 593.4 594.7 590.2 587.3 586.1 580.4 577.9 576.5 573.4 6a Bankers acceptances 1.1 1.0 1.0 0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8 6b Other 582.9 587.0 589.0 592.5 593.9 589.4 586.4 585.3 579.5 577.0 575.7 572.6 7 Real estate 803.0 820.7 819.7 820.3 826.6 835.0 841.7 847.4 850.5 847.0 842.4 846.0 8 Revolving home equity 74.3 81.7 84.0 85.8 87.0 88.9 89.9 90.6 90.6 90.5 90.4 91.5 9 Other 728.7 739.0 735.7 734.5 739.6 746.1 751.7 756.9 759.9 756.5 752.0 754.5 10 Consumer 229.1 239.6 241.5 243.0 245.0 246.4 248.0 250.5 250.8 251.3 253.0 253.8 11 Security (4) 61.1 58.0 61.4 57.7 55.3 58.8 70.2 66.4 66.6 70.8 70.2 77.9 11a Fed funds and RPs with broker/dealer 39.7 41.7 46.3 41.7 39.4 43.6 53.8 49.3 49.9 53.4 52.3 60.1 11b Other 21.3 16.3 15.2 16.0 15.9 15.2 16.4 17.1 16.7 17.4 17.9 17.8 12a State and local government 12.5 12.8 12.6 12.8 13.0 13.2 13.1 13.1 13.0 13.0 12.9 14.5 12b Agricultural 9.5 9.7 10.0 10.1 10.3 10.4 10.4 10.7 10.6 10.5 10.5 10.4 12c Fed funds and RPs with others 13.3 19.0 21.0 25.8 26.1 26.0 22.9 23.5 24.9 24.6 25.1 25.6 12d All other loans 86.5 86.4 87.7 86.6 85.4 86.3 87.3 85.0 84.6 82.8 85.0 85.9 12e Lease financing receivables 121.1 128.7 129.4 129.5 129.8 131.2 132.0 132.5 132.9 130.5 130.6 130.0 13 Interbank loans 133.1 138.7 137.7 153.9 141.1 137.4 145.3 131.5 127.8 131.0 128.4 126.0 13a Fed funds and RPs with banks 67.5 62.1 63.8 79.0 70.4 70.4 81.8 71.0 67.5 73.4 73.4 69.1 13b Other 65.7 76.5 73.9 74.9 70.7 67.0 63.5 60.4 60.2 57.6 55.0 56.8 14 Cash assets (5) 150.1 139.0 144.1 146.3 137.6 142.0 144.7 139.1 129.7 133.7 135.3 136.0 15 Other assets (6) 227.7 254.1 248.6 260.2 262.6 271.5 264.9 262.2 253.6 249.7 249.4 248.7 16 TOTAL ASSETS (7) 2,978.4 3,032.7 3,048.0 3,094.4 3,085.2 3,102.0 3,127.6 3,118.1 3,110.2 3,103.7 3,090.3 3,093.5 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) July 6, 2001 Account 2000 2000 2000 2001 2001 2001 2001 2001 Week ending May Nov Dec Jan Feb Mar Apr May Jun 6 Jun 13 Jun 20 Jun 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,654.8 1,642.9 1,672.9 1,680.7 1,674.1 1,700.6 1,725.0 1,716.1 1,719.9 1,726.1 1,710.3 1,715.4 18 Transaction 317.8 296.4 297.2 300.4 298.3 301.5 301.2 302.2 283.2 294.6 299.5 312.3 19 Nontransaction 1,337.0 1,346.5 1,375.7 1,380.3 1,375.8 1,399.0 1,423.8 1,414.0 1,436.7 1,431.5 1,410.8 1,403.1 20 Large time 251.3 254.5 265.3 267.2 262.7 265.0 264.9 267.2 274.0 271.8 267.9 267.5 21 Other 1,085.7 1,092.0 1,110.4 1,113.1 1,113.2 1,134.0 1,158.8 1,146.7 1,162.7 1,159.6 1,143.0 1,135.6 22 Borrowings 655.6 652.7 666.3 676.8 679.5 676.9 705.5 691.1 674.5 662.1 643.2 658.3 23 From banks in the U.S. 201.4 196.0 214.0 213.9 215.6 219.6 229.8 212.5 213.7 213.1 207.8 204.6 24 From others 454.2 456.7 452.3 462.9 463.9 457.3 475.6 478.6 460.8 449.0 435.3 453.7 25 Net due to related foreign offices 228.2 213.4 206.7 200.9 197.9 196.1 172.7 195.1 189.7 183.8 191.3 187.1 26 Other liabilities 170.9 217.9 218.7 231.8 212.2 216.4 204.4 195.9 210.1 223.2 226.8 214.2 27 TOTAL LIABILITIES 2,709.4 2,726.9 2,764.5 2,790.3 2,763.8 2,789.9 2,807.6 2,798.2 2,794.1 2,795.2 2,771.6 2,774.9 28 Residual (assets less liabilities) (8) 269.0 305.8 283.5 304.1 321.3 312.0 320.0 319.8 316.1 308.5 318.7 318.6 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars July 6, 2001 Account 2000 2000 2000 2001 2001 2001 2001 2001 Week ending May Nov Dec Jan Feb Mar Apr May Jun 6 Jun 13 Jun 20 Jun 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,496.7 2,552.3 2,575.4 2,582.4 2,584.4 2,585.2 2,606.0 2,616.3 2,637.6 2,624.8 2,609.2 2,604.9 2 Securities in bank credit 580.5 579.5 587.3 598.1 599.2 593.1 596.5 605.3 626.0 618.5 604.7 595.8 3 Treasury and Agency securities (2) 364.6 351.6 352.8 356.2 353.2 342.5 344.0 349.1 361.3 352.9 342.0 335.9 3a Trading account 22.1 21.8 28.9 34.5 37.9 35.8 34.0 35.2 42.2 38.8 32.7 27.8 3b Investment account 342.5 329.8 323.9 321.7 315.3 306.7 310.0 313.9 319.1 314.1 309.2 308.1 3c Mortgage-backed 220.0 211.4 213.4 219.7 215.6 214.0 221.4 227.9 231.0 224.1 221.4 222.7 3d Other 122.5 118.3 110.6 102.0 99.7 92.6 88.7 86.0 88.1 90.1 87.8 85.5 3e 1 year or less 31.7 32.7 31.4 31.5 33.6 33.3 31.7 28.6 28.7 29.6 26.8 24.7 3f Between 1 and 5 years 53.6 50.0 45.0 38.5 37.1 34.1 31.2 30.9 33.5 34.4 34.2 34.4 3g More than 5 years 37.2 35.7 34.1 32.1 29.0 25.2 25.8 26.4 25.9 26.1 26.8 26.3 4 Other securities 215.9 228.0 234.5 241.9 246.0 250.5 252.5 256.2 264.7 265.5 262.7 259.8 4a Trading account 101.2 116.0 122.0 127.6 129.3 131.5 134.2 136.1 144.6 144.9 142.1 142.0 4b Investment account 114.7 112.0 112.5 114.3 116.6 119.0 118.4 120.0 120.1 120.7 120.5 117.8 4c State and local government 25.3 26.6 26.9 27.5 27.6 27.9 28.0 28.0 27.9 27.9 28.1 27.4 4d Other 89.3 85.4 85.6 86.8 89.0 91.1 90.3 92.1 92.2 92.7 92.4 90.4 5 Loans and leases in bank credit (3) 1,916.2 1,972.8 1,988.1 1,984.4 1,985.2 1,992.1 2,009.5 2,011.1 2,011.6 2,006.3 2,004.6 2,009.1 6 Commercial and industrial 587.1 589.1 589.1 589.9 593.6 590.9 591.6 588.9 581.7 578.0 578.6 574.7 6a Bankers acceptances 1.1 1.0 1.0 0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8 6b Other 586.1 588.2 588.1 589.1 592.8 590.1 590.8 588.1 580.8 577.1 577.8 573.9 7 Real estate 802.4 825.9 824.2 820.9 823.4 829.2 837.7 847.0 850.6 847.2 839.8 843.0 8 Revolving home equity 74.2 82.1 83.9 85.0 86.1 87.5 89.0 90.5 90.5 90.6 90.9 91.8 9a Other residential 443.4 453.7 449.0 446.1 445.8 449.9 456.2 462.2 465.0 460.9 452.7 455.2 9b Commercial 284.8 290.1 291.3 289.8 291.5 291.8 292.4 294.3 295.1 295.6 296.2 296.0 10 Consumer 229.5 238.1 243.7 246.6 247.2 246.1 248.7 250.9 250.5 250.7 252.7 253.3 10a Credit card and related plans -- 78.1 82.4 83.4 83.1 82.6 84.6 86.9 87.6 87.5 88.2 88.5 10f Other -- 160.0 161.3 163.2 164.1 163.5 164.0 164.0 162.9 163.2 164.5 164.8 11 Security (4) 56.7 62.1 67.2 60.3 57.1 60.5 67.1 61.6 63.3 70.7 70.0 72.7 11a Fed funds and RPs with broker/dealer 36.9 44.6 50.6 43.6 40.7 44.9 51.4 45.7 47.5 53.3 52.1 56.1 11b Other 19.8 17.5 16.6 16.7 16.4 15.6 15.7 15.9 15.9 17.3 17.9 16.6 12a State and local government 12.5 12.8 12.6 12.8 13.0 13.2 13.1 13.1 13.0 13.0 12.9 14.5 12b Agricultural 9.5 9.8 10.0 10.1 10.1 10.1 10.2 10.6 10.6 10.6 10.6 10.5 12c Fed funds and RPs with others 13.3 19.0 21.0 25.8 26.1 26.0 22.9 23.5 24.9 24.6 25.1 25.6 12d All other loans 84.8 87.7 90.7 86.5 83.7 84.3 86.2 83.5 84.7 81.7 84.8 85.2 12e Lease financing receivables 120.5 128.4 129.7 131.6 131.2 131.7 132.0 131.9 132.3 130.0 130.1 129.6 13 Interbank loans 135.8 139.5 141.6 155.3 140.0 138.5 147.4 133.8 130.8 135.2 132.7 129.2 13a Fed funds and RPs with banks 68.9 62.6 65.6 79.7 69.9 71.0 83.0 72.3 69.1 75.8 75.9 70.9 13b Other 66.9 77.0 75.9 75.7 70.2 67.5 64.4 61.5 61.7 59.4 56.8 58.3 14 Cash assets (5) 150.1 140.2 155.5 157.2 139.5 137.1 145.0 139.3 128.7 130.5 135.1 129.4 15 Other assets (6) 228.4 253.7 253.0 260.8 260.8 270.2 265.6 263.0 256.4 251.7 250.3 249.4 16 TOTAL ASSETS (7) 2,975.8 3,049.9 3,088.8 3,118.7 3,087.0 3,093.3 3,126.5 3,114.8 3,115.7 3,104.4 3,089.6 3,075.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) July 6, 2001 Account 2000 2000 2000 2001 2001 2001 2001 2001 Week ending May Nov Dec Jan Feb Mar Apr May Jun 6 Jun 13 Jun 20 Jun 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,646.8 1,650.1 1,690.7 1,686.9 1,681.9 1,699.0 1,734.1 1,709.3 1,729.5 1,732.3 1,703.5 1,695.2 18 Transaction 312.7 298.8 315.0 309.3 295.2 297.8 308.5 298.0 283.1 295.5 297.1 305.3 19 Nontransaction 1,334.0 1,351.4 1,375.6 1,377.6 1,386.7 1,401.2 1,425.6 1,411.4 1,446.4 1,436.8 1,406.5 1,389.9 20 Large time 248.7 259.4 269.1 270.5 266.0 263.5 262.8 264.4 273.6 271.0 265.6 261.9 21 Other 1,085.3 1,092.0 1,106.5 1,107.0 1,120.8 1,137.7 1,162.8 1,147.0 1,172.9 1,165.8 1,140.9 1,128.0 22 Borrowings 662.1 661.1 669.2 694.1 683.1 675.3 706.2 696.2 672.3 651.5 657.9 659.5 23 From banks in the U.S. 205.1 196.8 215.9 220.2 220.0 223.2 233.1 215.6 215.2 211.1 211.8 204.2 24 From others 457.1 464.3 453.3 473.9 463.1 452.0 473.1 480.6 457.1 440.4 446.0 455.3 25 Net due to related foreign offices 231.2 215.4 206.8 201.8 200.8 194.9 170.3 197.5 189.6 182.7 189.0 189.0 26 Other liabilities 173.2 219.7 219.0 232.8 214.8 215.1 201.6 198.1 210.2 222.2 224.3 216.3 27 TOTAL LIABILITIES 2,713.3 2,746.3 2,785.7 2,815.7 2,780.6 2,784.3 2,812.2 2,801.2 2,801.7 2,788.8 2,774.7 2,760.0 28 Residual (assets less liabilities) (8) 262.5 303.6 303.2 303.1 306.4 309.0 314.3 313.6 314.0 315.6 315.0 315.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars July 6, 2001 Account 2000 2000 2000 2001 2001 2001 2001 2001 Week ending May Nov Dec Jan Feb Mar Apr May Jun 6 Jun 13 Jun 20 Jun 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,918.5 2,041.7 2,062.6 2,080.2 2,087.1 2,077.9 2,082.3 2,092.3 2,095.1 2,095.5 2,103.6 2,092.1 2 Securities in bank credit 516.3 542.1 549.4 555.8 556.5 548.5 548.6 551.3 553.4 555.1 555.2 553.6 3 Treasury and Agency securities (2) 373.5 369.1 367.4 366.4 363.7 351.9 350.2 350.1 350.7 351.5 352.6 351.5 4 Other securities 142.7 172.9 182.1 189.4 192.8 196.7 198.4 201.2 202.7 203.6 202.5 202.2 5 Loans and leases in bank credit (3) 1,402.2 1,499.6 1,513.2 1,524.4 1,530.5 1,529.4 1,533.7 1,540.9 1,541.7 1,540.4 1,548.4 1,538.5 6 Commercial and industrial 269.5 290.0 290.7 295.3 297.3 298.0 297.4 297.3 298.1 298.3 299.9 298.1 7 Real estate 756.5 811.2 818.0 820.0 824.5 824.4 824.5 829.1 830.9 831.4 836.0 832.2 8 Revolving home equity 39.9 45.1 45.9 46.5 47.0 47.0 47.2 48.2 48.5 48.7 49.2 49.0 9 Other 716.6 766.1 772.1 773.4 777.5 777.4 777.3 780.9 782.4 782.8 786.8 783.2 10 Consumer 282.0 297.6 300.8 304.0 301.6 298.5 301.2 302.5 301.1 298.9 299.7 297.4 11 Security (4) 6.1 6.6 7.1 7.2 7.6 8.1 8.6 8.7 8.6 8.6 8.8 8.7 12 Other loans and leases 88.1 94.2 96.7 97.9 99.5 100.3 102.0 103.4 103.1 103.2 104.1 102.2 13 Interbank loans 64.2 80.4 87.4 87.2 97.5 107.8 118.3 123.7 117.1 117.3 123.4 123.1 14 Cash assets (5) 80.4 78.5 83.2 85.5 86.1 85.7 86.6 87.1 82.8 83.9 84.4 85.2 15 Other assets (6) 110.7 108.6 112.4 114.7 114.9 120.4 123.8 122.7 126.8 129.9 125.6 130.1 16 TOTAL ASSETS (7) 2,149.3 2,282.7 2,318.7 2,340.7 2,358.6 2,365.0 2,384.0 2,398.6 2,394.7 2,399.5 2,409.9 2,403.4 L I A B I L I T I E S 17 Deposits 1,592.7 1,758.6 1,794.8 1,824.7 1,835.9 1,845.8 1,869.9 1,878.0 1,888.7 1,893.1 1,897.7 1,897.1 18 Transaction 301.0 294.0 294.1 297.6 299.1 295.9 298.6 301.3 284.1 289.2 298.3 299.5 19 Nontransaction 1,291.8 1,464.6 1,500.7 1,527.1 1,536.8 1,549.9 1,571.4 1,576.8 1,604.6 1,603.9 1,599.4 1,597.6 20 Large time 256.0 292.7 298.6 300.3 306.1 302.9 303.0 300.9 297.9 297.8 299.0 298.9 21 Other 1,035.8 1,171.9 1,202.1 1,226.8 1,230.7 1,246.9 1,268.3 1,275.8 1,306.6 1,306.1 1,300.4 1,298.7 22 Borrowings 346.0 327.2 336.5 343.9 341.2 333.3 336.6 340.2 337.1 332.9 341.6 342.1 23 From banks in the U.S. 162.6 154.1 160.5 158.1 158.1 151.7 152.0 153.3 150.3 149.3 152.4 155.1 24 From others 183.4 173.1 176.0 185.7 183.2 181.6 184.7 187.0 186.8 183.7 189.2 187.0 25 Net due to related foreign offices 6.0 23.7 20.9 16.8 16.7 15.4 12.8 16.6 13.7 15.0 11.5 11.5 26 Other liabilities 58.4 53.9 54.1 53.4 53.8 56.1 56.4 57.0 56.6 57.7 57.5 57.7 27 TOTAL LIABILITIES 2,003.1 2,163.3 2,206.3 2,238.7 2,247.6 2,250.6 2,275.8 2,291.8 2,296.1 2,298.7 2,308.3 2,308.5 28 Residual (assets less liabilities) (8) 146.2 119.4 112.4 102.0 111.0 114.4 108.2 106.8 98.6 100.8 101.6 94.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars July 6, 2001 Account 2000 2000 2000 2001 2001 2001 2001 2001 Week ending May Nov Dec Jan Feb Mar Apr May Jun 6 Jun 13 Jun 20 Jun 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,920.7 2,042.5 2,067.1 2,075.9 2,076.0 2,073.5 2,082.0 2,092.7 2,096.0 2,095.7 2,096.8 2,102.5 2 Securities in bank credit 518.1 540.3 548.6 555.2 554.6 550.8 551.3 552.9 554.4 556.6 556.1 556.8 3 Treasury and Agency securities (2) 375.4 367.4 366.5 365.8 361.8 354.1 352.9 351.7 351.7 353.0 353.6 354.7 4 Other securities 142.7 172.9 182.1 189.4 192.8 196.7 198.4 201.2 202.7 203.6 202.5 202.2 5 Loans and leases in bank credit (3) 1,402.6 1,502.2 1,518.5 1,520.7 1,521.4 1,522.8 1,530.7 1,539.9 1,541.6 1,539.1 1,540.7 1,545.7 6 Commercial and industrial 271.6 289.3 291.4 294.4 295.6 297.7 299.5 299.9 299.9 299.7 300.3 301.2 7 Real estate 757.3 811.6 818.0 818.4 821.2 822.8 824.2 829.9 831.7 832.1 833.2 835.9 8 Revolving home equity 40.0 45.3 46.1 46.5 46.8 46.8 47.2 48.3 48.5 48.7 48.9 49.3 9 Other 717.3 766.2 771.9 771.8 774.4 776.0 777.0 781.6 783.2 783.5 784.4 786.6 10 Consumer 280.6 299.5 304.5 304.8 300.0 295.0 297.5 299.8 297.8 295.4 295.7 298.7 10a Credit card and related plans -- 131.3 135.8 134.9 130.3 126.5 129.6 131.9 129.6 127.5 128.4 131.3 10h Other -- 168.2 168.7 169.9 169.8 168.6 167.9 168.0 168.2 167.9 167.3 167.4 11 Security (4) 5.9 7.0 7.3 7.1 7.6 8.4 8.7 8.4 8.7 8.5 8.3 8.0 12 Other loans and leases 87.2 94.8 97.2 96.0 96.9 98.9 100.9 102.0 103.5 103.4 103.2 101.9 13 Interbank loans 60.4 86.2 92.3 87.7 100.4 114.0 122.3 114.7 119.7 115.4 110.9 106.3 14 Cash assets (5) 79.6 82.4 88.3 88.1 85.1 82.1 83.7 85.9 83.4 81.5 82.1 82.1 15 Other assets (6) 110.7 108.6 112.4 114.7 114.9 120.4 123.8 122.7 126.8 129.9 125.6 130.1 16 TOTAL ASSETS (7) 2,146.9 2,293.2 2,333.2 2,339.6 2,349.5 2,363.2 2,384.7 2,388.8 2,398.8 2,395.5 2,388.3 2,393.9 L I A B I L I T I E S 17 Deposits 1,587.8 1,770.6 1,812.8 1,823.4 1,836.8 1,853.2 1,877.2 1,871.6 1,889.6 1,885.1 1,874.9 1,876.1 18 Transaction 296.5 297.6 304.8 300.3 294.2 293.9 298.0 296.1 287.4 289.3 294.3 294.2 19 Nontransaction 1,291.4 1,473.0 1,508.0 1,523.2 1,542.6 1,559.3 1,579.1 1,575.5 1,602.2 1,595.7 1,580.7 1,581.9 20 Large time 256.0 292.7 298.6 300.3 306.1 302.9 303.0 300.9 297.9 297.8 299.0 298.9 21 Other 1,035.4 1,180.3 1,209.4 1,222.8 1,236.5 1,256.4 1,276.1 1,274.5 1,304.2 1,297.9 1,281.6 1,283.0 22 Borrowings 346.0 327.2 336.5 343.9 341.2 333.3 336.6 340.2 337.1 332.9 341.6 342.1 23 From banks in the U.S. 162.6 154.1 160.5 158.1 158.1 151.7 152.0 153.3 150.3 149.3 152.4 155.1 24 From others 183.4 173.1 176.0 185.7 183.2 181.6 184.7 187.0 186.8 183.7 189.2 187.0 25 Net due to related foreign offices 6.0 23.7 20.9 16.8 16.7 15.4 12.8 16.6 13.7 15.0 11.5 11.5 26 Other liabilities 58.4 53.9 54.1 53.4 53.8 56.1 56.4 57.0 56.6 57.7 57.5 57.7 27 TOTAL LIABILITIES 1,998.2 2,175.3 2,224.3 2,237.4 2,248.6 2,258.0 2,283.0 2,285.4 2,297.1 2,290.7 2,285.5 2,287.5 28 Residual (assets less liabilities) (8) 148.7 117.9 108.9 102.1 101.0 105.2 101.8 103.4 101.8 104.8 102.8 106.5 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars July 6, 2001 Account 2000 2000 2000 2001 2001 2001 2001 2001 Week ending May Nov Dec Jan Feb Mar Apr May Jun 6 Jun 13 Jun 20 Jun 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 584.8 588.1 599.4 613.6 607.2 620.5 616.2 602.5 598.5 590.3 596.2 595.7 2 Securities in bank credit 212.4 195.5 205.1 208.4 198.8 205.6 214.6 210.3 212.7 209.7 212.5 213.4 3 Treasury and Agency securities (2) 80.4 68.1 69.2 66.5 64.3 68.0 75.1 69.8 67.9 67.7 67.2 68.0 4 Other securities 132.0 127.5 135.9 142.0 134.5 137.6 139.6 140.5 144.8 142.0 145.2 145.5 5 Loans and leases in bank credit (3) 372.4 392.6 394.4 405.2 408.3 414.9 401.6 392.2 385.8 380.6 383.8 382.2 6 Commercial and industrial 205.3 206.1 209.0 214.5 217.1 220.2 220.4 218.6 213.5 211.0 211.6 210.3 7 Real estate 17.7 18.5 18.5 18.5 18.3 18.2 17.9 18.0 17.7 17.9 17.9 17.9 11 Security (4) 81.5 100.3 100.1 105.1 105.3 106.6 95.3 87.8 88.1 85.2 86.3 87.6 12 Other loans and leases 67.9 67.7 66.7 67.2 67.6 70.0 67.9 67.8 66.5 66.5 68.0 66.5 13 Interbank loans 30.4 26.8 27.0 29.2 28.4 30.7 29.5 31.9 22.4 23.8 31.3 21.3 14 Cash assets (5) 43.1 38.5 39.9 41.5 41.7 40.7 39.3 37.5 35.2 35.7 36.7 35.2 15 Other assets (6) 40.5 40.0 36.1 37.1 36.5 38.4 41.1 38.9 37.7 37.4 38.0 45.0 16 TOTAL ASSETS (7) 698.5 693.1 702.1 721.0 713.4 729.9 725.8 710.4 693.5 686.8 701.8 696.7 L I A B I L I T I E S 17 Deposits 383.3 379.6 380.0 386.6 380.5 378.7 392.5 406.8 414.8 416.8 418.5 413.7 18 Transaction 11.1 10.8 10.6 10.2 10.3 9.4 10.5 10.5 9.4 9.5 10.3 8.9 19 Nontransaction 372.2 368.8 369.4 376.4 370.2 369.2 382.0 396.3 405.4 407.3 408.2 404.8 22 Borrowings 203.1 223.0 239.6 243.5 238.4 233.3 236.0 216.3 209.2 211.0 215.2 215.4 23 From banks in the U.S. 18.1 18.6 22.2 25.2 22.5 24.2 23.5 19.5 18.9 21.1 24.9 21.1 24 From others 185.0 204.4 217.4 218.3 215.9 209.1 212.5 196.8 190.4 189.9 190.3 194.3 25 Net due to related foreign offices 20.6 7.3 -1.8 3.5 4.8 21.8 4.2 -4.7 -24.4 -26.5 -8.7 -12.2 26 Other liabilities 84.2 75.4 72.7 79.8 77.1 82.6 88.3 86.3 84.8 86.8 86.3 82.3 27 TOTAL LIABILITIES 691.2 685.2 690.5 713.4 700.8 716.3 721.1 704.7 684.4 688.1 711.2 699.1 28 Residual (assets less liabilities) (8) 7.4 7.9 11.6 7.6 12.5 13.6 4.7 5.7 9.1 -1.3 -9.4 -2.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars July 6, 2001 Account 2000 2000 2000 2001 2001 2001 2001 2001 Week ending May Nov Dec Jan Feb Mar Apr May Jun 6 Jun 13 Jun 20 Jun 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 580.6 590.8 610.2 621.7 610.4 615.7 613.4 597.8 591.8 587.1 593.8 592.5 2 Securities in bank credit (2) 212.4 195.5 205.1 208.4 198.8 205.6 214.6 210.3 212.7 209.7 212.5 213.4 3 Treasury and Agency securities 80.4 68.1 69.2 66.5 64.3 68.0 75.1 69.8 67.9 67.7 67.2 68.0 3a Trading account 12.4 10.9 11.8 11.4 10.4 9.5 14.2 13.4 13.3 13.3 13.1 13.3 3b Investment account 68.0 57.2 57.3 55.1 53.9 58.5 60.9 56.4 54.6 54.4 54.2 54.6 4 Other securities 132.0 127.5 135.9 142.0 134.5 137.6 139.6 140.5 144.8 142.0 145.2 145.5 4a Trading account 87.7 88.0 90.8 96.4 90.8 94.5 96.6 98.2 102.6 101.9 105.6 106.4 4b Investment account 44.2 39.4 45.1 45.6 43.7 43.1 43.0 42.3 42.3 40.1 39.6 39.0 5 Loans and leases in bank credit (3) 368.2 395.3 405.1 413.2 411.5 410.0 398.8 387.5 379.0 377.4 381.3 379.1 6 Commercial and industrial 202.6 206.7 211.4 216.1 219.3 221.4 218.7 215.5 211.9 209.1 210.3 210.0 7 Real estate 17.7 18.5 18.5 18.5 18.3 18.2 17.9 18.0 17.7 17.9 17.9 17.9 11 Security (4) 80.7 101.8 106.2 110.4 106.3 100.6 94.0 87.0 83.3 84.4 86.3 85.7 12 Other loans and leases 67.2 68.2 69.0 68.3 67.7 69.9 68.2 67.0 66.2 66.0 66.9 65.6 13 Interbank loans 30.4 26.8 27.0 29.2 28.4 30.7 29.5 31.9 22.4 23.8 31.3 21.3 14 Cash assets (5) 42.1 40.6 42.7 44.1 41.8 39.3 37.7 36.6 34.5 34.4 35.4 34.0 15 Other assets (6) 39.9 40.0 37.9 38.3 37.5 39.0 40.2 38.4 36.9 36.6 36.4 42.7 16 TOTAL ASSETS (7) 692.7 697.9 717.4 733.0 717.7 724.3 720.4 704.2 685.2 681.5 696.6 690.2 L I A B I L I T I E S 17 Deposits 384.5 382.3 390.7 396.5 388.7 383.2 395.4 407.9 411.3 411.5 410.1 406.0 18 Transaction 10.7 11.0 11.3 10.4 10.1 9.2 10.0 10.1 9.0 9.1 10.1 8.9 19 Nontransaction 373.8 371.3 379.4 386.1 378.6 374.0 385.5 397.8 402.3 402.3 400.1 397.1 22 Borrowings 203.1 223.0 239.6 243.5 238.4 233.3 236.0 216.3 209.2 211.0 215.2 215.4 23 From banks in the U.S. 18.1 18.6 22.2 25.2 22.5 24.2 23.5 19.5 18.9 21.1 24.9 21.1 24 From others 185.0 204.4 217.4 218.3 215.9 209.1 212.5 196.8 190.4 189.9 190.3 194.3 25 Net due to related foreign offices 17.4 7.6 2.9 6.8 8.0 21.9 -0.4 -7.9 -23.9 -30.2 -15.5 -15.5 26 Other liabilities 82.7 75.6 74.7 81.2 78.5 82.7 86.2 84.8 85.0 85.0 83.1 80.7 27 TOTAL LIABILITIES 687.6 688.4 708.0 728.0 713.7 721.0 717.2 701.1 681.7 677.3 692.9 686.6 28 Residual (assets less liabilities) (8) 5.1 9.4 9.4 5.0 4.0 3.3 3.2 3.1 3.5 4.2 3.6 3.5 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 13 MEMO ITEMS Not seasonally adjusted, billions of dollars July 6, 2001 Account 2000 2000 2000 2001 2001 2001 2001 2001 Week ending May Nov Dec Jan Feb Mar Apr May Jun 6 Jun 13 Jun 20 Jun 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers 29 Reval. gains on off-bal. sheet items (9) 72.4 68.0 77.8 79.5 77.6 80.6 79.6 81.7 87.6 92.3 87.1 83.9 30 Reval. losses on off-bal. sheet items (9) 72.9 72.6 83.1 82.5 81.0 79.8 74.9 74.7 83.7 86.0 83.5 76.9 31 Mortgage-backed securities (10) 253.7 240.6 242.6 248.0 244.5 244.8 252.2 258.9 262.6 255.7 253.2 251.8 31a Pass-through 178.6 174.3 177.5 182.6 178.9 180.9 189.8 195.2 199.8 194.2 194.6 194.1 31b CMO, REMIC, and other 75.1 66.4 65.0 65.3 65.6 63.9 62.4 63.7 62.7 61.5 58.6 57.7 32 Net unrealized gains (losses) on -10.3 -1.2 1.4 -2.5 -0.6 -0.3 -0.3 -1.7 -2.0 -1.9 -1.7 -2.0 available-for-sale securities (11) 33 Offshore credit to U.S. residents (12) 23.5 23.1 23.4 23.0 22.7 22.6 21.7 21.0 20.8 20.6 20.7 20.7 34 Securitized consumer loans (13) -- 80.5 82.2 82.4 80.8 80.2 78.8 77.0 76.6 76.5 76.5 77.2 34a Credit card and related plans -- 67.3 68.6 68.5 67.3 67.3 66.4 65.0 64.9 64.9 65.1 65.8 34b Other -- 13.2 13.6 13.9 13.4 12.9 12.4 12.0 11.7 11.6 11.4 11.4 35 Securitized business loans (13) -- 17.8 18.6 18.4 18.6 18.7 18.8 19.8 20.0 20.4 20.3 20.7 SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers 31 Mortgage-backed securities (10) 205.7 213.0 214.5 218.2 222.6 229.2 238.1 242.6 244.2 245.6 245.4 245.8 34 Securitized consumer loans (13) -- 225.6 231.1 231.5 235.6 238.6 241.2 242.2 245.2 247.1 249.1 249.3 34a Credit card and related plans -- 216.1 221.9 222.4 226.8 229.9 232.6 233.8 236.9 238.9 240.3 240.6 34b Other -- 9.5 9.2 9.1 8.9 8.7 8.6 8.4 8.3 8.2 8.8 8.7 FOREIGN-RELATED INSTITUTIONS 29 Reval. gains on off-bal. sheet items (9) 50.4 44.6 45.7 52.0 49.4 52.5 54.2 56.3 59.3 58.6 56.7 55.1 30 Reval. losses on off-bal. sheet items (9) 47.0 40.8 41.7 49.1 47.1 49.5 50.7 51.6 53.9 53.6 51.5 49.7 35 Securitized business loans (13) -- 22.8 23.1 23.2 22.4 21.5 19.8 18.0 17.4 17.2 17.0 17.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Footnotes Page 14 July 6, 2001 Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises. 3. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 4. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 5. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 6. Excludes the due-from position with related foreign offices, which is included in line 25. 7. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 8. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 9. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 12. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses. 13. Total amount outstanding.