Notice to users of the H.8 release: Data on the attached H.8 release have been benchmarked through the March 2001 Call Report. Data on the previous release were benchmarked through the December 2000 Call Report. H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars August 10, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 11 Jul 18 Jul 25 Aug 1 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 5,063.5 5,264.7 5,278.2 5,291.5 5,315.6 5,321.9 5,315.9 5,312.5 5,294.4 5,297.3 5,318.5 5,359.0 2 Securities in bank credit 1,307.2 1,356.7 1,351.0 1,345.6 1,362.6 1,369.2 1,378.3 1,384.3 1,365.5 1,372.6 1,386.2 1,426.0 3 Treasury and Agency securities (2) 814.1 785.6 775.9 756.1 763.5 766.1 764.4 771.8 764.7 762.3 775.3 792.7 4 Other securities 493.1 571.1 575.2 589.6 599.1 603.1 613.9 612.5 600.8 610.3 610.9 633.3 5 Loans and leases in bank credit (3) 3,756.3 3,908.0 3,927.2 3,945.9 3,952.9 3,952.7 3,937.6 3,928.1 3,928.9 3,924.7 3,932.3 3,933.0 6 Commercial and industrial 1,068.9 1,101.0 1,105.5 1,103.2 1,099.2 1,096.2 1,079.2 1,069.1 1,067.9 1,070.5 1,071.4 1,068.7 7 Real estate 1,610.5 1,659.1 1,671.8 1,681.1 1,688.3 1,698.6 1,700.8 1,705.6 1,710.0 1,707.6 1,703.1 1,704.8 8 Revolving home equity 119.0 132.2 134.0 135.9 137.3 138.9 140.0 141.3 140.7 141.2 141.5 142.2 9 Other 1,491.5 1,526.9 1,537.8 1,545.2 1,551.0 1,559.7 1,560.8 1,564.4 1,569.3 1,566.5 1,561.6 1,562.6 10 Consumer 520.4 547.3 547.2 545.8 550.1 553.7 551.5 549.0 548.3 549.6 552.2 546.3 11 Security (4) 153.6 170.8 170.9 178.1 179.5 167.9 171.6 169.6 168.5 164.8 171.3 173.3 12 Other loans and leases 403.0 429.8 431.9 437.6 435.9 436.3 434.5 434.9 434.1 432.3 434.4 439.9 13 Interbank loans 240.3 269.8 265.6 273.6 290.3 284.3 270.1 274.0 265.8 274.7 287.7 276.4 14 Cash assets (5) 285.4 291.6 283.4 286.0 287.8 280.6 272.7 284.2 276.0 274.3 305.0 282.5 15 Other assets (6) 389.3 391.3 388.5 400.2 397.7 391.0 386.6 399.1 392.8 393.6 390.2 427.8 16 TOTAL ASSETS (7) 5,917.3 6,152.6 6,150.6 6,186.2 6,225.7 6,212.3 6,180.0 6,204.1 6,163.5 6,174.4 6,235.5 6,279.9 L I A B I L I T I E S 17 Deposits 3,728.1 3,893.6 3,893.4 3,928.1 3,991.2 4,005.0 4,038.0 4,058.6 4,046.1 4,030.2 4,060.2 4,082.9 18 Transaction 611.0 608.0 606.9 605.6 608.8 612.4 600.2 607.1 582.2 601.9 642.3 610.8 19 Nontransaction 3,117.1 3,285.6 3,286.5 3,322.6 3,382.4 3,392.6 3,437.8 3,451.5 3,463.9 3,428.3 3,417.9 3,472.1 20 Large time 917.0 943.0 939.0 937.4 950.8 965.5 978.4 971.7 977.8 963.6 965.6 966.6 21 Other 2,200.1 2,342.7 2,347.5 2,385.2 2,431.7 2,427.2 2,459.4 2,479.8 2,486.1 2,464.7 2,452.2 2,505.5 22 Borrowings 1,216.0 1,265.0 1,261.7 1,247.4 1,283.6 1,252.2 1,218.9 1,229.4 1,219.3 1,220.8 1,249.3 1,242.4 23 From banks in the U.S. 387.9 397.5 397.1 397.0 407.0 386.8 385.5 393.5 392.6 392.4 398.3 394.2 24 From others 828.1 867.5 864.6 850.4 876.6 865.4 833.4 835.9 826.7 828.5 851.0 848.2 25 Net due to related foreign offices 237.1 221.2 219.3 233.5 190.4 207.2 184.7 192.0 196.8 204.1 195.8 188.8 26 Other liabilities 300.2 362.4 335.7 338.7 329.5 317.7 329.7 305.2 296.8 310.1 303.0 310.6 27 TOTAL LIABILITIES 5,481.3 5,742.1 5,710.1 5,747.7 5,794.8 5,782.1 5,771.3 5,785.1 5,759.0 5,765.2 5,808.3 5,824.6 28 Residual (assets less liabilities) (8) 436.0 410.5 440.5 438.5 431.0 430.1 408.7 419.0 404.5 409.1 427.2 455.3 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars August 10, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 11 Jul 18 Jul 25 Aug 1 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 5,043.8 5,279.6 5,273.2 5,278.5 5,307.9 5,311.1 5,308.7 5,291.8 5,272.9 5,277.3 5,281.6 5,341.3 2 Securities in bank credit 1,297.8 1,361.9 1,352.8 1,349.7 1,364.2 1,368.4 1,377.6 1,375.2 1,358.0 1,362.3 1,373.4 1,417.1 3 Treasury and Agency securities (2) 808.9 787.8 777.6 761.9 768.4 766.9 764.7 767.7 762.2 757.4 768.7 788.3 4 Other securities 488.9 574.1 575.2 587.8 595.8 601.4 612.8 607.5 595.9 604.8 604.7 628.8 5 Loans and leases in bank credit (3) 3,745.9 3,917.8 3,920.4 3,928.8 3,943.7 3,942.7 3,931.1 3,916.6 3,914.9 3,915.0 3,908.1 3,924.2 6 Commercial and industrial 1,067.8 1,098.3 1,104.8 1,104.7 1,103.9 1,098.4 1,081.5 1,068.3 1,068.0 1,070.2 1,065.9 1,065.6 7 Real estate 1,609.7 1,658.1 1,665.2 1,673.7 1,683.9 1,699.0 1,700.2 1,704.7 1,709.3 1,706.6 1,700.6 1,704.6 8 Revolving home equity 119.4 131.3 132.8 134.3 136.3 139.0 140.2 141.7 141.1 141.6 141.9 142.8 9 Other 1,490.3 1,526.7 1,532.4 1,539.4 1,547.6 1,560.1 1,560.0 1,563.0 1,568.2 1,565.0 1,558.6 1,561.8 10 Consumer 517.8 551.7 547.8 542.0 546.9 551.5 548.8 546.4 544.4 546.9 549.8 544.9 10a Credit card and related plans 197.3 218.2 213.1 208.8 213.8 218.4 216.3 215.5 213.0 215.3 219.1 214.9 10b Other 320.5 333.5 334.7 333.3 333.2 333.1 332.5 331.0 331.4 331.6 330.6 330.0 11 Security (4) 146.9 178.7 173.7 173.9 175.1 161.8 167.1 161.9 158.3 158.7 161.7 168.3 12 Other loans and leases 403.8 431.0 428.9 434.3 433.8 431.9 433.6 435.3 434.9 432.6 430.2 440.6 13 Interbank loans 235.2 271.8 267.4 280.8 296.3 277.6 267.7 266.2 261.8 266.4 265.9 269.2 14 Cash assets (5) 276.3 308.2 284.3 275.4 283.0 278.3 268.9 275.2 265.6 265.7 277.4 278.2 15 Other assets (6) 387.7 393.2 387.8 399.6 397.4 391.2 387.2 397.6 392.6 391.9 384.1 425.9 16 TOTAL ASSETS (7) 5,881.8 6,188.3 6,147.5 6,169.1 6,219.3 6,192.7 6,167.0 6,165.4 6,127.5 6,135.9 6,143.3 6,249.0 L I A B I L I T I E S 17 Deposits 3,700.6 3,908.4 3,910.4 3,938.5 4,010.5 3,993.0 4,019.1 4,027.0 4,021.6 3,998.2 3,990.6 4,056.1 18 Transaction 605.0 619.7 598.7 599.6 615.0 602.7 599.8 600.8 575.7 593.5 610.3 611.0 19 Nontransaction 3,095.7 3,288.7 3,311.7 3,339.0 3,395.5 3,390.3 3,419.3 3,426.2 3,445.9 3,404.7 3,380.3 3,445.1 20 Large time 904.8 956.0 950.7 940.6 952.1 964.2 968.8 957.8 962.8 950.4 953.4 955.0 21 Other 2,190.9 2,332.7 2,361.0 2,398.3 2,443.4 2,426.2 2,450.4 2,468.4 2,483.2 2,454.3 2,426.9 2,490.1 22 Borrowings 1,206.2 1,282.2 1,265.3 1,245.7 1,284.3 1,257.3 1,219.7 1,220.0 1,211.6 1,214.7 1,233.8 1,227.9 23 From banks in the U.S. 384.7 403.7 401.5 400.6 410.2 389.9 386.3 390.2 390.8 389.7 391.8 389.5 24 From others 821.5 878.5 863.9 845.2 874.1 867.4 833.4 829.8 820.9 825.0 842.0 838.4 25 Net due to related foreign offices 231.0 225.4 225.6 232.4 183.0 206.5 180.6 185.2 187.0 196.1 187.6 187.6 26 Other liabilities 296.5 364.8 339.5 337.6 324.9 318.1 327.7 301.2 291.0 305.2 298.6 309.5 27 TOTAL LIABILITIES 5,434.3 5,780.8 5,740.9 5,754.2 5,802.7 5,775.0 5,747.1 5,733.5 5,711.3 5,714.2 5,710.6 5,781.1 28 Residual (assets less liabilities) (8) 447.5 407.5 406.6 414.9 416.6 417.7 420.0 431.9 416.2 421.7 432.7 467.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars August 10, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 11 Jul 18 Jul 25 Aug 1 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,487.4 4,649.6 4,667.4 4,665.0 4,691.0 4,713.3 4,716.3 4,722.4 4,708.5 4,712.6 4,728.9 4,757.7 2 Securities in bank credit 1,103.6 1,147.5 1,150.6 1,137.6 1,143.1 1,155.8 1,162.9 1,167.6 1,150.3 1,156.9 1,170.8 1,206.1 3 Treasury and Agency securities (2) 736.1 719.2 712.0 688.9 689.3 697.1 697.3 704.9 698.6 695.7 709.0 725.8 4 Other securities 367.5 428.4 438.7 448.7 453.8 458.7 465.6 462.6 451.7 461.2 461.9 480.2 5 Loans and leases in bank credit (3) 3,383.8 3,502.1 3,516.7 3,527.4 3,547.9 3,557.6 3,553.5 3,554.9 3,558.2 3,555.7 3,558.1 3,551.6 6 Commercial and industrial 865.3 886.7 889.2 884.4 880.8 879.5 870.5 865.5 866.0 866.4 867.0 863.8 7 Real estate 1,592.4 1,640.6 1,653.2 1,662.8 1,670.5 1,680.8 1,683.2 1,687.9 1,692.4 1,690.0 1,685.2 1,686.8 8 Revolving home equity 119.0 132.2 134.0 135.9 137.3 138.9 140.0 141.3 140.7 141.2 141.5 142.2 9 Other 1,473.4 1,508.4 1,519.2 1,526.8 1,533.3 1,541.9 1,543.2 1,546.6 1,551.7 1,548.8 1,543.7 1,544.6 10 Consumer 520.4 547.3 547.2 545.8 550.1 553.7 551.5 549.0 548.3 549.6 552.2 546.3 11 Security (4) 70.0 64.8 62.9 66.9 78.8 75.2 80.8 83.4 82.5 82.1 85.8 81.7 12 Other loans and leases 335.7 362.6 364.2 367.4 367.7 368.3 367.5 369.1 368.9 367.7 367.9 372.9 13 Interbank loans 216.8 240.8 237.8 243.9 262.2 253.7 246.5 251.0 241.3 249.7 264.7 257.5 14 Cash assets (5) 240.9 250.2 242.1 246.0 249.3 243.8 237.5 248.7 240.3 238.3 268.3 248.0 15 Other assets (6) 347.3 354.0 351.4 361.3 356.0 351.6 347.0 365.0 358.5 358.1 356.4 395.7 16 TOTAL ASSETS (7) 5,231.5 5,430.1 5,433.9 5,451.5 5,493.2 5,497.4 5,482.3 5,521.9 5,483.5 5,493.6 5,552.8 5,593.5 L I A B I L I T I E S 17 Deposits 3,338.0 3,506.1 3,511.5 3,548.2 3,597.2 3,596.4 3,618.9 3,645.6 3,627.5 3,622.7 3,651.1 3,676.2 18 Transaction 599.9 597.7 596.4 595.9 598.0 601.6 590.3 597.4 572.3 592.5 633.4 600.9 19 Nontransaction 2,738.1 2,908.3 2,915.1 2,952.4 2,999.2 2,994.8 3,028.5 3,048.2 3,055.3 3,030.2 3,017.7 3,075.3 20 Large time 540.3 567.9 569.8 569.5 569.8 569.9 571.5 570.8 571.6 567.8 567.8 572.2 21 Other 2,197.8 2,340.5 2,345.3 2,382.9 2,429.3 2,424.8 2,457.1 2,477.4 2,483.7 2,462.4 2,449.9 2,503.1 22 Borrowings 1,012.5 1,020.9 1,021.4 1,011.1 1,043.1 1,032.8 1,002.5 1,017.4 1,016.5 1,016.2 1,036.2 1,018.4 23 From banks in the U.S. 366.8 371.9 373.6 371.0 381.2 365.4 361.3 369.4 371.7 371.6 373.3 367.7 24 From others 645.8 649.0 647.8 640.1 661.9 667.4 641.2 648.0 644.9 644.5 662.9 650.7 25 Net due to related foreign offices 216.8 217.6 214.4 211.5 185.8 211.6 204.3 208.0 209.4 209.5 208.9 209.1 26 Other liabilities 225.6 282.6 258.5 256.0 240.9 232.3 246.2 226.5 219.6 229.0 222.9 234.7 27 TOTAL LIABILITIES 4,793.0 5,027.2 5,005.9 5,026.8 5,067.0 5,073.1 5,071.8 5,097.5 5,073.1 5,077.4 5,119.1 5,138.4 28 Residual (assets less liabilities) (8) 438.5 402.9 428.0 424.7 426.2 424.3 410.5 424.4 410.4 416.2 433.7 455.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars August 10, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 11 Jul 18 Jul 25 Aug 1 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,471.9 4,656.4 4,659.1 4,657.1 4,686.2 4,707.3 4,712.8 4,706.3 4,693.0 4,694.8 4,698.4 4,744.3 2 Securities in bank credit 1,094.2 1,152.7 1,152.4 1,141.7 1,144.7 1,155.0 1,162.2 1,158.5 1,142.9 1,146.6 1,158.1 1,197.2 3 Treasury and Agency securities (2) 730.9 721.4 713.7 694.7 694.2 697.9 697.6 700.9 696.0 690.9 702.4 721.5 4 Other securities 363.4 431.4 438.7 447.0 450.5 457.0 464.6 457.6 446.8 455.7 455.7 475.7 5 Loans and leases in bank credit (3) 3,377.6 3,503.7 3,506.7 3,515.4 3,541.5 3,552.3 3,550.7 3,547.8 3,550.2 3,548.3 3,540.3 3,547.1 6 Commercial and industrial 864.9 882.3 886.4 884.8 887.2 884.9 873.9 865.4 867.0 866.4 862.8 861.8 7 Real estate 1,591.6 1,639.6 1,646.6 1,655.4 1,666.2 1,681.2 1,682.6 1,686.9 1,691.7 1,689.0 1,682.7 1,686.6 8 Revolving home equity 119.4 131.3 132.8 134.3 136.3 139.0 140.2 141.7 141.1 141.6 141.9 142.8 9 Other 1,472.2 1,508.3 1,513.8 1,521.1 1,529.9 1,542.2 1,542.4 1,545.2 1,550.6 1,547.3 1,540.7 1,543.8 10 Consumer 517.8 551.7 547.8 542.0 546.9 551.5 548.8 546.4 544.4 546.9 549.8 544.9 10a Credit card and related plans 197.3 218.2 213.1 208.8 213.8 218.4 216.3 215.5 213.0 215.3 219.1 214.9 10d Other 320.5 333.5 334.7 333.3 333.2 333.1 332.5 331.0 331.4 331.6 330.6 330.0 11 Security (4) 66.0 67.4 64.7 68.9 75.8 70.0 78.1 78.5 76.7 77.3 79.6 78.7 12 Other loans and leases 337.4 362.7 361.1 364.3 365.4 364.7 367.2 370.5 370.4 368.7 365.5 375.0 13 Interbank loans 211.7 242.8 239.6 251.2 268.2 247.1 244.1 243.2 237.2 241.4 243.0 250.3 14 Cash assets (5) 233.3 264.1 242.8 236.8 246.0 242.5 234.8 240.9 231.3 231.1 242.1 244.5 15 Other assets (6) 346.7 354.6 349.7 360.1 356.6 352.4 349.0 364.4 359.1 357.4 351.3 394.3 16 TOTAL ASSETS (7) 5,202.7 5,453.8 5,426.4 5,440.3 5,492.2 5,484.0 5,475.6 5,489.7 5,455.7 5,459.6 5,469.6 5,568.2 L I A B I L I T I E S 17 Deposits 3,319.2 3,510.9 3,520.3 3,554.1 3,613.6 3,583.2 3,607.1 3,624.3 3,615.1 3,600.2 3,589.7 3,657.9 18 Transaction 593.7 609.3 588.5 590.2 604.7 592.2 590.1 591.0 565.7 584.0 601.4 601.0 19 Nontransaction 2,725.5 2,901.7 2,931.8 2,964.0 3,008.8 2,990.9 3,017.0 3,033.2 3,049.5 3,016.2 2,988.2 3,056.9 20 Large time 536.8 571.2 573.1 567.9 567.7 567.1 568.8 567.1 568.6 564.2 563.7 569.1 21 Other 2,188.6 2,330.5 2,358.7 2,396.0 2,441.1 2,423.9 2,448.1 2,466.1 2,480.8 2,452.0 2,424.6 2,487.7 22 Borrowings 1,002.8 1,038.2 1,025.0 1,009.5 1,043.8 1,037.9 1,003.3 1,008.0 1,008.9 1,010.0 1,020.7 1,003.9 23 From banks in the U.S. 363.6 378.2 378.0 374.6 384.4 368.5 362.1 366.2 369.8 369.0 366.7 363.0 24 From others 639.2 660.0 647.0 634.9 659.4 669.4 641.2 641.9 639.1 641.1 654.0 640.9 25 Net due to related foreign offices 213.7 218.6 217.4 210.3 183.1 214.1 203.4 204.5 203.1 204.9 207.9 207.9 26 Other liabilities 223.2 283.5 261.0 254.8 238.4 234.3 245.7 224.0 215.2 225.7 221.7 233.6 27 TOTAL LIABILITIES 4,758.9 5,051.3 5,023.7 5,028.7 5,078.8 5,069.5 5,059.4 5,060.8 5,042.3 5,040.8 5,040.0 5,103.3 28 Residual (assets less liabilities) (8) 443.8 402.6 402.7 411.6 413.3 414.5 416.2 429.0 413.4 418.8 429.7 464.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars August 10, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 11 Jul 18 Jul 25 Aug 1 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,538.8 2,586.8 2,596.0 2,601.7 2,623.5 2,636.3 2,635.1 2,626.5 2,619.2 2,620.2 2,625.4 2,648.4 2 Securities in bank credit 586.7 598.0 601.0 596.7 603.3 613.4 617.1 614.3 600.4 606.7 614.6 645.4 3 Treasury and Agency securities (2) 370.6 359.1 355.0 344.3 347.5 355.6 353.8 354.2 351.6 347.9 354.6 368.9 3a Trading account 22.9 34.2 37.5 35.4 33.7 35.3 35.1 38.3 38.6 39.4 38.1 39.7 3b Investment account 347.6 324.9 317.6 308.9 313.8 320.3 318.7 315.9 313.1 308.6 316.5 329.2 4 Other securities 216.1 238.9 245.9 252.3 255.8 257.8 263.3 260.1 248.8 258.7 260.0 276.5 4a Trading account 99.1 126.0 129.3 132.5 135.9 137.0 143.5 140.8 130.6 139.0 140.4 155.5 4b Investment account 117.0 112.9 116.6 119.9 119.9 120.8 119.9 119.3 118.1 119.7 119.7 121.0 4c State and local government 26.1 27.1 27.6 28.1 28.4 28.1 27.9 27.8 27.8 27.8 28.0 27.8 4d Other 90.9 85.8 89.0 91.8 91.5 92.7 92.0 91.5 90.4 91.9 91.7 93.2 5 Loans and leases in bank credit (3) 1,952.1 1,988.8 1,995.1 2,005.0 2,020.2 2,022.9 2,018.0 2,012.2 2,018.7 2,013.6 2,010.8 2,003.0 6 Commercial and industrial 589.2 594.9 595.2 589.4 586.2 585.1 574.6 566.0 566.9 566.2 567.1 563.5 6a Bankers acceptances 1.0 0.8 0.8 0.8 0.8 0.8 0.7 -- -- -- -- -- 6b Other 588.2 594.1 594.5 588.5 585.3 584.3 573.8 566.0 566.9 566.2 567.1 563.5 7 Real estate 821.7 825.1 831.4 839.7 846.5 852.3 850.9 849.4 856.1 852.3 844.6 843.9 8 Revolving home equity 78.3 86.3 87.6 89.5 90.5 91.2 91.4 91.7 91.4 91.7 91.6 92.0 9 Other 743.4 738.9 743.8 750.1 755.9 761.1 759.5 757.8 764.7 760.6 753.0 752.0 10 Consumer 231.8 244.2 246.3 247.7 249.4 251.8 253.7 253.4 253.9 255.4 254.1 249.3 11 Security (4) 63.5 57.8 55.4 59.0 70.3 66.6 72.3 74.8 74.0 73.3 77.1 73.3 11a Fed funds and RPs with broker/dealer 43.3 41.7 39.5 43.7 53.8 49.4 54.7 59.6 57.6 57.9 62.6 60.1 11b Other 20.2 16.1 16.0 15.3 16.5 17.3 17.6 15.2 16.4 15.4 14.5 13.2 12a State and local government 12.4 12.8 12.9 13.0 13.0 13.0 13.3 14.3 14.2 14.3 14.2 14.3 12b Agricultural 9.5 10.1 10.3 10.4 10.4 10.7 10.5 10.2 10.2 10.2 10.2 10.1 12c Fed funds and RPs with others 13.0 25.9 26.3 26.1 23.0 23.6 25.5 30.8 32.0 29.7 30.4 33.0 12d All other loans 84.4 86.7 85.8 86.8 87.8 85.5 84.8 82.0 80.2 80.8 81.4 84.2 12e Lease financing receivables 126.5 131.2 131.6 133.0 133.7 134.3 132.5 131.4 131.2 131.4 131.6 131.4 13 Interbank loans 144.6 155.2 142.4 138.7 146.8 132.7 128.8 133.6 127.9 130.6 142.1 141.0 13a Fed funds and RPs with banks 75.8 80.3 71.6 71.6 83.2 72.3 71.6 70.6 65.0 68.7 75.8 75.8 13b Other 68.8 74.9 70.7 67.0 63.5 60.4 57.2 63.0 62.8 62.0 66.3 65.2 14 Cash assets (5) 146.2 147.0 138.2 142.6 145.4 139.8 135.5 146.1 139.2 137.6 161.0 147.9 15 Other assets (6) 245.0 258.5 254.5 257.9 248.1 244.4 234.6 239.1 238.5 239.7 239.2 241.7 16 TOTAL ASSETS (7) 3,039.2 3,110.0 3,093.2 3,103.1 3,125.9 3,115.5 3,096.3 3,107.3 3,086.6 3,090.0 3,129.6 3,141.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) August 10, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 11 Jul 18 Jul 25 Aug 1 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,666.2 1,694.9 1,688.3 1,714.9 1,739.9 1,730.8 1,735.4 1,747.0 1,736.1 1,729.3 1,747.1 1,771.0 18 Transaction 307.3 302.5 300.2 303.5 303.4 304.3 299.8 305.8 293.3 304.2 326.9 302.7 19 Nontransaction 1,358.9 1,392.4 1,388.1 1,411.4 1,436.5 1,426.5 1,435.5 1,441.2 1,442.8 1,425.1 1,420.2 1,468.3 20 Large time 268.5 271.4 266.8 269.1 269.0 271.3 274.8 271.2 273.0 267.9 267.8 272.0 21 Other 1,090.4 1,121.1 1,121.3 1,142.3 1,167.5 1,155.2 1,160.8 1,170.0 1,169.8 1,157.2 1,152.4 1,196.3 22 Borrowings 680.3 683.2 685.8 683.1 712.0 697.9 669.3 681.5 684.7 680.1 695.2 680.1 23 From banks in the U.S. 205.4 216.0 217.7 221.7 232.0 214.6 212.1 219.2 224.2 222.1 219.2 215.4 24 From others 474.9 467.3 468.2 461.5 480.0 483.3 457.2 462.3 460.6 457.9 476.1 464.7 25 Net due to related foreign offices 216.8 200.9 197.8 196.1 173.0 195.0 191.2 194.6 192.4 195.7 196.9 197.2 26 Other liabilities 180.6 228.6 202.9 196.9 181.1 172.1 185.4 165.4 159.8 168.3 161.1 172.2 27 TOTAL LIABILITIES 2,744.0 2,807.6 2,774.8 2,791.1 2,806.0 2,795.7 2,781.3 2,788.4 2,772.9 2,773.4 2,800.4 2,820.4 28 Residual (assets less liabilities) (8) 295.2 302.4 318.4 312.0 319.9 319.8 315.0 318.9 313.7 316.6 329.2 320.6 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars August 10, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 11 Jul 18 Jul 25 Aug 1 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,523.3 2,597.9 2,598.8 2,598.2 2,619.1 2,629.7 2,629.7 2,610.3 2,603.3 2,602.9 2,598.7 2,635.4 2 Securities in bank credit 577.6 603.7 604.7 598.5 602.2 611.1 614.8 605.3 592.3 596.6 602.6 637.7 3 Treasury and Agency securities (2) 365.7 361.9 358.7 348.0 349.7 354.9 352.5 350.3 348.4 343.3 348.7 365.8 3a Trading account 22.6 34.5 37.9 35.8 34.0 35.2 35.0 37.9 38.2 38.9 37.5 39.4 3b Investment account 343.0 327.4 320.9 312.1 315.7 319.7 317.5 312.4 310.2 304.5 311.2 326.4 3c Mortgage-backed 217.9 224.7 220.5 218.9 226.4 233.1 229.5 229.8 227.3 221.9 229.9 243.6 3d Other 125.2 102.7 100.4 93.2 89.3 86.6 88.0 82.6 82.9 82.5 81.3 82.9 3e 1 year or less 31.7 31.7 33.8 33.5 31.9 28.8 27.3 22.7 23.1 22.0 21.6 23.4 3f Between 1 and 5 years 55.7 38.7 37.3 34.3 31.4 31.2 34.3 34.2 33.4 34.1 34.6 35.1 3g More than 5 years 37.8 32.3 29.2 25.4 25.9 26.6 26.5 25.8 26.4 26.5 25.1 24.4 4 Other securities 212.0 241.9 246.0 250.5 252.5 256.2 262.3 255.1 243.9 253.3 253.8 271.9 4a Trading account 97.2 127.6 129.3 131.5 134.2 136.1 142.9 138.1 128.0 136.0 137.0 152.9 4b Investment account 114.7 114.3 116.6 119.0 118.4 120.0 119.4 117.0 115.8 117.2 116.8 119.0 4c State and local government 25.6 27.5 27.6 27.9 28.0 28.0 27.8 27.3 27.2 27.2 27.4 27.3 4d Other 89.2 86.8 89.0 91.1 90.3 92.1 91.6 89.7 88.6 90.0 89.5 91.7 5 Loans and leases in bank credit (3) 1,945.6 1,994.2 1,994.1 1,999.6 2,016.9 2,018.7 2,015.0 2,004.9 2,011.0 2,006.3 1,996.1 1,997.7 6 Commercial and industrial 589.0 591.4 594.1 590.1 590.4 587.9 576.2 566.0 567.2 566.4 564.5 562.9 6a Bankers acceptances 1.0 0.8 0.8 0.8 0.8 0.8 0.7 -- -- -- -- -- 6b Other 588.0 590.6 593.3 589.3 589.6 587.1 575.4 566.0 567.2 566.4 564.5 562.9 7 Real estate 820.5 825.8 828.1 833.9 842.5 851.9 849.5 848.0 855.2 851.0 842.1 843.0 8 Revolving home equity 78.9 85.4 86.6 88.1 89.6 91.1 91.6 92.4 92.0 92.4 92.4 92.9 9a Other residential 453.2 446.2 445.7 449.8 456.1 462.1 457.7 455.3 462.8 458.3 449.1 450.4 9b Commercial 288.4 294.1 295.8 296.0 296.8 298.7 300.2 300.3 300.5 300.3 300.5 299.7 10 Consumer 230.1 247.8 248.4 247.4 250.0 252.3 253.2 251.7 251.9 253.5 252.5 247.8 10a Credit card and related plans 73.3 83.5 83.2 82.7 84.7 87.0 88.0 87.3 87.1 88.5 88.5 84.6 10f Other 156.9 164.3 165.3 164.7 165.3 165.3 165.2 164.3 164.9 165.0 164.0 163.1 11 Security (4) 59.7 60.4 57.2 60.7 67.3 61.8 69.9 70.1 68.3 68.8 71.5 70.5 11a Fed funds and RPs with broker/dealer 40.7 43.6 40.8 45.0 51.5 45.7 52.9 55.9 53.2 54.4 58.1 57.8 11b Other 19.0 16.8 16.5 15.7 15.8 16.0 17.0 14.3 15.1 14.4 13.5 12.7 12a State and local government 12.4 12.8 12.9 13.0 13.0 13.0 13.3 14.3 14.2 14.3 14.2 14.3 12b Agricultural 9.7 10.1 10.1 10.2 10.3 10.6 10.5 10.3 10.4 10.3 10.3 10.2 12c Fed funds and RPs with others 13.0 25.9 26.3 26.1 23.0 23.6 25.5 30.8 32.0 29.7 30.4 33.0 12d All other loans 85.3 86.7 84.0 84.8 86.6 84.0 84.8 82.8 80.9 81.5 79.7 85.2 12e Lease financing receivables 126.0 133.3 132.9 133.4 133.8 133.7 132.1 130.9 130.9 130.8 130.8 130.9 13 Interbank loans 144.5 156.7 141.2 139.8 148.9 135.0 133.2 133.4 127.1 131.2 135.9 140.4 13a Fed funds and RPs with banks 75.8 81.0 71.1 72.2 84.4 73.5 74.0 70.5 64.7 68.9 72.5 75.5 13b Other 68.7 75.7 70.2 67.6 64.4 61.5 59.2 62.9 62.5 62.2 63.4 64.9 14 Cash assets (5) 140.0 157.8 140.1 137.7 145.7 139.9 134.0 139.6 131.5 133.1 141.9 144.5 15 Other assets (6) 244.4 259.1 252.8 256.7 248.8 245.2 236.6 238.5 239.1 238.9 234.2 240.3 16 TOTAL ASSETS (7) 3,016.8 3,134.4 3,095.1 3,094.5 3,124.7 3,112.1 3,095.6 3,083.9 3,063.1 3,068.2 3,072.9 3,122.7 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) August 10, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 11 Jul 18 Jul 25 Aug 1 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,658.3 1,701.1 1,696.1 1,713.4 1,749.0 1,724.0 1,734.9 1,738.7 1,732.6 1,721.9 1,713.1 1,764.5 18 Transaction 302.9 311.4 297.2 299.8 310.7 300.0 299.9 300.9 287.0 299.0 305.3 302.1 19 Nontransaction 1,355.4 1,389.7 1,398.9 1,413.5 1,438.3 1,424.0 1,435.0 1,437.8 1,445.5 1,422.9 1,407.8 1,462.4 20 Large time 265.1 274.7 270.1 267.5 266.9 268.5 272.1 267.6 270.0 264.3 263.7 268.9 21 Other 1,090.3 1,115.0 1,128.9 1,146.0 1,171.4 1,155.5 1,162.8 1,170.3 1,175.6 1,158.6 1,144.1 1,193.4 22 Borrowings 670.6 700.5 689.4 681.5 712.7 703.0 670.2 672.1 677.1 674.0 679.7 665.6 23 From banks in the U.S. 202.3 222.2 222.0 225.3 235.2 217.7 212.9 215.9 222.3 219.5 212.6 210.7 24 From others 468.3 478.3 467.4 456.2 477.4 485.3 457.3 456.2 454.8 454.5 467.1 454.9 25 Net due to related foreign offices 213.7 201.8 200.8 194.9 170.3 197.5 190.3 191.1 186.0 191.2 196.0 196.0 26 Other liabilities 178.2 229.6 205.3 195.7 178.6 174.0 184.9 162.9 155.4 164.9 159.9 171.2 27 TOTAL LIABILITIES 2,720.8 2,833.0 2,791.6 2,785.5 2,810.6 2,798.5 2,780.3 2,764.8 2,751.1 2,751.9 2,748.7 2,797.2 28 Residual (assets less liabilities) (8) 296.0 301.4 303.5 309.0 314.1 313.6 315.3 319.1 312.0 316.2 324.2 325.5 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars August 10, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 11 Jul 18 Jul 25 Aug 1 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,948.6 2,062.8 2,071.3 2,063.3 2,067.5 2,077.1 2,081.2 2,095.9 2,089.4 2,092.4 2,103.5 2,109.3 2 Securities in bank credit 516.9 549.6 549.7 540.9 539.8 542.4 545.8 553.3 549.9 550.2 556.2 560.7 3 Treasury and Agency securities (2) 365.5 360.1 357.0 344.5 341.8 341.5 343.5 350.7 346.9 347.8 354.4 356.9 4 Other securities 151.4 189.5 192.7 196.4 198.0 200.9 202.3 202.6 203.0 202.4 201.8 203.8 5 Loans and leases in bank credit (3) 1,431.7 1,513.2 1,521.7 1,522.4 1,527.6 1,534.7 1,535.5 1,542.6 1,539.5 1,542.2 1,547.3 1,548.6 6 Commercial and industrial 276.1 291.8 294.0 295.1 294.6 294.4 296.0 299.6 299.1 300.2 300.0 300.3 7 Real estate 770.7 815.5 821.8 823.1 824.1 828.6 832.3 838.4 836.3 837.7 840.6 842.9 8 Revolving home equity 40.7 45.9 46.4 46.4 46.7 47.8 48.6 49.6 49.3 49.5 49.9 50.2 9 Other 729.9 769.5 775.4 776.7 777.4 780.8 783.8 788.8 787.0 788.2 790.7 792.7 10 Consumer 288.6 303.1 300.9 298.1 300.7 301.9 297.8 295.6 294.4 294.2 298.0 297.0 11 Security (4) 6.5 7.0 7.5 8.0 8.4 8.6 8.5 8.6 8.5 8.8 8.7 8.4 12 Other loans and leases 89.9 95.8 97.4 98.1 99.8 101.3 100.9 100.5 101.1 101.4 100.0 100.0 13 Interbank loans 72.2 85.5 95.5 105.3 115.4 121.0 117.6 117.4 113.5 119.1 122.6 116.4 14 Cash assets (5) 94.7 103.2 103.9 103.4 103.9 104.1 102.0 102.6 101.2 100.7 107.3 100.1 15 Other assets (6) 102.2 95.5 96.9 103.4 107.8 107.2 112.4 125.9 120.0 118.5 117.1 154.0 16 TOTAL ASSETS (7) 2,192.3 2,320.1 2,340.7 2,348.4 2,367.3 2,381.9 2,386.0 2,414.6 2,396.9 2,403.6 2,423.2 2,452.4 L I A B I L I T I E S 17 Deposits 1,671.8 1,811.2 1,823.2 1,833.3 1,857.3 1,865.6 1,883.5 1,898.7 1,891.5 1,893.4 1,904.0 1,905.2 18 Transaction 292.6 295.3 296.2 292.4 294.6 297.3 290.5 291.6 279.0 288.2 306.5 298.2 19 Nontransaction 1,379.2 1,515.9 1,527.0 1,541.0 1,562.7 1,568.2 1,593.0 1,607.0 1,612.5 1,605.1 1,597.5 1,607.0 20 Large time 271.8 296.5 303.0 300.4 300.8 298.6 296.7 299.6 298.7 300.0 300.0 300.2 21 Other 1,107.4 1,219.4 1,224.0 1,240.6 1,261.9 1,269.6 1,296.3 1,307.4 1,313.8 1,305.2 1,297.5 1,306.8 22 Borrowings 332.2 337.7 335.5 328.0 331.1 334.9 333.1 335.9 331.8 336.1 341.0 338.3 23 From banks in the U.S. 161.4 156.0 155.9 149.3 149.2 150.8 149.1 150.3 147.5 149.5 154.1 152.3 24 From others 170.8 181.7 179.6 178.7 181.9 184.1 184.0 185.6 184.3 186.6 186.9 186.0 25 Net due to related foreign offices 0.0 16.8 16.7 15.4 12.8 16.6 13.1 13.4 17.1 13.7 12.0 12.0 26 Other liabilities 45.0 54.0 55.6 59.1 59.8 60.3 60.7 61.1 59.8 60.7 61.8 62.4 27 TOTAL LIABILITIES 2,049.0 2,219.6 2,231.1 2,235.7 2,261.0 2,277.4 2,290.5 2,309.1 2,300.2 2,304.0 2,318.7 2,318.0 28 Residual (assets less liabilities) (8) 143.3 100.5 109.6 112.7 106.3 104.5 95.5 105.5 96.7 99.6 104.5 134.5 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars August 10, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 11 Jul 18 Jul 25 Aug 1 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,948.6 2,058.5 2,060.3 2,058.9 2,067.2 2,077.5 2,083.1 2,096.0 2,089.8 2,091.9 2,099.8 2,108.9 2 Securities in bank credit 516.6 549.0 547.7 543.2 542.5 543.9 547.4 553.1 550.6 550.0 555.5 559.4 3 Treasury and Agency securities (2) 365.2 359.5 355.0 346.7 344.5 343.0 345.1 350.6 347.6 347.5 353.7 355.6 4 Other securities 151.4 189.5 192.7 196.4 198.0 200.9 202.3 202.6 203.0 202.4 201.8 203.8 5 Loans and leases in bank credit (3) 1,432.0 1,509.5 1,512.6 1,515.8 1,524.6 1,533.6 1,535.7 1,542.9 1,539.2 1,541.9 1,544.2 1,549.4 6 Commercial and industrial 275.9 290.9 292.3 294.7 296.7 297.0 297.8 299.4 299.8 300.0 298.3 298.9 7 Real estate 771.1 813.9 818.6 821.5 823.7 829.4 833.1 838.9 836.5 838.0 840.6 843.7 8 Revolving home equity 40.5 45.9 46.2 46.2 46.7 47.9 48.6 49.3 49.1 49.2 49.5 49.9 9 Other 730.6 768.0 772.3 775.3 777.1 781.5 784.5 789.6 787.4 788.7 791.1 793.7 10 Consumer 287.6 303.9 299.4 294.7 296.9 299.2 295.6 294.8 292.5 293.4 297.3 297.2 10a Credit card and related plans 124.0 134.7 130.0 126.1 129.1 131.4 128.3 128.2 126.0 126.8 130.7 130.3 10h Other 163.6 169.2 169.4 168.6 167.8 167.8 167.3 166.6 166.5 166.6 166.6 166.9 11 Security (4) 6.3 6.9 7.5 8.2 8.5 8.2 8.3 8.3 8.5 8.5 8.1 8.3 12 Other loans and leases 91.0 93.9 94.8 96.7 98.7 99.8 100.9 101.4 102.0 102.1 99.9 101.5 13 Interbank loans 67.2 86.1 98.4 111.4 119.4 112.1 110.9 109.8 110.1 110.2 107.1 109.9 14 Cash assets (5) 93.3 106.2 102.7 99.0 100.4 102.6 100.8 101.3 99.9 98.0 100.2 100.1 15 Other assets (6) 102.2 95.5 96.9 103.4 107.8 107.2 112.4 125.9 120.0 118.5 117.1 154.0 16 TOTAL ASSETS (7) 2,185.8 2,319.5 2,331.4 2,345.8 2,367.5 2,371.9 2,380.0 2,405.8 2,392.6 2,391.5 2,396.7 2,445.5 L I A B I L I T I E S 17 Deposits 1,660.9 1,809.9 1,824.2 1,840.8 1,864.6 1,859.2 1,872.1 1,885.5 1,882.5 1,878.4 1,876.6 1,893.4 18 Transaction 290.8 297.9 291.3 290.3 294.1 292.2 290.2 290.1 278.6 285.0 296.1 298.9 19 Nontransaction 1,370.1 1,512.0 1,532.9 1,550.4 1,570.5 1,567.0 1,582.0 1,595.4 1,603.9 1,593.3 1,580.5 1,594.5 20 Large time 271.8 296.5 303.0 300.4 300.8 298.6 296.7 299.6 298.7 300.0 300.0 300.2 21 Other 1,098.3 1,215.5 1,229.9 1,250.1 1,269.7 1,268.3 1,285.3 1,295.8 1,305.3 1,293.4 1,280.5 1,294.3 22 Borrowings 332.2 337.7 335.5 328.0 331.1 334.9 333.1 335.9 331.8 336.1 341.0 338.3 23 From banks in the U.S. 161.4 156.0 155.9 149.3 149.2 150.8 149.1 150.3 147.5 149.5 154.1 152.3 24 From others 170.8 181.7 179.6 178.7 181.9 184.1 184.0 185.6 184.3 186.6 186.9 186.0 25 Net due to related foreign offices 0.0 16.8 16.7 15.4 12.8 16.6 13.1 13.4 17.1 13.7 12.0 12.0 26 Other liabilities 45.0 54.0 55.6 59.1 59.8 60.3 60.7 61.1 59.8 60.7 61.8 62.4 27 TOTAL LIABILITIES 2,038.1 2,218.3 2,232.1 2,243.2 2,268.3 2,271.0 2,279.1 2,296.0 2,291.2 2,288.9 2,291.3 2,306.1 28 Residual (assets less liabilities) (8) 147.7 101.2 99.3 102.6 99.2 100.9 100.9 109.8 101.4 102.6 105.4 139.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars August 10, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 11 Jul 18 Jul 25 Aug 1 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 576.1 615.1 610.8 626.5 624.6 608.5 599.6 590.0 585.9 584.7 589.6 601.3 2 Securities in bank credit 203.6 209.1 200.4 208.0 219.5 213.4 215.4 216.7 215.2 215.7 215.4 219.9 3 Treasury and Agency securities (2) 78.1 66.4 63.9 67.2 74.2 69.0 67.1 66.8 66.1 66.6 66.3 66.9 4 Other securities 125.5 142.7 136.5 140.8 145.3 144.4 148.3 149.9 149.0 149.1 149.1 153.1 5 Loans and leases in bank credit (3) 372.5 406.0 410.4 418.5 405.1 395.1 384.2 373.3 370.7 369.0 374.2 381.4 6 Commercial and industrial 203.6 214.3 216.2 218.8 218.5 216.6 208.7 203.6 202.0 204.1 204.3 204.9 7 Real estate 18.1 18.4 18.6 18.4 17.7 17.8 17.6 17.8 17.6 17.7 17.9 18.0 11 Security (4) 83.6 106.0 108.0 111.2 100.7 92.7 90.9 86.2 86.0 82.7 85.5 91.6 12 Other loans and leases 67.3 67.2 67.7 70.1 68.2 68.0 67.0 65.7 65.2 64.6 66.5 66.9 13 Interbank loans 23.6 29.0 27.8 29.6 28.1 30.5 23.6 22.9 24.5 25.0 22.9 18.9 14 Cash assets (5) 44.5 41.4 41.3 40.0 38.5 36.7 35.2 35.5 35.7 36.0 36.7 34.5 15 Other assets (6) 42.1 37.3 37.1 38.9 41.7 39.4 39.6 34.1 34.3 35.4 33.8 32.1 16 TOTAL ASSETS (7) 685.8 722.5 716.7 734.7 732.5 714.9 697.6 682.2 680.0 680.8 682.7 686.4 L I A B I L I T I E S 17 Deposits 390.0 387.5 381.9 379.9 394.1 408.7 419.2 412.9 418.6 407.6 409.1 406.6 18 Transaction 11.1 10.2 10.5 9.7 10.8 10.8 9.9 9.7 10.0 9.5 9.0 9.9 19 Nontransaction 378.9 377.3 371.5 370.2 383.3 397.9 409.3 403.2 408.6 398.1 400.2 396.7 22 Borrowings 203.4 244.0 240.3 236.3 240.6 219.4 216.4 212.0 202.7 204.7 213.1 224.0 23 From banks in the U.S. 21.1 25.5 23.5 26.0 25.9 21.4 24.2 24.0 20.9 20.7 25.1 26.5 24 From others 182.3 218.5 216.8 210.3 214.7 198.0 192.2 187.9 181.8 183.9 188.0 197.5 25 Net due to related foreign offices 20.3 3.6 4.9 22.0 4.5 -4.4 -19.7 -16.0 -12.6 -5.4 -13.1 -20.4 26 Other liabilities 74.6 79.8 77.1 82.7 88.6 85.4 83.6 78.7 77.2 81.1 80.1 75.9 27 TOTAL LIABILITIES 688.4 715.0 704.3 720.9 727.8 709.1 699.4 687.6 685.9 687.9 689.2 686.2 28 Residual (assets less liabilities) (8) -2.5 7.5 12.4 13.8 4.7 5.8 -1.8 -5.4 -6.0 -7.1 -6.5 0.2 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars August 10, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 11 Jul 18 Jul 25 Aug 1 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 571.9 623.2 614.1 621.4 621.7 603.8 595.8 585.5 579.9 582.5 583.2 597.0 2 Securities in bank credit (2) 203.6 209.1 200.4 208.0 219.5 213.4 215.4 216.7 215.2 215.7 215.4 219.9 3 Treasury and Agency securities 78.1 66.4 63.9 67.2 74.2 69.0 67.1 66.8 66.1 66.6 66.3 66.9 3a Trading account 12.0 11.4 10.6 9.8 14.8 13.8 13.8 13.6 13.2 13.7 13.5 12.4 3b Investment account 66.1 55.0 53.3 57.4 59.4 55.2 53.3 53.2 53.0 52.9 52.8 54.4 4 Other securities 125.5 142.7 136.5 140.8 145.3 144.4 148.3 149.9 149.0 149.1 149.1 153.1 4a Trading account 81.4 96.6 91.4 95.4 99.6 99.3 105.6 107.7 107.2 107.1 106.7 109.8 4b Investment account 44.1 46.1 45.1 45.4 45.7 45.1 42.6 42.2 41.8 42.0 42.4 43.2 5 Loans and leases in bank credit (3) 368.3 414.1 413.7 413.4 402.2 390.4 380.4 368.8 364.7 366.8 367.8 377.0 6 Commercial and industrial 202.9 216.0 218.4 219.9 216.7 213.5 207.6 202.9 201.0 203.8 203.1 203.8 7 Real estate 18.1 18.4 18.6 18.4 17.7 17.8 17.6 17.8 17.6 17.7 17.9 18.0 11 Security (4) 80.9 111.3 108.9 105.0 99.3 91.9 88.9 83.4 81.6 81.3 82.1 89.6 12 Other loans and leases 66.4 68.3 67.8 70.1 68.4 67.2 66.4 64.8 64.5 63.9 64.7 65.6 13 Interbank loans 23.6 29.0 27.8 29.6 28.1 30.5 23.6 22.9 24.5 25.0 22.9 18.9 14 Cash assets (5) 43.0 44.1 41.5 38.7 37.0 35.8 34.1 34.3 34.3 34.6 35.2 33.7 15 Other assets (6) 41.0 38.5 38.1 39.5 40.8 38.9 38.2 33.2 33.5 34.6 32.8 31.6 16 TOTAL ASSETS (7) 679.1 734.5 721.1 728.8 727.2 708.7 691.4 675.6 671.8 676.3 673.7 680.8 L I A B I L I T I E S 17 Deposits 381.4 397.5 390.1 384.4 396.9 409.8 412.0 402.8 406.5 398.0 401.0 398.2 18 Transaction 11.2 10.4 10.2 9.4 10.2 10.4 9.7 9.8 10.0 9.5 8.9 10.0 19 Nontransaction 370.2 387.0 379.9 375.0 386.7 399.4 402.3 393.0 396.5 388.5 392.1 388.2 22 Borrowings 203.4 244.0 240.3 236.3 240.6 219.4 216.4 212.0 202.7 204.7 213.1 224.0 23 From banks in the U.S. 21.1 25.5 23.5 26.0 25.9 21.4 24.2 24.0 20.9 20.7 25.1 26.5 24 From others 182.3 218.5 216.8 210.3 214.7 198.0 192.2 187.9 181.8 183.9 188.0 197.5 25 Net due to related foreign offices 17.3 6.8 8.1 22.2 -0.1 -7.6 -22.9 -19.3 -16.0 -8.8 -20.3 -20.3 26 Other liabilities 73.3 81.3 78.5 82.8 86.5 83.9 82.1 77.2 75.8 79.5 76.9 75.9 27 TOTAL LIABILITIES 675.4 729.6 717.2 725.6 723.9 705.5 687.6 672.7 669.0 673.4 670.6 677.8 28 Residual (assets less liabilities) (8) 3.7 4.9 3.9 3.3 3.3 3.2 3.8 2.9 2.8 2.9 3.1 3.0 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 13 MEMO ITEMS Not seasonally adjusted, billions of dollars August 10, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Jul Jan Feb Mar Apr May Jun Jul Jul 11 Jul 18 Jul 25 Aug 1 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers 29 Reval. gains on off-bal. sheet items (9) 63.2 79.6 77.7 80.8 79.9 82.0 87.2 77.6 69.0 77.1 75.1 88.9 30 Reval. losses on off-bal. sheet items (9) 62.9 82.5 81.0 79.8 74.9 74.7 81.5 70.3 63.5 71.1 67.9 78.9 31 Mortgage-backed securities (10) 248.1 252.9 249.4 249.7 257.3 264.2 260.4 260.0 257.1 252.4 260.3 273.6 31a Pass-through 177.3 186.3 182.5 184.5 193.5 199.0 199.1 198.4 196.5 192.4 197.4 210.1 31b CMO, REMIC, and other 70.8 66.6 66.9 65.2 63.7 65.1 61.3 61.6 60.6 60.0 62.9 63.6 32 Net unrealized gains (losses) on -12.4 0.9 2.7 3.5 0.4 -1.5 -1.7 -1.0 -1.8 -1.1 -1.2 1.0 available-for-sale securities (11) 33 Offshore credit to U.S. residents (12) 22.2 23.0 22.7 22.6 21.7 21.0 20.6 20.2 20.1 20.1 20.1 20.1 34 Securitized consumer loans (13) 87.3 82.4 80.8 80.2 78.8 77.0 76.7 76.3 76.8 75.5 77.1 75.5 34a Credit card and related plans 72.4 68.5 67.3 67.3 66.4 65.0 65.3 64.9 65.7 64.5 65.1 63.5 34b Other 15.0 13.9 13.4 12.9 12.4 12.0 11.5 11.4 11.0 10.9 12.0 12.0 35 Securitized business loans (13) 17.0 18.4 18.6 18.7 18.8 19.8 20.4 20.2 20.2 20.1 20.1 20.3 SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers 31 Mortgage-backed securities (10) 202.5 213.3 217.6 224.0 232.3 236.7 239.8 246.8 244.7 243.8 249.3 251.6 34 Securitized consumer loans (13) 221.4 231.4 235.4 238.2 240.7 241.7 247.6 251.4 250.7 250.7 250.8 253.9 34a Credit card and related plans 212.5 222.3 226.5 229.5 232.1 233.3 239.1 242.8 242.1 242.1 242.2 245.4 34b Other 8.9 9.1 8.9 8.7 8.6 8.4 8.5 8.6 8.6 8.6 8.5 8.5 FOREIGN-RELATED INSTITUTIONS 29 Reval. gains on off-bal. sheet items (9) 41.2 52.0 49.5 52.8 56.5 56.3 57.2 54.9 53.7 55.7 54.6 55.5 30 Reval. losses on off-bal. sheet items (9) 38.2 49.0 47.1 49.9 52.1 51.7 52.0 49.8 48.6 50.7 50.0 50.0 35 Securitized business loans (13) 23.9 23.2 22.4 21.5 19.8 18.0 17.2 17.1 17.3 17.2 16.7 17.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Footnotes Page 14 August 10, 2001 Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises. 3. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 4. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 5. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 6. Excludes the due-from position with related foreign offices, which is included in line 25. 7. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 8. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 9. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 12. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses. 13. Total amount outstanding. NOTE: Domestically chartered commercial banks acquired $0.7 billion in assets and liabilities of nonbank institutions in the week ending August 1, 2001. The major asset items affected were (in billions): U.S. government securities, $0.1; real estate loans, other, $0.2; and other loans, $0.1. The major liability item affected was: nontransaction deposits, other, $0.7.