NOTICE TO USERS OF THE H.8 RELEASE: Several large domestic banks and U.S. branches and agencies of foreign banks have not yet been able to report balance sheet information for the week of September 12. Pending rhe receipt of these data, the assets and liabilities of these banks for September 12 are estimated based on their balance sheets as of Sep- tember 5. H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars September 21, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Aug Feb Mar Apr May Jun Jul Aug Aug 22 Aug 29 Sep 5 Sep 12 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 5,101.6 5,269.6 5,281.0 5,316.5 5,322.2 5,315.7 5,313.7 5,325.0 5,322.7 5,344.6 5,335.9 5,495.9 2 Securities in bank credit 1,315.6 1,350.9 1,345.7 1,364.1 1,370.8 1,379.9 1,385.9 1,418.5 1,415.5 1,433.4 1,420.5 1,429.6 3 Treasury and Agency securities (2) 810.0 776.2 757.1 763.3 765.8 763.8 771.4 782.8 778.0 787.3 788.2 791.9 4 Other securities 505.6 574.7 588.6 600.8 605.0 616.1 614.5 635.7 637.5 646.1 632.3 637.7 5 Loans and leases in bank credit (3) 3,786.1 3,918.6 3,935.2 3,952.4 3,951.4 3,935.8 3,927.8 3,906.5 3,907.2 3,911.2 3,915.4 4,066.3 6 Commercial and industrial 1,077.6 1,106.8 1,104.6 1,099.0 1,094.5 1,076.1 1,065.2 1,057.7 1,057.1 1,056.2 1,055.4 1,073.5 7 Real estate 1,623.4 1,670.4 1,678.7 1,688.7 1,699.9 1,703.0 1,709.0 1,704.6 1,699.5 1,702.6 1,710.4 1,718.6 8 Revolving home equity 119.9 133.9 135.8 137.2 138.6 139.7 141.3 142.8 142.9 143.7 143.9 144.6 9 Other 1,503.6 1,536.5 1,542.9 1,551.5 1,561.3 1,563.3 1,567.7 1,561.9 1,556.6 1,558.9 1,566.5 1,573.9 10 Consumer 523.2 541.2 540.1 549.4 553.1 551.1 550.4 547.0 549.8 548.1 547.8 549.2 11 Security (4) 153.3 168.2 174.1 179.5 167.9 171.8 169.7 169.9 174.7 179.4 177.1 186.5 12 Other loans and leases 408.5 432.0 437.7 435.8 436.0 433.8 433.5 427.3 426.2 424.8 424.8 538.6 13 Interbank loans 245.6 267.4 276.1 290.7 285.4 271.6 275.2 290.4 287.3 303.5 302.7 409.2 14 Cash assets (5) 288.3 265.5 270.2 287.8 280.6 272.7 285.1 279.3 283.1 272.6 301.3 315.0 15 Other assets (6) 383.1 413.1 428.1 418.8 413.1 406.7 416.2 425.7 427.7 423.5 428.6 494.2 16 TOTAL ASSETS (7) 5,956.7 6,150.5 6,190.5 6,248.3 6,235.9 6,201.5 6,224.7 6,254.4 6,254.7 6,278.2 6,302.8 6,648.5 L I A B I L I T I E S 17 Deposits 3,755.2 3,891.4 3,925.5 3,991.3 4,005.1 4,038.1 4,061.2 4,069.5 4,056.0 4,065.3 4,126.3 4,255.6 18 Transaction 615.1 607.7 606.8 608.8 612.4 600.2 605.1 609.9 621.6 631.4 610.8 712.7 19 Nontransaction 3,140.1 3,283.6 3,318.7 3,382.5 3,392.7 3,437.9 3,456.0 3,459.6 3,434.4 3,433.9 3,515.5 3,542.9 20 Large time 925.0 937.0 934.8 951.1 965.7 978.7 972.3 959.7 953.4 961.1 961.4 963.2 21 Other 2,215.0 2,346.6 2,383.8 2,431.5 2,427.0 2,459.2 2,483.7 2,500.0 2,481.0 2,472.8 2,554.0 2,579.7 22 Borrowings 1,214.2 1,257.2 1,241.6 1,281.2 1,249.7 1,216.5 1,229.6 1,236.6 1,228.1 1,272.0 1,229.4 1,363.0 23 From banks in the U.S. 391.0 395.0 394.4 405.5 385.3 384.0 392.1 399.1 392.3 411.2 415.2 510.5 24 From others 823.3 862.2 847.2 875.6 864.4 832.5 837.5 837.5 835.8 860.8 814.2 852.6 25 Net due to related foreign offices 267.7 219.4 233.3 190.0 207.4 184.4 190.8 193.7 209.5 176.6 172.0 173.3 26 Other liabilities 318.0 343.4 352.1 349.6 338.8 349.4 328.2 337.8 338.5 350.4 343.5 395.0 27 TOTAL LIABILITIES 5,555.0 5,711.3 5,752.4 5,812.1 5,801.0 5,788.4 5,809.7 5,837.8 5,832.1 5,864.3 5,871.1 6,186.9 28 Residual (assets less liabilities) (8) 401.6 439.2 438.1 436.2 434.9 413.1 414.9 416.6 422.7 413.9 431.7 461.5 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars September 21, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Aug Feb Mar Apr May Jun Jul Aug Aug 22 Aug 29 Sep 5 Sep 12 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 5,084.4 5,264.5 5,268.2 5,308.9 5,311.4 5,308.5 5,293.1 5,307.6 5,298.6 5,326.5 5,325.1 5,486.3 2 Securities in bank credit 1,308.7 1,352.7 1,349.8 1,365.7 1,370.0 1,379.2 1,376.8 1,411.6 1,407.6 1,426.9 1,420.1 1,426.9 3 Treasury and Agency securities (2) 804.8 778.0 763.0 768.2 766.7 764.2 767.3 778.1 772.8 782.3 787.8 790.2 4 Other securities 503.9 574.7 586.8 597.5 603.3 615.1 609.5 633.5 634.9 644.5 632.3 636.7 5 Loans and leases in bank credit (3) 3,775.7 3,911.8 3,918.4 3,943.2 3,941.4 3,929.3 3,916.3 3,896.0 3,891.0 3,899.7 3,905.0 4,059.4 6 Commercial and industrial 1,070.9 1,106.1 1,106.2 1,103.6 1,096.8 1,078.4 1,064.4 1,051.5 1,049.6 1,048.1 1,049.0 1,066.5 7 Real estate 1,626.2 1,663.9 1,671.3 1,684.4 1,700.3 1,702.4 1,708.1 1,707.8 1,701.8 1,706.3 1,712.9 1,723.4 8 Revolving home equity 120.5 132.8 134.2 136.3 138.6 139.9 141.8 143.6 143.7 144.8 145.0 146.0 9 Other 1,505.7 1,531.1 1,537.1 1,548.1 1,561.7 1,562.4 1,566.3 1,564.2 1,558.1 1,561.5 1,567.9 1,577.4 10 Consumer 524.1 541.9 536.4 546.3 550.9 548.4 547.9 548.0 551.7 551.4 549.8 551.5 10a Credit card and related plans 205.2 213.3 209.1 214.5 219.1 217.2 217.5 216.1 218.6 217.8 216.0 216.2 10b Other 318.9 328.6 327.3 331.8 331.7 331.2 330.4 331.9 333.1 333.6 333.9 335.3 11 Security (4) 145.8 171.0 170.1 175.1 161.9 167.2 162.0 161.4 163.2 169.4 164.3 177.4 12 Other loans and leases 408.7 428.9 434.4 433.7 431.6 432.9 433.9 427.2 424.7 424.5 429.0 540.6 13 Interbank loans 236.1 269.2 283.5 296.8 278.8 269.3 267.4 279.0 271.5 285.2 304.2 398.5 14 Cash assets (5) 276.1 266.6 260.2 283.0 278.3 268.9 276.1 267.7 264.2 264.7 316.1 313.4 15 Other assets (6) 380.6 412.2 427.3 418.7 413.4 407.6 414.7 422.9 421.6 419.8 430.6 495.2 16 TOTAL ASSETS (7) 5,915.1 6,147.5 6,174.3 6,242.0 6,216.4 6,188.9 6,185.8 6,211.0 6,189.6 6,230.2 6,309.8 6,627.2 L I A B I L I T I E S 17 Deposits 3,718.4 3,908.3 3,935.8 4,010.6 3,993.1 4,019.2 4,029.6 4,029.1 3,996.2 4,016.9 4,131.1 4,243.1 18 Transaction 601.1 599.6 600.8 615.0 602.7 599.8 598.9 596.1 594.6 617.6 626.7 713.5 19 Nontransaction 3,117.3 3,308.7 3,335.0 3,395.6 3,390.4 3,419.3 3,430.8 3,433.0 3,401.6 3,399.3 3,504.4 3,529.6 20 Large time 912.3 948.7 938.0 952.4 964.4 969.1 958.4 946.3 940.4 948.8 948.5 951.0 21 Other 2,205.0 2,360.1 2,397.0 2,443.2 2,426.0 2,450.2 2,472.3 2,486.7 2,461.2 2,450.5 2,555.9 2,578.7 22 Borrowings 1,192.2 1,260.8 1,240.0 1,281.9 1,254.8 1,217.3 1,220.2 1,214.7 1,205.1 1,247.5 1,217.7 1,343.4 23 From banks in the U.S. 383.6 399.3 398.0 408.8 388.4 384.8 388.9 390.9 384.1 400.3 406.7 495.3 24 From others 808.6 861.4 842.0 873.1 866.4 832.6 831.3 823.9 821.0 847.2 811.0 848.1 25 Net due to related foreign offices 267.0 225.5 232.2 183.0 206.5 180.6 184.4 192.9 208.2 175.4 175.5 175.5 26 Other liabilities 317.7 347.4 350.8 344.7 339.5 347.3 323.8 337.6 338.8 352.2 344.9 395.3 27 TOTAL LIABILITIES 5,495.3 5,742.0 5,758.9 5,820.1 5,793.9 5,764.4 5,758.0 5,774.3 5,748.4 5,791.9 5,869.3 6,157.2 28 Residual (assets less liabilities) (8) 419.9 405.5 415.5 421.9 422.5 424.5 427.9 436.7 441.2 438.2 440.6 469.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars September 21, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Aug Feb Mar Apr May Jun Jul Aug Aug 22 Aug 29 Sep 5 Sep 12 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,517.8 4,661.1 4,658.3 4,690.3 4,711.9 4,714.4 4,721.3 4,733.9 4,732.0 4,751.3 4,745.9 4,898.6 2 Securities in bank credit 1,109.4 1,150.8 1,138.4 1,143.1 1,155.7 1,162.8 1,167.2 1,197.4 1,193.5 1,212.1 1,198.8 1,208.3 3 Treasury and Agency securities (2) 732.1 711.8 689.0 689.1 696.8 696.7 704.5 717.3 713.0 721.3 721.0 724.1 4 Other securities 377.3 439.0 449.3 454.0 458.9 466.1 462.7 480.1 480.5 490.8 477.8 484.1 5 Loans and leases in bank credit (3) 3,408.3 3,510.3 3,519.9 3,547.3 3,556.2 3,551.6 3,554.1 3,536.5 3,538.5 3,539.1 3,547.1 3,690.3 6 Commercial and industrial 872.0 890.0 884.9 880.5 877.8 867.4 861.2 855.2 854.7 854.8 855.0 870.4 7 Real estate 1,605.4 1,651.8 1,660.2 1,671.0 1,682.1 1,685.4 1,691.2 1,686.5 1,681.6 1,684.1 1,691.7 1,700.1 8 Revolving home equity 119.9 133.9 135.8 137.2 138.6 139.7 141.3 142.8 142.9 143.7 143.9 144.6 9 Other 1,485.5 1,517.9 1,524.4 1,533.8 1,543.5 1,545.7 1,549.9 1,543.7 1,538.7 1,540.3 1,547.9 1,555.4 10 Consumer 523.2 541.2 540.1 549.4 553.1 551.1 550.4 547.0 549.8 548.1 547.8 549.2 11 Security (4) 68.1 62.9 67.0 78.8 75.3 80.9 83.5 86.5 92.1 92.6 91.8 108.2 12 Other loans and leases 339.6 364.4 367.7 367.6 368.0 366.8 367.8 361.4 360.4 359.6 360.8 462.4 13 Interbank loans 223.2 239.0 245.6 262.7 255.0 248.1 252.9 268.8 265.5 278.9 276.3 387.1 14 Cash assets (5) 244.4 223.9 229.6 249.3 243.8 237.5 249.6 243.4 245.9 237.1 264.0 265.8 15 Other assets (6) 340.0 377.9 391.7 379.0 375.7 369.4 384.3 396.4 399.3 390.4 402.4 463.5 16 TOTAL ASSETS (7) 5,263.8 5,437.2 5,460.8 5,516.1 5,521.3 5,504.5 5,542.7 5,576.8 5,576.9 5,592.1 5,623.2 5,949.3 L I A B I L I T I E S 17 Deposits 3,363.0 3,510.8 3,547.2 3,597.2 3,596.4 3,618.9 3,648.1 3,665.2 3,650.9 3,656.9 3,721.7 3,853.2 18 Transaction 604.3 597.4 597.3 598.0 601.6 590.4 595.4 599.6 610.9 620.5 598.1 698.3 19 Nontransaction 2,758.7 2,913.4 2,949.9 2,999.2 2,994.8 3,028.5 3,052.7 3,065.7 3,039.9 3,036.4 3,123.6 3,154.8 20 Large time 545.9 568.9 568.2 570.1 570.1 571.6 571.3 568.1 561.4 566.0 571.9 577.5 21 Other 2,212.7 2,344.5 2,381.6 2,429.1 2,424.7 2,456.9 2,481.4 2,497.6 2,478.6 2,470.4 2,551.6 2,577.3 22 Borrowings 1,013.5 1,018.7 1,008.2 1,040.6 1,030.3 1,000.1 1,017.5 1,026.4 1,026.5 1,056.8 1,022.1 1,135.3 23 From banks in the U.S. 373.7 372.5 369.9 379.7 363.9 359.7 368.1 376.8 375.6 387.9 395.8 464.8 24 From others 639.7 646.2 638.3 660.9 666.4 640.4 649.5 649.6 650.9 668.9 626.3 670.6 25 Net due to related foreign offices 243.4 214.6 211.4 185.5 211.8 204.1 207.1 205.8 212.3 190.8 185.5 186.2 26 Other liabilities 242.5 266.3 269.3 261.0 253.4 265.9 249.5 260.2 259.6 268.4 269.5 316.3 27 TOTAL LIABILITIES 4,862.4 5,010.4 5,036.2 5,084.3 5,091.9 5,089.0 5,122.2 5,157.5 5,149.3 5,172.9 5,198.7 5,491.0 28 Residual (assets less liabilities) (8) 401.4 426.8 424.6 431.8 429.5 415.4 420.5 419.3 427.6 419.2 424.5 458.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars September 21, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Aug Feb Mar Apr May Jun Jul Aug Aug 22 Aug 29 Sep 5 Sep 12 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,507.0 4,652.8 4,650.4 4,685.6 4,705.8 4,710.9 4,705.0 4,722.9 4,715.6 4,741.0 4,744.1 4,892.5 2 Securities in bank credit 1,102.6 1,152.6 1,142.4 1,144.7 1,154.9 1,162.1 1,158.1 1,190.5 1,185.6 1,205.6 1,198.4 1,205.6 3 Treasury and Agency securities (2) 726.9 713.5 694.9 694.0 697.7 697.0 700.4 712.6 707.8 716.3 720.6 722.4 4 Other securities 375.6 439.1 447.5 450.7 457.2 465.0 457.7 477.9 477.8 489.3 477.9 483.2 5 Loans and leases in bank credit (3) 3,404.5 3,500.2 3,508.0 3,540.9 3,550.9 3,548.8 3,547.0 3,532.4 3,530.0 3,535.4 3,545.6 3,686.9 6 Commercial and industrial 866.7 887.1 885.3 886.9 883.2 870.8 861.1 850.4 848.4 848.6 850.3 864.8 7 Real estate 1,608.2 1,645.2 1,652.8 1,666.7 1,682.5 1,684.8 1,690.3 1,689.6 1,684.0 1,687.8 1,694.3 1,704.9 8 Revolving home equity 120.5 132.8 134.2 136.3 138.6 139.9 141.8 143.6 143.7 144.8 145.0 146.0 9 Other 1,487.7 1,512.5 1,518.6 1,530.4 1,543.9 1,544.8 1,548.5 1,546.0 1,540.2 1,543.0 1,549.3 1,558.9 10 Consumer 524.1 541.9 536.4 546.3 550.9 548.4 547.9 548.0 551.7 551.4 549.8 551.5 10a Credit card and related plans 205.2 213.3 209.1 214.5 219.1 217.2 217.5 216.1 218.6 217.8 216.0 216.2 10d Other 318.9 328.6 327.3 331.8 331.7 331.2 330.4 331.9 333.1 333.6 333.9 335.3 11 Security (4) 64.4 64.7 68.9 75.8 70.0 78.3 78.6 81.9 85.6 87.5 86.0 100.9 12 Other loans and leases 341.1 361.3 364.5 365.3 364.4 366.5 369.1 362.5 360.3 360.1 365.3 464.8 13 Interbank loans 213.8 240.8 252.9 268.7 248.3 245.8 245.2 257.4 249.6 260.6 277.8 376.4 14 Cash assets (5) 233.5 224.8 221.1 246.0 242.5 234.8 241.9 232.9 228.2 230.3 280.2 266.2 15 Other assets (6) 337.9 376.1 390.4 379.8 376.6 371.6 383.6 393.8 393.4 386.9 404.1 464.4 16 TOTAL ASSETS (7) 5,230.4 5,429.9 5,450.3 5,515.1 5,508.0 5,498.0 5,510.5 5,541.2 5,520.9 5,553.0 5,640.3 5,933.5 L I A B I L I T I E S 17 Deposits 3,337.1 3,519.6 3,553.1 3,613.6 3,583.2 3,607.1 3,626.7 3,636.5 3,603.0 3,618.7 3,738.2 3,850.8 18 Transaction 590.2 589.5 591.6 604.8 592.2 590.1 589.1 585.7 584.1 606.6 613.8 699.0 19 Nontransaction 2,746.9 2,930.1 2,961.5 3,008.8 2,991.0 3,017.0 3,037.7 3,050.8 3,019.0 3,012.0 3,124.4 3,151.8 20 Large time 544.1 572.2 566.7 568.0 567.3 569.0 567.7 566.3 560.1 563.9 570.8 575.5 21 Other 2,202.8 2,357.9 2,394.8 2,440.9 2,423.7 2,447.9 2,470.0 2,484.4 2,458.9 2,448.1 2,553.6 2,576.3 22 Borrowings 991.4 1,022.3 1,006.6 1,041.3 1,035.4 1,001.0 1,008.2 1,004.5 1,003.5 1,032.3 1,010.4 1,115.7 23 From banks in the U.S. 366.4 376.9 373.5 382.9 367.0 360.5 364.8 368.6 367.4 377.0 387.3 449.6 24 From others 625.1 645.5 633.0 658.4 668.4 640.5 643.3 635.9 636.1 655.3 623.1 666.1 25 Net due to related foreign offices 243.8 217.4 210.3 183.1 214.1 203.4 204.0 206.2 214.6 194.7 185.2 185.2 26 Other liabilities 242.7 268.8 268.0 258.2 255.6 265.4 246.6 260.5 261.5 272.4 269.3 315.0 27 TOTAL LIABILITIES 4,815.1 5,028.2 5,037.9 5,096.2 5,088.3 5,076.8 5,085.4 5,107.6 5,082.6 5,118.1 5,203.1 5,466.6 28 Residual (assets less liabilities) (8) 415.3 401.7 412.4 419.0 419.7 421.1 425.1 433.5 438.2 435.0 437.2 466.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars September 21, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Aug Feb Mar Apr May Jun Jul Aug Aug 22 Aug 29 Sep 5 Sep 12 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,545.9 2,592.5 2,598.7 2,625.3 2,637.3 2,635.4 2,626.8 2,627.0 2,621.5 2,641.1 2,626.9 2,769.7 2 Securities in bank credit 584.9 600.1 595.9 603.4 613.6 617.2 614.3 634.6 629.2 646.8 627.2 635.5 3 Treasury and Agency securities (2) 366.6 354.2 343.6 347.6 355.7 353.9 354.4 361.1 356.5 363.2 357.9 360.9 3a Trading account 23.3 37.5 35.4 33.7 35.3 35.1 38.3 36.3 34.6 35.0 35.8 39.8 3b Investment account 343.3 316.7 308.1 313.9 320.5 318.8 316.1 324.8 321.8 328.3 322.1 321.1 4 Other securities 218.3 245.9 252.3 255.8 257.8 263.3 259.9 273.5 272.8 283.6 269.3 274.6 4a Trading account 103.3 129.3 132.5 135.9 137.0 143.5 140.8 153.1 152.0 162.4 149.2 154.5 4b Investment account 115.0 116.6 119.9 119.9 120.8 119.8 119.2 120.4 120.7 121.2 120.1 120.1 4c State and local government 25.8 27.6 28.1 28.4 28.1 27.9 27.8 27.6 27.6 27.6 27.5 27.8 4d Other 89.2 89.0 91.8 91.5 92.7 92.0 91.4 92.8 93.1 93.5 92.6 92.3 5 Loans and leases in bank credit (3) 1,961.0 1,992.4 2,002.8 2,021.9 2,023.7 2,018.2 2,012.6 1,992.5 1,992.3 1,994.3 1,999.6 2,134.1 6 Commercial and industrial 592.5 595.4 589.5 585.3 582.8 570.9 561.6 556.5 556.4 555.9 556.3 571.1 6a Bankers acceptances 0.9 0.8 0.8 0.8 0.8 0.7 -- -- -- -- -- -- 6b Other 591.5 594.6 588.7 584.5 582.0 570.1 561.6 556.5 556.4 555.9 556.3 571.1 7 Real estate 829.1 833.0 841.3 848.7 855.3 854.6 853.5 844.0 839.1 840.0 844.9 850.6 8 Revolving home equity 78.9 87.6 89.5 90.6 91.2 91.5 91.7 91.9 91.9 92.3 92.6 93.0 9 Other 750.1 745.4 751.8 758.1 764.0 763.1 761.8 752.1 747.1 747.7 752.3 757.5 10 Consumer 229.8 241.8 243.7 249.8 252.2 254.1 254.1 252.1 253.1 253.9 253.3 254.1 11 Security (4) 61.2 55.4 59.0 70.4 66.8 72.5 75.1 78.0 83.4 83.9 83.3 98.4 11a Fed funds and RPs with broker/dealer 41.6 39.5 43.7 53.9 49.4 54.7 59.6 63.5 68.6 69.9 68.7 80.1 11b Other 19.7 16.0 15.3 16.6 17.4 17.8 15.5 14.5 14.8 14.1 14.6 18.4 12a State and local government 12.7 12.9 13.0 13.0 12.9 13.3 14.2 14.1 14.1 14.1 14.1 14.1 12b Agricultural 9.6 10.3 10.4 10.4 10.6 10.3 10.0 9.4 9.3 9.2 9.2 9.2 12c Fed funds and RPs with others 14.2 26.3 26.2 23.0 23.6 25.5 30.8 31.8 32.2 32.2 30.9 36.7 12d All other loans 84.5 85.8 86.8 87.7 85.3 84.4 81.5 75.5 73.9 74.2 76.4 169.7 12e Lease financing receivables 127.5 131.6 133.0 133.7 134.3 132.6 131.7 131.0 130.8 130.8 131.2 130.2 13 Interbank loans 142.0 142.5 138.9 147.4 133.9 130.6 135.7 150.1 146.0 154.4 159.4 246.9 13a Fed funds and RPs with banks 67.2 71.8 71.8 83.5 72.5 71.8 70.7 79.7 73.8 82.7 88.5 164.8 13b Other 74.8 70.7 67.0 63.9 61.5 58.7 64.9 70.4 72.3 71.7 70.8 82.1 14 Cash assets (5) 146.3 138.3 142.7 145.5 139.9 135.6 146.2 140.1 139.9 136.1 158.1 152.8 15 Other assets (6) 248.3 264.4 274.3 271.6 269.1 257.5 263.6 272.6 278.0 269.8 273.4 307.0 16 TOTAL ASSETS (7) 3,046.8 3,099.8 3,116.8 3,151.9 3,142.5 3,121.4 3,134.2 3,151.7 3,147.3 3,163.5 3,180.1 3,438.6 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) September 21, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Aug Feb Mar Apr May Jun Jul Aug Aug 22 Aug 29 Sep 5 Sep 12 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,665.8 1,690.6 1,717.2 1,742.2 1,733.1 1,737.7 1,749.3 1,751.3 1,737.6 1,740.0 1,789.7 1,900.8 18 Transaction 309.1 300.7 304.0 303.9 304.7 300.3 306.2 303.6 309.5 308.9 309.2 400.5 19 Nontransaction 1,356.7 1,389.9 1,413.2 1,438.3 1,428.4 1,437.4 1,443.1 1,447.6 1,428.1 1,431.1 1,480.5 1,500.3 20 Large time 268.3 267.1 269.4 269.3 271.6 275.1 271.5 264.5 257.7 261.8 266.6 272.2 21 Other 1,088.5 1,122.8 1,143.8 1,169.0 1,156.8 1,162.3 1,171.6 1,183.2 1,170.4 1,169.3 1,213.9 1,228.1 22 Borrowings 679.0 683.5 680.9 709.6 695.5 667.1 680.9 686.1 683.7 712.7 680.4 786.5 23 From banks in the U.S. 209.3 216.9 220.9 231.2 213.9 211.3 219.0 226.4 222.9 235.2 245.4 307.3 24 From others 469.7 466.6 459.9 478.4 481.7 455.7 461.9 459.7 460.8 477.4 435.0 479.2 25 Net due to related foreign offices 219.7 197.9 196.1 172.7 195.2 190.9 192.4 190.3 198.3 177.9 172.7 173.5 26 Other liabilities 195.3 212.8 213.5 205.0 196.6 208.7 191.6 201.8 200.3 209.8 209.4 249.7 27 TOTAL LIABILITIES 2,759.8 2,784.9 2,807.6 2,829.5 2,820.4 2,804.3 2,814.2 2,829.5 2,819.8 2,840.3 2,852.3 3,110.5 28 Residual (assets less liabilities) (8) 287.0 315.0 309.2 322.4 322.1 317.0 320.1 322.2 327.5 323.2 327.8 328.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars September 21, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Aug Feb Mar Apr May Jun Jul Aug Aug 22 Aug 29 Sep 5 Sep 12 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,532.2 2,595.3 2,595.2 2,620.8 2,630.8 2,630.0 2,610.5 2,612.8 2,602.2 2,625.6 2,621.2 2,757.8 2 Securities in bank credit 578.8 603.8 597.7 602.4 611.2 614.9 605.3 628.4 622.2 640.4 627.8 632.8 3 Treasury and Agency securities (2) 362.2 357.9 347.2 349.8 355.1 352.6 350.4 357.1 352.1 358.3 358.4 359.1 3a Trading account 23.1 37.9 35.8 34.0 35.2 35.0 37.9 35.9 34.2 34.5 35.9 39.6 3b Investment account 339.2 320.0 311.4 315.8 319.9 317.6 312.5 321.2 317.9 323.9 322.5 319.5 3c Mortgage-backed 213.5 221.7 220.1 227.6 234.3 230.6 230.8 243.7 240.8 249.3 247.2 245.1 3d Other 125.7 98.3 91.3 88.3 85.6 87.0 81.8 77.5 77.1 74.5 75.3 74.4 3e 1 year or less 32.8 31.8 31.6 30.9 27.8 26.2 21.8 20.0 18.7 18.1 22.4 20.3 3f Between 1 and 5 years 54.7 37.3 34.3 31.4 31.2 34.3 34.2 33.7 34.4 32.8 32.1 33.8 3g More than 5 years 38.3 29.2 25.4 25.9 26.6 26.5 25.8 23.9 23.9 23.7 20.8 20.3 4 Other securities 216.6 246.0 250.5 252.5 256.2 262.3 254.9 271.3 270.1 282.0 269.4 273.7 4a Trading account 102.5 129.3 131.5 134.2 136.1 142.9 138.1 151.9 150.6 161.5 149.3 154.0 4b Investment account 114.1 116.6 119.0 118.4 120.0 119.4 116.9 119.4 119.5 120.5 120.1 119.7 4c State and local government 25.6 27.6 27.9 28.0 28.0 27.8 27.3 27.3 27.3 27.5 27.5 27.7 4d Other 88.5 89.0 91.1 90.3 92.1 91.6 89.6 92.0 92.2 93.0 92.6 92.0 5 Loans and leases in bank credit (3) 1,953.3 1,991.4 1,997.4 2,018.5 2,019.5 2,015.1 2,005.2 1,984.5 1,980.0 1,985.2 1,993.4 2,125.0 6 Commercial and industrial 588.9 594.3 590.2 589.6 585.6 572.5 561.7 553.4 551.9 551.6 553.6 567.7 6a Bankers acceptances 0.9 0.8 0.8 0.8 0.8 0.7 -- -- -- -- -- -- 6b Other 587.9 593.5 589.4 588.7 584.8 571.7 561.7 553.4 551.9 551.6 553.6 567.7 7 Real estate 830.1 829.7 835.5 844.7 854.9 853.3 852.1 845.4 839.6 841.2 846.9 853.6 8 Revolving home equity 79.8 86.6 88.1 89.6 91.1 91.7 92.4 93.0 93.0 93.6 93.9 94.3 9a Other residential 459.4 446.7 450.8 457.9 465.1 461.9 460.0 453.3 447.2 448.4 454.8 460.8 9b Commercial 290.8 296.4 296.6 297.1 298.6 299.7 299.6 299.0 299.4 299.1 298.2 298.5 10 Consumer 228.7 243.9 243.4 250.4 252.7 253.6 252.3 250.9 252.1 253.3 252.4 252.9 10a Credit card and related plans 74.7 83.5 83.1 85.0 87.3 88.3 87.7 85.3 85.7 86.5 85.3 85.0 10f Other 154.1 160.4 160.3 165.4 165.3 165.2 164.6 165.5 166.4 166.9 167.1 167.9 11 Security (4) 57.7 57.2 60.7 67.3 61.9 70.1 70.4 73.5 77.3 79.3 77.2 91.0 11a Fed funds and RPs with broker/dealer 39.1 40.8 45.0 51.5 45.8 52.9 55.9 59.8 63.6 66.0 63.7 74.0 11b Other 18.6 16.5 15.7 15.8 16.1 17.2 14.5 13.7 13.7 13.3 13.5 17.0 12a State and local government 12.7 12.9 13.0 13.0 12.9 13.3 14.2 14.1 14.1 14.1 14.1 14.1 12b Agricultural 9.7 10.1 10.2 10.2 10.5 10.4 10.1 9.6 9.4 9.4 9.3 9.3 12c Fed funds and RPs with others 14.2 26.3 26.2 23.0 23.6 25.5 30.8 31.8 32.2 32.2 30.9 36.7 12d All other loans 84.6 84.1 84.8 86.5 83.8 84.5 82.4 75.6 73.3 74.3 79.0 171.0 12e Lease financing receivables 126.8 132.9 133.4 133.8 133.7 132.1 131.2 130.2 130.0 129.9 130.0 128.7 13 Interbank loans 136.8 141.4 140.0 149.5 136.3 135.0 135.5 144.6 139.4 147.6 155.9 234.9 13a Fed funds and RPs with banks 64.8 71.3 72.4 84.6 73.7 74.2 70.7 76.8 70.4 79.1 86.6 156.8 13b Other 72.0 70.2 67.6 64.9 62.6 60.8 64.8 67.8 69.0 68.5 69.3 78.1 14 Cash assets (5) 138.3 140.2 137.8 145.8 140.0 134.1 139.8 132.3 128.3 130.8 165.0 150.8 15 Other assets (6) 246.2 262.6 273.0 272.3 270.0 259.7 262.9 270.0 272.2 266.3 275.1 307.9 16 TOTAL ASSETS (7) 3,017.5 3,101.6 3,108.1 3,150.8 3,139.2 3,120.9 3,110.8 3,121.5 3,103.7 3,132.2 3,179.1 3,413.2 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) September 21, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Aug Feb Mar Apr May Jun Jul Aug Aug 22 Aug 29 Sep 5 Sep 12 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,650.3 1,698.3 1,715.7 1,751.3 1,726.3 1,737.2 1,741.0 1,735.3 1,709.4 1,719.0 1,799.2 1,898.7 18 Transaction 298.0 297.6 300.3 311.1 300.5 300.4 301.4 292.6 290.0 298.5 314.7 397.4 19 Nontransaction 1,352.3 1,400.7 1,415.4 1,440.2 1,425.8 1,436.8 1,439.7 1,442.8 1,419.4 1,420.4 1,484.5 1,501.3 20 Large time 266.5 270.4 267.8 267.2 268.8 272.4 267.9 262.7 256.5 259.7 265.4 270.2 21 Other 1,085.8 1,130.4 1,147.5 1,173.0 1,157.1 1,164.4 1,171.8 1,180.1 1,162.9 1,160.7 1,219.1 1,231.1 22 Borrowings 657.0 687.1 679.2 710.3 700.6 667.9 671.5 664.2 660.7 688.2 668.7 766.8 23 From banks in the U.S. 201.9 221.3 224.6 234.4 217.0 212.2 215.7 218.1 214.7 224.3 236.9 292.1 24 From others 455.0 465.8 454.7 475.9 483.7 455.7 455.8 446.1 446.0 463.8 431.8 474.8 25 Net due to related foreign offices 220.1 200.8 194.9 170.3 197.5 190.3 189.2 190.7 200.6 181.8 172.4 172.4 26 Other liabilities 195.5 215.4 212.2 202.2 198.8 208.1 188.7 202.2 202.2 213.8 209.2 248.4 27 TOTAL LIABILITIES 2,722.9 2,801.6 2,802.0 2,834.1 2,823.3 2,803.5 2,790.5 2,792.4 2,772.8 2,802.7 2,849.6 3,086.4 28 Residual (assets less liabilities) (8) 294.6 300.0 306.1 316.6 315.9 317.4 320.3 329.1 330.9 329.4 329.5 326.8 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars September 21, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Aug Feb Mar Apr May Jun Jul Aug Aug 22 Aug 29 Sep 5 Sep 12 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,971.8 2,068.6 2,059.6 2,065.0 2,074.6 2,079.0 2,094.4 2,106.9 2,110.5 2,110.2 2,119.0 2,128.9 2 Securities in bank credit 524.5 550.7 542.5 539.6 542.2 545.5 552.9 562.8 564.3 565.3 571.5 572.7 3 Treasury and Agency securities (2) 365.5 357.6 345.5 341.5 341.1 342.8 350.1 356.2 356.5 358.1 363.1 363.2 4 Other securities 159.0 193.1 197.0 198.2 201.1 202.8 202.8 206.6 207.7 207.2 208.5 209.5 5 Loans and leases in bank credit (3) 1,447.3 1,517.9 1,517.1 1,525.4 1,532.5 1,533.4 1,541.5 1,544.0 1,546.2 1,544.9 1,547.5 1,556.1 6 Commercial and industrial 279.5 294.6 295.4 295.2 295.0 296.5 299.5 298.7 298.3 298.9 298.8 299.3 7 Real estate 776.4 818.8 818.9 822.4 826.8 830.8 837.7 842.5 842.6 844.1 846.8 849.5 8 Revolving home equity 40.9 46.3 46.3 46.7 47.4 48.3 49.6 50.8 50.9 51.4 51.3 51.6 9 Other 735.4 772.5 772.7 775.7 779.4 782.5 788.1 791.7 791.6 792.7 795.5 797.9 10 Consumer 293.4 299.4 296.5 299.6 300.9 297.0 296.4 294.9 296.7 294.3 294.4 295.1 11 Security (4) 6.9 7.5 8.0 8.3 8.5 8.4 8.4 8.5 8.7 8.7 8.5 9.8 12 Other loans and leases 91.2 97.6 98.3 99.8 101.3 100.8 99.5 99.5 100.0 99.0 98.9 102.5 13 Interbank loans 81.2 96.4 106.7 115.2 121.0 117.6 117.3 118.7 119.4 124.4 117.0 140.2 14 Cash assets (5) 98.1 85.5 86.9 103.7 104.0 101.9 103.4 103.3 106.0 101.0 105.9 113.0 15 Other assets (6) 91.7 113.5 117.4 107.5 106.6 112.0 120.7 123.8 121.3 120.7 129.0 156.5 16 TOTAL ASSETS (7) 2,217.0 2,337.3 2,344.0 2,364.2 2,378.8 2,383.1 2,408.5 2,425.2 2,429.6 2,428.6 2,443.1 2,510.8 L I A B I L I T I E S 17 Deposits 1,697.1 1,820.2 1,830.0 1,855.0 1,863.3 1,881.2 1,898.8 1,914.0 1,913.3 1,916.9 1,931.9 1,952.4 18 Transaction 295.2 296.7 293.4 294.2 296.9 290.1 289.2 295.9 301.5 311.6 288.8 297.8 19 Nontransaction 1,401.9 1,523.5 1,536.6 1,560.9 1,566.4 1,591.1 1,609.6 1,618.0 1,611.8 1,605.3 1,643.1 1,654.6 20 Large time 277.7 301.8 298.9 300.8 298.5 296.6 299.8 303.6 303.6 304.2 305.4 305.3 21 Other 1,124.3 1,221.7 1,237.8 1,260.1 1,267.9 1,294.5 1,309.8 1,314.4 1,308.2 1,301.1 1,337.7 1,349.3 22 Borrowings 334.5 335.2 327.3 331.0 334.7 333.1 336.6 340.3 342.8 344.1 341.7 348.8 23 From banks in the U.S. 164.4 155.6 149.0 148.5 150.0 148.4 149.1 150.4 152.7 152.7 150.4 157.5 24 From others 170.0 179.6 178.4 182.5 184.7 184.7 187.5 189.8 190.1 191.5 191.3 191.3 25 Net due to related foreign offices 23.7 16.7 15.4 12.8 16.6 13.1 14.7 15.5 14.0 12.9 12.8 12.8 26 Other liabilities 47.2 53.5 55.8 56.0 56.8 57.3 57.8 58.4 59.4 58.6 60.1 66.5 27 TOTAL LIABILITIES 2,102.5 2,225.5 2,228.5 2,254.8 2,271.4 2,284.7 2,308.1 2,328.0 2,329.5 2,332.5 2,346.4 2,380.5 28 Residual (assets less liabilities) (8) 114.5 111.8 115.4 109.4 107.4 98.4 100.4 97.1 100.1 96.1 96.6 130.3 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars September 21, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Aug Feb Mar Apr May Jun Jul Aug Aug 22 Aug 29 Sep 5 Sep 12 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,974.8 2,057.5 2,055.2 2,064.7 2,075.1 2,080.8 2,094.5 2,110.1 2,113.4 2,115.3 2,122.8 2,134.7 2 Securities in bank credit 523.7 548.7 544.7 542.3 543.7 547.2 552.8 562.2 563.4 565.2 570.6 572.8 3 Treasury and Agency securities (2) 364.7 355.6 347.7 344.2 342.6 344.4 350.0 355.5 355.6 358.0 362.2 363.3 4 Other securities 159.0 193.1 197.0 198.2 201.1 202.8 202.8 206.6 207.7 207.2 208.5 209.5 5 Loans and leases in bank credit (3) 1,451.1 1,508.8 1,510.5 1,522.4 1,531.4 1,533.6 1,541.7 1,547.9 1,550.0 1,550.1 1,552.2 1,561.9 6 Commercial and industrial 277.8 292.9 295.1 297.3 297.6 298.3 299.4 297.0 296.5 297.0 296.6 297.0 7 Real estate 778.1 815.5 817.3 822.0 827.6 831.5 838.2 844.3 844.3 846.6 847.4 851.3 8 Revolving home equity 40.7 46.2 46.1 46.6 47.5 48.2 49.3 50.6 50.7 51.2 51.1 51.8 9 Other 737.4 769.4 771.2 775.4 780.1 783.3 788.9 793.7 793.6 795.4 796.3 799.6 10 Consumer 295.4 297.9 293.0 295.9 298.2 294.9 295.6 297.1 299.6 298.1 297.4 298.6 10a Credit card and related plans 130.6 129.8 126.0 129.5 131.8 128.9 129.8 130.8 132.9 131.3 130.7 131.2 10h Other 164.9 168.2 166.9 166.4 166.4 166.0 165.7 166.4 166.7 166.8 166.7 167.4 11 Security (4) 6.7 7.5 8.2 8.4 8.2 8.2 8.2 8.3 8.3 8.2 8.8 9.9 12 Other loans and leases 93.1 95.0 96.9 98.7 99.8 100.8 100.4 101.2 101.2 100.2 102.0 105.0 13 Interbank loans 77.0 99.3 113.0 119.2 112.0 110.8 109.7 112.8 110.2 113.0 121.9 141.4 14 Cash assets (5) 95.3 84.6 83.3 100.2 102.5 100.7 102.1 100.5 99.9 99.5 115.2 115.5 15 Other assets (6) 91.7 113.5 117.4 107.5 106.6 112.0 120.7 123.8 121.3 120.7 129.0 156.5 16 TOTAL ASSETS (7) 2,212.9 2,328.2 2,342.2 2,364.3 2,368.8 2,377.1 2,399.7 2,419.7 2,417.2 2,420.9 2,461.2 2,520.3 L I A B I L I T I E S 17 Deposits 1,686.8 1,821.2 1,837.4 1,862.3 1,856.9 1,869.8 1,885.7 1,901.2 1,893.6 1,899.7 1,939.0 1,952.1 18 Transaction 292.2 291.9 291.3 293.6 291.8 289.7 287.7 293.2 294.1 308.1 299.2 301.6 19 Nontransaction 1,394.6 1,529.3 1,546.1 1,568.7 1,565.1 1,580.1 1,598.0 1,608.0 1,599.6 1,591.6 1,639.8 1,650.6 20 Large time 277.7 301.8 298.9 300.8 298.5 296.6 299.8 303.6 303.6 304.2 305.4 305.3 21 Other 1,116.9 1,227.5 1,247.2 1,267.9 1,266.6 1,283.5 1,298.2 1,304.4 1,295.9 1,287.4 1,334.5 1,345.2 22 Borrowings 334.5 335.2 327.3 331.0 334.7 333.1 336.6 340.3 342.8 344.1 341.7 348.8 23 From banks in the U.S. 164.4 155.6 149.0 148.5 150.0 148.4 149.1 150.4 152.7 152.7 150.4 157.5 24 From others 170.0 179.6 178.4 182.5 184.7 184.7 187.5 189.8 190.1 191.5 191.3 191.3 25 Net due to related foreign offices 23.7 16.7 15.4 12.8 16.6 13.1 14.7 15.5 14.0 12.9 12.8 12.8 26 Other liabilities 47.2 53.5 55.8 56.0 56.8 57.3 57.8 58.4 59.4 58.6 60.1 66.5 27 TOTAL LIABILITIES 2,092.2 2,226.5 2,236.0 2,262.0 2,265.0 2,273.3 2,294.9 2,315.3 2,309.8 2,315.3 2,353.5 2,380.2 28 Residual (assets less liabilities) (8) 120.7 101.7 106.2 102.3 103.8 103.8 104.8 104.4 107.4 105.5 107.7 140.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars September 21, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Aug Feb Mar Apr May Jun Jul Aug Aug 22 Aug 29 Sep 5 Sep 12 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 583.8 608.5 622.7 626.2 610.3 601.4 592.5 591.1 590.7 593.3 590.1 597.4 2 Securities in bank credit 206.1 200.1 207.4 221.0 215.1 217.2 218.7 221.1 222.0 221.3 221.7 221.3 3 Treasury and Agency securities (2) 77.9 64.5 68.1 74.2 69.0 67.1 66.9 65.5 65.0 66.0 67.2 67.7 4 Other securities 128.2 135.7 139.3 146.8 146.1 150.0 151.9 155.6 157.0 155.3 154.5 153.6 5 Loans and leases in bank credit (3) 377.7 408.3 415.3 405.1 395.2 384.2 373.8 370.0 368.7 372.1 368.3 376.1 6 Commercial and industrial 205.6 216.8 219.7 218.5 216.7 208.7 204.0 202.5 202.4 201.5 200.4 203.1 7 Real estate 18.0 18.6 18.5 17.7 17.8 17.6 17.8 18.1 17.9 18.5 18.6 18.5 11 Security (4) 85.2 105.3 107.1 100.7 92.7 90.9 86.2 83.4 82.6 86.8 85.3 78.3 12 Other loans and leases 68.9 67.6 70.0 68.2 68.0 67.0 65.7 66.0 65.8 65.2 64.0 76.2 13 Interbank loans 22.4 28.4 30.5 28.0 30.5 23.5 22.3 21.6 21.9 24.6 26.3 22.2 14 Cash assets (5) 43.9 41.6 40.5 38.5 36.7 35.2 35.5 36.0 37.1 35.5 37.3 49.2 15 Other assets (6) 43.1 35.2 36.3 39.8 37.4 37.3 31.9 29.3 28.5 33.0 26.3 30.7 16 TOTAL ASSETS (7) 692.8 713.3 729.7 732.2 714.6 697.0 681.9 677.6 677.8 686.1 679.6 699.1 L I A B I L I T I E S 17 Deposits 392.2 380.6 378.2 394.1 408.7 419.2 413.1 404.3 405.1 408.4 404.6 402.5 18 Transaction 10.8 10.3 9.5 10.8 10.8 9.9 9.7 10.3 10.7 10.9 12.7 14.4 19 Nontransaction 381.4 370.3 368.8 383.3 397.9 409.4 403.4 394.0 394.4 397.5 391.9 388.1 22 Borrowings 200.8 238.4 233.4 240.6 219.4 216.4 212.1 210.3 201.6 215.2 207.3 227.7 23 From banks in the U.S. 17.2 22.5 24.5 25.9 21.4 24.2 24.1 22.3 16.8 23.3 19.4 45.7 24 From others 183.5 216.0 208.9 214.7 198.0 192.1 188.0 188.0 184.9 191.9 187.9 182.0 25 Net due to related foreign offices 24.2 4.8 21.8 4.5 -4.4 -19.7 -16.3 -12.0 -2.8 -14.2 -13.5 -13.0 26 Other liabilities 75.5 77.2 82.8 88.6 85.4 83.4 78.7 77.6 78.9 82.1 74.0 78.7 27 TOTAL LIABILITIES 692.7 700.9 716.2 727.8 709.1 699.4 687.5 680.2 682.8 691.5 672.4 695.9 28 Residual (assets less liabilities) (8) 0.2 12.4 13.5 4.3 5.4 -2.3 -5.6 -2.7 -5.0 -5.4 7.2 3.2 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars September 21, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Aug Feb Mar Apr May Jun Jul Aug Aug 22 Aug 29 Sep 5 Sep 12 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 577.4 611.7 617.8 623.3 605.6 597.6 588.0 584.7 583.0 585.6 581.1 593.8 2 Securities in bank credit (2) 206.1 200.1 207.4 221.0 215.1 217.2 218.7 221.1 222.0 221.3 221.7 221.3 3 Treasury and Agency securities 77.9 64.5 68.1 74.2 69.0 67.1 66.9 65.5 65.0 66.0 67.2 67.7 3a Trading account 13.8 10.4 9.5 14.8 13.8 13.8 13.6 12.3 12.4 11.7 12.5 12.2 3b Investment account 64.1 54.0 58.5 59.4 55.2 53.3 53.2 53.2 52.6 54.3 54.8 55.5 4 Other securities 128.2 135.7 139.3 146.8 146.1 150.0 151.9 155.6 157.0 155.3 154.5 153.6 4a Trading account 82.9 90.8 94.6 99.6 99.3 105.6 107.7 111.0 111.7 111.4 110.7 108.8 4b Investment account 45.3 44.9 44.7 47.3 46.8 44.4 44.2 44.6 45.3 43.9 43.8 44.8 5 Loans and leases in bank credit (3) 371.3 411.6 410.4 402.3 390.5 380.5 369.3 363.6 361.0 364.3 359.3 372.5 6 Commercial and industrial 204.3 219.0 220.9 216.8 213.6 207.6 203.3 201.2 201.2 199.5 198.7 201.8 7 Real estate 18.0 18.6 18.5 17.7 17.8 17.6 17.8 18.1 17.9 18.5 18.6 18.5 11 Security (4) 81.3 106.3 101.1 99.3 91.9 88.9 83.4 79.6 77.5 81.9 78.3 76.5 12 Other loans and leases 67.6 67.7 69.9 68.4 67.2 66.3 64.8 64.7 64.5 64.4 63.7 75.8 13 Interbank loans 22.4 28.4 30.5 28.0 30.5 23.5 22.3 21.6 21.9 24.6 26.3 22.2 14 Cash assets (5) 42.6 41.8 39.1 37.0 35.8 34.1 34.3 34.8 36.0 34.4 36.0 47.2 15 Other assets (6) 42.7 36.1 36.9 38.9 36.8 36.0 31.1 29.0 28.1 32.9 26.5 30.8 16 TOTAL ASSETS (7) 684.7 717.6 724.0 726.9 708.4 690.9 675.4 669.8 668.7 677.1 669.5 693.6 L I A B I L I T I E S 17 Deposits 381.2 388.8 382.7 397.0 409.9 412.1 402.9 392.6 393.2 398.2 392.9 392.3 18 Transaction 10.8 10.1 9.2 10.2 10.4 9.7 9.8 10.3 10.6 11.0 12.8 14.5 19 Nontransaction 370.4 378.7 373.5 386.7 399.4 402.4 393.1 382.3 382.6 387.2 380.1 377.8 22 Borrowings 200.8 238.4 233.4 240.6 219.4 216.4 212.1 210.3 201.6 215.2 207.3 227.7 23 From banks in the U.S. 17.2 22.5 24.5 25.9 21.4 24.2 24.1 22.3 16.8 23.3 19.4 45.7 24 From others 183.5 216.0 208.9 214.7 198.0 192.1 188.0 188.0 184.9 191.9 187.9 182.0 25 Net due to related foreign offices 23.2 8.0 22.0 -0.1 -7.6 -22.9 -19.6 -13.3 -6.4 -19.4 -9.6 -9.6 26 Other liabilities 75.0 78.6 82.8 86.5 83.9 82.0 77.2 77.1 77.3 79.8 75.6 80.3 27 TOTAL LIABILITIES 680.2 713.8 720.9 724.0 705.6 687.6 672.6 666.7 665.7 673.9 666.2 690.6 28 Residual (assets less liabilities) (8) 4.6 3.8 3.1 2.9 2.9 3.4 2.8 3.1 2.9 3.3 3.3 3.0 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 13 MEMO ITEMS Not seasonally adjusted, billions of dollars September 21, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Aug Feb Mar Apr May Jun Jul Aug Aug 22 Aug 29 Sep 5 Sep 12 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers 29 Reval. gains on off-bal. sheet items (9) 66.6 77.7 80.8 79.9 82.0 87.2 77.6 87.6 86.8 95.4 84.9 95.1 30 Reval. losses on off-bal. sheet items (9) 67.3 81.0 79.8 74.9 74.7 81.5 70.3 76.7 76.4 83.9 72.4 83.0 31 Mortgage-backed securities (10) 243.7 251.6 251.8 258.4 265.4 261.6 261.0 273.9 271.6 279.0 277.3 275.9 31a Pass-through 173.9 184.6 186.5 194.6 200.1 200.2 199.4 212.2 211.3 219.0 215.5 214.2 31b CMO, REMIC, and other 69.8 67.1 65.3 63.9 65.2 61.4 61.7 61.7 60.4 60.0 61.8 61.8 32 Net unrealized gains (losses) on -8.6 2.8 3.6 3.6 2.0 1.7 -0.4 0.7 0.6 1.0 1.4 1.4 available-for-sale securities (11) 33 Offshore credit to U.S. residents (12) 22.1 22.7 22.6 21.7 21.0 20.6 20.2 19.6 19.6 19.2 19.4 19.4 34 Securitized consumer loans (13) 81.8 75.9 74.2 74.1 72.5 73.4 83.8 86.3 83.0 93.1 94.6 94.5 34a Credit card and related plans 72.0 67.3 66.1 66.4 65.1 66.3 76.2 78.3 75.1 85.2 86.7 86.7 34b Other 9.8 8.6 8.1 7.7 7.4 7.1 7.5 8.0 7.9 7.9 7.8 7.8 35 Securitized business loans (13) 27.0 29.3 29.4 29.6 30.6 31.1 30.5 31.3 31.3 31.4 31.3 31.2 SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers 31 Mortgage-backed securities (10) 202.7 216.3 222.7 230.6 235.0 238.2 245.0 251.4 251.6 252.8 258.2 258.9 34 Securitized consumer loans (13) 223.5 238.0 241.0 243.3 244.5 247.3 228.6 232.7 231.5 235.7 235.2 235.6 34a Credit card and related plans 214.8 229.2 232.4 234.7 236.0 238.7 220.0 224.3 223.1 227.4 226.9 227.4 34b Other 8.7 8.9 8.7 8.6 8.4 8.5 8.6 8.4 8.4 8.4 8.3 8.2 FOREIGN-RELATED INSTITUTIONS 29 Reval. gains on off-bal. sheet items (9) 42.8 49.4 52.7 56.5 56.3 57.2 54.9 57.2 57.8 57.8 56.5 55.2 30 Reval. losses on off-bal. sheet items (9) 40.2 47.0 49.7 52.1 51.8 52.0 49.8 52.0 52.8 52.8 51.4 49.7 35 Securitized business loans (13) 33.9 32.7 31.9 30.2 28.4 27.7 27.5 27.0 26.9 26.5 26.8 27.0 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Footnotes Page 14 September 21, 2001 Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises. 3. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 4. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 5. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 6. Excludes the due-from position with related foreign offices, which is included in line 25. 7. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 8. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 9. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 12. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses. 13. Total amount outstanding. NOTE: Domestically chartered commercial banks acquired $0.4 billion in assets and liabilities of nonbank institutions in the week ending September 12, 2001. The major items affected were (in billions): U.S. government securities, $0.1; and real estate loans, other, $0.3. The major liability item affected was: nontransaction deposits, other, $0.4.