H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars October 12, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 12 Sep 19 Sep 26 Oct 3 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 5,153.5 5,280.9 5,316.4 5,322.2 5,315.5 5,311.9 5,324.6 5,406.7 5,494.2 5,418.8 5,374.0 5,377.7 2 Securities in bank credit 1,331.4 1,345.7 1,364.1 1,370.8 1,379.9 1,385.6 1,418.3 1,446.0 1,426.9 1,450.2 1,460.1 1,478.9 3 Treasury and Agency securities (2) 804.3 757.1 763.4 765.9 764.0 771.5 782.9 795.5 792.7 792.4 794.1 816.7 4 Other securities 527.1 588.6 600.7 604.9 615.9 614.1 635.4 650.5 634.2 657.8 666.0 662.1 5 Loans and leases in bank credit (3) 3,822.1 3,935.2 3,952.3 3,951.4 3,935.6 3,926.3 3,906.4 3,960.8 4,067.3 3,968.6 3,913.9 3,898.9 6 Commercial and industrial 1,079.9 1,104.7 1,099.0 1,094.5 1,076.1 1,065.1 1,057.6 1,061.3 1,069.5 1,062.0 1,060.9 1,053.5 7 Real estate 1,637.1 1,679.8 1,690.0 1,701.2 1,704.3 1,710.6 1,706.1 1,713.2 1,714.3 1,719.5 1,708.1 1,711.2 8 Revolving home equity 122.0 136.9 138.4 139.7 140.9 142.5 143.9 146.3 145.6 147.0 146.5 147.6 9 Other 1,515.1 1,542.9 1,551.7 1,561.5 1,563.5 1,568.1 1,562.2 1,566.9 1,568.7 1,572.5 1,561.6 1,563.6 10 Consumer 525.6 538.9 548.1 551.8 549.6 547.3 545.3 546.5 544.6 547.1 544.1 553.2 11 Security (4) 168.4 174.1 179.5 167.9 171.8 169.7 169.9 182.0 218.6 183.4 164.2 152.3 12 Other loans and leases 411.1 437.7 435.7 436.0 433.8 433.5 427.4 457.8 520.3 456.6 436.6 428.6 13 Interbank loans 238.8 276.1 290.7 285.5 271.6 275.3 290.4 357.1 442.1 357.6 335.7 314.0 14 Cash assets (5) 286.1 270.2 287.8 280.6 272.7 285.1 279.4 322.0 381.1 323.9 290.1 297.0 15 Other assets (6) 382.7 428.1 418.8 413.1 406.8 416.4 426.2 464.3 464.2 445.7 475.1 521.5 16 TOTAL ASSETS (7) 5,998.7 6,190.4 6,248.2 6,235.8 6,201.3 6,223.1 6,254.6 6,484.0 6,715.6 6,479.9 6,409.0 6,443.0 L I A B I L I T I E S 17 Deposits 3,773.2 3,925.5 3,991.3 4,005.1 4,038.1 4,061.2 4,069.6 4,194.6 4,348.1 4,178.5 4,139.7 4,136.4 18 Transaction 607.6 606.8 608.8 612.4 600.2 605.1 609.9 688.4 790.0 697.0 666.3 631.4 19 Nontransaction 3,165.6 3,318.7 3,382.5 3,392.7 3,437.9 3,456.1 3,459.6 3,506.2 3,558.1 3,481.5 3,473.4 3,504.9 20 Large time 917.4 934.8 950.9 965.6 978.6 972.1 959.6 955.1 969.5 940.1 950.6 957.0 21 Other 2,248.2 2,383.8 2,431.7 2,427.0 2,459.3 2,484.0 2,500.1 2,551.1 2,588.6 2,541.4 2,522.8 2,547.9 22 Borrowings 1,211.8 1,241.6 1,281.2 1,249.8 1,216.6 1,229.6 1,236.7 1,287.1 1,378.8 1,286.6 1,252.3 1,257.1 23 From banks in the U.S. 379.1 394.2 405.4 385.0 383.6 391.6 398.7 442.5 507.6 430.0 421.0 419.7 24 From others 832.6 847.4 875.8 864.7 833.0 838.0 838.0 844.7 871.2 856.6 831.3 837.4 25 Net due to related foreign offices 262.9 233.3 190.0 207.4 184.4 190.8 193.8 172.5 162.1 182.2 170.9 175.6 26 Other liabilities 339.4 352.1 349.6 338.8 349.4 328.2 337.8 387.3 389.5 395.4 401.8 399.2 27 TOTAL LIABILITIES 5,587.2 5,752.4 5,812.1 5,801.0 5,788.5 5,809.8 5,837.9 6,041.6 6,278.5 6,042.6 5,964.7 5,968.3 28 Residual (assets less liabilities) (8) 411.5 438.0 436.1 434.8 412.8 413.3 416.6 442.4 437.1 437.3 444.2 474.6 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars October 12, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 12 Sep 19 Sep 26 Oct 3 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 5,148.4 5,268.1 5,308.8 5,311.4 5,308.3 5,291.2 5,307.3 5,400.9 5,482.0 5,419.3 5,366.7 5,380.9 2 Securities in bank credit 1,327.2 1,349.8 1,365.7 1,370.0 1,379.2 1,376.6 1,411.4 1,442.1 1,424.2 1,445.4 1,453.5 1,475.4 3 Treasury and Agency securities (2) 800.8 763.0 768.2 766.8 764.3 767.5 778.3 792.4 791.0 788.8 789.4 812.0 4 Other securities 526.3 586.8 597.4 603.2 614.9 609.1 633.1 649.7 633.2 656.6 664.1 663.4 5 Loans and leases in bank credit (3) 3,821.2 3,918.3 3,943.1 3,941.4 3,929.1 3,914.7 3,895.9 3,958.8 4,057.8 3,973.9 3,913.2 3,905.5 6 Commercial and industrial 1,076.7 1,106.3 1,103.6 1,096.7 1,078.4 1,064.3 1,051.5 1,058.0 1,062.6 1,060.8 1,058.7 1,055.1 7 Real estate 1,640.0 1,672.4 1,685.7 1,701.6 1,703.7 1,709.7 1,709.3 1,716.9 1,719.2 1,723.2 1,711.7 1,714.5 8 Revolving home equity 123.2 135.3 137.4 139.7 141.1 142.9 144.7 147.7 147.0 148.5 148.1 149.1 9 Other 1,516.8 1,537.1 1,548.3 1,561.8 1,562.6 1,566.7 1,564.6 1,569.1 1,572.2 1,574.7 1,563.6 1,565.4 10 Consumer 528.1 535.2 545.0 549.6 546.9 544.8 546.4 548.8 546.9 550.7 546.7 552.7 10a Credit card and related plans 207.8 208.4 213.8 218.4 216.3 215.2 215.4 215.0 213.2 216.9 212.5 218.7 10b Other 320.3 326.7 331.2 331.1 330.6 329.6 331.0 333.8 333.7 333.8 334.2 334.0 11 Security (4) 163.6 170.1 175.1 161.9 167.2 162.0 161.5 175.6 207.0 182.1 160.2 150.5 12 Other loans and leases 412.8 434.4 433.7 431.6 432.9 433.9 427.3 459.5 522.2 457.1 436.0 432.7 13 Interbank loans 231.3 283.5 296.8 278.8 269.3 267.5 279.0 345.1 429.8 343.2 312.7 309.7 14 Cash assets (5) 282.2 260.2 283.0 278.3 269.0 276.2 267.8 317.5 378.4 311.5 278.7 290.4 15 Other assets (6) 382.6 427.3 418.7 413.4 407.6 414.9 423.3 464.3 465.1 444.1 472.1 525.3 16 TOTAL ASSETS (7) 5,981.9 6,174.3 6,241.9 6,216.4 6,188.7 6,184.3 6,211.1 6,461.4 6,688.9 6,451.7 6,364.2 6,439.1 L I A B I L I T I E S 17 Deposits 3,751.0 3,935.8 4,010.6 3,993.1 4,019.2 4,029.6 4,029.1 4,169.1 4,335.0 4,137.5 4,084.9 4,129.9 18 Transaction 602.7 600.8 615.0 602.7 599.8 598.8 596.1 682.3 790.3 680.1 644.2 633.1 19 Nontransaction 3,148.3 3,335.0 3,395.6 3,390.4 3,419.3 3,430.8 3,433.0 3,486.9 3,544.7 3,457.4 3,440.7 3,496.8 20 Large time 906.9 938.0 952.2 964.3 969.0 958.2 946.2 943.8 957.2 928.7 940.6 947.9 21 Other 2,241.4 2,397.0 2,443.4 2,426.1 2,450.3 2,472.6 2,486.8 2,543.0 2,587.6 2,528.7 2,500.1 2,548.9 22 Borrowings 1,208.7 1,240.0 1,281.9 1,254.9 1,217.4 1,220.2 1,214.8 1,281.9 1,359.2 1,292.4 1,253.8 1,254.2 23 From banks in the U.S. 372.1 397.9 408.6 388.2 384.4 388.3 390.4 432.7 492.7 423.3 411.5 411.6 24 From others 836.6 842.1 873.3 866.7 833.0 831.9 824.3 849.2 866.5 869.1 842.3 842.6 25 Net due to related foreign offices 264.1 232.2 183.0 206.5 180.6 184.4 193.0 174.4 164.0 182.8 174.5 174.6 26 Other liabilities 339.5 350.8 344.7 339.5 347.3 323.8 337.7 387.8 389.7 394.5 404.8 396.8 27 TOTAL LIABILITIES 5,563.3 5,758.9 5,820.1 5,793.9 5,764.5 5,758.0 5,774.5 6,013.3 6,248.0 6,007.1 5,918.1 5,955.4 28 Residual (assets less liabilities) (8) 418.6 415.4 421.8 422.5 424.2 426.2 436.6 448.1 440.9 444.5 446.1 483.7 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars October 12, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 12 Sep 19 Sep 26 Oct 3 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,558.1 4,658.2 4,690.2 4,711.8 4,714.1 4,719.4 4,733.5 4,819.8 4,913.0 4,827.5 4,786.3 4,794.8 2 Securities in bank credit 1,120.9 1,138.4 1,143.0 1,155.7 1,162.7 1,166.9 1,197.1 1,223.8 1,208.6 1,228.5 1,235.9 1,252.4 3 Treasury and Agency securities (2) 728.9 689.1 689.2 696.9 696.9 704.7 717.4 727.0 726.2 724.6 724.0 745.1 4 Other securities 392.0 449.3 453.9 458.8 465.9 462.2 479.7 496.8 482.5 503.9 511.8 507.3 5 Loans and leases in bank credit (3) 3,437.2 3,519.8 3,547.1 3,556.1 3,551.4 3,552.5 3,536.3 3,596.0 3,704.4 3,599.1 3,550.4 3,542.4 6 Commercial and industrial 875.0 884.6 880.1 877.4 867.0 860.8 854.8 858.2 868.1 856.2 856.8 851.1 7 Real estate 1,618.8 1,661.6 1,672.6 1,683.7 1,687.1 1,693.1 1,688.3 1,694.9 1,696.4 1,701.1 1,689.6 1,692.5 8 Revolving home equity 122.0 136.9 138.4 139.7 140.9 142.5 143.9 146.3 145.6 147.0 146.5 147.6 9 Other 1,496.8 1,524.7 1,534.3 1,544.0 1,546.2 1,550.6 1,544.4 1,548.5 1,550.8 1,554.1 1,543.1 1,544.9 10 Consumer 525.6 538.9 548.1 551.8 549.6 547.3 545.3 546.5 544.6 547.1 544.1 553.2 11 Security (4) 73.9 67.0 78.7 75.3 80.9 83.5 86.5 104.0 141.1 104.6 87.9 81.4 12 Other loans and leases 343.9 367.7 367.5 368.0 366.8 367.8 361.5 392.4 454.1 390.0 371.9 364.1 13 Interbank loans 215.0 245.6 262.7 255.0 248.1 253.0 268.8 330.8 419.1 327.2 308.4 291.0 14 Cash assets (5) 241.6 229.6 249.3 243.9 237.5 249.6 243.5 279.6 332.9 276.4 253.2 257.7 15 Other assets (6) 339.6 391.7 379.1 375.7 369.5 384.4 396.8 432.7 434.1 413.1 440.7 487.8 16 TOTAL ASSETS (7) 5,292.3 5,460.7 5,516.0 5,521.2 5,504.2 5,541.1 5,576.9 5,797.1 6,033.4 5,778.5 5,722.9 5,764.4 L I A B I L I T I E S 17 Deposits 3,387.5 3,547.2 3,597.2 3,596.4 3,618.9 3,648.1 3,665.3 3,791.1 3,940.3 3,779.9 3,736.2 3,732.8 18 Transaction 597.5 597.3 598.0 601.6 590.4 595.4 599.6 675.5 774.8 683.9 654.5 620.5 19 Nontransaction 2,790.0 2,949.9 2,999.2 2,994.8 3,028.5 3,052.7 3,065.7 3,115.7 3,165.5 3,096.0 3,081.8 3,112.3 20 Large time 544.1 568.2 569.9 570.0 571.6 571.1 568.1 567.0 579.4 557.0 561.3 566.7 21 Other 2,245.9 2,381.7 2,429.4 2,424.7 2,457.0 2,481.6 2,497.7 2,548.7 2,586.2 2,539.0 2,520.4 2,545.6 22 Borrowings 994.0 1,008.2 1,040.6 1,030.3 1,000.2 1,017.6 1,026.4 1,068.8 1,150.0 1,058.9 1,040.3 1,048.3 23 From banks in the U.S. 359.1 369.8 379.5 363.6 359.4 367.5 376.4 410.9 459.9 399.4 395.7 388.2 24 From others 634.9 638.4 661.0 666.7 640.9 650.1 650.0 658.0 690.1 659.5 644.6 660.0 25 Net due to related foreign offices 241.4 211.4 185.5 211.8 204.1 207.1 205.7 188.5 197.8 189.9 181.9 186.6 26 Other liabilities 260.9 269.3 261.0 253.4 265.9 249.5 260.2 308.0 311.8 311.9 321.1 320.1 27 TOTAL LIABILITIES 4,883.8 5,036.2 5,084.3 5,091.9 5,089.1 5,122.3 5,157.6 5,356.5 5,599.8 5,340.5 5,279.5 5,287.7 28 Residual (assets less liabilities) (8) 408.4 424.5 431.7 429.3 415.1 418.9 419.3 440.7 433.6 438.0 443.4 476.7 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars October 12, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 12 Sep 19 Sep 26 Oct 3 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,554.8 4,650.3 4,685.4 4,705.7 4,710.6 4,703.2 4,722.5 4,815.6 4,904.3 4,827.7 4,777.4 4,796.7 2 Securities in bank credit 1,116.7 1,142.4 1,144.6 1,154.9 1,162.0 1,157.8 1,190.3 1,219.9 1,206.0 1,223.6 1,229.2 1,248.9 3 Treasury and Agency securities (2) 725.4 694.9 694.0 697.8 697.2 700.6 712.7 723.9 724.4 721.0 719.3 740.4 4 Other securities 391.2 447.5 450.6 457.1 464.8 457.2 477.5 496.0 481.5 502.7 509.9 508.6 5 Loans and leases in bank credit (3) 3,438.1 3,507.9 3,540.8 3,550.8 3,548.5 3,545.4 3,532.2 3,595.7 3,698.3 3,604.1 3,548.2 3,547.7 6 Commercial and industrial 872.1 885.0 886.5 882.8 870.4 860.7 850.0 855.3 862.6 855.3 854.1 851.5 7 Real estate 1,621.7 1,654.2 1,668.3 1,684.1 1,686.4 1,692.2 1,691.5 1,698.5 1,701.3 1,704.8 1,693.1 1,695.8 8 Revolving home equity 123.2 135.3 137.4 139.7 141.1 142.9 144.7 147.7 147.0 148.5 148.1 149.1 9 Other 1,498.5 1,518.9 1,530.9 1,544.3 1,545.4 1,549.2 1,546.7 1,550.8 1,554.3 1,556.3 1,545.0 1,546.8 10 Consumer 528.1 535.2 545.0 549.6 546.9 544.8 546.4 548.8 546.9 550.7 546.7 552.7 10a Credit card and related plans 207.8 208.4 213.8 218.4 216.3 215.2 215.4 215.0 213.2 216.9 212.5 218.7 10d Other 320.3 326.7 331.2 331.1 330.6 329.6 331.0 333.8 333.7 333.8 334.2 334.0 11 Security (4) 70.2 68.9 75.8 70.0 78.3 78.6 81.9 98.8 131.3 102.4 82.9 79.8 12 Other loans and leases 345.9 364.5 365.3 364.4 366.5 369.1 362.6 394.3 456.4 391.0 371.4 367.9 13 Interbank loans 207.5 252.9 268.7 248.3 245.8 245.2 257.4 318.9 406.7 312.8 285.4 286.8 14 Cash assets (5) 238.6 221.1 246.1 242.5 234.8 241.9 232.9 276.0 332.2 265.6 241.3 250.9 15 Other assets (6) 339.8 390.4 379.8 376.6 371.7 383.8 394.3 433.0 434.9 412.0 438.2 492.1 16 TOTAL ASSETS (7) 5,278.4 5,450.2 5,515.0 5,507.9 5,497.7 5,508.9 5,541.2 5,777.4 6,012.1 5,752.0 5,676.6 5,759.6 L I A B I L I T I E S 17 Deposits 3,372.8 3,553.1 3,613.6 3,583.2 3,607.1 3,626.7 3,636.5 3,773.6 3,937.5 3,747.4 3,684.9 3,732.3 18 Transaction 592.3 591.6 604.8 592.3 590.1 589.0 585.7 669.0 774.9 666.9 631.6 621.8 19 Nontransaction 2,780.5 2,961.5 3,008.8 2,991.0 3,017.0 3,037.7 3,050.8 3,104.6 3,162.6 3,080.5 3,053.3 3,110.5 20 Large time 541.2 566.7 567.8 567.2 568.9 567.4 566.3 563.9 577.3 554.2 555.5 563.9 21 Other 2,239.2 2,394.8 2,441.1 2,423.8 2,448.0 2,470.3 2,484.5 2,540.7 2,585.3 2,526.3 2,497.7 2,546.6 22 Borrowings 990.9 1,006.6 1,041.3 1,035.4 1,001.1 1,008.2 1,004.5 1,063.6 1,130.4 1,064.7 1,041.8 1,045.3 23 From banks in the U.S. 352.1 373.4 382.8 366.7 360.2 364.2 368.1 401.1 444.9 392.7 386.2 380.1 24 From others 638.8 633.2 658.5 668.7 640.9 643.9 636.4 662.5 685.5 672.0 655.6 665.2 25 Net due to related foreign offices 240.6 210.3 183.1 214.1 203.4 204.0 206.1 187.9 196.6 188.5 183.6 183.6 26 Other liabilities 260.1 268.0 258.2 255.6 265.3 246.6 260.5 307.3 310.5 310.0 323.3 316.8 27 TOTAL LIABILITIES 4,864.4 5,037.9 5,096.2 5,088.4 5,076.9 5,085.4 5,107.7 5,332.4 5,575.0 5,310.6 5,233.6 5,278.0 28 Residual (assets less liabilities) (8) 414.0 412.3 418.9 419.6 420.8 423.4 433.5 445.0 437.0 441.4 443.1 481.6 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars October 12, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 12 Sep 19 Sep 26 Oct 3 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,568.7 2,598.7 2,625.3 2,637.3 2,635.4 2,626.8 2,627.0 2,700.0 2,802.4 2,709.5 2,666.7 2,654.1 2 Securities in bank credit 593.2 595.9 603.4 613.6 617.2 614.3 634.6 653.4 640.6 658.6 667.0 675.5 3 Treasury and Agency securities (2) 365.0 343.6 347.6 355.7 353.9 354.4 361.1 366.0 365.5 366.3 365.2 378.0 3a Trading account 22.8 35.4 33.7 35.3 35.1 38.3 36.3 38.6 44.3 42.1 34.0 34.2 3b Investment account 342.3 308.1 313.9 320.5 318.8 316.1 324.8 327.4 321.3 324.1 331.2 343.9 4 Other securities 228.2 252.3 255.8 257.8 263.3 259.9 273.5 287.4 275.1 292.4 301.8 297.5 4a Trading account 114.8 132.5 135.9 137.0 143.5 140.8 153.1 167.0 154.8 171.8 181.2 177.0 4b Investment account 113.4 119.9 119.9 120.8 119.8 119.2 120.4 120.4 120.3 120.6 120.6 120.5 4c State and local government 25.7 28.1 28.4 28.1 27.9 27.8 27.6 27.5 27.7 27.5 27.5 27.0 4d Other 87.6 91.8 91.5 92.7 92.0 91.4 92.8 92.9 92.5 93.1 93.1 93.5 5 Loans and leases in bank credit (3) 1,975.4 2,002.8 2,021.9 2,023.7 2,018.2 2,012.6 1,992.5 2,046.6 2,161.7 2,050.8 1,999.7 1,978.6 6 Commercial and industrial 594.1 589.5 585.3 582.8 570.9 561.6 556.5 560.7 571.7 559.1 559.3 552.0 6a Bankers acceptances 0.9 0.8 0.8 0.8 0.7 -- -- -- -- -- -- -- 6b Other 593.3 588.7 584.5 582.0 570.1 561.6 556.5 560.7 571.7 559.1 559.3 552.0 7 Real estate 830.3 841.3 848.7 855.3 854.6 853.7 844.3 844.2 852.0 850.5 835.0 834.7 8 Revolving home equity 77.9 89.5 90.6 91.2 91.5 91.7 91.9 93.4 93.2 93.9 93.3 93.8 9 Other 752.3 751.8 758.1 764.0 763.1 761.9 752.4 750.8 758.8 756.6 741.7 740.9 10 Consumer 230.9 243.7 249.8 252.2 254.1 253.9 251.8 253.5 254.4 254.0 253.1 251.9 11 Security (4) 67.1 59.0 70.4 66.8 72.5 75.1 78.0 95.2 131.4 96.1 79.2 73.4 11a Fed funds and RPs with broker/dealer 46.8 43.7 53.9 49.4 54.7 59.6 63.5 67.9 80.1 69.1 60.3 56.8 11b Other 20.3 15.3 16.6 17.4 17.8 15.5 14.5 27.3 51.2 27.0 18.9 16.7 12a State and local government 12.8 13.0 13.0 12.9 13.3 14.2 14.1 14.3 14.2 14.2 14.4 14.2 12b Agricultural 9.5 10.4 10.4 10.6 10.3 10.0 9.4 9.2 9.2 9.2 9.1 9.1 12c Fed funds and RPs with others 16.3 26.2 23.0 23.6 25.5 30.8 31.8 32.5 36.7 36.1 29.0 27.0 12d All other loans 86.3 86.8 87.7 85.3 84.4 81.5 75.5 105.6 160.7 99.9 89.0 85.1 12e Lease financing receivables 128.1 133.0 133.7 134.3 132.6 131.7 131.0 131.5 131.5 131.8 131.6 131.2 13 Interbank loans 133.9 138.9 147.4 133.9 130.6 135.7 150.1 208.0 280.7 206.7 186.4 181.3 13a Fed funds and RPs with banks 58.8 71.8 83.5 72.5 71.8 70.7 79.7 132.1 199.5 126.1 113.9 111.3 13b Other 75.1 67.0 63.9 61.5 58.7 64.9 70.4 75.8 81.2 80.6 72.6 69.9 14 Cash assets (5) 143.6 142.7 145.5 139.9 135.6 146.2 140.1 173.8 226.6 172.1 146.9 151.4 15 Other assets (6) 251.0 274.3 271.6 269.1 257.5 263.6 272.6 295.6 295.9 276.3 317.1 319.7 16 TOTAL ASSETS (7) 3,061.2 3,116.8 3,151.9 3,142.5 3,121.4 3,134.2 3,151.7 3,339.4 3,567.5 3,326.7 3,279.1 3,267.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) October 12, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 12 Sep 19 Sep 26 Oct 3 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,667.3 1,717.2 1,742.2 1,733.1 1,737.7 1,749.3 1,751.3 1,861.2 1,996.7 1,853.5 1,812.7 1,811.8 18 Transaction 305.8 304.0 303.9 304.7 300.3 306.2 303.6 374.1 471.5 386.2 343.4 316.9 19 Nontransaction 1,361.6 1,413.2 1,438.3 1,428.4 1,437.4 1,443.1 1,447.6 1,487.1 1,525.1 1,467.4 1,469.3 1,494.9 20 Large time 262.0 269.4 269.3 271.6 275.1 271.5 264.5 264.3 275.0 253.9 261.3 266.4 21 Other 1,099.5 1,143.8 1,169.0 1,156.8 1,162.3 1,171.6 1,183.2 1,222.8 1,250.1 1,213.5 1,207.9 1,228.5 22 Borrowings 662.3 680.9 709.6 695.5 667.1 680.9 686.1 720.0 798.0 709.7 691.5 700.5 23 From banks in the U.S. 196.9 220.9 231.2 213.9 211.3 219.0 226.4 257.2 302.4 247.3 242.7 235.4 24 From others 465.4 459.9 478.4 481.7 455.7 461.9 459.7 462.8 495.7 462.4 448.8 465.1 25 Net due to related foreign offices 220.9 196.1 172.7 195.2 190.9 192.4 190.2 178.0 188.7 179.1 171.5 176.2 26 Other liabilities 211.2 213.5 205.0 196.6 208.7 191.6 201.9 246.9 251.4 250.8 262.0 251.4 27 TOTAL LIABILITIES 2,761.7 2,807.6 2,829.5 2,820.4 2,804.3 2,814.2 2,829.5 3,006.0 3,234.7 2,993.2 2,937.7 2,939.9 28 Residual (assets less liabilities) (8) 299.5 309.2 322.4 322.1 317.0 320.1 322.2 333.4 332.8 333.5 341.3 327.5 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars October 12, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 12 Sep 19 Sep 26 Oct 3 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,560.2 2,595.2 2,620.8 2,630.8 2,630.0 2,610.5 2,612.8 2,690.3 2,787.8 2,702.3 2,650.9 2,654.3 2 Securities in bank credit 589.4 597.7 602.4 611.2 614.9 605.3 628.4 649.7 637.8 653.5 659.5 674.2 3 Treasury and Agency securities (2) 361.9 347.2 349.8 355.1 352.6 350.4 357.1 363.1 363.7 362.3 359.7 375.4 3a Trading account 22.6 35.8 34.0 35.2 35.0 37.9 35.9 38.3 44.1 41.7 33.5 33.9 3b Investment account 339.4 311.4 315.8 319.9 317.6 312.5 321.2 324.8 319.7 320.7 326.1 341.5 3c Mortgage-backed 213.8 220.1 227.6 234.3 230.6 230.8 243.7 250.1 245.2 244.0 252.6 268.5 3d Other 125.5 91.3 88.3 85.6 87.0 81.8 77.5 74.7 74.5 76.7 73.6 73.0 3e 1 year or less 33.5 31.6 30.9 27.8 26.2 21.8 20.0 20.3 20.3 21.8 18.4 18.4 3f Between 1 and 5 years 54.2 34.3 31.4 31.2 34.3 34.2 33.7 34.4 33.8 34.2 36.2 35.5 3g More than 5 years 37.8 25.4 25.9 26.6 26.5 25.8 23.9 20.0 20.3 20.7 18.9 19.1 4 Other securities 227.5 250.5 252.5 256.2 262.3 254.9 271.3 286.6 274.1 291.2 299.9 298.8 4a Trading account 114.5 131.5 134.2 136.1 142.9 138.1 151.9 166.5 154.3 171.1 180.0 177.8 4b Investment account 113.0 119.0 118.4 120.0 119.4 116.9 119.4 120.1 119.8 120.1 119.9 121.0 4c State and local government 25.7 27.9 28.0 28.0 27.8 27.3 27.3 27.4 27.6 27.4 27.3 27.1 4d Other 87.3 91.1 90.3 92.1 91.6 89.6 92.0 92.7 92.2 92.7 92.5 93.9 5 Loans and leases in bank credit (3) 1,970.8 1,997.4 2,018.5 2,019.5 2,015.1 2,005.2 1,984.5 2,040.6 2,150.0 2,048.8 1,991.4 1,980.1 6 Commercial and industrial 592.7 590.2 589.6 585.6 572.5 561.7 553.4 559.3 568.4 559.2 557.5 553.5 6a Bankers acceptances 0.9 0.8 0.8 0.8 0.7 -- -- -- -- -- -- -- 6b Other 591.8 589.4 588.7 584.8 571.7 561.7 553.4 559.3 568.4 559.2 557.5 553.5 7 Real estate 831.6 835.5 844.7 854.9 853.3 852.3 845.7 846.1 855.0 852.2 835.7 837.0 8 Revolving home equity 78.9 88.1 89.6 91.1 91.7 92.4 93.0 94.6 94.5 95.0 94.5 94.9 9a Other residential 462.1 450.8 457.9 465.1 461.9 460.2 453.7 452.8 461.3 457.8 442.6 444.9 9b Commercial 290.6 296.6 297.1 298.6 299.7 299.6 299.0 298.7 299.3 299.3 298.7 297.2 10 Consumer 230.0 243.4 250.4 252.7 253.6 252.1 250.5 252.2 253.2 253.0 251.7 249.6 10a Credit card and related plans 75.8 83.1 85.0 87.3 88.3 87.7 85.3 84.6 85.0 85.4 84.0 82.5 10f Other 154.2 160.3 165.4 165.3 165.2 164.5 165.2 167.6 168.2 167.6 167.8 167.1 11 Security (4) 63.6 60.7 67.3 61.9 70.1 70.4 73.5 90.2 121.4 94.1 74.8 71.7 11a Fed funds and RPs with broker/dealer 44.3 45.0 51.5 45.8 52.9 55.9 59.8 64.4 74.1 67.7 56.9 55.4 11b Other 19.3 15.7 15.8 16.1 17.2 14.5 13.7 25.8 47.3 26.4 17.9 16.3 12a State and local government 12.8 13.0 13.0 12.9 13.3 14.2 14.1 14.3 14.2 14.2 14.4 14.2 12b Agricultural 9.6 10.2 10.2 10.5 10.4 10.1 9.6 9.3 9.3 9.3 9.3 9.2 12c Fed funds and RPs with others 16.3 26.2 23.0 23.6 25.5 30.8 31.8 32.5 36.7 36.1 29.0 27.0 12d All other loans 87.3 84.8 86.5 83.8 84.5 82.4 75.6 106.8 161.9 100.7 88.9 86.9 12e Lease financing receivables 126.8 133.4 133.8 133.7 132.1 131.2 130.2 130.1 130.0 130.0 130.1 130.8 13 Interbank loans 129.4 140.0 149.5 136.3 135.0 135.5 144.6 200.1 267.1 200.5 177.8 176.5 13a Fed funds and RPs with banks 56.9 72.4 84.6 73.7 74.2 70.7 76.8 127.1 189.9 122.3 108.6 108.4 13b Other 72.5 67.6 64.9 62.6 60.8 64.8 67.8 73.0 77.2 78.2 69.2 68.1 14 Cash assets (5) 140.1 137.8 145.8 140.0 134.1 139.8 132.3 169.5 223.5 163.8 138.1 145.5 15 Other assets (6) 251.2 273.0 272.3 270.0 259.7 262.9 270.0 295.9 296.8 275.2 314.6 324.0 16 TOTAL ASSETS (7) 3,044.8 3,108.1 3,150.8 3,139.2 3,120.9 3,110.8 3,121.5 3,317.5 3,536.8 3,303.5 3,243.4 3,261.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) October 12, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 12 Sep 19 Sep 26 Oct 3 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,658.1 1,715.7 1,751.3 1,726.3 1,737.2 1,741.0 1,735.3 1,849.9 1,994.0 1,833.5 1,780.6 1,811.1 18 Transaction 300.7 300.3 311.1 300.5 300.4 301.4 292.6 367.6 467.8 373.6 328.6 316.2 19 Nontransaction 1,357.4 1,415.4 1,440.2 1,425.8 1,436.8 1,439.7 1,442.8 1,482.3 1,526.2 1,459.9 1,452.0 1,494.9 20 Large time 259.2 267.8 267.2 268.8 272.4 267.9 262.7 261.3 273.0 251.1 255.5 263.5 21 Other 1,098.2 1,147.5 1,173.0 1,157.1 1,164.4 1,171.8 1,180.1 1,221.0 1,253.1 1,208.8 1,196.5 1,231.4 22 Borrowings 659.2 679.2 710.3 700.6 667.9 671.5 664.2 714.8 778.4 715.5 693.0 697.6 23 From banks in the U.S. 189.8 224.6 234.4 217.0 212.2 215.7 218.1 247.4 287.4 240.7 233.3 227.3 24 From others 469.4 454.7 475.9 483.7 455.7 455.8 446.1 467.3 491.0 474.9 459.8 470.3 25 Net due to related foreign offices 220.0 194.9 170.3 197.5 190.3 189.2 190.6 177.4 187.5 177.7 173.3 173.3 26 Other liabilities 210.4 212.2 202.2 198.8 208.1 188.7 202.2 246.2 250.1 249.0 264.2 248.1 27 TOTAL LIABILITIES 2,747.8 2,802.0 2,834.1 2,823.3 2,803.5 2,790.5 2,792.4 2,988.2 3,210.1 2,975.8 2,911.1 2,930.0 28 Residual (assets less liabilities) (8) 297.0 306.1 316.6 315.9 317.4 320.3 329.1 329.3 326.8 327.7 332.3 331.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars October 12, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 12 Sep 19 Sep 26 Oct 3 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,989.4 2,059.5 2,064.9 2,074.5 2,078.7 2,092.6 2,106.4 2,119.7 2,110.7 2,118.1 2,119.5 2,140.6 2 Securities in bank credit 527.7 542.5 539.6 542.1 545.5 552.7 562.6 570.3 568.0 569.8 568.8 576.9 3 Treasury and Agency securities (2) 363.9 345.5 341.5 341.2 342.9 350.3 356.3 360.9 360.6 358.3 358.8 367.0 4 Other securities 163.8 197.0 198.1 201.0 202.6 202.3 206.2 209.4 207.4 211.5 210.0 209.8 5 Loans and leases in bank credit (3) 1,461.8 1,517.0 1,525.3 1,532.4 1,533.2 1,539.9 1,543.9 1,549.4 1,542.7 1,548.3 1,550.7 1,563.8 6 Commercial and industrial 280.9 295.1 294.8 294.6 296.1 299.1 298.2 297.5 296.4 297.1 297.5 299.1 7 Real estate 788.6 820.3 824.0 828.4 832.4 839.4 844.0 850.7 844.4 850.6 854.6 857.8 8 Revolving home equity 44.1 47.4 47.8 48.5 49.4 50.8 52.0 53.0 52.4 53.2 53.2 53.9 9 Other 744.5 772.9 776.2 779.9 783.0 788.7 792.0 797.7 792.1 797.5 801.4 803.9 10 Consumer 294.7 295.2 298.3 299.6 295.5 293.4 293.6 293.1 290.2 293.1 291.1 301.3 11 Security (4) 6.8 8.0 8.3 8.5 8.4 8.4 8.5 8.8 9.7 8.6 8.7 8.0 12 Other loans and leases 90.9 98.3 99.8 101.3 100.7 99.5 99.5 99.4 101.9 98.9 98.8 97.5 13 Interbank loans 81.1 106.7 115.2 121.1 117.6 117.3 118.7 122.8 138.4 120.5 122.0 109.7 14 Cash assets (5) 98.0 86.9 103.8 104.0 101.9 103.4 103.3 105.8 106.4 104.3 106.3 106.3 15 Other assets (6) 88.6 117.4 107.5 106.6 112.0 120.8 124.3 137.1 138.2 136.8 123.7 168.1 16 TOTAL ASSETS (7) 2,231.0 2,343.9 2,364.1 2,378.7 2,382.9 2,406.9 2,425.2 2,457.7 2,465.9 2,451.8 2,443.8 2,497.0 L I A B I L I T I E S 17 Deposits 1,720.2 1,830.0 1,855.0 1,863.3 1,881.2 1,898.9 1,914.0 1,929.9 1,943.7 1,926.3 1,923.5 1,921.0 18 Transaction 291.8 293.4 294.1 296.9 290.1 289.2 295.9 301.4 303.2 297.7 311.0 303.6 19 Nontransaction 1,428.4 1,536.6 1,560.9 1,566.4 1,591.1 1,609.7 1,618.1 1,628.5 1,640.4 1,628.6 1,612.5 1,617.4 20 Large time 282.1 298.8 300.6 298.4 296.5 299.6 303.6 302.7 304.3 303.1 300.0 300.4 21 Other 1,146.4 1,237.8 1,260.3 1,268.0 1,294.6 1,310.1 1,314.5 1,325.9 1,336.1 1,325.5 1,312.5 1,317.0 22 Borrowings 331.7 327.3 331.0 334.8 333.2 336.7 340.3 348.8 351.9 349.1 348.8 347.7 23 From banks in the U.S. 162.2 148.8 148.3 149.7 148.0 148.6 150.0 153.7 157.5 152.1 152.9 152.8 24 From others 169.5 178.5 182.7 185.1 185.1 188.1 190.3 195.2 194.4 197.1 195.8 194.9 25 Net due to related foreign offices 20.6 15.4 12.8 16.6 13.1 14.7 15.5 10.6 9.1 10.7 10.4 10.4 26 Other liabilities 49.7 55.8 56.0 56.8 57.2 57.8 58.3 61.1 60.4 61.0 59.1 68.7 27 TOTAL LIABILITIES 2,122.1 2,228.5 2,254.8 2,271.5 2,284.8 2,308.1 2,328.1 2,350.5 2,365.1 2,347.2 2,341.8 2,347.8 28 Residual (assets less liabilities) (8) 108.9 115.3 109.3 107.2 98.1 98.8 97.1 107.2 100.8 104.5 102.0 149.2 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars October 12, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 12 Sep 19 Sep 26 Oct 3 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 1,994.6 2,055.1 2,064.6 2,075.0 2,080.6 2,092.6 2,109.6 2,125.3 2,116.5 2,125.4 2,126.4 2,142.4 2 Securities in bank credit 527.3 544.7 542.3 543.7 547.1 552.5 561.9 570.2 568.1 570.1 569.7 574.8 3 Treasury and Agency securities (2) 363.5 347.7 344.2 342.7 344.6 350.2 355.7 360.8 360.7 358.6 359.6 365.0 4 Other securities 163.8 197.0 198.1 201.0 202.6 202.3 206.2 209.4 207.4 211.5 210.0 209.8 5 Loans and leases in bank credit (3) 1,467.3 1,510.4 1,522.3 1,531.3 1,533.4 1,540.1 1,547.7 1,555.1 1,548.4 1,555.3 1,556.8 1,567.6 6 Commercial and industrial 279.4 294.8 296.9 297.2 297.9 299.0 296.6 296.0 294.2 296.1 296.6 297.9 7 Real estate 790.1 818.7 823.6 829.2 833.2 839.9 845.8 852.4 846.2 852.6 857.4 858.8 8 Revolving home equity 44.3 47.2 47.7 48.6 49.4 50.5 51.7 53.2 52.5 53.5 53.6 54.1 9 Other 745.8 771.5 775.9 780.6 783.8 789.4 794.0 799.3 793.7 799.1 803.8 804.7 10 Consumer 298.1 291.8 294.6 296.9 293.4 292.6 295.8 296.6 293.7 297.7 294.9 303.1 10a Credit card and related plans 132.0 125.4 128.8 131.1 128.0 127.5 130.0 130.4 128.2 131.5 128.5 136.2 10h Other 166.1 166.4 165.8 165.8 165.4 165.1 165.8 166.2 165.5 166.2 166.4 166.9 11 Security (4) 6.6 8.2 8.4 8.2 8.2 8.2 8.3 8.7 9.9 8.3 8.1 8.1 12 Other loans and leases 93.0 96.9 98.7 99.8 100.8 100.4 101.2 101.4 104.4 100.7 99.8 99.7 13 Interbank loans 78.1 113.0 119.2 112.1 110.8 109.7 112.8 118.7 139.6 112.3 107.5 110.3 14 Cash assets (5) 98.6 83.3 100.3 102.5 100.7 102.1 100.6 106.5 108.7 101.8 103.3 105.3 15 Other assets (6) 88.6 117.4 107.5 106.6 112.0 120.8 124.3 137.1 138.2 136.8 123.7 168.1 16 TOTAL ASSETS (7) 2,233.7 2,342.1 2,364.2 2,368.7 2,376.9 2,398.1 2,419.7 2,459.9 2,475.2 2,448.5 2,433.2 2,498.5 L I A B I L I T I E S 17 Deposits 1,714.7 1,837.4 1,862.3 1,856.9 1,869.8 1,885.7 1,901.2 1,923.7 1,943.5 1,913.9 1,904.2 1,921.2 18 Transaction 291.7 291.3 293.6 291.8 289.7 287.7 293.2 301.4 307.1 293.3 303.0 305.6 19 Nontransaction 1,423.1 1,546.1 1,568.7 1,565.1 1,580.1 1,598.0 1,608.1 1,622.3 1,636.4 1,620.6 1,601.3 1,615.6 20 Large time 282.1 298.8 300.6 298.4 296.5 299.6 303.6 302.7 304.3 303.1 300.0 300.4 21 Other 1,141.0 1,247.3 1,268.1 1,266.7 1,283.6 1,298.4 1,304.5 1,319.7 1,332.1 1,317.5 1,301.3 1,315.2 22 Borrowings 331.7 327.3 331.0 334.8 333.2 336.7 340.3 348.8 351.9 349.1 348.8 347.7 23 From banks in the U.S. 162.2 148.8 148.3 149.7 148.0 148.6 150.0 153.7 157.5 152.1 152.9 152.8 24 From others 169.5 178.5 182.7 185.1 185.1 188.1 190.3 195.2 194.4 197.1 195.8 194.9 25 Net due to related foreign offices 20.6 15.4 12.8 16.6 13.1 14.7 15.5 10.6 9.1 10.7 10.4 10.4 26 Other liabilities 49.7 55.8 56.0 56.8 57.2 57.8 58.3 61.1 60.4 61.0 59.1 68.7 27 TOTAL LIABILITIES 2,116.6 2,235.9 2,262.0 2,265.1 2,273.4 2,294.9 2,315.3 2,344.2 2,365.0 2,334.8 2,322.4 2,348.0 28 Residual (assets less liabilities) (8) 117.0 106.1 102.2 103.7 103.5 103.1 104.4 115.6 110.3 113.7 110.8 150.5 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars October 12, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 12 Sep 19 Sep 26 Oct 3 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 595.4 622.7 626.2 610.4 601.4 592.5 591.2 587.0 581.2 591.3 587.8 583.0 2 Securities in bank credit 210.5 207.4 221.0 215.1 217.2 218.7 221.1 222.2 218.3 221.7 224.3 226.5 3 Treasury and Agency securities (2) 75.4 68.1 74.2 69.0 67.1 66.9 65.5 68.5 66.6 67.8 70.1 71.6 4 Other securities 135.1 139.3 146.8 146.1 150.0 151.9 155.6 153.7 151.7 153.9 154.1 154.8 5 Loans and leases in bank credit (3) 384.9 415.3 405.2 395.2 384.2 373.8 370.0 364.8 362.9 369.6 363.5 356.5 6 Commercial and industrial 204.9 220.1 218.9 217.0 209.1 204.4 202.8 203.1 201.3 205.8 204.1 202.4 7 Real estate 18.3 18.1 17.4 17.5 17.3 17.5 17.8 18.4 17.9 18.4 18.5 18.7 11 Security (4) 94.6 107.1 100.7 92.7 90.9 86.2 83.4 78.0 77.5 78.8 76.3 70.9 12 Other loans and leases 67.2 70.0 68.2 68.0 67.0 65.7 66.0 65.3 66.2 66.6 64.6 64.5 13 Interbank loans 23.8 30.5 28.0 30.5 23.5 22.3 21.6 26.3 23.1 30.4 27.3 22.9 14 Cash assets (5) 44.5 40.5 38.5 36.7 35.2 35.5 36.0 42.4 48.2 47.5 37.0 39.3 15 Other assets (6) 43.1 36.3 39.8 37.4 37.3 31.9 29.3 31.5 30.1 32.6 34.4 33.6 16 TOTAL ASSETS (7) 706.4 729.7 732.2 714.6 697.1 681.9 677.7 686.9 682.2 701.4 686.1 678.5 L I A B I L I T I E S 17 Deposits 385.6 378.2 394.1 408.7 419.2 413.1 404.3 403.4 407.8 398.6 403.5 403.6 18 Transaction 10.1 9.5 10.8 10.8 9.9 9.7 10.3 12.9 15.2 13.0 11.8 11.0 19 Nontransaction 375.6 368.8 383.3 397.9 409.4 403.4 393.9 390.5 392.6 385.6 391.6 392.7 22 Borrowings 217.7 233.4 240.6 219.4 216.4 212.1 210.2 218.3 228.8 227.7 212.0 208.8 23 From banks in the U.S. 20.0 24.5 25.9 21.4 24.2 24.1 22.3 31.6 47.8 30.6 25.3 31.5 24 From others 197.8 208.9 214.7 198.0 192.1 188.0 188.0 186.7 181.1 197.1 186.7 177.4 25 Net due to related foreign offices 21.5 21.8 4.5 -4.4 -19.7 -16.3 -11.9 -16.0 -35.7 -7.7 -11.0 -11.0 26 Other liabilities 78.5 82.8 88.6 85.4 83.4 78.7 77.6 79.3 77.7 83.5 80.7 79.1 27 TOTAL LIABILITIES 703.3 716.2 727.8 709.1 699.4 687.5 680.3 685.1 678.7 702.2 685.3 680.6 28 Residual (assets less liabilities) (8) 3.1 13.5 4.4 5.5 -2.3 -5.6 -2.6 1.8 3.5 -0.7 0.8 -2.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars October 12, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 12 Sep 19 Sep 26 Oct 3 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 593.6 617.8 623.3 605.6 597.7 588.0 584.8 585.3 577.7 591.6 589.3 584.2 2 Securities in bank credit (2) 210.5 207.4 221.0 215.1 217.2 218.7 221.1 222.2 218.3 221.7 224.3 226.5 3 Treasury and Agency securities 75.4 68.1 74.2 69.0 67.1 66.9 65.5 68.5 66.6 67.8 70.1 71.6 3a Trading account 14.1 9.5 14.8 13.8 13.8 13.6 12.4 13.7 12.1 13.7 15.8 14.4 3b Investment account 61.3 58.5 59.4 55.2 53.3 53.2 53.2 54.8 54.5 54.1 54.3 57.2 4 Other securities 135.1 139.3 146.8 146.1 150.0 151.9 155.6 153.7 151.7 153.9 154.1 154.8 4a Trading account 90.8 94.6 99.6 99.3 105.6 107.7 111.0 109.8 107.4 110.1 110.9 110.1 4b Investment account 44.3 44.7 47.3 46.8 44.4 44.2 44.6 43.9 44.3 43.8 43.3 44.7 5 Loans and leases in bank credit (3) 383.1 410.4 402.3 390.5 380.5 369.3 363.7 363.0 359.5 369.9 365.0 357.8 6 Commercial and industrial 204.5 221.2 217.1 214.0 208.0 203.6 201.5 202.8 200.0 205.6 204.6 203.6 7 Real estate 18.3 18.1 17.4 17.5 17.3 17.5 17.8 18.4 17.9 18.4 18.5 18.7 11 Security (4) 93.3 101.1 99.3 91.9 88.9 83.4 79.6 76.8 75.7 79.7 77.3 70.7 12 Other loans and leases 66.9 69.9 68.4 67.2 66.3 64.8 64.7 65.1 65.8 66.1 64.6 64.7 13 Interbank loans 23.8 30.5 28.0 30.5 23.5 22.3 21.6 26.3 23.1 30.4 27.3 22.9 14 Cash assets (5) 43.6 39.1 37.0 35.8 34.1 34.3 34.8 41.5 46.2 45.9 37.4 39.5 15 Other assets (6) 42.8 36.9 38.9 36.8 36.0 31.1 29.0 31.3 30.2 32.1 33.9 33.2 16 TOTAL ASSETS (7) 703.5 724.0 726.9 708.5 690.9 675.4 669.9 684.0 676.8 699.6 687.5 679.5 L I A B I L I T I E S 17 Deposits 378.2 382.7 397.0 409.9 412.1 402.9 392.6 395.5 397.5 390.1 400.1 397.6 18 Transaction 10.3 9.2 10.2 10.4 9.7 9.8 10.3 13.3 15.4 13.2 12.6 11.3 19 Nontransaction 367.9 373.5 386.7 399.4 402.4 393.1 382.2 382.2 382.2 376.9 387.4 386.3 22 Borrowings 217.7 233.4 240.6 219.4 216.4 212.1 210.2 218.3 228.8 227.7 212.0 208.8 23 From banks in the U.S. 20.0 24.5 25.9 21.4 24.2 24.1 22.3 31.6 47.8 30.6 25.3 31.5 24 From others 197.8 208.9 214.7 198.0 192.1 188.0 188.0 186.7 181.1 197.1 186.7 177.4 25 Net due to related foreign offices 23.5 22.0 -0.1 -7.6 -22.9 -19.6 -13.1 -13.5 -32.6 -5.7 -9.1 -9.1 26 Other liabilities 79.4 82.8 86.5 83.9 82.0 77.2 77.1 80.5 79.2 84.4 81.6 80.0 27 TOTAL LIABILITIES 698.9 720.9 724.0 705.6 687.6 672.6 666.8 680.8 673.0 696.5 684.5 677.3 28 Residual (assets less liabilities) (8) 4.6 3.1 2.9 2.9 3.4 2.8 3.1 3.1 3.8 3.1 3.0 2.2 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 13 MEMO ITEMS Not seasonally adjusted, billions of dollars October 12, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 12 Sep 19 Sep 26 Oct 3 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers 29 Reval. gains on off-bal. sheet items (9) 74.5 80.8 79.9 82.0 87.3 77.6 87.7 103.2 95.3 104.9 113.8 118.1 30 Reval. losses on off-bal. sheet items (9) 73.9 79.8 74.9 74.7 81.5 70.3 76.7 89.3 83.2 91.3 98.1 102.2 31 Mortgage-backed securities (10) 243.9 251.8 258.5 265.4 261.7 261.0 273.9 280.8 275.9 275.4 283.7 298.3 31a Pass-through 174.5 186.5 194.7 200.2 200.2 199.4 212.2 218.1 214.2 213.9 223.0 226.8 31b CMO, REMIC, and other 69.4 65.3 63.9 65.2 61.4 61.7 61.7 62.8 61.8 61.5 60.7 71.6 32 Net unrealized gains (losses) on -6.9 3.6 3.6 2.0 1.7 -0.4 0.7 2.3 1.2 2.2 2.8 4.9 available-for-sale securities (11) 33 Offshore credit to U.S. residents (12) 22.1 22.6 21.7 21.0 20.6 20.2 19.6 20.2 20.6 20.5 20.0 20.0 34 Securitized consumer loans (13) 82.8 77.6 81.3 79.6 81.1 95.5 95.4 96.2 96.3 96.2 95.7 96.7 34a Credit card and related plans 71.8 67.8 71.8 70.4 72.2 86.1 85.6 86.6 86.7 86.6 86.2 86.9 34b Other 11.0 9.8 9.5 9.2 8.9 9.4 9.8 9.6 9.6 9.5 9.5 9.9 35 Securitized business loans (13) 26.1 28.5 20.0 20.0 20.5 19.9 20.1 20.1 20.0 20.1 20.4 20.2 SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers 31 Mortgage-backed securities (10) 204.4 222.7 230.7 235.1 238.3 245.1 251.4 257.3 258.9 255.6 255.8 259.6 34 Securitized consumer loans (13) 222.4 236.8 235.3 236.3 240.7 230.1 232.7 235.7 235.6 232.9 236.5 240.2 34a Credit card and related plans 214.0 228.1 226.7 227.9 232.1 221.5 224.3 227.4 227.4 224.7 228.3 231.6 34b Other 8.4 8.7 8.6 8.4 8.5 8.6 8.4 8.3 8.2 8.2 8.2 8.6 FOREIGN-RELATED INSTITUTIONS 29 Reval. gains on off-bal. sheet items (9) 47.7 52.7 56.5 56.3 57.2 54.9 57.2 56.4 54.6 57.4 56.6 57.1 30 Reval. losses on off-bal. sheet items (9) 45.1 49.7 52.1 51.8 52.0 49.8 52.0 51.3 49.8 52.4 51.8 51.2 35 Securitized business loans (13) 33.4 31.9 30.2 28.4 27.7 27.1 26.6 26.6 26.6 26.6 26.6 26.7 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Footnotes Page 14 October 12, 2001 Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises. 3. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 4. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 5. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 6. Excludes the due-from position with related foreign offices, which is included in line 25. 7. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 8. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 9. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 12. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses. 13. Total amount outstanding. NOTE: Domestically chartered commercial banks acquired $0.3 billion in assets and liabilities of nonbank institutions in the week ending October 3, 2001. The major asset item affected was (in billions): real estate loans, other, $0.1. The major liability item affected was: nontransactions deposits, other, $0.3.