H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars December 7, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Oct Apr May Jun Jul Aug Sep Oct Nov 7 Nov 14 Nov 21 Nov 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 5,144.4 5,315.2 5,324.7 5,321.5 5,319.2 5,332.1 5,400.2 5,373.3 5,419.9 5,410.5 5,408.7 5,374.6 2 Securities in bank credit 1,314.4 1,361.0 1,369.0 1,379.1 1,383.8 1,416.5 1,435.3 1,456.4 1,502.1 1,473.9 1,472.7 1,449.6 3 Treasury and Agency securities (2) 793.9 763.0 766.7 765.8 772.6 785.9 796.3 812.9 835.1 816.1 821.8 825.6 4 Other securities 520.5 598.0 602.3 613.3 611.2 630.6 639.0 643.5 667.0 657.8 650.9 624.1 5 Loans and leases in bank credit (3) 3,830.0 3,954.2 3,955.7 3,942.4 3,935.4 3,915.6 3,964.8 3,917.0 3,917.8 3,936.6 3,936.1 3,925.0 6 Commercial and industrial 1,080.5 1,098.9 1,096.0 1,079.1 1,068.8 1,061.8 1,065.0 1,048.7 1,038.6 1,037.9 1,038.7 1,031.7 7 Real estate 1,640.2 1,692.0 1,703.1 1,706.4 1,714.5 1,709.5 1,715.3 1,727.4 1,739.3 1,742.5 1,740.7 1,740.4 8 Revolving home equity 124.9 133.8 135.1 136.2 137.5 139.3 141.7 145.3 147.2 147.3 148.0 148.2 9 Other 1,515.3 1,558.2 1,567.9 1,570.1 1,577.0 1,570.2 1,573.5 1,582.1 1,592.1 1,595.2 1,592.7 1,592.2 10 Consumer 530.0 547.8 552.0 550.5 548.3 545.8 545.7 548.7 552.1 552.3 557.5 557.4 11 Security (4) 163.9 179.6 168.1 172.0 170.0 170.2 180.0 148.4 142.0 155.8 149.1 149.6 12 Other loans and leases 415.4 435.9 436.5 434.5 433.9 428.3 458.9 443.9 445.8 448.1 450.1 445.9 13 Interbank loans 246.4 289.9 283.3 268.2 273.1 288.1 356.5 316.6 335.1 324.2 323.8 321.0 14 Cash assets (5) 285.7 288.3 282.0 275.2 288.1 282.5 326.7 297.8 281.9 317.6 294.3 273.8 15 Other assets (6) 396.1 423.7 416.7 409.0 419.2 428.8 464.8 483.5 468.6 469.3 471.9 481.8 16 TOTAL ASSETS (7) 6,010.2 6,251.4 6,240.9 6,208.0 6,233.4 6,264.9 6,481.3 6,402.7 6,436.6 6,452.5 6,429.6 6,382.2 L I A B I L I T I E S 17 Deposits 3,788.8 3,992.6 4,007.3 4,041.3 4,065.3 4,073.4 4,195.4 4,148.1 4,144.3 4,213.3 4,174.7 4,144.2 18 Transaction 611.1 609.0 612.7 600.6 605.6 610.5 688.6 636.7 599.4 652.0 642.3 626.4 19 Nontransaction 3,177.7 3,383.7 3,394.6 3,440.6 3,459.7 3,462.9 3,506.8 3,511.4 3,544.9 3,561.2 3,532.5 3,517.8 20 Large time 916.2 951.3 966.1 979.1 972.8 960.0 956.5 966.1 965.0 974.0 964.6 962.5 21 Other 2,261.5 2,432.3 2,428.5 2,461.5 2,486.9 2,502.9 2,550.3 2,545.3 2,579.9 2,587.2 2,567.9 2,555.3 22 Borrowings 1,194.8 1,269.0 1,237.0 1,203.8 1,214.4 1,222.7 1,273.8 1,248.6 1,236.3 1,223.8 1,217.5 1,235.9 23 From banks in the U.S. 372.2 404.8 383.7 381.6 389.3 396.9 441.6 419.5 421.8 402.8 390.0 389.0 24 From others 822.6 864.3 853.3 822.2 825.1 825.8 832.1 829.1 814.6 821.1 827.5 846.9 25 Net due to related foreign offices 252.5 190.0 207.4 184.5 190.9 194.0 169.8 174.3 159.7 147.3 168.3 166.8 26 Other liabilities 358.3 362.2 351.6 363.4 342.3 352.5 403.6 374.9 426.1 406.7 396.4 380.0 27 TOTAL LIABILITIES 5,594.4 5,813.9 5,803.4 5,792.9 5,813.0 5,842.6 6,042.6 5,945.9 5,966.4 5,991.1 5,956.9 5,926.9 28 Residual (assets less liabilities) (8) 415.8 437.4 437.5 415.1 420.4 422.3 438.7 456.8 470.2 461.4 472.6 455.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars December 7, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Oct Apr May Jun Jul Aug Sep Oct Nov 7 Nov 14 Nov 21 Nov 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 5,151.7 5,307.6 5,314.0 5,314.3 5,298.6 5,314.8 5,394.5 5,381.1 5,444.2 5,430.5 5,420.6 5,398.0 2 Securities in bank credit 1,311.3 1,362.6 1,368.2 1,378.5 1,374.8 1,409.6 1,431.5 1,454.2 1,505.6 1,476.9 1,475.4 1,454.5 3 Treasury and Agency securities (2) 788.9 767.8 767.6 766.2 768.6 781.3 793.2 808.0 835.4 816.5 821.7 825.9 4 Other securities 522.4 594.8 600.6 612.3 606.3 628.4 638.3 646.2 670.1 660.3 653.7 628.6 5 Loans and leases in bank credit (3) 3,840.5 3,945.0 3,945.7 3,935.9 3,923.8 3,905.2 3,963.0 3,926.9 3,938.6 3,953.7 3,945.2 3,943.6 6 Commercial and industrial 1,080.1 1,103.5 1,098.3 1,081.4 1,068.0 1,055.6 1,061.7 1,048.2 1,041.1 1,038.8 1,039.4 1,032.5 7 Real estate 1,643.5 1,687.7 1,703.5 1,705.7 1,713.5 1,712.6 1,718.9 1,731.1 1,746.6 1,749.6 1,744.8 1,745.9 8 Revolving home equity 125.9 132.9 135.2 136.4 137.9 140.1 143.1 146.5 148.2 148.2 148.7 148.8 9 Other 1,517.6 1,554.8 1,568.3 1,569.3 1,575.6 1,572.6 1,575.8 1,584.6 1,598.5 1,601.4 1,596.2 1,597.1 10 Consumer 529.7 544.7 549.8 547.8 545.8 546.9 548.0 548.4 551.3 552.1 558.4 559.2 10a Credit card and related plans 204.8 213.4 218.3 216.4 215.6 216.3 215.1 216.4 218.8 220.3 227.2 228.1 10b Other 324.9 331.3 331.6 331.4 330.2 330.6 332.9 332.1 332.5 331.7 331.2 331.0 11 Security (4) 171.0 175.2 162.1 167.4 162.2 161.8 173.8 154.6 151.7 162.6 151.3 157.4 12 Other loans and leases 416.1 433.9 432.1 433.6 434.3 428.2 460.7 444.7 448.0 450.7 451.3 448.6 13 Interbank loans 241.9 296.0 276.7 266.0 265.3 276.8 344.5 310.1 345.5 336.2 326.6 327.3 14 Cash assets (5) 286.5 283.5 279.8 271.4 279.1 270.7 322.0 298.2 280.8 337.1 296.0 289.2 15 Other assets (6) 392.5 423.5 417.0 409.9 417.7 425.9 464.8 479.1 469.9 469.2 466.8 482.3 16 TOTAL ASSETS (7) 6,010.6 6,245.1 6,221.6 6,195.6 6,194.6 6,221.4 6,458.8 6,400.3 6,471.3 6,503.9 6,440.7 6,427.7 L I A B I L I T I E S 17 Deposits 3,777.3 4,011.9 3,995.3 4,022.3 4,033.7 4,032.9 4,170.0 4,135.7 4,163.2 4,246.2 4,184.3 4,170.0 18 Transaction 605.1 615.2 603.0 600.3 599.3 596.7 682.5 630.9 595.6 666.7 641.1 640.5 19 Nontransaction 3,172.2 3,396.7 3,392.3 3,422.1 3,434.4 3,436.3 3,487.5 3,504.8 3,567.5 3,579.5 3,543.2 3,529.5 20 Large time 911.2 952.6 964.8 969.5 959.0 946.6 945.2 960.2 969.3 980.0 972.5 973.9 21 Other 2,261.0 2,444.1 2,427.5 2,452.5 2,475.4 2,489.7 2,542.3 2,544.7 2,598.2 2,599.5 2,570.7 2,555.6 22 Borrowings 1,192.9 1,269.8 1,242.1 1,204.6 1,205.2 1,201.1 1,268.4 1,246.3 1,246.8 1,235.9 1,222.3 1,242.9 23 From banks in the U.S. 367.6 408.0 386.8 382.4 386.0 388.6 431.9 414.3 423.3 404.8 389.3 389.1 24 From others 825.3 861.8 855.2 822.2 819.2 812.5 836.6 832.0 823.5 831.0 832.9 853.8 25 Net due to related foreign offices 252.9 183.0 206.6 180.7 184.6 193.2 171.7 174.9 162.3 148.2 169.4 169.4 26 Other liabilities 358.5 357.2 352.4 361.3 337.8 352.3 404.1 375.0 428.2 407.5 399.0 384.2 27 TOTAL LIABILITIES 5,581.6 5,821.9 5,796.4 5,768.9 5,761.2 5,779.6 6,014.2 5,931.8 6,000.5 6,037.7 5,974.9 5,966.4 28 Residual (assets less liabilities) (8) 429.0 423.3 425.1 426.6 433.4 441.8 444.6 468.5 470.8 466.1 465.8 461.2 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars December 7, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Oct Apr May Jun Jul Aug Sep Oct Nov 7 Nov 14 Nov 21 Nov 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,557.6 4,688.3 4,712.6 4,717.6 4,725.7 4,739.8 4,813.0 4,797.3 4,830.3 4,819.8 4,822.3 4,794.7 2 Securities in bank credit 1,112.4 1,139.8 1,153.7 1,162.0 1,166.2 1,196.9 1,214.8 1,237.7 1,270.1 1,244.3 1,247.9 1,228.6 3 Treasury and Agency securities (2) 724.2 688.7 697.4 698.3 706.2 719.6 727.0 741.4 754.5 735.6 744.5 751.3 4 Other securities 388.2 451.1 456.3 463.7 460.1 477.3 487.8 496.3 515.6 508.7 503.3 477.4 5 Loans and leases in bank credit (3) 3,445.2 3,548.5 3,558.8 3,555.6 3,559.4 3,542.8 3,598.2 3,559.6 3,560.2 3,575.5 3,574.4 3,566.0 6 Commercial and industrial 877.0 880.1 878.1 868.3 862.8 857.1 860.2 846.6 837.8 836.2 835.8 829.8 7 Real estate 1,622.1 1,674.1 1,684.9 1,688.3 1,696.1 1,690.8 1,696.0 1,707.9 1,719.8 1,722.9 1,721.0 1,720.7 8 Revolving home equity 124.9 133.8 135.1 136.2 137.5 139.3 141.7 145.3 147.2 147.3 148.0 148.2 9 Other 1,497.2 1,540.2 1,549.8 1,552.0 1,558.6 1,551.5 1,554.3 1,562.6 1,572.5 1,575.5 1,573.1 1,572.5 10 Consumer 530.0 547.8 552.0 550.5 548.3 545.8 545.7 548.7 552.1 552.3 557.5 557.4 11 Security (4) 67.7 78.8 75.2 80.8 83.5 86.5 102.4 77.3 69.0 79.5 73.0 75.0 12 Other loans and leases 348.4 367.8 368.6 367.8 368.6 362.6 393.9 379.2 381.4 384.7 387.1 383.1 13 Interbank loans 219.1 262.2 253.7 246.2 251.8 268.0 330.5 292.5 311.7 298.2 300.3 292.5 14 Cash assets (5) 243.8 249.6 244.7 238.9 251.3 245.2 281.5 258.7 244.4 279.7 256.9 237.5 15 Other assets (6) 359.3 384.0 379.4 371.8 387.5 399.7 433.3 453.1 439.3 435.9 440.8 444.9 16 TOTAL ASSETS (7) 5,317.9 5,518.7 5,524.9 5,509.1 5,550.4 5,586.2 5,791.8 5,733.3 5,757.1 5,764.9 5,751.6 5,700.9 L I A B I L I T I E S 17 Deposits 3,405.1 3,598.3 3,598.8 3,622.6 3,652.8 3,670.2 3,792.2 3,734.4 3,731.0 3,789.9 3,751.4 3,723.5 18 Transaction 600.4 598.2 602.2 591.2 596.3 600.6 675.7 625.2 587.6 640.5 631.0 615.0 19 Nontransaction 2,804.7 3,000.1 2,996.7 3,031.4 3,056.5 3,069.6 3,116.5 3,109.3 3,143.3 3,149.4 3,120.4 3,108.4 20 Large time 545.4 570.0 570.4 572.2 572.0 569.0 568.5 566.4 565.7 564.5 554.9 555.4 21 Other 2,259.3 2,430.0 2,426.2 2,459.2 2,484.5 2,500.5 2,547.9 2,542.9 2,577.6 2,584.9 2,565.6 2,553.0 22 Borrowings 974.1 1,028.8 1,018.0 988.0 1,003.6 1,012.4 1,052.7 1,044.4 1,020.3 1,003.7 1,017.3 1,028.2 23 From banks in the U.S. 353.2 379.5 363.4 359.1 367.0 375.9 410.6 395.8 394.6 372.9 369.1 367.7 24 From others 621.0 649.4 654.6 628.9 636.6 636.4 642.0 648.6 625.7 630.8 648.3 660.5 25 Net due to related foreign offices 236.1 185.5 211.8 204.1 207.1 205.7 188.1 192.9 191.0 185.0 194.2 193.2 26 Other liabilities 282.2 273.5 265.5 278.9 262.9 273.9 322.9 298.6 343.6 326.3 320.1 302.8 27 TOTAL LIABILITIES 4,897.5 5,086.1 5,094.1 5,093.5 5,126.5 5,162.1 5,355.9 5,270.4 5,286.0 5,305.0 5,283.1 5,247.7 28 Residual (assets less liabilities) (8) 420.4 432.6 430.8 415.5 423.9 424.1 435.9 462.9 471.2 459.9 468.5 453.2 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars December 7, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Oct Apr May Jun Jul Aug Sep Oct Nov 7 Nov 14 Nov 21 Nov 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,560.9 4,683.6 4,706.5 4,714.2 4,709.5 4,728.8 4,809.0 4,802.2 4,848.9 4,837.0 4,835.6 4,814.2 2 Securities in bank credit 1,109.2 1,141.4 1,153.0 1,161.3 1,157.2 1,190.1 1,211.0 1,235.4 1,273.5 1,247.3 1,250.6 1,233.5 3 Treasury and Agency securities (2) 719.2 693.5 698.3 698.6 702.1 715.0 724.0 736.5 754.8 736.1 744.4 751.5 4 Other securities 390.0 447.9 454.7 462.7 455.1 475.1 487.0 498.9 518.7 511.2 506.2 482.0 5 Loans and leases in bank credit (3) 3,451.7 3,542.2 3,553.6 3,552.9 3,552.3 3,538.7 3,598.1 3,566.7 3,575.4 3,589.8 3,585.1 3,580.7 6 Commercial and industrial 876.4 886.5 883.5 871.7 862.8 852.3 857.3 845.8 839.5 836.6 835.8 829.8 7 Real estate 1,625.4 1,669.7 1,685.3 1,687.6 1,695.1 1,693.9 1,699.6 1,711.6 1,727.1 1,730.0 1,725.2 1,726.2 8 Revolving home equity 125.9 132.9 135.2 136.4 137.9 140.1 143.1 146.5 148.2 148.2 148.7 148.8 9 Other 1,499.4 1,536.8 1,550.1 1,551.2 1,557.2 1,553.9 1,556.5 1,565.1 1,578.9 1,581.7 1,576.5 1,577.4 10 Consumer 529.7 544.7 549.8 547.8 545.8 546.9 548.0 548.4 551.3 552.1 558.4 559.2 10a Credit card and related plans 204.8 213.4 218.3 216.4 215.6 216.3 215.1 216.4 218.8 220.3 227.2 228.1 10d Other 324.9 331.3 331.6 331.4 330.2 330.6 332.9 332.1 332.5 331.7 331.2 331.0 11 Security (4) 70.6 75.8 70.0 78.2 78.6 81.8 97.3 80.4 74.1 84.3 77.9 80.5 12 Other loans and leases 349.6 365.5 365.0 367.5 370.0 363.8 395.8 380.5 383.4 386.9 387.8 385.0 13 Interbank loans 214.7 268.2 247.2 244.0 244.1 256.6 318.6 285.9 322.1 310.2 303.1 298.7 14 Cash assets (5) 243.8 246.3 243.3 236.2 243.6 234.6 277.8 258.4 241.8 296.7 256.6 250.7 15 Other assets (6) 356.3 384.7 380.3 374.1 386.8 397.0 433.5 449.2 440.7 436.3 435.9 444.9 16 TOTAL ASSETS (7) 5,314.0 5,517.8 5,511.8 5,502.8 5,518.2 5,550.5 5,772.2 5,727.7 5,784.8 5,811.4 5,762.4 5,739.7 L I A B I L I T I E S 17 Deposits 3,399.9 3,614.7 3,585.6 3,610.8 3,631.4 3,641.4 3,774.7 3,729.3 3,750.5 3,820.9 3,757.4 3,742.2 18 Transaction 594.3 605.0 592.8 590.9 589.9 586.8 669.3 619.2 583.9 654.9 629.5 628.8 19 Nontransaction 2,805.6 3,009.7 2,992.8 3,019.8 3,041.5 3,054.6 3,105.4 3,110.1 3,166.7 3,166.0 3,127.8 3,113.4 20 Large time 546.8 567.9 567.6 569.6 568.4 567.3 565.4 567.7 570.7 568.9 559.5 560.1 21 Other 2,258.8 2,441.8 2,425.2 2,450.3 2,473.1 2,487.4 2,540.0 2,542.4 2,595.9 2,597.2 2,568.3 2,553.3 22 Borrowings 972.2 1,029.6 1,023.0 988.8 994.4 990.8 1,047.3 1,042.1 1,030.9 1,015.8 1,022.1 1,035.2 23 From banks in the U.S. 348.5 382.7 366.5 359.9 363.7 367.7 400.9 390.6 396.2 375.0 368.4 367.8 24 From others 623.8 646.9 656.5 628.9 630.7 623.2 646.4 651.5 634.7 640.8 653.7 667.4 25 Net due to related foreign offices 236.2 183.1 214.1 203.4 204.0 206.1 187.5 193.2 191.8 185.5 197.2 197.2 26 Other liabilities 282.3 270.5 267.8 278.3 259.8 274.3 322.2 298.5 344.9 326.9 323.4 307.6 27 TOTAL LIABILITIES 4,890.6 5,097.9 5,090.6 5,081.3 5,089.5 5,112.6 5,331.7 5,263.1 5,318.1 5,349.0 5,300.1 5,282.2 28 Residual (assets less liabilities) (8) 423.4 419.9 421.1 421.5 428.6 437.9 440.5 464.7 466.7 462.4 462.2 457.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars December 7, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Oct Apr May Jun Jul Aug Sep Oct Nov 7 Nov 14 Nov 21 Nov 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,557.1 2,623.3 2,634.7 2,632.3 2,625.0 2,625.2 2,688.5 2,629.4 2,648.3 2,637.0 2,635.3 2,616.4 2 Securities in bank credit 580.8 599.3 609.4 613.1 610.1 631.3 642.3 648.8 676.8 650.3 653.2 635.2 3 Treasury and Agency securities (2) 361.6 347.0 355.1 353.3 353.4 361.1 364.3 365.8 376.6 357.5 365.6 371.9 3a Trading account 21.2 33.7 35.3 35.1 38.3 36.3 37.9 35.7 35.9 38.4 40.1 46.2 3b Investment account 340.4 313.3 319.9 318.2 315.1 324.9 326.4 330.1 340.7 319.2 325.5 325.7 4 Other securities 219.2 252.3 254.2 259.8 256.7 270.2 278.0 283.1 300.2 292.8 287.6 263.3 4a Trading account 111.7 135.9 137.0 143.5 140.8 153.1 160.9 165.4 180.8 172.8 167.2 143.8 4b Investment account 107.5 116.3 117.2 116.3 115.9 117.0 117.1 117.6 119.4 120.0 120.4 119.5 4c State and local government 25.9 28.4 28.1 27.9 27.8 27.6 27.5 26.8 27.1 27.2 27.3 27.1 4d Other 81.6 88.0 89.1 88.4 88.1 89.5 89.6 90.9 92.3 92.7 93.2 92.4 5 Loans and leases in bank credit (3) 1,976.3 2,024.0 2,025.3 2,019.2 2,014.9 1,993.9 2,046.2 1,980.5 1,971.5 1,986.7 1,982.0 1,981.2 6 Commercial and industrial 594.1 585.6 583.2 571.2 562.0 556.9 561.1 546.6 538.6 538.0 537.8 534.2 6a Bankers acceptances 0.9 0.8 0.8 0.7 -- -- -- -- -- -- -- -- 6b Other 593.2 584.8 582.4 570.4 562.0 556.9 561.1 546.6 538.6 538.0 537.8 534.2 7 Real estate 825.9 849.9 855.8 854.5 855.3 845.9 845.8 842.5 849.7 852.1 849.4 851.9 8 Revolving home equity 80.2 86.3 86.9 87.0 86.9 87.5 89.0 90.5 92.0 92.1 92.5 92.8 9 Other 745.7 763.6 768.9 767.5 768.4 758.4 756.8 752.0 757.7 760.0 756.9 759.1 10 Consumer 238.2 250.0 252.4 254.3 254.0 251.1 252.5 242.0 241.4 241.7 243.0 244.8 11 Security (4) 61.1 70.5 66.8 72.6 75.2 78.0 93.7 69.4 61.3 71.6 65.1 67.2 11a Fed funds and RPs with broker/dealer 43.2 53.9 49.4 54.8 59.6 63.5 66.3 56.6 47.8 58.5 52.5 53.2 11b Other 17.8 16.6 17.4 17.8 15.5 14.5 27.4 12.9 13.4 13.0 12.6 14.0 12a State and local government 12.9 13.0 13.0 13.4 14.2 14.2 14.3 14.6 15.0 15.0 14.9 14.9 12b Agricultural 9.6 10.4 10.6 10.3 10.0 9.4 9.2 9.1 9.1 9.3 9.3 9.2 12c Fed funds and RPs with others 17.1 23.0 23.7 25.6 30.9 31.8 32.5 28.7 29.6 31.7 30.0 31.1 12d All other loans 87.6 87.8 85.5 84.7 81.6 75.6 105.7 81.4 79.6 80.0 84.2 79.6 12e Lease financing receivables 129.8 133.8 134.4 132.6 131.7 131.0 131.5 146.2 147.2 147.4 148.3 148.3 13 Interbank loans 138.7 148.2 134.6 131.3 136.0 150.3 208.4 188.2 210.6 192.1 191.3 188.2 13a Fed funds and RPs with banks 60.9 84.3 73.2 72.5 71.1 79.9 132.6 106.4 106.5 106.0 102.0 102.4 13b Other 77.9 63.9 61.4 58.7 64.9 70.4 75.8 81.7 104.1 86.1 89.3 85.8 14 Cash assets (5) 144.8 145.8 140.1 135.8 146.3 140.2 173.9 151.5 142.6 170.2 149.5 134.5 15 Other assets (6) 267.0 277.0 274.2 261.9 268.0 277.2 302.8 321.2 311.5 303.6 310.9 311.3 16 TOTAL ASSETS (7) 3,071.8 3,156.4 3,145.8 3,123.5 3,137.2 3,154.8 3,335.5 3,250.8 3,273.4 3,263.3 3,247.4 3,210.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) December 7, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Oct Apr May Jun Jul Aug Sep Oct Nov 7 Nov 14 Nov 21 Nov 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,671.2 1,743.7 1,734.6 1,739.2 1,751.3 1,753.6 1,858.6 1,793.6 1,790.4 1,833.6 1,794.4 1,776.2 18 Transaction 307.2 303.9 304.7 300.3 306.6 304.3 375.5 322.5 302.7 344.8 323.6 313.3 19 Nontransaction 1,364.0 1,439.8 1,429.8 1,438.9 1,444.7 1,449.4 1,483.1 1,471.1 1,487.7 1,488.8 1,470.8 1,462.9 20 Large time 260.1 268.7 271.0 274.5 271.5 264.8 264.7 259.8 255.8 254.6 246.6 247.4 21 Other 1,103.9 1,171.0 1,158.8 1,164.4 1,173.2 1,184.6 1,218.4 1,211.3 1,231.9 1,234.2 1,224.1 1,215.5 22 Borrowings 650.3 696.8 682.6 654.7 668.0 673.5 704.8 688.3 667.1 644.1 659.8 668.4 23 From banks in the U.S. 198.9 230.8 213.5 211.0 218.8 226.4 257.3 232.4 231.4 207.8 206.9 205.1 24 From others 451.4 466.0 469.1 443.7 449.1 447.0 447.5 455.9 435.7 436.3 452.9 463.3 25 Net due to related foreign offices 212.6 172.7 195.2 190.9 192.4 190.2 177.6 183.5 180.1 177.5 182.9 181.9 26 Other liabilities 233.4 219.9 210.4 222.6 204.3 214.6 262.3 236.5 280.9 262.8 256.6 241.3 27 TOTAL LIABILITIES 2,767.5 2,833.0 2,822.7 2,807.4 2,816.0 2,831.9 3,003.3 2,901.8 2,918.4 2,918.0 2,893.7 2,867.8 28 Residual (assets less liabilities) (8) 304.3 323.4 323.1 316.1 321.3 322.9 332.2 349.0 355.0 345.4 353.8 343.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars December 7, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Oct Apr May Jun Jul Aug Sep Oct Nov 7 Nov 14 Nov 21 Nov 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,559.0 2,618.9 2,628.1 2,626.9 2,608.7 2,611.0 2,678.9 2,632.4 2,664.9 2,652.7 2,648.5 2,634.4 2 Securities in bank credit 580.1 598.3 607.1 610.7 601.2 625.2 638.7 649.0 682.2 655.1 657.9 641.6 3 Treasury and Agency securities (2) 359.0 349.2 354.5 352.0 349.5 357.2 361.4 363.2 378.8 359.7 367.4 373.8 3a Trading account 21.1 34.0 35.2 35.0 37.9 35.9 37.6 35.4 36.1 38.6 40.3 46.4 3b Investment account 337.9 315.2 319.3 317.0 311.6 321.3 323.8 327.8 342.7 321.1 327.1 327.3 3c Mortgage-backed 216.0 227.6 234.3 230.6 230.5 243.5 249.1 259.4 271.9 248.9 252.2 251.5 3d Other 122.0 87.6 84.9 86.4 81.2 77.8 74.7 68.4 70.7 72.3 74.9 75.8 3e 1 year or less 32.4 30.1 27.0 25.5 21.0 20.1 20.1 18.3 23.8 26.9 28.6 29.8 3f Between 1 and 5 years 52.2 31.5 31.2 34.4 34.3 33.8 34.5 32.7 30.8 30.5 31.7 31.7 3g More than 5 years 37.4 26.0 26.7 26.6 25.8 23.9 20.1 17.4 16.2 14.9 14.5 14.3 4 Other securities 221.1 249.1 252.6 258.8 251.7 268.0 277.2 285.7 303.4 295.3 290.4 267.9 4a Trading account 112.7 134.2 136.1 142.9 138.1 151.9 160.5 167.0 182.7 174.3 168.8 146.3 4b Investment account 108.4 114.9 116.5 115.9 113.7 116.1 116.8 118.7 120.6 121.0 121.6 121.6 4c State and local government 26.1 28.0 28.0 27.8 27.3 27.3 27.4 27.0 27.4 27.5 27.5 27.5 4d Other 82.3 86.8 88.5 88.1 86.4 88.8 89.4 91.7 93.3 93.5 94.1 94.0 5 Loans and leases in bank credit (3) 1,978.9 2,020.6 2,021.0 2,016.2 2,007.5 1,985.8 2,040.2 1,983.4 1,982.8 1,997.6 1,990.6 1,992.8 6 Commercial and industrial 593.8 589.9 585.9 572.8 562.1 553.8 559.6 546.2 540.7 539.2 538.8 534.7 6a Bankers acceptances 0.9 0.8 0.8 0.7 -- -- -- -- -- -- -- -- 6b Other 593.0 589.1 585.1 572.0 562.1 553.8 559.6 546.2 540.7 539.2 538.8 534.7 7 Real estate 828.4 845.9 855.4 853.1 853.8 847.2 847.6 845.0 855.9 858.4 853.8 856.9 8 Revolving home equity 81.0 85.4 86.8 87.3 87.6 88.5 90.1 91.4 92.6 92.6 93.0 93.2 9a Other residential 454.3 462.5 469.1 465.4 465.9 458.9 458.0 455.5 465.0 466.4 460.9 463.7 9b Commercial 293.1 298.1 299.5 300.5 300.3 299.8 299.5 298.1 298.3 299.3 299.9 300.0 10 Consumer 236.0 250.6 252.9 253.8 252.3 249.8 251.2 239.6 239.3 239.7 241.3 243.9 10a Credit card and related plans 76.6 84.7 87.0 88.0 87.3 85.1 84.6 75.7 74.6 75.2 76.5 78.5 10f Other 159.4 165.9 165.9 165.8 164.9 164.8 166.6 163.9 164.7 164.5 164.8 165.3 11 Security (4) 63.9 67.4 62.0 70.2 70.5 73.6 88.7 72.5 65.7 75.9 69.7 72.6 11a Fed funds and RPs with broker/dealer 45.2 51.6 45.8 52.9 55.9 59.8 62.9 59.1 51.3 62.1 56.2 57.5 11b Other 18.6 15.9 16.2 17.3 14.6 13.7 25.9 13.4 14.4 13.8 13.5 15.1 12a State and local government 12.9 13.0 13.0 13.4 14.2 14.2 14.3 14.6 15.0 15.0 14.9 14.9 12b Agricultural 9.7 10.2 10.5 10.4 10.1 9.6 9.3 9.2 9.2 9.4 9.3 9.3 12c Fed funds and RPs with others 17.1 23.0 23.7 25.6 30.9 31.8 32.5 28.7 29.6 31.7 30.0 31.1 12d All other loans 87.7 86.7 84.0 84.8 82.4 75.6 106.8 81.6 80.1 81.1 84.7 81.5 12e Lease financing receivables 129.5 133.9 133.7 132.2 131.2 130.2 130.1 146.0 147.3 147.3 148.1 148.0 13 Interbank loans 133.2 150.3 136.9 135.7 135.9 144.8 200.6 180.5 209.0 195.9 188.9 192.3 13a Fed funds and RPs with banks 58.5 85.5 74.4 74.9 71.0 77.0 127.5 102.1 105.7 108.1 100.7 104.6 13b Other 74.7 64.9 62.5 60.7 64.8 67.8 73.0 78.4 103.3 87.8 88.2 87.7 14 Cash assets (5) 144.3 146.0 140.2 134.3 139.9 132.5 169.6 150.5 138.7 178.8 145.5 139.6 15 Other assets (6) 264.0 277.8 275.0 264.1 267.3 274.6 303.0 317.3 312.9 304.0 305.9 311.2 16 TOTAL ASSETS (7) 3,064.8 3,155.3 3,142.5 3,123.1 3,113.8 3,124.6 3,313.8 3,241.6 3,285.8 3,291.7 3,249.3 3,237.8 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) December 7, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Oct Apr May Jun Jul Aug Sep Oct Nov 7 Nov 14 Nov 21 Nov 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,665.1 1,752.8 1,727.8 1,738.7 1,743.1 1,737.7 1,847.4 1,787.0 1,794.8 1,849.3 1,793.4 1,783.8 18 Transaction 301.8 311.2 300.5 300.4 301.8 293.2 369.1 316.8 296.0 353.6 321.8 322.4 19 Nontransaction 1,363.3 1,441.6 1,427.3 1,438.3 1,441.3 1,444.5 1,478.3 1,470.2 1,498.8 1,495.7 1,471.6 1,461.4 20 Large time 261.5 266.6 268.2 271.9 267.8 263.0 261.6 261.2 260.8 259.0 251.3 252.1 21 Other 1,101.8 1,175.0 1,159.1 1,166.4 1,173.4 1,181.5 1,216.7 1,209.0 1,238.0 1,236.7 1,220.3 1,209.3 22 Borrowings 648.4 697.5 687.7 655.5 658.7 651.9 699.5 685.9 677.6 656.2 664.5 675.4 23 From banks in the U.S. 194.2 234.0 216.6 211.8 215.6 218.2 247.5 227.2 232.9 209.9 206.3 205.1 24 From others 454.1 463.5 471.1 443.7 443.2 433.7 452.0 458.8 444.7 446.3 458.3 470.3 25 Net due to related foreign offices 212.7 170.3 197.5 190.3 189.2 190.6 177.0 183.7 180.9 177.9 185.9 185.9 26 Other liabilities 233.5 216.9 212.7 222.0 201.2 214.9 261.6 236.4 282.1 263.4 259.9 246.1 27 TOTAL LIABILITIES 2,759.7 2,837.5 2,825.7 2,806.5 2,792.3 2,795.2 2,985.4 2,893.1 2,935.4 2,946.8 2,903.7 2,891.2 28 Residual (assets less liabilities) (8) 305.1 317.8 316.8 316.6 321.6 329.4 328.3 348.5 350.5 344.8 345.6 346.6 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars December 7, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Oct Apr May Jun Jul Aug Sep Oct Nov 7 Nov 14 Nov 21 Nov 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,000.5 2,065.0 2,077.9 2,085.4 2,100.7 2,114.6 2,124.5 2,167.9 2,182.0 2,182.8 2,187.0 2,178.3 2 Securities in bank credit 531.5 540.4 544.3 548.9 556.1 565.6 572.4 588.8 593.3 594.0 594.6 593.5 3 Treasury and Agency securities (2) 362.6 341.6 342.3 345.0 352.7 358.5 362.7 375.6 377.9 378.1 378.9 379.3 4 Other securities 169.0 198.8 202.1 203.9 203.4 207.1 209.8 213.2 215.4 215.9 215.7 214.1 5 Loans and leases in bank credit (3) 1,469.0 1,524.5 1,533.6 1,536.4 1,544.6 1,549.0 1,552.1 1,579.1 1,588.7 1,588.8 1,592.4 1,584.9 6 Commercial and industrial 282.9 294.5 295.0 297.2 300.8 300.2 299.2 300.0 299.3 298.2 298.0 295.6 7 Real estate 796.1 824.2 829.2 833.8 840.9 845.0 850.3 865.5 870.1 870.7 871.7 868.8 8 Revolving home equity 44.7 47.6 48.3 49.2 50.6 51.8 52.8 54.8 55.2 55.2 55.5 55.4 9 Other 751.4 776.6 780.9 784.6 790.3 793.2 797.5 810.6 814.8 815.5 816.2 813.4 10 Consumer 291.8 297.9 299.6 296.2 294.4 294.8 293.2 306.6 310.7 310.6 314.5 312.6 11 Security (4) 6.7 8.3 8.4 8.2 8.3 8.5 8.7 7.8 7.8 7.9 7.9 7.8 12 Other loans and leases 91.4 99.7 101.4 101.1 100.2 100.6 100.7 99.2 100.9 101.4 100.3 100.1 13 Interbank loans 80.4 113.9 119.1 114.9 115.8 117.6 122.1 104.3 101.1 106.1 109.0 104.2 14 Cash assets (5) 99.0 103.8 104.6 103.1 105.0 104.9 107.6 107.2 101.8 109.5 107.4 103.0 15 Other assets (6) 92.4 107.0 105.2 109.9 119.5 122.4 130.5 131.9 127.8 132.3 130.0 133.7 16 TOTAL ASSETS (7) 2,246.2 2,362.3 2,379.1 2,385.6 2,413.1 2,431.4 2,456.3 2,482.5 2,483.7 2,501.6 2,504.1 2,490.0 L I A B I L I T I E S 17 Deposits 1,733.9 1,854.6 1,864.3 1,883.4 1,901.5 1,916.6 1,933.6 1,940.9 1,940.6 1,956.4 1,957.0 1,947.2 18 Transaction 293.1 294.3 297.4 290.9 289.7 296.4 300.2 302.7 285.0 295.7 307.4 301.7 19 Nontransaction 1,440.7 1,560.3 1,566.9 1,592.6 1,611.9 1,620.2 1,633.4 1,638.1 1,655.6 1,660.6 1,649.7 1,645.5 20 Large time 285.3 301.3 299.4 297.7 300.5 304.3 303.8 306.5 310.0 309.9 308.2 308.0 21 Other 1,155.4 1,259.0 1,267.4 1,294.8 1,311.4 1,315.9 1,329.5 1,331.6 1,345.7 1,350.7 1,341.4 1,337.5 22 Borrowings 323.9 332.1 335.4 333.3 335.7 338.9 347.9 356.1 353.3 359.6 357.5 359.8 23 From banks in the U.S. 154.3 148.7 149.9 148.1 148.1 149.5 153.4 163.4 163.3 165.2 162.1 162.7 24 From others 169.6 183.4 185.4 185.2 187.5 189.4 194.5 192.7 190.0 194.5 195.4 197.2 25 Net due to related foreign offices 23.4 12.8 16.6 13.1 14.7 15.5 10.5 9.5 10.9 7.6 11.3 11.3 26 Other liabilities 48.8 53.6 55.1 56.3 58.6 59.3 60.6 62.2 62.8 63.5 63.5 61.5 27 TOTAL LIABILITIES 2,130.0 2,253.1 2,271.4 2,286.2 2,310.5 2,330.3 2,352.6 2,368.6 2,367.6 2,387.0 2,389.4 2,379.9 28 Residual (assets less liabilities) (8) 116.2 109.2 107.7 99.4 102.6 101.1 103.7 113.9 116.1 114.5 114.7 110.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars December 7, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Oct Apr May Jun Jul Aug Sep Oct Nov 7 Nov 14 Nov 21 Nov 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,001.9 2,064.7 2,078.4 2,087.3 2,100.8 2,117.8 2,130.1 2,169.8 2,184.0 2,184.4 2,187.2 2,179.8 2 Securities in bank credit 529.1 543.1 545.9 550.6 556.0 564.9 572.3 586.5 591.4 592.2 592.7 591.9 3 Treasury and Agency securities (2) 360.2 344.3 343.8 346.7 352.6 357.8 362.5 373.3 376.0 376.3 377.0 377.8 4 Other securities 169.0 198.8 202.1 203.9 203.4 207.1 209.8 213.2 215.4 215.9 215.7 214.1 5 Loans and leases in bank credit (3) 1,472.8 1,521.6 1,532.5 1,536.7 1,544.8 1,552.9 1,557.8 1,583.3 1,592.6 1,592.1 1,594.5 1,588.0 6 Commercial and industrial 282.5 296.6 297.6 299.0 300.7 298.5 297.7 299.6 298.8 297.4 296.9 295.1 7 Real estate 797.0 823.8 830.0 834.5 841.3 846.7 852.0 866.6 871.2 871.6 871.4 869.3 8 Revolving home equity 44.9 47.5 48.4 49.2 50.3 51.5 53.0 55.1 55.5 55.6 55.7 55.6 9 Other 752.1 776.3 781.6 785.3 791.0 795.2 799.0 811.5 815.6 816.0 815.8 813.7 10 Consumer 293.8 294.1 297.0 294.0 293.6 297.1 296.8 308.8 312.0 312.4 317.1 315.3 10a Credit card and related plans 128.2 128.7 131.3 128.4 128.3 131.2 130.5 140.7 144.2 145.1 150.7 149.6 10h Other 165.6 165.4 165.7 165.6 165.3 165.8 166.3 168.1 167.8 167.2 166.4 165.7 11 Security (4) 6.8 8.4 8.1 8.0 8.1 8.3 8.6 7.9 8.4 8.4 8.2 8.0 12 Other loans and leases 92.7 98.6 100.0 101.2 101.1 102.3 102.8 100.5 102.3 102.5 100.8 100.3 13 Interbank loans 81.5 117.9 110.2 108.3 108.2 111.7 118.0 105.4 113.1 114.3 114.2 106.4 14 Cash assets (5) 99.6 100.3 103.1 101.9 103.7 102.1 108.3 107.8 103.1 117.9 111.1 111.1 15 Other assets (6) 92.4 107.0 105.2 109.9 119.5 122.4 130.5 131.9 127.8 132.3 130.0 133.7 16 TOTAL ASSETS (7) 2,249.2 2,362.5 2,369.3 2,379.7 2,404.4 2,426.0 2,458.5 2,486.2 2,499.0 2,519.8 2,513.1 2,501.9 L I A B I L I T I E S 17 Deposits 1,734.8 1,861.9 1,857.9 1,872.1 1,888.3 1,903.7 1,927.3 1,942.3 1,955.7 1,971.5 1,964.0 1,958.4 18 Transaction 292.5 293.8 292.3 290.5 288.1 293.6 300.1 302.4 287.8 301.2 307.8 306.4 19 Nontransaction 1,442.3 1,568.1 1,565.6 1,581.6 1,600.2 1,610.1 1,627.1 1,639.9 1,667.9 1,670.3 1,656.2 1,652.0 20 Large time 285.3 301.3 299.4 297.7 300.5 304.3 303.8 306.5 310.0 309.9 308.2 308.0 21 Other 1,157.0 1,266.8 1,266.2 1,283.8 1,299.7 1,305.9 1,323.3 1,333.3 1,358.0 1,360.4 1,348.0 1,344.0 22 Borrowings 323.9 332.1 335.4 333.3 335.7 338.9 347.9 356.1 353.3 359.6 357.5 359.8 23 From banks in the U.S. 154.3 148.7 149.9 148.1 148.1 149.5 153.4 163.4 163.3 165.2 162.1 162.7 24 From others 169.6 183.4 185.4 185.2 187.5 189.4 194.5 192.7 190.0 194.5 195.4 197.2 25 Net due to related foreign offices 23.4 12.8 16.6 13.1 14.7 15.5 10.5 9.5 10.9 7.6 11.3 11.3 26 Other liabilities 48.8 53.6 55.1 56.3 58.6 59.3 60.6 62.2 62.8 63.5 63.5 61.5 27 TOTAL LIABILITIES 2,131.0 2,260.3 2,265.0 2,274.8 2,297.3 2,317.4 2,346.3 2,370.0 2,382.7 2,402.2 2,396.4 2,391.0 28 Residual (assets less liabilities) (8) 118.3 102.1 104.3 104.9 107.1 108.5 112.2 116.2 116.2 117.5 116.7 110.8 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars December 7, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Oct Apr May Jun Jul Aug Sep Oct Nov 7 Nov 14 Nov 21 Nov 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 586.8 626.9 612.2 603.9 593.6 592.4 587.2 576.0 589.6 590.7 586.4 579.9 2 Securities in bank credit 202.0 221.2 215.3 217.1 217.6 219.6 220.6 218.7 232.0 229.6 224.8 221.0 3 Treasury and Agency securities (2) 69.7 74.3 69.3 67.6 66.5 66.3 69.3 71.5 80.6 80.5 77.3 74.3 4 Other securities 132.3 146.9 145.9 149.6 151.1 153.3 151.3 147.2 151.4 149.1 147.5 146.7 5 Loans and leases in bank credit (3) 384.7 405.7 396.9 386.8 376.0 372.8 366.6 357.3 357.6 361.1 361.6 358.9 6 Commercial and industrial 203.5 218.8 217.9 210.7 205.9 204.7 204.7 202.1 200.7 201.7 202.9 201.9 7 Real estate 18.1 17.9 18.2 18.1 18.3 18.7 19.2 19.5 19.5 19.6 19.7 19.7 11 Security (4) 96.2 100.8 92.9 91.2 86.5 83.7 77.6 71.1 73.0 76.4 76.1 74.6 12 Other loans and leases 67.0 68.2 67.9 66.8 65.3 65.7 65.1 64.6 64.4 63.4 63.0 62.8 13 Interbank loans 27.2 27.7 29.5 22.0 21.2 20.2 26.0 24.2 23.4 26.0 23.5 28.6 14 Cash assets (5) 41.9 38.7 37.3 36.3 36.8 37.3 45.2 39.1 37.5 37.9 37.4 36.3 15 Other assets (6) 36.7 39.7 37.3 37.1 31.7 29.2 31.5 30.4 29.3 33.4 31.0 36.9 16 TOTAL ASSETS (7) 692.3 732.7 716.0 698.9 683.0 678.7 689.5 669.4 679.5 687.6 678.0 681.3 L I A B I L I T I E S 17 Deposits 383.7 394.3 408.5 418.7 412.5 403.3 403.2 413.7 413.3 423.3 423.3 420.8 18 Transaction 10.7 10.7 10.6 9.5 9.3 9.9 12.9 11.5 11.7 11.5 11.3 11.4 19 Nontransaction 373.0 383.6 397.9 409.2 403.2 393.4 390.3 402.1 401.6 411.8 412.0 409.4 22 Borrowings 220.6 240.2 219.1 215.8 210.8 210.3 221.1 204.2 216.0 220.1 200.2 207.7 23 From banks in the U.S. 19.1 25.3 20.3 22.5 22.3 20.9 31.0 23.7 27.1 29.8 20.9 21.3 24 From others 201.6 214.9 198.7 193.3 188.5 189.4 190.1 180.5 188.8 190.3 179.3 186.4 25 Net due to related foreign offices 16.5 4.6 -4.3 -19.6 -16.2 -11.7 -18.3 -18.7 -31.3 -37.7 -26.0 -26.4 26 Other liabilities 76.1 88.8 86.1 84.5 79.5 78.6 80.7 76.3 82.5 80.4 76.3 77.2 27 TOTAL LIABILITIES 696.9 727.9 709.3 699.4 686.5 680.5 686.7 675.5 680.5 686.1 673.8 679.2 28 Residual (assets less liabilities) (8) -4.6 4.8 6.7 -0.4 -3.5 -1.8 2.8 -6.1 -1.0 1.5 4.2 2.2 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars December 7, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Oct Apr May Jun Jul Aug Sep Oct Nov 7 Nov 14 Nov 21 Nov 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 590.8 624.0 607.4 600.1 589.1 586.0 585.4 578.9 595.2 593.5 585.0 583.8 2 Securities in bank credit (2) 202.0 221.2 215.3 217.1 217.6 219.6 220.6 218.7 232.0 229.6 224.8 221.0 3 Treasury and Agency securities 69.7 74.3 69.3 67.6 66.5 66.3 69.3 71.5 80.6 80.5 77.3 74.3 3a Trading account 12.0 14.8 13.8 13.7 13.0 12.3 13.6 11.4 14.7 15.0 14.3 13.2 3b Investment account 57.6 59.5 55.6 53.9 53.5 54.0 55.7 60.1 65.9 65.5 63.0 61.2 4 Other securities 132.3 146.9 145.9 149.6 151.1 153.3 151.3 147.2 151.4 149.1 147.5 146.7 4a Trading account 90.7 99.6 99.4 105.7 108.0 110.9 109.7 106.0 109.3 108.4 107.8 106.0 4b Investment account 41.7 47.3 46.6 43.9 43.2 42.3 41.6 41.2 42.1 40.7 39.7 40.7 5 Loans and leases in bank credit (3) 388.8 402.8 392.2 383.0 371.5 366.4 364.9 360.2 363.2 363.9 360.2 362.8 6 Commercial and industrial 203.7 217.0 214.8 209.6 205.2 203.3 204.4 202.3 201.6 202.2 203.6 202.7 7 Real estate 18.1 17.9 18.2 18.1 18.3 18.7 19.2 19.5 19.5 19.6 19.7 19.7 11 Security (4) 100.4 99.4 92.1 89.2 83.6 79.9 76.4 74.2 77.5 78.3 73.4 76.9 12 Other loans and leases 66.6 68.4 67.1 66.1 64.3 64.5 64.8 64.2 64.6 63.8 63.5 63.6 13 Interbank loans 27.2 27.7 29.5 22.0 21.2 20.2 26.0 24.2 23.4 26.0 23.5 28.6 14 Cash assets (5) 42.7 37.2 36.4 35.2 35.5 36.1 44.2 39.8 39.0 40.4 39.3 38.5 15 Other assets (6) 36.2 38.8 36.7 35.8 30.9 28.9 31.2 30.0 29.2 32.9 30.9 37.4 16 TOTAL ASSETS (7) 696.6 727.3 709.8 692.8 676.4 670.9 686.6 672.6 686.5 692.5 678.3 688.0 L I A B I L I T I E S 17 Deposits 377.4 397.2 409.7 411.6 402.3 391.5 395.3 406.4 412.6 425.3 426.9 427.8 18 Transaction 10.8 10.2 10.2 9.3 9.4 9.9 13.2 11.7 11.8 11.8 11.5 11.7 19 Nontransaction 366.6 387.0 399.5 402.2 392.9 381.6 382.1 394.7 400.9 413.5 415.4 416.1 22 Borrowings 220.6 240.2 219.1 215.8 210.8 210.3 221.1 204.2 216.0 220.1 200.2 207.7 23 From banks in the U.S. 19.1 25.3 20.3 22.5 22.3 20.9 31.0 23.7 27.1 29.8 20.9 21.3 24 From others 201.6 214.9 198.7 193.3 188.5 189.4 190.1 180.5 188.8 190.3 179.3 186.4 25 Net due to related foreign offices 16.8 -0.1 -7.5 -22.7 -19.4 -12.9 -15.8 -18.3 -29.5 -37.3 -27.8 -27.8 26 Other liabilities 76.2 86.7 84.6 83.0 78.0 78.1 81.9 76.4 83.3 80.6 75.6 76.6 27 TOTAL LIABILITIES 691.0 724.0 705.8 687.6 671.7 667.0 682.5 668.8 682.4 688.7 674.8 684.2 28 Residual (assets less liabilities) (8) 5.6 3.3 4.0 5.1 4.7 3.9 4.1 3.8 4.1 3.8 3.6 3.8 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 13 MEMO ITEMS Not seasonally adjusted, billions of dollars December 7, 2001 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Oct Apr May Jun Jul Aug Sep Oct Nov 7 Nov 14 Nov 21 Nov 28 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers 29 Reval. gains on off-bal. sheet items (9) 71.0 79.9 82.0 87.5 79.8 89.8 97.9 100.3 117.0 105.3 108.1 86.8 30 Reval. losses on off-bal. sheet items (9) 72.8 74.9 74.7 81.6 71.8 78.4 84.8 85.6 98.5 88.1 89.1 68.3 31 Mortgage-backed securities (10) 245.2 259.2 266.0 262.3 261.9 274.0 279.8 289.3 303.0 282.0 285.4 285.8 31a Pass-through 177.2 195.3 200.8 200.8 200.2 212.3 218.1 222.2 219.8 200.0 203.9 203.0 31b CMO, REMIC, and other 68.0 63.9 65.2 61.4 61.7 61.7 61.7 67.1 83.2 82.0 81.5 82.8 32 Net unrealized gains (losses) on -2.3 6.0 4.8 3.6 3.1 5.3 7.3 9.6 11.9 11.0 9.9 10.0 available-for-sale securities (11) 33 Offshore credit to U.S. residents (12) 22.3 21.7 21.0 20.6 20.2 19.6 20.1 19.6 19.2 19.1 19.5 19.5 34 Securitized consumer loans (13) 77.5 82.0 80.3 81.8 96.2 96.1 97.1 98.1 100.1 100.2 99.6 99.0 34a Credit card and related plans 67.9 72.4 71.1 72.8 86.1 85.6 86.8 87.8 88.7 88.7 88.3 87.8 34b Other 9.6 9.5 9.2 9.0 10.1 10.5 10.3 10.3 11.4 11.4 11.4 11.2 35 Securitized business loans (13) 12.0 14.2 14.2 14.7 14.8 15.0 15.1 15.4 15.2 15.2 15.1 14.3 SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers 31 Mortgage-backed securities (10) 207.3 224.0 228.7 232.3 239.0 243.1 248.4 255.1 260.9 260.4 259.3 260.0 34 Securitized consumer loans (13) 226.4 236.7 236.5 239.6 227.8 230.7 234.0 237.6 241.9 242.3 240.0 241.5 34a Credit card and related plans 217.1 228.1 228.1 231.1 219.0 222.0 225.3 229.1 233.1 233.5 231.2 232.8 34b Other 9.3 8.6 8.4 8.5 8.8 8.7 8.7 8.4 8.8 8.8 8.8 8.7 FOREIGN-RELATED INSTITUTIONS 29 Reval. gains on off-bal. sheet items (9) 47.9 56.5 56.4 57.3 54.8 57.3 56.5 54.8 61.4 57.3 55.3 54.6 30 Reval. losses on off-bal. sheet items (9) 45.0 52.2 51.9 52.1 49.7 52.1 51.5 50.3 54.6 50.3 48.5 48.0 35 Securitized business loans (13) 34.5 19.8 18.0 18.0 27.1 26.6 26.5 26.6 26.0 25.6 25.2 24.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Footnotes Page 14 December 7, 2001 Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises. 3. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 4. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 5. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 6. Excludes the due-from position with related foreign offices, which is included in line 25. 7. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 8. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 9. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 12. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses. 13. Total amount outstanding.