H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars January 4, 2002 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Nov May Jun Jul Aug Sep Oct Nov Dec 5 Dec 12 Dec 19 Dec 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 5,165.5 5,331.6 5,328.3 5,328.8 5,346.1 5,419.5 5,399.8 5,427.0 5,428.3 5,423.2 5,402.3 5,399.3 2 Securities in bank credit 1,310.4 1,370.7 1,380.5 1,386.4 1,417.7 1,438.1 1,465.4 1,476.8 1,473.6 1,467.0 1,471.3 1,481.4 3 Treasury and Agency securities (2) 786.2 766.8 764.4 770.1 783.5 795.0 814.4 824.0 846.8 828.7 826.7 827.5 4 Other securities 524.3 603.9 616.1 616.2 634.2 643.2 651.0 652.7 626.9 638.3 644.7 654.0 5 Loans and leases in bank credit (3) 3,855.1 3,960.9 3,947.8 3,942.5 3,928.4 3,981.4 3,934.4 3,950.2 3,954.6 3,956.2 3,931.0 3,917.8 6 Commercial and industrial 1,083.6 1,097.6 1,080.9 1,070.4 1,063.8 1,067.7 1,051.5 1,039.7 1,034.2 1,033.4 1,025.6 1,020.7 7 Real estate 1,651.9 1,705.0 1,708.3 1,717.4 1,715.4 1,722.7 1,732.3 1,747.8 1,761.8 1,773.1 1,756.0 1,738.0 8 Revolving home equity 127.5 135.3 136.3 137.5 139.4 142.1 147.4 149.9 151.7 152.8 146.6 136.6 9 Other 1,524.4 1,569.7 1,572.0 1,579.9 1,576.0 1,580.7 1,585.0 1,597.9 1,610.1 1,620.4 1,609.4 1,601.4 10 Consumer 536.4 553.4 551.8 550.0 548.2 548.8 553.3 560.2 561.3 560.6 561.0 561.4 11 Security (4) 165.3 168.2 172.1 170.2 171.1 181.4 149.9 150.2 144.3 136.5 141.9 149.0 12 Other loans and leases 418.0 436.8 434.7 434.5 429.8 460.8 447.4 452.3 453.0 452.5 446.4 448.7 13 Interbank loans 245.1 283.0 267.7 273.0 287.8 355.8 315.8 306.9 286.0 288.8 278.3 307.3 14 Cash assets (5) 274.1 282.3 275.5 288.8 284.1 329.5 302.6 295.1 291.6 305.0 285.3 289.5 15 Other assets (6) 384.9 416.7 408.8 419.1 432.7 470.7 490.2 478.9 477.5 479.3 466.0 499.8 16 TOTAL ASSETS (7) 6,006.9 6,247.8 6,214.4 6,243.3 6,283.4 6,507.6 6,438.5 6,437.3 6,412.7 6,425.1 6,358.9 6,422.9 L I A B I L I T I E S 17 Deposits 3,782.2 4,011.5 4,045.4 4,071.4 4,083.7 4,208.9 4,164.3 4,184.5 4,202.5 4,213.8 4,204.9 4,219.4 18 Transaction 601.0 613.1 601.0 606.1 611.0 689.2 637.2 631.5 621.3 626.9 639.0 643.1 19 Nontransaction 3,181.2 3,398.4 3,444.4 3,465.3 3,472.7 3,519.8 3,527.0 3,553.1 3,581.2 3,587.0 3,565.9 3,576.4 20 Large time 915.8 967.0 980.0 975.2 965.1 964.6 976.5 976.0 971.5 977.8 974.0 968.0 21 Other 2,265.5 2,431.4 2,464.4 2,490.1 2,507.6 2,555.2 2,550.6 2,577.0 2,609.8 2,609.1 2,591.9 2,608.4 22 Borrowings 1,188.5 1,238.8 1,205.4 1,217.4 1,228.2 1,282.1 1,261.0 1,237.2 1,227.0 1,247.9 1,224.2 1,248.1 23 From banks in the U.S. 365.7 384.1 382.0 390.0 398.1 443.6 421.6 402.8 401.7 412.7 398.3 407.9 24 From others 822.9 854.7 823.4 827.4 830.1 838.5 839.4 834.4 825.3 835.3 825.8 840.2 25 Net due to related foreign offices 244.3 207.4 184.5 191.0 194.4 170.8 176.6 161.1 166.6 160.0 144.2 144.1 26 Other liabilities 357.7 350.4 362.4 342.5 356.0 409.7 384.4 418.1 362.3 355.6 355.2 368.8 27 TOTAL LIABILITIES 5,572.6 5,808.1 5,797.8 5,822.3 5,862.4 6,071.5 5,986.2 6,001.0 5,958.4 5,977.3 5,928.5 5,980.4 28 Residual (assets less liabilities) (8) 434.3 439.7 416.6 420.9 421.0 436.1 452.3 436.3 454.3 447.7 430.4 442.5 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars January 4, 2002 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Nov May Jun Jul Aug Sep Oct Nov Dec 5 Dec 12 Dec 19 Dec 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 5,184.7 5,320.9 5,321.1 5,308.2 5,328.7 5,413.9 5,407.7 5,447.5 5,454.9 5,451.1 5,440.8 5,442.7 2 Securities in bank credit 1,314.4 1,369.9 1,379.9 1,377.3 1,410.9 1,434.4 1,463.2 1,480.7 1,483.5 1,472.9 1,476.4 1,483.7 3 Treasury and Agency securities (2) 787.3 767.7 764.7 766.1 778.9 791.9 809.5 824.4 850.1 828.6 825.8 823.7 4 Other securities 527.1 602.2 615.1 611.3 632.0 642.4 653.7 656.3 633.5 644.3 650.5 660.1 5 Loans and leases in bank credit (3) 3,870.3 3,950.9 3,941.3 3,930.8 3,917.9 3,979.5 3,944.5 3,966.8 3,971.4 3,978.2 3,964.4 3,959.0 6 Commercial and industrial 1,084.6 1,099.9 1,083.2 1,069.6 1,057.7 1,064.4 1,051.0 1,040.8 1,033.6 1,029.9 1,028.5 1,027.0 7 Real estate 1,657.4 1,705.4 1,707.6 1,716.4 1,718.6 1,726.3 1,736.0 1,753.7 1,767.0 1,780.5 1,759.6 1,744.2 8 Revolving home equity 128.1 135.3 136.4 137.9 140.2 143.4 148.6 150.7 152.1 153.0 146.7 136.6 9 Other 1,529.3 1,570.0 1,571.2 1,578.5 1,578.4 1,582.9 1,587.5 1,603.1 1,614.9 1,627.4 1,612.9 1,607.7 10 Consumer 536.8 551.2 549.1 547.5 549.3 551.0 553.0 560.6 562.5 563.4 567.9 571.8 10a Credit card and related plans 208.7 218.9 217.2 216.8 218.0 217.1 218.4 226.2 227.9 230.2 234.9 239.6 10b Other 328.1 332.3 331.9 330.7 331.3 333.9 334.6 334.4 334.5 333.2 333.0 332.2 11 Security (4) 171.3 162.2 167.6 162.5 162.6 175.2 156.2 156.9 150.9 149.8 155.0 159.5 12 Other loans and leases 420.1 432.4 433.8 434.9 429.7 462.6 448.2 454.8 457.4 454.6 453.3 456.4 13 Interbank loans 251.8 276.4 265.5 265.3 276.4 343.9 309.3 315.3 302.9 300.8 290.7 305.8 14 Cash assets (5) 282.0 280.0 271.6 279.7 272.3 324.8 303.1 303.9 298.3 309.3 305.8 311.5 15 Other assets (6) 384.5 417.1 409.7 417.7 429.8 470.7 485.7 478.5 483.0 483.2 473.4 506.3 16 TOTAL ASSETS (7) 6,040.2 6,228.4 6,201.9 6,204.5 6,239.7 6,485.1 6,436.0 6,474.4 6,468.1 6,473.0 6,437.4 6,493.4 L I A B I L I T I E S 17 Deposits 3,804.2 3,999.5 4,026.5 4,039.7 4,043.1 4,183.4 4,151.7 4,207.8 4,245.8 4,253.8 4,254.1 4,265.2 18 Transaction 607.1 603.4 600.7 599.8 597.2 683.1 631.4 637.7 630.9 635.3 667.9 681.4 19 Nontransaction 3,197.0 3,396.1 3,425.8 3,439.9 3,445.9 3,500.3 3,520.3 3,570.2 3,614.9 3,618.5 3,586.1 3,583.7 20 Large time 923.2 965.7 970.4 961.3 951.6 953.2 970.3 983.9 984.4 995.1 990.6 987.0 21 Other 2,273.9 2,430.4 2,455.4 2,478.6 2,494.3 2,547.2 2,550.0 2,586.3 2,630.5 2,623.4 2,595.6 2,596.8 22 Borrowings 1,196.8 1,243.8 1,206.2 1,208.2 1,206.7 1,276.8 1,258.6 1,245.5 1,231.8 1,239.0 1,233.9 1,246.4 23 From banks in the U.S. 366.5 387.3 382.8 386.7 389.9 433.8 416.4 403.6 403.5 410.8 401.9 408.1 24 From others 830.3 856.6 823.4 821.4 816.8 843.0 842.3 841.9 828.3 828.2 832.0 838.3 25 Net due to related foreign offices 246.5 206.6 180.7 184.7 193.5 172.7 177.1 163.1 171.4 165.1 149.6 149.5 26 Other liabilities 359.7 351.2 360.3 338.0 355.8 410.1 384.5 420.6 364.5 358.3 357.2 372.5 27 TOTAL LIABILITIES 5,607.2 5,801.1 5,773.8 5,770.5 5,799.1 6,043.0 5,971.8 6,037.1 6,013.5 6,016.2 5,994.8 6,033.6 28 Residual (assets less liabilities) (8) 433.0 427.3 428.1 434.0 440.6 442.2 464.2 437.3 454.6 456.7 442.6 459.8 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars January 4, 2002 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Nov May Jun Jul Aug Sep Oct Nov Dec 5 Dec 12 Dec 19 Dec 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,576.0 4,718.6 4,723.1 4,732.1 4,750.7 4,827.0 4,812.8 4,834.5 4,838.0 4,837.0 4,816.4 4,812.0 2 Securities in bank credit 1,112.9 1,155.0 1,162.6 1,166.3 1,197.4 1,215.8 1,239.2 1,249.2 1,248.6 1,241.1 1,244.6 1,252.3 3 Treasury and Agency securities (2) 718.4 698.6 698.6 706.2 720.2 728.3 742.3 749.4 773.4 765.0 763.3 763.3 4 Other securities 394.5 456.4 464.0 460.1 477.2 487.5 496.9 499.8 475.2 476.0 481.3 489.0 5 Loans and leases in bank credit (3) 3,463.1 3,563.6 3,560.5 3,565.8 3,553.2 3,611.2 3,573.7 3,585.3 3,589.5 3,595.9 3,571.9 3,559.7 6 Commercial and industrial 877.4 879.5 869.8 864.5 859.0 862.6 850.8 838.9 834.6 836.0 829.0 825.0 7 Real estate 1,633.6 1,686.8 1,690.1 1,699.2 1,697.0 1,704.0 1,713.5 1,728.8 1,742.8 1,754.2 1,736.9 1,718.6 8 Revolving home equity 127.5 135.3 136.3 137.5 139.4 142.1 147.4 149.9 151.7 152.8 146.6 136.6 9 Other 1,506.1 1,551.5 1,553.9 1,561.6 1,557.6 1,561.9 1,566.1 1,578.9 1,591.0 1,601.5 1,590.3 1,582.0 10 Consumer 536.4 553.4 551.8 550.0 548.2 548.8 553.3 560.2 561.3 560.6 561.0 561.4 11 Security (4) 65.3 75.2 80.8 83.5 86.5 102.4 77.2 73.3 66.7 61.8 65.6 74.8 12 Other loans and leases 350.4 368.8 368.0 368.7 362.5 393.5 378.8 384.0 384.2 383.3 379.5 379.8 13 Interbank loans 218.1 253.9 246.4 251.8 267.6 329.8 291.7 281.3 256.5 269.1 259.1 285.8 14 Cash assets (5) 235.6 244.9 239.1 252.0 246.6 284.0 263.3 257.5 254.5 267.6 248.3 252.9 15 Other assets (6) 349.4 379.4 371.7 388.8 402.6 437.5 458.1 444.5 446.0 448.6 435.5 468.2 16 TOTAL ASSETS (7) 5,316.9 5,531.3 5,514.8 5,558.5 5,600.5 5,810.8 5,756.3 5,747.7 5,724.9 5,751.6 5,686.6 5,746.4 L I A B I L I T I E S 17 Deposits 3,400.3 3,602.9 3,626.7 3,657.7 3,676.8 3,799.5 3,742.0 3,756.0 3,772.1 3,774.9 3,764.9 3,788.6 18 Transaction 590.1 602.5 591.6 596.9 601.5 676.9 626.4 620.8 610.4 615.2 627.4 632.2 19 Nontransaction 2,810.2 3,000.4 3,035.1 3,060.7 3,075.3 3,122.6 3,115.5 3,135.3 3,161.7 3,159.7 3,137.5 3,156.4 20 Large time 546.9 571.3 573.1 573.0 570.1 569.8 567.7 560.6 554.2 552.9 547.9 550.3 21 Other 2,263.3 2,429.1 2,462.1 2,487.8 2,505.2 2,552.8 2,547.8 2,574.7 2,607.4 2,606.8 2,589.6 2,606.1 22 Borrowings 965.0 1,019.5 989.3 1,006.2 1,017.6 1,060.1 1,052.6 1,024.9 1,018.2 1,041.2 1,027.7 1,045.2 23 From banks in the U.S. 347.1 363.8 359.5 367.7 377.4 412.9 398.1 378.6 380.1 390.4 378.9 377.2 24 From others 617.9 655.7 629.8 638.5 640.1 647.2 654.5 646.3 638.1 650.8 648.8 668.1 25 Net due to related foreign offices 237.0 211.8 204.1 207.1 205.7 188.5 193.8 191.9 200.6 213.6 191.5 189.4 26 Other liabilities 284.5 263.9 277.5 263.1 277.5 329.3 309.4 340.5 289.6 281.9 282.6 290.7 27 TOTAL LIABILITIES 4,886.8 5,098.1 5,097.6 5,134.1 5,177.6 5,377.4 5,297.8 5,313.4 5,280.4 5,311.6 5,266.7 5,314.0 28 Residual (assets less liabilities) (8) 430.1 433.2 417.2 424.4 422.9 433.5 458.6 434.3 444.5 440.0 420.0 432.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars January 4, 2002 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Nov May Jun Jul Aug Sep Oct Nov Dec 5 Dec 12 Dec 19 Dec 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,592.4 4,712.6 4,719.7 4,716.0 4,739.7 4,823.1 4,817.8 4,852.2 4,861.3 4,855.8 4,845.6 4,843.2 2 Securities in bank credit 1,116.9 1,154.2 1,161.9 1,157.3 1,190.6 1,212.1 1,237.0 1,253.2 1,258.4 1,247.0 1,249.6 1,254.7 3 Treasury and Agency securities (2) 719.5 699.5 699.0 702.2 715.6 725.3 737.3 749.8 776.7 764.9 762.4 759.5 4 Other securities 397.4 454.8 462.9 455.1 475.0 486.8 499.6 503.3 481.8 482.0 487.2 495.2 5 Loans and leases in bank credit (3) 3,475.5 3,558.3 3,557.7 3,558.7 3,549.1 3,611.1 3,580.8 3,599.0 3,602.9 3,608.8 3,596.0 3,588.6 6 Commercial and industrial 877.8 884.8 873.2 864.4 854.2 859.7 850.1 839.3 833.6 832.2 829.4 827.3 7 Real estate 1,639.2 1,687.2 1,689.5 1,698.2 1,700.2 1,707.6 1,717.2 1,734.7 1,748.0 1,761.5 1,740.5 1,724.9 8 Revolving home equity 128.1 135.3 136.4 137.9 140.2 143.4 148.6 150.7 152.1 153.0 146.7 136.6 9 Other 1,511.0 1,551.8 1,553.1 1,560.3 1,560.0 1,564.2 1,568.6 1,584.0 1,595.9 1,608.5 1,593.8 1,588.3 10 Consumer 536.8 551.2 549.1 547.5 549.3 551.0 553.0 560.6 562.5 563.4 567.9 571.8 10a Credit card and related plans 208.7 218.9 217.2 216.8 218.0 217.1 218.4 226.2 227.9 230.2 234.9 239.6 10d Other 328.1 332.3 331.9 330.7 331.3 333.9 334.6 334.4 334.5 333.2 333.0 332.2 11 Security (4) 69.8 70.0 78.2 78.6 81.8 97.3 80.4 78.4 71.9 68.0 74.3 80.7 12 Other loans and leases 352.0 365.2 367.7 370.1 363.7 395.4 380.1 386.0 387.0 383.6 383.9 383.9 13 Interbank loans 224.8 247.4 244.2 244.0 256.2 317.9 285.2 289.7 273.4 281.2 271.5 284.2 14 Cash assets (5) 241.5 243.5 236.4 244.2 236.0 280.3 263.0 264.3 259.0 270.0 266.0 271.9 15 Other assets (6) 349.0 380.2 373.9 388.1 399.9 437.8 454.1 444.0 450.1 450.5 441.3 473.4 16 TOTAL ASSETS (7) 5,345.4 5,518.1 5,508.5 5,526.2 5,564.7 5,791.4 5,750.7 5,779.8 5,773.3 5,786.5 5,751.5 5,800.3 L I A B I L I T I E S 17 Deposits 3,419.6 3,589.7 3,614.8 3,636.2 3,647.9 3,781.9 3,736.8 3,776.1 3,808.4 3,803.2 3,801.1 3,816.1 18 Transaction 596.1 593.2 591.3 590.5 587.6 670.4 620.5 626.8 619.6 623.3 655.4 669.8 19 Nontransaction 2,823.5 2,996.5 3,023.5 3,045.7 3,060.3 3,111.5 3,116.3 3,149.3 3,188.7 3,179.9 3,145.7 3,146.3 20 Large time 551.8 568.4 570.4 569.3 568.3 566.8 569.1 565.4 560.6 558.9 552.5 552.0 21 Other 2,271.7 2,428.1 2,453.1 2,476.3 2,492.0 2,544.8 2,547.2 2,583.9 2,628.2 2,621.0 2,593.2 2,594.4 22 Borrowings 973.3 1,024.5 990.1 997.0 996.0 1,054.8 1,050.3 1,033.3 1,023.1 1,032.4 1,037.4 1,043.6 23 From banks in the U.S. 347.9 366.9 360.3 364.5 369.2 403.2 392.9 379.4 381.9 388.6 382.4 377.4 24 From others 625.4 657.6 629.8 632.5 626.8 651.6 657.3 653.9 641.1 643.8 655.0 666.1 25 Net due to related foreign offices 238.9 214.1 203.4 204.0 206.1 188.0 193.9 193.7 200.8 214.7 191.1 191.1 26 Other liabilities 286.3 266.2 276.9 260.0 277.9 328.6 309.3 343.0 289.9 283.1 282.4 292.9 27 TOTAL LIABILITIES 4,918.1 5,094.6 5,085.3 5,097.1 5,127.9 5,353.2 5,290.3 5,346.1 5,322.2 5,333.4 5,312.0 5,343.6 28 Residual (assets less liabilities) (8) 427.2 423.5 423.1 429.1 436.8 438.2 460.4 433.7 451.1 453.1 439.5 456.7 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars January 4, 2002 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Nov May Jun Jul Aug Sep Oct Nov Dec 5 Dec 12 Dec 19 Dec 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,556.4 2,635.7 2,632.9 2,625.3 2,625.4 2,688.8 2,630.4 2,633.5 2,622.4 2,617.2 2,593.5 2,596.7 2 Securities in bank credit 576.7 610.0 613.1 609.9 631.1 642.2 649.5 653.4 644.7 633.2 635.1 645.9 3 Treasury and Agency securities (2) 354.8 355.1 352.4 352.1 359.4 362.5 363.6 367.0 385.4 375.4 374.4 377.1 3a Trading account 21.6 35.3 35.1 38.3 36.3 37.9 35.7 40.3 43.5 36.9 31.2 30.2 3b Investment account 333.2 319.9 317.3 313.8 323.2 324.5 328.0 326.8 341.9 338.5 343.1 346.9 4 Other securities 221.9 254.8 260.7 257.8 271.7 279.8 285.9 286.4 259.3 257.8 260.7 268.8 4a Trading account 114.5 137.0 143.5 140.8 153.1 160.9 165.4 163.9 137.0 134.0 130.0 124.4 4b Investment account 107.4 117.8 117.2 117.1 118.5 118.8 120.4 122.5 122.3 123.8 130.7 144.4 4c State and local government 26.3 28.1 27.9 27.8 27.6 27.5 26.8 27.1 26.8 26.8 27.1 27.1 4d Other 81.1 89.7 89.4 89.3 91.0 91.4 93.7 95.4 95.5 97.0 103.6 117.3 5 Loans and leases in bank credit (3) 1,979.7 2,025.8 2,019.7 2,015.4 1,994.3 2,046.5 1,980.9 1,980.0 1,977.7 1,984.0 1,958.4 1,950.8 6 Commercial and industrial 591.9 583.2 571.2 562.1 557.0 561.3 548.4 538.4 532.3 534.1 527.2 525.2 6a Bankers acceptances 1.0 0.8 0.7 -- -- -- -- -- -- -- -- -- 6b Other 590.9 582.4 570.5 562.1 557.0 561.3 548.4 538.4 532.3 534.1 527.2 525.2 7 Real estate 828.5 856.2 854.9 855.5 845.8 845.1 838.6 847.3 855.1 866.2 848.6 836.4 8 Revolving home equity 82.4 87.0 87.1 87.0 87.6 89.3 92.4 94.3 95.5 95.8 89.4 79.9 9 Other 746.1 769.1 767.9 768.6 758.3 755.8 746.3 753.0 759.6 770.4 759.2 756.5 10 Consumer 241.6 252.4 254.3 254.1 251.4 253.2 244.4 245.2 247.9 247.1 246.0 244.3 11 Security (4) 58.9 66.8 72.6 75.2 78.0 93.7 69.4 65.5 58.8 53.8 57.6 66.5 11a Fed funds and RPs with broker/dealer 42.4 49.4 54.8 59.6 63.5 66.3 56.6 52.2 45.5 40.2 43.6 52.1 11b Other 16.5 17.4 17.8 15.5 14.5 27.4 12.8 13.2 13.3 13.6 14.1 14.5 12a State and local government 12.8 13.0 13.4 14.2 14.2 14.4 15.3 15.6 15.7 15.1 14.6 14.5 12b Agricultural 9.8 10.6 10.3 10.0 9.4 9.2 9.2 9.3 9.3 9.3 9.2 9.2 12c Fed funds and RPs with others 19.2 23.7 25.6 30.9 31.9 32.6 28.7 30.6 30.7 30.3 29.1 27.7 12d All other loans 86.6 85.5 84.8 81.6 75.6 107.2 92.9 92.6 91.9 92.2 90.5 92.3 12e Lease financing receivables 130.4 134.4 132.6 131.7 131.0 129.9 134.0 135.6 136.1 135.9 135.3 134.8 13 Interbank loans 140.7 134.8 131.4 136.2 150.5 208.7 188.2 177.1 154.6 164.8 156.5 176.9 13a Fed funds and RPs with banks 64.2 73.4 72.7 71.3 80.1 132.9 106.7 103.0 85.5 95.9 88.5 105.1 13b Other 76.6 61.4 58.7 64.9 70.4 75.8 81.5 74.0 69.0 68.9 68.0 71.8 14 Cash assets (5) 140.0 140.1 135.8 146.3 140.2 174.2 153.9 150.8 146.4 154.5 142.2 147.5 15 Other assets (6) 261.1 274.1 261.8 269.5 281.4 309.4 328.6 316.0 312.6 316.3 307.3 303.8 16 TOTAL ASSETS (7) 3,062.3 3,147.0 3,124.2 3,139.2 3,159.4 3,343.0 3,261.6 3,237.7 3,196.0 3,212.5 3,157.4 3,182.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) January 4, 2002 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Nov May Jun Jul Aug Sep Oct Nov Dec 5 Dec 12 Dec 19 Dec 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,660.7 1,734.8 1,739.4 1,751.6 1,753.9 1,858.9 1,793.9 1,798.3 1,797.8 1,798.1 1,790.1 1,797.9 18 Transaction 299.0 304.8 300.3 306.7 304.3 375.6 322.5 321.1 317.3 318.3 325.3 331.1 19 Nontransaction 1,361.8 1,430.0 1,439.1 1,444.9 1,449.6 1,483.3 1,471.4 1,477.2 1,480.4 1,479.8 1,464.8 1,466.8 20 Large time 258.3 271.1 274.5 271.5 264.8 264.7 259.9 251.0 249.1 247.5 243.7 246.0 21 Other 1,103.5 1,159.0 1,164.6 1,173.4 1,184.8 1,218.6 1,211.5 1,226.2 1,231.4 1,232.3 1,221.1 1,220.8 22 Borrowings 646.0 683.4 655.2 668.7 674.0 705.1 688.5 658.7 652.7 671.3 654.9 665.8 23 From banks in the U.S. 196.8 213.5 211.1 218.9 226.5 257.4 232.5 213.0 215.9 224.3 214.1 207.7 24 From others 449.2 469.9 444.1 449.7 447.4 447.8 456.0 445.7 436.8 447.0 440.8 458.1 25 Net due to related foreign offices 213.3 195.2 190.9 192.4 190.3 178.0 184.3 181.7 189.9 200.8 182.0 180.0 26 Other liabilities 233.8 208.8 221.2 204.1 217.1 267.0 245.3 275.4 224.0 216.0 217.4 222.0 27 TOTAL LIABILITIES 2,753.9 2,822.2 2,806.7 2,816.7 2,835.3 3,009.1 2,912.0 2,914.1 2,864.4 2,886.2 2,844.4 2,865.6 28 Residual (assets less liabilities) (8) 308.4 324.8 317.5 322.5 324.2 333.9 349.7 323.6 331.7 326.3 313.0 317.3 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars January 4, 2002 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Nov May Jun Jul Aug Sep Oct Nov Dec 5 Dec 12 Dec 19 Dec 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,572.1 2,629.2 2,627.5 2,609.0 2,611.2 2,679.2 2,633.5 2,650.0 2,646.1 2,633.9 2,618.0 2,615.7 2 Securities in bank credit 582.4 607.6 610.8 601.0 624.9 638.6 649.7 659.2 656.9 640.6 641.2 647.4 3 Treasury and Agency securities (2) 357.6 354.4 351.1 348.1 355.5 359.6 361.1 369.3 391.0 376.8 374.6 372.5 3a Trading account 21.8 35.2 35.0 37.9 35.9 37.6 35.4 40.5 44.2 37.1 31.2 29.9 3b Investment account 335.8 319.3 316.1 310.3 319.6 321.9 325.7 328.8 346.8 339.8 343.4 342.6 3c Mortgage-backed 216.2 234.2 229.7 229.0 241.7 247.2 257.5 255.8 270.7 265.2 270.5 269.4 3d Other 119.6 85.0 86.4 81.2 77.9 74.8 68.2 73.0 76.1 74.6 72.9 73.2 3e 1 year or less 33.1 27.0 25.5 21.1 20.1 20.1 18.4 27.4 29.4 28.1 25.2 25.0 3f Between 1 and 5 years 50.5 31.3 34.4 34.3 33.8 34.6 32.7 31.4 34.0 34.5 35.7 35.9 3g More than 5 years 36.0 26.7 26.6 25.9 24.0 20.1 17.1 14.2 12.8 12.0 12.1 12.3 4 Other securities 224.8 253.2 259.7 252.9 269.5 279.0 288.6 289.9 265.9 263.8 266.6 274.9 4a Trading account 116.0 136.1 142.9 138.1 151.9 160.5 167.0 165.9 140.5 137.1 133.0 127.2 4b Investment account 108.8 117.1 116.8 114.8 117.6 118.5 121.6 124.1 125.4 126.7 133.6 147.7 4c State and local government 26.6 28.0 27.8 27.3 27.3 27.4 27.0 27.5 27.4 27.4 27.7 27.8 4d Other 82.2 89.1 89.0 87.6 90.2 91.1 94.5 96.6 97.9 99.2 106.0 120.0 5 Loans and leases in bank credit (3) 1,989.7 2,021.6 2,016.7 2,008.0 1,986.3 2,040.6 1,983.8 1,990.8 1,989.2 1,993.3 1,976.7 1,968.4 6 Commercial and industrial 593.0 585.9 572.8 562.1 553.8 559.9 548.0 539.4 531.6 530.4 526.7 525.3 6a Bankers acceptances 1.0 0.8 0.7 -- -- -- -- -- -- -- -- -- 6b Other 592.1 585.1 572.1 562.1 553.8 559.9 548.0 539.4 531.6 530.4 526.7 525.3 7 Real estate 833.7 855.8 853.6 854.1 847.2 847.0 841.2 852.8 861.7 873.7 852.9 839.9 8 Revolving home equity 82.8 87.0 87.3 87.6 88.6 90.5 93.3 94.8 95.7 95.9 89.4 79.5 9a Other residential 454.7 469.0 465.4 465.6 458.3 455.3 440.0 449.0 457.5 468.6 455.0 452.4 9b Commercial 296.2 299.8 300.9 300.8 300.3 301.3 307.9 309.0 308.5 309.1 308.4 308.1 10 Consumer 240.0 252.9 253.8 252.4 250.2 251.9 242.0 243.6 247.2 247.3 248.1 248.2 10a Credit card and related plans 78.1 87.0 88.0 87.3 85.1 84.6 75.8 76.5 78.8 79.9 80.6 80.6 10f Other 161.9 165.9 165.8 165.1 165.1 167.3 166.2 167.1 168.4 167.4 167.5 167.6 11 Security (4) 63.0 62.0 70.2 70.5 73.6 88.7 72.5 70.1 63.3 59.6 66.2 72.5 11a Fed funds and RPs with broker/dealer 45.4 45.8 53.0 55.9 59.9 62.9 59.1 56.0 49.0 44.6 50.0 56.8 11b Other 17.6 16.2 17.3 14.6 13.7 25.9 13.4 14.2 14.3 15.0 16.2 15.8 12a State and local government 12.8 13.0 13.4 14.2 14.2 14.4 15.3 15.6 15.7 15.1 14.6 14.5 12b Agricultural 9.8 10.5 10.4 10.1 9.6 9.3 9.3 9.4 9.2 9.2 9.2 9.2 12c Fed funds and RPs with others 19.2 23.7 25.6 30.9 31.9 32.6 28.7 30.6 30.7 30.3 29.1 27.7 12d All other loans 87.9 84.1 84.8 82.4 75.7 108.4 93.1 93.8 93.9 92.1 94.7 95.8 12e Lease financing receivables 130.1 133.7 132.2 131.2 130.2 128.5 133.8 135.5 135.9 135.7 135.2 135.3 13 Interbank loans 141.6 137.1 135.9 136.0 145.0 200.9 180.6 178.1 158.0 167.5 163.9 176.9 13a Fed funds and RPs with banks 64.6 74.6 75.1 71.2 77.2 127.9 102.3 103.7 87.5 97.5 92.7 105.1 13b Other 77.0 62.5 60.7 64.8 67.8 73.0 78.2 74.5 70.6 70.1 71.2 71.8 14 Cash assets (5) 141.1 140.2 134.3 139.9 132.5 169.9 152.9 152.2 147.2 155.9 154.7 160.6 15 Other assets (6) 260.8 275.0 264.0 268.8 278.8 309.6 324.6 315.5 316.7 318.2 313.1 309.0 16 TOTAL ASSETS (7) 3,079.4 3,143.7 3,123.8 3,115.8 3,129.1 3,321.3 3,252.3 3,256.1 3,227.8 3,235.0 3,207.4 3,220.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) January 4, 2002 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Nov May Jun Jul Aug Sep Oct Nov Dec 5 Dec 12 Dec 19 Dec 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,667.9 1,728.1 1,739.0 1,743.4 1,737.9 1,847.7 1,787.3 1,805.5 1,812.2 1,807.8 1,808.5 1,810.5 18 Transaction 301.3 300.6 300.4 301.9 293.2 369.2 316.9 323.6 320.8 322.2 344.5 356.4 19 Nontransaction 1,366.6 1,427.5 1,438.5 1,441.5 1,444.7 1,478.5 1,470.4 1,482.0 1,491.4 1,485.7 1,464.0 1,454.1 20 Large time 263.1 268.2 271.9 267.9 263.0 261.6 261.2 255.8 255.4 253.5 248.3 247.6 21 Other 1,103.5 1,159.3 1,166.6 1,173.6 1,181.7 1,216.8 1,209.2 1,226.2 1,236.0 1,232.2 1,215.7 1,206.5 22 Borrowings 654.3 688.5 656.0 659.4 652.4 699.8 686.2 667.1 657.6 662.4 664.6 664.1 23 From banks in the U.S. 197.7 216.7 211.9 215.6 218.3 247.6 227.3 213.8 217.7 222.5 217.6 208.0 24 From others 456.6 471.8 444.1 443.8 434.1 452.2 458.9 453.2 439.9 439.9 447.0 456.2 25 Net due to related foreign offices 215.3 197.5 190.3 189.2 190.6 177.4 184.5 183.5 190.1 201.9 181.7 181.7 26 Other liabilities 235.6 211.0 220.6 201.0 217.5 266.3 245.1 277.8 224.4 217.3 217.2 224.1 27 TOTAL LIABILITIES 2,773.2 2,825.1 2,805.8 2,793.1 2,798.5 2,991.2 2,903.1 2,933.9 2,884.3 2,889.5 2,872.0 2,880.5 28 Residual (assets less liabilities) (8) 306.3 318.6 317.9 322.7 330.6 330.1 349.2 322.2 343.5 345.5 335.4 339.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars January 4, 2002 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Nov May Jun Jul Aug Sep Oct Nov Dec 5 Dec 12 Dec 19 Dec 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,019.6 2,082.9 2,090.2 2,106.9 2,125.3 2,138.3 2,182.5 2,201.0 2,215.7 2,219.8 2,222.9 2,215.3 2 Securities in bank credit 536.3 545.1 549.4 556.4 566.3 573.6 589.7 595.8 603.9 607.9 609.5 606.4 3 Treasury and Agency securities (2) 363.6 343.5 346.2 354.2 360.8 365.8 378.6 382.4 388.0 389.6 388.9 386.2 4 Other securities 172.6 201.6 203.2 202.2 205.5 207.8 211.1 213.4 215.9 218.3 220.6 220.2 5 Loans and leases in bank credit (3) 1,483.3 1,537.8 1,540.8 1,550.5 1,559.0 1,564.7 1,592.8 1,605.2 1,611.8 1,612.0 1,613.5 1,608.9 6 Commercial and industrial 285.5 296.3 298.6 302.4 302.1 301.3 302.5 300.6 302.4 301.9 301.8 299.8 7 Real estate 805.1 830.6 835.2 843.6 851.2 858.8 874.9 881.5 887.7 888.0 888.2 882.2 8 Revolving home equity 45.1 48.3 49.2 50.5 51.8 52.8 55.0 55.6 56.3 56.9 57.1 56.7 9 Other 760.0 782.3 786.0 793.1 799.4 806.1 819.9 825.9 831.4 831.1 831.1 825.6 10 Consumer 294.9 300.9 297.5 295.9 296.8 295.6 308.8 315.0 313.4 313.5 314.9 317.1 11 Security (4) 6.4 8.4 8.2 8.3 8.4 8.7 7.8 7.8 7.9 8.0 7.9 8.3 12 Other loans and leases 91.6 101.6 101.3 100.3 100.5 100.3 98.8 100.3 100.4 100.6 100.7 101.4 13 Interbank loans 77.4 119.1 114.9 115.5 117.0 121.1 103.5 104.2 102.0 104.3 102.6 109.0 14 Cash assets (5) 95.7 104.8 103.3 105.6 106.4 109.8 109.4 106.7 108.1 113.0 106.1 105.4 15 Other assets (6) 88.3 105.3 109.9 119.3 121.2 128.1 129.5 128.5 133.4 132.4 128.2 164.4 16 TOTAL ASSETS (7) 2,254.6 2,384.3 2,390.6 2,419.2 2,441.0 2,467.8 2,494.7 2,510.0 2,528.8 2,539.1 2,529.3 2,563.5 L I A B I L I T I E S 17 Deposits 1,739.6 1,868.1 1,887.3 1,906.1 1,922.8 1,940.5 1,948.1 1,957.7 1,974.3 1,976.8 1,974.8 1,990.8 18 Transaction 291.1 297.7 291.2 290.2 297.2 301.2 303.9 299.6 293.0 296.9 302.1 301.1 19 Nontransaction 1,448.4 1,570.4 1,596.1 1,615.9 1,625.7 1,639.3 1,644.2 1,658.1 1,681.3 1,679.9 1,672.7 1,689.6 20 Large time 288.7 300.2 298.5 301.5 305.3 305.1 307.9 309.6 305.2 305.4 304.2 304.3 21 Other 1,159.8 1,270.1 1,297.5 1,314.4 1,320.4 1,334.2 1,336.3 1,348.5 1,376.1 1,374.5 1,368.5 1,385.3 22 Borrowings 319.0 336.1 334.1 337.6 343.6 355.0 364.1 366.2 365.4 369.9 372.8 379.4 23 From banks in the U.S. 150.3 150.3 148.4 148.8 150.9 155.6 165.7 165.6 164.2 166.1 164.8 169.4 24 From others 168.7 185.8 185.7 188.7 192.7 199.4 198.4 200.6 201.2 203.8 208.0 210.0 25 Net due to related foreign offices 23.7 16.6 13.1 14.7 15.5 10.5 9.5 10.2 10.7 12.8 9.4 9.4 26 Other liabilities 50.7 55.1 56.4 58.9 60.4 62.3 64.2 65.2 65.6 65.8 65.2 68.7 27 TOTAL LIABILITIES 2,132.9 2,275.9 2,290.9 2,317.3 2,342.3 2,368.3 2,385.8 2,399.3 2,416.0 2,425.4 2,422.3 2,448.4 28 Residual (assets less liabilities) (8) 121.7 108.4 99.7 101.9 98.7 99.5 108.9 110.7 112.8 113.7 107.0 115.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars January 4, 2002 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Nov May Jun Jul Aug Sep Oct Nov Dec 5 Dec 12 Dec 19 Dec 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,020.4 2,083.4 2,092.2 2,107.0 2,128.5 2,143.9 2,184.3 2,202.2 2,215.2 2,221.9 2,227.7 2,227.5 2 Securities in bank credit 534.5 546.6 551.1 556.2 565.6 573.5 587.3 594.0 601.6 606.4 608.4 607.3 3 Treasury and Agency securities (2) 361.9 345.0 347.8 354.0 360.1 365.7 376.2 380.6 385.7 388.1 387.8 387.1 4 Other securities 172.6 201.6 203.2 202.2 205.5 207.8 211.1 213.4 215.9 218.3 220.6 220.2 5 Loans and leases in bank credit (3) 1,485.9 1,536.8 1,541.1 1,550.7 1,562.9 1,570.4 1,597.0 1,608.2 1,613.6 1,615.5 1,619.3 1,620.2 6 Commercial and industrial 284.8 298.9 300.4 302.3 300.4 299.8 302.1 299.9 302.0 301.8 302.7 302.0 7 Real estate 805.4 831.4 835.9 844.1 853.0 860.6 876.0 882.0 886.2 887.8 887.6 884.9 8 Revolving home equity 45.3 48.4 49.2 50.3 51.6 53.0 55.3 55.9 56.3 57.1 57.3 57.1 9 Other 760.1 783.0 786.8 793.8 801.4 807.6 820.7 826.1 829.9 830.8 830.3 827.8 10 Consumer 296.8 298.3 295.3 295.1 299.1 299.2 311.0 317.0 315.3 316.1 319.8 323.6 10a Credit card and related plans 130.6 131.9 129.3 129.5 132.9 132.5 142.6 149.8 149.2 150.3 154.3 159.0 10h Other 166.2 166.3 166.0 165.6 166.2 166.6 168.4 167.3 166.1 165.8 165.5 164.6 11 Security (4) 6.7 8.0 8.0 8.1 8.2 8.6 7.9 8.2 8.5 8.4 8.1 8.2 12 Other loans and leases 92.1 100.2 101.4 101.2 102.2 102.3 100.0 101.1 101.6 101.3 101.1 101.5 13 Interbank loans 83.2 110.2 108.3 108.0 111.2 117.0 104.6 111.5 115.4 113.6 107.7 107.3 14 Cash assets (5) 100.4 103.3 102.1 104.3 103.6 110.5 110.1 112.1 111.8 114.1 111.3 111.3 15 Other assets (6) 88.3 105.3 109.9 119.3 121.2 128.1 129.5 128.5 133.4 132.4 128.2 164.4 16 TOTAL ASSETS (7) 2,266.0 2,374.4 2,384.7 2,410.5 2,435.6 2,470.1 2,498.4 2,523.7 2,545.5 2,551.5 2,544.2 2,579.9 L I A B I L I T I E S 17 Deposits 1,751.6 1,861.7 1,875.9 1,892.8 1,910.0 1,934.2 1,949.5 1,970.5 1,996.1 1,995.4 1,992.6 2,005.5 18 Transaction 294.8 292.6 290.9 288.7 294.4 301.2 303.6 303.2 298.8 301.1 310.9 313.3 19 Nontransaction 1,456.9 1,569.1 1,585.0 1,604.2 1,615.6 1,633.0 1,645.9 1,667.4 1,697.3 1,694.2 1,681.7 1,692.2 20 Large time 288.7 300.2 298.5 301.5 305.3 305.1 307.9 309.6 305.2 305.4 304.2 304.3 21 Other 1,168.2 1,268.8 1,286.5 1,302.7 1,310.3 1,327.9 1,338.0 1,357.8 1,392.1 1,388.9 1,377.5 1,387.9 22 Borrowings 319.0 336.1 334.1 337.6 343.6 355.0 364.1 366.2 365.4 369.9 372.8 379.4 23 From banks in the U.S. 150.3 150.3 148.4 148.8 150.9 155.6 165.7 165.6 164.2 166.1 164.8 169.4 24 From others 168.7 185.8 185.7 188.7 192.7 199.4 198.4 200.6 201.2 203.8 208.0 210.0 25 Net due to related foreign offices 23.7 16.6 13.1 14.7 15.5 10.5 9.5 10.2 10.7 12.8 9.4 9.4 26 Other liabilities 50.7 55.1 56.4 58.9 60.4 62.3 64.2 65.2 65.6 65.8 65.2 68.7 27 TOTAL LIABILITIES 2,145.0 2,269.4 2,279.5 2,304.1 2,329.4 2,362.0 2,387.2 2,412.1 2,437.9 2,443.9 2,440.1 2,463.2 28 Residual (assets less liabilities) (8) 121.0 105.0 105.2 106.4 106.2 108.1 111.2 111.6 107.6 107.6 104.1 116.8 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars January 4, 2002 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Nov May Jun Jul Aug Sep Oct Nov Dec 5 Dec 12 Dec 19 Dec 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 589.6 613.0 605.2 596.7 595.5 592.5 587.0 592.5 590.2 586.2 585.9 587.2 2 Securities in bank credit 197.5 215.7 217.9 220.1 220.3 222.3 226.2 227.5 225.1 225.9 226.8 229.1 3 Treasury and Agency securities (2) 67.8 68.2 65.8 63.9 63.3 66.7 72.2 74.6 73.4 63.6 63.4 64.2 4 Other securities 129.7 147.5 152.2 156.1 157.0 155.6 154.1 152.9 151.7 162.3 163.4 164.9 5 Loans and leases in bank credit (3) 392.1 397.3 387.3 376.6 375.2 370.2 360.7 365.0 365.1 360.3 359.1 358.1 6 Commercial and industrial 206.2 218.2 211.1 205.9 204.8 205.1 200.7 200.8 199.6 197.4 196.7 195.6 7 Real estate 18.3 18.2 18.1 18.2 18.4 18.7 18.8 19.0 19.1 18.9 19.1 19.4 11 Security (4) 100.0 93.0 91.3 86.7 84.7 79.0 72.7 76.9 77.6 74.7 76.4 74.2 12 Other loans and leases 67.6 68.0 66.7 65.8 67.3 67.4 68.5 68.2 68.8 69.2 67.0 68.9 13 Interbank loans 27.0 29.1 21.3 21.2 20.2 26.0 24.1 25.6 29.4 19.6 19.2 21.5 14 Cash assets (5) 38.4 37.4 36.3 36.8 37.5 45.5 39.3 37.5 37.1 37.4 37.0 36.6 15 Other assets (6) 35.4 37.4 37.1 30.4 30.1 33.2 32.2 34.4 31.5 30.7 30.6 31.5 16 TOTAL ASSETS (7) 690.1 716.5 699.6 684.8 682.9 696.7 682.1 689.6 687.8 673.5 672.3 676.5 L I A B I L I T I E S 17 Deposits 381.9 408.6 418.8 413.7 407.0 409.5 422.3 428.5 430.5 438.9 440.0 430.8 18 Transaction 10.8 10.6 9.5 9.2 9.5 12.3 10.8 10.7 10.9 11.6 11.6 10.8 19 Nontransaction 371.0 398.0 409.3 404.6 397.4 397.2 411.5 417.8 419.5 427.3 428.4 420.0 22 Borrowings 223.5 219.3 216.1 211.2 210.6 222.0 208.3 212.3 208.8 206.7 196.5 202.8 23 From banks in the U.S. 18.6 20.3 22.5 22.3 20.7 30.6 23.4 24.2 21.6 22.2 19.5 30.7 24 From others 204.9 199.0 193.7 188.9 190.0 191.4 184.9 188.0 187.2 184.5 177.0 172.1 25 Net due to related foreign offices 7.3 -4.3 -19.6 -16.1 -11.3 -17.7 -17.2 -30.8 -34.0 -53.6 -47.3 -45.4 26 Other liabilities 73.2 86.5 84.9 79.4 78.5 80.4 75.0 77.6 72.7 73.7 72.6 78.1 27 TOTAL LIABILITIES 685.9 710.0 700.2 688.2 684.8 694.1 688.4 687.6 678.0 665.8 661.8 666.4 28 Residual (assets less liabilities) (8) 4.2 6.5 -0.6 -3.4 -1.9 2.6 -6.3 2.0 9.8 7.7 10.4 10.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars January 4, 2002 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Nov May Jun Jul Aug Sep Oct Nov Dec 5 Dec 12 Dec 19 Dec 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 592.2 608.3 601.4 592.2 589.0 590.7 589.9 595.3 593.6 595.3 595.2 599.5 2 Securities in bank credit (2) 197.5 215.7 217.9 220.1 220.3 222.3 226.2 227.5 225.1 225.9 226.8 229.1 3 Treasury and Agency securities 67.8 68.2 65.8 63.9 63.3 66.7 72.2 74.6 73.4 63.6 63.4 64.2 3a Trading account 10.9 13.8 13.8 13.0 12.3 14.0 15.3 14.1 13.5 13.4 13.1 12.3 3b Investment account 56.9 54.4 52.0 50.9 51.0 52.6 56.8 60.5 59.9 50.2 50.3 51.9 4 Other securities 129.7 147.5 152.2 156.1 157.0 155.6 154.1 152.9 151.7 162.3 163.4 164.9 4a Trading account 89.6 99.9 106.4 108.1 111.0 110.1 108.7 107.9 107.1 106.6 106.4 110.5 4b Investment account 40.1 47.6 45.8 48.1 46.0 45.6 45.4 45.0 44.5 55.6 56.9 54.4 5 Loans and leases in bank credit (3) 394.7 392.6 383.5 372.1 368.7 368.4 363.7 367.8 368.5 369.4 368.4 370.4 6 Commercial and industrial 206.8 215.1 210.0 205.2 203.5 204.7 200.9 201.5 200.0 197.7 199.1 199.8 7 Real estate 18.3 18.2 18.1 18.2 18.4 18.7 18.8 19.0 19.1 18.9 19.1 19.4 11 Security (4) 101.5 92.2 89.4 83.9 80.8 77.9 75.9 78.5 79.1 81.8 80.7 78.8 12 Other loans and leases 68.1 67.2 66.1 64.8 66.0 67.1 68.1 68.8 70.4 71.0 69.4 72.5 13 Interbank loans 27.0 29.1 21.3 21.2 20.2 26.0 24.1 25.6 29.4 19.6 19.2 21.5 14 Cash assets (5) 40.5 36.5 35.2 35.5 36.3 44.5 40.1 39.6 39.3 39.2 39.8 39.7 15 Other assets (6) 35.5 36.8 35.8 29.6 29.8 32.9 31.7 34.4 32.9 32.7 32.1 32.9 16 TOTAL ASSETS (7) 694.8 710.4 693.4 678.2 675.0 693.7 685.3 694.6 694.8 686.5 685.8 693.2 L I A B I L I T I E S 17 Deposits 384.6 409.7 411.6 403.5 395.1 401.4 414.9 431.8 437.4 450.6 453.0 449.1 18 Transaction 11.0 10.2 9.4 9.3 9.5 12.6 10.9 10.9 11.2 12.0 12.6 11.7 19 Nontransaction 373.6 399.5 402.3 394.3 385.6 388.8 403.9 420.8 426.2 438.6 440.4 437.4 22 Borrowings 223.5 219.3 216.1 211.2 210.6 222.0 208.3 212.3 208.8 206.7 196.5 202.8 23 From banks in the U.S. 18.6 20.3 22.5 22.3 20.7 30.6 23.4 24.2 21.6 22.2 19.5 30.7 24 From others 204.9 199.0 193.7 188.9 190.0 191.4 184.9 188.0 187.2 184.5 177.0 172.1 25 Net due to related foreign offices 7.6 -7.5 -22.7 -19.3 -12.6 -15.2 -16.9 -30.7 -29.4 -49.7 -41.6 -41.6 26 Other liabilities 73.4 85.0 83.4 78.0 78.0 81.5 75.2 77.7 74.5 75.3 74.8 79.6 27 TOTAL LIABILITIES 689.1 706.5 688.4 673.4 671.2 689.7 681.5 691.0 691.3 682.9 682.7 690.0 28 Residual (assets less liabilities) (8) 5.8 3.8 5.0 4.9 3.8 4.0 3.8 3.5 3.5 3.6 3.1 3.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 13 MEMO ITEMS Not seasonally adjusted, billions of dollars January 4, 2002 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Nov May Jun Jul Aug Sep Oct Nov Dec 5 Dec 12 Dec 19 Dec 26 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers 29 Reval. gains on off-bal. sheet items (9) 68.1 82.0 87.5 79.8 89.8 97.9 100.3 103.0 82.9 84.1 83.6 79.3 30 Reval. losses on off-bal. sheet items (9) 72.6 74.7 81.9 71.8 78.4 84.8 85.6 85.1 72.3 71.0 69.6 65.9 31 Mortgage-backed securities (10) 245.3 265.8 262.2 262.0 274.6 280.4 289.8 290.5 304.9 299.8 312.1 320.4 31a Pass-through 177.5 200.7 200.8 200.2 212.3 218.1 222.2 206.2 200.0 196.7 210.7 219.1 31b CMO, REMIC, and other 67.7 65.1 61.4 61.9 62.3 62.3 67.6 84.2 104.9 103.1 101.4 101.3 32 Net unrealized gains (losses) on 0.7 4.9 4.2 2.6 5.0 7.0 9.4 10.1 5.6 6.3 5.6 5.4 available-for-sale securities (11) 33 Offshore credit to U.S. residents (12) 23.1 21.0 20.6 20.2 19.6 20.2 20.0 19.2 18.9 18.8 19.1 19.1 34 Securitized consumer loans (13) 77.4 80.3 81.7 96.2 96.1 97.1 98.1 99.6 98.6 98.6 99.7 101.0 34a Credit card and related plans 68.0 71.1 72.8 86.1 85.6 86.8 87.8 88.3 87.5 87.5 88.7 90.0 34b Other 9.4 9.2 9.0 10.1 10.5 10.3 10.3 11.3 11.1 11.1 11.0 11.0 35 Securitized business loans (13) 14.2 14.2 14.7 14.8 15.0 15.1 15.4 14.9 14.2 14.0 14.0 14.0 SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers 31 Mortgage-backed securities (10) 208.8 229.2 232.8 240.0 245.0 251.2 258.2 263.4 267.8 269.0 267.0 268.3 34 Securitized consumer loans (13) 224.1 233.4 236.9 225.6 228.4 231.5 235.0 238.0 240.7 241.9 243.3 244.6 34a Credit card and related plans 214.8 225.3 228.6 216.8 219.8 223.0 226.8 229.4 232.2 233.5 234.9 236.3 34b Other 9.4 8.2 8.3 8.7 8.6 8.5 8.2 8.6 8.5 8.4 8.4 8.3 FOREIGN-RELATED INSTITUTIONS 29 Reval. gains on off-bal. sheet items (9) 46.4 56.8 57.7 54.9 57.6 57.3 58.2 56.6 55.1 55.0 53.9 58.0 30 Reval. losses on off-bal. sheet items (9) 42.5 52.3 52.4 49.7 52.1 51.4 49.3 49.3 47.7 48.4 47.2 51.3 35 Securitized business loans (13) 34.3 30.8 29.6 27.4 26.6 26.5 26.6 25.2 24.5 24.4 23.9 23.5 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Footnotes Page 14 January 4, 2002 Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises. 3. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 4. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 5. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 6. Excludes the due-from position with related foreign offices, which is included in line 25. 7. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 8. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 9. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 12. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than nonfinancial businesses. 13. Total amount outstanding.