H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars February 8, 2002 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Dec Jun Jul Aug Sep Oct Nov Dec Jan 9 Jan 16 Jan 23 Jan 30 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 5,217.1 5,327.0 5,330.4 5,346.2 5,422.0 5,397.7 5,424.6 5,405.2 5,400.4 5,406.2 5,406.9 5,406.9 2 Securities in bank credit 1,334.3 1,379.2 1,387.9 1,417.8 1,437.5 1,462.3 1,476.0 1,471.8 1,475.0 1,484.5 1,476.1 1,476.0 3 Treasury and Agency securities (2) 788.8 755.4 755.6 768.9 779.8 798.1 807.6 824.2 817.6 811.7 809.5 800.6 4 Other securities 545.5 623.9 632.4 649.0 657.7 664.3 668.4 647.7 657.4 672.8 666.6 675.4 5 Loans and leases in bank credit (3) 3,882.8 3,947.8 3,942.4 3,928.4 3,984.6 3,935.3 3,948.6 3,933.3 3,925.3 3,921.6 3,930.7 3,930.9 6 Commercial and industrial 1,088.4 1,080.8 1,070.5 1,063.8 1,067.0 1,047.7 1,036.5 1,021.9 1,014.1 1,013.5 1,016.8 1,016.8 7 Real estate 1,658.1 1,708.4 1,717.6 1,716.0 1,723.9 1,736.0 1,751.4 1,761.9 1,759.1 1,760.0 1,760.0 1,756.1 8 Revolving home equity 130.0 136.3 137.5 139.4 142.1 147.4 149.9 153.1 156.0 156.7 157.5 158.4 9 Other 1,528.0 1,572.2 1,580.0 1,576.6 1,581.8 1,588.6 1,601.4 1,608.8 1,603.1 1,603.3 1,602.6 1,597.7 10 Consumer 541.2 551.8 549.9 548.1 548.7 551.3 559.7 560.0 561.7 563.4 564.4 563.2 11 Security (4) 171.8 172.1 170.2 171.1 181.7 150.1 150.8 141.4 145.4 147.7 150.2 156.3 12 Other loans and leases 423.3 434.7 434.3 429.3 463.2 450.2 450.2 448.2 445.0 437.0 439.3 438.6 13 Interbank loans 250.2 267.7 273.0 287.8 353.8 302.9 282.2 290.0 303.8 281.3 293.4 284.8 14 Cash assets (5) 285.5 275.5 288.8 284.1 329.5 303.6 295.1 292.2 294.9 263.0 325.1 292.9 15 Other assets (6) 381.4 408.5 420.2 433.8 469.9 487.9 486.6 478.1 491.2 473.3 481.9 485.3 16 TOTAL ASSETS (7) 6,070.3 6,212.7 6,245.8 6,284.5 6,507.3 6,422.2 6,417.9 6,393.4 6,415.7 6,349.0 6,432.7 6,395.3 L I A B I L I T I E S 17 Deposits 3,848.2 4,045.4 4,071.4 4,083.7 4,209.1 4,161.3 4,177.8 4,213.2 4,240.5 4,224.3 4,249.2 4,222.9 18 Transaction 601.5 601.0 606.1 611.0 689.5 638.1 631.0 632.3 616.0 603.1 653.8 649.6 19 Nontransaction 3,246.7 3,444.4 3,465.3 3,472.7 3,519.6 3,523.3 3,546.8 3,580.9 3,624.5 3,621.2 3,595.4 3,573.4 20 Large time 932.9 980.0 975.2 965.1 964.4 976.4 976.3 973.0 975.8 982.8 986.7 989.9 21 Other 2,313.8 2,464.4 2,490.1 2,507.6 2,555.1 2,546.9 2,570.5 2,607.9 2,648.6 2,638.4 2,608.7 2,583.5 22 Borrowings 1,233.6 1,209.6 1,221.6 1,232.5 1,286.4 1,264.8 1,237.6 1,239.0 1,238.0 1,213.7 1,230.6 1,226.3 23 From banks in the U.S. 392.8 382.0 390.0 398.0 443.7 423.2 402.4 406.1 418.5 396.2 392.9 397.7 24 From others 840.8 827.6 831.6 834.5 842.7 841.6 835.2 833.0 819.5 817.5 837.7 828.5 25 Net due to related foreign offices 225.7 184.5 190.7 192.9 169.5 176.9 161.2 147.5 152.3 117.4 148.8 143.1 26 Other liabilities 350.6 354.8 334.8 346.4 397.9 369.0 404.8 357.6 338.2 356.1 343.4 325.1 27 TOTAL LIABILITIES 5,658.1 5,794.3 5,818.6 5,855.5 6,062.9 5,972.0 5,981.4 5,957.4 5,969.0 5,911.5 5,972.0 5,917.4 28 Residual (assets less liabilities) (8) 412.2 418.4 427.3 428.9 444.4 450.2 436.4 436.1 446.7 437.5 460.7 477.8 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars February 8, 2002 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Dec Jun Jul Aug Sep Oct Nov Dec Jan 9 Jan 16 Jan 23 Jan 30 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 5,253.7 5,319.8 5,309.7 5,328.8 5,416.4 5,405.6 5,445.3 5,441.9 5,418.9 5,428.7 5,408.6 5,411.2 2 Securities in bank credit 1,339.8 1,378.6 1,378.9 1,411.0 1,433.7 1,460.1 1,479.9 1,477.8 1,484.5 1,490.4 1,479.7 1,478.5 3 Treasury and Agency securities (2) 788.6 755.7 751.5 764.2 776.8 793.2 808.0 823.5 819.9 814.5 811.6 803.1 4 Other securities 551.2 622.8 627.4 646.8 656.9 667.0 671.9 654.3 664.6 675.9 668.1 675.4 5 Loans and leases in bank credit (3) 3,913.8 3,941.2 3,930.8 3,917.8 3,982.7 3,945.5 3,965.4 3,964.0 3,934.4 3,938.3 3,928.9 3,932.7 6 Commercial and industrial 1,090.6 1,083.1 1,069.6 1,057.7 1,063.8 1,047.2 1,037.6 1,024.3 1,011.9 1,010.8 1,011.8 1,013.5 7 Real estate 1,662.7 1,707.8 1,716.6 1,719.1 1,727.5 1,739.7 1,757.3 1,767.0 1,758.0 1,760.9 1,757.0 1,752.3 8 Revolving home equity 130.1 136.4 137.9 140.2 143.4 148.6 150.7 153.2 155.2 155.6 156.3 157.1 9 Other 1,532.6 1,571.3 1,578.7 1,578.9 1,584.1 1,591.1 1,606.6 1,613.8 1,602.8 1,605.2 1,600.7 1,595.2 10 Consumer 547.0 549.1 547.4 549.2 551.0 551.1 560.2 565.7 565.9 568.0 568.5 567.3 10a Credit card and related plans 217.6 217.2 216.8 218.0 217.1 216.5 225.8 232.4 229.4 230.3 230.3 227.7 10b Other 329.5 331.8 330.6 331.3 333.9 334.5 334.3 333.3 336.5 337.7 338.2 339.6 11 Security (4) 184.2 167.6 162.5 162.6 175.5 156.4 157.5 152.2 150.5 158.5 154.6 162.7 12 Other loans and leases 429.3 433.8 434.7 429.2 465.0 451.1 452.8 454.7 448.0 440.1 437.0 436.9 13 Interbank loans 258.9 265.5 265.3 276.4 341.9 296.9 290.5 300.1 308.5 288.9 287.6 284.0 14 Cash assets (5) 305.9 271.6 279.7 272.3 324.8 303.9 303.9 312.8 301.3 295.2 338.8 295.6 15 Other assets (6) 387.7 409.4 418.7 430.8 469.9 483.5 486.1 485.3 496.7 477.5 478.2 485.3 16 TOTAL ASSETS (7) 6,142.1 6,200.2 6,207.1 6,240.8 6,484.9 6,420.3 6,455.0 6,467.8 6,451.2 6,415.9 6,439.1 6,401.7 L I A B I L I T I E S 17 Deposits 3,894.8 4,026.5 4,039.7 4,043.1 4,183.5 4,148.7 4,201.1 4,264.9 4,269.8 4,264.8 4,236.5 4,220.3 18 Transaction 630.7 600.7 599.8 597.2 683.4 632.2 637.2 662.7 627.1 635.2 649.2 645.5 19 Nontransaction 3,264.1 3,425.8 3,439.9 3,445.9 3,500.1 3,516.5 3,563.9 3,602.2 3,642.7 3,629.6 3,587.3 3,574.8 20 Large time 946.8 970.4 961.3 951.6 953.1 970.3 984.2 989.3 991.7 997.9 1,002.6 1,005.9 21 Other 2,317.3 2,455.4 2,478.6 2,494.3 2,547.1 2,546.3 2,579.7 2,612.9 2,651.0 2,631.8 2,584.7 2,568.8 22 Borrowings 1,236.4 1,210.4 1,212.4 1,210.8 1,281.1 1,262.5 1,245.9 1,241.2 1,246.4 1,234.8 1,253.1 1,242.4 23 From banks in the U.S. 394.7 382.8 386.7 389.8 433.9 418.0 403.2 407.5 422.9 403.7 400.0 403.3 24 From others 841.8 827.6 825.6 821.0 847.2 844.5 842.7 833.7 823.5 831.1 853.1 839.1 25 Net due to related foreign offices 230.6 180.7 184.4 192.0 171.4 177.4 163.1 152.9 155.8 119.9 151.0 151.0 26 Other liabilities 353.0 352.7 330.4 346.3 398.3 369.2 407.2 360.2 338.8 357.3 345.5 329.5 27 TOTAL LIABILITIES 5,714.8 5,770.3 5,766.8 5,792.2 6,034.4 5,957.8 6,017.4 6,019.2 6,010.7 5,976.8 5,986.1 5,943.1 28 Residual (assets less liabilities) (8) 427.3 429.9 440.3 448.6 450.5 462.5 437.7 448.6 440.5 439.1 453.1 458.6 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars February 8, 2002 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Dec Jun Jul Aug Sep Oct Nov Dec Jan 9 Jan 16 Jan 23 Jan 30 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,615.7 4,723.2 4,730.9 4,749.4 4,829.0 4,811.7 4,831.8 4,819.0 4,810.4 4,825.6 4,816.5 4,813.5 2 Securities in bank credit 1,127.4 1,162.7 1,165.1 1,196.2 1,214.4 1,235.9 1,246.9 1,242.5 1,242.8 1,256.1 1,245.6 1,250.8 3 Treasury and Agency securities (2) 720.0 698.6 706.2 720.2 728.4 741.9 748.3 766.8 759.8 756.7 754.3 750.9 4 Other securities 407.4 464.0 458.9 476.0 486.1 494.1 498.6 475.7 483.0 499.4 491.3 499.9 5 Loans and leases in bank credit (3) 3,488.3 3,560.5 3,565.8 3,553.2 3,614.5 3,575.8 3,584.9 3,576.5 3,567.7 3,569.5 3,570.9 3,562.7 6 Commercial and industrial 879.4 869.7 864.6 859.1 862.1 847.7 836.4 826.4 820.2 819.8 821.4 820.8 7 Real estate 1,639.8 1,690.3 1,699.3 1,697.6 1,705.2 1,717.3 1,732.4 1,742.8 1,740.2 1,740.8 1,740.8 1,737.0 8 Revolving home equity 130.0 136.3 137.5 139.4 142.1 147.4 149.9 153.1 156.0 156.7 157.5 158.4 9 Other 1,509.8 1,554.0 1,561.8 1,558.2 1,563.1 1,569.9 1,582.5 1,589.7 1,584.2 1,584.2 1,583.3 1,578.6 10 Consumer 541.2 551.8 549.9 548.1 548.7 551.3 559.7 560.0 561.7 563.4 564.4 563.2 11 Security (4) 71.3 80.8 83.5 86.5 102.7 77.6 74.1 67.6 69.8 76.5 74.2 72.5 12 Other loans and leases 356.6 368.0 368.5 362.0 395.9 381.9 382.2 379.8 375.9 368.8 370.1 369.3 13 Interbank loans 223.8 246.4 251.8 267.6 327.8 279.0 256.7 268.9 282.8 259.6 260.8 254.1 14 Cash assets (5) 245.5 239.1 252.0 246.6 284.0 264.4 257.7 255.8 259.0 227.5 286.4 257.4 15 Other assets (6) 346.9 371.4 389.8 403.6 436.4 455.6 452.3 447.2 459.1 440.0 449.4 452.1 16 TOTAL ASSETS (7) 5,368.3 5,514.5 5,558.2 5,600.2 5,809.7 5,741.1 5,728.3 5,719.1 5,737.2 5,678.4 5,738.9 5,702.8 L I A B I L I T I E S 17 Deposits 3,466.1 3,626.7 3,657.7 3,676.8 3,799.7 3,739.6 3,749.4 3,777.7 3,799.3 3,771.4 3,787.0 3,760.9 18 Transaction 590.8 591.6 596.9 601.5 677.2 627.3 620.3 621.2 604.7 591.9 642.5 639.2 19 Nontransaction 2,875.3 3,035.1 3,060.7 3,075.3 3,122.5 3,112.3 3,129.1 3,156.5 3,194.7 3,179.5 3,144.5 3,121.7 20 Large time 563.6 573.1 573.0 570.1 569.8 568.1 561.0 550.9 548.4 543.5 538.4 540.5 21 Other 2,311.7 2,462.1 2,487.8 2,505.2 2,552.7 2,544.2 2,568.1 2,605.6 2,646.3 2,636.0 2,606.1 2,581.2 22 Borrowings 993.1 993.4 1,010.5 1,021.9 1,064.6 1,056.4 1,024.6 1,035.6 1,044.8 1,023.2 1,047.8 1,035.1 23 From banks in the U.S. 370.7 359.5 367.7 377.4 413.1 399.3 378.1 381.5 395.8 374.6 375.7 374.0 24 From others 622.4 633.9 642.7 644.4 651.5 657.1 646.5 654.1 649.0 648.6 672.1 661.1 25 Net due to related foreign offices 227.5 204.1 207.1 205.7 188.6 194.1 191.9 197.2 200.0 175.2 196.8 196.3 26 Other liabilities 277.4 270.6 256.4 270.4 319.5 294.7 327.9 282.5 260.0 276.2 263.8 248.1 27 TOTAL LIABILITIES 4,964.1 5,094.8 5,131.7 5,174.8 5,372.3 5,284.8 5,293.8 5,293.1 5,304.1 5,246.1 5,295.4 5,240.4 28 Residual (assets less liabilities) (8) 404.2 419.7 426.5 425.5 437.3 456.4 434.5 426.0 433.0 432.3 443.5 462.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars February 8, 2002 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Dec Jun Jul Aug Sep Oct Nov Dec Jan 9 Jan 16 Jan 23 Jan 30 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,641.6 4,719.7 4,714.7 4,738.5 4,825.1 4,816.7 4,849.7 4,846.0 4,823.9 4,839.0 4,813.4 4,812.6 2 Securities in bank credit 1,132.9 1,162.0 1,156.1 1,189.4 1,210.6 1,233.7 1,250.8 1,248.5 1,252.3 1,262.1 1,249.2 1,253.3 3 Treasury and Agency securities (2) 719.8 699.0 702.2 715.6 725.3 736.9 748.7 766.1 762.1 759.6 756.4 753.4 4 Other securities 413.2 463.0 453.9 473.8 485.3 496.8 502.1 482.3 490.1 502.5 492.8 499.8 5 Loans and leases in bank credit (3) 3,508.6 3,557.7 3,558.7 3,549.1 3,614.5 3,583.0 3,598.9 3,597.6 3,571.7 3,577.0 3,564.2 3,559.3 6 Commercial and industrial 879.2 873.1 864.5 854.2 859.2 846.9 836.8 826.5 816.1 815.5 815.4 816.5 7 Real estate 1,644.4 1,689.7 1,698.3 1,700.7 1,708.8 1,721.0 1,738.4 1,747.9 1,739.1 1,741.7 1,737.8 1,733.2 8 Revolving home equity 130.1 136.4 137.9 140.2 143.4 148.6 150.7 153.2 155.2 155.6 156.3 157.1 9 Other 1,514.3 1,553.2 1,560.4 1,560.5 1,565.4 1,572.4 1,587.7 1,594.7 1,583.9 1,586.1 1,581.5 1,576.0 10 Consumer 547.0 549.1 547.4 549.2 551.0 551.1 560.2 565.7 565.9 568.0 568.5 567.3 10a Credit card and related plans 217.6 217.2 216.8 218.0 217.1 216.5 225.8 232.4 229.4 230.3 230.3 227.7 10d Other 329.5 331.8 330.6 331.3 333.9 334.5 334.3 333.3 336.5 337.7 338.2 339.6 11 Security (4) 77.6 78.2 78.6 81.8 97.6 80.8 79.3 73.7 73.1 81.2 75.2 75.2 12 Other loans and leases 360.3 367.7 369.9 363.1 397.9 383.3 384.2 383.8 377.4 370.5 367.3 367.1 13 Interbank loans 232.5 244.2 244.0 256.2 315.9 273.0 265.0 279.0 287.6 267.3 255.0 253.3 14 Cash assets (5) 263.1 236.4 244.2 236.0 280.3 264.0 264.4 273.8 262.9 256.9 297.5 258.3 15 Other assets (6) 351.4 373.6 389.1 400.9 436.6 451.6 451.8 452.8 463.1 442.9 445.0 451.0 16 TOTAL ASSETS (7) 5,424.9 5,508.2 5,526.0 5,564.5 5,790.3 5,736.0 5,760.5 5,779.7 5,763.6 5,732.1 5,737.2 5,701.1 L I A B I L I T I E S 17 Deposits 3,501.9 3,614.8 3,636.2 3,647.9 3,782.2 3,734.4 3,769.4 3,816.3 3,816.5 3,800.3 3,761.3 3,744.8 18 Transaction 619.3 591.3 590.5 587.6 670.7 621.3 626.3 650.9 615.6 623.7 637.8 635.2 19 Nontransaction 2,882.6 3,023.5 3,045.7 3,060.3 3,111.4 3,113.1 3,143.1 3,165.4 3,200.9 3,176.6 3,123.4 3,109.6 20 Large time 567.5 570.4 569.3 568.3 566.7 569.5 565.8 555.0 552.3 547.3 541.4 543.2 21 Other 2,315.1 2,453.1 2,476.3 2,492.0 2,544.7 2,543.7 2,577.3 2,610.5 2,648.6 2,629.4 2,582.1 2,566.4 22 Borrowings 996.0 994.3 1,001.2 1,000.2 1,059.3 1,054.1 1,033.0 1,037.8 1,053.2 1,044.3 1,070.3 1,051.3 23 From banks in the U.S. 372.6 360.3 364.5 369.2 403.3 394.0 379.0 383.0 400.3 382.1 382.8 379.6 24 From others 623.4 634.0 636.7 631.0 655.9 660.0 654.0 654.8 652.9 662.2 687.5 671.7 25 Net due to related foreign offices 227.6 203.4 204.0 206.1 188.0 194.2 193.7 197.6 198.2 175.3 199.0 198.9 26 Other liabilities 277.7 270.0 253.4 270.8 318.8 294.7 330.2 283.1 258.3 276.4 265.8 250.4 27 TOTAL LIABILITIES 5,003.2 5,082.6 5,094.8 5,125.0 5,348.2 5,277.4 5,326.3 5,334.8 5,326.2 5,296.3 5,296.4 5,245.4 28 Residual (assets less liabilities) (8) 421.7 425.6 431.2 439.5 442.0 458.6 434.2 445.0 437.4 435.7 440.8 455.6 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars February 8, 2002 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Dec Jun Jul Aug Sep Oct Nov Dec Jan 9 Jan 16 Jan 23 Jan 30 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,576.0 2,633.6 2,624.7 2,624.8 2,691.7 2,632.9 2,634.2 2,600.0 2,564.8 2,584.0 2,576.6 2,568.3 2 Securities in bank credit 583.7 613.3 608.7 629.9 641.2 648.7 653.4 636.3 630.6 644.6 637.4 636.9 3 Treasury and Agency securities (2) 357.9 352.5 352.1 359.5 362.5 363.2 366.0 377.1 366.4 365.1 364.7 356.2 3a Trading account 28.8 35.1 38.3 36.3 37.9 35.8 40.4 34.1 30.2 33.5 34.9 32.5 3b Investment account 329.0 317.4 313.8 323.2 324.6 327.4 325.6 343.0 336.2 331.6 329.8 323.7 4 Other securities 225.8 260.8 256.6 270.4 278.6 285.5 287.4 259.1 264.1 279.5 272.6 280.7 4a Trading account 119.0 143.5 140.8 153.1 161.0 165.8 165.1 128.0 122.7 135.8 126.4 132.6 4b Investment account 106.8 117.3 115.9 117.3 117.7 119.7 122.3 131.2 141.4 143.7 146.2 148.1 4c State and local government 26.3 27.9 27.8 27.6 27.5 26.8 27.1 26.9 26.9 27.4 27.7 28.1 4d Other 80.6 89.4 88.1 89.7 90.2 92.9 95.2 104.3 114.6 116.3 118.5 120.0 5 Loans and leases in bank credit (3) 1,992.3 2,020.3 2,015.9 1,994.9 2,050.6 1,984.2 1,980.9 1,963.7 1,934.3 1,939.4 1,939.2 1,931.4 6 Commercial and industrial 593.6 571.4 562.3 557.2 561.2 545.7 535.4 524.1 515.8 517.1 518.7 517.2 7 Real estate 827.8 855.1 855.7 846.0 845.9 842.4 851.7 855.1 843.7 846.2 846.3 840.9 8 Revolving home equity 84.2 87.1 87.1 87.6 89.4 92.5 94.4 96.2 97.9 98.5 99.2 99.7 9 Other 743.7 768.0 768.7 758.4 756.5 749.9 757.3 759.0 745.7 747.7 747.1 741.2 10 Consumer 243.4 254.4 254.2 251.4 253.2 242.8 245.3 245.7 237.3 238.2 238.3 237.6 11 Security (4) 64.6 72.6 75.2 78.1 94.0 69.8 66.3 59.6 62.0 68.7 66.4 64.8 11a Fed funds and RPs with broker/dealer 49.2 54.8 59.6 63.5 66.2 56.4 52.3 45.6 48.7 56.4 53.9 52.1 11b Other 15.3 17.8 15.5 14.5 27.8 13.4 14.0 14.0 13.3 12.3 12.5 12.7 12a State and local government 12.6 13.4 14.2 14.2 14.4 15.3 15.6 14.9 14.6 14.6 14.6 14.6 12b Agricultural 10.1 10.4 10.1 9.5 9.2 9.2 9.4 9.3 9.5 9.5 9.4 9.4 12c Fed funds and RPs with others 21.2 25.6 31.0 31.9 32.6 28.8 30.6 29.3 25.1 28.6 28.6 29.5 12d All other loans 87.9 84.8 81.6 75.6 109.1 104.5 100.8 94.4 92.9 82.8 83.1 83.7 12e Lease financing receivables 131.1 132.6 131.7 131.0 131.0 125.7 125.7 131.3 133.4 133.6 133.8 133.8 13 Interbank loans 140.2 131.8 136.5 150.9 207.3 175.8 152.8 165.8 184.5 161.1 160.6 156.9 13a Fed funds and RPs with banks 66.3 73.1 71.6 80.5 131.5 94.3 90.1 96.3 105.8 88.0 83.8 83.3 13b Other 73.9 58.7 64.9 70.4 75.8 81.5 62.7 69.5 78.7 73.1 76.8 73.6 14 Cash assets (5) 145.7 136.3 146.8 140.7 174.8 155.3 151.2 146.8 147.7 125.4 167.6 135.8 15 Other assets (6) 255.4 261.7 270.8 282.7 308.2 323.6 321.5 313.4 322.8 309.4 317.9 314.3 16 TOTAL ASSETS (7) 3,080.4 3,125.6 3,140.7 3,160.9 3,343.9 3,248.2 3,220.1 3,184.6 3,176.6 3,136.5 3,179.5 3,131.7 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) February 8, 2002 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Dec Jun Jul Aug Sep Oct Nov Dec Jan 9 Jan 16 Jan 23 Jan 30 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,691.9 1,740.3 1,752.4 1,754.8 1,860.1 1,792.3 1,792.5 1,798.3 1,803.9 1,781.9 1,789.5 1,771.8 18 Transaction 300.0 300.5 306.8 304.4 376.1 323.5 320.8 321.5 312.6 297.9 327.4 324.9 19 Nontransaction 1,391.9 1,439.8 1,445.6 1,450.3 1,483.9 1,468.8 1,471.7 1,476.9 1,491.3 1,484.0 1,462.1 1,446.9 20 Large time 269.3 274.6 271.6 264.9 264.7 260.3 251.4 246.6 244.6 241.1 235.9 238.1 21 Other 1,122.6 1,165.2 1,174.0 1,185.5 1,219.2 1,208.6 1,220.3 1,230.3 1,246.7 1,242.9 1,226.3 1,208.7 22 Borrowings 666.1 659.4 672.9 678.3 709.6 692.1 658.2 662.4 668.7 647.4 661.3 650.6 23 From banks in the U.S. 214.9 211.1 218.9 226.5 257.6 233.6 212.6 215.0 225.0 205.3 200.8 202.1 24 From others 451.2 448.3 454.0 451.7 452.0 458.5 445.7 447.3 443.6 442.1 460.5 448.5 25 Net due to related foreign offices 206.7 190.9 192.4 190.3 178.0 184.6 181.7 187.3 189.1 166.0 189.5 189.0 26 Other liabilities 226.2 214.4 197.6 210.2 257.5 230.8 263.0 217.0 190.2 207.6 194.7 178.0 27 TOTAL LIABILITIES 2,790.8 2,805.0 2,815.4 2,833.5 3,005.1 2,899.8 2,895.4 2,865.0 2,851.8 2,802.9 2,835.0 2,789.5 28 Residual (assets less liabilities) (8) 289.5 320.7 325.3 327.4 338.8 348.4 324.7 319.6 324.8 333.5 344.4 342.3 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars February 8, 2002 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Dec Jun Jul Aug Sep Oct Nov Dec Jan 9 Jan 16 Jan 23 Jan 30 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,597.4 2,628.2 2,608.4 2,610.6 2,682.3 2,636.1 2,650.9 2,622.4 2,582.8 2,599.3 2,579.0 2,573.8 2 Securities in bank credit 590.0 611.0 599.9 623.8 637.6 648.9 659.1 643.2 640.6 650.4 641.4 640.7 3 Treasury and Agency securities (2) 358.5 351.2 348.2 355.5 359.7 360.7 368.2 377.5 369.2 367.8 367.2 360.1 3a Trading account 28.9 35.0 37.9 35.9 37.7 35.5 40.6 34.1 30.5 33.8 35.1 32.9 3b Investment account 329.6 316.2 310.3 319.7 322.0 325.1 327.6 343.3 338.8 334.1 332.1 327.2 3c Mortgage-backed 219.0 229.7 229.1 241.8 247.3 257.9 256.1 269.3 266.7 260.0 258.7 250.7 3d Other 110.6 86.5 81.3 77.9 74.8 67.3 71.5 74.0 72.0 74.1 73.4 76.5 3e 1 year or less 30.6 25.5 21.1 20.1 20.1 18.2 27.0 26.4 25.3 24.3 23.7 25.0 3f Between 1 and 5 years 45.5 34.4 34.3 33.8 34.6 31.9 30.3 35.2 34.3 36.2 36.7 39.0 3g More than 5 years 34.5 26.6 25.9 24.0 20.1 17.1 14.2 12.3 12.4 13.6 13.0 12.6 4 Other securities 231.5 259.8 251.7 268.3 277.9 288.2 290.9 265.8 271.3 282.6 274.1 280.6 4a Trading account 122.0 142.9 138.1 151.9 160.5 167.4 167.1 131.2 126.0 137.3 127.1 132.6 4b Investment account 109.5 116.9 113.6 116.4 117.4 120.8 123.8 134.5 145.3 145.3 147.0 148.1 4c State and local government 26.9 27.8 27.3 27.3 27.4 27.1 27.4 27.6 27.6 27.7 27.9 28.0 4d Other 82.6 89.1 86.4 89.0 89.9 93.8 96.4 107.0 117.7 117.5 119.1 120.0 5 Loans and leases in bank credit (3) 2,007.4 2,017.2 2,008.5 1,986.8 2,044.7 1,987.2 1,991.8 1,979.1 1,942.2 1,948.9 1,937.6 1,933.0 6 Commercial and industrial 592.7 573.0 562.3 554.0 559.7 545.3 536.5 523.3 512.3 513.7 514.0 514.5 7 Real estate 832.4 853.8 854.3 847.4 847.8 845.0 857.2 860.1 845.9 848.1 844.6 838.5 8 Revolving home equity 84.1 87.4 87.7 88.7 90.5 93.4 94.9 96.0 97.3 97.4 97.9 98.4 9a Other residential 450.4 464.8 465.0 457.7 454.8 440.1 449.5 452.4 439.1 442.2 438.2 431.7 9b Commercial 298.0 301.6 301.5 301.0 302.4 311.5 312.8 311.7 309.5 308.5 308.5 308.5 10 Consumer 245.5 253.8 252.4 250.2 251.9 240.4 243.6 247.8 241.0 241.5 241.4 240.8 10a Credit card and related plans 82.5 88.0 87.3 85.1 84.6 74.3 76.5 80.1 71.4 71.1 70.8 69.5 10f Other 163.0 165.9 165.1 165.1 167.3 166.1 167.2 167.6 169.6 170.4 170.7 171.3 11 Security (4) 70.6 70.2 70.5 73.6 89.1 72.9 71.0 65.5 65.2 73.3 67.7 67.8 11a Fed funds and RPs with broker/dealer 53.8 53.0 55.9 59.9 62.8 58.9 56.0 50.0 51.2 60.2 55.0 54.5 11b Other 16.8 17.3 14.6 13.7 26.3 14.0 15.1 15.4 14.0 13.1 12.7 13.3 12a State and local government 12.6 13.4 14.2 14.2 14.4 15.3 15.6 14.9 14.6 14.6 14.6 14.6 12b Agricultural 10.1 10.4 10.2 9.6 9.3 9.3 9.4 9.3 9.6 9.5 9.4 9.3 12c Fed funds and RPs with others 21.2 25.6 31.0 31.9 32.6 28.8 30.6 29.3 25.1 28.6 28.6 29.5 12d All other loans 90.9 84.8 82.4 75.7 110.3 104.8 102.2 97.4 92.8 83.6 81.6 82.5 12e Lease financing receivables 131.4 132.2 131.2 130.2 129.6 125.5 125.6 131.6 135.8 135.8 135.7 135.5 13 Interbank loans 144.0 136.2 136.4 145.4 199.5 168.7 153.8 170.2 183.0 165.7 159.9 159.2 13a Fed funds and RPs with banks 68.1 75.5 71.5 77.6 126.5 90.5 90.7 98.8 105.0 90.5 83.4 84.5 13b Other 76.0 60.7 64.8 67.8 73.0 78.2 63.1 71.4 78.0 75.2 76.5 74.7 14 Cash assets (5) 157.1 134.7 140.4 132.9 170.5 154.2 152.6 158.3 150.6 146.3 177.4 138.7 15 Other assets (6) 259.9 264.0 270.0 280.1 308.4 319.6 321.0 319.0 326.8 312.3 313.5 313.2 16 TOTAL ASSETS (7) 3,121.5 3,125.2 3,117.3 3,130.6 3,322.3 3,239.4 3,238.6 3,228.5 3,200.3 3,180.5 3,187.0 3,141.6 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) February 8, 2002 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Dec Jun Jul Aug Sep Oct Nov Dec Jan 9 Jan 16 Jan 23 Jan 30 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,709.7 1,739.8 1,744.2 1,738.8 1,848.8 1,785.7 1,799.7 1,817.5 1,813.3 1,804.3 1,776.9 1,765.9 18 Transaction 317.9 300.6 302.0 293.4 369.7 317.8 323.3 340.5 317.5 321.0 327.3 325.8 19 Nontransaction 1,391.9 1,439.2 1,442.2 1,445.4 1,479.1 1,467.9 1,476.5 1,477.0 1,495.8 1,483.3 1,449.6 1,440.2 20 Large time 273.1 272.0 267.9 263.1 261.7 261.6 256.2 250.7 248.6 244.9 238.8 240.8 21 Other 1,118.7 1,167.3 1,174.3 1,182.3 1,217.5 1,206.3 1,220.2 1,226.3 1,247.2 1,238.4 1,210.8 1,199.4 22 Borrowings 668.9 660.2 663.6 656.6 704.3 689.8 666.6 664.5 677.1 668.5 683.9 666.8 23 From banks in the U.S. 216.8 211.9 215.6 218.3 247.8 228.4 213.4 216.5 229.5 212.8 207.9 207.7 24 From others 452.1 448.3 448.0 438.3 456.5 461.4 453.2 448.0 447.5 455.7 475.9 459.1 25 Net due to related foreign offices 206.7 190.3 189.2 190.6 177.5 184.8 183.5 187.6 187.2 166.1 191.7 191.7 26 Other liabilities 226.6 213.8 194.7 210.6 256.7 230.8 265.3 217.6 188.5 207.9 196.7 180.4 27 TOTAL LIABILITIES 2,811.9 2,804.1 2,791.7 2,796.6 2,987.3 2,891.1 2,915.1 2,887.2 2,866.1 2,846.8 2,849.1 2,804.8 28 Residual (assets less liabilities) (8) 309.5 321.1 325.6 334.0 334.9 348.3 323.4 341.3 334.2 333.7 337.8 336.8 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars February 8, 2002 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Dec Jun Jul Aug Sep Oct Nov Dec Jan 9 Jan 16 Jan 23 Jan 30 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,039.8 2,089.6 2,106.2 2,124.6 2,137.2 2,178.8 2,197.6 2,219.0 2,245.6 2,241.6 2,239.9 2,245.2 2 Securities in bank credit 543.8 549.4 556.3 566.3 573.2 587.2 593.5 606.2 612.2 611.5 608.2 613.9 3 Treasury and Agency securities (2) 362.1 346.1 354.1 360.7 365.8 378.7 382.3 389.6 393.4 391.6 389.5 394.7 4 Other securities 181.7 203.2 202.2 205.5 207.4 208.6 211.2 216.6 218.8 219.9 218.7 219.2 5 Loans and leases in bank credit (3) 1,496.0 1,540.2 1,549.9 1,558.4 1,564.0 1,591.6 1,604.0 1,612.8 1,633.4 1,630.1 1,631.7 1,631.3 6 Commercial and industrial 285.8 298.2 302.3 301.9 300.9 302.0 301.0 302.3 304.3 302.7 302.7 303.5 7 Real estate 812.0 835.2 843.6 851.6 859.3 874.9 880.7 887.7 896.5 894.6 894.5 896.0 8 Revolving home equity 45.9 49.1 50.5 51.8 52.7 54.9 55.5 57.0 58.1 58.2 58.3 58.7 9 Other 766.1 786.1 793.1 799.8 806.6 820.0 825.2 830.7 838.4 836.4 836.2 837.3 10 Consumer 297.8 297.4 295.8 296.7 295.5 308.5 314.4 314.2 324.4 325.3 326.1 325.6 11 Security (4) 6.8 8.2 8.3 8.4 8.7 7.8 7.8 8.0 7.8 7.8 7.9 7.7 12 Other loans and leases 93.7 101.2 99.9 99.8 99.6 98.4 100.1 100.6 100.4 99.7 100.6 98.4 13 Interbank loans 83.6 114.6 115.2 116.7 120.5 103.1 103.9 103.1 98.3 98.6 100.2 97.2 14 Cash assets (5) 99.7 102.8 105.1 105.9 109.2 109.1 106.5 108.9 111.3 102.1 118.8 121.6 15 Other assets (6) 91.5 109.7 119.0 120.9 128.2 132.0 130.8 133.8 136.3 130.6 131.5 137.8 16 TOTAL ASSETS (7) 2,288.0 2,388.9 2,417.5 2,439.3 2,465.7 2,492.9 2,508.2 2,534.5 2,560.5 2,542.0 2,559.4 2,571.0 L I A B I L I T I E S 17 Deposits 1,774.2 1,886.4 1,905.2 1,922.0 1,939.6 1,947.3 1,956.8 1,979.4 1,995.4 1,989.6 1,997.5 1,989.1 18 Transaction 290.8 291.1 290.1 297.0 301.1 303.8 299.5 299.7 292.1 294.1 315.1 314.3 19 Nontransaction 1,483.4 1,595.3 1,615.1 1,625.0 1,638.5 1,643.5 1,657.4 1,679.6 1,703.4 1,695.5 1,682.4 1,674.8 20 Large time 294.3 298.5 301.4 305.2 305.1 307.8 309.5 304.3 303.7 302.4 302.5 302.4 21 Other 1,189.1 1,296.9 1,313.7 1,319.7 1,333.5 1,335.7 1,347.9 1,375.3 1,399.6 1,393.2 1,379.8 1,372.4 22 Borrowings 327.0 334.1 337.6 343.6 355.0 364.3 366.4 373.2 376.2 375.8 386.5 384.5 23 From banks in the U.S. 155.8 148.4 148.8 150.9 155.6 165.7 165.6 166.5 170.8 169.3 174.9 171.9 24 From others 171.2 185.7 188.7 192.7 199.4 198.6 200.8 206.7 205.4 206.5 211.6 212.6 25 Net due to related foreign offices 20.9 13.1 14.7 15.5 10.5 9.5 10.2 10.0 10.9 9.2 7.3 7.3 26 Other liabilities 51.2 56.2 58.8 60.2 62.0 63.9 64.9 65.5 69.8 68.5 69.1 70.0 27 TOTAL LIABILITIES 2,173.3 2,289.8 2,316.3 2,341.3 2,367.2 2,384.9 2,398.4 2,428.1 2,452.3 2,443.2 2,460.4 2,450.9 28 Residual (assets less liabilities) (8) 114.7 99.0 101.2 98.1 98.5 108.0 109.8 106.4 108.2 98.8 99.1 120.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars February 8, 2002 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Dec Jun Jul Aug Sep Oct Nov Dec Jan 9 Jan 16 Jan 23 Jan 30 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,044.2 2,091.5 2,106.3 2,127.9 2,142.8 2,180.6 2,198.7 2,223.6 2,241.1 2,239.7 2,234.4 2,238.8 2 Securities in bank credit 542.9 551.0 556.2 565.6 573.1 584.8 591.7 605.2 611.7 611.6 607.8 612.6 3 Treasury and Agency securities (2) 361.3 347.8 354.0 360.1 365.7 376.3 380.5 388.7 392.9 391.7 389.1 393.3 4 Other securities 181.7 203.2 202.2 205.5 207.4 208.6 211.2 216.6 218.8 219.9 218.7 219.2 5 Loans and leases in bank credit (3) 1,501.3 1,540.5 1,550.1 1,562.3 1,569.7 1,595.8 1,607.0 1,618.4 1,629.4 1,628.1 1,626.6 1,626.2 6 Commercial and industrial 286.6 300.0 302.1 300.2 299.4 301.6 300.3 303.2 303.7 301.8 301.3 302.1 7 Real estate 812.0 835.9 844.1 853.4 861.0 876.0 881.1 887.8 893.2 893.6 893.2 894.6 8 Revolving home equity 46.0 49.1 50.2 51.5 52.9 55.2 55.8 57.2 57.9 58.2 58.4 58.7 9 Other 766.0 786.8 793.9 801.9 808.2 820.8 825.3 830.6 835.3 835.4 834.8 835.9 10 Consumer 301.5 295.2 295.0 299.0 299.1 310.7 316.5 318.0 324.9 326.5 327.1 326.5 10a Credit card and related plans 135.1 129.3 129.5 132.9 132.5 142.3 149.3 152.3 158.0 159.2 159.5 158.2 10h Other 166.5 166.0 165.5 166.1 166.6 168.4 167.2 165.7 166.9 167.3 167.5 168.3 11 Security (4) 7.0 8.0 8.1 8.2 8.5 7.9 8.2 8.2 7.9 7.9 7.4 7.4 12 Other loans and leases 94.1 101.3 100.8 101.5 101.7 99.6 100.8 101.3 99.6 98.4 97.5 95.7 13 Interbank loans 88.5 108.0 107.7 110.8 116.5 104.3 111.2 108.8 104.6 101.5 95.1 94.0 14 Cash assets (5) 106.0 101.7 103.8 103.1 109.9 109.8 111.8 115.5 112.3 110.6 120.1 119.6 15 Other assets (6) 91.5 109.7 119.0 120.9 128.2 132.0 130.8 133.8 136.3 130.6 131.5 137.8 16 TOTAL ASSETS (7) 2,303.4 2,383.0 2,408.7 2,433.9 2,468.0 2,496.6 2,522.0 2,551.3 2,563.3 2,551.6 2,550.2 2,559.5 L I A B I L I T I E S 17 Deposits 1,792.2 1,875.0 1,892.0 1,909.1 1,933.3 1,948.7 1,969.7 1,998.9 2,003.2 1,996.0 1,984.4 1,978.8 18 Transaction 301.5 290.7 288.6 294.3 301.0 303.5 303.0 310.4 298.1 302.7 310.5 309.4 19 Nontransaction 1,490.7 1,584.3 1,603.4 1,614.9 1,632.3 1,645.2 1,666.6 1,688.5 1,705.1 1,693.3 1,673.9 1,669.4 20 Large time 294.3 298.5 301.4 305.2 305.1 307.8 309.5 304.3 303.7 302.4 302.5 302.4 21 Other 1,196.4 1,285.8 1,302.0 1,309.6 1,327.2 1,337.4 1,357.1 1,384.2 1,401.4 1,390.9 1,371.3 1,367.1 22 Borrowings 327.0 334.1 337.6 343.6 355.0 364.3 366.4 373.2 376.2 375.8 386.5 384.5 23 From banks in the U.S. 155.8 148.4 148.8 150.9 155.6 165.7 165.6 166.5 170.8 169.3 174.9 171.9 24 From others 171.2 185.7 188.7 192.7 199.4 198.6 200.8 206.7 205.4 206.5 211.6 212.6 25 Net due to related foreign offices 20.9 13.1 14.7 15.5 10.5 9.5 10.2 10.0 10.9 9.2 7.3 7.3 26 Other liabilities 51.2 56.2 58.8 60.2 62.0 63.9 64.9 65.5 69.8 68.5 69.1 70.0 27 TOTAL LIABILITIES 2,191.3 2,278.4 2,303.1 2,328.4 2,360.9 2,386.3 2,411.2 2,447.6 2,460.1 2,449.6 2,447.2 2,440.7 28 Residual (assets less liabilities) (8) 112.1 104.6 105.7 105.5 107.1 110.2 110.8 103.7 103.2 102.0 103.0 118.8 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars February 8, 2002 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Dec Jun Jul Aug Sep Oct Nov Dec Jan 9 Jan 16 Jan 23 Jan 30 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 601.3 603.8 599.5 596.8 593.1 586.0 592.8 586.2 589.9 580.5 590.4 593.4 2 Securities in bank credit 206.9 216.6 222.9 221.6 223.1 226.4 229.1 229.4 232.3 228.4 230.5 225.2 3 Treasury and Agency securities (2) 68.9 56.7 49.3 48.6 51.4 56.2 59.3 57.4 57.8 55.0 55.3 49.7 4 Other securities 138.1 159.8 173.5 173.0 171.6 170.2 169.8 172.0 174.5 173.4 175.2 175.5 5 Loans and leases in bank credit (3) 394.4 387.3 376.6 375.2 370.0 359.5 363.7 356.8 357.6 352.2 359.9 368.2 6 Commercial and industrial 209.0 211.1 205.9 204.8 205.0 200.0 200.1 195.6 193.9 193.7 195.5 196.0 7 Real estate 18.3 18.1 18.2 18.4 18.7 18.7 18.9 19.1 18.9 19.2 19.2 19.2 11 Security (4) 100.4 91.3 86.7 84.7 79.0 72.5 76.7 73.8 75.7 71.1 76.0 83.8 12 Other loans and leases 66.7 66.7 65.8 67.3 67.3 68.3 68.0 68.4 69.1 68.2 69.2 69.2 13 Interbank loans 26.4 21.3 21.2 20.2 26.0 24.0 25.5 21.1 21.0 21.7 32.6 30.7 14 Cash assets (5) 40.0 36.3 36.8 37.5 45.5 39.2 37.4 36.5 35.9 35.5 38.8 35.5 15 Other assets (6) 34.6 37.1 30.4 30.1 33.5 32.4 34.3 31.0 32.1 33.3 32.5 33.2 16 TOTAL ASSETS (7) 701.9 698.2 687.6 684.2 697.6 681.1 689.6 674.3 678.5 670.6 693.8 692.5 L I A B I L I T I E S 17 Deposits 382.1 418.8 413.7 407.0 409.4 421.7 428.4 435.5 441.1 452.8 462.2 462.0 18 Transaction 10.7 9.5 9.2 9.5 12.3 10.8 10.7 11.1 11.3 11.2 11.3 10.3 19 Nontransaction 371.5 409.3 404.6 397.4 397.1 411.0 417.7 424.4 429.8 441.7 450.9 451.7 22 Borrowings 240.5 216.1 211.2 210.6 221.8 208.4 213.0 203.4 193.2 190.5 182.8 191.1 23 From banks in the U.S. 22.1 22.5 22.3 20.6 30.5 23.9 24.2 24.5 22.6 21.6 17.2 23.8 24 From others 218.4 193.7 188.9 190.0 191.2 184.5 188.8 178.9 170.6 168.9 165.6 167.4 25 Net due to related foreign offices -1.8 -19.6 -16.4 -12.8 -19.1 -17.2 -30.8 -49.7 -47.7 -57.8 -48.0 -53.2 26 Other liabilities 73.2 84.2 78.4 76.0 78.4 74.3 77.0 75.1 78.3 79.9 79.7 77.0 27 TOTAL LIABILITIES 694.0 699.5 686.9 680.8 690.5 687.3 687.6 664.3 664.8 665.4 676.7 677.0 28 Residual (assets less liabilities) (8) 8.0 -1.3 0.8 3.4 7.1 -6.2 1.9 10.1 13.7 5.2 17.2 15.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars February 8, 2002 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Dec Jun Jul Aug Sep Oct Nov Dec Jan 9 Jan 16 Jan 23 Jan 30 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 612.1 600.1 595.0 590.3 591.3 588.9 595.6 595.8 595.0 589.7 595.2 598.7 2 Securities in bank credit (2) 206.9 216.6 222.9 221.6 223.1 226.4 229.1 229.4 232.3 228.4 230.5 225.2 3 Treasury and Agency securities 68.9 56.7 49.3 48.6 51.4 56.2 59.3 57.4 57.8 55.0 55.3 49.7 3a Trading account 11.8 13.3 12.4 11.7 13.1 14.3 13.4 12.7 15.3 12.9 13.9 10.6 3b Investment account 57.0 43.4 36.9 36.9 38.3 41.9 45.9 44.7 42.5 42.1 41.3 39.1 4 Other securities 138.1 159.8 173.5 173.0 171.6 170.2 169.8 172.0 174.5 173.4 175.2 175.5 4a Trading account 92.3 106.4 107.9 109.4 108.5 107.7 108.3 108.8 107.8 106.6 107.6 104.5 4b Investment account 45.8 53.5 65.7 63.6 63.1 62.6 61.5 63.1 66.7 66.8 67.7 71.0 5 Loans and leases in bank credit (3) 405.2 383.5 372.1 368.7 368.3 362.5 366.6 366.5 362.7 361.3 364.7 373.5 6 Commercial and industrial 211.4 210.0 205.2 203.5 204.6 200.2 200.8 197.9 195.9 195.3 196.4 197.0 7 Real estate 18.3 18.1 18.2 18.4 18.7 18.7 18.9 19.1 18.9 19.2 19.2 19.2 11 Security (4) 106.6 89.4 83.9 80.8 77.9 75.6 78.2 78.6 77.3 77.3 79.4 87.5 12 Other loans and leases 69.0 66.1 64.8 66.0 67.1 67.9 68.6 71.0 70.6 69.5 69.6 69.8 13 Interbank loans 26.4 21.3 21.2 20.2 26.0 24.0 25.5 21.1 21.0 21.7 32.6 30.7 14 Cash assets (5) 42.8 35.2 35.5 36.3 44.5 39.9 39.5 39.0 38.4 38.2 41.3 37.4 15 Other assets (6) 36.3 35.8 29.6 29.8 33.2 31.9 34.3 32.5 33.7 34.7 33.3 34.2 16 TOTAL ASSETS (7) 717.2 692.0 681.1 676.3 694.6 684.3 694.5 688.0 687.6 683.8 702.0 700.6 L I A B I L I T I E S 17 Deposits 392.9 411.6 403.5 395.1 401.4 414.3 431.7 448.5 453.3 464.5 475.2 475.5 18 Transaction 11.3 9.4 9.3 9.5 12.6 10.9 10.9 11.8 11.5 11.5 11.3 10.3 19 Nontransaction 381.5 402.3 394.3 385.6 388.7 403.4 420.8 436.7 441.7 453.0 463.9 465.1 22 Borrowings 240.5 216.1 211.2 210.6 221.8 208.4 213.0 203.4 193.2 190.5 182.8 191.1 23 From banks in the U.S. 22.1 22.5 22.3 20.6 30.5 23.9 24.2 24.5 22.6 21.6 17.2 23.8 24 From others 218.4 193.7 188.9 190.0 191.2 184.5 188.8 178.9 170.6 168.9 165.6 167.4 25 Net due to related foreign offices 3.0 -22.8 -19.6 -14.1 -16.6 -16.9 -30.7 -44.7 -42.4 -55.4 -48.0 -48.0 26 Other liabilities 75.3 82.7 76.9 75.5 79.5 74.5 77.0 77.2 80.5 80.9 79.7 79.0 27 TOTAL LIABILITIES 711.6 687.7 672.0 667.2 686.1 680.4 691.0 684.4 684.5 680.5 689.7 697.7 28 Residual (assets less liabilities) (8) 5.6 4.3 9.0 9.1 8.5 3.9 3.5 3.6 3.1 3.3 12.3 3.0 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 13 MEMO ITEMS Not seasonally adjusted, billions of dollars February 8, 2002 Account 2000 2001 2001 2001 2001 2001 2001 2001 Week ending Dec Jun Jul Aug Sep Oct Nov Dec Jan 9 Jan 16 Jan 23 Jan 30 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers 29 Reval. gains on off-bal. sheet items (9) 77.9 87.5 79.8 89.8 98.0 100.8 104.3 80.6 80.8 93.9 86.4 89.0 30 Reval. losses on off-bal. sheet items (9) 83.1 81.9 71.8 78.4 84.8 86.0 86.5 68.4 60.4 73.8 66.4 68.1 31 Mortgage-backed securities (10) 248.5 262.2 262.1 274.6 280.5 290.3 290.7 311.8 316.6 309.5 307.6 298.7 31a Pass-through 181.4 200.6 199.8 211.3 217.1 221.4 205.4 209.3 215.6 211.1 210.0 201.2 31b CMO, REMIC, and other 67.1 61.6 62.3 63.4 63.4 68.9 85.3 102.6 100.9 98.4 97.6 97.5 32 Net unrealized gains (losses) on 4.1 4.2 2.6 5.1 7.1 9.2 10.0 5.2 2.1 3.5 3.1 3.2 available-for-sale securities (11) 33 Offshore credit to U.S. residents (12) 23.4 20.6 20.2 19.6 20.2 20.0 19.2 19.1 19.5 19.1 19.4 19.4 34 Securitized consumer loans (13) 79.8 82.3 96.8 96.7 97.5 98.1 99.6 99.8 94.5 94.4 94.4 95.3 34a Credit card and related plans 69.9 73.3 86.7 86.2 87.2 87.8 88.3 88.7 83.7 83.7 83.7 84.7 34b Other 9.9 9.0 10.1 10.5 10.3 10.3 11.3 11.0 10.8 10.7 10.7 10.7 35 Securitized business loans (13) 13.7 20.4 20.6 20.8 20.9 21.1 20.6 19.7 19.3 19.4 19.3 19.8 SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers 31 Mortgage-backed securities (10) 207.5 232.7 239.9 245.0 250.8 256.0 261.4 266.2 268.9 269.7 267.5 269.2 34 Securitized consumer loans (13) 229.6 236.9 225.6 228.5 231.6 235.1 238.0 243.5 251.6 251.6 251.1 251.4 34a Credit card and related plans 220.5 228.6 216.9 219.9 223.0 226.9 229.5 235.2 243.3 243.4 242.9 243.3 34b Other 9.1 8.3 8.7 8.6 8.5 8.2 8.6 8.4 8.2 8.2 8.2 8.1 FOREIGN-RELATED INSTITUTIONS 29 Reval. gains on off-bal. sheet items (9) 47.2 57.0 53.8 55.1 54.9 56.5 55.7 56.3 58.2 58.5 58.3 53.3 30 Reval. losses on off-bal. sheet items (9) 43.0 51.7 49.0 51.1 50.5 48.8 48.7 49.9 52.7 53.1 53.0 49.6 35 Securitized business loans (13) 34.8 29.6 27.4 26.6 26.5 26.6 25.2 24.0 23.4 23.5 23.3 22.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Footnotes Page 14 February 8, 2002 Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises. 3. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 4. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 5. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 6. Excludes the due-from position with related foreign offices, which is included in line 25. 7. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 8. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 9. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 12. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to entities other than nonfinancial businesses. 13. Total amount outstanding.