Federal Reserve Statistical Release, H.8, Assets and Liabilities of Commercial Banks in the United States; title with eagle logo links to Statistical Release home page

Release Date: March 15, 2002

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H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)                                                                              For use at 4:15 p.m. Eastern Time



Seasonally adjusted, billions of dollars                                                                                                                            March 15, 2002


               Account                                    2001      2001      2001      2001      2001      2001      2002      2002                      Week ending
                                                           Feb       Aug       Sep       Oct       Nov       Dec       Jan       Feb         Feb 13    Feb 20    Feb 27     Mar 6 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        5,285.0   5,349.8   5,425.6   5,400.4   5,427.4   5,405.8   5,395.3   5,408.2       5,403.2   5,412.4   5,410.5   5,392.8

  2     Securities in bank credit                        1,353.6   1,420.5   1,440.1   1,464.4   1,478.0   1,471.6   1,470.3   1,469.6       1,465.3   1,467.7   1,476.9   1,469.9
  3        Treasury and Agency securities (2)              776.2     768.4     779.1     797.3     806.9     823.0     809.6     807.7         805.4     805.6     810.0     814.9
  4        Other securities                                577.4     652.0     661.0     667.1     671.0     648.7     660.6     662.0         659.9     662.0     666.9     655.0

  5     Loans and leases in bank credit (3)              3,931.4   3,929.3   3,985.5   3,936.0   3,949.5   3,934.2   3,925.0   3,938.6       3,937.9   3,944.7   3,933.6   3,922.9
  6        Commercial and industrial                     1,107.0   1,065.1   1,068.2   1,048.6   1,037.3   1,023.0   1,014.1   1,023.2       1,019.8   1,027.6   1,025.3   1,020.9
  7        Real estate                                   1,677.1   1,716.6   1,724.6   1,737.2   1,753.3   1,763.3   1,761.8   1,769.8       1,773.2   1,770.6   1,763.9   1,765.4
  8          Revolving home equity                         130.8     139.4     142.1     147.3     149.5     152.9     157.2     161.1         160.6     161.4     162.0     163.5
  9          Other                                       1,546.3   1,577.2   1,582.5   1,589.9   1,603.8   1,610.4   1,604.5   1,608.8       1,612.7   1,609.1   1,601.9   1,601.9
  10       Consumer                                        546.6     548.6     549.2     551.7     560.0     560.4     563.2     563.8         559.5     564.9     564.9     559.9
  11       Security (4)                                    169.3     171.1     181.7     149.9     150.7     141.3     147.6     149.3         149.7     150.1     149.8     149.9
  12       Other loans and leases                          431.4     427.9     461.9     448.6     448.2     446.2     438.4     432.4         435.7     431.4     429.7     426.7

  13  Interbank loans                                      265.7     287.9     354.0     303.1     282.3     290.1     290.6     274.4         274.9     277.8     273.3     262.9

  14  Cash assets (5)                                      283.5     283.4     328.8     302.8     294.5     292.2     291.7     290.9         276.6     302.5     289.6     300.2

  15  Other assets (6)                                     402.4     433.6     469.7     487.6     486.1     475.4     480.9     484.2         496.3     480.1     470.0     477.4

  16  TOTAL ASSETS (7)                                   6,171.4   6,287.4   6,510.2   6,424.0   6,419.7   6,391.3   6,383.9   6,383.0       6,376.1   6,398.2   6,369.1   6,358.7

            L I A B I L I T I E S

  17  Deposits                                           3,896.6   4,083.8   4,209.2   4,161.5   4,177.9   4,213.2   4,235.0   4,234.9       4,234.1   4,240.1   4,225.5   4,231.7
  18    Transaction                                        607.2     611.1     689.6     638.1     631.0     632.3     630.0     622.2         611.0     636.0     636.8     613.9
  19    Nontransaction                                   3,289.3   3,472.7   3,519.6   3,523.4   3,546.9   3,580.9   3,605.0   3,612.7       3,623.1   3,604.2   3,588.7   3,617.8
  20       Large time                                      939.8     965.1     964.6     976.9     976.8     973.3     984.3     994.6         995.0     988.5     994.8     992.4
  21       Other                                         2,349.5   2,507.7   2,555.0   2,546.5   2,570.1   2,607.6   2,620.7   2,618.0       2,628.1   2,615.7   2,593.9   2,625.3

  22  Borrowings                                         1,251.6   1,232.9   1,286.7   1,265.3   1,237.8   1,233.4   1,219.8   1,218.7       1,219.3   1,216.9   1,218.6   1,195.6
  23    From banks in the U.S.                             396.3     398.6     444.2     423.8     402.8     406.5     401.9     397.4         406.0     392.7     394.4     387.3
  24    From others                                        855.3     834.3     842.5     841.5     835.0     826.9     818.0     821.3         813.3     824.2     824.2     808.3

  25  Net due to related foreign offices                   219.5     192.9     169.5     176.9     161.2     147.6     128.8     107.2          97.2     119.7     108.0     107.1

  26  Other liabilities                                    353.7     347.8     399.4     370.5     406.4     360.9     347.0     339.6         345.0     334.5     340.1     321.8

  27  TOTAL LIABILITIES                                  5,721.3   5,857.3   6,064.8   5,974.1   5,983.3   5,955.1   5,930.6   5,900.4       5,895.5   5,911.2   5,892.2   5,856.2

  28  Residual (assets less liabilities) (8)               450.0     430.1     445.4     449.9     436.4     436.2     453.3     482.5         480.5     487.0     476.9     502.5



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                        March 15, 2002


               Account                                    2001      2001      2001      2001      2001      2001      2002      2002                      Week ending
                                                           Feb       Aug       Sep       Oct       Nov       Dec       Jan       Feb         Feb 13    Feb 20    Feb 27     Mar 6 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        5,280.0   5,332.4   5,420.0   5,408.3   5,448.1   5,442.5   5,408.9   5,401.9       5,398.9   5,398.2   5,403.5   5,392.8

  2     Securities in bank credit                        1,355.4   1,413.6   1,436.3   1,462.2   1,481.9   1,477.6   1,475.8   1,471.1       1,465.8   1,468.5   1,477.7   1,476.3
  3        Treasury and Agency securities (2)              778.0     763.8     776.1     792.3     807.3     822.3     811.9     809.2         806.3     806.2     811.7     821.3
  4        Other securities                                577.4     649.8     660.2     669.8     674.6     655.3     663.9     661.9         659.5     662.3     666.1     655.1

  5     Loans and leases in bank credit (3)              3,924.6   3,918.8   3,983.7   3,946.2   3,966.2   3,964.9   3,933.1   3,930.7       3,933.1   3,929.8   3,925.8   3,916.4
  6        Commercial and industrial                     1,106.3   1,058.9   1,064.9   1,048.1   1,038.3   1,025.5   1,011.5   1,022.3       1,019.0   1,026.3   1,025.5   1,021.9
  7        Real estate                                   1,670.5   1,719.8   1,728.2   1,740.9   1,759.3   1,768.5   1,760.2   1,762.5       1,768.2   1,760.9   1,754.7   1,758.0
  8          Revolving home equity                         129.7     140.2     143.5     148.5     150.3     153.0     156.2     159.6         159.3     159.9     160.5     161.9
  9          Other                                       1,540.9   1,579.6   1,584.7   1,592.4   1,609.0   1,615.5   1,604.0   1,602.9       1,608.9   1,601.0   1,594.2   1,596.1
  10       Consumer                                        547.3     549.6     551.4     551.4     560.4     566.1     567.5     564.7         560.9     565.8     564.8     557.1
  10a        Credit card and related plans                 212.7     218.1     217.2     216.7     226.0     232.6     229.4     225.4         220.3     226.6     227.6     223.4
  10b        Other                                         334.6     331.5     334.2     334.7     334.5     333.6     338.1     339.2         340.6     339.2     337.2     333.7
  11       Security (4)                                    172.1     162.6     175.5     156.2     157.3     152.1     154.3     151.6         152.2     148.5     154.3     153.7
  12       Other loans and leases                          428.4     427.8     463.7     449.5     450.8     452.7     439.6     429.6         432.9     428.2     426.5     425.8

  13  Interbank loans                                      267.5     276.6     342.1     297.1     290.6     300.1     292.9     276.7         278.9     276.5     274.9     278.0

  14  Cash assets (5)                                      284.4     271.6     324.1     303.1     303.3     312.7     307.4     292.0         273.6     318.0     289.6     291.6

  15  Other assets (6)                                     401.5     430.7     469.7     483.1     485.7     482.5     483.2     483.3         496.5     476.0     468.7     480.3

  16  TOTAL ASSETS (7)                                   6,168.1   6,243.8   6,487.8   6,422.1   6,456.8   6,465.6   6,418.1   6,379.2       6,372.9   6,394.2   6,362.3   6,367.8

            L I A B I L I T I E S

  17  Deposits                                           3,913.6   4,043.1   4,183.6   4,148.9   4,201.2   4,264.9   4,253.6   4,256.4       4,257.9   4,263.3   4,243.5   4,264.1
  18    Transaction                                        599.1     597.2     683.4     632.2     637.3     662.7     642.0     613.8         599.6     633.7     629.0     610.8
  19    Nontransaction                                   3,314.5   3,445.9   3,500.2   3,516.6   3,563.9   3,602.2   3,611.6   3,642.6       3,658.2   3,629.7   3,614.5   3,653.4
  20       Large time                                      951.5     951.5     953.2     970.7     984.6     989.7   1,000.0   1,007.8       1,010.1     999.3   1,007.1   1,000.1
  21       Other                                         2,363.0   2,494.4   2,547.0   2,545.9   2,579.3   2,612.5   2,611.6   2,634.7       2,648.1   2,630.4   2,607.4   2,653.3

  22  Borrowings                                         1,255.2   1,211.2   1,281.5   1,262.9   1,246.1   1,235.5   1,236.0   1,221.8       1,222.8   1,221.3   1,216.2   1,199.8
  23    From banks in the U.S.                             400.7     390.3     434.5     418.5     403.6     407.9     407.9     401.7         410.7     397.4     397.4     392.8
  24    From others                                        854.5     820.8     847.0     844.4     842.5     827.6     828.1     820.1         812.2     823.9     818.7     807.0

  25  Net due to related foreign offices                   225.6     192.0     171.4     177.4     163.1     152.9     132.8     112.5         101.7     127.0     112.6     112.6

  26  Other liabilities                                    357.8     347.6     399.8     370.7     408.8     363.5     349.1     343.2         347.7     339.4     344.3     323.6

  27  TOTAL LIABILITIES                                  5,752.2   5,794.0   6,036.3   5,959.8   6,019.3   6,016.8   5,971.5   5,934.0       5,930.1   5,951.0   5,916.6   5,900.2

  28  Residual (assets less liabilities) (8)               415.9     449.8     451.5     462.2     437.6     448.7     446.6     445.2         442.9     443.2     445.8     467.7





      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                            March 15, 2002


               Account                                    2001      2001      2001      2001      2001      2001      2002      2002                      Week ending
                                                           Feb       Aug       Sep       Oct       Nov       Dec       Jan       Feb         Feb 13    Feb 20    Feb 27     Mar 6 
                                                        --------  --------  --------  --------  --------  --------  --------  --------       -------  -------   -------   -------

             A S S E T S




  1   Bank credit                                        4,670.9   4,750.8   4,830.4   4,813.4   4,833.8   4,820.8   4,818.1   4,828.6       4,827.1   4,828.3   4,825.0   4,813.8

  2     Securities in bank credit                        1,148.5   1,196.6   1,214.8   1,236.2   1,247.4   1,242.9   1,247.6   1,250.4       1,246.7   1,250.4   1,254.4   1,252.9
  3        Treasury and Agency securities (2)              713.2     719.3     727.4     741.0     747.6     765.5     756.1     758.9         756.7     758.2     759.9     764.3
  4        Other securities                                435.3     477.3     487.4     495.2     499.8     477.4     491.5     491.5         490.0     492.2     494.5     488.6

  5     Loans and leases in bank credit (3)              3,522.4   3,554.2   3,615.6   3,577.2   3,586.4   3,578.0   3,570.5   3,578.2       3,580.4   3,577.9   3,570.7   3,560.9
  6        Commercial and industrial                       890.3     860.3     863.3     849.0     837.6     827.8     821.7     826.1         825.2     828.9     825.9     823.3
  7        Real estate                                   1,658.9   1,698.2   1,705.8   1,718.5   1,734.4   1,744.3   1,742.8   1,751.1       1,754.5   1,751.9   1,745.1   1,746.8
  8          Revolving home equity                         130.8     139.4     142.1     147.3     149.5     152.9     157.2     161.1         160.6     161.4     162.0     163.5
  9          Other                                       1,528.1   1,558.8   1,563.7   1,571.2   1,584.9   1,591.4   1,585.5   1,590.1       1,593.9   1,590.4   1,583.1   1,583.4
  10       Consumer                                        546.6     548.6     549.2     551.7     560.0     560.4     563.2     563.8         559.5     564.9     564.9     559.9
  11       Security (4)                                     62.9      86.4     102.7      77.6      74.1      67.6      73.1      75.4          75.7      72.1      76.8      75.3
  12       Other loans and leases                          363.7     360.6     394.6     380.4     380.3     377.9     369.8     361.8         365.6     360.1     358.0     355.6

  13  Interbank loans                                      237.9     267.7     328.0     279.2     256.9     269.0     264.1     253.3         254.4     259.3     254.7     235.6

  14  Cash assets (5)                                      242.2     246.6     284.0     264.3     257.7     255.8     255.4     253.5         240.5     264.4     251.6     262.6

  15  Other assets (6)                                     366.8     403.5     436.3     455.3     451.9     444.5     448.4     452.8         464.1     449.9     438.9     449.0

  16  TOTAL ASSETS (7)                                   5,452.8   5,601.7   5,811.2   5,742.8   5,730.0   5,718.3   5,711.9   5,713.9       5,711.6   5,727.8   5,696.3   5,686.9

            L I A B I L I T I E S

  17  Deposits                                           3,514.2   3,676.8   3,799.8   3,739.7   3,749.5   3,777.8   3,780.9   3,778.2       3,775.0   3,788.5   3,773.2   3,777.8
  18    Transaction                                        596.8     601.5     677.3     627.3     620.3     621.2     619.0     611.4         600.0     625.5     625.7     603.2
  19    Nontransaction                                   2,917.5   3,075.3   3,122.5   3,112.4   3,129.1   3,156.6   3,161.8   3,166.7       3,175.1   3,162.9   3,147.4   3,174.6
  20       Large time                                      570.1     570.1     570.0     568.6     561.4     551.3     543.5     551.0         549.3     549.6     555.9     551.6
  21       Other                                         2,347.3   2,505.2   2,552.6   2,543.8   2,567.7   2,605.3   2,618.3   2,615.7       2,625.8   2,613.4   2,591.6   2,623.0

  22  Borrowings                                         1,013.6   1,022.2   1,065.0   1,056.9   1,024.8   1,030.8   1,032.8   1,029.6       1,026.0   1,028.1   1,027.6     998.8
  23    From banks in the U.S.                             372.9     378.0     413.7     399.9     378.6     382.0     379.9     374.7         376.9     372.9     372.3     363.4
  24    From others                                        640.7     644.2     651.3     657.0     646.3     648.8     652.9     654.9         649.1     655.2     655.3     635.5

  25  Net due to related foreign offices                   214.7     205.7     188.6     194.1     191.9     197.3     186.8     174.5         175.2     181.0     167.9     171.4

  26  Other liabilities                                    272.5     271.8     321.0     296.2     329.4     286.3     271.0     264.9         268.6     262.1     266.5     255.6

  27  TOTAL LIABILITIES                                  5,015.0   5,176.6   5,374.3   5,286.8   5,295.6   5,292.1   5,271.5   5,247.2       5,244.8   5,259.6   5,235.2   5,203.7

  28  Residual (assets less liabilities) (8)               437.8     425.1     436.9     456.0     434.4     426.2     440.3     466.7         466.8     468.2     461.1     483.3



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                        March 15, 2002


               Account                                    2001      2001      2001      2001      2001      2001      2002      2002                      Week ending
                                                           Feb       Aug       Sep       Oct       Nov       Dec       Jan       Feb         Feb 13    Feb 20    Feb 27     Mar 6 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        4,662.6   4,739.9   4,826.6   4,818.4   4,851.7   4,847.9   4,825.3   4,820.0       4,819.1   4,815.4   4,815.4   4,814.5

  2     Securities in bank credit                        1,150.3   1,189.8   1,211.1   1,234.0   1,251.3   1,248.9   1,253.2   1,251.9       1,247.2   1,251.3   1,255.2   1,259.3
  3        Treasury and Agency securities (2)              715.0     714.7     724.4     736.1     748.0     764.9     758.4     760.5         757.6     758.7     761.6     770.7
  4        Other securities                                435.3     475.1     486.6     497.9     503.3     484.0     494.8     491.5         489.6     492.5     493.7     488.6

  5     Loans and leases in bank credit (3)              3,512.4   3,550.1   3,615.5   3,584.4   3,600.4   3,599.0   3,572.1   3,568.1       3,571.9   3,564.1   3,560.2   3,555.2
  6        Commercial and industrial                       887.4     855.5     860.4     848.3     838.0     827.9     817.6     823.2         821.8     825.5     824.1     822.8
  7        Real estate                                   1,652.3   1,701.4   1,709.5   1,722.2   1,740.4   1,749.4   1,741.2   1,743.8       1,749.4   1,742.2   1,735.9   1,739.5
  8          Revolving home equity                         129.7     140.2     143.5     148.5     150.3     153.0     156.2     159.6         159.3     159.9     160.5     161.9
  9          Other                                       1,522.7   1,561.2   1,566.0   1,573.7   1,590.1   1,596.4   1,585.0   1,584.1       1,590.2   1,582.3   1,575.4   1,577.6
  10       Consumer                                        547.3     549.6     551.4     551.4     560.4     566.1     567.5     564.7         560.9     565.8     564.8     557.1
  10a        Credit card and related plans                 212.7     218.1     217.2     216.7     226.0     232.6     229.4     225.4         220.3     226.6     227.6     223.4
  10d        Other                                         334.6     331.5     334.2     334.7     334.5     333.6     338.1     339.2         340.6     339.2     337.2     333.7
  11       Security (4)                                     64.7      81.8      97.6      80.8      79.3      73.7      76.0      77.5          77.1      73.4      80.3      81.5
  12       Other loans and leases                          360.6     361.7     396.6     381.8     382.3     381.8     369.9     359.0         362.6     357.3     355.1     354.4

  13  Interbank loans                                      239.7     256.4     316.1     273.2     265.1     279.1     266.4     255.7         258.4     258.0     256.2     250.7

  14  Cash assets (5)                                      242.9     236.0     280.3     263.9     264.4     273.8     268.7     254.3         236.6     279.7     252.1     255.1

  15  Other assets (6)                                     364.9     400.8     436.5     451.3     451.4     450.1     449.5     451.0         463.4     445.4     436.9     450.7

  16  TOTAL ASSETS (7)                                   5,445.3   5,565.9   5,791.8   5,737.6   5,762.2   5,778.9   5,736.1   5,706.7       5,702.9   5,724.5   5,686.6   5,696.5

            L I A B I L I T I E S

  17  Deposits                                           3,523.0   3,648.0   3,782.3   3,734.6   3,769.5   3,816.4   3,786.8   3,789.6       3,788.1   3,803.4   3,780.6   3,805.3
  18    Transaction                                        588.8     587.7     670.8     621.3     626.3     650.9     630.8     603.3         588.8     623.3     618.2     600.5
  19    Nontransaction                                   2,934.2   3,060.3   3,111.5   3,113.2   3,143.2   3,165.5   3,156.0   3,186.3       3,199.3   3,180.1   3,162.4   3,204.8
  20       Large time                                      573.5     568.3     566.9     570.0     566.2     555.4     546.8     554.0         553.6     552.2     557.4     553.9
  21       Other                                         2,360.7   2,492.0   2,544.6   2,543.3   2,576.9   2,610.1   2,609.2   2,632.3       2,645.7   2,628.0   2,605.0   2,650.9

  22  Borrowings                                         1,017.3   1,000.5   1,059.7   1,054.5   1,033.2   1,032.9   1,049.0   1,032.7       1,029.4   1,032.5   1,025.2   1,003.0
  23    From banks in the U.S.                             377.3     369.7     403.9     394.6     379.4     383.4     385.9     379.1         381.5     377.7     375.4     368.8
  24    From others                                        640.0     630.8     655.8     659.9     653.8     649.5     663.1     653.7         647.9     654.8     649.8     634.2

  25  Net due to related foreign offices                   217.4     206.1     188.0     194.2     193.8     197.6     187.4     176.6         176.4     184.2     171.1     171.1

  26  Other liabilities                                    275.1     272.2     320.3     296.2     331.8     286.9     271.7     267.3         270.0     265.4     270.2     255.3

  27  TOTAL LIABILITIES                                  5,032.8   5,126.8   5,350.2   5,279.5   5,328.2   5,333.8   5,294.9   5,266.2       5,264.0   5,285.5   5,247.0   5,234.7

  28  Residual (assets less liabilities) (8)               412.4     439.1     441.6     458.2     434.0     445.1     441.2     440.5         438.9     439.0     439.5     461.8






      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                      March 15, 2002


               Account                                    2001      2001      2001      2001      2001      2001      2002      2002                      Week ending
                                                           Feb       Aug       Sep       Oct       Nov       Dec       Jan       Feb         Feb 13    Feb 20    Feb 27     Mar 6 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        2,598.5   2,623.7   2,690.6   2,631.8   2,633.2   2,598.9   2,573.9   2,579.1       2,582.0   2,573.9   2,575.8   2,562.6

  2     Securities in bank credit                          597.6     629.4     640.7     648.2     652.9     635.7     636.2     636.0         630.9     635.5     641.9     636.2
  3        Treasury and Agency securities (2)              354.8     359.5     362.6     363.2     366.0     377.1     363.9     360.8         358.2     360.1     362.2     361.6
  3a         Trading account                                37.5      36.3      37.9      35.8      40.4      34.1      32.7      33.8          34.1      34.7      31.9      32.2
  3b         Investment account                            317.3     323.3     324.6     327.4     325.6     343.1     331.2     327.0         324.0     325.4     330.3     329.4
  4        Other securities                                242.8     269.9     278.1     284.9     286.8     258.6     272.3     275.2         272.7     275.4     279.6     274.6
  4a         Trading account                               129.3     153.1     161.0     165.8     165.1     128.0     128.2     130.2         126.7     130.1     136.3     130.8
  4b         Investment account                            113.5     116.8     117.1     119.1     121.7     130.6     144.1     145.0         146.0     145.3     143.3     143.8
  4c           State and local government                   27.6      27.6      27.5      26.8      27.1      26.9      27.5      28.1          28.1      28.1      28.3      28.0
  4d           Other                                        85.9      89.2      89.6      92.3      94.6     103.7     116.6     116.9         117.9     117.2     115.0     115.8

  5     Loans and leases in bank credit (3)              2,001.0   1,994.2   2,050.0   1,983.7   1,980.3   1,963.2   1,937.7   1,943.1       1,951.1   1,938.4   1,933.9   1,926.4
  6        Commercial and industrial                       596.1     557.2     561.2     545.6     535.0     523.8     517.2     519.4         518.9     520.9     518.9     516.9
  7        Real estate                                     835.4     846.1     845.9     842.8     852.9     855.8     846.2     848.3         852.9     847.5     841.5     842.7
  8          Revolving home equity                          83.6      87.6      89.4      92.3      93.9      95.9      98.8     101.2         101.1     101.3     101.7     102.9
  9          Other                                         751.8     758.4     756.6     750.5     759.0     760.0     747.4     747.1         751.8     746.2     739.7     739.8
  10       Consumer                                        247.5     251.5     253.2     242.8     245.2     245.7     238.5     245.6         245.3     246.2     246.0     242.6
  11       Security (4)                                     55.5      78.1      94.0      69.8      66.3      59.6      65.4      67.5          67.8      64.1      68.6      67.6
  11a        Fed funds and RPs with broker/dealer           39.5      63.5      66.2      56.4      52.3      45.6      52.5      55.1          55.5      52.1      55.5      56.1
  11b        Other                                          16.0      14.5      27.8      13.4      14.0      14.0      12.8      12.4          12.3      11.9      13.2      11.5
  12a      State and local government                       12.9      14.2      14.4      15.3      15.7      14.9      14.6      14.6          14.6      14.6      14.6      14.6
  12b      Agricultural                                     10.3       9.5       9.2       9.2       9.4       9.3       9.4       9.5           9.6       9.6       9.5       9.6
  12c      Fed funds and RPs with others                    26.4      31.9      32.6      28.8      30.6      29.3      27.9      24.0          24.9      22.5      24.0      20.5
  12d      All other loans                                  85.8      75.6     109.1     104.3     100.4      94.1      85.6      81.5          84.0      80.7      78.4      79.2
  12e      Lease financing receivables                     130.9     130.3     130.2     125.0     125.0     130.5     132.9     132.7         133.1     132.3     132.5     132.6

  13  Interbank loans                                      143.8     150.9     207.3     175.8     152.8     165.8     165.9     151.9         154.1     156.2     148.6     138.3
  13a   Fed funds and RPs with banks                        73.0      80.5     131.5      94.3      90.1      96.3      90.7      79.0          80.9      84.5      76.4      68.5
  13b   Other                                               70.8      70.4      75.8      81.5      62.7      69.5      75.2      72.9          73.1      71.7      72.2      69.8

  14  Cash assets (5)                                      139.0     140.7     174.8     155.3     151.2     146.9     144.2     141.8         131.2     149.5     141.6     150.5

  15  Other assets (6)                                     271.1     283.3     308.8     324.2     322.1     311.5     313.8     310.0         319.8     308.7     297.4     286.2

  16  TOTAL ASSETS (7)                                   3,114.5   3,160.4   3,343.4   3,247.7   3,219.6   3,181.7   3,154.6   3,138.9       3,142.7   3,144.6   3,119.9   3,093.7



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                          March 15, 2002


               Account                                    2001      2001      2001      2001      2001      2001      2002      2002                      Week ending
                                                           Feb       Aug       Sep       Oct       Nov       Dec       Jan       Feb         Feb 13    Feb 20    Feb 27     Mar 6 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

            L I A B I L I T I E S

  17  Deposits                                           1,693.3   1,754.9   1,860.2   1,792.5   1,792.7   1,798.5   1,788.4   1,786.5       1,783.9   1,791.2   1,783.0   1,794.1
  18    Transaction                                        301.0     304.5     376.2     323.6     320.9     321.6     315.0     307.5         303.1     315.2     312.6     294.5
  19    Nontransaction                                   1,392.3   1,450.4   1,484.1   1,468.9   1,471.8   1,477.0   1,473.3   1,479.0       1,480.7   1,476.0   1,470.3   1,499.6
  20       Large time                                      266.6     264.9     265.0     260.7     251.9     246.9     241.0     248.5         245.1     248.0     254.3     249.8
  21       Other                                         1,125.7   1,185.5   1,219.1   1,208.2   1,220.0   1,230.1   1,232.4   1,230.5       1,235.6   1,228.0   1,216.0   1,249.8

  22  Borrowings                                           676.1     678.3     709.6     692.1     658.2     657.5     652.3     655.4         651.1     654.6     652.6     633.2
  23    From banks in the U.S.                             216.6     226.5     257.6     233.6     212.6     215.0     208.7     205.4         208.2     201.7     202.4     199.2
  24    From others                                        459.5     451.7     452.0     458.5     445.7     442.4     443.7     450.0         442.9     452.9     450.2     434.0

  25  Net due to related foreign offices                   198.0     190.3     178.0     184.6     181.7     187.3     177.9     163.6         165.6     168.2     156.7     160.2

  26  Other liabilities                                    222.1     211.3     258.6     231.9     264.1     220.5     201.2     193.2         198.1     190.1     194.4     180.9

  27  TOTAL LIABILITIES                                  2,789.5   2,834.7   3,006.5   2,901.2   2,896.7   2,863.8   2,819.9   2,798.7       2,798.7   2,804.0   2,786.6   2,768.4

  28  Residual (assets less liabilities) (8)               325.1     325.6     336.9     346.5     322.8     318.0     334.7     340.2         344.0     340.6     333.3     325.3



      -------------------------------------------------

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H.8 (510)                                                                                                                                                                   Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                  March 15, 2002


               Account                                    2001      2001      2001      2001      2001      2001      2002      2002                      Week ending
                                                           Feb       Aug       Sep       Oct       Nov       Dec       Jan       Feb         Feb 13    Feb 20    Feb 27     Mar 6 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        2,601.4   2,609.5   2,681.1   2,635.0   2,649.9   2,621.3   2,585.4   2,581.9       2,585.0   2,575.0   2,576.9   2,571.5

  2     Securities in bank credit                          601.3     623.3     637.0     648.4     658.6     642.7     642.4     639.6         633.4     639.3     644.4     643.3
  3        Treasury and Agency securities (2)              358.5     355.6     359.7     360.7     368.2     377.5     366.8     364.4         361.1     363.5     365.6     368.6
  3a         Trading account                                37.9      35.9      37.7      35.5      40.6      34.1      32.9      34.1          34.4      35.0      32.2      32.9
  3b         Investment account                            320.6     319.7     322.0     325.2     327.6     343.3     333.8     330.3         326.7     328.6     333.4     335.8
  3c           Mortgage-backed                             221.7     241.8     247.3     257.9     256.1     269.4     259.6     245.7         244.8     243.6     243.7     245.2
  3d           Other                                        98.9      77.9      74.8      67.3      71.5      74.0      74.2      84.6          82.0      85.0      89.6      90.6
  3e             1 year or less                             32.1      20.1      20.1      18.2      27.0      26.5      24.7      29.9          27.5      30.3      34.2      35.5
  3f             Between 1 and 5 years                      37.5      33.8      34.6      31.9      30.3      35.2      36.7      43.0          42.9      43.4      43.6      41.2
  3g             More than 5 years                          29.3      24.0      20.1      17.1      14.2      12.3      12.8      11.7          11.6      11.2      11.9      13.9
  4        Other securities                                242.8     267.7     277.3     287.6     290.4     265.2     275.6     275.1         272.3     275.7     278.9     274.6
  4a         Trading account                               129.3     151.9     160.5     167.4     167.1     131.2     129.8     130.2         126.5     130.3     136.0     130.8
  4b         Investment account                            113.5     115.8     116.8     120.3     123.2     134.0     145.8     145.0         145.8     145.5     142.9     143.8
  4c           State and local government                   27.6      27.3      27.4      27.1      27.4      27.6      27.8      28.1          28.0      28.1      28.2      28.0
  4d           Other                                        85.9      88.5      89.4      93.2      95.8     106.4     118.0     116.9         117.7     117.3     114.7     115.8

  5     Loans and leases in bank credit (3)              2,000.1   1,986.2   2,044.1   1,986.6   1,991.3   1,978.6   1,943.0   1,942.3       1,951.5   1,935.7   1,932.4   1,928.2
  6        Commercial and industrial                       595.0     554.1     559.8     545.2     536.0     523.1     514.0     518.4         517.6     519.6     518.6     517.6
  7        Real estate                                     832.2     847.4     847.8     845.4     858.4     860.9     846.3     844.5         851.1     842.3     835.3     838.0
  8          Revolving home equity                          82.7      88.7      90.5      93.2      94.4      95.7      97.7     100.0          99.9     100.2     100.4     101.5
  9a         Other residential                             451.2     457.7     454.9     440.8     451.5     453.7     440.0     436.0         442.4     433.8     426.4     428.9
  9b         Commercial                                    298.3     301.0     302.4     311.4     312.6     311.5     308.6     308.5         308.8     308.3     308.5     307.6
  10       Consumer                                        249.7     250.2     251.9     240.4     243.6     247.7     241.9     248.0         248.0     248.6     247.8     243.2
  10a        Credit card and related plans                  83.1      85.1      84.6      74.3      76.5      80.1      71.5      76.6          76.3      76.8      76.9      75.9
  10f        Other                                         166.6     165.1     167.3     166.1     167.1     167.6     170.4     171.4         171.7     171.8     170.8     167.4
  11       Security (4)                                     57.3      73.6      89.1      72.9      71.0      65.5      68.4      69.6          69.2      65.5      72.2      73.3
  11a        Fed funds and RPs with broker/dealer           40.8      59.9      62.8      58.9      56.0      50.0      54.9      56.8          56.7      53.3      58.4      60.9
  11b        Other                                          16.5      13.7      26.3      14.0      15.0      15.4      13.4      12.8          12.5      12.2      13.8      12.4
  12a      State and local government                       12.9      14.2      14.4      15.3      15.7      14.9      14.6      14.6          14.6      14.6      14.6      14.6
  12b      Agricultural                                     10.2       9.6       9.3       9.3       9.4       9.3       9.5       9.4           9.5       9.4       9.4       9.4
  12c      Fed funds and RPs with others                    26.4      31.9      32.6      28.8      30.6      29.3      27.9      24.0          24.9      22.5      24.0      20.5
  12d      All other loans                                  84.1      75.7     110.3     104.6     101.7      97.1      85.5      79.9          82.1      79.6      76.9      78.1
  12e      Lease financing receivables                     132.3     129.5     128.9     124.8     124.8     130.8     134.9     134.1         134.5     133.7     133.6     133.4

  13  Interbank loans                                      142.7     145.4     199.5     168.7     153.8     170.2     167.5     151.1         154.2     154.0     148.0     141.4
  13a   Fed funds and RPs with banks                        72.5      77.6     126.5      90.5      90.7      98.8      91.6      78.6          81.0      83.3      76.1      70.1
  13b   Other                                               70.2      67.8      73.0      78.2      63.1      71.3      75.9      72.5          73.2      70.7      71.9      71.4

  14  Cash assets (5)                                      140.9     132.9     170.5     154.2     152.6     158.3     154.4     143.9         131.2     161.5     142.8     145.8

  15  Other assets (6)                                     269.3     280.6     309.0     320.2     321.6     317.1     314.9     308.2         319.0     304.2     295.4     287.9

  16  TOTAL ASSETS (7)                                   3,116.3   3,130.1   3,321.7   3,238.8   3,238.0   3,225.5   3,179.3   3,141.2       3,145.1   3,151.2   3,119.5   3,102.4

      -------------------------------------------------

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H.8 (510)                                                                                                                                                                   Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                      March 15, 2002


               Account                                    2001      2001      2001      2001      2001      2001      2002      2002                      Week ending
                                                           Feb       Aug       Sep       Oct       Nov       Dec       Jan       Feb         Feb 13    Feb 20    Feb 27     Mar 6 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

            L I A B I L I T I E S

  17  Deposits                                           1,701.1   1,739.0   1,849.0   1,785.9   1,799.9   1,817.6   1,794.5   1,795.0       1,795.1   1,803.3   1,788.1   1,806.5
  18    Transaction                                        297.9     293.4     369.8     317.9     323.4     340.6     324.3     304.4         298.9     317.3     310.0     291.3
  19    Nontransaction                                   1,403.2   1,445.5   1,479.2   1,468.0   1,476.6   1,477.1   1,470.3   1,490.6       1,496.2   1,486.0   1,478.1   1,515.3
  20       Large time                                      269.9     263.1     261.9     262.1     256.7     251.0     244.3     251.5         249.3     250.6     255.8     252.1
  21       Other                                         1,133.3   1,182.4   1,217.4   1,205.9   1,219.9   1,226.0   1,226.0   1,239.2       1,246.9   1,235.5   1,222.3   1,263.2

  22  Borrowings                                           679.8     656.6     704.3     689.8     666.6     659.6     668.5     658.5         654.6     659.0     650.2     637.3
  23    From banks in the U.S.                             221.0     218.3     247.8     228.4     213.4     216.5     214.7     209.7         212.9     206.4     205.4     204.7
  24    From others                                        458.8     438.3     456.5     461.4     453.2     443.1     453.9     448.8         441.7     452.6     444.7     432.7

  25  Net due to related foreign offices                   200.8     190.6     177.5     184.8     183.5     187.6     178.5     165.7         166.9     171.4     159.9     159.9

  26  Other liabilities                                    224.7     211.6     257.9     231.9     266.5     221.0     201.9     195.5         199.5     193.3     198.1     180.6

  27  TOTAL LIABILITIES                                  2,806.3   2,797.8   2,988.7   2,892.4   2,916.5   2,885.9   2,843.5   2,814.8       2,816.1   2,827.1   2,796.2   2,784.4

  28  Residual (assets less liabilities) (8)               310.0     332.2     333.1     346.4     321.5     339.6     335.8     326.4         329.0     324.1     323.3     318.0













      -------------------------------------------------

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H.8 (510)                                                                                                                                                                   Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                      March 15, 2002


               Account                                    2001      2001      2001      2001      2001      2001      2002      2002                      Week ending
                                                           Feb       Aug       Sep       Oct       Nov       Dec       Jan       Feb         Feb 13    Feb 20    Feb 27     Mar 6 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        2,072.3   2,127.1   2,139.8   2,181.6   2,200.6   2,221.9   2,244.2   2,249.5       2,245.2   2,254.4   2,249.2   2,251.3

  2     Securities in bank credit                          550.9     567.2     574.2     588.0     594.5     607.1     611.4     614.4         615.8     614.9     612.5     616.7
  3        Treasury and Agency securities (2)              358.4     359.8     364.9     377.8     381.5     388.4     392.2     398.1         398.5     398.1     397.7     402.7
  4        Other securities                                192.5     207.4     209.3     210.2     213.0     218.8     219.2     216.3         217.3     216.8     214.8     214.0

  5     Loans and leases in bank credit (3)              1,521.4   1,559.9   1,565.6   1,593.6   1,606.1   1,614.8   1,632.8   1,635.1       1,629.4   1,639.5   1,636.7   1,634.5
  6        Commercial and industrial                       294.2     303.1     302.1     303.4     302.6     304.0     304.5     306.7         306.3     308.0     307.0     306.4
  7        Real estate                                     823.4     852.2     859.9     875.7     881.5     888.5     896.6     902.8         901.6     904.3     903.6     904.1
  8          Revolving home equity                          47.1      51.8      52.7      55.0      55.6      57.1      58.4      59.8          59.5      60.1      60.3      60.6
  9          Other                                         776.3     800.4     807.2     820.7     825.9     831.4     838.1     842.9         842.1     844.2     843.3     843.6
  10       Consumer                                        299.1     297.1     295.9     308.9     314.8     314.7     324.7     318.2         314.2     318.7     319.0     317.3
  11       Security (4)                                      7.4       8.4       8.7       7.8       7.8       8.0       7.7       7.9           7.9       8.0       8.1       7.7
  12       Other loans and leases                           97.4      99.2      99.0      97.8      99.3      99.7      99.3      99.5          99.4     100.4      99.0      99.1

  13  Interbank loans                                       94.1     116.8     120.7     103.4     104.0     103.3      98.3     101.4         100.4     103.1     106.1      97.3

  14  Cash assets (5)                                      103.1     105.9     109.2     109.0     106.4     108.9     111.1     111.6         109.3     114.9     110.0     112.2

  15  Other assets (6)                                      95.6     120.2     127.5     131.1     129.9     132.9     134.6     142.8         144.3     141.2     141.5     162.8

  16  TOTAL ASSETS (7)                                   2,338.3   2,441.3   2,467.8   2,495.1   2,510.4   2,536.6   2,557.3   2,575.0       2,568.9   2,583.1   2,576.4   2,593.2

            L I A B I L I T I E S

  17  Deposits                                           1,820.9   1,921.9   1,939.6   1,947.2   1,956.7   1,979.3   1,992.5   1,991.7       1,991.1   1,997.3   1,990.2   1,983.7
  18    Transaction                                        295.8     297.0     301.1     303.7     299.4     299.7     304.0     304.0         296.8     310.3     313.1     308.7
  19    Nontransaction                                   1,525.2   1,624.9   1,638.5   1,643.5   1,657.3   1,679.6   1,688.5   1,687.7       1,694.3   1,686.9   1,677.1   1,675.0
  20       Large time                                      303.5     305.2     305.0     307.9     309.6     304.3     302.5     302.5         304.2     301.6     301.6     301.9
  21       Other                                         1,221.6   1,319.7   1,333.5   1,335.6   1,347.8   1,375.2   1,385.9   1,385.2       1,390.1   1,385.3   1,375.5   1,373.2

  22  Borrowings                                           337.5     343.9     355.4     364.7     366.6     373.3     380.5     374.2         374.8     373.5     375.0     365.6
  23    From banks in the U.S.                             156.3     151.5     156.1     166.3     166.0     166.9     171.2     169.3         168.6     171.3     170.0     164.1
  24    From others                                        181.2     192.5     199.2     198.5     200.6     206.4     209.3     204.9         206.2     202.3     205.1     201.5

  25  Net due to related foreign offices                    16.7      15.5      10.5       9.5      10.2      10.0       8.9      10.9           9.6      12.8      11.2      11.2

  26  Other liabilities                                     50.4      60.5      62.4      64.2      65.3      65.9      69.8      71.7          70.5      72.0      72.1      74.6

  27  TOTAL LIABILITIES                                  2,225.6   2,341.8   2,367.8   2,385.6   2,398.9   2,428.4   2,451.7   2,448.5       2,446.0   2,455.6   2,448.6   2,435.2

  28  Residual (assets less liabilities) (8)               112.8      99.5     100.0     109.5     111.6     108.2     105.6     126.5         122.8     127.6     127.8     158.0



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                  Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                  March 15, 2002


               Account                                    2001      2001      2001      2001      2001      2001      2002      2002                      Week ending
                                                           Feb       Aug       Sep       Oct       Nov       Dec       Jan       Feb         Feb 13    Feb 20    Feb 27     Mar 6 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        2,061.2   2,130.4   2,145.5   2,183.5   2,201.8   2,226.5   2,239.9   2,238.1       2,234.1   2,240.4   2,238.5   2,243.0

  2     Securities in bank credit                          549.0     566.5     574.0     585.7     592.7     606.2     610.8     612.3         613.8     612.0     610.8     616.1
  3        Treasury and Agency securities (2)              356.5     359.2     364.7     375.4     379.7     387.4     391.6     396.0         396.4     395.2     396.0     402.1
  4        Other securities                                192.5     207.4     209.3     210.2     213.0     218.8     219.2     216.3         217.3     216.8     214.8     214.0

  5     Loans and leases in bank credit (3)              1,512.3   1,563.8   1,571.4   1,597.8   1,609.1   1,620.4   1,629.1   1,625.8       1,620.3   1,628.4   1,627.7   1,627.0
  6        Commercial and industrial                       292.5     301.4     300.6     303.1     301.9     304.8     303.5     304.9         304.2     305.8     305.5     305.1
  7        Real estate                                     820.1     853.9     861.7     876.8     881.9     888.6     894.8     899.3         898.3     900.0     900.5     901.4
  8          Revolving home equity                          47.0      51.5      52.9      55.3      55.9      57.3      58.4      59.7          59.4      59.8      60.1      60.4
  9          Other                                         773.2     802.4     808.8     821.5     826.1     831.3     836.4     839.6         839.0     840.2     840.4     841.0
  10       Consumer                                        297.5     299.4     299.5     311.1     316.9     318.4     325.6     316.7         313.0     317.1     317.0     313.8
  10a        Credit card and related plans                 129.6     133.0     132.6     142.5     149.5     152.5     157.9     148.8         144.1     149.7     150.7     147.5
  10h        Other                                         168.0     166.4     166.9     168.6     167.4     166.0     167.7     167.9         168.9     167.4     166.3     166.3
  11       Security (4)                                      7.4       8.2       8.5       7.9       8.2       8.2       7.6       7.9           7.9       7.9       8.1       8.2
  12       Other loans and leases                           94.8     100.9     101.1      99.0     100.1     100.3      97.5      97.0          96.9      97.6      96.6      98.3

  13  Interbank loans                                       97.0     111.0     116.6     104.5     111.3     108.9      98.9     104.6         104.2     104.0     108.2     109.3

  14  Cash assets (5)                                      102.0     103.1     109.9     109.7     111.8     115.4     114.3     110.3         105.5     118.2     109.3     109.3

  15  Other assets (6)                                      95.6     120.2     127.5     131.1     129.9     132.9     134.6     142.8         144.3     141.2     141.5     162.8

  16  TOTAL ASSETS (7)                                   2,328.9   2,435.9   2,470.0   2,498.8   2,524.2   2,553.4   2,556.8   2,565.5       2,557.8   2,573.3   2,567.1   2,594.1

            L I A B I L I T I E S

  17  Deposits                                           1,821.9   1,909.0   1,933.3   1,948.6   1,969.6   1,998.8   1,992.2   1,994.6       1,993.0   2,000.1   1,992.5   1,998.8
  18    Transaction                                        290.9     294.2     301.0     303.4     303.0     310.3     306.6     298.9         290.0     306.0     308.2     309.2
  19    Nontransaction                                   1,531.0   1,614.8   1,632.2   1,645.2   1,666.6   1,688.4   1,685.7   1,695.7       1,703.1   1,694.1   1,684.3   1,689.6
  20       Large time                                      303.5     305.2     305.0     307.9     309.6     304.3     302.5     302.5         304.2     301.6     301.6     301.9
  21       Other                                         1,227.5   1,309.6   1,327.2   1,337.3   1,357.0   1,384.1   1,383.1   1,393.2       1,398.9   1,392.5   1,382.7   1,387.7

  22  Borrowings                                           337.5     343.9     355.4     364.7     366.6     373.3     380.5     374.2         374.8     373.5     375.0     365.6
  23    From banks in the U.S.                             156.3     151.5     156.1     166.3     166.0     166.9     171.2     169.3         168.6     171.3     170.0     164.1
  24    From others                                        181.2     192.5     199.2     198.5     200.6     206.4     209.3     204.9         206.2     202.3     205.1     201.5

  25  Net due to related foreign offices                    16.7      15.5      10.5       9.5      10.2      10.0       8.9      10.9           9.6      12.8      11.2      11.2

  26  Other liabilities                                     50.4      60.5      62.4      64.2      65.3      65.9      69.8      71.7          70.5      72.0      72.1      74.6

  27  TOTAL LIABILITIES                                  2,226.5   2,328.9   2,361.5   2,387.1   2,411.7   2,447.9   2,451.4   2,451.4       2,447.9   2,458.4   2,450.9   2,450.3

  28  Residual (assets less liabilities) (8)               102.4     106.9     108.6     111.7     112.5     105.5     105.4     114.1         109.9     114.9     116.2     143.8




      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                  Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                            March 15, 2002


               Account                                    2001      2001      2001      2001      2001      2001      2002      2002                      Week ending
                                                           Feb       Aug       Sep       Oct       Nov       Dec       Jan       Feb         Feb 13    Feb 20    Feb 27     Mar 6 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                          614.1     599.0     595.2     587.0     593.6     585.0     577.1     579.6         576.1     584.1     585.5     579.0

  2     Securities in bank credit                          205.1     223.8     225.3     228.2     230.6     228.8     222.6     219.2         218.6     217.2     222.5     217.0
  3        Treasury and Agency securities (2)               63.0      49.1      51.7      56.2      59.4      57.5      53.5      48.8          48.8      47.4      50.1      50.5
  4        Other securities                                142.1     174.7     173.6     172.0     171.2     171.3     169.1     170.5         169.9     169.8     172.4     166.5

  5     Loans and leases in bank credit (3)                409.0     375.2     369.9     358.8     363.0     356.2     354.5     360.4         357.5     366.9     363.0     362.0
  6        Commercial and industrial                       216.7     204.8     204.9     199.6     199.7     195.3     192.4     197.1         194.6     198.8     199.4     197.6
  7        Real estate                                      18.2      18.4      18.7      18.7      18.9      19.0      19.0      18.7          18.7      18.7      18.8      18.6
  11       Security (4)                                    106.4      84.7      79.0      72.3      76.5      73.7      74.5      73.9          74.1      78.0      73.1      74.6
  12       Other loans and leases                           67.7      67.3      67.3      68.2      67.9      68.3      68.6      70.6          70.0      71.3      71.7      71.2

  13  Interbank loans                                       27.8      20.2      26.0      23.9      25.4      21.0      26.5      21.0          20.5      18.5      18.6      27.3

  14  Cash assets (5)                                       41.4      36.8      44.8      38.5      36.8      36.4      36.3      37.4          36.2      38.1      37.9      37.6

  15  Other assets (6)                                      35.6      30.1      33.5      32.3      34.2      30.9      32.5      31.4          32.2      30.2      31.2      28.4

  16  TOTAL ASSETS (7)                                     718.5     685.7     699.0     681.3     689.7     673.0     672.0     669.1         664.5     670.4     672.8     671.8

            L I A B I L I T I E S

  17  Deposits                                             382.3     407.0     409.4     421.7     428.4     435.4     454.2     456.7         459.1     451.7     452.4     453.8
  18    Transaction                                         10.5       9.5      12.3      10.8      10.7      11.1      11.0      10.7          11.1      10.4      11.1      10.7
  19    Nontransaction                                     371.9     397.4     397.1     411.0     417.7     424.3     443.2     446.0         448.0     441.2     441.3     443.1

  22  Borrowings                                           238.0     210.6     221.8     208.4     213.0     202.6     187.0     189.1         193.4     188.8     191.0     196.8
  23    From banks in the U.S.                              23.4      20.6      30.5      23.9      24.2      24.5      22.0      22.6          29.1      19.7      22.1      24.0
  24    From others                                        214.6     190.0     191.2     184.5     188.7     178.1     165.0     166.5         164.3     169.0     168.9     172.8

  25  Net due to related foreign offices                     4.9     -12.8     -19.1     -17.2     -30.7     -49.7     -58.1     -67.2         -78.0     -61.2     -59.9     -64.3

  26  Other liabilities                                     81.2      76.0      78.4      74.3      77.0      74.6      76.0      74.7          76.3      72.4      73.5      66.2

  27  TOTAL LIABILITIES                                    706.3     680.8     690.5     687.3     687.7     662.9     659.0     653.3         650.8     651.6     657.0     652.6

  28  Residual (assets less liabilities) (8)                12.2       4.9       8.5      -6.0       2.0      10.1      12.9      15.8          13.7      18.8      15.8      19.2



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                  Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                        March 15, 2002


               Account                                    2001      2001      2001      2001      2001      2001      2002      2002                      Week ending
                                                           Feb       Aug       Sep       Oct       Nov       Dec       Jan       Feb         Feb 13    Feb 20    Feb 27     Mar 6 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                          617.3     592.6     593.4     589.9     596.5     594.6     583.6     581.8         579.9     582.8     588.1     578.3

  2     Securities in bank credit (2)                      205.1     223.8     225.3     228.2     230.6     228.8     222.6     219.2         218.6     217.2     222.5     217.0
  3        Treasury and Agency securities                   63.0      49.1      51.7      56.2      59.4      57.5      53.5      48.8          48.8      47.4      50.1      50.5
  3a         Trading account                                10.0      11.7      13.1      14.3      13.4      12.4      11.5      10.9          11.5      10.6      10.5      11.1
  3b         Investment account                             53.0      37.4      38.6      41.9      46.0      45.1      42.0      37.8          37.3      36.8      39.6      39.4
  4        Other securities                                142.1     174.7     173.6     172.0     171.2     171.3     169.1     170.5         169.9     169.8     172.4     166.5
  4a         Trading account                                95.6     109.4     108.5     107.4     108.1     108.1     103.4     100.9          99.7     100.3     103.5      97.3
  4b         Investment account                             46.4      65.4      65.1      64.5      63.1      63.2      65.8      69.5          70.2      69.5      68.9      69.1

  5     Loans and leases in bank credit (3)                412.2     368.7     368.2     361.7     365.8     365.9     360.9     362.6         361.2     365.6     365.6     361.3
  6        Commercial and industrial                       218.9     203.5     204.5     199.8     200.4     197.6     194.0     199.1         197.2     200.9     201.4     199.1
  7        Real estate                                      18.2      18.4      18.7      18.7      18.9      19.0      19.0      18.7          18.7      18.7      18.8      18.6
  11       Security (4)                                    107.4      80.8      77.8      75.5      78.1      78.4      78.3      74.1          75.0      75.2      73.9      72.2
  12       Other loans and leases                           67.8      66.0      67.1      67.7      68.5      70.8      69.7      70.7          70.3      70.9      71.4      71.5

  13  Interbank loans                                       27.8      20.2      26.0      23.9      25.4      21.0      26.5      21.0          20.5      18.5      18.6      27.3

  14  Cash assets (5)                                       41.5      35.6      43.8      39.2      38.9      39.0      38.7      37.7          36.9      38.2      37.5      36.6

  15  Other assets (6)                                      36.6      29.8      33.2      31.8      34.2      32.4      33.7      32.2          33.2      30.5      31.8      29.6

  16  TOTAL ASSETS (7)                                     722.8     677.8     696.0     684.4     694.6     686.7     682.0     672.4         670.0     669.7     675.7     671.3

            L I A B I L I T I E S

  17  Deposits                                             390.5     395.1     401.4     414.3     431.7     448.5     466.8     466.8         469.7     459.9     462.9     458.8
  18    Transaction                                         10.2       9.5      12.6      10.9      10.9      11.8      11.2      10.5          10.8      10.4      10.8      10.3
  19    Nontransaction                                     380.3     385.6     388.7     403.4     420.8     436.7     455.6     456.2         458.9     449.5     452.1     448.6

  22  Borrowings                                           238.0     210.6     221.8     208.4     213.0     202.6     187.0     189.1         193.4     188.8     191.0     196.8
  23    From banks in the U.S.                              23.4      20.6      30.5      23.9      24.2      24.5      22.0      22.6          29.1      19.7      22.1      24.0
  24    From others                                        214.6     190.0     191.2     184.5     188.7     178.1     165.0     166.5         164.3     169.0     168.9     172.8

  25  Net due to related foreign offices                     8.1     -14.1     -16.6     -16.8     -30.6     -44.6     -54.6     -64.1         -74.7     -57.2     -58.5     -58.5

  26  Other liabilities                                     82.7      75.5      79.5      74.5      77.0      76.6      77.4      76.0          77.7      74.0      74.1      68.3

  27  TOTAL LIABILITIES                                    719.3     667.2     686.1     680.4     691.1     683.1     676.6     667.8         666.1     665.5     669.5     665.5

  28  Residual (assets less liabilities) (8)                 3.5      10.7       9.9       4.1       3.5       3.6       5.4       4.6           4.0       4.2       6.2       5.9







      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                  Page 13
MEMO ITEMS
Not seasonally adjusted, billions of dollars                                                                                                                        March 15, 2002


               Account                                    2001      2001      2001      2001      2001      2001      2002      2002                      Week ending
                                                           Feb       Aug       Sep       Oct       Nov       Dec       Jan       Feb         Feb 13    Feb 20    Feb 27     Mar 6 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

      LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers

  29  Reval. gains on off-bal. sheet items (9)              77.8      89.8      98.0     100.8     104.3      80.6      86.3      81.7          77.3      81.7      85.9      81.7

  30  Reval. losses on off-bal. sheet items (9)             81.0      78.4      84.8      86.0      86.5      68.4      66.5      59.4          56.0      58.8      63.2      57.8

  31  Mortgage-backed securities (10)                      244.3     266.6     272.2     281.7     282.2     303.4     300.9     285.0         284.9     283.8     280.5     282.2
  31a   Pass-through                                       176.6     203.2     208.8     212.9     196.9     200.8     202.0     189.2         188.7     188.2     186.5     188.9
  31b   CMO, REMIC, and other                               67.7      63.4      63.4      68.9      85.4     102.6      98.9      95.8          96.2      95.5      94.0      93.4

  32  Net unrealized gains (losses) on    
        available-for-sale securities (11)                   5.6       5.1       7.3       9.0       9.6       4.6       2.8       4.3           3.8       4.4       4.8       5.4

  33  Offshore credit to U.S. residents (12)                22.7      19.6      20.2      20.0      19.2      19.1      19.4      19.7          19.7      19.7      19.9      19.9

  34  Securitized consumer loans (13)                       78.3      96.3      97.1      97.8      99.3      99.4      94.7      92.8          92.9      92.8      92.6      93.8
  34a   Credit card and related plans                       68.6      86.2      87.2      87.8      88.3      88.7      84.3      82.6          82.7      82.7      82.4      81.8
  34b   Other                                                9.8      10.2      10.0       9.9      11.0      10.7      10.4      10.3          10.2      10.2      10.1      12.0

  35  Securitized business loans (13)                       13.7      20.8      20.9      21.1      20.6      19.7      19.4      19.4          19.8      19.2      18.8      18.9


      SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers

  31  Mortgage-backed securities (10)                      211.1     245.5     251.4     256.7     262.1     267.0     268.7     271.2         272.5     270.8     270.3     273.4

  34  Securitized consumer loans (13)                      233.8     228.2     231.3     234.9     237.8     243.3     250.7     245.1         246.4     243.7     244.7     243.6
  34a   Credit card and related plans                      225.6     220.4     223.6     227.4     229.9     235.6     243.3     238.0         239.3     236.6     237.6     236.6
  34b   Other                                                8.2       7.8       7.7       7.5       7.9       7.7       7.5       7.1           7.2       7.1       7.1       7.0


      FOREIGN-RELATED INSTITUTIONS

  29  Reval. gains on off-bal. sheet items (9)              53.8      55.1      54.9      56.4      55.6      55.3      52.6      53.0          53.2      52.3      53.2      49.6

  30  Reval. losses on off-bal. sheet items (9)             51.4      51.1      50.5      48.8      48.7      49.4      49.5      49.3          49.6      48.7      49.0      43.9

  35  Securitized business loans (13)                       35.7      26.6      26.6      27.1      26.4      25.1      25.2      24.8          25.4      24.3      24.2      24.3











      -------------------------------------------------

  Footnotes appear on page 14.




  H.8 (510)       Footnotes                                                                                                                                                Page 14
                                                                                                                                                                    March 15, 2002

  Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov).  For information about individual copies or subscriptions,
  contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886).  For paid electronic access to current and historical data, call STAT-USA at
  1-800-782-8872 or 202-482-1986.


  1.  Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of
      condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations
      (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks
      constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are
      adjusted for breaks caused by reclassifications of assets and liabilities.
      The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for
      mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the
      bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from
      call reports, and a ratio procedure is used to adjust past levels.
  2.  Treasury securities are liabilities of the U.S. Treasury.  Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.
  3.  Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13.
  4.  Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities.
  5.  Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  6.  Excludes the due-from position with related foreign offices, which is included in line 25.
  7.  Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items.
  8.  This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences
      in the seasonal patterns estimated for total assets and total liabilities.
  9.  Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB
      Interpretation No. 39.
  10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities.
  11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data
      shown are restated to include an estimate of these tax effects.
  12. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to entities other than nonfinancial businesses.
  13. Total amount outstanding.


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Last update: March 15, 2002