H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars March 29, 2002 Account 2001 2001 2001 2001 2001 2001 2002 2002 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 27 Mar 6 Mar 13 Mar 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 5,284.9 5,349.9 5,425.8 5,400.6 5,427.5 5,405.4 5,394.7 5,407.7 5,409.9 5,390.3 5,377.7 5,392.9 2 Securities in bank credit 1,353.6 1,420.5 1,440.3 1,464.6 1,478.1 1,471.4 1,469.9 1,469.5 1,476.8 1,470.0 1,453.5 1,470.4 3 Treasury and Agency securities (2) 776.2 768.5 779.3 797.8 807.5 823.2 809.5 807.7 810.2 814.8 810.6 824.3 4 Other securities 577.4 652.0 661.0 666.9 670.6 648.2 660.4 661.8 666.5 655.2 643.0 646.1 5 Loans and leases in bank credit (3) 3,931.4 3,929.3 3,985.5 3,936.0 3,949.4 3,934.0 3,924.8 3,938.2 3,933.1 3,920.3 3,924.1 3,922.5 6 Commercial and industrial 1,106.6 1,064.7 1,067.8 1,047.9 1,036.6 1,022.3 1,013.2 1,022.2 1,024.2 1,020.6 1,019.2 1,023.3 7 Real estate 1,677.6 1,717.2 1,725.2 1,738.2 1,754.3 1,764.3 1,762.7 1,770.8 1,764.8 1,766.1 1,765.6 1,765.1 8 Revolving home equity 130.8 139.4 142.1 147.3 149.5 152.9 157.2 161.0 162.0 163.5 164.5 165.1 9 Other 1,546.8 1,577.8 1,583.1 1,590.9 1,604.9 1,611.4 1,605.5 1,609.8 1,602.8 1,602.7 1,601.1 1,599.9 10 Consumer 546.1 548.1 548.7 551.1 559.3 559.7 562.6 563.3 564.2 560.4 558.1 562.9 11 Security (4) 169.3 171.1 181.7 149.9 150.7 141.3 147.6 149.3 149.8 150.0 153.5 147.5 12 Other loans and leases 431.7 428.2 462.2 448.9 448.6 446.5 438.7 432.6 430.1 423.1 427.8 423.8 13 Interbank loans 265.7 287.9 354.0 303.1 282.4 290.3 290.8 274.4 273.5 262.9 265.0 262.6 14 Cash assets (5) 283.5 283.4 328.8 302.8 294.5 292.1 291.6 290.8 289.5 299.2 282.1 293.5 15 Other assets (6) 402.4 433.6 469.7 487.4 485.8 475.8 482.2 483.6 469.7 461.7 467.0 480.3 16 TOTAL ASSETS (7) 6,171.3 6,287.5 6,510.3 6,424.0 6,419.6 6,391.4 6,384.7 6,381.8 6,368.2 6,339.6 6,317.0 6,353.0 L I A B I L I T I E S 17 Deposits 3,896.6 4,083.8 4,210.1 4,168.4 4,184.5 4,219.7 4,241.4 4,240.8 4,231.5 4,253.6 4,264.2 4,271.2 18 Transaction 607.2 611.1 689.6 638.2 631.1 632.3 629.9 621.6 636.9 598.6 606.1 618.1 19 Nontransaction 3,289.3 3,472.7 3,520.6 3,530.1 3,553.4 3,587.4 3,611.5 3,619.2 3,594.6 3,655.0 3,658.1 3,653.1 20 Large time 939.8 965.1 964.6 977.0 976.9 973.4 984.4 994.8 995.0 993.2 996.9 1,006.0 21 Other 2,349.5 2,507.7 2,556.0 2,553.2 2,576.5 2,614.0 2,627.0 2,624.4 2,599.6 2,661.8 2,661.2 2,647.0 22 Borrowings 1,251.5 1,232.8 1,287.1 1,265.4 1,237.8 1,233.3 1,219.7 1,218.3 1,218.3 1,194.7 1,169.5 1,188.0 23 From banks in the U.S. 396.3 401.7 447.7 426.7 405.9 409.9 405.6 401.4 398.2 392.7 385.7 386.7 24 From others 855.3 831.1 839.4 838.7 831.9 823.3 814.1 817.0 820.0 802.0 783.8 801.3 25 Net due to related foreign offices 219.5 192.9 169.5 176.9 161.2 147.6 128.8 107.3 108.0 109.0 109.5 111.6 26 Other liabilities 353.7 347.8 399.4 370.5 406.3 361.0 347.3 339.6 339.8 314.7 316.5 314.8 27 TOTAL LIABILITIES 5,721.3 5,857.3 6,066.1 5,981.1 5,989.9 5,961.5 5,937.2 5,906.0 5,897.6 5,872.1 5,859.8 5,885.7 28 Residual (assets less liabilities) (8) 450.0 430.2 444.2 442.9 429.7 429.8 447.5 475.8 470.6 467.5 457.2 467.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars March 29, 2002 Account 2001 2001 2001 2001 2001 2001 2002 2002 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 27 Mar 6 Mar 13 Mar 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 5,279.9 5,332.5 5,420.2 5,408.6 5,448.2 5,442.1 5,408.3 5,401.4 5,402.9 5,390.3 5,370.3 5,380.9 2 Securities in bank credit 1,355.4 1,413.7 1,436.5 1,462.4 1,482.0 1,477.4 1,475.4 1,471.0 1,477.6 1,476.4 1,461.0 1,473.0 3 Treasury and Agency securities (2) 778.0 763.9 776.3 792.9 807.9 822.6 811.7 809.2 811.9 821.2 817.3 830.2 4 Other securities 577.4 649.8 660.2 669.6 674.1 654.8 663.7 661.8 665.8 655.2 643.8 642.8 5 Loans and leases in bank credit (3) 3,924.6 3,918.8 3,983.7 3,946.2 3,966.2 3,964.7 3,932.9 3,930.3 3,925.3 3,913.9 3,909.3 3,907.9 6 Commercial and industrial 1,105.9 1,058.5 1,064.5 1,047.4 1,037.6 1,024.7 1,010.7 1,021.3 1,024.3 1,021.6 1,018.0 1,026.2 7 Real estate 1,671.1 1,720.4 1,728.8 1,741.9 1,760.3 1,769.4 1,761.1 1,763.4 1,755.6 1,758.8 1,759.2 1,756.3 8 Revolving home equity 129.7 140.2 143.4 148.5 150.2 153.0 156.2 159.6 160.5 161.9 162.7 163.1 9 Other 1,541.4 1,580.2 1,585.4 1,593.4 1,610.0 1,616.4 1,604.9 1,603.8 1,595.1 1,596.9 1,596.4 1,593.2 10 Consumer 546.8 549.2 550.9 550.8 559.8 565.5 566.9 564.1 564.1 557.6 554.4 559.0 10a Credit card and related plans 212.7 218.3 217.4 216.5 225.6 232.3 229.3 225.3 227.3 223.1 219.3 223.6 10b Other 334.1 330.9 333.6 334.3 334.1 333.2 337.6 338.8 336.9 334.5 335.1 335.4 11 Security (4) 172.1 162.6 175.5 156.2 157.3 152.1 154.3 151.6 154.3 153.7 154.3 146.8 12 Other loans and leases 428.7 428.1 464.0 449.8 451.2 453.0 439.9 429.8 426.9 422.2 423.3 419.6 13 Interbank loans 267.5 276.6 342.1 297.1 290.7 300.3 293.1 276.8 275.0 278.0 273.3 265.7 14 Cash assets (5) 284.4 271.6 324.1 303.1 303.2 312.7 307.3 291.9 289.6 290.6 273.5 279.4 15 Other assets (6) 401.5 430.7 469.6 482.9 485.4 482.9 484.4 482.7 468.3 464.6 465.9 478.1 16 TOTAL ASSETS (7) 6,168.1 6,243.8 6,487.9 6,422.0 6,456.7 6,465.7 6,418.9 6,378.0 6,361.4 6,348.7 6,308.0 6,327.7 L I A B I L I T I E S 17 Deposits 3,913.6 4,043.1 4,184.6 4,155.8 4,207.9 4,271.4 4,260.0 4,262.3 4,249.5 4,286.4 4,279.8 4,269.6 18 Transaction 599.1 597.2 683.5 632.4 637.3 662.7 641.9 613.2 629.1 595.4 600.0 605.5 19 Nontransaction 3,314.5 3,445.9 3,501.1 3,523.4 3,570.6 3,608.7 3,618.0 3,649.1 3,620.4 3,691.0 3,679.7 3,664.2 20 Large time 951.5 951.5 953.2 970.8 984.8 989.8 1,000.1 1,008.0 1,007.3 1,000.9 1,001.3 1,009.1 21 Other 2,363.0 2,494.4 2,547.9 2,552.6 2,585.8 2,618.9 2,617.9 2,641.1 2,613.2 2,690.1 2,678.4 2,655.1 22 Borrowings 1,255.2 1,211.1 1,281.7 1,262.9 1,246.1 1,235.4 1,236.0 1,221.6 1,216.0 1,199.0 1,168.3 1,192.6 23 From banks in the U.S. 400.7 393.3 437.8 421.4 406.8 411.4 411.7 405.8 401.4 398.3 389.3 391.1 24 From others 854.5 817.8 843.8 841.5 839.4 824.0 824.2 815.8 814.6 800.7 779.0 801.6 25 Net due to related foreign offices 225.6 192.0 171.4 177.4 163.1 152.9 132.8 112.6 112.6 114.6 108.8 106.9 26 Other liabilities 357.8 347.6 399.8 370.7 408.8 363.6 349.4 343.2 344.0 316.5 315.7 311.4 27 TOTAL LIABILITIES 5,752.1 5,793.9 6,037.5 5,966.8 6,025.9 6,023.3 5,978.1 5,939.7 5,922.1 5,916.5 5,872.5 5,880.6 28 Residual (assets less liabilities) (8) 416.0 449.9 450.5 455.3 430.8 442.3 440.8 438.3 439.3 432.2 435.5 447.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars March 29, 2002 Account 2001 2001 2001 2001 2001 2001 2002 2002 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 27 Mar 6 Mar 13 Mar 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,670.8 4,750.9 4,830.6 4,813.7 4,833.9 4,820.4 4,817.6 4,828.1 4,824.4 4,810.7 4,795.7 4,812.2 2 Securities in bank credit 1,148.5 1,196.7 1,215.0 1,236.5 1,247.5 1,242.6 1,247.3 1,250.3 1,254.2 1,252.8 1,237.7 1,257.7 3 Treasury and Agency securities (2) 713.2 719.4 727.6 741.5 748.1 765.8 756.1 759.0 760.2 764.4 760.4 774.8 4 Other securities 435.3 477.3 487.4 494.9 499.4 476.8 491.1 491.2 494.0 488.4 477.3 482.9 5 Loans and leases in bank credit (3) 3,522.3 3,554.2 3,615.6 3,577.2 3,586.4 3,577.8 3,570.4 3,577.8 3,570.2 3,557.9 3,558.0 3,554.5 6 Commercial and industrial 889.9 859.9 862.9 848.3 836.8 827.0 820.9 825.1 824.8 822.8 819.2 818.0 7 Real estate 1,659.4 1,698.8 1,706.5 1,719.5 1,735.4 1,745.3 1,743.7 1,752.1 1,746.0 1,747.6 1,747.2 1,746.0 8 Revolving home equity 130.8 139.4 142.1 147.3 149.5 152.9 157.2 161.0 162.0 163.5 164.5 165.1 9 Other 1,528.6 1,559.4 1,564.4 1,572.2 1,586.0 1,592.4 1,586.5 1,591.0 1,584.0 1,584.1 1,582.7 1,580.9 10 Consumer 546.1 548.1 548.7 551.1 559.3 559.7 562.6 563.3 564.2 560.4 558.1 562.9 11 Security (4) 62.9 86.4 102.7 77.6 74.1 67.6 73.1 75.4 76.8 75.3 76.7 75.8 12 Other loans and leases 364.0 360.9 394.9 380.8 380.7 378.2 370.1 362.0 358.4 351.9 356.9 351.8 13 Interbank loans 237.9 267.7 328.0 279.2 257.0 269.2 264.3 253.4 254.9 235.6 245.3 243.4 14 Cash assets (5) 242.2 246.6 284.0 264.3 257.7 255.7 255.3 253.3 251.6 261.5 245.3 254.5 15 Other assets (6) 366.8 403.5 436.2 455.1 451.6 444.8 449.7 452.2 438.5 433.3 438.5 451.4 16 TOTAL ASSETS (7) 5,452.8 5,601.8 5,811.3 5,742.8 5,729.9 5,718.4 5,712.8 5,712.8 5,695.4 5,667.0 5,650.5 5,685.7 L I A B I L I T I E S 17 Deposits 3,514.2 3,676.8 3,800.7 3,746.6 3,756.1 3,784.3 3,787.2 3,784.1 3,779.1 3,800.2 3,801.3 3,804.7 18 Transaction 596.8 601.5 677.3 627.5 620.4 621.3 618.9 610.9 625.8 587.9 596.2 608.1 19 Nontransaction 2,917.5 3,075.3 3,123.5 3,119.2 3,135.7 3,163.0 3,168.3 3,173.2 3,153.3 3,212.3 3,205.1 3,196.6 20 Large time 570.1 570.1 569.9 568.7 561.5 551.4 543.6 551.2 556.0 552.9 546.3 551.9 21 Other 2,347.3 2,505.2 2,553.5 2,550.5 2,574.2 2,611.6 2,624.7 2,622.1 2,597.3 2,659.4 2,658.8 2,644.7 22 Borrowings 1,013.6 1,022.1 1,065.3 1,057.0 1,024.9 1,030.7 1,032.8 1,029.3 1,027.4 998.5 987.3 1,005.9 23 From banks in the U.S. 372.9 381.1 417.2 402.8 381.7 385.5 383.7 378.7 376.2 368.8 366.1 366.1 24 From others 640.7 641.0 648.1 654.2 643.2 645.2 649.2 650.6 651.2 629.7 621.2 639.8 25 Net due to related foreign offices 214.7 205.7 188.6 194.1 191.9 197.3 186.8 174.5 167.9 171.6 169.1 170.9 26 Other liabilities 272.5 271.8 321.0 296.1 329.4 286.4 271.3 264.8 266.3 248.5 249.5 248.1 27 TOTAL LIABILITIES 5,015.0 5,176.5 5,375.6 5,293.8 5,302.3 5,298.6 5,278.2 5,252.7 5,240.7 5,218.8 5,207.2 5,229.6 28 Residual (assets less liabilities) (8) 437.9 425.3 435.7 448.9 427.7 419.8 434.5 460.0 454.7 448.3 443.3 456.0 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars March 29, 2002 Account 2001 2001 2001 2001 2001 2001 2002 2002 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 27 Mar 6 Mar 13 Mar 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,662.6 4,739.9 4,826.8 4,818.7 4,851.8 4,847.4 4,824.8 4,819.6 4,814.8 4,811.4 4,791.2 4,802.2 2 Securities in bank credit 1,150.3 1,189.9 1,211.3 1,234.2 1,251.4 1,248.6 1,252.8 1,251.8 1,255.1 1,259.2 1,245.2 1,260.2 3 Treasury and Agency securities (2) 715.0 714.8 724.6 736.6 748.5 765.2 758.4 760.6 761.9 770.8 767.1 780.7 4 Other securities 435.3 475.1 486.7 497.6 502.9 483.4 494.4 491.2 493.2 488.4 478.1 479.6 5 Loans and leases in bank credit (3) 3,512.3 3,550.0 3,615.5 3,584.4 3,600.3 3,598.8 3,572.0 3,567.8 3,559.7 3,552.3 3,546.0 3,542.0 6 Commercial and industrial 887.0 855.1 860.0 847.5 837.2 827.1 816.7 822.3 823.0 822.3 817.3 819.2 7 Real estate 1,652.9 1,702.0 1,710.1 1,723.2 1,741.4 1,750.4 1,742.1 1,744.7 1,736.8 1,740.2 1,740.8 1,737.2 8 Revolving home equity 129.7 140.2 143.4 148.5 150.2 153.0 156.2 159.6 160.5 161.9 162.7 163.1 9 Other 1,523.2 1,561.8 1,566.6 1,574.7 1,591.1 1,597.4 1,585.9 1,585.1 1,576.3 1,578.3 1,578.0 1,574.1 10 Consumer 546.8 549.2 550.9 550.8 559.8 565.5 566.9 564.1 564.1 557.6 554.4 559.0 10a Credit card and related plans 212.7 218.3 217.4 216.5 225.6 232.3 229.3 225.3 227.3 223.1 219.3 223.6 10d Other 334.1 330.9 333.6 334.3 334.1 333.2 337.6 338.8 336.9 334.5 335.1 335.4 11 Security (4) 64.7 81.8 97.6 80.8 79.3 73.7 76.0 77.5 80.3 81.5 80.7 78.5 12 Other loans and leases 360.9 362.0 396.9 382.1 382.7 382.2 370.3 359.2 355.5 350.7 352.8 348.0 13 Interbank loans 239.7 256.4 316.1 273.2 265.3 279.3 266.6 255.7 256.4 250.7 253.6 246.5 14 Cash assets (5) 242.9 236.0 280.3 263.9 264.4 273.7 268.6 254.1 252.0 254.0 238.0 242.0 15 Other assets (6) 364.9 400.8 436.4 451.1 451.1 450.5 450.7 450.5 436.5 435.0 436.3 449.0 16 TOTAL ASSETS (7) 5,445.2 5,566.0 5,791.9 5,737.6 5,762.2 5,779.0 5,737.0 5,705.6 5,685.7 5,676.7 5,644.5 5,663.7 L I A B I L I T I E S 17 Deposits 3,523.0 3,648.0 3,783.2 3,741.5 3,776.2 3,822.9 3,793.1 3,795.6 3,786.6 3,828.0 3,812.4 3,798.4 18 Transaction 588.8 587.7 670.8 621.5 626.4 650.9 630.7 602.7 618.3 585.1 590.4 595.7 19 Nontransaction 2,934.2 3,060.3 3,112.4 3,120.0 3,149.8 3,172.0 3,162.4 3,192.9 3,168.3 3,242.9 3,221.9 3,202.7 20 Large time 573.5 568.3 566.8 570.0 566.3 555.5 546.9 554.1 557.5 555.1 546.0 550.0 21 Other 2,360.7 2,492.0 2,545.6 2,550.0 2,583.4 2,616.5 2,615.5 2,638.7 2,610.8 2,687.7 2,676.0 2,652.7 22 Borrowings 1,017.2 1,000.4 1,059.9 1,054.5 1,033.2 1,032.8 1,049.0 1,032.6 1,025.1 1,002.8 986.0 1,010.5 23 From banks in the U.S. 377.3 372.7 407.3 397.5 382.5 386.9 389.8 383.2 379.3 374.4 369.7 370.5 24 From others 639.9 627.7 652.6 657.1 650.6 645.9 659.2 649.4 645.8 628.4 616.3 640.0 25 Net due to related foreign offices 217.4 206.1 188.0 194.2 193.8 197.6 187.4 176.6 171.1 171.2 168.3 168.3 26 Other liabilities 275.1 272.2 320.3 296.2 331.7 286.9 272.0 267.2 269.9 248.2 248.5 245.4 27 TOTAL LIABILITIES 5,032.8 5,126.7 5,351.3 5,286.4 5,334.8 5,340.3 5,301.6 5,271.9 5,252.7 5,250.2 5,215.3 5,222.7 28 Residual (assets less liabilities) (8) 412.4 439.3 440.6 451.2 427.3 438.7 435.4 433.7 433.1 426.4 429.2 441.0 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars March 29, 2002 Account 2001 2001 2001 2001 2001 2001 2002 2002 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 27 Mar 6 Mar 13 Mar 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,599.3 2,624.4 2,691.4 2,632.6 2,633.9 2,599.6 2,574.5 2,579.7 2,576.4 2,560.5 2,551.7 2,564.6 2 Securities in bank credit 597.7 629.5 640.8 648.3 653.0 635.8 636.2 636.1 642.0 636.3 623.3 644.2 3 Treasury and Agency securities (2) 354.9 359.6 362.7 363.3 366.1 377.2 364.0 360.9 362.4 361.7 358.8 372.8 3a Trading account 37.5 36.3 37.9 35.8 40.4 34.1 32.7 33.8 31.9 32.2 29.7 32.1 3b Investment account 317.5 323.4 324.7 327.5 325.7 343.2 331.3 327.1 330.4 329.5 329.1 340.7 4 Other securities 242.8 269.9 278.1 285.0 286.8 258.6 272.2 275.2 279.6 274.6 264.5 271.4 4a Trading account 129.3 153.1 161.0 165.8 165.1 128.0 128.2 130.2 136.3 130.8 120.5 124.7 4b Investment account 113.5 116.8 117.1 119.1 121.7 130.6 144.0 145.0 143.3 143.8 144.1 146.7 4c State and local government 27.6 27.6 27.5 26.8 27.1 26.9 27.5 28.1 28.3 28.0 27.8 28.4 4d Other 85.9 89.2 89.7 92.3 94.6 103.7 116.5 116.9 115.0 115.8 116.3 118.3 5 Loans and leases in bank credit (3) 2,001.6 1,994.9 2,050.6 1,984.3 1,981.0 1,963.8 1,938.4 1,943.6 1,934.4 1,924.2 1,928.4 1,920.4 6 Commercial and industrial 595.9 557.1 561.0 545.4 534.8 523.6 517.0 519.1 518.6 516.8 514.0 513.7 7 Real estate 835.9 846.5 846.4 843.3 853.4 856.3 846.6 848.8 841.9 843.2 844.3 841.5 8 Revolving home equity 83.7 87.7 89.5 92.4 94.0 95.9 98.8 101.3 101.8 103.0 104.1 104.4 9 Other 752.2 758.8 756.9 750.9 759.4 760.4 747.8 747.5 740.1 740.2 740.2 737.0 10 Consumer 247.6 251.5 253.2 242.8 245.2 245.7 238.5 245.7 246.0 243.8 243.4 244.2 11 Security (4) 55.5 78.1 94.0 69.8 66.3 59.6 65.4 67.5 68.6 67.6 69.0 68.1 11a Fed funds and RPs with broker/dealer 39.5 63.5 66.2 56.4 52.3 45.6 52.5 55.1 55.5 56.1 56.6 54.2 11b Other 16.0 14.5 27.8 13.4 14.0 14.0 12.8 12.4 13.2 11.5 12.4 13.9 12a State and local government 12.9 14.2 14.4 15.3 15.7 14.9 14.6 14.6 14.6 14.6 14.7 14.6 12b Agricultural 10.3 9.5 9.2 9.2 9.4 9.3 9.4 9.5 9.5 9.6 9.6 9.6 12c Fed funds and RPs with others 26.4 31.9 32.6 28.8 30.6 29.3 28.0 24.0 24.0 20.6 21.1 20.4 12d All other loans 86.1 75.9 109.4 104.6 100.7 94.4 85.9 81.7 78.7 75.5 79.6 75.7 12e Lease financing receivables 130.9 130.3 130.2 125.0 125.0 130.5 132.9 132.7 132.5 132.6 132.6 132.6 13 Interbank loans 143.8 151.0 207.4 175.9 152.9 165.8 165.9 152.0 148.7 138.3 145.2 142.1 13a Fed funds and RPs with banks 73.1 80.5 131.6 94.4 90.2 96.4 90.7 79.1 76.4 68.5 75.8 73.3 13b Other 70.8 70.4 75.8 81.5 62.7 69.5 75.2 72.9 72.2 69.8 69.4 68.7 14 Cash assets (5) 139.1 140.8 174.9 155.3 151.3 146.9 144.3 141.9 141.7 150.0 135.4 141.7 15 Other assets (6) 271.2 283.3 308.8 324.2 322.1 311.6 314.1 309.4 297.6 287.8 291.4 289.8 16 TOTAL ASSETS (7) 3,115.4 3,161.2 3,344.3 3,248.5 3,220.4 3,182.6 3,155.4 3,138.9 3,120.7 3,092.7 3,079.6 3,092.8 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) March 29, 2002 Account 2001 2001 2001 2001 2001 2001 2002 2002 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 27 Mar 6 Mar 13 Mar 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,694.0 1,755.6 1,861.0 1,793.2 1,793.4 1,799.3 1,789.1 1,786.4 1,783.7 1,795.3 1,797.0 1,793.5 18 Transaction 301.1 304.6 376.4 323.7 321.1 321.7 315.2 307.6 312.8 295.1 302.4 311.0 19 Nontransaction 1,392.8 1,451.0 1,484.6 1,469.5 1,472.4 1,477.5 1,473.9 1,478.8 1,470.9 1,500.2 1,494.6 1,482.5 20 Large time 266.7 265.0 265.0 260.8 252.0 247.0 241.1 248.6 254.4 249.9 243.3 249.0 21 Other 1,126.1 1,186.0 1,219.6 1,208.7 1,220.4 1,230.5 1,232.8 1,230.2 1,216.5 1,250.3 1,251.3 1,233.4 22 Borrowings 676.2 678.3 710.0 692.3 658.3 657.5 652.4 655.4 652.5 633.0 622.2 636.1 23 From banks in the U.S. 216.6 229.7 261.1 236.9 216.0 219.0 212.8 209.9 206.9 203.7 202.6 199.8 24 From others 459.6 448.6 448.9 455.4 442.3 438.6 439.6 445.5 445.6 429.3 419.6 436.3 25 Net due to related foreign offices 198.0 190.3 178.0 184.6 181.7 187.3 177.9 163.6 156.7 162.0 161.2 163.0 26 Other liabilities 222.1 211.3 258.6 231.9 264.1 220.5 201.2 193.1 194.4 176.9 177.8 177.9 27 TOTAL LIABILITIES 2,790.2 2,835.4 3,007.7 2,902.0 2,897.6 2,864.5 2,820.6 2,798.5 2,787.3 2,767.2 2,758.2 2,770.4 28 Residual (assets less liabilities) (8) 325.2 325.8 336.6 346.5 322.8 318.0 334.8 340.4 333.5 325.5 321.4 322.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars March 29, 2002 Account 2001 2001 2001 2001 2001 2001 2002 2002 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 27 Mar 6 Mar 13 Mar 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,602.1 2,610.2 2,681.9 2,635.7 2,650.6 2,622.0 2,586.0 2,582.5 2,577.5 2,569.4 2,552.0 2,559.1 2 Securities in bank credit 601.4 623.4 637.1 648.5 658.7 642.8 642.3 639.7 644.6 643.4 628.6 643.7 3 Treasury and Agency securities (2) 358.6 355.7 359.8 360.8 368.3 377.6 366.8 364.5 365.7 368.8 363.3 375.7 3a Trading account 37.9 35.9 37.7 35.5 40.6 34.1 32.9 34.1 32.2 32.9 30.1 32.4 3b Investment account 320.8 319.8 322.1 325.3 327.7 343.4 333.9 330.4 333.5 335.9 333.2 343.3 3c Mortgage-backed 221.8 241.8 247.3 257.9 256.1 269.4 259.7 245.9 243.8 247.9 244.9 252.3 3d Other 99.0 78.0 74.9 67.4 71.6 74.1 74.2 84.5 89.7 88.0 88.3 91.0 3e 1 year or less 32.1 20.1 20.2 18.3 27.1 26.5 24.7 30.0 34.2 35.6 35.3 36.0 3f Between 1 and 5 years 37.5 33.9 34.6 31.9 30.3 35.2 36.7 43.0 43.6 41.2 41.9 43.1 3g More than 5 years 29.4 24.0 20.1 17.1 14.2 12.3 12.8 11.6 11.9 11.2 11.1 12.0 4 Other securities 242.8 267.7 277.4 287.7 290.4 265.2 275.5 275.2 278.9 274.6 265.3 268.1 4a Trading account 129.3 151.9 160.5 167.4 167.1 131.2 129.8 130.2 136.0 130.8 120.8 123.2 4b Investment account 113.5 115.8 116.8 120.3 123.2 134.0 145.7 145.0 142.9 143.8 144.5 144.9 4c State and local government 27.6 27.3 27.4 27.1 27.4 27.6 27.8 28.1 28.2 28.0 27.9 28.0 4d Other 85.9 88.5 89.4 93.2 95.8 106.4 117.9 116.9 114.7 115.8 116.6 116.9 5 Loans and leases in bank credit (3) 2,000.7 1,986.8 2,044.8 1,987.3 1,991.9 1,979.2 1,943.7 1,942.8 1,932.9 1,926.1 1,923.4 1,915.3 6 Commercial and industrial 594.8 553.9 559.6 545.0 535.9 522.9 513.9 518.1 518.3 517.4 513.1 514.9 7 Real estate 832.6 847.9 848.3 845.9 858.9 861.3 846.8 845.0 835.8 838.5 839.5 835.0 8 Revolving home equity 82.8 88.7 90.6 93.3 94.5 95.8 97.8 100.1 100.5 101.5 102.4 102.6 9a Other residential 451.4 457.9 455.0 440.9 451.6 453.8 440.1 436.2 426.6 428.6 429.0 424.3 9b Commercial 298.5 301.3 302.6 311.6 312.8 311.7 308.9 308.7 308.7 308.4 308.1 308.1 10 Consumer 249.7 250.3 251.9 240.4 243.6 247.7 241.9 248.1 247.8 244.4 243.1 243.7 10a Credit card and related plans 83.1 85.1 84.6 74.3 76.5 80.1 71.5 76.6 76.9 75.9 74.5 75.0 10f Other 166.6 165.2 167.3 166.1 167.1 167.6 170.5 171.4 170.9 168.5 168.6 168.7 11 Security (4) 57.3 73.6 89.1 72.9 71.0 65.5 68.4 69.6 72.2 73.3 72.7 70.7 11a Fed funds and RPs with broker/dealer 40.8 59.9 62.8 58.9 56.0 50.0 54.9 56.8 58.4 60.9 59.6 56.3 11b Other 16.5 13.7 26.3 14.0 15.0 15.4 13.4 12.8 13.8 12.4 13.1 14.4 12a State and local government 12.9 14.2 14.4 15.3 15.7 14.9 14.6 14.6 14.6 14.6 14.7 14.6 12b Agricultural 10.2 9.6 9.3 9.3 9.4 9.3 9.5 9.4 9.4 9.4 9.4 9.4 12c Fed funds and RPs with others 26.4 31.9 32.6 28.8 30.6 29.3 28.0 24.0 24.0 20.6 21.1 20.4 12d All other loans 84.4 76.0 110.6 104.9 102.0 97.4 85.8 80.1 77.2 74.5 76.7 73.7 12e Lease financing receivables 132.3 129.5 128.9 124.8 124.8 130.8 134.9 134.1 133.7 133.4 133.1 132.9 13 Interbank loans 142.7 145.4 199.6 168.8 153.9 170.2 167.6 151.1 148.1 141.5 146.3 142.5 13a Fed funds and RPs with banks 72.5 77.6 126.6 90.6 90.8 98.9 91.6 78.6 76.1 70.1 76.4 73.6 13b Other 70.2 67.8 73.0 78.2 63.1 71.3 75.9 72.5 71.9 71.4 69.9 69.0 14 Cash assets (5) 141.0 133.0 170.5 154.2 152.7 158.4 154.5 143.9 142.8 145.3 132.3 135.9 15 Other assets (6) 269.3 280.6 309.0 320.2 321.6 317.2 315.1 307.6 295.6 289.4 289.1 287.5 16 TOTAL ASSETS (7) 3,117.2 3,130.9 3,322.6 3,239.7 3,238.9 3,226.4 3,180.1 3,141.3 3,120.4 3,101.5 3,075.5 3,079.4 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) March 29, 2002 Account 2001 2001 2001 2001 2001 2001 2002 2002 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 27 Mar 6 Mar 13 Mar 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,701.8 1,739.7 1,849.8 1,786.6 1,800.6 1,818.4 1,795.3 1,794.9 1,788.8 1,807.7 1,797.8 1,784.5 18 Transaction 298.0 293.6 370.0 318.0 323.5 340.7 324.4 304.5 310.1 291.8 298.0 303.6 19 Nontransaction 1,403.7 1,446.1 1,479.8 1,468.6 1,477.1 1,477.6 1,470.9 1,490.4 1,478.7 1,515.8 1,499.8 1,480.9 20 Large time 270.1 263.2 262.0 262.2 256.8 251.2 244.4 251.6 255.9 252.2 243.0 247.1 21 Other 1,133.7 1,182.8 1,217.8 1,206.4 1,220.3 1,226.5 1,226.5 1,238.8 1,222.8 1,263.7 1,256.9 1,233.8 22 Borrowings 679.8 656.6 704.6 689.9 666.6 659.7 668.6 658.6 650.2 637.3 620.9 640.6 23 From banks in the U.S. 221.0 221.3 251.2 231.5 216.9 220.4 219.0 214.3 210.1 209.3 206.2 204.2 24 From others 458.8 435.3 453.4 458.3 449.8 439.2 449.6 444.3 440.2 428.0 414.8 436.5 25 Net due to related foreign offices 200.8 190.6 177.5 184.8 183.5 187.6 178.5 165.8 159.9 161.7 160.4 160.4 26 Other liabilities 224.7 211.7 257.9 232.0 266.5 221.0 201.9 195.4 198.1 176.6 176.9 175.2 27 TOTAL LIABILITIES 2,807.0 2,798.5 2,989.7 2,893.2 2,917.3 2,886.7 2,844.3 2,814.8 2,797.0 2,783.3 2,756.0 2,760.8 28 Residual (assets less liabilities) (8) 310.2 332.4 332.9 346.5 321.6 339.7 335.9 326.5 323.4 318.1 319.5 318.6 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars March 29, 2002 Account 2001 2001 2001 2001 2001 2001 2002 2002 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 27 Mar 6 Mar 13 Mar 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,071.5 2,126.5 2,139.3 2,181.1 2,200.0 2,220.8 2,243.1 2,248.4 2,248.0 2,250.2 2,244.1 2,247.5 2 Securities in bank credit 550.8 567.2 574.3 588.2 594.6 606.8 611.1 614.1 612.2 616.5 614.4 613.5 3 Treasury and Agency securities (2) 358.3 359.8 365.0 378.2 382.0 388.6 392.2 398.1 397.9 402.6 401.6 402.0 4 Other securities 192.5 207.4 209.3 209.9 212.6 218.2 218.9 216.0 214.4 213.8 212.8 211.5 5 Loans and leases in bank credit (3) 1,520.7 1,559.3 1,565.0 1,592.9 1,605.4 1,614.0 1,632.0 1,634.3 1,635.8 1,633.8 1,629.7 1,634.1 6 Commercial and industrial 293.9 302.9 301.9 302.9 302.1 303.4 303.8 306.0 306.2 306.1 305.1 304.3 7 Real estate 823.5 852.3 860.1 876.2 882.1 888.9 897.1 903.3 904.1 904.4 902.9 904.5 8 Revolving home equity 47.1 51.7 52.6 54.9 55.5 57.0 58.3 59.7 60.2 60.5 60.4 60.7 9 Other 776.5 800.6 807.4 821.3 826.6 832.0 838.7 843.5 843.9 843.9 842.5 843.8 10 Consumer 298.6 296.6 295.4 308.2 314.1 314.0 324.1 317.6 318.2 316.6 314.7 318.7 11 Security (4) 7.4 8.4 8.6 7.8 7.8 8.0 7.7 7.9 8.1 7.7 7.7 7.7 12 Other loans and leases 97.3 99.1 99.0 97.8 99.4 99.8 99.3 99.5 99.1 99.0 99.2 98.8 13 Interbank loans 94.1 116.8 120.6 103.3 104.1 103.4 98.4 101.4 106.2 97.3 100.1 101.4 14 Cash assets (5) 103.1 105.9 109.1 109.0 106.4 108.8 111.0 111.5 109.9 111.5 109.9 112.9 15 Other assets (6) 95.6 120.2 127.4 130.9 129.5 133.3 135.6 142.8 140.9 145.5 147.2 161.6 16 TOTAL ASSETS (7) 2,337.4 2,440.5 2,467.0 2,494.3 2,509.5 2,535.8 2,557.3 2,573.8 2,574.6 2,574.3 2,570.9 2,592.8 L I A B I L I T I E S 17 Deposits 1,820.3 1,921.2 1,939.8 1,953.4 1,962.7 1,985.0 1,998.1 1,997.7 1,995.5 2,004.9 2,004.3 2,011.2 18 Transaction 295.7 296.9 300.9 303.8 299.3 299.6 303.8 303.2 313.0 292.8 293.8 297.1 19 Nontransaction 1,524.6 1,624.3 1,638.8 1,649.7 1,663.3 1,685.5 1,694.4 1,694.5 1,682.4 1,712.1 1,710.5 1,714.1 20 Large time 303.4 305.0 304.9 307.9 309.6 304.3 302.5 302.5 301.6 303.0 303.0 302.9 21 Other 1,221.2 1,319.3 1,334.0 1,341.8 1,353.8 1,381.1 1,391.9 1,391.9 1,380.8 1,409.2 1,407.6 1,411.2 22 Borrowings 337.4 343.9 355.3 364.7 366.5 373.2 380.4 374.0 374.9 365.5 365.1 369.9 23 From banks in the U.S. 156.3 151.4 156.1 166.0 165.7 166.5 170.8 168.8 169.2 165.1 163.5 166.3 24 From others 181.1 192.4 199.2 198.7 200.9 206.7 209.6 205.1 205.6 200.4 201.6 203.6 25 Net due to related foreign offices 16.7 15.5 10.5 9.5 10.2 10.0 8.9 10.8 11.2 9.5 7.9 7.9 26 Other liabilities 50.4 60.5 62.4 64.2 65.2 65.9 70.1 71.7 71.9 71.6 71.7 70.2 27 TOTAL LIABILITIES 2,224.8 2,341.0 2,367.9 2,391.8 2,404.7 2,434.1 2,457.6 2,454.2 2,453.4 2,451.5 2,449.0 2,459.2 28 Residual (assets less liabilities) (8) 112.6 99.5 99.1 102.5 104.8 101.8 99.7 119.6 121.3 122.8 121.9 133.6 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars March 29, 2002 Account 2001 2001 2001 2001 2001 2001 2002 2002 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 27 Mar 6 Mar 13 Mar 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,060.5 2,129.7 2,144.9 2,183.0 2,201.1 2,225.4 2,238.8 2,237.0 2,237.3 2,242.0 2,239.2 2,243.2 2 Securities in bank credit 548.8 566.5 574.1 585.8 592.7 605.8 610.5 612.1 610.5 615.8 616.6 616.5 3 Treasury and Agency securities (2) 356.3 359.1 364.8 375.8 380.1 387.6 391.6 396.1 396.2 402.0 403.8 405.0 4 Other securities 192.5 207.4 209.3 209.9 212.6 218.2 218.9 216.0 214.4 213.8 212.8 211.5 5 Loans and leases in bank credit (3) 1,511.6 1,563.2 1,570.7 1,597.2 1,608.4 1,619.6 1,628.4 1,625.0 1,626.8 1,626.2 1,622.6 1,626.7 6 Commercial and industrial 292.2 301.2 300.4 302.5 301.4 304.2 302.9 304.2 304.7 304.9 304.3 304.4 7 Real estate 820.2 854.1 861.8 877.3 882.5 889.0 895.3 899.8 901.0 901.7 901.2 902.2 8 Revolving home equity 46.9 51.5 52.8 55.2 55.8 57.2 58.3 59.6 60.0 60.3 60.3 60.5 9 Other 773.3 802.6 809.0 822.2 826.7 831.9 837.0 840.2 841.0 841.4 840.9 841.7 10 Consumer 297.1 298.9 299.0 310.4 316.2 317.7 325.0 316.1 316.3 313.2 311.4 315.4 10a Credit card and related plans 129.6 133.2 132.8 142.3 149.1 152.1 157.8 148.7 150.3 147.2 144.8 148.6 10h Other 167.5 165.7 166.2 168.1 167.0 165.6 167.2 167.4 166.0 166.0 166.5 166.7 11 Security (4) 7.4 8.2 8.5 7.9 8.2 8.2 7.6 7.9 8.1 8.2 8.0 7.8 12 Other loans and leases 94.7 100.8 101.1 99.0 100.2 100.4 97.5 97.1 96.7 98.2 97.8 96.9 13 Interbank loans 97.0 110.9 116.6 104.4 111.4 109.0 99.0 104.6 108.3 109.2 107.3 103.9 14 Cash assets (5) 101.9 103.0 109.8 109.7 111.7 115.4 114.1 110.2 109.2 108.7 105.7 106.2 15 Other assets (6) 95.6 120.2 127.4 130.9 129.5 133.3 135.6 142.8 140.9 145.5 147.2 161.6 16 TOTAL ASSETS (7) 2,328.0 2,435.1 2,469.3 2,497.9 2,523.3 2,552.6 2,556.8 2,564.3 2,565.4 2,575.2 2,569.0 2,584.3 L I A B I L I T I E S 17 Deposits 1,821.3 1,908.4 1,933.5 1,954.9 1,975.5 2,004.6 1,997.9 2,000.6 1,997.8 2,020.3 2,014.6 2,013.9 18 Transaction 290.8 294.1 300.9 303.4 302.9 310.2 306.3 298.2 308.2 293.3 292.5 292.1 19 Nontransaction 1,530.5 1,614.2 1,632.6 1,651.4 1,672.6 1,694.4 1,691.6 1,702.4 1,689.6 1,727.0 1,722.1 1,721.8 20 Large time 303.4 305.0 304.9 307.9 309.6 304.3 302.5 302.5 301.6 303.0 303.0 302.9 21 Other 1,227.1 1,309.2 1,327.7 1,343.6 1,363.1 1,390.0 1,389.0 1,399.9 1,388.0 1,424.1 1,419.1 1,418.9 22 Borrowings 337.4 343.9 355.3 364.7 366.5 373.2 380.4 374.0 374.9 365.5 365.1 369.9 23 From banks in the U.S. 156.3 151.4 156.1 166.0 165.7 166.5 170.8 168.8 169.2 165.1 163.5 166.3 24 From others 181.1 192.4 199.2 198.7 200.9 206.7 209.6 205.1 205.6 200.4 201.6 203.6 25 Net due to related foreign offices 16.7 15.5 10.5 9.5 10.2 10.0 8.9 10.8 11.2 9.5 7.9 7.9 26 Other liabilities 50.4 60.5 62.4 64.2 65.2 65.9 70.1 71.7 71.9 71.6 71.7 70.2 27 TOTAL LIABILITIES 2,225.8 2,328.2 2,361.6 2,393.2 2,417.5 2,453.6 2,457.3 2,457.2 2,455.7 2,466.9 2,459.3 2,461.8 28 Residual (assets less liabilities) (8) 102.3 106.9 107.7 104.7 105.7 99.0 99.5 107.2 109.7 108.3 109.7 122.5 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars March 29, 2002 Account 2001 2001 2001 2001 2001 2001 2002 2002 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 27 Mar 6 Mar 13 Mar 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 614.1 599.0 595.2 587.0 593.6 585.0 577.1 579.6 585.4 579.6 582.0 580.7 2 Securities in bank credit 205.1 223.8 225.2 228.2 230.6 228.8 222.6 219.2 222.5 217.3 215.8 212.7 3 Treasury and Agency securities (2) 63.0 49.1 51.7 56.2 59.4 57.4 53.3 48.6 50.0 50.5 50.2 49.5 4 Other securities 142.1 174.7 173.6 172.0 171.2 171.4 169.3 170.6 172.5 166.8 165.6 163.2 5 Loans and leases in bank credit (3) 409.0 375.2 369.9 358.8 363.0 356.2 354.4 360.4 362.9 362.3 366.1 368.0 6 Commercial and industrial 216.7 204.8 204.9 199.6 199.7 195.3 192.4 197.1 199.4 197.8 200.0 205.3 7 Real estate 18.2 18.4 18.7 18.7 18.9 19.0 19.0 18.7 18.8 18.6 18.4 19.1 11 Security (4) 106.4 84.7 79.0 72.3 76.5 73.7 74.5 73.9 73.1 74.7 76.8 71.7 12 Other loans and leases 67.7 67.3 67.3 68.2 67.9 68.3 68.6 70.6 71.7 71.2 70.9 72.0 13 Interbank loans 27.8 20.2 26.0 23.9 25.4 21.0 26.5 21.0 18.6 27.3 19.7 19.2 14 Cash assets (5) 41.4 36.8 44.8 38.5 36.8 36.4 36.3 37.4 37.9 37.6 36.8 39.0 15 Other assets (6) 35.6 30.1 33.5 32.3 34.2 30.9 32.5 31.4 31.2 28.4 28.5 28.9 16 TOTAL ASSETS (7) 718.5 685.7 699.0 681.2 689.7 673.0 671.9 669.1 672.8 672.6 666.5 667.4 L I A B I L I T I E S 17 Deposits 382.3 407.0 409.4 421.7 428.4 435.5 454.2 456.7 452.4 453.4 462.9 466.5 18 Transaction 10.5 9.5 12.3 10.8 10.7 11.1 11.0 10.7 11.1 10.7 9.9 10.1 19 Nontransaction 371.9 397.4 397.1 411.0 417.7 424.4 443.2 446.0 441.3 442.7 453.0 456.5 22 Borrowings 238.0 210.6 221.8 208.4 213.0 202.6 186.9 189.0 190.9 196.2 182.2 182.1 23 From banks in the U.S. 23.4 20.6 30.5 23.9 24.2 24.5 21.9 22.6 22.1 23.9 19.6 20.6 24 From others 214.6 190.0 191.2 184.5 188.7 178.1 165.0 166.4 168.8 172.3 162.6 161.5 25 Net due to related foreign offices 4.9 -12.8 -19.1 -17.2 -30.7 -49.7 -58.1 -67.2 -59.9 -62.5 -59.7 -59.2 26 Other liabilities 81.2 76.0 78.4 74.3 77.0 74.6 76.0 74.7 73.5 66.2 67.1 66.7 27 TOTAL LIABILITIES 706.3 680.8 690.5 687.3 687.7 662.9 659.0 653.3 656.9 653.4 652.6 656.1 28 Residual (assets less liabilities) (8) 12.2 4.9 8.5 -6.0 2.0 10.1 12.9 15.8 15.8 19.2 13.9 11.3 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars March 29, 2002 Account 2001 2001 2001 2001 2001 2001 2002 2002 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 27 Mar 6 Mar 13 Mar 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 617.3 592.5 593.4 589.9 596.4 594.6 583.5 581.8 588.1 578.9 579.1 578.7 2 Securities in bank credit (2) 205.1 223.8 225.2 228.2 230.6 228.8 222.6 219.2 222.5 217.3 215.8 212.7 3 Treasury and Agency securities 63.0 49.1 51.7 56.2 59.4 57.4 53.3 48.6 50.0 50.5 50.2 49.5 3a Trading account 10.0 11.7 13.1 14.3 13.4 12.4 11.5 10.9 10.5 11.2 10.3 10.1 3b Investment account 53.0 37.4 38.6 41.9 46.0 45.0 41.8 37.7 39.4 39.3 39.9 39.4 4 Other securities 142.1 174.7 173.6 172.0 171.2 171.4 169.3 170.6 172.5 166.8 165.6 163.2 4a Trading account 95.6 109.4 108.5 107.4 108.1 108.1 103.4 100.9 103.5 97.4 95.3 93.9 4b Investment account 46.4 65.4 65.1 64.5 63.1 63.3 65.9 69.7 69.1 69.4 70.3 69.3 5 Loans and leases in bank credit (3) 412.2 368.7 368.2 361.7 365.9 365.8 360.9 362.5 365.5 361.6 363.3 365.9 6 Commercial and industrial 218.9 203.5 204.5 199.8 200.4 197.6 193.9 199.0 201.4 199.3 200.7 206.9 7 Real estate 18.2 18.4 18.7 18.7 18.9 19.0 19.0 18.7 18.8 18.6 18.4 19.1 11 Security (4) 107.4 80.8 77.8 75.5 78.1 78.4 78.3 74.1 73.9 72.2 73.6 68.3 12 Other loans and leases 67.8 66.0 67.1 67.7 68.5 70.8 69.7 70.7 71.4 71.5 70.6 71.7 13 Interbank loans 27.8 20.2 26.0 23.9 25.4 21.0 26.5 21.0 18.6 27.3 19.7 19.2 14 Cash assets (5) 41.5 35.6 43.8 39.2 38.9 39.0 38.7 37.7 37.5 36.6 35.5 37.4 15 Other assets (6) 36.6 29.8 33.2 31.8 34.2 32.4 33.7 32.2 31.8 29.7 29.6 29.1 16 TOTAL ASSETS (7) 722.8 677.8 696.0 684.4 694.6 686.6 681.9 672.4 675.7 672.1 663.5 664.0 L I A B I L I T I E S 17 Deposits 390.5 395.1 401.4 414.3 431.7 448.5 466.8 466.8 462.9 458.4 467.4 471.2 18 Transaction 10.2 9.5 12.6 10.9 10.9 11.8 11.2 10.5 10.8 10.3 9.6 9.7 19 Nontransaction 380.3 385.6 388.7 403.4 420.8 436.7 455.6 456.3 452.2 448.1 457.8 461.5 22 Borrowings 238.0 210.6 221.8 208.4 213.0 202.6 186.9 189.0 190.9 196.2 182.2 182.1 23 From banks in the U.S. 23.4 20.6 30.5 23.9 24.2 24.5 21.9 22.6 22.1 23.9 19.6 20.6 24 From others 214.6 190.0 191.2 184.5 188.7 178.1 165.0 166.4 168.8 172.3 162.6 161.5 25 Net due to related foreign offices 8.1 -14.1 -16.6 -16.8 -30.6 -44.6 -54.6 -64.0 -58.5 -56.6 -59.5 -61.4 26 Other liabilities 82.7 75.5 79.5 74.5 77.0 76.6 77.4 76.0 74.1 68.3 67.2 66.0 27 TOTAL LIABILITIES 719.3 667.2 686.1 680.4 691.1 683.0 676.5 667.7 669.5 666.3 657.2 657.9 28 Residual (assets less liabilities) (8) 3.5 10.6 9.9 4.0 3.5 3.6 5.4 4.6 6.2 5.8 6.3 6.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 13 MEMO ITEMS Not seasonally adjusted, billions of dollars March 29, 2002 Account 2001 2001 2001 2001 2001 2001 2002 2002 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Feb 27 Mar 6 Mar 13 Mar 20 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers 29 Reval. gains on off-bal. sheet items (9) 77.8 89.8 98.0 100.8 104.3 80.6 86.3 81.7 85.9 81.7 74.5 73.0 30 Reval. losses on off-bal. sheet items (9) 81.0 78.4 84.8 86.0 86.5 68.4 66.5 59.4 63.2 57.8 53.5 51.3 31 Mortgage-backed securities (10) 244.3 267.6 273.3 282.8 283.3 304.4 302.0 286.2 281.6 285.7 283.8 291.1 31a Pass-through 176.6 203.2 208.8 212.9 196.9 200.8 202.1 189.3 186.6 188.6 186.5 195.0 31b CMO, REMIC, and other 67.7 64.4 64.4 69.9 86.4 103.6 99.9 96.9 95.1 97.0 97.3 96.1 32 Net unrealized gains (losses) on available-for-sale securities (11) 5.6 5.1 7.2 9.0 9.6 4.6 2.9 4.4 4.9 5.5 5.1 4.5 33 Offshore credit to U.S. residents (12) 22.7 19.6 20.2 20.0 19.2 19.1 19.4 19.7 19.9 19.8 19.7 19.7 34 Securitized consumer loans (13) 78.3 96.3 97.1 97.8 99.3 99.4 94.7 92.8 92.6 93.8 95.1 94.4 34a Credit card and related plans 68.6 86.2 87.2 87.8 88.3 88.7 84.3 82.6 82.4 81.8 83.1 82.6 34b Other 9.8 10.2 10.0 9.9 11.0 10.7 10.4 10.3 10.1 12.0 11.9 11.8 35 Securitized business loans (13) 13.7 20.8 20.9 21.1 20.6 19.7 19.4 19.4 18.8 18.9 18.6 19.0 SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers 31 Mortgage-backed securities (10) 211.0 245.4 251.4 256.7 262.2 267.0 268.6 271.2 270.4 273.3 274.3 273.8 34 Securitized consumer loans (13) 233.8 228.0 231.1 234.7 237.5 243.0 250.5 245.1 244.7 243.6 243.5 239.7 34a Credit card and related plans 225.6 220.4 223.6 227.4 229.9 235.6 243.3 238.0 237.6 236.6 236.5 232.7 34b Other 8.2 7.6 7.5 7.3 7.6 7.4 7.3 7.1 7.1 7.0 7.0 7.0 FOREIGN-RELATED INSTITUTIONS 29 Reval. gains on off-bal. sheet items (9) 53.8 55.1 54.9 56.4 55.6 55.3 52.6 53.0 53.2 49.7 48.1 46.0 30 Reval. losses on off-bal. sheet items (9) 51.4 51.1 50.5 48.8 48.7 49.4 49.5 49.3 49.0 43.9 42.4 41.2 35 Securitized business loans (13) 35.7 26.6 26.6 27.1 26.4 25.1 25.2 24.8 24.2 24.3 24.0 23.8 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Footnotes Page 14 March 29, 2002 Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises. 3. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 4. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 5. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 6. Excludes the due-from position with related foreign offices, which is included in line 25. 7. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 8. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 9. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 12. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to entities other than nonfinancial businesses. 13. Total amount outstanding.