Notice to users of the H.8 release: Data on the attached H.8 have been benchmarked through the December 2001 Call Report. Data on the previous release were benchmarked through the September 2001 Call Report. The data also incorporate new seasonal adjustment factors. H.8 (510) ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For use at 4:15 p.m. Eastern Time Seasonally adjusted, billions of dollars April 5, 2002 Account 2001 2001 2001 2001 2001 2001 2002 2002 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Mar 6 Mar 13 Mar 20 Mar 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 5,269.1 5,360.4 5,431.3 5,431.3 5,461.9 5,453.8 5,437.4 5,439.1 5,422.9 5,412.0 5,427.7 5,445.3 2 Securities in bank credit 1,346.6 1,428.1 1,445.4 1,474.2 1,490.3 1,493.2 1,492.6 1,485.9 1,486.3 1,471.4 1,489.3 1,483.9 3 Treasury and Agency securities (2) 771.0 764.0 775.0 806.0 813.9 830.7 819.2 811.7 819.0 816.8 832.1 839.8 4 Other securities 575.5 664.1 670.4 668.2 676.3 662.5 673.4 674.3 667.3 654.5 657.2 644.2 5 Loans and leases in bank credit (3) 3,922.6 3,932.3 3,985.8 3,957.0 3,971.6 3,960.6 3,944.8 3,953.2 3,936.5 3,940.6 3,938.4 3,961.4 6 Commercial and industrial 1,105.0 1,063.4 1,065.1 1,047.1 1,035.8 1,025.0 1,015.1 1,022.5 1,020.5 1,018.7 1,022.6 1,022.6 7 Real estate 1,676.2 1,718.8 1,726.6 1,753.0 1,773.5 1,786.5 1,783.5 1,789.2 1,785.8 1,786.8 1,785.6 1,785.9 8 Revolving home equity 129.8 140.1 142.7 148.9 150.7 154.0 157.3 160.5 163.6 165.0 167.8 169.5 9 Other 1,546.4 1,578.7 1,583.9 1,604.0 1,622.8 1,632.5 1,626.2 1,628.6 1,622.2 1,621.8 1,617.7 1,616.3 10 Consumer 544.6 552.4 551.6 550.6 558.1 557.1 559.7 562.3 559.8 557.1 561.5 562.0 11 Security (4) 168.0 166.4 176.9 154.0 154.0 145.5 150.1 149.7 150.2 153.4 148.2 165.2 12 Other loans and leases 428.8 431.2 465.6 452.4 450.2 446.4 436.4 429.5 420.2 424.5 420.5 425.9 13 Interbank loans 268.4 282.1 346.5 301.8 286.3 292.8 292.9 276.8 266.0 267.1 265.2 278.0 14 Cash assets (5) 283.2 284.4 327.1 302.5 296.7 297.4 299.2 295.4 303.7 286.6 296.8 296.8 15 Other assets (6) 407.9 435.7 468.6 485.5 483.0 477.7 479.7 480.7 458.5 462.8 461.4 458.0 16 TOTAL ASSETS (7) 6,163.5 6,295.2 6,505.5 6,451.1 6,457.0 6,449.2 6,434.9 6,417.6 6,376.5 6,353.9 6,376.3 6,403.3 L I A B I L I T I E S 17 Deposits 3,912.3 4,093.1 4,219.5 4,181.5 4,200.1 4,242.4 4,253.8 4,266.4 4,284.2 4,291.1 4,291.0 4,317.3 18 Transaction 605.0 613.4 690.6 641.0 635.5 640.5 635.9 625.3 604.5 611.4 632.7 640.7 19 Nontransaction 3,307.2 3,479.7 3,528.9 3,540.6 3,564.6 3,601.9 3,617.9 3,641.1 3,679.7 3,679.7 3,658.2 3,676.6 20 Large time 948.0 964.2 965.3 982.1 984.8 983.5 996.4 1,008.3 1,007.7 1,009.3 1,017.3 1,022.3 21 Other 2,359.2 2,515.5 2,563.5 2,558.5 2,579.8 2,618.3 2,621.5 2,632.8 2,672.0 2,670.5 2,641.0 2,654.3 22 Borrowings 1,259.9 1,239.4 1,291.4 1,270.2 1,256.0 1,250.6 1,237.9 1,233.5 1,211.2 1,185.9 1,203.2 1,211.0 23 From banks in the U.S. 394.9 402.7 450.8 425.4 413.5 415.5 413.5 407.3 398.8 391.7 392.0 393.9 24 From others 865.0 836.7 840.6 844.7 842.4 835.1 824.5 826.2 812.4 794.2 811.2 817.2 25 Net due to related foreign offices 205.9 197.3 172.8 178.1 160.0 146.5 125.6 106.3 112.7 107.4 123.7 119.6 26 Other liabilities 354.9 351.3 399.4 370.4 401.2 354.4 338.6 333.4 310.7 311.2 297.8 293.9 27 TOTAL LIABILITIES 5,733.0 5,881.1 6,083.1 6,000.2 6,017.3 5,993.8 5,955.9 5,939.7 5,918.8 5,895.6 5,915.6 5,941.8 28 Residual (assets less liabilities) (8) 430.5 414.1 422.4 450.9 439.7 455.4 479.0 477.9 457.7 458.3 460.7 461.5 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 2 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars April 5, 2002 Account 2001 2001 2001 2001 2001 2001 2002 2002 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Mar 6 Mar 13 Mar 20 Mar 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 5,275.0 5,337.9 5,426.1 5,434.0 5,477.6 5,487.0 5,454.8 5,444.0 5,431.7 5,410.4 5,419.5 5,427.2 2 Securities in bank credit 1,353.3 1,420.7 1,442.3 1,473.9 1,494.0 1,500.6 1,500.7 1,493.4 1,496.8 1,480.7 1,492.4 1,485.3 3 Treasury and Agency securities (2) 777.2 758.7 772.0 802.8 814.6 835.6 824.3 818.7 828.6 824.3 837.1 843.2 4 Other securities 576.1 662.0 670.2 671.1 679.3 665.1 676.4 674.7 668.2 656.4 655.3 642.2 5 Loans and leases in bank credit (3) 3,921.8 3,917.1 3,983.8 3,960.1 3,983.6 3,986.3 3,954.1 3,950.6 3,934.9 3,929.7 3,927.1 3,941.9 6 Commercial and industrial 1,104.2 1,057.5 1,063.0 1,048.5 1,037.4 1,024.8 1,010.7 1,021.4 1,021.8 1,017.8 1,025.6 1,023.8 7 Real estate 1,671.3 1,719.8 1,728.3 1,754.8 1,778.0 1,790.9 1,782.8 1,784.0 1,779.6 1,780.5 1,776.7 1,776.7 8 Revolving home equity 129.7 140.2 143.4 149.4 151.3 154.1 157.1 160.5 162.8 163.7 166.1 167.5 9 Other 1,541.7 1,579.6 1,584.9 1,605.4 1,626.7 1,636.7 1,625.6 1,623.5 1,616.8 1,616.9 1,610.6 1,609.1 10 Consumer 546.8 549.0 550.9 551.1 560.5 566.6 567.4 564.7 558.4 554.9 559.0 558.5 10a Credit card and related plans 212.6 217.9 217.1 216.5 225.5 232.1 228.7 224.9 222.9 218.8 222.8 223.7 10b Other 334.2 331.1 333.8 334.5 335.0 334.6 338.7 339.8 335.5 336.1 336.2 334.8 11 Security (4) 171.2 162.3 175.7 156.2 157.2 151.9 154.0 151.2 153.4 153.9 146.7 159.0 12 Other loans and leases 428.2 428.5 466.0 449.6 450.5 452.2 439.2 429.2 421.7 422.6 419.1 423.9 13 Interbank loans 267.1 276.4 338.5 296.9 289.8 299.1 291.0 275.5 276.6 272.3 266.3 274.8 14 Cash assets (5) 284.0 271.2 323.8 304.3 305.9 317.2 312.1 296.6 295.4 278.1 283.9 282.6 15 Other assets (6) 406.9 433.3 471.2 484.3 484.2 480.7 481.3 479.8 461.0 462.0 460.0 452.8 16 TOTAL ASSETS (7) 6,167.8 6,251.3 6,491.4 6,449.8 6,486.6 6,511.3 6,465.1 6,421.2 6,389.7 6,348.0 6,354.7 6,362.7 L I A B I L I T I E S 17 Deposits 3,924.1 4,049.7 4,189.9 4,166.7 4,219.4 4,293.1 4,279.6 4,282.3 4,306.6 4,298.8 4,280.3 4,301.9 18 Transaction 599.3 597.4 683.6 635.2 641.6 669.2 648.9 620.1 602.1 606.7 620.8 629.2 19 Nontransaction 3,324.8 3,452.3 3,506.3 3,531.5 3,577.8 3,623.9 3,630.7 3,662.2 3,704.5 3,692.1 3,659.5 3,672.7 20 Large time 955.0 951.0 952.8 976.5 991.5 998.0 1,009.1 1,015.5 1,010.2 1,009.5 1,016.1 1,024.2 21 Other 2,369.8 2,501.2 2,553.4 2,555.0 2,586.2 2,626.0 2,621.6 2,646.8 2,694.3 2,682.6 2,643.4 2,648.5 22 Borrowings 1,263.4 1,218.9 1,286.4 1,271.8 1,258.8 1,250.6 1,251.4 1,236.8 1,214.6 1,183.6 1,207.4 1,202.3 23 From banks in the U.S. 400.3 396.7 441.9 423.4 410.7 417.2 418.7 412.6 405.2 395.8 397.2 396.3 24 From others 863.1 822.3 844.5 848.4 848.1 833.4 832.7 824.2 809.4 787.8 810.2 806.0 25 Net due to related foreign offices 213.7 194.0 173.5 177.4 163.3 153.1 133.0 112.8 114.8 109.0 125.2 125.2 26 Other liabilities 361.0 349.1 399.5 370.7 406.9 359.9 344.3 338.5 311.8 311.3 296.9 295.3 27 TOTAL LIABILITIES 5,762.2 5,811.7 6,049.3 5,986.7 6,048.3 6,056.7 6,008.4 5,970.5 5,947.8 5,902.7 5,909.8 5,924.8 28 Residual (assets less liabilities) (8) 405.6 439.6 442.1 463.0 438.3 454.6 456.7 450.7 441.9 445.3 444.9 437.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 3 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars April 5, 2002 Account 2001 2001 2001 2001 2001 2001 2002 2002 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Mar 6 Mar 13 Mar 20 Mar 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,662.0 4,761.3 4,835.9 4,839.8 4,863.5 4,859.1 4,849.4 4,850.9 4,835.7 4,824.1 4,840.2 4,844.0 2 Securities in bank credit 1,143.2 1,202.0 1,219.5 1,244.1 1,254.3 1,255.7 1,258.8 1,255.0 1,257.5 1,244.3 1,265.2 1,257.5 3 Treasury and Agency securities (2) 708.5 723.9 731.8 749.5 754.2 772.8 765.1 762.2 767.7 765.9 781.8 788.6 4 Other securities 434.7 478.1 487.7 494.7 500.1 482.9 493.7 492.8 489.8 478.4 483.3 468.9 5 Loans and leases in bank credit (3) 3,518.8 3,559.4 3,616.4 3,595.6 3,609.2 3,603.4 3,590.6 3,595.9 3,578.2 3,579.7 3,575.1 3,586.5 6 Commercial and industrial 889.6 860.0 862.7 847.9 837.1 829.3 822.0 825.2 822.9 819.4 818.1 816.8 7 Real estate 1,658.1 1,700.5 1,708.0 1,734.3 1,754.6 1,767.5 1,764.6 1,770.5 1,767.3 1,768.5 1,766.6 1,766.5 8 Revolving home equity 129.8 140.1 142.7 148.9 150.7 154.0 157.3 160.5 163.6 165.0 167.8 169.5 9 Other 1,528.3 1,560.4 1,565.3 1,585.3 1,603.9 1,613.5 1,607.2 1,610.0 1,603.7 1,603.6 1,598.7 1,597.0 10 Consumer 544.6 552.4 551.6 550.6 558.1 557.1 559.7 562.3 559.8 557.1 561.5 562.0 11 Security (4) 64.9 82.9 97.0 78.7 77.1 71.4 76.3 78.4 78.0 79.5 78.6 86.8 12 Other loans and leases 361.7 363.5 397.2 384.1 382.3 378.1 368.1 359.4 350.1 355.2 350.3 354.3 13 Interbank loans 240.8 262.0 320.6 278.0 261.1 272.1 267.2 256.4 239.6 248.2 246.7 255.4 14 Cash assets (5) 242.5 248.0 283.5 263.5 258.6 258.5 259.8 255.8 264.0 247.6 255.4 256.7 15 Other assets (6) 372.4 405.5 434.9 453.7 449.5 447.7 448.4 450.7 431.6 436.1 434.4 431.4 16 TOTAL ASSETS (7) 5,453.1 5,609.8 5,807.3 5,765.3 5,762.2 5,765.2 5,750.8 5,739.9 5,696.7 5,681.7 5,702.2 5,713.0 L I A B I L I T I E S 17 Deposits 3,523.2 3,686.8 3,808.7 3,758.1 3,766.6 3,797.8 3,788.0 3,795.6 3,816.8 3,815.8 3,812.5 3,826.9 18 Transaction 594.8 603.6 678.2 630.1 624.6 629.3 624.8 614.8 593.8 601.4 622.6 629.8 19 Nontransaction 2,928.3 3,083.2 3,130.5 3,128.0 3,142.0 3,168.5 3,163.3 3,180.8 3,223.0 3,214.4 3,189.9 3,197.2 20 Large time 571.3 570.1 569.4 572.4 565.1 553.5 544.6 552.5 553.6 546.5 551.5 552.0 21 Other 2,357.0 2,513.1 2,561.1 2,555.6 2,576.9 2,615.0 2,618.6 2,628.3 2,669.4 2,667.9 2,638.4 2,645.2 22 Borrowings 1,019.9 1,029.1 1,071.2 1,061.5 1,042.3 1,047.1 1,050.0 1,043.5 1,013.9 1,002.5 1,020.1 1,031.4 23 From banks in the U.S. 371.3 382.0 420.1 401.4 389.1 390.6 391.1 384.3 374.5 371.7 371.0 372.6 24 From others 648.5 647.1 651.0 660.1 653.3 656.4 658.9 659.2 639.4 630.8 649.1 658.9 25 Net due to related foreign offices 212.7 207.5 189.2 193.4 189.1 193.6 183.2 172.9 170.7 168.9 186.8 184.8 26 Other liabilities 273.6 273.4 317.8 295.4 324.0 279.3 262.9 259.0 243.4 245.3 233.8 229.8 27 TOTAL LIABILITIES 5,029.3 5,196.9 5,386.8 5,308.4 5,322.0 5,317.9 5,284.1 5,271.0 5,244.8 5,232.5 5,253.2 5,273.0 28 Residual (assets less liabilities) (8) 423.8 413.0 420.5 456.9 440.2 447.4 466.7 468.9 451.9 449.3 449.1 440.0 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 4 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars April 5, 2002 Account 2001 2001 2001 2001 2001 2001 2002 2002 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Mar 6 Mar 13 Mar 20 Mar 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 4,662.7 4,744.7 4,833.6 4,842.4 4,876.5 4,884.7 4,861.2 4,851.9 4,842.4 4,822.0 4,830.8 4,826.8 2 Securities in bank credit 1,149.9 1,194.6 1,216.3 1,243.8 1,258.0 1,263.1 1,266.8 1,262.5 1,267.9 1,253.7 1,268.2 1,258.9 3 Treasury and Agency securities (2) 714.7 718.6 728.8 746.3 754.9 777.6 770.2 769.3 777.3 773.4 786.8 792.0 4 Other securities 435.2 476.0 487.5 497.6 503.1 485.5 496.6 493.3 490.6 480.3 481.4 466.9 5 Loans and leases in bank credit (3) 3,512.8 3,550.1 3,617.3 3,598.6 3,618.5 3,621.6 3,594.3 3,589.4 3,574.5 3,568.3 3,562.6 3,568.0 6 Commercial and industrial 887.1 855.7 860.6 848.6 837.1 827.4 816.9 822.5 822.5 817.5 819.1 816.8 7 Real estate 1,653.3 1,701.5 1,709.7 1,736.1 1,759.1 1,771.8 1,763.8 1,765.4 1,761.2 1,762.3 1,757.8 1,757.3 8 Revolving home equity 129.7 140.2 143.4 149.4 151.3 154.1 157.1 160.5 162.8 163.7 166.1 167.5 9 Other 1,523.6 1,561.3 1,566.2 1,586.7 1,607.8 1,617.7 1,606.7 1,604.9 1,598.3 1,598.6 1,591.7 1,589.7 10 Consumer 546.8 549.0 550.9 551.1 560.5 566.6 567.4 564.7 558.4 554.9 559.0 558.5 10a Credit card and related plans 212.6 217.9 217.1 216.5 225.5 232.1 228.7 224.9 222.9 218.8 222.8 223.7 10d Other 334.2 331.1 333.8 334.5 335.0 334.6 338.7 339.8 335.5 336.1 336.2 334.8 11 Security (4) 64.7 81.8 98.2 80.8 79.3 73.8 76.2 77.7 81.7 80.9 78.8 84.1 12 Other loans and leases 360.9 362.1 397.9 382.1 382.5 382.0 370.1 359.1 350.7 352.7 348.0 351.3 13 Interbank loans 239.5 256.3 312.7 273.0 264.7 278.4 265.3 255.2 250.2 253.3 247.8 252.2 14 Cash assets (5) 242.8 236.0 280.2 264.5 265.5 275.8 270.6 256.2 256.1 240.2 243.9 243.6 15 Other assets (6) 370.6 403.6 436.9 453.0 450.9 450.0 449.2 449.2 432.8 434.0 432.4 425.9 16 TOTAL ASSETS (7) 5,450.7 5,573.4 5,795.5 5,763.6 5,787.0 5,816.6 5,772.5 5,738.2 5,707.0 5,675.0 5,680.2 5,674.2 L I A B I L I T I E S 17 Deposits 3,530.1 3,655.3 3,789.0 3,750.0 3,782.3 3,836.2 3,803.3 3,806.1 3,838.8 3,823.1 3,801.1 3,805.3 18 Transaction 588.9 587.9 671.0 624.3 630.5 657.2 637.5 609.4 591.7 596.9 610.9 618.4 19 Nontransaction 2,941.2 3,067.4 3,118.0 3,125.7 3,151.7 3,179.0 3,165.8 3,196.7 3,247.1 3,226.2 3,190.2 3,186.9 20 Large time 573.6 568.5 566.9 573.6 568.5 556.4 547.1 554.4 555.4 546.2 549.4 547.7 21 Other 2,367.6 2,498.9 2,551.1 2,552.1 2,583.2 2,622.6 2,618.7 2,642.3 2,691.7 2,680.0 2,640.8 2,639.2 22 Borrowings 1,023.4 1,008.6 1,066.2 1,063.1 1,045.1 1,047.0 1,063.5 1,046.8 1,017.2 1,000.2 1,024.3 1,022.7 23 From banks in the U.S. 376.7 376.0 411.2 399.4 386.2 392.3 396.4 389.6 380.8 375.8 376.2 375.0 24 From others 646.7 632.6 655.0 663.7 658.9 654.7 667.1 657.2 636.4 624.3 648.1 647.7 25 Net due to related foreign offices 217.4 206.3 188.7 194.2 193.8 197.6 187.4 176.6 171.2 168.3 184.2 184.2 26 Other liabilities 278.3 272.1 317.3 296.3 330.3 283.8 267.4 263.0 244.0 244.6 231.4 229.1 27 TOTAL LIABILITIES 5,049.2 5,142.3 5,361.3 5,303.7 5,351.4 5,364.5 5,321.6 5,292.5 5,271.3 5,236.2 5,241.0 5,241.3 28 Residual (assets less liabilities) (8) 401.5 431.1 434.3 459.9 435.6 452.1 450.9 445.7 435.7 438.8 439.2 432.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 5 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars April 5, 2002 Account 2001 2001 2001 2001 2001 2001 2002 2002 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Mar 6 Mar 13 Mar 20 Mar 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,596.8 2,629.8 2,692.7 2,643.3 2,644.1 2,610.8 2,578.7 2,577.5 2,555.3 2,547.1 2,560.2 2,566.8 2 Securities in bank credit 595.6 633.8 644.6 653.2 656.3 640.2 638.0 633.6 631.7 619.0 640.2 635.2 3 Treasury and Agency securities (2) 353.5 362.7 365.9 368.4 368.9 377.6 365.4 358.9 357.9 355.6 370.2 379.1 3a Trading account 37.3 36.2 37.9 35.8 40.5 33.9 32.6 33.6 32.1 29.6 32.1 34.6 3b Investment account 316.2 326.5 328.0 332.7 328.4 343.7 332.9 325.3 325.8 325.9 338.1 344.6 4 Other securities 242.1 271.1 278.7 284.8 287.3 262.7 272.6 274.7 273.8 263.4 270.0 256.1 4a Trading account 129.1 153.1 160.8 165.7 165.4 130.0 128.4 130.0 130.4 120.0 124.1 117.5 4b Investment account 113.1 118.0 118.0 119.1 122.0 132.7 144.1 144.7 143.4 143.5 145.9 138.6 4c State and local government 27.5 27.5 27.4 26.8 27.1 27.3 27.5 28.0 27.9 27.7 28.2 28.2 4d Other 85.5 90.5 90.6 92.3 94.8 105.4 116.6 116.7 115.5 115.8 117.7 110.4 5 Loans and leases in bank credit (3) 2,001.3 1,996.0 2,048.1 1,990.1 1,987.8 1,970.6 1,940.7 1,943.9 1,923.7 1,928.0 1,920.0 1,931.6 6 Commercial and industrial 596.2 557.6 560.7 544.8 535.6 525.5 518.7 520.0 517.4 514.8 514.6 513.6 7 Real estate 835.7 847.0 847.3 846.1 856.3 858.8 846.5 847.5 841.4 842.6 839.5 840.5 8 Revolving home equity 82.7 88.4 90.2 93.2 94.3 96.0 98.2 99.9 102.0 103.3 103.8 104.6 9 Other 753.1 758.6 757.1 752.9 762.1 762.7 748.3 747.6 739.4 739.3 735.7 735.9 10 Consumer 247.1 252.5 254.5 243.2 244.8 244.7 238.0 245.6 243.3 242.8 243.6 243.1 11 Security (4) 57.4 74.7 88.2 70.8 69.1 63.2 68.3 70.3 70.1 71.5 70.6 78.7 11a Fed funds and RPs with broker/dealer 40.9 60.7 61.7 57.2 54.5 48.4 54.9 57.4 58.2 58.6 56.2 65.5 11b Other 16.5 13.9 26.6 13.6 14.6 14.9 13.4 12.9 11.9 12.9 14.4 13.2 12a State and local government 12.9 14.2 14.4 15.3 15.7 15.0 14.6 14.6 14.6 14.7 14.6 14.5 12b Agricultural 10.4 9.6 9.4 9.4 9.5 9.4 9.5 9.5 9.5 9.5 9.5 9.5 12c Fed funds and RPs with others 25.0 33.1 31.8 29.8 30.3 28.4 26.3 22.6 20.1 21.1 20.6 21.3 12d All other loans 85.7 76.5 111.1 105.1 101.4 95.2 86.1 81.3 74.9 78.9 74.9 78.2 12e Lease financing receivables 130.9 130.9 130.8 125.5 125.1 130.4 132.8 132.6 132.3 132.2 132.1 132.1 13 Interbank loans 144.7 149.4 201.7 173.0 152.3 166.5 168.2 152.9 140.1 146.4 143.1 150.8 13a Fed funds and RPs with banks 73.5 79.8 126.5 92.9 89.9 96.7 92.0 79.6 69.4 76.5 73.8 77.7 13b Other 71.2 69.6 75.1 80.1 62.4 69.7 76.2 73.3 70.7 70.0 69.2 73.2 14 Cash assets (5) 140.2 141.7 173.4 153.6 149.5 147.2 146.2 143.2 151.2 136.3 141.9 144.0 15 Other assets (6) 276.5 284.3 306.8 320.4 318.6 312.3 311.0 306.0 285.0 288.1 288.3 284.5 16 TOTAL ASSETS (7) 3,120.4 3,167.0 3,336.5 3,250.7 3,224.7 3,195.5 3,160.9 3,135.9 3,087.8 3,073.8 3,089.5 3,102.0 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 6 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars (continued) April 5, 2002 Account 2001 2001 2001 2001 2001 2001 2002 2002 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Mar 6 Mar 13 Mar 20 Mar 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,696.1 1,756.9 1,858.6 1,790.2 1,791.5 1,800.5 1,790.2 1,788.3 1,795.9 1,795.3 1,793.7 1,808.3 18 Transaction 301.7 305.9 375.4 322.6 320.0 322.8 315.8 307.9 295.1 301.0 310.3 318.5 19 Nontransaction 1,394.4 1,451.0 1,483.2 1,467.6 1,471.5 1,477.7 1,474.4 1,480.4 1,500.8 1,494.2 1,483.5 1,489.8 20 Large time 267.9 265.0 264.4 261.0 253.4 248.2 241.9 249.7 250.3 243.3 249.2 249.8 21 Other 1,126.5 1,186.0 1,218.9 1,206.6 1,218.1 1,229.5 1,232.5 1,230.8 1,250.5 1,251.0 1,234.3 1,240.0 22 Borrowings 682.7 685.2 715.7 688.2 663.8 659.7 655.1 655.3 633.9 623.3 636.4 647.8 23 From banks in the U.S. 215.6 230.8 264.3 233.5 219.7 218.8 213.7 209.1 202.9 202.1 198.9 203.0 24 From others 467.1 454.3 451.4 454.6 444.1 440.9 441.4 446.2 431.0 421.2 437.5 444.8 25 Net due to related foreign offices 196.0 192.1 178.7 184.0 178.8 183.6 174.3 162.1 161.2 161.0 176.7 174.6 26 Other liabilities 223.0 212.8 255.3 230.4 258.5 213.9 194.0 188.4 172.9 174.4 162.8 159.2 27 TOTAL LIABILITIES 2,797.8 2,847.0 3,008.4 2,892.7 2,892.7 2,857.7 2,813.6 2,794.0 2,763.9 2,753.9 2,769.7 2,789.9 28 Residual (assets less liabilities) (8) 322.6 320.0 328.1 358.0 332.0 337.8 347.3 341.8 323.9 319.9 319.8 312.1 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 7 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars April 5, 2002 Account 2001 2001 2001 2001 2001 2001 2002 2002 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Mar 6 Mar 13 Mar 20 Mar 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,602.6 2,615.6 2,688.8 2,641.0 2,651.9 2,624.3 2,588.6 2,582.1 2,566.7 2,549.2 2,556.5 2,554.6 2 Securities in bank credit 601.4 628.3 642.3 653.9 660.2 645.2 645.0 639.4 640.7 625.9 641.1 633.7 3 Treasury and Agency securities (2) 358.7 359.4 363.8 366.2 369.8 380.0 369.5 364.2 366.1 360.6 373.1 379.6 3a Trading account 37.9 35.9 37.7 35.5 40.6 34.1 32.9 34.1 32.9 30.1 32.4 34.6 3b Investment account 320.9 323.5 326.2 330.7 329.2 345.8 336.6 330.1 333.2 330.5 340.7 345.0 3c Mortgage-backed 221.7 243.9 251.1 271.3 269.4 283.3 273.2 258.7 260.8 257.6 265.4 269.4 3d Other 99.1 79.6 75.1 59.4 59.8 62.5 63.4 71.4 72.4 72.9 75.3 75.6 3e 1 year or less 32.1 20.0 19.0 10.3 15.2 14.8 13.8 16.8 19.9 19.8 20.1 19.2 3f Between 1 and 5 years 37.6 34.0 34.6 32.0 30.4 35.3 36.7 43.1 41.3 42.0 43.2 44.2 3g More than 5 years 29.4 25.5 21.4 17.1 14.2 12.3 12.8 11.6 11.2 11.1 12.0 12.2 4 Other securities 242.7 269.0 278.5 287.7 290.4 265.2 275.5 275.2 274.6 265.3 268.1 254.1 4a Trading account 129.4 151.9 160.6 167.4 167.1 131.2 129.8 130.2 130.8 120.8 123.2 116.5 4b Investment account 113.3 117.1 117.9 120.3 123.2 134.0 145.7 145.0 143.8 144.5 144.9 137.6 4c State and local government 27.6 27.3 27.4 27.1 27.4 27.6 27.8 28.1 28.0 27.9 28.0 28.0 4d Other 85.7 89.8 90.5 93.2 95.8 106.4 117.9 116.9 115.8 116.6 116.9 109.6 5 Loans and leases in bank credit (3) 2,001.2 1,987.3 2,046.4 1,987.1 1,991.8 1,979.1 1,943.6 1,942.8 1,926.0 1,923.4 1,915.3 1,921.0 6 Commercial and industrial 595.1 554.8 560.3 545.7 536.5 523.5 514.5 518.8 518.1 513.7 515.5 513.3 7 Real estate 832.8 847.4 847.6 845.1 858.1 860.5 846.1 844.3 837.8 838.8 834.4 834.3 8 Revolving home equity 82.7 88.7 90.5 93.2 94.4 95.7 97.8 100.0 101.5 102.4 102.6 103.3 9a Other residential 451.8 458.1 455.1 440.9 451.6 453.8 440.1 436.1 428.5 428.9 424.3 423.4 9b Commercial 298.3 300.6 301.9 311.0 312.1 311.0 308.2 308.1 307.7 307.5 307.5 307.5 10 Consumer 249.7 250.3 251.9 240.4 243.6 247.7 241.9 248.0 244.4 243.1 243.7 242.9 10a Credit card and related plans 83.1 85.2 84.7 74.3 76.5 80.1 71.5 76.6 75.9 74.5 75.0 75.1 10f Other 166.6 165.1 167.3 166.1 167.1 167.6 170.5 171.4 168.5 168.6 168.7 167.8 11 Security (4) 57.3 73.6 89.7 72.9 71.0 65.5 68.4 69.6 73.3 72.7 70.7 76.0 11a Fed funds and RPs with broker/dealer 40.8 59.9 62.6 58.9 56.0 50.0 54.9 56.8 60.9 59.6 56.3 63.3 11b Other 16.5 13.7 27.1 14.0 15.0 15.4 13.4 12.8 12.4 13.1 14.4 12.7 12a State and local government 12.9 14.2 14.4 15.3 15.7 15.0 14.6 14.6 14.6 14.7 14.6 14.5 12b Agricultural 10.2 9.6 9.4 9.4 9.4 9.4 9.5 9.4 9.4 9.4 9.4 9.4 12c Fed funds and RPs with others 26.4 31.9 32.6 28.8 30.6 29.3 28.0 24.0 20.6 21.2 20.4 21.0 12d All other loans 84.4 76.0 111.7 104.9 102.0 97.4 85.8 80.1 74.5 76.7 73.7 76.7 12e Lease financing receivables 132.3 129.5 128.9 124.8 124.8 130.8 134.9 134.1 133.4 133.1 132.9 132.8 13 Interbank loans 142.8 145.5 196.2 168.8 153.9 170.3 167.6 151.1 141.5 146.3 142.5 148.4 13a Fed funds and RPs with banks 72.6 77.7 123.2 90.6 90.8 98.9 91.7 78.7 70.1 76.4 73.6 76.4 13b Other 70.2 67.8 73.0 78.2 63.1 71.3 75.9 72.5 71.4 69.9 69.0 72.0 14 Cash assets (5) 141.0 133.0 170.4 154.2 152.6 158.3 154.4 143.9 145.3 132.3 136.2 136.3 15 Other assets (6) 274.7 282.4 308.7 319.7 320.0 314.6 311.8 304.5 286.2 285.9 286.3 279.0 16 TOTAL ASSETS (7) 3,123.0 3,138.1 3,325.7 3,244.4 3,238.6 3,226.0 3,179.4 3,137.8 3,095.5 3,069.6 3,077.3 3,074.3 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 8 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars (continued) April 5, 2002 Account 2001 2001 2001 2001 2001 2001 2002 2002 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Mar 6 Mar 13 Mar 20 Mar 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- L I A B I L I T I E S 17 Deposits 1,702.2 1,740.1 1,849.3 1,786.5 1,800.5 1,818.2 1,795.1 1,794.8 1,807.6 1,797.7 1,784.8 1,789.7 18 Transaction 298.2 293.7 370.0 318.1 323.5 340.8 324.4 304.5 291.8 298.0 303.9 312.0 19 Nontransaction 1,404.1 1,446.5 1,479.3 1,468.4 1,476.9 1,477.5 1,470.7 1,490.3 1,515.7 1,499.7 1,481.0 1,477.8 20 Large time 270.2 263.4 261.9 262.2 256.8 251.1 244.4 251.6 252.2 243.0 247.1 245.4 21 Other 1,133.9 1,183.1 1,217.4 1,206.3 1,220.2 1,226.3 1,226.3 1,238.7 1,263.6 1,256.8 1,233.8 1,232.3 22 Borrowings 686.2 664.7 710.8 689.8 666.6 659.7 668.6 658.6 637.3 620.9 640.6 639.0 23 From banks in the U.S. 221.0 224.8 255.4 231.5 216.9 220.4 219.0 214.3 209.3 206.2 204.2 205.4 24 From others 465.2 439.8 455.4 458.3 449.7 439.2 449.6 444.3 428.0 414.8 436.5 433.6 25 Net due to related foreign offices 200.8 190.8 178.2 184.8 183.5 187.6 178.5 165.8 161.7 160.4 174.0 174.0 26 Other liabilities 227.7 211.6 254.9 231.3 264.8 218.3 198.5 192.3 173.4 173.7 160.5 158.5 27 TOTAL LIABILITIES 2,816.9 2,807.2 2,993.2 2,892.4 2,915.4 2,883.8 2,840.7 2,811.5 2,780.0 2,752.8 2,760.0 2,761.3 28 Residual (assets less liabilities) (8) 306.2 330.9 332.6 352.1 323.2 342.2 338.6 326.3 315.5 316.8 317.4 313.0 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 9 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Seasonally adjusted, adjusted for mergers, billions of dollars April 5, 2002 Account 2001 2001 2001 2001 2001 2001 2002 2002 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Mar 6 Mar 13 Mar 20 Mar 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,065.2 2,131.6 2,143.1 2,196.5 2,219.4 2,248.3 2,270.6 2,273.5 2,280.4 2,277.0 2,280.0 2,277.1 2 Securities in bank credit 547.6 568.2 574.9 591.0 598.0 615.5 620.8 621.4 625.9 625.3 624.9 622.2 3 Treasury and Agency securities (2) 355.0 361.2 365.9 381.1 385.3 395.2 399.6 403.4 409.8 410.3 411.6 409.4 4 Other securities 192.6 207.0 209.0 209.9 212.7 220.3 221.1 218.1 216.0 215.0 213.4 212.8 5 Loans and leases in bank credit (3) 1,517.6 1,563.4 1,568.3 1,605.5 1,621.4 1,632.8 1,649.9 1,652.0 1,654.5 1,651.7 1,655.0 1,654.9 6 Commercial and industrial 293.4 302.4 302.0 303.1 301.6 303.8 303.3 305.2 305.4 304.6 303.6 303.2 7 Real estate 822.4 853.5 860.7 888.1 898.3 908.7 918.1 923.1 926.0 925.9 927.1 926.0 8 Revolving home equity 47.2 51.7 52.6 55.7 56.5 58.0 59.2 60.6 61.6 61.6 64.1 64.9 9 Other 775.2 801.8 808.2 832.4 841.8 850.7 858.9 862.4 864.4 864.3 863.0 861.0 10 Consumer 297.5 299.9 297.1 307.4 313.3 312.4 321.6 316.7 316.4 314.3 317.9 318.9 11 Security (4) 7.4 8.3 8.7 8.0 7.9 8.1 8.0 8.2 7.9 7.9 7.9 8.1 12 Other loans and leases 96.9 99.3 99.8 99.0 100.3 99.7 98.8 98.9 98.7 98.9 98.5 98.7 13 Interbank loans 96.1 112.6 118.9 105.0 108.8 105.6 99.0 103.6 99.5 101.7 103.6 104.6 14 Cash assets (5) 102.3 106.3 110.1 109.9 109.1 111.2 113.6 112.6 112.8 111.4 113.5 112.7 15 Other assets (6) 95.9 121.2 128.2 133.3 130.9 135.4 137.4 144.7 146.6 148.1 146.1 146.9 16 TOTAL ASSETS (7) 2,332.7 2,442.9 2,470.9 2,514.6 2,537.4 2,569.7 2,589.9 2,604.0 2,608.9 2,607.9 2,612.8 2,611.0 L I A B I L I T I E S 17 Deposits 1,827.0 1,929.9 1,950.1 1,967.9 1,975.1 1,997.3 1,997.8 2,007.3 2,020.9 2,020.6 2,018.7 2,018.7 18 Transaction 293.1 297.7 302.8 307.5 304.6 306.5 309.0 306.9 298.7 300.4 312.3 311.3 19 Nontransaction 1,533.9 1,632.2 1,647.3 1,660.4 1,670.5 1,690.8 1,688.9 1,700.4 1,722.2 1,720.2 1,706.4 1,707.4 20 Large time 303.4 305.1 305.0 311.4 311.7 305.3 302.7 302.8 303.2 303.2 302.3 302.2 21 Other 1,230.5 1,327.1 1,342.2 1,349.0 1,358.7 1,385.5 1,386.1 1,397.6 1,418.9 1,416.9 1,404.1 1,405.1 22 Borrowings 337.2 344.0 355.4 373.3 378.5 387.4 394.9 388.2 380.0 379.2 383.7 383.7 23 From banks in the U.S. 155.7 151.2 155.8 167.9 169.3 171.9 177.4 175.2 171.5 169.7 172.1 169.6 24 From others 181.5 192.8 199.6 205.4 209.2 215.5 217.4 213.0 208.4 209.6 211.6 214.1 25 Net due to related foreign offices 16.7 15.5 10.5 9.5 10.2 10.0 8.9 10.8 9.5 7.9 10.1 10.1 26 Other liabilities 50.6 60.6 62.5 65.0 65.5 65.4 68.9 70.7 70.6 70.9 70.9 70.6 27 TOTAL LIABILITIES 2,231.5 2,349.9 2,378.5 2,415.7 2,429.3 2,460.2 2,470.5 2,477.0 2,480.9 2,478.6 2,483.5 2,483.1 28 Residual (assets less liabilities) (8) 101.2 93.0 92.4 98.9 108.2 109.6 119.4 127.1 128.0 129.4 129.3 127.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 10 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1) Not seasonally adjusted, adjusted for mergers, billions of dollars April 5, 2002 Account 2001 2001 2001 2001 2001 2001 2002 2002 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Mar 6 Mar 13 Mar 20 Mar 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 2,060.1 2,129.1 2,144.9 2,201.4 2,224.6 2,260.4 2,272.6 2,269.8 2,275.7 2,272.7 2,274.3 2,272.2 2 Securities in bank credit 548.5 566.2 574.0 589.9 597.9 617.9 621.8 623.2 627.3 627.8 627.1 625.2 3 Treasury and Agency securities (2) 356.0 359.2 365.0 380.0 385.1 397.6 400.7 405.1 411.3 412.8 413.7 412.4 4 Other securities 192.6 207.0 209.0 209.9 212.7 220.3 221.1 218.1 216.0 215.0 213.4 212.8 5 Loans and leases in bank credit (3) 1,511.6 1,562.8 1,570.9 1,611.5 1,626.7 1,642.5 1,650.8 1,646.6 1,648.4 1,645.0 1,647.3 1,647.0 6 Commercial and industrial 292.0 300.9 300.3 303.0 300.6 303.9 302.4 303.7 304.4 303.8 303.5 303.5 7 Real estate 820.5 854.1 862.1 891.0 901.0 911.3 917.8 921.2 923.4 923.4 923.4 923.0 8 Revolving home equity 47.0 51.5 52.9 56.1 56.9 58.4 59.3 60.5 61.3 61.2 63.5 64.2 9 Other 773.5 802.6 809.2 834.8 844.1 852.9 858.4 860.7 862.1 862.2 859.9 858.8 10 Consumer 297.0 298.7 298.9 310.7 316.9 318.9 325.5 316.6 314.1 311.8 315.3 315.6 10a Credit card and related plans 129.4 132.7 132.4 142.3 149.0 152.0 157.2 148.3 147.1 144.4 147.9 148.6 10h Other 167.6 166.0 166.5 168.4 167.9 166.9 168.3 168.3 167.0 167.5 167.5 167.0 11 Security (4) 7.4 8.2 8.5 7.9 8.3 8.3 7.8 8.1 8.4 8.2 8.1 8.1 12 Other loans and leases 94.7 100.8 101.0 99.0 99.9 100.1 97.4 97.0 98.2 97.7 97.0 96.8 13 Interbank loans 96.7 110.8 116.4 104.2 110.8 108.1 97.7 104.1 108.7 107.0 105.2 103.8 14 Cash assets (5) 101.9 103.0 109.8 110.3 112.9 117.5 116.2 112.3 110.9 107.8 107.7 107.4 15 Other assets (6) 95.9 121.2 128.2 133.3 130.9 135.4 137.4 144.7 146.6 148.1 146.1 146.9 16 TOTAL ASSETS (7) 2,327.7 2,435.3 2,469.8 2,519.2 2,548.4 2,590.6 2,593.1 2,600.5 2,611.5 2,605.4 2,602.9 2,599.9 L I A B I L I T I E S 17 Deposits 1,827.9 1,915.1 1,939.7 1,963.5 1,981.8 2,017.9 2,008.1 2,011.3 2,031.3 2,025.4 2,016.3 2,015.6 18 Transaction 290.8 294.2 301.0 306.2 307.0 316.4 313.1 304.9 299.8 299.0 307.0 306.4 19 Nontransaction 1,537.1 1,620.9 1,638.7 1,657.3 1,674.8 1,701.5 1,695.1 1,706.4 1,731.4 1,726.4 1,709.3 1,709.2 20 Large time 303.4 305.1 305.0 311.4 311.7 305.3 302.7 302.8 303.2 303.2 302.3 302.2 21 Other 1,233.7 1,315.8 1,333.7 1,345.9 1,363.1 1,396.3 1,392.3 1,403.6 1,428.2 1,423.2 1,407.0 1,406.9 22 Borrowings 337.2 344.0 355.4 373.3 378.5 387.4 394.9 388.2 380.0 379.2 383.7 383.7 23 From banks in the U.S. 155.7 151.2 155.8 167.9 169.3 171.9 177.4 175.2 171.5 169.7 172.1 169.6 24 From others 181.5 192.8 199.6 205.4 209.2 215.5 217.4 213.0 208.4 209.6 211.6 214.1 25 Net due to related foreign offices 16.7 15.5 10.5 9.5 10.2 10.0 8.9 10.8 9.5 7.9 10.1 10.1 26 Other liabilities 50.6 60.6 62.5 65.0 65.5 65.4 68.9 70.7 70.6 70.9 70.9 70.6 27 TOTAL LIABILITIES 2,232.4 2,335.1 2,368.1 2,411.3 2,436.0 2,480.8 2,480.8 2,481.0 2,491.3 2,483.4 2,481.0 2,480.0 28 Residual (assets less liabilities) (8) 95.3 100.2 101.7 107.9 112.4 109.9 112.3 119.5 120.2 122.0 121.8 119.9 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 11 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Seasonally adjusted, billions of dollars April 5, 2002 Account 2001 2001 2001 2001 2001 2001 2002 2002 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Mar 6 Mar 13 Mar 20 Mar 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 607.1 599.1 595.4 591.5 598.4 594.7 588.0 588.2 587.2 587.9 587.5 601.4 2 Securities in bank credit 203.4 226.1 225.9 230.1 236.0 237.5 233.9 230.9 228.8 227.1 224.2 226.4 3 Treasury and Agency securities (2) 62.5 40.1 43.2 56.5 59.7 58.0 54.1 49.4 51.3 51.0 50.3 51.2 4 Other securities 140.9 186.0 182.7 173.6 176.3 179.6 179.8 181.5 177.5 176.1 173.8 175.3 5 Loans and leases in bank credit (3) 403.7 372.9 369.5 361.4 362.4 357.2 354.2 357.3 358.4 360.8 363.3 374.9 6 Commercial and industrial 215.4 203.4 202.4 199.2 198.7 195.7 193.1 197.4 197.7 199.3 204.5 205.7 7 Real estate 18.1 18.3 18.6 18.7 18.9 19.0 18.9 18.6 18.5 18.3 19.0 19.4 11 Security (4) 103.2 83.5 79.9 75.3 76.9 74.1 73.7 71.2 72.2 73.9 69.7 78.3 12 Other loans and leases 67.1 67.7 68.4 68.3 67.9 68.3 68.3 70.0 70.1 69.3 70.2 71.5 13 Interbank loans 27.6 20.1 25.9 23.9 25.2 20.7 25.7 20.3 26.4 19.0 18.5 22.6 14 Cash assets (5) 40.6 36.4 43.6 39.0 38.1 39.0 39.4 39.6 39.7 39.0 41.4 40.1 15 Other assets (6) 35.4 30.2 33.7 31.8 33.5 30.0 31.3 30.0 26.9 26.7 27.0 26.6 16 TOTAL ASSETS (7) 710.4 685.4 698.2 685.8 694.8 684.0 684.0 677.7 679.9 672.1 674.1 690.3 L I A B I L I T I E S 17 Deposits 389.1 406.2 410.8 423.4 433.5 444.6 465.7 470.8 467.4 475.3 478.5 490.4 18 Transaction 10.2 9.8 12.4 10.8 10.9 11.2 11.2 10.6 10.7 10.0 10.1 11.0 19 Nontransaction 378.9 396.5 398.4 412.5 422.7 433.3 454.6 460.3 456.8 465.3 468.4 479.4 22 Borrowings 240.1 210.3 220.2 208.7 213.7 203.5 187.9 190.0 197.3 183.4 183.1 179.6 23 From banks in the U.S. 23.6 20.6 30.6 24.0 24.5 24.9 22.3 23.0 24.4 20.0 20.9 21.3 24 From others 216.5 189.6 189.5 184.7 189.2 178.6 165.6 167.0 173.0 163.4 162.2 158.3 25 Net due to related foreign offices -6.7 -10.2 -16.4 -15.3 -29.1 -47.2 -57.5 -66.5 -58.0 -61.5 -63.2 -65.2 26 Other liabilities 81.3 77.9 81.6 75.0 77.2 75.0 75.6 74.4 67.3 65.9 64.0 64.0 27 TOTAL LIABILITIES 703.7 684.3 696.2 691.8 695.3 676.0 671.8 668.7 674.0 663.1 662.5 668.8 28 Residual (assets less liabilities) (8) 6.7 1.1 1.9 -6.0 -0.5 8.0 12.3 9.0 5.9 9.0 11.6 21.5 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 12 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1) Not seasonally adjusted, billions of dollars April 5, 2002 Account 2001 2001 2001 2001 2001 2001 2002 2002 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Mar 6 Mar 13 Mar 20 Mar 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- A S S E T S 1 Bank credit 612.4 593.2 592.5 591.6 601.1 602.2 593.6 592.1 589.3 588.5 588.7 600.3 2 Securities in bank credit (2) 203.4 226.1 225.9 230.1 236.0 237.5 233.9 230.9 228.8 227.1 224.2 226.4 3 Treasury and Agency securities 62.5 40.1 43.2 56.5 59.7 58.0 54.1 49.4 51.3 51.0 50.3 51.2 3a Trading account 9.9 11.6 12.0 14.4 13.5 12.5 11.7 11.1 11.3 10.4 10.3 10.6 3b Investment account 52.6 28.5 31.2 42.1 46.2 45.5 42.4 38.4 40.0 40.6 40.1 40.6 4 Other securities 140.9 186.0 182.7 173.6 176.3 179.6 179.8 181.5 177.5 176.1 173.8 175.3 4a Trading account 94.9 108.9 107.9 107.1 107.9 107.9 103.7 101.3 97.8 95.5 94.3 94.3 4b Investment account 46.0 77.2 74.9 66.5 68.3 71.6 76.0 80.2 79.7 80.6 79.6 80.9 5 Loans and leases in bank credit (3) 409.0 367.0 366.5 361.5 365.1 364.7 359.8 361.2 360.5 361.4 364.5 373.9 6 Commercial and industrial 217.2 201.8 202.4 199.9 200.3 197.4 193.9 198.9 199.3 200.3 206.5 206.9 7 Real estate 18.1 18.3 18.6 18.7 18.9 19.0 18.9 18.6 18.5 18.3 19.0 19.4 11 Security (4) 106.5 80.5 77.5 75.4 77.9 78.1 77.8 73.5 71.7 72.9 67.9 75.0 12 Other loans and leases 67.3 66.5 68.0 67.5 68.0 70.2 69.1 70.1 71.0 69.9 71.1 72.6 13 Interbank loans 27.6 20.1 25.9 23.9 25.2 20.7 25.7 20.3 26.4 19.0 18.5 22.6 14 Cash assets (5) 41.2 35.3 43.6 39.8 40.4 41.4 41.5 40.4 39.2 37.9 40.1 39.0 15 Other assets (6) 36.3 29.8 34.3 31.3 33.3 30.7 32.1 30.6 28.1 28.0 27.6 26.9 16 TOTAL ASSETS (7) 717.1 677.9 695.9 686.2 699.6 694.7 692.6 683.0 682.7 673.0 674.5 688.5 L I A B I L I T I E S 17 Deposits 393.9 394.4 400.9 416.7 437.1 456.9 476.4 476.3 467.8 475.7 479.1 496.6 18 Transaction 10.3 9.5 12.6 11.0 11.1 12.0 11.4 10.7 10.5 9.8 9.9 10.8 19 Nontransaction 383.6 384.9 388.3 405.8 426.0 444.9 464.9 465.5 457.3 465.9 469.2 485.8 22 Borrowings 240.1 210.3 220.2 208.7 213.7 203.5 187.9 190.0 197.3 183.4 183.1 179.6 23 From banks in the U.S. 23.6 20.6 30.6 24.0 24.5 24.9 22.3 23.0 24.4 20.0 20.9 21.3 24 From others 216.5 189.6 189.5 184.7 189.2 178.6 165.6 167.0 173.0 163.4 162.2 158.3 25 Net due to related foreign offices -3.8 -12.3 -15.2 -16.8 -30.5 -44.5 -54.4 -63.8 -56.4 -59.3 -59.0 -59.0 26 Other liabilities 82.7 77.0 82.1 74.4 76.7 76.2 76.9 75.5 67.9 66.7 65.5 66.2 27 TOTAL LIABILITIES 712.9 669.4 688.0 683.1 696.9 692.2 686.9 678.0 676.5 666.5 668.8 683.5 28 Residual (assets less liabilities) (8) 4.1 8.5 7.9 3.1 2.7 2.5 5.7 5.0 6.1 6.5 5.7 5.0 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Page 13 MEMO ITEMS Not seasonally adjusted, billions of dollars April 5, 2002 Account 2001 2001 2001 2001 2001 2001 2002 2002 Week ending Feb Aug Sep Oct Nov Dec Jan Feb Mar 6 Mar 13 Mar 20 Mar 27 -------- -------- -------- -------- -------- -------- -------- -------- ------- ------- ------- ------- LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers 29 Reval. gains on off-bal. sheet items (9) 77.8 89.8 98.1 100.8 104.3 80.6 86.3 81.7 81.7 74.5 73.0 68.6 30 Reval. losses on off-bal. sheet items (9) 81.0 78.4 84.9 86.0 86.5 68.4 66.5 59.4 57.8 53.5 51.3 54.4 31 Mortgage-backed securities (10) 241.5 267.3 275.6 298.8 298.5 320.3 317.8 301.1 300.6 298.5 306.4 301.3 31a Pass-through 174.3 202.8 210.9 227.7 210.6 214.8 216.1 202.5 201.8 199.5 208.6 203.9 31b CMO, REMIC, and other 67.2 64.6 64.7 71.1 87.9 105.4 101.7 98.6 98.8 99.0 97.8 97.5 32 Net unrealized gains (losses) on available-for-sale securities (11) 2.8 5.1 7.1 9.2 9.7 4.6 2.9 4.4 5.5 5.1 4.5 4.4 33 Offshore credit to U.S. residents (12) 22.7 19.6 20.3 20.0 19.2 19.1 19.4 19.7 19.8 19.7 19.8 19.8 34 Securitized consumer loans (13) 78.4 96.4 97.1 97.8 99.3 99.4 94.7 92.8 93.8 95.1 94.4 93.4 34a Credit card and related plans 68.7 86.2 87.2 87.8 88.3 88.7 84.3 82.6 81.8 83.1 82.6 81.6 34b Other 9.8 10.2 10.0 9.9 11.0 10.7 10.4 10.3 12.0 11.9 11.8 11.8 35 Securitized business loans (13) 12.7 19.8 20.0 21.1 20.6 19.7 19.4 19.4 18.9 18.6 17.3 16.9 SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers 31 Mortgage-backed securities (10) 210.6 245.2 251.3 261.3 268.5 280.7 281.1 283.6 285.9 286.9 286.4 285.0 34 Securitized consumer loans (13) 234.0 227.9 231.0 234.7 237.5 243.0 250.5 245.1 243.6 243.5 239.7 241.4 34a Credit card and related plans 225.8 220.2 223.5 227.4 229.9 235.6 243.3 238.0 236.6 236.5 232.7 234.5 34b Other 8.2 7.6 7.6 7.3 7.6 7.4 7.3 7.1 7.0 7.0 7.0 6.9 FOREIGN-RELATED INSTITUTIONS 29 Reval. gains on off-bal. sheet items (9) 53.3 54.9 54.6 56.4 55.5 55.1 52.3 52.8 49.5 47.8 45.9 46.3 30 Reval. losses on off-bal. sheet items (9) 51.4 51.1 50.4 48.8 48.6 49.2 49.3 49.2 43.8 42.3 41.0 40.8 35 Securitized business loans (13) 35.7 26.6 26.6 27.1 26.4 25.2 25.5 25.1 24.7 24.3 24.1 23.8 ------------------------------------------------- Footnotes appear on page 14. H.8 (510) Footnotes Page 14 April 5, 2002 Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises. 3. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 4. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 5. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 6. Excludes the due-from position with related foreign offices, which is included in line 25. 7. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 8. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 9. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39. 10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 12. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to entities other than nonfinancial businesses. 13. Total amount outstanding.