Federal Reserve Statistical Release, H.8, Assets and Liabilities of Commercial Banks in the United States; title with eagle logo links to Statistical Release home page
Release Date: October 21, 2005
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H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)                                                                              For use at 4:15 p.m. Eastern Time



Seasonally adjusted, billions of dollars                                                                                                                          October 21, 2005


               Account                                    2004      2005      2005      2005      2005      2005      2005      2005                      Week ending
                                                           Sep       Mar       Apr       May       Jun       Jul       Aug       Sep         Sep 21    Sep 28     Oct 5    Oct 12 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        6,701.7   7,084.4   7,111.9   7,166.3   7,220.9   7,275.1   7,350.3   7,395.6       7,390.4   7,406.2   7,393.9   7,397.2

  2     Securities in bank credit                        1,925.5   2,057.0   2,043.4   2,071.5   2,055.1   2,062.2   2,066.5   2,079.0       2,082.3   2,085.5   2,077.7   2,070.9
  3        Treasury and Agency securities (2)            1,176.4   1,217.7   1,193.8   1,199.9   1,172.3   1,176.2   1,172.5   1,164.4       1,164.9   1,166.2   1,169.9   1,160.5
  4        Other securities                                749.1     839.2     849.7     871.6     882.8     886.1     894.0     914.6         917.4     919.3     907.8     910.3

  5     Loans and leases in bank credit (3)              4,776.2   5,027.4   5,068.4   5,094.9   5,165.8   5,212.8   5,283.8   5,316.7       5,308.1   5,320.7   5,316.2   5,326.3
  6        Commercial and industrial                       907.7     963.1     976.8     987.8     993.5   1,007.7   1,016.7   1,024.9       1,025.4   1,030.7   1,032.8   1,036.4
  7        Real estate                                   2,463.6   2,652.5   2,679.9   2,688.5   2,731.5   2,779.3   2,813.0   2,821.2       2,815.6   2,818.1   2,831.4   2,838.5
  8          Revolving home equity                         370.5     417.2     421.6     425.8     430.1     437.7     439.1     438.1         438.1     438.9     435.0     435.0
  9          Other                                       2,093.1   2,235.4   2,258.3   2,262.7   2,301.5   2,341.6   2,374.0   2,383.1       2,377.5   2,379.3   2,396.3   2,403.4
  10       Consumer                                        693.3     708.6     711.2     704.4     707.0     710.4     717.0     719.6         720.9     719.8     708.1     705.0
  11       Security (4)                                    247.5     226.5     224.3     237.5     248.7     232.7     245.2     246.2         238.8     239.0     236.9     235.1
  12       Other loans and leases                          464.0     476.7     476.3     476.7     485.2     482.7     491.8     504.9         507.4     513.0     507.0     511.4

  13  Interbank loans                                      375.5     276.2     287.8     287.8     268.7     260.9     275.8     283.7         285.5     288.7     270.1     285.9

  14  Cash assets (5)                                      325.1     350.2     332.4     339.6     343.8     327.5     324.1     327.3         324.1     321.7     316.1     323.6

  15  Other assets (6)                                     641.4     691.2     679.5     677.5     694.2     680.6     688.5     697.7         706.5     702.0     687.9     733.3

  16  TOTAL ASSETS (7)                                   7,972.2   8,333.6   8,343.5   8,403.3   8,459.8   8,476.2   8,570.7   8,635.8       8,638.0   8,649.8   8,599.9   8,671.7

            L I A B I L I T I E S

  17  Deposits                                           5,202.9   5,451.2   5,500.0   5,517.1   5,561.7   5,583.4   5,655.1   5,683.8       5,668.6   5,678.7   5,684.6   5,721.6
  18    Transaction                                        683.4     704.6     674.3     677.6     694.9     661.5     685.8     672.1         695.3     726.0     631.0     625.1
  19    Nontransaction                                   4,519.5   4,746.6   4,825.7   4,839.5   4,866.8   4,921.9   4,969.3   5,011.8       4,973.3   4,952.7   5,053.6   5,096.5
  20       Large time                                    1,160.6   1,247.1   1,293.7   1,299.4   1,321.0   1,318.9   1,364.9   1,387.4       1,377.8   1,396.5   1,404.6   1,410.4
  21       Other                                         3,358.9   3,499.6   3,532.0   3,540.1   3,545.8   3,603.1   3,604.4   3,624.4       3,595.6   3,556.2   3,649.0   3,686.1

  22  Borrowings                                         1,610.6   1,618.9   1,612.7   1,628.3   1,628.1   1,620.0   1,667.6   1,674.3       1,684.4   1,690.8   1,644.8   1,662.0
  23    From banks in the U.S.                             460.2     369.3     380.5     369.7     369.3     347.3     350.3     354.6         358.1     358.9     336.1     335.3
  24    From others                                      1,150.4   1,249.6   1,232.3   1,258.6   1,258.8   1,272.7   1,317.3   1,319.7       1,326.3   1,331.9   1,308.7   1,326.8

  25  Net due to related foreign offices                    45.8      74.6      40.4      64.6      46.7      94.3      63.3      65.9          89.7      72.4      75.2      87.8

  26  Other liabilities                                    484.9     494.9     510.5     492.4     497.1     487.8     484.2     499.4         489.3     503.3     483.0     496.1

  27  TOTAL LIABILITIES                                  7,344.2   7,639.7   7,663.7   7,702.4   7,733.6   7,785.6   7,870.2   7,923.4       7,932.0   7,945.2   7,887.6   7,967.6

  28  Residual (assets less liabilities) (8)               628.0     693.9     679.8     701.0     726.3     690.6     700.5     712.5         706.1     704.6     712.3     704.1



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                      October 21, 2005


               Account                                    2004      2005      2005      2005      2005      2005      2005      2005                      Week ending
                                                           Sep       Mar       Apr       May       Jun       Jul       Aug       Sep         Sep 21    Sep 28     Oct 5    Oct 12 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        6,701.9   7,050.4   7,091.3   7,158.0   7,215.1   7,255.9   7,336.0   7,397.7       7,398.8   7,409.5   7,395.3   7,401.3

  2     Securities in bank credit                        1,921.3   2,047.7   2,039.4   2,074.9   2,056.8   2,056.3   2,064.9   2,075.5       2,076.2   2,080.3   2,074.7   2,064.5
  3        Treasury and Agency securities (2)            1,169.2   1,213.0   1,196.9   1,208.2   1,176.1   1,174.7   1,168.7   1,157.5       1,156.2   1,158.2   1,161.5   1,151.0
  4        Other securities                                752.1     834.6     842.5     866.8     880.8     881.6     896.2     918.0         920.0     922.1     913.2     913.6

  5     Loans and leases in bank credit (3)              4,780.6   5,002.8   5,051.9   5,083.1   5,158.3   5,199.7   5,271.1   5,322.2       5,322.6   5,329.2   5,320.6   5,336.8
  6        Commercial and industrial                       904.7     966.1     981.6     992.2     996.2   1,006.3   1,011.3   1,021.4       1,023.8   1,028.6   1,032.1   1,033.6
  7        Real estate                                   2,470.8   2,637.1   2,667.7   2,688.2   2,725.6   2,774.1   2,814.9   2,829.3       2,824.3   2,825.3   2,837.2   2,848.3
  8          Revolving home equity                         372.1     414.1     420.2     426.7     431.5     438.6     440.5     440.0         440.1     440.7     436.1     436.3
  9          Other                                       2,098.8   2,223.0   2,247.5   2,261.5   2,294.0   2,335.5   2,374.4   2,389.4       2,384.2   2,384.5   2,401.1   2,412.0
  10       Consumer                                        694.7     702.1     702.7     698.5     699.8     702.9     713.6     721.0         724.5     722.7     708.1     705.7
  10a        Credit card and related plans                 300.2     303.3     305.0     303.1     306.5     308.0     308.6     311.2         314.1     313.3     299.8     298.1
  10b        Other                                         394.5     398.8     397.7     395.3     393.3     394.9     405.0     409.8         410.4     409.4     408.2     407.6
  11       Security (4)                                    242.6     225.5     225.9     229.4     248.7     229.7     237.6     241.5         240.6     235.0     230.1     234.6
  12       Other loans and leases                          467.8     472.0     474.1     474.8     488.0     486.7     493.7     509.0         509.4     517.7     513.1     514.6

  13  Interbank loans                                      367.6     279.7     296.1     288.3     269.2     257.8     275.4     278.3         274.7     277.3     268.3     281.1

  14  Cash assets (5)                                      326.9     337.0     327.9     334.3     335.4     322.1     314.5     329.1         315.9     321.3     315.7     342.6

  15  Other assets (6)                                     643.7     686.5     677.8     677.2     690.3     681.8     690.6     700.5         702.2     706.8     696.8     736.5

  16  TOTAL ASSETS (7)                                   7,968.5   8,285.0   8,325.1   8,389.8   8,442.2   8,449.9   8,548.4   8,637.1       8,622.9   8,646.4   8,608.3   8,693.7

            L I A B I L I T I E S

  17  Deposits                                           5,193.3   5,444.5   5,519.3   5,508.4   5,562.9   5,567.3   5,632.6   5,673.4       5,622.2   5,643.5   5,700.0   5,735.8
  18    Transaction                                        675.2     695.2     681.0     668.0     687.5     659.0     667.2     664.1         672.9     717.2     627.2     633.8
  19    Nontransaction                                   4,518.1   4,749.3   4,838.2   4,840.4   4,875.5   4,908.3   4,965.5   5,009.3       4,949.3   4,926.3   5,072.8   5,102.0
  20       Large time                                    1,149.5   1,250.4   1,300.2   1,309.1   1,328.7   1,315.5   1,356.1   1,374.1       1,363.0   1,382.9   1,390.8   1,390.7
  21       Other                                         3,368.6   3,499.0   3,538.0   3,531.3   3,546.8   3,592.8   3,609.4   3,635.2       3,586.3   3,543.4   3,682.0   3,711.3

  22  Borrowings                                         1,614.5   1,606.8   1,619.3   1,646.6   1,639.8   1,621.5   1,662.0   1,678.5       1,700.5   1,698.1   1,643.1   1,656.2
  23    From banks in the U.S.                             460.6     370.5     384.9     370.3     368.8     347.2     351.9     354.9         359.6     357.9     336.3     336.4
  24    From others                                      1,153.9   1,236.3   1,234.4   1,276.2   1,271.0   1,274.4   1,310.1   1,323.6       1,340.9   1,340.2   1,306.8   1,319.8

  25  Net due to related foreign offices                    49.7      67.8      23.7      60.3      42.3      85.6      63.2      70.4          94.7      82.7      76.0      89.7

  26  Other liabilities                                    489.5     486.5     489.0     487.8     492.6     478.6     484.1     504.3         494.2     514.2     483.8     497.6

  27  TOTAL LIABILITIES                                  7,347.0   7,605.7   7,651.3   7,703.0   7,737.5   7,753.0   7,841.9   7,926.6       7,911.7   7,938.4   7,903.0   7,979.3

  28  Residual (assets less liabilities) (8)               621.5     679.3     673.8     686.8     704.7     696.8     706.5     710.5         711.3     708.0     705.3     714.3





      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                          October 21, 2005


               Account                                    2004      2005      2005      2005      2005      2005      2005      2005                      Week ending
                                                           Sep       Mar       Apr       May       Jun       Jul       Aug       Sep         Sep 21    Sep 28     Oct 5    Oct 12 
                                                        --------  --------  --------  --------  --------  --------  --------  --------       -------  -------   -------   -------

             A S S E T S




  1   Bank credit                                        6,049.3   6,381.3   6,405.5   6,441.7   6,487.8   6,529.6   6,579.2   6,608.6       6,603.9   6,622.0   6,607.1   6,609.7

  2     Securities in bank credit                        1,662.7   1,740.7   1,734.0   1,757.3   1,736.4   1,736.1   1,732.1   1,727.6       1,730.8   1,730.9   1,724.6   1,715.4
  3        Treasury and Agency securities (2)            1,085.0   1,124.3   1,108.2   1,112.9   1,085.3   1,090.3   1,087.4   1,078.8       1,077.5   1,083.1   1,086.8   1,077.7
  4        Other securities                                577.8     616.5     625.7     644.4     651.1     645.8     644.6     648.8         653.3     647.8     637.7     637.7

  5     Loans and leases in bank credit (3)              4,386.6   4,640.5   4,671.6   4,684.4   4,751.4   4,793.5   4,847.1   4,881.0       4,873.1   4,891.1   4,882.5   4,894.3
  6        Commercial and industrial                       774.3     817.5     825.1     833.0     839.6     847.0     852.1     860.6         860.6     866.5     869.0     870.9
  7        Real estate                                   2,446.6   2,634.5   2,661.4   2,670.1   2,713.1   2,762.5   2,796.3   2,804.7       2,799.2   2,801.7   2,814.8   2,822.0
  8          Revolving home equity                         370.5     417.2     421.6     425.8     430.1     437.7     439.1     438.1         438.1     438.9     435.0     435.0
  9          Other                                       2,076.1   2,217.3   2,239.8   2,244.4   2,283.0   2,324.8   2,357.3   2,366.6       2,361.1   2,362.8   2,379.8   2,386.9
  10       Consumer                                        693.3     708.6     711.2     704.4     707.0     710.4     717.0     719.6         720.9     719.8     708.1     705.0
  11       Security (4)                                     99.0     108.0     104.9     106.9     113.8     103.6     103.4     107.9         103.5     105.4     101.2     101.6
  12       Other loans and leases                          373.4     372.0     368.9     369.9     377.8     370.0     378.2     388.2         388.9     397.7     389.3     394.9

  13  Interbank loans                                      333.6     233.3     242.9     239.6     219.0     209.7     226.9     233.5         233.8     232.4     225.0     233.7

  14  Cash assets (5)                                      263.8     285.4     269.3     278.0     283.8     267.1     262.8     267.4         264.3     263.4     259.0     264.8

  15  Other assets (6)                                     600.1     656.4     645.6     642.4     657.2     644.1     651.8     657.5         664.9     660.2     648.8     689.4

  16  TOTAL ASSETS (7)                                   7,175.8   7,488.4   7,495.6   7,534.2   7,580.4   7,583.1   7,653.1   7,698.9       7,698.8   7,709.7   7,672.2   7,729.6

            L I A B I L I T I E S

  17  Deposits                                           4,665.2   4,889.7   4,911.0   4,929.7   4,959.6   5,001.2   5,026.2   5,046.9       5,041.6   5,042.9   5,043.2   5,076.7
  18    Transaction                                        672.3     689.9     660.2     664.7     683.0     649.8     673.4     660.0         682.6     714.2     619.2     613.4
  19    Nontransaction                                   3,992.9   4,199.8   4,250.8   4,265.0   4,276.6   4,351.4   4,352.8   4,386.9       4,358.9   4,328.7   4,424.0   4,463.3
  20       Large time                                      650.3     721.0     736.6     745.5     752.1     768.8     771.1     788.3         788.3     800.8     800.4     800.1
  21       Other                                         3,342.6   3,478.8   3,514.2   3,519.5   3,524.5   3,582.5   3,581.6   3,598.6       3,570.6   3,527.9   3,623.7   3,663.2

  22  Borrowings                                         1,278.3   1,253.9   1,249.6   1,258.7   1,266.1   1,251.7   1,278.8   1,289.8       1,299.8   1,313.2   1,266.2   1,271.8
  23    From banks in the U.S.                             409.0     318.9     329.8     323.6     318.4     299.1     297.6     304.6         305.0     304.2     289.1     287.7
  24    From others                                        869.3     935.0     919.8     935.1     947.8     952.6     981.2     985.3         994.8   1,008.9     977.0     984.0

  25  Net due to related foreign offices                   211.4     255.4     244.8     261.2     237.0     249.7     263.6     258.3         267.1     262.5     272.2     281.8

  26  Other liabilities                                    397.7     401.6     417.1     398.9     398.4     392.8     388.0     393.2         384.5     393.2     377.5     386.9

  27  TOTAL LIABILITIES                                  6,552.6   6,800.6   6,822.6   6,848.6   6,861.2   6,895.4   6,956.6   6,988.2       6,992.9   7,011.7   6,959.1   7,017.2

  28  Residual (assets less liabilities) (8)               623.2     687.9     673.0     685.7     719.2     687.7     696.5     710.7         705.9     697.9     713.1     712.5



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                      October 21, 2005


               Account                                    2004      2005      2005      2005      2005      2005      2005      2005                      Week ending
                                                           Sep       Mar       Apr       May       Jun       Jul       Aug       Sep         Sep 21    Sep 28     Oct 5    Oct 12 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        6,056.6   6,344.2   6,379.5   6,435.9   6,481.8   6,513.5   6,573.8   6,617.5       6,615.6   6,629.6   6,618.7   6,620.2

  2     Securities in bank credit                        1,658.6   1,731.4   1,730.0   1,760.7   1,738.1   1,730.1   1,730.5   1,724.1       1,724.7   1,725.6   1,721.6   1,709.0
  3        Treasury and Agency securities (2)            1,077.8   1,119.6   1,111.4   1,121.2   1,089.1   1,088.8   1,083.6   1,071.9       1,068.8   1,075.0   1,078.5   1,068.1
  4        Other securities                                580.7     611.8     618.5     639.6     649.0     641.2     646.9     652.3         655.9     650.6     643.1     640.9

  5     Loans and leases in bank credit (3)              4,398.1   4,612.7   4,649.5   4,675.2   4,743.6   4,783.4   4,843.4   4,893.3       4,891.0   4,903.9   4,897.1   4,911.1
  6        Commercial and industrial                       772.6     818.5     828.8     837.3     842.9     846.5     848.4     858.7         860.2     865.3     870.0     870.7
  7        Real estate                                   2,453.8   2,619.0   2,649.2   2,669.9   2,707.1   2,757.2   2,798.2   2,812.9       2,807.9   2,808.8   2,820.7   2,831.8
  8          Revolving home equity                         372.1     414.1     420.2     426.7     431.5     438.6     440.5     440.0         440.1     440.7     436.1     436.3
  9          Other                                       2,081.7   2,205.0   2,229.0   2,243.2   2,275.6   2,318.7   2,357.7   2,372.9       2,367.8   2,368.1   2,384.5   2,395.6
  9a           Other residential                         1,056.8   1,103.9   1,117.0   1,117.0   1,134.2   1,161.3   1,188.3   1,191.6       1,184.8   1,181.8   1,196.6   1,203.7
  9b           Commercial                                1,024.9   1,101.1   1,111.9   1,126.2   1,141.4   1,157.4   1,169.4   1,181.3       1,183.0   1,186.2   1,187.9   1,191.8
  10       Consumer                                        694.7     702.1     702.7     698.5     699.8     702.9     713.6     721.0         724.5     722.7     708.1     705.7
  10a        Credit card and related plans                 300.2     303.3     305.0     303.1     306.5     308.0     308.6     311.2         314.1     313.3     299.8     298.1
  10d        Other                                         394.5     398.8     397.7     395.3     393.3     394.9     405.0     409.8         410.4     409.4     408.2     407.6
  11       Security (4)                                    100.5     105.5     103.3     102.0     114.9     104.1     104.3     109.3         107.6     105.7     102.8     104.2
  12       Other loans and leases                          376.5     367.6     365.5     367.4     379.0     372.7     378.8     391.4         390.7     401.4     395.4     398.7

  13  Interbank loans                                      325.7     236.9     251.2     240.1     219.6     206.6     226.5     228.1         223.0     221.0     223.3     228.9

  14  Cash assets (5)                                      264.4     274.3     265.3     273.3     275.8     262.2     253.1     268.1         254.8     260.3     257.3     282.8

  15  Other assets (6)                                     604.1     651.6     645.3     641.5     653.3     646.4     654.2     662.0         662.7     666.7     659.5     694.0

  16  TOTAL ASSETS (7)                                   7,179.6   7,438.7   7,473.6   7,523.3   7,563.0   7,561.6   7,640.1   7,707.5       7,688.0   7,709.6   7,691.4   7,758.4

            L I A B I L I T I E S

  17  Deposits                                           4,665.4   4,877.5   4,918.5   4,907.5   4,952.2   4,986.6   5,012.6   5,048.0       5,005.8   5,015.5   5,074.8   5,113.4
  18    Transaction                                        664.1     681.0     667.2     655.3     675.7     647.3     654.9     651.8         660.2     704.6     615.4     622.1
  19    Nontransaction                                   4,001.3   4,196.5   4,251.3   4,252.3   4,276.6   4,339.3   4,357.6   4,396.2       4,345.6   4,310.9   4,459.4   4,491.2
  20       Large time                                      648.7     718.6     731.5     742.1     751.4     766.9     770.7     786.2         783.8     795.3     802.0     802.0
  21       Other                                         3,352.6   3,478.0   3,519.8   3,510.1   3,525.2   3,572.3   3,586.9   3,609.9       3,561.8   3,515.6   3,657.4   3,689.2

  22  Borrowings                                         1,282.2   1,241.8   1,256.2   1,277.0   1,277.8   1,253.1   1,273.2   1,294.1       1,315.9   1,320.4   1,264.5   1,265.9
  23    From banks in the U.S.                             409.4     320.1     334.3     324.2     317.8     298.9     299.2     304.8         306.5     303.2     289.3     288.8
  24    From others                                        872.8     921.8     921.9     952.8     960.0     954.2     974.0     989.2       1,009.4   1,017.2     975.2     977.1

  25  Net due to related foreign offices                   213.6     249.2     230.5     259.0     235.3     242.9     263.0     261.0         270.0     268.2     271.9     281.2

  26  Other liabilities                                    401.3     393.7     397.5     395.8     395.9     384.8     387.6     396.8         387.8     400.4     377.6     386.4

  27  TOTAL LIABILITIES                                  6,562.5   6,762.2   6,802.7   6,839.3   6,861.2   6,867.5   6,936.4   6,999.8       6,979.5   7,004.4   6,988.8   7,046.9

  28  Residual (assets less liabilities) (8)               617.2     676.5     671.0     684.0     701.8     694.1     703.7     707.7         708.5     705.2     702.5     711.5






      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                    October 21, 2005


               Account                                    2004      2005      2005      2005      2005      2005      2005      2005                      Week ending
                                                           Sep       Mar       Apr       May       Jun       Jul       Aug       Sep         Sep 21    Sep 28     Oct 5    Oct 12 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        3,395.9   3,574.3   3,563.5   3,570.2   3,588.8   3,608.9   3,640.4   3,663.6       3,661.4   3,680.5   3,675.4   3,683.0

  2     Securities in bank credit                          956.0   1,024.8   1,011.0   1,031.4   1,019.4   1,021.6   1,016.3   1,016.0       1,020.3   1,027.2   1,022.3   1,015.1
  3        Treasury and Agency securities (2)              587.6     632.7     611.0     611.5     591.2     597.7     594.2     588.3         589.1     596.6     598.7     592.3
  3a         Trading account                                48.1      52.1      47.8      53.9      51.0      49.4      46.7      36.8          32.7      37.2      42.4      37.0
  3b         Investment account                            539.5     580.6     563.1     557.6     540.2     548.3     547.4     551.5         556.4     559.4     556.3     555.3
  3c           Mortgage-backed                             429.6     472.7     464.4     458.3     440.8     449.0     447.6     449.6         454.6     453.9     452.4     448.6
  3b           Other                                       109.9     107.9      98.8      99.3      99.3      99.3      99.8     101.9         101.8     105.5     103.9     106.7
  4        Other securities                                368.4     392.1     400.0     419.9     428.3     423.9     422.2     427.7         431.2     430.6     423.6     422.7
  4a         Trading account                               201.1     204.9     208.1     218.7     224.0     214.9     211.9     213.2         216.0     216.8     207.0     204.3
  4b         Investment account                            167.3     187.2     192.0     201.1     204.3     209.0     210.3     214.5         215.3     213.8     216.6     218.5
  4c           State and local government                   33.3      35.2      36.1      36.8      36.6      37.6      37.8      38.1          38.3      38.1      37.6      37.7
  4d           Other                                       133.9     152.0     155.9     164.3     167.7     171.4     172.5     176.4         177.0     175.7     179.0     180.8

  5     Loans and leases in bank credit (3)              2,439.9   2,549.5   2,552.6   2,538.8   2,569.4   2,587.3   2,624.0   2,647.6       2,641.1   2,653.3   2,653.1   2,667.9
  6        Commercial and industrial                       458.4     481.8     485.5     489.2     492.2     493.0     495.3     500.2         500.5     504.9     506.8     508.9
  7        Real estate                                   1,231.5   1,307.7   1,315.5   1,302.4   1,318.2   1,352.0   1,375.8   1,381.5       1,378.3   1,378.8   1,388.8   1,396.9
  8          Revolving home equity                         262.6     297.3     298.9     299.8     300.1     303.1     303.5     303.5         304.1     304.5     304.1     304.1
  9          Other                                         968.8   1,010.4   1,016.6   1,002.6   1,018.0   1,048.9   1,072.2   1,078.0       1,074.2   1,074.2   1,084.8   1,092.8
  9a           Other residential                           608.6     634.2     639.0     623.1     634.0     658.1     677.0     678.8         674.4     671.8     682.7     689.8
  9b           Commercial                                  360.2     376.2     377.6     379.5     384.0     390.8     395.2     399.2         399.8     402.5     402.0     403.0
  10       Consumer                                        386.3     390.0     388.6     382.0     380.0     381.9     385.7     386.8         387.7     385.1     382.9     382.9
  11       Security (4)                                     91.8     100.0      96.6      98.4     105.1      94.6      94.3      98.3          93.5      95.2      91.8      91.9
  11a        Fed funds and RPs with broker/dealer           71.7      77.3      81.5      82.7      89.4      79.6      78.6      82.2          76.8      79.3      75.4      75.0
  11b        Other                                          20.2      22.7      15.0      15.7      15.7      15.0      15.7      16.2          16.8      16.0      16.4      16.9
  12a      State and local government                       16.3      16.8      17.0      17.0      16.8      17.0      17.6      18.2          18.1      18.5      18.4      18.5
  12b      Agricultural                                      9.3       9.2       9.2       9.1       9.1       9.1       9.2       9.4           9.4       9.5       9.5       9.6
  12c      Fed funds and RPs with others                    29.9      28.1      22.1      20.6      26.2      21.2      24.7      28.3          23.6      36.5      31.9      36.2
  12d      All other loans                                 122.3     120.5     124.5     127.5     129.4     125.7     128.9     132.5         137.3     132.5     131.1     131.1
  12e      Lease financing receivables                      94.2      95.4      93.7      92.7      92.6      92.8      92.6      92.5          92.6      92.3      92.0      92.0

  13  Interbank loans                                      258.6     157.7     171.9     164.4     145.7     135.3     150.0     155.0         152.3     149.0     145.1     152.5
  13a   Fed funds and RPs with banks                       141.9      92.7     108.2      98.9      80.1      67.3      83.8      88.9          87.9      84.2      80.8      87.4
  13b   Other                                              116.7      65.1      63.7      65.5      65.6      68.1      66.2      66.1          64.3      64.8      64.3      65.1

  14  Cash assets (5)                                      147.8     170.4     157.1     163.2     168.3     150.3     144.1     146.7         141.5     143.9     140.4     150.0

  15  Other assets (6)                                     440.9     472.0     458.6     447.1     452.4     446.1     453.5     455.7         464.2     458.2     450.0     468.6

  16  TOTAL ASSETS (7)                                   4,204.8   4,339.3   4,316.2   4,310.5   4,320.9   4,306.5   4,354.2   4,386.9       4,385.3   4,397.4   4,376.7   4,419.5



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                   Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                        October 21, 2005


               Account                                    2004      2005      2005      2005      2005      2005      2005      2005                      Week ending
                                                           Sep       Mar       Apr       May       Jun       Jul       Aug       Sep         Sep 21    Sep 28     Oct 5    Oct 12 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

            L I A B I L I T I E S

  17  Deposits                                           2,397.5   2,498.6   2,501.6   2,505.2   2,518.8   2,527.9   2,536.2   2,543.7       2,538.7   2,532.1   2,545.3   2,566.9
  18    Transaction                                        330.0     335.0     313.0     316.3     327.7     304.0     316.6     311.4         325.5     342.9     285.4     282.0
  19    Nontransaction                                   2,067.5   2,163.5   2,188.6   2,188.9   2,191.1   2,223.9   2,219.7   2,232.3       2,213.2   2,189.2   2,259.9   2,284.8
  20       Large time                                      306.9     341.5     348.6     350.6     352.8     361.2     358.2     372.4         374.2     380.2     380.3     379.8
  21       Other                                         1,760.6   1,822.0   1,840.0   1,838.3   1,838.2   1,862.7   1,861.5   1,859.9       1,839.0   1,809.0   1,879.6   1,905.0

  22  Borrowings                                           796.0     758.9     750.0     742.7     752.9     742.4     767.9     772.9         774.7     790.5     768.3     770.7
  23    From banks in the U.S.                             220.6     153.1     162.6     152.3     150.2     133.7     134.7     139.4         137.1     137.3     132.4     128.3
  24    From others                                        575.4     605.8     587.4     590.3     602.7     608.7     633.1     633.4         637.7     653.3     635.9     642.4

  25  Net due to related foreign offices                   200.2     249.4     239.1     250.4     227.0     236.3     249.5     245.0         252.5     248.7     257.0     265.3

  26  Other liabilities                                    321.5     329.1     346.1     327.8     324.9     321.9     315.8     320.7         311.5     321.0     306.6     315.8

  27  TOTAL LIABILITIES                                  3,715.2   3,836.0   3,836.8   3,826.0   3,823.6   3,828.5   3,869.4   3,882.3       3,877.5   3,892.3   3,877.1   3,918.7

  28  Residual (assets less liabilities) (8)               489.6     503.4     479.4     484.4     497.2     478.0     484.7     504.6         507.9     505.1     499.5     500.8



      -------------------------------------------------

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H.8 (510)                                                                                                                                                                   Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                October 21, 2005


               Account                                    2004      2005      2005      2005      2005      2005      2005      2005                      Week ending
                                                           Sep       Mar       Apr       May       Jun       Jul       Aug       Sep         Sep 21    Sep 28     Oct 5    Oct 12 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        3,400.6   3,542.2   3,547.9   3,572.8   3,592.4   3,602.7   3,639.6   3,669.3       3,665.7   3,681.3   3,684.6   3,684.3

  2     Securities in bank credit                          955.1   1,008.3   1,003.4   1,037.0   1,019.9   1,017.6   1,018.0   1,015.6       1,016.1   1,023.2   1,021.9   1,009.1
  3        Treasury and Agency securities (2)              583.8     620.8     610.6     621.9     593.7     598.3     593.6     584.5         582.2     589.7     592.9     583.1
  3a         Trading account                                47.5      51.7      48.1      54.7      51.4      49.2      46.5      36.4          32.1      36.4      41.6      36.0
  3b         Investment account                            536.2     569.2     562.4     567.2     542.3     549.0     547.1     548.1         550.1     553.4     551.3     547.2
  3c           Mortgage-backed                             427.5     462.3     463.0     466.4     442.3     450.0     447.6     447.3         450.1     450.1     449.3     443.5
  3d           Other                                       108.8     106.9      99.4     100.8     100.0      99.0      99.5     100.8         100.1     103.2     102.0     103.7
  4        Other securities                                371.4     387.5     392.8     415.0     426.2     419.3     424.4     431.1         433.8     433.5     429.0     426.0
  4a         Trading account                               202.7     202.5     204.3     216.2     222.9     212.6     213.0     214.9         217.3     218.2     209.6     205.8
  4b         Investment account                            168.6     185.0     188.5     198.8     203.3     206.7     211.4     216.2         216.6     215.2     219.4     220.1
  4c           State and local government                   33.6      34.8      35.4      36.4      36.4      37.2      38.0      38.4          38.5      38.4      38.1      38.0
  4d           Other                                       135.0     150.2     153.1     162.4     166.9     169.6     173.4     177.9         178.0     176.8     181.3     182.2

  5     Loans and leases in bank credit (3)              2,445.5   2,533.9   2,544.5   2,535.9   2,572.5   2,585.1   2,621.6   2,653.7       2,649.6   2,658.2   2,662.7   2,675.2
  6        Commercial and industrial                       458.5     482.2     487.6     491.2     493.6     492.2     493.6     500.4         501.4     505.4     509.4     509.5
  7        Real estate                                   1,233.2   1,299.4   1,312.5   1,306.8   1,321.0   1,352.2   1,377.3   1,383.5       1,379.3   1,378.4   1,390.1   1,399.2
  8          Revolving home equity                         263.6     294.8     297.9     300.6     301.3     303.8     304.7     304.5         305.0     305.2     304.6     304.5
  9        Other                                           969.6   1,004.6   1,014.5   1,006.2   1,019.7   1,048.5   1,072.6   1,078.9       1,074.2   1,073.1   1,085.5   1,094.7
  9a         Other residential                             609.1     630.5     637.7     625.4     635.1     657.8     677.3     679.4         674.4     671.1     683.2     691.1
  9b         Commercial                                    360.5     374.1     376.9     380.8     384.6     390.7     395.3     399.5         399.8     402.1     402.3     403.7
  10       Consumer                                        387.2     387.8     385.2     379.3     377.4     378.4     384.0     387.7         389.4     386.7     383.0     382.5
  10a        Credit card and related plans                 142.3     146.4     146.0     143.3     144.7     144.7     142.8     143.2         144.2     142.8     140.1     140.2
  10f        Other                                         244.9     241.4     239.2     235.9     232.7     233.7     241.1     244.6         245.2     243.9     242.9     242.3
  11       Security (4)                                     93.4      97.4      95.0      93.6     106.1      95.1      95.1      99.9          98.2      96.1      93.3      94.5
  11a        Fed funds and RPs with broker/dealer           72.9      75.3      80.2      78.7      90.3      80.0      79.3      83.4          80.6      80.0      76.6      77.1
  11b        Other                                          20.5      22.1      14.8      14.9      15.8      15.1      15.8      16.5          17.6      16.1      16.7      17.4
  12a      State and local government                       16.3      16.8      17.0      17.0      16.8      17.0      17.6      18.2          18.1      18.5      18.4      18.5
  12b      Agricultural                                      9.3       9.1       9.1       9.1       9.1       9.2       9.2       9.4           9.4       9.5       9.5       9.5
  12c      Fed funds and RPs with others                    29.9      28.1      22.1      20.6      26.2      21.2      24.7      28.3          23.6      36.5      31.9      36.2
  12d      All other loans                                 123.5     118.0     122.6     125.8     130.0     127.1     127.6     133.9         138.0     134.6     134.3     132.6
  12e      Lease financing receivables                      94.1      95.1      93.6      92.6      92.4      92.6      92.5      92.5          92.3      92.5      92.8      92.7

  13  Interbank loans                                      252.1     157.2     176.7     167.2     147.6     134.7     150.1     151.0         147.9     144.5     140.5     145.7
  13a   Fed funds and RPs with banks                       138.4      92.4     111.2     100.5      81.2      67.0      83.8      86.6          85.4      81.7      78.3      83.5
  13b   Other                                              113.7      64.8      65.5      66.7      66.4      67.7      66.3      64.4          62.5      62.8      62.2      62.2

  14  Cash assets (5)                                      147.1     164.1     155.9     159.5     161.0     145.4     136.3     146.0         135.6     141.6     137.6     160.9

  15  Other assets (6)                                     444.8     467.3     458.2     446.2     448.5     448.3     456.0     460.2         462.0     464.8     460.7     473.1

  16  TOTAL ASSETS (7)                                   4,206.2   4,295.2   4,304.0   4,311.2   4,315.0   4,297.2   4,348.0   4,392.3       4,377.1   4,398.3   4,389.4   4,430.1

      -------------------------------------------------

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H.8 (510)                                                                                                                                                                   Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                    October 21, 2005


               Account                                    2004      2005      2005      2005      2005      2005      2005      2005                      Week ending
                                                           Sep       Mar       Apr       May       Jun       Jul       Aug       Sep         Sep 21    Sep 28     Oct 5    Oct 12 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

            L I A B I L I T I E S

  17  Deposits                                           2,398.8   2,488.1   2,504.7   2,487.6   2,512.4   2,520.3   2,526.6   2,546.0       2,518.6   2,520.0   2,569.5   2,592.3
  18    Transaction                                        323.4     330.4     319.2     311.1     324.6     301.8     302.3     305.0         312.0     337.7     280.7     285.4
  19    Nontransaction                                   2,075.4   2,157.7   2,185.5   2,176.5   2,187.8   2,218.5   2,224.2   2,241.0       2,206.6   2,182.3   2,288.8   2,306.9
  20       Large time                                      305.3     339.0     343.4     347.2     352.2     359.3     357.7     370.4         369.6     374.8     382.0     381.6
  21       Other                                         1,770.1   1,818.7   1,842.1   1,829.3   1,835.6   1,859.2   1,866.5   1,870.6       1,836.9   1,807.5   1,906.8   1,925.3

  22  Borrowings                                           800.0     746.8     756.6     760.9     764.6     743.9     762.3     777.1         790.9     797.8     766.6     764.8
  23    From banks in the U.S.                             221.1     154.3     167.0     152.9     149.6     133.6     136.3     139.7         138.6     136.2     132.6     129.4
  24    From others                                        578.8     592.5     589.6     608.0     614.9     610.3     626.0     637.4         652.3     661.6     634.0     635.4

  25  Net due to related foreign offices                   202.5     243.2     224.8     248.1     225.3     229.5     248.9     247.7         255.5     254.4     256.7     264.7

  26  Other liabilities                                    325.0     321.2     326.5     324.7     322.3     313.9     315.4     324.2         314.8     328.2     306.6     315.4

  27  TOTAL LIABILITIES                                  3,726.3   3,799.3   3,812.6   3,821.4   3,824.6   3,807.6   3,853.2   3,895.0       3,879.7   3,900.3   3,899.5   3,937.2

  28  Residual (assets less liabilities) (8)               479.9     495.9     491.5     489.8     490.4     489.6     494.8     497.3         497.3     497.9     490.0     492.9













      -------------------------------------------------

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H.8 (510)                                                                                                                                                                   Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                    October 21, 2005


               Account                                    2004      2005      2005      2005      2005      2005      2005      2005                      Week ending
                                                           Sep       Mar       Apr       May       Jun       Jul       Aug       Sep         Sep 21    Sep 28     Oct 5    Oct 12 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        2,650.4   2,812.7   2,843.4   2,869.7   2,900.1   2,920.7   2,937.1   2,942.2       2,940.6   2,940.3   2,931.4   2,927.4

  2     Securities in bank credit                          703.7     721.7     724.4     724.2     718.1     714.6     714.1     708.8         708.6     702.5     702.0     701.0
  3        Treasury and Agency securities (2)              494.4     497.3     498.6     499.6     495.3     492.7     491.6     487.7         486.6     485.3     487.8     486.0
  4        Other securities                                209.4     224.3     225.7     224.5     222.8     221.9     222.5     221.1         222.0     217.2     214.1     215.0

  5     Loans and leases in bank credit (3)              1,946.7   2,091.1   2,119.0   2,145.6   2,182.0   2,206.2   2,223.1   2,233.4       2,231.9   2,237.8   2,229.4   2,226.4
  6        Commercial and industrial                       315.9     335.7     339.6     343.9     347.4     354.1     356.8     360.4         360.1     361.5     362.2     362.0
  7        Real estate                                   1,215.1   1,326.8   1,345.9   1,367.8   1,394.9   1,410.5   1,420.6   1,423.2       1,420.9   1,422.9   1,426.0   1,425.1
  8          Revolving home equity                         107.8     119.9     122.7     126.0     129.9     134.6     135.6     134.6         134.0     134.3     131.0     131.0
  9          Other                                       1,107.3   1,206.9   1,223.2   1,241.7   1,265.0   1,275.9   1,285.0   1,288.6       1,286.8   1,288.6   1,295.0   1,294.1
  10       Consumer                                        307.0     318.6     322.7     322.3     327.0     328.5     331.4     332.8         333.1     334.7     325.3     322.1
  11       Security (4)                                      7.2       8.0       8.4       8.5       8.8       9.0       9.1       9.6          10.0      10.2       9.5       9.7
  12       Other loans and leases                          101.4     102.0     102.5     103.1     103.9     104.1     105.3     107.3         107.9     108.4     106.4     107.5

  13  Interbank loans                                       75.0      75.6      70.9      75.2      73.4      74.4      76.9      78.5          81.5      83.3      80.0      81.2

  14  Cash assets (5)                                      116.0     115.0     112.2     114.8     115.4     116.8     118.6     120.8         122.9     119.6     118.6     114.8

  15  Other assets (6)                                     159.3     184.3     187.0     195.3     204.8     198.0     198.3     201.8         200.7     202.0     198.8     220.8

  16  TOTAL ASSETS (7)                                   2,967.9   3,154.9   3,180.7   3,222.0   3,260.7   3,276.8   3,297.2   3,309.3       3,311.6   3,311.1   3,295.2   3,310.8

            L I A B I L I T I E S

  17  Deposits                                           2,267.7   2,391.1   2,409.4   2,424.5   2,440.8   2,473.3   2,490.0   2,503.2       2,502.9   2,510.8   2,497.9   2,509.9
  18    Transaction                                        342.4     354.8     347.2     348.4     355.3     345.8     356.8     348.6         357.1     371.3     333.7     331.4
  19    Nontransaction                                   1,925.3   2,036.3   2,062.2   2,076.1   2,085.5   2,127.5   2,133.1   2,154.6       2,145.7   2,139.5   2,164.1   2,178.5
  20       Large time                                      343.4     379.5     388.1     394.9     399.2     407.7     413.0     415.9         414.2     420.5     420.1     420.3
  21       Other                                         1,582.0   1,656.8   1,674.2   1,681.2   1,686.3   1,719.8   1,720.1   1,738.7       1,731.6   1,718.9   1,744.1   1,758.2

  22  Borrowings                                           482.3     495.0     499.6     516.1     513.2     509.2     510.9     517.0         525.0     522.6     497.9     501.1
  23    From banks in the U.S.                             188.3     165.8     167.2     171.3     168.2     165.4     162.9     165.1         167.9     167.0     156.7     159.4
  24    From others                                        293.9     329.3     332.4     344.8     345.1     343.9     348.0     351.9         357.1     355.7     341.2     341.7

  25  Net due to related foreign offices                    11.1       6.0       5.7      10.8      10.0      13.4      14.1      13.2          14.5      13.8      15.2      16.5

  26  Other liabilities                                     76.2      72.5      71.0      71.1      73.5      70.9      72.2      72.5          73.1      72.2      71.0      71.0

  27  TOTAL LIABILITIES                                  2,837.4   2,964.6   2,985.8   3,022.5   3,037.6   3,066.9   3,087.2   3,106.0       3,115.5   3,119.4   3,081.9   3,098.5

  28  Residual (assets less liabilities) (8)               130.6     190.3     194.9     199.5     223.1     209.8     210.1     203.4         196.1     191.7     213.3     212.3



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                  Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                October 21, 2005


               Account                                    2004      2005      2005      2005      2005      2005      2005      2005                      Week ending
                                                           Sep       Mar       Apr       May       Jun       Jul       Aug       Sep         Sep 21    Sep 28     Oct 5    Oct 12 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                        2,656.0   2,802.0   2,831.6   2,863.0   2,889.3   2,910.8   2,934.2   2,948.2       2,949.9   2,948.2   2,934.1   2,935.9

  2     Securities in bank credit                          703.4     723.1     726.6     723.8     718.2     712.5     712.5     708.5         708.6     702.5     699.7     699.9
  3        Treasury and Agency securities (2)              494.0     498.8     500.9     499.2     495.4     490.6     490.0     487.4         486.6     485.3     485.6     485.0
  4        Other securities                                209.4     224.3     225.7     224.5     222.8     221.9     222.5     221.1         222.0     217.2     214.1     215.0

  5     Loans and leases in bank credit (3)              1,952.6   2,078.9   2,105.0   2,139.3   2,171.1   2,198.3   2,221.7   2,239.7       2,241.3   2,245.8   2,234.4   2,235.9
  6        Commercial and industrial                       314.0     336.3     341.1     346.2     349.3     354.3     354.8     358.3         358.8     359.9     360.6     361.2
  7        Real estate                                   1,220.6   1,319.7   1,336.7   1,363.1   1,386.2   1,405.0   1,420.9   1,429.4       1,428.7   1,430.5   1,430.6   1,432.6
  8          Revolving home equity                         108.5     119.2     122.3     126.1     130.3     134.8     135.8     135.4         135.1     135.5     131.6     131.8
  9          Other                                       1,112.1   1,200.4   1,214.4   1,237.1   1,255.9   1,270.2   1,285.1   1,294.0       1,293.6   1,295.0   1,299.0   1,300.8
  9b           Other residential                           447.7     473.4     479.4     491.6     499.1     503.5     511.0     512.2         510.4     510.8     513.4     512.7
  9c           Commercial                                  664.4     727.0     735.1     745.4     756.8     766.8     774.0     781.7         783.1     784.2     785.6     788.2
  10       Consumer                                        307.5     314.3     317.5     319.2     322.4     324.5     329.7     333.3         335.2     336.0     325.1     323.2
  10a        Credit card and related plans                 157.9     156.9     159.0     159.8     161.8     163.3     165.8     168.0         170.0     170.5     159.7     157.9
  10h        Other                                         149.6     157.4     158.5     159.4     160.6     161.2     163.8     165.3         165.2     165.4     165.3     165.3
  11       Security (4)                                      7.1       8.2       8.4       8.4       8.7       9.0       9.2       9.5           9.4       9.6       9.6       9.8
  12       Other loans and leases                          103.2     100.5     101.2     102.4     104.5     105.5     107.2     109.2         109.2     109.8     108.5     109.1

  13  Interbank loans                                       73.6      79.7      74.5      72.9      72.0      72.0      76.4      77.1          75.1      76.5      82.8      83.2

  14  Cash assets (5)                                      117.3     110.3     109.4     113.8     114.9     116.8     116.8     122.1         119.2     118.7     119.8     121.8

  15  Other assets (6)                                     159.3     184.3     187.0     195.3     204.8     198.0     198.3     201.8         200.7     202.0     198.8     220.8

  16  TOTAL ASSETS (7)                                   2,973.4   3,143.5   3,169.6   3,212.1   3,248.0   3,264.4   3,292.1   3,315.2       3,310.9   3,311.3   3,301.9   3,328.3

            L I A B I L I T I E S

  17  Deposits                                           2,266.6   2,389.4   2,413.8   2,419.9   2,439.8   2,466.3   2,486.0   2,502.1       2,487.2   2,495.5   2,505.3   2,521.0
  18    Transaction                                        340.7     350.6     348.0     344.1     351.0     345.6     352.6     346.8         348.2     366.9     334.7     336.7
  19    Nontransaction                                   1,925.9   2,038.8   2,065.8   2,075.8   2,088.8   2,120.8   2,133.4   2,155.2       2,139.0   2,128.6   2,170.6   2,184.3
  20       Large time                                      343.4     379.5     388.1     394.9     399.2     407.7     413.0     415.9         414.2     420.5     420.1     420.3
  21       Other                                         1,582.5   1,659.3   1,677.7   1,680.9   1,689.6   1,713.1   1,720.4   1,739.3       1,724.8   1,708.1   1,750.5   1,764.0

  22  Borrowings                                           482.3     495.0     499.6     516.1     513.2     509.2     510.9     517.0         525.0     522.6     497.9     501.1
  23    From banks in the U.S.                             188.3     165.8     167.2     171.3     168.2     165.4     162.9     165.1         167.9     167.0     156.7     159.4
  24    From others                                        293.9     329.3     332.4     344.8     345.1     343.9     348.0     351.9         357.1     355.7     341.2     341.7

  25  Net due to related foreign offices                    11.1       6.0       5.7      10.8      10.0      13.4      14.1      13.2          14.5      13.8      15.2      16.5

  26  Other liabilities                                     76.2      72.5      71.0      71.1      73.5      70.9      72.2      72.5          73.1      72.2      71.0      71.0

  27  TOTAL LIABILITIES                                  2,836.2   2,962.9   2,990.1   3,017.9   3,036.5   3,059.9   3,083.2   3,104.8       3,099.8   3,104.1   3,089.4   3,109.7

  28  Residual (assets less liabilities) (8)               137.2     180.6     179.5     194.2     211.4     204.5     208.9     210.4         211.2     207.2     212.6     218.7




      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                  Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                          October 21, 2005


               Account                                    2004      2005      2005      2005      2005      2005      2005      2005                      Week ending
                                                           Sep       Mar       Apr       May       Jun       Jul       Aug       Sep         Sep 21    Sep 28     Oct 5    Oct 12 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                          652.3     703.1     706.4     724.7     733.2     745.5     771.1     787.1         786.5     784.2     786.8     787.5

  2     Securities in bank credit                          262.8     316.2     309.5     314.2     318.7     326.2     334.4     351.4         351.5     354.7     353.1     355.5
  3        Treasury and Agency securities (2)               91.4      93.5      85.5      87.0      86.9      85.9      85.1      85.6          87.3      83.2      83.0      82.9
  4        Other securities                                171.3     222.8     224.0     227.2     231.8     240.3     249.3     265.8         264.1     271.5     270.1     272.6

  5     Loans and leases in bank credit (3)                389.6     386.9     396.9     410.5     414.5     419.3     436.7     435.7         435.0     429.6     433.7     432.0
  6        Commercial and industrial                       133.5     145.6     151.7     154.8     153.9     160.6     164.6     164.3         164.9     164.3     163.8     165.5
  7        Real estate                                      17.0      18.1      18.5      18.3      18.4      16.8      16.7      16.5          16.4      16.4      16.5      16.5
  11       Security (4)                                    148.5     118.5     119.4     130.5     134.8     129.1     141.7     138.3         135.3     133.6     135.7     133.5
  12       Other loans and leases                           90.6     104.7     107.4     106.8     107.4     112.7     113.6     116.7         118.5     115.3     117.7     116.6

  13  Interbank loans                                       41.9      42.8      44.9      48.2      49.6      51.1      48.9      50.2          51.7      56.3      45.1      52.2

  14  Cash assets (5)                                       61.3      64.8      63.2      61.6      60.1      60.5      61.3      59.8          59.8      58.2      57.2      58.9

  15  Other assets (6)                                      41.3      34.8      33.9      35.1      37.0      36.4      36.7      40.2          41.6      41.8      39.1      43.9

  16  TOTAL ASSETS (7)                                     796.4     845.2     847.9     869.1     879.5     893.1     917.6     936.9         939.2     940.1     927.7     942.0

            L I A B I L I T I E S

  17  Deposits                                             537.7     561.5     589.0     587.4     602.1     582.2     628.9     636.9         627.0     635.8     641.4     644.9
  18    Transaction                                         11.0      14.7      14.1      12.9      11.9      11.7      12.4      12.1          12.6      11.8      11.9      11.7
  19    Nontransaction                                     526.6     546.8     574.9     574.5     590.2     570.6     616.5     624.9         614.4     624.0     629.5     633.2

  22  Borrowings                                           332.3     365.0     363.1     369.6     361.9     368.4     388.8     384.4         384.6     377.7     378.6     390.3
  23    From banks in the U.S.                              51.2      50.4      50.7      46.2      50.9      48.2      52.7      50.0          53.1      54.7      47.0      47.5
  24    From others                                        281.1     314.6     312.4     323.4     311.0     320.2     336.1     334.4         331.5     323.0     331.7     342.7

  25  Net due to related foreign offices                  -165.5    -180.8    -204.4    -196.6    -190.3    -155.4    -200.3    -192.4        -177.4    -190.1    -196.9    -194.0

  26  Other liabilities                                     87.2      93.3      93.4      93.4      98.7      95.0      96.2     106.1         104.8     110.1     105.5     109.2

  27  TOTAL LIABILITIES                                    791.6     839.1     841.1     853.8     872.3     890.2     913.6     935.1         939.1     933.5     928.5     950.4

  28  Residual (assets less liabilities) (8)                 4.8       6.1       6.8      15.3       7.1       2.9       4.0       1.7           0.2       6.6      -0.8      -8.3



      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                  Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                      October 21, 2005


               Account                                    2004      2005      2005      2005      2005      2005      2005      2005                      Week ending
                                                           Sep       Mar       Apr       May       Jun       Jul       Aug       Sep         Sep 21    Sep 28     Oct 5    Oct 12 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

             A S S E T S




  1   Bank credit                                          645.3     706.3     711.8     722.1     733.4     742.4     762.1     780.2         783.1     779.9     776.6     781.1

  2     Securities in bank credit (2)                      262.8     316.2     309.5     314.2     318.7     326.2     334.4     351.4         351.5     354.7     353.1     355.5
  3        Treasury and Agency securities                   91.4      93.5      85.5      87.0      86.9      85.9      85.1      85.6          87.3      83.2      83.0      82.9
  3a         Trading account                                35.9      38.8      30.8      30.9      29.4      27.0      26.6      26.9          27.8      27.9      23.9      24.1
  3b         Investment account                             55.5      54.7      54.7      56.1      57.6      58.9      58.5      58.7          59.6      55.3      59.1      58.8
  4        Other securities                                171.3     222.8     224.0     227.2     231.8     240.3     249.3     265.8         264.1     271.5     270.1     272.6
  4a         Trading account                               103.8     123.8     127.6     130.1     132.7     132.8     139.9     155.7         154.3     160.9     159.9     160.0
  4b         Investment account                             67.5      99.0      96.4      97.1      99.0     107.5     109.4     110.1         109.8     110.6     110.2     112.6

  5     Loans and leases in bank credit (3)                382.5     390.0     402.4     407.9     414.7     416.2     427.7     428.8         431.6     425.2     423.5     425.6
  6        Commercial and industrial                       132.1     147.6     152.8     154.8     153.3     159.8     162.8     162.6         163.6     163.3     162.0     162.9
  7        Real estate                                      17.0      18.1      18.5      18.3      18.4      16.8      16.7      16.5          16.4      16.4      16.5      16.5
  11       Security (4)                                    142.1     119.9     122.5     127.4     133.8     125.6     133.3     132.2         133.0     129.3     127.3     130.3
  12       Other loans and leases                           91.3     104.4     108.5     107.4     109.0     114.0     114.9     117.6         118.7     116.3     117.7     115.9

  13  Interbank loans                                       41.9      42.8      44.9      48.2      49.6      51.1      48.9      50.2          51.7      56.3      45.1      52.2

  14  Cash assets (5)                                       62.5      62.7      62.6      61.0      59.6      59.8      61.4      61.0          61.1      61.0      58.4      59.8

  15  Other assets (6)                                      39.6      34.9      32.5      35.7      37.0      35.4      36.3      38.6          39.4      40.0      37.3      42.5

  16  TOTAL ASSETS (7)                                     788.9     846.3     851.5     866.5     879.2     888.3     908.3     929.6         935.0     936.8     917.0     935.3

            L I A B I L I T I E S

  17  Deposits                                             527.9     567.0     600.8     600.8     610.7     580.7     620.1     625.4         616.5     628.0     625.2     622.5
  18    Transaction                                         11.2      14.2      13.9      12.7      11.8      11.7      12.2      12.2          12.7      12.6      11.8      11.7
  19    Nontransaction                                     516.8     552.8     586.9     588.1     598.9     569.0     607.8     613.1         603.7     615.4     613.4     610.8

  22  Borrowings                                           332.3     365.0     363.1     369.6     361.9     368.4     388.8     384.4         384.6     377.7     378.6     390.3
  23    From banks in the U.S.                              51.2      50.4      50.7      46.2      50.9      48.2      52.7      50.0          53.1      54.7      47.0      47.5
  24    From others                                        281.1     314.6     312.4     323.4     311.0     320.2     336.1     334.4         331.5     323.0     331.7     342.7

  25  Net due to related foreign offices                  -164.0    -181.4    -206.8    -198.7    -193.0    -157.3    -199.9    -190.6        -175.3    -185.5    -195.9    -191.5

  26  Other liabilities                                     88.3      92.9      91.5      91.9      96.7      93.7      96.5     107.5         106.4     113.8     106.3     111.2

  27  TOTAL LIABILITIES                                    784.5     843.5     848.6     863.7     876.3     885.5     905.5     926.8         932.2     934.0     914.2     932.5

  28  Residual (assets less liabilities) (8)                 4.4       2.8       2.9       2.8       2.8       2.8       2.8       2.8           2.8       2.8       2.8       2.8







      -------------------------------------------------

  Footnotes appear on page 14.



H.8 (510)                                                                                                                                                                  Page 13
MEMO ITEMS
Not seasonally adjusted, billions of dollars                                                                                                                      October 21, 2005


               Account                                    2004      2005      2005      2005      2005      2005      2005      2005                      Week ending
                                                           Sep       Mar       Apr       May       Jun       Jul       Aug       Sep         Sep 21    Sep 28     Oct 5    Oct 12 
                                                        --------  --------  --------  --------  --------  --------  --------  --------      -------   -------   -------   -------

      LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers

  29  Reval. gains on off-bal. sheet items (9)             109.4      88.4      89.3      90.8      93.2      86.5      89.3      92.2          93.2      93.5      90.1      90.4

  30  Reval. losses on off-bal. sheet items (9)             99.4      78.8      80.3      82.7      85.3      76.9      79.4      82.9          83.5      84.6      82.3      81.4

  31  Mortgage-backed securities (10)                      495.2     544.4     546.5     557.0     535.9     544.3     543.3     545.4         548.8     547.9     550.0     544.7
  31a   Pass-through                                       377.7     422.7     427.0     433.8     411.3     418.8     416.3     416.5         419.8     419.6     419.4     414.0
  31b   CMO, REMIC, and other                              117.5     121.7     119.5     123.2     124.6     125.5     127.0     128.9         129.0     128.4     130.5     130.7

  32  Net unrealized gains (losses) on    
        available-for-sale securities (11)                   3.8      -3.0      -2.7       0.5       3.6       0.3      -2.1      -1.7          -1.5      -2.3      -5.7      -6.4

  33  Securitized consumer loans (12)                      151.0     148.3     146.8     148.9     151.1     152.5     153.1     153.1         152.3     154.8     155.0     154.6
  33a   Credit card and related plans                      130.1     127.7     127.0     129.5     129.2     129.5     130.7     130.8         130.4     132.0     132.4     132.1
  33b   Other                                               21.0      20.6      19.8      19.4      21.9      22.9      22.4      22.2          21.9      22.8      22.7      22.6

  35  Securitized business loans (12)                        6.6       6.3       5.7       5.6       5.5       4.9       4.0       3.3           3.3       3.3       3.3       3.3


      SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers

  31  Mortgage-backed securities (10)                      320.1     342.6     342.6     342.9     339.7     336.9     336.0     331.2         330.8     327.1     327.7     328.0

  33  Securitized consumer loans (12)                      213.5     211.1     210.7     209.6     210.5     212.4     211.7     210.6         210.1     210.1     199.2     200.9
  33a   Credit card and related plans                      206.2     203.9     203.6     202.5     203.2     202.5     201.8     200.7         200.2     200.2     189.4     191.1
  33b   Other                                                7.3       7.2       7.2       7.1       7.2       9.9       9.9       9.9           9.9       9.9       9.8       9.8


      FOREIGN-RELATED INSTITUTIONS

  29  Reval. gains on off-bal. sheet items (9)              56.7      52.3      52.4      53.3      54.6      54.9      56.8      65.9          65.8      68.8      67.9      67.0

  30  Reval. losses on off-bal. sheet items (9)             59.3      63.0      62.6      62.0      63.6      62.6      62.4      71.2          71.1      74.3      73.3      72.3

  34  Securitized business loans (12)                        0.3       0.2       0.2       0.2       0.2       0.2       0.2       0.2           0.2       0.2       0.2       0.2











      -------------------------------------------------

  Footnotes appear on page 14.




  H.8 (510)       Footnotes                                                                                                                                                Page 14
                                                                                                                                                                  October 21, 2005

  Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov).  For information about individual copies or subscriptions,
  contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886).  For paid electronic access to current and historical data, call STAT-USA at
  1-800-782-8872 or 202-482-1986.


  1.  Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of
      condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations
      (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks
      constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are
      adjusted for breaks caused by reclassifications of assets and liabilities.
      The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for
      mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the
      bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from
      call reports, and a ratio procedure is used to adjust past levels.
  2.  Treasury securities are liabilities of the U.S. Treasury.  Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.
  3.  Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13.
  4.  Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities.
  5.  Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  6.  Excludes the due-from position with related foreign offices, which is included in line 25.
  7.  Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items.
  8.  This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences
      in the seasonal patterns estimated for total assets and total liabilities.
  9.  Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB
      Interpretation No. 39.  The fair value of derivative contracts in a gain position is included in "Other securities, trading account," balance sheet item 4a. The fair value 
      of derivative contracts in a loss position is included in "Other liabilities," balance sheet item 26.
  10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities.
  11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data
      shown are restated to include an estimate of these tax effects.
  12. Total amount outstanding.

NOTE: Domestically chartered commercial banks acquired $0.5 billion in assets and liabilities of nonbank institutions in the week ending October 12, 2005.  The major asset items                                                                                                            
affected were (in billions):  real estate loans, commercial, $0.2 and real estate loans, other residential, $0.2.  The major liability item affected was: nontransaction deposits, other, $0.5.
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