------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 1 For use at 4:15 p.m. Eastern Time; August 4, 2006 Assets and Liabilities of Commercial Banks in the United States 1 Seasonally adjusted, billions of dollars Account 2005 2005 2006 2006 2006 2006 2006 2006 Week ending Jun Dec Jan Feb Mar Apr May Jun Jul 5 Jul 12 Jul 19 Jul 26 Assets 1 Bank credit 7,215.3 7,501.4 7,558.6 7,645.7 7,712.9 7,803.5 7,920.9 7,929.5 7,939.1 7,944.8 7,980.8 7,990.3 2 Securities in bank credit 2,051.5 2,052.0 2,067.4 2,105.0 2,113.7 2,165.7 2,201.4 2,189.0 2,184.4 2,196.7 2,206.2 2,197.6 3 Treasury and Agency securities 2 1,172.6 1,138.9 1,149.9 1,180.5 1,185.6 1,196.8 1,192.9 1,199.3 1,197.2 1,201.4 1,217.2 1,215.1 4 Other securities 878.9 913.1 917.5 924.5 928.1 968.9 1,008.5 989.7 987.2 995.3 989.0 982.5 5 Loans and leases in bank credit 3 5,163.8 5,449.4 5,491.1 5,540.7 5,599.2 5,637.8 5,719.4 5,740.5 5,754.7 5,748.1 5,774.5 5,792.7 6 Commercial and industrial 988.7 1,044.1 1,061.0 1,071.1 1,081.8 1,098.3 1,117.8 1,125.2 1,133.5 1,127.6 1,135.0 1,135.7 7 Real estate 2,734.5 2,909.4 2,933.4 2,959.0 2,988.2 3,013.1 3,040.1 3,079.6 3,096.0 3,110.2 3,112.0 3,116.4 8 Revolving home equity 431.4 436.5 435.3 433.3 434.7 431.1 428.4 428.8 429.6 429.6 431.0 432.1 9 Other 2,303.0 2,472.8 2,498.2 2,525.6 2,553.5 2,582.0 2,611.7 2,650.8 2,666.4 2,680.6 2,681.0 2,684.3 10 Consumer 706.6 707.6 711.8 712.0 722.3 726.9 733.7 728.7 719.0 717.8 725.0 721.8 11 Security 4 248.3 263.8 255.2 262.9 268.8 261.3 283.5 260.8 257.9 253.1 257.8 271.5 12 Other loans and leases 485.7 524.6 529.7 535.8 538.1 538.3 544.4 546.2 548.3 539.4 544.8 547.3 13 Interbank loans 274.4 282.1 289.9 289.5 300.2 299.3 285.9 295.7 285.9 284.9 303.4 286.5 14 Cash assets 5 329.2 319.0 320.0 316.8 318.0 313.1 306.0 305.5 314.4 307.1 320.2 302.2 15 Other assets 6 689.1 706.3 726.7 754.6 754.3 761.5 779.7 783.5 787.8 809.4 792.9 797.7 16 Total Assets 7 8,440.2 8,741.3 8,828.5 8,940.1 9,018.3 9,109.9 9,224.4 9,246.1 9,259.0 9,278.1 9,329.1 9,308.3 Liabilities 17 Deposits 5,552.6 5,766.7 5,816.4 5,827.7 5,898.7 5,959.9 5,975.0 5,993.7 6,017.1 6,023.1 6,015.4 6,019.0 18 Transaction 689.8 665.1 666.2 662.6 677.9 661.4 677.5 664.1 647.5 619.9 655.5 627.5 19 Nontransaction 4,862.8 5,101.6 5,150.2 5,165.1 5,220.8 5,298.5 5,297.6 5,329.5 5,369.6 5,403.2 5,359.9 5,391.5 20 Large time 1,318.8 1,432.5 1,454.3 1,476.8 1,525.1 1,551.2 1,573.3 1,596.8 1,609.8 1,620.4 1,608.7 1,593.3 21 Other 3,544.0 3,669.1 3,695.8 3,688.3 3,695.6 3,747.3 3,724.2 3,732.7 3,759.8 3,782.7 3,751.2 3,798.2 22 Borrowings 1,637.1 1,733.4 1,748.8 1,783.4 1,792.5 1,780.6 1,818.3 1,825.0 1,781.0 1,779.6 1,817.6 1,813.8 23 From banks in the U.S. 367.6 366.3 381.8 371.0 378.1 370.7 367.7 369.4 353.3 348.1 365.4 349.3 24 From others 1,269.5 1,367.1 1,367.0 1,412.4 1,414.4 1,409.9 1,450.6 1,455.6 1,427.6 1,431.5 1,452.2 1,464.4 25 Net due to related foreign offices 35.4 72.8 73.2 60.3 56.4 67.4 91.9 89.2 110.1 144.7 158.6 153.9 26 Other liabilities 495.7 493.0 482.6 494.5 499.6 539.3 567.1 550.0 544.4 551.6 556.1 551.2 27 Total Liabilities 7,720.8 8,066.0 8,120.9 8,165.9 8,247.2 8,347.3 8,452.3 8,457.9 8,452.6 8,498.9 8,547.8 8,537.9 28 Residual (assets less liabilities) 8 719.4 675.3 707.6 774.2 771.1 762.6 772.2 788.2 806.3 779.2 781.3 770.4 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 2 For use at 4:15 p.m. Eastern Time; August 4, 2006 Assets and Liabilities of Commercial Banks in the United States 1 Not seasonally adjusted, billions of dollars Account 2005 2005 2006 2006 2006 2006 2006 2006 Week ending Jun Dec Jan Feb Mar Apr May Jun Jul 5 Jul 12 Jul 19 Jul 26 Assets 1 Bank credit 7,211.8 7,545.5 7,571.8 7,635.7 7,679.4 7,788.2 7,915.4 7,922.9 7,924.0 7,908.1 7,936.4 7,955.3 2 Securities in bank credit 2,056.1 2,058.3 2,066.2 2,100.6 2,103.7 2,163.2 2,209.4 2,191.9 2,180.5 2,178.5 2,186.0 2,187.4 3 Treasury and Agency securities 2 1,176.3 1,141.5 1,144.0 1,176.7 1,179.7 1,199.8 1,203.4 1,202.1 1,195.0 1,190.7 1,203.7 1,208.7 4 Other securities 879.7 916.8 922.1 924.0 924.0 963.4 1,006.0 989.8 985.5 987.8 982.3 978.7 5 Loans and leases in bank credit 3 5,155.8 5,487.3 5,505.6 5,535.1 5,575.7 5,624.9 5,705.9 5,731.0 5,743.5 5,729.6 5,750.4 5,768.0 6 Commercial and industrial 992.2 1,042.5 1,060.1 1,074.5 1,085.5 1,105.4 1,123.9 1,129.0 1,135.7 1,126.2 1,132.1 1,132.3 7 Real estate 2,726.9 2,921.1 2,936.2 2,956.0 2,972.0 2,999.3 3,037.9 3,071.1 3,087.9 3,104.4 3,101.9 3,104.3 8 Revolving home equity 432.9 435.3 433.2 433.6 431.5 429.6 429.3 430.3 430.7 430.6 431.5 432.9 9 Other 2,293.9 2,485.7 2,503.0 2,522.4 2,540.6 2,569.6 2,608.6 2,640.8 2,657.3 2,673.8 2,670.5 2,671.4 10 Consumer 700.1 718.3 723.8 716.8 716.8 720.1 728.1 722.1 710.6 709.3 717.5 716.6 10a Credit cards and related plans 306.8 320.3 318.4 306.2 297.0 299.5 306.4 304.7 303.9 301.8 309.6 310.0 10b Other 393.3 398.1 405.4 410.6 419.8 420.6 421.6 417.4 406.7 407.5 407.9 406.6 11 Security 4 248.4 275.7 258.3 261.3 268.0 263.9 274.1 260.4 253.7 247.5 253.8 267.7 12 Other loans and leases 488.2 529.6 527.1 526.6 533.3 536.3 541.9 548.5 555.5 542.1 545.2 547.1 13 Interbank loans 269.3 287.0 289.2 287.9 302.9 305.7 282.8 288.9 279.1 273.9 296.4 276.6 14 Cash assets 5 324.8 335.9 332.0 314.9 307.2 308.0 302.7 301.4 334.9 298.0 306.7 288.5 15 Other assets 6 691.1 704.2 723.3 749.5 749.4 764.3 784.6 785.7 785.5 809.3 797.3 796.3 16 Total Assets 7 8,429.2 8,805.0 8,849.9 8,921.5 8,971.6 9,098.8 9,217.5 9,230.8 9,255.3 9,221.3 9,268.7 9,248.6 Liabilities 17 Deposits 5,561.6 5,792.0 5,806.2 5,830.7 5,893.7 5,981.8 5,972.8 6,003.9 6,078.1 6,013.9 5,983.3 5,944.2 18 Transaction 687.4 701.5 674.6 654.0 674.2 669.2 668.9 661.8 644.8 590.6 645.0 648.2 19 Nontransaction 4,874.2 5,090.5 5,131.6 5,176.7 5,219.5 5,312.6 5,303.9 5,342.1 5,433.4 5,423.3 5,338.3 5,296.0 20 Large time 1,330.1 1,426.8 1,458.1 1,480.2 1,524.2 1,555.4 1,584.8 1,610.1 1,611.0 1,617.0 1,612.7 1,603.7 21 Other 3,544.1 3,663.6 3,673.5 3,696.5 3,695.3 3,757.2 3,719.1 3,732.0 3,822.3 3,806.3 3,725.7 3,692.2 22 Borrowings 1,646.4 1,723.1 1,747.4 1,781.4 1,785.1 1,784.8 1,831.3 1,835.5 1,780.8 1,768.8 1,815.1 1,812.4 23 From banks in the U.S. 367.0 364.1 381.1 369.7 377.1 373.5 367.6 368.8 350.6 346.1 363.5 349.6 24 From others 1,279.3 1,359.0 1,366.3 1,411.7 1,408.0 1,411.3 1,463.7 1,466.6 1,430.2 1,422.8 1,451.6 1,462.8 25 Net due to related foreign offices 30.1 80.0 80.1 67.2 48.0 52.6 86.4 82.1 96.4 130.8 146.7 155.2 26 Other liabilities 490.2 499.7 488.9 501.2 490.8 523.6 563.0 543.7 531.1 538.0 545.3 553.1 27 Total Liabilities 7,728.3 8,094.8 8,122.6 8,180.5 8,217.5 8,342.8 8,453.5 8,465.1 8,486.4 8,451.6 8,490.4 8,464.8 28 Residual (assets less liabilities) 8 700.9 710.2 727.3 741.1 754.1 756.1 764.0 765.7 768.9 769.7 778.3 783.8 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 3 For use at 4:15 p.m. Eastern Time; August 4, 2006 Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, billions of dollars Account 2005 2005 2006 2006 2006 2006 2006 2006 Week ending Jun Dec Jan Feb Mar Apr May Jun Jul 5 Jul 12 Jul 19 Jul 26 Assets 1 Bank credit 6,482.2 6,688.5 6,747.1 6,826.8 6,883.5 6,954.2 7,019.8 7,036.0 7,044.4 7,056.4 7,087.1 7,093.2 2 Securities in bank credit 1,733.2 1,695.4 1,720.4 1,762.1 1,769.3 1,808.9 1,819.0 1,810.9 1,811.3 1,822.0 1,835.8 1,827.1 3 Treasury and Agency securities 2 1,084.9 1,058.7 1,075.2 1,103.6 1,107.7 1,119.5 1,112.5 1,119.2 1,116.2 1,119.9 1,137.5 1,132.8 4 Other securities 648.3 636.7 645.2 658.5 661.7 689.3 706.5 691.7 695.1 702.0 698.3 694.3 5 Loans and leases in bank credit 3 4,749.0 4,993.1 5,026.7 5,064.7 5,114.2 5,145.4 5,200.9 5,225.1 5,233.2 5,234.4 5,251.4 5,266.0 6 Commercial and industrial 835.7 876.9 889.9 896.3 905.0 915.8 930.3 931.9 938.1 934.1 940.1 940.5 7 Real estate 2,715.0 2,887.4 2,912.7 2,938.2 2,966.9 2,991.1 3,017.7 3,057.8 3,074.3 3,088.5 3,089.9 3,094.2 8 Revolving home equity 431.4 436.5 435.3 433.3 434.7 431.1 428.4 428.8 429.6 429.6 431.0 432.1 9 Other 2,283.6 2,450.9 2,477.4 2,504.8 2,532.3 2,560.1 2,589.3 2,629.0 2,644.7 2,658.9 2,658.9 2,662.1 10 Consumer 706.6 707.6 711.8 712.0 722.3 726.9 733.7 728.7 719.0 717.8 725.0 721.8 11 Security 4 113.6 121.7 112.7 114.6 113.4 105.4 111.4 94.7 91.6 90.8 87.8 98.2 12 Other loans and leases 378.1 399.4 399.6 403.7 406.5 406.2 407.8 411.9 410.2 403.3 408.6 411.3 13 Interbank loans 224.8 240.1 247.9 245.8 252.6 251.1 240.1 246.0 238.4 238.4 251.2 238.8 14 Cash assets 5 268.7 265.8 268.1 265.5 265.8 263.8 256.2 252.8 259.8 252.7 266.4 248.4 15 Other assets 6 651.1 667.6 690.3 715.7 717.2 721.5 730.9 738.0 744.5 766.1 745.6 752.1 16 Total Assets 7 7,559.5 7,794.9 7,887.3 7,988.0 8,052.4 8,123.7 8,179.6 8,205.3 8,219.3 8,246.1 8,282.7 8,264.5 Liabilities 17 Deposits 4,952.7 5,159.4 5,202.1 5,208.3 5,248.3 5,286.7 5,302.1 5,316.0 5,329.5 5,336.9 5,341.0 5,348.7 18 Transaction 677.8 653.0 653.5 649.4 664.4 648.7 665.7 652.4 635.9 607.7 642.9 616.4 19 Nontransaction 4,274.9 4,506.5 4,548.5 4,558.9 4,583.9 4,638.0 4,636.4 4,663.6 4,693.7 4,729.2 4,698.1 4,732.3 20 Large time 750.8 839.3 854.1 870.1 887.0 902.9 926.0 943.7 946.9 959.0 958.3 948.1 21 Other 3,524.1 3,667.2 3,694.5 3,688.8 3,696.9 3,735.1 3,710.4 3,719.9 3,746.8 3,770.1 3,739.8 3,784.2 22 Borrowings 1,274.3 1,304.6 1,313.4 1,344.2 1,356.4 1,360.6 1,381.8 1,381.1 1,333.9 1,352.7 1,384.2 1,387.0 23 From banks in the U.S. 318.4 305.4 316.8 310.8 316.2 315.3 316.7 318.8 301.9 303.1 310.0 304.4 24 From others 955.9 999.2 996.6 1,033.4 1,040.2 1,045.3 1,065.1 1,062.3 1,031.9 1,049.6 1,074.2 1,082.7 25 Net due to related foreign offices 225.6 266.8 282.4 269.5 275.6 283.5 298.4 298.6 313.5 341.7 348.2 338.1 26 Other liabilities 396.3 383.8 383.2 393.1 403.0 432.7 436.5 430.9 435.1 440.1 436.7 433.0 27 Total Liabilities 6,848.9 7,114.7 7,181.0 7,215.1 7,283.3 7,363.5 7,418.8 7,426.5 7,412.0 7,471.4 7,510.0 7,506.8 28 Residual (assets less liabilities) 8 710.6 680.2 706.3 772.9 769.2 760.2 760.8 778.8 807.3 774.7 772.7 757.7 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 4 For use at 4:15 p.m. Eastern Time; August 4, 2006 Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, billions of dollars Account 2005 2005 2006 2006 2006 2006 2006 2006 Week ending Jun Dec Jan Feb Mar Apr May Jun Jul 5 Jul 12 Jul 19 Jul 26 Assets 1 Bank credit 6,478.5 6,726.8 6,756.0 6,814.6 6,847.0 6,932.2 7,017.8 7,029.6 7,034.4 7,025.5 7,046.3 7,060.7 2 Securities in bank credit 1,737.8 1,701.7 1,719.1 1,757.7 1,759.3 1,806.4 1,826.9 1,813.8 1,807.3 1,803.8 1,815.6 1,816.9 3 Treasury and Agency securities 2 1,088.7 1,061.2 1,069.4 1,099.8 1,101.7 1,122.5 1,123.0 1,121.9 1,113.9 1,109.2 1,123.9 1,126.4 4 Other securities 649.1 640.4 649.8 658.0 657.5 683.9 704.0 691.9 693.4 694.6 691.6 690.5 5 Loans and leases in bank credit 3 4,740.7 5,025.1 5,036.8 5,056.8 5,087.8 5,125.8 5,190.9 5,215.8 5,227.1 5,221.7 5,230.8 5,243.8 6 Commercial and industrial 839.7 874.8 887.4 897.4 907.3 921.9 936.4 936.2 941.8 933.7 937.5 937.2 7 Real estate 2,707.4 2,899.1 2,915.5 2,935.2 2,950.8 2,977.3 3,015.5 3,049.3 3,066.2 3,082.7 3,079.8 3,082.1 8 Revolving home equity 432.9 435.3 433.2 433.6 431.5 429.6 429.3 430.3 430.7 430.6 431.5 432.9 9 Other 2,274.5 2,463.8 2,482.2 2,501.6 2,519.3 2,547.6 2,586.2 2,619.0 2,635.6 2,652.1 2,648.3 2,649.3 9a Other residential 1,126.4 1,211.9 1,214.1 1,219.6 1,228.1 1,243.3 1,264.5 1,285.8 1,299.4 1,309.6 1,301.8 1,301.0 9b Commercial 1,148.1 1,251.9 1,268.1 1,281.9 1,291.2 1,304.3 1,321.6 1,333.2 1,336.1 1,342.5 1,346.6 1,348.2 10 Consumer 700.1 718.3 723.8 716.8 716.8 720.1 728.1 722.1 710.6 709.3 717.5 716.6 10a Credit cards and related plans 306.8 320.3 318.4 306.2 297.0 299.5 306.4 304.7 303.9 301.8 309.6 310.0 10d Other 393.3 398.1 405.4 410.6 419.8 420.6 421.6 417.4 406.7 407.5 407.9 406.6 11 Security 4 114.6 127.0 111.6 110.3 110.9 103.8 106.3 95.7 91.6 90.0 87.1 96.7 12 Other loans and leases 378.9 405.8 398.5 397.1 402.1 402.7 404.6 412.6 416.8 406.0 408.9 411.2 13 Interbank loans 219.7 245.0 247.2 244.3 255.3 257.6 237.0 239.2 231.5 227.4 244.2 228.9 14 Cash assets 5 265.1 281.4 279.3 264.3 256.7 259.5 253.6 249.5 281.0 244.2 253.0 235.4 15 Other assets 6 653.1 664.5 685.8 709.6 712.3 725.2 735.3 740.1 744.8 766.6 751.5 750.8 16 Total Assets 7 7,548.9 7,850.5 7,902.3 7,966.8 8,004.6 8,107.6 8,176.3 8,190.8 8,224.2 8,196.3 8,227.4 8,208.2 Liabilities 17 Deposits 4,952.2 5,189.5 5,189.6 5,210.1 5,240.3 5,299.5 5,287.9 5,315.5 5,397.9 5,330.2 5,304.6 5,264.0 18 Transaction 675.6 688.9 661.7 640.3 660.4 656.6 657.4 650.2 633.2 579.1 632.8 637.1 19 Nontransaction 4,276.6 4,500.5 4,527.9 4,569.8 4,579.9 4,642.9 4,630.5 4,665.3 4,764.8 4,751.1 4,671.8 4,626.9 20 Large time 752.8 838.8 855.7 872.7 883.3 898.1 925.5 946.3 955.3 957.4 957.7 948.8 21 Other 3,523.9 3,661.8 3,672.2 3,697.0 3,696.6 3,744.8 3,705.0 3,719.0 3,809.5 3,793.7 3,714.1 3,678.1 22 Borrowings 1,283.6 1,294.3 1,312.0 1,342.1 1,348.9 1,364.8 1,394.8 1,391.5 1,333.7 1,342.0 1,381.7 1,385.7 23 From banks in the U.S. 317.8 303.2 316.1 309.4 315.1 318.1 316.6 318.2 299.2 301.2 308.1 304.6 24 From others 965.7 991.2 995.9 1,032.7 1,033.8 1,046.7 1,078.2 1,073.4 1,034.5 1,040.8 1,073.6 1,081.1 25 Net due to related foreign offices 222.6 271.0 287.9 276.6 269.0 271.4 297.0 294.5 302.9 329.5 338.4 341.4 26 Other liabilities 392.4 388.4 388.5 399.9 395.2 418.7 435.4 426.4 423.7 427.7 427.3 436.2 27 Total Liabilities 6,850.9 7,143.2 7,178.0 7,228.6 7,253.4 7,354.4 7,415.1 7,428.0 7,458.2 7,429.4 7,452.0 7,427.3 28 Residual (assets less liabilities) 8 698.0 707.3 724.4 738.2 751.2 753.3 761.2 762.9 766.0 766.9 775.5 780.9 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 5 For use at 4:15 p.m. Eastern Time; August 4, 2006 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2005 2005 2006 2006 2006 2006 2006 2006 Week ending Jun Dec Jan Feb Mar Apr May Jun Jul 5 Jul 12 Jul 19 Jul 26 Assets 1 Bank credit 3,614.9 3,728.4 3,751.9 3,810.8 3,843.5 3,895.9 3,939.8 3,933.2 3,934.3 3,942.0 3,964.8 3,963.7 2 Securities in bank credit 1,018.1 999.8 1,019.8 1,057.3 1,072.8 1,115.9 1,125.6 1,122.2 1,123.8 1,133.3 1,146.6 1,139.0 3 Treasury and Agency securities 2 592.6 573.5 588.7 615.2 627.5 641.7 634.2 646.6 644.3 646.7 664.1 660.1 3a Trading account 51.0 33.3 36.3 40.2 38.5 42.7 38.9 47.9 51.3 48.6 51.1 50.2 3b Investment account 541.7 540.1 552.4 575.0 589.0 599.0 595.3 598.7 593.0 598.1 613.0 609.9 3c Mortgage-backed 442.3 448.2 470.5 494.9 508.7 513.7 512.6 523.3 525.4 528.5 541.5 538.2 3d Other 99.3 91.9 81.9 80.1 80.4 85.3 82.7 75.4 67.5 69.6 71.6 71.6 4 Other securities 425.5 426.3 431.1 442.1 445.3 474.2 491.5 475.6 479.5 486.6 482.5 478.9 4a Trading account 222.6 200.3 204.9 208.3 205.4 227.3 241.8 228.5 230.4 231.8 230.0 227.5 4b Investment account 202.9 226.0 226.1 233.8 239.9 246.8 249.7 247.1 249.1 254.8 252.5 251.5 4c State and local government 36.4 38.7 39.8 41.2 42.2 43.3 45.1 43.8 42.1 43.5 42.8 43.0 4d Other 166.5 187.3 186.3 192.6 197.7 203.5 204.6 203.3 206.9 211.3 209.7 208.4 5 Loans and leases in bank credit 3 2,596.8 2,728.6 2,732.1 2,753.5 2,770.7 2,780.0 2,814.1 2,811.0 2,810.5 2,808.7 2,818.2 2,824.7 6 Commercial and industrial 496.9 516.6 525.5 528.8 533.6 541.0 551.9 548.5 552.2 547.7 551.1 547.7 7 Real estate 1,335.3 1,431.1 1,437.2 1,446.3 1,446.7 1,454.4 1,463.7 1,483.2 1,491.6 1,504.0 1,503.7 1,502.8 8 Revolving home equity 301.3 305.0 306.7 304.8 306.2 304.6 303.1 302.8 302.6 302.7 303.3 304.5 9 Other 1,034.0 1,126.1 1,130.6 1,141.5 1,140.5 1,149.8 1,160.6 1,180.4 1,189.0 1,201.3 1,200.3 1,198.3 9a Other residential 642.7 705.8 705.7 712.7 712.5 720.0 724.2 739.7 750.2 759.0 754.6 751.6 9b Commercial 391.3 420.3 424.8 428.8 428.0 429.8 436.4 440.6 438.8 442.3 445.8 446.7 10 Consumer 381.5 377.7 378.8 384.0 395.7 398.4 403.6 398.5 387.8 386.9 390.7 390.7 11 Security 4 105.3 111.4 101.5 103.5 102.0 93.8 100.4 83.4 80.8 79.7 76.9 87.0 11a Fed funds and RPs with broker/dealer 89.6 94.0 84.3 85.0 84.3 75.6 80.5 65.1 63.8 63.0 61.4 68.8 11b Other 15.7 17.4 17.3 18.4 17.7 18.3 19.8 18.4 16.9 16.7 15.5 18.2 12a State and local government 16.9 19.0 19.0 19.2 19.0 19.0 19.3 19.5 19.5 19.5 19.5 19.6 12b Agricultural 9.3 10.2 10.1 10.1 10.0 9.9 10.1 10.0 10.1 10.0 10.1 10.0 12c Fed funds and RPs with others 26.5 22.5 21.4 18.3 20.2 19.1 18.3 23.7 23.7 23.7 22.5 24.8 12d All other loans 131.7 147.4 146.5 151.3 151.2 152.1 154.1 150.7 151.2 143.5 150.2 149.1 12e Lease financing receivables 93.4 92.7 92.0 92.0 92.2 92.3 92.8 93.5 93.6 93.6 93.4 93.0 13 Interbank loans 151.7 153.2 152.8 146.7 147.8 144.9 139.6 142.5 136.3 136.2 158.6 139.2 13a Fed funds and RPs with banks 84.7 87.7 85.1 75.2 75.0 82.0 79.7 81.6 76.2 73.9 98.8 80.6 13b Other 67.0 65.5 67.6 71.5 72.8 62.9 59.9 60.9 60.1 62.2 59.8 58.6 14 Cash assets 5 160.6 153.8 152.4 150.0 152.7 153.3 144.8 145.4 151.0 143.6 157.7 135.8 15 Other assets 6 448.9 465.5 475.1 480.7 477.2 478.7 488.2 488.4 488.9 509.7 493.1 503.5 16 Total Assets 7 4,341.7 4,467.2 4,499.5 4,555.7 4,588.0 4,639.5 4,679.1 4,676.5 4,677.4 4,698.5 4,741.4 4,709.0 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 6 For use at 4:15 p.m. Eastern Time; August 4, 2006 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2005 2005 2006 2006 2006 2006 2006 2006 Week ending Jun Dec Jan Feb Mar Apr May Jun Jul 5 Jul 12 Jul 19 Jul 26 Liabilities 17 Deposits 2,531.5 2,622.6 2,636.0 2,621.7 2,649.1 2,678.3 2,687.5 2,681.3 2,686.2 2,683.9 2,688.7 2,680.5 18 Transaction 328.1 309.6 307.3 301.6 312.4 305.0 314.3 310.7 301.4 274.1 305.0 294.0 19 Nontransaction 2,203.4 2,313.0 2,328.7 2,320.2 2,336.7 2,373.4 2,373.2 2,370.6 2,384.8 2,409.8 2,383.7 2,386.5 20 Large time 351.8 401.9 408.2 415.7 425.5 440.2 454.9 463.1 464.4 473.9 474.2 464.9 21 Other 1,851.6 1,911.0 1,920.5 1,904.5 1,911.3 1,933.1 1,918.2 1,907.5 1,920.4 1,935.9 1,909.4 1,921.6 22 Borrowings 763.8 782.8 780.7 813.2 826.5 836.8 845.5 838.5 800.8 814.8 843.8 848.7 23 From banks in the U.S. 150.8 138.0 144.0 145.2 149.6 151.3 147.3 149.1 136.1 135.7 140.2 136.5 24 From others 613.0 644.8 636.7 668.0 676.9 685.5 698.2 689.4 664.7 679.1 703.5 712.2 25 Net due to related foreign offices 215.6 252.6 263.8 249.9 257.1 264.7 279.1 280.2 292.1 321.0 326.0 318.3 26 Other liabilities 324.1 315.5 312.0 318.6 327.3 357.4 361.8 356.8 360.6 366.8 362.0 357.5 27 Total Liabilities 3,834.9 3,973.5 3,992.4 4,003.4 4,060.0 4,137.1 4,173.9 4,156.8 4,139.7 4,186.5 4,220.5 4,205.0 28 Residual (assets less liabilities) 8 506.8 493.7 507.1 552.3 528.0 502.4 505.3 519.7 537.7 512.0 520.9 504.0 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 7 For use at 4:15 p.m. Eastern Time; August 4, 2006 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2005 2005 2006 2006 2006 2006 2006 2006 Week ending Jun Dec Jan Feb Mar Apr May Jun Jul 5 Jul 12 Jul 19 Jul 26 Assets 1 Bank credit 3,619.7 3,748.5 3,755.7 3,800.8 3,815.0 3,884.9 3,946.6 3,937.2 3,930.9 3,921.9 3,936.4 3,943.1 2 Securities in bank credit 1,021.4 1,003.2 1,019.2 1,053.6 1,057.1 1,110.1 1,135.5 1,124.2 1,119.7 1,116.8 1,128.5 1,130.7 3 Treasury and Agency securities 2 595.1 573.1 583.5 611.9 615.9 641.4 646.5 648.4 641.9 637.6 652.7 655.6 3a Trading account 51.3 32.1 34.7 42.5 39.0 43.4 40.9 48.0 50.7 47.3 49.4 49.0 3b Investment account 543.8 541.0 548.8 569.4 576.9 598.0 605.6 600.4 591.2 590.4 603.4 606.6 3c Mortgage-backed 443.8 449.0 467.4 488.8 497.3 512.2 521.6 524.5 523.4 521.1 532.5 535.4 3d Other 100.0 92.0 81.4 80.6 79.6 85.8 84.0 75.9 67.8 69.2 70.9 71.2 4 Other securities 426.3 430.0 435.7 441.6 441.2 468.7 489.0 475.8 477.8 479.2 475.8 475.1 4a Trading account 223.0 202.1 207.1 208.1 203.5 224.7 240.6 228.5 229.6 228.4 226.7 225.7 4b Investment account 203.3 227.9 228.6 233.6 237.7 244.0 248.4 247.3 248.2 250.7 249.1 249.4 4c State and local government 36.4 39.0 40.3 41.2 41.9 42.8 44.8 43.9 42.0 42.5 42.3 42.7 4d Other 166.9 188.9 188.3 192.4 195.8 201.2 203.5 203.4 206.2 208.2 206.8 206.8 5 Loans and leases in bank credit 3 2,598.3 2,745.3 2,736.5 2,747.3 2,757.9 2,774.8 2,811.2 2,813.0 2,811.2 2,805.1 2,807.8 2,812.4 6 Commercial and industrial 499.2 515.0 523.1 529.8 535.0 545.1 555.4 551.0 553.8 546.8 549.1 545.5 7 Real estate 1,335.7 1,434.1 1,436.7 1,443.6 1,439.7 1,451.4 1,466.8 1,484.0 1,490.7 1,504.3 1,500.6 1,497.4 8 Revolving home equity 302.5 304.3 305.2 305.3 303.6 303.6 304.0 304.0 303.1 303.3 304.0 305.3 9 Other 1,033.2 1,129.8 1,131.5 1,138.3 1,136.1 1,147.8 1,162.8 1,180.0 1,187.6 1,201.0 1,196.7 1,192.2 9a Other residential 643.7 707.6 705.4 708.9 708.4 718.7 726.8 740.9 751.0 760.0 753.8 749.6 9b Commercial 389.5 422.3 426.1 429.3 427.7 429.2 436.0 439.1 436.5 441.0 442.9 442.6 10 Consumer 378.9 381.6 385.7 387.5 394.1 396.0 401.2 395.8 383.5 383.2 386.7 387.9 10a Credit cards and related plans 145.1 148.1 146.9 143.9 138.8 138.6 142.3 141.5 139.7 139.0 142.0 143.2 10b Other 233.8 233.5 238.8 243.7 255.4 257.4 258.9 254.3 243.8 244.2 244.7 244.7 11 Security 4 106.4 116.6 100.8 99.2 99.2 92.2 95.4 84.5 80.8 79.1 76.5 85.8 11a Fed funds and RPs with broker/dealer 90.5 98.4 83.6 81.5 81.9 74.3 76.6 66.0 64.0 62.5 60.6 67.5 11b Other 15.9 18.3 17.1 17.7 17.3 18.0 18.9 18.5 16.8 16.6 15.9 18.3 12a State and local government 16.9 19.0 19.0 19.2 19.0 19.0 19.3 19.5 19.5 19.5 19.5 19.6 12b Agricultural 9.4 10.3 10.2 10.0 9.9 9.8 10.1 10.1 10.1 10.1 10.2 10.1 12c Fed funds and RPs with others 26.5 22.5 21.4 18.3 20.2 19.1 18.3 23.7 23.7 23.7 22.5 24.8 12d All other loans 132.4 153.2 146.7 146.9 148.0 149.7 152.0 151.4 155.9 145.3 149.9 149.2 12e Lease financing receivables 92.9 93.0 93.0 92.7 92.7 92.5 92.6 93.0 93.2 93.0 92.9 92.1 13 Interbank loans 150.6 155.1 153.1 142.4 144.7 149.0 142.0 141.3 134.8 132.3 156.7 137.3 13a Fed funds and RPs with banks 84.1 88.8 85.4 73.1 73.5 84.3 81.0 80.9 75.3 71.9 97.6 79.5 13b Other 66.4 66.2 67.8 69.3 71.2 64.7 61.0 60.4 59.4 60.4 59.1 57.8 14 Cash assets 5 157.9 165.3 161.4 149.3 148.2 152.5 143.6 143.0 163.3 136.6 147.7 126.5 15 Other assets 6 450.8 462.4 470.6 474.7 472.3 482.4 492.5 490.5 489.3 510.2 499.0 502.1 16 Total Assets 7 4,344.4 4,497.5 4,508.2 4,534.5 4,546.9 4,635.9 4,691.5 4,678.8 4,685.4 4,668.1 4,707.1 4,676.2 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 8 For use at 4:15 p.m. Eastern Time; August 4, 2006 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2005 2005 2006 2006 2006 2006 2006 2006 Week ending Jun Dec Jan Feb Mar Apr May Jun Jul 5 Jul 12 Jul 19 Jul 26 Liabilities 17 Deposits 2,532.5 2,640.5 2,629.8 2,629.8 2,642.2 2,684.2 2,676.3 2,682.4 2,734.8 2,680.5 2,670.4 2,629.2 18 Transaction 327.4 333.2 313.5 296.8 310.7 311.1 309.7 310.1 298.9 257.0 301.2 305.5 19 Nontransaction 2,205.1 2,307.3 2,316.3 2,333.0 2,331.5 2,373.0 2,366.6 2,372.3 2,435.9 2,423.5 2,369.2 2,323.7 20 Large time 353.8 401.4 409.8 418.3 421.8 435.4 454.4 465.7 472.8 472.3 473.6 465.6 21 Other 1,851.3 1,905.9 1,906.4 1,914.7 1,909.7 1,937.6 1,912.2 1,906.6 1,963.1 1,951.2 1,895.6 1,858.1 22 Borrowings 773.1 772.5 779.3 811.1 819.1 841.0 858.5 849.0 800.6 804.0 841.3 847.3 23 From banks in the U.S. 150.3 135.8 143.4 143.8 148.5 154.1 147.2 148.5 133.4 133.7 138.4 136.7 24 From others 622.8 636.7 635.9 667.3 670.5 686.9 711.3 700.5 667.2 670.3 702.9 710.5 25 Net due to related foreign offices 212.6 256.9 269.3 257.0 250.5 252.5 277.7 276.1 281.4 308.9 316.2 321.7 26 Other liabilities 320.1 320.0 317.3 325.3 319.5 343.3 360.7 352.4 349.1 354.4 352.6 360.7 27 Total Liabilities 3,838.3 3,989.9 3,995.7 4,023.2 4,031.2 4,121.1 4,173.2 4,159.8 4,166.0 4,147.7 4,180.4 4,158.9 28 Residual (assets less liabilities) 8 506.1 507.6 512.5 511.3 515.7 514.8 518.3 519.0 519.4 520.4 526.7 517.3 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 9 For use at 4:15 p.m. Eastern Time; August 4, 2006 Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2005 2005 2006 2006 2006 2006 2006 2006 Week ending Jun Dec Jan Feb Mar Apr May Jun Jul 5 Jul 12 Jul 19 Jul 26 Assets 1 Bank credit 2,868.5 2,959.2 2,994.4 3,017.4 3,044.3 3,059.5 3,078.6 3,103.7 3,110.5 3,114.2 3,122.7 3,129.4 2 Securities in bank credit 716.3 694.6 699.9 706.2 700.8 694.1 691.9 689.6 687.8 688.5 689.5 688.1 3 Treasury and Agency securities 2 493.5 484.2 485.8 489.9 484.5 479.0 476.8 473.5 472.2 473.0 473.7 472.7 4 Other securities 222.8 210.4 214.1 216.4 216.3 215.2 215.0 216.1 215.6 215.4 215.8 215.4 5 Loans and leases in bank credit 3 2,152.2 2,264.5 2,294.5 2,311.2 2,343.5 2,365.4 2,386.7 2,414.1 2,422.7 2,425.7 2,433.2 2,441.3 6 Commercial and industrial 338.8 360.4 364.4 367.5 371.5 374.9 378.4 383.4 385.9 386.4 389.0 392.7 7 Real estate 1,379.8 1,456.3 1,475.5 1,491.9 1,520.3 1,536.7 1,554.0 1,574.7 1,582.7 1,584.5 1,586.2 1,591.4 8 Revolving home equity 130.1 131.5 128.6 128.5 128.5 126.4 125.3 126.0 127.0 126.9 127.7 127.6 9 Other 1,249.6 1,324.8 1,346.9 1,363.3 1,391.8 1,410.2 1,428.7 1,448.7 1,455.7 1,457.6 1,458.5 1,463.8 10 Consumer 325.2 329.9 332.9 328.0 326.6 328.4 330.2 330.3 331.2 330.9 334.2 331.1 11 Security 4 8.3 10.3 11.2 11.1 11.4 11.6 11.0 11.2 10.8 11.0 10.9 11.3 12 Other loans and leases 100.3 107.7 110.5 112.7 113.8 113.8 113.1 114.5 112.1 112.9 112.9 114.8 13 Interbank loans 73.1 86.8 95.1 99.2 104.8 106.3 100.5 103.5 102.1 102.2 92.6 99.6 14 Cash assets 5 108.1 112.1 115.6 115.4 113.1 110.6 111.4 107.4 108.7 109.1 108.8 112.6 15 Other assets 6 202.3 202.1 215.2 235.0 240.0 242.8 242.8 249.6 255.6 256.5 252.5 248.7 16 Total Assets 7 3,219.0 3,326.8 3,387.0 3,433.7 3,468.7 3,485.3 3,498.9 3,529.7 3,542.3 3,547.4 3,541.7 3,555.5 Liabilities 17 Deposits 2,421.3 2,536.9 2,566.1 2,586.5 2,599.2 2,608.4 2,614.7 2,634.7 2,643.3 2,652.9 2,652.3 2,668.2 18 Transaction 349.7 343.3 346.3 347.8 352.0 343.7 351.4 341.6 334.5 333.6 337.9 322.3 19 Nontransaction 2,071.5 2,193.5 2,219.8 2,238.7 2,247.2 2,264.6 2,263.3 2,293.0 2,308.9 2,319.3 2,314.4 2,345.8 20 Large time 399.0 437.4 445.9 454.4 461.5 462.7 471.1 480.6 482.5 485.1 484.1 483.2 21 Other 1,672.5 1,756.2 1,773.9 1,784.3 1,785.7 1,802.0 1,792.2 1,812.4 1,826.4 1,834.3 1,830.3 1,862.6 22 Borrowings 510.5 521.9 532.7 531.0 529.9 523.8 536.3 542.5 533.1 538.0 540.4 538.4 23 From banks in the U.S. 167.6 167.4 172.7 165.6 166.6 164.0 169.3 169.7 165.8 167.4 169.8 167.8 24 From others 342.9 354.5 360.0 365.4 363.3 359.8 366.9 372.9 367.2 370.5 370.6 370.5 25 Net due to related foreign offices 10.1 14.1 18.6 19.6 18.5 18.9 19.2 18.4 21.4 20.6 22.1 19.7 26 Other liabilities 72.3 68.4 71.2 74.5 75.7 75.3 74.8 74.1 74.5 73.3 74.7 75.5 27 Total Liabilities 3,014.1 3,141.2 3,188.5 3,211.7 3,223.3 3,226.4 3,244.9 3,269.7 3,272.4 3,284.9 3,289.5 3,301.8 28 Residual (assets less liabilities) 8 204.9 185.6 198.5 222.1 245.5 258.9 254.0 259.9 269.9 262.5 252.2 253.7 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 10 For use at 4:15 p.m. Eastern Time; August 4, 2006 Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2005 2005 2006 2006 2006 2006 2006 2006 Week ending Jun Dec Jan Feb Mar Apr May Jun Jul 5 Jul 12 Jul 19 Jul 26 Assets 1 Bank credit 2,858.8 2,978.3 3,000.3 3,013.8 3,032.0 3,047.2 3,071.2 3,092.5 3,103.5 3,103.6 3,109.9 3,117.6 2 Securities in bank credit 716.4 698.5 700.0 704.2 702.2 696.3 691.5 689.7 687.6 687.1 687.0 686.2 3 Treasury and Agency securities 2 493.5 488.1 485.9 487.8 485.8 481.1 476.5 473.5 472.0 471.6 471.2 470.8 4 Other securities 222.8 210.4 214.1 216.4 216.3 215.2 215.0 216.1 215.6 215.4 215.8 215.4 5 Loans and leases in bank credit 3 2,142.4 2,279.8 2,300.3 2,309.6 2,329.9 2,351.0 2,379.8 2,402.8 2,415.9 2,416.6 2,422.9 2,431.4 6 Commercial and industrial 340.4 359.8 364.3 367.7 372.3 376.8 381.0 385.1 388.1 386.9 388.3 391.7 7 Real estate 1,371.7 1,465.0 1,478.8 1,491.6 1,511.0 1,525.9 1,548.7 1,565.3 1,575.6 1,578.4 1,579.2 1,584.7 8 Revolving home equity 130.5 131.1 128.1 128.2 127.8 126.1 125.3 126.3 127.6 127.3 127.5 127.6 9 Other 1,241.3 1,334.0 1,350.7 1,363.3 1,383.2 1,399.8 1,423.4 1,439.0 1,448.0 1,451.1 1,451.7 1,457.1 9a Other residential 482.6 504.3 508.7 510.7 519.7 524.7 537.7 544.9 548.4 549.6 548.0 551.5 9b Commercial 758.6 829.6 842.0 852.6 863.5 875.1 885.6 894.1 899.6 901.5 903.7 905.7 10 Consumer 321.2 336.8 338.1 329.3 322.7 324.1 326.9 326.3 327.1 326.1 330.8 328.7 10a Credit cards and related plans 161.7 172.2 171.5 162.3 158.2 161.0 164.2 163.2 164.2 162.8 167.5 166.9 10b Other 159.5 164.6 166.6 166.9 164.5 163.1 162.7 163.1 162.9 163.3 163.3 161.8 11 Security 4 8.2 10.4 10.8 11.1 11.7 11.6 10.9 11.2 10.8 10.9 10.6 10.9 12 Other loans and leases 100.9 107.9 108.3 110.0 112.2 112.6 112.3 115.0 114.3 114.3 114.0 115.4 13 Interbank loans 69.1 89.9 94.1 101.9 110.6 108.5 95.0 97.9 96.7 95.1 87.5 91.6 14 Cash assets 5 107.2 116.1 117.9 115.0 108.5 107.0 110.0 106.5 117.7 107.6 105.3 108.9 15 Other assets 6 202.3 202.1 215.2 235.0 240.0 242.8 242.8 249.6 255.6 256.5 252.5 248.7 16 Total Assets 7 3,204.5 3,353.1 3,394.1 3,432.3 3,457.7 3,471.8 3,484.7 3,512.0 3,538.8 3,528.2 3,520.3 3,532.0 Liabilities 17 Deposits 2,419.7 2,549.0 2,559.8 2,580.3 2,598.1 2,615.3 2,611.6 2,633.1 2,663.2 2,649.7 2,634.3 2,634.8 18 Transaction 348.2 355.8 348.1 343.5 349.7 345.5 347.7 340.1 334.3 322.1 331.6 331.6 19 Nontransaction 2,071.5 2,193.2 2,211.6 2,236.8 2,248.4 2,269.9 2,263.9 2,293.0 2,328.9 2,327.6 2,302.7 2,303.2 20 Large time 399.0 437.4 445.9 454.4 461.5 462.7 471.1 480.6 482.5 485.1 484.1 483.2 21 Other 1,672.5 1,755.9 1,765.7 1,782.4 1,786.9 1,807.2 1,792.8 1,812.4 1,846.4 1,842.5 1,818.6 1,820.0 22 Borrowings 510.5 521.9 532.7 531.0 529.9 523.8 536.3 542.5 533.1 538.0 540.4 538.4 23 From banks in the U.S. 167.6 167.4 172.7 165.6 166.6 164.0 169.3 169.7 165.8 167.4 169.8 167.8 24 From others 342.9 354.5 360.0 365.4 363.3 359.8 366.9 372.9 367.2 370.5 370.6 370.5 25 Net due to related foreign offices 10.1 14.1 18.6 19.6 18.5 18.9 19.2 18.4 21.4 20.6 22.1 19.7 26 Other liabilities 72.3 68.4 71.2 74.5 75.7 75.3 74.8 74.1 74.5 73.3 74.7 75.5 27 Total Liabilities 3,012.5 3,153.3 3,182.2 3,205.4 3,222.2 3,233.3 3,241.8 3,268.1 3,292.2 3,281.7 3,271.5 3,268.4 28 Residual (assets less liabilities) 8 192.0 199.7 211.9 226.9 235.5 238.4 242.9 243.9 246.6 246.5 248.8 263.6 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 11 For use at 4:15 p.m. Eastern Time; August 4, 2006 Assets and Liabilities of Foreign-Related Institutions in the United States 1 Seasonally adjusted, billions of dollars Account 2005 2005 2006 2006 2006 2006 2006 2006 Week ending Jun Dec Jan Feb Mar Apr May Jun Jul 5 Jul 12 Jul 19 Jul 26 Assets 1 Bank credit 733.1 812.9 811.5 818.9 829.5 849.3 901.0 893.5 894.7 888.4 893.6 897.2 2 Securities in bank credit 318.3 356.6 347.0 342.9 344.4 356.9 382.5 378.1 373.1 374.7 370.4 370.5 3 Treasury and Agency securities 2 87.7 80.3 74.7 76.9 77.9 77.3 80.5 80.1 81.1 81.5 79.8 82.3 4 Other securities 230.6 276.3 272.3 266.0 266.5 279.6 302.0 297.9 292.1 293.2 290.7 288.2 5 Loans and leases in bank credit 3 414.8 456.3 464.5 476.0 485.0 492.5 518.6 515.4 521.6 513.7 523.2 526.7 6 Commercial and industrial 153.0 167.1 171.1 174.7 176.8 182.4 187.5 193.2 195.4 193.5 194.9 195.2 7 Real estate 19.5 21.9 20.7 20.8 21.3 22.0 22.4 21.8 21.7 21.7 22.1 22.2 11 Security 4 134.8 142.1 142.5 148.3 155.4 155.9 172.1 166.1 166.3 162.3 170.0 173.3 12 Other loans and leases 107.6 125.2 130.1 132.1 131.6 132.1 136.6 134.3 138.1 136.1 136.1 136.1 13 Interbank loans 49.6 42.0 42.0 43.6 47.6 48.1 45.8 49.7 47.6 46.5 52.2 47.7 14 Cash assets 5 60.6 53.2 51.9 51.3 52.2 49.3 49.8 52.7 54.6 54.4 53.7 53.8 15 Other assets 6 37.9 38.7 36.3 38.9 37.2 40.0 48.8 45.5 43.3 43.3 47.3 45.6 16 Total Assets 7 880.7 946.4 941.2 952.2 965.9 986.3 1,044.9 1,040.8 1,039.6 1,032.0 1,046.4 1,043.8 Liabilities 17 Deposits 599.9 607.3 614.4 619.4 650.3 673.2 672.9 677.7 687.6 686.2 674.4 670.3 18 Transaction 12.0 12.2 12.7 13.3 13.5 12.7 11.7 11.8 11.6 12.2 12.6 11.1 19 Nontransaction 587.9 595.1 601.6 606.2 636.8 660.5 661.2 665.9 676.0 674.0 661.8 659.2 22 Borrowings 362.8 428.7 435.4 439.3 436.1 419.9 436.5 443.9 447.1 426.9 433.4 426.7 23 From banks in the U.S. 49.2 60.9 65.0 60.2 61.9 55.4 51.0 50.7 51.4 44.9 55.4 45.0 24 From others 313.6 367.9 370.4 379.0 374.2 364.6 385.5 393.3 395.7 381.9 378.1 381.7 25 Net due to related foreign offices -190.3 -194.0 -209.2 -209.3 -219.2 -216.1 -206.5 -209.4 -203.4 -197.0 -189.5 -184.2 26 Other liabilities 99.4 109.2 99.4 101.4 96.6 106.7 130.6 119.2 109.3 111.4 119.4 118.2 27 Total Liabilities 871.9 951.3 939.9 950.9 963.9 983.8 1,033.5 1,031.4 1,040.6 1,027.5 1,037.7 1,031.1 28 Residual (assets less liabilities) 8 8.8 -4.9 1.2 1.3 1.9 2.5 11.4 9.5 -0.9 4.5 8.7 12.7 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 12 For use at 4:15 p.m. Eastern Time; August 4, 2006 Assets and Liabilities of Foreign-Related Institutions in the United States 1 Not seasonally adjusted, billions of dollars Account 2005 2005 2006 2006 2006 2006 2006 2006 Week ending Jun Dec Jan Feb Mar Apr May Jun Jul 5 Jul 12 Jul 19 Jul 26 Assets 1 Bank credit 733.3 818.7 815.8 821.1 832.4 856.0 897.5 893.3 889.6 882.6 890.1 894.6 2 Securities in bank credit 318.3 356.6 347.0 342.9 344.4 356.9 382.5 378.1 373.1 374.7 370.4 370.5 3 Treasury and Agency securities 2 87.7 80.3 74.7 76.9 77.9 77.3 80.5 80.1 81.1 81.5 79.8 82.3 3a Trading account 29.8 22.3 20.4 25.6 27.8 24.9 26.8 25.6 26.7 25.5 24.4 27.1 3b Investment account 57.9 58.0 54.3 51.3 50.2 52.4 53.7 54.6 54.3 56.0 55.4 55.2 4 Other securities 230.6 276.3 272.3 266.0 266.5 279.6 302.0 297.9 292.1 293.2 290.7 288.2 4a Trading account 131.9 163.5 162.3 157.9 157.2 170.2 191.7 185.8 182.1 183.1 180.2 180.7 4b Investment account 98.7 112.9 110.0 108.1 109.3 109.3 110.3 112.1 110.0 110.1 110.4 107.4 5 Loans and leases in bank credit 3 415.1 462.2 468.7 478.2 488.0 499.1 515.0 515.2 516.4 507.9 519.7 524.2 6 Commercial and industrial 152.6 167.7 172.7 177.1 178.3 183.5 187.5 192.8 193.9 192.6 194.6 195.1 7 Real estate 19.5 21.9 20.7 20.8 21.3 22.0 22.4 21.8 21.7 21.7 22.1 22.2 11 Security 4 133.8 148.7 146.7 151.0 157.2 160.1 167.8 164.7 162.1 157.5 166.7 171.0 12 Other loans and leases 109.3 123.8 128.6 129.4 131.3 133.6 137.3 135.9 138.7 136.1 136.2 135.9 13 Interbank loans 49.6 42.0 42.0 43.6 47.6 48.1 45.8 49.7 47.6 46.5 52.2 47.7 14 Cash assets 5 59.8 54.5 52.8 50.6 50.5 48.5 49.2 52.0 53.8 53.8 53.6 53.1 15 Other assets 6 38.0 39.7 37.5 39.9 37.0 39.1 49.3 45.6 40.7 42.6 45.8 45.5 16 Total Assets 7 880.3 954.5 947.5 954.7 967.0 991.2 1,041.3 1,040.0 1,031.1 1,025.1 1,041.3 1,040.4 Liabilities 17 Deposits 609.4 602.6 616.6 620.7 653.4 682.3 684.9 688.4 680.2 683.7 678.7 680.2 18 Transaction 11.8 12.6 13.0 13.7 13.8 12.6 11.5 11.5 11.6 11.5 12.2 11.1 19 Nontransaction 597.6 590.0 603.7 607.0 639.6 669.7 673.4 676.8 668.6 672.2 666.5 669.1 22 Borrowings 362.8 428.7 435.4 439.3 436.1 419.9 436.5 443.9 447.1 426.9 433.4 426.7 23 From banks in the U.S. 49.2 60.9 65.0 60.2 61.9 55.4 51.0 50.7 51.4 44.9 55.4 45.0 24 From others 313.6 367.9 370.4 379.0 374.2 364.6 385.5 393.3 395.7 381.9 378.1 381.7 25 Net due to related foreign offices -192.5 -191.1 -207.7 -209.4 -221.0 -218.8 -210.6 -212.4 -206.5 -198.7 -191.7 -186.3 26 Other liabilities 97.7 111.3 100.3 101.3 95.6 104.9 127.6 117.2 107.5 110.4 118.0 116.9 27 Total Liabilities 877.5 951.6 944.6 951.8 964.1 988.4 1,038.4 1,037.1 1,028.3 1,022.2 1,038.4 1,037.5 28 Residual (assets less liabilities) 8 2.8 2.9 2.9 2.9 2.9 2.8 2.8 2.8 2.8 2.8 2.8 2.8 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ H.8 (510); Page 13 For use at 4:15 p.m. Eastern Time; August 4, 2006 Memo Items Not seasonally adjusted, billions of dollars Account 2005 2005 2006 2006 2006 2006 2006 2006 Week ending Jun Dec Jan Feb Mar Apr May Jun Jul 5 Jul 12 Jul 19 Jul 26 Large Domestically Chartered Banks, adjusted for mergers 29 Reval. gains on off-bal. sheet items 9 93.6 85.8 90.6 93.7 89.5 108.5 123.4 111.7 110.9 108.8 107.9 105.7 30 Reval. losses on off-bal. sheet items 9 85.3 76.2 82.0 82.5 79.1 96.6 110.6 99.6 97.5 98.0 96.4 95.6 31 Mortgage-backed securities 10 536.9 551.6 558.9 578.5 588.1 603.6 615.0 618.9 617.5 615.7 627.9 630.3 31a Pass-through 412.0 415.5 425.5 447.4 457.3 473.8 483.0 484.6 483.4 481.2 493.3 497.0 31b CMO, REMIC, and other 124.9 136.1 133.4 131.1 130.8 129.8 132.0 134.3 134.1 134.5 134.5 133.3 32 Net unrealized gains (losses) on available-for-sale securities 11 4.4 -9.9 -8.9 -11.2 -14.1 -17.2 -18.6 -20.2 -23.0 -21.1 -20.7 -19.8 33 Securitized consumer loans 12 149.3 164.1 165.8 164.8 166.5 166.8 165.8 165.8 167.8 167.7 166.1 165.9 33a Credit cards and related plans 129.2 134.8 136.2 135.4 136.8 137.9 137.5 136.2 135.4 135.6 134.1 134.0 33b Other 20.2 29.3 29.6 29.4 29.7 28.9 28.4 29.6 32.4 32.1 32.0 31.9 34 Securitized business loans 12 5.5 3.0 3.0 3.0 3.0 3.0 3.0 2.9 2.7 2.7 2.7 2.7 Small Domestically Chartered Banks, adjusted for mergers 31 Mortgage-backed securities 10 338.5 329.1 333.2 335.6 332.2 327.6 327.3 327.3 326.2 326.0 325.8 324.6 33 Securitized consumer loans 12 213.1 203.3 202.2 205.2 204.8 203.6 202.0 207.1 207.7 207.7 205.1 207.0 33a Credit cards and related plans 203.2 193.4 192.5 195.6 195.2 194.0 192.6 197.9 198.7 198.7 196.3 198.3 33b Other 9.9 9.8 9.7 9.6 9.6 9.6 9.4 9.1 9.0 9.0 8.8 8.8 Foreign-Related Institutions 29 Reval. gains on off-bal. sheet items 9 54.6 67.1 61.7 60.3 57.9 64.4 78.0 70.4 67.0 67.0 67.3 66.1 30 Reval. losses on off-bal. sheet items 9 63.7 72.8 66.3 63.9 61.7 68.2 82.7 75.7 72.2 72.1 72.5 72.3 34 Securitized business loans 12 0.2 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ Footnotes 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises. 3. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13. 4. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities. 5. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 6. Excludes the due-from position with related foreign offices, which is included in line 25. 7. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items. 8. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 9. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation #39. The fair value of derivative contracts in a gain position is included in "Other securities, trading account," balance sheet item 4a. The fair value of derivative contracts in a loss position is included in "Other liabilities," balance sheet item 26. 10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement #115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects. 12. Total amount outstanding. ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ Current and historical H.8 data are available on the Federal Reserve Board's web site (www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. ------------------------------------------------------------------------------------------------------------------------------------------------------------------------