----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 1 For use at 4:15 p.m. Eastern Time; October 17, 2008 Assets and Liabilities of Commercial Banks in the United States 1 Seasonally adjusted, billions of dollars Account 2007 2008 2008 2008 2008 2008 2008 2008 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 17 Sep 24 Oct 1 Oct 8 Assets 1 Bank credit 8,956.3 9,456.2 9,409.7 9,403.2 9,374.5 9,398.1 9,412.9 9,570.7 9,552.3 9,579.3 9,846.7 9,871.2 2 Securities in bank credit 2,382.9 2,540.3 2,512.1 2,482.0 2,472.2 2,491.1 2,476.5 2,530.5 2,528.8 2,527.9 2,606.4 2,658.0 3 Treasury and Agency securities 1,174.2 1,105.0 1,093.8 1,095.9 1,113.0 1,115.6 1,129.0 1,154.9 1,149.7 1,164.1 1,176.0 1,166.2 2 4 Other securities 3 1,208.7 1,435.4 1,418.3 1,386.0 1,359.2 1,375.5 1,347.5 1,375.5 1,379.1 1,363.8 1,430.4 1,491.8 5 Loans and leases in bank credit 6,573.4 6,915.9 6,897.6 6,921.2 6,902.3 6,907.0 6,936.3 7,040.2 7,023.5 7,051.4 7,240.3 7,213.2 4 6 Commercial and industrial 1,357.0 1,483.5 1,493.2 1,499.7 1,506.8 1,514.1 1,514.1 1,539.7 1,531.1 1,555.5 1,574.7 1,594.9 7 Real estate 3,507.9 3,646.2 3,651.1 3,653.9 3,644.7 3,623.4 3,642.2 3,663.8 3,624.8 3,634.0 3,800.0 3,781.5 8 Revolving home equity 472.2 498.9 506.8 512.2 518.3 523.5 526.2 540.4 531.9 535.3 574.3 576.0 9 Other residential 1,472.7 1,506.6 1,492.8 1,480.1 1,449.0 1,435.5 1,444.9 1,444.8 1,424.3 1,427.7 1,511.9 1,493.9 10 Commercial 1,563.0 1,640.7 1,651.5 1,661.6 1,677.4 1,664.4 1,671.1 1,678.6 1,668.6 1,670.9 1,713.8 1,711.6 11 Consumer 783.1 817.9 823.4 827.1 831.7 839.3 845.0 851.9 847.0 852.4 861.1 862.9 12 Credit cards and other 333.3 346.2 346.2 345.9 346.5 350.0 357.0 363.2 361.0 362.5 372.2 375.2 revolving plans 13 Other 449.8 471.8 477.1 481.2 485.2 489.3 488.1 488.7 486.0 489.9 488.9 487.7 14 Security 5 283.5 292.6 283.9 293.1 281.0 295.2 305.5 331.0 337.2 361.2 344.6 311.7 15 Fed funds and RPs with 222.5 233.8 223.6 235.2 232.6 245.1 256.2 269.8 286.6 280.2 276.4 252.8 brokers 16 Other 61.0 58.8 60.3 57.9 48.5 50.1 49.3 61.3 50.6 80.9 68.2 58.9 17 Other loans and leases 641.8 675.7 646.1 647.4 638.1 635.0 629.5 653.8 683.4 648.4 659.9 662.2 18 Interbank loans 397.1 445.5 443.6 447.2 453.7 438.3 434.8 462.6 485.1 468.7 446.4 450.6 19 Fed funds and RPs with banks 6 315.1 368.6 361.4 364.8 370.0 362.8 358.1 388.1 412.8 392.5 372.0 376.7 20 Other 82.0 76.8 82.2 82.3 83.7 75.5 76.7 74.5 72.3 76.2 74.4 73.9 21 Cash assets 7 301.1 308.4 310.0 306.5 300.0 296.6 297.8 368.5 381.0 370.7 485.4 477.6 22 Other assets 8 926.5 1,004.9 998.3 987.3 1,003.4 1,020.9 1,022.0 1,042.8 1,029.3 1,061.8 1,090.9 1,082.3 23 Total Assets 9 10,512.0 11,127.3 11,066.3 11,047.2 11,030.7 11,046.4 11,058.3 11,331.3 11,336.3 11,368.1 11,750.1 11,759.3 Liabilities 24 Deposits 6,461.2 6,850.4 6,847.8 6,887.6 6,910.7 6,884.5 6,914.3 7,072.9 7,105.3 7,144.5 7,260.4 7,123.9 25 Transaction 609.6 610.7 631.9 613.4 603.6 621.0 600.2 640.4 633.0 683.0 674.9 666.3 26 Nontransaction 5,851.6 6,239.7 6,215.9 6,274.2 6,307.0 6,263.6 6,314.1 6,432.5 6,472.3 6,461.5 6,585.5 6,457.6 27 Large time 1,876.2 2,103.5 2,090.7 2,113.7 2,127.3 2,132.4 2,130.9 2,161.6 2,198.4 2,172.8 2,145.8 2,079.3 28 Other 3,975.4 4,136.2 4,125.2 4,160.5 4,179.7 4,131.2 4,183.3 4,270.9 4,273.9 4,288.7 4,439.7 4,378.3 29 Borrowings 2,227.3 2,292.3 2,300.4 2,319.2 2,316.3 2,340.6 2,356.9 2,396.5 2,342.2 2,390.6 2,541.8 2,520.9 30 From banks in the U.S. 446.3 483.7 473.9 484.1 483.4 479.8 477.1 478.9 493.2 478.3 457.7 479.2 31 From others 1,781.0 1,808.6 1,826.5 1,835.1 1,832.9 1,860.8 1,879.8 1,917.6 1,849.0 1,912.3 2,084.0 2,041.7 32 Net due to related foreign offices 88.2 50.0 17.5 -23.5 -18.3 -46.8 -92.2 -61.8 -45.7 -64.1 8.8 104.2 33 Other liabilities 603.8 777.6 726.2 692.5 673.6 673.9 673.6 713.6 738.9 689.5 733.3 785.9 34 Total Liabilities 9,380.5 9,970.3 9,892.0 9,875.8 9,882.3 9,852.2 9,852.6 10,121.2 10,140.7 10,160.6 10,544.2 10,534.9 35 Residual (assets less liabilities) 1,131.5 1,157.0 1,174.3 1,171.4 1,148.4 1,194.1 1,205.7 1,210.1 1,195.6 1,207.6 1,205.9 1,224.4 10 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 2 For use at 4:15 p.m. Eastern Time; October 17, 2008 Assets and Liabilities of Commercial Banks in the United States 1 Not seasonally adjusted, billions of dollars Account 2007 2008 2008 2008 2008 2008 2008 2008 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 17 Sep 24 Oct 1 Oct 8 Assets 1 Bank credit 8,939.5 9,470.4 9,400.7 9,385.7 9,340.9 9,328.1 9,346.5 9,549.1 9,536.7 9,532.0 9,837.4 9,876.3 2 Securities in bank credit 2,363.4 2,557.7 2,533.8 2,507.1 2,485.4 2,473.2 2,461.0 2,509.7 2,498.6 2,485.0 2,592.0 2,643.9 3 Treasury and Agency securities 1,164.3 1,116.0 1,102.8 1,110.0 1,123.7 1,119.9 1,134.2 1,147.3 1,138.9 1,138.9 1,163.9 1,156.4 2 4 Other securities 3 1,199.1 1,441.7 1,431.0 1,397.1 1,361.7 1,353.3 1,326.8 1,362.5 1,359.7 1,346.1 1,428.1 1,487.5 5 Loans and leases in bank credit 6,576.1 6,912.7 6,866.9 6,878.6 6,855.5 6,855.0 6,885.5 7,039.3 7,038.1 7,047.0 7,245.4 7,232.3 4 6 Commercial and industrial 1,354.7 1,487.7 1,495.8 1,497.9 1,500.9 1,503.0 1,506.9 1,537.2 1,531.9 1,554.4 1,574.5 1,595.2 7 Real estate 3,505.2 3,637.2 3,627.2 3,624.7 3,613.4 3,607.5 3,611.7 3,658.1 3,620.5 3,616.6 3,807.4 3,815.7 8 Revolving home equity 472.4 496.8 502.4 508.4 514.4 521.6 526.0 540.6 532.6 534.3 575.7 578.0 9 Other residential 1,465.8 1,502.7 1,480.5 1,463.6 1,438.1 1,422.4 1,417.9 1,433.1 1,411.9 1,404.1 1,507.8 1,512.9 10 Commercial 1,567.0 1,637.8 1,644.3 1,652.7 1,660.9 1,663.5 1,667.8 1,684.4 1,676.1 1,678.2 1,723.9 1,724.8 11 Consumer 786.1 812.2 818.2 822.8 826.9 833.0 843.7 853.8 851.2 856.8 858.3 855.3 12 Credit cards and other 333.2 338.8 339.7 340.8 342.8 347.5 355.4 362.6 361.9 364.9 369.3 367.9 revolving plans 13 Other 453.0 473.4 478.5 482.0 484.1 485.4 488.3 491.2 489.4 492.0 489.0 487.4 14 Security 5 279.0 301.5 284.5 294.2 281.2 282.1 294.9 327.3 341.9 354.4 340.2 306.8 15 Fed funds and RPs with 220.0 239.6 223.4 238.2 234.8 234.5 246.9 267.6 290.8 272.9 275.7 248.4 brokers 16 Other 59.0 61.9 61.1 56.0 46.3 47.6 48.0 59.7 51.1 81.5 64.5 58.4 17 Other loans and leases 651.0 674.1 641.2 639.0 633.2 629.6 628.4 662.9 692.5 664.7 665.0 659.2 18 Interbank loans 395.9 450.2 449.5 434.6 436.4 422.7 427.4 460.7 485.9 461.1 451.5 452.2 19 Fed funds and RPs with banks 6 318.3 368.5 365.9 353.3 355.3 349.8 353.3 390.1 416.2 390.9 381.6 380.0 20 Other 77.6 81.6 83.6 81.3 81.0 72.9 74.1 70.6 69.7 70.1 69.8 72.2 21 Cash assets 7 301.8 300.5 308.8 304.1 296.2 292.4 285.9 366.1 369.7 368.5 467.3 487.9 22 Other assets 8 933.7 1,007.1 998.2 984.5 998.6 1,018.0 1,018.3 1,051.4 1,027.4 1,063.7 1,111.0 1,108.4 23 Total Assets 9 10,501.9 11,140.6 11,061.3 11,011.6 10,971.3 10,953.4 10,968.8 11,313.8 11,307.6 11,313.0 11,748.1 11,802.7 Liabilities 24 Deposits 6,439.9 6,864.3 6,893.4 6,862.6 6,865.6 6,831.4 6,844.3 7,052.7 7,082.4 7,045.8 7,259.9 7,183.1 25 Transaction 599.7 614.5 642.4 609.4 602.6 605.4 589.9 631.3 616.7 704.7 661.3 615.4 26 Nontransaction 5,840.3 6,249.8 6,250.9 6,253.2 6,263.0 6,226.0 6,254.4 6,421.4 6,465.7 6,341.1 6,598.6 6,567.7 27 Large time 1,867.6 2,109.4 2,108.9 2,131.3 2,127.5 2,094.6 2,103.6 2,148.6 2,175.8 2,156.3 2,151.7 2,090.6 28 Other 3,972.7 4,140.4 4,142.0 4,122.0 4,135.5 4,131.4 4,150.7 4,272.8 4,290.0 4,184.8 4,446.9 4,477.1 29 Borrowings 2,239.3 2,306.2 2,307.2 2,338.8 2,317.8 2,307.1 2,342.8 2,412.0 2,357.7 2,427.1 2,574.0 2,530.2 30 From banks in the U.S. 447.2 486.7 479.3 481.2 479.4 467.5 469.9 478.2 492.0 478.3 463.4 475.6 31 From others 1,792.1 1,819.5 1,827.9 1,857.6 1,838.4 1,839.7 1,872.9 1,933.8 1,865.7 1,948.8 2,110.6 2,054.6 32 Net due to related foreign offices 95.9 22.9 -37.4 -64.4 -52.1 -23.1 -66.3 -47.9 -53.7 -29.3 -6.9 115.5 33 Other liabilities 603.2 763.5 728.0 698.4 666.4 665.5 671.7 711.2 727.7 678.0 744.3 783.9 34 Total Liabilities 9,378.3 9,956.9 9,891.2 9,835.4 9,797.6 9,780.9 9,792.4 10,127.9 10,114.2 10,121.6 10,571.2 10,612.7 35 Residual (assets less liabilities) 1,123.5 1,183.7 1,170.1 1,176.3 1,173.6 1,172.5 1,176.3 1,185.8 1,193.4 1,191.4 1,176.9 1,190.0 10 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 3 For use at 4:15 p.m. Eastern Time; October 17, 2008 Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, billions of dollars Account 2007 2008 2008 2008 2008 2008 2008 2008 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 17 Sep 24 Oct 1 Oct 8 Assets 1 Bank credit 7,853.0 8,268.1 8,274.8 8,267.7 8,252.6 8,275.2 8,289.3 8,452.4 8,430.4 8,472.6 8,733.7 8,727.8 2 Securities in bank credit 1,942.8 2,041.0 2,032.3 2,014.2 2,014.5 2,025.6 2,015.4 2,079.0 2,069.9 2,094.5 2,160.3 2,188.2 3 Treasury and Agency securities 2 1,084.2 1,007.3 1,000.9 1,004.1 1,021.4 1,021.8 1,042.2 1,072.0 1,061.6 1,086.8 1,100.2 1,096.3 4 Other securities 3 858.6 1,033.7 1,031.4 1,010.1 993.1 1,003.8 973.2 1,007.0 1,008.3 1,007.7 1,060.1 1,091.9 5 Loans and leases in bank credit 4 5,910.2 6,227.0 6,242.5 6,253.5 6,238.0 6,249.6 6,273.9 6,373.5 6,360.5 6,378.1 6,573.5 6,539.6 6 Commercial and industrial 1,098.8 1,178.1 1,185.6 1,189.3 1,194.0 1,198.4 1,195.7 1,212.2 1,205.8 1,221.5 1,239.9 1,245.8 7 Real estate 3,473.0 3,605.0 3,609.9 3,613.1 3,602.6 3,580.6 3,598.1 3,620.7 3,582.3 3,590.8 3,757.7 3,740.2 8 Revolving home equity 472.2 498.9 506.8 512.2 518.3 523.5 526.2 540.4 531.9 535.3 574.3 576.0 9 Other residential 1,472.7 1,506.6 1,492.8 1,480.1 1,449.0 1,435.5 1,444.9 1,444.8 1,424.3 1,427.7 1,511.9 1,493.9 10 Commercial 1,528.1 1,599.5 1,610.3 1,620.9 1,635.3 1,621.6 1,627.0 1,635.6 1,626.1 1,627.7 1,671.5 1,670.3 11 Consumer 783.1 817.9 823.4 827.1 831.7 839.3 845.0 851.9 847.0 852.4 861.1 862.9 12 Credit cards and other revolving 333.3 346.2 346.2 345.9 346.5 350.0 357.0 363.2 361.0 362.5 372.2 375.2 plans 13 Other 449.8 471.8 477.1 481.2 485.2 489.3 488.1 488.7 486.0 489.9 488.9 487.7 14 Security 5 133.7 182.4 188.7 189.0 180.4 194.7 204.8 241.3 252.3 272.4 261.8 237.3 15 Fed funds and RPs with brokers 102.7 145.7 148.5 149.3 149.2 163.6 174.5 195.6 215.3 204.9 208.0 192.4 16 Other 31.0 36.6 40.2 39.6 31.2 31.2 30.3 45.7 37.0 67.5 53.9 44.9 17 Other loans and leases 421.6 443.6 435.0 434.9 429.3 436.6 430.3 447.4 473.2 441.0 452.9 453.4 18 Interbank loans 319.7 371.1 369.0 371.6 384.7 372.0 368.2 393.8 414.0 400.2 376.3 376.7 19 Fed funds and RPs with banks 6 243.3 298.8 293.3 295.2 306.9 302.2 297.8 324.7 346.7 329.1 308.0 307.7 20 Other 76.3 72.3 75.7 76.4 77.7 69.8 70.4 69.1 67.3 71.1 68.3 69.0 21 Cash assets 7 245.1 250.6 251.3 248.4 240.4 240.5 244.7 307.7 324.6 301.7 411.5 388.1 22 Other assets 8 879.8 935.6 936.2 939.0 948.0 973.3 979.0 996.1 981.7 1,008.1 1,041.1 1,028.5 23 Total Assets 9 9,228.6 9,737.7 9,736.1 9,729.7 9,724.8 9,753.5 9,772.0 10,036.9 10,039.3 10,070.3 10,443.5 10,399.0 Liabilities 24 Deposits 5,526.7 5,774.0 5,776.2 5,774.2 5,784.9 5,763.3 5,786.8 5,970.0 5,973.2 6,061.3 6,229.9 6,153.5 25 Transaction 596.8 594.5 615.6 596.4 586.9 603.8 583.7 621.3 612.8 665.6 653.3 643.8 26 Nontransaction 4,929.9 5,179.5 5,160.6 5,177.8 5,198.0 5,159.5 5,203.1 5,348.7 5,360.4 5,395.7 5,576.7 5,509.7 27 Large time 956.2 1,048.1 1,039.8 1,021.7 1,022.7 1,031.5 1,024.4 1,082.8 1,091.8 1,112.0 1,141.5 1,136.8 28 Other 3,973.7 4,131.4 4,120.8 4,156.1 4,175.3 4,128.0 4,178.7 4,265.9 4,268.6 4,283.7 4,435.1 4,372.9 29 Borrowings 1,639.2 1,684.8 1,705.4 1,711.5 1,713.7 1,735.1 1,753.2 1,789.3 1,724.9 1,785.7 1,922.8 1,927.2 30 From banks in the U.S. 379.4 412.6 403.2 412.2 413.8 406.8 409.6 394.8 387.0 407.3 378.8 408.0 31 From others 1,259.8 1,272.1 1,302.2 1,299.3 1,299.9 1,328.3 1,343.6 1,394.5 1,337.9 1,378.4 1,544.0 1,519.3 32 Net due to related foreign offices 450.0 509.2 510.1 527.8 546.3 529.9 509.8 506.3 557.8 472.0 498.3 476.2 33 Other liabilities 481.8 612.9 571.1 547.6 534.3 537.5 533.1 565.5 589.1 547.9 585.9 617.1 34 Total Liabilities 8,097.8 8,580.8 8,562.8 8,561.1 8,579.2 8,565.8 8,583.0 8,831.1 8,845.1 8,866.8 9,236.8 9,174.1 35 Residual (assets less liabilities) 10 1,130.9 1,156.9 1,173.2 1,168.6 1,145.6 1,187.7 1,189.0 1,205.8 1,194.2 1,203.5 1,206.6 1,224.9 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 4 For use at 4:15 p.m. Eastern Time; October 17, 2008 Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, billions of dollars Account 2007 2008 2008 2008 2008 2008 2008 2008 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 17 Sep 24 Oct 1 Oct 8 Assets 1 Bank credit 7,844.8 8,272.6 8,261.8 8,255.3 8,226.7 8,224.0 8,236.6 8,439.0 8,425.2 8,433.6 8,729.6 8,738.2 2 Securities in bank credit 1,926.9 2,053.1 2,050.9 2,036.2 2,026.5 2,015.7 2,005.5 2,062.7 2,049.8 2,059.8 2,146.5 2,175.6 3 Treasury and Agency securities 2 1,073.2 1,018.2 1,010.7 1,017.8 1,032.8 1,027.9 1,046.4 1,063.5 1,050.2 1,062.0 1,087.7 1,084.3 4 Other securities 3 853.7 1,034.9 1,040.2 1,018.4 993.7 987.8 959.1 999.2 999.6 997.8 1,058.8 1,091.3 5 Loans and leases in bank credit 4 5,917.9 6,219.5 6,210.9 6,219.1 6,200.2 6,208.3 6,231.1 6,376.2 6,375.4 6,373.8 6,583.1 6,562.5 6 Commercial and industrial 1,096.1 1,180.6 1,189.4 1,190.9 1,191.5 1,191.2 1,190.4 1,209.6 1,204.8 1,219.6 1,240.5 1,249.4 7 Real estate 3,470.6 3,596.8 3,585.2 3,583.5 3,571.7 3,565.3 3,569.3 3,615.3 3,577.7 3,573.7 3,764.3 3,773.0 8 Revolving home equity 472.4 496.8 502.4 508.4 514.4 521.6 526.0 540.6 532.6 534.3 575.7 578.0 9 Other residential 1,465.8 1,502.7 1,480.5 1,463.6 1,438.1 1,422.4 1,417.9 1,433.1 1,411.9 1,404.1 1,507.8 1,512.9 10 Commercial 1,532.3 1,597.3 1,602.3 1,611.6 1,619.2 1,621.3 1,625.4 1,641.5 1,633.3 1,635.4 1,680.8 1,682.1 11 Consumer 786.1 812.2 818.2 822.8 826.9 833.0 843.7 853.8 851.2 856.8 858.3 855.3 12 Credit cards and other revolving 333.2 338.8 339.7 340.8 342.8 347.5 355.4 362.6 361.9 364.9 369.3 367.9 plans 13 Other 453.0 473.4 478.5 482.0 484.1 485.4 488.3 491.2 489.4 492.0 489.0 487.4 14 Security 5 133.8 190.4 188.5 191.5 181.8 184.8 196.9 240.5 259.3 268.3 260.4 234.3 15 Fed funds and RPs with brokers 103.4 152.9 147.7 151.3 150.6 154.3 167.2 195.4 221.8 200.4 209.2 189.2 16 Other 30.5 37.5 40.9 40.2 31.2 30.5 29.6 45.1 37.5 67.9 51.2 45.1 17 Other loans and leases 431.3 439.6 429.5 430.3 428.4 434.0 430.9 457.0 482.3 455.3 459.7 450.5 18 Interbank loans 316.7 379.1 378.5 361.7 370.6 357.9 362.4 390.7 416.4 388.5 378.1 375.7 19 Fed funds and RPs with banks 6 244.6 302.3 301.1 286.1 295.0 290.4 294.3 325.4 352.2 323.2 313.7 308.5 20 Other 72.1 76.8 77.4 75.6 75.6 67.5 68.1 65.3 64.2 65.3 64.4 67.2 21 Cash assets 7 243.9 243.9 251.5 247.3 237.4 236.1 231.9 303.4 312.3 295.7 392.0 400.2 22 Other assets 8 885.0 938.0 937.1 935.1 942.1 970.7 975.4 1,003.4 982.0 1,007.5 1,059.0 1,054.8 23 Total Assets 9 9,221.4 9,746.1 9,733.2 9,702.1 9,676.2 9,680.9 9,697.0 10,023.0 10,024.0 10,013.2 10,439.8 10,446.8 Liabilities 24 Deposits 5,508.9 5,787.3 5,797.9 5,725.0 5,730.5 5,735.7 5,733.2 5,955.7 5,963.6 5,962.0 6,222.9 6,210.1 25 Transaction 587.0 597.5 625.6 592.5 586.1 588.6 573.6 612.2 596.9 686.8 639.9 594.1 26 Nontransaction 4,921.9 5,189.7 5,172.3 5,132.4 5,144.5 5,147.2 5,159.6 5,343.4 5,366.7 5,275.2 5,583.0 5,616.0 27 Large time 950.6 1,053.7 1,034.6 1,014.8 1,013.5 1,020.3 1,013.5 1,075.4 1,081.5 1,095.2 1,140.9 1,143.7 28 Other 3,971.3 4,136.0 4,137.7 4,117.7 4,131.0 4,126.9 4,146.1 4,268.0 4,285.2 4,179.9 4,442.1 4,472.3 29 Borrowings 1,671.3 1,678.1 1,708.9 1,721.2 1,712.3 1,712.4 1,751.8 1,825.2 1,759.5 1,850.7 1,973.5 1,953.1 30 From banks in the U.S. 381.7 409.1 408.8 413.4 411.7 399.3 404.5 395.4 384.5 410.1 382.1 405.9 31 From others 1,289.7 1,269.0 1,300.1 1,307.8 1,300.6 1,313.1 1,347.3 1,429.8 1,375.0 1,440.6 1,591.3 1,547.2 32 Net due to related foreign offices 437.6 500.4 487.2 532.9 534.0 530.1 507.0 495.3 528.0 472.7 475.3 479.6 33 Other liabilities 481.6 599.6 572.3 550.1 529.0 533.6 532.0 564.3 582.7 539.5 595.4 617.8 34 Total Liabilities 8,099.5 8,565.4 8,566.3 8,529.2 8,505.9 8,511.8 8,524.0 8,840.5 8,833.8 8,824.9 9,267.0 9,260.6 35 Residual (assets less liabilities) 10 1,121.8 1,180.7 1,166.9 1,172.9 1,170.2 1,169.1 1,173.0 1,182.5 1,190.2 1,188.3 1,172.7 1,186.2 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 5 For use at 4:15 p.m. Eastern Time; October 17, 2008 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2007 2008 2008 2008 2008 2008 2008 2008 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 17 Sep 24 Oct 1 Oct 8 Assets 1 Bank credit 4,974.1 5,315.4 5,315.3 5,309.1 5,283.1 5,287.1 5,293.1 5,422.6 5,403.6 5,432.8 5,692.9 5,681.9 2 Securities in bank credit 1,338.0 1,449.4 1,443.8 1,427.6 1,428.4 1,432.8 1,428.5 1,496.6 1,487.0 1,512.5 1,583.5 1,613.0 3 Treasury and Agency securities 2 704.8 649.3 642.7 647.8 665.2 663.7 686.5 710.8 701.0 724.0 735.6 730.7 3a Trading account 71.9 76.9 68.5 65.7 66.3 54.9 57.6 73.3 67.3 76.6 94.3 99.9 3b Investment account 632.9 572.3 574.3 582.0 598.9 608.8 628.9 637.6 633.7 647.4 641.3 630.8 3b1 Mortgage-backed 565.7 529.4 526.8 534.2 552.3 561.0 577.3 588.2 585.2 596.8 591.5 583.7 3b2 Other 67.2 42.9 47.4 47.9 46.6 47.8 51.5 49.3 48.5 50.6 49.7 47.1 4 Other securities 633.2 800.1 801.0 779.8 763.2 769.1 742.1 785.8 786.1 788.5 847.9 882.3 4a Trading account 3 321.0 445.2 439.1 408.2 390.2 399.3 384.0 402.3 430.0 389.0 395.7 440.1 4a1 Derivatives with a positive fair 143.4 257.0 233.9 210.0 193.5 214.2 215.2 230.2 262.1 204.9 216.4 274.0 value 11 4a2 Other 177.6 188.2 205.2 198.2 196.7 185.1 168.9 172.1 167.9 184.1 179.2 166.1 4b Investment account 312.2 354.9 361.9 371.6 373.0 369.7 358.0 383.5 356.1 399.5 452.2 442.1 4b1 State and local government 60.9 55.5 55.0 54.6 53.2 53.2 52.7 52.2 51.6 52.4 52.4 52.3 4b2 Mortgage-backed 129.8 171.5 177.3 178.0 174.6 162.4 154.8 156.0 153.8 157.0 163.2 162.8 4b3 Other 121.5 128.0 129.6 139.0 145.2 154.0 150.6 175.3 150.6 190.1 236.6 227.1 5 Loans and leases in bank credit 4 3,636.1 3,866.0 3,871.6 3,881.5 3,854.7 3,854.3 3,864.6 3,926.0 3,916.5 3,920.3 4,109.5 4,069.0 6 Commercial and industrial 717.0 777.2 780.8 783.8 786.9 790.2 784.6 794.8 790.4 801.4 815.6 821.2 7 Real estate 2,015.8 2,099.9 2,099.5 2,103.0 2,084.0 2,054.4 2,061.9 2,064.1 2,027.9 2,030.5 2,191.6 2,167.9 8 Revolving home equity 385.1 407.1 412.9 417.3 421.5 426.9 428.6 440.2 432.3 434.8 472.8 472.9 9 Other residential 1,021.8 1,046.7 1,032.5 1,024.8 994.0 978.2 983.0 976.3 957.3 960.3 1,040.4 1,017.1 10 Commercial 608.9 646.1 654.0 660.9 668.5 649.3 650.3 647.6 638.3 635.3 678.5 677.9 11 Consumer 460.8 478.6 484.1 487.3 491.3 498.9 503.3 501.2 495.5 498.1 512.3 512.9 12 Credit cards and other revolving plans 132.5 132.6 133.1 132.1 131.9 135.3 138.7 143.1 140.7 139.1 155.2 157.5 13 Other 328.3 346.0 351.0 355.2 359.3 363.6 364.6 358.1 354.8 359.0 357.1 355.5 14 Security 124.1 171.0 177.1 177.5 169.0 183.2 193.6 229.8 240.7 260.7 250.4 226.2 15 Fed funds and RPs with brokers 98.5 139.4 142.3 143.2 143.2 157.3 168.4 189.1 208.8 198.2 201.7 186.4 16 Other 25.6 31.6 34.8 34.3 25.9 25.9 25.1 40.7 31.9 62.5 48.7 39.8 17 Other loans and leases 318.4 339.3 330.0 329.9 323.5 327.6 321.1 336.1 362.2 329.7 339.5 340.8 17a Fed funds and RPs with others 43.8 33.2 26.8 31.5 24.1 27.4 24.9 22.5 22.1 21.1 19.8 21.4 17b Other loans 175.9 207.4 202.4 196.5 197.2 201.2 200.4 219.8 245.9 214.4 226.4 226.8 17c Lease financing receivables 98.7 98.7 100.9 101.9 102.2 99.0 95.8 93.8 94.1 94.2 93.3 92.5 18 Interbank loans 193.6 241.6 241.1 244.7 259.2 241.4 239.4 257.1 275.1 257.4 240.5 246.1 19 Fed funds and RPs with banks 142.1 190.8 188.1 190.5 203.6 194.8 193.1 214.0 233.2 213.0 199.3 203.7 20 Other 51.5 50.8 53.1 54.2 55.6 46.6 46.3 43.0 41.9 44.3 41.2 42.4 21 Cash assets 7 154.8 146.7 146.7 146.2 137.2 135.9 138.0 200.3 216.2 195.8 297.4 278.5 22 Other assets 8 641.4 704.2 705.7 706.8 713.1 739.5 742.3 752.7 739.5 764.5 790.3 778.6 23 Total Assets 9 5,928.3 6,359.9 6,354.0 6,350.3 6,332.6 6,337.4 6,345.0 6,561.4 6,564.9 6,580.3 6,944.0 6,905.0 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 6 For use at 4:15 p.m. Eastern Time; October 17, 2008 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2007 2008 2008 2008 2008 2008 2008 2008 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 17 Sep 24 Oct 1 Oct 8 Liabilities 24 Deposits 3,252.1 3,452.5 3,461.3 3,459.9 3,464.0 3,423.1 3,434.8 3,582.4 3,582.8 3,665.2 3,821.7 3,759.5 25 Transaction 322.7 326.3 339.8 326.4 317.5 327.7 317.1 349.6 338.0 390.0 381.7 360.2 26 Nontransaction 2,929.3 3,126.2 3,121.5 3,133.6 3,146.5 3,095.4 3,117.7 3,232.8 3,244.7 3,275.2 3,440.0 3,399.4 27 Large time 550.1 632.4 626.2 608.3 607.0 612.3 606.2 662.5 670.7 690.8 720.7 717.0 28 Other 2,379.3 2,493.9 2,495.3 2,525.2 2,539.6 2,483.1 2,511.5 2,570.3 2,574.0 2,584.4 2,719.4 2,682.3 29 Borrowings 1,104.7 1,104.7 1,114.8 1,119.4 1,121.4 1,143.4 1,158.6 1,193.0 1,135.7 1,187.7 1,319.4 1,322.4 30 From banks in the U.S. 142.0 167.5 155.8 165.2 161.4 163.0 158.1 150.4 148.5 157.2 137.7 163.0 31 From others 962.7 937.2 959.0 954.2 960.0 980.4 1,000.4 1,042.6 987.2 1,030.5 1,181.7 1,159.4 32 Net due to related foreign offices 446.2 504.6 505.4 523.7 541.5 524.4 506.2 501.7 552.6 467.4 494.3 474.1 33 Other liabilities 403.7 534.4 492.4 467.5 453.3 457.1 452.5 483.6 507.1 465.3 504.7 535.8 33a Derivatives with a negative fair value 11 109.9 202.6 180.1 161.9 145.5 163.9 169.4 179.6 205.1 155.1 169.1 212.6 33b Other 293.8 331.8 312.3 305.7 307.8 293.2 283.1 304.0 302.0 310.3 335.6 323.2 34 Total Liabilities 5,206.7 5,596.3 5,573.8 5,570.6 5,580.3 5,547.9 5,552.0 5,760.7 5,778.2 5,785.6 6,140.1 6,091.8 35 Residual (assets less liabilities) 10 721.7 763.7 780.1 779.8 752.3 789.4 793.0 800.7 786.7 794.7 803.9 813.1 Memoranda 36 Mortgage-backed securities 12 695.5 700.9 704.1 712.2 726.9 723.5 732.1 744.3 739.0 753.8 754.7 746.5 37 Pass-thru 511.1 466.1 467.8 473.2 489.0 493.8 505.5 525.2 523.5 537.2 528.2 521.4 38 CMO, REMIC, and other 184.4 234.7 236.3 239.0 237.9 229.6 226.7 219.0 215.6 216.6 226.5 225.1 39 Net unrealized gains (losses) on available-for-sale securities 13 -14.6 -15.8 -18.5 -20.4 -21.1 -30.1 -45.4 -49.5 -46.9 -50.9 -57.1 -53.9 40 Securitized consumer loans 14 109.5 111.6 110.7 112.1 115.0 113.1 112.9 120.7 118.1 118.4 139.2 140.2 41 Credit cards and other revolving plans 69.3 76.4 75.2 76.5 79.4 77.9 77.2 82.2 77.8 78.6 99.6 100.9 42 Other 40.2 35.1 35.5 35.6 35.6 35.2 35.7 38.5 40.3 39.9 39.5 39.3 43 Securitized real estate loans 14 1,193.9 1,208.3 1,204.4 1,204.8 1,216.6 1,250.5 1,276.5 1,301.8 1,282.0 1,284.5 1,378.3 1,376.2 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 7 For use at 4:15 p.m. Eastern Time; October 17, 2008 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2007 2008 2008 2008 2008 2008 2008 2008 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 17 Sep 24 Oct 1 Oct 8 Assets 1 Bank credit 4,979.5 5,324.3 5,295.3 5,277.8 5,238.0 5,236.9 5,240.4 5,424.6 5,412.0 5,410.5 5,711.1 5,717.1 2 Securities in bank credit 1,330.5 1,454.5 1,453.2 1,438.3 1,433.2 1,429.9 1,425.3 1,489.0 1,476.1 1,488.0 1,577.7 1,606.7 3 Treasury and Agency securities 2 698.1 657.6 647.5 655.4 671.6 671.4 691.7 706.6 694.3 704.5 728.3 724.2 3a Trading account 67.6 81.4 70.0 65.5 67.9 55.6 56.1 69.9 62.6 68.9 93.1 91.4 3b Investment account 630.5 576.2 577.6 589.9 603.6 615.8 635.6 636.7 631.7 635.6 635.2 632.8 3b1 Mortgage-backed 562.0 533.4 530.4 542.0 556.1 568.2 584.0 586.6 582.1 584.2 585.4 585.5 3b2 Other 68.5 42.8 47.2 47.9 47.6 47.7 51.6 50.2 49.6 51.4 49.8 47.3 4 Other securities 632.4 796.9 805.7 782.9 761.6 758.5 733.5 782.4 781.8 783.6 849.4 882.5 4a Trading account 3 319.2 442.4 445.6 411.7 391.4 391.5 377.8 398.0 423.9 384.8 397.0 440.2 4a1 Derivatives with a positive fair 141.0 262.4 241.5 211.7 195.1 205.3 205.3 224.5 256.7 200.8 215.9 266.0 value 11 4a2 Other 178.2 180.0 204.1 199.9 196.3 186.2 172.5 173.5 167.2 184.0 181.1 174.2 4b Investment account 313.2 354.4 360.1 371.2 370.2 367.0 355.8 384.4 357.9 398.7 452.5 442.3 4b1 State and local government 60.9 55.4 55.0 54.9 53.1 52.7 52.1 52.2 51.8 52.7 52.4 52.3 4b2 Mortgage-backed 133.0 172.3 172.4 173.4 172.1 169.4 162.4 160.4 160.3 157.9 163.1 161.0 4b3 Other 119.2 126.6 132.6 142.9 145.0 144.8 141.2 171.8 145.8 188.1 237.0 229.1 5 Loans and leases in bank credit 4 3,649.0 3,869.9 3,842.1 3,839.4 3,804.8 3,807.1 3,815.2 3,935.6 3,935.9 3,922.5 4,133.3 4,110.4 6 Commercial and industrial 715.7 779.8 782.2 782.3 781.2 781.3 779.3 793.9 789.5 801.0 819.9 828.8 7 Real estate 2,017.4 2,095.9 2,074.3 2,065.3 2,044.7 2,035.1 2,030.8 2,064.2 2,028.8 2,018.8 2,207.9 2,211.9 8 Revolving home equity 385.0 405.1 409.0 413.6 418.3 424.2 427.6 440.1 432.1 433.2 474.4 476.4 9 Other residential 1,017.0 1,047.2 1,022.8 1,003.9 976.5 962.0 954.6 968.1 949.4 938.6 1,040.4 1,042.3 10 Commercial 615.4 643.6 642.5 647.8 649.9 648.8 648.6 656.0 647.3 647.0 693.2 693.2 11 Consumer 464.3 479.9 484.6 486.5 487.7 491.9 497.8 503.5 499.4 502.7 510.3 508.5 12 Credit cards and other revolving plans 132.1 131.4 132.1 131.1 131.2 134.5 137.9 142.5 140.4 141.3 151.7 151.3 13 Other 332.2 348.5 352.5 355.4 356.5 357.4 359.9 361.0 359.0 361.4 358.6 357.2 14 Security 124.2 178.7 177.0 180.5 170.7 173.6 185.7 229.0 247.7 256.9 248.9 222.9 15 Fed funds and RPs with brokers 99.3 146.1 141.3 145.5 144.7 148.4 161.3 189.1 215.4 194.2 203.0 183.0 16 Other 24.9 32.6 35.7 35.0 25.9 25.2 24.4 39.9 32.3 62.7 45.9 39.9 17 Other loans and leases 327.3 335.6 324.0 324.8 320.5 325.2 321.7 345.1 370.4 343.0 346.4 338.3 17a Fed funds and RPs with others 50.7 31.9 24.3 28.1 23.7 25.2 26.1 26.2 24.1 25.8 23.4 23.5 17b Other loans 176.8 205.7 200.0 196.7 196.8 200.9 199.6 223.6 251.0 221.6 227.9 220.5 17c Lease financing receivables 99.8 98.0 99.7 100.0 100.1 99.1 96.0 95.2 95.4 95.5 95.1 94.4 18 Interbank loans 196.7 237.1 245.5 239.4 249.0 235.4 237.7 259.7 282.9 259.5 248.2 245.3 19 Fed funds and RPs with banks 145.6 186.5 192.4 186.9 195.0 189.7 191.9 217.1 241.6 217.2 206.9 201.6 20 Other 51.1 50.7 53.0 52.5 54.0 45.7 45.7 42.6 41.3 42.3 41.3 43.7 21 Cash assets 7 154.3 143.0 147.9 143.7 133.7 131.6 127.3 197.1 208.0 191.8 281.0 289.0 22 Other assets 8 647.2 708.3 705.0 701.2 702.9 734.5 735.9 760.5 743.9 768.7 808.6 800.1 23 Total Assets 9 5,941.9 6,364.9 6,338.4 6,305.6 6,263.8 6,271.6 6,273.2 6,570.3 6,576.8 6,560.3 6,971.7 6,971.4 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 8 For use at 4:15 p.m. Eastern Time; October 17, 2008 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2007 2008 2008 2008 2008 2008 2008 2008 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 17 Sep 24 Oct 1 Oct 8 Liabilities 24 Deposits 3,246.7 3,465.2 3,468.8 3,404.1 3,396.3 3,392.5 3,378.8 3,581.4 3,588.6 3,605.3 3,837.4 3,818.1 25 Transaction 317.6 327.2 347.2 323.0 315.4 317.0 306.3 345.3 331.7 406.8 374.4 327.7 26 Nontransaction 2,929.1 3,138.0 3,121.7 3,081.0 3,080.9 3,075.5 3,072.6 3,236.1 3,256.9 3,198.5 3,462.9 3,490.4 27 Large time 545.4 636.4 620.6 600.5 597.2 602.9 595.4 656.3 662.1 676.7 722.3 724.7 28 Other 2,383.7 2,501.6 2,501.1 2,480.5 2,483.7 2,472.5 2,477.1 2,579.8 2,594.9 2,521.8 2,740.6 2,765.7 29 Borrowings 1,136.0 1,108.5 1,124.5 1,128.1 1,118.4 1,124.6 1,161.6 1,229.1 1,172.0 1,239.9 1,365.9 1,352.4 30 From banks in the U.S. 143.6 169.9 161.7 166.1 159.1 155.4 155.8 150.5 148.0 153.3 137.6 162.8 31 From others 992.4 938.6 962.8 962.0 959.3 969.2 1,005.8 1,078.5 1,024.0 1,086.7 1,228.2 1,189.6 32 Net due to related foreign offices 435.4 495.9 482.4 528.2 529.8 524.8 504.1 492.3 524.6 469.5 472.9 477.8 33 Other liabilities 404.1 520.1 493.3 469.7 448.4 454.0 452.1 483.1 501.6 457.7 514.2 536.2 33a Derivatives with a negative fair value 11 108.9 201.8 185.8 164.1 149.0 159.2 160.9 176.4 203.1 154.2 171.0 208.4 33b Other 295.2 318.4 307.5 305.6 299.4 294.7 291.2 306.8 298.5 303.5 343.2 327.7 34 Total Liabilities 5,222.3 5,589.8 5,568.9 5,530.1 5,492.8 5,495.9 5,496.7 5,785.9 5,786.7 5,772.4 6,190.3 6,184.5 35 Residual (assets less liabilities) 10 719.6 775.1 769.5 775.5 770.9 775.7 776.6 784.4 790.1 787.9 781.5 786.9 Memoranda 36 Mortgage-backed securities 12 695.0 705.7 702.8 715.4 728.2 737.6 746.4 747.0 742.4 742.1 748.5 746.5 37 Pass-thru 508.0 471.2 471.4 483.1 496.5 508.2 522.5 525.0 522.2 524.6 519.7 518.8 38 CMO, REMIC, and other 187.0 234.5 231.4 232.3 231.7 229.4 223.9 222.0 220.2 217.5 228.7 227.7 39 Net unrealized gains (losses) on available-for-sale securities 13 -11.8 -15.8 -20.2 -21.3 -29.2 -35.6 -46.2 -46.6 -43.7 -47.3 -53.6 -51.3 40 Securitized consumer loans 14 109.5 112.0 110.9 112.5 115.6 115.1 114.2 121.3 119.0 118.8 138.8 138.7 41 Credit cards and other revolving plans 70.1 76.5 75.9 78.3 81.1 80.2 79.9 83.5 79.3 79.3 99.7 99.9 42 Other 39.4 35.5 35.0 34.2 34.5 35.0 34.3 37.7 39.8 39.6 39.1 38.8 43 Securitized real estate loans 14 1,160.3 1,224.9 1,214.5 1,218.3 1,220.5 1,234.0 1,245.1 1,269.5 1,250.7 1,252.3 1,342.9 1,346.8 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 9 For use at 4:15 p.m. Eastern Time; October 17, 2008 Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2007 2008 2008 2008 2008 2008 2008 2008 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 17 Sep 24 Oct 1 Oct 8 Assets 1 Bank credit 2,878.9 2,952.7 2,959.5 2,958.6 2,969.5 2,988.2 2,996.2 3,029.8 3,026.9 3,039.8 3,040.8 3,045.9 2 Securities in bank credit 604.8 591.7 588.6 586.6 586.1 592.8 586.8 582.4 582.9 582.0 576.8 575.2 3 Treasury and Agency securities 2 379.4 358.1 358.2 356.3 356.2 358.1 355.7 361.1 360.6 362.8 364.6 365.6 4 Other securities 3 225.4 233.6 230.4 230.3 229.9 234.7 231.1 221.2 222.2 219.1 212.2 209.7 5 Loans and leases in bank credit 4 2,274.1 2,361.0 2,370.9 2,372.0 2,383.4 2,395.3 2,409.4 2,447.5 2,444.0 2,457.8 2,464.0 2,470.7 6 Commercial and industrial 381.8 400.9 404.8 405.5 407.2 408.2 411.1 417.4 415.4 420.1 424.3 424.6 7 Real estate 1,457.2 1,505.1 1,510.4 1,510.2 1,518.7 1,526.2 1,536.2 1,556.6 1,554.4 1,560.3 1,566.1 1,572.3 8 Revolving home equity 87.0 91.8 93.9 94.9 96.8 96.6 97.6 100.2 99.6 100.5 101.6 103.1 9 Other residential 451.0 460.0 460.2 455.3 455.0 457.3 461.9 468.4 467.0 467.4 471.5 476.9 10 Commercial 919.3 953.4 956.2 960.0 966.8 972.3 976.6 988.0 987.8 992.4 993.0 992.4 11 Consumer 322.3 339.3 339.3 339.8 340.4 340.5 341.7 350.7 351.5 354.3 348.8 350.0 12 Credit cards and other revolving plans 200.8 213.6 213.2 213.8 214.6 214.7 218.2 220.1 220.3 223.4 217.0 217.7 13 Other 121.5 125.8 126.1 126.1 125.9 125.7 123.5 130.6 131.2 131.0 131.9 132.2 17 Other loans and leases 6 112.8 115.6 116.5 116.5 117.1 120.5 120.4 122.8 122.6 123.0 124.8 123.7 18 Interbank loans 126.0 129.5 127.9 126.9 125.4 130.6 128.8 136.8 138.9 142.8 135.8 130.6 19 Fed funds and RPs with banks 6 101.2 108.1 105.2 104.8 103.3 107.4 104.7 110.7 113.5 116.1 108.7 104.0 20 Other 24.8 21.5 22.7 22.1 22.1 23.2 24.1 26.1 25.4 26.8 27.1 26.7 21 Cash assets 7 90.3 103.9 104.5 102.2 103.1 104.6 106.6 107.4 108.4 105.9 114.1 109.6 22 Other assets 8 238.4 231.4 230.5 232.2 234.9 233.8 236.6 243.4 242.2 243.6 250.8 250.0 23 Total Assets 9 3,300.3 3,377.8 3,382.1 3,379.4 3,392.2 3,416.1 3,427.0 3,475.5 3,474.4 3,490.0 3,499.5 3,494.0 Liabilities 24 Deposits 2,274.7 2,321.5 2,314.9 2,314.2 2,320.8 2,340.2 2,352.0 2,387.6 2,390.4 2,396.0 2,408.2 2,394.0 25 Transaction 274.1 268.2 275.8 270.0 269.3 276.1 266.6 271.7 274.8 275.6 271.6 283.6 26 Nontransaction 2,000.6 2,053.3 2,039.1 2,044.2 2,051.5 2,064.1 2,085.5 2,115.9 2,115.7 2,120.4 2,136.6 2,110.4 27 Large time 406.2 415.7 413.7 413.3 415.7 419.1 418.2 420.3 421.1 421.1 420.9 419.8 28 Other 1,594.4 1,637.6 1,625.5 1,630.9 1,635.8 1,644.9 1,667.2 1,695.6 1,694.6 1,699.3 1,715.8 1,690.6 29 Borrowings 534.4 580.0 590.6 592.1 592.3 591.7 594.6 596.3 589.2 598.0 603.4 604.8 30 From banks in the U.S. 237.3 245.1 247.4 247.0 252.3 243.8 251.5 244.4 238.5 250.1 241.1 244.9 31 From others 297.1 335.0 343.2 345.1 339.9 347.9 343.2 351.9 350.7 347.9 362.2 359.9 32 Net due to related foreign offices 3.8 4.6 4.7 4.1 4.8 5.5 3.7 4.6 5.2 4.6 4.0 2.1 33 Other liabilities 78.1 78.5 78.7 80.1 80.9 80.5 80.6 81.8 82.0 82.6 81.2 81.3 34 Total Liabilities 2,891.1 2,984.6 2,989.0 2,990.5 2,998.9 3,017.8 3,030.9 3,070.4 3,066.9 3,081.2 3,096.8 3,082.2 35 Residual (assets less liabilities) 10 409.2 393.2 393.1 388.9 393.3 398.3 396.0 405.1 407.5 408.8 402.7 411.8 Memoranda 36 Mortgage-backed securities 12 246.4 249.7 251.9 249.3 249.4 272.5 270.3 279.7 280.4 282.8 279.7 277.5 40 Securitized consumer loans 14 283.3 294.2 297.7 300.1 299.3 299.8 296.4 294.1 293.0 298.1 291.3 288.2 43 Securitized real estate loans 14 35.9 36.6 36.5 35.8 28.7 28.2 32.6 35.5 35.5 35.0 35.3 35.1 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 10 For use at 4:15 p.m. Eastern Time; October 17, 2008 Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2007 2008 2008 2008 2008 2008 2008 2008 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 17 Sep 24 Oct 1 Oct 8 Assets 1 Bank credit 2,865.3 2,948.3 2,966.5 2,977.5 2,988.7 2,987.1 2,996.2 3,014.4 3,013.2 3,023.1 3,018.6 3,021.1 2 Securities in bank credit 596.4 598.7 597.7 597.9 593.3 585.8 580.2 573.7 573.7 571.8 568.8 568.9 3 Treasury and Agency securities 2 375.1 360.6 363.2 362.4 361.2 356.5 354.7 356.9 355.8 357.6 359.4 360.1 4 Other securities 3 221.3 238.0 234.5 235.5 232.1 229.3 225.6 216.9 217.8 214.3 209.4 208.8 5 Loans and leases in bank credit 4 2,268.9 2,349.7 2,368.8 2,379.6 2,395.4 2,401.3 2,415.9 2,440.6 2,439.5 2,451.3 2,449.8 2,452.2 6 Commercial and industrial 380.4 400.8 407.3 408.6 410.2 410.0 411.1 415.7 415.3 418.6 420.6 420.6 7 Real estate 1,453.1 1,500.9 1,510.9 1,518.3 1,527.0 1,530.2 1,538.5 1,551.1 1,548.9 1,554.9 1,556.4 1,561.2 8 Revolving home equity 87.4 91.7 93.4 94.8 96.2 97.4 98.4 100.5 100.4 101.1 101.3 101.6 9 Other residential 448.8 455.5 457.7 459.7 461.6 460.4 463.3 465.1 462.5 465.5 467.4 470.6 10 Commercial 917.0 953.7 959.8 963.8 969.3 972.5 976.8 985.5 986.0 988.4 987.7 988.9 11 Consumer 321.8 332.3 333.6 336.3 339.2 341.0 345.9 350.4 351.8 354.2 348.1 346.8 12 Credit cards and other revolving plans 201.0 207.4 207.6 209.6 211.6 213.0 217.5 220.1 221.5 223.5 217.6 216.6 13 Other 120.8 124.9 126.0 126.7 127.6 128.1 128.4 130.3 130.4 130.6 130.5 130.2 17 Other loans and leases 6 113.6 115.7 117.0 116.5 119.0 120.0 120.4 123.4 123.5 123.7 124.7 123.6 18 Interbank loans 119.9 142.0 133.1 122.3 121.6 122.5 124.8 131.0 133.5 129.1 129.8 130.4 19 Fed funds and RPs with banks 6 98.9 115.9 108.7 99.2 100.0 100.7 102.4 108.3 110.6 106.0 106.7 106.9 20 Other 21.0 26.1 24.4 23.1 21.6 21.8 22.4 22.7 22.9 23.0 23.1 23.5 21 Cash assets 7 89.6 100.8 103.7 103.6 103.8 104.5 104.6 106.3 104.3 103.9 111.0 111.1 22 Other assets 8 237.8 229.7 232.2 233.9 239.2 236.1 239.5 242.9 238.1 238.8 250.4 254.7 23 Total Assets 9 3,279.5 3,381.1 3,394.8 3,396.6 3,412.4 3,409.3 3,423.7 3,452.7 3,447.2 3,452.9 3,468.0 3,475.5 Liabilities 24 Deposits 2,262.2 2,322.0 2,329.1 2,320.9 2,334.3 2,343.3 2,354.4 2,374.2 2,375.0 2,356.6 2,385.6 2,392.0 25 Transaction 269.4 270.3 278.5 269.5 270.7 271.6 267.3 267.0 265.2 280.0 265.5 266.4 26 Nontransaction 1,992.9 2,051.7 2,050.6 2,051.4 2,063.6 2,071.7 2,087.1 2,107.3 2,109.8 2,076.7 2,120.1 2,125.5 27 Large time 405.3 417.3 414.0 414.3 416.3 417.3 418.1 419.1 419.4 418.5 418.6 419.0 28 Other 1,587.6 1,634.4 1,636.7 1,637.1 1,647.3 1,654.4 1,669.0 1,688.2 1,690.4 1,658.1 1,701.5 1,706.5 29 Borrowings 535.3 569.6 584.4 593.1 593.9 587.8 590.1 596.2 587.5 610.7 607.6 600.7 30 From banks in the U.S. 238.0 239.1 247.1 247.3 252.7 243.9 248.6 244.9 236.5 256.8 244.5 243.1 31 From others 297.2 330.4 337.3 345.8 341.2 343.9 341.5 351.3 351.0 353.9 363.1 357.6 32 Net due to related foreign offices 2.2 4.6 4.8 4.8 4.3 5.3 2.9 3.0 3.4 3.3 2.4 1.8 33 Other liabilities 77.5 79.4 79.0 80.4 80.6 79.6 79.9 81.2 81.1 81.8 81.2 81.6 34 Total Liabilities 2,877.2 2,975.6 2,997.4 2,999.1 3,013.1 3,015.9 3,027.3 3,054.6 3,047.1 3,052.5 3,076.8 3,076.1 35 Residual (assets less liabilities) 10 402.2 405.5 397.5 397.5 399.3 393.4 396.4 398.1 400.2 400.4 391.3 399.4 Memoranda 36 Mortgage-backed securities 12 236.0 256.7 262.7 265.6 264.9 262.7 262.5 265.6 265.0 266.2 266.6 266.3 40 Securitized consumer loans 14 284.4 294.2 296.0 296.5 296.9 296.4 295.5 294.3 292.5 292.8 296.6 294.9 43 Securitized real estate loans 14 35.5 37.0 36.5 35.4 28.1 27.5 31.8 35.1 35.1 35.1 35.2 35.2 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 11 For use at 4:15 p.m. Eastern Time; October 17, 2008 Assets and Liabilities of Foreign-Related Institutions in the United States 1 Seasonally adjusted, billions of dollars Account 2007 2008 2008 2008 2008 2008 2008 2008 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 17 Sep 24 Oct 1 Oct 8 Assets 1 Bank credit 1,103.3 1,188.1 1,134.9 1,135.5 1,121.9 1,122.9 1,123.6 1,118.3 1,121.9 1,106.7 1,113.0 1,143.3 2 Securities in bank credit 440.1 499.3 479.7 467.7 457.7 465.5 461.2 451.5 458.9 433.4 446.1 469.8 3 Treasury and Agency securities 2 90.0 97.6 92.9 91.8 91.6 93.7 86.8 83.0 88.1 77.3 75.8 69.9 3a Trading account 26.9 27.8 28.1 29.4 28.3 30.1 28.3 27.5 31.3 25.3 23.3 25.3 3b Investment account 63.2 69.8 64.8 62.5 63.2 63.6 58.4 55.4 56.8 52.0 52.5 44.7 4 Other securities 350.1 401.7 386.9 375.9 366.1 371.8 374.4 368.5 370.8 356.2 370.3 399.9 4a Trading account 3 204.1 240.5 241.3 228.8 218.4 218.1 225.6 221.6 226.5 210.4 211.4 236.2 4a1 Derivatives with a positive fair 70.5 112.5 112.4 101.8 99.1 100.3 103.0 104.6 104.6 97.4 100.9 126.3 value 11 4a2 Other 133.6 128.0 128.9 127.1 119.3 117.7 122.6 117.0 121.9 113.0 110.5 109.9 4b Investment account 146.0 161.1 145.6 147.1 147.7 153.7 148.8 146.9 144.3 145.7 158.9 163.7 5 Loans and leases in bank credit 4 663.2 688.9 655.1 667.7 664.3 657.4 662.4 666.8 663.0 673.3 666.9 673.5 6 Commercial and industrial 258.2 305.4 307.6 310.4 312.8 315.7 318.3 327.6 325.3 333.9 334.8 349.0 10 Commercial real estate 34.9 41.2 41.2 40.7 42.1 42.8 44.1 43.0 42.5 43.2 42.3 41.3 14 Security 149.8 110.2 95.2 104.1 100.6 100.5 100.7 89.7 84.9 88.7 82.7 74.4 15 Fed funds and RPs with brokers 6 119.8 88.1 75.1 85.9 83.3 81.5 81.7 74.2 71.3 75.3 68.4 60.3 16 Other 30.0 22.1 20.1 18.2 17.3 19.0 19.0 15.5 13.7 13.4 14.3 14.0 17 Other loans and leases 220.2 232.1 211.1 212.5 208.8 198.4 199.2 206.5 210.2 207.5 207.0 208.8 17a Fed funds and RPs with others 6 46.3 47.4 36.8 36.1 32.7 27.7 30.9 31.2 34.3 30.2 26.7 28.1 17b Other 173.9 184.7 174.2 176.4 176.1 170.7 168.3 175.3 175.9 177.3 180.3 180.7 18 Interbank loans 77.4 74.3 74.6 75.6 69.1 66.3 66.6 68.8 71.1 68.5 70.1 73.9 19 Fed funds and RPs with banks 71.7 69.8 68.1 69.6 63.1 60.6 60.3 63.3 66.1 63.4 64.0 69.0 20 Other 5.7 4.6 6.5 6.0 6.0 5.7 6.3 5.4 5.0 5.1 6.1 4.9 21 Cash assets 7 56.0 57.9 58.7 58.1 59.6 56.1 53.2 60.8 56.5 69.0 73.9 89.5 22 Other assets 8 46.7 69.3 62.1 48.4 55.4 47.6 43.0 46.7 47.6 53.7 49.8 53.8 23 Total Assets 9 1,283.4 1,389.6 1,330.2 1,317.4 1,305.9 1,292.9 1,286.3 1,294.4 1,297.0 1,297.8 1,306.6 1,360.3 Liabilities 24 Deposits 934.4 1,076.4 1,071.6 1,113.4 1,125.8 1,121.3 1,127.5 1,102.9 1,132.1 1,083.2 1,030.4 970.4 25 Transaction 12.8 16.2 16.3 17.0 16.8 17.2 16.5 19.1 20.2 17.4 21.6 22.5 26 Nontransaction 921.7 1,060.2 1,055.3 1,096.4 1,109.0 1,104.1 1,111.0 1,083.8 1,111.9 1,065.8 1,008.8 947.9 27 Large time 919.9 1,055.4 1,050.9 1,092.0 1,104.7 1,100.9 1,106.5 1,078.8 1,106.6 1,060.8 1,004.2 942.5 29 Borrowings 588.1 607.6 595.0 607.7 602.7 605.5 603.6 607.2 617.3 604.9 619.0 593.6 30 From banks in the U.S. 66.9 71.1 70.7 71.9 69.7 73.0 67.5 84.1 106.2 71.1 78.9 71.2 31 From others 521.2 536.5 524.4 535.8 533.0 532.5 536.2 523.1 511.0 533.9 540.1 522.4 32 Net due to related foreign offices -361.8 -459.3 -492.6 -551.2 -564.7 -576.7 -602.0 -568.1 -603.6 -536.0 -489.5 -372.0 33 Other liabilities 122.0 164.7 155.1 144.9 139.3 136.3 140.5 148.1 149.8 141.6 147.5 168.8 33a Derivatives with a negative fair value 11 76.5 110.0 107.0 99.6 96.0 97.0 102.5 103.6 102.7 96.1 98.0 119.5 33b Other 45.4 54.7 48.1 45.3 43.3 39.4 38.1 44.5 47.1 45.6 49.5 49.3 34 Total Liabilities 1,282.7 1,389.5 1,329.2 1,314.7 1,303.2 1,286.4 1,269.6 1,290.1 1,295.6 1,293.7 1,307.4 1,360.8 35 Residual (assets less liabilities) 10 0.7 0.1 1.0 2.7 2.8 6.5 16.7 4.3 1.4 4.1 -0.7 -0.5 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 12 For use at 4:15 p.m. Eastern Time; October 17, 2008 Assets and Liabilities of Foreign-Related Institutions in the United States 1 Not seasonally adjusted, billions of dollars Account 2007 2008 2008 2008 2008 2008 2008 2008 Week ending Sep Mar Apr May Jun Jul Aug Sep Sep 17 Sep 24 Oct 1 Oct 8 Assets 1 Bank credit 1,094.7 1,197.7 1,138.9 1,130.4 1,114.1 1,104.1 1,109.9 1,110.1 1,111.5 1,098.4 1,107.8 1,138.1 2 Securities in bank credit 436.6 504.6 482.9 470.9 458.9 457.4 455.5 447.0 448.8 425.2 445.5 468.3 3 Treasury and Agency securities 2 91.1 97.8 92.1 92.2 90.9 92.0 87.8 83.8 88.7 76.9 76.2 72.1 3a Trading account 27.6 29.7 28.4 30.1 28.7 29.3 29.0 28.1 31.1 26.2 24.7 26.4 3b Investment account 63.5 68.1 63.7 62.1 62.2 62.6 58.8 55.6 57.7 50.6 51.5 45.7 4 Other securities 345.4 406.8 390.9 378.7 368.0 365.5 367.7 363.2 360.1 348.3 369.3 396.2 4a Trading account 3 202.2 241.4 246.0 235.9 221.9 216.8 223.7 218.4 219.1 204.7 211.0 232.5 4a1 Derivatives with a positive fair 70.0 113.8 114.5 106.8 99.3 98.5 103.0 103.2 101.6 93.0 99.5 123.0 value 11 4a2 Other 132.2 127.6 131.5 129.2 122.6 118.3 120.8 115.2 117.5 111.7 111.5 109.4 4b Investment account 143.3 165.4 144.9 142.8 146.1 148.7 144.0 144.8 141.0 143.6 158.3 163.7 5 Loans and leases in bank credit 4 658.2 693.1 656.0 659.5 655.2 646.7 654.4 663.1 662.7 673.2 662.3 669.8 6 Commercial and industrial 258.6 307.1 306.4 307.0 309.4 311.7 316.5 327.6 327.1 334.8 334.0 345.9 10 Commercial real estate 34.7 40.4 42.0 41.1 41.7 42.2 42.4 42.9 42.8 42.8 43.1 42.7 14 Security 145.2 111.1 96.0 102.7 99.4 97.2 98.0 86.8 82.6 86.1 79.8 72.5 15 Fed funds and RPs with brokers 6 116.6 86.7 75.7 86.8 84.2 80.2 79.7 72.1 69.0 72.5 66.6 59.2 16 Other 28.6 24.5 20.3 15.9 15.2 17.0 18.4 14.7 13.6 13.5 13.3 13.3 17 Other loans and leases 219.7 234.5 211.7 208.7 204.8 195.6 197.5 205.9 210.2 209.5 205.3 208.7 17a Fed funds and RPs with others 6 45.4 48.2 36.3 33.7 30.5 25.7 28.4 30.3 33.6 30.2 27.1 28.8 17b Other 174.4 186.2 175.4 175.0 174.3 169.8 169.1 175.6 176.6 179.3 178.2 179.9 18 Interbank loans 79.2 71.1 71.0 72.9 65.7 64.8 65.0 70.0 69.5 72.5 73.4 76.5 19 Fed funds and RPs with banks 73.7 66.2 64.8 67.2 60.3 59.4 59.0 64.7 64.0 67.7 68.0 71.5 20 Other 5.5 4.8 6.2 5.7 5.4 5.4 6.0 5.3 5.4 4.8 5.4 5.0 21 Cash assets 7 57.8 56.6 57.2 56.8 58.8 56.3 54.0 62.7 57.3 72.8 75.3 87.7 22 Other assets 8 48.7 69.2 61.1 49.5 56.4 47.4 43.0 48.1 45.4 56.1 51.9 53.6 23 Total Assets 9 1,280.5 1,394.5 1,328.1 1,309.5 1,295.1 1,272.5 1,271.8 1,290.8 1,283.6 1,299.8 1,308.3 1,355.8 Liabilities 24 Deposits 931.0 1,077.0 1,095.5 1,137.6 1,135.0 1,095.6 1,111.0 1,097.0 1,118.8 1,083.8 1,037.0 973.0 25 Transaction 12.6 17.0 16.8 16.8 16.5 16.8 16.3 19.0 19.8 17.9 21.4 21.3 26 Nontransaction 918.3 1,060.0 1,078.6 1,120.8 1,118.5 1,078.9 1,094.7 1,078.0 1,099.0 1,065.9 1,015.6 951.7 27 Large time 916.9 1,055.6 1,074.3 1,116.5 1,114.1 1,074.4 1,090.1 1,073.3 1,094.3 1,061.1 1,010.7 946.9 29 Borrowings 568.0 628.1 598.3 617.6 605.4 594.8 591.1 586.7 598.3 576.5 600.5 577.1 30 From banks in the U.S. 65.5 77.7 70.6 67.8 67.6 68.2 65.4 82.8 107.5 68.2 81.3 69.6 31 From others 502.5 550.5 527.8 549.8 537.8 526.6 525.6 504.0 490.8 508.2 519.2 507.4 32 Net due to related foreign offices -341.7 -477.6 -524.5 -597.3 -586.2 -553.2 -573.3 -543.2 -581.7 -502.1 -482.2 -364.0 33 Other liabilities 121.6 163.9 155.7 148.3 137.4 131.9 139.7 146.8 145.0 138.5 148.8 166.1 33a Derivatives with a negative fair value 11 75.7 110.9 108.3 103.4 95.8 94.6 101.8 102.2 99.9 91.8 98.3 119.2 33b Other 45.9 53.0 47.4 44.9 41.5 37.3 37.8 44.6 45.1 46.7 50.5 46.9 34 Total Liabilities 1,278.8 1,391.5 1,324.9 1,306.2 1,291.7 1,269.1 1,268.4 1,287.4 1,280.4 1,296.7 1,304.2 1,352.1 35 Residual (assets less liabilities) 10 1.7 3.0 3.2 3.3 3.4 3.4 3.4 3.4 3.2 3.1 4.1 3.7 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Footnotes 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestically chartered); other domestically chartered commercial banks (small domestically chartered); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestically chartered banks constitute a universe; data for small domestically chartered banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestically chartered banks, presented on pages 5 to 10, are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises. 3. Includes other trading assets. 4. Excludes unearned income. Includes the allowance for loan and lease losses. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 18. 5. Data for small domestically chartered banks are estimates based largely on quarter-end condition reports. Security loans for these banks are included in other loans and leases (line 17) on pages 9 and 10. 6. Lines 15, 17, and 19 include fed funds by counterparty. Small domestically chartered banks report only the total, which is distributed as 85 percent with banks (line 19), 10 percent with brokers (line 15), and 5 percent with others (line 17). Before July 4, 2007, foreign-related institutions reported the sum of fed funds and RPs with brokers and others, distributed as 80 percent with brokers (line 15) and 20 percent with others (line 17). 7. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 8. Excludes the due-from position with related foreign offices, which is included in line 32. 9. Excludes the allowance for loan and lease losses and the allocated transfer risk reserve. 10. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 11. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation 39. 12. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 13. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data. 14. Includes the outstanding principal balance of assets sold and securitized by commercial banks with servicing retained or with recourse or other seller-provided credit enhancements. ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Current and historical H.8 data are available on the Federal Reserve Board's web site (www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------