----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 1 For use at 4:15 p.m. Eastern Time; February 13, 2009 Assets and Liabilities of Commercial Banks in the United States 1 Seasonally adjusted, billions of dollars Account 2008 2008 2008 2008 2008 2008 2008 2009 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 14 Jan 21 Jan 28 Feb 4 Assets 1 Bank credit 9,276.2 9,441.4 9,458.5 9,611.9 9,987.3 9,916.5 9,941.2 9,809.1 9,864.2 9,825.5 9,770.0 9,764.0 2 Securities in bank credit 2,436.9 2,506.1 2,492.1 2,545.6 2,726.3 2,730.6 2,783.5 2,730.3 2,782.9 2,755.9 2,714.7 2,640.5 3 Treasury and Agency securities 1,106.4 1,122.1 1,134.1 1,158.9 1,231.4 1,265.4 1,256.0 1,279.5 1,288.5 1,290.5 1,279.3 1,269.1 2 4 Other securities 3 1,330.5 1,384.0 1,358.0 1,386.7 1,494.9 1,465.2 1,527.5 1,450.7 1,494.5 1,465.4 1,435.4 1,371.4 5 Loans and leases in bank credit 6,839.2 6,935.3 6,966.4 7,066.3 7,260.9 7,185.9 7,157.6 7,078.8 7,081.2 7,069.6 7,055.3 7,123.5 4 6 Commercial and industrial 1,448.0 1,516.9 1,518.9 1,547.1 1,611.0 1,605.6 1,584.6 1,568.5 1,568.4 1,571.2 1,568.3 1,571.9 7 Real estate 3,595.7 3,638.7 3,657.4 3,675.0 3,799.2 3,790.1 3,787.0 3,769.1 3,760.9 3,771.1 3,776.3 3,796.0 8 Revolving home equity 487.3 524.3 527.0 541.0 578.7 581.2 587.5 591.2 590.9 591.9 590.9 593.1 9 Other residential 1,493.7 1,438.4 1,448.3 1,448.4 1,501.7 1,484.9 1,471.1 1,457.1 1,449.2 1,458.4 1,466.4 1,481.0 10 Commercial 1,614.7 1,676.0 1,682.2 1,685.6 1,718.9 1,724.0 1,728.4 1,720.9 1,720.8 1,720.7 1,719.0 1,721.9 11 Consumer 813.0 840.2 846.1 852.9 871.3 876.5 881.9 896.8 897.5 900.6 903.2 902.7 12 Credit cards and other 348.3 351.0 358.3 364.9 382.4 388.0 389.1 396.5 399.5 398.6 397.5 397.7 revolving plans 13 Other 464.8 489.2 487.8 488.0 488.9 488.6 492.8 500.2 498.0 502.0 505.7 505.0 14 Security 5 301.2 301.1 311.5 336.0 306.2 271.5 248.3 220.4 221.0 211.3 198.1 241.4 15 Fed funds and RPs with 243.7 247.8 258.6 271.3 241.5 220.9 206.0 179.7 178.6 170.7 159.7 203.2 brokers 16 Other 57.5 53.3 53.0 64.7 64.8 50.6 42.3 40.6 42.5 40.7 38.4 38.2 17 Other loans and leases 681.3 638.3 632.5 655.4 673.2 642.1 655.9 624.0 633.5 615.4 609.5 611.6 18 Interbank loans 441.9 440.3 433.7 461.2 446.5 348.4 364.1 437.0 414.5 450.1 438.3 438.4 19 Fed funds and RPs with banks 6 361.9 361.2 355.1 385.1 364.2 270.1 299.2 374.1 350.4 386.6 374.2 378.6 20 Other 80.0 79.1 78.7 76.1 82.3 78.4 64.8 62.9 64.0 63.5 64.1 59.8 21 Cash assets 7 300.5 301.1 302.5 374.0 587.2 874.1 994.8 979.4 1,033.4 981.7 910.6 833.4 22 Other assets 8 970.2 1,018.5 1,016.2 1,039.6 1,087.2 1,130.8 1,145.6 1,107.1 1,107.9 1,105.7 1,104.2 1,114.0 23 Total Assets 9 10,906.8 11,090.2 11,097.1 11,367.6 11,979.2 12,137.1 12,312.3 12,192.3 12,279.5 12,223.7 12,084.3 12,005.6 Liabilities 24 Deposits 6,696.0 6,910.0 6,938.4 7,091.0 7,138.9 7,076.7 7,262.4 7,338.6 7,343.0 7,361.5 7,352.5 7,313.0 25 Transaction 614.8 618.0 595.4 633.4 671.7 696.4 764.1 707.2 692.2 687.5 666.1 714.8 26 Nontransaction 6,081.2 6,292.1 6,343.0 6,457.6 6,467.2 6,380.2 6,498.2 6,631.4 6,650.8 6,674.0 6,686.4 6,598.1 27 Large time 2,040.7 2,133.9 2,131.8 2,161.9 2,063.5 1,938.7 1,983.7 1,985.2 2,000.3 1,996.2 1,978.4 1,954.4 28 Other 4,040.4 4,158.2 4,211.2 4,295.7 4,403.7 4,441.5 4,514.6 4,646.2 4,650.5 4,677.9 4,708.0 4,643.7 29 Borrowings 2,270.3 2,357.9 2,379.7 2,424.9 2,649.0 2,630.1 2,492.2 2,433.2 2,406.9 2,458.4 2,407.1 2,409.2 30 From banks in the U.S. 482.1 479.8 477.9 480.5 457.3 401.1 377.2 431.1 414.2 449.5 422.7 420.2 31 From others 1,788.2 1,878.1 1,901.7 1,944.4 2,191.7 2,229.0 2,115.0 2,002.1 1,992.6 2,008.9 1,984.4 1,989.1 32 Net due to related foreign offices 92.1 -50.2 -103.9 -80.5 165.5 388.7 429.5 410.5 465.5 392.7 345.0 338.1 33 Other liabilities 704.9 671.7 671.0 713.0 804.8 842.4 939.5 870.2 920.1 887.8 850.6 763.9 34 Total Liabilities 9,763.4 9,889.4 9,885.2 10,148.4 10,758.2 10,937.9 11,123.6 11,052.4 11,135.6 11,100.4 10,955.1 10,824.2 35 Residual (assets less liabilities) 1,143.4 1,200.8 1,212.0 1,219.3 1,221.0 1,199.3 1,188.7 1,139.9 1,143.9 1,123.2 1,129.2 1,181.4 10 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 2 For use at 4:15 p.m. Eastern Time; February 13, 2009 Assets and Liabilities of Commercial Banks in the United States 1 Not seasonally adjusted, billions of dollars Account 2008 2008 2008 2008 2008 2008 2008 2009 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 14 Jan 21 Jan 28 Feb 4 Assets 1 Bank credit 9,323.8 9,370.5 9,392.1 9,590.4 9,994.6 9,971.3 9,997.5 9,857.1 9,909.5 9,890.3 9,814.5 9,810.1 2 Securities in bank credit 2,427.4 2,487.7 2,476.9 2,525.4 2,709.5 2,739.8 2,769.3 2,719.1 2,762.4 2,761.0 2,704.4 2,635.6 3 Treasury and Agency securities 1,091.0 1,126.2 1,139.8 1,151.9 1,217.5 1,260.7 1,238.8 1,261.6 1,267.1 1,273.3 1,264.0 1,261.5 2 4 Other securities 3 1,336.4 1,361.5 1,337.1 1,373.5 1,492.0 1,479.1 1,530.6 1,457.4 1,495.4 1,487.8 1,440.4 1,374.1 5 Loans and leases in bank credit 6,896.3 6,882.7 6,915.2 7,065.0 7,285.1 7,231.5 7,228.2 7,138.1 7,147.0 7,129.2 7,110.1 7,174.5 4 6 Commercial and industrial 1,453.3 1,505.8 1,511.6 1,544.5 1,611.5 1,608.1 1,591.1 1,574.8 1,573.1 1,579.1 1,574.6 1,580.0 7 Real estate 3,621.5 3,622.7 3,626.8 3,669.3 3,830.7 3,832.9 3,823.2 3,797.4 3,793.9 3,793.0 3,797.2 3,819.6 8 Revolving home equity 490.6 522.4 526.9 541.3 581.6 586.2 592.0 595.4 595.4 596.6 595.3 596.0 9 Other residential 1,513.0 1,425.3 1,421.2 1,436.7 1,516.9 1,511.9 1,496.6 1,477.6 1,474.5 1,471.5 1,477.9 1,500.3 10 Commercial 1,617.9 1,675.1 1,678.7 1,691.3 1,732.2 1,734.8 1,734.6 1,724.3 1,724.0 1,724.9 1,724.1 1,723.3 11 Consumer 828.4 833.9 844.8 854.8 866.5 876.9 891.8 913.0 913.9 920.4 919.6 912.0 12 Credit cards and other 361.9 348.5 356.8 364.2 378.4 390.1 403.1 411.1 415.5 416.6 410.3 401.5 revolving plans 13 Other 466.5 485.3 488.0 490.6 488.0 486.9 488.7 501.9 498.5 503.8 509.3 510.6 14 Security 5 305.4 287.6 300.7 332.0 302.2 270.8 256.4 224.0 230.3 214.7 202.9 244.3 15 Fed funds and RPs with 245.6 237.2 249.2 269.0 238.9 219.1 211.5 182.3 187.4 173.0 162.1 205.3 brokers 16 Other 59.8 50.4 51.5 63.0 63.3 51.7 44.9 41.6 42.8 41.7 40.7 39.0 17 Other loans and leases 687.8 632.8 631.3 664.3 674.2 642.8 665.7 629.0 635.8 622.0 615.8 618.6 18 Interbank loans 448.2 424.7 426.3 459.1 445.6 355.3 375.5 441.7 417.5 455.7 458.5 443.3 19 Fed funds and RPs with banks 6 367.0 348.3 350.3 387.1 366.0 277.8 309.9 377.8 353.2 390.7 393.4 380.9 20 Other 81.3 76.4 76.0 72.0 79.6 77.5 65.6 63.9 64.3 65.0 65.1 62.3 21 Cash assets 7 313.6 296.9 290.4 371.7 586.0 890.4 1,039.9 1,017.1 1,065.5 1,053.5 934.9 841.6 22 Other assets 8 968.3 1,015.6 1,012.6 1,048.3 1,096.5 1,129.2 1,143.2 1,106.5 1,103.9 1,102.8 1,103.5 1,113.8 23 Total Assets 9 10,972.0 10,996.3 11,007.4 11,350.1 11,994.0 12,214.5 12,422.8 12,282.2 12,356.0 12,362.5 12,172.8 12,064.4 Liabilities 24 Deposits 6,715.2 6,856.5 6,868.0 7,070.8 7,159.2 7,130.7 7,342.3 7,361.7 7,412.5 7,369.9 7,295.8 7,330.0 25 Transaction 627.2 602.4 585.2 624.4 659.9 700.3 801.9 721.3 695.7 731.9 732.2 690.2 26 Nontransaction 6,088.0 6,254.0 6,282.9 6,446.4 6,499.2 6,430.4 6,540.4 6,640.4 6,716.8 6,638.0 6,563.6 6,639.8 27 Large time 2,051.5 2,096.1 2,104.5 2,149.0 2,073.3 1,951.9 1,988.9 1,998.0 2,023.3 2,005.3 1,982.3 1,968.3 28 Other 4,036.5 4,157.9 4,178.4 4,297.4 4,425.9 4,478.5 4,551.5 4,642.4 4,693.5 4,632.7 4,581.4 4,671.5 29 Borrowings 2,280.0 2,330.9 2,372.1 2,446.4 2,652.3 2,636.4 2,494.4 2,422.9 2,363.4 2,462.8 2,444.8 2,430.3 30 From banks in the U.S. 487.8 467.4 470.7 479.6 453.1 404.5 384.8 435.8 411.6 458.0 443.0 428.0 31 From others 1,792.2 1,863.5 1,901.4 1,966.8 2,199.2 2,231.8 2,109.6 1,987.1 1,951.9 2,004.8 2,001.8 2,002.3 32 Net due to related foreign offices 122.7 -26.2 -77.4 -65.9 181.0 398.9 460.2 448.0 476.9 463.0 390.0 353.2 33 Other liabilities 702.5 663.1 669.0 710.6 810.5 864.1 942.6 867.2 911.4 885.7 858.6 760.8 34 Total Liabilities 9,820.4 9,824.2 9,831.7 10,161.8 10,803.0 11,030.1 11,239.6 11,099.7 11,164.2 11,181.4 10,989.1 10,874.4 35 Residual (assets less liabilities) 1,151.6 1,172.1 1,175.7 1,188.3 1,191.0 1,184.4 1,183.3 1,182.5 1,191.8 1,181.1 1,183.7 1,190.0 10 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 3 For use at 4:15 p.m. Eastern Time; February 13, 2009 Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, billions of dollars Account 2008 2008 2008 2008 2008 2008 2008 2009 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 14 Jan 21 Jan 28 Feb 4 Assets 1 Bank credit 8,107.8 8,288.6 8,305.6 8,466.5 8,811.0 8,780.9 8,818.5 8,700.6 8,753.2 8,711.8 8,669.5 8,659.0 2 Securities in bank credit 1,978.1 2,029.3 2,019.5 2,083.7 2,244.8 2,262.0 2,306.8 2,260.2 2,308.1 2,281.1 2,246.8 2,176.9 3 Treasury and Agency securities 2 1,012.5 1,023.4 1,043.0 1,072.1 1,152.1 1,178.7 1,164.8 1,185.1 1,195.1 1,193.7 1,187.7 1,177.1 4 Other securities 3 965.7 1,005.9 976.5 1,011.7 1,092.7 1,083.3 1,142.0 1,075.2 1,113.0 1,087.4 1,059.2 999.8 5 Loans and leases in bank credit 4 6,129.7 6,259.2 6,286.1 6,382.8 6,566.2 6,518.9 6,511.7 6,440.3 6,445.1 6,430.7 6,422.7 6,482.1 6 Commercial and industrial 1,159.0 1,195.7 1,195.0 1,213.8 1,253.4 1,247.1 1,230.5 1,214.2 1,215.1 1,217.5 1,212.4 1,211.9 7 Real estate 3,555.3 3,593.2 3,610.5 3,629.1 3,755.7 3,748.5 3,745.2 3,726.3 3,718.0 3,728.4 3,733.6 3,752.4 8 Revolving home equity 486.9 523.9 526.5 540.5 577.8 580.4 586.7 590.4 590.1 591.1 590.0 592.2 9 Other residential 1,492.9 1,437.5 1,447.4 1,446.9 1,498.2 1,481.6 1,467.7 1,453.6 1,445.7 1,455.0 1,463.0 1,477.5 10 Commercial 1,575.5 1,631.8 1,636.6 1,641.7 1,679.7 1,686.6 1,690.8 1,682.3 1,682.2 1,682.3 1,680.5 1,682.6 11 Consumer 813.0 840.2 846.1 852.9 871.3 876.5 881.9 896.8 897.5 900.6 903.2 902.7 12 Credit cards and other 348.3 351.0 358.3 364.9 382.4 388.0 389.1 396.5 399.5 398.6 397.5 397.7 revolving plans 13 Other 464.8 489.2 487.8 488.0 488.9 488.6 492.8 500.2 498.0 502.0 505.7 505.0 14 Security 5 161.5 194.2 204.3 240.8 230.3 212.9 205.4 172.8 173.7 161.5 153.9 192.8 15 Fed funds and RPs with brokers 129.5 163.3 174.2 195.3 183.5 177.5 176.1 144.9 144.2 133.6 127.4 166.1 16 Other 32.0 30.9 30.0 45.5 46.8 35.4 29.3 27.9 29.6 27.8 26.5 26.7 17 Other loans and leases 440.8 435.9 430.2 446.1 455.4 433.9 448.7 430.3 440.7 422.8 419.6 422.4 18 Interbank loans 359.0 372.3 366.4 392.7 385.3 301.9 333.7 400.7 380.1 409.6 400.4 402.0 19 Fed funds and RPs with banks 6 284.3 298.4 293.6 321.3 310.2 230.3 275.0 343.2 321.1 351.8 342.0 347.4 20 Other 74.7 73.9 72.8 71.4 75.1 71.6 58.7 57.5 58.9 57.9 58.4 54.6 21 Cash assets 7 245.4 242.6 246.9 310.0 448.3 579.7 654.1 642.0 696.5 645.8 588.6 566.8 22 Other assets 8 915.9 968.7 972.9 993.0 1,026.1 1,075.7 1,091.0 1,058.8 1,059.4 1,062.0 1,053.1 1,066.2 23 Total Assets 9 9,546.1 9,761.2 9,778.0 10,043.2 10,541.7 10,605.6 10,764.0 10,661.9 10,748.7 10,689.8 10,573.0 10,549.8 Liabilities 24 Deposits 5,651.4 5,771.1 5,795.5 5,975.8 6,200.4 6,208.0 6,363.7 6,429.1 6,421.7 6,449.1 6,446.2 6,419.6 25 Transaction 603.1 603.6 583.0 619.8 655.6 684.2 749.9 693.5 678.8 674.0 652.2 701.0 26 Nontransaction 5,048.3 5,167.5 5,212.4 5,356.0 5,544.8 5,523.9 5,613.8 5,735.5 5,742.9 5,775.1 5,794.0 5,718.6 27 Large time 1,032.7 1,031.2 1,023.7 1,082.0 1,159.6 1,100.0 1,117.9 1,107.8 1,111.2 1,115.7 1,103.9 1,091.7 28 Other 4,015.6 4,136.3 4,188.7 4,274.0 4,385.2 4,423.9 4,495.9 4,627.7 4,631.7 4,659.3 4,690.1 4,626.9 29 Borrowings 1,669.6 1,735.5 1,750.6 1,784.3 1,991.6 1,984.3 1,890.6 1,843.0 1,843.4 1,849.2 1,814.0 1,816.3 30 From banks in the U.S. 415.7 402.9 405.2 389.2 394.4 358.2 344.7 394.3 380.4 407.0 391.1 386.2 31 From others 1,253.9 1,332.5 1,345.4 1,395.1 1,597.2 1,626.1 1,545.8 1,448.7 1,463.0 1,442.2 1,422.8 1,430.1 32 Net due to related foreign offices 515.1 529.7 509.8 506.2 512.8 563.7 589.6 577.8 617.6 587.1 529.3 563.3 33 Other liabilities 560.8 531.7 528.2 563.2 619.3 655.9 742.4 677.4 720.1 688.2 660.2 578.7 34 Total Liabilities 8,397.0 8,567.9 8,584.1 8,829.6 9,324.1 9,411.9 9,586.2 9,527.3 9,602.8 9,573.7 9,449.6 9,378.0 35 Residual (assets less liabilities) 10 1,149.1 1,193.3 1,194.0 1,213.6 1,217.6 1,193.7 1,177.8 1,134.5 1,146.0 1,116.1 1,123.3 1,171.8 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 4 For use at 4:15 p.m. Eastern Time; February 13, 2009 Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, billions of dollars Account 2008 2008 2008 2008 2008 2008 2008 2009 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 14 Jan 21 Jan 28 Feb 4 Assets 1 Bank credit 8,142.9 8,237.1 8,253.1 8,453.3 8,820.7 8,828.1 8,867.7 8,738.2 8,789.4 8,764.9 8,702.3 8,692.0 2 Securities in bank credit 1,968.9 2,019.2 2,009.9 2,067.9 2,230.1 2,265.3 2,295.3 2,249.9 2,292.9 2,284.9 2,237.5 2,170.0 3 Treasury and Agency securities 2 999.2 1,029.4 1,047.5 1,064.1 1,137.6 1,173.9 1,148.2 1,169.0 1,177.3 1,179.2 1,173.0 1,169.8 4 Other securities 3 969.7 989.8 962.4 1,003.8 1,092.4 1,091.4 1,147.1 1,080.9 1,115.5 1,105.7 1,064.5 1,000.1 5 Loans and leases in bank credit 4 6,174.0 6,218.0 6,243.2 6,385.4 6,590.6 6,562.7 6,572.4 6,488.3 6,496.5 6,480.0 6,464.8 6,522.1 6 Commercial and industrial 1,160.2 1,188.6 1,189.7 1,211.3 1,255.2 1,249.4 1,232.7 1,215.6 1,214.2 1,220.2 1,214.1 1,215.8 7 Real estate 3,581.0 3,577.9 3,581.6 3,623.7 3,786.2 3,790.6 3,780.6 3,754.3 3,750.6 3,750.1 3,754.4 3,776.6 8 Revolving home equity 490.2 522.0 526.4 540.8 580.7 585.4 591.2 594.6 594.6 595.7 594.4 595.1 9 Other residential 1,512.3 1,424.4 1,420.3 1,435.3 1,513.5 1,508.6 1,493.3 1,474.1 1,471.0 1,468.1 1,474.4 1,496.9 10 Commercial 1,578.6 1,631.5 1,634.9 1,647.7 1,692.0 1,696.6 1,696.1 1,685.6 1,685.1 1,686.3 1,685.6 1,684.6 11 Consumer 828.4 833.9 844.8 854.8 866.5 876.9 891.8 913.0 913.9 920.4 919.6 912.0 12 Credit cards and other 361.9 348.5 356.8 364.2 378.4 390.1 403.1 411.1 415.5 416.6 410.3 401.5 revolving plans 13 Other 466.5 485.3 488.0 490.6 488.0 486.9 488.7 501.9 498.5 503.8 509.3 510.6 14 Security 5 163.3 184.3 196.4 240.0 226.3 210.2 210.8 175.0 181.1 163.9 156.1 193.3 15 Fed funds and RPs with brokers 131.3 154.1 167.0 195.2 180.7 174.6 181.0 147.2 152.7 135.9 128.5 166.5 16 Other 32.0 30.2 29.4 44.9 45.6 35.5 29.8 27.8 28.4 28.0 27.6 26.8 17 Other loans and leases 441.1 433.3 430.8 455.6 456.5 435.7 456.5 430.3 436.7 425.5 420.5 424.4 18 Interbank loans 361.7 358.3 360.6 389.4 382.5 306.5 343.4 403.6 381.6 412.0 418.8 405.0 19 Fed funds and RPs with banks 6 285.9 286.8 290.1 322.0 310.2 236.2 284.2 345.2 322.8 352.8 359.4 348.0 20 Other 75.7 71.5 70.5 67.4 72.3 70.4 59.1 58.4 58.8 59.2 59.4 56.9 21 Cash assets 7 258.3 238.2 234.0 305.7 444.9 590.4 694.2 678.9 726.7 715.6 608.8 575.2 22 Other assets 8 915.1 966.1 969.3 1,000.3 1,037.0 1,075.9 1,088.9 1,058.7 1,057.5 1,057.6 1,051.6 1,066.5 23 Total Assets 9 9,596.1 9,688.4 9,703.0 10,029.3 10,556.5 10,669.4 10,860.8 10,739.1 10,814.9 10,810.3 10,643.0 10,594.3 Liabilities 24 Deposits 5,669.7 5,743.5 5,741.8 5,961.5 6,219.2 6,258.9 6,451.7 6,451.2 6,483.6 6,454.5 6,391.3 6,436.4 25 Transaction 615.3 588.4 572.9 610.8 644.2 688.4 787.5 707.5 682.3 718.4 718.1 676.2 26 Nontransaction 5,054.5 5,155.1 5,168.9 5,350.7 5,575.0 5,570.5 5,664.2 5,743.6 5,801.3 5,736.1 5,673.2 5,760.2 27 Large time 1,042.5 1,020.0 1,012.8 1,074.6 1,167.3 1,109.4 1,130.4 1,119.5 1,126.4 1,121.7 1,109.8 1,106.5 28 Other 4,011.9 4,135.1 4,156.0 4,276.1 4,407.6 4,461.2 4,533.8 4,624.2 4,674.9 4,614.4 4,563.3 4,653.7 29 Borrowings 1,673.9 1,719.6 1,756.1 1,827.4 2,017.4 1,994.1 1,886.6 1,828.1 1,792.1 1,859.5 1,843.9 1,820.0 30 From banks in the U.S. 419.2 395.5 400.1 389.8 392.9 360.5 350.4 398.2 375.5 417.5 406.5 391.4 31 From others 1,254.7 1,324.1 1,356.0 1,437.6 1,624.6 1,633.5 1,536.1 1,429.9 1,416.6 1,442.0 1,437.4 1,428.5 32 Net due to related foreign offices 545.3 529.9 507.0 495.2 508.9 561.4 599.9 610.4 640.2 633.6 565.4 576.8 33 Other liabilities 557.5 527.7 527.1 562.1 625.7 675.7 744.4 672.1 712.2 686.7 663.8 576.2 34 Total Liabilities 8,446.4 8,520.7 8,532.0 8,846.2 9,371.3 9,490.0 9,682.6 9,561.7 9,628.1 9,634.3 9,464.4 9,409.4 35 Residual (assets less liabilities) 10 1,149.7 1,167.7 1,171.0 1,183.2 1,185.2 1,179.4 1,178.2 1,177.4 1,186.7 1,176.0 1,178.6 1,185.0 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 5 For use at 4:15 p.m. Eastern Time; February 13, 2009 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2008 2008 2008 2008 2009 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 14 Jan 21 Jan 28 Feb 4 Assets 1 Bank credit 5,178.0 5,292.7 5,298.9 5,429.6 5,750.7 5,720.2 5,704.3 5,565.3 5,622.1 5,583.1 5,534.1 5,495.2 2 Securities in bank credit 1,384.8 1,433.2 1,428.9 1,499.1 1,665.9 1,676.9 1,664.6 1,611.0 1,655.8 1,633.2 1,598.6 1,525.6 3 Treasury and Agency securities 2 645.9 662.8 685.6 710.1 784.5 806.8 789.3 807.3 818.5 816.0 809.8 797.0 3a Trading account 81.1 53.7 56.4 72.0 133.6 121.7 96.1 97.7 99.7 97.2 97.3 86.5 3b Investment account 564.7 609.1 629.2 638.1 650.9 685.0 693.2 709.6 718.9 718.8 712.5 710.6 3b1 Mortgage-backed 510.8 560.4 576.8 587.7 604.4 636.3 630.0 638.8 645.9 647.3 639.9 638.2 3b2 Other 53.9 48.7 52.4 50.4 46.5 48.7 63.1 70.7 72.9 71.5 72.6 72.4 4 Other securities 738.9 770.4 743.4 789.1 881.4 870.2 875.3 803.8 837.3 817.2 788.8 728.5 4a Trading account 3 393.1 400.6 385.3 404.1 446.5 484.4 516.2 431.8 469.1 443.1 410.5 343.3 4a1 Derivatives with a positive fair 214.7 214.2 215.2 230.2 283.1 342.4 374.8 299.2 339.5 306.4 280.7 211.9 value 11 4a2 Other 178.4 186.4 170.1 173.9 163.5 142.0 141.4 132.6 129.6 136.7 129.9 131.4 4b Investment account 345.8 369.8 358.1 385.0 434.8 385.7 359.1 372.0 368.2 374.0 378.3 385.2 4b1 State and local government 57.6 53.3 52.7 52.3 52.7 52.1 52.8 55.6 55.8 55.7 55.1 55.1 4b2 Mortgage-backed 168.9 163.3 155.1 155.5 163.8 152.7 142.3 151.5 152.7 153.4 154.9 154.2 4b3 Other 119.3 153.2 150.3 177.2 218.3 180.9 164.0 165.0 159.6 164.9 168.2 175.9 5 Loans and leases in bank credit 4 3,793.2 3,859.5 3,870.0 3,930.5 4,084.8 4,043.3 4,039.7 3,954.2 3,966.3 3,949.9 3,935.5 3,969.6 6 Commercial and industrial 757.7 786.7 780.9 793.0 823.0 816.8 804.5 790.5 791.3 792.5 789.7 786.8 7 Real estate 2,069.3 2,060.8 2,068.4 2,069.1 2,179.5 2,176.6 2,176.5 2,148.3 2,145.2 2,154.6 2,156.2 2,150.3 8 Revolving home equity 398.5 428.3 430.0 441.6 475.6 478.1 483.8 485.3 485.5 486.1 484.8 485.9 9 Other residential 1,040.9 979.8 984.6 977.4 1,019.8 1,008.2 997.3 976.7 972.1 983.1 985.9 979.3 10 Commercial 629.9 652.6 653.7 650.0 684.1 690.3 695.5 686.3 687.6 685.5 685.5 685.1 11 Consumer 477.8 502.4 507.0 505.1 521.2 523.0 528.9 539.6 541.3 545.3 544.5 545.3 12 Credit cards and other revolving plans 137.2 138.8 142.4 146.8 163.3 164.9 166.3 171.2 173.7 174.7 172.4 173.6 13 Other 340.6 363.6 364.7 358.2 357.9 358.1 362.6 368.4 367.5 370.5 372.1 371.7 14 Security 151.0 183.2 193.6 229.8 219.7 203.4 194.6 161.0 162.4 149.9 141.9 180.7 15 Fed funds and RPs with brokers 123.5 157.3 168.5 189.2 177.7 172.9 170.0 138.0 137.6 126.8 120.2 159.0 16 Other 27.5 25.9 25.1 40.7 41.9 30.5 24.6 23.1 24.8 23.0 21.7 21.7 17 Other loans and leases 337.4 326.4 320.1 333.5 341.5 323.4 335.2 314.8 326.1 307.6 303.3 306.4 17a Fed funds and RPs with others 45.1 27.5 25.0 21.7 20.3 15.6 31.5 22.6 30.7 15.5 11.7 12.3 17b Other loans 194.4 199.9 199.3 218.0 229.0 216.4 212.4 202.2 205.8 202.8 200.6 202.5 17c Lease financing receivables 97.9 99.0 95.8 93.9 92.2 91.5 91.3 90.0 89.6 89.4 91.0 91.5 18 Interbank loans 236.0 242.1 240.0 258.8 253.5 190.2 203.0 252.9 237.9 261.7 243.9 255.8 19 Fed funds and RPs with banks 182.1 195.2 193.5 215.5 212.8 152.1 169.9 224.3 208.5 232.6 215.4 229.4 20 Other 53.9 46.9 46.6 43.3 40.8 38.1 33.1 28.6 29.4 29.1 28.5 26.4 21 Cash assets 7 149.2 136.0 138.1 200.3 323.0 411.8 447.4 430.6 482.5 435.8 375.4 356.5 22 Other assets 8 688.6 739.3 742.2 754.9 782.6 821.3 814.5 782.6 781.9 780.9 782.4 792.7 23 Total Assets 9 6,207.0 6,343.1 6,350.9 6,571.9 7,029.4 7,060.0 7,084.6 6,939.9 7,032.5 6,970.8 6,845.9 6,804.7 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 6 For use at 4:15 p.m. Eastern Time; February 13, 2009 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2008 2008 2008 2008 2009 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 14 Jan 21 Jan 28 Feb 4 Liabilities 24 Deposits 3,367.2 3,425.7 3,437.4 3,585.1 3,782.9 3,755.8 3,826.8 3,847.8 3,852.8 3,867.6 3,843.8 3,831.2 25 Transaction 332.3 327.9 317.3 349.9 383.3 418.1 474.3 418.1 409.5 401.1 380.9 400.3 26 Nontransaction 3,034.9 3,097.8 3,120.0 3,235.2 3,399.5 3,337.7 3,352.6 3,429.7 3,443.3 3,466.5 3,462.9 3,430.9 27 Large time 619.4 612.8 606.6 663.0 737.4 669.0 653.9 640.8 646.6 650.2 634.8 621.7 28 Other 2,415.4 2,485.0 2,513.5 2,572.2 2,662.1 2,668.7 2,698.6 2,788.9 2,796.7 2,816.3 2,828.1 2,809.2 29 Borrowings 1,088.8 1,148.0 1,163.3 1,199.7 1,393.1 1,396.3 1,300.6 1,264.1 1,264.2 1,277.6 1,243.1 1,226.4 30 From banks in the U.S. 168.3 164.9 160.1 152.3 154.0 131.9 123.3 180.7 161.6 202.9 187.7 168.5 31 From others 920.6 983.1 1,003.2 1,047.4 1,239.1 1,264.4 1,177.4 1,083.4 1,102.6 1,074.7 1,055.4 1,057.9 32 Net due to related foreign offices 513.2 524.4 506.2 501.7 510.7 557.5 583.7 572.6 615.1 577.2 521.8 558.7 33 Other liabilities 486.6 457.5 452.9 485.6 542.3 571.8 613.0 544.7 586.2 554.6 530.1 445.4 33a Derivatives with a negative fair value 11 168.1 163.9 169.4 179.6 216.5 264.4 284.0 217.8 252.1 223.8 206.1 131.2 33b Other 318.5 293.6 283.5 306.0 325.8 307.4 329.0 326.9 334.1 330.7 324.0 314.2 34 Total Liabilities 5,455.8 5,555.6 5,559.7 5,772.0 6,228.9 6,281.3 6,324.2 6,229.2 6,318.3 6,277.0 6,138.7 6,061.7 35 Residual (assets less liabilities) 10 751.2 787.5 791.2 799.9 800.5 778.7 760.4 710.7 714.2 693.8 707.2 743.0 Memoranda 36 Mortgage-backed securities 12 679.8 723.7 731.9 743.2 768.1 789.0 772.4 790.3 798.7 800.7 794.8 792.3 37 Pass-thru 451.4 487.3 498.5 519.4 544.4 575.0 566.0 577.2 585.4 584.8 580.2 575.7 38 CMO, REMIC, and other 228.4 236.4 233.3 223.8 223.8 214.1 206.3 213.1 213.3 215.9 214.6 216.6 39 Net unrealized gains (losses) on available-for-sale securities 13 -2.7 -35.6 -46.2 -46.7 -56.0 -74.4 -80.4 -70.7 -71.2 -70.6 -70.2 -69.0 40 Securitized consumer loans 14 110.8 113.1 112.9 120.3 135.7 133.5 129.5 126.7 126.8 124.5 127.8 127.5 41 Credit cards and other revolving plans 75.4 77.9 77.2 81.2 93.5 92.2 91.5 89.2 89.3 87.0 90.6 90.5 42 Other 35.4 35.2 35.7 39.1 42.3 41.3 38.0 37.4 37.5 37.5 37.1 37.0 43 Securitized real estate loans 14 1,178.2 1,247.7 1,275.9 1,310.9 1,408.9 1,397.6 1,389.8 1,385.2 1,384.9 1,387.7 1,384.6 1,381.8 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 7 For use at 4:15 p.m. Eastern Time; February 13, 2009 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2008 2008 2008 2008 2009 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 14 Jan 21 Jan 28 Feb 4 Assets 1 Bank credit 5,212.6 5,242.6 5,246.2 5,431.5 5,781.5 5,775.2 5,744.1 5,603.5 5,658.7 5,631.6 5,564.2 5,532.4 2 Securities in bank credit 1,377.4 1,430.3 1,425.7 1,491.5 1,656.2 1,685.1 1,655.2 1,603.2 1,643.2 1,637.7 1,591.4 1,521.7 3 Treasury and Agency securities 2 633.7 670.5 690.8 705.9 774.2 806.0 773.2 792.8 801.2 803.1 797.3 793.3 3a Trading account 79.0 54.4 54.9 68.7 128.0 125.1 92.7 96.7 99.4 93.9 97.4 92.5 3b Investment account 554.7 616.1 635.9 637.2 646.1 680.9 680.5 696.1 701.9 709.2 699.9 700.8 3b1 Mortgage-backed 502.6 567.5 583.5 586.0 599.1 630.8 619.0 628.2 632.5 639.9 630.4 630.6 3b2 Other 52.1 48.6 52.4 51.2 47.0 50.1 61.6 67.9 69.4 69.3 69.5 70.3 4 Other securities 743.6 759.8 734.8 785.7 882.0 879.1 882.0 810.5 842.0 834.7 794.1 728.4 4a Trading account 3 395.0 392.7 379.0 399.8 447.6 492.5 519.1 434.8 469.4 456.9 413.6 340.8 4a1 Derivatives with a positive fair 220.8 205.3 205.3 224.5 276.1 343.8 380.1 309.9 347.1 330.6 287.4 215.2 value 11 4a2 Other 174.2 187.4 173.7 175.3 171.6 148.7 139.0 124.9 122.3 126.3 126.2 125.6 4b Investment account 348.7 367.1 355.9 385.8 434.4 386.6 363.0 375.6 372.6 377.8 380.5 387.6 4b1 State and local government 57.9 52.8 52.2 52.3 52.9 52.6 52.9 55.8 56.0 56.0 55.5 55.3 4b2 Mortgage-backed 168.4 170.2 162.7 159.9 159.4 150.0 140.7 150.2 152.1 153.3 152.4 152.5 4b3 Other 122.3 144.1 141.0 173.6 222.1 184.1 169.4 169.6 164.5 168.5 172.6 179.8 5 Loans and leases in bank credit 4 3,835.2 3,812.3 3,820.6 3,939.9 4,125.3 4,090.1 4,088.8 4,000.2 4,015.5 3,993.9 3,972.7 4,010.7 6 Commercial and industrial 759.0 777.8 775.6 792.1 828.4 822.3 807.6 792.1 791.0 795.1 790.7 791.3 7 Real estate 2,098.9 2,041.4 2,037.2 2,069.1 2,218.4 2,220.3 2,208.9 2,180.6 2,181.3 2,179.1 2,178.9 2,179.0 8 Revolving home equity 402.0 425.6 429.0 441.5 479.8 483.1 487.5 489.7 490.0 490.9 489.3 489.1 9 Other residential 1,061.4 963.6 956.2 969.2 1,039.8 1,035.6 1,020.6 998.7 998.8 996.0 998.5 1,000.4 10 Commercial 635.5 652.1 652.0 658.4 698.9 701.5 700.9 692.2 692.4 692.1 691.1 689.5 11 Consumer 485.7 495.5 501.5 507.3 519.5 521.9 529.9 548.8 551.0 556.1 553.8 551.0 12 Credit cards and other revolving plans 142.4 138.1 141.5 146.2 160.0 162.7 169.6 177.9 181.7 183.2 178.1 175.1 13 Other 343.2 357.4 360.0 361.1 359.5 359.2 360.4 370.9 369.3 373.0 375.6 375.9 14 Security 152.8 173.6 185.7 229.0 215.6 200.4 199.6 163.2 169.5 152.3 144.2 181.0 15 Fed funds and RPs with brokers 125.3 148.4 161.3 189.2 175.0 169.8 174.7 140.3 146.0 129.2 121.5 159.1 16 Other 27.5 25.2 24.4 39.9 40.6 30.6 25.0 22.9 23.6 23.1 22.7 21.9 17 Other loans and leases 338.7 324.0 320.6 342.3 343.3 325.3 342.7 315.6 322.8 311.3 305.2 308.5 17a Fed funds and RPs with others 46.0 25.3 26.1 25.2 22.0 16.2 32.5 22.5 30.5 16.1 12.1 14.6 17b Other loans 194.2 199.6 198.5 221.9 227.6 216.3 217.9 202.6 202.1 205.4 202.0 202.6 17c Lease financing receivables 98.6 99.1 96.0 95.2 93.7 92.8 92.3 90.5 90.2 89.8 91.2 91.3 18 Interbank loans 238.9 236.0 238.3 261.5 255.0 194.1 211.9 257.0 237.9 268.3 270.0 250.4 19 Fed funds and RPs with banks 184.8 190.1 192.3 218.6 213.5 154.6 177.7 228.2 209.0 239.4 240.9 222.8 20 Other 54.1 45.9 46.0 42.9 41.4 39.5 34.2 28.8 28.9 28.8 29.1 27.7 21 Cash assets 7 159.4 131.6 127.3 197.2 321.4 422.0 482.7 461.8 507.7 497.0 393.4 361.1 22 Other assets 8 692.0 734.3 735.7 762.7 794.3 825.2 813.6 788.0 787.2 784.6 787.7 793.4 23 Total Assets 9 6,258.2 6,277.4 6,279.1 6,580.7 7,071.7 7,133.6 7,167.7 7,018.7 7,099.9 7,090.5 6,925.6 6,841.5 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 8 For use at 4:15 p.m. Eastern Time; February 13, 2009 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2008 2008 2008 2008 2009 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 14 Jan 21 Jan 28 Feb 4 Liabilities 24 Deposits 3,395.2 3,395.1 3,381.4 3,584.1 3,818.1 3,812.4 3,910.1 3,881.3 3,914.8 3,891.0 3,822.8 3,851.3 25 Transaction 342.2 317.3 306.5 345.5 375.8 421.6 505.8 428.9 412.7 438.3 426.2 382.2 26 Nontransaction 3,053.0 3,077.9 3,074.9 3,238.6 3,442.2 3,390.8 3,404.3 3,452.4 3,502.1 3,452.7 3,396.6 3,469.2 27 Large time 630.2 603.4 595.8 656.8 746.5 678.0 666.7 653.2 662.5 656.8 641.6 635.3 28 Other 2,422.8 2,474.5 2,479.1 2,581.8 2,695.8 2,712.8 2,737.7 2,799.2 2,839.6 2,795.9 2,755.0 2,833.8 29 Borrowings 1,082.7 1,136.2 1,173.3 1,242.8 1,419.5 1,403.8 1,285.6 1,239.8 1,211.6 1,269.9 1,253.1 1,226.3 30 From banks in the U.S. 168.4 157.3 157.8 152.4 152.9 132.2 124.2 181.6 158.4 205.3 193.4 175.4 31 From others 914.3 978.9 1,015.5 1,090.4 1,266.7 1,271.6 1,161.5 1,058.2 1,053.1 1,064.6 1,059.7 1,050.9 32 Net due to related foreign offices 541.5 524.8 504.1 492.3 507.3 556.0 593.7 603.5 635.1 624.0 556.6 570.0 33 Other liabilities 483.4 454.4 452.5 485.1 548.8 591.6 614.9 540.1 579.8 554.0 532.5 442.0 33a Derivatives with a negative fair value 11 172.2 159.2 160.9 176.4 213.2 264.5 285.0 224.9 255.9 241.1 211.4 133.5 33b Other 311.2 295.1 291.6 308.7 335.6 327.1 329.9 315.2 323.9 313.0 321.1 308.5 34 Total Liabilities 5,502.8 5,510.5 5,511.4 5,804.3 6,293.7 6,363.8 6,404.3 6,264.8 6,341.3 6,338.9 6,165.1 6,089.6 35 Residual (assets less liabilities) 10 755.4 766.8 767.8 776.4 778.1 769.8 763.4 754.0 758.7 751.6 760.5 751.9 Memoranda 36 Mortgage-backed securities 12 671.0 737.8 746.2 746.0 758.6 780.7 759.6 778.5 784.6 793.2 782.7 783.0 37 Pass-thru 438.3 501.6 515.7 519.1 532.9 563.7 549.4 560.8 565.8 572.9 565.1 562.5 38 CMO, REMIC, and other 232.7 236.1 230.5 226.8 225.7 217.0 210.3 217.7 218.8 220.3 217.6 220.5 39 Net unrealized gains (losses) on available-for-sale securities 13 -2.7 -35.6 -46.2 -46.7 -56.0 -74.4 -80.4 -70.7 -71.2 -70.6 -70.2 -69.0 40 Securitized consumer loans 14 111.2 115.1 114.2 120.9 133.3 130.6 128.2 127.0 127.2 125.1 128.2 127.7 41 Credit cards and other revolving plans 73.6 80.2 79.9 82.6 91.7 89.6 87.8 87.2 87.1 85.2 88.7 88.8 42 Other 37.6 35.0 34.3 38.3 41.6 41.0 40.5 39.8 40.1 39.9 39.5 38.9 43 Securitized real estate loans 14 1,201.0 1,231.2 1,244.5 1,278.4 1,386.4 1,390.0 1,399.5 1,405.6 1,404.5 1,407.7 1,405.1 1,404.7 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 9 For use at 4:15 p.m. Eastern Time; February 13, 2009 Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2008 2008 2008 2008 2009 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 14 Jan 21 Jan 28 Feb 4 Assets 1 Bank credit 2,929.9 2,995.8 3,006.7 3,036.9 3,060.3 3,060.7 3,114.2 3,135.3 3,131.1 3,128.7 3,135.3 3,163.8 2 Securities in bank credit 593.3 596.1 590.6 584.6 579.0 585.0 642.2 649.2 652.3 647.9 648.2 651.3 3 Treasury and Agency securities 2 366.6 360.6 357.4 362.0 367.6 371.9 375.5 377.8 376.6 377.7 377.9 380.0 4 Other securities 3 226.7 235.5 233.2 222.6 211.4 213.1 266.7 271.4 275.7 270.2 270.3 271.3 5 Loans and leases in bank credit 4 2,336.5 2,399.8 2,416.1 2,452.3 2,481.3 2,475.7 2,472.0 2,486.1 2,478.8 2,480.8 2,487.1 2,512.5 6 Commercial and industrial 401.3 409.1 414.1 420.8 430.4 430.3 426.1 423.7 423.8 425.0 422.7 425.0 7 Real estate 1,486.0 1,532.5 1,542.1 1,560.1 1,576.2 1,571.9 1,568.7 1,578.0 1,572.8 1,573.7 1,577.4 1,602.0 8 Revolving home equity 88.4 95.5 96.6 98.9 102.2 102.3 102.9 105.0 104.6 104.9 105.2 106.3 9 Other residential 452.1 457.7 462.7 469.5 478.4 473.4 470.4 477.0 473.6 471.9 477.1 498.2 10 Commercial 945.6 979.2 982.8 991.7 995.6 996.3 995.3 996.0 994.6 996.8 995.0 997.5 11 Consumer 335.3 337.8 339.1 347.8 350.1 353.5 353.0 357.2 356.2 355.3 358.7 357.4 12 Credit cards and other revolving plans 211.1 212.2 216.0 218.0 219.1 223.1 222.8 225.3 225.8 223.8 225.1 224.1 13 Other 124.2 125.6 123.1 129.8 131.0 130.5 130.2 131.9 130.4 131.5 133.6 133.3 17 Other loans and leases 6 113.9 120.5 120.8 123.6 124.6 119.9 124.3 127.3 126.0 126.7 128.4 128.1 18 Interbank loans 123.0 130.3 126.4 133.9 131.7 111.7 130.6 147.8 142.2 147.9 156.5 146.2 19 Fed funds and RPs with banks 6 102.2 103.2 100.1 105.8 97.4 78.2 105.0 118.9 112.6 119.1 126.6 118.0 20 Other 20.8 27.0 26.3 28.1 34.3 33.5 25.6 28.9 29.6 28.8 30.0 28.1 21 Cash assets 7 96.2 106.7 108.9 109.6 125.3 167.8 206.7 211.4 214.0 210.0 213.2 210.3 22 Other assets 8 227.2 229.4 230.7 238.2 243.5 254.4 276.4 276.2 277.5 281.1 270.7 273.5 23 Total Assets 9 3,339.0 3,418.1 3,427.1 3,471.3 3,512.3 3,545.6 3,679.4 3,722.0 3,716.2 3,719.0 3,727.0 3,745.1 Liabilities 24 Deposits 2,284.2 2,345.4 2,358.1 2,390.8 2,417.6 2,452.3 2,536.8 2,581.3 2,568.9 2,581.4 2,602.4 2,588.4 25 Transaction 270.8 275.7 265.7 270.0 272.3 266.1 275.6 275.5 269.3 272.9 271.3 300.7 26 Nontransaction 2,013.4 2,069.7 2,092.4 2,120.8 2,145.3 2,186.2 2,261.2 2,305.9 2,299.6 2,308.6 2,331.1 2,287.7 27 Large time 413.2 418.4 417.1 419.1 422.2 431.0 463.9 467.0 464.7 465.6 469.1 470.0 28 Other 1,600.2 1,651.2 1,675.3 1,701.7 1,723.1 1,755.2 1,797.3 1,838.8 1,835.0 1,843.0 1,862.0 1,817.7 29 Borrowings 583.2 590.1 590.0 587.6 602.0 591.4 593.1 581.5 582.0 574.6 573.8 590.0 30 From banks in the U.S. 247.4 238.0 245.1 237.0 240.4 226.3 221.5 213.6 218.8 204.1 203.4 217.8 31 From others 335.7 352.1 344.9 350.6 361.6 365.1 371.6 367.9 363.2 370.5 370.4 372.2 32 Net due to related foreign offices 1.9 5.3 3.7 4.5 2.1 6.3 5.9 5.2 2.4 10.0 7.5 4.6 33 Other liabilities 74.2 74.2 75.3 77.6 77.0 84.1 129.4 132.7 134.0 133.7 130.2 133.3 34 Total Liabilities 2,943.5 3,015.0 3,027.0 3,060.5 3,098.7 3,134.1 3,265.2 3,300.7 3,287.3 3,299.6 3,313.9 3,316.3 35 Residual (assets less liabilities) 10 395.6 403.2 400.1 410.7 413.6 411.6 414.2 421.3 428.9 419.4 413.2 428.8 Memoranda 36 Mortgage-backed securities 12 248.4 272.9 269.9 278.2 274.7 266.5 267.8 270.1 270.1 270.6 270.1 269.2 40 Securitized consumer loans 14 287.5 299.9 296.7 294.5 291.6 285.7 286.2 285.3 285.3 286.1 283.6 284.3 43 Securitized real estate loans 14 36.5 26.7 28.2 28.4 27.0 26.7 26.6 26.5 26.4 26.5 26.5 26.7 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 10 For use at 4:15 p.m. Eastern Time; February 13, 2009 Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2008 2008 2008 2008 2009 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 14 Jan 21 Jan 28 Feb 4 Assets 1 Bank credit 2,930.4 2,994.6 3,006.9 3,021.8 3,039.2 3,052.9 3,123.6 3,134.8 3,130.6 3,133.3 3,138.1 3,159.6 2 Securities in bank credit 591.5 588.9 584.2 576.4 573.9 580.3 640.1 646.7 649.6 647.2 646.1 648.3 3 Treasury and Agency securities 2 365.5 358.9 356.7 358.2 363.5 368.0 375.0 376.2 376.1 376.1 375.7 376.5 4 Other securities 3 226.1 230.0 227.5 218.2 210.4 212.3 265.0 270.5 273.5 271.1 270.4 271.7 5 Loans and leases in bank credit 4 2,338.9 2,405.7 2,422.7 2,445.5 2,465.3 2,472.6 2,483.5 2,488.1 2,481.0 2,486.1 2,492.0 2,511.4 6 Commercial and industrial 401.2 410.8 414.1 419.1 426.8 427.0 425.1 423.5 423.2 425.0 423.5 424.5 7 Real estate 1,482.1 1,536.5 1,544.4 1,554.5 1,567.7 1,570.3 1,571.7 1,573.8 1,569.4 1,571.0 1,575.6 1,597.6 8 Revolving home equity 88.2 96.3 97.4 99.2 101.0 102.3 103.7 104.8 104.6 104.8 105.2 106.0 9 Other residential 450.8 460.7 464.1 466.1 473.7 473.0 472.7 475.5 472.2 472.0 475.9 496.5 10 Commercial 943.1 979.4 983.0 989.2 993.1 995.0 995.2 993.5 992.6 994.2 994.5 995.1 11 Consumer 342.8 338.4 343.3 347.5 346.9 355.1 361.9 364.2 363.0 364.2 365.9 361.1 12 Credit cards and other revolving plans 219.5 210.4 215.3 218.0 218.4 227.4 233.6 233.2 233.8 233.4 232.2 226.4 13 Other 123.3 127.9 128.1 129.5 128.6 127.7 128.3 131.0 129.2 130.8 133.7 134.7 17 Other loans and leases 6 112.8 120.0 120.8 124.3 123.9 120.2 124.9 126.5 125.5 125.8 127.1 128.2 18 Interbank loans 122.7 122.2 122.3 127.9 127.6 112.5 131.5 146.6 143.7 143.7 148.9 154.5 19 Fed funds and RPs with banks 6 101.1 96.7 97.8 103.4 96.7 81.6 106.6 117.0 113.8 113.3 118.5 125.3 20 Other 21.6 25.5 24.5 24.5 30.9 30.9 24.9 29.7 29.9 30.4 30.3 29.3 21 Cash assets 7 98.9 106.5 106.7 108.5 123.5 168.4 211.5 217.1 219.0 218.6 215.4 214.2 22 Other assets 8 223.1 231.7 233.6 237.6 242.7 250.8 275.2 270.7 270.3 273.0 263.9 273.1 23 Total Assets 9 3,337.9 3,411.1 3,423.9 3,448.7 3,484.7 3,535.8 3,693.1 3,720.4 3,714.9 3,719.8 3,717.4 3,752.8 Liabilities 24 Deposits 2,274.5 2,348.4 2,360.4 2,377.4 2,401.1 2,446.5 2,541.5 2,569.9 2,568.8 2,563.5 2,568.4 2,585.1 25 Transaction 273.1 271.1 266.5 265.3 268.4 266.8 281.7 278.6 269.6 280.1 291.9 294.1 26 Nontransaction 2,001.4 2,077.3 2,093.9 2,112.1 2,132.8 2,179.7 2,259.9 2,291.2 2,299.2 2,283.4 2,276.5 2,291.0 27 Large time 412.3 416.6 417.0 417.8 420.9 431.3 463.8 466.2 463.9 464.8 468.2 471.2 28 Other 1,589.2 1,660.7 1,676.9 1,694.3 1,711.9 1,748.4 1,796.1 1,825.0 1,835.3 1,818.6 1,808.3 1,819.9 29 Borrowings 593.6 586.0 585.5 587.5 601.4 593.7 604.1 590.9 583.4 592.6 593.7 593.7 30 From banks in the U.S. 250.8 238.2 242.3 237.4 240.0 228.3 226.3 216.6 217.1 212.2 213.1 216.1 31 From others 342.8 347.8 343.2 350.1 361.4 365.4 377.8 374.3 366.3 380.4 380.6 377.6 32 Net due to related foreign offices 3.8 5.1 2.9 2.9 1.6 5.4 6.3 6.9 5.2 9.6 8.8 6.8 33 Other liabilities 74.0 73.3 74.5 77.0 76.9 84.0 129.5 131.9 132.4 132.6 131.2 134.2 34 Total Liabilities 2,945.9 3,012.8 3,023.3 3,044.8 3,081.1 3,129.7 3,281.4 3,299.6 3,289.7 3,298.3 3,302.2 3,319.7 35 Residual (assets less liabilities) 10 392.0 398.3 400.6 403.8 403.6 406.1 411.7 420.8 425.2 421.5 415.2 433.1 Memoranda 36 Mortgage-backed securities 12 245.0 263.1 262.2 264.0 264.6 259.3 261.7 265.6 265.0 265.6 266.8 268.0 40 Securitized consumer loans 14 289.8 296.6 295.8 294.7 293.6 287.7 289.6 287.1 287.1 286.3 286.8 286.6 43 Securitized real estate loans 14 37.5 26.0 27.5 28.2 27.2 27.2 27.3 27.3 27.3 27.3 27.3 27.3 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 11 For use at 4:15 p.m. Eastern Time; February 13, 2009 Assets and Liabilities of Foreign-Related Institutions in the United States 1 Seasonally adjusted, billions of dollars Account 2008 2008 2008 2008 2008 2008 2008 2009 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 14 Jan 21 Jan 28 Feb 4 Assets 1 Bank credit 1,168.3 1,152.8 1,152.9 1,145.4 1,176.2 1,135.5 1,122.7 1,108.5 1,111.0 1,113.7 1,100.5 1,105.0 2 Securities in bank credit 458.8 476.8 472.6 461.9 481.5 468.6 476.7 470.1 474.8 474.8 467.9 463.6 3 Treasury and Agency securities 2 93.9 98.7 91.1 86.9 79.3 86.7 91.2 94.5 93.3 96.8 91.7 92.1 3a Trading account 29.3 35.9 33.7 32.7 32.3 32.8 30.5 28.2 28.1 28.5 24.9 25.1 3b Investment account 64.6 62.8 57.4 54.2 47.0 53.9 60.7 66.3 65.2 68.2 66.8 67.0 4 Other securities 364.9 378.1 381.5 375.0 402.1 381.9 385.5 375.6 381.5 378.1 376.2 371.6 4a Trading account 3 222.5 226.1 234.7 230.7 243.0 240.6 248.4 239.9 245.5 243.7 236.3 234.3 4a1 Derivatives with a positive fair 87.3 101.2 104.1 105.9 132.8 147.3 170.5 171.1 178.1 173.5 169.2 166.1 value 11 4a2 Other 135.3 124.8 130.6 124.8 110.2 93.3 78.0 68.8 67.4 70.2 67.1 68.2 4b Investment account 142.3 152.0 146.8 144.3 159.2 141.3 137.1 135.7 136.0 134.4 139.9 137.2 5 Loans and leases in bank credit 4 709.6 676.0 680.3 683.5 694.8 667.0 645.9 638.5 636.1 638.9 632.6 641.4 6 Commercial and industrial 289.0 321.2 323.8 333.3 357.6 358.5 354.1 354.4 353.2 353.7 355.9 360.0 7 Real estate 40.4 45.5 46.9 45.8 43.5 41.6 41.8 42.8 42.9 42.7 42.7 43.6 14 Security 139.7 106.9 107.3 95.1 75.9 58.6 42.8 47.6 47.3 49.8 44.2 48.6 15 Fed funds and RPs with brokers 6 114.2 84.5 84.3 76.0 58.0 43.4 29.8 34.9 34.4 37.0 32.3 37.1 16 Other 25.5 22.4 22.9 19.1 17.9 15.3 13.0 12.7 12.9 12.8 11.8 11.5 17 Other loans and leases 240.5 202.4 202.3 209.3 217.8 208.3 207.2 193.7 192.8 192.6 189.8 189.1 17a Fed funds and RPs with others 6 56.4 28.9 31.5 31.3 31.5 29.4 25.8 21.8 21.2 20.8 20.9 20.7 17b Other 184.1 173.6 170.8 178.0 186.2 178.9 181.4 171.9 171.5 171.9 168.9 168.5 18 Interbank loans 82.9 67.9 67.3 68.5 61.3 46.5 30.4 36.3 34.4 40.5 37.9 36.4 19 Fed funds and RPs with banks 77.7 62.7 61.5 63.8 54.0 39.7 24.3 30.9 29.3 34.9 32.2 31.2 20 Other 5.3 5.2 5.8 4.7 7.3 6.8 6.1 5.3 5.1 5.6 5.7 5.2 21 Cash assets 7 55.2 58.5 55.6 64.0 138.9 294.4 340.7 337.4 337.0 335.9 321.9 266.6 22 Other assets 8 54.3 49.8 43.4 46.6 61.1 55.1 54.6 48.2 48.5 43.7 51.1 47.8 23 Total Assets 9 1,360.8 1,329.0 1,319.1 1,324.5 1,437.5 1,531.5 1,548.4 1,530.4 1,530.8 1,533.8 1,511.3 1,455.8 Liabilities 24 Deposits 1,044.7 1,139.0 1,143.0 1,115.2 938.5 868.6 898.7 909.5 921.3 912.4 906.2 893.3 25 Transaction 11.8 14.4 12.4 13.6 16.1 12.3 14.3 13.7 13.4 13.4 13.8 13.8 26 Nontransaction 1,032.9 1,124.6 1,130.6 1,101.6 922.4 856.4 884.4 895.8 907.9 899.0 892.4 879.5 27 Large time 1,008.1 1,102.7 1,108.1 1,079.9 903.9 838.7 865.8 877.4 889.0 880.4 874.5 862.7 29 Borrowings 600.7 622.5 629.1 640.6 657.4 645.8 601.6 590.1 563.5 609.2 593.1 592.9 30 From banks in the U.S. 66.4 76.9 72.7 91.2 63.0 42.9 32.5 36.8 33.8 42.4 31.6 33.9 31 From others 534.3 545.6 556.4 549.4 594.4 602.9 569.1 553.4 529.6 566.7 561.6 559.0 32 Net due to related foreign offices -423.0 -579.9 -613.7 -586.8 -347.3 -175.0 -160.1 -167.3 -152.0 -194.4 -184.3 -225.2 33 Other liabilities 144.1 140.0 142.8 149.8 185.4 186.5 197.2 192.7 200.0 199.6 190.4 185.2 33a Derivatives with a negative fair value 11 87.1 97.6 102.9 103.4 124.0 136.9 158.1 157.7 163.6 159.2 155.0 150.5 33b Other 57.0 42.4 39.8 46.4 61.5 49.6 39.0 35.1 36.4 40.4 35.4 34.7 34 Total Liabilities 1,366.4 1,321.5 1,301.1 1,318.8 1,434.0 1,526.0 1,537.4 1,525.0 1,532.8 1,526.7 1,505.5 1,446.2 35 Residual (assets less liabilities) 10 -5.7 7.5 18.0 5.7 3.5 5.6 11.0 5.4 -2.0 7.1 5.9 9.6 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 12 For use at 4:15 p.m. Eastern Time; February 13, 2009 Assets and Liabilities of Foreign-Related Institutions in the United States 1 Not seasonally adjusted, billions of dollars Account 2008 2008 2008 2008 2008 2008 2008 2009 Week ending Jan Jul Aug Sep Oct Nov Dec Jan Jan 14 Jan 21 Jan 28 Feb 4 Assets 1 Bank credit 1,180.8 1,133.3 1,139.0 1,137.0 1,173.9 1,143.2 1,129.9 1,118.9 1,120.1 1,125.4 1,112.2 1,118.1 2 Securities in bank credit 458.5 468.6 467.0 457.5 479.4 474.4 474.0 469.1 469.6 476.1 466.9 465.7 3 Treasury and Agency securities 2 91.8 96.8 92.2 87.8 79.9 86.8 90.6 92.6 89.7 94.1 91.0 91.6 3a Trading account 27.1 34.9 34.4 33.4 32.1 31.6 28.8 26.1 24.9 26.0 23.6 24.8 3b Investment account 64.8 61.9 57.8 54.4 47.8 55.2 61.8 66.5 64.9 68.1 67.4 66.8 4 Other securities 366.7 371.8 374.8 369.7 399.6 387.7 383.5 376.5 379.8 382.0 375.9 374.0 4a Trading account 3 218.5 224.7 232.8 227.4 242.0 244.5 244.8 235.8 239.7 242.6 233.1 230.4 4a1 Derivatives with a positive fair 84.6 99.4 104.0 104.4 131.3 149.5 167.5 166.5 170.2 173.9 165.0 161.0 value 11 4a2 Other 133.9 125.4 128.8 122.9 110.6 95.1 77.3 69.3 69.5 68.6 68.0 69.5 4b Investment account 148.2 147.0 142.0 142.3 157.6 143.1 138.7 140.7 140.1 139.4 142.8 143.6 5 Loans and leases in bank credit 4 722.3 664.8 672.0 679.6 694.5 668.8 655.8 649.8 650.5 649.2 645.4 652.4 6 Commercial and industrial 293.1 317.2 322.0 333.3 356.3 358.8 358.4 359.1 358.9 359.0 360.4 364.1 7 Real estate 40.4 44.8 45.1 45.7 44.5 42.4 42.7 43.0 43.3 42.9 42.8 43.1 14 Security 142.1 103.3 104.3 92.0 75.9 60.6 45.6 49.0 49.2 50.9 46.8 51.0 15 Fed funds and RPs with brokers 6 114.3 83.1 82.2 73.8 58.2 44.5 30.5 35.1 34.8 37.2 33.7 38.8 16 Other 27.8 20.1 22.1 18.1 17.7 16.1 15.1 13.9 14.4 13.7 13.1 12.2 17 Other loans and leases 246.7 199.5 200.6 208.7 217.7 207.1 209.2 198.7 199.2 196.5 195.3 194.2 17a Fed funds and RPs with others 6 60.1 26.8 28.9 30.4 33.0 30.9 28.0 23.5 23.0 22.5 23.4 22.5 17b Other 186.6 172.7 171.7 178.3 184.8 176.1 181.2 175.2 176.2 174.0 171.9 171.7 18 Interbank loans 86.6 66.4 65.7 69.7 63.1 48.7 32.1 38.1 35.9 43.7 39.7 38.3 19 Fed funds and RPs with banks 81.0 61.5 60.2 65.1 55.8 41.6 25.7 32.6 30.4 37.9 34.0 32.9 20 Other 5.6 4.9 5.5 4.6 7.3 7.1 6.4 5.5 5.5 5.8 5.7 5.4 21 Cash assets 7 55.3 58.7 56.4 66.0 141.1 299.9 345.7 338.2 338.7 338.0 326.1 266.4 22 Other assets 8 53.2 49.5 43.3 48.0 59.5 53.3 54.4 47.9 46.4 45.2 51.9 47.4 23 Total Assets 9 1,375.9 1,307.8 1,304.4 1,320.8 1,437.5 1,545.2 1,562.0 1,543.1 1,541.1 1,552.2 1,529.8 1,470.1 Liabilities 24 Deposits 1,045.4 1,112.9 1,126.2 1,109.3 940.0 871.8 890.6 910.5 928.9 915.4 904.5 893.6 25 Transaction 11.9 14.0 12.2 13.6 15.7 12.0 14.4 13.8 13.4 13.5 14.1 14.0 26 Nontransaction 1,033.5 1,098.9 1,114.0 1,095.7 924.3 859.8 876.2 896.7 915.5 901.9 890.5 879.6 27 Large time 1,009.0 1,076.1 1,091.7 1,074.4 906.0 842.5 858.5 878.5 896.9 883.6 872.4 861.8 29 Borrowings 606.1 611.3 615.9 618.9 634.9 642.3 607.8 594.8 571.4 603.3 600.9 610.3 30 From banks in the U.S. 68.6 71.9 70.5 89.8 60.2 44.0 34.3 37.5 36.1 40.5 36.4 36.6 31 From others 537.5 539.4 545.4 529.2 574.6 598.3 573.5 557.2 535.3 562.8 564.4 573.8 32 Net due to related foreign offices -422.6 -556.1 -584.3 -561.1 -327.9 -162.5 -139.7 -162.4 -163.4 -170.6 -175.5 -223.6 33 Other liabilities 145.1 135.5 141.9 148.6 184.8 188.5 198.2 195.1 199.2 199.0 194.8 184.7 33a Derivatives with a negative fair value 11 84.9 95.2 102.3 102.1 124.8 140.3 155.9 154.1 158.8 159.1 151.7 147.3 33b Other 60.2 40.2 39.6 46.4 60.0 48.2 42.3 41.0 40.3 40.0 43.1 37.4 34 Total Liabilities 1,374.0 1,303.5 1,299.7 1,315.6 1,431.7 1,540.1 1,557.0 1,538.0 1,536.1 1,547.1 1,524.8 1,465.0 35 Residual (assets less liabilities) 10 1.9 4.3 4.6 5.1 5.8 5.1 5.1 5.1 5.1 5.1 5.1 5.1 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Footnotes 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestically chartered); other domestically chartered commercial banks (small domestically chartered); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestically chartered banks constitute a universe; data for small domestically chartered banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestically chartered banks, presented on pages 5 to 10, are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure is used to adjust past levels. 2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises. 3. Includes other trading assets. 4. Excludes unearned income. Includes the allowance for loan and lease losses. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 18. 5. Data for small domestically chartered banks are estimates based largely on quarter-end condition reports. Security loans for these banks are included in other loans and leases (line 17) on pages 9 and 10. 6. Lines 15, 17, and 19 include fed funds by counterparty. Small domestically chartered banks report only the total, which is distributed as 85 percent with banks (line 19), 10 percent with brokers (line 15), and 5 percent with others (line 17). Before July 4, 2007, foreign-related institutions reported the sum of fed funds and RPs with brokers and others, distributed as 80 percent with brokers (line 15) and 20 percent with others (line 17). 7. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 8. Excludes the due-from position with related foreign offices, which is included in line 32. 9. Excludes the allowance for loan and lease losses and the allocated transfer risk reserve. 10. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 11. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation 39. 12. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 13. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data. 14. Includes the outstanding principal balance of assets sold and securitized by commercial banks with servicing retained or with recourse or other seller-provided credit enhancements. ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Current and historical H.8 data are available on the Federal Reserve Board's web site (www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Notes on the Data (billions of dollars) A memoranda item reported in the "Notes on the Data" section of the October 24, 2008 release has been revised. The memoranda item that was revised was: securitized real estate loans, $133.2 (instead of $82.8). -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------