----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 1 For use at 4:15 p.m. Eastern Time; July 2, 2009 Assets and Liabilities of Commercial Banks in the United States 1 Seasonally adjusted, billions of dollars Account 2008 2008 2008 2009 2009 2009 2009 2009 Week ending May Nov Dec Jan Feb Mar Apr May Jun 3 Jun 10 Jun 17 Jun 24 Assets 1 Bank credit 9,425.5 9,930.7 9,972.7 9,888.8 9,835.8 9,818.0 9,730.7 9,776.3 9,783.8 9,726.7 9,724.8 9,709.8 2 Securities in bank credit 2,506.5 2,717.3 2,777.7 2,752.4 2,698.0 2,722.2 2,678.5 2,674.0 2,678.3 2,646.3 2,707.8 2,706.6 3 Treasury and Agency securities 1,109.4 1,264.5 1,261.9 1,280.3 1,268.0 1,280.0 1,265.8 1,270.7 1,271.6 1,272.2 1,327.2 1,304.0 2 4 Other securities 3 1,397.1 1,452.7 1,515.8 1,472.1 1,430.0 1,442.2 1,412.8 1,403.3 1,406.7 1,374.0 1,380.5 1,402.7 5 Loans and leases in bank credit 6,919.0 7,213.4 7,195.0 7,136.5 7,137.8 7,095.8 7,052.1 7,102.3 7,105.5 7,080.5 7,017.0 7,003.2 4 6 Commercial and industrial 1,494.0 1,599.9 1,582.4 1,570.4 1,559.8 1,543.7 1,522.2 1,503.4 1,487.1 1,481.3 1,469.1 1,466.6 7 Real estate 3,638.8 3,826.3 3,827.6 3,811.5 3,829.9 3,832.3 3,837.9 3,881.4 3,890.3 3,883.9 3,845.3 3,839.1 8 Revolving home equity 511.1 585.0 590.7 595.3 597.0 601.3 606.1 613.4 611.6 611.9 611.4 609.9 9 Other residential 1,467.8 1,509.4 1,500.4 1,485.0 1,502.4 1,502.1 1,506.4 1,545.6 1,558.0 1,555.3 1,519.1 1,518.4 10 Commercial 1,660.0 1,731.8 1,736.5 1,731.1 1,730.5 1,728.9 1,725.4 1,722.4 1,720.7 1,716.7 1,714.7 1,710.8 11 Consumer 828.8 878.2 881.4 891.9 900.3 892.6 880.9 880.7 883.4 879.2 875.9 875.3 12 Credit cards and other 347.5 388.3 385.9 393.0 398.8 393.0 383.5 378.0 380.8 377.1 372.2 374.2 revolving plans 13 Other 481.4 489.9 495.6 498.9 501.5 499.6 497.4 502.7 502.7 502.1 503.7 501.1 14 Security 5 304.7 263.3 244.7 224.4 218.0 197.9 188.3 195.2 202.8 197.3 195.0 178.9 15 Fed funds and RPs with 244.8 214.3 203.5 183.8 179.7 162.9 155.0 162.6 170.1 166.1 163.3 148.2 brokers 16 Other 60.0 49.0 41.2 40.6 38.4 35.0 33.3 32.6 32.7 31.2 31.7 30.7 17 Other loans and leases 652.5 645.7 658.8 638.2 629.8 629.4 622.9 641.6 641.9 638.8 631.8 643.2 18 Interbank loans 455.3 348.5 367.7 441.3 448.5 432.8 430.7 443.9 425.1 473.0 441.7 424.3 19 Fed funds and RPs with banks 6 370.6 267.8 299.9 372.1 382.9 370.5 359.1 372.4 356.9 399.6 372.4 356.2 20 Other 84.8 80.6 67.9 69.2 65.6 62.3 71.6 71.5 68.3 73.4 69.3 68.0 21 Cash assets 7 309.1 865.4 990.5 963.7 846.1 936.1 1,014.9 1,038.8 924.1 1,019.9 879.2 936.5 22 Other assets 8 986.0 1,123.8 1,126.8 1,090.8 1,087.4 1,092.1 1,054.0 1,065.4 1,068.4 1,082.9 1,097.4 1,099.1 23 Total Assets 9 11,077.4 12,132.2 12,318.2 12,237.4 12,066.9 12,123.6 12,071.9 12,158.7 12,029.2 12,131.1 11,972.2 11,999.2 Liabilities 24 Deposits 6,863.0 7,115.8 7,300.6 7,343.4 7,310.0 7,362.0 7,356.2 7,485.1 7,502.2 7,554.5 7,558.6 7,584.2 25 Transaction 604.9 691.9 759.7 702.4 693.7 696.4 723.9 739.9 734.0 798.3 817.6 810.1 26 Nontransaction 6,258.1 6,423.9 6,540.9 6,641.0 6,616.3 6,665.7 6,632.3 6,745.2 6,768.2 6,756.2 6,740.9 6,774.1 27 Large time 2,102.4 1,931.0 1,959.6 1,938.9 1,886.3 1,856.5 1,883.0 1,918.9 1,914.7 1,902.4 1,907.9 1,899.9 28 Other 4,155.7 4,492.9 4,581.3 4,702.1 4,730.0 4,809.2 4,749.3 4,826.3 4,853.5 4,853.7 4,833.1 4,874.2 29 Borrowings 2,335.1 2,655.2 2,547.7 2,476.9 2,478.9 2,498.9 2,450.9 2,453.4 2,426.3 2,438.2 2,378.0 2,338.0 30 From banks in the U.S. 472.7 392.7 373.1 418.9 422.8 421.6 426.7 423.9 395.3 457.8 407.1 410.5 31 From others 1,862.4 2,262.5 2,174.5 2,057.9 2,056.1 2,077.3 2,024.2 2,029.4 2,031.0 1,980.4 1,970.9 1,927.5 32 Net due to related foreign offices -26.2 389.4 444.5 427.3 268.3 236.8 283.5 204.1 126.3 126.5 52.4 119.0 33 Other liabilities 701.4 809.9 899.0 840.7 780.2 791.3 748.0 731.2 736.2 714.1 741.9 722.2 34 Total Liabilities 9,873.4 10,970.2 11,191.8 11,088.2 10,837.4 10,889.1 10,838.6 10,873.8 10,791.0 10,833.4 10,730.9 10,763.5 35 Residual (assets less liabilities) 1,204.0 1,162.0 1,126.4 1,149.1 1,229.4 1,234.6 1,233.3 1,284.9 1,238.3 1,297.7 1,241.3 1,235.7 10 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 2 For use at 4:15 p.m. Eastern Time; July 2, 2009 Assets and Liabilities of Commercial Banks in the United States 1 Not seasonally adjusted, billions of dollars Account 2008 2008 2008 2009 2009 2009 2009 2009 Week ending May Nov Dec Jan Feb Mar Apr May Jun 3 Jun 10 Jun 17 Jun 24 Assets 1 Bank credit 9,406.9 10,003.9 10,038.7 9,912.3 9,841.0 9,787.4 9,712.6 9,753.6 9,779.2 9,701.1 9,708.0 9,647.8 2 Securities in bank credit 2,515.7 2,759.3 2,787.5 2,747.9 2,693.2 2,727.1 2,686.8 2,680.7 2,689.0 2,648.2 2,699.3 2,697.6 3 Treasury and Agency securities 1,116.1 1,266.1 1,246.0 1,271.1 1,269.9 1,293.3 1,273.6 1,277.6 1,282.7 1,275.8 1,328.2 1,313.7 2 4 Other securities 3 1,399.6 1,493.2 1,541.5 1,476.8 1,423.3 1,433.8 1,413.2 1,403.2 1,406.3 1,372.4 1,371.1 1,383.9 5 Loans and leases in bank credit 6,891.2 7,244.6 7,251.2 7,164.4 7,147.8 7,060.4 7,025.8 7,072.8 7,090.3 7,052.9 7,008.8 6,950.3 4 6 Commercial and industrial 1,494.5 1,606.3 1,590.2 1,574.1 1,564.3 1,541.8 1,523.3 1,502.7 1,484.6 1,470.2 1,465.8 1,460.6 7 Real estate 3,634.3 3,839.0 3,832.3 3,807.9 3,824.6 3,814.8 3,828.0 3,876.5 3,884.8 3,890.6 3,841.1 3,828.1 8 Revolving home equity 509.4 586.6 592.6 596.9 597.1 598.3 602.5 611.3 609.7 609.5 609.6 608.8 9 Other residential 1,468.8 1,513.1 1,499.1 1,478.7 1,497.5 1,490.1 1,505.3 1,546.7 1,561.4 1,569.4 1,519.6 1,513.4 10 Commercial 1,656.1 1,739.3 1,740.6 1,732.3 1,729.9 1,726.3 1,720.2 1,718.5 1,713.7 1,711.8 1,711.9 1,705.9 11 Consumer 823.3 878.2 894.0 915.7 910.1 885.5 873.5 874.5 877.4 871.6 871.7 868.9 12 Credit cards and other 341.1 391.1 405.1 413.3 403.2 383.9 374.4 370.6 373.0 367.4 367.9 369.3 revolving plans 13 Other 482.1 487.0 488.9 502.4 506.9 501.7 499.1 503.9 504.4 504.2 503.8 499.6 14 Security 5 297.0 268.9 255.6 223.1 220.1 196.9 186.3 189.3 201.8 193.3 200.0 171.5 15 Fed funds and RPs with 239.7 217.7 211.5 182.4 182.6 161.4 153.3 158.1 170.8 163.5 169.0 141.3 brokers 16 Other 57.3 51.2 44.1 40.7 37.4 35.5 33.0 31.3 31.0 29.8 31.0 30.2 17 Other loans and leases 642.1 652.3 679.1 643.6 628.8 621.4 614.5 629.8 641.7 627.2 630.3 621.2 18 Interbank loans 438.5 360.6 382.2 451.0 452.9 439.8 436.7 428.5 418.0 458.5 438.3 410.4 19 Fed funds and RPs with banks 6 354.6 279.0 312.2 381.2 386.5 376.1 365.1 357.7 349.8 385.2 369.8 342.9 20 Other 83.9 81.6 70.0 69.8 66.3 63.8 71.6 70.8 68.3 73.4 68.5 67.4 21 Cash assets 7 306.3 885.2 1,042.7 1,009.0 843.1 908.5 1,008.4 1,025.9 976.8 950.1 880.8 872.2 22 Other assets 8 982.2 1,120.5 1,128.9 1,084.8 1,084.4 1,090.4 1,054.7 1,061.1 1,076.6 1,088.2 1,091.6 1,086.5 23 Total Assets 9 11,035.2 12,234.7 12,452.5 12,309.4 12,070.3 12,071.0 12,053.9 12,102.9 12,077.2 12,025.7 11,947.8 11,847.9 Liabilities 24 Deposits 6,870.9 7,136.1 7,342.7 7,341.0 7,310.1 7,368.3 7,413.0 7,495.4 7,569.0 7,562.2 7,567.5 7,465.4 25 Transaction 608.4 698.4 798.6 718.1 686.1 700.3 732.6 745.4 740.3 740.1 811.1 827.7 26 Nontransaction 6,262.5 6,437.6 6,544.1 6,622.9 6,624.0 6,668.0 6,680.4 6,750.0 6,828.7 6,822.1 6,756.4 6,637.8 27 Large time 2,114.4 1,943.8 1,971.0 1,954.3 1,891.6 1,857.8 1,881.2 1,926.6 1,927.9 1,914.6 1,909.3 1,886.8 28 Other 4,148.1 4,493.8 4,573.1 4,668.6 4,732.5 4,810.2 4,799.2 4,823.5 4,900.8 4,907.5 4,847.1 4,751.0 29 Borrowings 2,358.9 2,657.6 2,526.6 2,460.5 2,471.8 2,486.7 2,455.3 2,475.1 2,446.3 2,425.4 2,395.1 2,372.2 30 From banks in the U.S. 468.7 396.5 374.3 425.1 425.6 422.6 428.4 420.1 396.8 444.6 411.8 416.4 31 From others 1,890.2 2,261.1 2,152.3 2,035.4 2,046.2 2,064.1 2,027.0 2,055.0 2,049.5 1,980.8 1,983.3 1,955.8 32 Net due to related foreign offices -62.1 403.3 471.9 474.6 297.3 214.8 223.0 165.0 85.7 81.5 7.6 79.9 33 Other liabilities 695.6 851.2 921.7 853.4 778.3 777.0 733.9 722.0 735.4 719.9 727.4 698.9 34 Total Liabilities 9,863.2 11,048.2 11,263.0 11,129.5 10,857.6 10,846.7 10,825.2 10,857.6 10,836.4 10,789.0 10,697.6 10,616.5 35 Residual (assets less liabilities) 1,172.0 1,186.5 1,189.6 1,179.8 1,212.7 1,224.3 1,228.7 1,245.3 1,240.8 1,236.7 1,250.1 1,231.4 10 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 3 For use at 4:15 p.m. Eastern Time; July 2, 2009 Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, billions of dollars Account 2008 2008 2008 2009 2009 2009 2009 2009 Week ending May Nov Dec Jan Feb Mar Apr May Jun 3 Jun 10 Jun 17 Jun 24 Assets 1 Bank credit 8,269.9 8,792.4 8,831.1 8,744.4 8,706.7 8,686.9 8,619.0 8,675.3 8,695.9 8,654.7 8,650.0 8,675.6 2 Securities in bank credit 2,026.8 2,252.5 2,295.4 2,266.4 2,219.3 2,252.8 2,218.2 2,221.1 2,234.5 2,215.8 2,276.7 2,286.8 3 Treasury and Agency securities 1,014.7 1,175.9 1,170.0 1,185.4 1,172.0 1,180.2 1,171.3 1,179.1 1,181.2 1,185.2 1,236.7 1,223.6 2 4 Other securities 3 1,012.1 1,076.6 1,125.5 1,081.0 1,047.3 1,072.6 1,046.9 1,042.0 1,053.2 1,030.5 1,040.0 1,063.2 5 Loans and leases in bank credit 4 6,243.1 6,539.9 6,535.6 6,478.0 6,487.4 6,434.1 6,400.8 6,454.2 6,461.4 6,439.0 6,373.3 6,388.9 6 Commercial and industrial 1,185.0 1,243.9 1,228.2 1,212.9 1,206.9 1,193.3 1,177.2 1,167.0 1,157.3 1,153.9 1,145.1 1,145.9 7 Real estate 3,595.7 3,781.7 3,782.2 3,766.3 3,784.0 3,786.1 3,792.7 3,836.0 3,844.9 3,838.7 3,799.9 3,795.2 8 Revolving home equity 510.3 584.3 589.9 594.5 596.2 600.4 605.3 612.6 610.8 611.1 610.6 609.1 9 Other residential 1,464.5 1,506.5 1,497.4 1,481.9 1,499.3 1,499.0 1,503.5 1,542.7 1,555.1 1,552.4 1,516.1 1,515.5 10 Commercial 1,620.9 1,690.9 1,694.9 1,689.9 1,688.5 1,686.6 1,684.0 1,680.7 1,679.1 1,675.3 1,673.2 1,670.7 11 Consumer 828.8 878.2 881.4 891.9 900.3 892.6 880.9 880.7 883.4 879.2 875.9 875.3 12 Credit cards and other 347.5 388.3 385.9 393.0 398.8 393.0 383.5 378.0 380.8 377.1 372.2 374.2 revolving plans 13 Other 481.4 489.9 495.6 498.9 501.5 499.6 497.4 502.7 502.7 502.1 503.7 501.1 14 Security 5 196.5 205.3 197.5 172.8 165.0 135.0 129.5 137.5 142.7 136.6 132.4 129.6 15 Fed funds and RPs with 156.7 170.6 168.8 144.6 138.1 109.8 105.8 114.5 119.4 115.0 109.8 108.1 brokers 16 Other 39.8 34.7 28.7 28.2 26.9 25.3 23.8 23.0 23.4 21.6 22.6 21.5 17 Other loans and leases 437.1 430.8 446.3 434.0 431.4 427.1 420.4 433.0 433.0 430.6 420.1 442.9 18 Interbank loans 378.3 299.0 331.0 395.4 400.2 387.2 383.6 398.4 383.0 429.3 400.7 387.9 19 Fed funds and RPs with banks 6 300.5 226.4 272.8 336.1 344.5 334.1 320.0 332.4 318.8 359.7 334.8 324.0 20 Other 77.8 72.7 58.2 59.3 55.7 53.2 63.6 65.9 64.2 69.6 65.9 63.9 21 Cash assets 7 250.6 583.5 671.3 655.5 610.3 699.4 730.1 763.2 700.7 812.0 703.7 719.6 22 Other assets 8 937.2 1,058.6 1,068.6 1,038.0 1,042.2 1,049.5 1,009.0 1,022.6 1,030.2 1,045.1 1,056.6 1,065.0 23 Total Assets 9 9,737.5 10,597.6 10,762.4 10,686.0 10,608.5 10,667.7 10,583.2 10,693.8 10,637.6 10,769.7 10,639.9 10,677.5 Liabilities 24 Deposits 5,753.7 6,240.4 6,398.5 6,425.2 6,444.2 6,521.4 6,490.4 6,580.3 6,595.5 6,636.9 6,632.9 6,655.1 25 Transaction 589.2 679.2 745.8 688.7 680.4 685.7 712.7 727.6 721.4 784.9 804.5 796.4 26 Nontransaction 5,164.4 5,561.2 5,652.7 5,736.5 5,763.8 5,835.6 5,777.7 5,852.7 5,874.1 5,852.1 5,828.4 5,858.7 27 Large time 1,018.1 1,097.9 1,113.7 1,086.0 1,061.7 1,058.1 1,043.0 1,027.1 1,021.3 1,001.8 1,002.6 995.6 28 Other 4,146.4 4,463.3 4,539.0 4,650.6 4,702.1 4,777.6 4,734.7 4,825.6 4,852.8 4,850.2 4,825.9 4,863.1 29 Borrowings 1,715.9 1,997.2 1,917.0 1,870.5 1,858.3 1,837.7 1,779.2 1,779.4 1,774.2 1,782.5 1,730.4 1,685.0 30 From banks in the U.S. 399.8 347.2 336.7 380.0 381.2 382.2 376.9 371.0 352.2 405.9 363.0 365.0 31 From others 1,316.1 1,650.0 1,580.3 1,490.5 1,477.1 1,455.6 1,402.3 1,408.4 1,421.9 1,376.7 1,367.4 1,320.0 32 Net due to related foreign offices 529.8 560.6 594.5 597.6 502.0 472.3 518.6 508.7 484.1 515.0 460.8 532.4 33 Other liabilities 550.4 637.0 711.4 652.5 589.6 617.0 567.8 560.3 566.7 556.6 583.5 556.9 34 Total Liabilities 8,549.7 9,435.3 9,621.4 9,545.8 9,394.0 9,448.4 9,356.1 9,428.7 9,420.5 9,491.1 9,407.6 9,429.3 35 Residual (assets less liabilities) 1,187.9 1,162.3 1,141.0 1,140.1 1,214.4 1,219.3 1,227.1 1,265.1 1,217.1 1,278.6 1,232.3 1,248.2 10 Memoranda 36 Mortgage-backed securities 11 972.4 1,054.6 1,041.3 1,056.7 1,053.7 1,045.0 1,048.4 1,049.9 1,055.8 1,067.3 1,105.0 1,100.0 40 Securitized consumer loans 12 411.6 419.8 414.4 412.8 408.9 408.2 414.4 412.1 403.3 406.7 409.3 408.7 43 Securitized real estate loans 12 1,252.1 1,482.1 1,475.7 1,400.8 1,398.1 1,411.0 1,413.7 1,416.7 1,427.3 1,428.9 1,440.9 1,435.4 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 4 For use at 4:15 p.m. Eastern Time; July 2, 2009 Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, billions of dollars Account 2008 2008 2008 2009 2009 2009 2009 2009 Week ending May Nov Dec Jan Feb Mar Apr May Jun 3 Jun 10 Jun 17 Jun 24 Assets 1 Bank credit 8,261.9 8,846.9 8,883.6 8,763.1 8,706.1 8,660.3 8,603.1 8,662.1 8,701.6 8,637.3 8,650.1 8,627.6 2 Securities in bank credit 2,041.6 2,274.8 2,297.1 2,260.4 2,211.9 2,257.6 2,229.6 2,233.3 2,249.1 2,219.3 2,275.3 2,287.6 3 Treasury and Agency securities 1,021.5 1,176.8 1,152.8 1,175.9 1,171.3 1,189.8 1,178.9 1,186.2 1,193.5 1,189.2 1,239.6 1,235.4 2 4 Other securities 3 1,020.1 1,098.0 1,144.3 1,084.5 1,040.7 1,067.7 1,050.8 1,047.1 1,055.6 1,030.1 1,035.7 1,052.2 5 Loans and leases in bank credit 4 6,220.3 6,572.1 6,586.5 6,502.7 6,494.1 6,402.7 6,373.4 6,428.7 6,452.4 6,418.0 6,374.8 6,340.0 6 Commercial and industrial 1,186.6 1,249.6 1,232.8 1,213.7 1,208.3 1,192.3 1,179.4 1,168.0 1,156.0 1,145.7 1,143.5 1,141.2 7 Real estate 3,591.2 3,794.2 3,786.7 3,762.6 3,779.1 3,769.1 3,782.5 3,831.0 3,839.7 3,845.5 3,795.8 3,784.2 8 Revolving home equity 508.6 585.8 591.8 596.1 596.3 597.5 601.7 610.4 608.9 608.6 608.8 608.0 9 Other residential 1,465.4 1,510.1 1,496.1 1,475.7 1,494.5 1,487.1 1,502.3 1,543.7 1,558.4 1,566.4 1,516.6 1,510.5 10 Commercial 1,617.2 1,698.3 1,698.8 1,690.8 1,688.3 1,684.6 1,678.5 1,676.9 1,672.4 1,670.5 1,670.4 1,665.7 11 Consumer 823.3 878.2 894.0 915.7 910.1 885.5 873.5 874.5 877.4 871.6 871.7 868.9 12 Credit cards and other 341.1 391.1 405.1 413.3 403.2 383.9 374.4 370.6 373.0 367.4 367.9 369.3 revolving plans 13 Other 482.1 487.0 488.9 502.4 506.9 501.7 499.1 503.9 504.4 504.2 503.8 499.6 14 Security 5 191.2 210.0 210.5 174.4 169.5 137.5 124.8 132.1 144.2 135.1 139.5 122.4 15 Fed funds and RPs with 151.2 174.6 181.0 147.1 143.1 112.4 101.1 109.0 121.0 113.2 116.5 99.9 brokers 16 Other 40.0 35.3 29.5 27.3 26.3 25.1 23.7 23.1 23.2 21.9 23.0 22.5 17 Other loans and leases 428.0 440.1 462.4 436.2 427.2 418.3 413.2 423.2 435.2 420.1 424.3 423.4 18 Interbank loans 364.0 308.6 345.5 406.0 405.8 399.2 394.9 383.5 375.9 415.8 396.9 372.1 19 Fed funds and RPs with banks 6 286.2 236.5 285.1 345.3 348.4 343.8 330.2 317.4 311.3 346.2 332.5 309.3 20 Other 77.9 72.1 60.4 60.7 57.4 55.4 64.7 66.1 64.6 69.5 64.4 62.9 21 Cash assets 7 248.2 595.3 713.1 691.1 609.6 677.4 729.7 753.2 751.6 751.9 707.6 663.2 22 Other assets 8 930.3 1,065.4 1,073.0 1,035.5 1,035.9 1,041.1 1,006.3 1,015.0 1,032.2 1,041.9 1,045.2 1,042.9 23 Total Assets 9 9,705.7 10,680.5 10,875.3 10,748.0 10,606.5 10,622.9 10,575.4 10,647.5 10,687.7 10,674.7 10,628.9 10,536.7 Liabilities 24 Deposits 5,728.9 6,266.2 6,457.1 6,439.9 6,448.3 6,533.7 6,530.6 6,552.4 6,620.8 6,604.5 6,616.1 6,520.6 25 Transaction 592.6 686.5 784.3 704.5 673.1 688.1 720.2 733.0 727.9 726.9 797.6 814.2 26 Nontransaction 5,136.3 5,579.7 5,672.8 5,735.4 5,775.2 5,845.6 5,810.4 5,819.4 5,892.9 5,877.5 5,818.5 5,706.4 27 Large time 1,013.6 1,106.9 1,123.4 1,091.9 1,066.8 1,059.0 1,036.0 1,022.4 1,018.8 996.9 998.0 982.0 28 Other 4,122.7 4,472.8 4,549.4 4,643.5 4,708.4 4,786.6 4,774.4 4,797.0 4,874.2 4,880.6 4,820.5 4,724.5 29 Borrowings 1,728.7 2,006.2 1,902.6 1,842.4 1,834.4 1,801.8 1,767.6 1,789.1 1,775.6 1,766.9 1,738.8 1,722.6 30 From banks in the U.S. 399.6 347.8 336.3 381.3 381.3 378.2 380.5 370.6 351.8 398.2 368.7 376.0 31 From others 1,329.1 1,658.4 1,566.4 1,461.0 1,453.1 1,423.6 1,387.1 1,418.5 1,423.8 1,368.7 1,370.2 1,346.7 32 Net due to related foreign offices 534.4 563.0 607.6 632.4 523.9 460.9 492.0 514.4 489.3 513.0 454.6 524.8 33 Other liabilities 545.4 664.4 724.6 659.8 593.5 608.5 562.9 552.6 567.5 559.8 575.5 543.6 34 Total Liabilities 8,537.4 9,499.8 9,691.8 9,574.4 9,400.1 9,404.9 9,353.0 9,408.5 9,453.2 9,444.3 9,385.0 9,311.7 35 Residual (assets less liabilities) 1,168.4 1,180.7 1,183.4 1,173.5 1,206.4 1,218.0 1,222.4 1,239.0 1,234.5 1,230.4 1,243.8 1,225.1 10 Memoranda 36 Mortgage-backed securities 11 982.8 1,045.2 1,029.9 1,052.2 1,054.4 1,057.6 1,054.8 1,060.8 1,069.7 1,069.1 1,107.0 1,109.4 40 Securitized consumer loans 12 409.1 418.3 417.5 413.3 408.8 409.5 412.9 409.6 402.0 406.3 406.7 407.9 43 Securitized real estate loans 12 1,250.2 1,487.1 1,503.8 1,435.5 1,426.9 1,421.1 1,413.2 1,410.9 1,412.1 1,410.9 1,418.4 1,418.3 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 5 For use at 4:15 p.m. Eastern Time; July 2, 2009 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2009 2009 2009 2009 2009 Week ending May Nov Dec Jan Feb Mar Apr May Jun 3 Jun 10 Jun 17 Jun 24 Assets 1 Bank credit 5,299.9 5,739.4 5,716.4 5,595.3 5,533.2 5,498.8 5,441.2 5,490.8 5,512.5 5,474.0 5,474.4 5,496.9 2 Securities in bank credit 1,437.7 1,660.0 1,646.5 1,600.9 1,552.4 1,565.3 1,518.5 1,511.7 1,513.9 1,494.9 1,550.2 1,557.0 3 Treasury and Agency securities 2 652.1 800.1 791.1 801.9 788.4 787.7 775.3 779.3 781.6 787.3 838.0 824.0 3a Trading account 67.9 112.4 98.2 97.0 82.2 70.1 58.8 59.5 52.1 46.6 60.4 45.9 3b Investment account 584.2 687.6 692.9 704.9 706.2 717.6 716.6 719.9 729.6 740.7 777.5 778.0 3b1 Mortgage-backed 536.6 636.8 631.9 636.7 630.8 630.5 625.4 621.5 625.6 635.4 671.4 661.5 3b2 Other 47.6 50.8 61.0 68.2 75.4 87.1 91.1 98.4 104.0 105.3 106.2 116.5 4 Other securities 785.5 859.9 855.4 799.0 764.0 777.6 743.2 732.4 732.3 707.6 712.3 733.0 4a Trading account 3 413.9 467.7 495.3 424.3 369.2 372.4 330.2 312.8 302.5 282.7 288.2 299.5 4a1 Derivatives with a positive fair 213.9 329.1 364.1 288.3 238.7 265.1 227.7 207.7 195.7 172.7 182.9 196.5 value 13 4a2 Other 199.3 149.1 140.9 138.2 129.1 109.4 100.9 104.2 104.8 107.4 102.0 98.9 4b Investment account 371.7 392.2 360.1 374.7 394.8 405.2 413.0 419.6 429.7 424.8 424.1 433.5 4b1 State and local government 54.5 52.3 53.2 55.6 55.1 56.0 55.4 56.1 57.3 57.1 58.3 58.3 4b2 Mortgage-backed 173.8 152.1 139.6 145.1 149.0 140.1 148.2 152.0 153.2 154.7 155.1 158.3 4b3 Other 143.4 187.7 167.3 174.0 190.7 209.1 209.5 211.4 219.3 213.0 210.7 216.9 5 Loans and leases in bank credit 4 3,862.2 4,079.3 4,069.9 3,994.5 3,980.8 3,933.5 3,922.7 3,979.1 3,998.6 3,979.1 3,924.2 3,939.9 6 Commercial and industrial 777.1 817.3 804.6 792.7 786.6 776.3 763.9 756.0 750.7 747.8 740.4 742.1 7 Real estate 2,076.3 2,220.3 2,214.2 2,184.6 2,184.8 2,182.7 2,199.1 2,246.0 2,258.1 2,252.5 2,218.2 2,218.8 8 Revolving home equity 417.4 482.5 487.7 489.4 490.4 493.5 498.9 506.9 507.8 507.9 507.4 505.8 9 Other residential 1,005.2 1,036.6 1,024.5 1,001.1 1,002.9 997.0 1,010.9 1,052.5 1,064.6 1,060.7 1,029.2 1,028.9 10 Commercial 653.7 701.2 701.9 694.1 691.6 692.1 689.3 686.6 685.7 683.9 681.6 684.0 11 Consumer 493.4 525.7 529.3 538.5 542.2 542.3 538.2 534.9 536.4 536.2 535.8 534.9 12 Credit cards and other revolving plans 138.7 162.9 162.5 169.9 172.3 172.9 171.3 168.6 169.4 169.7 167.4 168.8 13 Other 354.7 362.8 366.7 368.6 369.9 369.4 367.0 366.3 367.0 366.6 368.4 366.1 14 Security 185.4 194.5 187.7 160.9 153.0 123.2 118.1 125.8 131.5 125.6 120.7 119.3 15 Fed funds and RPs with brokers 150.7 164.4 163.8 137.7 130.9 102.7 98.9 107.2 112.6 108.3 102.2 102.0 16 Other 34.8 30.1 23.9 23.2 22.0 20.4 19.2 18.6 18.9 17.3 18.4 17.3 17 Other loans and leases 330.1 321.6 334.2 317.7 314.1 309.0 303.3 316.3 321.9 317.0 309.1 324.8 17a Fed funds and RPs with others 27.9 16.1 31.5 21.4 17.6 20.7 17.0 22.1 24.9 19.8 22.5 27.3 17b Other loans 201.6 212.5 210.5 205.3 205.7 198.1 196.9 205.0 207.7 207.9 197.6 208.1 17c Lease financing receivables 100.6 93.0 92.2 91.1 90.8 90.3 89.4 89.2 89.3 89.3 89.0 89.3 18 Interbank loans 250.6 189.6 201.6 248.5 247.4 240.9 236.0 239.3 229.1 279.4 224.8 240.2 19 Fed funds and RPs with banks 197.0 151.5 169.1 219.8 220.7 216.3 205.2 208.9 201.8 247.1 200.9 216.7 20 Other 53.6 38.2 32.4 28.7 26.7 24.6 30.7 30.5 27.3 32.3 23.8 23.5 21 Cash assets 7 144.7 416.2 459.6 438.5 376.1 449.4 480.5 514.7 461.6 562.6 471.9 484.2 22 Other assets 8 706.4 816.3 807.4 778.7 788.4 794.9 769.6 781.9 783.1 798.2 814.2 821.4 23 Total Assets 9 6,344.4 7,077.2 7,099.8 6,968.6 6,849.4 6,883.6 6,822.6 6,914.9 6,868.3 6,996.7 6,868.2 6,925.6 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 6 For use at 4:15 p.m. Eastern Time; July 2, 2009 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2009 2009 2009 2009 2009 Week ending May Nov Dec Jan Feb Mar Apr May Jun 3 Jun 10 Jun 17 Jun 24 Liabilities 24 Deposits 3,429.7 3,801.8 3,876.5 3,840.2 3,827.0 3,868.1 3,835.9 3,905.0 3,923.9 3,966.7 3,949.2 3,975.3 25 Transaction 322.0 411.1 470.5 411.1 392.4 392.7 415.9 431.9 427.8 463.3 477.6 491.7 26 Nontransaction 3,107.7 3,390.8 3,406.0 3,429.1 3,434.6 3,475.3 3,420.0 3,473.1 3,496.1 3,503.4 3,471.6 3,483.6 27 Large time 608.0 667.4 646.9 617.1 591.6 585.6 568.0 553.6 547.5 547.8 544.9 541.6 28 Other 2,499.7 2,723.4 2,759.1 2,811.9 2,843.0 2,889.7 2,852.0 2,919.5 2,948.6 2,955.6 2,926.7 2,942.0 29 Borrowings 1,125.6 1,408.1 1,313.9 1,279.3 1,266.3 1,249.2 1,212.8 1,218.0 1,226.6 1,239.1 1,200.7 1,151.6 30 From banks in the U.S. 168.2 130.3 120.3 170.9 172.1 175.5 169.7 156.1 147.7 200.4 170.4 159.1 31 From others 957.4 1,277.8 1,193.6 1,108.4 1,094.3 1,073.7 1,043.1 1,061.8 1,078.8 1,038.7 1,030.3 992.5 32 Net due to related foreign offices 524.3 555.8 588.0 591.2 497.7 469.6 514.8 509.9 487.3 516.7 462.0 533.5 33 Other liabilities 477.1 551.2 588.4 530.7 480.9 507.8 464.9 452.4 449.4 441.5 465.4 448.7 33a Derivatives with a negative fair value 13 168.3 242.3 275.2 217.0 175.0 197.2 162.9 138.9 124.9 112.1 116.5 115.3 33b Other 308.8 308.9 313.2 313.7 306.0 310.6 302.0 313.5 324.4 329.5 348.9 333.4 34 Total Liabilities 5,556.7 6,317.0 6,366.9 6,241.4 6,072.0 6,094.8 6,028.4 6,085.4 6,087.1 6,164.1 6,077.4 6,109.2 35 Residual (assets less liabilities) 10 787.7 760.2 732.9 727.2 777.4 788.8 794.2 829.6 781.2 832.7 790.8 816.4 Memoranda 36 Mortgage-backed securities 11 710.4 789.0 771.5 781.8 779.8 770.6 773.6 773.5 778.8 790.1 826.4 819.8 37 Pass-thru 471.7 571.6 561.1 566.7 561.7 554.7 551.4 538.9 542.5 551.6 587.1 579.3 38 CMO, REMIC, and other 238.6 217.3 210.4 215.2 218.1 215.9 222.2 234.6 236.3 238.4 239.4 240.5 39 Net unrealized gains (losses) on available-for-sale securities 14 -21.3 -74.4 -80.3 -70.5 -65.0 -64.5 -55.1 -50.4 -47.4 -54.0 -48.2 -49.1 40 Securitized consumer loans 12 114.0 128.9 126.7 125.8 126.4 126.0 126.8 126.0 122.7 122.1 122.7 122.1 41 Credit cards and other revolving plans 78.0 89.1 88.2 87.9 87.9 87.2 88.0 87.0 83.4 83.2 84.4 84.5 42 Other 36.0 39.8 38.4 37.9 38.6 38.7 38.8 39.1 39.3 38.9 38.3 37.6 43 Securitized real estate loans 12 1,215.2 1,453.5 1,451.1 1,377.4 1,375.9 1,389.9 1,393.0 1,390.9 1,397.9 1,398.2 1,409.7 1,403.5 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 7 For use at 4:15 p.m. Eastern Time; July 2, 2009 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2009 2009 2009 2009 2009 Week ending May Nov Dec Jan Feb Mar Apr May Jun 3 Jun 10 Jun 17 Jun 24 Assets 1 Bank credit 5,291.5 5,790.2 5,750.5 5,612.5 5,533.9 5,485.5 5,429.5 5,479.9 5,514.7 5,456.7 5,470.2 5,457.2 2 Securities in bank credit 1,443.2 1,691.4 1,652.4 1,602.5 1,546.7 1,566.6 1,520.3 1,515.8 1,520.2 1,490.1 1,541.0 1,553.2 3 Treasury and Agency securities 2 656.7 806.3 773.5 794.6 787.4 796.3 779.2 784.2 791.3 787.4 836.9 832.7 3a Trading account 65.7 124.6 92.2 96.4 83.6 73.6 57.2 56.9 51.7 47.1 58.4 45.6 3b Investment account 591.1 681.7 681.3 698.3 703.8 722.7 722.1 727.3 739.7 740.4 778.5 787.2 3b1 Mortgage-backed 542.9 631.4 619.6 630.6 630.5 636.4 629.4 627.8 634.4 634.4 672.0 672.6 3b2 Other 48.1 50.3 61.7 67.7 73.3 86.3 92.6 99.6 105.3 106.0 106.5 114.5 4 Other securities 786.4 885.1 878.9 807.9 759.2 770.3 741.1 731.5 728.9 702.6 704.1 720.5 4a Trading account 3 411.6 492.9 518.7 432.7 363.2 364.5 326.2 308.6 296.9 278.1 279.6 289.8 4a1 Derivatives with a positive fair 211.7 343.8 379.4 307.2 242.2 259.1 230.8 203.9 191.4 171.9 176.7 189.0 value 13 4a2 Other 199.8 149.1 139.3 125.5 121.0 105.4 95.5 104.7 105.5 106.1 102.9 100.8 4b Investment account 374.9 392.2 360.2 375.1 396.1 405.8 414.9 422.9 432.0 424.6 424.5 430.7 4b1 State and local government 55.0 52.7 53.0 55.9 55.1 55.9 55.5 56.7 57.7 57.6 58.8 58.8 4b2 Mortgage-backed 174.6 150.1 140.9 147.6 147.7 143.5 146.4 152.7 154.8 155.0 154.6 156.2 4b3 Other 145.2 189.4 166.3 171.6 193.3 206.4 213.0 213.5 219.5 211.9 211.1 215.6 5 Loans and leases in bank credit 4 3,848.4 4,098.8 4,098.1 4,010.0 3,987.2 3,918.9 3,909.2 3,964.1 3,994.5 3,966.7 3,929.2 3,904.0 6 Commercial and industrial 778.6 822.6 807.6 791.5 788.0 776.3 765.6 757.0 749.6 740.9 739.3 737.5 7 Real estate 2,075.5 2,224.3 2,212.8 2,185.5 2,180.9 2,173.7 2,195.1 2,245.0 2,256.5 2,260.9 2,217.1 2,211.0 8 Revolving home equity 415.8 484.0 488.4 491.5 491.0 491.6 495.9 504.9 505.6 505.4 505.4 504.9 9 Other residential 1,006.4 1,036.2 1,021.8 999.3 997.8 991.2 1,011.0 1,053.8 1,066.9 1,072.1 1,028.7 1,024.3 10 Commercial 653.3 704.0 702.6 694.7 692.1 690.9 688.1 686.3 684.0 683.4 682.9 681.8 11 Consumer 491.1 522.7 530.7 549.6 549.6 541.1 536.6 532.5 533.7 533.8 534.3 531.6 12 Credit cards and other revolving plans 135.3 163.1 169.9 178.0 174.7 169.2 167.6 164.7 164.8 165.1 165.8 167.1 13 Other 355.8 359.6 360.8 371.6 374.9 371.9 369.0 367.7 368.9 368.7 368.5 364.5 14 Security 180.6 200.4 199.7 163.0 157.6 125.5 113.4 120.9 133.2 124.1 127.7 112.4 15 Fed funds and RPs with brokers 145.6 169.8 174.7 140.2 135.7 104.9 94.0 102.2 114.4 106.6 109.0 94.1 16 Other 35.0 30.6 25.0 22.9 21.9 20.7 19.4 18.7 18.8 17.5 18.7 18.3 17 Other loans and leases 322.7 328.9 347.3 320.4 311.1 302.2 298.6 308.8 321.5 306.9 310.8 311.5 17a Fed funds and RPs with others 25.9 16.2 32.5 22.5 17.5 20.6 16.7 20.9 25.9 19.3 22.2 24.5 17b Other loans 196.5 219.7 222.2 206.8 203.0 191.6 192.4 199.0 206.4 198.4 199.7 197.8 17c Lease financing receivables 100.3 93.1 92.6 91.2 90.6 90.0 89.5 88.9 89.3 89.2 88.9 89.2 18 Interbank loans 243.2 194.1 211.3 256.5 248.6 239.4 240.5 231.6 225.9 265.7 228.8 234.7 19 Fed funds and RPs with banks 190.1 154.7 177.7 227.7 221.7 214.9 209.7 201.3 198.8 233.3 205.4 211.4 20 Other 53.2 39.4 33.6 28.7 27.0 24.5 30.8 30.3 27.1 32.4 23.4 23.3 21 Cash assets 7 143.4 422.1 492.7 466.6 379.7 438.1 485.6 507.3 505.8 512.3 480.4 438.0 22 Other assets 8 700.2 821.1 808.9 778.0 782.5 790.0 767.7 774.9 782.4 796.9 805.4 805.4 23 Total Assets 9 6,321.0 7,144.3 7,178.0 7,021.7 6,849.3 6,852.1 6,818.6 6,881.3 6,909.1 6,913.0 6,867.3 6,819.7 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 8 For use at 4:15 p.m. Eastern Time; July 2, 2009 Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2009 2009 2009 2009 2009 Week ending May Nov Dec Jan Feb Mar Apr May Jun 3 Jun 10 Jun 17 Jun 24 Liabilities 24 Deposits 3,412.5 3,818.2 3,910.8 3,862.2 3,830.0 3,883.0 3,869.3 3,886.2 3,937.8 3,930.1 3,939.1 3,873.3 25 Transaction 324.2 417.7 499.9 424.5 387.2 396.9 423.8 435.9 432.5 420.0 476.9 497.8 26 Nontransaction 3,088.3 3,400.5 3,410.8 3,437.7 3,442.8 3,486.1 3,445.5 3,450.2 3,505.3 3,510.2 3,462.2 3,375.5 27 Large time 602.2 676.6 659.4 624.6 593.5 583.2 561.5 548.0 544.5 543.1 541.3 528.7 28 Other 2,486.1 2,723.9 2,751.5 2,813.2 2,849.3 2,902.9 2,884.0 2,902.2 2,960.8 2,967.0 2,920.9 2,846.7 29 Borrowings 1,141.2 1,412.1 1,294.3 1,243.1 1,242.7 1,228.4 1,207.6 1,230.2 1,232.2 1,231.1 1,204.1 1,175.5 30 From banks in the U.S. 168.4 129.2 119.1 167.1 170.2 175.2 173.8 156.5 149.2 197.9 173.6 164.2 31 From others 972.9 1,282.9 1,175.2 1,076.0 1,072.4 1,053.2 1,033.8 1,073.7 1,083.0 1,033.2 1,030.5 1,011.3 32 Net due to related foreign offices 529.8 557.6 600.8 624.6 518.1 457.6 490.5 516.0 493.4 516.6 458.4 528.8 33 Other liabilities 468.7 582.8 605.3 540.8 480.7 496.3 456.1 442.8 449.6 444.1 457.9 435.9 33a Derivatives with a negative fair value 13 164.1 264.5 285.1 227.6 172.0 187.5 158.9 134.2 123.3 114.6 116.0 115.2 33b Other 304.6 318.3 320.1 313.1 308.7 308.8 297.3 308.6 326.3 329.4 341.8 320.7 34 Total Liabilities 5,552.2 6,370.8 6,411.2 6,270.7 6,071.5 6,065.2 6,023.5 6,075.3 6,112.9 6,121.9 6,059.6 6,013.5 35 Residual (assets less liabilities) 10 768.8 773.5 766.9 750.9 777.8 786.8 795.0 806.0 796.2 791.1 807.7 806.2 Memoranda 36 Mortgage-backed securities 11 717.6 781.5 760.5 778.2 778.2 779.9 775.9 780.5 789.2 789.5 826.6 828.8 37 Pass-thru 478.0 564.4 550.1 561.6 558.3 561.2 552.8 544.9 551.0 551.0 588.3 590.9 38 CMO, REMIC, and other 239.5 217.1 210.4 216.7 219.9 218.7 223.0 235.6 238.2 238.5 238.4 237.9 39 Net unrealized gains (losses) on available-for-sale securities 14 -21.3 -74.4 -80.3 -70.5 -65.0 -64.5 -55.1 -50.4 -47.4 -54.0 -48.2 -49.1 40 Securitized consumer loans 12 112.5 130.6 128.2 126.3 126.1 125.1 124.3 124.1 121.6 121.5 121.3 121.1 41 Credit cards and other revolving plans 78.3 89.6 87.8 87.2 87.5 86.8 86.6 87.1 84.8 84.8 84.6 84.6 42 Other 34.2 41.0 40.5 39.2 38.6 38.3 37.7 37.1 36.8 36.8 36.7 36.5 43 Securitized real estate loans 12 1,214.8 1,459.9 1,476.6 1,408.2 1,400.5 1,394.8 1,387.8 1,386.1 1,387.6 1,386.4 1,393.9 1,393.8 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 9 For use at 4:15 p.m. Eastern Time; July 2, 2009 Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2009 2009 2009 2009 2009 Week ending May Nov Dec Jan Feb Mar Apr May Jun 3 Jun 10 Jun 17 Jun 24 Assets 1 Bank credit 2,970.0 3,053.1 3,114.6 3,149.0 3,173.5 3,188.1 3,177.8 3,184.5 3,183.4 3,180.8 3,175.6 3,178.8 2 Securities in bank credit 589.1 592.5 648.9 665.5 666.9 687.5 699.7 709.4 720.5 720.9 726.4 729.8 3 Treasury and Agency securities 2 362.5 375.9 378.9 383.5 383.6 392.5 395.9 399.7 399.6 397.9 398.7 399.6 4 Other securities 3 226.6 216.6 270.1 282.1 283.2 295.1 303.7 309.6 321.0 322.9 327.7 330.2 5 Loans and leases in bank credit 4 2,380.9 2,460.6 2,465.7 2,483.5 2,506.7 2,500.6 2,478.1 2,475.1 2,462.8 2,459.9 2,449.1 2,448.9 6 Commercial and industrial 407.9 426.6 423.6 420.2 420.2 417.0 413.3 411.0 406.6 406.0 404.6 403.8 7 Real estate 1,519.4 1,561.4 1,568.0 1,581.7 1,599.1 1,603.4 1,593.6 1,590.0 1,586.8 1,586.2 1,581.7 1,576.4 8 Revolving home equity 92.9 101.8 102.1 105.1 105.8 106.9 106.4 105.7 103.0 103.2 103.2 103.2 9 Other residential 459.3 469.9 472.9 480.9 496.4 502.0 492.5 490.2 490.5 491.6 486.9 486.6 10 Commercial 967.2 989.7 993.0 995.7 997.0 994.5 994.7 994.1 993.3 991.4 991.6 986.6 11 Consumer 335.5 352.5 352.1 353.4 358.0 350.2 342.6 345.7 347.1 343.0 340.0 340.4 12 Credit cards and other revolving plans 208.8 225.4 223.3 223.1 226.5 220.0 212.2 209.3 211.4 207.5 204.8 205.4 13 Other 126.7 127.1 128.8 130.3 131.6 130.2 130.4 136.4 135.7 135.5 135.3 135.0 17 Other loans and leases 6 118.1 120.0 121.9 128.2 129.3 129.9 128.5 128.3 122.3 124.7 122.7 128.4 18 Interbank loans 127.7 109.4 129.5 146.9 152.8 146.3 147.7 159.0 153.9 150.0 175.9 147.6 19 Fed funds and RPs with banks 6 103.5 74.9 103.7 116.3 123.8 117.7 114.8 123.6 117.0 112.6 133.9 107.3 20 Other 24.2 34.5 25.7 30.6 29.1 28.6 32.9 35.5 36.9 37.3 42.0 40.4 21 Cash assets 7 105.9 167.3 211.7 217.1 234.2 250.0 249.6 248.5 239.1 249.4 231.8 235.4 22 Other assets 8 230.8 242.4 261.2 259.3 253.8 254.6 239.4 240.7 247.1 246.9 242.3 243.6 23 Total Assets 9 3,393.1 3,520.4 3,662.5 3,717.4 3,759.1 3,784.1 3,760.6 3,778.8 3,769.3 3,772.9 3,771.7 3,751.9 Liabilities 24 Deposits 2,324.0 2,438.6 2,521.9 2,585.0 2,617.1 2,653.3 2,654.5 2,675.3 2,671.6 2,670.2 2,683.7 2,679.8 25 Transaction 267.3 268.2 275.2 277.6 288.0 293.0 296.8 295.7 293.6 321.6 326.9 304.6 26 Nontransaction 2,056.7 2,170.4 2,246.7 2,307.5 2,329.1 2,360.3 2,357.7 2,379.6 2,378.0 2,348.6 2,356.8 2,375.1 27 Large time 410.0 430.5 466.8 468.8 470.1 472.5 474.9 473.5 473.7 454.0 457.6 454.0 28 Other 1,646.7 1,739.9 1,779.9 1,838.6 1,859.1 1,887.8 1,882.8 1,906.1 1,904.3 1,894.6 1,899.2 1,921.1 29 Borrowings 590.3 589.1 603.1 591.2 591.9 588.5 566.4 561.4 547.6 543.4 529.7 533.3 30 From banks in the U.S. 231.6 216.9 216.3 209.0 209.1 206.7 207.2 214.9 204.5 205.5 192.6 205.9 31 From others 358.7 372.2 386.7 382.2 382.8 381.8 359.2 346.6 343.1 338.0 337.1 327.4 32 Net due to related foreign offices 5.4 4.8 6.5 6.4 4.3 2.7 3.9 -1.2 -3.1 -1.7 -1.3 -1.2 33 Other liabilities 73.3 85.8 123.0 121.8 108.6 109.1 102.9 107.9 117.3 115.1 118.1 108.2 34 Total Liabilities 2,992.9 3,118.3 3,254.5 3,304.4 3,322.0 3,353.7 3,327.7 3,343.3 3,333.4 3,327.0 3,330.2 3,320.2 35 Residual (assets less liabilities) 10 400.2 402.1 408.1 412.9 437.0 430.5 432.9 435.5 435.9 445.9 441.5 431.8 Memoranda 36 Mortgage-backed securities 11 262.0 265.7 269.8 274.8 273.9 274.4 274.8 276.4 277.0 277.3 278.6 280.2 40 Securitized consumer loans 12 297.5 290.9 287.7 287.1 282.4 282.2 287.6 286.1 280.6 284.6 286.6 286.6 43 Securitized real estate loans 12 36.9 28.7 24.5 23.4 22.2 21.1 20.7 25.7 29.4 30.8 31.2 31.9 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 10 For use at 4:15 p.m. Eastern Time; July 2, 2009 Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, adjusted for mergers, billions of dollars Account 2008 2008 2008 2009 2009 2009 2009 2009 Week ending May Nov Dec Jan Feb Mar Apr May Jun 3 Jun 10 Jun 17 Jun 24 Assets 1 Bank credit 2,970.3 3,056.7 3,133.1 3,150.5 3,172.2 3,174.9 3,173.5 3,182.2 3,186.9 3,180.5 3,179.9 3,170.4 2 Securities in bank credit 598.5 583.4 644.7 657.9 665.3 691.0 709.3 717.6 728.9 729.2 734.3 734.4 3 Treasury and Agency securities 2 364.8 370.5 379.3 381.3 383.9 393.6 399.6 402.0 402.2 401.8 402.8 402.6 4 Other securities 3 233.7 212.9 265.4 276.6 281.4 297.4 309.7 315.6 326.7 327.5 331.5 331.7 5 Loans and leases in bank credit 4 2,371.9 2,473.3 2,488.4 2,492.6 2,506.9 2,483.8 2,464.2 2,464.6 2,458.0 2,451.3 2,445.6 2,436.0 6 Commercial and industrial 408.0 427.1 425.2 422.2 420.3 415.9 413.9 411.0 406.4 404.8 404.3 403.7 7 Real estate 1,515.7 1,570.0 1,573.9 1,577.1 1,598.2 1,595.4 1,587.4 1,586.0 1,583.2 1,584.6 1,578.8 1,573.2 8 Revolving home equity 92.8 101.8 103.4 104.6 105.3 105.9 105.8 105.6 103.3 103.3 103.4 103.1 9 Other residential 459.0 473.9 474.3 476.4 496.7 495.9 491.3 489.8 491.5 494.3 487.9 486.2 10 Commercial 963.9 994.2 996.2 996.1 996.2 993.6 990.3 990.6 988.3 987.0 987.5 983.9 11 Consumer 332.2 355.5 363.3 366.1 360.4 344.5 336.9 342.0 343.7 337.7 337.4 337.3 12 Credit cards and other revolving plans 205.8 228.0 235.2 235.3 228.5 214.7 206.8 205.9 208.2 202.3 202.1 202.1 13 Other 126.4 127.5 128.1 130.8 131.9 129.7 130.0 136.1 135.5 135.5 135.3 135.1 17 Other loans and leases 6 116.0 120.8 126.0 127.2 128.0 128.0 126.1 125.6 124.6 124.2 125.2 121.9 18 Interbank loans 120.8 114.5 134.2 149.5 157.1 159.8 154.4 151.9 150.0 150.1 168.2 137.5 19 Fed funds and RPs with banks 6 96.1 81.8 107.4 117.6 126.7 128.9 120.5 116.1 112.6 112.9 127.2 97.9 20 Other 24.7 32.7 26.8 32.0 30.5 30.9 33.9 35.8 37.5 37.2 41.0 39.5 21 Cash assets 7 104.8 173.1 220.4 224.5 229.9 239.4 244.1 245.9 245.8 239.6 227.2 225.1 22 Other assets 8 230.0 244.3 264.1 257.5 253.3 251.1 238.6 240.1 249.8 245.0 239.8 237.6 23 Total Assets 9 3,384.8 3,536.3 3,697.2 3,726.3 3,757.2 3,770.9 3,756.9 3,766.2 3,778.6 3,761.7 3,761.5 3,717.0 Liabilities 24 Deposits 2,316.4 2,447.9 2,546.3 2,577.7 2,618.3 2,650.8 2,661.3 2,666.2 2,683.1 2,674.3 2,677.0 2,647.3 25 Transaction 268.4 268.8 284.4 280.0 285.9 291.2 296.3 297.1 295.4 307.0 320.7 316.3 26 Nontransaction 2,048.0 2,179.2 2,261.9 2,297.7 2,332.4 2,359.5 2,364.9 2,369.1 2,387.6 2,367.4 2,356.3 2,331.0 27 Large time 411.5 430.3 464.0 467.4 473.3 475.7 474.6 474.3 474.2 453.8 456.7 453.2 28 Other 1,636.6 1,748.8 1,797.9 1,830.3 1,859.1 1,883.8 1,890.4 1,894.8 1,913.4 1,913.6 1,899.6 1,877.8 29 Borrowings 587.5 594.1 608.3 599.2 591.7 573.4 559.9 558.9 543.4 535.8 534.7 547.2 30 From banks in the U.S. 231.3 218.6 217.2 214.2 211.0 203.0 206.7 214.1 202.6 200.3 195.1 211.8 31 From others 356.2 375.5 391.1 385.0 380.7 370.4 353.2 344.7 340.7 335.4 339.6 335.4 32 Net due to related foreign offices 4.6 5.4 6.8 7.8 5.9 3.3 1.5 -1.6 -4.1 -3.6 -3.9 -4.0 33 Other liabilities 76.6 81.6 119.3 119.0 112.7 112.2 106.7 109.7 117.9 115.8 117.7 107.7 34 Total Liabilities 2,985.2 3,129.1 3,280.7 3,303.7 3,328.6 3,339.7 3,329.5 3,333.2 3,340.3 3,322.3 3,325.5 3,298.2 35 Residual (assets less liabilities) 10 399.6 407.2 416.5 422.6 428.6 431.2 427.4 433.1 438.3 439.3 436.1 418.9 Memoranda 36 Mortgage-backed securities 11 265.2 263.7 269.4 274.0 276.2 277.8 279.0 280.3 280.5 279.6 280.3 280.6 40 Securitized consumer loans 12 296.6 287.7 289.2 286.9 282.7 284.4 288.6 285.5 280.3 284.8 285.5 286.8 43 Securitized real estate loans 12 35.4 27.2 27.3 27.3 26.4 26.3 25.4 24.7 24.5 24.5 24.5 24.5 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 11 For use at 4:15 p.m. Eastern Time; July 2, 2009 Assets and Liabilities of Foreign-Related Institutions in the United States 1 Seasonally adjusted, billions of dollars Account 2008 2008 2008 2009 2009 2009 2009 2009 Week ending May Nov Dec Jan Feb Mar Apr May Jun 3 Jun 10 Jun 17 Jun 24 Assets 1 Bank credit 1,155.6 1,138.3 1,141.7 1,144.5 1,129.1 1,131.1 1,111.7 1,101.1 1,088.0 1,072.0 1,074.8 1,034.2 2 Securities in bank credit 479.8 464.8 482.2 486.0 478.7 469.3 460.4 452.9 443.9 430.5 431.1 419.9 3 Treasury and Agency securities 2 94.8 88.6 91.9 94.9 95.9 99.8 94.5 91.6 90.4 87.0 90.5 80.4 3a Trading account 33.9 33.5 28.8 28.2 29.1 29.3 29.1 26.7 24.9 24.1 25.9 22.1 3b Investment account 60.8 55.1 63.2 66.7 66.8 70.4 65.3 65.0 65.5 62.8 64.6 58.3 4 Other securities 385.0 376.2 390.3 391.0 382.8 369.5 365.9 361.3 353.5 343.5 340.6 339.5 4a Trading account 3 239.3 235.6 247.8 242.4 239.2 228.4 225.6 219.2 211.0 201.2 199.8 198.6 4a1 Derivatives with a positive fair 110.4 123.5 158.5 172.2 179.3 158.6 166.9 151.2 145.7 136.4 139.4 138.6 value 13 4a2 Other 127.3 107.1 87.4 64.2 56.9 62.1 51.2 64.8 62.0 61.6 56.4 56.5 4b Investment account 145.8 140.5 142.5 148.6 143.6 141.2 140.3 142.0 142.5 142.4 140.8 140.9 5 Loans and leases in bank credit 4 675.9 673.5 659.4 658.5 650.3 661.8 651.4 648.2 644.1 641.5 643.7 614.4 6 Commercial and industrial 309.1 356.0 354.2 357.5 352.9 350.3 345.0 336.4 329.8 327.4 324.0 320.8 7 Real estate 43.1 44.6 45.4 45.2 46.0 46.2 45.2 45.4 45.4 45.2 45.4 43.9 14 Security 108.3 58.0 47.3 51.6 53.0 62.9 58.8 57.7 60.1 60.6 62.6 49.3 15 Fed funds and RPs with brokers 6 88.1 43.7 34.7 39.2 41.6 53.1 49.2 48.2 50.7 51.1 53.5 40.1 16 Other 20.2 14.3 12.6 12.5 11.4 9.8 9.5 9.5 9.3 9.6 9.1 9.2 17 Other loans and leases 215.4 214.9 212.5 204.2 198.5 202.3 202.4 208.6 208.8 208.2 211.7 200.4 17a Fed funds and RPs with others 6 35.2 31.0 27.8 24.0 19.9 22.6 27.8 31.3 31.9 33.9 35.6 28.9 17b Other 180.3 183.9 184.7 180.2 178.5 179.7 174.6 177.3 176.9 174.3 176.1 171.4 18 Interbank loans 77.1 49.4 36.7 45.9 48.3 45.6 47.1 45.5 42.1 43.6 41.0 36.4 19 Fed funds and RPs with banks 70.1 41.4 27.0 36.0 38.4 36.5 39.1 39.9 38.1 39.9 37.6 32.3 20 Other 7.0 8.0 9.7 9.9 9.9 9.1 8.0 5.6 4.1 3.8 3.5 4.1 21 Cash assets 7 58.5 281.9 319.1 308.2 235.9 236.7 284.8 275.6 223.4 208.0 175.6 216.9 22 Other assets 8 48.8 65.1 58.3 52.8 45.2 42.5 45.1 42.7 38.2 37.8 40.9 34.2 23 Total Assets 9 1,339.9 1,534.7 1,555.8 1,551.4 1,458.4 1,455.9 1,488.7 1,464.9 1,391.7 1,361.4 1,332.3 1,321.6 Liabilities 24 Deposits 1,109.4 875.4 902.1 918.2 865.8 840.7 865.8 904.8 906.7 917.6 925.6 929.2 25 Transaction 15.7 12.6 14.0 13.7 13.3 10.6 11.2 12.2 12.7 13.4 13.1 13.7 26 Nontransaction 1,093.7 862.7 888.1 904.4 852.6 830.0 854.6 892.5 894.1 904.1 912.5 915.4 27 Large time 1,084.4 833.1 845.9 852.9 824.6 798.4 840.0 891.8 893.5 900.6 905.3 904.3 29 Borrowings 619.2 658.0 630.7 606.4 620.7 661.2 671.7 674.0 652.1 655.7 647.6 653.0 30 From banks in the U.S. 73.0 45.5 36.5 39.0 41.6 39.4 49.8 52.9 43.1 51.9 44.1 45.5 31 From others 546.3 612.5 594.2 567.4 579.1 621.8 621.9 621.0 609.0 603.8 603.6 607.5 32 Net due to related foreign offices -555.9 -171.3 -150.0 -170.3 -233.7 -235.5 -235.1 -304.6 -357.8 -388.5 -408.3 -413.4 33 Other liabilities 151.1 172.9 187.6 188.1 190.6 174.4 180.2 170.9 169.5 157.6 158.3 165.3 33a Derivatives with a negative fair value 13 104.9 128.0 149.2 153.1 154.6 138.8 145.6 138.1 134.7 124.4 125.5 124.6 33b Other 46.2 44.9 38.5 35.0 36.0 35.5 34.6 32.8 34.8 33.2 32.9 40.7 34 Total Liabilities 1,323.7 1,535.0 1,570.4 1,542.4 1,443.4 1,440.7 1,482.5 1,445.1 1,370.5 1,342.3 1,323.3 1,334.1 35 Residual (assets less liabilities) 10 16.2 -0.3 -14.7 9.0 15.0 15.3 6.2 19.8 21.2 19.1 9.0 -12.5 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- H.8 (510); Page 12 For use at 4:15 p.m. Eastern Time; July 2, 2009 Assets and Liabilities of Foreign-Related Institutions in the United States 1 Not seasonally adjusted, billions of dollars Account 2008 2008 2008 2009 2009 2009 2009 2009 Week ending May Nov Dec Jan Feb Mar Apr May Jun 3 Jun 10 Jun 17 Jun 24 Assets 1 Bank credit 1,145.0 1,157.0 1,155.1 1,149.2 1,134.9 1,127.1 1,109.6 1,091.5 1,077.7 1,063.8 1,057.9 1,020.2 2 Securities in bank credit 474.1 484.5 490.4 487.5 481.3 469.5 457.2 447.4 439.8 428.9 424.0 410.0 3 Treasury and Agency securities 2 94.6 89.3 93.2 95.1 98.6 103.5 94.8 91.3 89.1 86.6 88.5 78.3 3a Trading account 33.1 33.2 30.1 27.7 30.3 32.1 29.1 25.9 23.5 23.6 24.9 20.6 3b Investment account 61.5 56.2 63.0 67.5 68.3 71.4 65.7 65.4 65.6 63.0 63.6 57.8 4 Other securities 379.5 395.2 397.2 392.3 382.6 366.0 362.4 356.1 350.7 342.3 335.4 331.7 4a Trading account 3 237.4 249.0 252.1 244.4 235.4 222.8 222.3 218.0 212.6 204.3 198.2 194.7 4a1 Derivatives with a positive fair 107.1 151.4 170.7 170.5 164.1 152.3 152.5 146.8 143.0 135.4 130.3 127.9 value 13 4a2 Other 130.3 97.5 81.4 73.9 71.3 70.5 69.8 71.2 69.5 68.9 67.9 66.7 4b Investment account 142.0 146.2 145.1 147.9 147.2 143.2 140.1 138.1 138.1 138.0 137.2 137.0 5 Loans and leases in bank credit 4 670.9 672.5 664.7 661.8 653.6 657.6 652.3 644.1 637.9 634.9 634.0 610.2 6 Commercial and industrial 308.0 356.7 357.4 360.4 356.0 349.5 343.9 334.7 328.7 324.5 322.2 319.4 7 Real estate 43.1 44.8 45.7 45.3 45.5 45.6 45.6 45.5 45.1 45.2 45.2 43.9 14 Security 105.8 58.9 45.1 48.7 50.6 59.4 61.5 57.3 57.6 58.2 60.5 49.1 15 Fed funds and RPs with brokers 6 88.5 43.1 30.5 35.3 39.5 48.9 52.2 49.0 49.8 50.3 52.5 41.5 16 Other 17.3 15.8 14.6 13.4 11.1 10.4 9.3 8.2 7.8 7.8 7.9 7.6 17 Other loans and leases 214.1 212.2 216.6 207.3 201.6 203.1 201.3 206.6 206.5 207.1 206.0 197.8 17a Fed funds and RPs with others 6 34.7 31.2 28.5 24.0 21.1 23.4 27.6 30.6 31.6 32.8 33.7 28.4 17b Other 179.4 180.9 188.2 183.3 180.4 179.7 173.7 176.0 174.9 174.2 172.3 169.4 18 Interbank loans 74.5 52.0 36.7 45.0 47.1 40.6 41.8 45.0 42.2 42.8 41.4 38.2 19 Fed funds and RPs with banks 68.5 42.5 27.1 35.9 38.2 32.3 34.9 40.2 38.4 38.9 37.3 33.7 20 Other 6.0 9.5 9.6 9.1 8.9 8.4 6.9 4.8 3.7 3.8 4.0 4.6 21 Cash assets 7 58.1 290.0 329.6 317.9 233.4 231.1 278.7 272.8 225.3 198.1 173.2 209.0 22 Other assets 8 51.9 55.1 55.9 49.2 48.5 49.3 48.4 46.1 44.4 46.3 46.4 43.6 23 Total Assets 9 1,329.5 1,554.1 1,577.3 1,561.4 1,463.8 1,448.1 1,478.5 1,455.4 1,389.5 1,351.1 1,318.9 1,311.1 Liabilities 24 Deposits 1,142.0 869.9 885.7 901.2 861.8 834.6 882.4 943.0 948.2 957.7 951.3 944.8 25 Transaction 15.8 11.9 14.3 13.7 13.0 12.2 12.4 12.4 12.4 13.1 13.5 13.5 26 Nontransaction 1,126.2 857.9 871.4 887.5 848.8 822.3 870.0 930.7 935.7 944.6 937.9 931.3 27 Large time 1,100.8 836.9 847.7 862.4 824.7 798.8 845.2 904.2 909.1 917.7 911.2 904.8 29 Borrowings 630.2 651.4 624.0 618.1 637.4 684.9 687.8 686.0 670.7 658.5 656.3 649.6 30 From banks in the U.S. 69.1 48.7 38.0 43.8 44.3 44.4 47.9 49.4 45.0 46.4 43.1 40.4 31 From others 561.1 602.7 586.0 574.4 593.1 640.4 639.9 636.6 625.7 612.1 613.2 609.1 32 Net due to related foreign offices -596.6 -159.7 -135.7 -157.9 -226.6 -246.1 -269.0 -349.4 -403.6 -431.5 -446.9 -444.9 33 Other liabilities 150.3 186.7 197.1 193.7 184.9 168.5 171.0 169.4 167.9 160.1 151.9 155.3 33a Derivatives with a negative fair value 13 103.8 141.1 157.3 155.6 148.1 135.1 137.9 136.4 134.8 127.3 121.3 118.8 33b Other 46.4 45.6 39.8 38.1 36.8 33.4 33.1 33.1 33.1 32.8 30.5 36.6 34 Total Liabilities 1,325.8 1,548.4 1,571.1 1,555.1 1,457.5 1,441.8 1,472.2 1,449.1 1,383.2 1,344.8 1,312.6 1,304.8 35 Residual (assets less liabilities) 10 3.6 5.7 6.1 6.3 6.3 6.3 6.3 6.3 6.3 6.3 6.3 6.3 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Footnotes 1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large domestically chartered); other domestically chartered commercial banks (small domestically chartered); branches and agencies of foreign banks, and Edge Act and agreement corporations (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestically chartered banks constitute a universe; data for small domestically chartered banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by reclassifications of assets and liabilities. The data for large and small domestically chartered banks, presented on pages 5 to 10, are adjusted to remove the estimated effects of mergers and panel shifts between these two groups. These adjustments change past levels to make them comparable with current levels. Estimated quantities of balance sheet items are removed from past data for the bank group that lost the assets and put into past data for the group acquiring those assets. Balance sheet data for banks acquired in mergers are obtained from Call Reports, and a ratio procedure is used to adjust past levels. 2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises. 3. Includes other trading assets. 4. Excludes unearned income. Includes the allowance for loan and lease losses. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 18. 5. Data for small domestically chartered banks are estimates based largely on quarter-end condition reports. Security loans for these banks are included in other loans and leases (line 17) on pages 9 and 10. 6. Lines 15, 17, and 19 include fed funds by counterparty. Small domestically chartered banks report only the total, which is distributed as 85 percent with banks (line 19), 10 percent with brokers (line 15), and 5 percent with others (line 17). Before July 4, 2007, foreign-related institutions reported the sum of fed funds and RPs with brokers and others, distributed as 60 percent with brokers (line 15) and 40 percent with others (line 17). 7. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 8. Excludes the due-from position with related foreign offices, which is included in line 32. 9. Excludes the allowance for loan and lease losses and the allocated transfer risk reserve. 10. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities. 11. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities. 12. Includes the outstanding principal balance of assets sold and securitized by commercial banks with servicing retained or with recourse or other seller-provided credit enhancements. 13. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation 39. 14. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data. ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Current and historical H.8 data are available on the Federal Reserve Board's web site (www.federalreserve.gov/releases/h8/data.htm). Previously published "Notes on the Data" back to December 16, 2005, may also be found on the Federal Reserve Board's web site (www.federalreserve.gov/releases/h8/h8notes.htm). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202-482-1986. -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------