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Release Date: February 8, 2019
H.8; Page 1

February 8, 2019

Selected Assets and Liabilities of Commercial Banks in the United States 1
Percent change at break adjusted, seasonally adjusted, annual rate
Account 2014
2015
2016
2017
2018
2017
Q3
2017
Q4
2018
Q1
2018
Q2
2018
Q3
2018
Q4
2018
Sep
2018
Oct
2018
Nov
2018
Dec
Assets
Bank credit  6.5   7.4   6.9   2.9   3.5   3.1   3.1   1.9   2.9   4.2   4.8   2.7   4.3   5.7   11.4 
Securities in bank credit 2  6.8   6.1   8.0   1.8   0.9   0.5   1.4   -2.5   -2.4   4.1   4.3   -1.2   2.1   7.8   18.2 
Treasury and agency securities 3  11.2   9.0   10.1   2.7   3.7   2.2   3.0   -2.3   2.5   6.1   8.4   1.4   3.5   13.6   31.8 
Other securities  -2.3   -0.5   2.6   -0.8   -7.0   -4.0   -2.9   -3.0   -16.2   -1.7   -7.9   -8.8   -2.1   -9.7   -23.7 
Loans and leases in bank credit 8  6.4   8.0   6.5   3.3   4.4   4.1   3.7   3.5   4.8   4.2   5.0   4.1   5.1   4.9   8.9 
10  Commercial and industrial loans  12.0   10.5   6.3   0.9   6.8   2.7   1.8   2.6   7.5   6.0   10.3   3.1   10.6   16.5   20.5 
11  Real estate loans  2.5   5.4   6.5   3.7   3.4   3.9   3.4   3.6   3.4   3.4   2.8   5.6   3.3   0.2   1.9 
12  Residential real estate loans  -0.7   1.3   3.2   1.5   2.0   2.7   2.8   2.5   1.9   2.6   1.0   4.8   0.2   -2.0   1.5 
13  Revolving home equity loans  -4.0   -4.2   -6.2   -7.5   -8.3   -7.0   -8.0   -8.0   -9.6   -9.0   -7.9   -8.3   -6.7   -8.4   -8.5 
14  Closed-end residential loans 9  0.4   2.9   5.8   3.6   4.2   5.0   5.1   4.8   4.3   4.8   2.7   7.2   1.6   -0.9   3.4 
15  Commercial real estate loans  6.8   10.7   10.4   6.1   4.8   5.1   4.0   4.8   5.1   4.4   4.8   6.4   6.5   2.6   2.2 
20  Consumer loans  4.6   6.2   7.0   4.2   4.0   4.4   5.8   4.1   4.0   3.5   4.0   3.8   6.2   3.3   -0.1 
21  Credit cards and other revolving plans  2.7   5.8   6.4   5.0   4.1   5.8   6.8   4.7   4.0   3.8   3.6   3.2   6.0   3.0   -2.5 
22  Other consumer loans  6.9   6.6   7.7   3.1   3.8   2.8   4.6   3.5   3.9   3.1   4.6   4.7   6.1   4.0   2.6 
25  All other loans and leases  14.8   15.0   6.1   5.3   4.6   6.7   5.6   3.8   6.1   4.3   4.0   1.4   0.5   2.4   22.6 
28  LESS: Allowance for loan and lease losses  -12.4   -3.7   2.7   0.5   -0.7   0.7   3.6   0.4   1.4   -2.2   -2.5   0.0   -2.2   -7.6   1.1 
29  Cash assets 18  12.3   -7.8   -14.2   7.7   -19.2   12.1   5.7   -19.5   -26.6   -18.9   -18.2   -2.4   -9.1   -38.4   -17.0 
30  Total federal funds sold and reverse RPs 19  6.5   -0.3   2.4   9.3   36.5   21.5   21.7   29.2   23.6   16.2   61.7   9.2   38.1   102.0   158.1 
31  Loans to commercial banks 20  -17.6   10.7   18.4   -3.0   10.7   -9.0   0.0   12.2   44.4   5.3   -18.4   16.0   -47.4   -74.0   122.6 
32  Other assets including trading assets 21  2.3   -1.7   2.0   1.4   0.2   4.5   6.9   3.5   4.4   -5.6   -1.5   -7.0   19.8   -19.9   -12.1 
33  Total assets  7.3   3.6   2.8   3.6   0.8   5.0   4.3   -0.4   -0.5   0.7   3.2   1.5   5.0   1.3   11.5 
Liabilities
34  Deposits  6.4   4.9   4.4   4.6   2.7   4.4   3.6   1.3   2.7   3.4   3.5   3.1   4.9   -0.5   10.5 
35  Large time deposits  5.7   0.4   -11.1   7.0   4.6   8.0   3.0   -2.8   3.2   7.1   10.9   24.3   17.0   -4.0   12.8 
36  Other deposits  6.5   5.8   7.2   4.2   2.4   3.8   3.7   1.9   2.6   2.8   2.3   -0.1   3.0   0.1   10.1 
37  Borrowings  15.1   6.4   4.3   3.3   -5.7   15.0   -2.4   -1.0   -7.6   -9.6   -4.8   -8.0   7.2   -8.8   -16.8 
39  Other liabilities including trading liabilities 22  3.4   -5.7   -0.6   -8.8   5.5   -3.0   -10.2   14.2   3.1   -1.5   5.8   3.0   33.9   -18.5   -34.9 
40  Total liabilities  7.6   3.2   2.7   3.6   0.6   5.2   3.5   -0.3   0.0   0.6   2.3   0.9   4.3   -0.1   9.4 
Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments. For information on how the data were constructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent changes for other series shown on the release are available for customizable download through the Federal Reserve Board's Data Download Program (DDP). Footnotes appear on the last page of the release.
H.8; Page 2

Assets and Liabilities of Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
Account 2017
Dec
2018
Jun
2018
Jul
2018
Aug
2018
Sep
2018
Oct
2018
Nov
2018
Dec
Week ending
Jan 9 Jan 16 Jan 23 Jan 30
Assets
Bank credit  12,548.2   12,753.6   12,797.6   12,817.2   12,846.1   12,892.2   12,953.2   13,081.1   13,168.0   13,187.5   13,197.2   13,179.9 
Securities in bank credit 2  3,436.9   3,410.0   3,420.3   3,422.5   3,419.1   3,425.1   3,447.5   3,501.7   3,542.5   3,561.3   3,551.7   3,545.0 
Treasury and agency securities 3  2,527.7   2,546.0   2,556.9   2,562.4   2,565.3   2,572.8   2,602.0   2,672.7   2,708.4   2,729.5   2,722.4   2,714.7 
Mortgage-backed securities (MBS) 4  1,819.1   1,822.7   1,826.7   1,826.6   1,824.6   1,824.6   1,839.7   1,878.3   1,894.1   1,927.3   1,918.4   1,918.8 
Non-MBS 5  708.6   723.4   730.1   735.7   740.7   748.2   762.4   794.4   814.4   802.1   804.0   795.9 
Other securities  909.2   864.0   863.5   860.2   853.8   852.4   845.4   828.9   834.1   831.9   829.3   830.3 
Mortgage-backed securities (MBS) 6  81.4   77.0   75.7   74.4   73.7   73.4   73.4   72.6   73.4   73.9   73.1   73.3 
Non-MBS 7  827.8   787.1   787.7   785.8   780.1   779.0   772.0   756.3   760.6   757.9   756.2   757.0 
Loans and leases in bank credit 8  9,111.3   9,343.6   9,377.3   9,394.7   9,427.0   9,467.0   9,505.7   9,579.4   9,625.5   9,626.2   9,645.5   9,634.9 
10  Commercial and industrial loans  2,112.5   2,202.8   2,220.1   2,220.8   2,226.5   2,246.0   2,276.8   2,316.6   2,345.0   2,344.1   2,348.1   2,340.4 
11  Real estate loans  4,289.6   4,352.2   4,363.3   4,371.6   4,391.9   4,404.2   4,405.2   4,413.8   4,418.3   4,425.4   4,431.7   4,428.9 
12  Residential real estate loans  2,202.1   2,209.5   2,214.9   2,217.4   2,226.2   2,226.7   2,222.8   2,226.7   2,227.2   2,232.2   2,238.2   2,234.6 
13  Revolving home equity loans  381.2   362.6   359.9   357.2   354.8   352.8   350.4   348.5   349.8   349.5   349.2   348.4 
14  Closed-end residential loans 9  1,820.8   1,847.0   1,855.0   1,860.1   1,871.4   1,873.8   1,872.5   1,878.2   1,877.5   1,882.6   1,889.0   1,886.2 
15  Commercial real estate loans  2,087.6   2,142.7   2,148.4   2,154.2   2,165.7   2,177.6   2,182.4   2,187.2   2,191.0   2,193.2   2,193.5   2,194.3 
16  Construction and land development loans 10  324.5   334.7   335.6   337.0   338.2   339.5   341.1   341.6   340.9   341.2   341.6   342.6 
17  Secured by farmland 11  98.2   100.4   100.4   100.9   101.3   101.7   101.7   101.9   102.0   102.2   102.3   102.4 
18  Secured by multifamily properties 12  331.5   343.9   346.1   348.7   351.6   355.6   356.6   354.9   354.9   355.5   355.8   355.7 
19  Secured by nonfarm nonresidential properties 13  1,333.4   1,363.7   1,366.4   1,367.7   1,374.6   1,380.7   1,383.0   1,388.9   1,393.2   1,394.2   1,393.9   1,393.7 
20  Consumer loans  1,425.7   1,470.0   1,473.5   1,477.6   1,482.4   1,490.0   1,494.2   1,494.5   1,497.7   1,495.9   1,500.1   1,505.7 
21  Credit cards and other revolving plans  762.3   793.0   794.6   797.3   799.4   803.4   805.4   803.7   802.9   800.3   804.0   808.4 
22  Other consumer loans  663.5   677.0   678.9   680.3   683.0   686.6   688.8   690.7   694.8   695.6   696.2   697.3 
23  Automobile loans 14  419.9   421.8   421.6   421.8   422.2   422.7   423.0   423.5   424.8   425.1   425.3   426.1 
24  All other consumer loans 15  243.6   255.2   257.2   258.5   260.8   263.9   265.8   267.3   270.0   270.5   270.9   271.2 
25  All other loans and leases  1,283.5   1,318.5   1,320.4   1,324.7   1,326.2   1,326.8   1,329.5   1,354.5   1,364.6   1,360.8   1,365.6   1,359.9 
26  Loans to nondepository financial institutions 16  442.4   465.8   467.4   474.2   477.6   482.7   482.4   493.0   505.1   503.7   507.7   507.2 
27  All loans not elsewhere classified 17  841.1   852.8   853.0   850.5   848.7   844.1   847.1   861.5   859.5   857.1   857.9   852.7 
28  LESS: Allowance for loan and lease losses  110.0   111.4   110.8   110.6   110.7   110.4   109.8   109.8   111.0   111.1   111.0   110.9 
H.8; Page 3

Assets and Liabilities of Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2017
Dec
2018
Jun
2018
Jul
2018
Aug
2018
Sep
2018
Oct
2018
Nov
2018
Dec
Week ending
Jan 9 Jan 16 Jan 23 Jan 30
Assets (continued)
29  Cash assets 18  2,461.8   2,177.6   2,132.8   2,062.4   2,058.3   2,042.6   1,977.4   1,950.0   1,899.5   1,833.9   1,857.6   1,844.6 
30  Total federal funds sold and reverse RPs 19  459.5   521.3   521.8   534.1   538.2   555.3   602.5   681.9   687.2   714.7   679.2   687.8 
31  Loans to commercial banks 20  13.1   15.6   15.2   15.0   15.2   14.6   13.7   15.1   16.3   16.8   16.6   16.5 
32  Other assets including trading assets 21  1,422.7   1,444.9   1,437.2   1,429.4   1,421.0   1,444.5   1,420.6   1,406.5   1,400.5   1,373.4   1,367.6   1,394.7 
33  Total assets  16,795.2   16,801.7   16,793.8   16,747.5   16,768.1   16,838.8   16,857.5   17,024.9   17,060.5   17,015.2   17,007.2   17,012.6 
Liabilities
34  Deposits  11,985.6   12,192.1   12,227.1   12,236.2   12,268.0   12,318.0   12,312.8   12,425.1   12,467.0   12,439.8   12,515.5   12,442.6 
35  Large time deposits  1,605.4   1,623.9   1,638.6   1,629.4   1,662.4   1,685.8   1,680.1   1,698.5   1,721.7   1,731.5   1,741.0   1,744.5 
36  Other deposits  10,380.2   10,568.2   10,588.5   10,606.9   10,605.6   10,632.1   10,632.7   10,726.6   10,745.3   10,708.3   10,774.5   10,698.0 
37  Borrowings  2,099.1   2,043.8   2,013.7   1,988.9   1,975.6   1,987.5   1,973.0   1,945.4   1,937.1   1,970.6   1,943.4   1,939.5 
38  Net due to related foreign offices  257.4   149.9   126.4   94.2   85.0   59.7   88.2   143.0   119.4   94.6   65.8   120.0 
39  Other liabilities including trading liabilities 22  565.6   589.4   587.8   596.6   598.1   615.0   605.5   588.0   598.6   568.8   566.3   583.3 
40  Total liabilities  14,907.7   14,975.2   14,955.0   14,916.0   14,926.6   14,980.2   14,979.4   15,101.5   15,122.0   15,073.8   15,091.0   15,085.4 
41  Residual (assets less liabilities) 23  1,887.5   1,826.5   1,838.8   1,831.6   1,841.4   1,858.7   1,878.1   1,923.4   1,938.5   1,941.5   1,916.2   1,927.2 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -6.1   -36.2   -35.0   -34.7   -40.9   -49.2   -47.8   -35.4   -29.1   -26.5   -28.4   -24.4 
43  U.S. Treasury and agency securities, MBS 25  -8.5   -31.9   -30.9   -30.5   -34.7   -41.3   -40.7   -28.2   -21.0   -20.6   -22.1   -18.8 
H.8; Page 4

Assets and Liabilities of Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
Account 2017
Dec
2018
Jun
2018
Jul
2018
Aug
2018
Sep
2018
Oct
2018
Nov
2018
Dec
Week ending
Jan 9 Jan 16 Jan 23 Jan 30
Assets
Bank credit  12,605.4   12,751.4   12,786.8   12,801.6   12,836.5   12,900.7   12,988.6   13,141.7   13,212.5   13,215.9   13,189.7   13,198.4 
Securities in bank credit 2  3,447.1   3,401.7   3,408.1   3,416.6   3,412.8   3,427.3   3,467.2   3,510.8   3,546.0   3,563.8   3,549.9   3,550.3 
Treasury and agency securities 3  2,535.3   2,541.0   2,547.7   2,556.7   2,557.9   2,572.0   2,617.8   2,678.7   2,711.6   2,731.0   2,718.0   2,717.7 
Mortgage-backed securities (MBS) 4  1,822.3   1,822.9   1,825.6   1,827.8   1,824.8   1,826.6   1,850.3   1,881.5   1,893.6   1,923.8   1,911.0   1,916.9 
Non-MBS 5  713.0   718.1   722.1   728.9   733.0   745.4   767.5   797.2   818.0   807.2   807.0   800.8 
Other securities  911.8   860.7   860.4   859.9   855.0   855.3   849.4   832.1   834.4   832.8   831.9   832.6 
Mortgage-backed securities (MBS) 6  81.3   77.4   76.0   74.3   73.7   73.5   73.3   72.5   73.2   73.5   72.5   72.5 
Non-MBS 7  830.5   783.3   784.4   785.6   781.3   781.8   776.1   759.6   761.2   759.3   759.4   760.0 
Loans and leases in bank credit 8  9,158.3   9,349.6   9,378.7   9,385.0   9,423.7   9,473.4   9,521.4   9,630.9   9,666.5   9,652.1   9,639.8   9,648.1 
10  Commercial and industrial loans  2,110.7   2,211.8   2,215.1   2,208.3   2,215.1   2,242.9   2,276.0   2,316.0   2,333.1   2,337.4   2,334.9   2,334.8 
11  Real estate loans  4,295.0   4,354.5   4,371.8   4,378.7   4,396.5   4,410.6   4,412.5   4,419.8   4,431.9   4,427.2   4,426.6   4,428.0 
12  Residential real estate loans  2,206.8   2,208.8   2,219.5   2,224.9   2,231.7   2,234.2   2,231.0   2,232.5   2,239.8   2,232.6   2,231.7   2,231.2 
13  Revolving home equity loans  382.7   362.2   359.5   356.7   354.9   353.5   351.3   350.0   350.8   350.5   349.9   349.0 
14  Closed-end residential loans 9  1,824.1   1,846.6   1,860.0   1,868.2   1,876.7   1,880.8   1,879.7   1,882.4   1,889.0   1,882.1   1,881.8   1,882.2 
15  Commercial real estate loans  2,088.2   2,145.7   2,152.2   2,153.8   2,164.9   2,176.4   2,181.5   2,187.3   2,192.1   2,194.7   2,195.0   2,196.8 
16  Construction and land development loans 10  324.1   335.2   335.1   336.9   339.1   339.2   341.3   341.0   339.3   340.3   341.2   342.2 
17  Secured by farmland 11  98.3   100.5   100.7   101.2   101.6   101.9   101.7   102.0   102.2   102.1   102.1   102.1 
18  Secured by multifamily properties 12  332.6   344.3   346.6   348.2   351.2   355.1   356.5   356.0   356.0   355.9   356.0   355.7 
19  Secured by nonfarm nonresidential properties 13  1,333.3   1,365.6   1,369.8   1,367.6   1,372.9   1,380.2   1,382.0   1,388.3   1,394.6   1,396.4   1,395.7   1,396.8 
20  Consumer loans  1,456.1   1,462.9   1,466.7   1,475.7   1,484.1   1,490.3   1,502.3   1,527.2   1,527.1   1,518.9   1,517.8   1,523.4 
21  Credit cards and other revolving plans  791.0   787.7   789.1   795.2   798.3   800.1   810.9   834.5   830.4   821.4   819.9   824.7 
22  Other consumer loans  665.2   675.2   677.6   680.6   685.8   690.1   691.4   692.7   696.7   697.5   697.9   698.7 
23  Automobile loans 14  420.8   420.9   421.2   422.2   423.3   423.9   423.9   424.4   426.3   426.3   426.3   426.8 
24  All other consumer loans 15  244.3   254.3   256.4   258.3   262.5   266.2   267.5   268.2   270.4   271.2   271.6   271.9 
25  All other loans and leases  1,296.5   1,320.5   1,325.2   1,322.3   1,328.0   1,329.7   1,330.6   1,367.9   1,374.4   1,368.6   1,360.5   1,361.9 
26  Loans to nondepository financial institutions 16  450.3   464.7   470.0   473.6   480.5   487.8   487.7   500.9   507.5   504.9   500.3   504.4 
27  All loans not elsewhere classified 17  846.2   855.8   855.2   848.7   847.5   841.9   842.9   867.0   866.9   863.7   860.2   857.5 
28  LESS: Allowance for loan and lease losses  110.3   111.5   110.6   110.5   110.7   110.4   110.1   110.2   110.9   110.9   110.7   110.4 
H.8; Page 5

Assets and Liabilities of Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2017
Dec
2018
Jun
2018
Jul
2018
Aug
2018
Sep
2018
Oct
2018
Nov
2018
Dec
Week ending
Jan 9 Jan 16 Jan 23 Jan 30
Assets (continued)
29  Cash assets 18  2,407.2   2,151.7   2,136.6   2,095.4   2,051.3   2,021.0   1,993.5   1,913.0   1,899.9   1,838.0   1,846.1   1,832.0 
30  Total federal funds sold and reverse RPs 19  469.4   511.9   508.4   543.2   544.1   561.2   617.5   696.4   702.5   725.5   678.7   689.0 
31  Loans to commercial banks 20  13.1   16.0   15.3   15.2   15.2   14.5   13.4   15.1   16.4   16.8   16.4   16.2 
32  Other assets including trading assets 21  1,419.7   1,445.1   1,430.3   1,428.4   1,425.9   1,447.1   1,427.1   1,404.5   1,405.4   1,379.6   1,381.5   1,396.4 
33  Total assets  16,804.5   16,764.5   16,766.9   16,773.3   16,762.3   16,834.1   16,930.0   17,060.6   17,125.7   17,064.8   17,001.6   17,021.6 
Liabilities
34  Deposits  12,075.1   12,147.8   12,194.3   12,218.9   12,244.1   12,296.6   12,339.5   12,520.0   12,538.0   12,489.2   12,429.0   12,412.9 
35  Large time deposits  1,589.8   1,632.7   1,643.5   1,633.6   1,652.9   1,675.4   1,669.3   1,683.7   1,724.2   1,737.5   1,752.1   1,760.5 
36  Other deposits  10,485.3   10,515.1   10,550.8   10,585.3   10,591.2   10,621.2   10,670.2   10,836.2   10,813.8   10,751.8   10,676.9   10,652.4 
37  Borrowings  2,086.0   2,047.4   2,010.8   1,964.9   1,950.8   1,961.1   1,973.9   1,938.7   1,974.9   2,004.9   1,996.0   1,998.9 
38  Net due to related foreign offices  228.0   138.6   128.7   117.7   87.3   75.7   108.2   120.5   125.1   102.8   103.8   116.7 
39  Other liabilities including trading liabilities 22  566.2   584.3   578.1   598.7   606.9   624.4   618.2   589.8   595.9   570.7   571.0   585.6 
40  Total liabilities  14,955.3   14,918.1   14,911.9   14,900.2   14,889.1   14,957.8   15,039.7   15,168.9   15,233.9   15,167.6   15,099.7   15,114.0 
41  Residual (assets less liabilities) 23  1,849.2   1,846.4   1,855.0   1,873.1   1,873.2   1,876.3   1,890.3   1,891.7   1,891.9   1,897.2   1,901.8   1,907.6 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -6.1   -36.2   -35.0   -34.7   -40.9   -49.2   -47.8   -35.4   -29.1   -26.5   -28.4   -24.4 
43  U.S. Treasury and agency securities, MBS 25  -8.5   -31.9   -30.9   -30.5   -34.7   -41.3   -40.7   -28.2   -21.0   -20.6   -22.1   -18.8 
H.8; Page 6

Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
Account 2017
Dec
2018
Jun
2018
Jul
2018
Aug
2018
Sep
2018
Oct
2018
Nov
2018
Dec
Week ending
Jan 9 Jan 16 Jan 23 Jan 30
Assets
Bank credit  11,579.1   11,769.4   11,815.7   11,840.0   11,866.0   11,906.1   11,950.0   12,053.6   12,120.8   12,140.2   12,155.1   12,138.2 
Securities in bank credit 2  3,181.6   3,148.2   3,165.6   3,169.8   3,164.5   3,163.6   3,178.3   3,227.1   3,261.6   3,281.8   3,275.3   3,268.5 
Treasury and agency securities 3  2,379.1   2,390.4   2,405.4   2,410.5   2,413.0   2,416.7   2,436.6   2,497.9   2,529.1   2,551.6   2,547.8   2,540.7 
Mortgage-backed securities (MBS) 4  1,782.6   1,791.4   1,799.3   1,802.2   1,802.3   1,801.5   1,815.7   1,848.3   1,865.5   1,898.2   1,892.4   1,894.6 
Non-MBS 5  596.5   599.1   606.2   608.3   610.7   615.2   620.8   649.5   663.6   653.5   655.4   646.1 
Other securities  802.5   757.8   760.1   759.3   751.4   746.9   741.7   729.3   732.4   730.2   727.5   727.8 
Mortgage-backed securities (MBS) 6  79.9   75.5   74.4   73.1   72.5   72.1   71.7   70.8   71.4   72.0   71.3   71.6 
Non-MBS 7  722.5   682.2   685.7   686.2   678.9   674.8   670.0   658.5   661.0   658.2   656.2   656.2 
Loans and leases in bank credit 8  8,397.5   8,621.2   8,650.1   8,670.2   8,701.5   8,742.5   8,771.7   8,826.5   8,859.2   8,858.4   8,879.8   8,869.7 
10  Commercial and industrial loans  1,736.8   1,818.6   1,831.7   1,835.1   1,841.5   1,860.1   1,885.4   1,916.4   1,938.9   1,936.5   1,942.4   1,932.2 
11  Real estate loans  4,214.4   4,274.3   4,285.4   4,293.8   4,312.3   4,323.6   4,325.1   4,330.5   4,335.6   4,343.4   4,350.1   4,348.0 
12  Residential real estate loans  2,201.0   2,208.4   2,213.8   2,216.4   2,225.0   2,225.3   2,221.7   2,225.4   2,225.6   2,230.6   2,236.5   2,233.2 
13  Revolving home equity loans  380.8   362.2   359.6   356.9   354.5   352.5   350.1   348.1   349.3   349.1   348.8   348.1 
14  Closed-end residential loans 9  1,820.2   1,846.2   1,854.2   1,859.4   1,870.5   1,872.8   1,871.6   1,877.3   1,876.3   1,881.5   1,887.7   1,885.1 
15  Commercial real estate loans  2,013.4   2,065.9   2,071.6   2,077.5   2,087.3   2,098.3   2,103.4   2,105.1   2,110.0   2,112.8   2,113.5   2,114.7 
16  Construction and land development loans 10  314.6   323.6   324.5   325.8   326.8   328.0   328.9   328.8   328.6   329.0   329.4   330.6 
17  Secured by farmland 11  98.1   100.3   100.4   100.8   101.2   101.6   101.6   101.8   102.0   102.1   102.2   102.3 
18  Secured by multifamily properties 12  326.4   338.2   340.3   342.8   345.5   349.2   350.1   348.3   348.1   348.8   348.8   348.3 
19  Secured by nonfarm nonresidential properties 13  1,274.3   1,303.9   1,306.5   1,308.2   1,313.9   1,319.5   1,322.8   1,326.1   1,331.3   1,332.8   1,333.2   1,333.5 
20  Consumer loans  1,423.2   1,467.1   1,470.4   1,474.9   1,479.5   1,487.0   1,491.1   1,491.4   1,494.8   1,492.9   1,497.1   1,502.7 
21  Credit cards and other revolving plans  762.3   793.0   794.6   797.3   799.4   803.4   805.4   803.7   802.9   800.3   804.0   808.4 
22  Other consumer loans  661.0   674.2   675.8   677.6   680.2   683.6   685.7   687.7   691.9   692.7   693.2   694.3 
23  Automobile loans 14  419.9   421.8   421.6   421.8   422.2   422.7   423.0   423.5   424.8   425.1   425.3   426.1 
24  All other consumer loans 15  241.1   252.4   254.2   255.8   258.0   260.9   262.7   264.2   267.1   267.6   267.9   268.2 
25  All other loans and leases  1,023.0   1,061.1   1,062.6   1,066.4   1,068.2   1,071.8   1,070.1   1,088.2   1,090.0   1,085.5   1,090.2   1,086.8 
26  Loans to nondepository financial institutions 16  329.9   354.4   358.8   365.5   369.6   375.3   375.5   382.8   390.8   387.9   390.6   391.2 
27  All loans not elsewhere classified 17  693.1   706.7   703.9   700.9   698.6   696.6   694.6   705.3   699.2   697.7   699.6   695.7 
28  LESS: Allowance for loan and lease losses  108.8   109.8   109.4   109.0   109.0   108.7   108.5   108.6   109.9   110.0   109.9   109.7 
H.8; Page 7

Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2017
Dec
2018
Jun
2018
Jul
2018
Aug
2018
Sep
2018
Oct
2018
Nov
2018
Dec
Week ending
Jan 9 Jan 16 Jan 23 Jan 30
Assets (continued)
29  Cash assets 18  1,451.8   1,343.6   1,331.4   1,320.4   1,315.0   1,312.0   1,246.4   1,187.6   1,169.6   1,120.0   1,158.4   1,114.7 
30  Total federal funds sold and reverse RPs 19  143.1   164.9   159.1   182.0   176.8   219.7   260.5   321.4   314.0   342.4   290.6   302.4 
31  Loans to commercial banks 20  9.8   12.1   11.8   11.6   11.7   11.7   11.7   13.1   14.1   14.4   14.5   14.5 
32  Other assets including trading assets 21  1,266.7   1,300.6   1,294.9   1,284.9   1,294.2   1,312.2   1,285.3   1,277.1   1,274.1   1,254.0   1,248.5   1,265.7 
33  Total assets  14,341.6   14,480.8   14,503.4   14,529.9   14,554.7   14,652.9   14,645.4   14,744.2   14,782.7   14,761.0   14,757.3   14,725.7 
Liabilities
34  Deposits  10,942.3   11,177.4   11,205.7   11,234.8   11,268.8   11,308.2   11,309.5   11,428.9   11,450.2   11,417.2   11,474.8   11,395.6 
35  Large time deposits  882.6   909.7   918.1   918.5   946.8   971.7   972.2   990.5   1,005.0   1,005.8   1,009.7   1,006.0 
36  Other deposits  10,059.6   10,267.7   10,287.6   10,316.2   10,322.0   10,336.5   10,337.4   10,438.4   10,445.2   10,411.4   10,465.1   10,389.6 
37  Borrowings  1,123.7   1,128.9   1,122.9   1,121.2   1,112.1   1,135.6   1,119.5   1,100.1   1,095.8   1,118.0   1,090.8   1,092.6 
38  Net due to related foreign offices  8.9   -121.4   -134.4   -133.7   -129.6   -135.9   -125.8   -120.5   -132.9   -133.7   -150.0   -134.0 
39  Other liabilities including trading liabilities 22  433.9   458.8   457.2   463.7   471.8   483.4   467.5   463.3   470.7   451.5   445.8   457.7 
40  Total liabilities  12,508.8   12,643.7   12,651.4   12,686.1   12,723.1   12,791.2   12,770.7   12,871.8   12,883.8   12,852.9   12,861.4   12,811.9 
41  Residual (assets less liabilities) 23  1,832.8   1,837.1   1,852.1   1,843.8   1,831.6   1,861.7   1,874.7   1,872.4   1,898.9   1,908.1   1,895.9   1,913.8 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -6.5   -35.4   -34.3   -34.0   -40.0   -48.0   -46.7   -34.9   -28.9   -26.5   -28.3   -24.5 
43  U.S. Treasury and agency securities, MBS 25  -8.9   -31.1   -30.2   -29.9   -33.8   -40.1   -39.6   -27.8   -20.9   -20.6   -21.9   -18.9 
H.8; Page 8

Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
Account 2017
Dec
2018
Jun
2018
Jul
2018
Aug
2018
Sep
2018
Oct
2018
Nov
2018
Dec
Week ending
Jan 9 Jan 16 Jan 23 Jan 30
Assets
Bank credit  11,636.5   11,766.9   11,802.8   11,825.3   11,861.1   11,914.3   11,981.4   12,115.2   12,164.7   12,167.4   12,150.9   12,155.7 
Securities in bank credit 2  3,191.1   3,140.5   3,151.3   3,162.5   3,159.5   3,165.6   3,194.6   3,235.8   3,264.2   3,283.6   3,271.8   3,272.7 
Treasury and agency securities 3  2,387.0   2,385.1   2,394.9   2,403.8   2,406.1   2,416.7   2,450.3   2,504.6   2,532.8   2,554.4   2,543.6   2,543.9 
Mortgage-backed securities (MBS) 4  1,787.5   1,789.8   1,796.3   1,802.6   1,801.6   1,804.0   1,826.2   1,853.5   1,865.6   1,895.6   1,885.4   1,892.7 
Non-MBS 5  599.5   595.3   598.6   601.2   604.5   612.7   624.0   651.1   667.2   658.8   658.2   651.2 
Other securities  804.1   755.4   756.5   758.7   753.5   748.9   744.4   731.2   731.3   729.1   728.2   728.8 
Mortgage-backed securities (MBS) 6  80.0   76.1   74.6   72.9   72.2   72.1   71.7   70.7   71.4   71.7   70.9   71.0 
Non-MBS 7  724.1   679.3   681.9   685.8   681.2   676.8   672.7   660.5   660.0   657.5   657.3   657.8 
Loans and leases in bank credit 8  8,445.3   8,626.4   8,651.5   8,662.7   8,701.6   8,748.7   8,786.7   8,879.3   8,900.5   8,883.8   8,879.2   8,883.0 
10  Commercial and industrial loans  1,734.0   1,827.6   1,828.0   1,824.7   1,833.2   1,857.6   1,883.3   1,914.1   1,926.5   1,928.0   1,929.7   1,925.4 
11  Real estate loans  4,220.4   4,276.7   4,293.9   4,300.4   4,317.1   4,330.7   4,332.2   4,337.2   4,349.2   4,344.6   4,344.7   4,346.0 
12  Residential real estate loans  2,205.7   2,207.6   2,218.5   2,223.9   2,230.4   2,232.9   2,229.7   2,231.2   2,238.2   2,231.0   2,230.1   2,229.7 
13  Revolving home equity loans  382.4   361.9   359.1   356.3   354.6   353.1   350.9   349.7   350.4   350.1   349.5   348.8 
14  Closed-end residential loans 9  1,823.3   1,845.7   1,859.4   1,867.6   1,875.8   1,879.8   1,878.7   1,881.5   1,887.8   1,880.8   1,880.6   1,880.9 
15  Commercial real estate loans  2,014.7   2,069.1   2,075.4   2,076.5   2,086.7   2,097.8   2,102.6   2,106.0   2,111.0   2,113.6   2,114.6   2,116.3 
16  Construction and land development loans 10  314.5   324.3   324.2   325.8   327.8   327.8   329.3   328.6   327.1   328.0   329.0   330.0 
17  Secured by farmland 11  98.2   100.4   100.6   101.1   101.6   101.8   101.6   101.9   102.1   102.1   102.0   102.0 
18  Secured by multifamily properties 12  327.5   338.4   340.9   342.2   344.8   348.7   350.1   349.5   349.3   349.2   349.2   348.5 
19  Secured by nonfarm nonresidential properties 13  1,274.5   1,306.0   1,309.6   1,307.4   1,312.5   1,319.6   1,321.6   1,326.0   1,332.6   1,334.3   1,334.4   1,335.9 
20  Consumer loans  1,453.6   1,460.1   1,463.5   1,472.9   1,481.1   1,487.2   1,499.3   1,524.0   1,524.0   1,515.8   1,514.6   1,520.3 
21  Credit cards and other revolving plans  791.0   787.7   789.1   795.2   798.3   800.1   810.9   834.5   830.4   821.4   819.9   824.7 
22  Other consumer loans  662.6   672.3   674.4   677.7   682.9   687.1   688.4   689.6   693.6   694.4   694.7   695.6 
23  Automobile loans 14  420.8   420.9   421.2   422.2   423.3   423.9   423.9   424.4   426.3   426.3   426.3   426.8 
24  All other consumer loans 15  241.7   251.5   253.2   255.4   259.5   263.1   264.5   265.1   267.4   268.0   268.4   268.7 
25  All other loans and leases  1,037.4   1,062.0   1,066.1   1,064.7   1,070.1   1,073.2   1,071.8   1,104.0   1,100.8   1,095.5   1,090.2   1,091.4 
26  Loans to nondepository financial institutions 16  337.2   355.0   362.5   365.9   371.3   377.5   378.9   391.5   394.6   390.7   386.9   390.5 
27  All loans not elsewhere classified 17  700.1   707.1   703.6   698.7   698.8   695.7   692.9   712.5   706.2   704.8   703.3   700.9 
28  LESS: Allowance for loan and lease losses  109.1   109.9   108.9   108.8   109.0   108.6   108.9   109.0   109.7   109.7   109.6   109.2 
H.8; Page 9

Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2017
Dec
2018
Jun
2018
Jul
2018
Aug
2018
Sep
2018
Oct
2018
Nov
2018
Dec
Week ending
Jan 9 Jan 16 Jan 23 Jan 30
Assets (continued)
29  Cash assets 18  1,499.5   1,321.8   1,319.7   1,324.7   1,319.6   1,294.0   1,263.2   1,226.1   1,163.0   1,122.8   1,106.4   1,090.3 
30  Total federal funds sold and reverse RPs 19  151.9   163.9   157.5   188.2   189.3   225.6   259.2   340.5   321.1   344.8   280.0   293.1 
31  Loans to commercial banks 20  10.0   12.3   11.9   11.8   11.7   11.6   11.6   13.3   14.3   14.7   14.2   14.2 
32  Other assets including trading assets 21  1,265.6   1,299.0   1,290.4   1,284.3   1,295.8   1,316.6   1,290.5   1,277.0   1,278.9   1,264.8   1,263.5   1,269.9 
33  Total assets  14,454.3   14,454.0   14,473.3   14,525.4   14,568.4   14,653.5   14,696.9   14,862.9   14,832.3   14,804.8   14,705.5   14,714.0 
Liabilities
34  Deposits  11,050.0   11,129.8   11,169.3   11,210.7   11,249.7   11,299.9   11,344.1   11,542.7   11,520.2   11,466.2   11,383.3   11,365.8 
35  Large time deposits  884.9   911.0   923.7   920.6   943.2   968.4   971.1   994.6   1,011.3   1,015.2   1,019.0   1,017.6 
36  Other deposits  10,165.1   10,218.8   10,245.6   10,290.1   10,306.5   10,331.6   10,373.0   10,548.1   10,508.9   10,451.0   10,364.4   10,348.3 
37  Borrowings  1,114.8   1,141.7   1,125.2   1,110.3   1,100.4   1,131.4   1,108.9   1,091.6   1,100.1   1,121.0   1,114.8   1,123.4 
38  Net due to related foreign offices  8.0   -116.4   -125.4   -125.7   -127.3   -140.2   -117.6   -120.4   -141.3   -126.5   -137.6   -134.2 
39  Other liabilities including trading liabilities 22  434.8   455.3   452.2   465.3   480.7   493.8   478.4   464.4   470.3   454.9   451.0   459.3 
40  Total liabilities  12,607.6   12,610.5   12,621.3   12,660.7   12,703.6   12,784.9   12,813.9   12,978.2   12,949.3   12,915.5   12,811.6   12,814.3 
41  Residual (assets less liabilities) 23  1,846.7   1,843.6   1,852.0   1,864.8   1,864.9   1,868.6   1,883.0   1,884.7   1,883.0   1,889.2   1,893.9   1,899.7 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -6.5   -35.4   -34.3   -34.0   -40.0   -48.0   -46.7   -34.9   -28.9   -26.5   -28.3   -24.5 
43  U.S. Treasury and agency securities, MBS 25  -8.9   -31.1   -30.2   -29.9   -33.8   -40.1   -39.6   -27.8   -20.9   -20.6   -21.9   -18.9 
H.8; Page 10

Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
Account 2017
Dec
2018
Jun
2018
Jul
2018
Aug
2018
Sep
2018
Oct
2018
Nov
2018
Dec
Week ending
Jan 9 Jan 16 Jan 23 Jan 30
Assets
Bank credit  7,282.2   7,308.7   7,333.6   7,344.2   7,350.3   7,372.0   7,407.5   7,490.2   7,539.4   7,553.9   7,560.2   7,542.7 
Securities in bank credit 2  2,246.4   2,215.9   2,231.1   2,236.8   2,232.7   2,234.8   2,252.6   2,298.0   2,325.3   2,343.1   2,335.7   2,329.9 
Treasury and agency securities 3  1,717.3   1,724.1   1,736.5   1,741.2   1,743.1   1,748.2   1,770.8   1,829.5   1,856.2   1,874.8   1,870.3   1,862.3 
Mortgage-backed securities (MBS) 4  1,292.6   1,297.9   1,304.3   1,307.4   1,306.9   1,307.5   1,323.9   1,355.2   1,368.9   1,398.8   1,391.0   1,392.8 
Non-MBS 5  424.7   426.2   432.3   433.8   436.2   440.7   446.9   474.3   487.4   476.0   479.3   469.5 
Other securities  529.1   491.9   494.6   495.6   489.7   486.5   481.7   468.5   469.1   468.3   465.4   467.6 
Mortgage-backed securities (MBS) 6  66.3   61.5   60.2   59.1   58.7   57.9   57.1   55.2   55.3   55.4   54.5   54.7 
Non-MBS 7  462.9   430.3   434.3   436.5   431.0   428.6   424.7   413.3   413.8   412.9   410.9   412.9 
Loans and leases in bank credit 8  5,035.7   5,092.8   5,102.4   5,107.4   5,117.5   5,137.2   5,154.9   5,192.2   5,214.0   5,210.8   5,224.4   5,212.8 
10  Commercial and industrial loans  1,147.6   1,179.6   1,189.3   1,189.9   1,192.9   1,205.2   1,227.0   1,249.7   1,266.6   1,264.7   1,268.5   1,257.5 
11  Real estate loans  2,063.3   2,048.0   2,045.9   2,045.1   2,048.9   2,049.9   2,044.6   2,041.8   2,042.3   2,045.8   2,049.9   2,046.0 
12  Residential real estate loans  1,404.0   1,385.3   1,384.4   1,387.1   1,390.4   1,389.5   1,384.5   1,382.5   1,381.0   1,383.9   1,387.9   1,384.6 
13  Revolving home equity loans  253.1   236.0   233.7   231.3   229.0   227.1   225.1   223.5   224.8   224.4   224.2   223.6 
14  Closed-end residential loans 9  1,150.9   1,149.4   1,150.7   1,155.8   1,161.4   1,162.4   1,159.4   1,158.9   1,156.3   1,159.5   1,163.6   1,161.0 
15  Commercial real estate loans  659.3   662.7   661.5   658.0   658.6   660.4   660.1   659.3   661.2   661.9   662.1   661.4 
16  Construction and land development loans 10  101.4   100.8   100.5   100.4   100.1   99.6   99.0   98.5   98.0   97.5   97.4   97.5 
17  Secured by farmland 11  8.5   8.3   8.3   8.3   8.3   8.3   8.1   8.1   8.1   8.1   8.1   8.1 
18  Secured by multifamily properties 12  138.7   141.7   142.0   142.4   143.7   146.1   146.4   146.0   144.7   145.1   145.3   144.3 
19  Secured by nonfarm nonresidential properties 13  410.7   411.9   410.7   406.9   406.6   406.5   406.6   406.6   410.4   411.2   411.3   411.4 
20  Consumer loans  1,074.0   1,087.8   1,088.9   1,091.1   1,093.9   1,098.7   1,102.2   1,102.3   1,104.5   1,102.5   1,105.5   1,110.6 
21  Credit cards and other revolving plans  633.3   642.8   643.7   645.6   647.2   650.1   652.7   652.3   651.0   648.6   651.3   655.3 
22  Other consumer loans  440.7   445.0   445.2   445.5   446.7   448.6   449.5   450.0   453.5   453.9   454.3   455.3 
23  Automobile loans 14  339.1   340.7   340.5   340.5   340.6   340.9   340.4   340.3   341.4   341.6   341.8   342.7 
24  All other consumer loans 15  101.6   104.3   104.7   105.0   106.0   107.7   109.2   109.7   112.1   112.3   112.4   112.6 
25  All other loans and leases  750.8   777.4   778.4   781.3   781.8   783.4   781.0   798.5   800.7   797.8   800.5   798.7 
26  Loans to nondepository financial institutions 16  276.3   296.6   300.8   307.7   311.5   317.0   318.6   325.4   333.8   331.9   333.6   334.3 
27  All loans not elsewhere classified 17  474.5   480.8   477.6   473.6   470.4   466.4   462.4   473.1   466.9   466.0   466.9   464.4 
28  LESS: Allowance for loan and lease losses  69.3   68.4   68.7   68.3   68.3   67.8   67.6   67.6   68.7   68.7   68.6   68.6 
H.8; Page 11

Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2017
Dec
2018
Jun
2018
Jul
2018
Aug
2018
Sep
2018
Oct
2018
Nov
2018
Dec
Week ending
Jan 9 Jan 16 Jan 23 Jan 30
Assets (continued)
29  Cash assets 18  1,139.5   1,032.3   1,024.1   1,019.4   1,016.3   1,009.5   950.8   879.6   858.4   822.5   859.1   829.1 
30  Total federal funds sold and reverse RPs 19  111.6   133.7   135.8   156.7   152.2   182.3   222.2   282.0   267.9   291.2   248.8   265.7 
31  Loans to commercial banks 20  9.1   11.2   11.0   10.9   11.0   11.1   11.0   12.4   13.4   13.8   13.8   13.9 
32  Other assets including trading assets 21  949.7   967.0   959.4   950.6   957.3   970.8   944.4   935.3   931.3   911.8   906.9   919.6 
33  Total assets  9,422.9   9,384.5   9,395.2   9,413.5   9,418.9   9,477.8   9,468.2   9,532.0   9,541.6   9,524.5   9,520.2   9,502.4 
Liabilities
34  Deposits  7,041.5   7,135.2   7,153.1   7,168.8   7,190.9   7,210.0   7,213.2   7,305.4   7,312.1   7,283.5   7,330.0   7,265.2 
35  Large time deposits  457.8   468.6   469.0   465.0   486.8   506.6   502.8   513.1   519.8   518.7   521.1   518.8 
36  Other deposits  6,583.6   6,666.5   6,684.1   6,703.8   6,704.1   6,703.4   6,710.4   6,792.3   6,792.3   6,764.7   6,808.9   6,746.4 
37  Borrowings  791.6   785.6   781.2   780.4   769.3   786.9   774.3   757.4   752.6   770.6   750.3   753.2 
38  Net due to related foreign offices  -14.4   -147.6   -159.2   -159.4   -156.9   -164.9   -151.8   -147.6   -162.8   -160.7   -179.5   -165.7 
39  Other liabilities including trading liabilities 22  366.2   390.6   386.6   392.7   401.2   409.9   395.8   389.8   397.9   378.9   371.0   381.7 
40  Total liabilities  8,184.9   8,163.8   8,161.7   8,182.5   8,204.4   8,241.8   8,231.6   8,305.1   8,299.9   8,272.3   8,271.7   8,234.4 
41  Residual (assets less liabilities) 23  1,238.0   1,220.7   1,233.4   1,231.0   1,214.4   1,235.9   1,236.6   1,226.9   1,241.8   1,252.2   1,248.5   1,268.0 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -3.2   -25.4   -23.8   -23.1   -29.5   -35.5   -33.1   -23.6   -21.2   -18.8   -20.6   -17.0 
43  U.S. Treasury and agency securities, MBS 25  -5.4   -22.7   -20.7   -19.6   -23.7   -28.5   -27.0   -17.1   -13.9   -13.7   -15.1   -12.2 
H.8; Page 12

Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
Account 2017
Dec
2018
Jun
2018
Jul
2018
Aug
2018
Sep
2018
Oct
2018
Nov
2018
Dec
Week ending
Jan 9 Jan 16 Jan 23 Jan 30
Assets
Bank credit  7,327.3   7,299.9   7,319.8   7,331.5   7,345.3   7,382.4   7,437.4   7,537.5   7,570.5   7,578.0   7,561.6   7,561.0 
Securities in bank credit 2  2,256.1   2,206.3   2,220.2   2,231.5   2,230.8   2,239.6   2,269.0   2,307.0   2,329.1   2,347.5   2,335.3   2,336.1 
Treasury and agency securities 3  1,724.8   1,717.5   1,728.7   1,736.9   1,740.2   1,752.2   1,785.4   1,836.2   1,859.2   1,878.1   1,867.4   1,865.8 
Mortgage-backed securities (MBS) 4  1,297.4   1,294.9   1,302.3   1,309.9   1,309.6   1,312.9   1,335.5   1,360.2   1,368.7   1,397.0   1,385.5   1,391.7 
Non-MBS 5  427.4   422.6   426.4   427.0   430.6   439.2   449.9   476.1   490.6   481.1   481.9   474.1 
Other securities  531.3   488.8   491.5   494.5   490.6   487.4   483.6   470.8   469.9   469.4   467.9   470.2 
Mortgage-backed securities (MBS) 6  66.2   61.8   60.4   58.8   58.4   57.8   56.9   55.1   55.5   55.4   54.5   54.4 
Non-MBS 7  465.1   427.0   431.1   435.7   432.2   429.6   426.7   415.6   414.4   414.0   413.4   415.9 
Loans and leases in bank credit 8  5,071.2   5,093.6   5,099.7   5,100.0   5,114.6   5,142.8   5,168.4   5,230.5   5,241.4   5,230.5   5,226.3   5,224.9 
10  Commercial and industrial loans  1,145.8   1,185.4   1,185.2   1,181.0   1,185.4   1,204.5   1,226.6   1,248.3   1,257.0   1,258.5   1,259.2   1,253.4 
11  Real estate loans  2,064.9   2,048.7   2,051.4   2,051.5   2,053.5   2,055.3   2,050.8   2,043.6   2,047.7   2,044.7   2,045.0   2,043.2 
12  Residential real estate loans  1,405.0   1,385.0   1,387.8   1,393.9   1,394.3   1,393.9   1,389.8   1,384.3   1,387.7   1,384.0   1,383.4   1,381.7 
13  Revolving home equity loans  254.1   235.7   233.4   231.0   229.2   227.5   225.7   224.5   225.2   224.8   224.4   223.8 
14  Closed-end residential loans 9  1,150.9   1,149.3   1,154.4   1,162.8   1,165.0   1,166.4   1,164.1   1,159.8   1,162.5   1,159.2   1,159.0   1,157.9 
15  Commercial real estate loans  659.9   663.8   663.6   657.6   659.2   661.4   661.0   659.4   660.0   660.7   661.5   661.5 
16  Construction and land development loans 10  100.8   100.9   100.7   100.5   100.6   99.4   99.0   97.7   97.1   96.9   97.3   97.4 
17  Secured by farmland 11  8.6   8.3   8.2   8.3   8.3   8.3   8.1   8.1   8.2   8.2   8.2   8.1 
18  Secured by multifamily properties 12  139.5   141.5   142.3   142.1   143.8   146.7   146.9   146.9   145.0   144.8   145.0   144.1 
19  Secured by nonfarm nonresidential properties 13  411.0   413.0   412.3   406.7   406.5   407.1   406.9   406.6   409.7   410.8   411.1   411.8 
20  Consumer loans  1,098.4   1,083.2   1,084.4   1,090.4   1,095.1   1,099.0   1,108.3   1,128.0   1,128.0   1,120.3   1,118.9   1,123.7 
21  Credit cards and other revolving plans  656.1   639.4   640.1   644.8   647.2   648.7   657.1   676.2   672.8   664.8   663.4   667.6 
22  Other consumer loans  442.3   443.7   444.4   445.6   447.9   450.3   451.2   451.8   455.2   455.4   455.5   456.1 
23  Automobile loans 14  340.3   339.8   340.0   340.6   341.3   341.6   341.3   341.5   343.0   343.0   343.0   343.6 
24  All other consumer loans 15  102.0   104.0   104.3   105.0   106.6   108.7   109.9   110.3   112.2   112.4   112.5   112.6 
25  All other loans and leases  762.1   776.2   778.6   777.1   780.5   784.1   782.7   810.6   808.8   807.1   803.3   804.6 
26  Loans to nondepository financial institutions 16  282.3   295.6   302.6   306.9   312.3   319.3   321.1   332.3   335.8   334.5   331.7   334.6 
27  All loans not elsewhere classified 17  479.8   480.7   476.1   470.2   468.3   464.7   461.6   478.4   473.1   472.7   471.6   470.0 
28  LESS: Allowance for loan and lease losses  69.6   68.4   68.6   68.3   68.4   67.8   67.9   68.0   68.6   68.5   68.4   68.2 
H.8; Page 13

Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2017
Dec
2018
Jun
2018
Jul
2018
Aug
2018
Sep
2018
Oct
2018
Nov
2018
Dec
Week ending
Jan 9 Jan 16 Jan 23 Jan 30
Assets (continued)
29  Cash assets 18  1,174.4   1,023.6   1,022.7   1,025.9   1,023.1   990.9   953.4   906.1   850.9   827.7   816.8   811.9 
30  Total federal funds sold and reverse RPs 19  120.8   131.6   130.2   157.9   159.7   194.1   229.3   306.6   289.5   304.3   245.3   257.5 
31  Loans to commercial banks 20  9.1   11.4   11.2   11.1   11.1   10.9   10.9   12.5   13.5   13.9   13.5   13.5 
32  Other assets including trading assets 21  948.0   965.5   955.2   949.6   958.4   974.5   948.8   934.6   935.1   920.7   920.8   922.7 
33  Total assets  9,510.1   9,363.6   9,370.5   9,407.6   9,429.2   9,485.1   9,511.9   9,629.4   9,590.8   9,576.0   9,489.6   9,498.4 
Liabilities
34  Deposits  7,118.3   7,103.1   7,131.9   7,152.2   7,175.9   7,207.7   7,230.2   7,384.9   7,364.8   7,327.1   7,261.6   7,250.1 
35  Large time deposits  463.0   467.1   474.8   465.7   482.0   502.6   502.2   519.4   530.3   532.4   534.8   533.1 
36  Other deposits  6,655.3   6,636.0   6,657.1   6,686.5   6,693.9   6,705.1   6,728.0   6,865.5   6,834.4   6,794.7   6,726.8   6,717.1 
37  Borrowings  787.3   789.4   774.2   770.0   762.3   788.3   772.7   754.2   754.7   770.9   764.5   772.9 
38  Net due to related foreign offices  -17.1   -141.5   -149.7   -151.1   -154.9   -169.3   -145.2   -149.2   -172.7   -155.6   -169.3   -167.6 
39  Other liabilities including trading liabilities 22  366.5   387.2   382.8   394.5   408.1   418.8   403.1   389.5   398.5   381.5   376.7   382.9 
40  Total liabilities  8,255.0   8,138.3   8,139.3   8,165.6   8,191.5   8,245.5   8,260.8   8,379.3   8,345.3   8,323.8   8,233.4   8,238.3 
41  Residual (assets less liabilities) 23  1,255.1   1,225.3   1,231.2   1,242.1   1,237.7   1,239.6   1,251.1   1,250.1   1,245.6   1,252.2   1,256.2   1,260.1 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -3.2   -25.4   -23.8   -23.1   -29.5   -35.5   -33.1   -23.6   -21.2   -18.8   -20.6   -17.0 
43  U.S. Treasury and agency securities, MBS 25  -5.4   -22.7   -20.7   -19.6   -23.7   -28.5   -27.0   -17.1   -13.9   -13.7   -15.1   -12.2 
H.8; Page 14

Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars
Account 2017
Dec
2018
Jun
2018
Jul
2018
Aug
2018
Sep
2018
Oct
2018
Nov
2018
Dec
Week ending
Jan 9 Jan 16 Jan 23 Jan 30
Assets
Bank credit  4,296.9   4,460.6   4,482.1   4,495.8   4,515.7   4,534.1   4,542.5   4,563.4   4,581.4   4,586.2   4,594.9   4,595.5 
Securities in bank credit 2  935.1   932.3   934.5   933.0   931.7   928.8   925.7   929.1   936.2   938.7   939.6   938.6 
Treasury and agency securities 3  661.8   666.4   668.9   669.3   670.0   668.5   665.7   668.3   672.9   676.8   677.5   678.4 
Mortgage-backed securities (MBS) 4  490.0   493.5   495.0   494.8   495.4   494.0   491.8   493.1   496.6   499.4   501.4   501.8 
Non-MBS 5  171.7   172.9   173.9   174.5   174.5   174.4   173.9   175.3   176.2   177.5   176.0   176.6 
Other securities  273.4   265.9   265.5   263.7   261.8   260.4   260.0   260.8   263.3   261.9   262.1   260.2 
Mortgage-backed securities (MBS) 6  13.7   14.0   14.1   14.0   13.8   14.2   14.7   15.5   16.2   16.5   16.7   16.9 
Non-MBS 7  259.7   251.9   251.4   249.7   248.0   246.1   245.3   245.3   247.2   245.3   245.3   243.3 
Loans and leases in bank credit 8  3,361.8   3,528.4   3,547.7   3,562.8   3,584.0   3,605.3   3,616.8   3,634.3   3,645.2   3,647.5   3,655.4   3,656.9 
10  Commercial and industrial loans  589.2   639.0   642.4   645.2   648.6   654.9   658.3   666.7   672.3   671.8   673.9   674.7 
11  Real estate loans  2,151.1   2,226.3   2,239.5   2,248.7   2,263.4   2,273.7   2,280.5   2,288.8   2,293.3   2,297.6   2,300.1   2,301.9 
12  Residential real estate loans  797.0   823.1   829.4   829.2   834.6   835.8   837.2   843.0   844.6   846.6   848.7   848.6 
13  Revolving home equity loans  127.7   126.3   125.9   125.6   125.5   125.4   125.0   124.6   124.6   124.7   124.6   124.5 
14  Closed-end residential loans 9  669.3   696.8   703.5   703.6   709.1   710.4   712.2   718.4   720.0   721.9   724.1   724.1 
15  Commercial real estate loans  1,354.1   1,403.2   1,410.1   1,419.5   1,428.8   1,437.9   1,443.3   1,445.8   1,448.8   1,451.0   1,451.4   1,453.3 
16  Construction and land development loans 10  213.2   222.9   224.0   225.4   226.7   228.4   229.9   230.3   230.6   231.5   232.0   233.1 
17  Secured by farmland 11  89.6   92.0   92.1   92.5   92.9   93.4   93.5   93.7   93.8   94.0   94.1   94.2 
18  Secured by multifamily properties 12  187.7   196.5   198.3   200.3   201.8   203.1   203.8   202.3   203.4   203.8   203.5   204.0 
19  Secured by nonfarm nonresidential properties 13  863.6   891.9   895.8   901.3   907.3   913.0   916.2   919.5   920.9   921.7   921.9   922.1 
20  Consumer loans  349.3   379.4   381.5   383.9   385.6   388.3   388.9   389.1   390.3   390.5   391.6   392.1 
21  Credit cards and other revolving plans  128.9   150.2   150.9   151.7   152.1   153.3   152.7   151.5   152.0   151.7   152.7   153.0 
22  Other consumer loans  220.3   229.2   230.6   232.2   233.5   235.0   236.2   237.7   238.4   238.8   238.9   239.0 
23  Automobile loans 14  80.8   81.1   81.1   81.4   81.6   81.8   82.6   83.1   83.4   83.5   83.4   83.5 
24  All other consumer loans 15  139.5   148.1   149.5   150.8   152.0   153.2   153.6   154.5   155.0   155.3   155.5   155.6 
25  All other loans and leases  272.2   283.7   284.2   285.1   286.4   288.4   289.1   289.7   289.3   287.7   289.8   288.2 
26  Loans to nondepository financial institutions 16  53.6   57.8   58.0   57.8   58.1   58.3   56.9   57.4   57.0   56.0   57.0   56.9 
27  All loans not elsewhere classified 17  218.5   225.9   226.3   227.3   228.2   230.1   232.2   232.3   232.3   231.7   232.7   231.3 
28  LESS: Allowance for loan and lease losses  39.5   41.4   40.7   40.7   40.7   40.9   40.9   41.0   41.1   41.2   41.3   41.1 
H.8; Page 15

Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2017
Dec
2018
Jun
2018
Jul
2018
Aug
2018
Sep
2018
Oct
2018
Nov
2018
Dec
Week ending
Jan 9 Jan 16 Jan 23 Jan 30
Assets (continued)
29  Cash assets 18  312.3   311.2   307.3   301.1   298.7   302.5   295.7   308.0   311.2   297.5   299.3   285.6 
30  Total federal funds sold and reverse RPs 19  31.4   31.3   23.3   25.2   24.6   37.4   38.3   39.4   46.1   51.3   41.9   36.7 
31  Loans to commercial banks 20  0.7   0.9   0.8   0.7   0.7   0.6   0.7   0.7   0.7   0.6   0.7   0.6 
32  Other assets including trading assets 21  316.9   333.6   335.5   334.3   336.8   341.4   341.0   341.7   342.8   342.2   341.6   346.1 
33  Total assets  4,918.8   5,096.3   5,108.3   5,116.4   5,135.8   5,175.1   5,177.2   5,212.2   5,241.1   5,236.5   5,237.1   5,223.4 
Liabilities
34  Deposits  3,900.8   4,042.2   4,052.6   4,066.0   4,077.9   4,098.2   4,096.3   4,123.4   4,138.1   4,133.7   4,144.9   4,130.4 
35  Large time deposits  424.8   441.1   449.1   453.5   460.0   465.1   469.4   477.4   485.2   487.0   488.6   487.2 
36  Other deposits  3,476.0   3,601.2   3,603.5   3,612.4   3,617.9   3,633.1   3,626.9   3,646.1   3,652.9   3,646.7   3,656.2   3,643.2 
37  Borrowings  332.1   343.3   341.7   340.9   342.8   348.6   345.1   342.8   343.2   347.4   340.5   339.4 
38  Net due to related foreign offices  23.3   26.2   24.8   25.7   27.4   29.1   26.0   27.1   29.8   27.0   29.5   31.8 
39  Other liabilities including trading liabilities 22  67.7   68.2   70.6   71.0   70.6   73.5   71.7   73.4   72.8   72.5   74.8   76.0 
40  Total liabilities  4,323.9   4,479.8   4,489.7   4,503.6   4,518.7   4,549.4   4,539.1   4,566.7   4,583.9   4,580.6   4,589.7   4,577.5 
41  Residual (assets less liabilities) 23  594.8   616.4   618.6   612.8   617.1   625.7   638.2   645.4   657.1   655.9   647.4   645.8 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -3.2   -10.0   -10.5   -10.9   -10.5   -12.6   -13.6   -11.3   -7.8   -7.7   -7.7   -7.5 
43  U.S. Treasury and agency securities, MBS 25  -3.5   -8.3   -9.5   -10.2   -10.1   -11.6   -12.6   -10.7   -7.0   -6.9   -6.9   -6.7 
H.8; Page 16

Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars
Account 2017
Dec
2018
Jun
2018
Jul
2018
Aug
2018
Sep
2018
Oct
2018
Nov
2018
Dec
Week ending
Jan 9 Jan 16 Jan 23 Jan 30
Assets
Bank credit  4,309.2   4,467.0   4,483.0   4,493.8   4,515.8   4,531.9   4,543.9   4,577.6   4,594.2   4,589.3   4,589.3   4,594.7 
Securities in bank credit 2  935.0   934.2   931.2   931.1   928.7   926.1   925.6   928.8   935.1   936.1   936.5   936.6 
Treasury and agency securities 3  662.2   667.6   666.2   666.9   665.9   664.6   664.8   668.4   673.6   676.4   676.2   678.1 
Mortgage-backed securities (MBS) 4  490.1   494.8   494.0   492.6   492.0   491.1   490.8   493.4   497.0   498.6   499.9   501.0 
Non-MBS 5  172.1   172.7   172.2   174.2   173.9   173.5   174.1   175.0   176.6   177.7   176.3   177.1 
Other securities  272.8   266.6   265.0   264.2   262.8   261.5   260.7   260.4   261.5   259.7   260.3   258.5 
Mortgage-backed securities (MBS) 6  13.7   14.3   14.3   14.2   13.8   14.3   14.8   15.6   15.9   16.2   16.4   16.6 
Non-MBS 7  259.1   252.3   250.8   250.0   249.0   247.2   245.9   244.8   245.6   243.5   243.9   242.0 
Loans and leases in bank credit 8  3,374.2   3,532.8   3,551.8   3,562.7   3,587.1   3,605.9   3,618.3   3,648.8   3,659.1   3,653.2   3,652.8   3,658.1 
10  Commercial and industrial loans  588.2   642.2   642.9   643.7   647.9   653.1   656.7   665.9   669.5   669.5   670.5   672.0 
11  Real estate loans  2,155.5   2,227.9   2,242.4   2,249.0   2,263.6   2,275.4   2,281.4   2,293.6   2,301.5   2,299.9   2,299.7   2,302.8 
12  Residential real estate loans  800.7   822.6   830.6   830.0   836.1   839.0   839.9   846.9   850.5   847.0   846.6   848.0 
13  Revolving home equity loans  128.3   126.2   125.7   125.3   125.3   125.6   125.2   125.2   125.2   125.3   125.1   124.9 
14  Closed-end residential loans 9  672.4   696.4   704.9   704.8   710.8   713.4   714.6   721.7   725.3   721.7   721.5   723.0 
15  Commercial real estate loans  1,354.8   1,405.3   1,411.8   1,418.9   1,427.5   1,436.5   1,441.5   1,446.7   1,451.0   1,452.9   1,453.1   1,454.9 
16  Construction and land development loans 10  213.7   223.3   223.5   225.3   227.2   228.4   230.3   230.9   230.0   231.2   231.8   232.6 
17  Secured by farmland 11  89.6   92.1   92.4   92.8   93.3   93.6   93.4   93.7   93.9   93.9   93.8   93.8 
18  Secured by multifamily properties 12  188.0   196.8   198.6   200.1   201.0   202.0   203.1   202.6   204.2   204.4   204.2   204.4 
19  Secured by nonfarm nonresidential properties 13  863.5   893.0   897.4   900.7   906.0   912.5   914.7   919.4   922.9   923.5   923.3   924.1 
20  Consumer loans  355.2   376.9   379.1   382.5   386.0   388.2   391.0   396.1   396.1   395.5   395.7   396.6 
21  Credit cards and other revolving plans  134.9   148.3   149.0   150.3   151.0   151.5   153.8   158.3   157.6   156.6   156.5   157.1 
22  Other consumer loans  220.3   228.6   230.0   232.1   235.0   236.8   237.2   237.8   238.4   239.0   239.2   239.4 
23  Automobile loans 14  80.6   81.1   81.2   81.7   82.1   82.4   82.6   82.9   83.3   83.4   83.3   83.3 
24  All other consumer loans 15  139.7   147.5   148.8   150.4   152.9   154.4   154.6   154.8   155.1   155.6   155.9   156.1 
25  All other loans and leases  275.3   285.8   287.5   287.6   289.6   289.1   289.2   293.3   292.0   288.4   286.9   286.8 
26  Loans to nondepository financial institutions 16  54.9   59.4   60.0   59.0   59.0   58.2   57.8   59.2   58.9   56.3   55.2   55.9 
27  All loans not elsewhere classified 17  220.3   226.4   227.5   228.6   230.6   230.9   231.4   234.1   233.1   232.1   231.7   230.9 
28  LESS: Allowance for loan and lease losses  39.5   41.5   40.4   40.5   40.7   40.9   41.0   41.0   41.1   41.1   41.1   40.9 
H.8; Page 17

Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2017
Dec
2018
Jun
2018
Jul
2018
Aug
2018
Sep
2018
Oct
2018
Nov
2018
Dec
Week ending
Jan 9 Jan 16 Jan 23 Jan 30
Assets (continued)
29  Cash assets 18  325.0   298.2   297.0   298.8   296.5   303.1   309.8   319.9   312.1   295.1   289.6   278.4 
30  Total federal funds sold and reverse RPs 19  31.1   32.3   27.2   30.3   29.5   31.4   29.9   33.8   31.7   40.5   34.6   35.6 
31  Loans to commercial banks 20  0.9   0.9   0.8   0.6   0.6   0.7   0.7   0.8   0.8   0.8   0.7   0.7 
32  Other assets including trading assets 21  317.6   333.5   335.2   334.7   337.4   342.2   341.6   342.4   343.9   344.1   342.7   347.2 
33  Total assets  4,944.2   5,090.5   5,102.8   5,117.8   5,139.2   5,168.4   5,185.0   5,233.5   5,241.5   5,228.7   5,215.9   5,215.7 
Liabilities
34  Deposits  3,931.7   4,026.7   4,037.5   4,058.6   4,073.8   4,092.2   4,113.9   4,157.8   4,155.5   4,139.1   4,121.8   4,115.7 
35  Large time deposits  421.9   443.9   448.9   455.0   461.2   465.8   468.9   475.2   481.0   482.8   484.2   484.5 
36  Other deposits  3,509.8   3,582.8   3,588.5   3,603.6   3,612.6   3,626.4   3,645.0   3,682.6   3,674.5   3,656.3   3,637.6   3,631.2 
37  Borrowings  327.4   352.3   350.9   340.4   338.1   343.2   336.2   337.5   345.5   350.1   350.3   350.5 
38  Net due to related foreign offices  25.1   25.1   24.2   25.4   27.5   29.1   27.6   28.7   31.4   29.1   31.8   33.4 
39  Other liabilities including trading liabilities 22  68.3   68.1   69.4   70.8   72.7   75.0   75.3   74.9   71.8   73.4   74.4   76.4 
40  Total liabilities  4,352.6   4,472.2   4,482.0   4,495.1   4,512.1   4,539.5   4,553.1   4,598.9   4,604.1   4,591.7   4,578.2   4,576.0 
41  Residual (assets less liabilities) 23  591.6   618.2   620.8   622.7   627.1   629.0   631.9   634.6   637.4   637.1   637.7   639.6 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  -3.2   -10.0   -10.5   -10.9   -10.5   -12.6   -13.6   -11.3   -7.8   -7.7   -7.7   -7.5 
43  U.S. Treasury and agency securities, MBS 25  -3.5   -8.3   -9.5   -10.2   -10.1   -11.6   -12.6   -10.7   -7.0   -6.9   -6.9   -6.7 
H.8; Page 18

Assets and Liabilities of Foreign-Related Institutions in the United States 1
Seasonally adjusted, billions of dollars
Account 2017
Dec
2018
Jun
2018
Jul
2018
Aug
2018
Sep
2018
Oct
2018
Nov
2018
Dec
Week ending
Jan 9 Jan 16 Jan 23 Jan 30
Assets
Bank credit  969.1   984.3   982.0   977.2   980.1   986.1   1,003.2   1,027.5   1,047.2   1,047.3   1,042.1   1,041.8 
Securities in bank credit 2  255.3   261.9   254.8   252.7   254.6   261.6   269.2   274.5   280.9   279.5   276.4   276.5 
Treasury and agency securities 3  148.6   155.6   151.4   151.9   152.3   156.1   165.5   174.9   179.3   177.9   174.6   174.0 
Mortgage-backed securities (MBS) 4  36.4   31.3   27.4   24.4   22.3   23.0   23.9   30.0   28.6   29.2   26.0   24.2 
Non-MBS 5  112.2   124.3   124.0   127.5   130.0   133.1   141.5   144.9   150.8   148.7   148.6   149.8 
Other securities  106.7   106.2   103.3   100.9   102.4   105.5   103.7   99.7   101.6   101.7   101.8   102.5 
Mortgage-backed securities (MBS) 6  1.5   1.4   1.3   1.2   1.2   1.3   1.7   1.9   2.0   1.9   1.8   1.7 
Non-MBS 7  105.2   104.8   102.0   99.6   101.1   104.2   102.0   97.8   99.6   99.7   100.0   100.8 
Loans and leases in bank credit 8  713.8   722.4   727.2   724.5   725.5   724.5   734.0   752.9   766.3   767.8   765.7   765.3 
10  Commercial and industrial loans  375.6   384.3   388.4   385.7   385.0   385.9   391.5   400.2   406.1   407.6   405.7   408.2 
11  Real estate loans  75.2   77.9   77.9   77.8   79.6   80.6   80.1   83.3   82.7   82.0   81.6   81.0 
12  Residential real estate loans  1.0   1.1   1.1   1.0   1.2   1.4   1.2   1.2   1.6   1.6   1.6   1.4 
13  Revolving home equity loans  0.4   0.3   0.3   0.3   0.3   0.4   0.3   0.4   0.4   0.4   0.4   0.3 
14  Closed-end residential loans 9  0.6   0.8   0.8   0.7   0.9   1.0   0.9   0.8   1.2   1.2   1.2   1.1 
15  Commercial real estate loans  74.2   76.8   76.9   76.8   78.4   79.2   78.9   82.1   81.1   80.4   80.0   79.6 
16  Construction and land development loans 10  9.9   11.0   11.1   11.2   11.4   11.6   12.2   12.7   12.3   12.2   12.2   12.0 
17  Secured by farmland 11  0.1   0.1   0.0   0.1   0.1   0.1   0.1   0.1   0.1   0.1   0.1   0.1 
18  Secured by multifamily properties 12  5.1   5.8   5.8   5.9   6.2   6.4   6.4   6.5   6.8   6.7   7.0   7.3 
19  Secured by nonfarm nonresidential properties 13  59.1   59.8   59.9   59.5   60.7   61.2   60.2   62.7   61.9   61.4   60.7   60.2 
20  Consumer loans  2.5   2.8   3.1   2.7   2.8   3.0   3.1   3.0   2.9   3.0   3.0   3.0 
21  Credit cards and other revolving plans  0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
22  Other consumer loans  2.5   2.8   3.1   2.7   2.8   3.0   3.1   3.0   2.9   3.0   3.0   3.0 
23  Automobile loans 14  0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
24  All other consumer loans 15  2.5   2.8   3.1   2.7   2.8   3.0   3.1   3.0   2.9   3.0   3.0   3.0 
25  All other loans and leases  260.5   257.5   257.8   258.3   258.0   255.0   259.4   266.4   274.6   275.3   275.3   273.1 
26  Loans to nondepository financial institutions 16  112.5   111.4   108.6   108.7   108.0   107.4   106.9   110.2   114.3   115.9   117.1   116.1 
27  All loans not elsewhere classified 17  148.0   146.1   149.1   149.6   150.1   147.6   152.5   156.1   160.3   159.4   158.3   157.0 
28  LESS: Allowance for loan and lease losses  1.3   1.6   1.5   1.6   1.7   1.7   1.2   1.2   1.2   1.1   1.1   1.2 
H.8; Page 19

Assets and Liabilities of Foreign-Related Institutions in the United States 1
Seasonally adjusted, billions of dollars (continued)
Account 2017
Dec
2018
Jun
2018
Jul
2018
Aug
2018
Sep
2018
Oct
2018
Nov
2018
Dec
Week ending
Jan 9 Jan 16 Jan 23 Jan 30
Assets (continued)
29  Cash assets 18  1,010.0   834.0   801.4   742.0   743.2   730.6   731.0   762.4   730.0   713.9   699.2   729.9 
30  Total federal funds sold and reverse RPs 19  316.4   356.4   362.6   352.1   361.4   335.7   342.0   360.5   373.1   372.2   388.6   385.4 
31  Loans to commercial banks 20  3.3   3.4   3.5   3.4   3.5   2.9   1.9   2.0   2.3   2.4   2.1   2.0 
32  Other assets including trading assets 21  156.0   144.3   142.4   144.5   126.8   132.3   135.2   129.4   126.4   119.4   119.1   129.0 
33  Total assets  2,453.6   2,320.9   2,290.4   2,217.6   2,213.4   2,185.9   2,212.1   2,280.7   2,277.8   2,254.2   2,250.0   2,286.9 
Liabilities
34  Deposits  1,043.3   1,014.7   1,021.4   1,001.5   999.2   1,009.8   1,003.3   996.2   1,016.8   1,022.6   1,040.6   1,047.0 
35  Large time deposits  722.7   714.2   720.5   710.9   715.6   714.2   707.9   708.0   716.7   725.7   731.3   738.5 
36  Other deposits  320.5   300.5   300.9   290.6   283.6   295.6   295.4   288.2   300.1   296.9   309.4   308.4 
37  Borrowings  975.4   914.9   890.8   867.7   863.6   852.0   853.5   845.3   841.2   852.6   852.7   846.9 
38  Net due to related foreign offices  248.5   271.4   260.8   227.8   214.5   195.6   213.9   263.4   252.3   228.3   215.8   254.0 
39  Other liabilities including trading liabilities 22  131.8   130.6   130.6   132.9   126.3   131.6   138.0   124.7   127.8   117.3   120.5   125.6 
40  Total liabilities  2,398.9   2,331.6   2,303.6   2,229.9   2,203.5   2,188.9   2,208.7   2,229.7   2,238.2   2,220.8   2,229.6   2,273.5 
41  Residual (assets less liabilities) 23  54.7   -10.7   -13.2   -12.3   9.8   -3.0   3.4   51.0   39.6   33.3   20.4   13.4 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  0.4   -0.8   -0.7   -0.7   -0.9   -1.2   -1.1   -0.5   -0.1   -0.0   -0.1   0.1 
43  U.S. Treasury and agency securities, MBS 25  0.4   -0.8   -0.7   -0.7   -0.9   -1.2   -1.1   -0.5   -0.1   -0.0   -0.1   0.1 
H.8; Page 20

Assets and Liabilities of Foreign-Related Institutions in the United States 1
Not seasonally adjusted, billions of dollars
Account 2017
Dec
2018
Jun
2018
Jul
2018
Aug
2018
Sep
2018
Oct
2018
Nov
2018
Dec
Week ending
Jan 9 Jan 16 Jan 23 Jan 30
Assets
Bank credit  969.0   984.5   984.0   976.3   975.4   986.4   1,007.3   1,026.5   1,047.8   1,048.5   1,038.8   1,042.7 
Securities in bank credit 2  256.0   261.2   256.8   254.1   253.3   261.7   272.6   275.0   281.8   280.2   278.2   277.6 
Treasury and agency securities 3  148.3   155.9   152.8   152.9   151.8   155.2   167.5   174.1   178.7   176.6   174.4   173.8 
Mortgage-backed securities (MBS) 4  34.7   33.1   29.3   25.2   23.2   22.6   24.0   28.0   28.0   28.2   25.6   24.2 
Non-MBS 5  113.5   122.8   123.5   127.7   128.6   132.7   143.5   146.1   150.8   148.4   148.8   149.6 
Other securities  107.7   105.3   103.9   101.2   101.5   106.4   105.1   100.9   103.1   103.6   103.7   103.8 
Mortgage-backed securities (MBS) 6  1.3   1.4   1.4   1.4   1.4   1.4   1.6   1.8   1.9   1.8   1.6   1.6 
Non-MBS 7  106.4   103.9   102.6   99.8   100.1   105.1   103.4   99.2   101.2   101.8   102.2   102.2 
Loans and leases in bank credit 8  713.0   723.3   727.2   722.2   722.1   724.7   734.7   751.5   766.0   768.3   760.7   765.1 
10  Commercial and industrial loans  376.6   384.2   387.0   383.5   381.9   385.3   392.7   401.9   406.7   409.4   405.2   409.4 
11  Real estate loans  74.7   77.8   77.9   78.2   79.4   79.9   80.2   82.6   82.7   82.7   82.0   82.0 
12  Residential real estate loans  1.1   1.2   1.0   0.9   1.3   1.3   1.4   1.3   1.6   1.6   1.6   1.5 
13  Revolving home equity loans  0.4   0.3   0.3   0.3   0.3   0.3   0.3   0.3   0.3   0.3   0.3   0.2 
14  Closed-end residential loans 9  0.7   0.8   0.7   0.6   0.9   1.0   1.0   1.0   1.3   1.3   1.3   1.3 
15  Commercial real estate loans  73.6   76.6   76.9   77.3   78.2   78.5   78.9   81.2   81.1   81.1   80.4   80.5 
16  Construction and land development loans 10  9.6   11.0   10.9   11.1   11.3   11.4   12.0   12.4   12.2   12.2   12.2   12.2 
17  Secured by farmland 11  0.1   0.1   0.1   0.1   0.1   0.1   0.1   0.1   0.1   0.1   0.1   0.1 
18  Secured by multifamily properties 12  5.1   5.9   5.7   6.0   6.4   6.4   6.4   6.5   6.8   6.7   6.8   7.2 
19  Secured by nonfarm nonresidential properties 13  58.7   59.6   60.1   60.2   60.4   60.6   60.4   62.2   62.1   62.1   61.3   61.0 
20  Consumer loans  2.6   2.9   3.2   2.9   2.9   3.0   3.0   3.1   3.1   3.1   3.1   3.2 
21  Credit cards and other revolving plans  0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
22  Other consumer loans  2.6   2.9   3.2   2.9   2.9   3.0   3.0   3.1   3.1   3.1   3.1   3.2 
23  Automobile loans 14  0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0   0.0 
24  All other consumer loans 15  2.6   2.9   3.2   2.9   2.9   3.0   3.0   3.1   3.1   3.1   3.1   3.2 
25  All other loans and leases  259.2   258.5   259.0   257.6   257.9   256.5   258.7   264.0   273.6   273.1   270.3   270.5 
26  Loans to nondepository financial institutions 16  113.0   109.7   107.4   107.7   109.2   110.2   108.7   109.4   112.8   114.2   113.5   113.9 
27  All loans not elsewhere classified 17  146.1   148.7   151.6   149.9   148.6   146.2   150.0   154.5   160.7   158.9   156.9   156.6 
28  LESS: Allowance for loan and lease losses  1.3   1.7   1.7   1.7   1.7   1.7   1.2   1.2   1.2   1.2   1.2   1.3 
H.8; Page 21

Assets and Liabilities of Foreign-Related Institutions in the United States 1
Not seasonally adjusted, billions of dollars (continued)
Account 2017
Dec
2018
Jun
2018
Jul
2018
Aug
2018
Sep
2018
Oct
2018
Nov
2018
Dec
Week ending
Jan 9 Jan 16 Jan 23 Jan 30
Assets (continued)
29  Cash assets 18  907.8   829.9   816.9   770.7   731.7   727.0   730.3   686.9   736.9   715.2   739.7   741.7 
30  Total federal funds sold and reverse RPs 19  317.5   347.9   350.9   355.1   354.8   335.7   358.3   356.0   381.4   380.7   398.7   396.0 
31  Loans to commercial banks 20  3.1   3.7   3.4   3.4   3.6   2.9   1.8   1.8   2.1   2.1   2.2   2.0 
32  Other assets including trading assets 21  154.1   146.1   139.9   144.0   130.1   130.4   136.7   127.6   126.5   114.8   117.9   126.5 
33  Total assets  2,350.2   2,310.5   2,293.6   2,247.9   2,193.9   2,180.6   2,233.1   2,197.6   2,293.4   2,260.1   2,296.1   2,307.6 
Liabilities
34  Deposits  1,025.1   1,018.0   1,025.0   1,008.2   994.4   996.7   995.3   977.3   1,017.8   1,023.1   1,045.7   1,047.0 
35  Large time deposits  704.8   721.7   719.8   713.0   709.7   707.0   698.2   689.2   712.9   722.3   733.2   742.9 
36  Other deposits  320.3   296.3   305.2   295.2   284.7   289.6   297.1   288.1   304.9   300.8   312.5   304.1 
37  Borrowings  971.2   905.7   885.6   854.6   850.4   829.7   865.0   847.1   874.8   883.9   881.2   875.5 
38  Net due to related foreign offices  220.0   255.0   254.1   243.4   214.6   216.0   225.8   240.9   266.4   229.3   241.4   250.8 
39  Other liabilities including trading liabilities 22  131.3   128.9   125.9   133.4   126.2   130.6   139.8   125.4   125.6   115.9   119.9   126.3 
40  Total liabilities  2,347.7   2,307.7   2,290.6   2,239.6   2,185.5   2,172.9   2,225.9   2,190.7   2,284.5   2,252.1   2,288.1   2,299.6 
41  Residual (assets less liabilities) 23  2.5   2.8   3.0   8.3   8.4   7.8   7.3   7.0   8.8   8.0   8.0   7.9 
Memoranda
42  Net unrealized gains (losses) on available-for-sale securities 24  0.4   -0.8   -0.7   -0.7   -0.9   -1.2   -1.1   -0.5   -0.1   -0.0   -0.1   0.1 
43  U.S. Treasury and agency securities, MBS 25  0.4   -0.8   -0.7   -0.7   -0.9   -1.2   -1.1   -0.5   -0.1   -0.0   -0.1   0.1 

Footnotes

1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations. The latter two categories together are referred to on this release as "foreign-related institutions." Data exclude International Banking Facilities. Weekly levels are Wednesday values; monthly levels are pro rata averages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks are adjusted to remove the estimated effects of mergers and panel shifts between these two bank groups. (See www.federalreserve.gov/releases/h8/about.htm for more information on how these data were constructed.)

2. Includes all securities, whether held-to-maturity reported at amortized cost; available-for-sale reported at fair value; held as trading assets, also reported at fair value; or equity securities with readily determinable fair values not held for trading. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 32) or loans held in trading accounts (included in line 9).

3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.

4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.

5. Includes U.S. Treasury securities and U.S. government agency obligations other than MBS.

6. Includes MBS not issued or guaranteed by the U.S. government.

7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.

8. Includes the allowance for loan and lease losses (line 28) and all loans held in trading accounts under a fair value option. Excludes total federal funds sold and reverse RPs (line 30), loans made to commercial banks (line 31), and unearned income.

9. Includes first and junior liens on closed-end loans secured by 1-4 family residential properties.

10. Includes construction, land development, and other land loans.

11. Includes loans secured by farmland, including grazing and pastureland.

12. Includes loans secured by multifamily (5 or more) residential properties, including apartment buildings.

13. Includes loans secured by nonfarm nonresidential properties, both owner-occupied and other nonfarm nonresidential properties.

14. Includes loans for purchasing new and used passenger cars and other vehicles. Includes direct and indirect consumer automobile loans as well as retail installment sales paper purchased from auto dealers.

15. Includes student loans, loans for medical expenses and vacations, and loans for other personal expenditures.

16. Includes loans to real estate investment trusts, insurance companies, holding companies of other depository institutions, finance companies, mortgage finance companies, factors, federally-sponsored lending agencies, investment banks, banks' own trust departments, and other nondepository financial intermediaries.

17. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.

18. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.

19. Includes total federal funds sold to, and reverse RPs with, commercial banks, brokers and dealers, and others, including the Federal Home Loan Banks (FHLB).

20. Excludes loans secured by real estate, which are included in line 11.

21. Includes other real estate owned; premises and fixed assets; investments in unconsolidated subsidiaries; intangible assets (including goodwill); direct and indirect investments in real estate ventures; accounts receivable; derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) with a positive fair value, as determined under FASB Interpretation No. 39 (FIN 39); and other assets. Excludes the due-from position with related foreign offices which is included in line 38. Excludes most securities held in trading accounts (included in line 2); trading account securities at some smaller domestically chartered commercial banks are included in this item.

22. Includes subordinated notes and debentures; net deferred tax liabilities; interest and other expenses accrued and unpaid; accounts payable; liabilities for short positions; derivative contracts with a negative fair value, as determined under FASB Interpretation No. 39 (FIN 39); other trading liabilities to which fair value accounting has been applied; and other liabilities.

23. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.

24. Difference between fair value and amortized cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.

25. Difference between fair value and amortized cost for Treasury and agency securities, mortgage-backed securities (MBS), classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.

Current and historical H.8 data are available from the Federal Reserve Board's Data Download Program (www.federalreserve.gov/datadownload/Choose.aspx?rel=H.8). “Notes on the Data” back to October 17, 1989, may be found on the Federal Reserve Board's website (www.federalreserve.gov/releases/h8/h8notes.htm).
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Last Update: February 08, 2019