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Release Date: December 11, 2020

Table 1. Selected Assets and Liabilities of Commercial Banks in the United States 1

Percent change at break adjusted, seasonally adjusted, annual rate.
Account 2015 2016 2017 2018 2019 2019 Q2 2019 Q3 2019 Q4 2020 Q1 2020 Q2 2020 Q3 2020
Aug
2020
Sep
2020
Oct
2020
Nov
Assets
1 Bank credit 7.7 6.8 3.0 3.5 6.0 5.0 6.5 5.3 6.9 21.3 2.3 0.9 0.5 1.0 6.0
2 Securities in bank credit 2 6.1 7.8 1.8 0.8 10.4 9.1 9.6 10.6 8.6 16.6 27.5 15.8 16.2 24.4 36.2
3 Treasury and agency securities 3 8.9 10.0 2.7 3.6 14.3 11.4 14.2 12.7 9.5 18.0 30.6 20.5 17.2 24.5 38.0
6 Other securities -0.5 2.3 -0.5 -7.0 -1.9 1.5 -5.8 3.0 5.6 11.4 16.1 -2.0 12.1 24.0 29.2
9 Loans and leases in bank credit 8 8.3 6.4 3.4 4.5 4.4 3.6 5.4 3.3 6.3 23.1 -7.2 -5.1 -6.0 -8.8 -7.0
10 Commercial and industrial loans 10.5 5.8 1.0 6.5 3.6 1.7 4.6 -1.4 10.3 89.8 -19.8 -18.7 -25.2 -30.3 -23.9
11 Real estate loans 6.0 6.5 3.7 3.6 3.4 3.1 3.6 4.4 3.4 2.8 0.7 0.7 -1.5 -1.9 -3.8
12 Residential real estate loans 1.3 3.2 1.4 2.2 2.1 2.5 2.5 2.5 1.0 -0.1 -1.6 -3.6 -4.2 -4.4 -11.0
13 Revolving home equity loans -4.1 -6.8 -6.8 -8.2 -8.7 -9.7 -7.9 -9.4 -9.2 -9.3 -13.7 -14.2 -14.4 -16.6 -16.4
14 Closed-end residential loans 9 2.9 5.9 3.4 4.4 4.1 4.7 4.3 4.5 2.7 1.3 0.2 -2.0 -2.7 -2.5 -10.2
15 Commercial real estate loans 12.0 10.3 6.1 5.0 4.6 3.7 4.7 6.3 5.7 5.6 3.0 4.8 1.0 0.3 2.9
20 Consumer loans 6.2 7.0 4.2 4.1 5.2 6.7 6.6 3.9 3.5 -17.5 -2.5 -1.4 0.9 -0.3 1.2
21 Credit cards and other revolving plans 5.8 6.4 5.1 4.3 3.6 4.7 5.5 2.0 2.0 -33.8 -9.4 -6.5 -3.3 -3.3 -1.3
22 Other consumer loans 6.7 7.7 3.1 3.9 7.3 9.1 7.9 6.2 5.2 0.9 4.5 3.5 5.2 2.5 3.6
25 All other loans and leases 15.1 6.1 5.7 4.9 8.3 4.8 11.0 6.9 12.1 21.8 -11.9 -0.8 8.9 0.9 5.1
28 LESS: Allowance for loan and lease losses -3.7 2.9 0.4 -0.6 1.3 -6.1 -7.3 8.9 15.5 111.8 75.1 9.5 15.6 4.4 9.3
29 Cash assets 18 -7.9 -14.2 7.4 -19.2 -12.8 -27.0 -9.1 16.4 40.4 258.8 -33.2 31.4 26.5 16.9 30.3
30 Total federal funds sold and reverse RPs 19 -0.2 2.6 9.5 36.8 25.3 49.0 11.0 -16.6 -5.1 -24.3 83.2 -99.4 7.2 -25.7 9.7
31 Loans to commercial banks 20 10.6 19.1 -2.9 10.5 -47.6 -106.8 -128.8 -15.0 -31.2 -28.2 12.1 0.0 71.6 557.7 -92.3
32 Other assets including trading assets 21 -1.6 1.6 1.6 0.2 1.5 5.3 11.3 -1.8 28.7 20.9 -1.6 -11.6 5.7 -2.8 -19.9
33 Total assets 3.7 2.7 3.6 0.8 4.1 3.4 5.6 4.7 11.4 43.4 -1.3 -0.5 4.8 2.1 7.5
 
Liabilities
34 Deposits 5.0 4.4 4.5 2.7 6.3 6.0 5.4 8.4 10.1 49.3 11.1 2.7 9.7 5.0 13.6
35 Large time deposits 0.5 -10.9 7.1 4.5 9.1 8.1 4.7 9.8 -6.1 -13.4 -21.4 -25.6 -42.6 -34.2 -24.8
36 Other deposits 5.8 7.2 4.2 2.4 5.8 5.6 5.6 8.2 12.7 59.1 15.4 6.2 16.0 9.4 17.8
37 Borrowings 6.3 3.9 3.5 -5.2 -1.4 -5.8 5.2 -3.4 11.3 -4.1 -45.5 5.6 -31.1 -1.4 -17.8
39 Other liabilities including trading liabilities 22 -5.8 -2.1 -9.0 6.3 8.7 19.7 22.2 9.0 59.8 38.5 -14.4 -31.5 -56.1 19.4 31.5
40 Total liabilities 3.2 2.6 3.6 0.7 4.1 2.6 5.5 5.6 12.2 48.0 -2.6 1.0 3.3 1.1 10.0

Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments. For information on how the data were constructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent changes for other series shown on the release are available for customizable download through the Federal Reserve Board’s Data Download Program (DDP). Footnotes appear on the last page of the release.

Table 2. Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2019
Nov
2020
May
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
Week ending
Nov 11 Nov 18 Nov 25 Dec 02
Assets
1 Bank credit 13,815.0 14,854.5 14,858.6 14,910.2 14,921.8 14,927.5 14,941.4 15,016.7 14,999.1 15,009.1 15,029.0 15,046.2
2 Securities in bank credit 2 3,831.3 4,031.3 4,171.0 4,291.2 4,347.7 4,406.3 4,496.0 4,631.5 4,585.9 4,634.5 4,659.9 4,687.5
3 Treasury and agency securities 3 3,008.6 3,179.0 3,298.9 3,398.7 3,456.7 3,506.3 3,578.0 3,691.2 3,652.3 3,694.9 3,714.1 3,736.9
4 Mortgage-backed securities (MBS) 4 2,087.2 2,223.2 2,226.0 2,264.9 2,328.5 2,324.4 2,389.2 2,482.9 2,458.8 2,479.7 2,495.6 2,521.1
5 Non-MBS 5 921.5 955.9 1,072.9 1,133.8 1,128.2 1,181.9 1,188.8 1,208.3 1,193.5 1,215.2 1,218.6 1,215.9
6 Other securities 822.6 852.3 872.1 892.5 891.0 900.0 918.0 940.3 933.6 939.7 945.7 950.6
7 Mortgage-backed securities (MBS) 6 77.3 81.8 83.1 84.1 83.0 83.5 83.6 83.1 83.5 84.2 82.0 83.1
8 Non-MBS 7 745.4 770.5 789.0 808.4 808.0 816.6 834.4 857.2 850.1 855.5 863.7 867.5
9 Loans and leases in bank credit 8 9,983.7 10,823.2 10,687.6 10,619.0 10,574.1 10,521.1 10,445.4 10,385.1 10,413.2 10,374.5 10,369.1 10,358.7
10 Commercial and industrial loans 2,361.7 3,041.2 2,933.2 2,872.1 2,827.3 2,767.9 2,697.9 2,644.2 2,656.5 2,638.5 2,635.0 2,630.6
11 Real estate loans 4,580.9 4,676.2 4,675.5 4,691.2 4,693.8 4,687.8 4,680.2 4,665.3 4,679.3 4,668.2 4,657.6 4,648.3
12 Residential real estate loans 2,284.2 2,294.7 2,290.1 2,297.7 2,290.8 2,282.8 2,274.5 2,253.7 2,269.1 2,256.1 2,244.5 2,235.2
13 Revolving home equity loans 324.8 310.2 306.4 303.3 299.7 296.1 292.0 288.0 289.3 288.2 287.0 285.9
14 Closed-end residential loans 9 1,959.3 1,984.5 1,983.7 1,994.4 1,991.1 1,986.7 1,982.6 1,965.7 1,979.8 1,967.9 1,957.5 1,949.4
15 Commercial real estate loans 2,296.8 2,381.5 2,385.4 2,393.5 2,403.0 2,405.0 2,405.7 2,411.5 2,410.2 2,412.1 2,413.1 2,413.1
16 Construction and land development loans 10 350.0 363.8 367.0 368.9 371.4 371.9 372.9 373.7 373.3 373.3 374.1 374.3
17 Secured by farmland 11 102.6 102.5 102.2 102.4 102.2 102.0 101.6 101.6 101.6 101.5 101.7 101.5
18 Secured by multifamily properties 12 386.0 412.7 414.0 414.9 417.3 418.4 418.6 420.4 419.6 421.2 421.1 420.4
19 Secured by nonfarm nonresidential properties 13 1,458.2 1,502.5 1,502.3 1,507.3 1,512.1 1,512.7 1,512.6 1,515.8 1,515.7 1,516.0 1,516.3 1,516.8
20 Consumer loans 1,584.5 1,520.6 1,517.7 1,520.7 1,518.9 1,520.0 1,520.8 1,522.6 1,523.4 1,520.9 1,524.0 1,522.5
21 Credit cards and other revolving plans 842.9 768.4 762.8 761.1 757.1 755.0 754.1 753.6 755.0 752.4 754.7 751.5
22 Other consumer loans 741.6 752.2 754.9 759.6 761.8 765.1 766.7 769.0 768.3 768.5 769.2 771.0
23 Automobile loans 14 449.4 453.7 456.1 458.2 458.9 459.9 461.2 462.7 462.3 462.6 463.0 463.6
24 All other consumer loans 15 292.2 298.5 298.8 301.3 302.8 305.2 305.4 306.3 306.0 305.9 306.3 307.4
25 All other loans and leases 1,456.6 1,585.2 1,561.2 1,535.0 1,534.0 1,545.4 1,546.5 1,553.1 1,554.0 1,546.9 1,552.5 1,557.3
26 Loans to nondepository financial institutions 16 570.1 657.8 641.2 622.7 626.0 635.7 636.9 641.6 645.7 645.4 635.9 639.2
27 All loans not elsewhere classified 17 886.5 927.4 919.9 912.3 908.1 909.7 909.6 911.5 908.2 901.5 916.6 918.1
28 LESS: Allowance for loan and lease losses 112.2 181.9 187.1 214.3 216.0 218.8 219.6 221.3 220.5 221.0 222.3 222.0
29 Cash assets 18 1,704.9 3,251.8 3,058.6 2,796.7 2,869.6 2,933.1 2,980.9 3,058.0 2,961.2 3,055.3 3,146.2 3,106.2
30 Total federal funds sold and reverse RPs 19 774.4 676.0 793.4 914.8 839.0 844.0 825.9 832.6 853.9 796.3 852.4 818.1
31 Loans to commercial banks 20 7.6 6.4 6.4 6.7 6.7 7.1 10.4 9.6 9.9 9.7 9.5 9.2
32 Other assets including trading assets 21 1,485.4 1,684.3 1,670.8 1,685.8 1,669.5 1,677.4 1,673.5 1,645.7 1,628.4 1,665.1 1,655.9 1,644.1
33 Total assets 17,675.1 20,291.2 20,200.6 20,099.9 20,090.7 20,170.2 20,212.5 20,341.3 20,232.1 20,314.5 20,470.7 20,401.8
 
Liabilities
34 Deposits 13,191.5 15,325.7 15,525.4 15,556.2 15,590.8 15,717.0 15,789.4 15,970.4 15,906.5 15,948.5 16,056.3 16,027.1
35 Large time deposits 1,852.1 1,768.1 1,735.1 1,714.3 1,677.8 1,618.5 1,574.4 1,542.3 1,554.9 1,541.0 1,538.4 1,528.1
36 Other deposits 11,339.4 13,557.6 13,790.3 13,841.9 13,913.0 14,098.6 14,215.1 14,428.0 14,351.6 14,407.6 14,517.9 14,499.0
37 Borrowings 1,988.1 2,025.8 1,847.5 1,811.1 1,819.5 1,772.4 1,770.3 1,744.1 1,726.9 1,756.8 1,755.0 1,734.2
38 Net due to related foreign offices -104.0 143.4 4.5 -134.8 -141.6 -134.1 -192.8 -213.7 -208.6 -221.6 -191.6 -242.7
39 Other liabilities including trading liabilities 22 650.2 810.0 803.0 806.9 785.7 749.0 761.1 781.1 756.2 775.9 810.2 797.6
40 Total liabilities 15,725.9 18,304.8 18,180.3 18,039.4 18,054.4 18,104.3 18,128.1 18,281.9 18,180.9 18,259.6 18,429.9 18,316.1
41 Residual (Assets LESS Liabilities) 23 1,949.2 1,986.4 2,020.3 2,060.5 2,036.2 2,065.9 2,084.4 2,059.5 2,051.2 2,054.9 2,040.8 2,085.6
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 18.3 60.1 63.3 66.1 66.3 65.5 60.5 57.6 54.0 57.6 58.7 58.7
43 U.S. Treasury and agency securities, MBS 25 13.4 49.6 48.3 49.1 47.3 43.3 40.8 38.7 37.1 38.7 38.4 39.5

Footnotes appear on the last page.

Table 3. Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2019
Nov
2020
May
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
Week ending
Nov 11 Nov 18 Nov 25 Dec 02
Assets
1 Bank credit 13,849.7 14,851.8 14,861.1 14,889.2 14,899.6 14,911.1 14,942.1 15,055.4 15,021.0 15,047.1 15,071.0 15,110.3
2 Securities in bank credit 2 3,859.5 4,016.9 4,156.1 4,278.2 4,358.8 4,420.7 4,512.9 4,666.0 4,617.6 4,676.6 4,693.9 4,723.3
3 Treasury and agency securities 3 3,031.5 3,167.5 3,285.8 3,386.7 3,465.5 3,516.8 3,588.9 3,718.6 3,674.5 3,728.4 3,742.4 3,767.8
4 Mortgage-backed securities (MBS) 4 2,096.8 2,220.4 2,225.5 2,261.5 2,330.9 2,331.7 2,394.8 2,494.7 2,461.7 2,494.3 2,508.7 2,540.9
5 Non-MBS 5 934.7 947.1 1,060.3 1,125.3 1,134.6 1,185.1 1,194.2 1,223.9 1,212.8 1,234.0 1,233.7 1,226.8
6 Other securities 828.0 849.4 870.3 891.4 893.2 903.9 924.0 947.5 943.1 948.2 951.6 955.5
7 Mortgage-backed securities (MBS) 6 76.4 82.8 84.4 85.0 83.5 83.2 83.1 82.2 82.7 83.7 80.8 81.3
8 Non-MBS 7 751.6 766.6 786.0 806.4 809.7 820.6 840.9 865.3 860.4 864.5 870.8 874.2
9 Loans and leases in bank credit 8 9,990.2 10,834.8 10,704.9 10,611.1 10,540.8 10,490.4 10,429.2 10,389.3 10,403.5 10,370.5 10,377.1 10,387.0
10 Commercial and industrial loans 2,354.5 3,065.2 2,949.0 2,866.9 2,807.2 2,744.8 2,679.9 2,635.5 2,641.4 2,636.0 2,630.8 2,618.9
11 Real estate loans 4,590.1 4,674.8 4,679.0 4,697.3 4,695.2 4,686.6 4,686.3 4,674.4 4,692.1 4,670.8 4,664.6 4,659.3
12 Residential real estate loans 2,292.0 2,289.7 2,290.2 2,303.8 2,297.7 2,284.4 2,280.0 2,261.4 2,280.4 2,257.3 2,249.8 2,244.3
13 Revolving home equity loans 324.3 311.4 306.9 303.3 299.0 295.4 291.2 287.3 288.6 287.5 286.4 285.4
14 Closed-end residential loans 9 1,967.7 1,978.3 1,983.4 2,000.5 1,998.7 1,989.0 1,988.8 1,974.1 1,991.8 1,969.7 1,963.4 1,958.9
15 Commercial real estate loans 2,298.1 2,385.1 2,388.8 2,393.5 2,397.5 2,402.2 2,406.3 2,413.0 2,411.7 2,413.6 2,414.8 2,414.9
16 Construction and land development loans 10 352.0 364.2 369.2 370.2 372.9 373.9 374.5 375.8 375.5 375.8 376.2 376.2
17 Secured by farmland 11 102.3 102.7 102.5 102.7 102.3 102.1 101.7 101.4 101.4 101.3 101.3 101.3
18 Secured by multifamily properties 12 386.4 413.1 413.8 414.4 415.6 417.5 419.2 420.8 420.3 421.5 420.9 421.0
19 Secured by nonfarm nonresidential properties 13 1,457.4 1,505.2 1,503.3 1,506.2 1,506.8 1,508.7 1,510.9 1,515.0 1,514.4 1,515.0 1,516.4 1,516.5
20 Consumer loans 1,590.4 1,509.1 1,510.5 1,514.8 1,516.5 1,520.6 1,520.4 1,528.2 1,525.0 1,521.9 1,532.0 1,540.3
21 Credit cards and other revolving plans 845.5 761.5 759.2 756.9 753.9 752.3 749.7 755.7 752.8 749.8 759.4 766.3
22 Other consumer loans 744.9 747.5 751.3 758.0 762.6 768.4 770.8 772.5 772.1 772.1 772.6 774.0
23 Automobile loans 14 450.8 451.6 454.5 457.8 459.6 461.6 463.4 464.2 464.0 464.0 464.3 464.8
24 All other consumer loans 15 294.2 295.9 296.9 300.2 303.0 306.8 307.4 308.3 308.1 308.1 308.3 309.2
25 All other loans and leases 1,455.2 1,585.8 1,566.4 1,532.1 1,521.9 1,538.4 1,542.5 1,551.2 1,545.0 1,541.8 1,549.7 1,568.6
26 Loans to nondepository financial institutions 16 575.4 656.2 640.5 622.3 622.0 636.1 641.3 646.9 648.6 647.7 640.5 649.0
27 All loans not elsewhere classified 17 879.8 929.6 925.9 909.8 899.9 902.3 901.3 904.4 896.4 894.0 909.2 919.5
28 LESS: Allowance for loan and lease losses 112.4 182.1 190.4 219.9 222.1 222.8 221.2 221.4 221.4 221.3 221.3 221.3
29 Cash assets 18 1,719.4 3,260.9 3,052.3 2,758.3 2,861.4 2,884.2 2,947.1 3,082.4 3,031.8 3,066.2 3,171.0 3,112.3
30 Total federal funds sold and reverse RPs 19 789.8 660.1 775.0 893.8 845.1 849.8 831.1 851.7 865.6 820.3 857.5 861.9
31 Loans to commercial banks 20 7.5 6.5 6.3 6.4 6.4 6.9 10.0 9.5 9.6 9.5 9.5 9.3
32 Other assets including trading assets 21 1,487.9 1,681.8 1,675.9 1,686.4 1,671.9 1,681.5 1,670.7 1,645.5 1,634.4 1,665.7 1,659.4 1,635.4
33 Total assets 17,741.8 20,278.9 20,180.2 20,014.4 20,062.3 20,110.7 20,179.8 20,423.0 20,341.1 20,387.5 20,547.1 20,507.8
 
Liabilities
34 Deposits 13,220.1 15,252.3 15,487.2 15,528.9 15,558.6 15,687.6 15,783.3 16,017.9 15,963.7 15,994.6 16,054.7 16,140.4
35 Large time deposits 1,834.9 1,786.2 1,738.6 1,707.0 1,663.5 1,598.9 1,555.3 1,529.3 1,534.6 1,526.2 1,531.2 1,523.4
36 Other deposits 11,385.2 13,466.1 13,748.6 13,821.9 13,895.1 14,088.8 14,228.0 14,488.6 14,429.1 14,468.5 14,523.5 14,617.0
37 Borrowings 1,991.2 2,060.8 1,864.9 1,807.4 1,813.8 1,761.4 1,755.4 1,747.1 1,732.5 1,758.0 1,768.4 1,727.3
38 Net due to related foreign offices -95.3 157.4 13.8 -128.1 -135.4 -155.6 -193.5 -207.8 -202.2 -211.8 -177.0 -240.9
39 Other liabilities including trading liabilities 22 660.5 810.5 803.7 797.6 789.4 760.6 770.7 792.4 779.8 771.8 823.7 805.1
40 Total liabilities 15,776.5 18,281.1 18,169.7 18,005.8 18,026.5 18,054.1 18,115.9 18,349.5 18,273.7 18,312.7 18,469.8 18,432.0
41 Residual (Assets LESS Liabilities) 23 1,965.2 1,997.9 2,010.6 2,008.6 2,035.8 2,056.6 2,063.9 2,073.5 2,067.3 2,074.8 2,077.3 2,075.8
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 18.3 60.1 63.3 66.1 66.3 65.5 60.5 57.6 54.0 57.6 58.7 58.7
43 U.S. Treasury and agency securities, MBS 25 13.4 49.6 48.3 49.1 47.3 43.3 40.8 38.7 37.1 38.7 38.4 39.5

Footnotes appear on the last page.

Table 4. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2019
Nov
2020
May
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
Week ending
Nov 11 Nov 18 Nov 25 Dec 02
Assets
1 Bank credit 12,784.4 13,670.7 13,703.8 13,781.9 13,809.5 13,839.2 13,892.6 13,975.0 13,952.6 13,967.3 13,987.4 14,012.4
2 Securities in bank credit 2 3,563.8 3,762.5 3,899.5 4,022.0 4,079.2 4,139.0 4,238.7 4,366.9 4,323.5 4,370.5 4,391.0 4,422.0
3 Treasury and agency securities 3 2,831.7 3,009.1 3,124.6 3,226.5 3,286.1 3,337.6 3,419.0 3,526.0 3,488.1 3,529.7 3,546.0 3,571.8
4 Mortgage-backed securities (MBS) 4 2,049.1 2,179.7 2,182.3 2,221.7 2,287.1 2,285.0 2,350.2 2,438.1 2,417.4 2,435.8 2,447.2 2,473.7
5 Non-MBS 5 782.6 829.4 942.3 1,004.8 999.0 1,052.7 1,068.8 1,087.9 1,070.8 1,093.9 1,098.8 1,098.0
6 Other securities 732.1 753.5 774.9 795.5 793.2 801.4 819.7 840.9 835.3 840.8 845.1 850.3
7 Mortgage-backed securities (MBS) 6 75.5 80.0 81.2 82.4 81.1 81.6 81.6 80.9 81.2 81.9 79.7 80.8
8 Non-MBS 7 656.6 673.4 693.8 713.1 712.0 719.7 738.2 760.0 754.1 758.9 765.3 769.5
9 Loans and leases in bank credit 8 9,220.6 9,908.1 9,804.2 9,759.9 9,730.2 9,700.2 9,653.8 9,608.1 9,629.1 9,596.8 9,596.3 9,590.3
10 Commercial and industrial loans 1,967.2 2,527.2 2,442.2 2,396.9 2,367.1 2,325.5 2,280.3 2,241.3 2,249.3 2,236.8 2,233.6 2,232.6
11 Real estate loans 4,496.9 4,588.2 4,588.8 4,604.0 4,606.4 4,601.1 4,594.5 4,578.9 4,593.0 4,581.7 4,571.1 4,562.0
12 Residential real estate loans 2,282.7 2,293.1 2,288.6 2,296.1 2,289.4 2,281.5 2,273.2 2,252.5 2,267.9 2,254.9 2,243.4 2,234.2
13 Revolving home equity loans 324.4 309.6 305.8 302.8 299.3 295.7 291.5 287.5 288.8 287.7 286.6 285.4
14 Closed-end residential loans 9 1,958.3 1,983.5 1,982.7 1,993.3 1,990.1 1,985.8 1,981.7 1,965.0 1,979.1 1,967.2 1,956.8 1,948.7
15 Commercial real estate loans 2,214.2 2,295.0 2,300.3 2,307.9 2,317.1 2,319.6 2,321.3 2,326.3 2,325.1 2,326.8 2,327.7 2,327.9
16 Construction and land development loans 10 337.9 351.5 354.5 356.6 359.3 360.0 361.0 361.9 361.6 361.6 362.2 362.5
17 Secured by farmland 11 102.4 102.3 102.0 102.2 102.0 101.9 101.5 101.5 101.5 101.4 101.6 101.4
18 Secured by multifamily properties 12 376.8 402.3 403.4 404.1 406.2 407.4 407.2 408.8 407.9 409.4 409.6 409.1
19 Secured by nonfarm nonresidential properties 13 1,397.2 1,439.0 1,440.3 1,445.0 1,449.6 1,450.4 1,451.7 1,454.1 1,454.1 1,454.4 1,454.4 1,454.8
20 Consumer loans 1,581.1 1,517.2 1,514.4 1,517.5 1,515.7 1,516.4 1,517.1 1,518.9 1,519.7 1,517.2 1,520.3 1,518.8
21 Credit cards and other revolving plans 842.9 768.4 762.8 761.1 757.1 755.0 754.1 753.6 755.0 752.4 754.7 751.5
22 Other consumer loans 738.2 748.8 751.5 756.3 758.5 761.5 763.0 765.3 764.7 764.8 765.5 767.3
23 Automobile loans 14 449.4 453.7 456.1 458.2 458.9 459.9 461.2 462.7 462.3 462.6 463.0 463.6
24 All other consumer loans 15 288.9 295.0 295.5 298.1 299.6 301.6 301.8 302.6 302.3 302.2 302.5 303.7
25 All other loans and leases 1,175.4 1,275.6 1,258.8 1,241.6 1,241.1 1,257.2 1,262.0 1,269.1 1,267.1 1,261.1 1,271.4 1,276.9
26 Loans to nondepository financial institutions 16 454.8 520.4 504.6 492.0 495.9 507.7 510.0 518.3 521.2 520.8 515.0 517.6
27 All loans not elsewhere classified 17 720.7 755.2 754.2 749.6 745.2 749.5 752.0 750.8 745.9 740.3 756.5 759.3
28 LESS: Allowance for loan and lease losses 111.1 179.9 185.0 212.1 214.0 216.8 217.9 219.5 218.6 219.2 220.5 220.2
29 Cash assets 18 1,117.0 2,317.1 2,304.5 2,119.0 2,190.2 2,188.6 2,247.9 2,307.2 2,292.4 2,289.6 2,328.6 2,313.6
30 Total federal funds sold and reverse RPs 19 332.7 323.3 442.1 578.2 478.8 484.4 460.2 480.7 482.5 440.2 525.1 491.3
31 Loans to commercial banks 20 5.5 5.5 5.2 5.0 4.9 5.5 8.5 8.3 8.3 8.4 8.1 8.0
32 Other assets including trading assets 21 1,358.9 1,518.1 1,511.3 1,523.1 1,513.5 1,523.8 1,522.0 1,502.6 1,494.3 1,517.3 1,506.9 1,502.6
33 Total assets 15,487.5 17,654.8 17,781.9 17,795.1 17,782.9 17,824.8 17,913.3 18,054.3 18,011.5 18,003.5 18,135.6 18,107.6
 
Liabilities
34 Deposits 12,119.6 14,175.0 14,369.8 14,397.3 14,429.2 14,555.3 14,631.6 14,809.1 14,772.3 14,784.1 14,874.6 14,851.0
35 Large time deposits 1,079.9 1,008.1 974.0 944.9 907.6 866.9 841.5 823.0 833.2 821.8 818.3 811.8
36 Other deposits 11,039.6 13,166.9 13,395.8 13,452.4 13,521.6 13,688.3 13,790.1 13,986.1 13,939.2 13,962.3 14,056.4 14,039.2
37 Borrowings 1,086.8 1,050.1 979.2 961.3 954.5 904.1 863.5 852.2 854.9 851.6 846.3 863.7
38 Net due to related foreign offices -212.0 -216.0 -249.2 -271.6 -269.2 -281.3 -294.1 -323.4 -313.0 -318.6 -331.3 -349.4
39 Other liabilities including trading liabilities 22 539.1 674.8 669.7 671.1 655.4 620.2 637.4 656.2 644.4 642.5 678.2 673.8
40 Total liabilities 13,533.5 15,683.8 15,769.5 15,758.1 15,770.0 15,798.3 15,838.4 15,994.2 15,958.6 15,959.6 16,067.8 16,039.2
41 Residual (Assets LESS Liabilities) 23 1,954.0 1,971.0 2,012.4 2,036.9 2,012.9 2,026.4 2,074.9 2,060.2 2,053.0 2,043.9 2,067.8 2,068.5
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 16.9 57.1 60.2 63.1 63.4 62.7 57.9 55.1 51.6 55.1 56.2 56.2
43 U.S. Treasury and agency securities, MBS 25 12.0 46.6 45.3 46.0 44.4 40.5 38.1 36.2 34.7 36.2 35.9 37.0

Footnotes appear on the last page.

Table 5. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2019
Nov
2020
May
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
Week ending
Nov 11 Nov 18 Nov 25 Dec 02
Assets
1 Bank credit 12,815.5 13,673.4 13,706.6 13,763.3 13,794.4 13,831.1 13,898.2 14,010.8 13,974.6 14,001.3 14,024.4 14,070.1
2 Securities in bank credit 2 3,588.8 3,748.5 3,882.1 4,005.3 4,087.4 4,152.1 4,254.3 4,399.4 4,352.3 4,411.7 4,423.4 4,454.9
3 Treasury and agency securities 3 2,852.0 2,996.4 3,108.5 3,211.4 3,291.9 3,346.6 3,429.9 3,552.2 3,509.6 3,563.5 3,572.0 3,600.0
4 Mortgage-backed securities (MBS) 4 2,059.5 2,175.2 2,179.9 2,216.7 2,288.5 2,290.6 2,355.5 2,450.8 2,422.2 2,452.0 2,460.7 2,493.2
5 Non-MBS 5 792.5 821.2 928.6 994.7 1,003.4 1,056.1 1,074.4 1,101.4 1,087.4 1,111.5 1,111.3 1,106.8
6 Other securities 736.8 752.2 773.6 794.0 795.4 805.5 824.4 847.2 842.6 848.2 851.5 854.9
7 Mortgage-backed securities (MBS) 6 74.6 80.9 82.5 83.3 81.5 81.2 81.1 79.9 80.4 81.4 78.5 79.1
8 Non-MBS 7 662.2 671.2 691.1 710.7 713.9 724.3 743.3 767.2 762.3 766.8 773.0 775.8
9 Loans and leases in bank credit 8 9,226.7 9,924.8 9,824.5 9,758.0 9,707.1 9,679.0 9,644.0 9,611.4 9,622.3 9,589.6 9,601.0 9,615.2
10 Commercial and industrial loans 1,961.1 2,552.4 2,460.7 2,395.5 2,353.0 2,310.9 2,269.4 2,233.9 2,238.8 2,233.1 2,228.6 2,221.7
11 Real estate loans 4,506.5 4,586.0 4,591.3 4,610.3 4,609.0 4,601.0 4,601.0 4,588.6 4,606.4 4,585.1 4,578.6 4,573.2
12 Residential real estate loans 2,290.4 2,288.2 2,288.7 2,302.3 2,296.2 2,282.9 2,278.6 2,260.0 2,279.0 2,255.9 2,248.4 2,243.0
13 Revolving home equity loans 323.9 310.8 306.3 302.7 298.5 294.9 290.7 286.8 288.0 287.0 285.8 284.9
14 Closed-end residential loans 9 1,966.6 1,977.4 1,982.4 1,999.6 1,997.7 1,988.0 1,987.9 1,973.3 1,991.0 1,968.9 1,962.6 1,958.1
15 Commercial real estate loans 2,216.1 2,297.8 2,302.6 2,308.1 2,312.8 2,318.1 2,322.4 2,328.6 2,327.4 2,329.2 2,330.2 2,330.2
16 Construction and land development loans 10 339.9 351.7 356.5 357.9 360.7 362.1 362.7 364.1 363.9 364.2 364.6 364.4
17 Secured by farmland 11 102.2 102.5 102.3 102.5 102.1 101.9 101.6 101.3 101.3 101.2 101.2 101.2
18 Secured by multifamily properties 12 377.3 402.4 403.1 403.7 404.8 406.6 408.0 409.3 408.8 409.9 409.3 409.5
19 Secured by nonfarm nonresidential properties 13 1,396.8 1,441.2 1,440.7 1,444.0 1,445.2 1,447.5 1,450.0 1,453.8 1,453.3 1,453.9 1,455.1 1,455.1
20 Consumer loans 1,587.0 1,505.6 1,507.1 1,511.4 1,513.1 1,517.1 1,516.7 1,524.6 1,521.3 1,518.3 1,528.4 1,536.6
21 Credit cards and other revolving plans 845.5 761.5 759.2 756.9 753.9 752.3 749.7 755.7 752.8 749.8 759.4 766.3
22 Other consumer loans 741.6 744.1 747.9 754.6 759.2 764.8 767.1 768.9 768.4 768.5 769.0 770.3
23 Automobile loans 14 450.8 451.6 454.5 457.8 459.6 461.6 463.4 464.2 464.0 464.0 464.3 464.8
24 All other consumer loans 15 290.8 292.5 293.5 296.8 299.6 303.3 303.7 304.7 304.4 304.5 304.7 305.6
25 All other loans and leases 1,172.1 1,280.8 1,265.4 1,240.7 1,231.9 1,250.0 1,256.8 1,264.3 1,255.8 1,253.1 1,265.4 1,283.7
26 Loans to nondepository financial institutions 16 456.0 524.3 505.8 492.5 490.8 505.3 510.4 518.7 518.9 518.1 515.2 522.5
27 All loans not elsewhere classified 17 716.1 756.5 759.6 748.3 741.0 744.7 746.4 745.7 737.0 735.1 750.2 761.2
28 LESS: Allowance for loan and lease losses 111.4 180.1 188.3 217.7 220.0 220.8 219.4 219.7 219.6 219.6 219.6 219.6
29 Cash assets 18 1,133.3 2,283.2 2,277.5 2,084.0 2,172.2 2,180.6 2,226.8 2,343.7 2,354.1 2,323.5 2,339.1 2,386.6
30 Total federal funds sold and reverse RPs 19 335.6 308.7 449.4 570.9 493.5 507.3 473.8 485.5 479.4 461.0 502.5 511.0
31 Loans to commercial banks 20 5.5 5.7 5.2 4.9 4.8 5.4 8.3 8.2 8.2 8.2 8.2 8.2
32 Other assets including trading assets 21 1,357.0 1,514.9 1,514.7 1,527.5 1,514.8 1,525.8 1,519.7 1,498.8 1,491.4 1,519.6 1,501.4 1,493.5
33 Total assets 15,535.6 17,605.8 17,765.1 17,732.9 17,759.7 17,829.5 17,907.5 18,127.2 18,088.0 18,094.1 18,156.1 18,249.9
 
Liabilities
34 Deposits 12,153.7 14,092.5 14,339.3 14,373.9 14,397.5 14,534.7 14,635.9 14,859.7 14,827.8 14,837.6 14,868.9 14,972.6
35 Large time deposits 1,067.8 1,015.7 974.6 940.3 895.8 854.5 831.4 813.7 819.7 812.4 809.4 808.1
36 Other deposits 11,085.9 13,076.8 13,364.7 13,433.5 13,501.7 13,680.2 13,804.5 14,046.0 14,008.1 14,025.2 14,059.5 14,164.5
37 Borrowings 1,081.7 1,075.5 997.2 957.3 935.9 899.4 869.3 849.2 852.3 847.3 846.8 852.3
38 Net due to related foreign offices -202.1 -217.6 -240.0 -261.4 -258.4 -283.6 -298.9 -311.9 -307.4 -302.5 -311.8 -327.0
39 Other liabilities including trading liabilities 22 546.6 667.9 669.6 666.1 658.4 630.7 645.5 665.0 656.2 645.0 683.0 684.3
40 Total liabilities 13,579.9 15,618.3 15,766.0 15,735.9 15,733.5 15,781.2 15,851.9 16,061.9 16,028.8 16,027.4 16,086.9 16,182.2
41 Residual (Assets LESS Liabilities) 23 1,955.7 1,987.5 1,999.1 1,997.1 2,026.2 2,048.3 2,055.6 2,065.3 2,059.2 2,066.7 2,069.3 2,067.7
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 16.9 57.1 60.2 63.1 63.4 62.7 57.9 55.1 51.6 55.1 56.2 56.2
43 U.S. Treasury and agency securities, MBS 25 12.0 46.6 45.3 46.0 44.4 40.5 38.1 36.2 34.7 36.2 35.9 37.0

Footnotes appear on the last page.

Table 6. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2019
Nov
2020
May
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
Week ending
Nov 11 Nov 18 Nov 25 Dec 02
Assets
1 Bank credit 8,159.3 8,639.3 8,636.6 8,682.6 8,685.8 8,686.3 8,705.0 8,788.3 8,765.8 8,779.1 8,803.0 8,823.3
2 Securities in bank credit 2 2,629.3 2,796.0 2,898.2 2,995.5 3,039.4 3,079.3 3,148.3 3,258.5 3,222.4 3,259.7 3,281.4 3,300.3
3 Treasury and agency securities 3 2,142.1 2,313.3 2,406.7 2,493.1 2,540.3 2,578.1 2,637.6 2,735.6 2,703.0 2,736.6 2,756.2 2,771.9
4 Mortgage-backed securities (MBS) 4 1,532.1 1,636.7 1,630.5 1,662.0 1,716.4 1,701.1 1,745.0 1,826.5 1,811.9 1,823.1 1,834.5 1,850.1
5 Non-MBS 5 610.0 676.6 776.2 831.1 824.0 877.0 892.6 909.1 891.2 913.5 921.6 921.8
6 Other securities 487.2 482.7 491.4 502.3 499.0 501.2 510.7 522.9 519.4 523.1 525.3 528.4
7 Mortgage-backed securities (MBS) 6 57.2 62.3 62.9 63.6 62.3 61.8 61.3 60.3 60.6 61.2 59.2 60.5
8 Non-MBS 7 430.0 420.4 428.6 438.7 436.7 439.4 449.3 462.6 458.8 461.9 466.1 467.9
9 Loans and leases in bank credit 8 5,530.0 5,843.2 5,738.4 5,687.1 5,646.4 5,607.0 5,556.7 5,529.8 5,543.4 5,519.4 5,521.6 5,523.0
10 Commercial and industrial loans 1,312.9 1,596.5 1,510.1 1,462.5 1,430.9 1,392.9 1,349.7 1,330.9 1,333.0 1,327.5 1,328.6 1,331.0
11 Real estate loans 2,227.1 2,231.5 2,232.7 2,242.6 2,240.2 2,227.4 2,217.8 2,200.2 2,214.5 2,201.0 2,191.8 2,184.7
12 Residential real estate loans 1,478.3 1,467.5 1,469.0 1,479.5 1,474.5 1,466.6 1,460.1 1,442.6 1,457.0 1,442.6 1,434.2 1,427.0
13 Revolving home equity loans 216.7 203.9 201.3 198.9 196.3 193.5 190.3 187.0 188.1 187.2 186.3 185.4
14 Closed-end residential loans 9 1,261.6 1,263.6 1,267.8 1,280.5 1,278.3 1,273.1 1,269.8 1,255.5 1,268.9 1,255.5 1,248.0 1,241.6
15 Commercial real estate loans 748.8 763.9 763.7 763.1 765.6 760.8 757.6 757.7 757.5 758.4 757.6 757.6
16 Construction and land development loans 10 107.1 112.5 114.2 115.6 116.4 117.3 118.9 119.5 119.6 119.5 119.4 119.6
17 Secured by farmland 11 7.9 7.4 7.3 7.3 7.2 7.1 6.9 6.8 6.8 6.8 6.8 6.7
18 Secured by multifamily properties 12 171.4 178.2 178.1 177.3 178.5 177.6 176.1 177.8 176.5 178.4 178.4 178.7
19 Secured by nonfarm nonresidential properties 13 462.4 465.8 464.1 463.0 463.7 458.9 455.8 453.6 454.5 453.8 453.0 452.6
20 Consumer loans 1,120.3 1,070.4 1,070.1 1,075.9 1,071.9 1,070.5 1,071.7 1,073.8 1,075.1 1,072.5 1,074.4 1,073.5
21 Credit cards and other revolving plans 604.8 546.7 543.8 546.9 541.6 539.5 539.7 539.8 541.3 538.6 540.3 537.9
22 Other consumer loans 515.5 523.8 526.3 529.0 530.3 531.0 532.0 534.0 533.7 533.8 534.1 535.5
23 Automobile loans 14 378.8 383.0 385.4 387.4 388.4 389.5 390.8 392.8 392.4 392.8 393.2 393.7
24 All other consumer loans 15 136.7 140.7 141.0 141.6 142.0 141.6 141.2 141.2 141.3 141.0 140.9 141.8
25 All other loans and leases 869.8 944.8 925.5 906.2 903.5 916.1 917.5 924.9 920.8 918.4 926.9 933.9
26 Loans to nondepository financial institutions 16 379.4 434.0 417.3 402.5 404.4 413.6 412.8 419.8 421.0 422.7 417.4 419.7
27 All loans not elsewhere classified 17 490.4 510.8 508.2 503.7 499.0 502.5 504.7 505.0 499.8 495.7 509.4 514.1
28 LESS: Allowance for loan and lease losses 69.8 120.1 125.0 140.8 141.4 141.9 140.8 140.2 140.1 140.1 140.3 139.6
29 Cash assets 18 801.3 1,729.1 1,695.5 1,535.8 1,609.1 1,583.3 1,625.3 1,660.9 1,643.3 1,654.3 1,670.5 1,664.2
30 Total federal funds sold and reverse RPs 19 273.7 260.2 385.1 518.2 416.6 429.2 381.4 406.2 400.9 368.9 455.3 419.5
31 Loans to commercial banks 20 4.8 4.7 4.5 4.2 4.1 4.8 7.9 7.6 7.7 7.8 7.5 7.4
32 Other assets including trading assets 21 997.0 1,127.2 1,120.8 1,131.2 1,117.9 1,127.8 1,127.4 1,111.5 1,103.0 1,116.4 1,118.2 1,117.7
33 Total assets 10,166.3 11,640.4 11,717.5 11,731.3 11,692.1 11,689.6 11,706.1 11,834.3 11,780.5 11,786.4 11,914.4 11,892.4
 
Liabilities
34 Deposits 7,922.8 9,336.0 9,478.6 9,476.9 9,495.6 9,574.6 9,602.1 9,722.5 9,686.4 9,701.1 9,776.5 9,758.8
35 Large time deposits 514.4 457.6 429.9 405.3 378.2 350.9 334.2 322.1 329.3 321.1 319.1 315.3
36 Other deposits 7,408.4 8,878.3 9,048.6 9,071.7 9,117.4 9,223.7 9,267.9 9,400.3 9,357.1 9,380.0 9,457.5 9,443.6
37 Borrowings 756.3 695.4 643.1 626.8 621.4 585.6 545.7 553.3 551.6 549.1 555.3 565.9
38 Net due to related foreign offices -224.0 -246.7 -268.3 -287.4 -282.3 -306.3 -322.7 -331.2 -327.0 -325.7 -332.3 -343.4
39 Other liabilities including trading liabilities 22 453.5 569.2 560.9 563.1 548.5 513.3 527.1 549.7 537.5 534.0 571.4 570.3
40 Total liabilities 8,908.6 10,353.9 10,414.3 10,379.4 10,383.2 10,367.1 10,352.2 10,494.2 10,448.5 10,458.5 10,570.9 10,551.7
41 Residual (Assets LESS Liabilities) 23 1,257.6 1,286.4 1,303.2 1,351.9 1,308.9 1,322.4 1,353.9 1,340.1 1,332.0 1,327.8 1,343.5 1,340.7
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 11.8 43.7 45.5 47.5 47.0 46.9 42.8 41.5 38.2 41.6 42.7 41.8
43 U.S. Treasury and agency securities, MBS 25 9.4 35.8 35.2 35.8 34.1 30.9 29.2 28.2 26.9 28.3 28.1 28.5

Footnotes appear on the last page.

Table 7. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2019
Nov
2020
May
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
Week ending
Nov 11 Nov 18 Nov 25 Dec 02
Assets
1 Bank credit 8,191.4 8,629.8 8,631.6 8,658.5 8,679.0 8,681.7 8,713.3 8,827.8 8,794.6 8,820.3 8,845.0 8,878.7
2 Securities in bank credit 2 2,657.5 2,780.2 2,884.9 2,983.0 3,054.6 3,096.7 3,166.7 3,295.8 3,256.5 3,305.9 3,319.0 3,336.1
3 Treasury and agency securities 3 2,166.1 2,298.8 2,395.4 2,483.2 2,554.2 2,592.8 2,652.9 2,768.0 2,731.5 2,777.0 2,789.0 2,803.6
4 Mortgage-backed securities (MBS) 4 1,544.6 1,631.4 1,627.4 1,657.7 1,720.0 1,708.9 1,752.7 1,841.5 1,818.5 1,841.2 1,851.9 1,872.1
5 Non-MBS 5 621.6 667.4 768.0 825.5 834.2 883.9 900.2 926.5 913.1 935.7 937.1 931.6
6 Other securities 491.4 481.4 489.5 499.8 500.3 503.9 513.8 527.8 525.0 529.0 530.0 532.5
7 Mortgage-backed securities (MBS) 6 56.5 63.3 64.5 64.3 62.5 61.6 61.0 59.6 59.9 60.9 58.2 59.0
8 Non-MBS 7 434.9 418.1 425.0 435.5 437.8 442.3 452.8 468.2 465.1 468.1 471.8 473.4
9 Loans and leases in bank credit 8 5,533.9 5,849.6 5,746.8 5,675.5 5,624.4 5,585.0 5,546.6 5,532.0 5,538.0 5,514.3 5,526.0 5,542.6
10 Commercial and industrial loans 1,309.2 1,615.4 1,519.3 1,455.9 1,416.2 1,378.1 1,341.1 1,326.9 1,326.3 1,326.0 1,326.8 1,325.7
11 Real estate loans 2,236.8 2,225.0 2,232.6 2,247.7 2,244.7 2,229.8 2,224.2 2,209.9 2,227.8 2,206.5 2,200.2 2,194.2
12 Residential real estate loans 1,485.2 1,461.4 1,468.3 1,484.4 1,481.4 1,468.1 1,464.5 1,449.4 1,467.0 1,445.1 1,439.4 1,434.3
13 Revolving home equity loans 216.4 204.6 201.7 199.0 195.9 193.1 189.7 186.7 187.7 186.8 185.9 185.1
14 Closed-end residential loans 9 1,268.8 1,256.8 1,266.7 1,285.3 1,285.4 1,275.0 1,274.8 1,262.7 1,279.3 1,258.3 1,253.5 1,249.2
15 Commercial real estate loans 751.6 763.5 764.2 763.4 763.3 761.7 759.7 760.6 760.9 761.4 760.8 759.9
16 Construction and land development loans 10 107.9 111.9 115.0 116.7 117.8 119.0 119.7 120.3 120.5 120.3 120.1 120.3
17 Secured by farmland 11 7.9 7.4 7.3 7.3 7.2 7.1 6.9 6.8 6.8 6.8 6.8 6.7
18 Secured by multifamily properties 12 172.5 177.6 177.6 177.1 177.6 177.8 177.7 179.0 178.3 179.7 179.0 179.2
19 Secured by nonfarm nonresidential properties 13 463.3 466.6 464.3 462.2 460.7 457.8 455.5 454.5 455.1 454.6 454.9 453.6
20 Consumer loans 1,124.0 1,062.9 1,065.9 1,069.8 1,070.7 1,071.3 1,071.3 1,077.3 1,075.6 1,072.4 1,079.5 1,086.2
21 Credit cards and other revolving plans 606.6 541.7 541.4 541.5 539.6 538.2 536.8 541.2 539.6 536.5 543.4 549.0
22 Other consumer loans 517.4 521.3 524.4 528.3 531.0 533.2 534.5 536.1 536.0 535.9 536.0 537.2
23 Automobile loans 14 379.9 380.9 383.8 387.0 389.0 391.0 392.7 394.0 393.8 393.9 394.2 394.8
24 All other consumer loans 15 137.5 140.3 140.7 141.4 142.1 142.2 141.8 142.1 142.2 142.0 141.8 142.4
25 All other loans and leases 863.8 946.3 929.0 902.0 892.9 905.7 909.9 917.9 908.3 909.5 919.5 936.6
26 Loans to nondepository financial institutions 16 378.3 435.0 416.1 400.2 398.6 409.3 411.3 418.4 417.4 419.2 416.3 422.0
27 All loans not elsewhere classified 17 485.4 511.3 512.9 501.8 494.3 496.4 498.6 499.5 490.9 490.2 503.2 514.6
28 LESS: Allowance for loan and lease losses 70.2 119.6 125.4 141.7 142.8 143.1 141.3 141.0 141.1 141.0 140.9 140.7
29 Cash assets 18 806.6 1,719.9 1,687.7 1,513.2 1,593.6 1,579.7 1,605.0 1,675.0 1,685.3 1,657.3 1,666.0 1,705.7
30 Total federal funds sold and reverse RPs 19 280.6 245.3 384.1 504.2 430.4 447.9 413.8 413.7 408.2 388.0 430.3 436.5
31 Loans to commercial banks 20 4.8 4.7 4.4 4.1 4.1 4.8 7.7 7.6 7.6 7.6 7.6 7.6
32 Other assets including trading assets 21 994.8 1,122.9 1,124.1 1,135.5 1,118.3 1,128.6 1,124.2 1,107.3 1,098.8 1,119.5 1,112.2 1,108.2
33 Total assets 10,207.9 11,603.1 11,706.6 11,673.8 11,682.5 11,699.5 11,722.6 11,890.4 11,853.3 11,851.7 11,920.3 11,996.0
 
Liabilities
34 Deposits 7,940.7 9,277.5 9,459.0 9,469.7 9,473.3 9,555.4 9,608.1 9,753.1 9,726.1 9,732.4 9,758.0 9,846.3
35 Large time deposits 505.1 462.0 429.0 401.5 368.9 340.2 326.9 316.5 320.7 315.5 313.7 314.0
36 Other deposits 7,435.7 8,815.5 9,030.0 9,068.2 9,104.5 9,215.3 9,281.2 9,436.6 9,405.4 9,416.9 9,444.3 9,532.3
37 Borrowings 751.9 708.9 646.3 618.6 605.1 577.2 546.2 549.4 549.2 544.3 553.8 554.2
38 Net due to related foreign offices -223.0 -244.5 -265.6 -285.2 -280.2 -305.3 -322.5 -330.8 -326.5 -323.0 -332.1 -343.6
39 Other liabilities including trading liabilities 22 457.5 564.0 561.0 558.5 550.3 520.6 534.2 554.7 544.9 533.6 572.7 575.3
40 Total liabilities 8,927.1 10,305.9 10,400.7 10,361.7 10,348.6 10,348.0 10,366.0 10,526.4 10,493.6 10,487.3 10,552.4 10,632.2
41 Residual (Assets LESS Liabilities) 23 1,280.8 1,297.2 1,305.9 1,312.2 1,333.9 1,351.6 1,356.6 1,364.0 1,359.7 1,364.4 1,367.9 1,363.8
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 11.8 43.7 45.5 47.5 47.0 46.9 42.8 41.5 38.2 41.6 42.7 41.8
43 U.S. Treasury and agency securities, MBS 25 9.4 35.8 35.2 35.8 34.1 30.9 29.2 28.2 26.9 28.3 28.1 28.5

Footnotes appear on the last page.

Table 8. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2019
Nov
2020
May
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
Week ending
Nov 11 Nov 18 Nov 25 Dec 02
Assets
1 Bank credit 4,625.2 5,031.4 5,067.2 5,099.3 5,123.7 5,152.9 5,187.6 5,186.7 5,186.8 5,188.1 5,184.3 5,189.0
2 Securities in bank credit 2 934.6 966.5 1,001.4 1,026.5 1,039.9 1,059.7 1,090.4 1,108.4 1,101.0 1,110.8 1,109.6 1,121.7
3 Treasury and agency securities 3 689.7 695.7 717.9 733.4 745.7 759.5 781.3 790.4 785.1 793.1 789.8 799.9
4 Mortgage-backed securities (MBS) 4 517.0 543.0 551.8 559.6 570.7 583.8 605.2 611.7 605.5 612.7 612.6 623.6
5 Non-MBS 5 172.6 152.8 166.1 173.7 175.1 175.7 176.2 178.7 179.6 180.4 177.2 176.2
6 Other securities 244.9 270.7 283.5 293.2 294.1 300.2 309.1 318.0 315.9 317.7 319.8 321.8
7 Mortgage-backed securities (MBS) 6 18.3 17.7 18.3 18.8 18.8 19.8 20.2 20.5 20.6 20.7 20.5 20.2
8 Non-MBS 7 226.6 253.1 265.2 274.4 275.3 280.4 288.9 297.4 295.3 297.0 299.3 301.6
9 Loans and leases in bank credit 8 3,690.6 4,064.9 4,065.8 4,072.8 4,083.8 4,093.2 4,097.1 4,078.3 4,085.7 4,077.4 4,074.7 4,067.3
10 Commercial and industrial loans 654.3 930.6 932.1 934.4 936.2 932.6 930.6 910.4 916.3 909.3 905.0 901.6
11 Real estate loans 2,269.8 2,356.7 2,356.1 2,361.4 2,366.3 2,373.7 2,376.7 2,378.6 2,378.5 2,380.6 2,379.2 2,377.4
12 Residential real estate loans 804.5 825.6 819.5 816.7 814.8 814.9 813.0 810.0 810.9 812.3 809.1 807.1
13 Revolving home equity loans 107.8 105.7 104.6 103.8 103.0 102.2 101.1 100.5 100.7 100.6 100.3 100.0
14 Closed-end residential loans 9 696.7 719.9 715.0 712.8 711.8 712.6 711.9 709.5 710.2 711.7 708.8 707.1
15 Commercial real estate loans 1,465.4 1,531.1 1,536.5 1,544.8 1,551.4 1,558.8 1,563.7 1,568.6 1,567.6 1,568.4 1,570.1 1,570.2
16 Construction and land development loans 10 230.7 239.0 240.3 241.1 242.9 242.7 242.1 242.5 242.0 242.1 242.8 242.9
17 Secured by farmland 11 94.4 94.8 94.7 94.9 94.9 94.8 94.6 94.7 94.6 94.6 94.8 94.7
18 Secured by multifamily properties 12 205.4 224.1 225.3 226.7 227.8 229.8 231.1 231.0 231.4 231.0 231.2 230.4
19 Secured by nonfarm nonresidential properties 13 934.8 973.1 976.2 982.0 985.9 991.5 995.9 1,000.5 999.6 1,000.6 1,001.4 1,002.2
20 Consumer loans 460.9 446.7 444.3 441.6 443.7 445.9 445.4 445.1 444.6 444.7 445.9 445.3
21 Credit cards and other revolving plans 238.1 221.7 219.1 214.2 215.5 215.4 214.4 213.8 213.7 213.8 214.4 213.5
22 Other consumer loans 222.8 225.0 225.2 227.4 228.2 230.5 231.0 231.3 230.9 231.0 231.5 231.8
23 Automobile loans 14 70.6 70.7 70.7 70.9 70.6 70.4 70.4 69.9 69.9 69.8 69.8 69.9
24 All other consumer loans 15 152.2 154.3 154.5 156.5 157.6 160.0 160.6 161.3 161.0 161.2 161.6 161.9
25 All other loans and leases 305.6 330.8 333.4 335.4 337.6 341.1 344.5 344.2 346.3 342.6 344.6 343.0
26 Loans to nondepository financial institutions 16 75.4 86.5 87.3 89.5 91.4 94.1 97.2 98.4 100.2 98.0 97.5 97.9
27 All loans not elsewhere classified 17 230.2 244.4 246.0 245.9 246.2 247.0 247.2 245.8 246.2 244.6 247.0 245.2
28 LESS: Allowance for loan and lease losses 41.3 59.8 60.1 71.3 72.6 74.9 77.1 79.3 78.5 79.1 80.2 80.5
29 Cash assets 18 315.7 588.0 609.0 583.2 581.2 605.3 622.6 646.3 649.1 635.2 658.1 649.4
30 Total federal funds sold and reverse RPs 19 59.0 63.1 57.0 59.9 62.2 55.2 78.8 74.5 81.6 71.3 69.8 71.8
31 Loans to commercial banks 20 0.7 0.9 0.8 0.8 0.8 0.7 0.6 0.6 0.7 0.6 0.6 0.6
32 Other assets including trading assets 21 362.0 390.9 390.5 391.9 395.6 396.0 394.7 391.2 391.3 400.9 388.7 384.9
33 Total assets 5,321.3 6,014.5 6,064.5 6,063.8 6,090.8 6,135.2 6,207.2 6,220.0 6,231.0 6,217.1 6,221.2 6,215.2
 
Liabilities
34 Deposits 4,196.8 4,839.0 4,891.2 4,920.3 4,933.6 4,980.7 5,029.5 5,086.7 5,086.0 5,083.1 5,098.1 5,092.1
35 Large time deposits 565.6 550.4 544.1 539.6 529.4 516.0 507.3 500.9 503.9 500.7 499.2 496.5
36 Other deposits 3,631.3 4,288.6 4,347.1 4,380.7 4,404.2 4,464.7 4,522.2 4,585.8 4,582.1 4,582.4 4,598.9 4,595.6
37 Borrowings 330.5 354.6 336.1 334.5 333.1 318.5 317.8 298.9 303.3 302.5 291.0 297.8
38 Net due to related foreign offices 12.0 30.7 19.1 15.9 13.1 25.1 28.6 7.8 14.0 7.1 1.0 -6.0
39 Other liabilities including trading liabilities 22 85.6 105.5 108.8 108.0 106.9 107.0 110.2 106.5 106.8 108.4 106.8 103.5
40 Total liabilities 4,624.9 5,329.9 5,355.2 5,378.7 5,386.7 5,431.2 5,486.2 5,499.9 5,510.1 5,501.1 5,497.0 5,487.4
41 Residual (Assets LESS Liabilities) 23 696.4 684.5 709.2 685.1 704.1 704.0 721.0 720.1 720.9 716.0 724.3 727.8
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 5.2 13.4 14.7 15.6 16.4 15.8 15.0 13.7 13.4 13.5 13.5 14.4
43 U.S. Treasury and agency securities, MBS 25 2.7 10.8 10.0 10.2 10.2 9.6 8.9 8.0 7.8 7.9 7.9 8.5

Footnotes appear on the last page.

Table 9. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2019
Nov
2020
May
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
Week ending
Nov 11 Nov 18 Nov 25 Dec 02
Assets
1 Bank credit 4,624.2 5,043.6 5,075.0 5,104.8 5,115.4 5,149.4 5,185.0 5,182.9 5,180.0 5,181.1 5,179.4 5,191.4
2 Securities in bank credit 2 931.3 968.3 997.2 1,022.3 1,032.8 1,055.4 1,087.6 1,103.6 1,095.7 1,105.8 1,104.4 1,118.8
3 Treasury and agency securities 3 685.9 697.5 713.1 728.2 737.7 753.8 777.0 784.2 778.1 786.5 783.0 796.3
4 Mortgage-backed securities (MBS) 4 514.9 543.7 552.5 559.0 568.5 581.6 602.8 609.3 603.8 610.8 608.8 621.1
5 Non-MBS 5 170.9 153.8 160.6 169.2 169.2 172.2 174.2 174.9 174.3 175.7 174.2 175.2
6 Other securities 245.4 270.8 284.1 294.1 295.1 301.6 310.6 319.4 317.6 319.3 321.4 322.4
7 Mortgage-backed securities (MBS) 6 18.1 17.6 18.0 18.9 19.0 19.6 20.1 20.4 20.5 20.6 20.3 20.0
8 Non-MBS 7 227.3 253.2 266.0 275.2 276.1 282.0 290.5 299.0 297.1 298.7 301.2 302.4
9 Loans and leases in bank credit 8 3,692.9 4,075.2 4,077.7 4,082.5 4,082.6 4,094.0 4,097.4 4,079.3 4,084.3 4,075.3 4,075.0 4,072.6
10 Commercial and industrial loans 651.9 937.0 941.4 939.5 936.8 932.8 928.3 907.0 912.5 907.1 901.8 896.1
11 Real estate loans 2,269.7 2,361.1 2,358.7 2,362.6 2,364.4 2,371.2 2,376.8 2,378.7 2,378.6 2,378.6 2,378.4 2,379.0
12 Residential real estate loans 805.2 826.8 820.4 817.9 814.9 814.7 814.1 810.7 812.1 810.8 809.0 808.7
13 Revolving home equity loans 107.5 106.2 104.6 103.7 102.6 101.8 101.0 100.1 100.4 100.2 99.9 99.8
14 Closed-end residential loans 9 697.7 720.6 715.8 714.2 712.3 713.0 713.1 710.5 711.7 710.6 709.1 708.9
15 Commercial real estate loans 1,464.5 1,534.3 1,538.3 1,544.7 1,549.5 1,556.5 1,562.6 1,568.0 1,566.5 1,567.8 1,569.3 1,570.3
16 Construction and land development loans 10 232.0 239.7 241.4 241.1 242.9 243.1 243.1 243.9 243.4 243.9 244.4 244.1
17 Secured by farmland 11 94.2 95.1 95.0 95.2 95.0 94.9 94.8 94.5 94.5 94.4 94.5 94.4
18 Secured by multifamily properties 12 204.8 224.9 225.5 226.5 227.2 228.8 230.3 230.3 230.5 230.2 230.3 230.3
19 Secured by nonfarm nonresidential properties 13 933.5 974.6 976.4 981.8 984.5 989.7 994.5 999.3 998.2 999.3 1,000.2 1,001.5
20 Consumer loans 463.0 442.7 441.3 441.6 442.5 445.8 445.4 447.3 445.7 445.9 448.9 450.4
21 Credit cards and other revolving plans 238.9 219.9 217.8 215.4 214.3 214.1 212.9 214.5 213.2 213.3 215.9 217.3
22 Other consumer loans 224.1 222.8 223.5 226.2 228.2 231.7 232.6 232.8 232.4 232.6 233.0 233.1
23 Automobile loans 14 70.9 70.7 70.7 70.8 70.6 70.6 70.7 70.2 70.2 70.1 70.1 70.0
24 All other consumer loans 15 153.3 152.2 152.8 155.4 157.5 161.1 161.9 162.6 162.2 162.5 162.9 163.1
25 All other loans and leases 308.3 334.4 336.4 338.7 339.0 344.3 346.9 346.4 347.5 343.7 345.9 347.1
26 Loans to nondepository financial institutions 16 77.6 89.3 89.7 92.3 92.2 96.0 99.1 100.3 101.4 98.8 98.9 100.6
27 All loans not elsewhere classified 17 230.7 245.1 246.7 246.4 246.8 248.2 247.8 246.1 246.1 244.8 247.0 246.6
28 LESS: Allowance for loan and lease losses 41.2 60.5 62.8 76.1 77.2 77.6 78.1 78.6 78.5 78.6 78.7 78.9
29 Cash assets 18 326.7 563.3 589.8 570.8 578.6 600.9 621.8 668.7 668.8 666.1 673.1 680.9
30 Total federal funds sold and reverse RPs 19 55.0 63.4 65.3 66.8 63.1 59.5 60.0 71.8 71.2 73.0 72.2 74.5
31 Loans to commercial banks 20 0.7 0.9 0.7 0.7 0.7 0.6 0.6 0.6 0.6 0.6 0.6 0.6
32 Other assets including trading assets 21 362.3 392.0 390.6 392.0 396.5 397.2 395.5 391.5 392.7 400.1 389.2 385.4
33 Total assets 5,327.7 6,002.7 6,058.5 6,059.1 6,077.2 6,130.0 6,184.9 6,236.9 6,234.7 6,242.4 6,235.8 6,253.9
 
Liabilities
34 Deposits 4,213.0 4,815.0 4,880.3 4,904.1 4,924.2 4,979.3 5,027.8 5,106.6 5,101.7 5,105.1 5,110.9 5,126.3
35 Large time deposits 562.7 553.7 545.6 538.9 527.0 514.4 504.4 497.2 499.0 496.9 495.7 494.1
36 Other deposits 3,650.3 4,261.3 4,334.7 4,365.3 4,397.2 4,464.9 4,523.4 4,609.4 4,602.7 4,608.2 4,615.1 4,632.2
37 Borrowings 329.8 366.7 350.9 338.6 330.8 322.2 323.1 299.8 303.1 303.0 293.0 298.0
38 Net due to related foreign offices 20.9 26.9 25.6 23.8 21.8 21.7 23.7 18.9 19.0 20.5 20.3 16.6
39 Other liabilities including trading liabilities 22 89.1 103.9 108.6 107.6 108.1 110.1 111.3 110.3 111.3 111.4 110.3 109.0
40 Total liabilities 4,652.8 5,312.4 5,365.3 5,374.2 5,384.8 5,433.3 5,485.9 5,535.5 5,535.2 5,540.1 5,534.4 5,550.0
41 Residual (Assets LESS Liabilities) 23 674.9 690.3 693.1 684.9 692.4 696.7 699.0 701.3 699.5 702.3 701.4 703.9
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 5.2 13.4 14.7 15.6 16.4 15.8 15.0 13.7 13.4 13.5 13.5 14.4
43 U.S. Treasury and agency securities, MBS 25 2.7 10.8 10.0 10.2 10.2 9.6 8.9 8.0 7.8 7.9 7.9 8.5

Footnotes appear on the last page.

Table 10. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars.
Account 2019
Nov
2020
May
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
Week ending
Nov 11 Nov 18 Nov 25 Dec 02
Assets
1 Bank credit 1,030.5 1,183.9 1,154.8 1,128.3 1,112.4 1,088.2 1,048.8 1,041.7 1,046.5 1,041.8 1,041.6 1,033.9
2 Securities in bank credit 2 267.5 268.8 271.5 269.2 268.5 267.3 257.2 264.6 262.4 264.1 268.8 265.5
3 Treasury and agency securities 3 176.9 170.0 174.3 172.2 170.6 168.7 159.0 165.2 164.1 165.2 168.1 165.1
4 Mortgage-backed securities (MBS) 4 38.0 43.5 43.7 43.2 41.5 39.5 39.0 44.8 41.5 43.9 48.4 47.3
5 Non-MBS 5 138.8 126.5 130.6 129.0 129.2 129.2 120.0 120.4 122.7 121.3 119.7 117.8
6 Other securities 90.6 98.9 97.1 96.9 97.9 98.7 98.2 99.4 98.3 98.9 100.7 100.4
7 Mortgage-backed securities (MBS) 6 1.7 1.8 1.9 1.7 1.9 1.9 2.0 2.3 2.3 2.3 2.3 2.3
8 Non-MBS 7 88.8 97.1 95.2 95.3 96.0 96.8 96.2 97.2 96.0 96.6 98.4 98.0
9 Loans and leases in bank credit 8 763.1 915.0 883.3 859.1 843.9 820.9 791.6 777.0 784.1 777.7 772.8 768.4
10 Commercial and industrial loans 394.5 514.0 491.0 475.2 460.3 442.4 417.6 402.9 407.2 401.7 401.5 397.9
11 Real estate loans 84.0 88.1 86.7 87.2 87.4 86.7 85.7 86.4 86.3 86.6 86.6 86.3
12 Residential real estate loans 1.4 1.6 1.5 1.6 1.4 1.3 1.3 1.2 1.3 1.2 1.1 1.1
13 Revolving home equity loans 0.4 0.6 0.6 0.6 0.4 0.4 0.5 0.5 0.5 0.5 0.5 0.5
14 Closed-end residential loans 9 1.0 1.0 0.9 1.1 1.0 0.9 0.9 0.7 0.7 0.7 0.7 0.6
15 Commercial real estate loans 82.6 86.4 85.2 85.5 85.9 85.4 84.4 85.2 85.1 85.3 85.4 85.2
16 Construction and land development loans 10 12.2 12.3 12.5 12.2 12.2 11.9 12.0 11.8 11.7 11.8 11.8 11.8
17 Secured by farmland 11 0.2 0.2 0.2 0.2 0.2 0.1 0.1 0.1 0.1 0.1 0.1 0.1
18 Secured by multifamily properties 12 9.2 10.4 10.5 10.8 11.1 11.1 11.4 11.6 11.7 11.8 11.5 11.3
19 Secured by nonfarm nonresidential properties 13 61.0 63.5 62.0 62.3 62.5 62.3 60.9 61.7 61.5 61.6 61.9 62.0
20 Consumer loans 3.4 3.4 3.3 3.2 3.2 3.6 3.7 3.7 3.7 3.7 3.7 3.7
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 3.4 3.4 3.3 3.2 3.2 3.6 3.7 3.7 3.7 3.7 3.7 3.7
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 3.4 3.4 3.3 3.2 3.2 3.6 3.7 3.7 3.7 3.7 3.7 3.7
25 All other loans and leases 281.2 309.5 302.3 293.5 293.0 288.3 284.5 284.0 286.9 285.8 281.0 280.5
26 Loans to nondepository financial institutions 16 115.3 137.4 136.6 130.7 130.1 128.1 126.9 123.4 124.6 124.6 120.9 121.7
27 All loans not elsewhere classified 17 165.9 172.2 165.7 162.7 162.8 160.2 157.6 160.6 162.3 161.2 160.1 158.8
28 LESS: Allowance for loan and lease losses 1.1 2.0 2.0 2.1 2.1 2.0 1.7 1.8 1.9 1.8 1.8 1.8
29 Cash assets 18 587.9 934.7 754.0 677.7 679.4 744.5 732.9 750.8 668.9 765.7 817.6 792.6
30 Total federal funds sold and reverse RPs 19 441.6 352.7 351.3 336.6 360.2 359.6 365.8 351.9 371.4 356.1 327.3 326.9
31 Loans to commercial banks 20 2.1 0.9 1.2 1.7 1.8 1.6 1.9 1.4 1.5 1.4 1.4 1.1
32 Other assets including trading assets 21 126.5 166.2 159.4 162.7 156.0 153.5 151.5 143.0 134.1 147.8 149.0 141.5
33 Total assets 2,187.5 2,636.4 2,418.7 2,304.9 2,307.8 2,345.4 2,299.1 2,287.0 2,220.6 2,311.0 2,335.1 2,294.2
 
Liabilities
34 Deposits 1,071.9 1,150.7 1,155.6 1,159.0 1,161.6 1,161.8 1,157.8 1,161.2 1,134.2 1,164.4 1,181.7 1,176.1
35 Large time deposits 772.2 760.0 761.1 769.5 770.2 751.5 732.8 719.3 721.7 719.2 720.2 716.3
36 Other deposits 299.7 390.7 394.5 389.5 391.4 410.2 425.0 441.9 412.5 445.2 461.5 459.8
37 Borrowings 901.3 975.7 868.3 849.8 865.0 868.3 906.8 891.9 872.0 905.2 908.6 870.5
38 Net due to related foreign offices 108.0 359.4 253.7 136.8 127.6 147.1 101.3 109.7 104.4 97.0 139.7 106.6
39 Other liabilities including trading liabilities 22 111.1 135.2 133.3 135.8 130.3 128.7 123.8 124.9 111.8 133.4 132.0 123.8
40 Total liabilities 2,192.4 2,621.0 2,410.8 2,281.3 2,284.5 2,305.9 2,289.7 2,287.7 2,222.4 2,300.0 2,362.0 2,277.0
41 Residual (Assets LESS Liabilities) 23 -4.8 15.4 7.9 23.5 23.3 39.5 9.4 -0.7 -1.8 11.0 -26.9 17.2
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 1.4 3.0 3.0 3.1 2.9 2.8 2.7 2.5 2.4 2.5 2.5 2.5
43 U.S. Treasury and agency securities, MBS 25 1.4 3.0 3.0 3.1 2.9 2.8 2.7 2.5 2.4 2.5 2.5 2.5

Footnotes appear on the last page.

Table 11. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2019
Nov
2020
May
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
Week ending
Nov 11 Nov 18 Nov 25 Dec 02
Assets
1 Bank credit 1,034.1 1,178.4 1,154.5 1,125.9 1,105.1 1,080.0 1,043.9 1,044.6 1,046.4 1,045.8 1,046.6 1,040.2
2 Securities in bank credit 2 270.7 268.4 274.1 272.8 271.4 268.6 258.7 266.7 265.3 264.8 270.5 268.4
3 Treasury and agency securities 3 179.5 171.1 177.3 175.4 173.6 170.2 159.0 166.4 164.9 164.9 170.4 167.8
4 Mortgage-backed securities (MBS) 4 37.3 45.2 45.6 44.8 42.4 41.2 39.3 43.8 39.5 42.3 48.0 47.7
5 Non-MBS 5 142.2 125.9 131.7 130.6 131.2 129.1 119.7 122.5 125.4 122.6 122.4 120.1
6 Other securities 91.2 97.3 96.7 97.5 97.8 98.4 99.6 100.3 100.4 100.0 100.1 100.6
7 Mortgage-backed securities (MBS) 6 1.8 1.8 1.8 1.8 2.0 2.0 2.1 2.3 2.3 2.3 2.3 2.3
8 Non-MBS 7 89.4 95.4 94.9 95.7 95.8 96.3 97.6 98.0 98.1 97.7 97.8 98.3
9 Loans and leases in bank credit 8 763.5 910.0 880.4 853.1 833.7 811.4 785.2 777.9 781.1 780.9 776.1 771.7
10 Commercial and industrial loans 393.4 512.8 488.4 471.4 454.2 434.0 410.5 401.6 402.6 402.9 402.1 397.2
11 Real estate loans 83.6 88.8 87.7 87.0 86.2 85.5 85.3 85.8 85.6 85.8 86.0 86.1
12 Residential real estate loans 1.5 1.5 1.5 1.6 1.5 1.5 1.4 1.3 1.3 1.4 1.4 1.4
13 Revolving home equity loans 0.4 0.6 0.6 0.6 0.5 0.5 0.5 0.5 0.6 0.6 0.6 0.6
14 Closed-end residential loans 9 1.1 0.9 0.9 1.0 1.0 1.0 0.9 0.8 0.8 0.8 0.8 0.8
15 Commercial real estate loans 82.0 87.3 86.2 85.4 84.7 84.1 84.0 84.4 84.3 84.4 84.6 84.7
16 Construction and land development loans 10 12.1 12.5 12.7 12.3 12.2 11.8 11.8 11.7 11.6 11.7 11.6 11.7
17 Secured by farmland 11 0.2 0.2 0.2 0.2 0.2 0.1 0.1 0.1 0.1 0.1 0.1 0.1
18 Secured by multifamily properties 12 9.1 10.6 10.7 10.7 10.8 10.8 11.2 11.5 11.5 11.5 11.6 11.5
19 Secured by nonfarm nonresidential properties 13 60.6 63.9 62.6 62.2 61.6 61.3 60.9 61.2 61.1 61.1 61.4 61.4
20 Consumer loans 3.4 3.4 3.4 3.4 3.4 3.5 3.7 3.6 3.7 3.6 3.6 3.6
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 3.4 3.4 3.4 3.4 3.4 3.5 3.7 3.6 3.7 3.6 3.6 3.6
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 3.4 3.4 3.4 3.4 3.4 3.5 3.7 3.6 3.7 3.6 3.6 3.6
25 All other loans and leases 283.1 305.0 301.0 291.3 290.0 288.4 285.7 286.9 289.2 288.6 284.3 284.9
26 Loans to nondepository financial institutions 16 119.5 131.9 134.7 129.8 131.1 130.7 130.9 128.2 129.8 129.7 125.3 126.5
27 All loans not elsewhere classified 17 163.7 173.1 166.3 161.5 158.9 157.7 154.9 158.7 159.4 159.0 159.0 158.4
28 LESS: Allowance for loan and lease losses 1.0 2.0 2.1 2.1 2.1 2.1 1.8 1.7 1.8 1.7 1.7 1.7
29 Cash assets 18 586.1 977.8 774.8 674.3 689.2 703.6 720.3 738.7 677.7 742.7 831.9 725.7
30 Total federal funds sold and reverse RPs 19 454.2 351.4 325.6 322.9 351.6 342.4 357.3 366.3 386.3 359.3 354.9 350.9
31 Loans to commercial banks 20 2.0 0.8 1.1 1.5 1.6 1.5 1.6 1.3 1.4 1.2 1.3 1.0
32 Other assets including trading assets 21 130.9 166.8 161.3 158.9 157.1 155.7 151.0 146.7 143.0 146.1 158.0 141.8
33 Total assets 2,206.2 2,673.1 2,415.2 2,281.4 2,302.6 2,281.1 2,272.3 2,295.8 2,253.0 2,293.5 2,391.0 2,257.9
 
Liabilities
34 Deposits 1,066.4 1,159.8 1,148.0 1,155.1 1,161.1 1,152.9 1,147.4 1,158.3 1,135.9 1,157.0 1,185.7 1,167.8
35 Large time deposits 767.2 770.5 764.0 766.7 767.7 744.3 723.9 715.6 714.9 713.7 721.8 715.3
36 Other deposits 299.2 389.3 383.9 388.4 393.4 408.6 423.5 442.7 421.0 443.3 464.0 452.5
37 Borrowings 909.5 985.3 867.7 850.2 877.9 862.0 886.1 897.9 880.2 910.7 921.6 875.1
38 Net due to related foreign offices 106.7 375.0 253.8 133.2 123.0 128.0 105.3 104.0 105.2 90.8 134.9 86.1
39 Other liabilities including trading liabilities 22 114.0 142.6 134.2 131.4 131.0 129.9 125.2 127.4 123.6 126.8 140.7 120.9
40 Total liabilities 2,196.6 2,662.7 2,403.7 2,269.9 2,293.0 2,272.9 2,264.0 2,287.6 2,244.9 2,285.3 2,382.9 2,249.8
41 Residual (Assets LESS Liabilities) 23 9.5 10.4 11.5 11.5 9.6 8.3 8.3 8.1 8.2 8.2 8.1 8.1
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 1.4 3.0 3.0 3.1 2.9 2.8 2.7 2.5 2.4 2.5 2.5 2.5
43 U.S. Treasury and agency securities, MBS 25 1.4 3.0 3.0 3.1 2.9 2.8 2.7 2.5 2.4 2.5 2.5 2.5

Footnotes appear on the last page.

Footnotes

  1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations. The latter two categories together are referred to on this release as “foreign-related institutions.” Data exclude International Banking Facilities. Weekly levels are Wednesday values; monthly levels are pro rata averages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks are adjusted to remove the estimated effects of mergers and panel shifts between these two bank groups. (See www.federalreserve.gov/releases/h8/about.htm for more information on how these data were constructed.)
  2. Includes all securities, whether held-to-maturity reported at amortized cost; available-for-sale reported at fair value; held as trading assets, also reported at fair value; or equity securities with readily determinable fair values not held for trading. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 32) or loans held in trading accounts (included in line 9).
  3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.
  4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.
  5. Includes U.S. Treasury securities and U.S. government agency obligations other than MBS.
  6. Includes MBS not issued or guaranteed by the U.S. government.
  7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.
  8. Includes the allowance for loan and lease losses (line 28) and all loans held in trading accounts under a fair value option. Excludes total federal funds sold and reverse RPs (line 30), loans made to commercial banks (line 31), and unearned income.
  9. Includes first and junior liens on closed-end loans secured by 1–4 family residential properties.
  10. Includes construction, land development, and other land loans.
  11. Includes loans secured by farmland, including grazing and pastureland.
  12. Includes loans secured by multifamily (5 or more) residential properties, including apartment buildings.
  13. Includes loans secured by nonfarm nonresidential properties, both owner-occupied and other nonfarm nonresidential properties.
  14. Includes loans for purchasing new and used passenger cars and other vehicles. Includes direct and indirect consumer automobile loans as well as retail installment sales paper purchased from auto dealers.
  15. Includes student loans, loans for medical expenses and vacations, and loans for other personal expenditures.
  16. Includes loans to real estate investment trusts, insurance companies, holding companies of other depository institutions, finance companies, mortgage finance companies, factors, federally-sponsored lending agencies, investment banks, banks’ own trust departments, and other nondepository financial intermediaries.
  17. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.
  18. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  19. Includes total federal funds sold to, and reverse RPs with, commercial banks, brokers and dealers, and others, including the Federal Home Loan Banks (FHLB).
  20. Excludes loans secured by real estate, which are included in line 11.
  21. Includes other real estate owned; premises and fixed assets; investments in unconsolidated subsidiaries; intangible assets (including goodwill); direct and indirect investments in real estate ventures; accounts receivable; derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) with a positive fair value, as determined under FASB Interpretation No. 39 (FIN 39); and other assets. Excludes the due-from position with related foreign offices which is included in line 38. Excludes most securities held in trading accounts (included in line 2); trading account securities at some smaller domestically chartered commercial banks are included in this item.
  22. Includes subordinated notes and debentures; net deferred tax liabilities; interest and other expenses accrued and unpaid; accounts payable; liabilities for short positions; derivative contracts with a negative fair value, as determined under FASB Interpretation No. 39 (FIN 39); other trading liabilities to which fair value accounting has been applied; and other liabilities.
  23. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.
  24. Difference between fair value and amortized cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.
  25. Difference between fair value and amortized cost for Treasury and agency securities, mortgage-backed securities (MBS), classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.
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Last Update: December 11, 2020