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Release Date: January 22, 2021

Table 1. Selected Assets and Liabilities of Commercial Banks in the United States 1

Percent change at break adjusted, seasonally adjusted, annual rate.
Account 2016 2017 2018 2019 2020 2019 Q3 2019 Q4 2020 Q1 2020 Q2 2020 Q3 2020 Q4 2020
Sep
2020
Oct
2020
Nov
2020
Dec
Assets
1 Bank credit 6.8 3.0 3.5 6.0 8.4 6.6 5.4 6.9 21.1 2.4 2.4 0.9 1.2 5.4 4.3
2 Securities in bank credit 2 7.8 1.8 0.7 10.3 20.5 10.5 8.7 8.9 17.4 28.5 21.7 15.0 20.3 32.1 20.1
3 Treasury and agency securities 3 10.0 2.6 3.5 14.2 22.3 15.2 10.8 9.7 18.7 31.7 22.6 16.5 20.4 33.2 17.2
6 Other securities 2.2 -0.5 -7.0 -1.9 14.0 -5.3 1.5 6.1 12.4 16.5 18.4 9.1 19.7 27.9 31.6
9 Loans and leases in bank credit 8 6.4 3.4 4.5 4.5 3.8 5.1 4.1 6.1 22.6 -7.5 -5.6 -4.9 -6.8 -6.1 -2.7
10 Commercial and industrial loans 5.9 1.1 6.6 3.7 12.0 4.3 0.4 9.8 88.2 -20.3 -22.4 -22.3 -27.3 -22.4 -15.7
11 Real estate loans 6.5 3.7 3.6 3.4 1.3 3.4 4.9 3.3 2.5 0.6 -1.2 -0.5 -0.3 -3.5 -2.5
12 Residential real estate loans 3.2 1.4 2.2 2.1 -1.6 2.3 2.9 0.9 -0.5 -1.4 -5.3 -3.8 -3.0 -10.3 -7.4
13 Revolving home equity loans -6.8 -6.8 -8.2 -8.6 -11.3 -8.2 -8.8 -9.1 -9.7 -14.1 -14.3 -14.0 -14.2 -14.4 -16.2
14 Closed-end residential loans 9 5.9 3.4 4.4 4.1 0.0 4.2 4.9 2.6 0.9 0.6 -4.0 -2.2 -1.4 -9.7 -6.0
15 Commercial real estate loans 10.3 6.1 5.0 4.7 4.1 4.4 6.9 5.6 5.4 2.6 2.7 2.7 2.2 3.0 2.0
20 Consumer loans 7.0 4.2 4.1 5.3 -4.1 6.6 4.4 3.4 -17.8 -2.8 0.8 0.7 0.9 1.9 0.9
21 Credit cards and other revolving plans 6.4 5.1 4.3 3.6 -10.8 5.6 2.5 1.8 -34.1 -9.3 -2.5 -2.2 -1.4 -0.8 -5.2
22 Other consumer loans 7.7 3.1 3.9 7.3 3.5 7.8 6.5 5.1 0.7 3.9 4.0 3.8 3.3 4.5 6.7
25 All other loans and leases 6.1 5.7 4.9 8.3 6.8 10.7 7.3 12.0 21.7 -12.1 5.7 8.2 2.3 6.6 15.5
28 LESS: Allowance for loan and lease losses 2.9 0.4 -0.7 1.2 59.8 -1.8 2.1 7.9 119.5 82.3 0.4 2.7 -3.3 1.1 -3.3
29 Cash assets 18 -14.2 7.4 -19.3 -12.8 80.0 -9.9 14.7 41.8 261.2 -32.0 28.6 28.6 14.7 31.0 55.9
30 Total federal funds sold and reverse RPs 19 2.6 9.5 36.9 25.4 7.0 9.9 -14.1 -6.1 -24.9 80.7 -14.3 8.4 -15.6 9.0 -8.3
31 Loans to commercial banks 20 18.4 -2.2 10.6 -47.9 25.0 -131.1 -20.0 -26.3 -22.5 6.0 158.8 35.8 556.5 -71.3 -88.4
32 Other assets including trading assets 21 1.6 1.6 0.2 1.5 11.1 11.2 -1.9 28.7 21.2 -1.7 -4.5 3.8 -1.7 -19.6 7.6
33 Total assets 2.7 3.6 0.9 4.1 15.1 5.5 4.7 11.5 43.5 -1.3 5.0 5.4 2.5 7.3 11.9
 
Liabilities
34 Deposits 4.4 4.5 2.7 6.3 20.7 5.3 8.4 10.1 49.4 10.8 8.1 8.8 4.8 14.1 9.8
35 Large time deposits -10.9 7.1 4.6 9.2 -16.6 3.9 12.8 -6.7 -14.5 -21.9 -27.5 -36.6 -28.5 -22.0 -22.8
36 Other deposits 7.2 4.1 2.4 5.8 26.8 5.5 7.7 12.9 59.4 15.1 12.3 14.3 8.6 18.2 13.3
37 Borrowings 3.9 3.6 -5.1 -1.8 -13.2 5.4 -3.2 10.1 -5.3 -46.6 -11.3 -18.8 -2.1 -20.1 -17.5
39 Other liabilities including trading liabilities 22 -2.1 -8.9 6.3 10.3 21.8 22.3 15.8 58.3 37.5 -14.1 2.9 -43.9 18.6 30.4 40.4
40 Total liabilities 2.6 3.6 0.7 4.1 16.3 5.3 6.1 12.1 47.9 -2.5 5.9 5.3 2.0 10.5 15.0

Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments. For information on how the data were constructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent changes for other series shown on the release are available for customizable download through the Federal Reserve Board’s Data Download Program (DDP). Footnotes appear on the last page of the release.

Table 2. Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2019
Dec
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
2020
Dec
Week ending
Dec 23 Dec 30 Jan 06 Jan 13
Assets
1 Bank credit 13,855.7 14,852.5 14,905.6 14,918.4 14,930.1 14,946.0 15,013.3 15,067.4 15,072.4 15,097.8 15,128.7 15,118.9
2 Securities in bank credit 2 3,821.3 4,177.8 4,303.3 4,362.9 4,417.4 4,492.1 4,612.2 4,689.5 4,694.2 4,715.7 4,756.8 4,762.4
3 Treasury and agency securities 3 2,995.3 3,303.7 3,407.8 3,468.8 3,516.5 3,576.4 3,675.2 3,727.9 3,726.6 3,745.8 3,787.5 3,790.5
4 Mortgage-backed securities (MBS) 4 2,076.7 2,226.8 2,269.9 2,334.4 2,333.0 2,391.2 2,469.8 2,520.7 2,529.1 2,545.7 2,578.7 2,570.1
5 Non-MBS 5 918.7 1,076.9 1,137.9 1,134.5 1,183.5 1,185.3 1,205.4 1,207.2 1,197.5 1,200.1 1,208.8 1,220.4
6 Other securities 825.9 874.1 895.5 894.1 900.9 915.7 937.0 961.7 967.6 969.9 969.3 972.0
7 Mortgage-backed securities (MBS) 6 77.4 83.6 85.4 84.3 84.5 84.3 83.9 84.5 85.2 84.2 84.0 83.0
8 Non-MBS 7 748.5 790.5 810.1 809.8 816.4 831.4 853.1 877.2 882.4 885.6 885.2 889.0
9 Loans and leases in bank credit 8 10,034.5 10,674.6 10,602.3 10,555.6 10,512.7 10,453.9 10,401.1 10,377.9 10,378.2 10,382.1 10,372.0 10,356.5
10 Commercial and industrial loans 2,361.7 2,924.9 2,860.5 2,816.6 2,764.2 2,701.4 2,650.9 2,616.3 2,608.7 2,606.5 2,593.3 2,578.6
11 Real estate loans 4,618.1 4,672.6 4,688.3 4,689.2 4,687.3 4,686.2 4,672.6 4,662.8 4,667.0 4,666.5 4,668.2 4,680.1
12 Residential real estate loans 2,294.2 2,287.2 2,297.5 2,290.4 2,283.1 2,277.4 2,257.8 2,243.9 2,245.9 2,246.1 2,243.5 2,254.5
13 Revolving home equity loans 322.7 306.2 303.0 299.3 295.8 292.3 288.8 284.9 284.4 283.2 282.5 281.4
14 Closed-end residential loans 9 1,971.5 1,980.9 1,994.5 1,991.1 1,987.4 1,985.1 1,969.0 1,959.1 1,961.5 1,962.8 1,961.0 1,973.1
15 Commercial real estate loans 2,323.9 2,385.4 2,390.7 2,398.9 2,404.2 2,408.7 2,414.8 2,418.9 2,421.1 2,420.4 2,424.6 2,425.6
16 Construction and land development loans 10 352.1 367.6 368.1 370.2 371.6 373.2 373.9 377.0 377.7 377.8 377.7 378.5
17 Secured by farmland 11 102.6 102.2 102.1 101.9 101.8 101.6 101.5 101.5 101.5 101.6 101.7 101.5
18 Secured by multifamily properties 12 397.1 413.4 414.6 416.6 418.2 419.2 421.0 419.5 418.5 419.0 420.3 421.2
19 Secured by nonfarm nonresidential properties 13 1,472.2 1,502.2 1,506.0 1,510.2 1,512.6 1,514.8 1,518.4 1,521.0 1,523.4 1,522.1 1,524.9 1,524.4
20 Consumer loans 1,589.6 1,516.7 1,519.4 1,516.8 1,517.7 1,520.0 1,522.7 1,523.8 1,525.5 1,522.1 1,520.4 1,515.0
21 Credit cards and other revolving plans 844.5 762.1 760.7 756.3 754.8 755.0 754.8 751.5 752.3 746.9 744.7 741.4
22 Other consumer loans 745.1 754.6 758.6 760.5 762.9 765.0 767.9 772.2 773.2 775.2 775.8 773.6
23 Automobile loans 14 450.5 456.0 458.1 458.8 459.8 461.2 462.7 464.8 465.0 466.4 465.9 466.5
24 All other consumer loans 15 294.6 298.5 300.6 301.8 303.1 303.8 305.3 307.5 308.2 308.8 309.9 307.1
25 All other loans and leases 1,465.0 1,560.5 1,534.2 1,532.9 1,543.4 1,546.4 1,554.9 1,575.0 1,576.9 1,586.9 1,590.1 1,582.8
26 Loans to nondepository financial institutions 16 576.6 641.0 623.0 626.5 636.1 638.6 644.9 652.4 658.8 667.2 664.7 659.2
27 All loans not elsewhere classified 17 888.5 919.5 911.3 906.4 907.3 907.8 910.0 922.6 918.2 919.8 925.4 923.6
28 LESS: Allowance for loan and lease losses 111.3 187.8 217.9 219.5 220.0 219.4 219.6 219.0 219.2 219.8 214.2 214.7
29 Cash assets 18 1,783.5 3,072.5 2,811.3 2,887.3 2,956.2 2,998.8 3,078.0 3,221.3 3,276.0 3,355.2 3,212.2 3,165.6
30 Total federal funds sold and reverse RPs 19 748.7 792.7 910.4 832.6 838.4 827.5 833.7 827.9 793.4 824.5 873.7 818.3
31 Loans to commercial banks 20 7.9 6.4 6.7 6.7 6.9 10.1 9.5 8.8 8.4 8.5 8.5 8.6
32 Other assets including trading assets 21 1,493.2 1,671.5 1,686.5 1,670.9 1,676.2 1,673.8 1,646.4 1,656.8 1,680.7 1,639.3 1,639.9 1,693.0
33 Total assets 17,777.9 20,207.8 20,102.5 20,096.4 20,187.7 20,236.9 20,361.3 20,563.1 20,611.8 20,705.5 20,648.8 20,589.7
 
Liabilities
34 Deposits 13,244.6 15,531.3 15,559.1 15,585.7 15,700.3 15,770.0 15,958.1 16,087.8 16,084.7 16,127.3 16,175.7 16,213.4
35 Large time deposits 1,868.4 1,733.4 1,709.5 1,671.0 1,620.3 1,583.7 1,555.1 1,525.5 1,520.1 1,506.8 1,493.1 1,494.3
36 Other deposits 11,376.2 13,797.9 13,849.6 13,914.7 14,080.1 14,186.4 14,403.0 14,562.3 14,564.6 14,620.5 14,682.7 14,719.1
37 Borrowings 1,987.1 1,830.6 1,793.4 1,791.5 1,763.5 1,760.4 1,730.9 1,705.7 1,689.0 1,680.3 1,658.6 1,641.5
38 Net due to related foreign offices -91.9 6.8 -126.0 -123.7 -101.6 -142.1 -159.8 -62.3 18.6 57.0 -37.7 -82.0
39 Other liabilities including trading liabilities 22 667.5 811.1 816.8 790.3 761.4 773.2 792.8 819.5 843.2 813.7 850.0 870.5
40 Total liabilities 15,807.3 18,179.8 18,043.3 18,043.8 18,123.7 18,161.6 18,322.0 18,550.6 18,635.5 18,678.3 18,646.7 18,643.4
41 Residual (Assets LESS Liabilities) 23 1,970.6 2,028.0 2,059.3 2,052.7 2,064.0 2,075.3 2,039.3 2,012.5 1,976.3 2,027.2 2,002.1 1,946.3
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 16.3 63.3 66.4 66.9 66.3 61.3 58.4 60.3 60.1 61.1 60.8 57.9
43 U.S. Treasury and agency securities, MBS 25 11.8 48.4 49.7 48.2 44.5 41.9 39.6 39.4 39.3 39.8 40.8 38.5

Footnotes appear on the last page.

Table 3. Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2019
Dec
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
2020
Dec
Week ending
Dec 23 Dec 30 Jan 06 Jan 13
Assets
1 Bank credit 13,921.2 14,860.3 14,888.2 14,898.0 14,909.1 14,939.4 15,053.8 15,132.7 15,153.8 15,192.1 15,167.3 15,136.9
2 Securities in bank credit 2 3,841.6 4,156.2 4,278.1 4,358.2 4,419.5 4,510.6 4,664.7 4,715.0 4,709.2 4,731.0 4,757.7 4,770.2
3 Treasury and agency securities 3 3,014.0 3,285.4 3,385.9 3,464.8 3,516.1 3,587.1 3,717.7 3,750.0 3,739.4 3,761.3 3,788.8 3,796.9
4 Mortgage-backed securities (MBS) 4 2,083.9 2,225.2 2,260.6 2,329.5 2,329.5 2,391.6 2,492.3 2,529.6 2,528.5 2,550.9 2,570.8 2,569.2
5 Non-MBS 5 930.1 1,060.2 1,125.3 1,135.4 1,186.6 1,195.5 1,225.4 1,220.4 1,210.9 1,210.4 1,218.0 1,227.7
6 Other securities 827.7 870.8 892.2 893.4 903.5 923.5 947.0 965.0 969.8 969.7 968.9 973.3
7 Mortgage-backed securities (MBS) 6 76.2 84.9 86.2 84.5 84.3 84.1 83.1 83.1 84.0 82.8 82.8 81.9
8 Non-MBS 7 751.5 785.9 806.0 808.9 819.1 839.5 864.0 881.9 885.8 886.9 886.1 891.4
9 Loans and leases in bank credit 8 10,079.6 10,704.1 10,610.1 10,539.7 10,489.6 10,428.7 10,389.1 10,417.8 10,444.5 10,461.1 10,409.6 10,366.7
10 Commercial and industrial loans 2,353.8 2,949.7 2,865.6 2,805.8 2,743.3 2,678.2 2,633.8 2,605.8 2,612.5 2,612.8 2,580.4 2,561.2
11 Real estate loans 4,623.8 4,677.8 4,698.1 4,696.6 4,688.9 4,689.4 4,677.5 4,667.5 4,668.9 4,667.3 4,672.6 4,678.2
12 Residential real estate loans 2,299.1 2,288.2 2,304.8 2,299.0 2,286.3 2,282.3 2,264.0 2,248.5 2,246.8 2,247.8 2,251.3 2,255.6
13 Revolving home equity loans 322.3 306.8 303.3 299.2 295.7 291.6 287.7 284.3 283.9 282.9 281.7 280.7
14 Closed-end residential loans 9 1,976.8 1,981.3 2,001.5 1,999.8 1,990.5 1,990.7 1,976.2 1,964.2 1,962.9 1,964.9 1,969.6 1,974.9
15 Commercial real estate loans 2,324.7 2,389.6 2,393.3 2,397.7 2,402.6 2,407.0 2,413.6 2,419.0 2,422.2 2,419.6 2,421.3 2,422.6
16 Construction and land development loans 10 351.7 369.1 369.9 372.6 373.7 374.2 375.7 376.1 376.4 374.5 373.3 374.7
17 Secured by farmland 11 102.4 102.4 102.4 102.1 102.0 101.6 101.2 101.3 101.4 101.6 101.6 101.2
18 Secured by multifamily properties 12 397.9 413.8 414.7 415.6 417.4 419.2 420.7 420.1 419.9 419.1 419.9 420.6
19 Secured by nonfarm nonresidential properties 13 1,472.8 1,504.3 1,506.4 1,507.3 1,509.5 1,512.0 1,516.0 1,521.5 1,524.5 1,524.3 1,526.4 1,526.1
20 Consumer loans 1,620.3 1,510.3 1,514.1 1,515.5 1,519.3 1,518.9 1,526.6 1,550.8 1,557.9 1,559.2 1,546.3 1,534.7
21 Credit cards and other revolving plans 873.1 759.1 756.8 754.0 752.4 749.7 755.8 776.4 782.5 782.5 768.9 758.4
22 Other consumer loans 747.2 751.1 757.3 761.5 766.9 769.1 770.8 774.4 775.4 776.8 777.4 776.2
23 Automobile loans 14 451.4 454.4 457.7 459.5 461.5 463.3 464.1 465.7 465.8 466.8 466.7 467.9
24 All other consumer loans 15 295.8 296.7 299.6 302.0 305.4 305.9 306.7 308.7 309.7 310.0 310.7 308.4
25 All other loans and leases 1,481.6 1,566.3 1,532.3 1,521.9 1,538.2 1,542.3 1,551.2 1,593.7 1,605.2 1,621.8 1,610.4 1,592.6
26 Loans to nondepository financial institutions 16 584.9 640.6 623.3 623.3 637.8 643.1 648.6 661.8 670.3 680.6 672.0 660.1
27 All loans not elsewhere classified 17 896.8 925.7 909.0 898.5 900.4 899.2 902.5 931.9 934.9 941.1 938.4 932.5
28 LESS: Allowance for loan and lease losses 111.1 188.7 218.3 220.5 221.3 219.7 219.9 218.7 218.8 217.2 213.5 213.3
29 Cash assets 18 1,784.3 3,051.9 2,763.9 2,877.4 2,910.3 2,980.2 3,116.8 3,227.8 3,241.2 3,256.4 3,182.2 3,228.9
30 Total federal funds sold and reverse RPs 19 767.8 775.0 893.1 843.3 846.9 827.4 847.8 849.7 815.9 836.9 905.7 852.2
31 Loans to commercial banks 20 8.1 6.3 6.4 6.3 6.8 9.8 9.4 9.0 8.8 8.8 8.9 8.9
32 Other assets including trading assets 21 1,485.4 1,675.8 1,686.4 1,672.2 1,682.2 1,671.9 1,646.7 1,648.7 1,655.7 1,612.2 1,631.7 1,704.3
33 Total assets 17,855.7 20,180.4 20,019.7 20,076.6 20,134.0 20,209.1 20,454.5 20,649.2 20,656.5 20,689.2 20,682.4 20,718.0
 
Liabilities
34 Deposits 13,350.2 15,486.9 15,526.1 15,552.2 15,678.0 15,773.6 16,008.9 16,237.9 16,215.8 16,318.2 16,294.4 16,312.4
35 Large time deposits 1,847.1 1,743.3 1,711.9 1,667.5 1,602.0 1,558.8 1,532.8 1,509.6 1,503.6 1,490.7 1,487.5 1,503.2
36 Other deposits 11,503.1 13,743.6 13,814.2 13,884.7 14,076.0 14,214.8 14,476.1 14,728.2 14,712.2 14,827.6 14,806.9 14,809.2
37 Borrowings 1,967.0 1,856.5 1,796.5 1,798.5 1,741.7 1,733.8 1,727.1 1,688.1 1,680.8 1,637.5 1,646.1 1,655.5
38 Net due to related foreign offices -93.0 13.3 -118.6 -108.7 -112.0 -142.6 -157.2 -65.7 11.3 16.1 -52.2 -80.9
39 Other liabilities including trading liabilities 22 654.5 813.2 807.4 799.6 771.1 781.6 803.2 805.0 801.6 786.8 830.8 869.3
40 Total liabilities 15,878.8 18,169.9 18,011.4 18,041.6 18,078.8 18,146.5 18,382.1 18,665.3 18,709.4 18,758.7 18,719.2 18,756.4
41 Residual (Assets LESS Liabilities) 23 1,976.9 2,010.6 2,008.3 2,035.0 2,055.2 2,062.6 2,072.4 1,983.9 1,947.1 1,930.6 1,963.2 1,961.6
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 16.3 63.3 66.4 66.9 66.3 61.3 58.4 60.3 60.1 61.1 60.8 57.9
43 U.S. Treasury and agency securities, MBS 25 11.8 48.4 49.7 48.2 44.5 41.9 39.6 39.4 39.3 39.8 40.8 38.5

Footnotes appear on the last page.

Table 4. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2019
Dec
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
2020
Dec
Week ending
Dec 23 Dec 30 Jan 06 Jan 13
Assets
1 Bank credit 12,822.0 13,708.6 13,789.6 13,817.0 13,838.8 13,891.2 13,964.6 14,023.8 14,030.2 14,047.4 14,079.7 14,074.4
2 Securities in bank credit 2 3,554.7 3,906.8 4,034.4 4,095.6 4,144.0 4,232.4 4,347.2 4,425.9 4,435.0 4,452.5 4,491.1 4,496.8
3 Treasury and agency securities 3 2,819.8 3,129.9 3,236.0 3,298.5 3,341.3 3,414.7 3,509.0 3,562.8 3,565.4 3,580.5 3,620.4 3,622.0
4 Mortgage-backed securities (MBS) 4 2,039.0 2,183.1 2,226.5 2,292.7 2,292.8 2,351.8 2,424.5 2,473.7 2,484.2 2,498.8 2,530.8 2,521.6
5 Non-MBS 5 780.8 946.8 1,009.5 1,005.9 1,048.5 1,062.9 1,084.5 1,089.1 1,081.2 1,081.7 1,089.6 1,100.5
6 Other securities 735.0 776.9 798.4 797.1 802.7 817.7 838.2 863.1 869.6 872.1 870.7 874.8
7 Mortgage-backed securities (MBS) 6 75.6 81.7 83.7 82.4 82.6 82.3 81.6 82.2 82.8 81.9 81.8 80.8
8 Non-MBS 7 659.4 695.2 714.7 714.7 720.1 735.5 756.6 780.9 786.8 790.2 788.9 793.9
9 Loans and leases in bank credit 8 9,267.3 9,801.8 9,755.1 9,721.4 9,694.8 9,658.7 9,617.4 9,597.8 9,595.2 9,594.9 9,588.6 9,577.6
10 Commercial and industrial loans 1,964.3 2,444.1 2,395.7 2,364.9 2,325.2 2,281.4 2,242.7 2,211.8 2,203.4 2,200.1 2,189.0 2,177.4
11 Real estate loans 4,533.9 4,585.4 4,601.4 4,602.5 4,600.6 4,600.1 4,585.9 4,576.0 4,579.8 4,580.3 4,583.1 4,595.1
12 Residential real estate loans 2,292.8 2,285.7 2,295.9 2,288.9 2,281.8 2,276.2 2,256.8 2,242.7 2,244.5 2,244.6 2,241.9 2,252.8
13 Revolving home equity loans 322.2 305.6 302.4 298.8 295.3 291.9 288.4 284.3 283.7 282.6 281.8 280.8
14 Closed-end residential loans 9 1,970.5 1,980.0 1,993.4 1,990.2 1,986.5 1,984.3 1,968.4 1,958.4 1,960.8 1,962.1 1,960.1 1,972.1
15 Commercial real estate loans 2,241.1 2,299.8 2,305.6 2,313.5 2,318.8 2,323.9 2,329.1 2,333.3 2,335.2 2,335.7 2,341.2 2,342.3
16 Construction and land development loans 10 340.0 354.2 355.8 358.2 359.6 361.2 362.2 365.1 365.6 366.2 366.4 367.1
17 Secured by farmland 11 102.4 102.0 101.9 101.7 101.6 101.4 101.4 101.3 101.4 101.4 101.6 101.4
18 Secured by multifamily properties 12 387.8 402.9 403.7 405.4 406.9 407.7 409.3 407.8 406.9 407.3 408.5 409.4
19 Secured by nonfarm nonresidential properties 13 1,411.0 1,440.6 1,444.2 1,448.2 1,450.7 1,453.6 1,456.2 1,459.0 1,461.3 1,460.8 1,464.7 1,464.3
20 Consumer loans 1,586.1 1,513.3 1,516.1 1,513.6 1,514.3 1,516.6 1,519.0 1,520.0 1,521.7 1,518.3 1,516.6 1,511.1
21 Credit cards and other revolving plans 844.5 762.1 760.7 756.3 754.8 755.0 754.8 751.5 752.3 746.9 744.7 741.4
22 Other consumer loans 741.7 751.2 755.4 757.3 759.5 761.6 764.2 768.4 769.4 771.4 771.9 769.7
23 Automobile loans 14 450.5 456.0 458.1 458.8 459.8 461.2 462.7 464.8 465.0 466.4 465.9 466.5
24 All other consumer loans 15 291.2 295.2 297.3 298.5 299.7 300.4 301.5 303.7 304.4 305.0 306.0 303.2
25 All other loans and leases 1,182.9 1,258.9 1,242.0 1,240.5 1,254.7 1,260.6 1,269.8 1,290.0 1,290.3 1,296.2 1,299.9 1,294.0
26 Loans to nondepository financial institutions 16 461.7 504.4 492.2 495.6 506.5 510.2 520.0 525.4 529.4 534.6 532.6 528.5
27 All loans not elsewhere classified 17 721.2 754.5 749.7 744.9 748.2 750.4 749.8 764.6 761.0 761.7 767.3 765.5
28 LESS: Allowance for loan and lease losses 110.9 184.6 213.8 215.7 216.8 216.8 218.0 219.2 219.5 220.1 214.1 214.3
29 Cash assets 18 1,132.1 2,307.7 2,120.8 2,191.9 2,187.7 2,233.3 2,295.4 2,384.3 2,424.3 2,455.4 2,465.4 2,452.5
30 Total federal funds sold and reverse RPs 19 319.9 440.8 576.0 476.2 479.0 466.3 481.6 493.5 480.1 443.1 525.2 508.0
31 Loans to commercial banks 20 5.9 5.3 5.1 4.9 5.5 8.5 8.3 8.1 7.9 8.0 8.1 8.1
32 Other assets including trading assets 21 1,363.1 1,512.3 1,524.0 1,515.3 1,522.0 1,521.7 1,503.0 1,503.2 1,523.5 1,473.5 1,487.4 1,537.0
33 Total assets 15,532.1 17,790.0 17,801.6 17,789.6 17,816.3 17,904.1 18,034.8 18,193.7 18,246.5 18,207.4 18,351.9 18,365.7
 
Liabilities
34 Deposits 12,154.6 14,372.6 14,401.0 14,430.6 14,542.9 14,617.8 14,798.6 14,928.4 14,940.0 14,978.0 15,060.5 15,085.5
35 Large time deposits 1,076.6 968.8 937.2 901.0 864.7 844.1 825.4 802.0 799.3 790.4 791.1 784.5
36 Other deposits 11,078.0 13,403.8 13,463.8 13,529.5 13,678.1 13,773.6 13,973.2 14,126.5 14,140.7 14,187.7 14,269.5 14,301.1
37 Borrowings 1,087.4 960.1 936.3 919.6 889.6 863.1 851.5 835.0 821.7 784.3 799.8 798.6
38 Net due to related foreign offices -221.4 -250.1 -272.7 -270.8 -282.5 -292.9 -322.2 -216.4 -147.3 -146.2 -206.0 -221.9
39 Other liabilities including trading liabilities 22 552.2 678.0 679.9 661.9 631.1 648.4 667.1 683.4 706.2 669.2 718.0 738.5
40 Total liabilities 13,572.7 15,760.7 15,744.5 15,741.2 15,781.1 15,836.3 15,995.0 16,230.5 16,320.6 16,285.3 16,372.4 16,400.7
41 Residual (Assets LESS Liabilities) 23 1,959.4 2,029.4 2,057.2 2,048.4 2,035.2 2,067.8 2,039.8 1,963.3 1,925.8 1,922.1 1,979.5 1,965.0
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 15.0 60.2 63.3 64.0 63.5 58.7 55.9 57.8 57.7 58.5 58.3 55.6
43 U.S. Treasury and agency securities, MBS 25 10.5 45.3 46.6 45.3 41.7 39.3 37.1 36.8 36.8 37.3 38.3 36.2

Footnotes appear on the last page.

Table 5. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2019
Dec
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
2020
Dec
Week ending
Dec 23 Dec 30 Jan 06 Jan 13
Assets
1 Bank credit 12,882.0 13,705.7 13,761.1 13,789.6 13,823.9 13,890.0 14,004.1 14,084.9 14,104.3 14,137.9 14,117.1 14,092.7
2 Securities in bank credit 2 3,575.2 3,882.1 4,005.2 4,086.5 4,150.3 4,251.4 4,397.5 4,452.9 4,452.6 4,473.1 4,497.2 4,509.7
3 Treasury and agency securities 3 2,837.9 3,108.1 3,210.3 3,290.5 3,344.7 3,426.9 3,550.1 3,586.2 3,580.2 3,600.9 3,627.3 3,635.0
4 Mortgage-backed securities (MBS) 4 2,046.1 2,179.5 2,215.8 2,287.0 2,288.3 2,352.3 2,448.5 2,482.6 2,482.7 2,503.3 2,522.3 2,521.9
5 Non-MBS 5 791.9 928.6 994.5 1,003.5 1,056.4 1,074.6 1,101.7 1,103.6 1,097.4 1,097.5 1,105.0 1,113.0
6 Other securities 737.3 774.1 794.9 795.9 805.6 824.5 847.3 866.7 872.4 872.3 869.9 874.7
7 Mortgage-backed securities (MBS) 6 74.4 83.1 84.4 82.5 82.3 82.0 80.8 80.8 81.7 80.5 80.6 79.8
8 Non-MBS 7 662.9 691.0 710.4 713.4 723.3 742.5 766.5 785.8 790.7 791.8 789.3 795.0
9 Loans and leases in bank credit 8 9,306.8 9,823.6 9,755.9 9,703.1 9,673.5 9,638.6 9,606.6 9,632.0 9,651.7 9,664.8 9,619.9 9,583.0
10 Commercial and industrial loans 1,955.6 2,461.4 2,393.3 2,349.0 2,305.0 2,263.1 2,227.8 2,201.0 2,204.4 2,203.4 2,177.1 2,161.8
11 Real estate loans 4,539.7 4,590.0 4,611.0 4,610.2 4,603.0 4,603.7 4,591.4 4,581.0 4,582.4 4,581.2 4,587.0 4,592.7
12 Residential real estate loans 2,297.6 2,286.7 2,303.2 2,297.5 2,284.8 2,281.0 2,262.6 2,247.1 2,245.4 2,246.4 2,250.0 2,254.3
13 Revolving home equity loans 321.8 306.3 302.7 298.6 295.1 291.1 287.1 283.6 283.2 282.2 281.1 280.1
14 Closed-end residential loans 9 1,975.8 1,980.4 2,000.5 1,998.9 1,989.7 1,989.9 1,975.5 1,963.5 1,962.2 1,964.2 1,968.9 1,974.2
15 Commercial real estate loans 2,242.1 2,303.3 2,307.8 2,312.7 2,318.2 2,322.8 2,328.8 2,333.8 2,337.0 2,334.8 2,337.1 2,338.4
16 Construction and land development loans 10 339.5 356.3 357.5 360.4 361.7 362.4 363.9 364.2 364.5 362.7 361.5 362.8
17 Secured by farmland 11 102.2 102.2 102.2 101.9 101.8 101.5 101.1 101.2 101.2 101.5 101.5 101.1
18 Secured by multifamily properties 12 388.5 403.1 403.9 404.8 406.4 407.8 409.0 408.5 408.4 407.4 408.1 408.8
19 Secured by nonfarm nonresidential properties 13 1,411.8 1,441.7 1,444.2 1,445.6 1,448.2 1,451.0 1,454.8 1,460.0 1,462.8 1,463.2 1,466.0 1,465.7
20 Consumer loans 1,616.9 1,506.9 1,510.7 1,512.1 1,515.8 1,515.2 1,523.0 1,547.1 1,554.2 1,555.4 1,542.5 1,530.9
21 Credit cards and other revolving plans 873.1 759.1 756.8 754.0 752.4 749.7 755.8 776.4 782.5 782.5 768.9 758.4
22 Other consumer loans 743.8 747.8 753.9 758.1 763.4 765.4 767.1 770.7 771.7 773.0 773.6 772.4
23 Automobile loans 14 451.4 454.4 457.7 459.5 461.5 463.3 464.1 465.7 465.8 466.8 466.7 467.9
24 All other consumer loans 15 292.4 293.3 296.2 298.7 301.9 302.2 303.1 305.0 305.9 306.2 306.9 304.6
25 All other loans and leases 1,194.6 1,265.3 1,241.0 1,231.8 1,249.7 1,256.6 1,264.4 1,303.0 1,310.7 1,324.7 1,313.3 1,297.7
26 Loans to nondepository financial institutions 16 466.4 506.0 493.3 491.5 505.9 510.9 519.2 530.4 536.8 544.8 536.3 525.8
27 All loans not elsewhere classified 17 728.2 759.3 747.7 740.3 743.8 745.7 745.2 772.6 774.0 779.9 777.0 771.9
28 LESS: Allowance for loan and lease losses 110.1 186.7 216.1 218.4 219.3 217.9 218.2 217.0 217.1 215.4 211.7 211.5
29 Cash assets 18 1,167.3 2,277.1 2,082.3 2,168.5 2,174.8 2,220.3 2,337.8 2,459.3 2,458.6 2,497.6 2,458.6 2,467.2
30 Total federal funds sold and reverse RPs 19 336.2 449.4 570.8 493.3 507.2 473.5 485.1 514.2 505.1 499.7 551.9 519.3
31 Loans to commercial banks 20 6.1 5.2 4.9 4.8 5.5 8.4 8.3 8.3 8.3 8.4 8.4 8.5
32 Other assets including trading assets 21 1,358.1 1,514.5 1,527.5 1,515.1 1,526.5 1,521.0 1,500.1 1,498.1 1,503.9 1,451.2 1,482.7 1,547.8
33 Total assets 15,639.6 17,765.3 17,730.5 17,752.9 17,818.6 17,895.2 18,117.1 18,347.9 18,363.1 18,379.4 18,407.0 18,423.9
 
Liabilities
34 Deposits 12,273.1 14,339.1 14,372.0 14,393.4 14,528.9 14,629.7 14,854.1 15,085.1 15,078.6 15,190.9 15,177.9 15,164.9
35 Large time deposits 1,071.0 974.0 939.2 894.2 852.4 829.0 811.1 797.3 795.7 791.6 790.5 785.5
36 Other deposits 11,202.1 13,365.1 13,432.8 13,499.2 13,676.4 13,800.6 14,042.9 14,287.8 14,282.9 14,399.3 14,387.4 14,379.4
37 Borrowings 1,068.1 988.2 947.0 923.5 884.6 853.1 834.3 818.3 808.4 783.1 790.0 787.6
38 Net due to related foreign offices -216.1 -240.0 -261.5 -258.5 -283.9 -299.2 -312.2 -209.5 -139.4 -168.6 -226.0 -218.8
39 Other liabilities including trading liabilities 22 547.2 679.0 676.0 668.5 641.0 656.1 675.5 677.0 675.4 650.4 708.9 735.6
40 Total liabilities 13,672.2 15,766.2 15,733.5 15,726.8 15,770.6 15,839.7 16,051.6 16,370.9 16,423.0 16,455.7 16,450.7 16,469.3
41 Residual (Assets LESS Liabilities) 23 1,967.4 1,999.0 1,997.0 2,026.1 2,048.0 2,055.6 2,065.5 1,977.0 1,940.1 1,923.6 1,956.3 1,954.6
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 15.0 60.2 63.3 64.0 63.5 58.7 55.9 57.8 57.7 58.5 58.3 55.6
43 U.S. Treasury and agency securities, MBS 25 10.5 45.3 46.6 45.3 41.7 39.3 37.1 36.8 36.8 37.3 38.3 36.2

Footnotes appear on the last page.

Table 6. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2019
Dec
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
2020
Dec
Week ending
Dec 23 Dec 30 Jan 06 Jan 13
Assets
1 Bank credit 8,176.6 8,637.4 8,684.2 8,692.2 8,693.7 8,720.2 8,781.6 8,826.0 8,832.8 8,842.5 8,866.1 8,863.2
2 Securities in bank credit 2 2,616.4 2,900.1 3,001.5 3,048.7 3,082.9 3,150.9 3,236.1 3,293.0 3,302.4 3,314.4 3,345.0 3,342.2
3 Treasury and agency securities 3 2,129.5 2,410.5 2,501.6 2,551.3 2,584.2 2,644.4 2,718.2 2,761.8 2,768.5 2,780.1 2,814.4 2,809.8
4 Mortgage-backed securities (MBS) 4 1,497.0 1,613.5 1,649.0 1,703.9 1,693.5 1,740.8 1,797.8 1,829.1 1,843.0 1,853.2 1,875.4 1,860.1
5 Non-MBS 5 632.5 797.0 852.6 847.4 890.7 903.6 920.4 932.7 925.5 926.9 939.0 949.7
6 Other securities 486.9 489.6 499.9 497.4 498.7 506.5 517.9 531.2 533.9 534.3 530.6 532.4
7 Mortgage-backed securities (MBS) 6 57.6 62.8 63.6 62.2 61.7 61.3 60.4 61.1 61.7 60.9 60.2 59.3
8 Non-MBS 7 429.3 426.8 436.3 435.2 437.0 445.2 457.5 470.1 472.2 473.3 470.4 473.1
9 Loans and leases in bank credit 8 5,560.3 5,737.3 5,682.7 5,643.5 5,610.8 5,569.3 5,545.5 5,533.0 5,530.4 5,528.1 5,521.1 5,521.0
10 Commercial and industrial loans 1,286.5 1,478.6 1,431.1 1,399.2 1,366.0 1,327.8 1,310.7 1,299.9 1,295.4 1,295.7 1,286.3 1,284.7
11 Real estate loans 2,204.5 2,200.5 2,210.3 2,207.4 2,196.9 2,189.6 2,172.3 2,157.3 2,159.6 2,158.3 2,157.0 2,166.1
12 Residential real estate loans 1,461.8 1,448.0 1,458.5 1,453.7 1,446.2 1,440.9 1,423.8 1,410.6 1,412.0 1,411.5 1,410.2 1,419.3
13 Revolving home equity loans 206.8 193.6 191.2 188.5 185.8 183.1 180.2 176.8 176.3 175.5 174.8 174.0
14 Closed-end residential loans 9 1,254.9 1,254.4 1,267.3 1,265.2 1,260.4 1,257.7 1,243.6 1,233.7 1,235.7 1,236.0 1,235.3 1,245.3
15 Commercial real estate loans 742.8 752.5 751.8 753.8 750.7 748.7 748.4 746.7 747.6 746.8 746.8 746.7
16 Construction and land development loans 10 106.3 113.2 114.7 115.6 116.4 117.4 117.8 118.7 119.1 119.2 119.4 120.0
17 Secured by farmland 11 7.8 7.2 7.1 7.0 6.9 6.8 6.7 6.7 6.6 6.6 6.6 6.6
18 Secured by multifamily properties 12 171.2 176.5 175.6 176.6 176.2 175.7 177.1 176.2 175.4 175.5 175.9 176.4
19 Secured by nonfarm nonresidential properties 13 457.5 455.6 454.3 454.6 451.2 448.8 446.9 445.1 446.5 445.5 444.9 443.6
20 Consumer loans 1,199.4 1,137.8 1,140.4 1,138.9 1,139.0 1,140.9 1,143.1 1,141.7 1,142.4 1,138.9 1,138.2 1,136.2
21 Credit cards and other revolving plans 682.4 612.4 612.3 609.4 608.4 609.0 609.2 605.7 606.1 601.3 600.3 597.6
22 Other consumer loans 517.0 525.4 528.1 529.5 530.6 531.9 533.9 536.0 536.3 537.6 537.9 538.5
23 Automobile loans 14 366.9 372.4 374.5 375.5 376.6 378.0 379.9 382.0 382.0 383.5 383.0 383.6
24 All other consumer loans 15 150.1 153.0 153.6 154.0 154.0 153.9 154.0 154.0 154.3 154.1 154.9 154.9
25 All other loans and leases 869.8 920.3 900.9 897.9 908.9 911.0 919.4 934.2 932.9 935.2 939.6 934.1
26 Loans to nondepository financial institutions 16 384.6 416.4 401.3 403.3 411.6 412.2 420.2 423.3 425.5 429.3 429.7 424.4
27 All loans not elsewhere classified 17 485.3 503.9 499.7 494.6 497.4 498.9 499.2 511.0 507.4 505.9 509.9 509.6
28 LESS: Allowance for loan and lease losses 68.6 123.8 139.9 140.7 142.4 145.4 144.5 143.9 143.7 144.6 140.6 140.9
29 Cash assets 18 817.6 1,699.9 1,539.6 1,612.9 1,592.7 1,625.7 1,663.2 1,722.8 1,759.4 1,776.8 1,775.7 1,723.8
30 Total federal funds sold and reverse RPs 19 258.3 384.9 521.0 421.5 425.2 392.5 407.1 416.4 399.8 379.6 431.3 423.3
31 Loans to commercial banks 20 5.2 4.5 4.3 4.1 4.7 7.8 7.6 7.5 7.3 7.4 7.5 7.6
32 Other assets including trading assets 21 993.1 1,115.2 1,125.6 1,113.1 1,119.4 1,119.7 1,104.5 1,103.7 1,122.1 1,071.8 1,088.4 1,139.4
33 Total assets 10,182.2 11,718.1 11,734.8 11,703.1 11,693.3 11,720.4 11,819.5 11,932.5 11,977.7 11,933.4 12,028.5 12,016.3
 
Liabilities
34 Deposits 7,911.7 9,460.9 9,459.1 9,481.1 9,545.1 9,579.0 9,702.8 9,780.9 9,784.7 9,807.7 9,851.2 9,864.0
35 Large time deposits 519.6 436.4 410.4 384.9 359.6 346.7 333.7 318.6 317.0 310.9 311.4 306.8
36 Other deposits 7,392.0 9,024.5 9,048.7 9,096.3 9,185.5 9,232.3 9,369.0 9,462.3 9,467.7 9,496.8 9,539.8 9,557.1
37 Borrowings 757.4 638.9 620.8 610.3 585.4 561.8 559.7 553.4 546.7 520.1 531.5 528.0
38 Net due to related foreign offices -235.7 -268.9 -288.3 -283.0 -306.3 -323.4 -332.5 -225.0 -156.3 -184.2 -243.3 -240.8
39 Other liabilities including trading liabilities 22 469.2 571.7 573.6 554.8 525.4 538.9 561.5 578.3 600.5 561.3 609.5 624.6
40 Total liabilities 8,902.6 10,402.6 10,365.2 10,363.2 10,349.7 10,356.3 10,491.4 10,687.6 10,775.7 10,704.8 10,748.9 10,775.7
41 Residual (Assets LESS Liabilities) 23 1,279.6 1,315.4 1,369.6 1,339.8 1,343.6 1,364.0 1,328.1 1,244.9 1,202.0 1,228.6 1,279.5 1,240.6
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 10.2 45.5 47.7 47.3 47.4 43.4 42.0 42.8 42.6 43.4 42.7 40.0
43 U.S. Treasury and agency securities, MBS 25 8.1 35.3 36.3 34.9 32.0 30.4 29.1 28.4 28.4 28.8 29.4 27.5

Footnotes appear on the last page.

Table 7. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2019
Dec
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
2020
Dec
Week ending
Dec 23 Dec 30 Jan 06 Jan 13
Assets
1 Bank credit 8,225.3 8,633.8 8,660.9 8,681.3 8,686.5 8,722.7 8,826.3 8,874.1 8,887.0 8,903.2 8,884.6 8,876.0
2 Securities in bank credit 2 2,632.2 2,880.8 2,979.5 3,050.8 3,095.1 3,170.5 3,288.3 3,311.6 3,309.6 3,324.5 3,339.9 3,345.5
3 Treasury and agency securities 3 2,143.7 2,394.1 2,482.6 2,553.4 2,594.4 2,660.0 2,764.2 2,777.9 2,774.1 2,789.8 2,809.2 2,812.2
4 Mortgage-backed securities (MBS) 4 1,503.9 1,610.0 1,640.2 1,702.2 1,693.2 1,743.9 1,822.8 1,837.0 1,840.1 1,856.1 1,864.4 1,860.0
5 Non-MBS 5 639.8 784.1 842.4 851.1 901.1 916.1 941.3 941.0 934.1 933.7 944.8 952.2
6 Other securities 488.6 486.7 496.9 497.4 500.7 510.5 524.1 533.7 535.4 534.6 530.7 533.3
7 Mortgage-backed securities (MBS) 6 56.3 64.5 64.3 62.5 61.6 61.0 59.6 59.7 60.2 59.3 59.0 58.1
8 Non-MBS 7 432.3 422.2 432.6 434.9 439.1 449.5 464.6 474.1 475.2 475.3 471.7 475.2
9 Loans and leases in bank credit 8 5,593.1 5,753.0 5,681.4 5,630.4 5,591.4 5,552.2 5,537.9 5,562.5 5,577.5 5,578.8 5,544.7 5,530.5
10 Commercial and industrial loans 1,280.5 1,493.1 1,429.8 1,390.3 1,352.3 1,315.2 1,301.0 1,292.7 1,296.8 1,296.7 1,275.3 1,270.7
11 Real estate loans 2,209.5 2,202.2 2,217.4 2,214.5 2,199.7 2,194.0 2,179.7 2,161.9 2,161.5 2,157.5 2,159.8 2,166.6
12 Residential real estate loans 1,465.7 1,448.2 1,464.4 1,461.5 1,448.2 1,444.4 1,429.4 1,414.4 1,412.5 1,411.9 1,415.8 1,421.7
13 Revolving home equity loans 206.5 194.2 191.6 188.6 185.8 182.5 179.5 176.4 176.0 175.1 174.1 173.4
14 Closed-end residential loans 9 1,259.2 1,254.1 1,272.8 1,272.9 1,262.4 1,261.9 1,249.9 1,238.0 1,236.6 1,236.8 1,241.6 1,248.3
15 Commercial real estate loans 743.8 753.9 753.1 753.1 751.5 749.6 750.3 747.5 748.9 745.6 744.0 744.9
16 Construction and land development loans 10 106.2 113.8 115.5 116.6 117.8 118.4 119.0 118.5 118.5 117.9 117.7 118.3
17 Secured by farmland 11 7.8 7.2 7.1 7.0 6.9 6.8 6.7 6.6 6.6 6.7 6.6 6.6
18 Secured by multifamily properties 12 172.0 176.4 176.0 176.4 176.6 176.5 177.8 176.9 176.9 175.4 175.2 175.7
19 Secured by nonfarm nonresidential properties 13 457.9 456.5 454.4 453.0 450.1 447.9 446.8 445.5 446.9 445.6 444.5 444.3
20 Consumer loans 1,223.6 1,134.0 1,137.4 1,138.1 1,139.1 1,138.7 1,145.0 1,162.9 1,168.0 1,167.8 1,158.4 1,151.0
21 Credit cards and other revolving plans 705.4 610.4 609.7 607.5 606.2 604.5 609.4 625.8 630.4 629.6 620.0 611.4
22 Other consumer loans 518.2 523.6 527.7 530.5 532.9 534.2 535.6 537.1 537.6 538.3 538.5 539.7
23 Automobile loans 14 367.9 370.8 374.0 376.0 378.1 379.8 381.1 382.9 383.0 384.1 383.9 385.0
24 All other consumer loans 15 150.4 152.8 153.7 154.5 154.8 154.4 154.5 154.2 154.6 154.2 154.6 154.7
25 All other loans and leases 879.5 923.7 896.7 887.6 900.3 904.3 912.3 944.9 951.1 956.8 951.2 942.2
26 Loans to nondepository financial institutions 16 389.2 415.6 399.7 398.1 408.8 410.7 417.8 428.1 433.4 437.3 433.1 426.5
27 All loans not elsewhere classified 17 490.3 508.1 497.0 489.5 491.5 493.6 494.5 516.8 517.7 519.5 518.1 515.7
28 LESS: Allowance for loan and lease losses 69.0 123.8 140.0 141.2 143.0 146.1 145.8 144.6 144.7 143.5 140.4 140.3
29 Cash assets 18 837.2 1,690.8 1,516.2 1,596.6 1,582.9 1,610.1 1,680.1 1,770.1 1,777.3 1,799.1 1,746.8 1,734.3
30 Total federal funds sold and reverse RPs 19 277.2 384.1 504.2 430.4 447.9 413.8 413.7 441.8 430.3 438.3 470.1 443.1
31 Loans to commercial banks 20 5.3 4.5 4.2 4.1 4.8 7.7 7.6 7.7 7.7 7.7 7.8 7.8
32 Other assets including trading assets 21 987.6 1,117.8 1,129.2 1,111.9 1,122.3 1,118.0 1,101.2 1,098.1 1,103.7 1,049.4 1,083.7 1,148.2
33 Total assets 10,263.7 11,707.2 11,674.5 11,683.0 11,701.2 11,726.2 11,883.0 12,047.2 12,061.3 12,054.3 12,052.7 12,069.2
 
Liabilities
34 Deposits 7,996.2 9,440.9 9,451.4 9,454.5 9,535.9 9,587.9 9,731.1 9,892.6 9,879.9 9,973.9 9,933.5 9,928.0
35 Large time deposits 517.5 438.7 411.1 378.3 349.3 335.8 325.2 317.0 316.0 313.7 312.9 309.1
36 Other deposits 7,478.7 9,002.2 9,040.3 9,076.3 9,186.6 9,252.1 9,405.9 9,575.7 9,563.9 9,660.2 9,620.6 9,618.9
37 Borrowings 746.1 651.8 623.6 609.7 583.7 559.6 552.8 544.3 539.2 518.4 522.0 520.1
38 Net due to related foreign offices -238.2 -265.6 -285.2 -280.2 -305.3 -322.5 -330.8 -229.3 -159.4 -197.3 -250.7 -244.9
39 Other liabilities including trading liabilities 22 461.8 572.1 569.6 561.4 531.9 545.4 566.2 569.2 568.3 542.8 604.2 625.7
40 Total liabilities 8,966.0 10,399.3 10,359.4 10,345.5 10,346.2 10,370.4 10,519.2 10,776.8 10,828.0 10,837.9 10,809.0 10,828.9
41 Residual (Assets LESS Liabilities) 23 1,297.7 1,307.9 1,315.2 1,337.5 1,355.0 1,355.8 1,363.7 1,270.4 1,233.2 1,216.4 1,243.7 1,240.3
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 10.2 45.5 47.7 47.3 47.4 43.4 42.0 42.8 42.6 43.4 42.7 40.0
43 U.S. Treasury and agency securities, MBS 25 8.1 35.3 36.3 34.9 32.0 30.4 29.1 28.4 28.4 28.8 29.4 27.5

Footnotes appear on the last page.

Table 8. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2019
Dec
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
2020
Dec
Week ending
Dec 23 Dec 30 Jan 06 Jan 13
Assets
1 Bank credit 4,645.3 5,071.3 5,105.4 5,124.9 5,145.1 5,170.9 5,183.0 5,197.7 5,197.4 5,204.9 5,213.6 5,211.2
2 Securities in bank credit 2 938.3 1,006.7 1,032.9 1,047.0 1,061.1 1,081.5 1,111.1 1,132.9 1,132.6 1,138.1 1,146.1 1,154.6
3 Treasury and agency securities 3 690.3 719.4 734.4 747.3 757.1 770.3 790.8 801.1 796.9 800.3 806.0 812.3
4 Mortgage-backed securities (MBS) 4 542.0 569.6 577.5 588.8 599.2 611.0 626.8 644.7 641.2 645.6 655.4 661.5
5 Non-MBS 5 148.3 149.8 156.9 158.5 157.8 159.3 164.1 156.4 155.7 154.8 150.6 150.8
6 Other securities 248.1 287.3 298.5 299.7 304.0 311.3 320.3 331.9 335.7 337.8 340.1 342.4
7 Mortgage-backed securities (MBS) 6 18.0 18.9 20.1 20.1 20.9 21.0 21.2 21.0 21.1 21.0 21.6 21.6
8 Non-MBS 7 230.1 268.4 278.4 279.6 283.1 290.3 299.1 310.8 314.6 316.8 318.5 320.8
9 Loans and leases in bank credit 8 3,707.0 4,064.6 4,072.4 4,077.9 4,084.0 4,089.4 4,071.9 4,064.8 4,064.9 4,066.8 4,067.5 4,056.6
10 Commercial and industrial loans 677.9 965.5 964.6 965.6 959.2 953.6 932.0 912.0 907.9 904.4 902.7 892.7
11 Real estate loans 2,329.4 2,384.9 2,391.2 2,395.0 2,403.7 2,410.5 2,413.6 2,418.7 2,420.2 2,422.0 2,426.1 2,429.1
12 Residential real estate loans 831.0 837.7 837.4 835.3 835.7 835.3 832.9 832.1 832.6 833.1 831.7 833.5
13 Revolving home equity loans 115.4 112.0 111.2 110.3 109.5 108.8 108.2 107.4 107.4 107.1 107.0 106.7
14 Closed-end residential loans 9 715.6 725.6 726.2 725.0 726.1 726.6 724.8 724.7 725.2 726.1 724.7 726.8
15 Commercial real estate loans 1,498.4 1,547.2 1,553.8 1,559.8 1,568.0 1,575.2 1,580.7 1,586.6 1,587.6 1,588.8 1,594.4 1,595.5
16 Construction and land development loans 10 233.7 241.0 241.1 242.6 243.2 243.8 244.5 246.4 246.5 247.0 247.0 247.1
17 Secured by farmland 11 94.6 94.8 94.8 94.7 94.7 94.7 94.7 94.7 94.7 94.8 94.9 94.8
18 Secured by multifamily properties 12 216.6 226.3 228.0 228.8 230.7 232.0 232.2 231.6 231.5 231.7 232.6 233.0
19 Secured by nonfarm nonresidential properties 13 953.5 985.0 989.9 993.7 999.5 1,004.8 1,009.4 1,013.9 1,014.9 1,015.3 1,019.8 1,020.7
20 Consumer loans 386.7 375.6 375.7 374.7 375.3 375.7 375.9 378.3 379.3 379.4 378.3 374.9
21 Credit cards and other revolving plans 162.1 149.7 148.4 146.8 146.4 146.0 145.6 145.8 146.2 145.7 144.4 143.7
22 Other consumer loans 224.6 225.8 227.3 227.8 228.9 229.7 230.3 232.5 233.1 233.7 234.0 231.2
23 Automobile loans 14 83.6 83.6 83.6 83.3 83.2 83.2 82.7 82.8 83.0 82.9 82.9 82.8
24 All other consumer loans 15 141.1 142.2 143.6 144.5 145.7 146.5 147.6 149.7 150.1 150.9 151.1 148.3
25 All other loans and leases 313.0 338.6 341.0 342.6 345.8 349.6 350.4 355.8 357.5 361.0 360.3 360.0
26 Loans to nondepository financial institutions 16 77.1 88.0 91.0 92.3 94.9 98.0 99.8 102.1 103.9 105.3 102.9 104.1
27 All loans not elsewhere classified 17 235.9 250.7 250.1 250.3 250.9 251.6 250.6 253.7 253.6 255.7 257.4 255.9
28 LESS: Allowance for loan and lease losses 42.2 60.8 73.8 75.0 74.4 71.4 73.5 75.3 75.8 75.5 73.5 73.4
29 Cash assets 18 314.4 607.8 581.2 579.0 595.1 607.6 632.2 661.5 664.9 678.6 689.7 728.7
30 Total federal funds sold and reverse RPs 19 61.6 55.9 54.9 54.7 53.8 73.8 74.5 77.2 80.3 63.6 94.0 84.7
31 Loans to commercial banks 20 0.8 0.7 0.8 0.8 0.7 0.7 0.7 0.6 0.6 0.6 0.6 0.6
32 Other assets including trading assets 21 370.0 397.1 398.4 402.2 402.6 402.0 398.5 399.5 401.4 401.8 399.1 397.6
33 Total assets 5,349.9 6,072.0 6,066.8 6,086.5 6,123.0 6,183.7 6,215.3 6,261.2 6,268.8 6,274.0 6,323.4 6,349.4
 
Liabilities
34 Deposits 4,242.9 4,911.7 4,941.9 4,949.4 4,997.8 5,038.8 5,095.8 5,147.5 5,155.3 5,170.4 5,209.3 5,221.6
35 Large time deposits 557.0 532.3 526.8 516.2 505.1 497.5 491.6 483.4 482.3 479.5 479.6 477.7
36 Other deposits 3,685.9 4,379.4 4,415.1 4,433.2 4,492.7 4,541.3 4,604.2 4,664.2 4,672.9 4,690.9 4,729.7 4,743.9
37 Borrowings 330.0 321.2 315.4 309.2 304.2 301.2 291.8 281.6 275.0 264.2 268.3 270.6
38 Net due to related foreign offices 14.2 18.8 15.6 12.2 23.8 30.5 10.3 8.7 8.9 38.0 37.3 18.9
39 Other liabilities including trading liabilities 22 82.9 106.3 106.3 107.0 105.7 109.5 105.6 105.1 105.8 107.9 108.5 114.0
40 Total liabilities 4,670.1 5,358.0 5,379.3 5,377.9 5,431.4 5,480.0 5,503.6 5,542.9 5,545.0 5,580.5 5,623.4 5,625.1
41 Residual (Assets LESS Liabilities) 23 679.8 713.9 687.5 708.6 691.5 703.8 711.7 718.3 723.8 693.5 700.0 724.4
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 4.8 14.7 15.7 16.6 16.1 15.3 13.9 15.0 15.1 15.2 15.6 15.5
43 U.S. Treasury and agency securities, MBS 25 2.4 10.0 10.3 10.4 9.7 8.9 7.9 8.4 8.5 8.5 8.8 8.7

Footnotes appear on the last page.

Table 9. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2019
Dec
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
2020
Dec
Week ending
Dec 23 Dec 30 Jan 06 Jan 13
Assets
1 Bank credit 4,656.7 5,071.9 5,100.2 5,108.3 5,137.4 5,167.3 5,177.8 5,210.8 5,217.3 5,234.7 5,232.4 5,216.7
2 Securities in bank credit 2 943.0 1,001.3 1,025.6 1,035.6 1,055.2 1,080.9 1,109.2 1,141.3 1,143.0 1,148.7 1,157.2 1,164.2
3 Treasury and agency securities 3 694.2 714.0 727.7 737.2 750.3 766.8 786.0 808.3 806.0 811.0 818.0 822.8
4 Mortgage-backed securities (MBS) 4 542.2 569.5 575.6 584.8 595.1 608.4 625.6 645.7 642.7 647.2 657.8 661.9
5 Non-MBS 5 152.1 144.5 152.1 152.4 155.2 158.4 160.3 162.6 163.4 163.8 160.2 160.8
6 Other securities 248.7 287.4 297.9 298.5 304.9 314.1 323.2 333.0 337.0 337.7 339.2 341.4
7 Mortgage-backed securities (MBS) 6 18.1 18.6 20.1 20.0 20.7 21.0 21.2 21.2 21.5 21.1 21.6 21.7
8 Non-MBS 7 230.6 268.7 277.8 278.5 284.2 293.1 302.0 311.8 315.5 316.5 317.6 319.7
9 Loans and leases in bank credit 8 3,713.7 4,070.6 4,074.5 4,072.7 4,082.2 4,086.4 4,068.7 4,069.5 4,074.3 4,086.0 4,075.2 4,052.5
10 Commercial and industrial loans 675.2 968.3 963.4 958.7 952.7 947.8 926.8 908.2 907.6 906.8 901.7 891.1
11 Real estate loans 2,330.1 2,387.8 2,393.5 2,395.7 2,403.3 2,409.8 2,411.7 2,419.0 2,421.0 2,423.7 2,427.3 2,426.1
12 Residential real estate loans 831.9 838.5 838.9 836.1 836.6 836.6 833.2 832.7 832.9 834.5 834.2 832.6
13 Revolving home equity loans 115.3 112.1 111.1 110.0 109.4 108.6 107.6 107.2 107.2 107.1 106.9 106.7
14 Closed-end residential loans 9 716.6 726.4 727.8 726.0 727.2 728.0 725.6 725.5 725.6 727.4 727.3 725.9
15 Commercial real estate loans 1,498.2 1,549.4 1,554.7 1,559.7 1,566.7 1,573.2 1,578.6 1,586.3 1,588.1 1,589.2 1,593.1 1,593.5
16 Construction and land development loans 10 233.3 242.5 242.0 243.7 244.0 244.0 244.9 245.7 246.0 244.8 243.8 244.5
17 Secured by farmland 11 94.5 95.0 95.1 94.9 94.9 94.8 94.4 94.5 94.6 94.8 94.9 94.5
18 Secured by multifamily properties 12 216.5 226.7 227.9 228.4 229.8 231.3 231.3 231.6 231.5 232.0 232.9 233.1
19 Secured by nonfarm nonresidential properties 13 953.9 985.2 989.8 992.7 998.1 1,003.1 1,007.9 1,014.5 1,016.0 1,017.6 1,021.5 1,021.4
20 Consumer loans 393.3 372.9 373.3 374.0 376.7 376.4 378.0 384.1 386.1 387.6 384.1 379.8
21 Credit cards and other revolving plans 167.7 148.7 147.1 146.4 146.2 145.2 146.4 150.6 152.0 152.9 148.9 147.1
22 Other consumer loans 225.6 224.1 226.2 227.6 230.5 231.2 231.6 233.6 234.1 234.7 235.2 232.8
23 Automobile loans 14 83.6 83.6 83.7 83.4 83.4 83.5 83.0 82.8 82.8 82.7 82.8 82.9
24 All other consumer loans 15 142.0 140.5 142.6 144.2 147.1 147.8 148.6 150.8 151.3 152.0 152.3 149.9
25 All other loans and leases 315.1 341.6 344.3 344.2 349.4 352.4 352.1 358.1 359.6 367.9 362.1 355.5
26 Loans to nondepository financial institutions 16 77.2 90.4 93.6 93.3 97.1 100.2 101.4 102.3 103.3 107.5 103.3 99.3
27 All loans not elsewhere classified 17 237.9 251.2 250.7 250.9 252.3 252.1 250.7 255.8 256.3 260.4 258.9 256.2
28 LESS: Allowance for loan and lease losses 41.1 62.8 76.1 77.2 76.2 71.8 72.4 72.4 72.4 71.9 71.3 71.3
29 Cash assets 18 330.1 586.3 566.1 571.9 592.0 610.2 657.7 689.2 681.3 698.5 711.8 732.9
30 Total federal funds sold and reverse RPs 19 58.9 65.2 66.7 63.0 59.4 59.7 71.4 72.4 74.8 61.4 81.8 76.2
31 Loans to commercial banks 20 0.8 0.7 0.7 0.7 0.7 0.7 0.7 0.7 0.7 0.7 0.7 0.7
32 Other assets including trading assets 21 370.4 396.7 398.3 403.2 404.2 403.0 398.9 400.0 400.2 401.8 398.9 399.5
33 Total assets 5,375.9 6,058.1 6,055.9 6,069.9 6,117.4 6,169.0 6,234.1 6,300.8 6,301.8 6,325.1 6,354.3 6,354.7
 
Liabilities
34 Deposits 4,276.8 4,898.2 4,920.6 4,938.8 4,993.0 5,041.8 5,123.0 5,192.5 5,198.7 5,217.0 5,244.4 5,236.9
35 Large time deposits 553.4 535.3 528.1 515.9 503.1 493.2 485.9 480.3 479.7 478.0 477.6 476.3
36 Other deposits 3,723.4 4,362.9 4,392.5 4,422.9 4,489.9 4,548.6 4,637.1 4,712.2 4,718.9 4,739.1 4,766.8 4,760.6
37 Borrowings 322.0 336.3 323.4 313.8 300.9 293.5 281.5 274.0 269.3 264.6 268.1 267.5
38 Net due to related foreign offices 22.1 25.5 23.8 21.6 21.4 23.3 18.6 19.8 19.9 28.7 24.7 26.0
39 Other liabilities including trading liabilities 22 85.4 106.8 106.3 107.0 109.1 110.6 109.3 107.8 107.0 107.5 104.7 109.9
40 Total liabilities 4,706.3 5,367.0 5,374.1 5,381.3 5,424.4 5,469.3 5,532.3 5,594.1 5,594.9 5,617.9 5,641.7 5,640.4
41 Residual (Assets LESS Liabilities) 23 669.6 691.1 681.8 688.6 693.0 699.8 701.8 706.6 706.9 707.2 712.6 714.3
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 4.8 14.7 15.7 16.6 16.1 15.3 13.9 15.0 15.1 15.2 15.6 15.5
43 U.S. Treasury and agency securities, MBS 25 2.4 10.0 10.3 10.4 9.7 8.9 7.9 8.4 8.5 8.5 8.8 8.7

Footnotes appear on the last page.

Table 10. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars.
Account 2019
Dec
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
2020
Dec
Week ending
Dec 23 Dec 30 Jan 06 Jan 13
Assets
1 Bank credit 1,033.7 1,143.8 1,116.0 1,101.4 1,091.3 1,054.9 1,048.7 1,043.7 1,042.2 1,050.3 1,049.0 1,044.5
2 Securities in bank credit 2 266.5 271.0 268.9 267.3 273.4 259.7 265.0 263.6 259.2 263.1 265.6 265.6
3 Treasury and agency securities 3 175.6 173.8 171.8 170.3 175.2 161.7 166.2 165.0 161.2 165.3 167.1 168.4
4 Mortgage-backed securities (MBS) 4 37.7 43.7 43.4 41.7 40.2 39.3 45.3 46.9 44.9 46.9 47.9 48.5
5 Non-MBS 5 137.9 130.1 128.4 128.6 135.0 122.4 120.9 118.1 116.3 118.4 119.2 119.9
6 Other securities 91.0 97.2 97.1 97.0 98.2 98.0 98.7 98.6 98.1 97.8 98.5 97.2
7 Mortgage-backed securities (MBS) 6 1.8 1.9 1.7 1.9 1.9 2.0 2.2 2.3 2.4 2.3 2.2 2.2
8 Non-MBS 7 89.1 95.3 95.4 95.0 96.3 95.9 96.5 96.3 95.7 95.5 96.4 95.0
9 Loans and leases in bank credit 8 767.2 872.8 847.1 834.2 817.9 795.2 783.7 780.1 782.9 787.2 783.4 778.9
10 Commercial and industrial loans 397.4 480.8 464.8 451.7 439.0 419.9 408.2 404.5 405.4 406.5 404.3 401.3
11 Real estate loans 84.2 87.2 86.8 86.8 86.8 86.1 86.7 86.8 87.2 86.2 85.1 85.0
12 Residential real estate loans 1.4 1.5 1.6 1.4 1.3 1.3 1.0 1.2 1.3 1.4 1.6 1.7
13 Revolving home equity loans 0.4 0.6 0.6 0.5 0.5 0.4 0.4 0.6 0.7 0.7 0.7 0.6
14 Closed-end residential loans 9 1.0 0.9 1.0 0.9 0.9 0.8 0.6 0.6 0.7 0.8 1.0 1.1
15 Commercial real estate loans 82.8 85.7 85.2 85.3 85.4 84.8 85.6 85.6 85.9 84.8 83.4 83.3
16 Construction and land development loans 10 12.1 13.3 12.3 12.1 12.1 12.0 11.7 11.8 12.0 11.6 11.2 11.3
17 Secured by farmland 11 0.2 0.2 0.2 0.2 0.1 0.1 0.1 0.2 0.2 0.2 0.2 0.1
18 Secured by multifamily properties 12 9.3 10.6 10.9 11.2 11.3 11.6 11.7 11.6 11.6 11.7 11.8 11.8
19 Secured by nonfarm nonresidential properties 13 61.2 61.6 61.9 62.0 61.9 61.2 62.1 62.0 62.1 61.3 60.2 60.1
20 Consumer loans 3.5 3.3 3.3 3.3 3.4 3.4 3.7 3.8 3.8 3.8 3.9 3.9
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 3.5 3.3 3.3 3.3 3.4 3.4 3.7 3.8 3.8 3.8 3.9 3.9
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 3.5 3.3 3.3 3.3 3.4 3.4 3.7 3.8 3.8 3.8 3.9 3.9
25 All other loans and leases 282.2 301.5 292.3 292.4 288.7 285.8 285.1 285.0 286.6 290.7 290.2 288.8
26 Loans to nondepository financial institutions 16 114.9 136.6 130.7 131.0 129.6 128.4 124.9 127.0 129.4 132.6 132.1 130.7
27 All loans not elsewhere classified 17 167.3 164.9 161.6 161.5 159.1 157.4 160.2 158.0 157.2 158.1 158.1 158.1
28 LESS: Allowance for loan and lease losses 0.4 3.2 4.1 3.8 3.3 2.6 1.5 -0.1 -0.3 -0.2 0.1 0.3
29 Cash assets 18 651.4 764.8 690.5 695.4 768.5 765.6 782.6 836.9 851.8 899.8 746.8 713.1
30 Total federal funds sold and reverse RPs 19 428.8 351.9 334.4 356.4 359.4 361.2 352.1 334.4 313.3 381.4 348.4 310.3
31 Loans to commercial banks 20 2.0 1.2 1.7 1.8 1.4 1.6 1.2 0.7 0.5 0.5 0.4 0.5
32 Other assets including trading assets 21 130.2 159.2 162.4 155.6 154.2 152.1 143.5 153.6 157.2 165.8 152.4 156.0
33 Total assets 2,245.8 2,417.8 2,300.9 2,306.8 2,371.4 2,332.8 2,326.5 2,369.4 2,365.3 2,498.1 2,297.0 2,224.0
 
Liabilities
34 Deposits 1,090.0 1,158.7 1,158.1 1,155.2 1,157.5 1,152.3 1,159.5 1,159.3 1,144.7 1,149.3 1,115.2 1,127.8
35 Large time deposits 791.8 764.7 772.3 770.0 755.5 739.5 729.7 723.5 720.8 716.4 702.0 709.8
36 Other deposits 298.2 394.0 385.8 385.2 401.9 412.8 429.8 435.8 423.9 432.9 413.2 418.1
37 Borrowings 899.8 870.5 857.1 871.9 873.9 897.3 879.4 870.7 867.3 895.9 858.8 842.9
38 Net due to related foreign offices 129.5 256.9 146.7 147.1 180.9 150.8 162.4 154.0 165.9 203.3 168.2 140.0
39 Other liabilities including trading liabilities 22 115.3 133.0 136.9 128.4 130.3 124.8 125.8 136.1 136.9 144.5 132.0 132.0
40 Total liabilities 2,234.6 2,419.1 2,298.8 2,302.6 2,342.6 2,325.3 2,327.0 2,320.1 2,314.8 2,393.0 2,274.3 2,242.7
41 Residual (Assets LESS Liabilities) 23 11.1 -1.3 2.1 4.2 28.8 7.5 -0.6 49.3 50.5 105.1 22.7 -18.7
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 1.3 3.0 3.1 2.9 2.8 2.7 2.5 2.5 2.4 2.5 2.5 2.3
43 U.S. Treasury and agency securities, MBS 25 1.3 3.0 3.1 2.9 2.8 2.7 2.5 2.5 2.4 2.5 2.5 2.3

Footnotes appear on the last page.

Table 11. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2019
Dec
2020
Jun
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
2020
Dec
Week ending
Dec 23 Dec 30 Jan 06 Jan 13
Assets
1 Bank credit 1,039.2 1,154.6 1,127.1 1,108.4 1,085.3 1,049.4 1,049.7 1,047.8 1,049.5 1,054.2 1,050.3 1,044.2
2 Securities in bank credit 2 266.4 274.1 273.0 271.8 269.2 259.2 267.2 262.0 256.6 257.9 260.6 260.5
3 Treasury and agency securities 3 176.0 177.3 175.6 174.3 171.4 160.2 167.5 163.7 159.2 160.4 161.6 162.0
4 Mortgage-backed securities (MBS) 4 37.8 45.6 44.8 42.5 41.2 39.3 43.8 46.9 45.8 47.5 48.6 47.3
5 Non-MBS 5 138.2 131.7 130.8 131.8 130.2 120.9 123.7 116.8 113.5 112.9 113.0 114.6
6 Other securities 90.4 96.7 97.3 97.5 97.9 99.0 99.7 98.3 97.4 97.4 99.0 98.6
7 Mortgage-backed securities (MBS) 6 1.8 1.8 1.8 2.0 2.0 2.1 2.3 2.3 2.3 2.3 2.1 2.1
8 Non-MBS 7 88.6 94.9 95.6 95.5 95.8 97.0 97.4 96.0 95.1 95.1 96.8 96.4
9 Loans and leases in bank credit 8 772.8 880.5 854.2 836.6 816.0 790.2 782.5 785.8 792.8 796.3 789.7 783.7
10 Commercial and industrial loans 398.1 488.3 472.3 456.8 438.2 415.1 406.0 404.8 408.1 409.3 403.3 399.4
11 Real estate loans 84.2 87.8 87.1 86.4 85.9 85.6 86.1 86.5 86.5 86.2 85.5 85.6
12 Residential real estate loans 1.5 1.5 1.6 1.5 1.5 1.4 1.4 1.4 1.4 1.3 1.3 1.3
13 Revolving home equity loans 0.5 0.6 0.6 0.6 0.6 0.6 0.7 0.7 0.7 0.7 0.7 0.7
14 Closed-end residential loans 9 1.0 0.9 0.9 0.9 0.9 0.8 0.7 0.7 0.7 0.7 0.7 0.7
15 Commercial real estate loans 82.7 86.3 85.5 84.9 84.4 84.3 84.7 85.2 85.1 84.8 84.2 84.2
16 Construction and land development loans 10 12.2 12.8 12.4 12.3 12.0 11.8 11.8 11.9 11.9 11.9 11.8 11.9
17 Secured by farmland 11 0.2 0.2 0.2 0.2 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1
18 Secured by multifamily properties 12 9.3 10.7 10.8 10.8 11.0 11.4 11.7 11.7 11.5 11.7 11.8 11.8
19 Secured by nonfarm nonresidential properties 13 61.0 62.6 62.2 61.6 61.3 61.0 61.2 61.5 61.6 61.1 60.4 60.4
20 Consumer loans 3.4 3.4 3.4 3.4 3.5 3.7 3.6 3.7 3.7 3.8 3.8 3.8
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 3.4 3.4 3.4 3.4 3.5 3.7 3.6 3.7 3.7 3.8 3.8 3.8
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 3.4 3.4 3.4 3.4 3.5 3.7 3.6 3.7 3.7 3.8 3.8 3.8
25 All other loans and leases 287.1 301.0 291.3 290.1 288.4 285.7 286.7 290.7 294.4 297.1 297.1 294.9
26 Loans to nondepository financial institutions 16 118.5 134.7 130.0 131.9 131.9 132.2 129.5 131.4 133.5 135.8 135.6 134.3
27 All loans not elsewhere classified 17 168.6 166.3 161.3 158.2 156.5 153.5 157.3 159.3 160.9 161.3 161.4 160.6
28 LESS: Allowance for loan and lease losses 1.0 2.1 2.1 2.1 2.1 1.8 1.7 1.7 1.7 1.7 1.8 1.8
29 Cash assets 18 616.9 774.8 681.6 708.9 735.4 759.9 779.0 768.5 782.6 758.8 723.6 761.7
30 Total federal funds sold and reverse RPs 19 431.7 325.6 322.2 349.9 339.7 353.9 362.7 335.4 310.8 337.2 353.8 332.9
31 Loans to commercial banks 20 2.0 1.1 1.5 1.5 1.3 1.4 1.1 0.6 0.5 0.4 0.4 0.4
32 Other assets including trading assets 21 127.3 161.2 158.9 157.1 155.7 150.9 146.6 150.6 151.8 160.9 149.1 156.5
33 Total assets 2,216.1 2,415.2 2,289.2 2,323.7 2,315.4 2,313.9 2,337.4 2,301.2 2,293.4 2,309.9 2,275.4 2,294.0
 
Liabilities
34 Deposits 1,077.1 1,147.8 1,154.1 1,158.8 1,149.1 1,143.9 1,154.8 1,152.8 1,137.2 1,127.3 1,116.5 1,147.5
35 Large time deposits 776.2 769.3 772.7 773.3 749.6 729.7 721.7 712.4 707.9 699.0 697.0 717.8
36 Other deposits 301.0 378.5 381.4 385.5 399.6 414.2 433.1 440.4 429.3 428.2 419.5 429.8
37 Borrowings 898.9 868.3 849.5 875.1 857.1 880.7 892.9 869.8 872.4 854.5 856.1 867.9
38 Net due to related foreign offices 123.1 253.4 142.8 149.8 171.9 156.6 155.1 143.8 150.7 184.7 173.9 137.9
39 Other liabilities including trading liabilities 22 107.3 134.2 131.5 131.1 130.1 125.6 127.8 128.0 126.2 136.5 121.9 133.7
40 Total liabilities 2,206.5 2,403.6 2,277.9 2,314.8 2,308.2 2,306.8 2,330.5 2,294.4 2,286.5 2,302.9 2,268.4 2,287.1
41 Residual (Assets LESS Liabilities) 23 9.5 11.5 11.3 8.9 7.2 7.1 6.9 6.9 6.9 7.0 7.0 6.9
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 1.3 3.0 3.1 2.9 2.8 2.7 2.5 2.5 2.4 2.5 2.5 2.3
43 U.S. Treasury and agency securities, MBS 25 1.3 3.0 3.1 2.9 2.8 2.7 2.5 2.5 2.4 2.5 2.5 2.3

Footnotes appear on the last page.

Footnotes

  1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations. The latter two categories together are referred to on this release as “foreign-related institutions.” Data exclude International Banking Facilities. Weekly levels are Wednesday values; monthly levels are pro rata averages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks are adjusted to remove the estimated effects of mergers and panel shifts between these two bank groups. (See www.federalreserve.gov/releases/h8/about.htm for more information on how these data were constructed.)
  2. Includes all securities, whether held-to-maturity reported at amortized cost; available-for-sale reported at fair value; held as trading assets, also reported at fair value; or equity securities with readily determinable fair values not held for trading. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 32) or loans held in trading accounts (included in line 9).
  3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.
  4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.
  5. Includes U.S. Treasury securities and U.S. government agency obligations other than MBS.
  6. Includes MBS not issued or guaranteed by the U.S. government.
  7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.
  8. Includes the allowance for loan and lease losses (line 28) and all loans held in trading accounts under a fair value option. Excludes total federal funds sold and reverse RPs (line 30), loans made to commercial banks (line 31), and unearned income.
  9. Includes first and junior liens on closed-end loans secured by 1–4 family residential properties.
  10. Includes construction, land development, and other land loans.
  11. Includes loans secured by farmland, including grazing and pastureland.
  12. Includes loans secured by multifamily (5 or more) residential properties, including apartment buildings.
  13. Includes loans secured by nonfarm nonresidential properties, both owner-occupied and other nonfarm nonresidential properties.
  14. Includes loans for purchasing new and used passenger cars and other vehicles. Includes direct and indirect consumer automobile loans as well as retail installment sales paper purchased from auto dealers.
  15. Includes student loans, loans for medical expenses and vacations, and loans for other personal expenditures.
  16. Includes loans to real estate investment trusts, insurance companies, holding companies of other depository institutions, finance companies, mortgage finance companies, factors, federally-sponsored lending agencies, investment banks, banks’ own trust departments, and other nondepository financial intermediaries.
  17. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.
  18. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  19. Includes total federal funds sold to, and reverse RPs with, commercial banks, brokers and dealers, and others, including the Federal Home Loan Banks (FHLB).
  20. Excludes loans secured by real estate, which are included in line 11.
  21. Includes other real estate owned; premises and fixed assets; investments in unconsolidated subsidiaries; intangible assets (including goodwill); direct and indirect investments in real estate ventures; accounts receivable; derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) with a positive fair value, as determined under FASB Interpretation No. 39 (FIN 39); and other assets. Excludes the due-from position with related foreign offices which is included in line 38. Excludes most securities held in trading accounts (included in line 2); trading account securities at some smaller domestically chartered commercial banks are included in this item.
  22. Includes subordinated notes and debentures; net deferred tax liabilities; interest and other expenses accrued and unpaid; accounts payable; liabilities for short positions; derivative contracts with a negative fair value, as determined under FASB Interpretation No. 39 (FIN 39); other trading liabilities to which fair value accounting has been applied; and other liabilities.
  23. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.
  24. Difference between fair value and amortized cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.
  25. Difference between fair value and amortized cost for Treasury and agency securities, mortgage-backed securities (MBS), classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.
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Last Update: January 22, 2021