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Release Date: February 19, 2021

Table 1. Selected Assets and Liabilities of Commercial Banks in the United States 1

Percent change at break adjusted, seasonally adjusted, annual rate.
Account 2016 2017 2018 2019 2020 2019 Q3 2019 Q4 2020 Q1 2020 Q2 2020 Q3 2020 Q4 2020
Oct
2020
Nov
2020
Dec
2021
Jan
Assets
1 Bank credit 6.8 3.0 3.5 6.0 8.3 6.6 5.4 6.9 21.1 2.4 2.2 1.2 5.1 2.9 5.0
2 Securities in bank credit 2 7.8 1.8 0.7 10.3 20.2 10.5 8.7 8.9 17.4 28.5 20.9 20.3 30.3 16.5 23.6
3 Treasury and agency securities 3 10.0 2.6 3.5 14.2 22.3 15.2 10.8 9.7 18.7 31.7 22.6 20.5 33.1 17.2 30.1
6 Other securities 2.2 -0.5 -7.0 -1.9 12.9 -5.3 1.5 6.1 12.4 16.5 14.4 19.6 19.3 13.9 -2.2
9 Loans and leases in bank credit 8 6.4 3.4 4.5 4.5 3.8 5.1 4.1 6.1 22.6 -7.5 -5.5 -6.8 -5.7 -3.1 -3.4
10 Commercial and industrial loans 5.9 1.1 6.6 3.7 12.0 4.3 0.4 9.8 88.2 -20.3 -22.4 -27.3 -22.5 -15.5 -19.5
11 Real estate loans 6.5 3.7 3.6 3.4 1.3 3.4 4.9 3.3 2.5 0.6 -1.2 -0.3 -3.5 -2.6 1.3
12 Residential real estate loans 3.2 1.4 2.2 2.1 -1.6 2.3 2.9 0.9 -0.5 -1.4 -5.3 -3.0 -10.3 -7.4 -1.3
13 Revolving home equity loans -6.8 -6.8 -8.2 -8.6 -11.4 -8.2 -8.8 -9.1 -9.7 -14.2 -14.6 -15.0 -14.4 -15.8 -18.5
14 Closed-end residential loans 9 5.9 3.4 4.4 4.1 0.0 4.2 4.9 2.6 0.9 0.6 -3.9 -1.3 -9.7 -6.1 1.2
15 Commercial real estate loans 10.3 6.1 5.0 4.7 4.1 4.4 6.9 5.6 5.4 2.6 2.7 2.2 3.0 1.9 3.6
20 Consumer loans 7.0 4.2 4.1 5.3 -4.1 6.6 4.4 3.4 -17.8 -2.8 0.7 1.0 1.7 0.6 -7.0
21 Credit cards and other revolving plans 6.4 5.1 4.3 3.6 -10.8 5.6 2.5 1.8 -34.1 -9.3 -2.5 -1.4 -0.8 -5.2 -19.6
22 Other consumer loans 7.7 3.1 3.9 7.3 3.5 7.8 6.5 5.1 0.7 3.9 4.0 3.5 4.4 6.3 5.3
25 All other loans and leases 6.1 5.7 4.9 8.3 6.9 10.7 7.3 12.0 21.7 -12.1 6.1 2.2 9.8 12.9 12.8
28 LESS: Allowance for loan and lease losses 2.9 0.4 -0.7 1.2 59.9 -1.8 2.1 7.9 119.5 82.3 0.5 -2.7 0.5 -3.3 -19.7
29 Cash assets 18 -14.2 7.4 -19.3 -12.8 80.0 -9.9 14.7 41.8 261.2 -32.0 28.7 14.9 30.9 55.8 -5.4
30 Total federal funds sold and reverse RPs 19 2.6 9.5 36.9 25.4 6.9 9.9 -14.1 -6.1 -24.9 80.6 -14.6 -16.3 9.0 -8.1 -62.2
31 Loans to commercial banks 20 18.4 -2.2 10.6 -47.9 25.0 -131.1 -20.0 -26.3 -22.5 6.0 158.8 556.5 -71.3 -88.4 -13.6
32 Other assets including trading assets 21 1.6 1.6 0.2 1.5 11.7 11.2 -1.9 28.7 21.2 -1.7 -2.3 -1.5 -14.8 17.5 25.1
33 Total assets 2.7 3.6 0.9 4.1 15.1 5.5 4.7 11.5 43.5 -1.3 5.0 2.5 7.5 11.7 2.5
 
Liabilities
34 Deposits 4.4 4.5 2.7 6.3 20.7 5.3 8.4 10.1 49.4 10.8 8.0 4.8 14.1 9.7 11.3
35 Large time deposits -10.9 7.1 4.6 9.2 -16.6 3.9 12.8 -6.7 -14.5 -21.9 -27.5 -28.5 -22.1 -22.8 -23.7
36 Other deposits 7.2 4.1 2.4 5.8 26.8 5.5 7.7 12.9 59.4 15.1 12.3 8.6 18.2 13.3 15.0
37 Borrowings 3.9 3.6 -5.1 -1.8 -13.1 5.4 -3.2 10.1 -5.3 -46.6 -11.3 -2.0 -20.1 -17.5 -33.3
39 Other liabilities including trading liabilities 22 -2.1 -8.9 6.3 10.3 21.8 22.3 15.8 58.3 37.5 -14.1 2.9 19.4 28.8 40.7 43.9
40 Total liabilities 2.6 3.6 0.7 4.1 16.4 5.3 6.1 12.1 47.9 -2.5 6.0 2.5 10.6 14.4 7.6

Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments. For information on how the data were constructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent changes for other series shown on the release are available for customizable download through the Federal Reserve Board’s Data Download Program (DDP). Footnotes appear on the last page of the release.

Table 2. Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2020
Jan
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
2020
Dec
2021
Jan
Week ending
Jan 20 Jan 27 Feb 03 Feb 10
Assets
1 Bank credit 13,877.7 14,905.6 14,918.4 14,930.1 14,946.0 15,010.3 15,047.1 15,109.2 15,095.0 15,137.4 15,140.2 15,143.9
2 Securities in bank credit 2 3,834.2 4,303.3 4,362.9 4,417.4 4,492.1 4,605.6 4,669.1 4,760.8 4,755.1 4,796.3 4,812.1 4,809.3
3 Treasury and agency securities 3 3,008.2 3,407.8 3,468.8 3,516.5 3,576.5 3,675.3 3,728.0 3,821.4 3,813.8 3,859.6 3,872.6 3,864.9
4 Mortgage-backed securities (MBS) 4 2,101.6 2,269.9 2,334.4 2,333.0 2,391.2 2,469.9 2,520.7 2,585.5 2,577.5 2,597.0 2,616.1 2,620.8
5 Non-MBS 5 906.6 1,137.9 1,134.5 1,183.6 1,185.3 1,205.5 1,207.3 1,235.9 1,236.2 1,262.6 1,256.5 1,244.1
6 Other securities 826.0 895.5 894.1 900.9 915.6 930.3 941.1 939.4 941.3 936.6 939.6 944.4
7 Mortgage-backed securities (MBS) 6 77.0 85.4 84.3 84.5 84.3 83.9 84.5 83.5 84.0 83.3 83.2 81.6
8 Non-MBS 7 749.0 810.1 809.8 816.4 831.3 846.4 856.6 856.0 857.3 853.3 856.4 862.8
9 Loans and leases in bank credit 8 10,043.5 10,602.3 10,555.6 10,512.7 10,453.9 10,404.7 10,378.1 10,348.4 10,339.9 10,341.1 10,328.0 10,334.6
10 Commercial and industrial loans 2,353.9 2,860.5 2,816.6 2,764.2 2,701.3 2,650.6 2,616.4 2,573.9 2,565.6 2,565.0 2,570.9 2,570.7
11 Real estate loans 4,631.0 4,688.3 4,689.2 4,687.3 4,686.2 4,672.6 4,662.6 4,667.5 4,668.2 4,663.2 4,649.2 4,658.9
12 Residential real estate loans 2,294.4 2,297.5 2,290.4 2,283.2 2,277.4 2,257.9 2,244.0 2,241.6 2,240.4 2,234.0 2,229.8 2,238.1
13 Revolving home equity loans 320.1 303.0 299.3 295.7 292.0 288.5 284.7 280.3 280.3 279.0 277.4 276.5
14 Closed-end residential loans 9 1,974.3 1,994.5 1,991.1 1,987.5 1,985.4 1,969.4 1,959.4 1,961.3 1,960.1 1,955.0 1,952.4 1,961.6
15 Commercial real estate loans 2,336.6 2,390.7 2,398.9 2,404.2 2,408.7 2,414.7 2,418.6 2,425.9 2,427.8 2,429.2 2,419.5 2,420.7
16 Construction and land development loans 10 353.9 368.1 370.2 371.6 373.1 373.9 377.0 378.7 378.9 379.0 379.9 380.0
17 Secured by farmland 11 102.5 102.1 101.9 101.8 101.6 101.5 101.5 101.5 101.5 101.3 101.1 101.0
18 Secured by multifamily properties 12 400.8 414.6 416.6 418.2 419.2 420.9 419.3 420.8 422.0 422.1 416.7 416.0
19 Secured by nonfarm nonresidential properties 13 1,479.5 1,506.0 1,510.2 1,512.6 1,514.8 1,518.3 1,520.8 1,524.9 1,525.3 1,526.8 1,521.8 1,523.7
20 Consumer loans 1,594.4 1,519.4 1,516.8 1,517.7 1,520.1 1,522.6 1,523.4 1,514.5 1,515.4 1,511.6 1,509.8 1,510.2
21 Credit cards and other revolving plans 845.8 760.7 756.3 754.8 755.0 754.8 751.5 739.2 739.6 735.5 733.0 732.5
22 Other consumer loans 748.6 758.6 760.5 762.9 765.1 767.9 771.9 775.3 775.8 776.1 776.8 777.7
23 Automobile loans 14 452.7 458.1 458.8 459.8 461.2 462.7 464.7 466.8 467.2 467.5 467.7 468.5
24 All other consumer loans 15 295.9 300.6 301.8 303.1 303.8 305.2 307.2 308.5 308.7 308.6 309.1 309.2
25 All other loans and leases 1,464.2 1,534.2 1,532.9 1,543.5 1,546.3 1,558.9 1,575.7 1,592.5 1,590.8 1,601.2 1,598.1 1,594.8
26 Loans to nondepository financial institutions 16 578.2 623.0 626.5 636.1 638.5 645.2 653.7 667.1 667.3 671.5 669.2 667.8
27 All loans not elsewhere classified 17 885.9 911.3 906.4 907.3 907.8 913.7 922.0 925.4 923.4 929.8 928.9 927.0
28 LESS: Allowance for loan and lease losses 112.8 217.9 219.5 220.0 219.5 219.6 219.0 215.4 215.2 216.1 218.0 217.3
29 Cash assets 18 1,766.1 2,811.3 2,887.3 2,956.1 2,999.3 3,078.5 3,221.7 3,207.2 3,211.7 3,250.3 3,189.5 3,237.3
30 Total federal funds sold and reverse RPs 19 752.8 910.4 832.6 838.3 826.9 833.1 827.5 784.6 765.0 726.9 728.7 756.7
31 Loans to commercial banks 20 7.0 6.7 6.7 6.9 10.1 9.5 8.8 8.7 8.8 8.7 8.6 8.5
32 Other assets including trading assets 21 1,524.6 1,686.5 1,670.9 1,676.2 1,674.1 1,653.5 1,677.6 1,712.7 1,735.1 1,712.6 1,718.7 1,717.5
33 Total assets 17,815.5 20,102.5 20,096.4 20,187.6 20,237.0 20,365.2 20,563.6 20,607.0 20,600.5 20,619.8 20,567.7 20,646.6
 
Liabilities
34 Deposits 13,308.9 15,559.1 15,585.7 15,700.3 15,770.0 15,958.0 16,087.6 16,239.0 16,215.9 16,311.6 16,296.5 16,337.5
35 Large time deposits 1,852.0 1,709.5 1,671.0 1,620.3 1,583.7 1,555.1 1,525.5 1,495.4 1,493.4 1,503.9 1,490.2 1,485.9
36 Other deposits 11,457.0 13,849.6 13,914.7 14,080.0 14,186.3 14,402.9 14,562.1 14,743.7 14,722.4 14,807.7 14,806.4 14,851.6
37 Borrowings 1,966.5 1,793.4 1,791.5 1,763.5 1,760.5 1,731.0 1,705.8 1,658.5 1,664.7 1,661.7 1,672.1 1,678.2
38 Net due to related foreign offices -121.4 -126.0 -123.7 -101.4 -134.9 -148.7 -60.2 -77.4 -60.1 -93.6 -131.0 -81.1
39 Other liabilities including trading liabilities 22 689.1 816.8 790.3 761.5 773.8 792.4 819.3 849.3 847.1 839.2 832.6 826.1
40 Total liabilities 15,843.2 18,043.3 18,043.8 18,124.0 18,169.3 18,332.6 18,552.5 18,669.5 18,667.6 18,718.8 18,670.3 18,760.7
41 Residual (Assets LESS Liabilities) 23 1,972.3 2,059.3 2,052.7 2,063.6 2,067.7 2,032.6 2,011.1 1,937.6 1,932.9 1,901.0 1,897.4 1,885.9
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 24.1 66.4 66.9 66.3 61.3 58.4 60.3 59.8 59.1 61.4 59.8 59.7
43 U.S. Treasury and agency securities, MBS 25 17.3 49.7 48.2 44.5 41.9 39.6 39.4 39.7 39.4 40.3 39.9 39.2

Footnotes appear on the last page.

Table 3. Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2020
Jan
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
2020
Dec
2021
Jan
Week ending
Jan 20 Jan 27 Feb 03 Feb 10
Assets
1 Bank credit 13,893.8 14,888.2 14,898.0 14,909.1 14,939.4 15,050.7 15,112.4 15,118.2 15,087.4 15,121.0 15,162.3 15,129.3
2 Securities in bank credit 2 3,840.5 4,278.1 4,358.2 4,419.6 4,510.6 4,658.0 4,694.4 4,764.5 4,759.4 4,794.4 4,821.6 4,801.5
3 Treasury and agency securities 3 3,015.2 3,385.9 3,464.8 3,516.1 3,587.2 3,717.8 3,750.1 3,826.0 3,820.1 3,859.7 3,883.6 3,857.2
4 Mortgage-backed securities (MBS) 4 2,102.1 2,260.6 2,329.5 2,329.5 2,391.6 2,492.3 2,529.6 2,585.9 2,582.8 2,596.0 2,625.4 2,612.4
5 Non-MBS 5 913.1 1,125.3 1,135.4 1,186.6 1,195.5 1,225.4 1,220.5 1,240.1 1,237.4 1,263.8 1,258.1 1,244.8
6 Other securities 825.2 892.2 893.4 903.5 923.5 940.3 944.3 938.6 939.3 934.7 938.1 944.3
7 Mortgage-backed securities (MBS) 6 75.7 86.2 84.5 84.3 84.1 83.1 83.1 82.1 82.8 81.1 82.4 82.2
8 Non-MBS 7 749.5 806.0 808.9 819.1 839.4 857.2 861.2 856.5 856.5 853.6 855.7 862.1
9 Loans and leases in bank credit 8 10,053.4 10,610.1 10,539.7 10,489.6 10,428.8 10,392.7 10,418.0 10,353.6 10,328.0 10,326.6 10,340.7 10,327.8
10 Commercial and industrial loans 2,342.7 2,865.6 2,805.8 2,743.2 2,678.2 2,633.4 2,605.8 2,560.7 2,552.2 2,548.8 2,569.9 2,569.3
11 Real estate loans 4,626.8 4,698.1 4,696.6 4,688.9 4,689.4 4,677.5 4,667.3 4,662.1 4,656.1 4,652.1 4,644.7 4,650.4
12 Residential real estate loans 2,292.7 2,304.8 2,299.0 2,286.3 2,282.3 2,264.1 2,248.6 2,239.9 2,232.5 2,226.8 2,228.8 2,233.2
13 Revolving home equity loans 319.5 303.3 299.2 295.6 291.3 287.4 284.1 279.6 279.7 278.4 276.6 275.8
14 Closed-end residential loans 9 1,973.2 2,001.5 1,999.8 1,990.6 1,991.0 1,976.6 1,964.5 1,960.2 1,952.8 1,948.4 1,952.1 1,957.4
15 Commercial real estate loans 2,334.1 2,393.3 2,397.7 2,402.6 2,407.0 2,413.5 2,418.7 2,422.2 2,423.6 2,425.3 2,415.9 2,417.2
16 Construction and land development loans 10 350.9 369.9 372.6 373.6 374.2 375.7 376.2 374.8 375.1 375.6 375.5 376.2
17 Secured by farmland 11 102.2 102.4 102.1 102.0 101.7 101.2 101.3 101.1 101.1 100.8 100.8 100.6
18 Secured by multifamily properties 12 400.1 414.7 415.6 417.4 419.2 420.7 420.0 419.9 420.9 420.8 415.8 415.7
19 Secured by nonfarm nonresidential properties 13 1,481.0 1,506.4 1,507.3 1,509.5 1,511.9 1,515.9 1,521.3 1,526.4 1,526.5 1,528.0 1,523.9 1,524.7
20 Consumer loans 1,614.0 1,514.1 1,515.5 1,519.3 1,518.9 1,526.6 1,550.4 1,531.8 1,527.9 1,527.5 1,521.4 1,516.1
21 Credit cards and other revolving plans 863.5 756.8 754.0 752.4 749.7 755.8 776.4 754.4 750.0 749.0 742.9 737.4
22 Other consumer loans 750.5 757.3 761.5 766.9 769.2 770.7 774.1 777.4 777.9 778.5 778.4 778.7
23 Automobile loans 14 453.5 457.7 459.5 461.5 463.3 464.1 465.6 467.7 467.9 468.4 468.1 468.4
24 All other consumer loans 15 297.0 299.6 302.0 305.4 305.9 306.6 308.5 309.7 310.1 310.2 310.4 310.3
25 All other loans and leases 1,469.8 1,532.3 1,521.9 1,538.2 1,542.3 1,555.2 1,594.4 1,599.0 1,591.8 1,598.1 1,604.7 1,592.1
26 Loans to nondepository financial institutions 16 576.4 623.3 623.3 637.8 643.0 649.0 663.1 665.5 661.6 663.3 669.5 661.7
27 All loans not elsewhere classified 17 893.4 909.0 898.5 900.4 899.3 906.1 931.3 933.5 930.2 934.8 935.2 930.4
28 LESS: Allowance for loan and lease losses 111.9 218.3 220.5 221.3 219.8 220.0 218.7 213.6 213.1 213.1 216.1 216.1
29 Cash assets 18 1,770.4 2,763.9 2,877.4 2,910.2 2,980.7 3,117.3 3,228.2 3,221.6 3,209.4 3,263.3 3,216.6 3,340.5
30 Total federal funds sold and reverse RPs 19 771.0 893.1 843.3 846.9 826.8 847.2 849.3 801.9 772.6 728.0 740.2 748.8
31 Loans to commercial banks 20 7.3 6.4 6.3 6.8 9.8 9.4 9.0 9.0 9.2 9.0 9.0 9.0
32 Other assets including trading assets 21 1,523.6 1,686.4 1,672.2 1,682.2 1,672.2 1,653.8 1,669.3 1,712.0 1,725.7 1,720.7 1,707.6 1,738.2
33 Total assets 17,854.2 20,019.7 20,076.6 20,133.9 20,209.1 20,458.4 20,649.4 20,649.1 20,591.2 20,629.0 20,619.5 20,749.7
 
Liabilities
34 Deposits 13,323.1 15,526.1 15,552.2 15,678.0 15,773.5 16,008.7 16,237.7 16,249.8 16,178.8 16,209.9 16,271.0 16,317.4
35 Large time deposits 1,864.3 1,711.9 1,667.5 1,602.0 1,558.8 1,532.9 1,509.6 1,505.0 1,502.4 1,523.3 1,507.3 1,503.3
36 Other deposits 11,458.8 13,814.2 13,884.7 14,076.0 14,214.7 14,475.9 14,728.1 14,744.8 14,676.4 14,686.6 14,763.7 14,814.1
37 Borrowings 1,984.8 1,796.5 1,798.5 1,741.7 1,733.9 1,727.2 1,688.2 1,671.8 1,677.8 1,688.0 1,699.9 1,711.1
38 Net due to related foreign offices -124.5 -118.6 -108.7 -111.9 -135.4 -146.0 -63.5 -78.6 -62.1 -84.9 -131.9 -72.8
39 Other liabilities including trading liabilities 22 682.4 807.4 799.6 771.2 782.2 802.8 804.8 841.4 829.0 841.7 829.5 835.2
40 Total liabilities 15,865.8 18,011.4 18,041.6 18,079.0 18,154.2 18,392.7 18,667.2 18,684.3 18,623.4 18,654.7 18,668.6 18,790.9
41 Residual (Assets LESS Liabilities) 23 1,988.4 2,008.3 2,035.0 2,054.9 2,054.9 2,065.7 1,982.2 1,964.8 1,967.8 1,974.4 1,951.0 1,958.7
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 24.1 66.4 66.9 66.3 61.3 58.4 60.3 59.8 59.1 61.4 59.8 59.7
43 U.S. Treasury and agency securities, MBS 25 17.3 49.7 48.2 44.5 41.9 39.6 39.4 39.7 39.4 40.3 39.9 39.2

Footnotes appear on the last page.

Table 4. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2020
Jan
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
2020
Dec
2021
Jan
Week ending
Jan 20 Jan 27 Feb 03 Feb 10
Assets
1 Bank credit 12,850.0 13,789.6 13,817.0 13,838.8 13,891.1 13,961.6 14,003.4 14,059.4 14,046.9 14,082.8 14,085.3 14,112.8
2 Securities in bank credit 2 3,566.9 4,034.4 4,095.6 4,144.0 4,232.4 4,340.7 4,405.5 4,493.3 4,489.3 4,528.7 4,535.2 4,546.2
3 Treasury and agency securities 3 2,831.7 3,236.0 3,298.5 3,341.3 3,414.8 3,509.1 3,563.0 3,651.5 3,644.6 3,688.5 3,697.2 3,704.0
4 Mortgage-backed securities (MBS) 4 2,063.3 2,226.5 2,292.7 2,292.8 2,351.8 2,424.6 2,473.8 2,535.7 2,529.9 2,545.1 2,561.6 2,567.9
5 Non-MBS 5 768.4 1,009.5 1,005.9 1,048.5 1,062.9 1,084.5 1,089.2 1,115.8 1,114.7 1,143.5 1,135.6 1,136.1
6 Other securities 735.2 798.4 797.1 802.7 817.6 831.5 842.5 841.7 844.7 840.1 838.0 842.1
7 Mortgage-backed securities (MBS) 6 75.2 83.7 82.4 82.6 82.3 81.6 82.2 81.2 81.7 81.0 80.8 79.3
8 Non-MBS 7 660.0 714.7 714.7 720.1 735.4 749.9 760.3 760.5 763.0 759.2 757.2 762.8
9 Loans and leases in bank credit 8 9,283.1 9,755.1 9,721.4 9,694.8 9,658.8 9,621.0 9,597.9 9,566.1 9,557.6 9,554.1 9,550.1 9,566.6
10 Commercial and industrial loans 1,962.3 2,395.7 2,364.9 2,325.2 2,281.4 2,242.4 2,212.0 2,173.0 2,163.7 2,164.9 2,174.5 2,182.9
11 Real estate loans 4,545.3 4,601.4 4,602.5 4,600.6 4,600.1 4,585.9 4,575.6 4,582.0 4,582.5 4,577.0 4,564.3 4,574.1
12 Residential real estate loans 2,292.7 2,295.9 2,288.9 2,281.8 2,276.2 2,256.9 2,242.8 2,240.0 2,238.7 2,232.5 2,228.4 2,237.1
13 Revolving home equity loans 319.6 302.4 298.8 295.2 291.6 288.1 284.1 279.7 279.7 278.4 276.8 275.9
14 Closed-end residential loans 9 1,973.1 1,993.4 1,990.2 1,986.6 1,984.6 1,968.8 1,958.7 1,960.4 1,959.0 1,954.1 1,951.6 1,961.2
15 Commercial real estate loans 2,252.5 2,305.6 2,313.5 2,318.7 2,323.9 2,329.0 2,332.8 2,341.9 2,343.8 2,344.5 2,335.8 2,337.0
16 Construction and land development loans 10 341.6 355.8 358.2 359.6 361.2 362.2 365.2 367.3 367.5 367.5 368.0 367.5
17 Secured by farmland 11 102.2 101.9 101.7 101.6 101.5 101.4 101.3 101.3 101.3 101.2 101.0 100.9
18 Secured by multifamily properties 12 391.1 403.7 405.4 406.9 407.7 409.2 407.7 408.8 410.1 410.0 404.6 404.0
19 Secured by nonfarm nonresidential properties 13 1,417.6 1,444.2 1,448.2 1,450.7 1,453.6 1,456.2 1,458.6 1,464.5 1,464.8 1,465.8 1,462.3 1,464.6
20 Consumer loans 1,590.9 1,516.1 1,513.6 1,514.3 1,516.7 1,518.9 1,519.6 1,510.6 1,511.5 1,507.7 1,505.8 1,506.3
21 Credit cards and other revolving plans 845.8 760.7 756.3 754.8 755.0 754.8 751.5 739.2 739.6 735.5 733.0 732.5
22 Other consumer loans 745.1 755.4 757.3 759.5 761.7 764.2 768.1 771.4 771.9 772.2 772.7 773.8
23 Automobile loans 14 452.7 458.1 458.8 459.8 461.2 462.7 464.7 466.8 467.2 467.5 467.7 468.5
24 All other consumer loans 15 292.5 297.3 298.5 299.7 300.4 301.5 303.5 304.5 304.8 304.7 305.0 305.4
25 All other loans and leases 1,184.6 1,242.0 1,240.5 1,254.8 1,260.6 1,273.8 1,290.7 1,300.6 1,299.8 1,304.5 1,305.6 1,303.3
26 Loans to nondepository financial institutions 16 463.1 492.2 495.6 506.5 510.1 520.4 526.7 535.3 535.1 539.0 538.7 537.4
27 All loans not elsewhere classified 17 721.5 749.7 744.9 748.3 750.5 753.5 764.0 765.3 764.7 765.5 766.9 766.0
28 LESS: Allowance for loan and lease losses 112.1 213.8 215.7 216.8 216.8 218.0 219.1 215.1 214.7 215.7 217.9 217.5
29 Cash assets 18 1,136.0 2,120.8 2,191.9 2,187.7 2,233.8 2,295.9 2,384.7 2,458.6 2,436.7 2,473.8 2,470.8 2,458.5
30 Total federal funds sold and reverse RPs 19 328.6 576.0 476.2 479.0 465.8 481.1 493.1 485.5 474.7 464.3 444.0 464.7
31 Loans to commercial banks 20 5.4 5.1 4.9 5.5 8.5 8.3 8.1 8.3 8.4 8.5 8.5 8.5
32 Other assets including trading assets 21 1,394.7 1,524.0 1,515.3 1,522.0 1,521.8 1,510.0 1,524.0 1,557.7 1,573.2 1,557.3 1,574.1 1,575.5
33 Total assets 15,602.6 17,801.6 17,789.6 17,816.2 17,904.2 18,038.9 18,194.2 18,354.3 18,325.1 18,370.9 18,364.8 18,402.4
 
Liabilities
34 Deposits 12,225.8 14,401.0 14,430.6 14,542.8 14,617.7 14,798.5 14,928.3 15,096.8 15,068.6 15,141.2 15,146.1 15,172.4
35 Large time deposits 1,066.2 937.2 901.0 864.7 844.2 825.4 802.0 781.1 779.6 777.1 770.3 767.5
36 Other deposits 11,159.6 13,463.8 13,529.5 13,678.1 13,773.5 13,973.0 14,126.3 14,315.7 14,289.0 14,364.1 14,375.8 14,404.9
37 Borrowings 1,067.9 936.3 919.6 889.6 863.1 851.6 835.1 791.6 797.3 777.7 781.8 776.8
38 Net due to related foreign offices -241.5 -272.7 -270.8 -282.3 -286.0 -311.1 -214.2 -217.8 -216.4 -220.9 -225.5 -213.0
39 Other liabilities including trading liabilities 22 576.9 679.9 661.9 631.2 649.0 666.6 683.2 714.1 707.5 699.5 702.8 700.6
40 Total liabilities 13,629.0 15,744.5 15,741.2 15,781.4 15,843.9 16,005.6 16,232.4 16,384.7 16,357.1 16,397.5 16,405.3 16,436.7
41 Residual (Assets LESS Liabilities) 23 1,973.6 2,057.2 2,048.4 2,034.8 2,060.4 2,033.3 1,961.8 1,969.6 1,968.0 1,973.4 1,959.5 1,965.7
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 22.6 63.3 64.0 63.5 58.7 55.9 57.8 57.4 56.7 58.9 57.6 57.5
43 U.S. Treasury and agency securities, MBS 25 15.9 46.6 45.3 41.7 39.3 37.1 36.8 37.3 37.0 37.8 37.7 37.0

Footnotes appear on the last page.

Table 5. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2020
Jan
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
2020
Dec
2021
Jan
Week ending
Jan 20 Jan 27 Feb 03 Feb 10
Assets
1 Bank credit 12,866.3 13,761.1 13,789.6 13,823.9 13,890.0 14,001.0 14,064.5 14,070.9 14,046.2 14,071.7 14,107.2 14,093.7
2 Securities in bank credit 2 3,575.2 4,005.2 4,086.5 4,150.3 4,251.3 4,390.8 4,432.3 4,501.6 4,500.0 4,529.8 4,547.4 4,534.7
3 Treasury and agency securities 3 2,841.9 3,210.3 3,290.5 3,344.7 3,426.9 3,550.2 3,586.4 3,661.7 3,658.8 3,692.9 3,710.6 3,692.1
4 Mortgage-backed securities (MBS) 4 2,064.3 2,215.8 2,287.0 2,288.3 2,352.3 2,448.5 2,482.7 2,537.1 2,535.8 2,545.8 2,573.0 2,562.5
5 Non-MBS 5 777.6 994.5 1,003.5 1,056.4 1,074.6 1,101.7 1,103.7 1,124.6 1,123.0 1,147.1 1,137.6 1,129.6
6 Other securities 733.3 794.9 795.9 805.6 824.4 840.6 846.0 839.8 841.2 836.9 836.8 842.6
7 Mortgage-backed securities (MBS) 6 74.0 84.4 82.5 82.3 82.0 80.8 80.8 79.9 80.6 78.9 80.2 80.1
8 Non-MBS 7 659.3 710.4 713.4 723.3 742.4 759.8 765.1 759.9 760.6 758.0 756.6 762.5
9 Loans and leases in bank credit 8 9,291.0 9,755.9 9,703.1 9,673.6 9,638.6 9,610.2 9,632.1 9,569.3 9,546.2 9,541.9 9,559.8 9,559.1
10 Commercial and industrial loans 1,953.1 2,393.3 2,349.0 2,305.0 2,263.0 2,227.4 2,201.1 2,162.3 2,154.0 2,153.0 2,174.9 2,185.2
11 Real estate loans 4,540.8 4,611.0 4,610.2 4,603.0 4,603.7 4,591.4 4,580.6 4,576.4 4,570.4 4,566.0 4,559.7 4,566.0
12 Residential real estate loans 2,291.2 2,303.2 2,297.5 2,284.8 2,281.0 2,262.7 2,247.2 2,238.5 2,231.2 2,225.5 2,227.5 2,231.9
13 Revolving home equity loans 319.0 302.7 298.6 295.1 290.7 286.8 283.4 279.0 279.0 277.7 276.0 275.1
14 Closed-end residential loans 9 1,972.2 2,000.5 1,998.9 1,989.8 1,990.2 1,975.9 1,963.8 1,959.6 1,952.2 1,947.8 1,951.5 1,956.8
15 Commercial real estate loans 2,249.7 2,307.8 2,312.7 2,318.2 2,322.7 2,328.7 2,333.4 2,337.8 2,339.2 2,340.5 2,332.2 2,334.1
16 Construction and land development loans 10 338.5 357.5 360.4 361.7 362.4 363.9 364.3 363.1 363.3 364.1 363.9 364.6
17 Secured by farmland 11 102.0 102.2 101.9 101.8 101.6 101.1 101.2 101.0 101.0 100.7 100.6 100.5
18 Secured by multifamily properties 12 390.5 403.9 404.8 406.4 407.8 409.0 408.3 408.0 409.1 408.7 403.7 403.6
19 Secured by nonfarm nonresidential properties 13 1,418.7 1,444.2 1,445.6 1,448.2 1,451.0 1,454.7 1,459.6 1,465.8 1,465.9 1,467.0 1,464.0 1,465.4
20 Consumer loans 1,610.6 1,510.7 1,512.1 1,515.8 1,515.2 1,522.9 1,546.7 1,528.0 1,524.1 1,523.7 1,517.5 1,512.3
21 Credit cards and other revolving plans 863.5 756.8 754.0 752.4 749.7 755.8 776.4 754.4 750.0 749.0 742.9 737.4
22 Other consumer loans 747.1 753.9 758.1 763.4 765.5 767.1 770.4 773.6 774.1 774.8 774.6 775.0
23 Automobile loans 14 453.5 457.7 459.5 461.5 463.3 464.1 465.6 467.7 467.9 468.4 468.1 468.4
24 All other consumer loans 15 293.6 296.2 298.7 301.9 302.2 303.0 304.8 305.9 306.3 306.4 306.5 306.6
25 All other loans and leases 1,186.5 1,241.0 1,231.8 1,249.8 1,256.6 1,268.4 1,303.7 1,302.6 1,297.7 1,299.1 1,307.8 1,295.5
26 Loans to nondepository financial institutions 16 459.5 493.3 491.5 505.9 510.9 519.6 531.8 531.1 527.4 529.3 535.7 528.0
27 All loans not elsewhere classified 17 727.0 747.7 740.3 743.8 745.7 748.8 771.9 771.5 770.3 769.9 772.1 767.6
28 LESS: Allowance for loan and lease losses 110.7 216.1 218.4 219.3 217.9 218.2 217.0 211.8 211.4 211.3 214.4 214.3
29 Cash assets 18 1,117.0 2,082.3 2,168.5 2,174.8 2,220.8 2,338.3 2,459.7 2,419.7 2,386.5 2,380.3 2,405.9 2,440.2
30 Total federal funds sold and reverse RPs 19 324.9 570.8 493.3 507.2 473.0 484.5 513.8 480.1 457.1 434.9 424.3 418.2
31 Loans to commercial banks 20 5.5 4.9 4.8 5.5 8.4 8.3 8.3 8.6 8.7 8.6 8.6 8.6
32 Other assets including trading assets 21 1,396.2 1,527.5 1,515.1 1,526.4 1,521.1 1,507.1 1,518.8 1,559.8 1,575.0 1,560.7 1,569.1 1,589.2
33 Total assets 15,599.2 17,730.5 17,752.9 17,818.5 17,895.3 18,121.0 18,348.2 18,327.2 18,261.9 18,244.9 18,300.7 18,335.6
 
Liabilities
34 Deposits 12,222.8 14,372.0 14,393.4 14,528.9 14,629.6 14,854.0 15,085.0 15,089.2 15,013.8 15,010.2 15,097.6 15,127.7
35 Large time deposits 1,070.8 939.2 894.2 852.4 829.1 811.2 797.3 783.8 783.3 781.5 776.6 773.1
36 Other deposits 11,151.9 13,432.8 13,499.2 13,676.4 13,800.5 14,042.8 14,287.7 14,305.4 14,230.6 14,228.6 14,321.1 14,354.6
37 Borrowings 1,068.0 947.0 923.5 884.6 853.2 834.4 818.4 789.7 795.3 787.5 787.0 781.0
38 Net due to related foreign offices -242.3 -261.5 -258.5 -283.7 -292.0 -301.1 -207.3 -218.3 -208.1 -214.4 -230.5 -229.0
39 Other liabilities including trading liabilities 22 571.9 676.0 668.5 641.1 656.6 675.0 676.8 708.7 700.0 694.0 702.5 704.0
40 Total liabilities 13,620.4 15,733.5 15,726.8 15,770.8 15,847.4 16,062.3 16,372.9 16,369.3 16,301.1 16,277.3 16,356.6 16,383.7
41 Residual (Assets LESS Liabilities) 23 1,978.8 1,997.0 2,026.1 2,047.7 2,047.9 2,058.8 1,975.3 1,957.9 1,960.9 1,967.6 1,944.1 1,951.9
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 22.6 63.3 64.0 63.5 58.7 55.9 57.8 57.4 56.7 58.9 57.6 57.5
43 U.S. Treasury and agency securities, MBS 25 15.9 46.6 45.3 41.7 39.3 37.1 36.8 37.3 37.0 37.8 37.7 37.0

Footnotes appear on the last page.

Table 6. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2020
Jan
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
2020
Dec
2021
Jan
Week ending
Jan 20 Jan 27 Feb 03 Feb 10
Assets
1 Bank credit 8,191.6 8,684.2 8,692.2 8,693.7 8,720.2 8,778.7 8,805.7 8,843.3 8,831.8 8,867.2 8,851.0 8,859.0
2 Securities in bank credit 2 2,625.2 3,001.5 3,048.7 3,082.9 3,150.9 3,229.6 3,272.6 3,336.2 3,327.3 3,372.3 3,364.0 3,371.0
3 Treasury and agency securities 3 2,140.5 2,501.6 2,551.3 2,584.2 2,644.4 2,718.2 2,761.8 2,837.8 2,826.7 2,877.2 2,872.1 2,876.1
4 Mortgage-backed securities (MBS) 4 1,517.7 1,649.0 1,703.9 1,693.5 1,740.8 1,797.8 1,829.1 1,875.0 1,863.8 1,888.8 1,895.6 1,901.6
5 Non-MBS 5 622.8 852.6 847.4 890.7 903.6 920.4 932.7 962.8 963.0 988.3 976.6 974.5
6 Other securities 484.7 499.9 497.4 498.7 506.4 511.4 510.7 498.4 500.6 495.2 491.9 495.0
7 Mortgage-backed securities (MBS) 6 57.3 63.6 62.2 61.7 61.3 60.4 61.1 59.5 59.9 59.1 58.7 57.5
8 Non-MBS 7 427.4 436.3 435.2 437.0 445.2 451.0 449.6 439.0 440.7 436.1 433.2 437.5
9 Loans and leases in bank credit 8 5,566.4 5,682.7 5,643.5 5,610.8 5,569.3 5,549.1 5,533.1 5,507.1 5,504.5 5,494.9 5,487.0 5,487.9
10 Commercial and industrial loans 1,285.5 1,431.1 1,399.2 1,366.0 1,327.8 1,310.5 1,300.1 1,280.8 1,280.2 1,275.8 1,274.6 1,272.9
11 Real estate loans 2,207.0 2,210.3 2,207.4 2,196.9 2,189.6 2,172.1 2,156.9 2,152.9 2,150.7 2,145.0 2,142.9 2,149.2
12 Residential real estate loans 1,461.9 1,458.5 1,453.7 1,446.2 1,440.9 1,423.8 1,410.6 1,406.6 1,403.7 1,398.5 1,398.0 1,404.2
13 Revolving home equity loans 204.7 191.2 188.5 185.7 182.8 179.9 176.6 173.4 173.4 172.6 171.4 170.8
14 Closed-end residential loans 9 1,257.2 1,267.3 1,265.2 1,260.4 1,258.0 1,243.9 1,234.0 1,233.2 1,230.3 1,225.9 1,226.6 1,233.4
15 Commercial real estate loans 745.1 751.8 753.8 750.7 748.7 748.3 746.2 746.3 747.0 746.5 744.9 745.0
16 Construction and land development loans 10 106.8 114.7 115.6 116.4 117.4 117.8 118.8 120.0 119.8 120.1 120.6 120.5
17 Secured by farmland 11 7.6 7.1 7.0 6.9 6.8 6.7 6.6 6.6 6.6 6.6 6.5 6.5
18 Secured by multifamily properties 12 172.4 175.6 176.6 176.2 175.7 177.0 176.1 176.2 177.1 176.5 175.0 174.5
19 Secured by nonfarm nonresidential properties 13 458.3 454.3 454.6 451.2 448.8 446.8 444.7 443.5 443.5 443.4 442.8 443.5
20 Consumer loans 1,202.7 1,140.4 1,138.9 1,139.0 1,140.9 1,142.9 1,141.3 1,133.7 1,134.6 1,130.6 1,129.0 1,128.7
21 Credit cards and other revolving plans 682.9 612.3 609.4 608.4 609.0 609.2 605.7 595.4 595.8 591.6 590.2 589.2
22 Other consumer loans 519.8 528.1 529.5 530.6 531.9 533.8 535.6 538.4 538.8 539.0 538.8 539.5
23 Automobile loans 14 369.2 374.5 375.5 376.6 378.0 379.9 381.8 384.0 384.4 384.7 384.9 385.6
24 All other consumer loans 15 150.6 153.6 154.0 154.0 153.9 153.9 153.7 154.4 154.4 154.3 153.9 153.9
25 All other loans and leases 871.2 900.9 897.9 908.9 911.0 923.5 934.9 939.6 939.0 943.4 940.5 937.1
26 Loans to nondepository financial institutions 16 386.7 401.3 403.3 411.6 412.2 420.6 424.6 430.5 429.9 433.2 432.2 430.0
27 All loans not elsewhere classified 17 484.5 499.7 494.6 497.4 498.9 502.9 510.3 509.1 509.1 510.2 508.3 507.1
28 LESS: Allowance for loan and lease losses 70.1 139.9 140.7 142.4 145.5 144.5 143.9 141.6 141.7 141.7 144.2 143.5
29 Cash assets 18 813.7 1,539.6 1,612.9 1,592.7 1,625.7 1,663.2 1,722.8 1,733.5 1,711.7 1,731.2 1,729.2 1,717.5
30 Total federal funds sold and reverse RPs 19 263.0 521.0 421.5 425.2 392.5 407.1 416.4 404.7 396.5 391.8 369.0 389.3
31 Loans to commercial banks 20 4.6 4.3 4.1 4.7 7.8 7.6 7.5 7.7 7.7 7.8 7.8 7.7
32 Other assets including trading assets 21 1,023.8 1,125.6 1,113.1 1,119.5 1,119.8 1,111.5 1,124.5 1,157.0 1,167.9 1,153.1 1,178.7 1,176.3
33 Total assets 10,226.8 11,734.8 11,703.1 11,693.4 11,720.5 11,823.6 11,933.0 12,004.4 11,973.9 12,009.3 11,991.6 12,006.2
 
Liabilities
34 Deposits 7,957.3 9,459.1 9,481.1 9,545.1 9,579.0 9,702.8 9,780.9 9,866.1 9,850.4 9,890.5 9,876.9 9,890.7
35 Large time deposits 512.1 410.4 384.9 359.6 346.7 333.7 318.6 304.4 302.5 301.8 297.3 296.5
36 Other deposits 7,445.1 9,048.7 9,096.3 9,185.5 9,232.3 9,369.0 9,462.3 9,561.7 9,547.9 9,588.6 9,579.7 9,594.2
37 Borrowings 740.7 620.8 610.3 585.4 561.8 559.7 553.4 527.1 528.4 523.3 523.0 511.3
38 Net due to related foreign offices -262.5 -288.3 -283.0 -306.0 -316.2 -321.5 -222.8 -244.0 -239.3 -245.9 -255.5 -252.7
39 Other liabilities including trading liabilities 22 489.9 573.6 554.8 525.6 539.5 561.0 578.1 603.0 595.0 587.4 597.0 594.1
40 Total liabilities 8,925.3 10,365.2 10,363.3 10,350.0 10,364.1 10,502.0 10,689.6 10,752.2 10,734.4 10,755.3 10,741.4 10,743.4
41 Residual (Assets LESS Liabilities) 23 1,301.4 1,369.6 1,339.8 1,343.3 1,356.4 1,321.6 1,243.4 1,252.3 1,239.4 1,254.0 1,250.2 1,262.8
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 17.8 47.7 47.3 47.4 43.4 42.0 42.8 41.9 41.1 43.4 42.5 42.6
43 U.S. Treasury and agency securities, MBS 25 13.6 36.3 34.9 32.0 30.4 29.1 28.4 28.6 28.3 29.1 29.2 28.7

Footnotes appear on the last page.

Table 7. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2020
Jan
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
2020
Dec
2021
Jan
Week ending
Jan 20 Jan 27 Feb 03 Feb 10
Assets
1 Bank credit 8,206.2 8,660.9 8,681.3 8,686.4 8,722.7 8,823.1 8,853.6 8,852.3 8,833.3 8,863.5 8,874.7 8,850.5
2 Securities in bank credit 2 2,629.4 2,979.5 3,050.8 3,095.1 3,170.5 3,281.7 3,291.1 3,336.4 3,329.6 3,367.9 3,371.0 3,354.3
3 Treasury and agency securities 3 2,145.4 2,482.6 2,553.4 2,594.4 2,660.0 2,764.2 2,778.0 2,838.4 2,830.8 2,874.1 2,878.7 2,858.0
4 Mortgage-backed securities (MBS) 4 1,518.1 1,640.2 1,702.2 1,693.2 1,743.9 1,822.9 1,837.0 1,875.8 1,869.2 1,890.9 1,905.7 1,893.9
5 Non-MBS 5 627.3 842.4 851.1 901.1 916.1 941.3 941.0 962.6 961.6 983.2 972.9 964.0
6 Other securities 484.0 496.9 497.4 500.7 510.5 517.5 513.1 497.9 498.8 493.8 492.3 496.3
7 Mortgage-backed securities (MBS) 6 56.0 64.3 62.5 61.6 61.0 59.6 59.7 58.1 58.6 57.1 57.9 57.7
8 Non-MBS 7 427.9 432.6 434.9 439.1 449.5 457.9 453.4 439.8 440.2 436.7 434.4 438.6
9 Loans and leases in bank credit 8 5,576.9 5,681.4 5,630.4 5,591.4 5,552.2 5,541.5 5,562.6 5,515.9 5,503.7 5,495.6 5,503.8 5,496.2
10 Commercial and industrial loans 1,275.7 1,429.8 1,390.3 1,352.3 1,315.2 1,300.7 1,292.9 1,270.5 1,270.1 1,264.6 1,273.1 1,273.6
11 Real estate loans 2,205.4 2,217.4 2,214.5 2,199.7 2,194.0 2,179.6 2,161.5 2,151.3 2,145.3 2,140.9 2,142.1 2,147.5
12 Residential real estate loans 1,461.8 1,464.4 1,461.5 1,448.2 1,444.4 1,429.4 1,414.4 1,407.0 1,400.2 1,395.8 1,399.1 1,404.3
13 Revolving home equity loans 204.0 191.6 188.6 185.7 182.2 179.2 176.2 172.8 172.8 172.0 170.7 170.1
14 Closed-end residential loans 9 1,257.8 1,272.8 1,272.9 1,262.5 1,262.2 1,250.3 1,238.2 1,234.2 1,227.4 1,223.8 1,228.4 1,234.2
15 Commercial real estate loans 743.5 753.1 753.1 751.5 749.6 750.1 747.1 744.3 745.1 745.1 743.0 743.2
16 Construction and land development loans 10 105.5 115.5 116.6 117.8 118.4 119.0 118.6 118.2 118.1 118.4 118.5 118.7
17 Secured by farmland 11 7.6 7.1 7.0 6.9 6.8 6.7 6.6 6.6 6.6 6.6 6.5 6.5
18 Secured by multifamily properties 12 171.6 176.0 176.4 176.6 176.5 177.7 176.8 175.3 176.1 175.5 174.1 173.8
19 Secured by nonfarm nonresidential properties 13 458.8 454.4 453.0 450.1 447.9 446.7 445.2 444.1 444.3 444.7 443.9 444.2
20 Consumer loans 1,217.4 1,137.4 1,138.1 1,139.1 1,138.7 1,144.8 1,162.5 1,146.5 1,143.1 1,141.7 1,137.0 1,132.6
21 Credit cards and other revolving plans 697.0 609.7 607.5 606.2 604.5 609.4 625.8 607.5 603.8 602.1 598.3 593.6
22 Other consumer loans 520.4 527.7 530.5 532.9 534.2 535.4 536.7 539.0 539.3 539.7 538.8 539.0
23 Automobile loans 14 370.0 374.0 376.1 378.1 379.8 381.1 382.8 384.9 385.1 385.7 385.4 385.7
24 All other consumer loans 15 150.3 153.7 154.5 154.8 154.4 154.4 153.9 154.1 154.2 154.0 153.4 153.3
25 All other loans and leases 878.4 896.7 887.6 900.3 904.3 916.3 945.6 947.7 945.2 948.4 951.5 942.5
26 Loans to nondepository financial institutions 16 387.9 399.7 398.1 408.8 410.7 418.2 429.5 431.9 429.8 432.4 436.2 430.7
27 All loans not elsewhere classified 17 490.5 497.0 489.5 491.5 493.6 498.1 516.1 515.7 515.4 516.0 515.4 511.8
28 LESS: Allowance for loan and lease losses 69.6 140.0 141.2 143.0 146.1 145.8 144.6 140.6 140.2 140.1 142.9 142.8
29 Cash assets 18 796.6 1,516.2 1,596.6 1,582.9 1,610.1 1,680.1 1,770.1 1,698.5 1,672.6 1,660.5 1,675.5 1,700.5
30 Total federal funds sold and reverse RPs 19 263.8 504.2 430.4 447.9 413.8 413.7 441.9 405.7 383.8 364.5 354.3 348.4
31 Loans to commercial banks 20 4.7 4.2 4.1 4.8 7.7 7.6 7.7 7.8 7.8 7.9 7.9 7.9
32 Other assets including trading assets 21 1,025.3 1,129.2 1,111.9 1,122.3 1,118.1 1,108.2 1,118.7 1,159.1 1,171.1 1,156.8 1,174.2 1,188.3
33 Total assets 10,227.0 11,674.5 11,683.0 11,701.3 11,726.3 11,886.9 12,047.3 11,982.9 11,928.3 11,913.1 11,943.9 11,952.7
 
Liabilities
34 Deposits 7,957.0 9,451.4 9,454.5 9,535.9 9,587.9 9,731.1 9,892.6 9,860.1 9,808.1 9,790.6 9,843.6 9,857.4
35 Large time deposits 519.3 411.1 378.3 349.3 335.8 325.2 317.0 308.2 307.1 306.9 303.4 301.6
36 Other deposits 7,437.8 9,040.3 9,076.3 9,186.6 9,252.1 9,405.9 9,575.7 9,551.9 9,501.0 9,483.7 9,540.2 9,555.8
37 Borrowings 739.0 623.6 609.7 583.7 559.6 552.8 544.3 524.9 526.1 529.9 527.1 516.6
38 Net due to related foreign offices -264.5 -285.2 -280.2 -305.1 -315.3 -319.7 -227.1 -246.2 -241.1 -243.2 -255.8 -254.4
39 Other liabilities including trading liabilities 22 488.7 569.6 561.4 532.1 546.0 565.7 568.9 601.4 591.4 586.1 598.9 598.8
40 Total liabilities 8,920.2 10,359.4 10,345.5 10,346.6 10,378.2 10,529.9 10,778.7 10,740.2 10,684.6 10,663.4 10,713.9 10,718.3
41 Residual (Assets LESS Liabilities) 23 1,306.8 1,315.2 1,337.5 1,354.7 1,348.1 1,356.9 1,268.6 1,242.6 1,243.8 1,249.7 1,230.0 1,234.4
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 17.8 47.7 47.3 47.4 43.4 42.0 42.8 41.9 41.1 43.4 42.5 42.6
43 U.S. Treasury and agency securities, MBS 25 13.6 36.3 34.9 32.0 30.4 29.1 28.4 28.6 28.3 29.1 29.2 28.7

Footnotes appear on the last page.

Table 8. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2020
Jan
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
2020
Dec
2021
Jan
Week ending
Jan 20 Jan 27 Feb 03 Feb 10
Assets
1 Bank credit 4,658.4 5,105.4 5,124.9 5,145.1 5,170.9 5,183.0 5,197.7 5,216.1 5,215.1 5,215.6 5,234.3 5,253.8
2 Securities in bank credit 2 941.7 1,032.9 1,047.0 1,061.1 1,081.5 1,111.1 1,132.9 1,157.0 1,162.0 1,156.3 1,171.2 1,175.1
3 Treasury and agency securities 3 691.2 734.4 747.3 757.1 770.3 790.9 801.2 813.8 817.9 811.4 825.1 828.0
4 Mortgage-backed securities (MBS) 4 545.6 577.5 588.8 599.2 611.0 626.8 644.7 660.8 666.2 656.3 666.0 666.3
5 Non-MBS 5 145.6 156.9 158.5 157.9 159.3 164.1 156.5 153.0 151.7 155.1 159.0 161.6
6 Other securities 250.6 298.5 299.7 304.0 311.2 320.2 331.8 343.3 344.1 344.9 346.1 347.2
7 Mortgage-backed securities (MBS) 6 17.9 20.1 20.1 20.9 21.0 21.2 21.0 21.7 21.8 21.9 22.1 21.8
8 Non-MBS 7 232.7 278.4 279.6 283.1 290.2 298.9 310.7 321.5 322.3 323.1 324.0 325.4
9 Loans and leases in bank credit 8 3,716.7 4,072.4 4,077.9 4,084.0 4,089.4 4,071.9 4,064.8 4,059.1 4,053.1 4,059.3 4,063.1 4,078.7
10 Commercial and industrial loans 676.8 964.6 965.7 959.2 953.6 931.8 911.9 892.1 883.6 889.1 899.9 910.0
11 Real estate loans 2,338.3 2,391.2 2,395.0 2,403.7 2,410.5 2,413.7 2,418.8 2,429.1 2,431.8 2,432.0 2,421.4 2,424.8
12 Residential real estate loans 830.9 837.4 835.3 835.7 835.3 833.0 832.2 833.4 835.0 834.0 830.4 832.9
13 Revolving home equity loans 115.0 111.2 110.3 109.5 108.8 108.2 107.4 106.3 106.3 105.8 105.4 105.1
14 Closed-end residential loans 9 715.9 726.2 725.0 726.2 726.6 724.8 724.8 727.2 728.7 728.1 725.1 727.8
15 Commercial real estate loans 1,507.4 1,553.8 1,559.8 1,568.0 1,575.2 1,580.7 1,586.6 1,595.7 1,596.8 1,598.0 1,590.9 1,591.9
16 Construction and land development loans 10 234.8 241.1 242.6 243.2 243.8 244.4 246.4 247.3 247.7 247.5 247.4 247.0
17 Secured by farmland 11 94.6 94.8 94.7 94.7 94.7 94.7 94.7 94.7 94.8 94.6 94.4 94.4
18 Secured by multifamily properties 12 218.7 228.0 228.8 230.6 232.0 232.2 231.6 232.6 233.1 233.5 229.6 229.5
19 Secured by nonfarm nonresidential properties 13 959.2 989.9 993.7 999.5 1,004.8 1,009.4 1,013.9 1,021.0 1,021.3 1,022.4 1,019.6 1,021.1
20 Consumer loans 388.2 375.7 374.7 375.3 375.7 376.0 378.4 376.8 376.9 377.1 376.7 377.7
21 Credit cards and other revolving plans 162.9 148.4 146.8 146.4 146.0 145.6 145.8 143.8 143.8 143.9 142.8 143.3
22 Other consumer loans 225.3 227.2 227.8 228.9 229.8 230.4 232.6 233.0 233.1 233.2 233.9 234.3
23 Automobile loans 14 83.4 83.6 83.3 83.2 83.2 82.8 82.9 82.8 82.8 82.8 82.8 82.9
24 All other consumer loans 15 141.9 143.6 144.5 145.7 146.5 147.6 149.7 150.2 150.3 150.4 151.1 151.4
25 All other loans and leases 313.4 341.0 342.6 345.8 349.6 350.3 355.8 361.0 360.8 361.1 365.1 366.3
26 Loans to nondepository financial institutions 16 76.4 91.0 92.3 94.9 98.0 99.7 102.1 104.8 105.2 105.8 106.4 107.3
27 All loans not elsewhere classified 17 237.0 250.1 250.3 250.9 251.6 250.6 253.7 256.2 255.6 255.3 258.6 258.9
28 LESS: Allowance for loan and lease losses 42.0 73.8 75.0 74.4 71.4 73.5 75.3 73.5 73.1 74.0 73.7 74.0
29 Cash assets 18 322.2 581.2 579.0 595.0 608.1 632.7 661.9 725.1 725.0 742.6 741.6 741.0
30 Total federal funds sold and reverse RPs 19 65.6 54.9 54.7 53.8 73.3 73.9 76.8 80.9 78.2 72.5 75.0 75.4
31 Loans to commercial banks 20 0.8 0.8 0.8 0.7 0.7 0.7 0.6 0.6 0.7 0.7 0.7 0.7
32 Other assets including trading assets 21 370.9 398.4 402.2 402.5 402.0 398.5 399.5 400.8 405.3 404.3 395.4 399.2
33 Total assets 5,375.9 6,066.8 6,086.5 6,122.8 6,183.7 6,215.2 6,261.2 6,349.9 6,351.2 6,361.6 6,373.2 6,396.2
 
Liabilities
34 Deposits 4,268.5 4,941.9 4,949.4 4,997.7 5,038.8 5,095.7 5,147.4 5,230.7 5,218.2 5,250.7 5,269.2 5,281.7
35 Large time deposits 554.0 526.8 516.2 505.1 497.5 491.7 483.4 476.7 477.1 475.3 473.1 471.0
36 Other deposits 3,714.5 4,415.1 4,433.2 4,492.6 4,541.2 4,604.0 4,664.0 4,754.0 4,741.2 4,775.4 4,796.2 4,810.6
37 Borrowings 327.1 315.4 309.2 304.2 301.3 291.9 281.7 264.6 268.9 254.4 258.8 265.5
38 Net due to related foreign offices 21.0 15.6 12.2 23.8 30.2 10.3 8.6 26.2 22.9 25.0 30.0 39.7
39 Other liabilities including trading liabilities 22 87.0 106.3 107.0 105.6 109.5 105.6 105.1 111.1 112.6 112.2 105.9 106.5
40 Total liabilities 4,703.7 5,379.3 5,377.9 5,431.3 5,479.8 5,503.6 5,542.8 5,632.5 5,622.7 5,642.3 5,663.9 5,693.3
41 Residual (Assets LESS Liabilities) 23 672.2 687.5 708.6 691.5 704.0 711.7 718.4 717.4 728.6 719.4 709.3 702.9
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 4.8 15.7 16.6 16.1 15.3 13.9 15.0 15.5 15.6 15.6 15.1 14.9
43 U.S. Treasury and agency securities, MBS 25 2.3 10.3 10.4 9.7 8.9 7.9 8.4 8.7 8.7 8.8 8.5 8.3

Footnotes appear on the last page.

Table 9. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2020
Jan
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
2020
Dec
2021
Jan
Week ending
Jan 20 Jan 27 Feb 03 Feb 10
Assets
1 Bank credit 4,660.0 5,100.2 5,108.3 5,137.4 5,167.3 5,177.9 5,210.9 5,218.6 5,212.9 5,208.2 5,232.4 5,243.3
2 Securities in bank credit 2 945.9 1,025.6 1,035.6 1,055.2 1,080.8 1,109.2 1,141.3 1,165.2 1,170.4 1,161.9 1,176.4 1,180.4
3 Treasury and agency securities 3 696.5 727.7 737.2 750.3 766.9 786.0 808.4 823.3 828.0 818.8 831.9 834.2
4 Mortgage-backed securities (MBS) 4 546.2 575.6 584.8 595.1 608.4 625.7 645.7 661.3 666.6 654.9 667.2 668.6
5 Non-MBS 5 150.3 152.1 152.4 155.2 158.5 160.4 162.7 162.0 161.4 164.0 164.7 165.6
6 Other securities 249.3 297.9 298.5 304.9 313.9 323.1 332.9 341.9 342.4 343.1 344.5 346.2
7 Mortgage-backed securities (MBS) 6 18.0 20.1 20.0 20.7 21.0 21.2 21.2 21.8 21.9 21.8 22.3 22.3
8 Non-MBS 7 231.4 277.8 278.5 284.2 292.9 301.9 311.7 320.1 320.4 321.3 322.2 323.9
9 Loans and leases in bank credit 8 3,714.2 4,074.5 4,072.7 4,082.2 4,086.4 4,068.7 4,069.6 4,053.4 4,042.5 4,046.3 4,056.0 4,062.8
10 Commercial and industrial loans 677.4 963.4 958.7 952.7 947.8 926.7 908.2 891.8 883.9 888.4 901.8 911.6
11 Real estate loans 2,335.5 2,393.5 2,395.7 2,403.3 2,409.8 2,411.8 2,419.1 2,425.1 2,425.2 2,425.1 2,417.5 2,418.5
12 Residential real estate loans 829.4 838.9 836.1 836.6 836.6 833.2 832.8 831.6 831.0 829.7 828.4 827.6
13 Revolving home equity loans 115.0 111.1 110.1 109.4 108.6 107.6 107.2 106.2 106.2 105.7 105.2 105.0
14 Closed-end residential loans 9 714.4 727.8 726.0 727.3 728.0 725.6 725.6 725.4 724.8 724.0 723.1 722.6
15 Commercial real estate loans 1,506.1 1,554.7 1,559.7 1,566.7 1,573.1 1,578.6 1,586.3 1,593.5 1,594.2 1,595.4 1,589.2 1,590.9
16 Construction and land development loans 10 233.0 242.0 243.7 243.9 244.0 244.9 245.7 244.8 245.2 245.8 245.3 245.9
17 Secured by farmland 11 94.3 95.1 94.9 94.9 94.8 94.4 94.5 94.4 94.4 94.2 94.1 94.0
18 Secured by multifamily properties 12 218.9 227.9 228.4 229.8 231.3 231.3 231.6 232.7 233.0 233.3 229.6 229.8
19 Secured by nonfarm nonresidential properties 13 959.9 989.8 992.7 998.1 1,003.1 1,008.0 1,014.4 1,021.6 1,021.6 1,022.2 1,020.1 1,021.2
20 Consumer loans 393.2 373.3 374.0 376.7 376.5 378.1 384.2 381.5 381.0 382.0 380.4 379.7
21 Credit cards and other revolving plans 166.5 147.1 146.4 146.2 145.2 146.5 150.6 146.9 146.2 146.9 144.7 143.7
22 Other consumer loans 226.7 226.2 227.6 230.5 231.3 231.7 233.7 234.6 234.8 235.1 235.8 236.0
23 Automobile loans 14 83.4 83.7 83.4 83.4 83.5 83.0 82.8 82.8 82.8 82.7 82.7 82.7
24 All other consumer loans 15 143.3 142.6 144.2 147.1 147.8 148.6 150.8 151.8 152.0 152.4 153.1 153.3
25 All other loans and leases 308.1 344.3 344.2 349.5 352.3 352.1 358.1 355.0 352.5 350.7 356.3 353.0
26 Loans to nondepository financial institutions 16 71.6 93.6 93.3 97.1 100.2 101.3 102.3 99.2 97.6 96.8 99.5 97.3
27 All loans not elsewhere classified 17 236.5 250.7 250.9 252.3 252.1 250.7 255.8 255.8 254.9 253.9 256.7 255.7
28 LESS: Allowance for loan and lease losses 41.1 76.1 77.2 76.2 71.8 72.4 72.3 71.3 71.2 71.2 71.5 71.6
29 Cash assets 18 320.4 566.1 571.9 591.9 610.6 658.1 689.6 721.2 713.9 719.9 730.4 739.7
30 Total federal funds sold and reverse RPs 19 61.1 66.7 63.0 59.4 59.2 70.9 72.0 74.3 73.3 70.4 70.0 69.8
31 Loans to commercial banks 20 0.9 0.7 0.7 0.7 0.7 0.7 0.7 0.7 0.8 0.7 0.7 0.7
32 Other assets including trading assets 21 370.9 398.3 403.2 404.1 403.1 399.0 400.0 400.7 403.9 403.9 394.9 400.9
33 Total assets 5,372.2 6,055.9 6,069.9 6,117.3 6,169.0 6,234.2 6,300.8 6,344.3 6,333.6 6,331.8 6,356.9 6,382.9
 
Liabilities
34 Deposits 4,265.8 4,920.6 4,938.8 4,992.9 5,041.7 5,122.9 5,192.4 5,229.1 5,205.7 5,219.6 5,254.0 5,270.3
35 Large time deposits 551.6 528.1 515.9 503.1 493.3 486.0 480.3 475.7 476.2 474.7 473.2 471.5
36 Other deposits 3,714.2 4,392.5 4,422.9 4,489.8 4,548.5 4,636.9 4,712.0 4,753.4 4,729.5 4,744.9 4,780.8 4,798.8
37 Borrowings 329.0 323.4 313.8 300.9 293.6 281.6 274.2 264.7 269.2 257.6 259.8 264.4
38 Net due to related foreign offices 22.2 23.8 21.6 21.4 23.3 18.6 19.8 27.9 33.0 28.8 25.3 25.4
39 Other liabilities including trading liabilities 22 83.2 106.3 107.0 109.0 110.7 109.3 107.8 107.3 108.6 107.9 103.6 105.2
40 Total liabilities 4,700.1 5,374.1 5,381.3 5,424.2 5,469.3 5,532.3 5,594.1 5,629.0 5,616.5 5,613.9 5,642.7 5,665.3
41 Residual (Assets LESS Liabilities) 23 672.1 681.8 688.6 693.0 699.8 701.8 706.7 715.3 717.1 717.9 714.1 717.5
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 4.8 15.7 16.6 16.1 15.3 13.9 15.0 15.5 15.6 15.6 15.1 14.9
43 U.S. Treasury and agency securities, MBS 25 2.3 10.3 10.4 9.7 8.9 7.9 8.4 8.7 8.7 8.8 8.5 8.3

Footnotes appear on the last page.

Table 10. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars.
Account 2020
Jan
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
2020
Dec
2021
Jan
Week ending
Jan 20 Jan 27 Feb 03 Feb 10
Assets
1 Bank credit 1,027.6 1,116.0 1,101.4 1,091.3 1,054.9 1,048.7 1,043.7 1,049.8 1,048.1 1,054.5 1,054.9 1,031.1
2 Securities in bank credit 2 267.3 268.9 267.3 273.4 259.7 265.0 263.6 267.6 265.8 267.6 277.0 263.2
3 Treasury and agency securities 3 176.5 171.8 170.3 175.2 161.7 166.2 165.0 169.8 169.2 171.1 175.4 160.9
4 Mortgage-backed securities (MBS) 4 38.2 43.4 41.7 40.2 39.3 45.3 46.9 49.7 47.6 52.0 54.5 52.9
5 Non-MBS 5 138.2 128.4 128.6 135.0 122.4 120.9 118.1 120.1 121.5 119.1 120.9 108.0
6 Other securities 90.8 97.1 97.0 98.2 98.0 98.8 98.6 97.7 96.6 96.5 101.5 102.2
7 Mortgage-backed securities (MBS) 6 1.8 1.7 1.9 1.9 2.0 2.2 2.3 2.3 2.3 2.4 2.4 2.3
8 Non-MBS 7 89.0 95.4 95.0 96.3 96.0 96.5 96.2 95.5 94.3 94.1 99.1 99.9
9 Loans and leases in bank credit 8 760.4 847.1 834.2 817.8 795.2 783.7 780.1 782.3 782.3 787.0 777.9 768.0
10 Commercial and industrial loans 391.5 464.8 451.7 439.0 419.9 408.2 404.4 401.0 401.8 400.1 396.4 387.9
11 Real estate loans 85.7 86.8 86.8 86.8 86.1 86.7 87.0 85.6 85.7 86.2 85.0 84.8
12 Residential real estate loans 1.7 1.6 1.4 1.3 1.3 1.0 1.2 1.6 1.7 1.5 1.3 1.1
13 Revolving home equity loans 0.5 0.6 0.5 0.5 0.4 0.4 0.6 0.6 0.6 0.6 0.6 0.6
14 Closed-end residential loans 9 1.2 1.0 0.9 0.9 0.8 0.6 0.6 1.0 1.1 0.9 0.7 0.4
15 Commercial real estate loans 84.1 85.2 85.3 85.4 84.8 85.6 85.7 83.9 83.9 84.7 83.7 83.8
16 Construction and land development loans 10 12.2 12.3 12.1 12.0 12.0 11.7 11.8 11.4 11.4 11.5 11.9 12.5
17 Secured by farmland 11 0.2 0.2 0.2 0.1 0.1 0.1 0.2 0.1 0.1 0.1 0.1 0.1
18 Secured by multifamily properties 12 9.7 10.9 11.2 11.3 11.6 11.7 11.6 11.9 11.9 12.1 12.1 12.1
19 Secured by nonfarm nonresidential properties 13 62.0 61.9 62.0 61.9 61.2 62.1 62.1 60.5 60.5 61.0 59.5 59.1
20 Consumer loans 3.5 3.3 3.3 3.4 3.4 3.7 3.8 3.9 3.9 3.9 4.0 3.9
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 3.5 3.3 3.3 3.4 3.4 3.7 3.8 3.9 3.9 3.9 4.0 3.9
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 3.5 3.3 3.3 3.4 3.4 3.7 3.8 3.9 3.9 3.9 4.0 3.9
25 All other loans and leases 279.6 292.3 292.4 288.7 285.7 285.1 285.0 291.8 290.9 296.7 292.5 291.4
26 Loans to nondepository financial institutions 16 115.1 130.7 131.0 129.6 128.4 124.9 127.0 131.7 132.2 132.5 130.5 130.5
27 All loans not elsewhere classified 17 164.5 161.6 161.5 159.1 157.4 160.2 158.0 160.1 158.7 164.2 162.0 161.0
28 LESS: Allowance for loan and lease losses 0.7 4.1 3.8 3.3 2.6 1.6 -0.1 0.3 0.4 0.4 0.1 -0.2
29 Cash assets 18 630.1 690.5 695.4 768.5 765.6 782.6 836.9 748.6 775.0 776.5 718.7 778.8
30 Total federal funds sold and reverse RPs 19 424.2 334.4 356.4 359.3 361.1 352.0 334.4 299.1 290.3 262.7 284.7 292.0
31 Loans to commercial banks 20 1.7 1.7 1.8 1.4 1.6 1.2 0.7 0.4 0.5 0.3 0.1 -0.0
32 Other assets including trading assets 21 129.9 162.4 155.6 154.2 152.2 143.5 153.6 155.0 161.9 155.3 144.6 142.0
33 Total assets 2,212.9 2,300.9 2,306.8 2,371.4 2,332.7 2,326.4 2,369.4 2,252.7 2,275.4 2,248.9 2,202.9 2,244.2
 
Liabilities
34 Deposits 1,083.2 1,158.1 1,155.2 1,157.5 1,152.3 1,159.5 1,159.3 1,142.3 1,147.2 1,170.4 1,150.4 1,165.1
35 Large time deposits 785.8 772.3 770.0 755.5 739.5 729.6 723.5 714.3 713.8 726.7 719.8 718.4
36 Other deposits 297.4 385.8 385.2 401.9 412.8 429.8 435.8 428.0 433.4 443.7 430.5 446.7
37 Borrowings 898.7 857.1 871.9 873.9 897.3 879.4 870.7 866.9 867.4 884.0 890.3 901.4
38 Net due to related foreign offices 120.1 146.7 147.1 180.9 151.0 162.4 154.1 140.4 156.3 127.3 94.5 131.9
39 Other liabilities including trading liabilities 22 112.2 136.9 128.4 130.3 124.8 125.8 136.1 135.2 139.6 139.6 129.8 125.5
40 Total liabilities 2,214.2 2,298.8 2,302.6 2,342.6 2,325.5 2,327.0 2,320.1 2,284.8 2,310.5 2,321.3 2,265.0 2,323.9
41 Residual (Assets LESS Liabilities) 23 -1.3 2.1 4.2 28.8 7.3 -0.7 49.2 -32.1 -35.0 -72.4 -62.1 -79.8
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 1.4 3.1 2.9 2.8 2.7 2.5 2.5 2.4 2.4 2.4 2.3 2.2
43 U.S. Treasury and agency securities, MBS 25 1.4 3.1 2.9 2.8 2.7 2.5 2.5 2.4 2.4 2.4 2.3 2.2

Footnotes appear on the last page.

Table 11. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2020
Jan
2020
Jul
2020
Aug
2020
Sep
2020
Oct
2020
Nov
2020
Dec
2021
Jan
Week ending
Jan 20 Jan 27 Feb 03 Feb 10
Assets
1 Bank credit 1,027.6 1,127.1 1,108.4 1,085.2 1,049.4 1,049.7 1,047.9 1,047.3 1,041.2 1,049.3 1,055.1 1,035.5
2 Securities in bank credit 2 265.2 273.0 271.8 269.2 259.3 267.2 262.0 263.0 259.4 264.6 274.3 266.8
3 Treasury and agency securities 3 173.3 175.6 174.3 171.4 160.2 167.5 163.7 164.3 161.3 166.8 173.0 165.0
4 Mortgage-backed securities (MBS) 4 37.8 44.8 42.5 41.2 39.3 43.8 46.9 48.8 47.0 50.2 52.5 49.8
5 Non-MBS 5 135.5 130.8 131.8 130.2 120.9 123.7 116.8 115.5 114.3 116.7 120.5 115.2
6 Other securities 91.9 97.3 97.5 97.9 99.0 99.7 98.3 98.7 98.1 97.8 101.3 101.7
7 Mortgage-backed securities (MBS) 6 1.7 1.8 2.0 2.0 2.1 2.3 2.3 2.2 2.2 2.2 2.2 2.2
8 Non-MBS 7 90.2 95.6 95.5 95.8 97.0 97.4 96.1 96.6 95.9 95.6 99.1 99.6
9 Loans and leases in bank credit 8 762.3 854.2 836.6 816.0 790.1 782.5 785.8 784.3 781.8 784.7 780.9 768.7
10 Commercial and industrial loans 389.6 472.3 456.8 438.2 415.1 406.0 404.7 398.4 398.2 395.8 395.0 384.1
11 Real estate loans 86.0 87.1 86.4 85.8 85.6 86.1 86.7 85.8 85.7 86.1 85.1 84.4
12 Residential real estate loans 1.5 1.6 1.5 1.5 1.4 1.4 1.4 1.3 1.3 1.3 1.3 1.3
13 Revolving home equity loans 0.5 0.6 0.6 0.6 0.6 0.7 0.7 0.7 0.7 0.7 0.7 0.7
14 Closed-end residential loans 9 1.0 0.9 0.9 0.9 0.8 0.7 0.7 0.7 0.7 0.7 0.7 0.6
15 Commercial real estate loans 84.5 85.5 84.9 84.4 84.3 84.7 85.3 84.4 84.4 84.8 83.7 83.1
16 Construction and land development loans 10 12.4 12.4 12.3 11.9 11.8 11.8 11.9 11.7 11.8 11.5 11.6 11.6
17 Secured by farmland 11 0.2 0.2 0.2 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1
18 Secured by multifamily properties 12 9.6 10.8 10.8 11.0 11.4 11.7 11.7 11.9 11.8 12.1 12.1 12.1
19 Secured by nonfarm nonresidential properties 13 62.2 62.2 61.6 61.3 61.0 61.2 61.7 60.7 60.6 61.0 59.9 59.3
20 Consumer loans 3.4 3.4 3.4 3.5 3.7 3.6 3.7 3.8 3.8 3.8 3.9 3.7
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 3.4 3.4 3.4 3.5 3.7 3.6 3.7 3.8 3.8 3.8 3.9 3.7
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 3.4 3.4 3.4 3.5 3.7 3.6 3.7 3.8 3.8 3.8 3.9 3.7
25 All other loans and leases 283.3 291.3 290.1 288.4 285.7 286.7 290.7 296.3 294.1 299.0 296.9 296.5
26 Loans to nondepository financial institutions 16 116.9 130.0 131.9 131.9 132.2 129.4 131.4 134.4 134.2 134.0 133.8 133.7
27 All loans not elsewhere classified 17 166.4 161.3 158.2 156.5 153.5 157.3 159.4 161.9 159.9 165.0 163.2 162.8
28 LESS: Allowance for loan and lease losses 1.2 2.1 2.1 2.1 1.8 1.8 1.8 1.7 1.7 1.7 1.7 1.7
29 Cash assets 18 653.3 681.6 708.9 735.4 759.9 779.0 768.5 801.8 822.9 882.9 810.7 900.3
30 Total federal funds sold and reverse RPs 19 446.2 322.2 349.9 339.6 353.8 362.6 335.4 321.8 315.5 293.2 315.9 330.6
31 Loans to commercial banks 20 1.8 1.5 1.5 1.3 1.4 1.1 0.6 0.4 0.5 0.4 0.4 0.4
32 Other assets including trading assets 21 127.4 158.9 157.1 155.8 151.1 146.6 150.6 152.2 150.8 160.0 138.5 149.0
33 Total assets 2,255.0 2,289.2 2,323.7 2,315.3 2,313.8 2,337.3 2,301.2 2,321.9 2,329.2 2,384.1 2,318.8 2,414.1
 
Liabilities
34 Deposits 1,100.3 1,154.1 1,158.8 1,149.1 1,143.9 1,154.8 1,152.7 1,160.6 1,165.0 1,199.7 1,173.4 1,189.7
35 Large time deposits 793.5 772.7 773.3 749.6 729.7 721.7 712.3 721.1 719.1 741.8 730.7 730.2
36 Other deposits 306.9 381.4 385.5 399.5 414.2 433.1 440.4 439.4 445.8 457.9 442.7 459.5
37 Borrowings 916.8 849.5 875.1 857.1 880.7 892.9 869.8 882.1 882.4 900.5 913.0 930.1
38 Net due to related foreign offices 117.8 142.8 149.8 171.8 156.6 155.0 143.8 139.7 146.0 129.5 98.6 156.2
39 Other liabilities including trading liabilities 22 110.5 131.5 131.1 130.1 125.6 127.8 128.0 132.6 128.9 147.6 127.0 131.2
40 Total liabilities 2,245.5 2,277.9 2,314.8 2,308.2 2,306.7 2,330.4 2,294.3 2,315.0 2,322.3 2,377.4 2,311.9 2,407.3
41 Residual (Assets LESS Liabilities) 23 9.5 11.3 8.9 7.2 7.1 6.9 6.9 6.9 6.9 6.8 6.8 6.8
 
Memoranda
42 Net unrealized gains (losses) on available-for-sale securities 24 1.4 3.1 2.9 2.8 2.7 2.5 2.5 2.4 2.4 2.4 2.3 2.2
43 U.S. Treasury and agency securities, MBS 25 1.4 3.1 2.9 2.8 2.7 2.5 2.5 2.4 2.4 2.4 2.3 2.2

Footnotes appear on the last page.

Footnotes

  1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations. The latter two categories together are referred to on this release as “foreign-related institutions.” Data exclude International Banking Facilities. Weekly levels are Wednesday values; monthly levels are pro rata averages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks are adjusted to remove the estimated effects of mergers and panel shifts between these two bank groups. (See www.federalreserve.gov/releases/h8/about.htm for more information on how these data were constructed.)
  2. Includes all securities, whether held-to-maturity reported at amortized cost; available-for-sale reported at fair value; held as trading assets, also reported at fair value; or equity securities with readily determinable fair values not held for trading. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 32) or loans held in trading accounts (included in line 9).
  3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.
  4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.
  5. Includes U.S. Treasury securities and U.S. government agency obligations other than MBS.
  6. Includes MBS not issued or guaranteed by the U.S. government.
  7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.
  8. Includes the allowance for loan and lease losses (line 28) and all loans held in trading accounts under a fair value option. Excludes total federal funds sold and reverse RPs (line 30), loans made to commercial banks (line 31), and unearned income.
  9. Includes first and junior liens on closed-end loans secured by 1–4 family residential properties.
  10. Includes construction, land development, and other land loans.
  11. Includes loans secured by farmland, including grazing and pastureland.
  12. Includes loans secured by multifamily (5 or more) residential properties, including apartment buildings.
  13. Includes loans secured by nonfarm nonresidential properties, both owner-occupied and other nonfarm nonresidential properties.
  14. Includes loans for purchasing new and used passenger cars and other vehicles. Includes direct and indirect consumer automobile loans as well as retail installment sales paper purchased from auto dealers.
  15. Includes student loans, loans for medical expenses and vacations, and loans for other personal expenditures.
  16. Includes loans to real estate investment trusts, insurance companies, holding companies of other depository institutions, finance companies, mortgage finance companies, factors, federally-sponsored lending agencies, investment banks, banks’ own trust departments, and other nondepository financial intermediaries.
  17. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.
  18. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  19. Includes total federal funds sold to, and reverse RPs with, commercial banks, brokers and dealers, and others, including the Federal Home Loan Banks (FHLB).
  20. Excludes loans secured by real estate, which are included in line 11.
  21. Includes other real estate owned; premises and fixed assets; investments in unconsolidated subsidiaries; intangible assets (including goodwill); direct and indirect investments in real estate ventures; accounts receivable; derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) with a positive fair value, as determined under FASB Interpretation No. 39 (FIN 39); and other assets. Excludes the due-from position with related foreign offices which is included in line 38. Excludes most securities held in trading accounts (included in line 2); trading account securities at some smaller domestically chartered commercial banks are included in this item.
  22. Includes subordinated notes and debentures; net deferred tax liabilities; interest and other expenses accrued and unpaid; accounts payable; liabilities for short positions; derivative contracts with a negative fair value, as determined under FASB Interpretation No. 39 (FIN 39); other trading liabilities to which fair value accounting has been applied; and other liabilities.
  23. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.
  24. Difference between fair value and amortized cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.
  25. Difference between fair value and amortized cost for Treasury and agency securities, mortgage-backed securities (MBS), classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the reported data.
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Last Update: February 19, 2021