Current Release PDF RSS Data Download

Release Date: August 19, 2022

Table 1. Selected Assets and Liabilities of Commercial Banks in the United States 1

Percent change at break adjusted, seasonally adjusted, annual rate.
Account 2017 2018 2019 2020 2021 2021 Q1 2021 Q2 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022
Apr
2022
May
2022
Jun
2022
Jul
Assets
1 Bank credit 2.9 3.5 6.0 8.3 8.1 6.1 7.6 6.9 10.9 9.8 8.0 7.4 7.0 10.0 8.6
2 Securities in bank credit 2 1.7 0.7 10.3 20.6 21.5 22.2 25.8 14.2 17.8 10.6 0.2 -0.1 -3.1 -3.3 -1.2
3 Treasury and agency securities 3 2.7 3.5 14.2 22.8 22.5 24.7 24.4 15.4 18.9 10.9 -0.6 -1.1 -2.6 -3.5 -1.0
6 Other securities -0.8 -7.1 -1.8 12.6 17.6 12.3 31.5 9.6 13.3 9.3 3.7 3.8 -5.0 -2.3 -1.8
9 Loans and leases in bank credit 8 3.4 4.5 4.4 3.6 2.1 -1.2 -1.0 3.2 7.3 9.5 12.2 11.4 12.3 16.9 13.5
10 Commercial and industrial loans 1.0 6.7 3.7 11.5 -7.6 -9.8 -9.8 -13.9 2.4 9.8 16.3 12.7 16.8 30.5 18.8
11 Real estate loans 3.7 3.4 3.3 1.1 2.1 -0.1 -1.9 4.2 6.4 6.7 9.4 10.6 10.2 10.7 11.1
12 Residential real estate loans 1.4 2.2 2.0 -1.7 -0.3 -2.8 -6.0 1.8 6.0 5.0 9.6 10.4 13.1 10.8 7.8
13 Revolving home equity loans -6.8 -8.3 -8.8 -11.6 -12.3 -15.8 -17.6 -11.2 -7.2 -5.6 -1.3 -1.9 1.5 2.9 2.4
14 Closed-end residential loans 9 3.4 4.4 4.0 -0.1 1.5 -0.9 -4.4 3.5 7.8 6.3 10.9 11.9 14.5 11.7 8.5
15 Commercial real estate loans 6.1 4.7 4.7 4.0 4.4 2.4 1.9 6.4 6.7 8.2 9.1 10.8 7.6 10.7 13.9
20 Consumer loans 4.2 4.1 5.2 -4.1 7.7 1.8 5.4 11.7 11.2 11.6 13.7 14.1 9.3 14.5 11.0
21 Credit cards and other revolving plans 5.1 4.2 3.5 -10.9 5.7 -3.3 0.5 12.3 13.0 14.1 20.0 22.5 13.5 22.3 20.9
22 Other consumer loans 3.2 3.9 7.3 3.6 9.7 6.8 10.1 11.0 9.5 9.4 7.7 5.9 5.2 7.0 1.2
25 All other loans and leases 5.8 4.9 8.4 7.2 12.7 7.5 9.5 18.3 13.3 14.4 12.7 9.0 14.5 16.5 14.9
28 LESS: Allowance for loan and lease losses 0.4 -0.7 1.2 59.8 -23.6 -6.2 -41.2 -36.0 -19.5 -13.6 -10.6 -20.9 -7.6 -2.3 26.0
29 Cash assets 21 7.3 -19.3 -13.1 77.6 33.7 41.5 55.3 25.2 0.4 -31.9 -37.8 -52.3 -55.9 -15.9 32.8
30 Total federal funds sold and reverse RPs 22 9.4 36.3 24.6 7.2 -26.3 -59.4 -38.3 -20.2 3.3 -1.5 4.0 11.1 5.5 -24.8 -16.0
31 Loans to commercial banks 23 -4.4 18.6 -52.9 40.1 -44.7 -17.5 -168.5 24.6 -23.1 -115.8 34.6 137.1 246.2 -25.5 -13.0
32 Other assets including trading assets 24 0.6 -1.1 1.6 10.1 6.5 10.1 1.0 3.0 11.5 5.6 23.0 46.0 10.7 -12.4 2.8
33 Total assets 3.5 0.7 4.0 14.8 10.7 9.2 13.6 9.4 9.0 1.7 1.6 1.0 -2.3 3.5 10.9
 
Liabilities
34 Deposits 4.4 2.7 6.0 20.8 11.8 12.5 15.1 8.7 8.8 4.7 1.2 1.8 -1.1 -2.3 -0.8
35 Large time deposits 5.8 5.0 8.4 -16.9 -6.6 -14.9 -11.0 -4.0 2.9 -2.9 12.3 27.8 4.8 17.1 19.0
36 Other deposits 4.2 2.4 5.7 26.9 13.7 15.4 17.7 9.8 9.3 5.4 0.3 -0.4 -1.6 -4.0 -2.5
37 Borrowings 3.7 -5.3 -1.9 -13.2 -1.6 -6.0 -2.1 -4.3 6.0 -9.8 -3.3 -22.0 10.6 23.2 26.4
39 Other liabilities including trading liabilities 25 -8.7 2.8 3.0 13.0 4.4 15.6 -8.3 -1.6 12.0 -9.8 27.3 67.8 -17.2 32.0 32.0
40 Total liabilities 3.5 0.6 3.6 16.6 11.2 9.6 13.6 9.3 10.7 2.5 1.9 -0.7 0.7 2.8 11.0

Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments. For information on how the data were constructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent changes for other series shown on the release are available for customizable download through the Federal Reserve Board’s Data Download Program (DDP). Footnotes appear on the last page of the release.

Table 2. Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2021
Jul
2022
Jan
2022
Feb
2022
Mar
2022
Apr
2022
May
2022
Jun
2022
Jul
Week ending
Jul 20 Jul 27 Aug 03 Aug 10
Assets
1 Bank credit 15,680.7 16,552.9 16,652.5 16,781.3 16,889.2 16,987.8 17,129.3 17,251.6 17,253.8 17,297.8 17,283.7 17,325.3
2 Securities in bank credit 2 5,306.9 5,766.6 5,810.9 5,818.0 5,817.3 5,802.2 5,786.4 5,780.8 5,768.8 5,790.7 5,770.9 5,778.0
3 Treasury and agency securities 3 4,254.8 4,638.4 4,681.4 4,672.9 4,668.6 4,658.3 4,644.7 4,640.9 4,628.9 4,647.7 4,629.9 4,633.0
4 Mortgage-backed securities (MBS) 4 2,838.4 2,961.6 2,977.7 2,957.3 2,934.3 2,909.6 2,894.3 2,892.3 2,885.1 2,898.3 2,892.9 2,900.3
5 Non-MBS 5 1,416.4 1,676.8 1,703.7 1,715.6 1,734.3 1,748.7 1,750.4 1,748.6 1,743.8 1,749.4 1,737.0 1,732.7
6 Other securities 1,052.1 1,128.2 1,129.5 1,145.1 1,148.7 1,143.9 1,141.7 1,140.0 1,139.9 1,143.0 1,141.0 1,145.0
7 Mortgage-backed securities (MBS) 6 88.9 118.4 118.9 120.7 122.4 123.0 120.2 120.6 120.4 121.2 120.8 120.5
8 Non-MBS 7 963.2 1,009.8 1,010.6 1,024.4 1,026.2 1,020.9 1,021.5 1,019.4 1,019.5 1,021.8 1,020.2 1,024.5
9 Loans and leases in bank credit 8 10,373.8 10,786.3 10,841.7 10,963.3 11,071.9 11,185.6 11,342.9 11,470.7 11,484.9 11,507.1 11,512.8 11,547.3
10 Commercial and industrial loans 2,447.8 2,487.4 2,491.9 2,533.5 2,560.4 2,596.3 2,662.3 2,704.0 2,703.3 2,711.5 2,724.0 2,728.8
11 Real estate loans 4,660.1 4,816.8 4,842.1 4,871.0 4,914.1 4,955.9 5,000.1 5,046.2 5,056.7 5,060.6 5,069.7 5,082.5
12 Residential real estate loans 2,206.2 2,269.3 2,279.1 2,290.8 2,310.6 2,335.9 2,356.9 2,372.3 2,380.4 2,378.4 2,375.1 2,376.6
13 Revolving home equity loans 258.1 248.6 247.8 247.1 246.7 247.0 247.6 248.1 248.1 248.8 247.3 248.0
14 Closed-end residential loans 9 1,948.2 2,020.7 2,031.3 2,043.7 2,064.0 2,088.9 2,109.3 2,124.3 2,132.2 2,129.6 2,127.8 2,128.6
15 Commercial real estate loans 2,453.9 2,547.5 2,563.0 2,580.2 2,603.5 2,620.0 2,643.3 2,673.9 2,676.3 2,682.2 2,694.6 2,705.9
16 Construction and land development loans 10 380.4 392.4 394.9 397.0 399.8 403.0 407.7 412.6 413.0 414.1 415.8 416.8
17 Secured by farmland 11 100.6 103.8 104.2 104.5 104.8 105.4 106.1 106.7 106.7 106.9 106.9 107.0
18 Secured by multifamily properties 12 429.1 452.2 455.3 460.1 466.7 471.7 480.7 490.9 491.5 493.8 496.6 500.3
19 Secured by nonfarm nonresidential properties 13 1,543.7 1,599.1 1,608.5 1,618.6 1,632.2 1,639.9 1,648.8 1,663.7 1,665.1 1,667.4 1,675.4 1,681.8
20 Consumer loans 1,581.0 1,666.2 1,682.7 1,707.3 1,727.3 1,740.7 1,761.8 1,778.0 1,778.9 1,781.4 1,782.9 1,784.8
21 Credit cards and other revolving plans 763.0 810.4 819.3 835.5 851.2 860.8 876.8 892.1 893.2 895.6 896.4 899.0
22 Other consumer loans 818.0 855.8 863.4 871.8 876.1 879.9 885.0 885.9 885.7 885.8 886.5 885.8
23 Automobile loans 14 494.2 510.7 514.4 517.8 518.6 519.3 519.7 518.8 518.6 518.3 518.2 517.9
24 All other consumer loans 15 , 16 323.9 345.2 349.0 354.0 357.6 360.6 365.3 367.1 367.1 367.6 368.3 367.9
25 All other loans and leases 1,685.0 1,815.9 1,824.9 1,851.4 1,870.1 1,892.7 1,918.7 1,942.5 1,946.0 1,953.6 1,936.2 1,951.2
26 Loans to nondepository financial institutions 17 737.1 816.6 820.6 831.6 831.1 840.9 852.4 859.7 862.1 866.1 855.6 864.0
27 All loans not elsewhere classified 18 , 19 947.9 999.3 1,004.3 1,019.8 1,039.0 1,051.8 1,066.2 1,082.8 1,083.8 1,087.5 1,080.6 1,087.3
28 LESS: Allowance for loan and lease losses 20 177.4 162.4 161.8 161.1 158.3 157.3 157.0 160.4 160.6 161.1 160.6 160.0
29 Cash assets 21 3,987.9 3,853.7 3,732.9 3,687.4 3,526.7 3,362.5 3,317.9 3,408.7 3,385.6 3,389.3 3,454.6 3,428.7
30 Total federal funds sold and reverse RPs 22 600.4 598.9 604.5 606.0 611.6 614.4 601.7 593.7 585.2 572.4 571.2 571.1
31 Loans to commercial banks 23 6.2 10.9 6.4 7.0 7.8 9.4 9.2 9.1 9.5 9.1 7.9 7.7
32 Other assets including trading assets 24 1,653.9 1,720.2 1,725.4 1,764.4 1,832.0 1,848.3 1,829.2 1,833.4 1,845.2 1,818.2 1,809.2 1,810.3
33 Total assets 21,751.7 22,574.1 22,559.9 22,685.0 22,709.0 22,665.1 22,730.4 22,936.1 22,918.8 22,925.7 22,966.0 22,983.2
 
Liabilities
34 Deposits 17,235.4 18,002.2 18,063.0 18,108.3 18,134.9 18,118.2 18,082.9 18,071.4 18,078.2 18,148.1 18,040.6 18,077.6
35 Large time deposits 1,409.9 1,409.7 1,415.0 1,412.0 1,444.7 1,450.5 1,471.2 1,494.5 1,507.3 1,490.6 1,516.0 1,525.0
36 Other deposits 15,825.6 16,592.5 16,648.0 16,696.3 16,690.2 16,667.7 16,611.7 16,576.9 16,570.9 16,657.5 16,524.6 16,552.6
37 Borrowings 1,662.5 1,647.3 1,628.1 1,632.7 1,602.7 1,616.8 1,648.0 1,684.2 1,675.9 1,662.5 1,676.4 1,673.7
38 Net due to related foreign offices -39.7 73.0 52.5 102.7 55.7 81.0 114.0 258.5 256.9 208.6 326.4 336.3
39 Other liabilities including trading liabilities 25 670.5 686.7 662.7 687.0 725.8 715.4 734.5 754.1 757.1 750.1 728.4 724.7
40 Total liabilities 19,528.6 20,409.2 20,406.4 20,530.6 20,519.2 20,531.4 20,579.5 20,768.2 20,768.0 20,769.2 20,771.7 20,812.3
41 Residual (Assets LESS Liabilities) 26 2,223.1 2,165.0 2,153.6 2,154.4 2,189.8 2,133.7 2,150.9 2,167.9 2,150.8 2,156.5 2,194.3 2,170.9

Footnotes appear on the last page.

Table 3. Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2021
Jul
2022
Jan
2022
Feb
2022
Mar
2022
Apr
2022
May
2022
Jun
2022
Jul
Week ending
Jul 20 Jul 27 Aug 03 Aug 10
Assets
1 Bank credit 15,646.9 16,581.7 16,633.1 16,760.0 16,893.6 16,988.6 17,123.8 17,209.0 17,187.7 17,231.5 17,271.3 17,279.0
2 Securities in bank credit 2 5,265.8 5,791.7 5,817.2 5,823.3 5,819.9 5,783.4 5,747.4 5,732.4 5,719.4 5,731.8 5,739.6 5,733.5
3 Treasury and agency securities 3 4,217.2 4,669.5 4,695.2 4,681.1 4,664.1 4,639.5 4,606.6 4,596.4 4,584.0 4,594.7 4,601.4 4,592.1
4 Mortgage-backed securities (MBS) 4 2,819.8 2,971.1 2,984.5 2,971.3 2,942.9 2,908.9 2,879.1 2,870.5 2,863.5 2,871.1 2,885.3 2,872.1
5 Non-MBS 5 1,397.5 1,698.4 1,710.7 1,709.8 1,721.2 1,730.6 1,727.5 1,725.9 1,720.4 1,723.7 1,716.1 1,720.0
6 Other securities 1,048.6 1,122.1 1,121.9 1,142.1 1,155.7 1,143.9 1,140.8 1,135.9 1,135.4 1,137.1 1,138.2 1,141.4
7 Mortgage-backed securities (MBS) 6 89.4 117.0 118.8 121.1 123.2 124.0 121.4 121.0 120.7 121.0 121.2 121.0
8 Non-MBS 7 959.1 1,005.1 1,003.1 1,021.1 1,032.5 1,019.8 1,019.4 1,014.9 1,014.7 1,016.1 1,017.0 1,020.4
9 Loans and leases in bank credit 8 10,381.1 10,790.1 10,815.9 10,936.7 11,073.7 11,205.2 11,376.4 11,476.7 11,468.3 11,499.7 11,531.8 11,545.5
10 Commercial and industrial loans 2,453.1 2,472.7 2,493.9 2,550.4 2,593.9 2,631.7 2,687.9 2,707.7 2,704.5 2,708.1 2,721.4 2,717.5
11 Real estate loans 4,668.8 4,810.8 4,824.0 4,852.2 4,904.1 4,954.2 5,008.1 5,056.1 5,057.7 5,069.5 5,086.8 5,105.4
12 Residential real estate loans 2,212.7 2,267.0 2,267.6 2,277.4 2,298.2 2,327.5 2,356.5 2,379.2 2,379.0 2,383.7 2,389.8 2,398.8
13 Revolving home equity loans 258.6 248.0 246.8 246.2 246.5 248.0 249.1 248.9 249.0 249.6 247.7 248.2
14 Closed-end residential loans 9 1,954.1 2,019.0 2,020.8 2,031.2 2,051.6 2,079.5 2,107.4 2,130.3 2,130.0 2,134.1 2,142.1 2,150.6
15 Commercial real estate loans 2,456.1 2,543.8 2,556.3 2,574.8 2,605.9 2,626.7 2,651.6 2,676.9 2,678.7 2,685.8 2,696.9 2,706.5
16 Construction and land development loans 10 381.0 388.2 392.2 394.7 399.7 405.0 410.8 413.2 413.7 415.4 416.4 418.2
17 Secured by farmland 11 100.9 103.7 103.8 104.0 104.5 105.3 106.1 107.0 107.0 107.3 107.3 107.4
18 Secured by multifamily properties 12 430.1 451.5 453.8 459.2 467.6 472.9 481.7 492.3 493.0 494.7 497.3 500.2
19 Secured by nonfarm nonresidential properties 13 1,544.1 1,600.4 1,606.5 1,616.9 1,634.1 1,643.4 1,653.0 1,664.4 1,664.9 1,668.4 1,676.0 1,680.8
20 Consumer loans 1,578.1 1,680.6 1,680.0 1,687.6 1,712.2 1,729.9 1,757.8 1,775.3 1,772.0 1,783.3 1,783.0 1,782.7
21 Credit cards and other revolving plans 761.0 823.3 817.1 818.6 838.9 853.6 875.6 890.4 887.2 898.2 897.2 897.4
22 Other consumer loans 817.2 857.3 862.9 869.0 873.3 876.2 882.2 884.9 884.8 885.1 885.8 885.2
23 Automobile loans 14 494.5 511.0 513.0 515.3 517.0 517.6 518.7 519.2 519.0 519.2 519.4 519.3
24 All other consumer loans 15 , 16 322.7 346.3 349.9 353.7 356.3 358.6 363.4 365.7 365.8 365.9 366.4 366.0
25 All other loans and leases 1,681.0 1,826.0 1,818.0 1,846.5 1,863.6 1,889.5 1,922.6 1,937.5 1,934.2 1,938.8 1,940.5 1,939.9
26 Loans to nondepository financial institutions 17 735.7 821.9 816.8 826.9 824.9 834.5 849.4 857.3 854.5 857.4 859.1 855.9
27 All loans not elsewhere classified 18 , 19 945.3 1,004.1 1,001.2 1,019.6 1,038.7 1,055.0 1,073.1 1,080.3 1,079.7 1,081.4 1,081.4 1,084.0
28 LESS: Allowance for loan and lease losses 20 177.3 161.1 161.6 161.1 156.9 157.0 157.5 160.2 160.2 160.2 160.6 160.8
29 Cash assets 21 3,902.7 3,829.2 3,760.8 3,810.3 3,533.5 3,344.2 3,224.3 3,323.8 3,278.5 3,329.6 3,394.5 3,434.1
30 Total federal funds sold and reverse RPs 22 577.0 621.2 604.1 596.6 579.8 585.7 582.6 571.0 565.2 546.4 566.1 566.0
31 Loans to commercial banks 23 6.1 11.0 6.4 6.9 7.8 9.3 9.3 9.1 9.6 9.1 8.1 7.7
32 Other assets including trading assets 24 1,653.9 1,717.1 1,748.1 1,778.0 1,830.3 1,840.5 1,838.8 1,832.9 1,844.6 1,815.0 1,801.7 1,830.6
33 Total assets 21,609.3 22,599.1 22,590.8 22,790.7 22,688.1 22,611.3 22,621.2 22,785.6 22,725.4 22,771.3 22,881.1 22,956.6
 
Liabilities
34 Deposits 17,170.9 18,010.4 18,038.5 18,207.6 18,189.3 18,030.9 18,007.9 17,991.6 17,940.8 17,990.4 17,998.6 18,027.0
35 Large time deposits 1,411.4 1,412.1 1,427.1 1,413.2 1,464.7 1,470.5 1,482.8 1,496.2 1,508.3 1,490.8 1,513.7 1,526.0
36 Other deposits 15,759.5 16,598.2 16,611.4 16,794.4 16,724.6 16,560.4 16,525.1 16,495.4 16,432.4 16,499.6 16,485.0 16,501.0
37 Borrowings 1,655.0 1,654.6 1,644.0 1,617.4 1,594.5 1,649.3 1,650.5 1,675.5 1,674.7 1,665.6 1,672.5 1,684.6
38 Net due to related foreign offices -58.1 59.9 40.5 88.1 32.4 79.0 98.3 233.8 242.1 216.8 313.4 332.5
39 Other liabilities including trading liabilities 25 658.3 677.8 672.4 694.9 719.0 715.1 732.5 740.7 730.7 746.1 723.1 746.2
40 Total liabilities 19,426.0 20,402.7 20,395.3 20,608.0 20,535.2 20,474.3 20,489.2 20,641.7 20,588.2 20,618.9 20,707.6 20,790.4
41 Residual (Assets LESS Liabilities) 26 2,183.3 2,196.4 2,195.5 2,182.7 2,152.9 2,137.0 2,132.1 2,143.9 2,137.2 2,152.4 2,173.5 2,166.2

Footnotes appear on the last page.

Table 4. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2021
Jul
2022
Jan
2022
Feb
2022
Mar
2022
Apr
2022
May
2022
Jun
2022
Jul
Week ending
Jul 20 Jul 27 Aug 03 Aug 10
Assets
1 Bank credit 14,658.7 15,456.7 15,556.6 15,656.6 15,749.0 15,833.2 15,944.5 16,040.3 16,043.9 16,084.4 16,075.7 16,116.2
2 Securities in bank credit 2 5,067.2 5,528.8 5,576.0 5,583.0 5,580.7 5,567.0 5,547.0 5,532.6 5,519.8 5,541.0 5,526.2 5,532.9
3 Treasury and agency securities 3 4,113.2 4,496.2 4,542.1 4,533.9 4,528.0 4,520.6 4,503.2 4,488.3 4,475.2 4,494.5 4,480.4 4,484.5
4 Mortgage-backed securities (MBS) 4 2,790.4 2,919.3 2,938.3 2,920.7 2,900.0 2,875.5 2,857.8 2,854.3 2,848.4 2,861.0 2,856.2 2,864.4
5 Non-MBS 5 1,322.8 1,576.9 1,603.8 1,613.2 1,628.0 1,645.1 1,645.4 1,634.1 1,626.7 1,633.6 1,624.1 1,620.1
6 Other securities 954.0 1,032.6 1,033.9 1,049.1 1,052.6 1,046.4 1,043.8 1,044.3 1,044.6 1,046.5 1,045.8 1,048.4
7 Mortgage-backed securities (MBS) 6 87.0 116.2 116.9 118.7 120.4 121.0 118.2 118.8 118.6 119.4 119.0 118.6
8 Non-MBS 7 866.9 916.3 917.1 930.4 932.2 925.4 925.6 925.5 926.0 927.1 926.9 929.8
9 Loans and leases in bank credit 8 9,591.5 9,927.9 9,980.6 10,073.6 10,168.3 10,266.2 10,397.4 10,507.7 10,524.1 10,543.3 10,549.5 10,583.3
10 Commercial and industrial loans 2,062.6 2,076.2 2,080.4 2,109.2 2,130.3 2,154.5 2,202.4 2,241.7 2,242.5 2,251.8 2,262.5 2,267.2
11 Real estate loans 4,579.5 4,727.2 4,751.2 4,779.6 4,819.3 4,861.1 4,904.2 4,947.5 4,957.7 4,961.3 4,968.1 4,981.1
12 Residential real estate loans 2,205.3 2,268.5 2,278.2 2,289.9 2,309.6 2,334.8 2,355.8 2,371.5 2,379.5 2,377.5 2,374.3 2,375.7
13 Revolving home equity loans 258.0 248.8 247.8 247.1 246.6 246.8 247.5 248.0 248.1 248.8 247.3 248.0
14 Closed-end residential loans 9 1,947.2 2,019.7 2,030.4 2,042.8 2,063.0 2,088.0 2,108.4 2,123.4 2,131.4 2,128.8 2,127.0 2,127.7
15 Commercial real estate loans 2,374.3 2,458.7 2,473.0 2,489.7 2,509.6 2,526.3 2,548.4 2,576.0 2,578.2 2,583.7 2,593.8 2,605.4
16 Construction and land development loans 10 369.0 381.6 384.1 386.4 389.0 392.1 397.0 401.2 401.6 402.3 403.6 404.8
17 Secured by farmland 11 100.6 103.7 104.0 104.3 104.6 105.3 105.9 106.6 106.6 106.7 106.8 106.9
18 Secured by multifamily properties 12 417.1 438.4 441.8 446.7 452.8 457.6 466.0 475.4 476.0 478.3 480.6 484.3
19 Secured by nonfarm nonresidential properties 13 1,487.6 1,535.0 1,543.1 1,552.3 1,563.2 1,571.3 1,579.4 1,592.7 1,593.9 1,596.4 1,602.8 1,609.4
20 Consumer loans 1,575.2 1,660.1 1,676.6 1,701.3 1,727.0 1,740.7 1,761.5 1,778.0 1,778.9 1,781.4 1,782.9 1,784.9
21 Credit cards and other revolving plans 763.0 810.4 819.3 835.5 851.2 860.8 876.8 892.1 893.2 895.6 896.4 899.0
22 Other consumer loans 812.2 849.7 857.2 865.8 875.8 879.8 884.7 885.9 885.7 885.8 886.6 885.9
23 Automobile loans 14 494.2 510.7 514.4 517.8 518.6 519.3 519.7 518.8 518.6 518.3 518.2 517.9
24 All other consumer loans 15 318.0 339.1 342.9 348.0 357.2 360.5 365.0 367.1 367.1 367.6 368.3 368.0
25 All other loans and leases 1,374.2 1,464.4 1,472.4 1,483.5 1,491.8 1,510.0 1,529.3 1,540.6 1,545.0 1,548.8 1,536.0 1,550.1
26 Loans to nondepository financial institutions 17 597.8 659.9 663.1 668.0 668.0 678.8 689.4 692.7 695.3 697.8 690.0 700.6
27 All loans not elsewhere classified 18 776.5 804.5 809.2 815.5 823.7 831.1 839.9 847.8 849.7 851.0 846.0 849.5
28 LESS: Allowance for loan and lease losses 176.1 161.0 160.6 159.9 158.1 157.1 157.1 160.5 160.6 161.0 160.5 160.0
29 Cash assets 21 2,851.7 2,638.7 2,536.3 2,441.2 2,288.0 2,150.1 2,134.3 2,120.2 2,107.6 2,153.1 2,082.8 2,043.1
30 Total federal funds sold and reverse RPs 22 283.6 311.3 308.9 301.4 305.0 293.5 281.0 295.7 288.9 289.3 276.1 277.4
31 Loans to commercial banks 23 5.5 10.2 5.4 5.9 7.0 8.3 8.1 8.1 8.2 8.1 7.3 7.5
32 Other assets including trading assets 24 1,521.0 1,590.0 1,600.2 1,623.3 1,679.0 1,708.2 1,685.9 1,676.1 1,692.3 1,658.0 1,654.6 1,656.9
33 Total assets 19,144.4 19,845.8 19,846.8 19,868.5 19,870.0 19,836.1 19,896.6 19,979.9 19,980.2 20,031.7 19,936.0 19,941.1
 
Liabilities
34 Deposits 15,982.0 16,748.7 16,798.3 16,862.5 16,839.5 16,828.9 16,789.5 16,767.5 16,775.8 16,840.0 16,723.0 16,748.6
35 Large time deposits 681.5 667.3 660.4 662.5 662.4 668.2 686.1 695.6 695.2 699.3 705.7 713.3
36 Other deposits 15,300.4 16,081.4 16,137.9 16,200.0 16,177.1 16,160.7 16,103.4 16,071.9 16,080.6 16,140.6 16,017.3 16,035.3
37 Borrowings 658.4 624.0 615.8 604.4 609.5 657.1 719.7 775.3 779.9 782.5 781.2 778.9
38 Net due to related foreign offices -273.6 -292.3 -294.6 -301.6 -331.4 -337.4 -320.6 -315.1 -316.8 -329.7 -339.0 -333.8
39 Other liabilities including trading liabilities 25 559.4 563.2 549.2 562.7 594.3 589.6 589.1 599.9 606.2 594.5 578.5 574.3
40 Total liabilities 16,926.2 17,643.6 17,668.7 17,728.0 17,711.9 17,738.2 17,777.7 17,827.6 17,845.1 17,887.3 17,743.7 17,768.0
41 Residual (Assets LESS Liabilities) 26 2,218.2 2,202.3 2,178.1 2,140.5 2,158.1 2,097.9 2,118.9 2,152.3 2,135.2 2,144.4 2,192.3 2,173.2

Footnotes appear on the last page.

Table 5. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2021
Jul
2022
Jan
2022
Feb
2022
Mar
2022
Apr
2022
May
2022
Jun
2022
Jul
Week ending
Jul 20 Jul 27 Aug 03 Aug 10
Assets
1 Bank credit 14,627.8 15,478.2 15,524.1 15,628.4 15,752.0 15,834.4 15,940.6 16,001.7 15,982.3 16,023.1 16,063.8 16,072.1
2 Securities in bank credit 2 5,025.1 5,554.5 5,577.3 5,587.3 5,586.5 5,547.5 5,507.7 5,482.5 5,468.7 5,480.2 5,491.4 5,484.6
3 Treasury and agency securities 3 4,074.9 4,528.0 4,550.3 4,540.5 4,526.9 4,500.1 4,463.8 4,442.8 4,429.4 4,439.3 4,448.7 4,438.7
4 Mortgage-backed securities (MBS) 4 2,771.7 2,928.7 2,946.2 2,935.8 2,908.7 2,873.8 2,841.7 2,832.3 2,826.8 2,833.0 2,847.3 2,835.0
5 Non-MBS 5 1,303.2 1,599.2 1,604.1 1,604.7 1,618.2 1,626.4 1,622.0 1,610.4 1,602.6 1,606.2 1,601.3 1,603.7
6 Other securities 950.2 1,026.6 1,027.0 1,046.7 1,059.7 1,047.3 1,043.9 1,039.8 1,039.3 1,040.9 1,042.7 1,046.0
7 Mortgage-backed securities (MBS) 6 87.5 114.9 116.8 119.0 121.2 122.1 119.5 119.2 118.8 119.1 119.3 119.1
8 Non-MBS 7 862.7 911.6 910.2 927.7 938.5 925.2 924.4 920.6 920.5 921.8 923.4 926.8
9 Loans and leases in bank credit 8 9,602.7 9,923.7 9,946.8 10,041.1 10,165.4 10,287.0 10,432.9 10,519.2 10,513.6 10,542.9 10,572.4 10,587.5
10 Commercial and industrial loans 2,069.1 2,058.2 2,077.6 2,121.6 2,159.1 2,190.8 2,229.9 2,246.9 2,244.4 2,249.9 2,261.7 2,259.6
11 Real estate loans 4,588.4 4,720.0 4,732.2 4,759.8 4,809.0 4,858.9 4,911.1 4,957.6 4,958.8 4,970.4 4,986.1 5,005.0
12 Residential real estate loans 2,211.8 2,266.0 2,266.6 2,276.4 2,297.2 2,326.6 2,355.6 2,378.4 2,378.2 2,382.9 2,389.0 2,398.0
13 Revolving home equity loans 258.6 248.0 246.8 246.2 246.5 248.0 249.1 248.9 249.0 249.6 247.7 248.2
14 Closed-end residential loans 9 1,953.1 2,018.0 2,019.8 2,030.2 2,050.6 2,078.6 2,106.5 2,129.4 2,129.2 2,133.3 2,141.3 2,149.8
15 Commercial real estate loans 2,376.6 2,454.0 2,465.5 2,483.4 2,511.8 2,532.3 2,555.5 2,579.2 2,580.6 2,587.6 2,597.1 2,607.0
16 Construction and land development loans 10 369.4 377.3 381.4 383.9 389.0 394.2 399.7 401.7 402.2 403.6 404.1 406.2
17 Secured by farmland 11 100.8 103.6 103.7 103.9 104.4 105.2 106.0 106.8 106.9 107.1 107.1 107.2
18 Secured by multifamily properties 12 418.3 437.6 440.0 445.4 453.5 458.7 466.9 477.1 477.8 479.6 482.0 484.8
19 Secured by nonfarm nonresidential properties 13 1,488.1 1,535.5 1,540.5 1,550.2 1,564.9 1,574.2 1,582.9 1,593.6 1,593.8 1,597.3 1,604.0 1,608.8
20 Consumer loans 1,572.3 1,674.4 1,673.8 1,681.6 1,712.2 1,729.9 1,757.8 1,775.3 1,772.0 1,783.3 1,783.0 1,782.7
21 Credit cards and other revolving plans 761.0 823.3 817.1 818.6 838.9 853.6 875.6 890.4 887.2 898.2 897.2 897.4
22 Other consumer loans 811.3 851.1 856.8 863.0 873.3 876.2 882.2 884.9 884.8 885.1 885.8 885.2
23 Automobile loans 14 494.5 511.0 513.0 515.3 517.0 517.6 518.7 519.2 519.0 519.2 519.4 519.3
24 All other consumer loans 15 316.8 340.1 343.8 347.7 356.3 358.6 363.4 365.7 365.8 365.9 366.4 366.0
25 All other loans and leases 1,372.9 1,471.1 1,463.2 1,478.1 1,485.2 1,507.4 1,534.1 1,539.4 1,538.3 1,539.2 1,541.6 1,540.1
26 Loans to nondepository financial institutions 17 598.6 663.3 658.5 664.7 663.8 674.9 689.0 693.5 691.5 692.7 694.8 693.2
27 All loans not elsewhere classified 18 774.3 807.9 804.7 813.5 821.4 832.6 845.1 846.0 846.8 846.6 846.8 846.9
28 LESS: Allowance for loan and lease losses 176.0 159.8 160.4 159.9 156.9 157.0 157.5 160.2 160.2 160.2 160.6 160.8
29 Cash assets 21 2,763.0 2,615.3 2,535.6 2,564.6 2,297.2 2,104.1 2,059.4 2,045.8 2,007.8 2,065.0 2,028.0 2,034.8
30 Total federal funds sold and reverse RPs 22 274.7 314.0 302.5 302.0 294.1 279.0 280.7 286.2 276.6 273.5 276.6 271.9
31 Loans to commercial banks 23 5.4 10.3 5.4 5.8 7.0 8.3 8.2 8.0 8.2 8.0 7.5 7.4
32 Other assets including trading assets 24 1,525.7 1,589.5 1,621.2 1,635.5 1,679.5 1,697.2 1,692.7 1,680.5 1,699.6 1,653.4 1,655.2 1,672.4
33 Total assets 19,020.5 19,847.7 19,828.3 19,976.5 19,872.9 19,766.1 19,824.0 19,862.0 19,814.2 19,862.7 19,870.5 19,897.8
 
Liabilities
34 Deposits 15,922.7 16,756.3 16,757.0 16,960.3 16,888.2 16,723.7 16,722.5 16,693.6 16,644.4 16,678.5 16,678.2 16,690.6
35 Large time deposits 682.7 669.6 663.3 667.6 668.2 670.4 688.4 698.1 698.1 700.5 706.9 712.4
36 Other deposits 15,240.0 16,086.7 16,093.7 16,292.6 16,220.0 16,053.3 16,034.1 15,995.4 15,946.3 15,978.0 15,971.3 15,978.2
37 Borrowings 648.0 628.9 625.2 603.4 616.4 674.4 719.9 761.3 765.1 768.6 764.7 769.3
38 Net due to related foreign offices -279.2 -292.2 -304.2 -335.2 -365.3 -346.9 -332.7 -324.0 -317.6 -319.0 -323.5 -314.8
39 Other liabilities including trading liabilities 25 550.4 563.4 559.2 569.6 584.4 580.9 585.2 590.1 588.1 585.2 580.6 589.4
40 Total liabilities 16,841.9 17,656.4 17,637.2 17,798.1 17,723.7 17,632.2 17,694.9 17,721.0 17,680.0 17,713.4 17,700.0 17,734.5
41 Residual (Assets LESS Liabilities) 26 2,178.6 2,191.3 2,191.2 2,178.4 2,149.2 2,133.9 2,129.1 2,141.0 2,134.2 2,149.3 2,170.4 2,163.3

Footnotes appear on the last page.

Table 6. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2021
Jul
2022
Jan
2022
Feb
2022
Mar
2022
Apr
2022
May
2022
Jun
2022
Jul
Week ending
Jul 20 Jul 27 Aug 03 Aug 10
Assets
1 Bank credit 9,426.2 9,961.8 10,009.8 10,061.6 10,119.2 10,161.0 10,195.1 10,241.7 10,243.4 10,264.5 10,243.4 10,262.0
2 Securities in bank credit 2 3,811.6 4,126.0 4,146.7 4,135.4 4,140.5 4,121.8 4,079.1 4,070.3 4,060.5 4,075.0 4,052.2 4,053.9
3 Treasury and agency securities 3 3,237.2 3,516.6 3,539.0 3,513.1 3,505.7 3,495.5 3,456.2 3,449.8 3,439.9 3,453.5 3,432.4 3,433.5
4 Mortgage-backed securities (MBS) 4 2,123.6 2,180.7 2,190.5 2,178.5 2,163.3 2,144.6 2,122.0 2,122.6 2,118.7 2,127.2 2,118.8 2,124.7
5 Non-MBS 5 1,113.7 1,335.9 1,348.6 1,334.7 1,342.4 1,350.8 1,334.2 1,327.3 1,321.2 1,326.3 1,313.6 1,308.8
6 Other securities 574.4 609.5 607.7 622.2 634.8 626.3 622.9 620.5 620.7 621.5 619.8 620.5
7 Mortgage-backed securities (MBS) 6 56.3 75.8 75.6 75.5 75.9 76.0 73.1 73.7 73.6 74.1 73.7 73.2
8 Non-MBS 7 518.1 533.6 532.1 546.7 559.0 550.3 549.8 546.8 547.0 547.4 546.1 547.2
9 Loans and leases in bank credit 8 5,614.6 5,835.7 5,863.0 5,926.2 5,978.7 6,039.3 6,116.0 6,171.4 6,182.9 6,189.5 6,191.2 6,208.0
10 Commercial and industrial loans 1,249.7 1,302.4 1,308.1 1,335.2 1,353.1 1,376.8 1,415.5 1,441.6 1,443.7 1,447.0 1,454.8 1,458.8
11 Real estate loans 2,227.2 2,263.7 2,267.3 2,277.3 2,294.9 2,307.8 2,317.2 2,325.9 2,331.4 2,330.6 2,331.8 2,332.4
12 Residential real estate loans 1,434.0 1,463.6 1,465.0 1,471.0 1,481.8 1,493.8 1,503.9 1,507.3 1,512.4 1,509.8 1,506.6 1,502.8
13 Revolving home equity loans 168.4 158.3 157.1 156.0 154.9 154.2 154.0 154.3 154.2 154.4 154.5 154.6
14 Closed-end residential loans 9 1,265.6 1,305.3 1,307.9 1,315.0 1,326.9 1,339.6 1,349.9 1,353.0 1,358.1 1,355.4 1,352.0 1,348.3
15 Commercial real estate loans 793.2 800.1 802.3 806.3 813.1 814.0 813.4 818.6 819.0 820.8 825.2 829.6
16 Construction and land development loans 10 124.2 118.3 118.5 118.0 118.4 117.9 117.4 117.1 117.3 117.1 117.2 117.2
17 Secured by farmland 11 6.8 6.9 6.9 6.8 6.7 6.6 6.6 6.6 6.6 6.6 6.6 6.6
18 Secured by multifamily properties 12 184.3 193.9 195.0 197.4 201.3 202.9 206.0 210.1 210.1 211.2 212.8 214.0
19 Secured by nonfarm nonresidential properties 13 478.0 481.0 481.9 484.2 486.7 486.6 483.4 484.7 485.0 485.9 488.6 491.8
20 Consumer loans 1,068.6 1,122.2 1,133.3 1,147.6 1,160.3 1,166.2 1,177.3 1,185.3 1,185.7 1,186.6 1,186.9 1,188.0
21 Credit cards and other revolving plans 485.0 513.9 519.7 528.5 537.4 540.8 549.8 558.4 559.0 560.1 560.4 562.3
22 Other consumer loans 583.7 608.3 613.5 619.1 623.0 625.4 627.5 626.9 626.7 626.5 626.5 625.7
23 Automobile loans 14 425.2 440.0 443.4 446.2 446.7 446.9 446.5 445.1 444.8 444.5 444.3 443.6
24 All other consumer loans 15 158.5 168.3 170.1 172.9 176.3 178.5 180.9 181.8 181.9 181.9 182.2 182.0
25 All other loans and leases 1,069.0 1,147.5 1,154.4 1,166.1 1,170.4 1,188.5 1,206.0 1,218.6 1,222.1 1,225.2 1,217.7 1,228.8
26 Loans to nondepository financial institutions 17 500.8 557.5 560.1 565.6 563.6 574.4 584.5 591.1 592.7 595.6 592.6 600.3
27 All loans not elsewhere classified 18 568.2 590.0 594.3 600.4 606.8 614.1 621.4 627.6 629.4 629.7 625.2 628.5
28 LESS: Allowance for loan and lease losses 102.5 92.8 92.3 91.9 91.3 90.6 90.6 93.1 93.1 93.2 93.1 92.8
29 Cash assets 21 1,978.7 1,785.3 1,718.5 1,665.8 1,547.0 1,458.7 1,476.3 1,514.5 1,497.6 1,554.8 1,495.4 1,457.7
30 Total federal funds sold and reverse RPs 22 234.9 252.0 251.1 243.9 247.9 237.9 231.1 246.6 239.4 241.0 229.7 232.9
31 Loans to commercial banks 23 4.2 9.1 4.2 4.7 5.7 6.6 6.4 6.5 6.5 6.5 6.3 6.4
32 Other assets including trading assets 24 1,133.2 1,184.5 1,192.7 1,210.5 1,253.9 1,271.4 1,248.1 1,239.0 1,249.0 1,232.4 1,225.8 1,234.4
33 Total assets 12,674.7 13,099.9 13,083.9 13,094.7 13,082.4 13,045.0 13,066.2 13,155.2 13,142.8 13,205.9 13,107.5 13,100.5
 
Liabilities
34 Deposits 10,631.3 11,119.4 11,145.1 11,193.3 11,157.9 11,126.7 11,078.8 11,062.3 11,063.6 11,128.7 11,019.4 11,040.7
35 Large time deposits 234.8 238.6 236.4 242.8 247.3 257.1 270.9 278.4 278.0 282.6 285.1 289.0
36 Other deposits 10,396.5 10,880.8 10,908.6 10,950.5 10,910.5 10,869.7 10,807.9 10,784.0 10,785.6 10,846.1 10,734.3 10,751.6
37 Borrowings 405.0 386.6 384.6 376.3 377.2 415.8 460.0 491.7 488.0 499.5 500.6 496.2
38 Net due to related foreign offices -308.4 -332.5 -334.8 -345.5 -369.7 -368.8 -351.7 -338.6 -341.1 -353.9 -365.8 -361.4
39 Other liabilities including trading liabilities 25 456.8 454.2 441.8 451.2 479.3 476.8 473.3 483.7 490.3 478.1 462.7 458.8
40 Total liabilities 11,184.7 11,627.6 11,636.6 11,675.4 11,644.7 11,650.4 11,660.3 11,699.1 11,700.8 11,752.4 11,616.9 11,634.3
41 Residual (Assets LESS Liabilities) 26 1,490.1 1,472.2 1,447.3 1,419.2 1,437.8 1,394.6 1,405.9 1,456.1 1,442.0 1,453.6 1,490.5 1,466.2

Footnotes appear on the last page.

Table 7. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2021
Jul
2022
Jan
2022
Feb
2022
Mar
2022
Apr
2022
May
2022
Jun
2022
Jul
Week ending
Jul 20 Jul 27 Aug 03 Aug 10
Assets
1 Bank credit 9,394.4 9,987.4 9,998.3 10,043.9 10,107.1 10,147.9 10,182.8 10,204.4 10,189.6 10,211.6 10,231.2 10,229.5
2 Securities in bank credit 2 3,779.7 4,144.9 4,143.9 4,132.2 4,129.2 4,098.8 4,052.7 4,033.4 4,022.2 4,031.5 4,031.5 4,021.3
3 Treasury and agency securities 3 3,206.3 3,541.0 3,541.6 3,512.6 3,491.1 3,470.0 3,430.1 3,414.3 3,403.0 3,411.7 3,412.0 3,401.8
4 Mortgage-backed securities (MBS) 4 2,108.9 2,186.3 2,196.0 2,184.8 2,165.5 2,141.3 2,110.2 2,106.2 2,102.4 2,108.8 2,114.5 2,101.7
5 Non-MBS 5 1,097.3 1,354.7 1,345.6 1,327.8 1,325.6 1,328.7 1,319.9 1,308.1 1,300.6 1,302.8 1,297.5 1,300.1
6 Other securities 573.4 603.9 602.3 619.6 638.2 628.9 622.6 619.1 619.2 619.8 619.4 619.5
7 Mortgage-backed securities (MBS) 6 56.5 74.9 75.2 75.6 76.3 76.7 74.1 73.9 73.6 73.8 73.8 73.5
8 Non-MBS 7 516.9 528.9 527.0 543.9 561.9 552.2 548.5 545.2 545.5 546.0 545.6 546.0
9 Loans and leases in bank credit 8 5,614.7 5,842.5 5,854.4 5,911.7 5,977.9 6,049.1 6,130.1 6,171.0 6,167.4 6,180.1 6,199.7 6,208.3
10 Commercial and industrial loans 1,249.1 1,289.9 1,310.0 1,348.5 1,375.6 1,400.8 1,429.7 1,440.4 1,439.9 1,441.2 1,450.6 1,449.9
11 Real estate loans 2,232.9 2,262.4 2,257.8 2,263.5 2,283.4 2,301.6 2,316.6 2,331.7 2,331.1 2,335.9 2,344.0 2,352.4
12 Residential real estate loans 1,438.8 1,465.0 1,459.4 1,460.1 1,469.8 1,486.2 1,501.3 1,511.9 1,511.1 1,513.5 1,517.5 1,522.4
13 Revolving home equity loans 169.0 157.7 156.5 155.5 154.7 154.9 155.0 155.0 155.0 155.1 155.0 155.0
14 Closed-end residential loans 9 1,269.8 1,307.3 1,302.9 1,304.6 1,315.1 1,331.2 1,346.3 1,357.0 1,356.1 1,358.3 1,362.6 1,367.5
15 Commercial real estate loans 794.1 797.3 798.5 803.5 813.7 815.5 815.3 819.7 820.0 822.5 826.5 829.9
16 Construction and land development loans 10 125.2 115.7 116.4 116.5 118.0 118.6 118.6 118.4 118.5 118.7 118.6 118.7
17 Secured by farmland 11 6.7 6.9 6.9 6.8 6.7 6.6 6.6 6.5 6.5 6.5 6.5 6.5
18 Secured by multifamily properties 12 184.4 193.4 194.0 196.4 201.1 203.0 205.9 210.3 210.5 211.2 212.7 213.6
19 Secured by nonfarm nonresidential properties 13 477.8 481.3 481.2 483.8 487.8 487.2 484.2 484.5 484.4 486.1 488.6 491.1
20 Consumer loans 1,067.9 1,130.7 1,130.1 1,132.1 1,150.6 1,160.8 1,176.5 1,184.8 1,182.3 1,188.2 1,188.5 1,188.8
21 Credit cards and other revolving plans 484.1 522.0 518.2 516.4 529.5 537.7 550.4 557.8 555.4 561.1 561.3 562.1
22 Other consumer loans 583.7 608.7 611.9 615.7 621.0 623.0 626.1 627.1 626.9 627.0 627.2 626.7
23 Automobile loans 14 425.3 440.6 442.4 444.2 445.2 444.9 445.2 445.3 445.0 445.2 445.2 444.8
24 All other consumer loans 15 158.4 168.1 169.4 171.5 175.9 178.2 180.8 181.8 181.9 181.9 182.0 181.9
25 All other loans and leases 1,064.8 1,159.5 1,156.6 1,167.6 1,168.3 1,185.9 1,207.3 1,214.1 1,214.2 1,214.8 1,216.5 1,217.1
26 Loans to nondepository financial institutions 17 499.5 563.8 561.1 565.1 562.2 571.8 583.1 589.8 589.1 590.3 592.3 592.8
27 All loans not elsewhere classified 18 565.2 595.7 595.5 602.5 606.1 614.1 624.2 624.3 625.1 624.5 624.2 624.4
28 LESS: Allowance for loan and lease losses 102.3 91.9 91.8 91.5 90.0 90.2 90.4 92.8 92.8 92.7 93.1 93.2
29 Cash assets 21 1,921.7 1,747.7 1,700.9 1,752.7 1,560.6 1,445.7 1,433.8 1,465.6 1,433.6 1,496.8 1,457.2 1,461.3
30 Total federal funds sold and reverse RPs 22 227.5 252.5 243.0 242.8 236.0 225.4 231.6 238.5 228.6 226.5 231.3 228.8
31 Loans to commercial banks 23 4.1 9.2 4.2 4.6 5.7 6.6 6.4 6.4 6.4 6.4 6.4 6.3
32 Other assets including trading assets 24 1,136.4 1,186.8 1,215.4 1,225.7 1,254.4 1,260.3 1,252.2 1,241.3 1,254.6 1,228.1 1,225.5 1,248.0
33 Total assets 12,581.7 13,091.7 13,069.9 13,178.1 13,073.8 12,995.7 13,016.4 13,063.5 13,020.1 13,076.5 13,058.6 13,080.8
 
Liabilities
34 Deposits 10,593.4 11,128.1 11,104.8 11,256.1 11,182.8 11,044.5 11,022.2 11,014.1 10,973.6 11,013.3 10,995.0 11,008.0
35 Large time deposits 235.1 239.4 238.3 246.2 251.9 260.0 272.6 279.6 279.6 282.3 285.5 287.5
36 Other deposits 10,358.3 10,888.7 10,866.4 11,009.9 10,930.9 10,784.5 10,749.6 10,734.5 10,694.0 10,731.0 10,709.5 10,720.5
37 Borrowings 394.0 389.0 393.9 379.1 380.4 424.0 455.3 477.6 475.3 485.4 482.2 483.8
38 Net due to related foreign offices -317.3 -335.5 -341.4 -376.4 -404.0 -379.0 -360.3 -350.3 -344.1 -347.6 -352.7 -342.3
39 Other liabilities including trading liabilities 25 448.3 456.2 451.2 462.0 473.4 469.3 470.8 474.8 473.9 469.8 464.3 471.9
40 Total liabilities 11,118.3 11,637.8 11,608.5 11,720.8 11,632.5 11,558.8 11,588.0 11,616.1 11,578.7 11,620.9 11,588.8 11,621.4
41 Residual (Assets LESS Liabilities) 26 1,463.4 1,453.9 1,461.4 1,457.3 1,441.3 1,437.0 1,428.3 1,447.4 1,441.5 1,455.6 1,469.8 1,459.4

Footnotes appear on the last page.

Table 8. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars.
Account 2021
Jul
2022
Jan
2022
Feb
2022
Mar
2022
Apr
2022
May
2022
Jun
2022
Jul
Week ending
Jul 20 Jul 27 Aug 03 Aug 10
Assets
1 Bank credit 5,232.5 5,494.9 5,546.9 5,595.0 5,629.8 5,672.2 5,749.4 5,798.6 5,800.5 5,819.9 5,832.3 5,854.2
2 Securities in bank credit 2 1,255.6 1,402.7 1,429.3 1,447.6 1,440.2 1,445.2 1,468.0 1,462.3 1,459.2 1,466.0 1,474.0 1,479.0
3 Treasury and agency securities 3 876.0 979.6 1,003.1 1,020.8 1,022.3 1,025.1 1,047.0 1,038.5 1,035.3 1,041.0 1,048.0 1,051.0
4 Mortgage-backed securities (MBS) 4 666.9 738.6 747.9 742.2 736.8 730.8 735.8 731.7 729.7 733.8 737.5 739.7
5 Non-MBS 5 209.1 241.0 255.2 278.6 285.6 294.3 311.2 306.8 305.6 307.2 310.5 311.3
6 Other securities 379.6 423.1 426.2 426.8 417.8 420.1 421.0 423.8 423.9 425.0 426.1 428.0
7 Mortgage-backed securities (MBS) 6 30.8 40.4 41.2 43.1 44.5 45.0 45.2 45.1 45.0 45.3 45.3 45.4
8 Non-MBS 7 348.8 382.7 385.0 383.7 373.3 375.1 375.8 378.7 379.0 379.7 380.8 382.6
9 Loans and leases in bank credit 8 3,976.9 4,092.2 4,117.6 4,147.3 4,189.6 4,226.9 4,281.4 4,336.3 4,341.3 4,353.9 4,358.3 4,375.3
10 Commercial and industrial loans 812.9 773.8 772.3 773.9 777.2 777.7 786.9 800.0 798.7 804.8 807.7 808.5
11 Real estate loans 2,352.3 2,463.6 2,484.0 2,502.3 2,524.4 2,553.3 2,587.0 2,621.6 2,626.3 2,630.7 2,636.3 2,648.7
12 Residential real estate loans 771.3 804.9 813.2 818.9 827.8 841.0 852.0 864.2 867.1 867.7 867.7 872.9
13 Revolving home equity loans 89.6 90.5 90.7 91.1 91.7 92.6 93.5 93.8 93.9 94.4 92.8 93.4
14 Closed-end residential loans 9 681.6 714.4 722.5 727.8 736.1 748.4 758.5 770.4 773.3 773.3 774.9 779.5
15 Commercial real estate loans 1,581.1 1,658.7 1,670.7 1,683.4 1,696.6 1,712.3 1,735.0 1,757.4 1,759.2 1,762.9 1,768.6 1,775.8
16 Construction and land development loans 10 244.8 263.3 265.6 268.4 270.7 274.2 279.6 284.1 284.4 285.2 286.4 287.7
17 Secured by farmland 11 93.8 96.8 97.2 97.6 97.9 98.7 99.3 100.0 100.0 100.1 100.2 100.3
18 Secured by multifamily properties 12 232.7 244.5 246.7 249.3 251.4 254.8 260.1 265.3 265.9 267.1 267.8 270.3
19 Secured by nonfarm nonresidential properties 13 1,009.7 1,054.0 1,061.2 1,068.1 1,076.5 1,084.7 1,096.0 1,108.0 1,108.9 1,110.5 1,114.2 1,117.6
20 Consumer loans 506.5 537.9 543.3 553.7 566.6 574.5 584.2 592.7 593.3 594.9 596.0 596.9
21 Credit cards and other revolving plans 278.0 296.5 299.6 307.0 313.8 320.1 327.0 333.7 334.2 335.5 336.0 336.6
22 Other consumer loans 228.5 241.4 243.7 246.7 252.8 254.5 257.2 259.0 259.0 259.4 260.0 260.2
23 Automobile loans 14 69.0 70.7 70.9 71.6 71.9 72.4 73.2 73.7 73.9 73.7 73.9 74.3
24 All other consumer loans 15 159.6 170.7 172.7 175.1 180.9 182.1 184.0 185.3 185.2 185.7 186.1 186.0
25 All other loans and leases 305.2 316.9 318.0 317.4 321.3 321.4 323.4 322.0 322.9 323.6 318.3 321.3
26 Loans to nondepository financial institutions 17 96.9 102.4 103.0 102.4 104.4 104.4 104.9 101.7 102.6 102.2 97.5 100.2
27 All loans not elsewhere classified 18 208.3 214.5 214.9 215.1 217.0 217.0 218.5 220.3 220.3 221.4 220.8 221.1
28 LESS: Allowance for loan and lease losses 73.6 68.3 68.4 68.0 66.8 66.5 66.5 67.4 67.6 67.8 67.4 67.2
29 Cash assets 21 873.0 853.4 817.8 775.4 741.1 691.4 658.1 605.7 610.0 598.3 587.4 585.4
30 Total federal funds sold and reverse RPs 22 48.7 59.3 57.8 57.5 57.1 55.5 49.9 49.1 49.5 48.4 46.4 44.5
31 Loans to commercial banks 23 1.3 1.1 1.2 1.2 1.3 1.7 1.7 1.6 1.7 1.5 1.1 1.1
32 Other assets including trading assets 24 387.8 405.5 407.6 412.8 425.1 436.8 437.8 437.1 443.3 425.5 428.9 422.5
33 Total assets 6,469.7 6,745.9 6,762.9 6,773.8 6,787.6 6,791.1 6,830.4 6,824.7 6,837.4 6,825.8 6,828.6 6,840.6
 
Liabilities
34 Deposits 5,350.7 5,629.3 5,653.2 5,669.2 5,681.6 5,702.2 5,710.7 5,705.1 5,712.2 5,711.3 5,703.6 5,707.9
35 Large time deposits 446.7 428.7 423.9 419.6 415.1 411.1 415.2 417.2 417.2 416.8 420.6 424.3
36 Other deposits 4,904.0 5,200.6 5,229.3 5,249.5 5,266.5 5,291.1 5,295.5 5,287.9 5,295.0 5,294.5 5,283.0 5,283.7
37 Borrowings 253.4 237.4 231.2 228.1 232.4 241.3 259.8 283.6 291.9 283.0 280.6 282.7
38 Net due to related foreign offices 34.8 40.2 40.2 43.8 38.3 31.5 31.1 23.5 24.2 24.2 26.8 27.6
39 Other liabilities including trading liabilities 25 102.6 109.0 107.4 111.4 115.0 112.8 115.8 116.2 115.9 116.4 115.8 115.4
40 Total liabilities 5,741.5 6,015.9 6,032.0 6,052.5 6,067.3 6,087.8 6,117.4 6,128.5 6,144.3 6,134.9 6,126.8 6,133.6
41 Residual (Assets LESS Liabilities) 26 728.1 730.0 730.8 721.3 720.3 703.3 713.0 696.2 693.2 690.9 701.8 707.0

Footnotes appear on the last page.

Table 9. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2021
Jul
2022
Jan
2022
Feb
2022
Mar
2022
Apr
2022
May
2022
Jun
2022
Jul
Week ending
Jul 20 Jul 27 Aug 03 Aug 10
Assets
1 Bank credit 5,233.4 5,490.8 5,525.8 5,584.5 5,644.8 5,686.5 5,757.8 5,797.3 5,792.7 5,811.5 5,832.6 5,842.6
2 Securities in bank credit 2 1,245.4 1,409.6 1,433.4 1,455.1 1,457.3 1,448.6 1,455.0 1,449.2 1,446.6 1,448.7 1,459.9 1,463.4
3 Treasury and agency securities 3 868.6 986.9 1,008.7 1,027.9 1,035.8 1,030.2 1,033.7 1,028.5 1,026.4 1,027.6 1,036.6 1,036.9
4 Mortgage-backed securities (MBS) 4 662.8 742.4 750.2 751.0 743.2 732.5 731.5 726.1 724.4 724.2 732.8 733.3
5 Non-MBS 5 205.8 244.5 258.5 276.9 292.5 297.7 302.1 302.3 302.0 303.4 303.8 303.6
6 Other securities 376.8 422.7 424.7 427.2 421.5 418.5 421.3 420.7 420.1 421.1 423.3 426.5
7 Mortgage-backed securities (MBS) 6 31.0 40.0 41.5 43.4 44.9 45.4 45.4 45.3 45.2 45.3 45.5 45.6
8 Non-MBS 7 345.8 382.7 383.2 383.8 376.6 373.1 375.9 375.4 374.9 375.9 377.8 380.9
9 Loans and leases in bank credit 8 3,988.0 4,081.2 4,092.4 4,129.4 4,187.5 4,237.9 4,302.8 4,348.1 4,346.1 4,362.8 4,372.7 4,379.2
10 Commercial and industrial loans 820.0 768.3 767.6 773.2 783.4 790.0 800.2 806.5 804.6 808.7 811.0 809.7
11 Real estate loans 2,355.5 2,457.6 2,474.4 2,496.2 2,525.6 2,557.3 2,594.4 2,625.9 2,627.7 2,634.5 2,642.1 2,652.7
12 Residential real estate loans 773.0 801.0 807.3 816.3 827.4 840.4 854.3 866.4 867.1 869.4 871.5 875.6
13 Revolving home equity loans 89.7 90.3 90.3 90.6 91.8 93.1 94.0 93.9 94.0 94.5 92.8 93.3
14 Closed-end residential loans 9 683.4 710.6 717.0 725.7 735.5 747.4 760.2 772.5 773.1 774.9 778.7 782.3
15 Commercial real estate loans 1,582.5 1,656.6 1,667.1 1,679.9 1,698.2 1,716.8 1,740.2 1,759.5 1,760.6 1,765.1 1,770.7 1,777.1
16 Construction and land development loans 10 244.2 261.5 265.0 267.4 271.0 275.6 281.1 283.3 283.7 284.9 285.5 287.5
17 Secured by farmland 11 94.1 96.7 96.7 97.1 97.6 98.6 99.4 100.3 100.3 100.6 100.6 100.7
18 Secured by multifamily properties 12 233.9 244.2 246.0 249.0 252.4 255.7 261.0 266.9 267.3 268.4 269.2 271.2
19 Secured by nonfarm nonresidential properties 13 1,010.4 1,054.2 1,059.3 1,066.4 1,077.2 1,087.0 1,098.7 1,109.0 1,109.3 1,111.2 1,115.4 1,117.7
20 Consumer loans 504.4 543.7 543.8 549.5 561.6 569.1 581.3 590.5 589.7 595.1 594.5 593.9
21 Credit cards and other revolving plans 276.8 301.3 298.9 302.2 309.3 315.9 325.2 332.6 331.8 337.0 335.8 335.3
22 Other consumer loans 227.6 242.4 244.9 247.3 252.3 253.2 256.1 257.8 257.9 258.1 258.6 258.6
23 Automobile loans 14 69.1 70.4 70.5 71.1 71.8 72.8 73.5 73.9 74.0 74.0 74.2 74.5
24 All other consumer loans 15 158.4 172.0 174.4 176.2 180.5 180.5 182.6 183.9 183.9 184.0 184.4 184.1
25 All other loans and leases 308.1 311.6 306.6 310.5 316.9 321.5 326.9 325.3 324.1 324.4 325.0 323.0
26 Loans to nondepository financial institutions 17 99.1 99.4 97.4 99.5 101.6 103.0 105.9 103.7 102.4 102.3 102.5 100.5
27 All loans not elsewhere classified 18 209.0 212.1 209.2 211.0 215.3 218.5 220.9 221.6 221.7 222.1 222.6 222.5
28 LESS: Allowance for loan and lease losses 73.7 67.9 68.5 68.3 66.9 66.8 67.1 67.4 67.5 67.4 67.5 67.7
29 Cash assets 21 841.2 867.6 834.6 811.9 736.6 658.5 625.6 580.1 574.1 568.2 570.8 573.5
30 Total federal funds sold and reverse RPs 22 47.2 61.5 59.5 59.2 58.1 53.6 49.1 47.7 47.9 47.1 45.3 43.1
31 Loans to commercial banks 23 1.3 1.1 1.2 1.2 1.3 1.7 1.8 1.6 1.7 1.6 1.1 1.1
32 Other assets including trading assets 24 389.3 402.8 405.8 409.8 425.2 436.9 440.5 439.1 445.1 425.3 429.7 424.4
33 Total assets 6,438.8 6,755.9 6,758.5 6,798.4 6,799.2 6,770.4 6,807.7 6,798.5 6,794.1 6,786.2 6,811.9 6,817.0
 
Liabilities
34 Deposits 5,329.4 5,628.1 5,652.2 5,704.1 5,705.4 5,679.2 5,700.3 5,679.5 5,670.8 5,665.2 5,683.2 5,682.5
35 Large time deposits 447.6 430.2 425.0 421.4 416.3 410.4 415.8 418.6 418.5 418.2 421.4 424.8
36 Other deposits 4,881.7 5,198.0 5,227.3 5,282.7 5,289.1 5,268.8 5,284.5 5,260.9 5,252.3 5,247.0 5,261.8 5,257.7
37 Borrowings 254.0 240.0 231.3 224.4 236.1 250.4 264.5 283.8 289.8 283.2 282.5 285.4
38 Net due to related foreign offices 38.1 43.3 37.2 41.2 38.8 32.2 27.6 26.3 26.5 28.7 29.3 27.6
39 Other liabilities including trading liabilities 25 102.1 107.1 107.9 107.5 111.0 111.6 114.5 115.4 114.1 115.3 116.3 117.6
40 Total liabilities 5,723.6 6,018.6 6,028.7 6,077.3 6,091.2 6,073.4 6,106.9 6,105.0 6,101.3 6,092.4 6,111.2 6,113.1
41 Residual (Assets LESS Liabilities) 26 715.2 737.4 729.8 721.1 707.9 696.9 700.7 693.5 692.8 693.8 700.7 703.9

Footnotes appear on the last page.

Table 10. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars.
Account 2021
Jul
2022
Jan
2022
Feb
2022
Mar
2022
Apr
2022
May
2022
Jun
2022
Jul
Week ending
Jul 20 Jul 27 Aug 03 Aug 10
Assets
1 Bank credit 1,022.0 1,096.2 1,095.9 1,124.7 1,140.2 1,154.6 1,184.9 1,211.3 1,209.9 1,213.4 1,208.0 1,209.1
2 Securities in bank credit 2 239.7 237.8 234.8 235.0 236.6 235.2 239.4 248.3 249.1 249.7 244.7 245.1
3 Treasury and agency securities 3 141.6 142.2 139.2 139.0 140.6 137.7 141.5 152.5 153.8 153.2 149.5 148.5
4 Mortgage-backed securities (MBS) 4 47.9 42.2 39.3 36.6 34.2 34.1 36.5 38.0 36.7 37.3 36.7 35.9
5 Non-MBS 5 93.7 99.9 99.9 102.4 106.3 103.6 105.0 114.5 117.1 115.9 112.8 112.6
6 Other securities 98.1 95.6 95.6 96.1 96.0 97.5 97.9 95.7 95.3 96.5 95.2 96.6
7 Mortgage-backed securities (MBS) 6 1.8 2.1 2.1 2.0 2.0 2.0 2.0 1.8 1.8 1.8 1.9 1.9
8 Non-MBS 7 96.3 93.5 93.5 94.0 94.0 95.5 95.9 93.9 93.6 94.7 93.3 94.7
9 Loans and leases in bank credit 8 782.3 858.4 861.1 889.7 903.6 919.4 945.5 963.0 960.8 963.8 963.3 964.0
10 Commercial and industrial loans 385.2 411.2 411.5 424.3 430.1 441.8 459.9 462.3 460.9 459.7 461.5 461.6
11 Real estate loans 80.5 89.6 90.9 91.4 94.8 94.8 95.9 98.8 99.0 99.3 101.7 101.4
12 Residential real estate loans 1.0 0.8 0.9 0.9 1.0 1.1 1.0 0.9 0.8 0.8 0.8 0.9
13 Revolving home equity loans 0.0 -0.1 -0.0 0.0 0.1 0.1 0.1 0.0 0.0 0.0 0.0 0.0
14 Closed-end residential loans 9 0.9 0.9 0.9 0.9 0.9 0.9 0.9 0.8 0.8 0.8 0.8 0.9
15 Commercial real estate loans 79.6 88.8 89.9 90.5 93.8 93.7 94.9 97.9 98.1 98.5 100.8 100.5
16 Construction and land development loans 10 11.4 10.8 10.8 10.7 10.8 10.9 10.7 11.4 11.4 11.7 12.2 11.9
17 Secured by farmland 11 0.0 0.1 0.1 0.1 0.1 0.1 0.2 0.1 0.1 0.1 0.1 0.1
18 Secured by multifamily properties 12 12.1 13.7 13.6 13.4 13.9 14.1 14.7 15.4 15.5 15.5 15.9 16.0
19 Secured by nonfarm nonresidential properties 13 56.1 64.1 65.4 66.2 69.0 68.6 69.4 71.0 71.2 71.0 72.6 72.4
20 Consumer loans 5.9 6.1 6.2 6.0 0.4 0.0 0.3 0.0 0.0 -0.0 -0.0 -0.1
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 5.9 6.1 6.2 6.0 0.4 0.0 0.3 0.0 0.0 -0.0 -0.0 -0.1
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 , 16 5.9 6.1 6.2 6.0 0.4 0.0 0.3 0.0 0.0 -0.0 -0.0 -0.1
25 All other loans and leases 310.7 351.5 352.5 367.9 378.3 382.7 389.4 401.9 401.0 404.8 400.2 401.2
26 Loans to nondepository financial institutions 17 139.3 156.7 157.5 163.6 163.0 162.1 163.0 166.9 166.8 168.3 165.5 163.4
27 All loans not elsewhere classified 18 , 19 171.4 194.8 195.0 204.3 215.2 220.7 226.3 235.0 234.1 236.5 234.7 237.8
28 LESS: Allowance for loan and lease losses 20 1.3 1.3 1.2 1.2 0.2 0.2 -0.1 -0.0 0.0 0.0 0.0 0.0
29 Cash assets 21 1,136.2 1,215.0 1,196.7 1,246.2 1,238.7 1,212.4 1,183.6 1,288.5 1,278.0 1,236.2 1,371.8 1,385.7
30 Total federal funds sold and reverse RPs 22 316.9 287.5 295.7 304.6 306.6 320.9 320.7 298.1 296.4 283.0 295.0 293.7
31 Loans to commercial banks 23 0.7 0.8 0.9 1.1 0.8 1.1 1.1 1.0 1.4 1.0 0.6 0.2
32 Other assets including trading assets 24 132.9 130.2 125.2 141.1 153.0 140.1 143.4 157.3 152.9 160.2 154.6 153.4
33 Total assets 2,607.3 2,728.3 2,713.2 2,816.6 2,839.0 2,829.0 2,833.7 2,956.2 2,938.5 2,894.0 3,030.0 3,042.1
 
Liabilities
34 Deposits 1,253.4 1,253.5 1,264.8 1,245.8 1,295.5 1,289.3 1,293.4 1,303.9 1,302.4 1,308.1 1,317.6 1,329.0
35 Large time deposits 728.3 742.4 754.7 749.5 782.3 782.3 785.2 798.9 812.2 791.3 810.3 811.7
36 Other deposits 525.1 511.1 510.1 496.3 513.1 507.0 508.3 505.0 490.2 516.8 507.3 517.3
37 Borrowings 1,004.0 1,023.3 1,012.3 1,028.2 993.2 959.7 928.3 908.9 896.0 880.0 895.1 894.8
38 Net due to related foreign offices 233.9 365.3 347.1 404.3 387.1 418.4 434.6 573.6 573.7 538.3 665.4 670.1
39 Other liabilities including trading liabilities 25 111.1 123.5 113.6 124.3 131.5 125.8 145.4 154.1 150.9 155.5 149.9 150.4
40 Total liabilities 2,602.4 2,765.6 2,737.7 2,802.6 2,807.3 2,793.2 2,801.7 2,940.6 2,922.9 2,881.9 3,028.0 3,044.3
41 Residual (Assets LESS Liabilities) 26 4.9 -37.3 -24.5 13.9 31.8 35.8 32.0 15.6 15.6 12.1 2.0 -2.2

Footnotes appear on the last page.

Table 11. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars.
Account 2021
Jul
2022
Jan
2022
Feb
2022
Mar
2022
Apr
2022
May
2022
Jun
2022
Jul
Week ending
Jul 20 Jul 27 Aug 03 Aug 10
Assets
1 Bank credit 1,019.1 1,103.5 1,109.0 1,131.6 1,141.6 1,154.2 1,183.2 1,207.3 1,205.4 1,208.4 1,207.6 1,206.9
2 Securities in bank credit 2 240.7 237.1 239.9 236.0 233.3 235.9 239.7 249.8 250.6 251.6 248.2 248.9
3 Treasury and agency securities 3 142.3 141.6 144.9 140.6 137.3 139.4 142.8 153.7 154.5 155.5 152.8 153.4
4 Mortgage-backed securities (MBS) 4 48.1 42.4 38.3 35.5 34.2 35.2 37.4 38.2 36.7 38.0 38.0 37.1
5 Non-MBS 5 94.3 99.2 106.6 105.1 103.1 104.2 105.5 115.5 117.8 117.4 114.7 116.3
6 Other securities 98.4 95.6 95.0 95.4 96.1 96.5 96.9 96.2 96.1 96.1 95.4 95.5
7 Mortgage-backed securities (MBS) 6 1.9 2.1 2.0 2.0 2.0 1.9 1.9 1.9 1.9 1.9 1.9 1.9
8 Non-MBS 7 96.4 93.5 92.9 93.4 94.1 94.6 95.0 94.3 94.3 94.3 93.6 93.6
9 Loans and leases in bank credit 8 778.4 866.4 869.1 895.6 908.3 918.3 943.5 957.5 954.8 956.8 959.4 958.0
10 Commercial and industrial loans 384.0 414.5 416.4 428.8 434.8 440.9 458.0 460.8 460.0 458.2 459.8 457.9
11 Real estate loans 80.4 90.8 91.8 92.4 95.0 95.3 97.0 98.5 98.8 99.0 100.6 100.3
12 Residential real estate loans 0.9 1.0 1.0 1.0 1.0 0.9 0.9 0.8 0.8 0.8 0.8 0.8
13 Revolving home equity loans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
14 Closed-end residential loans 9 0.9 1.0 1.0 1.0 1.0 0.9 0.9 0.8 0.8 0.8 0.8 0.8
15 Commercial real estate loans 79.5 89.8 90.8 91.4 94.1 94.4 96.1 97.7 98.0 98.2 99.8 99.5
16 Construction and land development loans 10 11.6 10.9 10.8 10.8 10.7 10.9 11.1 11.6 11.5 11.8 12.3 12.0
17 Secured by farmland 11 0.1 0.1 0.1 0.1 0.1 0.1 0.2 0.2 0.2 0.2 0.2 0.2
18 Secured by multifamily properties 12 11.8 13.9 13.8 13.8 14.1 14.2 14.8 15.2 15.3 15.1 15.4 15.3
19 Secured by nonfarm nonresidential properties 13 56.0 64.9 66.0 66.7 69.2 69.2 70.1 70.8 71.1 71.1 72.0 72.0
20 Consumer loans 5.9 6.1 6.2 6.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 5.9 6.1 6.2 6.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 , 16 5.9 6.1 6.2 6.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
25 All other loans and leases 308.1 354.9 354.8 368.4 378.4 382.1 388.4 398.1 395.9 399.6 399.0 399.8
26 Loans to nondepository financial institutions 17 137.1 158.6 158.3 162.3 161.2 159.7 160.4 163.8 163.0 164.8 164.4 162.7
27 All loans not elsewhere classified 18 , 19 171.0 196.3 196.5 206.1 217.3 222.4 228.0 234.3 232.9 234.8 234.6 237.1
28 LESS: Allowance for loan and lease losses 20 1.3 1.3 1.3 1.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
29 Cash assets 21 1,139.8 1,213.9 1,225.3 1,245.6 1,236.3 1,240.1 1,164.9 1,278.0 1,270.7 1,264.6 1,366.6 1,399.3
30 Total federal funds sold and reverse RPs 22 302.3 307.2 301.6 294.6 285.8 306.7 301.9 284.8 288.7 272.8 289.5 294.1
31 Loans to commercial banks 23 0.8 0.7 1.0 1.1 0.8 0.9 1.1 1.1 1.4 1.1 0.6 0.2
32 Other assets including trading assets 24 128.2 127.5 126.9 142.5 150.7 143.3 146.2 152.4 144.9 161.6 146.5 158.2
33 Total assets 2,588.7 2,751.5 2,762.5 2,814.2 2,815.1 2,845.2 2,797.2 2,923.6 2,911.2 2,908.6 3,010.7 3,058.8
 
Liabilities
34 Deposits 1,248.1 1,254.1 1,281.5 1,247.4 1,301.1 1,307.1 1,285.3 1,298.1 1,296.4 1,311.9 1,320.4 1,336.5
35 Large time deposits 728.7 742.6 763.8 745.6 796.5 800.0 794.3 798.1 810.2 790.3 806.8 813.6
36 Other deposits 519.4 511.5 517.7 501.7 504.7 507.1 491.0 500.0 486.1 521.6 513.6 522.8
37 Borrowings 1,007.0 1,025.7 1,018.7 1,013.9 978.0 975.0 930.7 914.2 909.6 896.9 907.9 915.3
38 Net due to related foreign offices 221.1 352.2 344.7 423.3 397.6 425.9 430.9 557.8 559.7 535.7 636.9 647.3
39 Other liabilities including trading liabilities 25 107.9 114.4 113.2 125.3 134.6 134.2 147.3 150.6 142.6 161.0 142.5 156.8
40 Total liabilities 2,584.1 2,746.4 2,758.1 2,809.9 2,811.4 2,842.1 2,794.2 2,920.7 2,908.2 2,905.5 3,007.6 3,055.9
41 Residual (Assets LESS Liabilities) 26 4.7 5.1 4.3 4.2 3.7 3.1 3.0 3.0 3.0 3.0 3.1 2.9

Footnotes appear on the last page.

Footnotes

  1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations. The latter two categories together are referred to on this release as “foreign-related institutions.” Data exclude International Banking Facilities. Weekly levels are Wednesday values; monthly levels are pro rata averages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks are adjusted to remove the estimated effects of mergers and panel shifts between these two bank groups. (See www.federalreserve.gov/releases/h8/about.htm for more information on how these data were constructed.)
  2. Includes all securities, whether held-to-maturity reported at amortized cost; available-for-sale reported at fair value; held as trading assets, also reported at fair value; or equity securities with readily determinable fair values not held for trading. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 32) or loans held in trading accounts (included in line 9).
  3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.
  4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.
  5. Includes U.S. Treasury securities and U.S. government agency obligations other than MBS.
  6. Includes MBS not issued or guaranteed by the U.S. government.
  7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.
  8. Includes the allowance for loan and lease losses (line 28) and all loans held in trading accounts under a fair value option. Excludes total federal funds sold and reverse RPs (line 30), loans made to commercial banks (line 31), and unearned income.
  9. Includes first and junior liens on closed-end loans secured by 1–4 family residential properties.
  10. Includes construction, land development, and other land loans.
  11. Includes loans secured by farmland, including grazing and pastureland.
  12. Includes loans secured by multifamily (5 or more) residential properties, including apartment buildings.
  13. Includes loans secured by nonfarm nonresidential properties, both owner-occupied and other nonfarm nonresidential properties.
  14. Includes loans for purchasing new and used passenger cars and other vehicles. Includes direct and indirect consumer automobile loans as well as retail installment sales paper purchased from auto dealers.
  15. Includes student loans, loans for medical expenses and vacations, and loans for other personal expenditures.
  16. Beginning April 6, 2022, foreign-related institutions no longer report other consumer loans separately. These loans are included in all other loans not elsewhere classified (line 27).
  17. Includes loans to real estate investment trusts, insurance companies, holding companies of other depository institutions, finance companies, mortgage finance companies, factors, federally-sponsored lending agencies, investment banks, banks’ own trust departments, and other nondepository financial intermediaries.
  18. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.
  19. Beginning April 6, 2022, foreign-related institutions also include all other consumer loans in all other loans not elsewhere classified. Prior to April 6, 2022, all other consumer loans were reported separately by foreign-related institutions.
  20. Beginning April 6, 2022, foreign-related institutions no longer report the allowance for loan and lease losses separately. Any such allowances are included in net due to related foreign offices (line 38).
  21. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  22. Includes total federal funds sold to, and reverse RPs with, commercial banks, brokers and dealers, and others, including the Federal Home Loan Banks (FHLB).
  23. Excludes loans secured by real estate, which are included in line 11.
  24. Includes other real estate owned; premises and fixed assets; investments in unconsolidated subsidiaries; intangible assets (including goodwill); direct and indirect investments in real estate ventures; accounts receivable; derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) with a positive fair value, as determined under FASB Interpretation No. 39 (FIN 39); and other assets. Excludes the due-from position with related foreign offices which is included in line 38. Excludes most securities held in trading accounts (included in line 2); trading account securities at some smaller domestically chartered commercial banks are included in this item.
  25. Includes subordinated notes and debentures; net deferred tax liabilities; interest and other expenses accrued and unpaid; accounts payable; liabilities for short positions; derivative contracts with a negative fair value, as determined under FASB Interpretation No. 39 (FIN 39); other trading liabilities to which fair value accounting has been applied; and other liabilities.
  26. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.
Back to Top
Last Update: August 19, 2022