Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending November 26, 2005

Filer

Filing Type

Filing Proposal

End of Comment Period

DBT FINANCIAL CORPORATION

CIC

Notice by the Ferguson family control group, to retain control of DBT Financial Corporation, DeWitt, Arkansas. The control group consists of Carolyn Ferguson Pryor, Jackson, Mississippi; Nancy Ferguson Rasco, Hot Springs, Arkansas; Rebecca Ferguson Ehrlicher, Memphis, Tennessee; Carolyn F. Pryor Trust, DeWitt, Arkansas; Nancy F. Rasco Trust, DeWitt, Arkansas; and Rebecca F. Ehrlicher Trust, DeWitt, Arkansas.

Newspaper:	Not available
Federal Register:	12/15/2005

FIRST BANK

* 18C

First Bank, St. Louis, Missouri, to purchase certain assets and assume certain liabilities of the Richardson, Texas, branch of Dallas National Bank, Dallas, Texas.

Newspaper:	12/21/2005
Federal Register:	Not applicable

RELIANCE BANCSHARES, INC.

* 4c8

Reliance Bancshares, Inc., Des Peres, Missouri, to acquire 100 percent of Reliance Bank, FSB, Fort Meyers, Florida (in organization), and thereby operate a savings association.

Newspaper:	12/26/2005
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
FIRST ST BK OF RED BUD, RED BUD, ILLINOIS	356949	08/15/2005	11/18/2005	S	Small Bank
GATES BKG&TC, GATES, TENNESSEE	136459	08/01/2005	11/15/2005	S	Small Bank

CRA Examinations scheduled for First Quarter of 2006 (January 1, 2006 - March 31, 2006)

Institution	Location
BANK OF LA	LOUISIANA, MISSOURI
CITIZENS BK	BATESVILLE, ARKANSAS
FIRST SECURITY BK OF CONWAY	CONWAY, ARKANSAS
FIRST ST BK	SAINT PETER, ILLINOIS
SECURITY BK	NEWBERN, TENNESSEE
TEUTOPOLIS ST BK	TEUTOPOLIS, ILLINOIS

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending November 26, 2005

Availability of CRA Public Evaluations

CRA Examinations scheduled for First Quarter of 2006 (January 1, 2006 - March 31, 2006)

District: 8
Federal Reserve Bank of: St. Louis