Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 5
Federal Reserve Bank of: Richmond

Filings received during the week ending December 24, 2005

Filer Filing Type Filing Proposal End of Comment Period
FIRST BANK AND TRUST COMPANY, THE * Branch First Bank & Trust Company, Lebanon, Virginia, to establish a branch facility at 150 Peppers Ferry Road, Christiansburg, Virginia.
Newspaper: 01/02/2006
Federal Register: Not applicable
FNB CORP. * 3A5 FNB Corp., Asheboro, North Carolina, to acquire 100% of Integrity Financial Corporation, Hickory, North Carolina, and thereby indirectly acquire First Gaston Bank of North Carolina, Gastonia, North Carolina (prior to the acquisition, Integrity Financial Corporation's other existing banking subsidiary, Catawba Valley Bank, Hickory, North Carolina, would be merged with and into First Gaston Bank of North Carolina). FNB Corp. also proposes to acquire Integrity Financial Corporation's nonbanking subsidiaries, Integrity Securities, Inc., and Community Mortgage Corporation of North Carolina, both of Hickory, North Carolina.
Newspaper: Not available
Federal Register: Not available
GATEWAY BANK & TRUST CO. * Branch Gateway Bank & Trust Company, Elizabeth City, North Carolina, to establish a branch facility at 5406 North Croatan Highway, Southern Shores, North Carolina.
Newspaper: 12/30/2005
Federal Register: Not applicable
GATEWAY BANK & TRUST CO. * Branch Gateway Bank & Trust Company, Elizabeth City, North Carolina, to establish a branch facility at 537-539 West 21st Street, Norfolk, Virginia.
Newspaper: 12/29/2005
Federal Register: Not applicable
HARBOR BANK GROUP, INC. * 3A1 Harbor Bank Group, Inc., Charleston, South Carolina, to become a bank holding company through the acquisition of 100% of the voting securities of Harbor National Bank, Charleston, South Carolina (in organization).
Newspaper: 01/18/2006
Federal Register: 01/17/2006
RBC CENTURA BANK * Branch RBC Centura Bank, Rocky Mount, North Carolina, to establish a branch located at 3155 Cobb Parkway SE, Suite 100, Atlanta, Georgia
Newspaper: 12/27/2005
Federal Register: Not applicable
RBC CENTURA BANK * Branch RBC Centura Bank, Rocky Mount, North Carolina, to establish a branch located at 2900 Peachtree Road NE, Suite 102, Atlanta, Georgia
Newspaper: 12/27/2005
Federal Register: Not applicable
VIRGINIA COMMERCE BANK * Branch Virginia Commerce Bank, Arlington, Virginia, to establish a branch facility to be located at 7830 Backlick Road, Springfield, Virginia.
Newspaper: 01/02/2006
Federal Register: Not applicable


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location
RSSD
ID
 
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
NONE


CRA Examinations scheduled for     Quarter of

Institution Location
NONE

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco