Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 1
Federal Reserve Bank of: Boston

Filings received during the week ending January 28, 2006

Filer

Filing Type

Filing Proposal

End of Comment Period

MERIDIAN INTERSTATE BANCORP, INC

* 3A1
* 3A3

Meridian Interstate Bancorp, Inc., East Boston, Massachusetts, to become a mid-tier stock bank holding company of Meridian Financial Services, Inc., East Boston, Massachusetts, by acquiring East Boston Savings Bank, East Boston, Massachusetts, pursuant to sections 3(a)(1) and 3(a)(3)

Newspaper:	02/10/2006
Federal Register:	02/06/2006

MERRIMACK BANCORP MHC

* 3A1

Merrimack Bancorp, MHC, Concord, New Hampshire, to become a bank holding company through the acquisition of 100% of the voting shares of Merrimack County Savings Bank, Concord, New Hampshire.

Newspaper:	02/25/2006
Federal Register:	02/23/2006

Wessagussett Mutual Holding Company

* 3A1
* 3A3

Application by Wessagussett Mutual Holding Company and Wessagussett Bancorp, Inc., both of Weymouth, Massachusetts, to become a mutual bank holding company and a stock bank holding company, respectively (collectively, the Applicants), by acquiring Weymouth Bank, Weymouth, Massachusetts, pursuant to sections 3(a)(1) and 3(a)(3) of the Bank Holding Company Act of 1956, as amended.

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 1 Federal Reserve Bank of: Boston

Filings received during the week ending January 28, 2006

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 1
Federal Reserve Bank of: Boston