Release dates | Full version (300 KB PDF)
Board Actions | Actions under delegated authority
Applications and reports received:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

Actions under delegated authority

Actions taken during the week ending August 12, 2006


Bank Branches, Domestic

Chicago
1st Source Bank, South Bend, Indiana  -- to establish a branch at 555 West Crosstown Parkway, Kalamazoo, Michigan.
-Approved, August 7, 2006 

Atlanta
1st United Bank, Boca Raton, Florida  -- to establish a branch at 1700 Palm Beach Lakes Boulevard, West Palm Beach.
-Approved, August 10, 2006 

Chicago
Bank Iowa, Denison, Iowa  -- to establish a branch at 17 Main Street, Charter Oak.
-Approved, August 11, 2006 

Richmond
Benchmark Community Bank, Kenbridge, Virginia  -- to establish a branch at 1320 Seymour Drive, South Boston.
-Approved, August 9, 2006 

New York
Community Bank of Bergen County, N.J., Maywood, New Jersey  -- to establish a branch at 519 River Drive, Garfield.
-Approved, August 7, 2006 

Atlanta
Compass Bank, Birmingham, Alabama  -- to establish branches at 6900 Virginia Parkway, McKinney, Texas, and at the intersection of South Gilbert Road and West Warner Road, Gilbert, Arizona.
-Approved, August 10, 2006 

Atlanta
Compass Bank, Birmingham, Alabama  -- to establish a branch at a kiosk at Sharpstown Mall, 7500 Bellarie Boulevard, Houston, Texas.
-Approved, August 11, 2006 

San Francisco
County Bank, Merced, California  -- to establish a branch at 505 North Clovis Avenue, Fresno.
-Approved, August 8, 2006 

Cleveland
Fifth Third Bank, Grand Rapids, Michigan  -- to establish a branch at 1800 North Neltnor Boulevard, West Chicago, Illinois.
-Approved, August 11, 2006 

Cleveland
Fifth Third Bank, Grand Rapids, Michigan  -- to establish a branch at 1590 Lake Cood Road, Wheeling, Illinois.
-Approved, August 11, 2006 

Atlanta
Regions Bank, Birmingham, Alabama  -- to establish a branch at 2205 North Elm Street, Greensboro, North Carolina.
-Approved, August 10, 2006 

Richmond
Waccamaw Bank, Whiteville, North Carolina  -- to establish a temporary branch at 925-5 Seaside Road Southwest, Ocean Isle Beach.
-Approved, August 9, 2006 

Bank Holding Companies

St. Louis
Cross County Bancshares, Inc., Wynne, Arkansas  -- to acquire 6.6 percent of the shares of Pinnacle Bancshares, Inc., Bentonville, and thereby acquire Pinnacle Bank.
-Approved, August 10, 2006 

St. Louis
Evergreen Bancshares, Inc., St. Louis, Missouri  -- to become a bank holding company and to merge with Bancorp IV, Inc., Stilwell, Kansas, and thereby acquire Bank of Montgomery County, Wellsville, Missouri.
-Approved, August 10, 2006 

Richmond
First Capital Bancorp, Inc., Glen Allen, Virginia  -- to become a bank holding company and to acquire First Capital Bank.
-Approved, August 9, 2006 

Minneapolis
Glacier Bancorp, Inc., Kalispell, Montana  -- to acquire First National Bank of Morgan, Morgan, Utah, through merger with New First National Bank of Morgan, an interim bank.
-Approved, August 9, 2006 

St. Louis
Lonoke Bancshares, Inc., Lonoke, Arkansas  -- to acquire 6.6 percent of the shares of Pinnacle Bancshares, Inc., Bentonville, and thereby acquire Pinnacle Bank.
-Approved, August 10, 2006 

Minneapolis
Richey Bancorporation, Inc., Glendive, Montana  -- to increase its ownership interest in Community First Bancorp, Inc. and thereby acquire Community First Bank.
-Approved, August 10, 2006 

Cleveland
Rurban Financial Corp., Defiance, Ohio, and Rurbanc Data Services, Inc.  -- to acquire Diverse Computer Marketers, Inc., Lansing, Michigan, and DCM Indiana, Inc., Plainfield, Indiana.
-Approved, August 10, 2006 

Secretary
TransAtlantic Holding Corp., Miami, Florida  -- to become a bank holding company and to acquire TransAtlantic Bank.
-Approved, August 8, 2006 

Minneapolis
U.S. Bancorp, Minneapolis, Minnesota  -- to acquire Vail Banks, Inc., Avon, Colorado, and thereby acquire WestStar Bank, Vail.
-Approved, August 7, 2006 

Minneapolis
U.S. Bancorp, Minneapolis, Minnesota; USB Holdings, Inc., and U.S. Bank National Association, Cincinnati, Ohio  -- waiver of application to acquire interim national trust bank subsidiaries of U.S. Bank established to facilitate the acquisition of the corporate trust business from Wachovia Corporation, Charlotte, North Carolina, and simultaneously merge them with Wachovia's institutions in Alabama, Delaware, North Carolina, South Carolina, Tennessee, and Virginia; and for U.S. Bank Trust National Association, Wilmington, Delaware, to merge with U.S. Bank Trust Interim National Association, Delaware.
-Granted, August 7, 2006 

Secretary
Wachovia Corporation, Charlotte, North Carolina  -- commenters' requests to extend the comment period on the application to acquire Golden West Financial Corporation, Oakland, California, and thereby acquire World Savings Bank, F.S.B., and World Savings Bank, FSB (Texas), Houston, Texas.
-Denied, August 10, 2006 

Change In Bank Control

San Francisco
Gold Country Financial Services, Inc., Marysville, California  -- change in bank control.
-Permitted, August 11, 2006 

Competitive Factors Reports

Kansas City
American Bank of Oklahoma, Collinsville, Oklahoma  -- report on competitive factors of the proposed merger with Territory Bank, Muskogee.
-Submitted, August 10, 2006 

Secretary
Cadence Bank, N.A., Starkville, Mississippi  -- report on competitive factors of the proposed merger with Seasons Bank, Blairsville, Georgia.
-Submitted, August 8, 2006 

San Francisco
First Mountain Bank, Big Bear Lake, California  -- report on competitive factors of the proposed merger with FMB Merger Company.
-Submitted, August 7, 2006 

New York
New York Commercial Bank, Islandia, New York  -- report on competitive factors of the proposed merger with New York Municipal Bank, Flushing.
-Submitted, August 10, 2006 

Kansas City
Regional Missouri Bank, Marceline, Missouri  -- report on competitive factors of the proposed purchase of certain assets and assumption of certain liabilities of the Keytesville branch of Citizens Bank and Trust Company, Chillicothe.
-Submitted, August 10, 2006 

Secretary
Republic Interim Bank, FSB, Louisville, Kentucky  -- report on competitive factors of the proposed merger with GulfStream Community Bank, Port Richey, Florida.
-Submitted, August 8, 2006 

Dallas
Sterling Bank, Houston, Texas  -- report on competitive factors of the proposed merger with Bank of the Hills, National Association, Kerrville.
-Submitted, August 9, 2006 

Minneapolis
U.S. Bank National Association, Cincinnati, Ohio  -- report on competitive factors of the proposed mergers of interim national trust bank subsidiaries of U.S. Bank National Association with trust subsidiaries of Wachovia Corporation, Charlotte, North Carolina, to facilitate the acquisition of the corporate trust business from Wachovia in Alabama, Delaware, North Carolina, South Carolina, Tennessee, and Virginia; and the proposed merger of U.S. Bank Trust Interim National Association, Delaware, Wilmington, Delaware, with U.S. Bank Trust National Association.
-Submitted, August 8, 2006 

Minneapolis
U.S. Bank National Association, Cincinnati, Ohio  -- report on competitive factors of the proposed mergers of interim national bank subsidiaries of U.S. Bank National Association with the bank to facilitate the acquisition of the corporate trust business from Wachovia Corporation, Charlotte, North Carolina, and the proposed merger of Wachovia Trust Company of Delaware, National Association, Wilmington, Delaware, with U.S. Bank Trust National Association.
-Submitted, August 8, 2006 

Minneapolis
U.S. Bank National Association, Cincinnati, Ohio  -- report on competitive factors of the proposed merger with WestStar Bank, Vail, Colorado.
-Submitted, August 7, 2006 

Financial Holding Companies

Minneapolis
Barron Investment Company, Inc., Golden Valley, Minnesota  -- election to become a financial holding company.
-Effective, August 11, 2006 

New York
Landesbank Baden-Wuerttemberg, Stuttgart, Germany  -- election to be treated as a financial holding company.
-Effective, August 7, 2006 

Director, BS&R
Sparkassenverband Baden-Wurttemberg, Stuttgart, Germany, and Landesbank Baden-Wurttemberg  -- elections to be treated as financial holding companies.
-Effective, August 7, 2006 

International Operations

Director, BS&R
Capital One Bank, Glen Allen, Virginia  -- waiver of remainder of notification period to invest in Capital One Bank (Europe) plc, London, England.
-Granted, August 7, 2006 

Membership

St. Louis
Farmers Bank & Capital Trust Company, Frankfort, Kentucky  -- to become a member of the Federal Reserve System.
-Approved, August 10, 2006 

Regulations And Policies

Director, C&CA
Regulation Z (Truth in Lending)  -- annual adjustment of the dollar amount that triggers additional disclosure requirements for home mortgage loans with rates or fees above a certain amount (Docket No. R-1263).
-Approved, August 9, 2006 


Release dates | Full version (300 KB PDF)
Board Actions | Actions under delegated authority
Applications and reports received:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco