Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending May 19, 2007

Filer

Filing Type

Filing Proposal

End of Comment Period

CLEARWATER DEVELOPMENT CO., INC.

CIC

Notice by Susie Covolik, Omaha, Nebraska, to retain control of Clearwater Development Co., Inc., parent of Citizens State Bank, both in Clearwater, Nebraska, through the retention of voting shares.

Newspaper:	Not available
Federal Register:	06/07/2007

FIRST CENTRALIA BANCSHARES, INC.

* 3A3

First Centralia Bancshares, Inc., Centralia, Kansas, to acquire up to 100 percent of the voting shares of Vermillion Bankshares, Inc., parent of Vermillion State Bank, both in Vermillion, Kansas.

Newspaper:	Not available
Federal Register:	06/18/2007

MIDWEST REGIONAL BANCORP, INC.

* 3A1

Midwest Regional Bancorp, Inc., Festus, Missouri, to become a bank holding company through the acquisition of 100 percent of the voting shares of Federated Bancshares, Inc., Stilwell, Kansas, parent of The Bank of Otterville, Otterville, Missouri.

Newspaper:	Not available
Federal Register:	05/14/2007

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending May 19, 2007

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City