Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending February 16, 2008

Filer

Filing Type

Filing Proposal

End of Comment Period

FREEDOM BANCSHARES, INC.

CIC

Notice by Kelly J. Schoen to acquire control of Freedom Bancshares, Inc., parent of Freedom Bank, all of Overland Park, Kansas, through the acquisition of voting shares.

Newspaper:	Not available
Federal Register:	02/21/2008

UNION BANK, NATIONAL ASSOCIATION

Member

Union Bank, N.A., Oklahoma City, Oklahoma, to retain its membership in the Federal Reserve System following its conversion from a national to a state charter.

Newspaper:	Not applicable
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
BANK OF HOLYROOD, HOLYROOD, KANSAS	871358	10/22/2007	01/24/2008	S	Small Bank
COBIZ BK, DENVER, COLORADO	56557	10/01/2007	01/04/2008	S	Large Bank
FIRST ST B&TC, LARNED, KANSAS	9955	10/15/2007	01/11/2008	S	Small Bank
ST MARYS ST BK, SAINT MARYS, KANSAS	315357	10/22/2007	01/22/2008	S	Small Bank
UINTA BK, MOUNTAIN VIEW, WYOMING	85052	11/13/2007	02/05/2008	NI	Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending February 16, 2008

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City