Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 7
Federal Reserve Bank of: Chicago

Filings received during the week ending March 22, 2008

Filer

Filing Type

Filing Proposal

End of Comment Period

ALPINE BANK OF ILLINOIS

Member
* 18C
* Branch

Alpine Bank of Illinois, Rockford, Illinois, to become a member of the Federal Reserve System, and by Alpine Bank of Illinois, Rockford, Illinois, to merge with Belvidere National Bank & Trust Company, Belvidere, Illinois, and thereby to establish 7 branches.

Newspaper:	Not available
Federal Register:	Not applicable

CRETE BANCORPORATION, INC.

* 3A3

Crete Bancorporation, Inc., Crete, Illinois, to acquire 9.9 percent of the outstanding voting shares of St. Anne Bancorp, Inc., Manteno, Illinois, and thereby indirectly acquire control of National Bank of St. Anne, Saint Anne, Illinois.

Newspaper:	04/09/2008
Federal Register:	04/10/2008

FIRST FONTANELLE EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST

4c8
* 3A1

First Fontanelle Employee Stock Ownership Plan and Trust, Fontanelle, Iowa, to become a bank holding company by acquiring 30.76 percent of First Fontanelle Bancorporation, Fontanelle, Iowa, and thereby indirectly acquire First National Bank, Greenfield, Iowa, and also, to indirectly engage in insurance agency activities through Corn Belt Insurance Agency, Massena, Iowa, an activity of First Fontanelle Bancorporation.

Newspaper:	Not available
Federal Register:	04/09/2008

HINSDALE BANK & TRUST COMPANY

* Branch

Hinsdale Bank & Trust Company, Hinsdale, Illinois, to establish a branch to be located at Plymouth Place Senior Living, 315 N. LaGrange Road, LaGrange Park, Illinois.

Newspaper:	03/14/2008
Federal Register:	Not applicable

MINIER FINANCIAL, INC. EMPLOYEE STOCK OWNERSHIP PLAN W/401(K) PROVISIONS

* 3A3

Minier Financial, Inc. Employee Stock Ownership Plan w/401(k) Provisions, Minier, Illinois, to increase its ownership of Minier Financial, Inc., Minier, Illinois, from 27 percent to up to 51 percent, and thereby increase its indirect ownership of First Farmers State Bank, Minier, Illinois.

Newspaper:	03/27/2008
Federal Register:	04/21/2008

STATE BANK OF THE LAKES

* 18C
* Branch

State Bank of the Lakes, Antioch, Illinois, to purchase the assets and assume the liabilities of the Lake Villa, Illinois branch of Libertyville Bank and Trust Company, Libertyville, Illinois, and thereby to establish a branch located at 345 South Milwaukee Avenue, Lake Villa, Illinois.

Newspaper:	Not available
Federal Register:	Not applicable

WISCONSIN BANCORP, INC.

* 3A1

Wisconsin Bancorp, Inc., Milwaukee, Wisconsin, to become a bank holding company by acquiring 100 percent of the voting shares of Mid America Bank, Janesville, Wisconsin.

Newspaper:	Not available
Federal Register:	04/07/2008

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 7 Federal Reserve Bank of: Chicago

Filings received during the week ending March 22, 2008

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 7
Federal Reserve Bank of: Chicago