Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending September 13, 2008

Filer

Filing Type

Filing Proposal

End of Comment Period

ALFALFA COUNTY BANCSHARES, INC.

CIC

Notice submitted by the Barbara Dean Flaming Trust and Brenda Jean Flaming Salinas, trustee; the Brenda Jean Flaming Trust and Barbara Dean Flaming Waite, trustee; the Michael Todd Flaming Trust and Brenda Jean Flaming Salinas, trustee; and the Flaming Children 2008 Irrevocable Trust and Gerald R. Chelgren, trustee; all of Cherokee, Oklahoma, part of a group acting in concert, to acquire/retain control of Alfalfa County Bancshares, Inc., parent of ACB Bank, both in Cherokee, Oklahoma.

Newspaper:	Not available
Federal Register:	08/18/2008

C L C ENTERPRISES, INC.

4c8

CLC Enterprises, Inc., Nelson, Nebraska, to engage in lending activities.

Newspaper:	Not applicable
Federal Register:	10/01/2008

GN BANKSHARES, INC.

CIC

The Schifferdecker Limited Partnership, Girard, Kansas; Mark W. Schifferdecker, Girard, Kansas, in an individual capacity and as managing general partner; Susan B. Friesen, Omaha, Nebraska, Joy L. Shoop, Hiawatha, Kansas, in an individual capacity and as general partners; and John and Carole Schifferdecker, Girard, Kansas, Nancy Schifferdecker, Girard, Kansas, and Nancy George, Hepler, Kansas, to become part of the family group acting in concert, to acquire control of GN Bankshares, Inc., parent of The Girard National Bank, both in Girard, Kansas. In addition, the Neihart Limited Partnership, Kansas City, Missouri; and David Neihart, Prairie Village, Kansas, and Robert Neihart, Overland Park, Kansas, in an individual capacity and as general partners; and Wendy Neihart, Prairie Village, Kansas, to become part of the family group acting in concert to control GN Bankshares, Inc., parent of The Girard National Bank, Girard, Kansas.

Newspaper:	08/26/2008
Federal Register:	09/26/2008

WHITCORP FINANCIAL COMPANY

CIC

Notice submitted by Jeffrey F. Whitham, Garden City, Kansas; Stewart A. Whitham, Leoti, Kansas; Barth E. Whitham, Morrison, Colorado; Jennifer E. Jensik, Fredonia, Kansas; and Clay G. Whitham, Lamar, Colorado; individually and as co-trustees of various Whitham family trusts, and as a group acting in concert, to retain control of Whitcorp Financial Company, Leoti, Kansas, parent of Western State Bank, Garden City, Kansas and First National Bank in Lamar, Lamar, Colorado. In addition, Michael Callahan, Pueblo, Colorado; Ward Loyd, Garden City, Kansas; Diana Tedlock, Wichita, Kansas; and Philip Sweeney, Denver, Colorado, to acquire control of Whitcorp Financial Company, Leoti, Kansas, parent of Western State Bank, Garden City, Kansas and First National Bank in Lamar, Lamar, Colorado, all as independent trustees of various Whitham family trusts as members of the same group acting in concert.

Newspaper:	09/03/2008
Federal Register:	09/26/2008

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending September 13, 2008

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City