Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 4
Federal Reserve Bank of: Cleveland

Filings received during the week ending August 28, 2010

Filer

Filing Type

Filing Proposal

End of Comment Period

FIRST NATIONAL BANK OF PENNSYLVANIA

Foreign Branch

Notice on behalf of the First National Bank of Pennsylvania, Greenville, Pennsylvania to establish an initial branch in a foreign country.

Newspaper:	Not applicable
Federal Register:	Not applicable

WVS FINANCIAL CORP.

CIC

Interagency Notice of Change in Control by WVS Financial Corp. Employee Stock Ownerhsip Plan ("ESOP") and Jonathan D. Hoover, sole trustee, Pittsburgh, PA to retain 12.2% and eventually acquire up to 24.9% of the outstanding common voting shares of WVS Financial Corp., Pittsburgh, PA.

Newspaper:	08/26/2010
Federal Register:	08/31/2010

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
COMMERCIAL & SVG BK, MILLERSBURG, OHIO	189129	07/13/2009	08/11/2010	S	Int Sm Bank
COMMUNITY TR BK INC, PIKEVILLE, KENTUCKY	509811	06/02/2008	08/11/2010	S	Large Bank
CORN CITY ST BK, DESHLER, OHIO	560214	11/27/2006	08/11/2010	S	Small Bank
PORTAGE CMNTY BK, RAVENNA, OHIO	2668598	08/18/2008	08/11/2010	O	Small Bank
RICHWOOD BKG CO, RICHWOOD, OHIO	150727	10/19/2009	08/11/2010	S	Small Bank
TWIN VALLEY BK, WEST ALEXANDRIA, OHIO	381026	11/16/2009	08/11/2010	S	Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 4 Federal Reserve Bank of: Cleveland

Filings received during the week ending August 28, 2010

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 4
Federal Reserve Bank of: Cleveland