Actions under delegated authority

Heartland Community Bank, Bryant, Arkansas -- to establish a branch at 5100 Kavanaugh Boulevard, Little Rock.
-Approved, October 14, 2010

CapGen Capital Group IV LLC, New York, New York, and CapGen Capital Group IV LP -- to become bank holding companies and to acquire shares of Jacksonville Bancorp, Jacksonville, Florida, and indirectly acquire The Jacksonville Bank.
-Approved, October 14, 2010

Charles Investment Group, LLC, Birmingham, Alabama -- to become a bank holding company and to acquire shares of Americus Financial Services, Inc., Birmingham, and its subsidiary bank, Red Mountain Bank, N.A.
-Approved, October 14, 2010

First Citizens Bancshares, Inc., Raleigh, North Carolina -- waiver of application with respect to IronStone Bank, Fort Myers, Florida, in connection with the merger of IronStone Bank and First-Citizens Bank & Trust Company, Raleigh, North Carolina.
-Granted, October 15, 2010

First Financial Bankshares, Inc., Abilene, Texas -- to acquire Sam Houston Financial Corp., Huntsville, and indirectly acquire First State Bank.
-Approved, October 15, 2010

First Southern Bancshares, Inc., Batesville, Arkansas -- to become a bank holding company and to acquire First Southern Bank, Batesville.
-Withdrawn, October 14, 2010

The Goldman Sachs Group, Inc., New York, New York -- request for an exemption under the Depository Institution Management Interlocks Act and Regulation L.
-Granted, October 14, 2010

Jacksonville Bancorp, Inc., Jacksonville, Florida -- to acquire Atlantic BancGroup, Inc., Jacksonville Beach, and indirectly acquire Oceanside Bank.
-Approved, October 14, 2010

Kearny MHC, Kearny, New Jersey, and Kearny Financial Corporation -- waiver of application for the temporary acquisition of Central Jersey Bank, N.A., Oakhurst, in connection with the merger of Central Jersey Bank with Kearny's subsidiary thrift, Kearny Federal Savings Bank, Kearny.
-Granted, October 12, 2010

Sugar River Bancorp, MHC, Newport, New Hampshire -- to become a mutual bank holding company and to acquire Sugar River Bank, Newport.
-Approved, October 15, 2010

Treetops Acquisition Group LP, Treetops Acquisition Group II LP, Treetops Acquisition Group Ltd., Treetops Acquisition Group II Ltd., CAM Discount Ltd., and the Edgar M. Bronfman IDB Trusts A-G (all organized under the laws of the Cayman Islands), New York, New York -- to acquire additional shares of Israel Discount Bank, Ltd., Tel Aviv, Israel, and thereby indirectly acquire additional shares of Discount Bancorp Inc., New York, New York, and Israel Discount Bank of New York.
-Approved, October 15, 2010

Verus Acquisition Group, Inc., Fort Collins, Colorado -- to become a bank holding company and to acquire shares of Fort Collins Commerce Bank, Fort Collins; Larimer Bank of Commerce; and Loveland Bank of Commerce, Loveland.
-Approved, October 14, 2010

Arvest Bank, Fayetteville, Arkansas -- to purchase the assets and assume the liabilities of Hillcrest Bank, Overland Park, Kansas, and to retain the acquired facilities as branches.
-Withdrawn, October 11, 2010

Midland States Bank, Effingham, Illinois -- to purchase the assets and assume the liabilities of Westbridge Bank & Trust Company, Chesterfield, Missouri, and to retain the acquired facility as a branch.
-Approved, October 15, 2010

Providence Bank, Columbia, Missouri -- to purchase the assets and assume the deposit liabilities of Premier Bank, Jefferson City, and to retain the acquired facilities as branches.
-Approved, October 15, 2010

Alliance Bank Shares Corporation, Andover, Minnesota -- change in bank control of Alliance and its subsidiary bank, 1st Regents Bank, Andover.
-Permitted, October 15, 2010

American Bancorporation of Minnesota, Inc., Brainerd, Minnesota -- to retain control of American Bancorporation and its subsidiary bank, American National Bank of Minnesota, Baxter.
-Permitted, October 15, 2010

Branson Bancshares, Inc., Branson, Missouri -- to retain control of Branson Bancshares and its subsidiary bank, Branson Bank, Branson.
-Permitted, October 14, 2010

Florida Business Bancgroup, Inc., Tampa, Florida -- change in bank control of Florida Business and its subsidiary bank, Bay Cities Bank, Tampa.
-Permitted, October 15, 2010

Smith Associated Banking Corporation, Hot Springs, Arkansas -- change in bank control of Smith and its subsidiary banks, Bank of Salem, Salem, and Security Bank, Stephens.
-Permitted, October 4, 2010
(A/C)

Arvest Bank, Fayetteville, Arkansas -- extension to April 21, 2011, to establish a branch at the corner of Highway 277 & A Street, Elgin, Oklahoma.
-Granted, October 15, 2010

Community Bank Partners, Inc., Denver, Colorado -- extension to December 14, 2010, to become a bank holding company and to acquire The Palisades National Bank, Palisade.
-Granted, October 12, 2010

First Southern Bancorp, Inc., Stanford, Kentucky -- extension to January 16, 2011, to acquire shares of CKF Bancorp, Inc., Danville, and thereby indirectly acquire an interest in Central Kentucky Federal Savings Bank.
-Granted, October 15, 2010

Citigroup Inc., New York, New York -- waiver of remainder of notification period to make an additional investment in Citigroup Japan Holdings Corporation, Tokyo, Japan, as part of a reorganization of Citigroup's Japanese operations.
-Granted, October 14, 2010

AltaPacific Bank, Santa Rosa, California -- to become a member of the Federal Reserve System.
-Approved, October 15, 2010

Federal Open Market Committee -- minutes of the meeting on September 21, 2010.
-Published, October 12, 2010