Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending June 18, 2011

Filer

Filing Type

Filing Proposal

End of Comment Period

COMMERCE BANK, NATIONAL ASSOCIATION

Member

Commerce Bank, National Association, Kansas City, Missouri, to convert from a national to a state charter bank and retain its membership with the Federal Reserve.

Newspaper:	Not applicable
Federal Register:	Not applicable

FARMERS BANK OF NORTHERN MISSOURI, NATIONAL ASSOCIATION

Member

Farmers Bank of Northern Missouri, National Association, Unionville, Missouri, to convert from a national to a state charter bank and retain its membership with the Federal Reserve.

Newspaper:	Not applicable
Federal Register:	Not applicable

FIRSTBANK

* Branch

FirstBank, Lakewood, Colorado, to establish a de novo branch at 2100 Broadway Street, Boulder, Colorado.

Newspaper:	Not available
Federal Register:	Not applicable

KEYSTONE INVESTMENT, INC.

CIC

Notification by Teresa L. Keslar, Beatrice, Nebraska, to acquire control of Keystone Investment, Inc., parent of Bank of Keystone, both in Keystone, Nebraska.

Newspaper:	Not available
Federal Register:	06/21/2011

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
BANK OF BENNINGTON, BENNINGTON, NEBRASKA	348159	03/07/2011	06/07/2011	S	Small Bank
BANK OF KREMLIN, KREMLIN, OKLAHOMA	883959	02/28/2011	05/30/2011	S	Small Bank
FIRST BETHANY BK & TR, BETHANY, OKLAHOMA	988452	03/14/2011	06/01/2011	S	Small Bank
INTERBANK, OKLAHOMA CITY, OKLAHOMA	1187001	02/28/2011	06/02/2011	S	Int Sm Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending June 18, 2011

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City