Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending November 12, 2011

Filer

Filing Type

Filing Proposal

End of Comment Period

BON, INC.

* 3A3

Bon, Inc.; Goering Financial Holding Company Partnership, L.P.; and Goering Management Company, L.L.C., all of Moundridge, Kansas, to acquire 100 percent of the voting shares of Home State Bancshares, Inc., McPherson, Kansas, parent of Home State Bank & Trust Co., McPherson, Kansas.

Newspaper:	Not available
Federal Register:	10/11/2011

COMMERCE BANK

* Branch

Commerce Bank, Kansas City, Missouri, to establish a branch at 8450 East Crescent Parkway, Suite 150, Greenwood Village, Colorado.

Newspaper:	11/19/2011
Federal Register:	Not applicable

F&M BANK & TRUST COMPANY, THE

* Branch

F&M Bank and Trust Company, Tulsa, Oklahoma, to establish a branch at 11970 North Central Expressway, Suite 210, Dallas, Texas.

Newspaper:	Not available
Federal Register:	Not applicable

FIRST NATIONAL BANK OF TEXHOMA, THE

Member

The First National Bank of Texhoma (to be known as Anchor D Bank), Texhoma, Oklahoma, to convert from a national to a state charter bank and retain its membership with the Federal Reserve.

Newspaper:	Not applicable
Federal Register:	Not applicable

LINDOE, INC.

4c8

Lindoe, Inc., Ordway, Colorado, proposes to engage in lending activities.

Newspaper:	Not applicable
Federal Register:	12/02/2011

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending November 12, 2011

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City