Actions under delegated authority

Actions taken during the week ending November 26, 2011

Bank Branches, Domestic

Atlanta

IBERIABANK, Lafayette, Louisiana -- to establish a branch at 4894 Poplar Avenue, Memphis, Tennessee.
-Approved, November 21, 2011

Atlanta

IBERIABANK, Lafayette, Louisiana -- to establish a branch at 2824 Cahaba Road, Birmingham, Alabama.
-Approved, November 21, 2011

Bank Holding Companies

New York

Community Bank System, Inc., Dewitt, New York -- to acquire CAI Benefits, Inc., New York, and thereby engage in employee benefits consulting services.
-Approved, November 22, 2011

Dallas

Happy Bancshares, Inc., Canyon, Texas, and SBI Acquisition Corp., Amarillo -- to acquire Signature Bancshares, Inc., Dallas, and thereby indirectly acquire Signature Bank; and for SBI Acquisition Corp. to become a bank holding company.
-Approved, November 22, 2011

Change in Bank Control

Minneapolis

Northern Financial Corporation, Independence, Wisconsin -- change in bank control of Northern Financial and its subsidiary bank, Independence State Bank, Independence.
-Permitted, November 21, 2011

Minneapolis

Northern Financial Corporation, Independence, Wisconsin -- to retain control of Northern Financial and its subsidiary bank, Independence State Bank, Independence.
-Permitted, November 23, 2011

Financial Holding Companies

New York

Canandaigua National Corporation, Canandaigua, New York -- election to become a financial holding company.
-Effective, November 21, 2011

Regulations and Policies

FOMC

Federal Open Market Committee -- minutes of the meeting on November 1-2, 2011.
-Published, November 22, 2011