Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending April 20, 2013

Filer Filing Type Filing Proposal End of Comment Period
1ST UNITED BANCORP, INC. * 3A5
* 18C
* Branch
1st United Bancorp, Boca Raton, Florida (Bancorp), to merge with Enterprise Bancorp, Inc., Palm Beach Gardens, Florida, and thereby acquire its subsidiary, Enterprise Bank of Florida, North Palm Beach, Florida (Bank). In addition, Bancorp's subsidiary, 1st United Bank, Boca Raton, Florida, will merge with Bank.
Newspaper: 05/08/2013
Federal Register: 05/10/2013
CEDARSTONE FINANCIAL, INC. * 3A1 CedarStone Financial, Inc., to become a bank holding company by acquiring CedarStone Bank, both of Lebanon, Tennessee.
Newspaper: Not available
Federal Register: Not available
ENTERPRISE CAPITAL CORPORATION, INC. CIC Prior change in control notice filed by William Henry Carr, Enterprise, Alabama, and Jerry Newman Carr, Cornelius, North Carolina, to acquire 31.12 percent of the outstanding shares of Enterprise Capital Corporation, Inc., and its subsidiary bank, The Citizens Bank, both of Enterprise, Alabama.
Newspaper: Not available
Federal Register: 04/04/2013


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location
RSSD
ID
 
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
NONE


CRA Examinations scheduled for     Quarter of

Institution Location
NONE

* Subject to the provisions of the Community Reinvestment Act

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco